# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-064637
**Filing Date:** 2026-6
**Character Count:** 9176396
**Document Hash:** 84335c8e187b99d38e11725d7bf7c39b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-064637.hdr.sgml**: 20260603

**ACCESSION NUMBER**: 0001213900-26-064637

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 41

**CONFORMED PERIOD OF REPORT**: 20260603

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260603

**DATE AS OF CHANGE**: 20260603

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 261060221

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange
Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-NQM8 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.01 [AMC Diligence, LLC ()"**AMC**") Narrative](ea029338601_ex99-01.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC Rating Agency Grades Report](ea029338601_ex99-01sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea029338601_ex99-01sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuation Summary Report](ea029338601_ex99-01sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea029338601_ex99-01sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC Business Purpose Report](ea029338601_ex99-01sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Multi Property Report](ea029338601_ex99-01sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [AMC Multi Property Valuation Report](ea029338601_ex99-01sch7.htm)

&nbsp;&nbsp;&nbsp;&nbsp;8. [AMC Multi Property Units Report](ea029338601_ex99-01sch8.htm)

&nbsp;&nbsp;&nbsp;&nbsp;9. [AMC Data Compare Report](ea029338601_ex99-01sch9.htm)

&nbsp;&nbsp;&nbsp;&nbsp;10. [AMC Valuation Data Report](ea029338601_ex99-01sch10.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.02 [Consolidated Analytics, Inc. ()"**CA**") Narrative](ea029338601_ex99-02.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Due Diligence Standard Report](ea029338601_ex99-02sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [CA Valuations Report](ea029338601_ex99-02sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [CA Supplemental Report](ea029338601_ex99-02sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [CA RA Grades Report](ea029338601_ex99-02sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [CA Data Compare Report](ea029338601_ex99-02sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.03 [Maxwell Diligence Solutions, LLC ()"**Maxwell**") Narrative](ea029338601_ex99-03.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Maxwell Standard Exceptions Report](ea029338601_ex99-03sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Maxwell Grading Report](ea029338601_ex99-03sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Maxwell Valuation Report](ea029338601_ex99-03sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Maxwell Supplemental Data Report](ea029338601_ex99-03sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Maxwell Business Purpose Supplement Report](ea029338601_ex99-03sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Maxwell Data Compare Report](ea029338601_ex99-03sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.04 [Adfitech, Inc. dba Mortgage Connect Risk Solutions ()"**MCRS** ")](ea029338601_ex99-04.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [MCRS Supplemental Data Report](ea029338601_ex99-04sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [MCRS Business Purpose Supplement Report](ea029338601_ex99-04sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [MCRS Rating Agency Grades Report](ea029338601_ex99-04sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [MCRS Rating Agency Grades Detail Report](ea029338601_ex99-04sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [MCRS Valuation Report](ea029338601_ex99-04sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [MCRS ATR or QM Report](ea029338601_ex99-04sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [MCRS Data Compare Report](ea029338601_ex99-04sch7.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.05 [CA Valuation Narrative](ea029338601_ex99-05.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Valuation Analysis Report](ea029338601_ex99-05sch1.htm)

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: June 3, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-1_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted on mortgage loans with origination dates from July 2022 through March 2026.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 1,054 mortgage loans totaling an aggregate original principal balance of approximately $599.934 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Originator Application Date |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (647 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

1 \| P a g e

![](ex99-1_001.jpg)

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

2 \| P a g e

![](ex99-1_001.jpg)

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (647 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

3 \| P a g e

![](ex99-1_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission
notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business
day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial
and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR)
outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

4 \| P a g e

![](ex99-1_001.jpg)

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form
was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last
GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing
Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated
Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

▪ Final application (1003);

▪ Note;

▪ Appraisal;

▪ Sales contract;

▪ Title/Preliminary Title;

▪ Initial TIL;

▪ Final TIL;

▪ Final HUD-1;

5 \| P a g e

![](ex99-1_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

▪ Right of Rescission Disclosure;

▪ Mortgage/Deed of Trust;

▪ Mortgage Insurance;

▪ Tangible Net Benefit Disclosure;

▪ FACTA disclosures; and

▪ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine
if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed
the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing
policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies
and procedures, AMC's review was limited to formal general statements of entity compliance provided by the loan originator, if any.
These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the
mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan
require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed,
directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator
organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security
instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided
the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR)
underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages
(12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R.
1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

6 \| P a g e

![](ex99-1_001.jpg)

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

7 \| P a g e

![](ex99-1_001.jpg)

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to
receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

8 \| P a g e

![](ex99-1_001.jpg)

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications
on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of
terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications
on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based
on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan
Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the
borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

▪ Closing Disclosures; and

▪ Certain other disclosures related to the enumerated tests set forth herein.

9 \| P a g e

![](ex99-1_001.jpg)

**<u>DEBT SERVICE COVERAGE RATIO (DSCR) REVIEW (407 Mortgage Loans)</u>**

**DOCUMENT REVIEW**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**CREDIT REVIEW**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

10 \| P a g e

![](ex99-1_001.jpg)

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**DATA COLLECTION**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

**Standard Value Analysis:** AMC shall review Client-provided BPOs, appraisals or other valuation products as submitted to AMC by Client. AMC shall gather and analyze additional comparables utilizing online sources to assist in determining a reconciled value. A reconciliation report shall be provided for each property with documented comparables and the AMC reviewer's commentary. AMC will provide results via FTP, email, via Client access to AMC' s loan level website – Clarity or via other means as mutually agreed between Client and AMC. Data will be provided in both data file format and loan level PDF.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

11 \| P a g e

![](ex99-1_001.jpg)

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

(Please note there are "Leases" loans that did not receive a compliance review or grade.)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Standard and Poor's Loan Grades (# of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (# of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (# of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (# of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;805 | &nbsp;&nbsp;312 | &nbsp;&nbsp;1051 | &nbsp;&nbsp;574 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;249 | &nbsp;&nbsp;335 | &nbsp;&nbsp;3 | &nbsp;&nbsp;480 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**647** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**1054** |
| &nbsp;&nbsp;**Standard and Poor's Loan Grades (% of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (% of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (% of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (% of Loans)** | &nbsp;&nbsp;**Standard and Poor's Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;76.38% | &nbsp;&nbsp;48.22% | &nbsp;&nbsp;99.72% | &nbsp;&nbsp;54.46% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;23.62% | &nbsp;&nbsp;51.78% | &nbsp;&nbsp;0.28% | &nbsp;&nbsp;45.54% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;805 | &nbsp;&nbsp;311 | &nbsp;&nbsp;1051 | &nbsp;&nbsp;574 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;249 | &nbsp;&nbsp;336 | &nbsp;&nbsp;3 | &nbsp;&nbsp;480 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**647** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**1054** |

---

12 \| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of Loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;76.38% | &nbsp;&nbsp;48.07% | &nbsp;&nbsp;99.72% | &nbsp;&nbsp;54.46% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;23.62% | &nbsp;&nbsp;51.93% | &nbsp;&nbsp;0.28% | &nbsp;&nbsp;45.54% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;300 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;52 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;38 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***445*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**445** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;179 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;65 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***272*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**272** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**3** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**720** |

---

13 \| P a g e

![](ex99-1_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**S&P Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;300 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;52 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;38 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***443*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**443** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;179 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;65 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***272*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**272** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**3** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**718** |

---

14 \| P a g e

![](ex99-1_001.jpg)

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 1,054 mortgage loans reviewed, there were 1,487 different tape discrepancies across 31 data fields (some mortgage loans had more than one data delta). The largest variances were found on Borrower Last Name, Mortgage Type and Investor: Qualifying Total Debt Ratio.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;5 | &nbsp;&nbsp;993 | &nbsp;&nbsp;0.50% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;29 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;870 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;152 | &nbsp;&nbsp;2.63% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;35 | &nbsp;&nbsp;706 | &nbsp;&nbsp;4.96% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;191 | &nbsp;&nbsp;923 | &nbsp;&nbsp;20.69% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;7 | &nbsp;&nbsp;499 | &nbsp;&nbsp;1.40% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;18 | &nbsp;&nbsp;1052 | &nbsp;&nbsp;1.71% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;15 | &nbsp;&nbsp;133 | &nbsp;&nbsp;11.28% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;9 | &nbsp;&nbsp;133 | &nbsp;&nbsp;6.77% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;15 | &nbsp;&nbsp;111 | &nbsp;&nbsp;13.51% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;52 | &nbsp;&nbsp;622 | &nbsp;&nbsp;8.36% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;87 | &nbsp;&nbsp;148 | &nbsp;&nbsp;58.78% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;132 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;53 | &nbsp;&nbsp;675 | &nbsp;&nbsp;7.85% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;165 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;149 | &nbsp;&nbsp;678 | &nbsp;&nbsp;21.98% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;705 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;64 | &nbsp;&nbsp;841 | &nbsp;&nbsp;7.61% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;197 | &nbsp;&nbsp;1.02% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;155 | &nbsp;&nbsp;675 | &nbsp;&nbsp;22.96% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;117 | &nbsp;&nbsp;174 | &nbsp;&nbsp;67.24% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;2 | &nbsp;&nbsp;1002 | &nbsp;&nbsp;0.20% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;17 | &nbsp;&nbsp;799 | &nbsp;&nbsp;2.13% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;7 | &nbsp;&nbsp;1002 | &nbsp;&nbsp;0.70% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;23 | &nbsp;&nbsp;1054 | &nbsp;&nbsp;2.18% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;23 | &nbsp;&nbsp;837 | &nbsp;&nbsp;2.75% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;194 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;973 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;34 | &nbsp;&nbsp;8.82% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;10 | &nbsp;&nbsp;243 | &nbsp;&nbsp;4.12% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;114 | &nbsp;&nbsp;994 | &nbsp;&nbsp;11.47% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;1002 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;24 | &nbsp;&nbsp;256 | &nbsp;&nbsp;9.38% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;59 | &nbsp;&nbsp;987 | &nbsp;&nbsp;5.98% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;1 | &nbsp;&nbsp;1054 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;68 | &nbsp;&nbsp;1053 | &nbsp;&nbsp;6.46% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;127 | &nbsp;&nbsp;370 | &nbsp;&nbsp;34.32% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;31 | &nbsp;&nbsp;1054 | &nbsp;&nbsp;2.94% | &nbsp;&nbsp;1054 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1487** | &nbsp;&nbsp;**23521** | &nbsp;&nbsp;**6.32%** | &nbsp;&nbsp;**1054** |

---

15 \| P a g e

![](ex99-1_001.jpg)

**VALUE ANALYSIS SUMMARY**

Of the 146 mortgage loans reviewed, 146 mortgage loans had no variances greater than 10% from the origination appraisal.

A**DDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1002 | &nbsp;&nbsp;95.07% | &nbsp;&nbsp;$566100041.00 | &nbsp;&nbsp;94.36% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;52 | &nbsp;&nbsp;4.93% | &nbsp;&nbsp;$33833737.00 | &nbsp;&nbsp;5.64% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$599933778.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;1054 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$599933778.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$599933778.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;$300000.00 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;239 | &nbsp;&nbsp;22.68% | &nbsp;&nbsp;$113506030.00 | &nbsp;&nbsp;18.92% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.19% | &nbsp;&nbsp;$2028000.00 | &nbsp;&nbsp;0.34% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;135 | &nbsp;&nbsp;12.81% | &nbsp;&nbsp;$83310303.00 | &nbsp;&nbsp;13.89% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;497 | &nbsp;&nbsp;47.15% | &nbsp;&nbsp;$270277226.00 | &nbsp;&nbsp;45.05% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;180 | &nbsp;&nbsp;17.08% | &nbsp;&nbsp;$130512219.00 | &nbsp;&nbsp;21.75% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$599933778.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.66% | &nbsp;&nbsp;$4972023.00 | &nbsp;&nbsp;0.83% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;1040 | &nbsp;&nbsp;98.67% | &nbsp;&nbsp;$590385930.00 | &nbsp;&nbsp;98.41% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.66% | &nbsp;&nbsp;$4575825.00 | &nbsp;&nbsp;0.76% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$599933778.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;569 | &nbsp;&nbsp;53.98% | &nbsp;&nbsp;$329887293.00 | &nbsp;&nbsp;54.99% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.28% | &nbsp;&nbsp;$855200.00 | &nbsp;&nbsp;0.14% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;119 | &nbsp;&nbsp;11.29% | &nbsp;&nbsp;$57923481.00 | &nbsp;&nbsp;9.65% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;17 | &nbsp;&nbsp;1.61% | &nbsp;&nbsp;$8251982.00 | &nbsp;&nbsp;1.38% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;223 | &nbsp;&nbsp;21.16% | &nbsp;&nbsp;$133775709.00 | &nbsp;&nbsp;22.30% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.19% | &nbsp;&nbsp;$556875.00 | &nbsp;&nbsp;0.09% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;17 | &nbsp;&nbsp;1.61% | &nbsp;&nbsp;$7447390.00 | &nbsp;&nbsp;1.24% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;62 | &nbsp;&nbsp;5.88% | &nbsp;&nbsp;$29654244.00 | &nbsp;&nbsp;4.94% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;28 | &nbsp;&nbsp;2.66% | &nbsp;&nbsp;$17502388.00 | &nbsp;&nbsp;2.92% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.14% | &nbsp;&nbsp;$10223166.00 | &nbsp;&nbsp;1.70% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.19% | &nbsp;&nbsp;$3856050.00 | &nbsp;&nbsp;0.64% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$599933778.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;413 | &nbsp;&nbsp;39.18% | &nbsp;&nbsp;$309719515.00 | &nbsp;&nbsp;51.63% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;572 | &nbsp;&nbsp;54.27% | &nbsp;&nbsp;$255233999.00 | &nbsp;&nbsp;42.54% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;69 | &nbsp;&nbsp;6.55% | &nbsp;&nbsp;$34980264.00 | &nbsp;&nbsp;5.83% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1054** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$599933778.00** | &nbsp;&nbsp;**100.00%** |

---

16 \| P a g e

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** |
| XXXXXX | 4000005497 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000097486 | XXXXXX |  |  | C |  | C | C | C | C | C | D B C | D C | A |  | A | A | A | A | A | B | B |  |
| XXXXXX | 6000097492 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000097465 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000097466 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000097457 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000097443 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 6000097476 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000097471 | XXXXXX |  |  | C |  | B | B | B | B | B | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000097496 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000091768 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000092689 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 4000094256 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 2000000169 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000095079 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 2000000173 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000187 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000197 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 2000000212 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000097289 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 4000098856 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000098170 | XXXXXX |  |  | C |  | C | C | C | C | C | D | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000100060 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000209 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000100745 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000103584 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000100142 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000100296 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000100373 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000100709 | XXXXXX |  |  | C |  | B | B | B | B | B | C | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000100310 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000101456 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000098741 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000102246 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000098924 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000099059 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000100063 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000100349 | XXXXXX |  |  | B |  | A | A | A | A | A | D | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000100513 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000081501 | XXXXXX |  |  | C D |  | B | B | B | B | B | A | C D | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000100772 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000100577 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000101467 | XXXXXX |  |  | C |  | B | B | B | B | B | D | D | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000203 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000100578 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 2000000205 | XXXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 2000000241 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000100267 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000215 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 4000100845 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000103411 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 2000000237 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000222 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105546 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000229 | XXXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 4000104600 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000103546 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000104293 | XXXXXX |  |  | D |  | B | B | B | B | B | A | D | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000104228 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000105289 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105000 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106064 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 2000000250 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000105102 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106055 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000246 | XXXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 4000106059 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105151 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000106057 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106980 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106979 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000107763 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 2000000266 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000107090 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106723 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107099 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107592 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107405 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106977 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000107407 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000106700 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 2000000282 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000105498 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107103 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106739 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106702 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000105133 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000104695 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000107113 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000106880 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000106709 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107107 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000292 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000107473 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105250 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000108436 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000105549 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000107307 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000107406 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000106941 | XXXXXX |  |  | C D |  | C | C | C | C | C | A | C D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000106832 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000305 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000319 | XXXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXXX | 4000106730 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000107114 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000235 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000106155 | XXXXXX |  |  | D |  | C | C | C | C | C | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106432 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105823 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000311 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000268 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000291 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 2000000301 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 2000000277 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109040 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000108653 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108705 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106732 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106088 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000108922 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106329 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000109240 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109939 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106398 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000293 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105472 | XXXXXX |  |  | C D |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109334 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 2000000314 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109126 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109990 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000105810 | XXXXXX |  |  | D |  | A | A | A | A | A | A | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000107007 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000107993 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110059 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000108410 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108941 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108634 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109127 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107783 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108755 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000106803 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109473 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109097 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109118 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105861 | XXXXXX |  |  | B |  | D | D | D | D | D | A | D | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000317 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000108781 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109247 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108579 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110290 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106175 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000103908 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000106579 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| XXXXXX | 4000111881 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000108730 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110743 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110742 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110739 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110738 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110737 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110736 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110735 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110734 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110733 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110732 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110731 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110728 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110727 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110725 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110724 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110723 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110722 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110721 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110720 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110719 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110717 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110714 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110713 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110710 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110707 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110706 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110705 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110704 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110702 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110700 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110699 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110698 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110697 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110696 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110695 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110694 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110693 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110692 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110691 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110690 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110689 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110687 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110686 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110685 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110683 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110681 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110679 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110678 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110677 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110676 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110671 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110669 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110668 | XXXXXX |  |  | A |  | B | B | B | B | B | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110664 | XXXXXX |  |  | A |  | B | B | B | B | B | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110663 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110655 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110654 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110651 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110649 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110648 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110646 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110645 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110644 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110641 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110638 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110636 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110635 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110634 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110633 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110632 | XXXXXX |  |  | C |  | C | C | C | C | C | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110630 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110629 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110627 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110626 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110623 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110621 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110620 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110619 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110618 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110617 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110616 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110615 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110729 | XXXXXX |  |  | A |  | B | C | B | C | B | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110726 | XXXXXX |  |  | C |  | C | C | C | C | C | D B C | D C | A |  | A | A | A | A | A | B | B |  |
| XXXXXX | 6000110712 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110711 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110709 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110701 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110688 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110682 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110680 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110675 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110674 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110673 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110672 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110670 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 6000110667 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110666 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110665 | XXXXXX |  |  | A |  | B | C | B | C | B | A | B C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110661 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110658 | XXXXXX |  |  | C |  | A | A | A | A | A | D A | D C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110656 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110652 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110647 | XXXXXX |  |  | C |  | C | C | C | C | C | D B C | D C | A |  | A | B | B | B | A | B | B |  |
| XXXXXX | 6000110643 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110642 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110625 | XXXXXX |  |  | C |  | C | C | C | C | C | D A | D C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110624 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110744 | XXXXXX |  |  | A |  | B | B | B | B | B | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110740 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000110730 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110716 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110708 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110703 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110684 | XXXXXX |  |  | D |  | B | B | B | B | B | A | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110662 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110659 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110657 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110653 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110640 | XXXXXX |  |  | C |  | B | B | B | B | B | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110637 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000110631 | XXXXXX |  |  | B |  | A | A | A | A | A | D | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 6000110628 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000304 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000105486 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109446 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110357 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108712 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000299 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112336 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000107975 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109824 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110333 | XXXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109772 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112967 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000367 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109265 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109373 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110812 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000109096 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000108955 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109091 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000111196 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000111671 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112360 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109060 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115044 | XXXXXX |  |  | C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000110321 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110651 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000111057 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000109617 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110685 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115344 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000106990 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000105552 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115163 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107556 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110040 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110316 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110340 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000112163 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110453 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000108143 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110034 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000113067 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000368 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116128 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000109552 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000339 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000107154 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000109154 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000109218 | XXXXXX |  |  | B |  |  |  |  |  |  | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000109151 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000103910 | XXXXXX |  |  | D |  | B | B | B | B | B | A | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000106604 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000111831 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110145 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000111248 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114185 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115272 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115388 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116614 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000108915 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000112655 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000372 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115848 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000109016 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116067 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113236 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116376 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000110777 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113538 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110354 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114672 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112475 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115042 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115578 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000109710 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000107775 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000114197 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000115365 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000112553 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113298 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000116075 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117008 | XXXXXX |  |  | C D |  | B | B | B | B | B | A | C D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000113453 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116371 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116791 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116414 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115076 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000111696 | XXXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113531 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000114104 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000109011 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116935 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115510 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116714 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000115446 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114848 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000114439 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115931 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116655 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116242 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114531 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000113708 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113826 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117003 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116069 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000112924 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000113238 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115257 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116052 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000114421 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115700 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115364 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114470 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000113122 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113653 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115137 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116237 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114491 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 2000000382 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115035 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117222 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000113842 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117229 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116872 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110821 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116866 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116833 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000341 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116255 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116881 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000110649 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110653 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116675 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116825 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000110794 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116451 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000113810 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116394 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115627 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114081 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115139 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000113612 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115281 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117022 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000113673 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114304 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113849 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114442 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116446 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117578 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113117 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117031 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000114901 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116211 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000111455 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115548 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116258 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116046 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116869 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118586 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116640 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116175 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117378 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117116 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000111446 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117011 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115859 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117026 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116101 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000111330 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116090 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118539 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116794 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118846 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114703 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000397 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 2000000395 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117266 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117399 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113222 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116156 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117027 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115875 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116042 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113602 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115757 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000103672 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117629 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000106596 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118050 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000114807 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116768 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113088 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117518 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117679 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000116746 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118778 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117097 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000113438 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000116426 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000110670 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117580 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117716 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117025 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117023 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115850 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000114796 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118230 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000115973 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000112264 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117898 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117021 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116980 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117004 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114070 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117357 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115857 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117005 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115863 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117648 | XXXXXX |  |  | D |  | C | C | C | C | C | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000424 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117262 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116314 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114895 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117108 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000407 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116059 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000406 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 2000000377 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118101 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117369 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115135 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116634 | XXXXXX |  |  | D |  | B | B | B | B | B | A | D | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116900 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116969 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117646 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000115608 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115767 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118046 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116361 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118969 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000112261 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117148 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118408 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118420 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117393 | XXXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116342 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118754 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115672 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000114827 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116355 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117174 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118152 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117671 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119579 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114725 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115027 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118971 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118995 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118472 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115876 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117926 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116490 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117681 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116252 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116236 | XXXXXX |  |  | A |  | C | C | C | C | C | C | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115854 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115708 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115039 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115693 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000119609 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116122 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 6000112301 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112281 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112261 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112290 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000111986 | XXXXXX |  |  | C D |  |  |  |  |  |  | A | C D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112254 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112274 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112259 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112272 | XXXXXX |  |  | C D |  |  |  |  |  |  | A | C D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112234 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112247 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112300 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112222 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112215 | XXXXXX |  |  | A |  |  |  |  |  |  | C | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000109226 | XXXXXX |  |  | C D |  |  |  |  |  |  | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112266 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112295 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112132 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000111971 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112183 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112043 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112164 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000112157 | XXXXXX |  |  | C D |  |  |  |  |  |  | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112057 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000112072 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112200 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112227 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000112284 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112134 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112125 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112130 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000112068 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112287 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112149 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000111989 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000112230 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112039 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112168 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112122 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112034 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112045 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112217 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112086 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112089 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112011 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112036 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112113 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112032 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112071 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112004 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112147 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112002 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112115 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112107 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112196 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112162 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112143 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112007 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112079 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112145 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112204 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112298 | XXXXXX |  |  | C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112289 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112257 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000117029 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118075 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118172 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116526 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116319 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118530 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118168 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117336 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117816 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118020 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115844 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000114707 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113454 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117535 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114695 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000115696 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000115812 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113311 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112436 | XXXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118305 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117983 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118613 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116616 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117105 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118493 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115869 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116950 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118005 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118106 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000120084 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120417 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118582 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117948 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118811 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118614 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120063 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118609 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118608 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114727 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000370 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118552 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117897 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117183 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000115852 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118670 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116909 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117404 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117156 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116901 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119538 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117203 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120477 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118048 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118903 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116238 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118913 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115868 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116157 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115289 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118489 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118784 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117644 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000119033 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118734 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000119004 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114445 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118668 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119034 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118773 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118329 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118757 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118905 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116076 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118246 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119705 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117949 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000117016 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000409 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000120827 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120799 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120797 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117726 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120820 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120804 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120818 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114410 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118488 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114376 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112116 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000112975 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115260 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114372 | XXXXXX |  |  | D |  | C | C | C | C | C | A | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000111651 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117996 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000114368 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116878 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116103 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120819 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117701 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000114453 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117214 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118070 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118865 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116181 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116818 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116508 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120811 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118716 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116257 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116651 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117779 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119603 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119451 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118684 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118682 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119077 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116663 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000113575 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118685 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000116343 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118095 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118894 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119440 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118407 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118426 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116254 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119455 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118307 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116403 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120492 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117972 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118607 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118756 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119179 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121487 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119007 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118727 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116260 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114643 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117446 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116193 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000119118 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119068 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118434 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000119089 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120494 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000117012 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119673 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118951 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118920 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119035 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118091 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120287 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000116812 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113989 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000114517 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118094 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117028 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000115917 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117963 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118328 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114869 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119926 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115506 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120566 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120260 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000119239 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120444 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000113657 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118104 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117904 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120220 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 2000000486 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119235 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120319 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118813 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120284 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120228 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120400 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120707 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120443 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120792 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121155 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120490 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119314 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120361 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118619 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000119841 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118346 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117503 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120232 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000119026 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117505 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000497 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000401 | XXXXXX |  |  | B |  | B | B | B | B | B | D | D | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119616 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118469 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119927 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119022 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120288 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118092 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117682 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121213 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000119941 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120864 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120248 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120233 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120650 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118972 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000115837 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120386 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120488 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120069 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121973 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118425 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118545 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000121106 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118831 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118886 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120634 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120613 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120652 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120307 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120651 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120080 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120116 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118541 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000119106 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118484 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000122391 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120281 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119957 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000122193 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000122212 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120854 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120105 | XXXXXX |  |  | D |  | C | C | C | C | C | A | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000120437 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000117519 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119798 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000117903 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119113 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120800 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121358 | XXXXXX |  |  | C |  | A | A | A | A | A | C | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000120036 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 2000000405 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120821 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120224 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000116061 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000118483 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119416 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119027 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119512 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119019 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120837 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121568 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120500 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118551 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000116916 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120807 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118064 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 2000000414 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000114826 | XXXXXX |  |  | D |  | D | D | D | D | D | A | D | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000119851 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000120874 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000119763 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121526 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118558 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118353 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121258 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120412 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118485 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118725 | XXXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121975 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118492 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000115263 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120762 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118946 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118733 | XXXXXX |  |  | C |  | A | A | A | A | A | D | D | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116577 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120886 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119582 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000118285 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120748 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000115977 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120880 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000120042 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118417 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000122085 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119120 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120614 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118471 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 2000000499 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120842 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121284 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120773 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121494 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000121506 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119828 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000111525 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119125 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118175 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000123130 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000123117 | XXXXXX |  |  | D |  | A | A | A | A | A | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119127 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119723 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000119091 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000118310 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000112181 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000112077 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114032 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114171 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000112066 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114120 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114073 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114082 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000114115 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114124 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114071 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000113972 | XXXXXX | XXXXXX |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000113973 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112282 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112264 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112277 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112243 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112304 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000113988 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000113999 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112252 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112109 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112263 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000112150 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112186 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000111968 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114170 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112022 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112202 | XXXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112218 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112213 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112198 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112000 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112104 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112139 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112240 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112128 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000112175 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114169 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114126 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114034 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000113990 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114104 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114121 | XXXXXX |  |  | C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114047 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114135 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114011 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114083 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114164 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114056 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114111 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000113981 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114114 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114134 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114036 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114122 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114053 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114079 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114182 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114101 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114021 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114019 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000113993 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114129 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114139 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114076 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114055 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114038 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114136 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114081 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114118 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114144 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114140 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114099 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114067 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114068 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114131 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114051 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114137 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114103 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114100 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114004 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120862 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121597 | XXXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120783 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000120942 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000120282 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000115444 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000121028 | XXXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXXX | 4000116766 | XXXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 4000118695 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 4000118224 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 2000000524 | XXXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXXX | 4000119713 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 4000106585 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114006 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114015 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114033 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114172 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114167 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114017 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114165 | XXXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114149 | XXXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114181 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114173 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114014 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114009 | XXXXXX |  |  | C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114008 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114024 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114141 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114074 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114085 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114088 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114109 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000113994 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114058 | XXXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114096 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114002 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXXX | 6000114072 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114023 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114146 | XXXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114043 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114153 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114151 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114159 | XXXXXX |  |  | C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114155 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114154 | XXXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114152 | XXXXXX |  |  | C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXXX | 6000114179 | XXXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114041 | XXXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXXX | 6000114046 | XXXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114105 | XXXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXXX | 6000114064 | XXXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | B | B | B | B | B | A | B |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A B C |  | IL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-10-04): Received, Clearing.<br>Seller Comment (2025-10-03): XXXX Certificate of Compliance or Exemption | 10/04/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-22): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | IL | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-22): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | IL | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | XXXX Disclosure: Closing Disclosure estimated to be provided on XXXX did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. | Closing Disclosure estimated to be provided on XXXX did not disclose the actual Date Issued. |  |  |  | Reviewer Comment (2025-10-29): XXXX received lender attestation confirming incomplete CD and missing issue dates were balancing CD's and not disclosed to borrower. | 10/29/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | Good Faith Redisclosure D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | XXXX Disclosure: Closing Disclosure estimated to be provided on XXXX did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. | Closing Disclosure estimated to be provided on XXXX did not disclose the actual Date Issued |  |  |  | Reviewer Comment (2025-10-29): XXXX received lender attestation confirming incomplete CD and missing issue dates were balancing CD's and not disclosed to borrower. | 10/29/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | Good Faith Redisclosure D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | XXXX Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-10-29): XXXX received lender attestation confirming incomplete CD and missing issue dates were balancing CD's and not disclosed to borrower. | 10/29/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | No Defined Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Irregular Transactions Test | XXXX Disclosure - Corrected Closing Disclosure provided on or after XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation | Corrected Closing Disclosure provided on or after XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation |  |  |  | Reviewer Comment (2025-10-29): XXXX received lender attestation confirming incomplete CD and missing issue dates were balancing CD's and not disclosed to borrower.<br>Seller Comment (2025-10-28): Attestation | 10/29/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | TRID timing exception, no remediation available. B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Drive-by BPO - Standard Form - 2 Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - XXXX | 10/14/2025 |  |  | 1 A |  | IL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097486 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. Supporting secondary BPO was provided. Sec ID: 30 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-05-08): Accepted as is.<br>Reviewer Comment (2026-05-08): .<br>Reviewer Comment (2025-10-14): Accepted as is. |  |  | 05/08/2026 | 2 B |  | IL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097492 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | A Complete fraud report is not provided for both the borrowers |  |  |  | Reviewer Comment (2025-11-05): Received, Clearing. | 11/05/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097492 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date | XXXX Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) | Loan estimate was issued XXXX which was after Closing Disclosure issued XXXX |  |  |  | Reviewer Comment (2025-10-30): XXXX received LOA to remove document(s) ID XXXX, XXXX XXXX, XXXX, XXXX and XXXXestimated to be provided on XXXX, from testing as not provided to the borrower.<br>Seller Comment (2025-10-29): Attestation | 10/30/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097492 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | XXXX Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Calculated finance charges are $XXXX & as per final Closing disclosure it is mentioned as $XXXX showing variance of -$XXXX, updated all the fees as per available documents |  |  |  | Reviewer Comment (2025-10-30): XXXX received lender certification & amortization schedule confirming the 2nd home MI cutoff LTV percent for termination.<br>Seller Comment (2025-10-29): Finance Charge | 10/30/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097492 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | XXXX Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX. The disclosed Total of Payments in the amount of $XXXX is under disclosed by $XXXX compared to the calculated total of payments of $XXXX which exceeds the $XXXX threshold. | Calculated Total of Payments are $XXXX & as per final Closing disclosure it is mentioned as $XXXX showing variance of -$XXXX, updated all the fees as per available documents |  |  |  | Reviewer Comment (2025-10-30): XXXX received lender certification & amortization schedule confirming the 2nd home MI cutoff LTV percent for termination. | 10/30/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097492 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as $XXXXon LE but disclosed as $XXXXon Final Closing Disclosure. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-10-16): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | FL | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097492 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments | XXXX Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. | Disclosure did not show the interest payment for payment stream 2 accurately. |  |  |  | Reviewer Comment (2025-10-30): XXXX received lender certification & amortization schedule confirming the 2nd home MI cutoff LTV percent for termination. | 10/30/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097465 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | XXXX Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Initial XXXX closing disclosure was signed on XXXX, missing evidence of earlier receipt. |  |  |  | Reviewer Comment (2025-10-16): XXXX received initial CD.<br>Seller Comment (2025-10-16): Not Valid - Initial CD esigned on XXXX, Closing date is XXXX | 10/16/2025 |  |  | 1 C A |  | UT | Second Home | Purchase | No Defined Cure B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097465 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Waterfall due to XXXX is testing the loan as a Higher Priced QM APOR |  |  |  | Reviewer Comment (2025-10-31): Restated.<br>Seller Comment (2025-10-31): Exception XXXX was cleared, can this exception be cleared as well? Thanks! | 10/31/2025 |  |  | 1 B A C |  | UT | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000097465 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower 3 business days prior to closing was not provided. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | UT | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097465 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank XXXX): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Ability to Repay / Qualified Mortgage (Dodd-Frank XXXX): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 A B |  | UT | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097466 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal sent on XXXX. Default receipt date is XXXX, which is less than 3 business days prior to Note date XXXX. Neither compliant borrower's acknowledgment of receipt nor waiver of delivery timing requirements provided. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000097466 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | XXXX Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-XXXX exceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. | Lender Credit disclosed as -$XXXXon the initial Loan Estimate but disclosed as -$XXXXon the Final Closing Disclosure. A valid change of circumstance not provided for credit decrease and no evidence of tolerance cure provided. |  |  |  | Reviewer Comment (2025-11-05): XXXX received COC dated XXXX<br>Seller Comment (2025-11-04): docs uploaded | 11/05/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Waterfall failure due to Borrower is wage earner and file does not have recent year W-2 and paystub document with YTD details within 30 days. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing. | 10/18/2025 |  |  | 1 B A C |  | MI | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Wages | General QM: Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. | Waterfall failure due to Borrower is wage earner and file does not have recent year W-2 and paystub document with YTD details within 30 days. The WVOE provided is incomplete. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing. | 10/18/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Waterfall failure due to Borrower is wage earner and file does not have recent year W-2 and paystub document with YTD details within 30 days. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing. | 10/18/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall failure due to Borrower is wage earner and file does not have recent year W-2 and paystub document with YTD details within 30 days. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing. | 10/18/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-10-22): XXXX received a valid COC.<br>Seller Comment (2025-10-21): COC | 10/22/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-10-27): XXXX received a valid COC.<br>Seller Comment (2025-10-24): COC, LOE<br>Reviewer Comment (2025-10-22): XXXX received COC datedXXXX stating "Borrower requested rush." However, we would require additional information as to why the rush was requested in order to clear the exception.<br>Seller Comment (2025-10-21): COC | 10/27/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall failure due to Borrower is wage earner and file does not have recent year W-2 and paystub document with YTD details within 30 days. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing.<br>Seller Comment (2025-10-17): income documents | 10/18/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | Provided AUS is post-dated after the Note. AUS approval document prior to the Note date is required. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing.<br>Seller Comment (2025-10-17): AUS | 10/18/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097457 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | Provided AUS is post-dated after the Note. AUS approval document prior to the Note date is required. |  |  |  | Reviewer Comment (2025-10-22): Received, Clearing.<br>Seller Comment (2025-10-21): Clients can run AUS post closing - the only requirement is that the initial submission was prior to closing. As verified on the AUS in the file, the initial submission date is XXXX | 10/22/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000097443 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ | Received policy document is post note date , required updated Flood policy document with effective date same or before note date XXXX | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-23): Client elects to waive.<br>Buyer Comment (2025-10-23): ok to waive this exception.<br>Reviewer Comment (2025-10-21): As stated in the prior response, the LOE must be from the insurer who would be aware of any incidents.<br>Seller Comment (2025-10-20): Attestation<br>Reviewer Comment (2025-10-16): Coverage on a purchase in a wet-closing state is from the note closing. Without a LOE from the insurer of no damage or claims can be provided.<br>Seller Comment (2025-10-16): The loan disbursed on XXXX. A borrower does not own or take ownership until the loan disburses.<br>Loan funded XXXX which is the effective date of the policies |  |  | 10/23/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000097443 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Received policy document is post note date , required updated hazard policy document with effective date same or before note date XXXX | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-23): Client elects to waive.<br>Buyer Comment (2025-10-23): ok to waive this exception.<br>Reviewer Comment (2025-10-21): As stated in the prior response, the LOE must be from the insurer who would be aware of any incidents.<br>Seller Comment (2025-10-20): Attestation<br>Reviewer Comment (2025-10-16): Coverage on a purchase in a wet-closing state is from the note closing. Without a LOE from the insurer of no damage or claims can be provided.<br>Seller Comment (2025-10-16): The loan disbursed on XXXX. A borrower does not own or take ownership until the loan disburses.<br>Loan funded XXXX which is the effective date of the policies |  |  | 10/23/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000097443 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Provide Fraud report, report provided indicated Broker and Loan officer hit for OFAC XXXX and XXXX |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Seller Comment (2025-11-04): Not valid<br>Reviewer Comment (2025-10-15): Provide Fraud report, report provided indicated Broker and Loan officer hit for OFAC XXXX and XXXX | 11/04/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000097476 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report indicates the buyer's real estate agent XXXX has imposed suspension. XXXX reciprocal ineligible indefinite with proceedings pending. |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Seller Comment (2025-11-04): Not valid<br>Reviewer Comment (2025-10-15): Fraud report indicates the buyer's real estate agent XXXX has imposed suspension. XXXX reciprocal ineligible indefinite with proceedings pending. Provide clear fraud report, Exception remains | 11/04/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000097471 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | MI | Investment | Purchase | D B C A |  | N/A | No |
| XXXXXX | 6000097471 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided |  |  |  | Reviewer Comment (2025-11-05): Received, Clearing.<br>Reviewer Comment (2025-10-15): Provide updated clear Fraud report XXXX hit for XXXX. Exception remains. | 11/05/2025 |  |  | 1 C A |  | MI | Investment | Purchase | D B C A |  | N/A | No |
| XXXXXX | 6000097471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing proof of appraisal delivery 3 business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 B |  | MI | Investment | Purchase | D B C A |  | N/A | No |
| XXXXXX | 6000097471 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - XXXX | 10/14/2025 |  |  | 1 A |  | MI | Investment | Purchase | D B C A |  | N/A | No |
| XXXXXX | 6000097496 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Social Security Number Verification (SSA-89) not provided |  | Social Security Number Verification (XXXX) is not provided. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): DRIVE report starts on XXXX<br>Seller Comment (2025-10-29): Please review the documentation and explanation provided and advise why it is not acceptable. The LOE states that the client uses the Drive Report to validate and review the borrowers information. Page 2 and 3 of the report show the borrowers profile<br>Reviewer Comment (2025-10-28): Nothing was provided to resolve this exception.<br>Seller Comment (2025-10-27): . | 10/29/2025 |  |  | 1 C A |  | MS | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000097496 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Closing discrepancy. |  | The file is missing Source of fund deposit for Earnest money deposit Amount of $XXXX. Bank statements for XXXX checking account #XXXXand #XXXXare not located in file. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): XXXX account CAN be considered - the file contains sufficient asset documentation<br>Reviewer Comment (2025-10-14): We only have $XXXX available for closing, as the XXXX Stocks can only be used if they are liquidated.<br>Seller Comment (2025-10-14): I agree the XXXX report is not in the file. However, if you remove the assets from the available funds to close there are still sufficient assets.<br>Reviewer Comment (2025-10-14): Please provide XXXX report #XXXX.<br>Seller Comment (2025-10-13): 1. Borrowers have sufficient funds without crediting the $XXXX EMD. <br>2. As referenced in LPA item XXXX assets were verified using XXXX report #XXXX. Having said that, the borrowers have verified sufficient funds without these accounts. | 10/29/2025 |  |  | 1 C A |  | MS | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000097496 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | The file is missing Source of fund deposit for Earnest money deposit Amount of $XXXX. Bank statements for XXXX checking account #XXXXand #XXXXare not located in file. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): EMD Check and sufficient assets that were already provided | 10/29/2025 |  |  | 1 C A |  | MS | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000097496 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | The file is missing Source of fund deposit for Earnest money deposit Amount of $XXXX. Bank statements for XXXX checking account #XXXX and #XXXXare not located in file. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): Invalid request<br>Reviewer Comment (2025-10-28): The XXXX sourcing for the EMD was not found on the list of transactions provided.<br>Seller Comment (2025-10-27): assets | 10/29/2025 |  |  | 1 C A |  | MS | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000092689 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-03): Clearing based on review coming back within tolerances. | 10/03/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000092689 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000092689 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2025-10-04): Received, Clearing.<br>Seller Comment (2025-10-03): Comment from XXXX (XXXX): See attached | 10/04/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000092689 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-10-04): Received, Clearing.<br>Buyer Comment (2025-10-03): Comment from XXXX (XXXX): See previous upload | 10/04/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000092689 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2025-10-04): Received, Clearing.<br>Buyer Comment (2025-10-03): Comment from XXXX (XXXX): See previous upload | 10/04/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000092689 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing. |  |  |  | Reviewer Comment (2025-10-28): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX): See attached<br>Reviewer Comment (2025-10-20): Provide EIN for the subject business - "XXXX". Exception remains.<br>Seller Comment (2025-10-20): Comment from XXXX (XXXX): EIN documentation | 10/28/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000094256 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-21): Clearing based on review coming back within tolerances. | 10/21/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000094256 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 2000000169 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-10-21): Client elects to waive |  |  | 10/21/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000169 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The file was missing a copy of Flood Certificate. |  |  |  | Reviewer Comment (2025-10-21): Received Flood Certificate. Exception cleared. | 10/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000169 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-21): Client elects to waive |  |  | 10/21/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000095079 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-23): Clearing based on review coming back within tolerances. | 10/23/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 2000000173 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing for XXXX |  |  |  | Reviewer Comment (2025-10-24): Received, Clearing. | 10/24/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000173 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000173 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Occupying Borrower must have documented income equal to XXXX% of PITIA | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-24): Client elects to waive with compensating factors |  |  | 10/24/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000173 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Buydown Agreement not provided |  | The buydown agreement on file is not executed. Please provide agreement signed by all parties. |  |  |  | Reviewer Comment (2025-10-24): Signed buydown agreement received | 10/24/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2025-10-31): Received, Clearing. | 10/31/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Missing W2s and VVOE for Borrowers income. Only 1 paystub provided. |  |  |  | Reviewer Comment (2025-10-31): Received, Clearing.<br>Buyer Comment (2025-10-30): No income was used to qualify XXXX, monthly income was left as $XXXX. Asset Qualifier used on XXXX | 10/31/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | Missing W2s and VVOE for Borrowers income. Only 1 paystub provided. |  |  |  | Reviewer Comment (2025-10-31): Received, Clearing. | 10/31/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee Amount of $ XXXX exceeds tolerance of $ XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-10-30): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. | Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2 |  |  |  | Reviewer Comment (2025-10-31): XXXX received seller CD and sales contract. No seller paid fees on new construction purchase direct from builder<br>Reviewer Comment (2025-10-31): XXXX received seller CD and contract. No seller paid costs on new construction purchase for seller. | 10/31/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Equity in the departure residence must be documented with a 2055 exterior appraisal or full appraisal, as well as, signed letter of intent from Borrower indicating they intend to list the departure residence for sale within ninety (90) days of closing on subject transaction. |  |  |  | Reviewer Comment (2025-10-30): A copy of an executed sales contract for the property pending sale within 30 days provided. Cleared. | 10/30/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 2000000187 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HELOC Agreement not provided |  | Missing documentation to verify new HELOC with Figure as disclosed. |  |  |  | Reviewer Comment (2025-10-30): HELOC agreement provided, cleared. | 10/30/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000097289 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-11-12): Accepted as is. |  |  | 11/12/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000097289 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-11-12): Clearing based on review coming back within tolerances. | 11/12/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000098856 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance for the subject property is required |  |  |  | Reviewer Comment (2025-12-04): Received, Clearing.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Please see highlighted section of page 2. Would you accept the coverage shown stating actual loss?<br>Reviewer Comment (2025-11-20): XXXX loss of use doesn't cover 6 months of rent.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Rent Loss | 12/04/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-11-14): Clearing based on review coming back within tolerances. | 11/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-20): CDA provided. Cleared.<br>Seller Comment (2025-11-20): Comment from XXXX XXXX : Secondary valuation | 11/20/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The file is missing copy of Flood Certificate Report |  |  |  | Reviewer Comment (2025-11-18): Received Flood Certificate. Exception cleared.<br>Seller Comment (2025-11-18): Comment from XXXX XXXX : flood cert | 11/18/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing copy of Fraud Report . |  |  |  | Reviewer Comment (2025-11-18): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-11-18): Comment from XXXX XXXX : fraud | 11/18/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2025-12-09): Received, Clearing.<br>Reviewer Comment (2025-11-24): Failing due to short reserves and LYV violation.<br>Seller Comment (2025-11-24): Comment from XXXX XXXX : Cleared mavent | 12/09/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-12-09): Received, Clearing<br>Reviewer Comment (2025-11-24): Failing due to short reserves and LYV violation.<br>Seller Comment (2025-11-24): Comment from XXXX XXXX : Cleared Mavent | 12/09/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | XXXX Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-11-21): XXXX received CD dated XXXX<br>Seller Comment (2025-11-20): Comment from XXXX XXXX : Initial Closing Disclosure | 11/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-11-20): VVOE Provided. Cleared.<br>Seller Comment (2025-11-20): Comment from XXXX XXXX : VVOE dated XXXX | 11/20/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXX does not currently offer a WVOE program. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-11): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2025-12-11): Comment from XXXX XXXX : XXXX Exception for not having WVOE program |  |  | 12/11/2025 | 2 C B |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | File is missing VOR for current residence, as required per guidelines. |  |  |  | Reviewer Comment (2025-11-18): Provided. Cleared.<br>Seller Comment (2025-11-18): Comment from XXXX XXXX : vor | 11/18/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | XXXX% Reduction for Declining Market, per guides | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-09): Buyer elects to waive. |  |  | 12/09/2025 | 2 C B |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000098170 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-13): Received, Clearing.<br>Seller Comment (2025-12-12): Comment from XXXX XXXX : Reserves attached these were used to clear finding<br>Reviewer Comment (2025-12-11): We are not XXXX. Another TPR clearing reserves wouldn't resolve this TPRs finding.<br>Seller Comment (2025-12-11): Comment from XXXX XXXX : PDF of Reserve Finding being cleared by XXXX<br>Reviewer Comment (2025-12-10): Closed in error.<br>Reviewer Comment (2025-12-09): Buyer elects to waive.<br>Reviewer Comment (2025-12-05): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of XXXX. | 12/13/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000100060 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Sufficient PCCD provided. Please provide Letter of Explanation, Proof of Delivery and Re-open Rescission (required on rescindable transactions). |  |  |  | Reviewer Comment (2025-12-15): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): Hello, please see attached the Tracking detail and NORTC for non-borrower holding title only. Thank you<br>Reviewer Comment (2025-12-10): XXXX received executed RTC by borrower 1 and LOE. However, all consumers must complete the reopening of rescission. Security instrument reflects another consumer, which we are missing their proof of reopening of rescission. ADDITIONALLY, the tracking with XXXX for the cure package and refund does not reflect it has yet been picked up by carrier. Also provide proof when carrier has picked up package.<br>Seller Comment (2025-12-09): Comment from XXXX (XXXX): Hello, please see attached, thank you<br>Reviewer Comment (2025-12-09): My apologies, The RTC is insufficient. The RTC expiration date is XXXX, and the document was signed on XXXX. XXXX was a national holiday and does not count towards the three-day waiting period. This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2025-12-08): Comment from XXXX (XXXX): Hello, please see attached the Post CD and proof of delivery. Thank you<br>Reviewer Comment (2025-12-03): Copy of Refund check and RTC received. Please provide PCCD, LOE and proof of delivery to complete cure.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): Hello Team, please see attached the NOTRC and cure check for this file.<br>Reviewer Comment (2025-11-21): XXXX received compliance report and final settlement statement. Appears per the compliance report, that lender did not include the 3rd Party Processing Fee of $XXXX disclosed in Section B. This would be a finance charge. Lender included the notary fee in their calculations and thus why the Finance charge variance differs less than the $XXXX Processing Fee. Cure requires Corrected CD, LOE to borrower, copy of cure refund for $XXXX , proof of mailing and proof of reopening of rescission to all consumers.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Hello Team, Please see attached the Compliance report for this file. Thank you<br>Reviewer Comment (2025-11-20): XXXX received Corrected CD, final settlement statement & LOE. however, the finance charge is underdisclosed. Unable to determine lender's finance charge calculations. Please provide compliance report to determine calculation or provide cure with Corrected CD, LOE to borrower, copy of cure refund of $XXXX , proof of mailing and proof of reopening of rescission to all consumers.<br>Seller Comment (2025-11-19): Comment from XXXX (XXXX): Hello Team, Please see attached the completed and stamped Final SS. Thank you<br>Reviewer Comment (2025-11-19): Final settlement statement is incomplete. Please provide complete signed stamped Settlement Statement.<br>Seller Comment (2025-11-18): Comment from XXXX (XXXX): Hello Team, Please see attached the correct Post Consummation CD dated on XXXX and Final Settlement Statement showing the Amount Financed is $XXXX and lower than the Amount Financed on FCD XXXX . Please help to review and waive this condition. |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000100060 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Sufficient PCCD provided. Please provide Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount and Re-open Rescission (required on rescindable transactions) |  |  |  | Reviewer Comment (2025-12-15): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): Hello, please see attached the Tracking detail and NORTC for non-borrower holding title only. Thank you<br>Reviewer Comment (2025-12-10): XXXX received executed RTC by borrower 1 and LOE. However, all consumers must complete the reopening of rescission. Security instrument reflects another consumer, which we are missing their proof of reopening of rescission. ADDITIONALLY, the tracking with XXXX for the cure package and refund does not reflect it has yet been picked up by carrier. Also provide proof when carrier has picked up package.<br>Seller Comment (2025-12-09): Comment from XXXX (XXXX): Hello, please see attached, thank you<br>Reviewer Comment (2025-12-09): My apologies, The RTC is insufficient. The RTC expiration date is XXXX, and the document was signed on XXXX. XXXX was a national holiday and does not count towards the three-day waiting period. This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2025-12-08): Comment from XXXX (XXXX): Hello, please see attached the Post CD and proof of delivery. Thank you<br>Reviewer Comment (2025-12-03): Copy of Refund check and RTC received. Please provide PCCD, LOE and proof of delivery to complete cure.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): Hello Team, please see attached the NOTRC and cure check for this file . Thank you |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000100060 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing POCB receipts for appraisal and credit report. |  |  |  | Reviewer Comment (2025-11-19): Received Invoice. Exception cleared.<br>Seller Comment (2025-11-18): Comment from XXXX (XXXX): Hello Team, please see attached, thank you | 11/19/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100060 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-10): Client elects to waive with compensating factors |  |  | 12/10/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100060 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-12-10): Reserves exception waived | 12/10/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100060 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfalling due to reserve shortage |  |  |  | Reviewer Comment (2025-12-10): Reserves exception waived | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000209 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000209 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX $ XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. $ XXXXover legal limit. No cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-02): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-12-01): Appraisal cure<br>Reviewer Comment (2025-11-24): XXXX received XXXX LE, XXXX changed circumstance, XXXX PCCD. However, the changed circumstance did not give sufficient information for why the appraisal review fee was required and when lender became aware. No cure was provided.<br>Buyer Comment (2025-11-24): LEs and PCCD |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 2000000209 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. $ XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. $ XXXXover legal limit.No no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-01): XXXX received valid COC dated XXXX<br>Reviewer Comment (2025-11-24): XXXX received XXXX5 LE, XXXX changed circumstance, XXXX PCCD. However, the changed circumstance did not give sufficient information for why the credit report fee was increased and when lender became aware. No cure was provided. | 12/01/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000103584 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-12-03): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): E consent provided | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000100142 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-25): Accepted as is. |  |  | 11/25/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000100142 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is withinXXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-11-25): Accepted as is. |  |  | 11/25/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the appraisal invoice reflecting an amount of $XXXX, along with documentation for additional assets totaling $XXXX to satisfy the reserve requirement |  |  |  | Reviewer Comment (2025-12-04): Received Appraisal Invoice. Exception cleared.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the Credit report invoice reflecting an amount of $XXXX, along with documentation for additional assets totaling $XXXX to satisfy the reserve requirement |  |  |  | Reviewer Comment (2025-12-10): Reserves exception waived<br>Reviewer Comment (2025-12-04): Please provide paid invoice for credit report fee of XXXX . Exception remains.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the HOA Cert fee invoice reflecting an amount of $XXXX along with documentation for additional assets totaling $XXXX to satisfy the reserve requirement |  |  |  | Reviewer Comment (2025-12-04): Received POCB HOA Cert Invoice. Exception cleared.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the HOI invoice reflecting an amount of $XXXX, along with documentation for additional assets totaling $XXXX to satisfy the reserve requirement |  |  |  | Reviewer Comment (2025-12-04): Received POCB Hazard premium Invoice. Exception cleared.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Borrower waived the right to receive a copy of appraisal (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-26): Accepted as is. |  |  | 11/26/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2025-12-13): Received, Clearing.<br>Buyer Comment (2025-12-12): Comment from XXXX (XXXX): Hello Team, please advise why we need reopen recission for this file since the loan does not have any cure. Thank you<br>Reviewer Comment (2025-12-05): Proof of Delivery, and Re-open Rescission using the correct model form is still needed for the cure.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Hello, please see attached the Post Consummation CD showing the disbursement date is XXXX . Thank you | 12/13/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated months of reserves is less than the required reserves of 6 months. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-10): Client elects to waive with compensating factors |  |  | 12/10/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Assets for closing in the amount of $XXXX is less than cash from borrower in the amount of $XXXX. |  |  |  | Reviewer Comment (2025-12-05): Received, Clearing.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Hello, please see attached the Post Consummation Closing Disclosure and Final Settlement statement showing the borrower get cash back and no need fund to close. Thank you | 12/05/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan is at ATR risk due to short funds to close and reserves. |  |  |  | Reviewer Comment (2025-12-10): Client waived reserves exception | 12/10/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100296 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is at ATR risk due to short funds to close and reserves. |  |  |  | Reviewer Comment (2025-12-10): Client waived reserves exception | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100373 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification is missing for REO XXXX. |  |  |  | Reviewer Comment (2025-12-01): Received HOA Verification for XXXX . Exception cleared.<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/01/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000100709 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2025-12-02): Received 442 - Certificate of Completion. Exception cleared.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100709 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-28): Accepted as is. |  |  | 11/28/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100709 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. |  |  |  | Reviewer Comment (2025-12-08): Cleared with PCCD<br>Seller Comment (2025-12-08): Comment from XXXX (XXXX): Total assets XXXX - Cash to Close per PCCDXXXX = XXXX available for reserves.<br> Required reserves = XXXX \* XXXX months = XXXX . Therefore, we have verified sufficient reserves, thank you.<br>Reviewer Comment (2025-12-01): Received POCB Invoices are included in assets for closing. However, assets available for reserves of XXXX is less than guideline requirement of XXXX . Please provide additional assets. Exception remains.<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 12/08/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100310 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-28): Accepted as is. |  |  | 11/28/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000101456 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-12-02): Accepted as is. |  |  | 12/02/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000098741 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  | Reviewer Comment (2025-12-10): Sufficient assets to close and reserves verified<br>Reviewer Comment (2025-12-10): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Documented qualifying Assets for Closing of XXXX is less than Cash From Borrower XXXX<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): Assets totaling XXXX // Required XXXX // Reserves (XXXX) XXXX | 12/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000098741 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. |  |  |  | Reviewer Comment (2025-12-10): Sufficient assets to close and reserves verified<br>Reviewer Comment (2025-12-10): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX.<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): Reserves XXXX | 12/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000102246 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-02): Received wire confirmation and deposit receipt for $XXXX received from escrow, included in funds for closing. Hence, assets available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX: The closing fund of $XXXX is not from the borrower's account. It is from escrow. Proof provided in the closing package, also reuploaded again. Therefore, we have enough asset to cover the reserves | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000102246 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing Paid Invoice for POCB Appraisal |  |  |  | Reviewer Comment (2025-12-02): Received Appraisal Invoice. Exception cleared.<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): APPRAISAL INVOICE | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000102246 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing Paid Invoice for POCB HOA Cert |  |  |  | Reviewer Comment (2025-12-02): Received POCB HOA Cert Invoice. Exception cleared.<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): HOA INVOICE | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000102246 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing Invoice for POCB Master EOI |  |  |  | Reviewer Comment (2025-12-02): Received POCB Master EOI Invoice. Exception cleared.<br>Seller Comment (2025-12-01): Comment from XXXXi (XXXX): MASTER EOI RECEIPT | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000098924 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is not privided. |  |  |  | Reviewer Comment (2025-12-13): Received, Clearing.<br>Seller Comment (2025-12-13): Comment from XXXX (XXXX): See attached.<br>Reviewer Comment (2025-12-10): Received 1003 is incomplete. Please provide complete Final 1003. Exception remains.<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): The borrower's signature is on page 4.<br>Reviewer Comment (2025-12-09): Received Incomplete 1003. Provide Complete Final 1003 with borrower signature. Exception remains.<br>Seller Comment (2025-12-09): Comment from XXXX (XXXX): See attached<br>Reviewer Comment (2025-12-03): Provide Final 1003 current transaction with property address - "XXXX ". Exception remains.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): See attached | 12/13/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000098924 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived the right to receive a copy of appraisal (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-01): Client elects to waive |  |  | 12/01/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000098924 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Condo Warranty Certification - Seller may review and approve XXXX warrantable projects. A certification, similar to the XXXX Condominium Project Warranty Certification must be provided with the loan package along with the XXXX Condominium Questionnaire or similar as well as any other documents used to determine eligibility. |  |  |  | Reviewer Comment (2025-12-04): Received, Clearing.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): See attached | 12/04/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100063 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-12-02): PCCD received and entered, exception cleared<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): Hello Team, please see attached the Post Consummation CD and Final Settlement Statement showing the cash to close is XXXX and borrower has enough the fund to close. Thank you | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100063 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX prior to three (3) business days from transaction date of XXXX |  |  |  |  | Reviewer Comment (2025-12-02): PCCD received and entered, exception cleared<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): Hello Team, please see attached the Post CD and Final Settlement statement showing the disbursement date is XXXX . Thank you | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100063 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-03): XXXX approves reserves as is.<br>Reviewer Comment (2025-12-02): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX . |  |  | 12/03/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100063 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall finding due to the Reserve requirements. |  |  |  | Reviewer Comment (2025-12-03): Clearing based on waived reserves exception. | 12/03/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100063 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall finding due to the Reserve requirements. |  |  |  | Reviewer Comment (2025-12-03): Clearing based on waived reserves exception. | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100349 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-02): Client elects to waive |  |  | 12/02/2025 | 2 B |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000100349 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2025-12-03): Received UCDP Submission Summary Report with risk score less than 2.5. Hence secondary valuation is not required. Exception cleared.<br>Seller Comment (2025-12-03): Comment from XXXX (XXXX): SSR | 12/03/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000100513 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | PITIA months of reserves of XXXX is less than required reserves of XXXX months, provide bank statement reflecting sufficient reserves. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-03): XXXX approves reserves as is. |  |  | 12/03/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100513 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-12-03): Clearing based on waived reserves exception. | 12/03/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100513 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Available Reserves are not meet the guidelines requirement. |  |  |  | Reviewer Comment (2025-12-03): Clearing based on waived reserves exception. | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100513 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | POCB Invoice for Appraisal Fee $XXXX is missing. |  |  |  | Reviewer Comment (2025-12-03): Received Invoice. Exception cleared.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): INVOICE | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100513 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | POCB Invoice for Credit Fee $XXXX is missing. |  |  |  | Reviewer Comment (2025-12-03): Received Invoice. Exception cleared.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): INVOICE | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000081501 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-02): Accepted as is per client. |  |  | 12/02/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | D B A | Non QM | N/A | No |
| XXXXXX | 4000081501 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Certificate of Good Standing is Missing |  |  |  | Reviewer Comment (2025-12-02): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): Hello, please see attached | 12/02/2025 |  |  | 1 C A D |  | CA | Investment | Refinance - Rate/Term | D B A | Non QM | N/A | No |
| XXXXXX | 4000081501 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-02): Accepted as is per client. |  |  | 12/02/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | D B A | Non QM | N/A | No |
| XXXXXX | 4000100772 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy Amount is missing on Title Preliminary |  |  |  | Reviewer Comment (2025-12-11): Accepted as is. |  |  | 12/11/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100772 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in File |  |  |  | Reviewer Comment (2025-12-12): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): Fraud Report | 12/12/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000101467 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 B |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000101467 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-12-05): Acceptable UCDP risk score received, exception cleared<br>Seller Comment (2025-12-05): Comment from XXXX (XXXX): Please see attached | 12/05/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000101467 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient |  |  |  | Reviewer Comment (2025-12-08): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-12-08): Comment from XXXX (XXXX): Please see attached RCE | 12/08/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000101467 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 B |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 2000000203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-12-10): XXXX received corrected PCCD reconciled with ALTA final SS, LOE and final SS.<br>Reviewer Comment (2025-12-09): XXXX received rebuttal comment that no LOX is required but to address the exception LOE is required for updated title fees on PCCD. LOX to accompanying CD is required for remediations.<br>Buyer Comment (2025-12-08): PCCD shows total recording charges of $XXXX, please remove no LOX needed as fees decreased.<br>Reviewer Comment (2025-12-08): XXXX received Post CD and Final SS. However, LOX to the borrower is missing from the file. | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 2000000203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. $ XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure provided. |  |  |  | Reviewer Comment (2025-12-10): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Reviewer Comment (2025-12-08): XXXX received CD. However, we would require a valid COC as to why the Appraisal fee increased on CD dated XXXX for $XXXX. Kindly provide a valid COC or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing. |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 2000000203 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-05): Client exception received.<br>Reviewer Comment (2025-12-05): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX.<br>Buyer Comment (2025-12-05): Total asset calculation equals XXXX months reserves based on closing CD and latest asset statements. Please rework, exception provided for short .XXXX months reserves.<br>Buyer Comment (2025-12-05): Exception |  |  | 12/05/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-12-05): Clearing based on the exception for reserves. | 12/05/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 2000000203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-12-05): Clearing based on the exception for reserves. | 12/05/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000205 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $ XXXX is less than the note amount of $ XXXX based on the Preliminary in file. |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 4000100267 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-12-08): Accepted as is. |  |  | 12/08/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100267 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello Team please see attached the Post Consummation CD and Final SS showing the disbursement date is XXXX. Thank you | 12/16/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100267 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello Team please see attached the Post Consummation CD and Final SS showing the cash back is XXXX. Thank you | 12/16/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100267 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | PITIA months of reserves of XXXX is less than required reserves of 6 months. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-10): Client elects to waive with compensating factors |  |  | 12/10/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000100267 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation of Non QM does not match due diligence designation of ATR Risk. |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing. | 12/16/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000100267 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is at ATR risk due to short funds to close and reserves. |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing. | 12/16/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000215 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient and Shortfall of $ XXXX. |  |  |  | Reviewer Comment (2025-12-08): RCE received, exception cleared | 12/08/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 2000000215 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | Guidelines allowed max loan amount is $ XXXX MM for DSCR loans. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-08): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 12/08/2025 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 2000000215 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-08): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 12/08/2025 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 2000000215 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-08): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 12/08/2025 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000100845 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-12-09): Accepted as is. |  |  | 12/09/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to XXXX business days from transaction date of XXXX |  |  |  |  | Reviewer Comment (2025-12-18): Received, Clearing.<br>Seller Comment (2025-12-18): Comment from XXXX (XXXX): Hello Team, Please see attached the Post Consummation CD and Final SS showing the loan disbursement on XXXX. Thank you | 12/18/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than Guideline Available for Reserves of ___. | Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-17): Client elects to waive with compensating factors |  |  | 12/17/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Require additional bank statements to meet cash to close and reserves requirements. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-17): Client elects to waive with compensating factors |  |  | 12/17/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall finding due to insufficient assets to meet cash to close and reserves requirements. |  |  |  | Reviewer Comment (2025-12-17): Client elects to waive reserves exception | 12/17/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to insufficient income/asset documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-12-17): Client elects to waive reserves exception | 12/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The loan was agency approved with an Originator Loan Designation of (enter designation); but the required (enter missing documentation) required per Investor Guidelines was not provided causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2025-12-17): Client elects to waive reserves exception | 12/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the appraisal invoice reflecting an amount of $XXXX , along with documentation for additional assets totaling $XXXXto satisfy the reserve requirement |  |  |  | Reviewer Comment (2025-12-15): Received Invoice for Appraisal fee of $XXXX. Exception cleared.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/15/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000103411 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the appraisal invoice reflecting an amount of $XXXX, along with documentation for additional assets totaling $XXXXto satisfy the reserve requirement |  |  |  | Reviewer Comment (2025-12-15): Received Invoice for Credit Report fees of $XXXX. Exception cleared.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/15/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000237 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 2000000237 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-12): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 2000000222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-12-18): Accepted as is. |  |  | 12/18/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000105546 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing |  |  |  | Reviewer Comment (2025-12-22): Received property history report and insurance verification. Exception cleared.<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Hello, please see attached the EOI and the PP showing the property is single family so HOA due. Thank you<br>Reviewer Comment (2025-12-17): Received Hazard Insurance Policy for the property XXXX is for the period XXXX till XXXX. Please provide Hazard Insurance Policy active at the time of closing date XXXX. Also please provide HOA Verification for the property. Exception remains.<br>Seller Comment (2025-12-17): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 2000000229 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | "Other" housing history reflects lates that do not meet guidelines. |  | The borrower has a 1x30 in XXXX, which doesn't meet guidelines | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-12-16): Client elects to waive with compensating factors |  |  | 12/16/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000104600 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | Hazard Policy in file effective date is XXXX. Disbursement date is XXXX. |  |  |  | Reviewer Comment (2025-12-18): Updated the disbursement date using the PCCD, exception cleared<br>Seller Comment (2025-12-18): Comment from XXXX (XXXX): Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on XXXX after the Hazard insurance effective date. Thank you | 12/18/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000104600 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors |  |  | 12/31/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000104600 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM updated from guidelines. |  |  |  | Reviewer Comment (2025-12-31): Client waived the reserves exception | 12/31/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000104600 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Reserves requirement not met. |  |  |  | Reviewer Comment (2025-12-31): Client waived the reserves exception | 12/31/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000103546 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Based on loan amount, a second full appraisal is required |  |  |  | Reviewer Comment (2025-12-22): Received Appraisal. Exception cleared.<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Appraisal attached. | 12/22/2025 |  |  | 1 D A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXXX | 4000104293 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-19): Accepted as is. |  |  | 12/19/2025 | 2 B |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000104293 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Contract is Missing |  |  |  | Reviewer Comment (2025-12-22): Received, Clearing.<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Hello, this is For Sale By Owner and the escrow instructions is the only contract. | 12/22/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000104293 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Cash to close requirement is $XXXX + $XXXX in POC fees = $XXXX Gift of Equity $XXXX. Short $XXXX |  |  |  | Reviewer Comment (2025-12-22): Received, Clearing.<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2025-12-22): Pleased provide the XXXX invoices.<br>Reviewer Comment (2025-12-22): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Documented qualifying Assets for Closing of XXXX is less than XXXX XXXX<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Hello, Please PCCD and invoice showing sufficient funds to close | 12/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000104293 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-12-19): Accepted as is. |  |  | 12/19/2025 | 2 B |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000104228 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors |  |  | 12/31/2025 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000104228 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-12-31): Client waived the reserves exception | 12/31/2025 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000104228 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-12-31): Client waived the reserves exception | 12/31/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000105289 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-12-22): Accepted as is. |  |  | 12/22/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000105289 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-22): Accepted as is. |  |  | 12/22/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000105000 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-22): Accepted as is. |  |  | 12/22/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXXX | 4000106064 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000105102 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000105102 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106055 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000246 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-23): Accepted as is. |  |  | 12/23/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000106059 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Permanent Resident Alien documentation not provided. |  |  |  | Reviewer Comment (2025-12-29): Received Permanent Resident Card. Exception cleared.<br>Seller Comment (2025-12-29): Comment from XXXX (XXXX): GREEN CARD | 12/29/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106059 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-12-29): Client elects to waive |  |  | 12/29/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Lease agreement is missing in file |  |  |  | Reviewer Comment (2026-01-05): Received updated 1003 reflecting no rental income used on XXXX property<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team , please see attached the updated Final 1003 without the rental income for XXXX. Thank you | 01/05/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Lease agreement missing |  |  |  | Reviewer Comment (2026-01-05): Received updated 1003. Rental income from XXXX not being used<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team , please see attached the updated Final 1003 without the rental income/ lease agreement for XXXX. Thank you | 01/05/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO 25% Method | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (25% Method) using reasonably reliable third-party records. | Lease agreement missing |  |  |  | Reviewer Comment (2026-01-05): Received updated 1003. Rental income from XXXX not being used<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team , please see attached the updated Final 1003 without the rental income/ lease agreement for XXXX. Thank you | 01/05/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Lease agreement is missing |  |  |  | Reviewer Comment (2026-01-05): Received updated 1003. Rental income from XXXX not being used<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team , please see attached the updated Final 1003 without the rental income/ lease agreement for XXXX. Thank you | 01/05/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | Lease agreement missing |  |  |  | Reviewer Comment (2026-01-05): Received updated 1003. Rental income from XXXX not being used | 01/05/2026 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Lease agreement is missing |  |  |  | Reviewer Comment (2026-01-05): Rental income not being used to qualify<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team , please see attached the updated Final 1003 without the rental income/ lease agreement for XXXX. Thank you | 01/05/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000105151 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-01-05): Received updated 1003. Rental from XXXX not being used to qualify<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team , please see attached the updated Final 1003 without the rental income/ lease agreement forXXXX Thank you | 01/05/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000106057 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-27): Accepted as is. |  |  | 12/27/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106057 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-27): Accepted as is. |  |  | 12/27/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106980 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-12-29): Client elects to waive |  |  | 12/29/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000106979 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The appraisal was made subject to inspection of the garage. The 442 does not indicate the garage was inspected. |  |  |  | Reviewer Comment (2026-01-06): 442 indicates all improvements have been completed<br>Buyer Comment (2026-01-06): Comment from XXXX (XXXX): Hello Team, the subject to is for original appraisal report. The complete one is for the 1004D. Please help to review.<br>Reviewer Comment (2025-12-30): The appraisal needs to be updated if the appraiser satisfied the condition. The appraisal has conflicting information as some say inspection was completed but others still have it subject to.<br>Seller Comment (2025-12-30): Comment from XXXX (XXXX): Hello, please see attached, thank you | 01/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000107763 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors |  |  | 12/31/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107763 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The file is missing documentation to verify required XXXX months of reserves. |  |  |  | Reviewer Comment (2025-12-31): Client waived the reserves exception | 12/31/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000107763 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The file is missing documentation to verify required XXXX months of reserves. |  |  |  | Reviewer Comment (2025-12-31): Client waived the reserves exception | 12/31/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107090 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000107090 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing for XXXX XXXX XXXX |  |  |  | Reviewer Comment (2026-01-02): Received Tax Verification. Exception cleared.<br>Seller Comment (2025-12-31): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 01/02/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000107090 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing for XXXX XXXX XXXX |  |  |  | Reviewer Comment (2026-01-02): Received Property History Report confirms the Tax amount. Exception cleared.<br>Seller Comment (2025-12-31): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 01/02/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000107090 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000106723 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106723 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000107099 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list policy amount. |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107099 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107099 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Paid Appraisal Invoice is missing. |  |  |  | Reviewer Comment (2026-01-02): Received Invoice. Exception cleared.<br>Seller Comment (2025-12-31): Comment from XXXX (XXXX): Hello, please see attached. | 01/02/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107099 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Paid Credit Report Invoice is missing. |  |  |  | Reviewer Comment (2026-01-02): Received Invoice. Exception cleared.<br>Seller Comment (2025-12-31): Comment from XXXX (XXXX): Hello, please see attached. | 01/02/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107592 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-31): Accepted as is. |  |  | 12/31/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000107405 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-31): Accepted as is. |  |  | 12/31/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107405 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $XXXX is less than Cash From Borrower $XXXX. |  |  |  | Reviewer Comment (2026-01-06): Received, Clearing.<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team, Please see attached the Post Consummation CD and Final SS showing the cash to close is only $XXXX and borrower has enough fund to close. Thank you | 01/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107405 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors |  |  | 01/12/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107405 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing an unexpired VISA that is one of the following types/classes: E1, E2, E3, EB5, G1 through G5, H1B, L1, NATO, O1, R1, TN NAFTA. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-13): Client exception received.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Hello, please see attached, thank you<br>Reviewer Comment (2026-01-05): Per guidelines, both a Visa and EAD card are required<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello Team, Borrower has the EAD valid untilXXXX. Please review. |  |  | 01/13/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107405 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-01-12): Client elects to waive reserves exception with compensating factors. Loan designated NonQm | 01/12/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000107405 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Failing due to lack of sufficient reserves |  |  |  | Reviewer Comment (2026-01-12): Client elects to waive reserves exception with compensating factors. Loan designated NonQm | 01/12/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106977 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | POCB Paid invoice is missing for Credit Report Fee. |  |  |  | Reviewer Comment (2026-01-05): Received, cleared<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Hello, please see attached, thank you | 01/05/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106977 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Guidelines Reserve requirement not meet | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors |  |  | 01/12/2026 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106977 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-01-12): Client elects to waive reserves exception with compensating factors. Loan designated NonQm | 01/12/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000106977 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-01-12): Client elects to waive reserves exception with compensating factors. Loan designated NonQm | 01/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107407 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors |  |  | 01/12/2026 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107407 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Designation mismatch due to insufficient reserves |  |  |  | Reviewer Comment (2026-01-12): Client elects to waive reserves exception with compensating factors. Loan designated NonQm | 01/12/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000107407 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is at ATR risk due to insufficient reserves |  |  |  | Reviewer Comment (2026-01-12): Client elects to waive reserves exception with compensating factors. Loan designated NonQm | 01/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106700 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-31): Accepted as is. |  |  | 12/31/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000105498 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-05): Accepted as is. |  |  | 01/05/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000107103 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107103 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107103 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-01-13): Received, Clearing.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Hello, please see attached. | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107103 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-13): Received, Clearing.<br>Reviewer Comment (2026-01-13): Received Acknowledgement of Receipt of Appraisal is signed by the borrower onXXXX. Please provide Acknowledgement of Receipt of Appraisal signed by the borrower at closing, dated XXXX. Exception remains.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Hello, please see attached. | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107103 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Missing appraisal invoice for $XXXX showing POCB |  |  |  | Reviewer Comment (2026-01-13): Received Invoice for appraisal fee of $XXXX paid outside of closing. Assets Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Hello, please see attached. | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000107103 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Missing invoice for appraisal fee in the amount of $XXXX paid outside of closing |  |  |  | Reviewer Comment (2026-01-13): Received Invoice for appraisal fee of $XXXX paid outside of closing. Exception cleared.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Hello, please see attached. | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106739 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106702 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-05): Accepted as is. |  |  | 01/05/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000104695 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | There is a relationship between buyer and another individual on the transaction. Lender exception approved. Compensating factors: FICO XXXX , XXXX months reserves | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Client elects to waive/regrade with compensating factors. |  |  | 01/05/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000107113 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000106709 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000107107 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing proof the appraisal |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000107107 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000107473 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000107473 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-08): Sufficient Reserves available. Exception cleared.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): Bank statements- per 1003 section 2 and Bank statements borrower has more than enough funds for the reserves. | 01/08/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000105250 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000108436 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash From Borrower. Missing Bank Statements to source funds to close. |  |  |  | Reviewer Comment (2026-01-09): Received POCB Invoices. Assets Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): Please see page 10 and 11 of the previous attached showing the POC for Property tax and EOI<br>Reviewer Comment (2026-01-08): Please provide POC paid invoices for taxes and hazard insurance.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): Hello Team, please see attached the Final SS and Post Consummation CD showing the borrower receive the cash back is $XXXX. Thank you | 01/09/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108436 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000105549 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-09): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2026-01-08): Buyer ordered review. Nothing to do at this time.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): Hello, please see attached, the score is 1 less than 2.5. Thank you | 01/09/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000105549 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000107406 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2026-01-09): Received, Clearing.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on XXXX. Thank you | 01/09/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000107406 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-15): Client elects to waive with compensating factors |  |  | 01/15/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. And Gift Funds were wired after the consummation date |  |  |  | Reviewer Comment (2026-05-18): Updated gift letter that met ATR requirements was received to resolve the exception.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-01-13): Updated gift letter received | 05/18/2026 |  |  | 1 A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. And Gift Funds were wired after the Disbursement date. |  |  |  | Reviewer Comment (2026-05-19): Updated gift letter that met ATR requirements was received to resolve the exception.<br>Reviewer Comment (2026-05-19): .<br>Reviewer Comment (2026-01-09): Received, Clearing. | 05/19/2026 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence due to Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. And Gift Funds were wired after the consummation date |  |  |  | Reviewer Comment (2026-05-18): Updated gift letter that met ATR requirements was received to resolve the exception.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-01-13): Updated gift letter received<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): Revised gift letter<br>Reviewer Comment (2026-01-09): 1026. 43(e)(2)(v)(B) requires the lender to consider and verify the income or assets relied upon in making the determination the consumer had the ability to repay, at or before consummation.<br>Seller Comment (2026-01-09): Comment from XXXX (XXXX): Disbursement date is XXXX, which is after the gift wire date. Borrower is getting $XXXX back, which is more than the required reserves amount | 05/18/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Non QM | Non QM | Yes |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank XXXX): Unable to verify assets using reasonably reliable third-party records. | Gift Funds for down payment and closing costs were wired after the consummation date. |  |  |  | Reviewer Comment (2026-01-13): Updated gift letter received<br>Reviewer Comment (2026-01-12): In order to meet ATR, the gift letter and/or gift funds would need to be dated prior to the date of consummation. Consummation" is defined under 1026.2(a)(13) as, "...the time that a consumer becomes contractually obligated on a credit transaction." It is the commentary to this section that states, "When a contractual obligation on the consumer's part is created is a matter to be determined under applicable law; Regulation Z does not make this determination. A contractual commitment agreement, for example, that under applicable law binds the consumer to the credit terms would be consummation." Unless the state has a specific definition of "consummation" as it relates to a mortgage transaction, the term is consistently tied to when the legal obligation is entered into by the consumer. This would be evidenced by the date the consumer executes the Note. The standard Fannie Mae/ Freddie Mac documents do not include a place for the consumer to date their signature to evidence the date they executed the document. The Security Instrument is typically executed concurrently with the Note. This document is notarized with the date by the Notary. Therefore, the Notary date is used to evidence the date of consummation.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Disbursement date is XXXX | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. And Gift Funds for down payment and closing costs were wired after the Disbursement date. Verified date of Wire is XXXX and disbursement is XXXX. |  |  |  | Reviewer Comment (2026-01-09): Received, Clearing. | 01/09/2026 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is ATR risk due to Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. Gift Funds for down payment and closing costs were wired after the Disbursement date. Verified date of Wire is XXXX and disbursement is XXXX |  |  |  | Reviewer Comment (2026-05-19): Updated gift letter that met ATR requirements was received to resolve the exception.<br>Reviewer Comment (2026-05-19): .<br>Reviewer Comment (2026-01-09): Received, Clearing. | 05/19/2026 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-09): Clearing based on review coming back within tolerances. | 01/09/2026 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-09): Received, Clearing.<br>Seller Comment (2026-01-09): Comment from XXXX (XXXX): PCCD | 01/09/2026 |  |  | 1 C A |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | LOE for Gift Funds with out a down payment was not provided in file and is required per Guideline overlays. |  |  |  | Reviewer Comment (2026-01-13): Gift letter received | 01/13/2026 |  |  | 1 C A D |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106941 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | CA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000106832 | XXXXXX |  | XXXXXX |  | Compliance | TRID | Document Error | TRID | Closing Disclosure: Dates are not in chronological order. | - Issue Date: ___; Received Date: ___; Signed Date: ___ |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106832 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106832 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Principal and Interest | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2026-01-12): XXXX received Letter of Explanation & Corrected CD<br>Seller Comment (2026-01-09): Comment from XXXX (XXXX): LOX<br>Reviewer Comment (2026-01-09): XXXX received Corrected CD to match Promissory Note. Missing copy of LOE to borrower that accompanied the Corrected CD on XXXX to finalize cure.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): loan closed XXXX The final CD was re-issued XXXX adding the sellers payoffs. No changes were made to the borrowers fees or cash to close. The PITI payments are correct |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXXXX | 4000106832 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream XXXX that does not match the actual payment for the loan. | Final Closing Disclosure provided onXXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2026-01-12): XXXX received Letter of Explanation & Corrected CD |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 2000000305 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2026-01-13): As per PCCD, disbursement date is XXXX and Flood Insurance Effective Date is same as disbursement date. Exception cleared.<br>Buyer Comment (2026-01-13): Doc date is XXXX however this is a dry state so loan funded XXXX, policy was in effect as of funding date. This meets guide (as we are silent) and FNMA. | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000305 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000305 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000319 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000107114 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX |  |  |  | Reviewer Comment (2026-02-04): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2026-02-03): Comment from XXXX(XXXX): Recission attached<br>Reviewer Comment (2026-01-30): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): cure docs attached<br>Reviewer Comment (2026-01-16): Finance charge on provided Mavent is not consistent with page 5 of the final CD. Title Courier fee is showing as a total of $XXXX as there are two fees listed for $XXXX and $XXXX. Additionally, there is a Title - Sub escrow fee listed on the CD that is also a finance charge. Cure requires PCCD, LOE, Copy of refund check, re-opening of rescission and proof of delivery.<br>Seller Comment (2026-01-15): Comment from XXXX (XXXX): Passing Mavent attached |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000107114 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX |  |  |  | Reviewer Comment (2026-02-04): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): Right to Cancel<br>Reviewer Comment (2026-01-30): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): cure docs attached<br>Reviewer Comment (2026-01-28): This is a material disclosure exception on a rescindable transaction. Re-opening of RTC and proof of delivery of the RTC is required to complete the cure. TRID GRID 4.0 Remediation types, Row C) reports...Within 60 days of discovery 1. Letter of Explanation (Other evidence of borrower notification of the error will be considered.) 2. Corrected PCCD or detailed LOE re-disclosing correct information\*Material disclosure exceptions on rescindable transactions require proof of consumer receipt, see D) below and row 6 of "Remediation Considerations "More than 60 days from discovery - No cure available. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Buyer Comment (2026-01-27): Comment from XXXX (XXXX): We are essentially paying for the increased finance charge, so borrower paid finance charge is staying the same. Is it necessary to re-open recission?<br>Reviewer Comment (2026-01-16): Finance charge on provided Mavent is not consistent with page 5 of the final CD. Title Courier fee is showing as a total of $XXXX as there are two fees listed for $XXXX and $XXXX. Additionally, there is a Title - Sub escrow fee listed on the CD that is also a finance charge. Cure requires PCCD, LOE, Copy of refund check, re-opening of rescission and proof of delivery.<br>Seller Comment (2026-01-15): Comment from XXXX (XXXX): Passing Mavent Attached |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 2000000235 | XXXXXX |  | XXXXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | Subject is tenant occupied. Lease agreement is missing. |  |  |  | Reviewer Comment (2026-01-13): Received Lease agreement. Exception cleared.<br>Buyer Comment (2026-01-13): Lease used to qualify | 01/13/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000106155 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | Appraisal is missing. First page of Appraisal in file is missing information. |  |  |  | Reviewer Comment (2026-01-13): Received Appraisal. Exception cleared.<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): appraisal | 01/13/2026 |  |  | 1 D A |  | RI | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000106155 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2026-01-13): Received Credit Report. Exception cleared.<br>Seller Comment (2026-01-13): Comment fromXXXX (XXXX): credit reports | 01/13/2026 |  |  | 1 D A |  | RI | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000106155 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Municipal Lien Certificate Fee (MLC). Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Municipal Lien Certificate Fee (MLC). Fee Amount of $XXXXexceeds tolerance of $XXXX. |  |  |  | Reviewer Comment (2026-02-04): XXXX Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): Supporting docs showing MLC Application fee being refunded<br>Reviewer Comment (2026-01-30): XXXX received rebuttal comment but as per CD the fee MLC Application Fee was paid to City Of XXXX and not the title/settlement company. This cannot be tested under no-tolerance category. A valid COC for adding the fee or cure would be required. Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-29): Comment from XXXX (XXXX): The MLC can stay in Section C. The borrower can shop/did shop and the title fees are good faith tolerance. So the MLC is correct in its current standings. |  | XXXXXX |  | 2 C B |  | RI | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000106155 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance verification is missing. |  |  |  | Reviewer Comment (2026-01-28): Insurance received<br>Seller Comment (2026-01-28): Comment from XXXX (XXXX): HOI | 01/28/2026 |  |  | 1 C A |  | RI | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000106155 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | There was a FEMA Disaster declaration dated XXXX. The subject property is located in a FEMA Disaster area. A post disaster inspection report is needed verifying there is no damage to the subject property and the post disaster inspection report must be dated after the disaster declaration end date. |  |  |  | Reviewer Comment (2026-01-13): Received Appraisal. Exception cleared.<br>Buyer Comment (2026-01-13): Comment from XXXX (XXXX): Appraisal completed XXXX, over 1.5 years after the storm. No damage listed. | 01/13/2026 |  |  | 1 C A |  | RI | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000106432 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000106432 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 2000000311 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-13): Received E-Sign Consent Agreement. Exception cleared. | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000311 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000268 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2026-01-20): Received, Clearing. | 01/20/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000268 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | 1003 Initial is missing. |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000268 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000277 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-01-16): Accepted as is. |  |  | 01/16/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000277 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Secondary/XXXX) |  |  |  | Reviewer Comment (2026-01-16): Accepted as is. |  |  | 01/16/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109040 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is Missing. |  |  |  | Reviewer Comment (2026-01-20): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-01-20): Comment from XXXX (XXXX): Fraud Report attached | 01/20/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000108653 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive |  |  | 01/16/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000108653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive |  |  | 01/16/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000108705 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive |  |  | 01/16/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000108705 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive |  |  | 01/16/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106732 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. |  | Borrower 1 checked "yes" on Question F Declarations Section that reads, Are you co-signor or guarantor on any debt or loan that is not disclosed on this application. |  |  |  | Reviewer Comment (2026-02-09): Received 1003 confirms the Borrower 1 checked "No" on Question F Declarations Section that reads, Are you co-signor or guarantor on any debt or loan that is not disclosed on this application?. Exception cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Please see attached.<br>Reviewer Comment (2026-02-05): Received updated 1003 is dated XXXX, however closing date isXXXX. Please provide updated Final 1003 signed by the borrower. Exception remains.<br>Seller Comment (2026-02-05): Comment from XXXX (XXXX): Updated Initialed 1003<br>Reviewer Comment (2026-01-27): The 1003 needs to be updated to reflect the disclosure of the debt so the answer can be changed due to disclosure. It will also need to be signed by the borrower.<br>Seller Comment (2026-01-26): Comment from XXXX (XXXXe): Borrower Debt LOE attached and we determined that the loans are reporting on credit. | 02/09/2026 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106732 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable | Asset Depletion used. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 B |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106732 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report increased from $XXXX to $XXXX, a difference of $XXXX. A cure of $XXXX was provided. |  |  |  | Reviewer Comment (2026-01-16): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | MA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000106088 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | IN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000108922 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000108922 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000106329 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to allow social security income to be used on Asset Depletion loan. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-20): Lender exception approved. |  |  | 01/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX |  |  |  | Reviewer Comment (2026-02-24): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD. Please note that cure is sufficient for Finance charge underdisclosure but 0% fee tolerance on Condo Questionnaire amount is insufficient<br>Seller Comment (2026-02-23): Comment from XXXX(XXXX.): Attached |  | XXXXXX |  | 2 C B |  | HI | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX |  |  |  | Reviewer Comment (2026-02-24): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD. Please note that cure is sufficient for Finance charge underdisclosure butXXXX fee tolerance on Condo Questionnaire amount is insufficient |  | XXXXXX |  | 2 C B |  | HI | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2026-02-20): E-process summary reflecting electronic consent timestamp of XXXX received<br>Reviewer Comment (2026-02-12): XXXX received Loan Summary with Loan disclosure History. However, the document provided does not reflect the actual Electronic Consent Agreement Authorization by borrower and only reflects the history of a disclosure sent to borrower that was signed. No entry states "electronic consent approved/authorized. Provide actual E-consent agreement with borrower.<br>Seller Comment (2026-02-12): Comment from XXXXs (XXXX): attached | 02/20/2026 |  |  | 1 C A |  | HI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXXplus XXXX% or $XXXX. |  |  |  | Reviewer Comment (2026-02-23): XXXX received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2026-02-23): Comment from XXXX(XXXX.): Attached |  | XXXXXX |  | 2 C B |  | HI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-05): XXXX received corrected PCCD and LOE<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX.): Attached<br>Reviewer Comment (2026-02-26): XXXXreceived COC, upon review seems the HOA fees paid to condo association the fees should be disclosed under section H if these are not required by the lender. A corrected PCCD moving the fees to correct section along with the LOE to borrower is required to re-test the fees.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Attached<br>Reviewer Comment (2026-02-12): XXXX acknowledged the rebuttal below. However, an HOA transfer fee of $XXXX was added on the Initial CD dated XXXX and then reduced to $XXXX on the Final CD. In addition, the provided COC dated XXXX does not sufficiently explain why this fee was added to the Initial CD or why it was not known at the time of initial disclosures. Please provide a valid COC supporting this fee; otherwise, a cure will be due to the borrower.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX): This is invalid. Fees cannot be combined to create a cure. XXXX has combined the HOA transfer fee (XXXX) and the HOA Doc fee (XXXX) and renamed it as the HOA/Condo Questionnaire-there is NO such fee. The HOA transfer fee AND HOA Doc fee are two separate fees, BOTH of which were excluded per the MAVENT. This condition is invalid, please remove this. If XXXX disagrees, a detailed compliance explanation must be provided. | 03/05/2026 |  |  | 1 C A |  | HI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-06): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): Please note, XXXX label was printed and used twice by mistake. Documents were delivered to borrower, please see attached.<br>Reviewer Comment (2026-03-05): XXXX received PCCD, LOE and copy of refund check. XXXX tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2026-03-04): Comment from XXXX (XXXX.): Attached<br>Reviewer Comment (2026-02-26): XXXX received COC for adding the fee due to CU score but as per file the UCDP with higher CU score is dated XXXX while the changes were made on CD dated XXXX which is after 3 business days from the date of change received. Please provide more information to validate the timing or cure would be required. Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Attached<br>Reviewer Comment (2026-02-23): XXXX received updated COC for the fee added due to program requirements. Please provide additional information on what new program was received that required to add the additional appraisal review fee and to provide supporting information on when lender become aware of the program changed to add the fee or Cure would be due to borrower. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Seller Comment (2026-02-23): Comment from XXXX(XXXX.): Attached<br>Reviewer Comment (2026-02-12): XXXX received COC dated XXXX and it does not sufficiently explain why this fee was added to the revised CD or why it was not known at the time of initial disclosures. Please provide a valid COC supporting this fee; otherwise, a cure will be due to the borrower.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX.): Attached |  | XXXXXX |  | 2 C B |  | HI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000109240 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-26): Clearing based on review coming back within tolerances. | 01/26/2026 |  |  | 1 A |  | HI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000109939 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109939 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106398 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Verification of Employee Fee increased from $XXXX to $XXXX. A valid Changed Circumstance document (D0302) is in file. No cure provided. |  |  |  | Reviewer Comment (2026-02-03): XXXX received COC dated XXXX and as per third party VVOE.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): VOE LOE<br>Reviewer Comment (2026-01-28): XXXX received Changed Circumstance dated XXXX , but it does not give sufficient information on why the Verification of employment fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): LE with COC | 02/03/2026 |  |  | 1 C A |  | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXXX | 2000000293 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. | CDs did not disclose any Seller paid fees/charges on page 2. |  |  |  | Reviewer Comment (2026-01-27): XXXX received Final SS, Letter of explanation and Corrected Closing disclosure.<br>Buyer Comment (2026-01-26): PCCD, LOE and Final settlement stmt |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXXX | 2000000293 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000105472 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing a copy of the secondary valuation. |  |  |  | Reviewer Comment (2026-01-27): Received, Clearing.<br>Seller Comment (2026-01-26): Comment fromXXXX (XXXX): Please see attached SSR | 01/27/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A | Non QM | N/A | No |
| XXXXXX | 4000105472 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | EIN is Missing for Business Entity. |  |  |  | Reviewer Comment (2026-01-27): Received, Clearing.<br>Seller Comment (2026-01-26): Comment from XXXX (XXXX): please see attached EIN | 01/27/2026 |  |  | 1 C A D |  | CA | Investment | Refinance - Rate/Term | D A | Non QM | N/A | No |
| XXXXXX | 4000105472 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Verification of Non-US document are not provided in package. |  |  |  | Reviewer Comment (2026-01-27): Received, Clearing.<br>Seller Comment (2026-01-26): Comment from XXXX (XXXX): Verification of Non-US Citizen attached. | 01/27/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A | Non QM | N/A | No |
| XXXXXX | 4000105472 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Operating Agreement is missing for Business Entity. |  |  |  | Reviewer Comment (2026-01-27): Received, Clearing.<br>Seller Comment (2026-01-26): Comment fromXXXX (XXXX): Please see attached. | 01/27/2026 |  |  | 1 C A D |  | CA | Investment | Refinance - Rate/Term | D A | Non QM | N/A | No |
| XXXXXX | 4000105472 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Certificate of Good Standing is missing for Business Entity. |  |  |  | Reviewer Comment (2026-01-27): Received, Clearing.<br>Seller Comment (2026-01-26): Comment from XXXX (XXXX): please see attached cert of good standing. | 01/27/2026 |  |  | 1 C A D |  | CA | Investment | Refinance - Rate/Term | D A | Non QM | N/A | No |
| XXXXXX | 4000105472 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Articles of Organization is missing for Business Entity. |  |  |  | Reviewer Comment (2026-01-27): Received, Clearing.<br>Seller Comment (2026-01-26): Comment from XXXX (XXXX): Please see attached Articles of Incorporation | 01/27/2026 |  |  | 1 C A D |  | CA | Investment | Refinance - Rate/Term | D A | Non QM | N/A | No |
| XXXXXX | 4000109334 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000314 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000314 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-01-23): Title Supplement provided. Cleared. | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000109126 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-30): XXXX received valid COC document<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): NOLC<br>Reviewer Comment (2026-01-28): XXXX received rebuttal, however on LE recording fee disclosed was $XXXX and XXXX threshold would be $XXXX, and fee increased to $XXXX on CD. A valid COC for increase or cure of $XXXX is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): Please provide more details or reference the fee(s) you are referring to. TheXXXX limit is $XXXX which was not exceeded. Also the final mavent does not reflect any fails. | 01/30/2026 |  |  | 1 C A |  | MA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXXX | 4000105810 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Guarantor Agreement is missing in the file. |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Personal Guaranty | 01/30/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D B A | N/A | Exempt from ATR | No |
| XXXXXX | 4000105810 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-01-23): Accepted as is. |  |  | 01/23/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | Exempt from ATR | No |
| XXXXXX | 4000105810 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Operating agreement is missing. |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): The borrower is the sole member of the LLC, and there is no operating agreement in place.<br> o LLC Borrowing Certificate (2nd attachment)<br> o EIN confirmation letter showing sole membership (3rd attachment)<br> o Certified Articles of Organization (4th attachment)<br> o Statement of Information (5th attachment) | 01/30/2026 |  |  | 1 C A D |  | CA | Investment | Purchase | D B A | N/A | Exempt from ATR | No |
| XXXXXX | 4000107007 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-27): Cleared based on review coming back within tolerances | 01/27/2026 |  |  | 1 C A |  | PA | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000107993 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000107993 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2026-01-28): Received, Clearing.<br>Seller Comment (2026-01-26): Comment from XXXX (XXXX): Attaching prelim | 01/28/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000108410 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-27): Accepted as is. |  |  | 01/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000108410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-27): Accepted as is. |  |  | 01/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000108941 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXor XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Missing evidence the appraisal was provided to the borrower at least 3 business days prior to closing |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Buyer Comment (2026-01-30): Comment fromXXXX (XXXX): Hello, the loan closed on XXXX as that is the date the Deed of Trust is notarized. Thank you.<br>Reviewer Comment (2026-01-30): The report date of appraisal is XXXX . Even if updated appraisal dates XXXX is provided the loan closed on XXXX which is not allowing at least 3 business days prior to closing which is required by HPML.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Hello, Please see attached | 01/30/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence the appraisal was provided to the borrower at least 3 business days prior to closing |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Buyer Comment (2026-01-30): Comment fromXXXX (XXXX): Hello, the loan closed on XXXXas that is th e date the Deed of Trust is notarized. Thank you.<br>Reviewer Comment (2026-01-30): The report date of appraisal is XXXX. Even if updated appraisal dates XXXX is provided the loan closed on XXXX which is not allowing at least 3 business days prior to closing which is required by HPML.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Hello, Please see attached | 01/30/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108941 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 4000108941 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $XXXXis less than Guideline Available for Reserves of $XXXX. |  |  |  | Reviewer Comment (2026-01-31): Received, Clearing.<br>Seller Comment (2026-01-30): Comment from XXXX (XXXX): Hello, Please see attached<br>Reviewer Comment (2026-01-30): Chase account has $XXXX. $XXXX must be excluded for 30day XXXX. Also $XXXX for POCs needs to be accounted for.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Hello, Please see below<br>Total Available Reserves : Total Asset amount $X - Cash to XXXXo Close on PCCD $XXXX = $XXXX<br> Total Reserves required = XXXX \*XXXX = $XXXX<br>Available reserves $XXXX / $X = XXXX months in reserves | 01/31/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108634 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000108634 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000108634 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-30): Clearing based on review coming back within tolerances. | 01/30/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000109127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109127 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000107783 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification Document are Missing. |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 01/30/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000107783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal Notice smising. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000106803 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. |  | Borrower selected "yes" for 'Are you co-signor or guarantor on any debt or loan that is not disclosed on this application. Kindly provide supporting documents or revised 1003 with correct information. |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing.<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX): signed 1003<br>Reviewer Comment (2026-02-11): Received 1003 is not signed by the borrower. Please provide updated Final 1003 signed by the borrower. Exception remains.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): 1003<br>Reviewer Comment (2026-02-09): Please provided corrected and executed Final 1003. Declarations to reflect 'no' for loans not disclosed on application. Exception remains<br>Buyer Comment (2026-02-09): Comment from XXXX (XXXX): Please clear. XXXX Auto XXXX and XXXX XXXX are both included in the DTI.<br>Reviewer Comment (2026-02-06): Please submit proof the other parties pay the XXXX loans as disclosed on the LOX.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): LOX | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000106803 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-03): XXXX (XXXX)received initial CD.<br>Seller Comment (2026-02-02): Comment from XXXX (XXXX): CD | 02/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | No Defined Cure A | Non QM | Non QM | No |
| XXXXXX | 4000106803 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2026-02-03): Received, Clearing.<br>Seller Comment (2026-02-02): Comment from XXXX (XXXX): PCCD | 02/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXXX | 4000106803 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-30): Clearing based on review coming back within tolerances. | 01/30/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000109097 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): THE LEGAL DESCRIPTION IS ON PAGE 3 OF THE DOT. | 02/10/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000109097 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing VOR for current residence. |  |  |  | Reviewer Comment (2026-03-03): Received Verification of Rent (VOR). Exception cleared.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX) VOR<br>Reviewer Comment (2026-03-03): Received Verification of Rent (VOR) however tenant start date is not provided. Exception remains.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): vor<br>Reviewer Comment (2026-02-10): Where looking for the VOR for current residence not the subject property.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): DOCS | 03/03/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000109118 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 4000105861 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXXX | 4000105861 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXXX | 4000105861 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Closing Disclosure Estimated Values | Final Closing Disclosure used for fees provided on XXXX contains estimated values that may not represent final terms or closing costs to the borrower. Estimated Closing Disclosure used for any applicable Federal, State or Local compliance testing. If documented evidence is provided that estimate was for repair/construction costs or tax/insurance escrows ONLY (no holdback service fees or other estimated fees), then Estimated Closing Disclosure exception may be cleared. | Final Closing Disclosure used for fees provided on XXXX contains estimated values that may not represent final terms or closing costs to the borrower. |  |  |  | Reviewer Comment (2026-01-29): Final Closing disclosure received<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): LL XXXX Please see attached final Closing Disclosure which closed on XXXX | 01/29/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXXX | 4000108781 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-02): Cleared based on review coming back within tolerances | 02/02/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000108781 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000108781 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000108781 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000108781 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2026-02-11): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): Email from borrowers that they received the corrected RTC form.<br>Reviewer Comment (2026-02-10): It affect the cure we still need Proof of Delivery to the borrower.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): Hello, We reached out to XXXX Credit department on how to cure this and followed their guidance. Please advise.<br>Reviewer Comment (2026-02-05): The corrected RTC form needs to be signed<br>Seller Comment (2026-02-05): Comment from XXXX (XXXX): LOE with correct form sent to borrower. |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000108781 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is missing in file. |  |  |  | Reviewer Comment (2026-02-04): Received 1003 Final. Exception cleared.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): 1003 | 02/04/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2026-02-02): Google search sufficient per seller guidelines<br>Seller Comment (2026-02-02): Comment fromXXXX (XXXX): Please see attached | 02/02/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | New York Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX |  |  |  | Reviewer Comment (2026-03-19): XXXX received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Reviewer Comment (2026-03-17): Courier does not have possession of cure package yet.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-02-03): It appears the difference is related to the Title-Technology Fee of XXXX which the underdisclosure was for XXX.X If lender feels fee should not be a finance charge, XXXX requires a lender attestation giving the specific services/purpose of this fee in order to determine if related to the extension of credit.<br>Buyer Comment (2026-02-02): Comment from XXXX (XXXX): Please advise what fees are ncluded in calculation |  | XXXXXX |  | 2 C B |  | NY | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000109247 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX |  |  |  | Reviewer Comment (2026-03-19): XXXX received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Reviewer Comment (2026-03-17): Courier does not have possession of cure package yet.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): Please see attached |  | XXXXXX |  | 2 C B |  | NY | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110290 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Evidence the Borrower received a copy of the appraisal at least three business days prior to closing is missing. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000110290 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000106175 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 has an employment discrepancy. The Initial 1003 and documentation in file indicate XXXX is the primary employment, however the Final 1003 reflects XXXX XXXX. |  |  |  | Reviewer Comment (2025-11-26): Corrected final 1003 received in trailing documents.<br>Buyer Comment (2025-11-26): Updated re-signed final 1003 attached.<br>Reviewer Comment (2025-11-25): Document received reflects original signature/date from initial review. Please provide signed 1003 from borrower reflecting updated employment information.<br>Buyer Comment (2025-11-24): Updated 1003 attached. | 11/26/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000103908 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Provide the borrowers Closing Statement fully executed by the borrower or stamped true and certified with signature/initials from title representative. Copy provided is an estimated closing statement. |  |  |  | Reviewer Comment (2025-10-24): Received final settlement statement.<br>Buyer Comment (2025-10-22): final SS | 10/24/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000103908 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of a full fraud report in file. All red flags to be addressed. |  |  |  | Reviewer Comment (2025-10-24): Fraud report received.<br>Buyer Comment (2025-10-22): fraud summary<br>Buyer Comment (2025-10-22): fraud report | 10/24/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000103908 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of a full fraud report in file. |  |  |  | Reviewer Comment (2025-10-24): Fraud report received.<br>Buyer Comment (2025-10-22): see attached fraud | 10/24/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000106579 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the borrower or stamped true and certified. Copy provided is unsigned. |  |  |  | Reviewer Comment (2025-12-31): Received final losing Statement with stamped true and certified. Exception Cleared.<br>Buyer Comment (2025-12-29): XXXX - Please see attached | 12/31/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000111881 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-02): Cleared based on review coming back within tolerances | 02/02/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111881 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing. |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Seller Comment (2026-01-30): Comment from XXXX (XXXX): Resending heloc statement | 01/30/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111881 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject Property is located in a declining and rural area. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-30): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111881 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000108730 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000108730 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 6000110743 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | File is missing evidence of appraisal delivery to the borrower. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | AR | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 6000110742 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___ | File is missing insurance and HOA verification for these 2 properties. |  |  |  | Reviewer Comment (2026-02-20): Received, cleared<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): As per final 1003 XXXX, Address: XXXX total expense is $XXXX. However we have only received proof of $XXXX. Require proof of remaining amount of $XXXX. Exception Remains.<br>Seller Comment (2026-02-16): See attached<br>Seller Comment (2026-02-16): Copy of Sales contract and tax cert attached - it is land only so there is no hazard or HOA information | 02/20/2026 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110739 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached. | 02/17/2026 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110739 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Social Security Number Verification (SSA-89) not provided |  |  |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110739 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Occupancy Certificate Document is not provided. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached. | 02/17/2026 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110738 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Investor to provide CDA. As Collateral Underwriter Score is XXX. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | OR | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000110738 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | OR | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000110737 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of the insurance verification. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Mortgage statement shows the payment is escrowed for taxes and insurance | 02/17/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110737 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of the insurance verification. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Mortgage statement shows the payment is escrowed for taxes and insurance | 02/17/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110737 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NJ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110735 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Extended Replacement cost estimator document not provided. |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110735 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NJ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110735 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NJ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110734 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal delivered to the borrower was not provided in the loan file. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110734 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Per final 1003, the borrower's primary and additional investment properties have 2 mortgages on them which is causing the DTI discrepancy |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110734 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The 1003 indicates there are 2 mortgages on both of the borrower's properties. Both with the same lenders. Please provide a corrected 1003 and the current mortgage statements for both properties reflecting the property address. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110734 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | Loan is not salable to Freddie due to DTI. The 1003 indicates there are 2 mortgages on both of the borrower's properties. Both with the same lenders. Please provide a corrected 1003 and the current mortgage statements for both properties reflecting the property address. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110732 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110732 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification document is missing |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached.<br>Seller Comment (2026-02-16): Please see attached. | 02/17/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110732 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification document is missing |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached.<br>Seller Comment (2026-02-16): Please see attached. | 02/17/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110732 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110731 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement for additional property address "XXXX" is not provided. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached<br>Seller Comment (2026-02-16): Please see attached. | 02/17/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110723 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | Require recent last 2 months account statements. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Bank statements show $XXXX and HELOC withdrawal of $XXXX gives enough to close the loan and meet reserves. Retirement funds are outdated but are not needed. | 02/17/2026 |  |  | 1 C A |  | WI | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110723 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of Fraud Report document present in the file. |  |  |  | Reviewer Comment (2026-02-25): Received, Clearing.<br>Seller Comment (2026-02-25): Received the fraud | 02/25/2026 |  |  | 1 C A |  | WI | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110723 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | No evidence of 1007 Rent Comparison Schedule document present in the file. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Rental income was not used to qualify. | 02/17/2026 |  |  | 1 C A |  | WI | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110722 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is not available, as would be required for securitization. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing. | 02/11/2026 |  |  | 1 D A |  | WA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110722 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/11/2026 |  |  | 1 A |  | WA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110720 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Evidence the updated appraisal was delivered to the borrower at lease 3 business days prior to closing was not provided. The updated appraisal is dated after closing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110719 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The Borrower did not received the final appraisal report at least three business days prior to closing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | UT | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 6000110719 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The E-Document reflects the Borrower was sent Appraisal on XXXX. The loan file does not contain an appraisal timing waiver. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | UT | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 6000110717 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing statement to verify HELOC payment for primary residence. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Amount is verified on credit report. Mortgage statement is not required for HELOC. | 02/17/2026 |  |  | 1 C A |  | AK | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110717 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing statement to verify HELOC payment for primary residence. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Amount is verified on credit report. Mortgage statement is not required for HELOC | 02/17/2026 |  |  | 1 C A |  | AK | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110713 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | File is missing evidence of appraisal delivery to the borrower. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | MD | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110710 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. |  | Missing asset documentation for XXXX checking and savings accounts as required by the AUS Approval. |  |  |  | Reviewer Comment (2026-02-20): Updated AUS and Additional Stmt. provided. Cleared<br>Seller Comment (2026-02-20): Updated AUS findings and bank statements to verify assets were received on XXXX. TheXse documents have been uploaded to the share folder for reference.<br>Seller Comment (2026-02-20): Updated AUS findings and bank statements to verify assets were received on XXXX. These documents have been uploaded to the share folder for reference. | 02/20/2026 |  |  | 1 C A |  | WY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110710 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Missing asset documentation for XXXX checking and savings accounts as required by the AUS Approval. |  |  |  | Reviewer Comment (2026-02-20): Updated AUS and Additional Stmt. provided. Cleared<br>Seller Comment (2026-02-20): Updated AUS findings and bank statements to verify assets were received on XXXX. These documents have been uploaded to the share folder for reference. | 02/20/2026 |  |  | 1 C A |  | WY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110710 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | \*\*\*NEW EXCEPTION\*\*\*\*Please provide CPA Letter confirming that the withdrawal of business funds for this transaction will not have a negative impact on the business. Acct #XXXX |  |  |  | Reviewer Comment (2026-03-09): Business Account excluded from qualifications. Clearing.<br>Seller Comment (2026-03-09): After further review of this file the underwriter has stated that we are not using any income from the business for qualifying purposes. This should not be needed. Please advise if this is sufficient to clear. | 03/09/2026 |  |  | 1 A |  | WY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110707 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | MO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110707 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The homeowner's insurance declarations page in the file verified an effective date of XXXX which is after the consummation date of XXXX. Provide a revised homeowner's insurance declaration page or policy verifying coverage in effect at or prior to consummation. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | MO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110706 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification is not provided for property XXXX. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Please disregard comment at XXXX stating: Pay stub dated XXXX in file to be used as VVOE for B1. VVOE for S/E business is under "Letter"<br>Seller Comment (2026-02-16): Pay stub dated XXXX in file to be used as VVOE for B1. VVOE for S/E business is under "Letter"<br>Seller Comment (2026-02-16): See attached. | 02/17/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110700 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | The appraisal reflects the subject is owner occupied. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): Received updated appraisal report reflecting occupant as "Tenant" in the subject section<br>Reviewer Comment (2026-02-20): The appraisal needs corrected from being listed as owner occupied. Exception remains.<br>Seller Comment (2026-02-20): "attached<br>As per Section 5 of the URLA, the borrower has declared "No" to intending to occupy the property as their primary residence. Additionally, in Section 4, the occupancy of the subject property has been marked as "Investment." This is sufficient to confirm the subject will be an investment property.<br>Reviewer Comment (2026-02-20): The appraisal needs corrected from being listed as owner occupied.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 C A |  | AR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110694 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Loan is to be securitized. Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | MA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110694 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | MA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110692 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The date was entered as provided on the Appraisal Receipt Acknowledgement Form that was signed by the borrower and co-borrower. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | MD | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110691 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Tax and Insurance verification for primary residence is missing from the loan file. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): Received the tax and insurance documents and the expenses have been verified. The primary residence is financed, and per the mortgage statement, taxes and insurance are not escrowed. Based on the tax certificate and HOI policy, the monthly tax expense is XXXX and the insurance premium is $XXXX. This brings the total primary housing expense to $XXXX. The current DTI is XXXX; when including the verified primary housing expense, it increases toXXXX. The variance of XXXX remains within tolerance, so an AUS rerun is not required.<br>Seller Comment (2026-02-27): Received the tax and insurance documents and the expenses have been verified. The primary residence is financed, and per the mortgage statement, taxes and insurance are not escrowed. Based on the tax certificate and HOI policy, the monthly tax expense is $XXXX and the insurance premium is $XXXX. This brings the total primary housing expense to $XXXX. The XXXXrent DTI is XXXX; when including the verified primary housing expense, it increases to XXXX%. The variance of XXXX% remains within tolerance, so an AUS rerun is not required. | 02/27/2026 |  |  | 1 C A |  | SC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110691 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX% exceeds AUS total debt ratio of XXXX%. |  |  |  | Reviewer Comment (2026-03-12): Revised AUS provided. Cleared.<br>Seller Comment (2026-03-12): See attached | 03/12/2026 |  |  | 1 A |  | SC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110690 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing Verbal Verification of Employment for borrower as required by the AUS Approval. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Pay stub datedXXXX in file to be used as VVOE for B1. VVOE for S/E business is under "Letter" | 02/17/2026 |  |  | 1 C A |  | CT | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110690 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal received by the borrower 3 days prior to consummation is not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CT | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110689 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | MA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110689 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | MA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110687 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Borrower is qualified with the bonus and commission income, file received with the latest paystub and previous years w-2. File is missing WVOE document to verify the previous years bonus and commission income. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): AUS allows for the bonus and commission to be captured on the paystub and W2s. | 02/17/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000110686 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Award letter is missing for Co-Borrower. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110686 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Hazard insurance is missing for XXXX property. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached<br>Seller Comment (2026-02-16): Lot of land. HOI is not required for land. | 02/17/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110686 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Award letter is missing for Co-Borrower. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal delivered to the borrower was not provided in the loan file. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal delivered to the borrower was not provided in the loan file. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110683 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110683 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Third-party verification for Sole Proprietorship within 120 days prior to note date was not provided. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Online proof of business is provided within 8 days of closing. | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110683 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | CA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110677 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110676 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Missing appraisal receipt within three (3) business days prior to closing is missing from the file. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110676 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Business Purpose certificate is missing from the file. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-19): see attached | 02/20/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110668 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-09): Received, Clearing. | 02/09/2026 |  |  | 1 D A |  | WI | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000110668 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | WI | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000110668 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-09): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/09/2026 |  |  | 1 A |  | WI | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000110664 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | CU score is more than 2.5 and secondary valuation is missing in file. |  |  |  | Reviewer Comment (2026-02-09): Received, Clearing. | 02/09/2026 |  |  | 1 D A |  | OH | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000110664 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification the appraisal was received by the borrower not provided in the loan file. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | OH | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000110664 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-09): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/09/2026 |  |  | 1 A |  | OH | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000110663 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | MA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110663 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing documentation to verify non-US-Citizen status. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | MA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110663 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | Missing documentation to verify non-US-Citizen status. Per AUS, verification all non-US Citizens are legally present in the US is required. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | MA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110663 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | MA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110655 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A secondary valuation report is required for securitization. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110655 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110651 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Valuation report indicates the occupant as Owner. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Valuation report indicates the occupant as Owner. Valuation report indicates the occupant as Owner.<br>Reviewer Comment (2026-02-23): The valuation needs to be corrected to not list as owner occupied.<br>Seller Comment (2026-02-23): "Final URLA shows occupancy type as Investment only. Also, Declaration section for both borrower checked as ""NO"" for intend to occupy the property as Primary residence | 03/06/2026 |  |  | 1 C A |  | UT | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110651 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report was not provided. |  |  |  | Reviewer Comment (2026-03-06): Fraud Reports provided. Cleared.<br>Seller Comment (2026-03-06): See attached<br>Seller Comment (2026-03-06): See attached.<br>Reviewer Comment (2026-02-27): Exception requests must go to the buyer of the loan.<br>Seller Comment (2026-02-27): Downgrade requested with investor - this not an agency item, the lender did provide their scans which should be sufficient in clearing the exception<br>Reviewer Comment (2026-02-23): An exception from the buyer will be needed as fraud reports are required on all loans.<br>Seller Comment (2026-02-23): Fraud Guard not required for the lender "XXXX, XXXX" | 03/06/2026 |  |  | 1 C A |  | UT | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110651 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | UT | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110649 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-23): Please provide Fraud Report for both borrowers. Exception remains.<br>Seller Comment (2026-02-23): "Final URLA shows occupancy type as Investment only. Also, Declaration section for both borrower checked as ""NO"" for intend to occupy the property as Primary residence<br>Reviewer Comment (2026-02-20): Please provide a Fraud Report.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): Fraud Report was not received in documents provided.<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110649 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): Cert attached<br>Reviewer Comment (2026-02-27): Please provided the Occupancy Certificate or an exception from the buyer of the loan allowing it to not be in the loan file.<br>Seller Comment (2026-02-27): The final URLA reflects the occupancy type as 'Investment.' In the Declarations section, both borrowers have indicated 'No' for intending to occupy the subject property as their primary residence. AUS findings also show the occupancy type as 'Investment.' Therefore, an occupancy certificate is not required.<br>Reviewer Comment (2026-02-20): Please provided the Occupancy Certificate.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): Occupancy Certificate was not received in documents received.<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110649 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | File is missing occupancy certificate. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): Missing the occupancy certificate.<br>Seller Comment (2026-02-16): see attached | 02/20/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110648 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal received by the borrower is not provided in the loan file. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | RI | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110646 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110646 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Third-party verification for Partnership was not provided. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Tax Verification. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification, Tax Verification. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): Insurance and Tax document for XXXX XXXX is available.<br>Reviewer Comment (2026-02-20): Nothing received for this property.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): Nothing received for this property.<br>Seller Comment (2026-02-16): see attached | 02/23/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence borrower received a copy of appraisal three (3) business days to closing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Missing evidence borrower received a copy of appraisal three (3) business days to closing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | AUS prior to closing is missing from the file. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): Recent AUS now available<br>Reviewer Comment (2026-02-20): Nothing received that resolves this issue.<br>Seller Comment (2026-02-19): see attached | 02/23/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | AUS prior to closing is missing from the file. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-19): see attached | 02/20/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110645 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Due diligence XXXX% DTI is higher due to REO calculations. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Reviewer Comment (2026-02-23): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds AUS total debt ratio of XXXX.<br>Seller Comment (2026-02-23): As per recent AUS with submission with number XXXX Borrower XXXX primary property XXXX XXXX expenses calculated as $XXXX (Includes PITI as per URLA). We are currently missing with Mortgage statement for the property XXXX XXXX to conform Mortgage is escrowed or not and when we include Tax and Insurance for the property DTI breached the Threshold Limit. Thus Mortgage statement is required to support DTI of XXXX or AUS need to Rerun for updated DTI including tax and insurance for the property XXXX XXXX<br>Reviewer Comment (2026-02-20): Nothing received that resolves this issue.<br>Seller Comment (2026-02-19): see attached | 02/23/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110644 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal delivered to borrower is not provided. Email delivery in the loan file is not dated. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | UT | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 6000110636 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | MD | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110635 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-19): see attached | 02/20/2026 |  |  | 1 C A |  | CT | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110634 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | IA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110634 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing HOA Verification, Insurance Verification, Statement, Tax Verification Unable to use CBR as verification. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | IA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000110633 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing. | 02/11/2026 |  |  | 1 D A |  | IA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000110633 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Reviewer Comment (2026-02-11): Valuation Received - XXXXX | 02/11/2026 |  |  | 1 A |  | IA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000110632 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Missing 1007 Rent Comparison Schedule. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): Income from Subject property is not used to qualify. AUS and 1003 Saved in the shared Folder | 02/23/2026 |  |  | 1 C A |  | IN | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110632 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Missing Secondary Valuation - The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | IN | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110632 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Business Purpose Cert is missing. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing. | 02/23/2026 |  |  | 1 C A |  | IN | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110632 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | IN | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110629 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Complete Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): "Fraud Guard available in File<br>Reviewer Comment (2026-02-17): No Fraud Report was provided in the documents received.<br>Seller Comment (2026-02-16): see attached | 02/23/2026 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110627 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | File is missing evidence of appraisal delivery to the borrower. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110627 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | The AUS required evidence of payoff of XXXX debt of $XXXX. This was not provided in file. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110626 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | OH | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110621 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | File is missing evidence of appraisal delivery to the borrower. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110621 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment is missing for the borrower. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): See attached<br>Reviewer Comment (2026-02-17): We need the vvoe for the borrower XXXX. The provided was for the co-borrower.<br>Seller Comment (2026-02-16): see attached | 02/23/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110621 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing verbal verification of employment for borrower. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): see attached<br>Reviewer Comment (2026-02-17): We need the vvoe for the borrower XXXX. The provided was for the co-borrower.<br>Seller Comment (2026-02-16): see attached | 02/23/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110620 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110620 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-17): BPC provided. Cleared.<br>Seller Comment (2026-03-16): See attached<br>Reviewer Comment (2026-02-20): No Business Purpose Certificate was received, in the provided.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): No Business Purpose Certificate was received, in the provided.<br>Seller Comment (2026-02-16): see attached | 03/17/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110620 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXXX | 6000110619 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110619 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110619 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | Blanket policy indicates the owner must purchase a separate HO-3 structural coverage policy. In addition, the master policy does not cover walls in. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000110618 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing. | 02/11/2026 |  |  | 1 D A |  | ME | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110618 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Reviewer Comment (2026-02-11): Valuation Received - XXXX | 02/11/2026 |  |  | 1 A |  | ME | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000110617 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Missing secondary valuation for securitization. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110617 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud certificate is missing from file. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-19): see attached | 02/20/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110617 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | CA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 6000110616 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000110615 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing from file. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): Fraud report now attached<br>Reviewer Comment (2026-02-20): Looking for fraud report not property report.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000110729 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-09): Received, Clearing. | 02/09/2026 |  |  | 1 D A |  | AZ | Second Home | Purchase | D B A C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110729 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation considered as Safe Harbor QM (APOR) |  |  |  | Reviewer Comment (2026-02-09): Clearing based on rereview of the compliance report. | 02/09/2026 |  |  | 1 B A C |  | AZ | Second Home | Purchase | Lender to provide updated ATR/QM status D B C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000110729 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | AZ | Second Home | Purchase | D B A C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110729 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-09): Received, Clearing.<br>Reviewer Comment (2026-02-09): Valuation Received - XXXX | 02/09/2026 |  |  | 1 A |  | AZ | Second Home | Purchase | D B A C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | As per the AUS PIW Appraisal Waiver. Secondary valuation was not provided. |  |  |  | Reviewer Comment (2026-02-04): Received, Clearing. | 02/04/2026 |  |  | 1 D A B C |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FNMA disaster area, A Post disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Reviewer Comment (2026-02-21): Still required by the buyer of the loan.<br>Seller Comment (2026-02-20): This was over a year after the storm…this would not be needed in any loan scenario...<br>Reviewer Comment (2026-02-20): Require Post disaster inspection verifying there was no damage to the subject property. Exception Remains.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): Still required by the buyer of the loan.<br>Seller Comment (2026-02-16): AUS was run on XXXX which is XXXXmonths after the disaster. Post inspection is not required. | 03/17/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing documentation to verify HOA dues for primary residence. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-20): Require HOA statement for property XXXX. Exception Remains.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Missing documentation to verify HOA dues for primary residence, causing the loan to waterfall through QM Testing, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-20): Require HOA statement for property XXXX Exception Remains.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 B A C |  | NC | Second Home | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing documentation to verify HOA dues for primary residence. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-20): Require HOA statement for property XXXX Exception Remains.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing documentation to verify HOA dues for primary residence. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-20): Require HOA statement for property XXXX. Exception Remains.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Missing documentation to verify HOA dues for primary residence. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-20): Require HOA statement for property XXXX. Exception Remains.<br>Seller Comment (2026-02-19): see attached | 02/27/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110726 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 2 Days |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Reviewer Comment (2026-03-16): Valuation Received - XXXX | 03/17/2026 |  |  | 1 A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110709 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | No evidence of appraisal delivery receipt provided to the borrower at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110709 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. | No evidence of Acknowledgement of Receipt of Home Mortgage Loan Information Document Acknowledgement of Receipt of Home Mortgage Loan Information Document resent in the file. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110709 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | AUS submission of XXXX is after note date of XXXX. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): AUS was run on XXXX. Initially run on XXXX | 02/17/2026 |  |  | 1 C A |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110701 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | MD | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110701 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | MD | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110688 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence of appraisal being sent to borrower 3 days prior to closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | FL | Second Home | Purchase | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110688 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Initial Closing Disclosure dated XXXX not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-03-02): XXXX received CD dated XXXX<br>Seller Comment (2026-02-27): The initial CD dated XXXX was not physically signed; however, it contains an electronic signature stamp indicating it was signed on XXXX. Additionally, received, audit checklist log and package status certificate reflecting CD has been received on XXXX.<br>Reviewer Comment (2026-02-23): XXXX received rebuttal, however no audit log provided in file which confirms CD was received on XXXX. Please provide the same to re-evaluate the exception.<br>Seller Comment (2026-02-20): "<br> The initial CD dated XXXX was not physically signed; however, it contains an electronic signature stamp indicating it was signed on XXXX. Additionally, we have received the audit checklist log which confirms that the CD was received on XXXX"<br>Reviewer Comment (2026-02-16): XXXX Received Lender compliance report; however, required Disclosure summary or borrower confirmation showing CD received by borrower XXXXdays prior to closing.<br>Seller Comment (2026-02-16): See attached.<br>Seller Comment (2026-02-16): Lender compliance report showing - CD received date as XXXX. | 03/02/2026 |  |  | 1 C A |  | FL | Second Home | Purchase | No Defined Cure B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110682 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-17): XXXX received initial CD dated XXXX<br>Seller Comment (2026-02-16): Initial CD issued on XXXX (mail box rule can be applied) signed same date. Closing date was XXXX. Please remove or downgrade exception.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | VA | Second Home | Purchase | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing documentation to verify HOA Dues. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached. | 02/17/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing documentation to verify HOA Dues and Hazard Insurance. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-17): We need a full Fraud Report not just a civil court search.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX. Provide updated policy reflecting minimum coverage of $XXXX OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): The loan amount is $XXXX, while the homeowner's insurance (HOI) policy reflects dwelling coverage of $XXXX for the subject property. Upon reviewing the policy, the 'Loss Evaluation' section-positioned above the 'Property Coverage' section-specifically lists the dwelling coverage as 'XXXX.' Because the policy clearly identifies the dwelling as insured on a replacement cost basis, the dwelling coverage amount of $XXXX can be considered acceptable for meeting replacement cost coverage requirements.<br>Reviewer Comment (2026-02-20): Require replace cost estimator or updated policy with minimum coverage of $XXXX for subject property. Exception Remains.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): The subject property is short for FNMA insurance coverage.<br>Seller Comment (2026-02-16): Attached | 02/27/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Missing documentation to verify HOA Dues and Insurance for REO properties, causing the loan to waterfall through the QM Testing, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 B A C |  | MI | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing documentation to verify HOA Dues and Insurance for REO properties. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Missing documentation to verify HOA Dues and Insurance for REO properties. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110680 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing documentation to verify HOA Dues and Insurance for REO properties. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence of appraisal being sent to borrower 3 days prior to closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | UT | Second Home | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Fee was disclosed on initial Loan estimate as $XXXX but disclosed but final Closing Disclosure $XXXX. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | UT | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit report Fee was disclosed on initial Loan estimate as $XXXX but disclosed but final Closing Disclosure $XXXX. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | UT | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110674 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | AR | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110674 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Negative Amortization | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan contains Negative Amortization. | Section was not completed on CD. |  |  |  | Reviewer Comment (2026-02-23): XXXX received XXXX<br>Seller Comment (2026-02-20): As per FNMA guidelines (selling-guide.fanniemae.com/sel/b3-4.1-01/minimum-reserve-requirements#XXXX), If the borrower owns other financed properties (determined in accordance with B2-2-03, Multiple Financed Properties for the Same Borrower), additional reserves must be calculated and documented for financed properties other than the subject property and the borrower's principal residence. Hence the subject property can be excluded from the reserve requirement.<br>Seller Comment (2026-02-20): As per FNMA guidelines (selling-guide.fanniemae.com/sel/b3-4.1-01/minimum-reserve-requirements#XXXX), If the borrower owns other financed properties (determined in accordance with B2-2-03, Multiple Financed Properties for the Same Borrower), additional reserves must be calculated and documented for financed properties other than the subject property and the borrower's principal residence. Hence the subject property can be excluded from the reserve requirement.<br>Reviewer Comment (2026-02-20): Proof of mailing and LOE not located in the trailing documents. Please re-upload for review.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): Please provide LOE sent to borrower and proof of mailing to complete cure.<br>Seller Comment (2026-02-16): Attached | 02/23/2026 |  |  | 1 C A |  | AR | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110674 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | The number of financed properties submitted to DU was 2 however, the actual number of financed properties is 3. DU requires resubmission. Please provide revised AUS findings with the correct number of financed properties. Reserve requirements are subject to revision. |  |  |  | Reviewer Comment (2026-03-13): Updated AUS provided listed financed properties as 3. Cleared.<br>Seller Comment (2026-03-13): Received updated AUS reflecting number of financed properties as three. Document is submitted for review.<br>Reviewer Comment (2026-02-20): The AUS needs updated.<br>Seller Comment (2026-02-19): see attached | 03/13/2026 |  |  | 1 C A |  | AR | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Waterfall due to missing Taxes and insurance documents on XXXX property. |  |  |  | Reviewer Comment (2026-03-05): Taxes and HOI verification provided. Cleared.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 C A |  | WA | Second Home | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The signed and dated E-Consent is missing. |  |  |  | Reviewer Comment (2026-03-05): E-Consent Agreement provided. Cleared.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 C A |  | WA | Second Home | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | WA | Second Home | Refinance - Rate/Term | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | WA | Second Home | Refinance - Rate/Term | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall due to missing Taxes and insurance documents on XXXX property. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 C A |  | WA | Second Home | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Waterfall due to missing Taxes and insurance documents on XXXX property. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 B A C |  | WA | Second Home | Refinance - Rate/Term | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Waterfall due to missing Taxes and insurance documents on XXXX property. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 C A |  | WA | Second Home | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing Taxes and insurance documents on XXXX property. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared.<br>Seller Comment (2026-03-05): see attached | 03/05/2026 |  |  | 1 C A |  | WA | Second Home | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $XXXX on LE but disclosed as $XXXXon Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-16): XXXX Please confirm Cure provided at closing is for Appraisal fee.<br>Seller Comment (2026-02-16): Attached | 02/20/2026 |  |  | 1 C A |  | OR | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110670 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | DU/DO or LP/LPA Rating/Result is ineligible for a Second Home or Investment Property on GSE loans. | Rating/Result: ___ | Due to loan limit exceeding max $XXXX | Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-04): Client elected to regrade.<br>Buyer Comment (2026-03-04): Please downgrade to an EV2.<br>Reviewer Comment (2026-02-27): Exception requests need to go to the buyer of the loan.<br>Seller Comment (2026-02-27): As per AUS findings, the XXXX county loan limit is $XXXX Since this loan is closing at year-end and the XXXX county loan limit has increased to $XXXX-which is higher than the loan amount of $XXXX- request to downgrade for non-applicable item.<br>Reviewer Comment (2026-02-21): This exception has nothing to do with coc.<br>Seller Comment (2026-02-20): "<br> LC was changed on XXXX CD with the valid COC dated XXXX<br>Reviewer Comment (2026-02-20): Aus is Accept/Ineligible this doesn't meet AUS approval.<br>Seller Comment (2026-02-19): see attached |  |  | 03/04/2026 | 2 C B |  | OR | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | OR | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110667 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing on all Borrowers. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 C A |  | SC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110667 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The Appraisal was not provided to Borrowers at least three business days prior to closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | SC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110666 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | AZ | Second Home | Refinance - Rate/Term | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110665 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | MI | Second Home | Purchase | Final CD evidences Cure A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000110665 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Attached | 02/17/2026 |  |  | 1 B A C |  | MI | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000110661 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance verification document is missing. |  |  |  | Reviewer Comment (2026-02-20): Sufficient documentation and explanation received, cleared<br>Seller Comment (2026-02-20): As per the URLA, the property located at XXXX is free and clear. We also have supporting document (FraudGuard), confirming that the property has no existing loans and property is held under the XXXX' Therefore, insurance documentation is not required.<br>Seller Comment (2026-02-20): As per the URLA, the property located at XXXX is free and clear. We also have supporting document (FraudGuard), confirming that the property has no existing loans and property is held under the 'XXXX Therefore, insurance documentation is not required.<br>Seller Comment (2026-02-20): As per the URLA, the property located at XXXX is free and clear. We also have supporting document (FraudGuard), confirming that the property has no existing loans and property is held under the 'XXXX' Therefore, insurance documentation is not required.<br>Seller Comment (2026-02-20): As per the URLA, the property located at XXXX is free and clear. We also have supporting document (FraudGuard), confirming that the property has no existing loans and property is held under the 'XXXX.' Therefore, insurance documentation is not required. | 02/20/2026 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110661 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Missing evidence of receipt of Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Second Home | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110661 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XXXX are underdisclosed. | Disclosed Escrowed Property Costs over Year 1 of $XXXX do not include the Flood Insurance premium of $XXXX. |  |  |  | Reviewer Comment (2026-03-06): XXXX received PCCD and LOE.<br>Seller Comment (2026-03-05): see attached<br>Reviewer Comment (2026-02-16): XXXX received corrected PCCD but missing LOE to borrower. LOE is required to cure.<br>Seller Comment (2026-02-16): Attached |  | XXXXXX |  | 2 C B |  | CA | Second Home | Refinance - Cash-out - Home Improvement | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110661 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XXXX are underdisclosed. | Initial Escrow document mentioned Flood insurance only and CD 4th page Escrow declined. |  |  |  | Reviewer Comment (2026-03-06): XXXX received PCCD and LOE.<br>Seller Comment (2026-03-05): attached<br>Reviewer Comment (2026-02-16): XXXX received corrected PCCD but missing LOE to borrower. LOE is required to cure.<br>Seller Comment (2026-02-16): Attached |  | XXXXXX |  | 2 C B |  | CA | Second Home | Refinance - Cash-out - Home Improvement | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110661 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Final CD states escrow declined. However, Flood Insurance is escrowed due to flood escrow requirements. |  |  |  | Reviewer Comment (2026-03-06): XXXX received PCCD and LOE.<br>Seller Comment (2026-03-05): see attached<br>Reviewer Comment (2026-02-16): XXXX received corrected PCCD but missing LOE to borrower. LOE is required to cure.<br>Seller Comment (2026-02-16): Attached |  | XXXXXX |  | 2 C B |  | CA | Second Home | Refinance - Cash-out - Home Improvement | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110661 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Final CD states escrow declined. However, Flood Insurance is escrowed due to flood escrow requirements. |  |  |  | Reviewer Comment (2026-03-06): XXXX received PCCD and LOE.<br>Seller Comment (2026-03-05): see attached<br>Reviewer Comment (2026-02-16): XXXX received corrected PCCD but missing LOE to borrower. LOE is required to cure.<br>Seller Comment (2026-02-16): Attached |  | XXXXXX |  | 2 C B |  | CA | Second Home | Refinance - Cash-out - Home Improvement | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110658 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Property Type is Manufactured and no secondary valuation was provided. Sec ID: 100 |  | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | MO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Exempt from ATR | No |
| XXXXXX | 6000110658 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement in not provided for - REO Property XXXX |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | MO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Exempt from ATR | No |
| XXXXXX | 6000110658 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 A |  | MO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Exempt from ATR | No |
| XXXXXX | 6000110658 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | MO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Exempt from ATR | No |
| XXXXXX | 6000110656 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | SD | Second Home | Purchase | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing VOE dated within 10 business days of the Note date. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. |  | Missing VOE dated within 10 business days of the Note date. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Missing VOE dated within 10 business days of the Note date, causing the loan to waterfall through the QM Testing, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 B A C |  | TX | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing VOE dated within 10 business days of the Note date, causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Missing VOE dated within 10 business days of the Note date, causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing. | 02/17/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110652 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE is missing from borrower file |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing. | 02/17/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | As per mortgage statement taxes and insurance are escrowed and same is included hence, Escrows verified in 1st P&I amount updated as taxes and insurance screen in REO screen. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Reviewer Comment (2026-02-27): Exceptions must go to the buyer of the loan. AVMs are not physical visits to the property.<br>Seller Comment (2026-02-27): The disaster was declared in XXXX, and the loan closed in XXXX Since the disaster occurred more than seven years prior to the loan closing date, a PDI or updated appraisal is not required and need to go back to investor for downgrade (Disaster declared in XXXX)<br>Reviewer Comment (2026-02-23): We need a PDI or an appraisal completed afterXXXX.<br>Seller Comment (2026-02-23): The Subject Property County Name shows as XXXX, and the county is not listed under the disaster declaration 2. The Mortgage Statements indicates that the escrow amount is included, therefore, it is not necessary to separately specify Taxes and Insurance in the REO section | 03/06/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing. | 02/23/2026 |  |  | 1 D A B C |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Require recent year tax returns. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing.<br>Seller Comment (2026-03-13): see attached | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage is insufficient by $XXXX. Provide updated policy reflecting minimum coverage of $XXXX provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing.<br>Seller Comment (2026-03-13): see attached | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Borrower is having self employment income require 1040 tax return in file. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing.<br>Seller Comment (2026-03-13): see attached | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2026-03-18): Restated by the seller.<br>Reviewer Comment (2026-03-13): The APR of XXXX % is greater than the index of XXXX% plus margin of XXXX %. The loan was submitted as safe harbor QM (apor) however the due diligence loan designation is Higher Priced QM (APOR)<br>Seller Comment (2026-03-13): Per Freddie Mac guidelines (see below), if self employment is secondary and not used in qualifying, no documentation required:https://guide.freddiemac.com/app/guide/section/5304.1<br>Reviewer Comment (2026-03-13): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR).<br>Reviewer Comment (2026-03-13): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: XXXX (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | 03/18/2026 |  |  | 1 B A C |  | NC | Second Home | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule C | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Borrower is having self employment income require 1040 tax return in file. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing. | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Schedule C | General QM: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Borrower is having self employment income require 1040 tax return in file. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing. | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Borrower is having self employment income require 1040 tax return in file. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing. | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2026-03-13): XXXX tax returns received<br>Seller Comment (2026-03-13): Per Freddie Mac guidelines (see below), if self employment is secondary and not used in qualifying, no documentation required:https://guide.freddiemac.com/app/guide/section/5304.1<br>Reviewer Comment (2026-03-13): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | 03/13/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 2 Days |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Reviewer Comment (2026-03-06): Valuation Received - XXXX | 03/06/2026 |  |  | 1 A |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110647 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 A B |  | NC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110643 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | FL | Second Home | Purchase | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Verification of HOA is missing. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): As per the online property search results, the property located at XXXX is identified as a single-family residence (SFR), and no homeowner's association (HOA) is associated with the property. Supporting documentation has been attached for review.<br>Reviewer Comment (2026-02-17): Nothing provided that speaks of HOA for XXXX<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 C A |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Evidence the Earnest Money of $XXXX was withdrawn from asset account is missing. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Evidence the Earnest Money of $XXXX was withdrawn from asset account is missing. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Waterfall due to Missing HOA verification of XXXX Property and Earnest Money clearance from Asset Account on Subject Property. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): As per the online property search results, the property located at XXXX is identified as a single-family residence (SFR), and no homeowners association (HOA) is associated with the property. Supporting documentation has been attached for review.<br>Reviewer Comment (2026-02-17): Nothing provided that speaks of HOA for XXXX<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 B A C |  | DE | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Waterfall due to Missing HOA verification of XXXX Property and Earnest Money clearance from Asset Account on Subject Property. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): As per the online property search results, the property located at XXXX is identified as a single-family residence (SFR), and no homeowners association (HOA) is associated with the property. Supporting documentation has been attached for review.<br>Reviewer Comment (2026-02-17): Nothing provided that speaks of HOA for XXXX<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 C A |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The HOA verification for XXXX property is missing. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): As per the online property search results, the property located at XXXX is identified as a single-family residence (SFR), and no homeowners association (HOA) is associated with the property. Supporting documentation has been attached for review.<br>Reviewer Comment (2026-02-17): Nothing provided that speaks of HOA for XXXX.<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 C A |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110642 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to Missing HOA verification of XXXX Property and Earnest Money clearance from Asset Account on Subject Property. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): As per the online property search results, the property located at XXXX is identified as a single-family residence (SFR), and no homeowner's association (HOA) is associated with the property. Supporting documentation has been attached for review.<br>Reviewer Comment (2026-02-17): Nothing provided that speaks of HOA for XXXX<br>Seller Comment (2026-02-16): see attached | 02/27/2026 |  |  | 1 C A |  | DE | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing the Mortgage statement for the Property XXXX |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | Divorce decree was not provided and even Child support not provided. |  |  |  | Reviewer Comment (2026-03-13): Received, Clearing.<br>Seller Comment (2026-03-13): see attached | 03/13/2026 |  |  | 1 C A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Property Type is Manufactured and no secondary valuation was provided. Sec ID: 100 |  | Secondary valuation is not provided. |  |  |  | Reviewer Comment (2026-03-04): Received, Clearing. | 03/04/2026 |  |  | 1 D A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. |  |  |  | Reviewer Comment (2026-05-18): Clearing based on the receipt of the REO income documents.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-02-17): Received, Clearing. | 05/18/2026 |  |  | 1 B A C |  | AZ | Second Home | Purchase | Lender to provide updated ATR/QM status D B C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing the Mortgage statement for the Property @XXXX |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | File is missing the Mortgage statement for the Property XXXX |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing. | 02/17/2026 |  |  | 1 C A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | File is missing the Mortgage statement for the Property XXXX |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing. | 02/17/2026 |  |  | 1 C A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110625 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2026-03-04): Received, Clearing.<br>Reviewer Comment (2026-03-04): Valuation Received - XXXX | 03/04/2026 |  |  | 1 A |  | AZ | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXXX | 6000110744 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110744 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110744 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110730 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. | Loan designation cosnidered as Safe Harbor QM (APOR) |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | AZ | Investment | Refinance - Rate/Term | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110730 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Third party verification, cpa letter, business entity not provided for borrower's self-employment income. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): See attached | 02/17/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110716 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110716 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110708 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. | Loan designation considered as Safe Harbor QM (APOR). |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | MD | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110703 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Exempt from ATR | No |
| XXXXXX | 6000110684 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110684 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110684 | XXXXXX |  | XXXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Evidence in the file shows the appraisal was provided to the borrower on XXXX. The report date of the appraisal in the file is XXXX. Missing a copy of the appraisal provided to the borrower on XXXX. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): Appraisal was completed on XXXX and signed electronically on XXXX Appraisal was available to send to the borrower on XXXX | 02/17/2026 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110662 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110662 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The terms of withdrawal for the retirement account is not located in the file. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): This transaction is a cash-out refinance, and per the final CD the borrower is receiving cash back at closing. However, LP is still showing a reserve requirement of $XXXX. In addition to the IRA account, the borrower has disclosed an E\*Trade stock account with an ending balance of $XXXX. Even if we exclude the IRA account, the borrower has sufficient funds in the stock account to meet the reserve requirement. Therefore, the terms and conditions related to the IRA account are not needed.<br>Reviewer Comment (2026-02-20): Bank statements will not resolve this exception.<br>Seller Comment (2026-02-19): see attached<br>Reviewer Comment (2026-02-17): The terms of withdrawal for the retirement account are not listed in the statements provided.<br>Seller Comment (2026-02-16): Attached | 02/27/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110659 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110657 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110657 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Lender calculated DTI XXXX% which does not match with AUS total DTI of XXXX% although DTI is calculated as per borrowers income & expenses. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): See attached.<br>Reviewer Comment (2026-03-12): Nothing in the comments resolves the issue. Nothing provided as trailing docs.<br>Seller Comment (2026-03-12): Lender calculated DTI XXXX % which does not match with AUS total DTI of XXXX% although DTI is calculated as per borrowers income & expenses. | 03/23/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110653 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-23): Fraud Report provided. Cleared.<br>Seller Comment (2026-02-23): "Different format of fraud report available in file, confirming OFAC details as ""no match"" | 02/23/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110653 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110640 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 D A |  | IL | Investment | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110640 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX. Coverage must be at least the lessor of the Cost new from the appraisal or the loan amount. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110640 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110640 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate was not provided. |  |  |  | Reviewer Comment (2026-02-23): We are looking for a Business Purpose Certificate not a CPA or SOS for the business.<br>Seller Comment (2026-02-23): "CPA letter and SOS document available for all the Business | 02/23/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110640 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Reviewer Comment (2026-02-10): Valuation Received - XXXX | 02/10/2026 |  |  | 1 A |  | IL | Investment | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110637 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business purpose Certificate is not provided |  |  |  | Reviewer Comment (2026-03-12): Received, Clearing.<br>Seller Comment (2026-03-12): See attached<br>Reviewer Comment (2026-03-03): What were the cash out funds use for. Personal or business?<br>Seller Comment (2026-03-03): The following items Form 1003, AUS, Form 1008, Affidavit of occupancy, Appraisal are in the file and notate as non-occupant. Please downgrade this exception.<br>Reviewer Comment (2026-02-27): Were looking for the Business Purpose Certificate. The occupancy cert is what was provided.<br>Seller Comment (2026-02-27): see attached<br>Reviewer Comment (2026-02-23): Were looking for the Business Purpose Certificate not income or business related documents.<br>Seller Comment (2026-02-23): "Business income is in Negative (XXXX). Since the business income is negative no Verification of Business required"<br>Reviewer Comment (2026-02-17): No Business Purpose Certificate was received, in the provided.<br>Seller Comment (2026-02-16): see attached | 03/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110637 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Most recent 2 years signed and dated 4506-C is not provided |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-16): see attached | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110637 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. | Loan designation captured per deal guidance. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 6000110631 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation missing from the file. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing. | 02/11/2026 |  |  | 1 D A |  | NV | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 6000110631 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NV | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 6000110631 | XXXXXX |  | XXXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Reviewer Comment (2026-02-11): Valuation Received - XXXX | 02/11/2026 |  |  | 1 A |  | NV | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 6000110628 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXXX | 2000000304 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000304 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000304 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2026-01-31): Received, Clearing. | 01/31/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000105486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109446 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-02): Cleared based on review coming back within tolerances | 02/02/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000109446 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000110357 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXXX | 4000108712 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 4000108712 | XXXXXX |  | XXXXXX |  | Credit | Loan Eligibility | Guideline Issue | Loan Eligibility | Housing history reflects lates that do not meet guidelines. |  | Housing history shows one or more late housing payments. |  |  |  | Reviewer Comment (2026-02-12): Received, Clearing.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX.): please see credit supplement to show this is a timeshare account not mortgage | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000108712 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | $XXXX collections balance that was not paid prior to closing. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-12): Client exception received.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX): exception approval from XXXX |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000299 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 2000000299 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | The file was missing a copy of the Insurance Verification (XXXX). |  |  |  | Reviewer Comment (2026-02-02): Property is vacant land<br>Buyer Comment (2026-02-02): The property is vacant land - see attach property profile. No insurance is needed. | 02/02/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 2000000299 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower owns XXXX% of business. Guidelines indicates min XXXX%. Borrower owns business with wife, who is also on title (XXXX%) Remaining XXXX% is owned by son. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-02): Lender exception approved |  |  | 02/02/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000112336 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | IL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000112336 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | IL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000112336 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower has been renting for the last 6 months; prior to rental, borrower lived with husband in marital home, she was on title; not on mortgage. Marital settlement Agreement provided details our borrower was getting XXXX% of the value of this house for buyout of equity interest at which time she executed QCD. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-03): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 02/03/2026 | 2 B |  | IL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109824 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure provided. |  |  |  | Reviewer Comment (2026-02-09): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX / XXXX): pccd, lox, check ups<br>Reviewer Comment (2026-02-06): XXXX received PCCD and copy of refund check. Missing proof of mailing & LOE. Please provide proof of mailing and LOE to cure the exception.<br>Seller Comment (2026-02-05): Comment from XXXX (XXXX / XXXX): PLEASE FIND ATTACHED PCCD AND CHECK TO BORROWER |  | XXXXXX |  | 2 C B |  | TN | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000110333 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110333 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-05): Received, Clearing.<br>Seller Comment (2026-02-04): Comment from XXXX (XXXX): Hello, please see attached. | 02/05/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110333 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-05): Received, Clearing.<br>Reviewer Comment (2026-02-05): Required Acknowledgment of Receipt of Appraisal Report within XXXX Day's prior to the closing date. Exception remains.<br>Seller Comment (2026-02-04): Comment from XXXX (XXXX): Hello, please see attached. | 02/05/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110333 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000109772 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial Escrow Disclosure and Final Closing Disclosure reflects $XXXXfor Escrow amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 4000109772 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000112967 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112967 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File | TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXXXmay be required. | Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXXXmay be required. |  |  |  | Reviewer Comment (2026-02-10): XXXX received initial LE dated XXXX<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Please see attached | 02/10/2026 |  |  | 1 C A |  | NY | Primary | Purchase | No Defined Cure A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112967 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Recognition Agreements. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Recognition Agreements. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-10): XXXX received updated LEs and valid changed circumstance. | 02/10/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112967 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Abstract / Title Search. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Abstract / Title Search. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-02-10): XXXX received updated LEs and valid changed circumstance. | 02/10/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112967 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is Missing |  |  |  | Reviewer Comment (2026-02-17): Clearing.<br>Buyer Comment (2026-02-17): Comment from XXXX (XXXX): Legal description is not provided for property type-Co-op | 02/17/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112967 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-10): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 2000000367 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2026-02-05): Received Title Evidence. Exception cleared.<br>Buyer Comment (2026-02-04): title | 02/05/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000110812 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000110812 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception conditionally approved for Use of Privat VOM on borrower's primary due to the loan in XXXs name. Need private VOM from XXX and XXXX months cancelled checks from the borrower to validate VOM provided. Comp Factors XXXX , borrower's down payment is over XXXX%. FICO XXXX, XXXXmonths reserves. \* Bank statements received reflecting payments, still need the private VOM from the XXX. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-27): Client exception received.<br>Seller Comment (2026-02-27): Comment from Post Closing (XXXX): Per XXXX to clear with the attached please contact them for verification thank you<br>Reviewer Comment (2026-02-23): Please submit online via XXXX online seller portal for a formal review. Exception remains. (XXXX)<br>Seller Comment (2026-02-23): Comment from Post Closing (XXXX): Please see attached and below from UW Manager <br>Please push back on them to reach out to the XXXX credit people. XXXX told us we were fine with what we had, so we won't be getting further documentation.<br> It was XXXX who accepted this, not us. Please ask them to escalate to XXXX team.<br>Reviewer Comment (2026-02-18): Credit supplement does not reflect borrower made XXXX months payments to XXXX, which is the stipulation of the exception approval.<br>Buyer Comment (2026-02-18): Comment from Post Closing (XXXX): There is a credit supplement in the file which is what we are using as the VOM as well as the bank statements. Its under the credit supplement bucket. It was what was submitted to XXXX for them to approve the exception and the exception shows they have already reviewed the VOM and didn't require anything other than the bank statements so what we provided is sufficient. Thank you.<br>Reviewer Comment (2026-02-18): The exception was conditionally approved. Still need the private VOM from the mother.<br>Seller Comment (2026-02-18): Comment from Post Closing (XXXX): Per UW an exception was granted for the VOM see attached docs |  |  | 02/27/2026 | 2 C B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000109096 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM - Bank Statement Guidelines Require 12 or more Months | General QM: Guidelines require 12 or more consecutive months bank statements. | Retrieving data. Wait a few seconds and try to cut or copy again. |  |  |  | Reviewer Comment (2026-02-11): Designation updated to NonQM | 02/11/2026 |  |  | 1 A |  | DC | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109096 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | DC | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 4000111196 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for REO XXXX |  |  |  | Reviewer Comment (2026-02-10): Received Insurance Verification. Exception cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): Property is free and clear - no HOI - no HOA | 02/10/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111196 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Appraisal Date Provided Before Completion |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111196 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000111196 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXXis less than the note amount of $XXXXbased on the Preliminary in file. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111671 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Credit Report Fee increased from $XXXXto $XXXX, an increase of $XXXXover legal limit, without a valid Changed Circumstance document. No cure provided. |  |  |  | Reviewer Comment (2026-03-17): XXXX Received Corrected PCCD, LOE, Refund Check and Proof of Mailing.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): XXXX XXXX Please see the attached Letter of Explanation, Corrected Closing Disclosure, Refund Check, and proof of delivery. |  | XXXXXX |  | 2 C B |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000112360 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | ECOA Appraisal Provided Before Completion |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | TX | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000112360 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than Guideline Available for Reserves of ___. | Due to exclusion of 30-Day Open XXXX account balance. |  |  |  | Reviewer Comment (2026-03-04): Lender Exception approved in XXXX for short reserves (by less than XXXX month). No additional<br> exceptions and loan subject to final review. Comp factors: Credit score >XXXX, Residual >$XXXX k<br>Seller Comment (2026-03-04): Comment from XXXX (XXXX): Exception attached<br>Reviewer Comment (2026-02-23): Post closing assets cannot count towards assets to close per ability to repay. Exception remains.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): loe and plaid<br>Reviewer Comment (2026-02-18): Verified assets are $XXXX (XXXX $XXXX, XXXX $XXXX, XXXX $XXXX and EMD $XXXX) - XXXX balance of $XXXX from credit supplement. Qualifying balance $XXXX. Funds required to close $XXXX + EMD $XXXX = XXXX. Remaining for reserves is $XXXX. Required for reserves are XXXX months subject PITI $XXXX x XXXX = $XXXX plus XXXX months for financed properties $XXXX. Total $XXXX<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): assets | 03/04/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000112360 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Due to exclusion of 30-Day Open XXXX account balance. |  |  |  | Reviewer Comment (2026-03-05): Lender Exception provided. Cleared.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): exception | 03/05/2026 |  |  | 1 B A C |  | TX | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000112360 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Due to exclusion of 30-Day Open XXXX account balance. |  |  |  | Reviewer Comment (2026-03-05): Lender Exception provided. Cleared.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): exception | 03/05/2026 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000109060 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-10): Clearing based on review coming back within tolerances. | 02/10/2026 |  |  | 1 C A |  | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000109060 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The top of the pages of the 1004 appraisal are cut off. |  |  |  | Reviewer Comment (2026-02-09): Legible Appraisal provided. Cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Uploaded the appraisal document | 02/09/2026 |  |  | 1 C A |  | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000115044 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from the insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient at $XXXX. |  |  |  | Reviewer Comment (2026-02-18): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): RCE | 02/18/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000115044 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  | Missing Articles of Incorporation for XXXX |  |  |  | Reviewer Comment (2026-02-18): Received Articles of Organization. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): Articles of Organization | 02/18/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000115044 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing for XXXX |  |  |  | Reviewer Comment (2026-02-18): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): Cert of good standing | 02/18/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000115044 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Missing EIN for XXXX |  |  |  | Reviewer Comment (2026-02-18): Received EIN. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): ein | 02/18/2026 |  |  | 1 C A D |  | NC | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000110321 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Calculated loan to value percentage of XXXX% exceeds Guideline loan to value percentage of XXXX%. |  |  |  | Reviewer Comment (2026-03-16): Updated Rate Lock provided. Flipped to XXXX. Cleared.<br>Buyer Comment (2026-03-16): Comment from XXXX (XXXX.): Please provide the updated lock reflected XXXX program; please review the attached file. This should be cleared; I've provided the lock<br>Reviewer Comment (2026-03-13): The loan was locked to agency conforming product in mTrade. Please provide the updated lock reflected Expanded Prime program.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX.): The loan was locked under the Best Efforts XXXX and underwritten to those guidelines. We uploaded guidelines with an effective date of XXXX but the XXXX guidelines version 8.7 effective XXXX has the program guidelines included. With that said, we would not need an exception the loan closed on XXXX and was locked under the expanded plus guidelines on XXXX<br>Reviewer Comment (2026-02-25): Guidelines provided are dated XXXX. This loan closed XXXX These guidelines wouldn't have been available for this note date. An exception would be needed.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX.): XXXX is looking at this under the wrong guideline. We underwrote to Expanded Prime Plus, which does allow us to go up to XXXX LTV<br>Reviewer Comment (2026-02-17): As per Rate lock Loan Program is XXXX Conforming hence used the same matrix. Exception remains.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX.): • It appears the loan was underwritten and approve under XXXX Expanded Prime Plus guidelines. XXXX please confirm you are looking at the correct guidelines; LTV is accurate | 03/16/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000110321 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Calculated combined loan to value percentage of XXXX% exceeds Guideline combined loan to value percentage of XXXX%. |  |  |  | Reviewer Comment (2026-03-16): Updated Rate Lock provided. Flipped to XXXX. Cleared.<br>Reviewer Comment (2026-02-25): Guidelines provided are dated XXXX. This loan closed XXXX. These guidelines wouldn't have been available for this note date. An exception would be needed.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): XXXX is looking at this under the wrong guideline. We underwrote to Expanded Prime Plus, which does allow us to go up to XXXX LTV<br>Reviewer Comment (2026-02-17): As per Rate lock Loan Program is XXXX Conforming hence used the same matrix. Exception remains.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): misc doc | 03/16/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000110321 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Loan was locked as Agency conforming NOO, AUS reflects Approve/Ineligible for LTV,CLTV exceeding guidelines and final 1008 list manual Underwrite. |  |  |  | Reviewer Comment (2026-03-16): Updated Rate Lock provided. Flipped to XXXX. Cleared. | 03/16/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000110651 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by XXXXProvide updated policy reflecting minimum coverage of $XXXXOR to provide a copy of the insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): HOI - RCE | 02/11/2026 |  |  | 1 C A |  | RI | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000111057 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2026-02-20): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): PCCD, LOX, Check and label |  | XXXXXX |  | 2 C B |  | PA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-02-20): Invoice received for the property taxes paid outside of closing as disclosed on the PCCD<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): Hello, Please see attached<br>Reviewer Comment (2026-02-19): Please provide evidence property taxes were paid outside of closing.<br>Reviewer Comment (2026-02-19): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Documented qualifying Assets for Closing of $XXXX is less than Cash From Borrower $XXXX<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): Hello, per the PCCD that we uploaded on XXXX, the Borrower was only required to bring in $XXXX for the transaction and they have demonstrated a total of $XXXX Please kindly clear this condition for us as we have demonstrated sufficient funds. Thank you.<br>Reviewer Comment (2026-02-17): Received POCB Invoices. Assets Available for Closing $XXXXis insufficient to cover Cash From Borrower $XXXX. There is shortfall of $XXXX. Please provide additional assets. Exception remains.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Hello, Please see attached<br>Reviewer Comment (2026-02-14): Please provide the POC paid invoices.<br>Reviewer Comment (2026-02-14): EXCEPTION HISTORY - Exception Explanation was updated onXXXX PRIOR Exception Explanation: Documented qualifying Assets for Closing of $XXXX is less than Cash From Borrower $XXXX.<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX): Hello, Please see attached | 02/20/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to the borrower within 3 business days of consummation. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Non- Compliant higher priced mortgage loan. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX): Hello, Please see attached | 02/14/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to the borrower within 3 business days of consummation. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX: Hello, Please see attached | 02/14/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | \*New exception generated after entering the POC tax amount on the asset screen |  |  |  | Reviewer Comment (2026-03-02): Clearing after re-review.<br>Reviewer Comment (2026-02-27): Payments were made post closing which is the ATR issue.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Hello, please see the attached Gift Letter as the Property Tax payment was made by the spouse. Thank you. | 03/02/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Taxes were paid post closing which does not meet ATR |  |  |  | Reviewer Comment (2026-03-02): Clearing after re-review.<br>Reviewer Comment (2026-02-27): Payments were made post closing which is the ATR issue.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Hello, please see the attached Gift Letter as the Property Tax payment was made by the spouse. Thank you. | 03/02/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Taxes were paid post closing which does not meet ATR |  |  |  | Reviewer Comment (2026-03-02): Clearing after re-review. | 03/02/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110685 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please see the updated 1008 and 1003. We added in the Gift Funds amount of $XXXXon the 1003 as well as those funds were gifted by the spouse in order to pay for the Property Taxes. Thank you. | 03/02/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000106990 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Amount of $XXXXis less than the note amount of $XXXXbased on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000105552 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 A |  | NY | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000115163 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. | Acknowledgement of Receipt of Home Mortgage Loan Information Document is Missing. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | OH | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000110040 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110040 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | Hazard Insurance effective dated XXXX. The Disbursement date isXXXX. |  |  |  | Reviewer Comment (2026-02-12): As per PCCD, disbursement date is XXXX. Hazard Insurance Policy Effective date is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX): Hello, Please see attached | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110040 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110316 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000110316 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000110340 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000110453 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The application was provided and not the declaration page. |  |  |  | Reviewer Comment (2026-02-18): Actual Insurance Policy associated. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): HOI<br>Reviewer Comment (2026-02-16): The hazard insurance policy was not in the loan file, only the application for insurance was provided. Provide the actual homeowner's insurance policy.<br>Seller Comment (2026-02-16): Comment from XXXX (XXXX): Final 1003 contains declarations | 02/18/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000110034 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110034 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000110034 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113067 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Certificate is missing for REO Property "XXXX |  |  |  | Reviewer Comment (2026-02-17): Tax payments included in HOA. Exception cleared.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): XXXX was a Coop. Co-op wont have taxes in the borrowers name, its included within the HOA payment | 02/17/2026 |  |  | 1 C A |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113067 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | ECOA Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113067 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Secondary/XXXX |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113067 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113067 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113067 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided Timely) | XXXX Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower within three (3) business days of receipt of the loan application. | XXXX: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower within three (3) business days of receipt of the loan application. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116128 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2026-02-12): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX,): Please see uploaded guaranty. | 02/12/2026 |  |  | 1 D A |  | OH | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 2000000339 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2026-02-12): Received, Clearing.<br>Buyer Comment (2026-02-12): Title | 02/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 2000000339 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Title Preliminary is missing |  |  |  | Reviewer Comment (2026-02-12): Received, Clearing. | 02/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000107154 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000107154 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXXcompared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure datedXXXX | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXXcompared to the calculated Amount Financed of $XXXXand the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). (Final/XXXX |  |  |  | Reviewer Comment (2026-02-18): Finance charge and amount financed disclosed correctly | 02/18/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000107154 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXXis under disclosed by $XXXX compared to the calculated Finance Charge of $XXXXwhich exceeds the $XXXXthreshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXXis under disclosed by $XXXXcompared to the calculated Finance Charge of $XXXXwhich exceeds the $XXXXthreshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure datedXXXX). (Final/XXXX) |  |  |  | Reviewer Comment (2026-02-18): Finance charge and amount financed disclosed correctly | 02/18/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000107154 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2026-02-16): XXXX received LOE suffice<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX): LOX | 02/16/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000107154 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. (XXXX) |  |  |  | Reviewer Comment (2026-02-16): XXXX received LOE suffice<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX): LOX | 02/16/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000109154 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Provide OFAC for the borrowing business entity. |  |  |  | Reviewer Comment (2025-12-09): OFAC for the borrowing business entity received. Exception Cleared.<br>Buyer Comment (2025-12-05): Clear OFAC attached. Thank you. | 12/09/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000109218 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received Title Final with the policy coverage amount. Exception Cleared. | 01/07/2026 |  |  | 1 A |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000109218 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received Title Final with the policy coverage amount. Exception Cleared.<br>Buyer Comment (2026-01-05): XXXX-Please see attached | 01/07/2026 |  |  | 1 B A |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000109151 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-09): Received Title Final in the file. Exception Cleared. | 01/09/2026 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 4000109151 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank |  |  |  | Reviewer Comment (2026-01-09): Received Title Final in the file. Exception Cleared.<br>Buyer Comment (2026-01-07): XXXX-Please see attached | 01/09/2026 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 4000109151 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated provided |  |  |  | Reviewer Comment (2026-01-08): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2026-01-06): XXXX-Please see attached | 01/08/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing |  |  |  | Reviewer Comment (2025-10-30): Received<br>Buyer Comment (2025-10-28): credit report | 10/30/2025 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File contains transferred appraisal report on a business purpose loan and appraisal invoice was not provided as required by guidelines. |  |  |  | Reviewer Comment (2025-10-30): Received appraisal invoice.<br>Buyer Comment (2025-10-28): appraisal invoice | 10/30/2025 |  |  | 1 C A D |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | File is missing 12 month pay history for subject property. |  |  |  | Reviewer Comment (2025-11-06): New construction per appraisal and fraud reflects transferred to our borrower XXXX. File also contains payoff for subject property reflectingXXXX history.<br>Reviewer Comment (2025-11-04): Unable to verify with appraisal or fraud report when property was originally purchased.<br>Buyer Comment (2025-10-31): subject property is new construction purchased XXXX per fraud report and appraisal<br>Reviewer Comment (2025-10-30): VOM provided reflects origination date of XXXX, which is only 4 months prior to subject loan. Please provide complete XXXX month VOM for subject property, to include XXXX through XXXX<br>Buyer Comment (2025-10-28): VOM | 11/06/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | File is missing 12 month history for borrower's primary residence. If borrower is living rent free, an LOE from the homeowner, along with the UW discretion used in approving the loan, will be required for review. |  |  |  | Reviewer Comment (2025-10-30): Rent free letter from homeowner and updated 1008 with UW discretion received in trailing documents.<br>Buyer Comment (2025-10-28): UW discretion<br>Buyer Comment (2025-10-28): rent free loe | 10/30/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-15): Waived per investor overlay. |  |  | 01/15/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  |  |  | Reviewer Comment (2026-01-15): Waived per investor overlay. |  |  | 01/15/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  | Reviewer Comment (2026-01-15): Waived per investor overlay. |  |  | 01/15/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000103910 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | GSE | FNMA Points and Fees | FNMA Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of the greater of XXXX% of the Original Loan Amount and $XXXX(XXXX). FNMA Finance Charge total $XXXXon a Original Loan Amount of $XXXXvs. an allowable total of $XXXXand $XXXX(XXXX) (an overage of $XXXXor XXXX%). |  |  |  |  | Reviewer Comment (2025-12-17): Information updated. | 12/17/2025 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. D B A | Exempt from ATR | N/A | No |
| XXXXXX | 4000106604 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence that the CPA is duly licensed or certified. |  |  |  | Reviewer Comment (2026-01-08): Enrolled agent verified.<br>Reviewer Comment (2026-01-07): Provided verification is online search. Require evidence that the CPA is duly licensed or certified. Exception remains<br>Buyer Comment (2026-01-05): cpa verification | 01/08/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106604 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Fee increased without a valid change of circumstance or cure. |  |  |  | Reviewer Comment (2025-12-30): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2025-12-29): recording fee has decreased from $XXXXto $XXXXin final CD, please advise which all fees you are including in recording fee to get a figure of $XXXX | 12/30/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106604 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide UW discretion for the rent free living situation. |  |  |  | Reviewer Comment (2026-01-07): Received 1008 reflects Underwriter discretion for borrower living rent free. Verified and updated details. Exception Cleared.<br>Buyer Comment (2026-01-05): uw discretion | 01/07/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106604 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-12-30): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106604 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive. |  |  | 01/16/2026 | 2 A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110145 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000111248 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-17): XXXX received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX): signed loe from the borrwer<br>Reviewer Comment (2026-03-09): XXXX has received the cancelled check; however, we are unable to confirm whether the borrower received the refund. Kindly provide confirmation on whether the borrower received the refund check in order to clear the exception.<br>Buyer Comment (2026-03-06): Comment from XXXX (XXXX): What is it that you are needing as proof. The check was sent to borrower via regular mail so the only proof we have that the borrower received it is a copy of the canceled check after the Borrower cashed/deposited it.<br>Reviewer Comment (2026-03-05): XXXX received copy of cancelled/depost check.However,borrower signature is misisng from the same. Kindly provide evidence that the borrower received copy of refund check in order to cure the exception.<br>Seller Comment (2026-03-04): Comment from XXXX (XXXX): see attached copy of canceled/deposited check<br>Reviewer Comment (2026-02-24): XXXX received Post CD,LOX and Copy of refund check. However, we would also require proof of mailing in order to cure the exception.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): We owe a cure/refund of $XXXXas a $XXXXcure was applied to the XXXXCD when the transfer tax increased. <br>Initially disclosed $XXXX(baseline) <br> XXXXCD disclosed $XXXXin transfer taxes and gave a $XXXXcure<br> XXXX CD disclosed a total of $XXXXin transfer taxes and should have been issues a cure of $XXXX<br>If you take the $XXXX-$XXXX= $XXXX-$XXXXcure already given = new cure/refund of $XXXX |  | XXXXXX |  | 2 C B |  | MD | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-17): Clearing based on review coming back within tolerances. | 02/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Interest Only not provided |  |  |  |  |  | Reviewer Comment (2026-03-02): Received Note Addendum - Interest Only. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): IO ADDENDUM<br>Reviewer Comment (2026-02-24): We need a copy for our review. The warehouse review and our TPR review are separate.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): tracking for interest only addendum attached. | 03/02/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Principal and Interest Change After Closing Testing | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the Principal and Interest Payment can change. | Loan Terms: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the Principal and Interest Payment can change. |  |  |  | Reviewer Comment (2026-02-19): XXXXreceived PCCD and LOE.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): PCCD WITH LOE<br>Reviewer Comment (2026-02-18): XXXX received unexecuted XXXX Loan file reflects another XXXX CD that was wet signed & executed at closing and is testing as the final CD as was signed on consummation date of XXXX. Provided XXXX CD which is unexecuted will be tested as an interim CD and not a final CD or a post close CD, as the issue date is prior to or on the consummation date. If CD was mean to cure the violation, a PCCD with a post closing issue date and an LOE to borrower explaining the violation and cure. Preliminarily it appears the information would clear with proper disclosure dates & LOE.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): FINAL CD |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Product Feature Test | TILA-RESPA Integrated Disclosure - General Information: Final Closing Disclosure provided on XXXXdid not disclose a Product Feature for a loan that contains a product feature. | Final Closing Disclosure provided on XXXX did not disclose a Product Feature for a loan that contains a product feature. |  |  |  | Reviewer Comment (2026-02-19): XXXXreceived PCCD and LOE.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): PCCD WITH LOE<br>Reviewer Comment (2026-02-18): XXXXreceived unexecuted XXXX CD. Loan file reflects anotherXXXX CD that was wet signed & executed at closing and is testing as the final CD as was signed on consummation date of XXXX Provided XXXX CD which is unexecuted will be tested as an interim CD and not a final CD or a post close CD, as the issue date is prior to or on the consummation date. If CD was mean to cure the violation, a PCCD with a post closing issue date and an LOE to borrower explaining the violation and cure. Preliminarily it appears the information would clear with proper disclosure dates & LOE.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): FINAL CD |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Product Testing | TILA-RESPA Integrated Disclosure - General Information: Final Closing Disclosure provided on XXXX disclosed a Product that does not match the actual product for the loan. Additional AIR/AP table failures could apply for loans with an adjustable rate or adjustable payment with incorrect Product disclosure. | Final Closing Disclosure provided on XXXX disclosed a Product that does not match the actual product for the loan. Additional AIR/AP table failures could apply for loans with an adjustable rate or adjustable payment with incorrect Product disclosure. |  |  |  | Reviewer Comment (2026-02-19): XXXXreceived PCCD and LOE.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): PCCD WITH LOE<br>Reviewer Comment (2026-02-18): XXXX received unexecuted XXXX CD. Loan file reflects another XXXX CD that was wet signed & executed at closing and is testing as the final CD as was signed on consummation date of XXXX Provided XXXX CD which is unexecuted will be tested as an interim CD and not a final CD or a post close CD, as the issue date is prior to or on the consummation date. If CD was mean to cure the violation, a PCCD with a post closing issue date and an LOE to borrower explaining the violation and cure. Preliminarily it appears the information would clear with proper disclosure dates & LOE.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): FINAL CD |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation, Re-Disclose Correct Information B A | Non QM | Non QM | Yes |
| XXXXXX | 4000114185 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115272 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | XXXX Originated Loan submitted as Non Exempt |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000115272 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXX Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | XXXX Subprime Default Rate missing |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000115272 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | XXXX Subprime Home Loan Threshold Fixed Non-Compliant. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000115272 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000115272 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000115272 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The CPA did not prepare the borrower's or co borrower's P&L statement and did not file the most recent tax returns. |  |  |  | Reviewer Comment (2026-02-17): Received self employment letter completed by tax preparer<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Please see attached | 02/17/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000115388 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000115388 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Processing Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2026-03-04): XXXX received Post CD and LOX.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-02-18): XXXX received rebuttal, however If fee was not required, it should be listed in section H instead of section C. Corrected CD and LOE required to remediate.<br>Buyer Comment (2026-02-17): Comment from XXXX (XXXX): Fee was listed in section C, and only appeared on final CD. Payee and Fee was not listed on SSPl. not subject to fee tolerance. | 03/04/2026 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000115388 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Closing Disclosure Estimated Values | Final Closing Disclosure used for fees provided on XXXX contains estimated values that may not represent final terms or closing costs to the borrower. Estimated Closing Disclosure used for any applicable Federal, State or Local compliance testing. If documented evidence is provided that estimate was for repair/construction costs or tax/insurance escrows ONLY (no holdback service fees or other estimated fees), then Estimated Closing Disclosure exception may be cleared. | Sellers CD contains a water holdback fee. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Settlement agent confirmation that $XXXX XXXXis seller side only<br>Reviewer Comment (2026-03-19): Yes, that will clear the issue.<br>Buyer Comment (2026-03-19): Comment from XXXX (XXXX): Please advise if email from settlement agent confirming that holdback for $XXXXis onlyon Seller's side and not for Buyer will clear finding. | 03/23/2026 |  |  | 1 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116614 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 2000000372 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Buyer Comment (2026-02-17): title | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 2000000372 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing. | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000115848 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-18): Reopened<br>Reviewer Comment (2026-02-18): Cleared based on review coming back within tolerances | 02/18/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000115848 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide Guaranty agreement signed by XXXX. |  |  |  | Reviewer Comment (2026-02-17): Received, cleared<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Please see uploaded executed guaranty. | 02/17/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000109016 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Final 1003 states Occupancy and Declarations section Will you occupy the property as primary residence as "YES" |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): Signed 1003<br>Reviewer Comment (2026-02-19): Corrected 1003 provided is not executed. Exception remains.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): 1003 | 02/21/2026 |  |  | 1 C A |  | MA | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000109016 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Final 1003 states Occupancy and Declarations section Will you occupy the property as primary residence as "YES" |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): Signed 1003<br>Reviewer Comment (2026-02-19): Corrected 1003 provided is not executed. Exception remains.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): 1003 | 02/21/2026 |  |  | 1 C A |  | MA | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000113236 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXor XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113236 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $XXXXis less than Guideline Available for Reserves of $XXXX. |  |  |  | Reviewer Comment (2026-03-03): Received, Clearing.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-03): Please provide the POCB invoice for the appraisal.<br>Reviewer Comment (2026-03-03): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please see the attached corrected PCCD and the printout from the County Tax Collector's office showing that the Property Taxes have been paid. Please kindly note that the payment of the Property Taxes was not a part of the loan transaction. The Borrower made the payment on their own. Thank you.<br>Reviewer Comment (2026-02-27): Non-QM requires all assets documents be pre-consummation. We need to verify those taxes were paid pre-close.<br>Buyer Comment (2026-02-27): Comment from XXXX (XXXX): Hello, we have already successfully verified that the property tax payment has been made. May we please inquire the specific reason the property tax payment method and date need to be verified? Thank you.<br>Reviewer Comment (2026-02-27): On the tax receipt we need to see where the funds came from as the tax cert provided just shows it was paid but not the date paid.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-02-26): Please provided the POC invoices for cost paid before closing.<br>Buyer Comment (2026-02-26): Comment from XXXX (XXXX): Total assets $XXXX- funds required at closing per PCCD $XXXX= $XXXXavailable for reserves. Reserves required is $XXXX. Therefore, we have sufficient reserves.<br>Reviewer Comment (2026-02-26): Shortage still remains with PCCD.<br>Reviewer Comment (2026-02-26): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXXis less than Guideline Available for Reserves of $XXXX.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Hello, please kindly note that the figures on the attached PCCD are the final figures on the loan. The Borrower has demonstrated sufficient funds for reserves. Thank you. | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113236 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-03-03): Received, Clearing.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-03): Please provide the POCB invoice for the appraisal.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please see the attached corrected PCCD and the printout from the County Tax Collector's office showing that the Property Taxes have been paid. Please kindly note that the payment of the Property Taxes was not a part of the loan transaction. The Borrower made the payment on their own. Thank you.<br>Reviewer Comment (2026-02-27): On the tax receipt we need to see where the funds came from as the tax cert provided just shows it was paid but not the date paid.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/03/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000113236 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-03): Received, Clearing.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-03): Please provide the POCB invoice for the appraisal.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please see the attached corrected PCCD and the printout from the County Tax Collector's office showing that the Property Taxes have been paid. Please kindly note that the payment of the Property Taxes was not a part of the loan transaction. The Borrower made the payment on their own. Thank you.<br>Reviewer Comment (2026-02-27): On the tax receipt we need to see where the funds came from as the tax cert provided just shows it was paid but not the date paid.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113538 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113538 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000110354 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure not provided |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | TX | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000110354 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-18): Accepted as is. |  |  | 02/18/2026 | 2 B |  | TX | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000114672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | GA | Investment | Refinance - Rate/Term | B A | Non QM | N/A | No |
| XXXXXX | 4000112475 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000112475 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Regular APR Change | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure issued on XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-27): XXXX received CD and VCC.<br>Seller Comment (2026-02-26): Comment from XXXX(XXXX): Hello, please see attached, thank you. | 02/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXXX | 4000115042 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXXcompared to the calculated Amount Financed of $XXXXand the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX | Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXXcompared to the calculated Amount Financed of $XXXXand the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure |  |  |  | Reviewer Comment (2026-03-02): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX): CURE REFUND, LOE, PROOF OF DELIVERY<br>Reviewer Comment (2026-02-24): XXXX received Post Close CD. Missing cure documentation that would cure the underdisclosure of $XXXX. LOE to borrower explaining violation, copy of cure refund for underdisclosure of $XXXXand proof of mailing. The fees included in XXXX calculation are: $XXXXLoan Origination, $XXXXprepaid Int, $XXXXProcessing Fee Section A, $XXXXTC Fee in Section H, $XXXX title-messenger, $XXXXtitle-Loan Tie In Fee, $XXXXTitle-Archive Fee, $XXXXTitle-Recoding Service Fee, $XXXXTitle-Settlement Agent, $XXXXTitle-sub-escrow, $XXXXTitle-wire & wire service and $XXXXUnderwriting Fee.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): POST CD |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000115042 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXXis under disclosed by $XXXXcompared to the calculated Finance Charge of $XXXXwhich exceeds the $XXXXthreshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX | Final Closing Disclosure provided on XXXXdisclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXXis under disclosed by $XXXXcompared to the calculated Finance Charge of $XXXXwhich exceeds the $XXXXthreshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated |  |  |  | Reviewer Comment (2026-03-02): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000115042 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | no cure was provided. |  |  |  | Reviewer Comment (2026-03-03): XXXXreceived Post CD and LOX.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX): PCCD AND LOE<br>Reviewer Comment (2026-02-27): XXXX received CD dated XXXX, however PCCD dated XXXX which was sent after XXXX CD removed the title prefix. Please provide corrected PCCD and LOE to re-evaluate the exception.<br>Seller Comment (2026-02-25): Comment from XXXX(XXXX): PCCD included in the closing package already shows the prefix 'Title-'. Please see pg XXXX of the closing package, also attached here.<br>Reviewer Comment (2026-02-25): XXXX received rebuttal. However, if the fee is paid to title than we would require Post CD to be updated with prefix "Title - Document preparation fee along with LOX in order to clear the exception.<br>Buyer Comment (2026-02-24): Comment from XXXX (XXXX): The fee amount has not changed - only the wording differs slightly, as the CD description is automatically generated through XXXX and is not editable on our end. There has been no change to the fee, tolerance category, payee, or amount. This appears to be a minor system-generated wording variance rather than a substantive discrepancy. Please help to waive the condition.<br>Reviewer Comment (2026-02-24): XXXX received rebuttal comment that the Doc preparation fee was already disclosed on initial LE but as per file the fee was disclosed as Title - Document Preparation Fee of $XXXXon initial LE while final CD shows the fee without "Title -" prefix. If fee is paid to title. Please provide corrected PCCD with correct fee name along with LOE to borrower.<br>Buyer Comment (2026-02-20): Comment from XXXX (XXXX): No tolerance has exceeded as the Document Preparation fee was disclosed in the initial LE. Please waive the condition. | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000115578 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-20): Cleared based on review coming back within tolerances | 02/20/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000109710 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | DE | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000109710 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | DE | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000107775 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-20): Cleared based on review coming back within tolerances | 02/20/2026 |  |  | 1 C A |  | NY | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000107775 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-26): XXXX received CD dated XXXX<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Attached | 02/26/2026 |  |  | 1 C A |  | NY | Second Home | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXXX | 4000107775 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000114197 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-25): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): Fraud Report | 02/25/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114197 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-25): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): Credit Report | 02/25/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114197 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject zoned XXXX. The entire subject community named XXXX is zoned XXXX, although no known "XXXX" exist. It is made up of SFD, with many including outbuildings or horse stable/barns. The zoning designation does not adversely affect the marketability of subject and may enhance it. Approved with XXXX+ month reserves, XXXXFICO, good credit history. | Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors |  |  | 02/20/2026 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113298 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-20): Accepted as is per client. |  |  | 02/20/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000113298 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Complete Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-25): Fraud Report, cleared<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): XXXX: Please see attached documentation | 02/25/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000116075 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-21): Accepted as is. |  |  | 02/21/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000117008 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | MD | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000117008 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Other monthly fee of $XXXX, reflected on XXXXand final 1003 is not verified in file. |  |  |  | Reviewer Comment (2026-02-25): Received supporting document for amount $XXXX. Exception cleared.<br>Seller Comment (2026-02-24): Comment from XXXX(XXXX): Hello, the 'Facilities Assessment' fee was notated on the Purchase Contract. Please kindly see attached one more time, thanks. | 02/25/2026 |  |  | 1 C A D |  | MD | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000113453 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | Divorce Decree / Child Support not provided in file |  |  |  | Reviewer Comment (2026-02-25): Received LOX from lender<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): LOE regarding updated 1003<br>Reviewer Comment (2026-02-25): Since child support was on the original 1003 an LOE explaining why its being removed now is needed.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Updated 1003 | 02/25/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000116371 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Wages | Ability to Repay (Dodd-Frank 2014): Unable to verify income due to, WVOE provided was dated more than XXXXdays prior to closing. | Unable to verify income due to, WVOE provided was dated more than 90 days prior to closing |  |  |  | Reviewer Comment (2026-02-21): Guidelines allow 120 days.<br>Buyer Comment (2026-02-20): Comment from XXXX (XXXX): As per XXX guideline, documents are valid for XXXXdays, please double check and clear the condition | 02/21/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000116371 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2026-02-21): Guidelines allow 120 days. | 02/21/2026 |  |  | 1 B A C |  | NJ | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXXX | 4000116371 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2026-02-21): Guidelines allow 120 days. | 02/21/2026 |  |  | 1 A |  | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000116791 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-24): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2026-02-23): Buyer ordered review. Nothing to do at this time.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): SSR | 02/24/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116791 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116791 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Regular APR Change | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure issued on XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. | Incomplete CD, |  |  |  | Reviewer Comment (2026-03-03): XXXX received lender attestation confirming the incompleteXXXX CD was title balancing CD and not issued by lender.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): LOX for Final CD<br>Reviewer Comment (2026-02-26): Please provide LOA stating circumstances behind presentation of incomplete CD to borrower and note that title company did or did not have permission and responsibility to generate CDs to be issued to borrower. XXXX will re-review loan based on LOA.<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Final CD signed at closing attached. This is the lender CD.<br>Reviewer Comment (2026-02-24): XXXXreceived XXXX CD. However, the issue relates to the additional XXXX CD, Doc ID XXXX, which has blank Loan Calculations on page 5. This CD was wet signed by borrower on XXXX. It is tested as XXXX% and the subsequent Final CD, with same issue date ofXXXX increases the APR over .XXXX%.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): Initial CD uploaded reflecting APR within threshold | 03/03/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXXX | 4000116791 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient Cure Provide. |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000116791 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for existence of self employed business. Unable to obtain an internet search of the business. Comp Factors: Fico XXXX, Residual income of $XXXXwith XXXXmonths of reserves. Validation of minimum of 2 years existence of the business from CPA. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-23): Client elects to waive/regrade with compensating factors. |  |  | 02/23/2026 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116414 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal Report sent (XXXX)XXXX |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116414 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115076 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2026-02-23): Received Security Instrument - Subject Lien. Exception cleared.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): Certified copy of Deed of Trust | 02/23/2026 |  |  | 1 D A |  | AK | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000115076 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Final SS, Post CD | 02/26/2026 |  |  | 1 C A |  | AK | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000111696 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | The appraisal pages provided are cut off, and unable to verify the subject address and borrower details etc. |  |  |  | Reviewer Comment (2026-02-23): Received appraisal. Exception cleared.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): uploaded appraisal document | 02/23/2026 |  |  | 1 D A |  | TX | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXXX | 4000114104 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXor XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114104 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | There are no assets to be verified, provided Bank statement is not considerable. |  |  |  | Reviewer Comment (2026-02-25): Received valid bank statement. Exception cleared.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): Hello, could you please kindly advise why the attached XXXX bank statement is not considerable? These assets should show that we have sufficient funds for closing as well as reserves. Thank you. | 02/25/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114104 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | No assets are provided for reserve requirement. |  |  |  | Reviewer Comment (2026-03-02): Received bank statements included in assets. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX: Hello, please kindly see the attached, thank you. | 03/02/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114104 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-03-02): Received bank statements included in assets. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please kindly see the attached, thank you. | 03/02/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000114104 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-02): Received bank statements included in assets. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please kindly see the attached, thank you. | 03/02/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000109011 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The Appraisal is dated more than 12 months prior to the note date. |  | Effective date of appraisal is XXXX |  |  |  | Reviewer Comment (2026-03-02): Second appraisal received, cleared | 03/02/2026 |  |  | 1 D A |  | NJ | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000109011 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2026-03-02): Second appraisal received, cleared<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX.): appraisal | 03/02/2026 |  |  | 1 D A |  | NJ | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000116714 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | MI | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000115446 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Rider - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Rider - Prepayment with borrower signature. Exception cleared.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): ppp | 02/26/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000115446 | XXXXXX |  | XXXXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | Lease Agreement is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): lease | 02/26/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000114848 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000114439 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | CA | Investment | Purchase | B A | Non QM | N/A | No |
| XXXXXX | 4000116655 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Operating Agreement<br>Reviewer Comment (2026-02-26): Per guidelines: The following documentation is required for each Borrowing Entity:<br> Ÿ Articles Of Organization/Certificate of Formation<br> Ÿ Secretary of State Search<br> Ÿ Operating Agreement (or equivalent)<br> Ÿ Certificate of Good Standing<br> Ÿ Executed W-9 and/or Employer Identification Number (EIN)<br> Ÿ Evidence of signing authority for Guarantor(s) signing on behalf of the entity<br>Buyer Comment (2026-02-26): Comment from XXXX (XXXX): We provided the Articles of Organization, and the IRS EIN filing shows our borrower as sole member. Please Waived this Finding | 02/26/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000116655 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease Agreement is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): Lease Agreement | 02/26/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000114531 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXdoes not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000113826 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117003 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000112924 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000113238 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113238 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115257 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116052 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception with Conditioned Approval is for Prior delinquent property taxes on departing residence that were greater than 1 year delinquent. Taxes were delinquent in XXXX, but have been paid current. Letter of Explanation from Borrower reflects this was an oversight when property was purchased. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-25): Client elects to waive with compensating factors |  |  | 02/25/2026 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000114421 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-26): Clearing based on review coming back within tolerances. | 02/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000115364 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115364 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Donor Check is Missing for Gift Funds of $XXXX. |  |  |  | Reviewer Comment (2026-03-03): Received Updated 1003 and 1008 confirms that the Gift funds as $XXXX. As per the final 1003 and the Closing Disclosure, the gift funds $XXXXare not reflected and were not used as assets. Therefore, sourcing of the $XXXX gift funds is not required. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): Hello, please see the attached updated 1008 and 1003 showing the updated assets amount. Please also see the bank statement, Gift Letter and Gift Funds receipt for $XXXX. Thank you. | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115364 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115364 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 4000114470 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113122 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX Provide updated policy reflecting minimum coverage of $XXXX OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX): RCE provided by insurance agency<br>Reviewer Comment (2026-02-27): Estimated Cost New from appraisal since we do not have an RCE.<br>Buyer Comment (2026-02-27): Comment from XXXX (XXXX): We will request this letter, but where are you getting the minimum coverage of $XXXX?<br>Reviewer Comment (2026-02-26): Based on FNMA requirements. A letter from the carrier stating that coverage is at least for the amount to replace the property.<br>Buyer Comment (2026-02-26): Comment from XXXX (XXXX): Will you please provide your calculation/formula for how you came to this minimum coverage? This property is located in XXXX and by law, we are not to ask for RCE or additional cover. | 02/27/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000113653 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing in the file. |  |  |  | Reviewer Comment (2026-03-03): Received Approval. Exception cleared.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX.): here's loan approval 1008<br>Reviewer Comment (2026-02-27): Looking for the loan approval not the appraisal.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX.): appraisal was included shipping package | 03/03/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000116237 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution or operating agreement is required. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): Comment from XXXX (XXXX): please see attached | 02/26/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000114491 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is incomplete. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX.): fraud report uploaded | 02/27/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000114491 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-26): Clearing based on review coming back within tolerances. | 02/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 2000000382 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal Notice is missing. |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115035 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-03-03): XXXX received disclosure tracking for initial CD.<br>Seller Comment (2026-02-27): Comment fromXXXX (XXXX): Initial CD and proof of delivery | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement reflects $XXXXand final closing disclosure reflects $XXXX. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | NJ | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Jersey High-Cost Loan (Borrower Notice Not Provided) | XXXX High-Cost Loan: Notice to Borrower not provided to borrower. | Notice to Borrower not provided to borrower. |  |  |  | Reviewer Comment (2026-03-25): Cure documentation provided. Loan is no longer high-cost. | 03/25/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Counseling Requirement) | XXXX High-Cost Loan: Proof of counseling from HUD-approved nonprofit credit counselor not obtained. | Proof of counseling from HUD-approved nonprofit credit counselor not obtained |  |  |  | Reviewer Comment (2026-03-25): Cure documentation provided. Loan is no longer high-cost. | 03/25/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Provision Increasing Rate After Default) | XXXX High-Cost Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-03-25): Cure documentation provided. Loan is no longer high-cost. | 03/25/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Financed Fees Exceeds Threshold) | New Jersey High-Cost Loan: Lender financed points and fees in excess of 2% of the total loan amount. | Lender financed points and fees in excess of XXXX% of the total loan amount. |  |  |  | Reviewer Comment (2026-03-25): Cure documentation provided. Loan is no longer high-cost. | 03/25/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Points and Fees) | XXXX Home Ownership Security Act: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXXvs. an allowable total of $XXXX (an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. |  |  |  | Reviewer Comment (2026-03-25): Cure documentation received.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): Cure docs<br>Reviewer Comment (2026-03-19): Within XXXXdays of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum ($XXXX); and (3) proof of mailing (must be in transit with courier). There are 7 days left to cure.<br>Buyer Comment (2026-03-19): Comment from XXXX (XXXX): Please advise what will be needed to clear this loan for high cost conditions.<br>Reviewer Comment (2026-03-12): A undiscounted rate of XXXX% at a XXXXprice isn't bona fide.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-03-10): The XXXX provided does not show any fees included in the state testing. Please provide evidence of undiscounted interest rate and price to determine if any portion of discount points are bona fide.<br>Buyer Comment (2026-03-10): Comment from XXXX (XXXX): Please reference bottom of page 11 of 18 of the XXXX<br>Reviewer Comment (2026-03-03): This is XXXX High Cost. Not seeing state high cost listed on the Mavent.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Please see attached mavent showing that high cost pass. |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000113842 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines state the seller must be on title for a minimum of XXXXdays as measured from the date seller takes title to the date sales contract was executed. The subject has been owned by XXXX since XXXX while the purchase agreement was executed onXXXX a difference of XXXXdays. The property is not new construction and was acquired for $XXXX. The current sales price for the subject is $XXXX. The subject has been updated since the last purchase. - Need a secondary valuation supporting the value of the primary appraisal to satisfy a lender exception condition. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-11): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): XXXX - XXXX: Please see the attached exception fromXXXX<br>Reviewer Comment (2026-03-03): The guidelines state the following:<br> • The seller must be on title for a minimum of XXXXdays, (from the date seller takes title to date sales contract executed). This is a violation of the guidelines so an exception from the buyer is needed.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): XXXX- XXXX: Please see attached. The FNMA SSRs reflects a CU Risk Score of 1, which is a sufficient secondary valuation per the agreed upon guidelines withXXXX |  |  | 03/11/2026 | 2 C B |  | MN | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000117229 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117229 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117229 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116872 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Borrower confirms that the "will you occupy the subject property as your primary residence" as Yes. |  |  |  | Reviewer Comment (2026-03-05): Updated 1003 received, cleared<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): Please see attached. | 03/05/2026 |  |  | 1 C A |  | FL | Second Home | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116872 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Co-Borrower confirms that the "will you occupy the subject property as your primary residence" as Yes. |  |  |  | Reviewer Comment (2026-03-05): Updated 1003 received, cleared<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): Please see attached. | 03/05/2026 |  |  | 1 C A |  | FL | Second Home | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116872 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | FL | Second Home | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110821 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | QM/ATR submitted with a loan originator designation of other than ATR Exempt |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110821 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110821 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXXSubprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116866 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116866 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-03-03): Updated Final Policy provided. Cleared.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Please see attached | 03/03/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116833 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | TX | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 2000000341 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Flood Insurance Policy expires within 90 days of the Note Date. | Flood Insurance Policy Expiration Date ___; Note Date ___ |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 2000000341 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 2000000341 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 2000000341 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure for property located in a flood zone. | Received unsigned Notice of Special Flood Hazard disclosure. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | FL | Second Home | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | FL | Second Home | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | FL | Second Home | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | FL | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated and verified PITIA months reserves of XXXXis less than Guideline required PITIA months reserves of XXXX. |  |  |  | Reviewer Comment (2026-03-24): Received latest bank statement. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): Please see attached bank statement showing $XXXX<br>Reviewer Comment (2026-03-23): Total verified assets as per final 1003 is $XXXX, however as per bank statement verified assets are $XXXX. Required latest bank statement with balance of $XXXX. Exception remains.<br>Buyer Comment (2026-03-23): Comment from XXXX (XXXX): Please clarify where the figures listed in the condition are listed. <br> XXXX has a total of funds verified as:<br>Assets verified: XXXX<br> EMD $XXXX<br> Gift wired to title $XXXX<br> Total Assets: XXXX<br>3 months reserves needed: $XXXX<br> 3 months reserves verified: $XXXX<br>Reviewer Comment (2026-03-19): Gift funds and EMD cannot be used towards reserves per guidelines. The only available account on file that can go towards reserves is the checking which has a balance of $XXXX, and the reserve requirement is $XXXX<br>Buyer Comment (2026-03-19): Comment from XXXX (XXXX): Assets verified: XXXX<br>EMD $XXXX<br>Gift wired to title $XXXX<br>Total Assets: XXXX<br>3 months reserves needed: $XXXX<br>3 months reserves verified: $XXXX<br>I show the borrower getting $$ back at closing<br>Reviewer Comment (2026-03-16): Verified funds $XXXX, required for funds to close $XXXX. Remaining $XXXX, reserves verified $XXXX.<br>Buyer Comment (2026-03-16): Comment from XXXX (XXXX): We needed to show 6 months reserves of $XXXX<br>We verified borrower's own funds of $XXXX<br> Please advise on the discrepancy<br>Reviewer Comment (2026-03-03): Verified assets are $XXXX. Needed to be verified through closing is $XXXXReserves needed is $XXXX. Total needed to be verified is $XXXXleaving a shortage of $XXXX.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Attached ATR worksheet shows XXXXmonths reserves. | 03/24/2026 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk, due to reserves of XXXXmonths is less than required XXXXmonths. |  |  |  | Reviewer Comment (2026-03-25): Received, Clearing.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): Please advise what is needed to clear | 03/25/2026 |  |  | 1 B A C |  | FL | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116255 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The loan is at ATR risk due to reserves of XXXXmonths is less than required XXXXmonths. |  |  |  | Reviewer Comment (2026-03-25): Received, Clearing.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): Please advise what is needed to clear | 03/25/2026 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116881 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NJ | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110649 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110649 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-18): XXXX received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): Please see attached |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110649 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Patriot Search. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Patriot Search. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-18): XXXX received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): Please see attached |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110653 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXX Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan assessed as Non QM updated from guidelines. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | New York Subprime Loan Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. (Note: Does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) | Initial Escrow Disclosure is missing. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116675 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116825 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116825 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX%, or XXXX%. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000110794 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 A |  | WA | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000110794 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | WA | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116451 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000116451 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient, however, the Replacement cost estimator is not provided in the file. Coverage is short $XXXX. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): We actually do have 2 Policies that will cover this Dwelling issue. The RCE shows this as a duplex. Total $XXXX<br> First unit insured for $XXXX<br> Second unit insured for $XXXX<br>Reviewer Comment (2026-03-03): Provide updated hazard Insurance policy with dwelling extension. Exception remains.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): XXXX endorsement for replacement cost as well as the coverage index<br>Reviewer Comment (2026-02-27): With receipt of RCE coverage is now short XXXX.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX): RCV<br>Reviewer Comment (2026-02-27): Insurance amount is based on FNMA coverage which doesn't look at loan amount.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX): HOI Showing Dwelling coverage $XXXXwhich is more than sufficient. Loan Amount is $XXXX | 03/06/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000113810 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three business days prior to consummation |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | VA | Primary | Refinance - Limited Cash-out GSE | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXXX | 4000116394 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal sent XXXX. |  |  |  | Reviewer Comment (2026-02-26): Accepted as is. |  |  | 02/26/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116394 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-27): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-02-27): Comment from XXXX (XXXX): e-consent attached | 02/27/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114081 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115139 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115139 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113612 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113612 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113612 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000117022 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117022 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000113673 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000114304 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided within 60 Days of Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXXX | 4000113849 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113849 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XXXX are underdisclosed. |  |  |  |  | Reviewer Comment (2026-03-05): XXXX received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2026-03-03): Comment from Post Closing (XXXX.): please see attached loe<br>Reviewer Comment (2026-03-03): XXXX received PCCD. Missing LOE to borrower.<br>Seller Comment (2026-03-02): Comment from Post Closing (XXXX.): Please see attached updated cd |  | XXXXXX |  | 2 C B |  | WA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000113849 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Sufficient Cure was not provided |  |  |  | Reviewer Comment (2026-03-09): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-03-05): Comment from Post Closing (XXXX.): Please see attached<br>Reviewer Comment (2026-03-05): XXXXreceived the LOX for the rebuttal response indicating that the actual recording fee disclosed was $XXXX. However, the Final CD dated XXXX and XXXX(Post-CD) show that a recording fee of $XXXXwas disclosed to the borrower. As a result, the fee exceeds the XXXX% tolerance threshold of $XXXX(ILE $XXXX+ XXXX% ($XXXX) = $XXXX- $XXXXFCD). Therefore, the cure amount of $XXXXprovided is insufficient to resolve this variance. Additionally, the corrected CD for the refund cure of $XXXXwas missing from the trailing image. Please provide the additional cure along with the required cure documentation to clear this exception.<br>Seller Comment (2026-03-05): Comment from Post Closing (XXXX): Please see attached |  | XXXXXX |  | 2 C B |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000114442 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114442 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. Compliance Report reflects an Alert Status for Higher Priced. |  |  |  | Reviewer Comment (2026-03-02): Received Appraisal Notice. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX.): Borrower has impounds acct and we delivered appraisal report at least 3days prior to note date. | 03/02/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114442 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-02): Received Appraisal Notice. Exception cleared.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX.): please see appraisal delivery confirmation | 03/02/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113117 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN) |  |  |  | Reviewer Comment (2026-03-12): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX.): EIN<br>Reviewer Comment (2026-03-10): Provide EIN for subject business - XXXX Exception remains.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX.): EIN | 03/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000113117 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient |  |  |  | Reviewer Comment (2026-03-18): Received, Clearing.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX.): Corrected docs for HOI<br>Reviewer Comment (2026-03-12): Hazard Insurance Dwelling Coverage Amount is $XXXXand Replacement Cost Estimate is $XXXX(Which is more than dwelling coverage) as per the available documents in file. Hence, there is coverage shortfall of $XXXX. Please provide updated hazard Insurance Policy with sufficient coverage or provide updated Replacement Cost Estimator. Exception remains.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Replacement Cost Estimate<br>Reviewer Comment (2026-03-02): Coverage is based on FNMA which isn't based on the loan amount.<br>Buyer Comment (2026-03-02): Comment from XXXX(XXXX.): Please specify what is insufficient about the coverage. The dwelling coverage is the same as the loan amount there is loss of rent coverage listed on page 1 of 4 of the policy. | 03/18/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000117031 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000116211 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-27): Clearing based on review coming back within tolerances. | 02/27/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000111455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2026-03-05): XXXX received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2026-03-04): Comment from XXXX (XXXX): tc<br>Reviewer Comment (2026-03-04): XXXX received rebuttal response. but it does not give sufficient information on why the VOE fee was increased. Hence, we also required additional information on why the fee was added on the XXXX CD and was not known prior to and at initial application disclosure and to provide supporting information on when lender become aware of the requirement or Cure would be due to borrower. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Seller Comment (2026-03-02): Comment from XXXX (XXXX): inv |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000116046 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | The file was missing a copy of Donor Check. |  |  |  | Reviewer Comment (2026-03-03): Received Wire Confirmation - Fed Ref Number. Exception cleared.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX: See attached. | 03/03/2026 |  |  | 1 C A |  | HI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116046 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-27): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | HI | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000116046 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | P&L without 3 month bank statements per XXXX guides. Approved with XXXX% LTV, 50+ month reserves, XXXX years XXXX, XXXX tradelines with XXXX mortgages, employed 6+ years. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-02): Lender exception approved |  |  | 03/02/2026 | 2 B |  | HI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116869 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Primary residence taxes due XXXX and not paid until XXXX.<br> Subject taxes due XXXX and will be paid at closing. Approved with DSCR XXXX, mortgage history since XXXX XXXX, XXXX tradelines with XXXX mortgages. Lender exception approved LTV below XXXX%, DSCR above XXXX%, Credit score above XXXX | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2026-03-02): Client elects to waive/regrade with compensating factors. |  |  | 03/02/2026 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000116869 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-02): Clearing based on review coming back within tolerances. | 03/02/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000118586 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is required for Securitization Purpose |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): XXXX - XXXX: Please see attached. | 03/05/2026 |  |  | 1 D A |  | NY | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000116640 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  | Reviewer Comment (2026-02-27): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | IN | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000116175 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2026-03-03): Received, Clearing.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): FSS was in package shipped to you- this is a dscr file so no cd. please notate your system on dscr, we ship the final settlement statement and gfe til. | 03/03/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000117378 | XXXXXX |  | XXXXXX |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | The file was missing a copy of Spousal Consent form |  |  |  | Reviewer Comment (2026-03-03): Spousal Consent form not required. Exception cleared.<br>Buyer Comment (2026-03-03): Comment from XXXX (XXXX): Hello, the spouse signed the security instrument. Could you please kindly reference Loan #: XXXXin which we had a similar situation and the Spousal Consent Form was not required. Thank you.<br>Reviewer Comment (2026-03-03): Spousal Consent Form is not provided. Exception remains.<br>Buyer Comment (2026-03-02): Comment from XXXX (XXXX): Please note that the vesting is XXXX, and XXXX, Husband and Wife, as to an undivided XXXX% interest each one, as tenants in common. The wife (XXXX) has signed the Deed of Trust and other loan docs. The wife's act of signing the loan documents shows she has provided consent to this transaction. | 03/03/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000117378 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | The file was missing a copy of Spousal Consent Form |  |  |  | Reviewer Comment (2026-03-03): Spousal Consent form not required. Exception cleared.<br>Reviewer Comment (2026-03-03): Spousal Consent Form is not provided. Exception remains.<br>Buyer Comment (2026-03-02): Comment from XXXX (XXXX): Please note that the vesting is XXXX, and XXXXHusband and Wife, as to an undivided XXXX% interest each one, as tenants in common. The wife (XXXX) has signed the Deed of Trust and other loan docs. The wife's act of signing the loan documents shows she has provided consent to this transaction. | 03/03/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000111446 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Buydown Subsidy Collected Greater Than Buydown Terms - Buydown Terms Not Considered | HUD/CD reflects Temporary Buydown Amount in the amount of $XXXX. Temporary Buydown Agreement not in file. Unable to determine if temporary buydown amount collected is sufficient per terms of Buydown Agreement Payment Schedule. Additional subsidy or refund/credit of overage may be required if amount collected does not match terms of buydown agreement. |  |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX.): buydown agreement | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111446 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Temporary Buydown Agreement Missing | Temporary Buydown Agreement Missing from File. Unable to source buydown terms from alternate documents in file. |  |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): buydown agreement | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111446 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111446 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-03-17): Received Final 1003 Application. Exception cleared.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX: final 1003 | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111446 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note Error: Buydown Term is missing. |  |  |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Buyer Comment (2026-03-17): Comment from XXXX (XXXX.): please clarify this condition--I don't show a spot on the NOTE to put buydown terms | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117026 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | TN | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116101 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX.): Please see attached business purpose cert. | 03/06/2026 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000116101 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on review coming back within tolerances. | 03/05/2026 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000111330 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Taxes Included In Escrow | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX incorrectly disclosed whether property taxes are included in escrow. | Projected Payments: Final Closing Disclosure provided on XXXX incorrectly disclosed whether property taxes are included in escrow. |  |  |  | Reviewer Comment (2026-03-11): XXXX received Letter of Explanation & Corrected CD<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): XXXX XXXX Please see attached Letter of Explanation, Post-Closed Closing Disclosure, Proof of Delivery.<br>Reviewer Comment (2026-03-04): Flood insurance annual amount on CD does not patch binder in loan file. Please provide updated documentation for review.<br>Buyer Comment (2026-03-03): Comment from XXXX (XXXX): XXXX XXXX Page 1, 2, and 4 of the cited Closing Disclosure state that the property taxes will not be included in escrows. Please clarify the docID that reflects the property taxes should be included in escrow so we can better assist // |  | XXXXXX |  | 2 C B |  | TX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXXXX | 4000111330 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-03): Clearing based on review coming back within tolerances. | 03/03/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116090 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Refinance - Limited Cash-out GSE | B A | Non QM | Non QM | No |
| XXXXXX | 4000118539 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy coverage amount is $XXXX. the loan amount is $XXXX. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | WA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000116794 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception with Conditioned Status reflects Currently the HOA does not meet presale, there are XXXX of XXXXunits sold/closed/under contract not including client's second unit. There are no other non warrantable features, project is complete, and including client's unit only 2 more units required to meet presale. Lender exception does not contain the conditions for approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-27): Client elects to waive with compensating factors<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX.): approval for exception<br>Reviewer Comment (2026-03-11): The exception that was in the file has none of the borrower or condition information listed on it. It's blank.<br>Buyer Comment (2026-03-11): Comment from XXXX (XXXX): Please advise which condition has not been met, the LTV has been reduced to XXXX% |  |  | 03/27/2026 | 2 C B |  | MA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114703 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000395 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-03-02): Accepted as is. |  |  | 03/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117266 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000117266 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000113222 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113222 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  | Power to Attorney is missing. |  |  |  | Reviewer Comment (2026-03-03): Received Power of Attorney (POA). Exception cleared.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): Hello, Please see attached | 03/03/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116156 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117027 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Policy is expiring within 90 days of note date hence required updated policy |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117027 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is withinXXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117027 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000115875 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116042 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-04): Title policy amount verified from the escrow instructions provided by the title company. Exception cleared.<br>Buyer Comment (2026-03-04): Comment from XXXX (XXXX): Title has correct loan amount pg 700 | 03/04/2026 |  |  | 1 C A |  | HI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000113602 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113602 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115757 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | MA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000115757 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on review coming back within tolerances. | 03/05/2026 |  |  | 1 C A |  | MA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000103672 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Per guidelines, Credit report must be dated no more than ninety (90) days prior to the note date. |  |  |  | Reviewer Comment (2026-03-03): Updated CBR received, cleared<br>Reviewer Comment (2026-03-03): Provide recent Credit Report with Fico Scores. Exception remains.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): please see attached exception or remedy request. Please advise.<br>Reviewer Comment (2026-03-03): As per XXXX XXXX - Credit Report must be dated no more than ninety (90) days prior to the note date. Exception remains.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): please see attached LOE with a snap of guidelines effective XXXX- credit report can be dated no more than 120 days prior to note date. | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000103672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-03-03): Updated CBR received, cleared | 03/03/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXXX | 4000103672 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Per guidelines, Credit report must be dated no more than ninety (90) days prior to the note date. |  |  |  | Reviewer Comment (2026-03-03): Updated CBR received, cleared | 03/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000117629 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000106596 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion co-borrower for living rent free is required. |  |  |  | Reviewer Comment (2026-01-15): Updated 1008 received reflecting UW discretion.<br>Buyer Comment (2026-01-15): UW discretion | 01/15/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106596 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing insurance verification for REO property on XXXX. |  |  |  | Reviewer Comment (2026-01-15): Final settlement statement reflecting property sold prior to our transaction.<br>Buyer Comment (2026-01-15): Final SS and evidence of property transfer | 01/15/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106596 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-15): Final settlement statement reflecting property sold prior to our transaction.<br>Buyer Comment (2026-01-15): see attached SS | 01/15/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106596 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-15): CDFI lender testing ATR |  |  | 01/15/2026 | 2 A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000118050 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | XXXX Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | XXXX is missing. |  |  |  | Reviewer Comment (2026-03-06): XXXX, cleared<br>Seller Comment (2026-03-06): Comment from XXXX XXXX): XXXX XXXX Please see attached | 03/06/2026 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000118050 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on review coming back within tolerances. | 03/05/2026 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000116768 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $XXXX. |  |  |  | Reviewer Comment (2026-03-09): Cleared removed the gift of XXXX,<br>Seller Comment (2026-03-09): Comment from XXXX (XXXX): XXXX - XXXX: A gift of $XXXXis not applicable for this transaction. Please see the attached wire receipts for the gifts of $XXXXand $XXXX. | 03/09/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000113088 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113088 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM updated from guidelines. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): atr | 03/05/2026 |  |  | 1 B A C |  | FL | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXXX | 4000113088 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | Waterfall due to Third Party Verification is missing. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): atr | 03/05/2026 |  |  | 1 C A |  | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113088 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to Third Party Verification is missing. |  |  |  | Reviewer Comment (2026-03-05): Provided. Cleared.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): atr | 03/05/2026 |  |  | 1 C A |  | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113088 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to Third Party Verification is missing. |  |  |  | Reviewer Comment (2026-03-05): Documentation provided. Cleared. | 03/05/2026 |  |  | 1 A |  | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113088 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Third Party Verification/ CPA Letter is missing. |  |  |  | Reviewer Comment (2026-03-05): Stock Certificate @ XXXX% ownership provided. Cleared.<br>Seller Comment (2026-03-05): Comment from XXXX (XXXX): self-employed docs | 03/05/2026 |  |  | 1 C A |  | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117679 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on review coming back within tolerances. | 03/05/2026 |  |  | 1 C A |  | DE | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000117679 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Combined High loan to value discrepancy. | Calculated high loan to value percentage of ___ exceeds Guideline high loan to value percentage of ___ |  | The representative FICO score exceeds the guideline minimum by XX points. | The representative FICO score exceeds the guideline minimum by 20 points. | SitusAMC | Reviewer Comment (2026-03-03): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/03/2026 | 2 B |  | DE | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000117679 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by XX points. | The representative FICO score exceeds the guideline minimum by 20 points. | SitusAMC | Reviewer Comment (2026-03-03): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/03/2026 | 2 B |  | DE | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000117679 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by XX points. | The representative FICO score exceeds the guideline minimum by 20 points. | SitusAMC | Reviewer Comment (2026-03-03): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/03/2026 | 2 B |  | DE | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000116746 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Five percent reduction due to the subject is located in a declining market |  |  |  | Reviewer Comment (2026-03-11): Received Lender Exception form confirms the exception approved. Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): EXCEPTION was granted for this issue - please see attached<br>Reviewer Comment (2026-03-05): Per guidelines, Max LTV for Cashout with XXXX score and XXXX DSCR = XXXX% LTV - XXXX% for Declining Market = XXXX%. Exception remains.<br>Buyer Comment (2026-03-05): Comment from XXXX (XXXX): We disagree with this suspense. Per my underwriter, the max LTV is XXXX% and you have to take XXXX% of the max. Our LTV is XXXX%. I vetted this out with our team lead. We should be fine. Can you please re-review and waive or provide clarification that I can take back to management. Thank you. | 03/11/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000116746 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Five percent reduction due to the subject is located in a declining market |  |  |  | Reviewer Comment (2026-03-11): Received Lender Exception form confirms the exception approved. Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): EXCEPTION was granted for this issue - please see attached<br>Reviewer Comment (2026-03-05): Per guidelines, Max LTV for Cashout with XXXX score and XXXX DSCR = XXXX% LTV - XXXX% for Declining Market = XXXX%. Exception remains.<br>Buyer Comment (2026-03-05): Comment from XXXX (XXXX): We disagree with this suspense. Per my underwriter, the max LTV is XXXX% and you have to take XXXX% of the max. Our LTV is XXXX%. I vetted this out with our team lead. We should be fine. Can you please re-review and waive or provide clarification that I can take back to management. Thank you. | 03/11/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2026-03-11): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): fraud | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Missing the XXXX bank accounts that were used for the asset depletion income. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): bank statements | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Missing the XXXX bank accounts that were used for the asset depletion income. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Missing the XXXXbank accounts that were used for the asset depletion income. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Missing the XXXX bank accounts that were used for the asset depletion income. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 B A C |  | TN | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay - Residual Income: Investor and Non QM vs Guidelines | Ability to Repay (Dodd-Frank 2014): Investor's calculated residual income amount (-XXXX) and calculated Non QM residual amount (-XXXX) are both lower than the amount required per the guidelines (XXXX). | ATR failure due to missing the XXXX account statements used in asset depletion income. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - No Income Provided | Ability to Repay (Dodd-Frank 2014): No income or assets converted to a monthly amount was provided to demonstrate ability to repay. | ATR Failure due to Bank Statement Documents missing for XXXX that was used in asset depletion income. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR Failure due to Bank Statement Documents missing in the file |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR not satisfied, due to missing bank statements used in asset depletion. |  |  |  | Reviewer Comment (2026-03-11): Received Account Statements - Personal. Exception cleared. | 03/11/2026 |  |  | 1 A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117097 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception to XXXX day requirement. Funds previously held in XXXX account, which borrower owned XXXX%, now dissolved, and his share was transferred into their personal investment account last month. Approved conditioned on document trust ownership, dissolution with comp factors LTC Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC Reviewer Comment (2026-03-03): Client elects to waive/regrade with compensating factors.<br> 03/03/2026 2 B B B B B B B B B B TN Primary Purchase C B C B C A A A Non QM Non QM No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 4000113438 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000116426 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2026-03-03): Buyer ordered review, nothing to do at this time.<br>Seller Comment (2026-03-03): Comment from XXXX (XXXX): SSR | 03/05/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000110670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Signed) | XXXX Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not properly executed. | Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not signed by Lender. |  |  |  | Reviewer Comment (2026-03-09): Provided. Clearing<br>Seller Comment (2026-03-09): Comment from XXXX (XXXX): RI Disclosure Signed | 03/09/2026 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000110670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure provided. |  |  |  | Reviewer Comment (2026-03-11): XXXX received COC and CD dated XXXX.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): COC CD | 03/11/2026 |  |  | 1 C A |  | RI | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXXX | 4000110670 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift of Equity Letter is missing. |  |  |  | Reviewer Comment (2026-03-09): Gift of Equity Letter provided. Cleared.<br>Seller Comment (2026-03-09): Comment from XXXX (XXXX): Gift Letter for $XXXX | 03/09/2026 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000110670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM updated from guidelines. |  |  |  | Reviewer Comment (2026-03-09): Gift of Equity letter provided. Clearing | 03/09/2026 |  |  | 1 B A C |  | RI | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXXX | 4000110670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Gift of Equity Letter is missing. |  |  |  | Reviewer Comment (2026-03-09): Gift of Equity letter provided. Clearing | 03/09/2026 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000117580 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | PA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117580 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000117580 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000117025 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115850 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list Title policy coverage amount. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXXX | 4000114796 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118230 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000112264 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112264 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2026-03-06): XXXX received LOX for rebuttal response with bifurcation recording fee and transfer taxes disclosed on LE and CD. Further review the fees are within that tolerance requirement.<br>Seller Comment (2026-03-04): Comment from XXXX XXXX): Please see attached. | 03/06/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112264 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2026-03-12): XXXX received LOE fir the correctness of COC dated XXXX.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Please see attached.<br>Reviewer Comment (2026-03-06): XXXX: The COC that was provided in the trailing images was also provided in the original loan package indicates that lock extended for 5 days at a cost of XXXX%. But the cost disclosed on final CD of XXXX% and the point charged to borrower of $XXXX. File does not contain valid COC for the fee was increased. A valid COC for the fee increased on final CD or Cure is required to bororwer.<br>Seller Comment (2026-03-04): Comment from XXXX (XXXX): COC shows that rate was extended. | 03/12/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112264 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2026-03-06): XXXX: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-04): Comment from XXXX (XXXX): Final CD dated XXXX in section J. $XXXX was already credited back to the borrower for the overage. Please waive. | 03/06/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112264 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112264 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-12): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000117898 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117021 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116980 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-06): Clearing based on review coming back within tolerances. | 03/06/2026 |  |  | 1 A |  | NJ | Investment | Purchase | A |  | N/A | No |
| XXXXXX | 4000117004 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000114070 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114070 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Hello, please see attached. | 03/06/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114070 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Hello, please see attached. | 03/06/2026 |  |  | 1 B A C |  | TX | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000114070 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Hello, please see attached. | 03/06/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115857 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | NV | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115857 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, Please see attached | 03/11/2026 |  |  | 1 C A |  | NV | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000117005 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. The appraisal was performed after the FEMA declaration start date but prior to the declared end date. Provide a post-disaster inspection dated after the declaration end date of XXXX |  |  |  | Reviewer Comment (2026-03-11): Received Appraisal. Exception cleared. | 03/11/2026 |  |  | 1 C A |  | VA | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | Loan is to be securitized. Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-11): Received Appraisal. Exception cleared. | 03/11/2026 |  |  | 1 D A |  | VA | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | The file is missing a copy of Appraisal |  |  |  | Reviewer Comment (2026-03-11): Received Appraisal. Exception cleared.<br>Seller Comment (2026-03-11): Comment fromXXXX (XXXX.): please see appraisal<br>Reviewer Comment (2026-03-10): Appraisal wasn't received.<br>Seller Comment (2026-03-09): Comment from XXXX (XXXX.): appraisal | 03/11/2026 |  |  | 1 D A |  | VA | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. |  |  |  | Reviewer Comment (2026-03-10): Only 2 months reserves required<br>Reviewer Comment (2026-03-10): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX.<br>Reviewer Comment (2026-03-09): As per XXXX XXXX, 6 Months reserves required for Expanded prime plus program with loan amount of $XXXX- $XXXX. Pease provide additional assets. Exception remains.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX.): Per XXXX guide line only need 2 mths PI for reserve, we have enough reserves please waive this condition | 03/10/2026 |  |  | 1 C A |  | VA | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-03-10): Only 2 months reserves required<br>Reviewer Comment (2026-03-10): As perXXXX XXXX, XXXX Months reserves required for Expanded prime plus program with loan amount of $XXXX- $XXXX. Pease provide additional assets. Exception remains.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX.): Per XXXX guide line only need 2 mths PI for reserve, we have enough reserves please waive this condition | 03/10/2026 |  |  | 1 B A C |  | VA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-10): Only 2 months reserves required<br>Reviewer Comment (2026-03-10): As perXXXX XXXX, 6 Months reserves required for Expanded prime plus program with loan amount of $XXXX- $XXXX. Pease provide additional assets. Exception remains.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX.): Per XXXX guide line only need 2 mths PI for reserve, we have enough reserves please waive this condition | 03/10/2026 |  |  | 1 C A |  | VA | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000117648 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 B |  | VA | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXXX | 4000116314 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-06): Clearing based on review coming back within tolerances. | 03/06/2026 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000114895 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from the insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient at $XXXX. |  |  |  | Reviewer Comment (2026-03-11): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): please see attached | 03/11/2026 |  |  | 1 C A |  | MO | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000114895 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Guarantor Agreement is missing. |  |  |  | Reviewer Comment (2026-03-16): Received corrected Note document signed by the guarantors as individually and as members of LLC. Exception cleared.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): Note correction attached & shipping XXXX<br>Reviewer Comment (2026-03-05): The borrower is XXXX however the note is only personally signed. The guarantors need to sign also on behalf of the LLC.<br>Buyer Comment (2026-03-05): Comment from XXXX (XXXX): Can you please provide further information on this condition? Per the guide, Personal Guaranty is not required when the Note is signed individually and i do not see this document listed as required anywhere else in the guides. If required-please provide copy of the document to be filled out and signed. | 03/16/2026 |  |  | 1 D A |  | MO | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000117108 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-04): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | OH | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000116059 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116059 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX%, or XXXX%. Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX%, or XXXX%. Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116059 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-09): XXXX received LOE with fee bifurcation of section E fees on initial LE.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Please see attached. | 03/09/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 2000000406 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Title Preliminary is missing. |  |  |  | Reviewer Comment (2026-03-04): Received Title Preliminary Exception Cleared.<br>Buyer Comment (2026-03-04): Title | 03/04/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 2000000406 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | Evidence of title is missing. |  |  |  | Reviewer Comment (2026-03-04): Received Title Preliminary Exception Cleared. | 03/04/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-03-06): Accepted as is per client. |  |  | 03/06/2026 | 2 B |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) | Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower | HOEPA disclosure was not provided to the Borrower |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. | Mortgage loan financed Points and Fees. |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of XXXX% of the amount past due or grace period of less than 15 days. | Mortgage loan contains a late charge that exceeds the greater of 4% of the amount past due or grace period of less than 15 days. |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXXon a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. | Borrower did not receive pre-loan counseling. |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Colorado Covered Loan (Consumer Caution Notice Not Provided) | Colorado Covered Loan: Consumer Caution Notice not provided to borrower. | Consumer Caution Notice not provided to borrower |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Colorado Covered Loan (Points and Fees) | Colorado Consumer Equity Protection Act: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXXor XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX7 (an overage of $XXXX |  |  |  | Reviewer Comment (2026-03-11): Received undiscounted interest rate and price<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please note: Undiscounted Interest Rate: XXXX%; Undiscounted Interest Rate Price: XXXX. Thank you.<br>Reviewer Comment (2026-03-11): Please provide the Undiscounted Interest Rate and Undiscounted Interest Rate Price so discount points determination of bona fide can be made.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/11/2026 |  |  | 1 C A |  | CO | Primary | Purchase | For application prior to 1/10/14, no obvious cure.<br>For applications on or after 1/10/14, same as DF HOEPA cure:<br> (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| XXXXXX | 4000118101 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-17): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-13): XXXX received LOX for rebuttal response that requested by the consumer. But there seems to be no supporting document in the loan file for the borrower request to change. Please provide documentation of borrower requested change and it should include the date of the borrower's change request and be documented in writing through copy of borrower emails, Communication log or screenshot of LO notes in LOX, etc. Otherwise cure is required to borrower.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-11): XXXX received COC dated XXXX for increase in fee due to change in provider however, more information is required as if borrower has requested to change the provider or any other circumstance occurred that was not known at the time of initial review that required to increase the cost of the service. Please provide more information or cure would be required.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached, thank you. |  | XXXXXX |  | 2 C B |  | CO | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000117369 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-03-10): Received Insurance and HOA Verification. Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Hello, please see attached. | 03/10/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000117369 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXXX | 4000115135 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  | 2 years employment history is not provided. |  |  |  | Reviewer Comment (2026-03-11): Received Lender Exception. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-10): An exception from the buyer of the loan is needed.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX): Hello, XXXX to consummation date XXXX is XXXX months and XXXX days. We feel that this can be considered as 2 years and would like to ask that the condition is waived. Thank you.<br>Reviewer Comment (2026-03-07): ATR look at consummation being the note signing. The note was signed XXXX which makes it short of two years.<br>Buyer Comment (2026-03-06): Comment from XXXX (XXXX): Hello, the Borrower started their current employment on XXXX and the loan funded on XXXX. Therefore, we have 2 year employment history in the file. | 03/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115135 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  | 2 years employment history is not provided. |  |  |  | Reviewer Comment (2026-03-11): Received Lender Exception. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-07): ATR look at consummation being the note signing. The note was signed XXXX which makes it short of two years.<br>Buyer Comment (2026-03-06): Comment from XXXX (XXXX): Hello, the Borrower started their current employment on XXXX and the loan funded on XXXX. Therefore, we have 2 year employment history in the file. | 03/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115135 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115135 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-03-11): Received Lender Exception. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-07): ATR look at consummation being the note signing. The note was signed XXXX which makes it short of two years.<br>Buyer Comment (2026-03-06): Comment from XXXX (XXXX): Hello, the Borrower started their current employment on XXXX and the loan funded on XXXX. Therefore, we have 2 year employment history in the file. | 03/11/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000115135 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-11): Received Lender Exception. Exception cleared.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-07): ATR look at consummation being the note signing. The note was signed XXXX which makes it short of two years.<br>Buyer Comment (2026-03-06): Comment from XXXX (XXXX): Hello, the Borrower started their current employment on XXXX and the loan funded on XXXX. Therefore, we have 2 year employment history in the file. | 03/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2026-03-24): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): ATTACHED | 03/24/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Guarantor Agreement is missing. |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing.<br>Seller Comment (2026-03-20): Comment from XXXX (XXXX.): ATTACHED<br>Reviewer Comment (2026-03-20): Provide correct Note document with Loan amount $XXXX. Exception remains.<br>Buyer Comment (2026-03-20): Comment from XXXX (XXXX): Loan closed in individual name, not LLC. It appears the incorrect note was uploaded but the correct note was also provided. This was caught at time of signing.<br>Reviewer Comment (2026-03-16): Require Guarantor Agreement for XXXX. Exception remains.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX.): ATTACHED | 03/20/2026 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception with Approved Status is for XXXX) use appraised value with more than XXXX% variance between second (2nd) one (use $XXXXM, 2nd appraisal is $XXXXM).Comp Factors LTV below XXXX%, FICO above XXXX, Reserves over XXXX months. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-06): Client elects to waive/regrade with compensating factors. |  |  | 03/06/2026 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Articles of Organization is missing. |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing. | 03/20/2026 |  |  | 1 C A D |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing. | 03/20/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116634 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | EIN is missing. |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing. | 03/20/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXXX | 4000116900 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | NJ | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000116969 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | SC | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117646 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116361 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated months of reserves of XXXX is less than guideline requirement of XXXX months reserves. |  |  |  | Reviewer Comment (2026-03-10): Reserves not required per guidelines<br>Reviewer Comment (2026-03-10): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX.<br>Reviewer Comment (2026-03-09): As perXXXX XXXX, XXXX Months reserves required for DSCR program with loan amount of $XXXX- $XXXX. Pease provide additional assets. Exception remains.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX.): Per XXXX guideline no reserve require with this LTV and loan amount please waive this condition Loan Amount ≤ $XXXX million and LTV ≤ XXXX% → None required | 03/10/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000112261 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report was obtained on XXXX, which is more than 90 days prior to the Note date (XXXX). | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-23): Client elects to waive, guidelines dated XXXX allow age of credit documents to be 120 days<br>Reviewer Comment (2026-03-11): Please submit online via XXXX's online seller portal for a formal review. Exception remains. (XXXX)<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Please see lox<br>Reviewer Comment (2026-03-10): From the guidelines: <br>13.4 DOCUMENTATION AGE<br> § Unless otherwise stated in this guide, all credit documents including credit report, income docs, and asset statements<br> must be dated no more than ninety (90) days prior to the note date. The note date is utilized for document expiration<br> for all funding types.<br>Buyer Comment (2026-03-10): Comment from XXXX (XXXX): Please send a copy of the guide that you are referring to. XXXX<br>Reviewer Comment (2026-03-09): As per XXXX guide XXXX. Age of Credit report no more than ninety (90) days prior to the note date. Exception remains.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX): Would you mind clarifying where in your guides it states the credit report can only be 90 days old. We are showing that your guidelines state 120 days. |  |  | 03/23/2026 | 2 C B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000112261 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall finding due to outdated credit report, resulting in a loan designation discrepancy. |  |  |  | Reviewer Comment (2026-03-23): Client elects to waive age of credit report exception. This exception is cleared<br>Reviewer Comment (2026-03-11): Please submit online via XXXX's online seller portal for a formal review. Exception remains. (XXXX)<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): This should clear as well with lox | 03/23/2026 |  |  | 1 B A C |  | VA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000112261 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall finding due to outdated credit report. |  |  |  | Reviewer Comment (2026-03-23): Client elects to waive age of credit report exception. This exception is cleared<br>Reviewer Comment (2026-03-11): Please submit online via XXXX's online seller portal for a formal review. Exception remains. (XXXX)<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): This should clear as well with lox | 03/23/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117148 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Loan Policy amount on the Title report is less than the loan amount |  |  |  | Reviewer Comment (2026-03-05): Accepted as is. |  |  | 03/05/2026 | 2 B |  | FL | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 4000118408 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal sent XXXX. (D0467) |  |  |  | Reviewer Comment (2026-03-06): Accepted as is per client. |  |  | 03/06/2026 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000117393 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Hello, please see attached. | 03/06/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117393 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL HPML Appraisal Not Obtained Prior to Closing Test | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained prior to consummation. | Appraisal not obtained prior to consummation. |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Hello, please see attached | 03/06/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117393 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-03-06): Received, Clearing.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): Hello, please see attached. | 03/06/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117393 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116342 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-06): Accepted as is per client.<br>Seller Comment (2026-03-06): Comment from XXXX (XXXX): see attached Delivered proof |  |  | 03/06/2026 | 2 B |  | LA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115672 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-03-09): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-03-09): Comment from XXXX (XXXX): fraud report | 03/09/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000115672 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000114827 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement document not provided in file |  |  |  | Reviewer Comment (2026-03-12): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX.): Please see attached doc audit report that includes econsent. | 03/12/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114827 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000114827 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation within 3 business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117174 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Waiver Less than 3 Days From Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Borrower provided appraisal waiver less than three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-06): Accepted as is per client. |  |  | 03/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117671 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000114725 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is |  |  | 03/09/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000115027 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-06): Accepted as is per client. |  |  | 03/06/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| XXXXXX | 4000118971 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2026-03-10): Received, Clearing.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Please see attached title commitment and Closing protection letter. The final title insurance won't be available until the mortgage is recorded. | 03/10/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118971 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2026-03-10): Received, Clearing.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Please see attached title commitment and Closing protection letter. The final title policy won't be available until the mortgage is recorded. | 03/10/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118995 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118472 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000115876 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115876 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115876 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117926 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116490 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXdoes not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117681 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117681 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116236 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel was not provided. |  |  |  | Reviewer Comment (2026-03-09): After further review, exception has been cleared.<br>Buyer Comment (2026-03-09): Comment from XXXX (XXXX): This is a new construction loan, not subject to 3-day rescission | 03/09/2026 |  |  | 1 C A |  | TX | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXXX | 4000116236 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2026-03-12): Received, Clearing.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX): FINAL INSPECTION | 03/12/2026 |  |  | 1 C A |  | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXXX | 4000119609 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-10): Clearing based on review coming back within tolerances. | 03/10/2026 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000119609 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided | Address: XXXX | Vacation Rental Income Statement is missing |  |  |  | Reviewer Comment (2026-03-10): Received Rent Ledgers for all 4 units of XXXX. Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Rent ledgers for all 4 units attached (not an XXXX/STR property). | 03/10/2026 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000119609 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided | Address: XXXX | Tax Certificate is missing. |  |  |  | Reviewer Comment (2026-03-10): Received Tax Verification forXXXX . Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX): Please see pages 1 & 2 of the attached PDF for the taxes on XXXX. | 03/10/2026 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000116122 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116122 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116122 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval document not provided in file |  |  |  | Reviewer Comment (2026-03-10): Received Approval. Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX.): Please see attached | 03/10/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116122 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. |  |  |  | Reviewer Comment (2026-03-12): Additional Bank Account Statements provided. Cleared.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX): Please see attached, two months statements for new business account (XXXX), CPA letter stating borrower is XXXX% owner and revised 1003 with account added to VOD and XXXX% of balance used. This should put us over the required reserve amount. | 03/12/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116122 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-03-12): Additional Bank Account Statements provided. Cleared. | 03/12/2026 |  |  | 1 B A C |  | VA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000116122 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-12): Additional Bank Account Statements provided. Cleared. | 03/12/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 6000112301 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated provided |  |  |  | Reviewer Comment (2025-10-27): Final HUD received<br>Buyer Comment (2025-10-23): final SS | 10/27/2025 |  |  | 1 D A |  | NM | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112301 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Lender used lease amount, however 2 months of rent or one month rent and security deposited was not provided. Missing one month rent payment or one month security deposit. |  |  |  | Reviewer Comment (2025-10-31): Evidence of 1st month rent and security received. DSCR meets guideline requirements.<br>Reviewer Comment (2025-10-31): Lease rent is $XXXX per month and lease reflects $XXXX security deposit. Total deposits provided are $XXXX. Need evidence of security deposit or second full months' rent to utilize higher lease amount.<br>Buyer Comment (2025-10-29): D0182 reports XXXX $XXXX and XXXX $XXXX<br>Reviewer Comment (2025-10-27): If using security deposit, proof of first month's rent is also required.<br>Buyer Comment (2025-10-27): $XXXX security deposit | 10/31/2025 |  |  | 1 C A |  | NM | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000111986 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing complete 12 months bank statements to confirm primary rental history. 10 months verified rent to father with bank statements in file. |  |  |  | Reviewer Comment (2025-11-13): Received 12 months bank statements. Exception Cleared<br>Buyer Comment (2025-11-13): See attached documentation | 11/13/2025 |  |  | 1 C A D |  | NC | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000111986 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC | Reviewer Comment (2026-03-13): Client exception received. |  |  | 03/13/2026 | 2 B |  | NC | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000112254 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide UW income worksheet for the asset utilization. Additional conditions may apply. |  |  |  | Reviewer Comment (2025-11-13): Received UW income worksheet. Exception Cleared.<br>Buyer Comment (2025-11-13): DSCR calc | 11/13/2025 |  |  | 1 C A |  | SC | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000112254 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client exception received. |  |  | 03/13/2026 | 2 B |  | SC | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000112274 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client exception received. |  |  | 03/13/2026 | 2 B |  | NY | Investment | Purchase | A B |  | N/A | No |
| XXXXXX | 6000112259 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | Reviewer Comment (2026-03-13): Client exception received. |  |  | 03/13/2026 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | A B |  | N/A | No |
| XXXXXX | 6000112272 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing prior primary rent verification for November & December XXXX to complete XXXX month verification. |  |  |  | Reviewer Comment (2025-11-19): Lease, LOX and evidence of paid rent.<br>Buyer Comment (2025-11-17): Please find proof of previous rental payment from Borrowers XXXX acct & loe from Borrower explaining what exactly was paid to landlord's LLC. Thank you.<br>Buyer Comment (2025-11-17): Please find previous rental lease & LLC. ownership confirmation. Thank you. | 11/19/2025 |  |  | 1 C A D |  | WV | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000112272 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client exception received. |  |  | 03/13/2026 | 2 B |  | WV | Investment | Purchase | D B A |  | N/A | No |
| XXXXXX | 6000112300 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the borrowers Closing Statement fully executed by the borrower or stamped true and certified with signature/initials from title representative. Copy provided is an estimated closing statement. |  |  |  | Reviewer Comment (2025-12-26): Received Closing Statement is for subject property. Exception Cleared.<br>Buyer Comment (2025-12-23): final SS | 12/26/2025 |  |  | 1 D A |  | OR | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXXXX | 6000112300 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2026-03-13): Client exception received. |  |  | 03/13/2026 | 2 B |  | OR | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXXXX | 6000112215 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | XXXX was not provided in this loan file |  |  |  | Reviewer Comment (2026-01-07): Received 1004D/442 in the file. Exception Cleared.<br>Buyer Comment (2026-01-05): 1004D | 01/07/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000109226 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | File is missing final signed and dated HUD-1/Settlement Statement. |  |  |  | Reviewer Comment (2026-01-26): Final HUD.<br>Buyer Comment (2026-01-22): Please see attached Final SS | 01/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000109226 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Appraisal invoice required when the appraisal is not in the Lender's name. Missing the invoice. |  |  |  | Reviewer Comment (2026-02-18): Updated FSS and appraisal invoice received.<br>Buyer Comment (2026-02-18): Please see attached<br>Buyer Comment (2026-02-18): FSS submitted reflects an appraisal fee of $XXXX<br>Reviewer Comment (2026-01-29): Provided appraisal invoice is in the amount of $XXXX. Final HUD reflects appraisal fee of $XXXX paid by the borrower. Exception remains.<br>Buyer Comment (2026-01-27): XXXX-Please see attached<br>Buyer Comment (2026-01-27): Please see attached | 02/18/2026 |  |  | 1 C A D |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000112132 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Unable to verify XXXX months of rent receipt for the subject property. |  |  |  | Reviewer Comment (2026-02-20): Received Rent Receipt. Exception Cleared<br>Buyer Comment (2026-02-18): wire transfer<br>Reviewer Comment (2026-02-16): The bank statement reflects three deposits of $XXXX each; based on the information available, we are unable to verify that these funds represent rental payments or that they were received from the tenant.<br> Exception remains.<br>Buyer Comment (2026-02-12): rent payments | 02/20/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112183 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | The Non-Owner Occupancy Declaration is incomplete as Section XXXX is missing the principal residence address. |  |  |  | Reviewer Comment (2026-01-28): Received Non-Owner Occupancy Declaration with Section 4A is reflecting the principal residence address. Exception Cleared.<br>Buyer Comment (2026-01-26): Non-Owner | 01/28/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112164 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for TX Guaranty Fee. Fee Amount of XXXX exceeds tolerance of XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero percent fee tolerance exceeded. |  |  |  | Reviewer Comment (2026-02-12): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-11): Updated Letter to borrower reflecting correct refund amount of $XXXX.<br>Reviewer Comment (2026-02-11): XXXX received LOE to borrower, Copy of Refund Check, proof of mailing, Corrected CD however, the LOE provided states the cure of $XXXX was provided but as per check and CD only $XXXX cure was provided towards TX Guarantee fee. Please provide corrected LOE to borrower to cure this exception.<br>Buyer Comment (2026-02-10): See attached cure docs |  | XXXXXX |  | 2 C B |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112164 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-24): CDFI lender testing ATR.<br>Buyer Comment (2026-02-23): Please waive. |  |  | 02/24/2026 | 2 A |  | TX | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112157 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide a XXXX month pay history for the primary residence. Fraud and Property reports both indicate a mortgage on the property. |  |  |  | Reviewer Comment (2026-01-30): As per credit report and property history report mortgage is paid off on XXXX for the primary residence. Exception Cleared.<br>Buyer Comment (2026-01-28): D0127 reports the mtg was released | 01/30/2026 |  |  | 1 C A D |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112057 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-22): CDFI lender testing ATR. |  |  | 02/22/2026 | 2 A |  | CA | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112227 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 document not provided. |  |  |  | Reviewer Comment (2026-02-11): Received Final 1003 of borrower, information validated. Exception Cleared.<br>Buyer Comment (2026-02-09): cert<br>Buyer Comment (2026-02-09): 1003<br>Reviewer Comment (2026-02-06): The final 1003 received is in XXXX. The English version is required, and the borrower's signature is missing. Exception remains.<br>Buyer Comment (2026-02-04): Final 1003 | 02/11/2026 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112227 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount ofXXXXexceeds tolerance of XXXXplus XXXX% or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NJ | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112227 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient to cover loan amount and estimated cost new. |  |  |  | Reviewer Comment (2026-02-06): Received RCE. Exception Cleared<br>Reviewer Comment (2026-02-06): The hazard insurance coverage is insufficient and is less than the required rebuild cost or loan amount. Exception remains.<br>Buyer Comment (2026-02-04): RCE | 02/06/2026 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112227 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-22): CDFI lender testing ATR. |  |  | 02/22/2026 | 2 A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112134 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence that the CPA has no affiliation with the borrower or the business. |  |  |  | Reviewer Comment (2026-02-06): Received CPA letter evidencing there is not affiliation with the borrower or the business. Exception cleared.<br>Buyer Comment (2026-02-04): LOE from tax professional. Thank you. | 02/06/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112125 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide OFAC for the borrowing Trust. |  |  |  | Reviewer Comment (2026-02-05): OFAC for the borrowing Trust received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-03): fraud | 02/05/2026 |  |  | 1 C A |  | HI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112130 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXXexceeds tolerance of XXXX plus XXXX% or XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Recording fee amount ofXXXX loan estimate and on closing disclosure XXXX exceeds tolerance of XXXX plusXXXX% or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-16): XXXX received valid COC dated XXXX<br>Buyer Comment (2026-02-13): please see<br>Reviewer Comment (2026-02-13): XXXX Only recording fee considered under XXXX% tolerance. Recording fee increased on CD dated XXXX and XXXX without valid COC. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Buyer Comment (2026-02-12): all the title fees are in section C, as the borrower did not choose service provider as per the SSPL, section C has unlimited tolerance | 02/16/2026 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112130 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence that the CPA has no affiliation with the borrower or the business. |  |  |  | Reviewer Comment (2026-02-12): CPA letter doc ID D0316 is reflecting verbiage not affiliate with the XXXX". Exception cleared.<br>Buyer Comment (2026-02-10): attestation | 02/12/2026 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112130 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided |  | Borrower's Employment Authorization has expired. Please provide a revised copy. |  |  |  | Reviewer Comment (2026-02-12): Document received verifying borrower Immigration. Exception cleared<br>Buyer Comment (2026-02-10): I-797 | 02/12/2026 |  |  | 1 B A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112130 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX% or XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-02-16): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | WA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112130 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-23): CDFI lender testing ATR. |  |  | 02/23/2026 | 2 A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112068 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. |  |  |  | Reviewer Comment (2026-02-09): Final Hud document received. Exception cleared.<br>Buyer Comment (2026-02-05): Final SS | 02/09/2026 |  |  | 1 D A |  | SC | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112287 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Provide a current Certificate of Good Standing. Copy provided is over 90 days old. |  |  |  | Reviewer Comment (2026-02-06): Received Certificate of Good Standing. Exception Cleared.<br>Buyer Comment (2026-02-04): Cogs | 02/06/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112149 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-23): CDFI lender testing ATR. |  |  | 02/23/2026 | 2 A |  | AZ | Primary | Refinance - Rate/Term | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. |  |  |  |  |  | Reviewer Comment (2026-02-16): Employment Authorization received.<br>Buyer Comment (2026-02-12): EAD | 02/16/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  | Reviewer Comment (2026-02-16): Access to Fund, Bank Statement and Verification of deposit received.<br>Buyer Comment (2026-02-12): Borrower owns XXXX% of business | 02/16/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2026-02-16): Employment Authorization received.<br>Buyer Comment (2026-02-12): see attached EAD | 02/16/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  |  |  |  |  | Reviewer Comment (2026-02-16): Signed gift letter received.<br>Buyer Comment (2026-02-12): gift letter | 02/16/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (XXXX) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least tXXXX business days prior to closing. |  |  |  | Reviewer Comment (2026-02-12): XXXX received initial CD.<br>Buyer Comment (2026-02-11): Please see attached | 02/12/2026 |  |  | 1 C A |  | FL | Primary | Purchase | No Defined Cure A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | File is missing gift letter. |  |  |  | Reviewer Comment (2026-02-16): Signed gift letter received.<br>Buyer Comment (2026-02-12): see attached gift letter | 02/16/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000111989 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-23): CDFI lender testing ATR. |  |  | 02/23/2026 | 2 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000112039 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | The Certificate of Non-Owner Occupied does not show the borrower primary residence. |  |  |  | Reviewer Comment (2026-02-09): Received Non-Owner occupancy certificate with address. Exception Cleared.<br>Buyer Comment (2026-02-05): Non-Owner | 02/09/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112039 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Minimum FICO XXXX for First time investors. |  |  |  | Reviewer Comment (2026-02-09): Per Fraud Report borrower owned XXXX investment property since XXXX. Exception Cleared.<br>Buyer Comment (2026-02-05): bwr owned XXXX since 2023 per fraud report. Not considered first time investor. | 02/09/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112168 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing primary housing history prior to July XXXX. |  |  |  | Reviewer Comment (2026-02-10): Credit Report reflects 44 months of mortgage history with XXXX. Exception Cleared.<br>Buyer Comment (2026-02-06): Please see credit report page #2 with 44mths of mtg history with XXXX. Thank you. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000112168 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet the guidelines. File is missing underwriter discretion documentation allowing rent free exception. |  |  |  | Reviewer Comment (2026-02-10): Received 1008 with UW Discretion. Exception Cleared.<br>Buyer Comment (2026-02-06): Rent free comments on 1008 from Underwriter. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000112122 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Provide a Certificate of Good Standing dated withinXXXX days of the Note date. |  |  |  | Reviewer Comment (2026-02-10): Received Certificate of Good Standing. Exception Cleared.<br>Buyer Comment (2026-02-06): Please accept in place of the cert of good standing as document reflects the same information. Thank you. | 02/10/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112086 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated Provided |  |  |  | Reviewer Comment (2026-02-10): Received stamped final closing statement. Exception cleared<br>Buyer Comment (2026-02-06): Please see final stamped HUD-1 attached. Thank you. | 02/10/2026 |  |  | 1 D A |  | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112086 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion required for borrower living rent free with non spouse. |  |  |  | Reviewer Comment (2026-02-10): Received UW discretion for borrower living rent free. Exception cleared.<br>Buyer Comment (2026-02-06): UW 1008 with rent free comments attached. | 02/10/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112089 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide verification of the April and May payment in the amount of XXXXfor the subject property. |  |  |  | Reviewer Comment (2026-02-10): Per provided email confirmation from private lender, first payment was due in the month of XXXX. Received all the payment receipts from XXXX till XXXX. Exception cleared.<br>Buyer Comment (2026-02-06): Additional May payment<br>Buyer Comment (2026-02-06): May payment<br>Buyer Comment (2026-02-06): email regarding May payment<br>Buyer Comment (2026-02-06): email from Private note holder stating first payment was due XXXX | 02/10/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000112113 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  |  |  |  |  | Reviewer Comment (2026-02-11): Received Non-Owner occupancy certificate with address. Exception Cleared.<br>Buyer Comment (2026-02-09): Non-Owner | 02/11/2026 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112113 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-02-11): Received Tax Certificate. Exception Cleared.<br>Buyer Comment (2026-02-09): tax cert | 02/11/2026 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112071 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is living rent free with someone other than a spouse. This does not meet the guidelines. File is missing underwriter discretion documentation allowing credit exception. |  |  |  | Reviewer Comment (2026-02-16): Received 1008 with underwriter's comment. Exception Cleared.<br>Buyer Comment (2026-02-12): Please see attached underwriters 1008 with rent free commentary. Thank you. | 02/16/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112071 | XXXXXX |  | XXXXXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Subject is a refinance and property is listed for sale. |  | Appraisal reflects property listed for sale. File is missing MLS cancellation. |  |  |  | Reviewer Comment (2026-02-16): Received MLS cancellation. Exception Cleared.<br>Buyer Comment (2026-02-12): Please see page #4 of Redfin website removed off market XXXX. Thank you. | 02/16/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112004 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated Provided |  |  |  | Reviewer Comment (2026-02-16): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2026-02-12): Final SS | 02/16/2026 |  |  | 1 D A |  | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112147 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Alerts summary only provided. Provide full fraud report |  |  |  | Reviewer Comment (2026-02-12): Received fraud report. Exception cleared.<br>Buyer Comment (2026-02-10): Please find the initial & final fraud guards. | 02/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112147 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated Provided |  |  |  | Reviewer Comment (2026-02-12): Received certified final closing statement. Exception cleared.<br>Buyer Comment (2026-02-10): Final HUD-1 attached. | 02/12/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112147 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Provide a full Fraud Report. |  |  |  | Reviewer Comment (2026-02-12): Received fraud report. Exception cleared.<br>Buyer Comment (2026-02-10): Initial & final fraud guards attached. | 02/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112143 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rent-free letter was in the file, however, UW Discretion is required for borrower living rent-free with someone other than spouse. |  |  |  | Reviewer Comment (2026-02-16): Received 1008 UW discretion. Exception Cleared.<br>Buyer Comment (2026-02-12): UW discretion | 02/16/2026 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112079 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. |  |  |  | Reviewer Comment (2026-02-16): Received Final Closing statement. Exception Cleared.<br>Buyer Comment (2026-02-12): Please find final fully executed HUD-1 attached. Thank you. | 02/16/2026 |  |  | 1 D A |  | NJ | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000112145 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Appraisal Invoice not provided |  |  |  |  |  | Reviewer Comment (2026-02-17): Received Appraisal Invoice in the file. Exception Cleared.<br>Buyer Comment (2026-02-13): appraisal invoice | 02/17/2026 |  |  | 1 C A |  | NE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112145 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide evidence the subject property was not listed at time of closing. Appraisal states the property was listed within the past XXXX months. |  |  |  | Reviewer Comment (2026-02-24): As per appraisal there is comment added stating property has not been listed for sale over the past XXXX months and the same is verified from Zillow. Exception Cleared.<br>Buyer Comment (2026-02-20): per zillow property has not been listed for sale.<br>Buyer Comment (2026-02-20): zillow | 02/24/2026 |  |  | 1 C A |  | NE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000112298 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing complete XXXX month VOM for primary residence. Credit report reflects last payment date of XXXX. Mortgage statements were provided reflecting XXXXand XXXXpayments. File is missing evidence of theXXXX payment on the primary residence. |  |  |  | Reviewer Comment (2026-02-20): Received XXXX Mortgage statement for the primary residence. Exception Cleared.<br>Buyer Comment (2026-02-18): program permits XXXX with no reduction.<br>Buyer Comment (2026-02-18): Aug payment | 02/20/2026 |  |  | 1 C A D |  | NY | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000112257 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Tax liens are required to be paid off. |  |  |  | Reviewer Comment (2026-02-19): Received confirmation of lien has been released. Exception Cleared.<br>Buyer Comment (2026-02-17): Please see the attached confirmation lien paid. Thank you. | 02/19/2026 |  |  | 1 B A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000112257 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing UW discretion for living with someone rent free, other than spouse. |  |  |  | Reviewer Comment (2026-02-19): Received UW discretion in the file for borrower living rent free with someone. Exception Cleared.<br>Buyer Comment (2026-02-17): Please see underwriters 1008 with rent free comments. | 02/19/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000112257 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client elects to waive with compensating factors |  |  | 03/13/2026 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000117029 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX: Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117029 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires XXXX. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118172 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118530 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000117336 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): We had already included a post CD in the closing package showing that the amount is covered. We are sending the post CD again. We would appreciate it if you could review it once more. | 03/11/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117336 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117336 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117336 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117816 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000117816 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Max for a declining market at .XXXXDSCR is XXXX% | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-31): Client exception received.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): XXXX - XXXX: Please see the attached exception from XXXX<br>Reviewer Comment (2026-03-16): As per XXXX - Investor Flex XXXX, borrower is eligible for a maximum LTV of XXXX% with a FICO score of XXXX when the DSCR is ≥ XXXX. However if the subject property is located in a declining market, Max LTV reduction of XXXX% is required. Exception remains.<br>Buyer Comment (2026-03-13): Comment from XXXX (XXXX): XXXX - XXXX: XXXX acknowledges that the LTV was not reduced by XXXX%. However we believe the file still meets investment quality per the following compensating factors: <br>1.) Though the file closed with an LTV of XXXX%, the borrower would have still meet the minimum FICO and DSCR requirements for an LTV of XXXX%<br>2. FICO = XXXX<br>3. No mortgage lates, past due accounts, or derogatory events reporting on credit. |  |  | 03/31/2026 | 2 C B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000114695 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000114695 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file) |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000114695 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000115696 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-11): Clearing based on review coming back within tolerances. | 03/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXXX | 4000115696 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXXX | 4000115696 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Loan is to be securitized. Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-03-10): Received UCDP Submission Summary Report with CU score of 1. Hence, secondary valuation is not required. Exception cleared.<br>Seller Comment (2026-03-10): Comment from XXXX (XXXX.): SSR | 03/10/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXXX | 4000113311 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000112436 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-03-12): XXXX received COC dated XXXX<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Lender Credit - $XXXX vs. $XXXX - Attachment - Sub4LenderCredit - Includes: COC CD, COC form, Tracking (was not signed) lock forms to support price change. | 03/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000112436 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (XXXX) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2026-03-12): Accurate material disclosures received on CD signed XXXX.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): Actual closing date was XXXX, not XXXX. Providing executed Note and Mortgage. | 03/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000112436 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2026-03-12): Accurate material disclosures received on CD signed XXXX.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): the attached NORTC + Actual Closing Date attachment | 03/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000112436 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXXin business name (not individual.) No transcripts provided. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118305 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000117105 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000117105 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2026-03-19): Received Legal Description. Exception cleared.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): XXXX: Please see the attached // | 03/19/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118493 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115869 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXdoes not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-12): Client elects to waive |  |  | 03/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115869 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-03-15): Fraud Report received. Exception cleared.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX): Hello, please see attached. | 03/15/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115869 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-03-15): Fraud Report received. Exception cleared.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX): Hello, please see attached. | 03/15/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115869 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115869 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116950 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HELOC Agreement not provided |  | Missing documentation to verify $XXXX in proceeds from secured loan that are included in assets for closing and reserves. |  |  |  | Reviewer Comment (2026-03-11): Received closing Statement and Note Exception Cleated.<br>Seller Comment (2026-03-11): Comment from XXXX (XXXX): refinance docs for cash to close | 03/11/2026 |  |  | 1 C A |  | CO | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 4000116950 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): CDA | 03/23/2026 |  |  | 1 D A |  | CO | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 4000116950 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | CO | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 4000118005 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit ofXXXXexceeds tolerance of XXXX Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-16): XXXX received a valid COC.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX): COC LE | 03/16/2026 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXXX | 4000118106 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is.<br>Seller Comment (2026-03-11): Comment from XXXX(XXXX): Supplemental Lender Proposed Provided. |  |  | 03/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000120084 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to the applicant withinXXXXbusiness days prior to consummation. |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 B |  | NM | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXXX | 4000120417 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Appraisal report required for departure residence pending sale in order to exclude taxes and insurance. |  |  |  | Reviewer Comment (2026-03-26): Received Lender Exception Form confirming that the exception is approved . Exception cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX.): Please see attached approved exception to utilize the property profile report.<br>Reviewer Comment (2026-03-18): Equity in the departure residence must be documented with a XXXX exterior appraisal or full appraisal. If the departure residence is listed or under contract for sale please provide appropriate documentation in lieu of an appraisal.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX.): NO APPRAISAL IS NEEDED PER GUIDELINES<br>Reviewer Comment (2026-03-16): Equity in the departure residence must be documented with a XXXX exterior appraisal or full appraisal. Exception remains.<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX.): Please see attached PITIA docs for XXXX | 03/26/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000118582 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is not provided in the file. |  |  |  | Reviewer Comment (2026-03-27): Received, Clearing.<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX.): ALTA<br>Reviewer Comment (2026-03-24): A HUD/Closing statement is required for final fees review.<br>Buyer Comment (2026-03-23): Comment from XXXX (XXXX.): DSCR loans do not have a CD/HUD. Please escalate | 03/27/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000118811 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118811 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Documentation in the loan file indicate there is a lender exception on the loan that was conditionally approved for the private VOR. Provide Lender exception form. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-12): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX.): Please see attached XXXX Exception Approval |  |  | 03/12/2026 | 2 C B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114727 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX: Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXXX | 2000000370 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 2000000370 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount ofXXXX exceeds tolerance of XXXX plus XXXX% or XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient Cure provided at Closing. |  |  |  | Reviewer Comment (2026-03-10): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 2000000370 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file for bank statement reflecting NSF transfers but no NSF fee actual overdraft, with - XXXXLPA and with compensating factorXXXX% LTV, XXXX FICO andXXXX months reserves | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Client elects to waive/regrade with compensating factors. |  |  | 03/10/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000117897 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117183 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Trust Documents to verify access to funds were not provided. |  |  |  | Reviewer Comment (2026-03-19): Received Trust Agreement. Exception cleared.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): TRUST AGREEMENT<br>Reviewer Comment (2026-03-18): Account in the name Trust - XXXX XXXX. Required Trust Agreement. Exception remains.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): The EMD is actually from the borrower's personal funds. The funds originated from the borrower's XXXX and XXXX, then transferred into XXXX, from which the EMD was withdrawn. Although the EMD withdrawn account is a trust account, the transaction history clearly shows the true source is the borrower's personal funds. Please waive the trust document condition. | 03/19/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117183 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115852 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000115852 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title Policy is within XXXXor XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000115852 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118670 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118670 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX: Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116909 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000117404 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117156 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Incomplete Fraud Report provided in file. |  |  |  | Reviewer Comment (2026-03-12): Received complete Fraud Report. Exception cleared.<br>Seller Comment (2026-03-12): Comment from XXXX (XXXX): Fraud report | 03/12/2026 |  |  | 1 C A |  | ME | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000117156 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | ME | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000116901 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000119538 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2026-03-17): Buyer ordered review. Nothing to do at this time.<br>Buyer Comment (2026-03-17): Comment from XXXX (XXXX.): Is there anything additional needed from us to clear this condition? | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000119538 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000119538 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account |  |  |  | Reviewer Comment (2026-03-24): Letter of Explanation & Corrected Closing Disclosure received<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): PCCD LOE Attached.<br>Reviewer Comment (2026-03-20): XXXX Received Corrected PCCD and LOE; however, provided LOE does not specify the changes made on PCCD related to escrow account section on page 04.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX.): LOE<br>Reviewer Comment (2026-03-18): XXXX received PCCD. Missing LOE to borrower.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX.): CD attached |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000117203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | WI | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000117203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXXexceeds tolerance of XXXXplus XXXX or XXXX XXXX over legal limit. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2026-03-27): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): PCCD WITH EVIDENCE OF DELIVERY |  | XXXXXX |  | 2 C B |  | WI | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000117203 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXXexceeds tolerance of XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXXover legal limit. Insufficient or no cure was provided to the borrower. (XXXX) |  |  |  | Reviewer Comment (2026-03-24): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): CURE FOR APPRAISAL | 03/24/2026 |  |  | 1 C A |  | WI | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000118903 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000116238 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118913 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three XXXX business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXXX | 4000118913 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXXX | 4000115868 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116157 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000115289 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXXexceeds tolerance ofXXXX XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. |  |  |  | Reviewer Comment (2026-03-23): XXXX received a valid COC.<br>Seller Comment (2026-03-20): Comment from XXXX (XXXX): The COC showing change in transfer tax<br>Reviewer Comment (2026-03-20): XXXX received CD dated XXXX along with COC.However, the fee increased on LE dated XXXX for $XXXX. Kindly provide a valid COC for the fee increased or cure due to borrower. Cure documents consist of Post CD,LOX,Copoy of refund check and proof of mailing.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): CD Showing CC for transfer tax to XXXX<br>Reviewer Comment (2026-03-18): XXXX acknowledged that the below comment. However, file does not contain valid COC for the fee increased on XXXX LE from $XXXX to $XXXX. Hence, per baseline the fee was exceeds from $XXXX to $XXXX. Provide valid COC for the fee increased on XXXX LE or Cure would be due to borrower.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): The Transfer tax on the CD dated XXXX was disclosed for $XXXX, and went down at closing to $XXXX Please advise thank you | 03/23/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000115289 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance and Tax cert is missing for property XXXX |  |  |  | Reviewer Comment (2026-03-16): Cleared subject is a coop maintenance dues provided<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX): attached isa Bill from servicing company XXXX showing monthly pymnts for ins & Maint/Taxes . Unit is owned free & clear | 03/16/2026 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115289 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condominium will only give the master insurance for the subject property building coverage to show the buidling is compliant with FNMA guidelines | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-16): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/16/2026 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118489 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118489 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118784 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-12): Accepted as is. |  |  | 03/12/2026 | 2 B |  | PA | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117644 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount ofXXXX is less than the note amount ofXXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | VA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000119004 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000114445 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | XXXX Originated Loan submitted as Non Exempt |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114445 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXXSubprime Loan: Counseling Disclosure not provided to borrower. | XXXX Subprime Counseling Disclosure is missing |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114445 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXX Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | XXXX Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114445 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXXSubprime Loan: APR on subject loan of XXXX or Final Disclosure APR ofXXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX, orXXXX. Non-Compliant SubPrime Loan. | XXXXSubprime Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXXis in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000119034 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118773 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX.): See attached | 03/17/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000118757 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider - XXXXFamily is missing in the loan package. |  |  |  | Reviewer Comment (2026-03-19): Received Rider - 1-4 Family. Exception cleared.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): XXXX RF please see attached rider, please clear thank you | 03/19/2026 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 4000118757 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Provided Security Instrument is not signed by the borrower. please provide the Security Instrument with the notary date and initials of the borrower. |  |  |  | Reviewer Comment (2026-03-19): Received Security Instrument - Subject Lien. Exception cleared.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): XXXX: Please see the attached //<br>Reviewer Comment (2026-03-17): Security Instrument available in the file is not signed, and is missing Notary Acknowledgement. Please provide signed copy of Security Instrument with Notary Acknowledgement. Exception remains.<br>Buyer Comment (2026-03-17): Comment from XXXX (XXXX): XXXX: Because the borrower signed the promissory note as both individual and sole member of the XXXX, XXXX doesn't require them to sign the instrument as both individual and entity. Their signature on the promissory note obligates them, as individual, to pay in the event that the LLC does not | 03/19/2026 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 4000118905 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000119705 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations RuleXXXX: Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three XXXX) business days of application or determination of first lien status. | ECOA Valuations Rule (XXXX: Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (XXXX business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXXX | 4000119705 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Hazard Insurance is missing for REO Property XXXX |  |  |  | Reviewer Comment (2026-03-23): First payment letter from new transaction received which confirms payment amount includes taxes and insurance<br>Reviewer Comment (2026-03-16): As per First Payment Letter received, monthly PITI of $XXXX is inclusive of taxes and insurance. As per Letter of explanation available in the file, there is no HOA for the property. However, as per Final 1003, monthly insurance, taxes, association dues etc of $XXXX for the property XXXX is included in DTI. Please provide supporting document for monthly payment of $XXXX. Exception remains.<br>Seller Comment (2026-03-16): Comment from XXXX(XXXX): Payment letter provided by mortgage company confirms payment is PITI | 03/23/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXXX | 4000119705 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to Waive the required bank statements to support P&L statement. Comp factors FICO XXXX, DTI below XXXX months reserves and XXXX monthly residual income. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client elects to waive/regrade with compensating factors. |  |  | 03/13/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXXX | 4000117949 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXXX | 4000117016 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117016 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000409 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | There is an incomplete lender exception in the loan for ADU for aXXXX unit property, which reflects conditioned approved. Provide complete lender exception form. | Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client elects to waive with compensating factors<br>Buyer Comment (2026-03-13): Exception |  |  | 03/13/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 2000000409 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | There is an incomplete lender exception form in the loan which reflects approved for FICO below XXXX. Provide complete lender exception form. | Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-13): Client elects to waive with compensating factors<br>Buyer Comment (2026-03-13): Exception |  |  | 03/13/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120827 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide unexpired identification documentation in relation to the borrower's non-permanent resident status. |  |  |  | Reviewer Comment (2026-03-13): E2 Visa and IXXXX received<br>Seller Comment (2026-03-13): Comment from XXXX (XXXX): Please see the borrower's XXXX visa with XXXX. Both show that the borrower can admit until XXXX. | 03/13/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000117726 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided onXXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. | Final Closing Disclosure provided onXXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | VA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000120820 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market RateXXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. | New York Subprime Loan: APR on subject loan ofXXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, orXXXX. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXXX | 4000120820 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXXX | 4000120818 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Disclosure not provided to borrower at the time of application, but within three days of application. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXXX | 4000120818 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Compliant | New York Subprime Loan: APR on subject loan ofXXXXis in excess of allowable threshold of Prime Mortgage Market RateXXXX + XXXX, orXXXX. Compliant SubPrime Loan. | APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market RateXXXX+ XXXX, orXXXX. Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXXor Final Disclosure APR ofXXXXis equal to or greater than the threshold of APOR XXXX+ XXXX, orXXXX. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXXis equal to or greater than the threshold of APOR XXXX+XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-25): Loan is HPML Complaint<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): What is needed to clear this condition? | 03/25/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Flipped Property - Borrower Charged for 2 Appraisals) | TILA HPML Appraisal Rule XXXX): Flipped Property - Creditor improperly charged consumer for two (XXXX) appraisals. | The property was last sold a little over XXXX days ago for XXXX and completed gutted and renovated. Now it is being sold for XXXX. This is a XXXX increase. The failures for flip are valid, because the seller is supposed to pay for the required second appraisal. |  |  |  | Reviewer Comment (2026-03-24): Cure documentation provided. Cured.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): Docs for second appraisal fee cure |  | XXXXXX |  | 2 C B |  | NY | Primary | Purchase | Provide evidence of the refund of the amount charged to the consumer for the second appraisal performed on the subject property. (Include a copy of the Refund Check, Proof of Delivery, and Cover Letter) B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan ofXXXX or Final Disclosure APR ofXXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. | APR on subject loan of XXXXor Final Disclosure APR ofXXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX, or XXXX Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114410 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL HPML Appraisal Not Obtained Prior to Closing Test | TILA HPML Appraisal Rule (XXXX): Appraisal not obtained prior to consummation. | Appraisal, Desk Review, not obtained prior to consummation. |  |  |  | Reviewer Comment (2026-03-19): Received, Clearing.<br>Buyer Comment (2026-03-19): Comment from XXXX (XXXX): Second appraisal provided is dated XXXX, closing date is XXXX<br>Reviewer Comment (2026-03-17): First appraisal was received prior to closing however second appraisal was completed post closing<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): 2nd appraisal dated XXXX | 03/19/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000118488 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118488 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | 1003 Initial - Lender's is missing. |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Verification of Rent (VOR) is missing for XXXX |  |  |  | Reviewer Comment (2026-03-18): Not required per guides.<br>Buyer Comment (2026-03-18): Comment from XXXX (XXXX): not required for file | 03/18/2026 |  |  | 1 C A |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing for subject property. |  |  |  | Reviewer Comment (2026-03-18): HOI Policy provided. Cleared.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): Please see attached | 03/18/2026 |  |  | 1 C A |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule XXXX): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 A |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule XXXX: Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount ofXXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | DE | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114376 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | DE | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112116 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112116 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112116 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXdisclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of XXXX is over disclosed byXXXXcompared to the calculated Amount Financed of XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Calculation are based on Closing Disclosure dated XXXX). |  |  |  | Reviewer Comment (2026-03-31): XXXX received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-03-30): Comment from XXXX (XXXX): XXXX tracking shows delivered XXXX<br>Reviewer Comment (2026-03-27): XXXX received Specific LOE to borrower explaining violation and cure for finance charge, copy of cure refund check and proof of mailing. The XXXX tracking does not reflect that the carrier has picked up the package. Please provide proof when package picked up by carrier to finalize cure.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-03-20): Fees included in XXXX finance charge calculation include: Flood Cert $XXXX, Loan Origination fee $XXXX, Underwriting fee $XXXX, Tax Service $XXXX, Title-Closing Fee $XXXX & Title-Settlement $XXXX, Title-CPL $XXXX, Title-Filing Fee $XXXX, Title-Notice of Settlement $XXXX, Title-Overnight fee $XXXX, Title-Post Closing Contin $XXXX, Title-Title Transaction $XXXX and prepaid Interest $XXXX. Unable to determine lender's calculations. Any fee that lender may not agree, XXXX shold be provided a lender's attestation giving trhe specifric services & purpose of the fee to determine if not a finance charge.<br>Buyer Comment (2026-03-19): Comment from XXXX (XXXX): Please list finance charges in calculations |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112116 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on pageXXXX that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of XXXX is under disclosed by XXXX compared to the calculated Finance Charge of XXXXwhich exceeds the XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Calculation are based on Closing Disclosure dated XXXX). |  |  |  | Reviewer Comment (2026-03-31): XXXX received PCCD, LOE, Copy of Refund Check and Proof of Mailing. |  | XXXXXX |  | 2 C B |  | NJ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR ofXXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX +XXXX, or XXXX. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, orXXXX. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of XXXX exceeds tolerance of XXXX. XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of XXXX exceeds tolerance of XXXX |  |  |  | Reviewer Comment (2026-03-19): XXXX the fees are within tolerance limit.<br>Buyer Comment (2026-03-18): Comment from XXXX (XXXX): Title Payee is not listed on SSPL and title fee didn't appear on Section B, therefore this is not subject to fee tolerance | 03/19/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of XXXX exceeds tolerance of XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of XXXX exceeds tolerance of XXXX. |  |  |  | Reviewer Comment (2026-03-19): XXXX the fees are within tolerance limit.<br>Buyer Comment (2026-03-18): Comment from XXXX (XXXX): Title Payee is not listed on SSPL and title fee didn't appear on Section B, therefore this is not subject to fee tolerance | 03/19/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000112975 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000115260 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000115260 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement / Sales Contract is missing in file. |  |  |  | Reviewer Comment (2026-03-18): Received Purchase Contract. Exception cleared.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): Please see attached | 03/18/2026 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure D B A C | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. D B A C | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR ofXXXXis in excess of allowable threshold of Prime Mortgage Market RateXXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. D B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plusXXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-23): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX: Please see attached |  | XXXXXX |  | 2 C B |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114372 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXXX | 4000111651 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | CA | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000111651 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plusXXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-19): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000117996 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-18): E-sign Consent Agreement is missing.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): eConsent | 03/18/2026 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 4000114368 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. (XXXX) |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114368 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114368 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plusXXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114368 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXXplus XXXX orXXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Sufficient cure provided for the increase in 10% tolerance fees. Exception will be revisited once all other tolerance violations are addressed. |  |  |  | Reviewer Comment (2026-03-19): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): there is a cure on the Final CD regarding recording fee increase | 03/19/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114368 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount ofXXXX exceeds tolerance of XXXX. XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure provided for addition of second appraisal fee and no valid COC in the file. |  |  |  | Reviewer Comment (2026-03-25): XXXX received email confirmation for receipt of CDA to lender and as per COC in file.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): CDA received by us XXXX (please see attached email confirmation), second appraisal fee disclosed on XXXX CD COC<br>Reviewer Comment (2026-03-23): XXXX received rebuttal comment. However, the CDA provided in the loan file with indeterminate value completed on XXXX. but the 2nd appraisal fee was disclosed on XXXXCD. This is outside of the required three-day timeline for notification of borrower. Cure is required.<br>Buyer Comment (2026-03-19): Comment from XXXX (XXXX): CDA lists value indeterminate which required second appraisal. second appraisal fee was disclosed to borrower on CD COC issued XXXX. please advise if additional docs are needed to clear | 03/25/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116878 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116878 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | GA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116878 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXXexceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | GA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116103 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least three (XXXX) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120819 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | DE | Second Home | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000120819 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXXor XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXXplus XXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-04-01): XXXX received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Attached cure docs and shipping label<br>Reviewer Comment (2026-03-23): XXXX Received COC states increased in loan amount is not a valid reason for increased recording fees. Provide additional information as to how does increase loan amount affects recording fee or provide Cure Docs. Cure Docs consists of PCCD, LOE, Refund Check and Proof of Mailing.<br>Buyer Comment (2026-03-20): Comment from XXXX (XXXX): LE provided shows the previous loan amount on XXXX and COC CD dated XXXX reflects the loan amount change to $XXXX for valid reason of recording fee.<br>Reviewer Comment (2026-03-20): XXXX received Changed Circumstance dated XXXX, but it does not give sufficient information on why the recording fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): COC CD with loan amount change |  | XXXXXX |  | 2 C B |  | DE | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000117701 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117701 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Re-Issue Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000117701 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Re-Issue Fee. Fee Amount of XXXX exceeds tolerance of XXXX. XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure provided for addition in credit report re-issue fee. No valid COC provided |  |  |  | Reviewer Comment (2026-03-30): XXXX Received Valid COC dated XXXX along with borrower requested rescore disclosure.<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Borrower requested rescore to reflect changes to FICO. Attached is signed disclosure<br>Reviewer Comment (2026-03-19): XXXX: The COC that was provided in the trailing images was also provided in the original loan package. but it does not give sufficient information on why the Credit rescore fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason for the rescore fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): COC LE XXXX and rescore invoice. Final CD has cure for $XXXX difference | 03/30/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000114453 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | IL | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000114453 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | IL | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000117214 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide rent loss insurance covering 6 months of rental value. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Attached rent insurance | 03/23/2026 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118070 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118070 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXXLTV with a 5% internal exception (maxXXXX) XXXX Elite guideline XXXX vs Expanded Prime plus XXXX Lender exception approved. Comp Factors: FICO XXXX, Reserves over XXXX months, Residual income over XXXX | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-17): Client elects to waive/regrade with compensating factors. |  |  | 03/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116181 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116181 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116181 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXXis in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX or XXXX. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX +XXXX, or XXXX Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116818 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | NJ | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | XXXX REO property addresses missing Insurance Verification, Tax Verification document |  |  |  | Reviewer Comment (2026-03-17): Received Tax verification and Letter of Explanation confirms that the property has no active lien and is owned free and clear. Hence it has no insurance. Exception cleared.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): REO docs for XXXX property | 03/17/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Please provided Hazard Insurance document for Subject property |  |  |  | Reviewer Comment (2026-03-18): Master Blanket Policy provided. Cleared.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): Master Insurance Policy<br>Reviewer Comment (2026-03-17): Property type is Condo. Received Hazard Insurance Policy. Please provide master policy. Exception remains.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): Property HOI | 03/18/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan ofXXXX or Final Disclosure APR ofXXXXis in excess of allowable threshold of Prime Mortgage Market Rate XXXX, or XXXX. Non-Compliant SubPrime Loan. | APR on subject loan ofXXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount ofXXXXexceeds tolerance of XXXX plus XXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2026-03-18): XXXX: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): Signed Final CD reflecting $XXXX cure | 03/18/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000120811 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXXplus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000118716 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Preliminary Title Report does not list Title policy coverage amount. |  |  |  | Reviewer Comment (2026-03-13): Client elects to waive |  |  | 03/13/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118716 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Missing gift letter for the EMD. |  |  |  | Reviewer Comment (2026-03-16): Gift letter, cleared | 03/16/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000118716 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Missing gift letter for the EMD |  |  |  | Reviewer Comment (2026-03-16): Gift letter, cleared | 03/16/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118716 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift letter is missing for the EMD. |  |  |  | Reviewer Comment (2026-03-16): Gift letter, cleared<br>Seller Comment (2026-03-16): Comment from XXXX (XXXX.): please see attached gift letter | 03/16/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116257 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | NV | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116257 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 A |  | NV | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000116257 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of XXXX plus XXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Cure not provided. |  |  |  | Reviewer Comment (2026-03-19): XXXX received corrected PCCD and LOE.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): PCCD, LOE to borrower, and Posting Summary for proof of lender credit |  | XXXXXX |  | 2 C B |  | NV | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116257 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Re-Issue Fee. Fee Amount of XXXXexceeds tolerance of XXXX.XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Cure not provided. |  |  |  | Reviewer Comment (2026-03-19): XXXX received corrected PCCD and LOE |  | XXXXXX |  | 2 C B |  | NV | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000116651 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount ofXXXX exceeds tolerance of XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2026-03-19): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2026-03-18): Comment from Post Closing (XXXX): See attached. |  | XXXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000117779 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-17): Clearing based on review coming back within tolerances. | 03/17/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000117779 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  |  |  |  |  | Reviewer Comment (2026-03-19): Received, Clearing.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): Bank Statement shows ownership<br>Reviewer Comment (2026-03-17): Require Evidence which confirms the ownership of borrower like CPA or Operating Agreement. Exception remains.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): XXXX Access Letter | 03/19/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000119451 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved at lower LTV toXXXX due to Borrower not having ownership interest in a residential property in the United States during the proceeding five (XXXX) year period.<br> Compensating factors are FICO XXXX and DSCR XXXX | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-16): Client elects to waive/regrade with compensating factors. |  |  | 03/16/2026 | 2 B |  | OH | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000118684 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118684 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118682 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | VA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118682 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | No assets are available to verify Cash From Borrower. |  |  |  | Reviewer Comment (2026-03-18): Received POCB Invoice for Appraisal Fee of $XXXX. Assets Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2026-03-18): Comment from XXXX(XXXX): Hello, Please see attached | 03/18/2026 |  |  | 1 C A |  | VA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119077 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000119077 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000113575 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | MI | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXXX | 4000113575 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | MI | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXXX | 4000118685 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000118095 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-18): Clearing based on review coming back within tolerances. | 03/18/2026 |  |  | 1 A |  | OH | Investment | Purchase | A |  | N/A | No |
| XXXXXX | 4000118894 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt Of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118894 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-16): Client elects to waive |  |  | 03/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118894 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Need an invoice for the Appraisal fee of $XXXX paid outside of closing by the borrower. |  |  |  | Reviewer Comment (2026-03-17): Received, Clearing.<br>Seller Comment (2026-03-17): Comment from XXXX (XXXX): Hello, please see attached | 03/17/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118407 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-18): Clearing based on review coming back within tolerances. | 03/18/2026 |  |  | 1 A |  | FL | Investment | Purchase | A |  | N/A | No |
| XXXXXX | 4000118426 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116254 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2026-03-18): Received UCDP report with CU score. Exception cleared.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): SSR | 03/18/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D A C |  | N/A | No |
| XXXXXX | 4000116254 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2026-03-18): Received Note Addendum - Prepayment. Exception cleared.<br>Seller Comment (2026-03-18): Comment from XXXX (XXXX): Note addendum attached | 03/18/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A C |  | N/A | Yes |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of XXXX is less than Cash From Borrower XXXX |  |  |  | Reviewer Comment (2026-03-23): Balance updated as per recent statement. Exception cleared.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): The XXXX Feb statement you mention is yr XXXX, not XXXX, it is to show the balance after EMD withdraw, please see attached XXXX XXXX statement, the most recent XXXX statement in file is XXXX, thanks<br>Reviewer Comment (2026-03-21): XXXX balance that your using is from Dec while there is a Feb statement that shows XXXX. the EMD would have already been out of the account. The EMD is being used in the funds to close.<br>Seller Comment (2026-03-20): Comment from XXXX (XXXX): The EMD $XXXX was withdrawn from verified account XXXX XXXX. Therefore, the qualified assets is XXXX $XXXX +XXXX $XXXX +EMD $XXXX = $XXXX. Please see attached assets summary. All assets document is in the closed package.<br>Reviewer Comment (2026-03-19): The calculated cash to close is $XXXX (Cash to close $XXXX + EMD $XXXX). Assets verified are $XXXX (EMD XXXX, XXXX XXXX, Wells Fargo XXXX, XXXX XXXX $XXXX, XXXX XXXX, XXXX XXXX $XXXX)<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): As per the final CD, cash from borrower is only $XXXX, please review and advise | 03/23/2026 |  |  | 1 C A |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-03-23): Received updated funds of $XXXX from the latest bank statement for account #XXXX. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Buyer Comment (2026-03-23): Comment from XXXX(XXXX): Both asset and DTI conditions are clear, please advise what document is still required | 03/23/2026 |  |  | 1 B A C |  | PA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXXofXXXX moderately exceeds the guideline maximum ofXXXX. (DTI Exception is eligible to be regraded with compensating factors.) | The DTI calculated in accordance with the Lenders Guidelines and XXXXcXXXX moderately exceeds the guideline maximum of XXXX due to the calculation of rental income, being verified as less than stated for property ofXXXX |  |  |  | Reviewer Comment (2026-03-19): Applied XXXX% ownership and rental income to XXXX as borrower owns half of XXXX<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): Please see 1008, the DTI ratio is XXXX%, less than XXXX%, please advise how to get the ratio XXXX% | 03/19/2026 |  |  | 1 C A |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  | Reviewer Comment (2026-03-17): Client elects to waive |  |  | 03/17/2026 | 2 B |  | PA | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2026-03-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): $XXXX was cured and show on the final CD, please see attached final CD highlighted | 03/23/2026 |  |  | 1 C A |  | PA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXXexceeds Guideline total debt ratio ofXXXX |  |  |  | Reviewer Comment (2026-03-19): Applied XXXX% ownership and rental income to XXXX as borrower owns half of XXXX<br>Reviewer Comment (2026-03-19): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. | 03/19/2026 |  |  | 1 C A |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX |  |  |  | Reviewer Comment (2026-03-23): Received updated funds of $XXXX from the latest bank statement for account #XXXX. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Buyer Comment (2026-03-23): Comment from XXXX (XXXX): Both asset and DTI conditions are clear, please advise what document is still required | 03/23/2026 |  |  | 1 C A |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-23): Received updated funds of $XXXX from the latest bank statement for account #XXXX. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Buyer Comment (2026-03-23): Comment from XXXX (XXXX): Both asset and DTI conditions are clear, please advise what document is still required | 03/23/2026 |  |  | 1 C A |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | self employed borrower and existing business was established in XXXXLender exception approved. Comp factors include XXXXdown, strong residual income and FICOXXXX | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-17): Client elects to waive/regrade with compensating factors. |  |  | 03/17/2026 | 2 B |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119455 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXXexceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-03-23): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000118307 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  | Reviewer Comment (2026-03-17): Accepted as is. |  |  | 03/17/2026 | 2 B |  | NY | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| XXXXXX | 4000116403 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Title Commitment or Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116403 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116403 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The DTI calculated of XXXX moderately exceeds the guideline maximum ofXXXX. It appears the rental loss ofXXXX on departing residence was used at origination, however the actual rental loss is XXXX |  |  |  | Reviewer Comment (2026-03-30): Used additional rental income from non subject ADU, DTI meets guidelines | 03/30/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000116403 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines andXXXX(c)XXXX) of XXXX moderately exceeds the guideline maximum ofXXXX(DTI Exception is eligible to be regraded with compensating factors.) | The DTI calculated of XXXX moderately exceeds the guideline maximum ofXXXX It appears the rental loss of XXXX on departing residence was used at origination, however the actual rental loss is XXXX |  |  |  | Reviewer Comment (2026-03-30): Used additional rental income from non subject ADU, DTI meets guidelines | 03/30/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116403 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The DTI calculated of XXXX moderately exceeds the guideline maximum of XXXX It appears the rental loss of XXXXon departing residence was used at origination, however the actual rental loss is XXXX |  |  |  | Reviewer Comment (2026-03-30): Used additional rental income from non subject ADU, DTI meets guidelines<br>Reviewer Comment (2026-03-30): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. | 03/30/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116403 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The DTI calculated of XXXX moderately exceeds the guideline maximum ofXXXX. It appears the rental loss of XXXXon departing residence was used at origination, however the actual rental loss is XXXX |  |  |  | Reviewer Comment (2026-03-30): Used additional rental income from non subject ADU, DTI meets guidelines | 03/30/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000121487 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-18): Clearing based on review coming back within tolerances. | 03/18/2026 |  |  | 1 C A |  | OH | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (XXXX: Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | The file is missing copy of VVOE document . |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing.<br>Seller Comment (2026-03-20): Comment from XXXX (XXXX): VOE IHSS | 03/20/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay - Bank Statement Guidelines Require 12 or more Months | Ability to Repay (XXXX): Guidelines require XXXXor more consecutive months bank statements. |  |  |  |  | Reviewer Comment (2026-05-18): 12 months of bank statements were received which resolved the ATR issue. | 05/18/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2026-05-18): VVOE and 12 months of bank statements were received to resolve the exceptions effecting the ATR.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-03-20): Received, Clearing. | 05/18/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2026-05-18): VVOE and 12 months of bank statements were received to resolve the exceptions effecting the ATR.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-03-20): Received, Clearing. | 05/18/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing copy of VVOE document . |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing. | 03/20/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-05-18): VVOE and 12 months of bank statements were received to resolve the exceptions effecting the ATR.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-03-20): Received, Clearing. | 05/18/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | The file is missing copy of VVOE document . |  |  |  | Reviewer Comment (2026-03-20): Received, Clearing. | 03/20/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119007 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114643 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Title Commitment or Preliminary title policy amount is blank |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000114643 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000117446 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation was not provided. |  |  |  | Reviewer Comment (2026-03-24): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): Articles of Organization<br>Reviewer Comment (2026-03-19): Required Articles of Organization/Formation. Exception remains.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX.): Businesses do not file articles of organization in XXXX. | 03/24/2026 |  |  | 1 C A |  | OK | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000117446 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Guarantor Agreement is missing. |  |  |  | Reviewer Comment (2026-03-19): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX.): Guaranty Agreement | 03/19/2026 |  |  | 1 D A |  | OK | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 4000116193 | XXXXXX |  | XXXXXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Subject photos are missing or not legible. |  | Subject photos are not legible |  |  |  | Reviewer Comment (2026-03-19): Received, Clearing.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): See attached | 03/19/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000116193 | XXXXXX |  | XXXXXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | Comparable Photos are not legible. |  |  |  | Reviewer Comment (2026-03-19): Received, Clearing.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): See attached | 03/19/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000119118 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119118 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-20): Clearing based on review coming back within tolerances. | 03/20/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119118 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119068 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119068 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119068 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118434 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount ofXXXX is less than the note amount ofXXXXbased on the Preliminary in file. |  |  |  | Reviewer Comment (2026-03-18): Accepted as is. |  |  | 03/18/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXXX | 4000119089 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119089 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000117012 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX: Creditor did not provide a copy of each valuation to applicant three (XXXX business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118951 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | SC | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000118951 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage ofXXXX is sufficient to cover the mortgage amount of XXXX however is insufficient to cover the estimated cost new of XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage shortfall is XXXX |  |  |  | Reviewer Comment (2026-03-26): RCE provided. Cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX.): Attached | 03/26/2026 |  |  | 1 C A |  | SC | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000118951 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Short Term Rental property consistently used as a seasonal or vacation rental (i.e., AirBnB) and evidence of at least 12 months of Operating History is not present in the loan file. |  | Income statement missing in file. |  |  |  | Reviewer Comment (2026-03-26): Statement provided. Cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX.): Attached<br>Reviewer Comment (2026-03-24): 12 month rental history is being requested for the subject property.<br>Buyer Comment (2026-03-24): Comment from XXXX (XXXX.): Please detail which property this is requested for. | 03/26/2026 |  |  | 1 C A |  | SC | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000118091 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118091 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120287 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-20): Clearing based on review coming back within tolerances. | 03/20/2026 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000116812 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient, however, the Replacement cost estimator is not provided in the file. |  |  |  | Reviewer Comment (2026-03-19): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2026-03-19): Comment from XXXX (XXXX): RCE attached | 03/19/2026 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000113989 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | OR | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000113989 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (XXXX) business days of application. |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | OR | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118094 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117028 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000115917 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | Rent loss insurance is required and must equal 6 months rental income. |  |  |  | Reviewer Comment (2026-03-26): Received updated Hazard Insurance Policy confirms that the Rent Loss Coverage. Exception cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): Insurance Binder | 03/26/2026 |  |  | 1 C A |  | ME | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000117963 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification is missing. |  |  |  | Reviewer Comment (2026-03-21): Clearing.<br>Buyer Comment (2026-03-20): Comment from XXXX (XXXX): Property indicated does not have an HOA, nearby listings in the same neighborhood also explicitly state no HOA / $XXXX HOA fee, which is typical for this area. | 03/21/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000118328 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-20): Clearing based on review coming back within tolerances. | 03/20/2026 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000114869 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000114869 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | POC invoice is missing for the appraisal fee and the credit report fee. |  |  |  | Reviewer Comment (2026-03-23): Received POCB Invoices. Assets Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Hello, Please see attached | 03/23/2026 |  |  | 1 C A |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115506 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is missing. |  |  |  | Reviewer Comment (2026-03-24): Flood Certificate provided. Cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): XXXX: Please see attached flood cert | 03/24/2026 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000120566 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-03-30): Final title policy provided | 03/30/2026 |  |  | 1 A |  | HI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000120566 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-30): Received final title policy<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): XXXX please see attached please clear thank you | 03/30/2026 |  |  | 1 C A |  | HI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000120260 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification document missing for addressXXXX |  |  |  | Reviewer Comment (2026-03-27): Received evidence of HOA dues<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX.): hoa dues $XXXX a month for XXXX property | 03/27/2026 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000119239 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Appraisal Notice is missing. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119239 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-20): Clearing based on review coming back within tolerances. | 03/20/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000113657 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-20): Clearing based on review coming back within tolerances. | 03/20/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000113657 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-03-24): Received full Fraud Report. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX(XXXX): full report plus cleared item report attached<br>Reviewer Comment (2026-03-23): Require full Fraud report. Exception remains.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Fraud Report attached | 03/24/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000113657 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2026-03-25): Received XXXX attestation confirming no claim occurred. Exception cleared.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): please see attached fromXXXX no claim<br>Reviewer Comment (2026-03-23): Policy effective XXXX which is two days after closing date XXXX. Please provide attestation there were no insurance claims made between the closing date and policy effective date<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): HOI policy effective XXXX attached and first year premium $XXXX paid by title company at closing in Section F of CD | 03/25/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| XXXXXX | 4000118104 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000118104 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in fil |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 2000000486 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120319 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided onXXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of XXXX is over disclosed by XXXX compared to the calculated Amount Financed ofXXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of XXXXis over disclosed byXXXX compared to the calculated Amount Financed of XXXX |  |  |  | Reviewer Comment (2026-03-25): XXXX received Corrected CD & Final Settlement Statement confirming HOA certificate was paid by lender | 03/25/2026 |  |  | 1 C A |  | AZ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXXX | 4000120319 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on pageXXXX that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount ofXXXX is under disclosed by XXXX compared to the calculated Finance Charge ofXXXXwhich exceeds the XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount ofXXXX is under disclosed by XXXXcompared to the calculated Finance Charge of XXXX |  |  |  | Reviewer Comment (2026-03-25): XXXX received Corrected CD & Final Settlement Statement confirming HOA certificate was paid by lender | 03/25/2026 |  |  | 1 C A |  | AZ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXXX | 4000120284 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000120284 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | 1007 Rent Comparison Schedule is missing. |  |  |  | Reviewer Comment (2026-03-23): Received Comparable Rent Schedule. Exception cleared.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX.): 1007uploaded | 03/23/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000120284 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | Hazard Insurance Policy Effective Date XXXX; Disbursement Date:XXXX; Note Date: XXXXTransaction Date:XXXX |  |  |  | Reviewer Comment (2026-03-26): Final HUD received confirming disbursement date of XXXX<br>Reviewer Comment (2026-03-24): As per final CD Disbursement date is XXXX, while the Hazard Insurance policy currently begins on XXXX. Please provide a policy with an effective date prior to the disbursement date. Exception remains.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): please see attached seller final CD to show disbursement date XXXX<br>Reviewer Comment (2026-03-23): Provide Hazard Insurance policy with effective date which is prior to disbursement date. Exception remains.<br>Buyer Comment (2026-03-23): Comment from XXXX (XXXX.): property located XXXX and we funded the loan XXXX EOI effective prior to loan funded date | 03/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000120228 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120400 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower | Missing evidence of undiscounted/par rate and associated price in order to determine if discount points are bona fide and eligible for exclusion. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX(XXXX): LL XXXX Par rate(also known as undiscounted rate) is within XXXX% higher than APOR which allows for XXXX% bonafide discount to be applied. The Undiscounted Interest Rate Price is $XXXX. | 03/23/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000120400 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of XXXX of the amount past due or grace period of less than XXXX | Missing evidence of undiscounted/par rate and associated price in order to determine if discount points are bona fide and eligible for exclusion. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): LL XXXX Par rate(also known as undiscounted rate) is within XXXX% higher than APOR which allows for XXXX% bonafide discount to be applied. The Undiscounted Interest Rate Price is $XXXX. | 03/23/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000120400 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXXis in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees of XXXXon a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX). Non-Compliant High Cost Loan. | Missing evidence of undiscounted/par rate and associated price in order to determine if discount points are bona fide and eligible for exclusion. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): LL XXXX Par rate(also known as undiscounted rate) is within XXXX% higher than APOR which allows for XXXX% bonafide discount to be applied. The Undiscounted Interest Rate Price is $XXXX. | 03/23/2026 |  |  | 1 C A |  | FL | Primary | Purchase | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C | Non QM | Non QM | Yes |
| XXXXXX | 4000120400 | XXXXXX |  | XXXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. | Missing evidence of undiscounted/par rate and associated price in order to determine if discount points are bona fide and eligible for exclusion. |  |  |  | Reviewer Comment (2026-03-23): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): LL XXXX Par rate(also known as undiscounted rate) is within XXXX% higher than APOR which allows for XXXX% bonafide discount to be applied. The Undiscounted Interest Rate Price is $XXXX. | 03/23/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000120400 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000120707 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120443 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000120792 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Title Commitment or Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120792 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least three (XXXX) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120792 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is required to have a minimum XXXX ownership of the business to utilize Business Funds. Borrower ownsXXXX of business. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-20): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120792 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount ofXXXX exceeds tolerance ofXXXXplus XXXXorXXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000120792 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000120792 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance ofXXXXufficient or excess cure was provided to the borrower at Closing. | Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000121155 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000121155 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXXplus XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Sufficient cure provided for increase inXXXX tolerance fees. Exception will be revisited once all other tolerance exceptions are addressed. |  |  |  | Reviewer Comment (2026-03-25): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Final CD has cure for $XXXX regarding recording fee increase | 03/25/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000121155 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure was provided. |  |  |  | Reviewer Comment (2026-03-31): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-30): Comment from XXXX (XXXX): XXXX tracking shows delivered XXXX<br>Reviewer Comment (2026-03-27): XXXXC rececived PCCD, LOE and copy of refund check. XXXX tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): Please see attached |  | XXXXXX |  | 2 C B |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXXX | 4000121155 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000120490 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  |  |  |  |  | Reviewer Comment (2026-03-24): Received Power of Attorney (POA). Exception cleared.<br>Seller Comment (2026-03-24): Comment from Post Closing (XXXX.): Please see attached Power of Attorney (POA) | 03/24/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000119314 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000120361 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118619 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000119841 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date XXXX Disbursement Date: XXXX |  |  |  | Reviewer Comment (2026-03-24): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): current | 03/24/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118346 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118346 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Property is occupied by Tenants and Lease Agreement is missing. |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-25): Missing Lease Agreement for 3rd Floor.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): Lease Agreement | 03/31/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000118346 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2026-03-31): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2026-03-31): Comment from XXXX(XXXX): Certificate of Good Standing | 03/31/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000117503 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120232 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Preliminary Title Report does not list title policy coverage amount. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000117505 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 A |  | NY | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 2000000497 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000497 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception to include rental income in qualifying for this Asset Qualifier Loan. | Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-19): Client elects to waive with compensating factors |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000497 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000497 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXXX | 2000000401 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception regarding NSF on bank statements-LOE in file provides reasonable explanation for the NSFs and the remediation of the issues. Exception requested to allow the income to be used in spite of the NSFs | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-19): Client elects to waive with compensating factors |  |  | 03/19/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXXX | 2000000401 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX4): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXXX | 2000000401 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-03-19): Received Desk-Top Review. Exception cleared. | 03/19/2026 |  |  | 1 D A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXXX | 2000000401 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXXX | 4000118469 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118469 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118469 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-19): Accepted as is. |  |  | 03/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119927 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000119927 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000119022 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000120288 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Preliminary Title Report does not list title policy amount. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000120288 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXXX | 4000118092 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118092 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117682 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000117682 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000121213 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000119941 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-03-31): Received POCB Invoices of $XXXX & $XXXX. Assets Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Hello, Please see attached | 03/31/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000120864 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 4000120248 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000120248 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000120650 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | HO-6 policy not provided |  |  |  | Reviewer Comment (2026-03-26): HO-6 Policy provided. Cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): XXXX : A master insurance policy is not applicable for this transaction. The appraiser confirms there is no active HOA via the Project Information section of the report dated XXXX. Please see the attached HO-3 policy reflecting sufficient dwelling coverage of $XXXX | 03/26/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000115837 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115837 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115837 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115837 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | Guidelines allowed max loan amount XXXX for Refinance transaction. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-26): Client exception received.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-03-23): This is a violation of the XXXX guidelines. An exception from the buyer of the loan is required.<br>Buyer Comment (2026-03-23): Comment from XXXX (XXXX): Hello, the loan amount of $XXXX is allowable per XXXX's guidelines/matrix. Thank you. |  |  | 03/26/2026 | 2 C B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000115837 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118425 | XXXXXX |  | XXXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-03-24): Received E-sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): E-Consent Agreement | 03/24/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 4000118425 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure is provided. |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000121106 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118831 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guideline state a non-arms length transaction involving a personal or bussiness relationship between a borrower and any Interested party of the transaction.Non arms length transactions are ineligible .The seller of the subject property is the Borrowers XXXX.The Borrower is not recieving any IPS ir gift from the Seller in the transaction.The property is currently off market that is selling for XXXX .More than when it sold in 2024.The appraiser attributes the value to recent renovations.There is no indication of a foreclosure bailout.The property is tenant occupied with a lease dated XXXX-XXXX | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-23): Lender exception conditions met, exception approved |  |  | 03/23/2026 | 2 B |  | NV | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000118886 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy expiration date is missing from evidence of insurance. |  |  |  |  |  | Reviewer Comment (2026-03-30): Received Hazard Insurance Policy. Exception cleared<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX.): EOI | 03/30/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000118886 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy effective date is missing from evidence of insurance. |  |  |  |  |  | Reviewer Comment (2026-03-30): Received Hazard Insurance Policy. Exception cleared<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): EOI | 03/30/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120634 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | AZ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000120634 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | First page not provided. |  |  |  | Reviewer Comment (2026-03-26): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX):XXXX: Please see attached document | 03/26/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000120634 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 4000120613 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000120613 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000120307 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-24): Clearing based on review coming back within tolerances. | 03/24/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000120307 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Properties listed for sale by the Borrower within the last twelve (XXXX) months are not eligible. Subject listed for sale XXXX and listing removed XXXX. Application date: XXXX.Motivation letter attached. 2/3 units rented at less than market rent (used lower for DSCR). The third unit is vacant (using market rent). Lender exception provided is incomplete. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-30): Client elects to waive with compensating factors<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX.): Please see attached exception form. |  |  | 03/30/2026 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000120651 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating Agreement |  |  |  | Reviewer Comment (2026-03-26): Corporate Resolution sufficient per guides. Cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): XXXX: According to the XXXX (XXXX) XXXX - Orange guidelines you can get a copy of the Operating Agreement or Corporate Resolution. Please see the attached copy of the corporate resolution. | 03/26/2026 |  |  | 1 C A |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000120651 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines state each borrower must have a minimum of XXXX tradelines from traditional credit sources that reported for XXXX months or more with at least 1 of these open and active for the last XXXX months. The borrower has an open and active tradeline reporting for XXXX months as well as 4 other eligible closed tradelines reporting for XXXX months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-23): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/23/2026 | 2 B |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000120116 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118541 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-20): Accepted as is. |  |  | 03/20/2026 | 2 B |  | CA | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118484 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118484 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Policy amount was not provided. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120281 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120281 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least three (XXXX) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least XXXX (XXXX) business days prior to closing, and appraisal was not provided at or before closing |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120281 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Appraisal Invoice is missing for POCB |  |  |  | Reviewer Comment (2026-03-24): Received POCB Invoice. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): invoice uploaded | 03/24/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120281 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk |  |  |  | Reviewer Comment (2026-03-24): Received POCB Invoice. Exception cleared. | 03/24/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000120281 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-03-24): Received POCB Invoice. Exception cleared. | 03/24/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119957 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119957 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Verification appraisal was delivered to borrower was provided. A waiver was not provided |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000122193 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXXX | 4000120854 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2026-03-26): Cleared Articles of organization received<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): Articles<br>Reviewer Comment (2026-03-24): Received Operating Agreement. Provide Articles of Organization/Formation. Exception remains.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): Articles of Organization/Formation | 03/26/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement / Sales Contract not provided in file. |  |  |  | Reviewer Comment (2026-03-24): Received Purchase Agreement and Sales Contract addendum. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX XXXX): PURCHASE CONTRACT<br>Reviewer Comment (2026-03-24): We are requesting Purchase Agreement / Sales Contract, not Lease Agreement. Exception remains.<br>Buyer Comment (2026-03-24): Comment from XXXX XXXX XXXX): The subject property is a secondary residence. There is no lease agreement.<br>Reviewer Comment (2026-03-24): Purchase Agreement / Sales Contract not provided for the Property of XXXX Exception remains.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX XXXX): Please specify which property. If you're referring to XXXX, it was included in the package pg XXXX. Uploaded again. | 03/24/2026 |  |  | 1 D A |  | CA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-03-24): POCB Appraisal Receipt provided. Cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX XXXX): APPRAISAL INVOICE<br>Reviewer Comment (2026-03-24): Please provide the POC invoice for the appraisal.<br>Reviewer Comment (2026-03-24): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX XXXX): We are using XXXX% gift for closing funds, and using the XXXX account for reserves. The ending balance on the account is $XXXX which is enough to cover the required reserves amount of $XXXX. Please clear all reserve conditions. | 03/24/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail due to Insufficient assets are provided to meets reserve requirement. <br> Calculated Available for Reserves of XXXX is less than Guideline Available for Reserves of XXXX . |  |  |  | Reviewer Comment (2026-03-27): Received Gift letter dated XXXX<br>Reviewer Comment (2026-03-27): The gift letter provided is dated post consummation (note date). 1026. 43(e)(2)(v)(B) requires the lender to consider and verify the income or assets relied upon in making the determination the consumer had the ability to repay, at or before consummation. Consummation" is defined under 1026.2(a)(13) as, "...the time that a consumer becomes contractually obligated on a credit transaction." It is the commentary to this section that states, "When a contractual obligation on the consumer's part is created is a matter to be determined under applicable law; Regulation Z does not make this determination. A contractual commitment agreement, for example, that under applicable law binds the consumer to the credit terms would be consummation." Unless the state has a specific definition of "consummation" as it relates to a mortgage transaction, the term is consistently tied to when the legal obligation is entered into by the consumer. This would be evidenced by the date the consumer executes the Note. The standard Fannie Mae/ Freddie Mac documents do not include a place for the consumer to date their signature to evidence the date they executed the document. The Security Instrument is typically executed concurrently with the Note. This document is notarized with the date by the Notary. Therefore, the Notary date is used to evidence the date of consummation.<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX XXXX): GIFT LETTER DATED XXXX<br>Reviewer Comment (2026-03-25): We need a gift letter for XXXX that was dated prior to the note date as well as proof of funds for the gift amount that was dated prior to the note date.<br>Buyer Comment (2026-03-24): Comment from XXXX (XXXX XXXX): PCCD provided. Please waive this condition. | 03/27/2026 |  |  | 1 B A C |  | CA | Second Home | Purchase | Lender to provide updated ATR/QM status D B C | Non QM | Non QM | Yes |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay XXXX): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied due to Insufficient assets are provided to meets reserve requirement. <br> Calculated Available for Reserves of XXXX is less than Guideline Available for Reserves of XXXX. |  |  |  | Reviewer Comment (2026-03-27): Received Gift letter dated XXXX | 03/27/2026 |  |  | 1 A |  | CA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> Insufficient assets are provided to meets reserve requirement. <br> Calculated Available for Reserves of XXXX is less than Guideline Available for Reserves of XXXX. |  |  |  | Reviewer Comment (2026-03-24): POCB Appraisal applied. Receipt provided. Cleared. | 03/24/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000120105 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable third-party records. | Gift funds XXXXwere verified after the disbursement date. |  |  |  | Reviewer Comment (2026-03-27): Received Gift letter dated XXXX<br>Reviewer Comment (2026-03-27): The gift letter provided is dated post consummation (note date). XXXX 43(e)(2)(v)(B) requires the lender to consider and verify the income or assets relied upon in making the determination the consumer had the ability to repay, at or before consummation. Consummation" is defined under 1026.2(a)(13) as, "...the time that a consumer becomes contractually obligated on a credit transaction." It is the commentary to this section that states, "When a contractual obligation on the consumer's part is created is a matter to be determined under applicable law; Regulation Z does not make this determination. A contractual commitment agreement, for example, that under applicable law binds the consumer to the credit terms would be consummation." Unless the state has a specific definition of "consummation" as it relates to a mortgage transaction, the term is consistently tied to when the legal obligation is entered into by the consumer. This would be evidenced by the date the consumer executes the Note. The standard Fannie Mae/ Freddie Mac documents do not include a place for the consumer to date their signature to evidence the date they executed the document. The Security Instrument is typically executed concurrently with the Note. This document is notarized with the date by the Notary. Therefore, the Notary date is used to evidence the date of consummation.<br>Seller Comment (2026-03-27): Comment from XXXX(XXXX XXXX): GIFT LETTER DATED XXXX<br>Reviewer Comment (2026-03-25): We need a gift letter for XXXX that was dated prior to the note date as well as proof of funds for the gift amount that was dated prior to the note date.<br>Buyer Comment (2026-03-24): Comment from XXXX (XXXX XXXX): It was already provided. Please waive this condition.<br>Reviewer Comment (2026-03-24): Please provide the POC invoice for the appraisal.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX XXXX): PCCD with disbursement date as XXXX | 03/27/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000120437 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2026-03-24): Received Articles of Organization. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): Article of organization form | 03/24/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120437 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2026-03-26): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX.): to verify good standing | 03/26/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120437 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2026-03-24): Received Corporate Resolution. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): corporate resolution | 03/24/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120437 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2026-03-24): Received Operating Agreement. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): operating agreement | 03/24/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000120437 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is misisng. |  |  |  | Reviewer Comment (2026-03-24): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX.): EIN | 03/24/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000119798 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119798 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2026-03-23): As per Final Closing Disclosure and Closing Statement received, Disbursement Date is XXXX. Hazard Insurance Policy Effective Date XXXX is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2026-03-23): Comment from Post Closing (XXXX): Please see attached final closing statement and final CD. | 03/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119798 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | The file was missing a copy of Initial 1003 Application. |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119113 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119113 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119113 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of XXXXis less than Cash From Borrower XXXX.<br> Verification of POCs were not provided in file. |  |  |  | Reviewer Comment (2026-03-28): Received, Clearing.<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Hello, Please see attached to recalculate the Cash to Close amount on the loan<br>Reviewer Comment (2026-03-26): Received invoices for the POCB amounts however, there is still a shortfall of $XXXX. Please provide additional assets to meet the Cash from Borrower requirement of $XXXX. Exception remains.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): Hello, Please see attached to recalculate the Cash to Close amount on the loan | 03/28/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120800 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by XXXX |  |  |  | Reviewer Comment (2026-03-26): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): RCE attached<br>Reviewer Comment (2026-03-24): There is Coverage shortfall of $XXXX. Hence required RCE. Exception remains.<br>Seller Comment (2026-03-24): Comment from XXXX (XXXX): We disagree with this suspense issue. The Dwelling Coverage is $XXXX which exceeds the loan amount of $XXXX The policy has sufficient coverage. | 03/26/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000121358 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2026-03-23): As per PCCD received, Disbursement Date is XXXX. Hazard Insurance Policy Effective Date is same as the Disbursement Date. Exception cleared.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Hello, please see attached | 03/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000121358 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-23): Accepted as is. |  |  | 03/23/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000121358 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  |  |  |  |  | Reviewer Comment (2026-03-24): Received, Clearing.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Hello, the appraiser's license was active at the time of appraisal inspection (XXXX). although the report shows expiration of XXXX, the license verification shows that he renewed his license. | 03/24/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000121358 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of XXXX is less than Cash From Borrower XXXX. |  |  |  | Reviewer Comment (2026-03-25): Received, Clearing.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): Hello, the PCCD and appraisal invoice POC shows the funds required to close as XXXX + XXXX + XXXX = XXXX. We have more than sufficient funds to close with XXXX.<br>Reviewer Comment (2026-03-24): EXCEPTION HISTORY - Exception Explanation was updated onXXXX PRIOR Exception Explanation: Documented qualifying Assets for Closing of $XXXX is less than Cash From Borrower $XXXX<br>Reviewer Comment (2026-03-23): Received POCB Invoice for Appraisal fee of $XXXX. However, Assets Available for Closing of $XXXX is less than Cash From Borrower $XXXX. Please provide POCB Invoice for Credit Report Fee of $XXXX. Exception remains.<br>Seller Comment (2026-03-23): Comment from XXXX (XXXX): Hello, please see the PCCD and appraisal invoice showing poc. | 03/25/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120821 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXXX | 4000120821 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Compliant | New York Subprime Loan: APR on subject loan of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXXX | 4000120224 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120224 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000116061 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118483 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118483 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed XXXX of title insurance coverage; however this is less than the loan amount of XXXX Provide a copy of the final title policy or a supplemental title report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000119416 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119416 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119027 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119027 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119019 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-26): Clearing based on review coming back within tolerances. | 03/26/2026 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 4000120837 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120837 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for Appraisal Fee. Fee Amount of XXXXexceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Fee increased from XXXX to XXXX an increase of XXXX A cure of XXXX was provided. |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000121568 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000120500 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120500 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing invoice for appraisal that was paid outside of closing |  |  |  | Reviewer Comment (2026-03-25): Invoice provided. Cleared.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): invoice | 03/25/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120500 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120807 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Note Addendum - Prepayment is missing. |  |  |  | Reviewer Comment (2026-03-25): Received Note Addendum - Prepayment. Exception cleared.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): Please see attached prepayment addendum to Note | 03/25/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | Yes |
| XXXXXX | 2000000414 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-24): Received, Clearing. | 03/24/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-26): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2026-03-25): Buyer ordered review. Nothing to do at this time.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): See the attached collateral package with all riders and the title with loan amount | 03/26/2026 |  |  | 1 C A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Final is missing. |  |  |  | Reviewer Comment (2026-03-25): Received, Clearing.<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): See attached final 1003 | 03/25/2026 |  |  | 1 C A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Note - Subject Lien not fully executed, signature is missing. |  |  |  | Reviewer Comment (2026-03-30): Received Note - Subject Lien with signature. Exception cleared.<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): See attached collateral package again. I cannot provide with Doc # as trailing docs are integrated into package. This is the XXXX time i am uploaded this collateral package.<br>Reviewer Comment (2026-03-27): We do not see the provided package at our review stage. Please provide the Doc ID for the required document. Exception remains.<br>Buyer Comment (2026-03-27): Comment from XXXX(XXXX): See attached collateral package all documents are signed by the borrower<br>Reviewer Comment (2026-03-25): Require borrower signed Note - Subject Lien. Exception remains.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): See attached collateral package | 03/30/2026 |  |  | 1 D A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - ARM not provided |  | Rider - ARM not fully executed, signature is missing. |  |  |  | Reviewer Comment (2026-03-30): Executed document received<br>Reviewer Comment (2026-03-27): We do not see the provided package at our review stage. Please provide the Doc ID for the required document. Exception remains.<br>Buyer Comment (2026-03-27): Comment from XXXX(XXXX): See attached collateral package all documents are signed by the borrower<br>Reviewer Comment (2026-03-25): Require borrower signed Rider - ARM. Exception remains.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): See attached collateral package | 03/30/2026 |  |  | 1 C A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  | Rider - Condo not fully executed, signature is missing. |  |  |  | Reviewer Comment (2026-03-30): Executed document received<br>Reviewer Comment (2026-03-27): We do not see the provided package at our review stage. Please provide the Doc ID for the required document. Exception remains.<br>Buyer Comment (2026-03-27): Comment from XXXX (XXXX): See attached collateral package all documents are signed by the borrower<br>Reviewer Comment (2026-03-25): Require borrower signed Rider - Condo. Exception remains.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): See attached collateral package | 03/30/2026 |  |  | 1 C A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Second Home not provided |  | Rider - Second Home not fully executed, signature is missing. |  |  |  | Reviewer Comment (2026-03-30): Executed document received<br>Reviewer Comment (2026-03-27): We do not see the provided package at our review stage. Please provide the Doc ID for the required document. Exception remains.<br>Buyer Comment (2026-03-27): Comment from XXXX (XXXX): See attached collateral package all documents are signed by the borrower<br>Reviewer Comment (2026-03-25): Require borrower signed Rider - Second Home. Exception remains.<br>Buyer Comment (2026-03-25): Comment from XXXX (XXXX): See attached collateral package | 03/30/2026 |  |  | 1 C A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien not fully executed, signature is missing. |  |  |  | Reviewer Comment (2026-03-30): Executed document received<br>Reviewer Comment (2026-03-27): We do not see the provided package at our review stage. Please provide the Doc ID for the required document. Exception remains.<br>Buyer Comment (2026-03-27): Comment from XXXX (XXXX): See attached collateral package all documents are signed by the borrower<br>Reviewer Comment (2026-03-25): Require borrower signed Security Instrument - Subject Lien. Exception remains.<br>Buyer Comment (2026-03-25): Comment from XXXX(XXXX): See attached collateral package | 03/30/2026 |  |  | 1 D A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  | Title Report in file does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-30): Received updated title reflecting loan amount<br>Reviewer Comment (2026-03-27): Documentation in the credit file does not contain a preliminary title with a loan amount. Please attach it to the suspense item.<br>Buyer Comment (2026-03-27): Comment from XXXX (XXXX): See attached collateral package. It has title with loan amount<br>Reviewer Comment (2026-03-25): We don't see a collateral file in our review. Please provide for our review.<br>Buyer Comment (2026-03-25): Comment from XXXX(XXXX): See title in the collateral package in trailing docs. | 03/30/2026 |  |  | 1 C A |  | HI | Second Home | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXXX | 4000114826 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for Certification Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | HI | Second Home | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 4000119851 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | TX | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 4000120874 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 4000119763 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-26): Clearing based on review coming back within tolerances. | 03/26/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000121526 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Amount of XXXX is less than the note amount of XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | WI | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXXX | 4000120412 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120412 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118485 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-24): Accepted as is. |  |  | 03/24/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118725 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118725 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (XXXX) business days from transaction date of XXXX |  |  |  |  | Reviewer Comment (2026-03-28): Received, Clearing.<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 03/28/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXXX | 4000118725 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Title Commitment or Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118492 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118946 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Second Home | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000118946 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 A |  | CA | Second Home | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000118946 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Second Home | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000118733 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000118733 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2026-03-25): Received valid UCDP<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX.): SSR | 03/25/2026 |  |  | 1 D A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000118733 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | incomplete fraud report found in file. |  |  |  | Reviewer Comment (2026-03-25): Fraud report received<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX.): fraud report | 03/25/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000118733 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | Borrower is possible match on Sam.gov. Please provide documentation used to clear red flag. |  |  |  | Reviewer Comment (2026-03-26): Clear Sam.Gov provided. Cleared.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX.): SAM cleared report | 03/26/2026 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXXX | 4000116577 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  |  |  |  | Reviewer Comment (2026-03-31): Received Lender Exception for XXXX. Exception cleared.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): exception approval<br>Reviewer Comment (2026-03-30): Exception approval requests should be sent directly to XXXX<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): exception approval | 03/31/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116577 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-03-31): Received Lender Exception for XXXX. Exception cleared.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): exception approval<br>Reviewer Comment (2026-03-30): Exception approval requests should be sent directly to XXXX<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): compliance report | 03/31/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000116577 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is waterfall due to the calculated PITIA months reserves short required amount. |  |  |  | Reviewer Comment (2026-03-31): Received Lender Exception for XXXX. Exception cleared.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): exception approval<br>Reviewer Comment (2026-03-30): Exception approval requests should be sent directly to XXXX<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Is our compliance report what is being requested? | 03/31/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000116577 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Agencies Disclosure Not in File | XXXX - No evidence of required counseling disclosure language per XXXX. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX+ XXXX, or XXXX. Non-Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided) | Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2026-03-30): Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD received |  | XXXXXX |  | 2 C B |  | MD | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Housing history for borrower is missing from file. Borrower is not currently on the mortgage being paid off. |  |  |  | Reviewer Comment (2026-03-27): VOM received reflecting borrower on the account | 03/27/2026 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120886 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide LOE for borrowers currently on the Mortgage/VOM being paid off. |  |  |  | Reviewer Comment (2026-03-27): VOM lists the borrowers name and contains XXXXmonths history<br>Reviewer Comment (2026-03-26): The VOM received is the same document that was previously provided and does not list the borrower's name. Provide LOE and documentation to support ownership. Exception remains.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX.): VOM attached | 03/27/2026 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120748 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000120748 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): Please see business purpose to clear condition | 03/25/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000120748 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  | Occupancy Certificate is missing. |  |  |  | Reviewer Comment (2026-03-25): Occupancy Certificate, cleared<br>Seller Comment (2026-03-25): Comment from XXXX (XXXX): Please see occupancy cert to clear condition | 03/25/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 4000118417 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 A |  | PA | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000119120 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2026-03-31): As per PCCD received, Disbursement Date is XXXX. Hazard Insurance Policy Effective Date is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Hello, Please see attached | 03/31/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119120 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120614 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): We have already included the Post CD in the closing package. As shown in the Post CD, it already sufficiently covers the closing amount. | 03/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable third-party records. | Missing Invoice for POCB Appraisal |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing.<br>Buyer Comment (2026-03-26): Comment from XXXX (XXXX): We have never sent a separate invoice for the appraisal, even for POCB. May I ask if there is a specific reason you require an appraisal invoice? If not, we would appreciate it if you could waive it. | 03/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable third-party records. | Missing Invoice for POCB Credit Report |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing.<br>Buyer Comment (2026-03-26): Comment from XXXX (XXXX): We have never sent a separate invoice for the credit report, even for POCB. May I ask if there is a specific reason you require an credit report invoice? If not, we would appreciate it if you could waive it. | 03/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan is short funds to close |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): If you refer to the attached Post CD and QM, you will see that there are no issues. | 03/26/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Loan is short funds to close |  |  |  | Reviewer Comment (2026-05-18): Invoices for POC items were provided to resolve the shortage of funds to close. ATR has been addressed accordingly.<br>Reviewer Comment (2026-05-18): .<br>Reviewer Comment (2026-03-26): Received, Clearing. | 05/18/2026 |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing POCB Invoice for Appraisal fee of XXXX |  |  |  | Reviewer Comment (2026-03-26): Clearing.<br>Buyer Comment (2026-03-26): Comment from XXXX (XXXX): We have never sent a separate invoice for the appraisal, even for POCB. May I ask if there is a specific reason you require an appraisal invoice? If not, we would appreciate it if you could waive it. | 03/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing POCB Invoice for Credit Report fee of XXXX |  |  |  | Reviewer Comment (2026-03-26): Clearing.<br>Buyer Comment (2026-03-26): Comment from XXXX (XXXX): We have never sent a separate invoice for the credit report, even for POCB. May I ask if there is a specific reason you require an credit report invoice? If not, we would appreciate it if you could waive it. | 03/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000118471 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Short funds to close and reserves. |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): If you refer to the attached Post CD and QM, you will see that there are no issues. | 03/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120842 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Appraisal Notice is missing. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000121284 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000120773 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2026-03-31): Cleared, HOI received, dry state<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Hello, please see the attached PCCD included in the Submission Package showing the updated disbursement date of XXXX, which matches the EOI effective date. Thank you. | 03/31/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120773 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-31): Accepted as is. |  |  | 03/31/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120773 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt Of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-31): Accepted as is. |  |  | 03/31/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000121494 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt Of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | CA | Investment | Purchase | B A | Non QM | N/A | No |
| XXXXXX | 4000121494 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | CA | Investment | Purchase | B A | Non QM | N/A | No |
| XXXXXX | 4000121506 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000121506 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Appraisal Notice is missing. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000119828 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-03-26): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | MT | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000119828 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Business Account Statement from XXXX to XXXX |  |  |  | Reviewer Comment (2026-04-02): Bank statements received<br>Seller Comment (2026-04-02): Comment from XXXX (XXXX): Reloading all 12 months bank statements,<br>Reviewer Comment (2026-03-31): Business Bank statements from XXXX to XXXX not received. Exception remains.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Providing all 12 months of bank statements for this 12 month bank statement loan.<br>Reviewer Comment (2026-03-30): Bank statements are missing from XXXX to XXXX. The file contains bank statements for the months XXXX-XXXX only<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Please refer to XXXX XXXXX XXXXXXX XXXX Age of Documents - "Income: 60 days from Note date". February bank statement is not required. | 04/02/2026 |  |  | 1 C A |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119828 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Business Account Statement from XXXX to XXXX |  |  |  | Reviewer Comment (2026-04-02): Bank statements received<br>Seller Comment (2026-04-02): Comment from XXXX (XXXX): Reloading all 12 months of bank statements<br>Reviewer Comment (2026-03-31): Business Bank statements from XXXX to XXXX not received. Exception remains.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Providing all 12 months of bank statements for this 12 month bank statement loan.<br>Reviewer Comment (2026-03-30): Bank statements are missing from XXXX to XXXX. The file contains bank statements for the months XXXX-XXXX only<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Please refer to XXXX XXXXX XXXXXXX XXXX Age of Documents - "Income: 60 days from Note date". February bank statement is not required. | 04/02/2026 |  |  | 1 C A |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119828 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan Designation of Non QM updated from guidelines. |  |  |  | Reviewer Comment (2026-04-02): Bank statements received<br>Seller Comment (2026-04-02): Comment from XXXX (XXXX): Reloading all 12 month bank statements<br>Reviewer Comment (2026-03-31): Business Account Statements from XXXX to XXXX not provided. Exception remains.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Providing all 12 months of bank statements for this 12 month bank statement loan.<br>Reviewer Comment (2026-03-30): Bank statements are missing from XXXX to XXXX. The file contains bank statements for the months XXXX-XXXX only<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Please refer to XXXX XXXXX XXXXXXX XXXX Age of Documents - "Income: 60 days from Note date". February bank statement is not required. | 04/02/2026 |  |  | 1 B A C |  | MT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXXX | 4000119828 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Business Account Statement from XXXX to XXXX |  |  |  | Reviewer Comment (2026-04-02): Bank statements received<br>Seller Comment (2026-04-02): Comment from XXXX (XXXX): Reloading all 12 months bank statements<br>Reviewer Comment (2026-03-31): Business Account Statements from XXXX to XXXX were not provided. Exception remains.<br>Seller Comment (2026-03-31): Comment from XXXX (XXXX): Providing all 12 months of bank statements for this 12 month bank statement loan.<br>Reviewer Comment (2026-03-30): Bank statements are missing from XXXX to XXXX. The file contains bank statements for the months XXXX-XXXX only<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Please refer to XXXX XXXXX XXXXXXX XXXX Age of Documents - "Income: 60 days from Note date". February bank statement is not required. | 04/02/2026 |  |  | 1 C A |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000119828 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The subject is zoned agriculture/rural. Agricultural zoned properties will be considered on a case by case basis and require an Investor exception approval. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-04-02): Client exception received.<br>Seller Comment (2026-04-02): Comment from XXXX (XXXX): XXXX approval on XXXX<br>Reviewer Comment (2026-03-30): Exception approval for guideline variance should come from the buyer of the loan<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): XXXX Appraisal Desk has reviewed and approved the appraisal with no exception needed (see attached). In XXXX Zoning refers to Agricultural and Rural Residential Districts which is designed to preserve agricultural land, protect water quality, sustain wildlife habitat, and maintain the rural character of the region. The appraisal site comments state the subject property is in a residential location and there is no indication the property is being used for agricultural purposes. |  |  | 04/02/2026 | 2 C B |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXXX | 4000111525 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000119125 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt Of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118175 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing. |  |  |  | Reviewer Comment (2026-03-26): Employer Identification Number (EIN) not provided, Exception remains.<br>Seller Comment (2026-03-26): Comment from XXXX (XXXX): 9 digit EIN number attached Secretary of state | 03/26/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000118175 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception with Approved Status for XXXX on mortgage late. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-26): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 03/26/2026 | 2 B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 4000123117 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2026-03-27): Appraisal received with no damage to property<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): FEMA dated XXXX CDA dated XXXX and appraisal dated XXXX please clarify - thank you | 03/27/2026 |  |  | 1 C A |  | WA | Second Home | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000123117 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  |  |  |  |  | Reviewer Comment (2026-03-27): Appraisal received with no damage to property<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Please see attached | 03/27/2026 |  |  | 1 D A |  | WA | Second Home | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000123117 | XXXXXX |  | XXXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal Report Form (1004) is missing for Subject Property. |  |  |  | Reviewer Comment (2026-03-27): Appraisal received with no damage to property<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Please see attached | 03/27/2026 |  |  | 1 D A |  | WA | Second Home | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000123117 | XXXXXX |  | XXXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. Sec ID: 7 |  | CDA is not within XXXX of the primary value |  |  |  | Reviewer Comment (2026-03-30): CDA used to qualify at origination<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Please see attached CDA thank you. | 03/30/2026 |  |  | 1 A |  | WA | Second Home | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000123117 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-03-28): Accepted as is. |  |  | 03/28/2026 | 2 B |  | WA | Second Home | Purchase | D B A | Non QM | Non QM | No |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-31): Clearing based on review coming back within tolerances. | 03/31/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA - Impermissible Prepayment Penalty | Truth in Lending Act (XXXX): Covered transaction contains impermissible prepayment penalty. | Signed business purpose cert is not in file. Loan being tested as NonQM consumer purpose loan. |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): Business Purpose cert | 03/30/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Prepayment Penalty Amount | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XXXX with a prepayment penalty did not disclose the maxmium prepayment penalty amount. | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XXXX with a prepayment penalty did not disclose the maxmium prepayment penalty amount. (Final/XXXX) |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | N/A | N/A | Yes |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Prepay Change | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure issued on XXXX contains an addition of a prepayment penalty and a complete Closing Disclosure was not received by borrower at least three (XXXX) business days prior to consummation. | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure issued on XXXX contains an addition of a prepayment penalty and a complete Closing Disclosure was not received by borrower at least XXXX (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | No Defined Cure B A | N/A | N/A | No |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Post Close Closing Disclosure Timing Regular Transactions | TILA-RESPA Integrated Disclosure - Three-Day Waiting Period Timing Violation. Post Closing Disclosure reflects a change in APR, loan product, or addition of prepayment penalty which would have triggered an additional XXXX-day waiting period had it been correctly disclosed on the Final Closing Disclosure. | TILA-RESPA Integrated Disclosure - XXXX-Day Waiting Period Timing Violation. Post Closing Disclosure reflects a change in APR, loan product, or addition of prepayment penalty which would have triggered an additional XXXX-day waiting period had it been correctly disclosed on the Final Closing Disclosure.<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000119127 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (XXXX): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (XXXX) business days of application or determination of first lien status. |  |  |  |  | Reviewer Comment (2026-03-30): Accepted as is. |  |  | 03/30/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXXX | 4000119723 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-03-31): Clearing based on review coming back within tolerances. | 03/31/2026 |  |  | 1 C A |  | WI | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000119091 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000119091 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000118310 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 4000118310 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 6000114171 | XXXXXX |  | XXXXXX |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. |  | As per the final 1003, the applicant's citizenship is listed as Permanent Resident Alien; however, the PRA card was not provided. Only the Employment Authorization Document (EAD) was received. The PRA card is required.<br>Per Investor guidelines: Non-Permanent Resident Aliens are allowed with U.S. credit and an acceptable visa classification (E, G, H, L, O, P, TN). A copy of the visa is missing. |  |  |  | Reviewer Comment (2026-02-27): Corrected 1003 received confirming borrower is Non-Permanent Resident Aliens, Employer Authorization present in the file.<br>Buyer Comment (2026-02-25): Corrected page 1 of 1003 and LOE from client. | 02/27/2026 |  |  | 1 C A |  | PA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXXX | 6000114171 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-10): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | No |
| XXXXXX | 6000112066 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Calculation / Analysis | Credit | Missing Document: Alternative Credit Documentation not provided |  | The document received was not translated as required by guidelines. |  |  |  | Reviewer Comment (2026-02-23): Letter verified confirming financial institution of the borrowers. Exception cleared<br>Buyer Comment (2026-02-19): credit reference | 02/23/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| XXXXXX | 6000114120 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | TX | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114073 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | CA | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114082 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-26): Final title received. | 02/26/2026 |  |  | 1 A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114082 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | Texas Cash-out Endorsements disclosure is missing in loan file |  |  |  | Reviewer Comment (2026-02-26): Final title showing both endorsements.<br>Buyer Comment (2026-02-24): Please find the attached Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. | 02/26/2026 |  |  | 1 B A |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114082 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for TX Guaranty Fee. Fee Amount of XXXX exceeds tolerance of XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No valid changed circumstance available in loan file |  |  |  | Reviewer Comment (2026-02-26): XXXX received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-25): Please find the attached PCCD, Check, LOE.<br>Reviewer Comment (2026-02-24): XXXX received lender rebuttal on borrower selected. However, the Title-Title Policy XXXX Fee of $XXXX, AKA, XXXX Guaranty Fee, though is being paid to title company is a fee incurred & imposed on XXXX loans and remitted to XXXX and is not shoppable regardless of the title company utilized. As such, fee should be disclosed initially and is subject to XXXX% tolerance testing. Fee not disclosed on initial LE and added to CD. Corrected CD, LOE to borrower, copy of cure refund and proof of mailing.<br>Buyer Comment (2026-02-23): We do not need to cure fees the borrower shopped for. |  | XXXXXX |  | 2 C B |  | TX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114082 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | Texas Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  | Reviewer Comment (2026-02-25): Client elects to waive.<br>Buyer Comment (2026-02-24): Please waive.<br>Reviewer Comment (2026-02-23): Lender utilized lower desk review value to calculate LTV/CLTV on subject transaction. Based on this, this EV2 informational condition was generated to call out that the origination appraisal was not used to calculate the LTV/CLTV on the loan. This is an EV2 that client can elect to waive; however, we are unable to clear based on the desk review being used to calculate LTV/CLTV on the subject loan.<br>Buyer Comment (2026-02-23): Please advise what is needed. The appraisal has already been uploaded to the file. |  |  | 02/25/2026 | 2 A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114082 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided) | Texas Constitution Section 50(a)(6): Missing Revised Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least XXXX days prior to closing. |  |  |  |  | Reviewer Comment (2026-02-27): Notice of Concerning Extension document provided.<br>Buyer Comment (2026-02-27): See attached | 02/27/2026 |  |  | 1 B A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114082 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114115 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | CA | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114124 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter was not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Gift letter. Exception cleared.<br>Buyer Comment (2026-02-25): gift letter | 02/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114124 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | The final disclosure disclosed a gift amount, however, the file is missing the gift letter. |  |  |  | Reviewer Comment (2026-02-27): Received Gift letter. Exception cleared.<br>Buyer Comment (2026-02-25): see attached docs | 02/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114124 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | CA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114071 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing Test | Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XXXX used as disbursement date for compliance testing. |  |  |  |  | Reviewer Comment (2026-03-02): Received Final Closing Statement with Disbursement date. Exception cleared.<br>Buyer Comment (2026-02-26): Please see attached | 03/02/2026 |  |  | 1 B A |  | CA | Investment | Purchase | B A | Exempt from ATR | N/A | No |
| XXXXXX | 6000114071 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2026-03-02): Received Initial Application. Exception Cleared.<br>Buyer Comment (2026-02-26): Please see attached | 03/02/2026 |  |  | 1 B A |  | CA | Investment | Purchase | B A | Exempt from ATR | N/A | No |
| XXXXXX | 6000113972 | XXXXXX | XXXXXX | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | Lender exception was approved at origination for cash in hand over XXXX was granted. Lender exception document was not provided. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 700<br> Representative FICO: XXXX | Originator Pre-Close,SitusAMC | Reviewer Comment (2025-06-10): Waived with compensating factors per lender exception approval at origination.<br>Buyer Comment (2025-06-06): exception |  |  | 06/10/2025 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000113972 | XXXXXX | XXXXXX | XXXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-06-13): clear<br>Buyer Comment (2025-06-11): RCE<br>Reviewer Comment (2025-06-10): Email from HOI agent indicates an RCE was attached. Please provide RCE for review of condition.<br>Buyer Comment (2025-06-06): Ins | 06/13/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000112282 | XXXXXX |  | XXXXXX |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | Reviewer Comment (2025-11-18): Guarantor Agreement.<br>Buyer Comment (2025-11-14): Guaranty<br>Reviewer Comment (2025-11-13): Provided Guarantee agreement signed pages is missing. Exception Remains.<br>Buyer Comment (2025-11-12): Guaranty | 11/18/2025 |  |  | 1 C A |  | NM | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112243 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Provide an Operating Agreement stipulating signing authority and ownership percentages. |  |  |  | Reviewer Comment (2025-11-25): Operating Agreement.<br>Buyer Comment (2025-11-21): Operating agreement | 11/25/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112252 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Credit | Reverification of rent is inconsistent with original VOR |  | LENDER EXCEPTION request for missing proof of rent. Three months rent were paid in cash out of the most recent XXXX-month rental history. The other XXXX months have verified cancelled checks showing timely payment of XXXX per month. a XXXX-year lease confirming terms and handwritten rent receipts for the XXXX months cash also included. Compensating Factors: Borrowers credit score is at least 40 points > min XXXX, at least three tradelines > XXXX years and DSCR => XXXX. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 700<br> Representative FICO: XXXX | SitusAMC | Reviewer Comment (2026-02-06): Waived with compensating factors per lender exception approval at origination. |  |  | 02/06/2026 | 2 B |  | NY | Investment | Purchase | B A |  | N/A | No |
| XXXXXX | 6000112263 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): AOO.<br>Buyer Comment (2026-02-26): AOO | 02/26/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000112263 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | First time investor requires a XXXX FICO score. File is missing evidence guarantor is an experienced investor. Both investment properties disclosed on 1003 have been owned for less than 1 year. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: XXXX<br> Guideline Requirement: 1.00 | SitusAMC | Reviewer Comment (2026-02-26): Waived with compensating factors per lender exception approval.<br>Reviewer Comment (2026-02-26): Cleared in error.<br>Reviewer Comment (2026-02-26): AOO.<br>Buyer Comment (2026-02-26): exception |  |  | 02/26/2026 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000112263 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Investor overlay requires XXXX months' reserves, which are not present on the loan file. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: XXXX<br> Guideline Requirement: 1.00 | SitusAMC | Reviewer Comment (2026-02-27): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-02-27): exception<br>Reviewer Comment (2026-02-26): XXXX overlay requires 3 months reserves.<br>Reviewer Comment (2026-02-26): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX.<br>Buyer Comment (2026-02-26): No reserves are required per matrix. Overlay does not apply. |  |  | 02/27/2026 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000112022 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide UW discretion for borrower living rent free with non spouse. |  |  |  | Reviewer Comment (2026-02-05): Received UW discretion in the file for borrower living rent free with someone. Exception Cleared<br>Buyer Comment (2026-02-03): UW discretion | 02/05/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000112022 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is an estimated closing statement. |  |  |  | Reviewer Comment (2026-02-05): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2026-02-03): Final SS | 02/05/2026 |  |  | 1 D A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000112202 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. |  |  |  | Reviewer Comment (2026-02-11): Executed HUD provided.<br>Reviewer Comment (2026-02-11): Received Settlement statement. Require final Closing Statement fully executed by the all parties or stamped true and certified. Exception Remains.<br>Buyer Comment (2026-02-09): Please find final fully executed HUD-1 attached. Thank you. | 02/11/2026 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112202 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: XXXX<br> Guideline Requirement: 0.00<br>Guidelines Representative FICO: 700<br> Representative FICO: XXXX | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Articles of Organization received in trailing docs.<br>Reviewer Comment (2026-02-11): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-02-09): Please see exception attached. Thank you.<br>Buyer Comment (2026-02-09): Please accept in place of Articles of Formation. Thank you. | 03/10/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112198 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. |  |  |  | Reviewer Comment (2026-02-11): Received final Settlement Statement in the file. Exception Cleared.<br>Buyer Comment (2026-02-09): Please see stamped HUD-1 attached. Thank you.<br>Buyer Comment (2026-02-09): Please re-review XXXX it is already mentioned in file. | 02/11/2026 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000112000 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | All units are occupied. Leases for all units were not found in file. |  |  |  | Reviewer Comment (2026-02-12): 1025 shows active lease, no lease agreement is required. Exception Cleared.<br>Buyer Comment (2026-02-10): Underwriter has used higher of Fair Market Rent of $XXXX/month to qualify. Lender guidelines are as follows: If market rent is higher than active lease, we can use the higher market rent and nothing else will be required. | 02/12/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000112139 | XXXXXX |  | XXXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-03-05): Received final title. Exception cleared. | 03/05/2026 |  |  | 1 A |  | NC | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000112139 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Title commitment/loan payoff in the file indicates a blanket mortgage covers the subject property. Provide evidence loan was paid in full or that the subject property was fully released from the lien. |  |  |  | Reviewer Comment (2026-03-05): Received final title evidencing no blanket mortgage. Exception cleared.<br>Buyer Comment (2026-03-03): Final title policy attached. Thank you.<br>Reviewer Comment (2026-02-26): Provide something from title company confirming the lien is paid in full and the property has been fully released.<br>Reviewer Comment (2026-02-26): Cancelled in error.<br>Reviewer Comment (2026-02-26): Mortgage statements verify timely payments for 12 months.<br>Buyer Comment (2026-02-25): Please see property profile attached confirming blanket mtg paid off & released. Thank you. | 03/05/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000112240 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide a dated gift letter for the gift funds. |  |  |  | Reviewer Comment (2026-02-26): Provided gift letter with date of XXXX. Exception cleared.<br>Buyer Comment (2026-02-24): Please see gift letter updated. Thank you.<br>Reviewer Comment (2026-02-19): Received Gift letter does not specify the date when funds were transferred. Exception Remains.<br>Buyer Comment (2026-02-17): Please find attached eSig & dated gift letter. Thank you. | 02/26/2026 |  |  | 1 C A |  | CT | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112128 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Missing updated gift letter with correct of amount of XXXX. |  |  |  | Reviewer Comment (2026-02-19): Received gift letter with correct of amount of $XXXX. Exception Cleared.<br>Buyer Comment (2026-02-17): Correct gift letter. Thank you. | 02/19/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112175 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet the guidelines. File is missing underwriter discretion documentation allowing for guideline exception. |  |  |  | Reviewer Comment (2026-02-20): Received 1008 with underwriter's comment. Exception Cleared.<br>Buyer Comment (2026-02-18): UW discretion | 02/20/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000112175 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | Borrower primary address on Cert is same as the subject address. |  |  |  | Reviewer Comment (2026-03-02): The Certificate of Non-Owner Occupied received showing the borrower(s) at different address than the subject. Exception Cleared.<br>Buyer Comment (2026-02-26): Non-Owner | 03/02/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114169 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | Asset documents are not within XXXXdays from the note date |  |  |  | Reviewer Comment (2026-02-20): Usability 0% considered for XXXX account #XXXX. Exception cleared.<br>Buyer Comment (2026-02-18): XXXX account was not used to qualify the borrower, funds from XXXX XXXX were. Please cancel the exception. | 02/20/2026 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114034 | XXXXXX |  | XXXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  | provided HO6 is till XXXX but blanket is till XXXX |  |  |  | Reviewer Comment (2026-02-25): Updated Master Policy received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-23): Master | 02/25/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000113990 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide evidence of UW discretion for borrower living rent free with other than a spouse. |  |  |  | Reviewer Comment (2026-02-20): Received 1008 with UW Discretion. Exception Cleared.<br>Buyer Comment (2026-02-18): uw discretion | 02/20/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000113990 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Provide a Certificate of Good Standing dated within XXXX days of the Note date. |  |  |  | Reviewer Comment (2026-02-20): Received Certificate of Good Standing. Exception Cleared.<br>Buyer Comment (2026-02-18): Cogs | 02/20/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114104 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  |  |  |  |  | Reviewer Comment (2026-02-24): The Certificate of Non-Owner Occupied received showing the borrower(s) at different address than the subject. Exception Cleared.<br>Buyer Comment (2026-02-20): Please see form with section 4a completed. Thank you. | 02/24/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114121 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide rent checks for XXXX, XXXXand XXXX |  |  |  | Reviewer Comment (2026-02-20): Received rent check for XXXX, XXXX and XXXX. Exception cleared.<br>Buyer Comment (2026-02-18): rent checks | 02/20/2026 |  |  | 1 C A D |  | NJ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000114047 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Missing final statement, estimate provided. |  |  |  | Reviewer Comment (2026-02-23): Final SS received, exception cleared.<br>Buyer Comment (2026-02-19): Final SS | 02/23/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 6000114011 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide UW discretion for borrower living rent free with non-spouse. |  |  |  | Reviewer Comment (2026-02-25): Updated 1008 received with underwriter discretion for Borrower is living rent free along with rent free letter. Exception Cleared.<br>Buyer Comment (2026-02-23): uw discretion | 02/25/2026 |  |  | 1 C A |  | WI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114083 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for business entity. |  |  |  | Reviewer Comment (2026-02-23): Received OFAC search for borrowing entity. Exception Cleared.<br>Buyer Comment (2026-02-19): ofac | 02/23/2026 |  |  | 1 C A |  | NM | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000114083 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower Certification is missing the signature of the second owner of the business entity. |  |  |  | Reviewer Comment (2026-02-23): Borrower is the sole owner of the business entity. Exception Cleared.<br>Buyer Comment (2026-02-19): XXXX is sole member | 02/23/2026 |  |  | 1 C A |  | NM | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000114083 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for rent being paid in cash. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: XXXX<br> Guideline Requirement: 1.00 | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-02-16): Lender approved exception at origination with compensating factor. |  |  | 02/16/2026 | 2 B |  | NM | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000114114 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | A Hazard Insurance Policy has been provided that will be effective on XXXX and will start after the Note Date. |  |  |  | Reviewer Comment (2026-02-26): Received Final closing statement reflecting disbursement date as XXXX. Exception Cleared.<br>Buyer Comment (2026-02-24): final SS is reporting disbursement date XXXX | 02/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114114 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | The gift letter in the file was not dated. |  |  |  | Reviewer Comment (2026-02-26): Received gift letter with date the funds were transferred. Exception Cleared.<br>Buyer Comment (2026-02-24): see attached docs | 02/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114114 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Rent-free letter was in the file, however, UW Discretion is required for borrower living rent-free with someone other than spouse. |  |  |  | Reviewer Comment (2026-02-26): Received 1008 with underwriter's comment. Exception Cleared.<br>Buyer Comment (2026-02-24): UW discretion | 02/26/2026 |  |  | 1 C A D |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114114 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The Hazard Insurance policy did not list Lender or Servicer as mortgagee. Please provide an updated policy disclosing XXXX (with an S) XXXX, ISAOA as the mortgage for the subject property. |  |  |  | Reviewer Comment (2026-03-04): Updated Hazard Insurance Policy received disclosing XXXX (with an S) XXXX, ISAOA as the mortgage for the subject property. Exception Cleared.<br>Buyer Comment (2026-03-02): HOI | 03/04/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114114 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Borrower has insufficient funds to close. Unable to verify receipt of gift funds, and gift letter was undated. |  |  |  | Reviewer Comment (2026-02-26): Received gift letter with date the funds were transferred. Exception Cleared.<br>Buyer Comment (2026-02-24): gift letter | 02/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114114 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | The file is missing the final HUD-1. Copy in file is an estimate. |  |  |  | Reviewer Comment (2026-02-26): Received Final Closing Statement. Exception Cleared.<br>Buyer Comment (2026-02-24): Final SS | 02/26/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114036 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | Certificate of Non-Owner Occupied disclosure does not show the borrower's principle address. |  |  |  | Reviewer Comment (2026-02-25): Received Occupancy Certificate. Exception Cleared.<br>Buyer Comment (2026-02-23): See form section 4A completed. Thank you. | 02/25/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114122 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | A Hazard Insurance Policy has been provided that will be effective on XXXX and start after the Note Date. |  |  |  | Reviewer Comment (2026-02-26): Provided hazard insurance policy with effective date of XXXX. Exception cleared.<br>Buyer Comment (2026-02-24): Please see attached corrected HOI policy with effective date. | 02/26/2026 |  |  | 1 C A |  | KS | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114079 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet guidelines. File is missing underwriter discretion documentation allowing rent free credit exception. |  |  |  | Reviewer Comment (2026-02-26): Received UW discretion in the file for borrower living rent free with someone. Exception Cleared.<br>Buyer Comment (2026-02-24): UW discretion | 02/26/2026 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114101 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | 2 Certs are in the file, however one is missing the primary address and the other is missing the signature page. |  |  |  | Reviewer Comment (2026-02-26): Received Certificate of Non-Owner Occupancy showing the borrower at an address different than the subject. Exception cleared.<br>Buyer Comment (2026-02-24): Non-owner | 02/26/2026 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114055 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion is required for approving the borrower living rent free with non-spouse. |  |  |  | Reviewer Comment (2026-02-25): Received 1008 with underwriter's comment. Exception Cleared.<br>Buyer Comment (2026-02-23): UW discretion | 02/25/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114038 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Lender approved exception to allow loan amount of XXXX versus guideline minimum loan amount of XXXX. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 700<br> Representative FICO: XXXX | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-02-19): Lender granted exception approval with compensating factors in loan file. |  |  | 02/19/2026 | 2 B |  | AL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000114038 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The Hazard Insurance policy did not list Lender or Servicer as mortgagee. Please provide an updated policy disclosing XXXX (with an S) XXXX, ISAOA as the mortgage for the subject property. |  |  |  | Reviewer Comment (2026-03-05): Received Hazard Insurance Policy. Exception Cleared.<br>Buyer Comment (2026-03-03): Please see updated dec page adding the "s" attached. Thank you. | 03/05/2026 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000114081 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary Valuation is Missing in loan file. |  |  |  | Reviewer Comment (2026-02-27): Received Collateral Desktop Analysis. Exception cleared.<br>Buyer Comment (2026-02-25): CDA | 02/27/2026 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114144 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Missing the complete mortgagee on the master insurance. |  |  |  | Reviewer Comment (2026-02-27): Received Master Insurance in the file. Exception Cleared.<br>Buyer Comment (2026-02-25): Master Insurance | 02/27/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114140 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing Final HUD/CD for the Borrower in the Loan file. |  |  |  | Reviewer Comment (2026-03-02): Received Final Closing Statement. Exception Cleared.<br>Buyer Comment (2026-02-26): Please see stamped HUD-1 attached. Thank you. | 03/02/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114099 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Evidence of Access to Funds missing in Loan File. |  |  |  | Reviewer Comment (2026-03-02): Operating agreement received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-26): OA | 03/02/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114137 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet guidelines. File is missing underwriter discretion documentation allowing this credit exception. |  |  |  | Reviewer Comment (2026-03-02): Received UW discretion in the file for borrower living rent free with someone. Exception Cleared.<br>Buyer Comment (2026-02-26): Please see attached XXXX final 1008 with rent free comments. Thank you. | 03/02/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114137 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Provide evidence of signing authority for the Guarantor. Document must be signed by all owners of the entity. |  |  |  | Reviewer Comment (2026-03-06): Received corporate resolution signed by all the members of the business entity. Exception cleared.<br>Buyer Comment (2026-03-04): Please be attached. Thank you. | 03/06/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114103 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is an estimated closing statement. |  |  |  | Reviewer Comment (2026-03-03): Received Final Closing statement. Exception Cleared.<br>Buyer Comment (2026-02-27): final SS | 03/03/2026 |  |  | 1 D A |  | NV | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114103 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Missing evidence of the signing authority document. |  |  |  | Reviewer Comment (2026-03-03): Received Borrowing Certificate. Exception Cleared.<br>Buyer Comment (2026-02-27): Corp resolution | 03/03/2026 |  |  | 1 C A |  | NV | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114100 | XXXXXX |  | XXXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary Valuation Missing in this loan file |  |  |  | Reviewer Comment (2026-03-06): Received CDA in the file. Exception Cleared.<br>Buyer Comment (2026-03-04): CDA<br>Reviewer Comment (2026-03-04): Secondary Valuation is required as CU score is more than XXXX . Exception Remains.<br>Buyer Comment (2026-03-02): FNMA SSR | 03/06/2026 |  |  | 1 D A |  | NJ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXXX | 4000120862 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement provided was not executed. |  |  |  | Reviewer Comment (2026-03-30): Received Operating Agreement. Exception cleared.<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): signed | 03/30/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 4000121597 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000121597 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of XXXX is over disclosed by XXXX compared to the calculated Amount Financed of XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of XXXX is over disclosed by XXXX |  |  |  | Reviewer Comment (2026-03-31): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Seller Comment (2026-03-30): Comment from XXXX (XXXX): PCCD, LOE, Refund Check, Delivery confirmation |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of XXXX is under disclosed by XXXX compared to the calculated Finance Charge of XXXX which exceeds the XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of XXXX is over disclosed by XXXX |  |  |  | Reviewer Comment (2026-03-31): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Buyer Comment (2026-03-30): Comment from XXXX (XXXX): LOE, PCCD, refund check, Delivery Confirmation were uploaded in the other condition |  | XXXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Please provide POCB Invoice for appraisal fee totaling XXXX to meet reserve requirements. |  |  |  | Reviewer Comment (2026-03-27): Received, cleared<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Appraisal Invoice has been provided | 03/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Please provide paid invoice for POCB Appraisal Fee. |  |  |  | Reviewer Comment (2026-03-27): Received, cleared<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Appraisal Invoice | 03/27/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable third-party records. | Please provide paid invoice for POCB Appraisal Fee. |  |  |  | Reviewer Comment (2026-03-27): Received, cleared<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Appraisal Invoice | 03/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Please provide paid invoice for POCB Appraisal Fee. |  |  |  | Reviewer Comment (2026-03-27): Received appraisal POC invoice<br>Seller Comment (2026-03-27): Comment from XXXX (XXXX): Appraisal Invoice | 03/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000120783 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Please provide paid invoice for POCB Appraisal Fee. |  |  |  | Reviewer Comment (2026-03-27): Received, cleared | 03/27/2026 |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXXX | 4000121028 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-03-27): Accepted as is. |  |  | 03/27/2026 | 2 B |  | CA | Investment | Purchase | B A | Non QM | N/A | No |
| XXXXXX | 4000116766 | XXXXXX |  | XXXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Preliminary Title Report is for XXXX. The Loan amount is XXXX. |  |  |  | Reviewer Comment (2026-03-30): Client elects to waive |  |  | 03/30/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXXX | 4000118224 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure is provided. |  |  |  | Reviewer Comment (2026-03-30): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | LA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXXX | 2000000524 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___; <br> State: ___ | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-04-01): Accepted as is. |  |  | 04/01/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000524 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Appraisal Notice is missing. |  |  |  | Reviewer Comment (2026-04-01): Accepted as is. |  |  | 04/01/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXXX | 2000000524 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2026-04-01): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXXX | 4000119713 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (XXXX) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (XXXX) business days prior to closing. |  |  |  | Reviewer Comment (2026-04-02): XXXX received XXXX CD received 3 business days prior to consummation.<br>Seller Comment (2026-04-01): Comment from XXXX (XXXX): Initial CD | 04/02/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXXX | 4000106585 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Re-Inspection Fee was last disclosed as XXXX on Loan Estimate but disclosed as XXXX on Final Closing Disclosure. |  |  |  | Reviewer Comment (2026-02-20): Sufficient Cure Provided At Closing |  | XXXXXX |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Exempt from ATR | No |
| XXXXXX | 4000106585 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-23): CDFI lender testing ATR. |  |  | 02/23/2026 | 2 A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114033 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type per the guidelines. |  | Properties zoned Agricultural are ineligible per the guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: XXXX<br> Guideline Requirement: 0.00 | Originator,SitusAMC | Reviewer Comment (2026-03-06): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-03-04): exception |  |  | 03/06/2026 | 2 C B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114033 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | All judgments must be paid in full at or prior to closing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: XXXX<br> Guideline Requirement: 0.00 | Originator,SitusAMC | Reviewer Comment (2026-03-06): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-03-04): see attached exception<br>Reviewer Comment (2026-03-02): Provided document does not verify satisfied or release of the judgment. Require Satisfaction of Lien/Judgment must be paid in full prior to or at closing. Exception Remains.<br>Buyer Comment (2026-02-26): judgement<br>Buyer Comment (2026-02-26): motion to quash |  |  | 03/06/2026 | 2 B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114033 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Minimum FICO XXXX for first time investor. Borrower has not had investment property in past 36 months. |  |  |  | Reviewer Comment (2026-03-03): Evidence of experience provided. ie; Fraud Report along with provided property history report.<br>Reviewer Comment (2026-03-02): Provided Property history report reflect bill of sale on XXXX however buyer/borrower and seller information not provided. Exception Remains.<br>Buyer Comment (2026-02-26): proof of ownership commercial real estate | 03/03/2026 |  |  | 1 C A |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114172 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Calculation / Analysis | Credit | Missing Document: Alternative Credit Documentation not provided |  | Borrower is foreign national without US credit, requires at least two tradelines reporting for XXXX+ months or one tradeline reporting for XXXX+ months. Need evidence of either U.S credit report or a letter from a verified institution in borrower's country confirming her credit history. |  |  |  | Reviewer Comment (2026-02-05): Borrower is Foreign National, Credit Report is not required in the file. And borrower does not have current housing history. Exception Cleared.<br>Buyer Comment (2026-02-03): See attached | 02/05/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114149 | XXXXXX |  | XXXXXX |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | Please provide borrower's signed copy of the 1003/Credit Application. |  |  |  | Reviewer Comment (2026-03-11): Executed credit application received and verified the details. Exception Cleared.<br>Buyer Comment (2026-03-09): please see signed copy | 03/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114149 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | Provide verification that the state tax lien on title in the amount of XXXX has been paid and released as required per guidelines.. Final title is required be free and clear of all liens. |  |  |  | Reviewer Comment (2026-03-11): Title Supplemental report received and lien item has been removed. Exception Cleared.<br>Buyer Comment (2026-03-09): please see title supplement , tax lien was removed | 03/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114014 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Mortgagee is listed as XXXX and is required to show as XXXX. |  |  |  | Reviewer Comment (2026-02-24): Received hazard insurance policy with corrected listing Lender or Servicer and its successors and assigns. Exception cleared<br>Buyer Comment (2026-02-20): Insurance | 02/24/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114009 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide a XXXX month pay history for the primary residence. |  |  |  | Reviewer Comment (2026-02-23): Housing history verified till XXXX for primary residence. Exception Cleared.<br>Buyer Comment (2026-02-19): Program permits 1x30. We do not have Jan payment<br>Buyer Comment (2026-02-19): D0108 XXXX reporting up to XXXX., D0113 XXXX , D0120 XXXX, D0115 XXXX | 02/23/2026 |  |  | 1 C A D |  | TN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114008 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet the guidelines. File is missing rate lock reflecting LLPA for living rent free and underwriter discretion documentation allowing for guideline exception. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score exceeds the guideline minimum by XX points. | Reserves: XXXX<br> Guideline Requirement: 0.00<br>Guidelines Representative FICO: 700<br> Representative FICO: XXXX<br>The representative FICO score exceeds the guideline minimum by 59 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2026-02-23): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-02-20): exception<br>Buyer Comment (2026-02-19): Uw discretion<br>Buyer Comment (2026-02-19): revised 1003<br>Buyer Comment (2026-02-19): rent free loe |  |  | 02/23/2026 | 2 C B |  | NY | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114085 | XXXXXX |  | XXXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | File is short verified assets to closing. File is missing documentation for loans closing concurrently. |  |  |  | Reviewer Comment (2026-02-26): Received Closing Statement. Exception Cleared.<br>Buyer Comment (2026-02-24): #XXXX $XXXX<br>Buyer Comment (2026-02-24): XXXX $XXXX<br>Buyer Comment (2026-02-24): Cash out proceeds #XXXX $XXXX | 02/26/2026 |  |  | 1 C A |  | NM | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114085 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception in file for borrower renting from a private party and file is missing XXXX months cancelled checks/bank statements. However the compensating factors provided are not valid comp factors. | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of XXXXis greater than the minimum required DSCR of 1.00. | SitusAMC,Originator | Reviewer Comment (2026-02-26): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-02-24): loe credit<br>Buyer Comment (2026-02-24): comp factors are valid. DSCR is greater than XXXX and XXXX years investor experience. |  |  | 02/26/2026 | 2 C B |  | NM | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114085 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC is required for all parties involved in the transaction - business entity is missing. |  |  |  | Reviewer Comment (2026-02-26): Received OFAC for Business Entity. Exception Cleared.<br>Buyer Comment (2026-02-24): ofac search | 02/26/2026 |  |  | 1 C A |  | NM | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114088 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing UW discretion for borrower living rent free. |  |  |  | Reviewer Comment (2026-02-26): Updated 1008 received with underwriter discretion for Borrower is living rent free along with rent free letter. Exception Cleared.<br>Buyer Comment (2026-02-24): UW discretion | 02/26/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114088 | XXXXXX |  | XXXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  | First time investors must have a complete XXXX-month housing history. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 700<br> Representative FICO: XXXX | SitusAMC | Reviewer Comment (2026-02-26): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-02-24): exception |  |  | 02/26/2026 | 2 C B |  | NY | Investment | Purchase | C B A |  | N/A | No |
| XXXXXX | 6000114096 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. |  |  |  | Reviewer Comment (2026-03-04): Received Final Closing statement. Exception Cleared.<br>Buyer Comment (2026-03-03): Final SS | 03/04/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000114096 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Per guidelines, all judgments and liens are required to be paid at or prior to closing. Fraud report reflects an open tax lien in the amount of XXXX and an open child support judgment in the amount of XXXX, which do not reflect paid/released. | The representative FICO score exceeds the guideline minimum by XX points. | The representative FICO score exceeds the guideline minimum by 36 points. | SitusAMC,Originator | Reviewer Comment (2026-03-09): Waived with compensating factors per lender exception approval at origination.<br>Buyer Comment (2026-03-05): exception<br>Reviewer Comment (2026-03-04): Provided LOX states that the borrower not aware of any child support lien that would be filed against in the state of XXXX. A revised LOX is required to verify child support lien. Exception remains.<br>Buyer Comment (2026-03-02): child support loe<br>Buyer Comment (2026-03-02): tax lien release |  |  | 03/09/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXXX | 6000114002 | XXXXXX |  | XXXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Lender approved exception to aallow loan amount of XXXX versus program minimum loan amount of XXXX . | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: XXXX<br> Guideline Requirement: 0.00<br>Guidelines Representative FICO: 620<br> Representative FICO: XXXX | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-02-19): Lender approved exception at origination with compensating factors. |  |  | 02/19/2026 | 2 B |  | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000114002 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Co-borrower disclosed Citizenship as US Citizen on the loan application, however, evidence of non-permanent resident alien was provided in the file. Please provide and updated loan application indication accurate citizenship status. |  |  |  | Reviewer Comment (2026-04-02): 1003 and proof of e-sign.<br>Buyer Comment (2026-04-01): Corrected application. | 04/02/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXXX | 6000114072 | XXXXXX |  | XXXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The effective date disclosed on the Hazard Insurance Policy is after the Note date. |  |  |  | Reviewer Comment (2026-02-27): Received Hazard insurance with correct date. Exception Cleared.<br>Buyer Comment (2026-02-25): HOI | 02/27/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114023 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Tax liens are required to be paid off. |  |  |  | Reviewer Comment (2026-03-02): Received certificate of release of federal tax lien. Exception cleared.<br>Buyer Comment (2026-02-26): release<br>Buyer Comment (2026-02-26): federal tax lien | 03/02/2026 |  |  | 1 B A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114023 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | Certificate of Non-Owner Occupied disclosure does not show the borrower's principle address. |  |  |  | Reviewer Comment (2026-03-02): Provided Non-Owner Occupancy Declaration with primary residence address. Exception cleared.<br>Buyer Comment (2026-02-26): Non-Owner | 03/02/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114023 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. |  |  |  | Reviewer Comment (2026-03-02): Received final HUD-1. Exception cleared.<br>Buyer Comment (2026-02-26): Final SS | 03/02/2026 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114146 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | The borrower's name on the Note did not match the business entity on the Operating Agreement or the Articles of Organization. Missing the "E" from the LLC name on the loan documents |  |  |  | Reviewer Comment (2026-03-23): Note document received and verified. Exception cleared.<br>Buyer Comment (2026-03-19): destroyed note affadavit<br>Buyer Comment (2026-03-19): NOte | 03/23/2026 |  |  | 1 D A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114146 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The borrower's name on the Security Instrument did not match the business entity on the Operating Agreement or the Articles of Organization. Missing the "E" from the LLC name on the loan documents |  |  |  | Reviewer Comment (2026-04-03): Received updated Security Instrument in the file. Exception Cleared.<br>Buyer Comment (2026-04-01): Recorded Mortgage uploaded. | 04/03/2026 |  |  | 1 D A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114146 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | Co-borrower disclosed marital status as married on the Credit Application, however, the file is missing the Spousal Consent required for the State of XXXX. The Guaranty disclosed non-borrowing spouse as not applicable. Please provide an updated credit application or corrected Guaranty Agreement. |  |  |  | Reviewer Comment (2026-04-13): Corrected 1003 for Morgan received in trailing documents, reflecting updated marital status to unmarried. Spousal consent not required.<br>Buyer Comment (2026-04-13): Please see uploaded docs.<br>Reviewer Comment (2026-04-07): Updated guaranty agreement received; however, the file is missing the non-borrowing spouse's consent. The new guaranty agreement removed the non-borrowing spouse signature blocks, but credit application reflects guarantor XXXX is married. Spousal consent required for review of this condition.<br>Buyer Comment (2026-04-07): Please see uploaded docs. | 04/13/2026 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114146 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | The borrower's name on the Guaranty did not match the business entity on the Operating Agreement or the Articles of Organization. Missing the "E" from the LLC name on the loan documents |  |  |  | Reviewer Comment (2026-04-07): Corrected guarantor agreement and LOE to borrower received in trailing docs.<br>Buyer Comment (2026-04-07): Please see uploaded docs. | 04/07/2026 |  |  | 1 D A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXXX | 6000114043 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed |  | There are red flags on the fraud report that were not addressed. |  |  |  | Reviewer Comment (2026-02-27): Received fraud alert summary with cleared status. Exception Cleared.<br>Buyer Comment (2026-02-25): Please find attached clear final fraud guard. | 02/27/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXXX | 6000114153 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for business entity. |  |  |  | Reviewer Comment (2026-03-25): Received clear OFAC search for business entity. Exception cleared.<br>Buyer Comment (2026-03-23): Please see attached<br>Reviewer Comment (2026-03-20): Provided incomplete OFAC search result as footer with date & time of search is not scanned. Exception remains.<br>Buyer Comment (2026-03-18): Please see attached | 03/25/2026 |  |  | 1 C A |  | MN | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114151 | XXXXXX |  | XXXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | Certificate of Non-Owner Occupied disclosure does not show the borrower's principle address. |  |  |  | Reviewer Comment (2026-03-16): Received Certificate of Non-Owner Occupancy Declaration showing show the borrower(s) at an address different than the subject. Exception Cleared.<br>Buyer Comment (2026-03-12): Please see attached | 03/16/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXXX | 6000114159 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Rent-free letter and LLPA are in the file, however, UW Discretion is required for borrower living rent-free with someone other than spouse. |  |  |  | Reviewer Comment (2026-03-20): Received UW Discretion for borrower living rent-free. Exception Cleared.<br>Buyer Comment (2026-03-18): PFA | 03/20/2026 |  |  | 1 C A D |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114155 | XXXXXX |  | XXXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for trust. |  |  |  | Reviewer Comment (2026-03-30): OFAC provided.<br>Buyer Comment (2026-03-30): PFA The XXXX. Thank you.<br>Reviewer Comment (2026-03-27): The provided document reflects an incomplete trust name and is missing the document date. Exception Remains.<br>Buyer Comment (2026-03-25): PFA<br>Reviewer Comment (2026-03-24): Provided document is not an Office of Foreign Assets Control (OFAC) search. Require OFAC search for trust. Exception remains.<br>Buyer Comment (2026-03-20): PFA<br>Reviewer Comment (2026-03-19): Received XXXX.Gov search. Require OFAC for trust The XXXX. Exception Remains.<br>Buyer Comment (2026-03-17): PFA | 03/30/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114155 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide UW discretion for borrower living rent free. |  |  |  | Reviewer Comment (2026-03-19): Received UW discretion for borrower living rent free. Exception Cleared.<br>Buyer Comment (2026-03-17): PFA | 03/19/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114154 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | There are XXXX sellers judgments on title that were not paid at closing. |  |  |  | Reviewer Comment (2026-03-25): Received judgment affidavit from the seller stating they are not one and the same person named in the judgments. Exception cleared.<br>Buyer Comment (2026-03-23): These judgements were confirmed to not be our seller.<br> Please find attached the judgment affidavit signed at closing. | 03/25/2026 |  |  | 1 C A |  | VA | Investment | Purchase | C A |  | N/A | No |
| XXXXXX | 6000114152 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The file is missing the appraisal invoice from XXXX. |  |  |  | Reviewer Comment (2026-03-20): Received fully paid appraisal invoice from XXXX Resources. Exception cleared.<br>Buyer Comment (2026-03-19): PFA | 03/20/2026 |  |  | 1 C A D |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114152 | XXXXXX |  | XXXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-20): Provided supplemental title report. Exception cleared.<br>Buyer Comment (2026-03-18): PFA | 03/20/2026 |  |  | 1 B A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114152 | XXXXXX |  | XXXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide UW Discretion for borrower living rent free with non spouse. |  |  |  | Reviewer Comment (2026-03-26): Received 1008 with underwriter's comment. Exception Cleared.<br>Buyer Comment (2026-03-24): PFA<br>Reviewer Comment (2026-03-20): Provided summary with mentioned of primary rent free. Require underwriter discretion addressing there is no concern for occupancy after reviewing credit package and LOE. Exception remains.<br>Buyer Comment (2026-03-18): PFA | 03/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (XXXX): Safe Harbor requirements not satisfied. | Lender on the appraisal is differ from the note. Appraisal transfer letter nor the appraisal invoice were provided. |  |  |  | Reviewer Comment (2026-02-17): Lender on Note was assigned loan per Allonge provided.<br>Buyer Comment (2026-02-17): XXXX is not asking for the condition to be waived. This also is not a Transferred appraisal, per LOX from seller they do mini corr loans. The attached documents show this is a third-party transaction (mini corr) loan closed in the name of XXXX and they endorsed the Note over to XXXX (who is our seller) and XXXX endorsed the Note over to XXXX.<br>Reviewer Comment (2026-02-16): Per LOX provided, lender is asking for a waiver of this condition. This is an EV2 that client can elect to waive. Please confirm if that is what is being requested.<br>Buyer Comment (2026-02-11): See attached LOX | 02/17/2026 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | File is missing photo identification. |  |  |  | Reviewer Comment (2026-02-16): Received driver's license.<br>Buyer Comment (2026-02-13): See attached | 02/16/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | CPA is required to attest that they have no affiliation to the borrower or the business. |  |  |  | Reviewer Comment (2026-02-13): Received CPA letter and verified CPA does not have any affiliation to the borrower or the business of borrower. Exception Cleared.<br>Buyer Comment (2026-02-11): CPA letter attached states no affiliation. | 02/13/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | CPA is required to attest that they have no affiliation to the borrower or the business. |  |  |  | Reviewer Comment (2026-02-13): Received CPA letter and verified CPA does not have any affiliation to the borrower or the business of borrower. Exception Cleared.<br>Buyer Comment (2026-02-11): CPA letter was uploaded | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | CPA is required to attest that they have no affiliation to the borrower or the business. |  |  |  | Reviewer Comment (2026-02-13): Received CPA letter and verified CPA does not have any affiliation to the borrower or the business of borrower. Exception Cleared.<br>Buyer Comment (2026-02-11): CPA letter was uploaded | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | CPA is required to attest that they have no affiliation to the borrower or the business. |  |  |  | Reviewer Comment (2026-02-13): Received CPA letter and verified CPA does not have any affiliation to the borrower or the business of borrower. Exception Cleared.<br>Buyer Comment (2026-02-11): CPA letter was uploaded | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 6000114179 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | CPA is required to attest that they have no affiliation to the borrower or the business. |  |  |  | Reviewer Comment (2026-02-13): Received CPA letter and verified CPA does not have any affiliation to the borrower or the business of borrower. Exception Cleared.<br>Buyer Comment (2026-02-11): CPA letter was uploaded | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXXX | 6000114041 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. XXXX over legal limit. Insufficient or no cure was provided to the borrower. | TX Guaranty Fee. Fee increased from XXXX to XXXX without a valid change of circumstance or cure |  |  |  | Reviewer Comment (2026-02-27): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Reviewer Comment (2026-02-26): PCCD and LOE were received; however, they both indicate that a refund was also sent to the borrower for the $XXXX XXXX Guaranty Fee. Please also provide a copy of the refund check and proof of delivery to the borrower of the cure and documents. |  | XXXXXX |  | 2 C B |  | TX | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114041 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | TX | Second Home | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114046 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2026-03-18): Received updated and initialed final with corrected address.<br>Buyer Comment (2026-03-18): Please see corrected reo on 1003 with initials. Thank you.<br>Reviewer Comment (2026-03-09): Received Mortgage statement for the property XXXX, however the property address on Final 1003 is XXXX. Exception remains.<br>Buyer Comment (2026-03-05): Please see attached. Please note XXXX regarding the XXXX statement this program does permit a 1x30 day late. Thank you.<br>Reviewer Comment (2026-02-23): We are unable to verify the tax and insurance amount from HUD document for all reo properties. Required first payment letter, Note or taxes and insurance documents for all reo properties. Exception remains.<br>Buyer Comment (2026-02-20): See property profile for XXXX property. Thank you.<br>Buyer Comment (2026-02-20): Please note per XXXX guidelines HUD-1's provided to confirm Borrowers business is liable for the debt. Also see property profiles provided. Thank you. | 03/18/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A B | Exempt from ATR | N/A | No |
| XXXXXX | 6000114046 | XXXXXX |  | XXXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2026-02-23): Initial 1003 received and verified. Exception cleared.<br>Buyer Comment (2026-02-19): Attached find signed Initial 1003. | 02/23/2026 |  |  | 1 B A |  | NY | Investment | Purchase | C A B | Exempt from ATR | N/A | No |
| XXXXXX | 6000114105 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification and Tax verification document was not provided for the property on XXXXX XXXXX XXXXX. |  |  |  | Reviewer Comment (2026-03-04): First payment letter received & associated. Exception cleared.<br>Buyer Comment (2026-03-02): FPL | 03/04/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment dated within XXXX days of note for XXXX to XXXX is not provided. | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Reserves: XXXX<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 720<br> Representative FICO: XXXX<br>Documentation Type: 1yr P&L w/o Bank Statements<br> Disposable Income: $XXXX | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-11): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-03-09): exception<br>Reviewer Comment (2026-03-09): VVOE provided for XXXX to XXXX is not dated within 10 calendar days.<br>Reviewer Comment (2026-03-09): Required verbal verification of employment within 10 days of note for borrower and co-borrower's wage income. Provided is verification of CPA for P&L income. Exception remains.<br>Buyer Comment (2026-03-05): VVOE |  |  | 03/11/2026 | 2 C B |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment dated within XXXX days of note for XXXX to XXXX is not provided. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 1yr P&L w/o Bank Statements<br> Disposable Income: $XXXX<br>Reserves: XXXX<br> Guideline Requirement: 3.00<br>DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Guidelines Representative FICO: 720<br> Representative FICO: XXXX | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-11): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-03-09): see attached exception<br>Reviewer Comment (2026-03-09): Received VVOE for XXXX to XXXX, however it is not dated within 10 calendar days per the guidelines.<br>Reviewer Comment (2026-03-09): Required verbal verification of employment within 10 days of note for borrower and co-borrower's wage income. Provided is verification of CPA for P&L income. Exception remains.<br>Buyer Comment (2026-03-05): see attached VVOE |  |  | 03/11/2026 | 2 C B |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment dated within XXXX days of note for XXXX to XXXX is not provided. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 1yr P&L w/o Bank Statements<br> Disposable Income: $XXXX<br>Reserves: XXXX<br> Guideline Requirement: 3.00<br>DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Guidelines Representative FICO: 720<br> Representative FICO: XXXX | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-11): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-03-09): see attached exception<br>Reviewer Comment (2026-03-09): Received VVOE for XXXX to XXXX, however it is not dated within 10 calendar days per the guidelines.<br>Reviewer Comment (2026-03-09): Required verbal verification of employment within 10 days of note for borrower and co-borrower's wage income. Provided is verification of CPA for P&L income. Exception remains.<br>Buyer Comment (2026-03-05): see attached VVOE |  |  | 03/11/2026 | 2 C B |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing December and January payment. |  |  |  | Reviewer Comment (2026-02-27): Received December and January statement to verify the payment history of REO property address "XXXX". Exception Cleared.<br>Buyer Comment (2026-02-25): Jan payment<br>Buyer Comment (2026-02-25): Dec mtg payment | 02/27/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-03-02): CDFI lender testing ATR |  |  | 03/02/2026 | 2 A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation discrepancy due to missing VVOE for secondary employment. |  |  |  | Reviewer Comment (2026-03-18): ATR tested resulting in Non QM. Flipped LD to exempt from ATR to correct grading.<br>Buyer Comment (2026-03-16): Please see attached<br>Reviewer Comment (2026-03-12): The Lender exception only covers 1 borrower. A VVOE is required for each borrower covering the Employment from XXXX to XXXX. Provide an updated lender exception for each borrowers employment.<br>Buyer Comment (2026-03-11): Please see attached | 03/18/2026 |  |  | 1 A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Waterfall due to missing VVOE for secondary employment. |  |  |  | Reviewer Comment (2026-03-18): Lender approved exception post close with compensating factors<br>Reviewer Comment (2026-03-18): Regraded to EV2-B based on post-close lender exception outlining alternate documentation used to verify employment.<br>Buyer Comment (2026-03-16): Please see attached.<br>Reviewer Comment (2026-03-12): The Lender exception only covers 1 borrower. A VVOE is required for each borrower covering the Employment from XXXX to XXXX. Provide an updated lender exception for each borrowers employment.<br>Buyer Comment (2026-03-11): Please see attached |  |  | 03/18/2026 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Waterfall due to missing VVOE for secondary employment. |  |  |  | Reviewer Comment (2026-03-18): Lender approved exception post close with compensating factors<br>Reviewer Comment (2026-03-18): Regraded to EV2-B based on post-close lender exception outlining alternate documentation used to verify employment.<br>Buyer Comment (2026-03-16): Please see attached.<br>Reviewer Comment (2026-03-12): The Lender exception only covers 1 borrower. A VVOE is required for each borrower covering the P&L income and the Employment from XXXX to XXXX. Provide an updated lender exception for each borrowers employment.<br>Buyer Comment (2026-03-11): Please see attached |  |  | 03/18/2026 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing VVOE for secondary employment. |  |  |  | Reviewer Comment (2026-03-18): Received Lender exception and compliance regrade.<br>Buyer Comment (2026-03-16): Please see attached.<br>Reviewer Comment (2026-03-12): The Lender exception only covers 1 borrower. A VVOE is required for each borrower covering the P&L income and the Employment from XXXX to XXXX. Provide an updated lender exception for each borrowers employment.<br>Buyer Comment (2026-03-11): Please see attached | 03/18/2026 |  |  | 1 A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXXX | 6000114064 | XXXXXX |  | XXXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Waterfall due to missing VVOE for secondary employment. |  |  |  | Reviewer Comment (2026-03-18): ATR tested resulting in Non QM. Flipped LD to exempt from ATR to correct grading. | 03/18/2026 |  |  | 1 A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| XXXXX | 4000005497 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| XXXXX | 6000097486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 64.170% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.170% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000097492 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| XXXXX | 6000097465 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXXX | 6000097466 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000097457 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXXX | 6000097443 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 6000097476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 6000097471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.20 |
| XXXXX | 6000097496 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.20 |
| XXXXX | 4000091768 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000092689 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| XXXXX | 4000094256 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000169 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000095079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 2000000173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXXX | 2000000187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 2000000197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 2000000212 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000097289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000098856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| XXXXX | 4000098170 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100060 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000209 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000100745 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103584 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100296 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100373 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100310 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101456 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098741 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000102246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000098924 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099059 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100063 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100349 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100513 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000081501 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000100772 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.60 |
| XXXXX | 4000100577 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000101467 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 2000000203 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.290% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| XXXXX | 4000100578 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000205 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.40 |
| XXXXX | 2000000241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000100267 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 2000000215 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.280% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000100845 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000103411 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 2000000237 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.90 |
| XXXXX | 2000000222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.10 |
| XXXXX | 4000105546 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 2000000229 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.470% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.40 |
| XXXXX | 4000104600 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000103546 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.770% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| XXXXX | 4000104293 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000104228 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000105289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000105000 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000106064 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 2000000250 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| XXXXX | 4000105102 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106055 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| XXXXX | 4000106059 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105151 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000106057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106979 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000107763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000266 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107090 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000107099 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000107592 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107405 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000107407 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 2000000282 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000105498 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000107103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106739 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000106702 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000105133 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| XXXXX | 4000104695 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000107113 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106880 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000107107 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000292 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| XXXXX | 4000107473 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| XXXXX | 4000105250 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| XXXXX | 4000108436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000105549 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000107307 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000107406 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.40 |
| XXXXX | 4000106832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000305 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.730% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXXX | 2000000319 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXXX | 4000106730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000107114 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000235 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000106155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106432 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000105823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 2000000268 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 2000000291 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 2000000301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 2000000277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 8.380% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109040 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.10 |
| XXXXX | 4000108653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000108705 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| XXXXX | 4000106088 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000108922 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106329 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.70 |
| XXXXX | 4000109240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000109939 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106398 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 2000000293 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000105472 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000109334 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 2000000314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| XXXXX | 4000109126 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000109990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000105810 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000107007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| XXXXX | 4000107993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000110059 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000108410 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000108941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000108634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000109127 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108755 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| XXXXX | 4000106803 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000109473 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000109097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000109118 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000105861 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 2000000317 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| XXXXX | 4000108781 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.720% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| XXXXX | 4000109247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXXX | 4000108579 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110290 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000103908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000106579 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.430% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 4000111881 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000108730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 6000110743 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110742 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| XXXXX | 6000110739 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000110738 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| XXXXX | 6000110737 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110736 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| XXXXX | 6000110735 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110734 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000110733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110731 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110728 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXXX | 6000110727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.520% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| XXXXX | 6000110725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 6000110724 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 6000110722 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110721 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| XXXXX | 6000110720 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 6000110719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110717 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110714 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 6000110713 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110710 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXXX | 6000110707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| XXXXX | 6000110706 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110705 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| XXXXX | 6000110704 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| XXXXX | 6000110702 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000110700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 6000110698 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| XXXXX | 6000110697 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| XXXXX | 6000110695 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000110694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110693 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 6000110692 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110691 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110690 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.80 |
| XXXXX | 6000110689 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110687 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| XXXXX | 6000110686 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| XXXXX | 6000110685 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.040% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110679 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| XXXXX | 6000110678 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| XXXXX | 6000110677 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| XXXXX | 6000110676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110671 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.50 |
| XXXXX | 6000110669 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXXX | 6000110668 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110664 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| XXXXX | 6000110663 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110655 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110654 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000110651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 6000110648 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110646 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110645 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110644 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110641 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| XXXXX | 6000110638 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110636 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| XXXXX | 6000110635 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| XXXXX | 6000110634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| XXXXX | 6000110633 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| XXXXX | 6000110632 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| XXXXX | 6000110630 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110629 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000110627 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 5.00 |
| XXXXX | 6000110626 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| XXXXX | 6000110623 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXXX | 6000110621 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110620 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| XXXXX | 6000110619 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110618 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110617 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| XXXXX | 6000110615 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| XXXXX | 6000110729 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| XXXXX | 6000110726 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -0.880% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| XXXXX | 6000110712 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 6000110711 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000110709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXXX | 6000110701 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 999.00 |
| XXXXX | 6000110688 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 6000110682 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| XXXXX | 6000110680 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.40 |
| XXXXX | 6000110675 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000110674 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| XXXXX | 6000110673 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| XXXXX | 6000110672 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 6000110670 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| XXXXX | 6000110667 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110666 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.30 |
| XXXXX | 6000110665 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110661 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 6000110658 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110656 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110652 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 13.750% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.40 |
| XXXXX | 6000110647 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 0.840% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| XXXXX | 6000110643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000110642 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110625 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110624 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| XXXXX | 6000110744 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.50 |
| XXXXX | 6000110740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.50 |
| XXXXX | 6000110730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| XXXXX | 6000110716 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000110708 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| XXXXX | 6000110703 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 6000110684 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 6000110662 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| XXXXX | 6000110659 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 6000110657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 6000110653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000110640 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110637 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000110631 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.620% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000110628 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 2000000304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.380% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| XXXXX | 4000105486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110357 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000108712 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000299 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| XXXXX | 4000112336 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| XXXXX | 4000107975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000109824 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110333 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000109772 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109265 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| XXXXX | 4000109373 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000110812 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000109096 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000108955 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109091 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000111196 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| XXXXX | 4000111671 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| XXXXX | 4000112360 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.110% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109060 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.00 |
| XXXXX | 4000115044 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110321 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXXX | 4000111057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXXX | 4000109617 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.30 |
| XXXXX | 4000110685 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000115344 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000105552 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000115163 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.10 |
| XXXXX | 4000107556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110040 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110316 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110340 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXXX | 4000112163 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110453 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000108143 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| XXXXX | 4000110034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.150% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000113067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.240% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| XXXXX | 2000000368 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000116128 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109552 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 2000000339 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| XXXXX | 4000107154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.480% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109218 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000109151 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103910 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106604 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| XXXXX | 4000110145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000111248 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000114185 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115272 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| XXXXX | 4000115388 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| XXXXX | 4000116614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108915 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000112655 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 2000000372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000115848 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109016 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000116067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113236 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000116376 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110777 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.70 |
| XXXXX | 4000113538 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.590% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| XXXXX | 4000110354 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.30 |
| XXXXX | 4000114672 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000112475 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115042 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115578 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000109710 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000107775 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000115365 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.350% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112553 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| XXXXX | 4000113298 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116075 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000117008 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000113453 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116371 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000116414 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 4000115076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000113531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000114104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000116935 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000115510 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116714 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000115446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114848 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114439 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000115931 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXXX | 4000116655 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000116242 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.70 |
| XXXXX | 4000114531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000113708 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000113826 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117003 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000116069 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112924 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113238 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115257 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000116052 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.560% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000114421 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115364 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114470 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113122 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.520% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.90 |
| XXXXX | 4000113653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000115137 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116237 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114491 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.040% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000382 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000115035 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000117222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113842 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000117229 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000116872 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000110821 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116866 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116833 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 2000000341 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.430% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| XXXXX | 4000116255 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| XXXXX | 4000116881 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 5.00 |
| XXXXX | 4000110653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000116675 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116825 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000110794 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116451 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113810 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000116394 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000115627 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| XXXXX | 4000114081 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115139 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113612 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.20 |
| XXXXX | 4000115281 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000117022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000113673 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000114304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.00 |
| XXXXX | 4000113849 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114442 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117578 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXXX | 4000113117 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.20 |
| XXXXX | 4000117031 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114901 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| XXXXX | 4000116211 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000111455 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000115548 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000116258 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116046 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000116869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| XXXXX | 4000118586 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116640 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000116175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000117378 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000111446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.190% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.30 |
| XXXXX | 4000117011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115859 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117026 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000111330 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |  |
| XXXXX | 4000116090 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| XXXXX | 4000118539 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.80 |
| XXXXX | 4000116794 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000118846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114703 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 2000000397 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 2000000395 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXXX | 4000117266 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117399 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.430% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117027 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115875 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000116042 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113602 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.610% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000115757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000103672 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000117629 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000106596 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118050 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| XXXXX | 4000116768 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113088 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000117518 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117679 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000116746 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| XXXXX | 4000118778 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXXX | 4000117097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| XXXXX | 4000113438 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116426 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110670 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117580 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000117716 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000117025 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000117023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115850 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114796 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118230 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000115973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.00 |
| XXXXX | 4000112264 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117898 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000116980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000117004 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117357 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXXX | 4000115857 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117005 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000115863 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117648 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 2000000424 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000117262 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000114895 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| XXXXX | 4000117108 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 2000000407 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000116059 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000406 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 2000000377 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000118101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117369 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115135 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000116634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 27.910% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000116900 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.550% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116969 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000117646 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000115608 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.60 |
| XXXXX | 4000115767 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| XXXXX | 4000118046 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.80 |
| XXXXX | 4000116361 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118969 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112261 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.70 |
| XXXXX | 4000117148 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000118408 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000118420 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000117393 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116342 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000118754 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.20 |
| XXXXX | 4000115672 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114827 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000116355 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000117174 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000117671 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000119579 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXXX | 4000114725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000115027 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000118971 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118995 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118472 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000115876 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116490 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116252 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116236 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.50 |
| XXXXX | 4000115854 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115708 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115039 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115693 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000119609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| XXXXX | 4000116122 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 6000112301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112281 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112261 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 6000112290 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000111986 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112254 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000112274 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112259 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112272 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112234 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000112300 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112215 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109226 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000112266 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| XXXXX | 6000112295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112132 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 6000111971 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 6000112183 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112043 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000112164 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112157 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112072 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000112200 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| XXXXX | 6000112227 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| XXXXX | 6000112134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112125 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 6000112068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 6000112287 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000112149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 6000111989 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| XXXXX | 6000112230 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112039 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 6000112168 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 6000112122 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| XXXXX | 6000112034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 6000112045 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112217 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000112086 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112089 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000112011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 6000112036 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 6000112113 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000112032 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112004 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112147 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000112002 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 6000112115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000112107 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112196 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 6000112143 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000112007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.870% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| XXXXX | 6000112079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112204 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112298 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112257 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117029 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000118075 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| XXXXX | 4000118172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXXX | 4000116526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000116319 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118530 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118168 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000117336 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.420% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.40 |
| XXXXX | 4000117816 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| XXXXX | 4000118020 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115844 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXXX | 4000114707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113454 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.740% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| XXXXX | 4000117535 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXXX | 4000114695 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115812 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118305 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117983 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| XXXXX | 4000118613 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000117105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000118493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000115869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118005 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118106 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000120084 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| XXXXX | 4000120417 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| XXXXX | 4000118582 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.800% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000117948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000118811 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| XXXXX | 4000118614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120063 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000118609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000118608 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.800% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000114727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000118552 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000117897 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117183 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000115852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000118670 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116909 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| XXXXX | 4000117404 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000117156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116901 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000119538 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.860% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000117203 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| XXXXX | 4000120477 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000118048 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118903 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116238 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| XXXXX | 4000118913 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000115868 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116157 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000115289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118489 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118784 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| XXXXX | 4000117644 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000119033 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000118734 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000119004 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114445 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000118668 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000119034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| XXXXX | 4000118773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| XXXXX | 4000118329 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000118757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118905 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000118246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000119705 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.50 |
| XXXXX | 4000117949 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000117016 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000120827 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120799 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120797 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117726 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.30 |
| XXXXX | 4000120820 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120804 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120818 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114410 | XXXXX |  |  |  |  |  |  |  | 2.160% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 2.160% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000118488 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114376 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000112975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000115260 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000114372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| XXXXX | 4000111651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000117996 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114368 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| XXXXX | 4000116878 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.60 |
| XXXXX | 4000120819 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| XXXXX | 4000117701 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114453 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000117214 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| XXXXX | 4000118070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| XXXXX | 4000118865 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000116181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000116818 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000116508 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| XXXXX | 4000120811 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000118716 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000116257 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| XXXXX | 4000116651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000117779 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000119603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119451 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.870% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118684 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000118682 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000116663 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000113575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXXX | 4000118685 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000116343 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000118095 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000118894 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000119440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118407 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000118426 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| XXXXX | 4000116254 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119455 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118307 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000116403 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000120492 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| XXXXX | 4000117972 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000118607 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000118756 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000119179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000121487 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000119007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000118727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116260 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| XXXXX | 4000116193 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| XXXXX | 4000119118 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000119068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.430% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118434 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| XXXXX | 4000119089 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117012 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119673 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000118951 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 5.00 |
| XXXXX | 4000118920 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000119035 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000118091 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120287 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| XXXXX | 4000116812 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| XXXXX | 4000113989 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000114517 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.20 |
| XXXXX | 4000118094 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117028 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000115917 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000117963 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.30 |
| XXXXX | 4000118328 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.50 |
| XXXXX | 4000114869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000119926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000115506 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000120566 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000120260 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000119239 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120444 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000118104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000117904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000120220 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 10.630% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.60 |
| XXXXX | 4000119235 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120319 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXXX | 4000120284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120228 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120400 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000120707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120443 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120792 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000121155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000120490 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000119314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| XXXXX | 4000120361 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXXX | 4000118619 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| XXXXX | 4000119841 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| XXXXX | 4000118346 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.500% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117503 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| XXXXX | 4000120232 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000119026 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 999.00 |
| XXXXX | 4000117505 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 2000000497 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| XXXXX | 2000000401 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk-Top Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.90 |
| XXXXX | 4000119616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| XXXXX | 4000118469 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.200% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.200% |  |  |  |  |  |  |  |  | No | 3.00 | 4.00 |
| XXXXX | 4000119927 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000120288 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118092 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117682 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000121213 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000119941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120864 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000120248 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.430% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| XXXXX | 4000120233 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120650 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000118972 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.80 |
| XXXXX | 4000115837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.330% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| XXXXX | 4000120386 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| XXXXX | 4000120488 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| XXXXX | 4000120069 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| XXXXX | 4000121973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000118425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118545 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXXX | 4000121106 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000118831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| XXXXX | 4000118886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000120634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000120613 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120652 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000120307 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000120651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120080 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| XXXXX | 4000120116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118541 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| XXXXX | 4000119106 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000118484 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000122391 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000120281 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119957 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000122193 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000122212 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.120% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000120854 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000120105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120437 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000117519 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| XXXXX | 4000119798 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000117903 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXXX | 4000119113 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000121358 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120036 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| XXXXX | 2000000405 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| XXXXX | 4000120821 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120224 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116061 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000118483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119416 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119027 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119512 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000119019 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 4000120837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.960% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.30 |
| XXXXX | 4000121568 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000120500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000118551 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.80 |
| XXXXX | 4000116916 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118064 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 2000000414 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| XXXXX | 4000114826 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000119851 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000120874 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000119763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000121526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000118558 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000118353 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000121258 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120412 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000118485 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000118725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000121975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118492 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000115263 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120762 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000118946 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000118733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116577 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000120886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119582 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000118285 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.800% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.60 |
| XXXXX | 4000120748 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| XXXXX | 4000115977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000120880 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000120042 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000118417 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000122085 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119120 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000118471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 2000000499 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000120842 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000121284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000121494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000121506 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000119828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000111525 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000119125 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000118175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| XXXXX | 4000123130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| XXXXX | 4000123117 | XXXXX |  |  |  |  |  |  |  | 12.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXXX | 4000119127 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000119723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000119091 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000118310 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.950% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| XXXXX | 6000112181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 6000112077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114032 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXXX | 6000114171 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112066 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114120 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114073 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114082 | XXXXX |  |  |  |  |  |  |  | 8.330% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXXX | 6000114115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114124 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000113972 | XXXXX | XXXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000113973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 6000112282 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112264 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000112277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000112243 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.050% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.30 |
| XXXXX | 6000112304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| XXXXX | 6000113988 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000113999 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112252 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112109 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| XXXXX | 6000112263 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112150 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112186 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 6000111968 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 6000114170 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.30 |
| XXXXX | 6000112022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112202 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 6000112218 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112213 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000112198 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000112000 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112139 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 6000112240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000112128 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000112175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114169 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000114126 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 6000114034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000113990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| XXXXX | 6000114121 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114047 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| XXXXX | 6000114135 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 6000114083 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114164 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000114056 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.80 |
| XXXXX | 6000114111 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000113981 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.250% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114114 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 6000114134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| XXXXX | 6000114036 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114122 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000114053 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 6000114079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114182 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 6000114101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 6000114019 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 6000113993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000114129 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 6000114139 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000114076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114055 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114038 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 6000114136 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114081 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114118 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.520% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| XXXXX | 6000114144 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114140 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114099 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 6000114067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000114068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114131 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| XXXXX | 6000114051 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| XXXXX | 6000114137 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000114100 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.600% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 6000114004 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120862 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000121597 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000120783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000120942 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000120282 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115444 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000121028 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000116766 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| XXXXX | 4000118695 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000118224 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 2000000524 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000119713 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106585 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000114015 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 6000114033 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 6000114172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| XXXXX | 6000114167 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 6000114017 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 6000114165 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 6000114149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 6000114014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114009 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114008 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114024 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 6000114141 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000114085 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114088 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.870% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114109 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.80 |
| XXXXX | 6000113994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.550% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.80 |
| XXXXX | 6000114058 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| XXXXX | 6000114096 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000114002 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000114072 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 6000114146 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| XXXXX | 6000114043 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 6000114153 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| XXXXX | 6000114151 | XXXXX |  |  |  |  |  |  |  | 3.700% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 6000114154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 6000114152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000114179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 6000114041 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 6000114046 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000114105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 6000114064 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **Default Interest Rate** | **Default Interest Accrual Start Days** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** | **Amortization Term Less IO** |
| XXXXX | 4000005497 | XXXXX |  | Non QM |  |  |  | Yes | No | $11943.00 | $14420.32 |  | 7.452% | $4524.19 | $4524.19 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33550.68 | 1 | $10362.48 | $1632.36 | $863.54 | $136.03 |  |  |  |  |  | 15.185% | 15.185% | 15.185% | 06/22/2022 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $11943.00 |  | 5.370% | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.470% |  |  |  |  |  |  | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.92 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000097486 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5319.97 | $9191.47 |  | 7.830% | $1749.78 | $1749.78 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7332.25 | 1 | $5372.04 | $1286.64 | $447.67 | $107.22 |  |  |  |  |  | 48.478% | 48.478% | 48.478% | 07/23/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $5319.97 |  | 6.790% | $8500.00 |  | DU | Yes | ApproveEligible | N/A | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 21.930% | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.69 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000097492 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2185.00 | $3505.73 |  | 7.939% | $1783.64 | $1783.64 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6537.62 | 1 | $4547.64 | $2048.64 | $378.97 | $170.72 |  |  |  |  |  | 32.692% | 32.692% | 32.692% | 08/25/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2185.00 |  | 6.570% | $0.00 | 2.3 | DU |  | ApproveEligible | Yes | No | 7.625% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 45.250% | No |  | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.38 |  | No | No |  |  |  | $0.00 | $3335.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000097465 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $1695.00 | $2030.89 |  | 8.138% | $3752.23 | $3752.23 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13108.01 | 1 | $2355.00 | $2771.64 | $196.25 | $230.97 |  |  |  |  |  | 47.907% | 47.907% | 47.907% | 07/23/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1695.00 |  | 6.630% | $12500.00 | 2.5 | DU |  | ApproveEligible | Yes | No | 7.875% | 0 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 39.600% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.61 |  | No | No |  |  |  | $0.00 | $3867.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000097466 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6534.00 | $2624.61 |  | 7.283% | $1579.16 | $1579.16 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6314.18 | 1 | $3960.00 | $1744.32 | $330.00 | $145.36 |  |  |  |  |  | 43.419% | 43.419% | 43.419% | 08/07/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6534.00 |  | 6.630% | $15840.00 | 1 | LP / LPA |  | Accept Plus | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 11.920% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.21 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000097457 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $12574.00 | $5035.03 |  | 8.161% | $3675.19 | $3675.19 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21314.20 | 1 | $5068.20 | $4129.44 | $422.35 | $344.12 |  |  |  |  |  | 47.987% | 47.987% | 47.987% | 06/30/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $12574.00 |  | 6.610% | $20000.00 | 2.7 | DU |  | ApproveEligible | Yes | No | 7.750% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 15.870% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.76 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000097443 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.510% | $2061.58 | $2061.58 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6463.76 | 1 | $2166.72 | $5332.68 | $180.56 | $444.39 |  |  |  |  |  | 42.586% | 42.586% | 42.586% | 08/15/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.630% | $1000.00 | 1 | DU |  | ApproveEligible | No | No | 7.125% | 0 | 1 | 2 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.63 |  |  | No |  |  |  | $0.00 | $6826.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000097476 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.055% | $1469.24 | $1469.24 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15491.49 | 1 | $5967.36 | $2877.48 | $497.28 | $239.79 |  |  |  |  |  | 32.211% | 32.211% | 32.211% | 08/13/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.610% | $5000.00 | 1.1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.130% | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.83 |  | No | No |  |  |  | $0.00 | $11145.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000097471 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.569% | $2487.56 | $2487.56 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10106.74 | 1 | $1886.88 | $3375.84 | $157.24 | $281.32 |  |  |  |  |  | 41.866% | 41.866% | 41.866% | 08/18/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  | 6.610% | $8580.00 | 4.2 | DU |  | ApproveEligible | No | No | 7.250% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.320% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.9 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000097496 | XXXXX |  | N/A |  |  |  | No | No | $0.00 | $0.00 |  | 7.807% | $1624.39 | $1624.39 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6578.50 | 1 | $718.20 | $2867.64 | $59.85 | $238.97 |  |  |  |  |  | 39.702% | 39.702% | 39.702% | 05/10/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Rations]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Rations]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Rations]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Flight / Hazard Pay]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Flight / Hazard Pay]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Flight / Hazard Pay]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Flight / Hazard Pay]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.920% | $5400.00 | 3.2 | LP / LPA |  | Accept/Eligible | Yes | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.910% | No | 40 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.83 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000091768 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3662.38 | $3662.38 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $14145.72 | $2019.60 | $1178.81 | $168.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.990% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.68 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092689 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1921.52 | $1921.52 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4875.00 | $1771.08 | $406.25 | $147.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/03/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 999 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.810% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 53.43 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094256 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6136.74 | $6136.74 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $11375.64 | $4029.96 | $947.97 | $335.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/25/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 15.06 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000169 | XXXXX |  | Non QM |  |  |  | Yes | No | $6116.00 | $1220.97 |  | 6.734% | $5339.26 | $5339.26 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8949.35 | 1 | $12862.56 | $726.12 | $1071.88 | $60.51 |  |  |  |  |  | 44.067% | 44.067% | 44.067% | 09/17/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6116.00 |  | 6.220% | $16035.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.080% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.87 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095079 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3723.96 | $3723.96 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $12500.04 | $2078.04 | $1041.67 | $173.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/17/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 27.360% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.5 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 2000000173 | XXXXX |  | Non QM |  |  |  | Yes | No | $6066.90 | $4079.93 |  | 6.683% | $2604.08 | $2604.08 | 6.625% | No | Yes | Not Employed | Self-Employed | Self-Employed |  | 32.71 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $16191.61 | 1 | $6354.60 | $1092.00 | $529.55 | $91.00 |  |  |  |  |  | 32.535% | 32.535% | 32.535% |  | 743 | 801 | 815 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6066.90 |  | 6.220% | $11687.16 | 1.8 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 79.17 |  | No | No |  |  |  | $24000.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000187 | XXXXX |  | Non QM |  |  |  | Yes | No | $7592.00 | $10382.76 |  | 6.667% | $3534.52 | $3534.52 | 6.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6528.22 | 1 | $8737.56 | $1089.00 | $728.13 | $90.75 |  |  |  |  |  | 43.083% | 43.083% | 43.083% | 09/30/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7592.00 |  | 6.310% | $5000.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 215.21 |  | Yes | No |  |  |  | $11469.64 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000197 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2236.01 | $2236.01 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6550.92 | $813.00 | $545.91 | $67.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/09/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | XXXXX | XXXXX | 66.370% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.94 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 2000000212 | XXXXX |  | Non QM |  |  |  | Yes | No | $2065.00 | $4594.19 |  | 6.859% | $10274.37 | $10274.37 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17825.55 | 1 | $18554.88 | $2566.08 | $1546.24 | $213.84 |  |  |  |  |  | 40.582% | 40.582% | 40.582% | 10/17/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2065.00 |  | 6.240% | $15000.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.58 |  |  | No |  |  |  | $15000.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097289 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4076.31 | $4076.31 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5667.00 | $1294.44 | $472.25 | $107.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/29/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.47 | 2.12 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 117.59 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098856 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1656.25 | $1656.25 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4119.72 | $0.00 | $343.31 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/26/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.94 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000098170 | XXXXX |  | Non QM |  |  |  | Yes | No | $22320.04 | $20117.95 |  | 7.402% | $6932.63 | $6932.63 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15859.62 | 1 | $15879.00 | $1350.00 | $1323.25 | $112.50 |  |  |  |  |  | 37.927% | 37.927% | 37.927% | 07/14/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $22320.04 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.490% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.48 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100060 | XXXXX |  | Non QM |  |  |  | Yes | No | $8725.00 | $5399.75 |  | 8.035% | $4519.29 | $5844.21 | 9.177% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8976.59 | 1 | $14482.44 | $1695.96 | $1206.87 | $141.33 |  |  |  |  |  | 47.197% | 44.522% | 47.197% | 09/16/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8725.00 |  | 6.620% | $0.00 | 1 |  |  |  | N/A | No | 9.177% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.95 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000209 | XXXXX |  | Non QM |  |  |  | Yes | No | $1430.00 | $1502.46 |  | 7.264% | $10587.38 | $10587.38 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $145289.08 | 1 | $21246.72 | $6335.28 | $1770.56 | $527.94 |  |  |  |  |  | 24.685% | 24.685% | 24.685% | 09/03/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1430.00 |  | 6.240% | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.18 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| XXXXX | 4000100745 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4137.28 | $4137.28 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $10613.40 | $2787.96 | $884.45 | $232.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/01/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.54 | 1.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.480% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.13 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103584 | XXXXX |  | Non QM |  |  |  | Yes | No | $18435.40 | $11143.15 |  | 8.160% | $4361.50 | $4361.50 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16112.62 | 1 | $9140.16 | $611.04 | $761.68 | $50.92 |  |  |  |  |  | 43.086% | 43.086% | 43.086% | 10/15/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18435.40 |  | 6.170% | $1500.00 | 1 |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.680% | No | 33 | 0 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.8 |  | Yes | No |  |  |  | $0.00 | $18979.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100142 | XXXXX |  | Non QM |  |  |  | Yes | No | $2465.00 | $9261.31 |  | 6.928% | $7942.79 | $7942.79 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23135.70 | 1 | $20874.96 | $1649.16 | $1739.58 | $137.43 |  |  |  |  |  | 39.078% | 39.078% | 39.078% | 10/21/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2465.00 |  | 6.160% | $4000.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.070% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.15 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100296 | XXXXX |  | Non QM |  |  |  | Yes | No | $2375.00 | $4553.26 |  | 6.834% | $2821.40 | $2821.40 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6605.09 | 1 | $9418.08 | $528.12 | $784.84 | $44.01 |  |  |  |  |  | 44.958% | 44.958% | 44.958% | 10/27/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2375.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 0.85 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100373 | XXXXX |  | Non QM |  |  |  | Yes | No | $1575.00 | $3978.50 |  | 6.061% | $2697.98 | $2697.98 | 6.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8459.92 | 1 | $11250.00 | $1833.96 | $937.50 | $152.83 |  |  |  |  |  | 47.939% | 47.939% | 47.939% | 10/31/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1575.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 62.950% | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.35 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100709 | XXXXX |  | Non QM |  |  |  | Yes | No | $10581.76 | $1619.27 |  | 6.520% | $3070.60 | $3070.60 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $6997.49 | 1 | $7590.72 | $1180.20 | $632.56 | $98.35 |  |  |  |  |  | 41.688% | 41.688% | 41.688% | 10/27/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10581.76 |  | 6.160% | $25000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.300% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 2.9 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100310 | XXXXX |  | Non QM |  |  |  | Yes | No | $12263.75 | $16080.23 |  | 6.595% | $4075.43 | $4075.43 | 6.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $8123.44 | 1 | $12562.56 | $1719.00 | $1046.88 | $143.25 |  |  |  |  |  | 40.920% | 40.920% | 40.920% | 09/04/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12263.75 |  | 6.160% | $25000.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 17.980% | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101456 | XXXXX |  | Non QM |  |  |  | Yes | No | $16245.00 | $4872.29 |  | 6.935% | $4335.73 | $4335.73 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8079.47 | 1 | $10380.60 | $1437.00 | $865.05 | $119.75 |  |  |  |  |  | 39.885% | 39.885% | 39.885% | 11/04/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16245.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.78 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098741 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4986.09 | $4986.09 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $12650.04 | $1257.96 | $1054.17 | $104.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.790% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.18 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000102246 | XXXXX |  | Non QM |  |  |  | Yes | No | $37850.00 | $4331.08 |  | 6.648% | $7523.65 | $7523.65 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23964.40 | 1 | $25427.76 | $1124.64 | $2118.98 | $93.72 |  |  |  |  |  | 44.779% | 44.779% | 44.779% | 10/21/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $37850.00 |  | 6.260% | $57232.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.260% | No | 34 | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.93 |  | Yes | No |  |  |  | $0.00 | $14897.10 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000098924 | XXXXX |  | Non QM |  |  |  | Yes | No | $15705.00 | $15227.43 |  | 6.949% | $4608.29 | $4608.29 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19695.98 | 1 | $12687.48 | $599.28 | $1057.29 | $49.94 |  |  |  |  |  | 27.876% | 27.876% | 27.876% | 10/10/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15705.00 |  | 6.160% | $5250.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 79.090% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.23 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099059 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2524.44 | $2524.44 | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1455.84 | $792.12 | $121.32 | $66.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 145.26 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000100063 | XXXXX |  | Non QM |  |  |  | Yes | No | $2375.00 | $4276.13 |  | 6.804% | $4092.65 | $4092.65 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $10193.83 | 1 | $13337.28 | $1500.12 | $1111.44 | $125.01 |  |  |  |  |  | 42.634% | 42.634% | 42.634% | 10/15/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2375.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 21.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 0.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100349 | XXXXX |  | Non QM |  |  |  | Yes | No | $20589.75 | $25314.87 |  | 7.577% | $3702.08 | $3702.08 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8700.79 | 1 | $9812.52 | $2550.00 | $817.71 | $212.50 |  |  |  |  |  | 38.779% | 38.779% | 38.779% | 10/15/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20589.75 |  | 6.160% | $5000.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.180% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.47 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100513 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $4001.75 |  | 8.240% | $2918.69 | $3716.14 | 9.293% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7408.48 | 1 | $7515.60 | $1968.96 | $626.30 | $164.08 |  |  |  |  |  | 40.732% | 38.788% | 40.732% | 10/20/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2720.00 |  | 6.550% | $0.00 | 1 |  |  |  | N/A | No | 9.293% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0.85 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081501 | XXXXX |  | N/A |  |  |  | No | No | $36255.00 | $6182.03 |  | 6.530% | $7995.66 | $7995.66 | 6.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $153274.12 | 1 | $17726.76 | $1407.96 | $1477.23 | $117.33 |  |  |  |  |  | 30.396% | 30.396% | 30.396% | 10/22/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $36255.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.82 |  | No | No |  |  |  | $220207.48 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000100772 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6715.65 |  | 6.556% | $5557.14 | $5557.14 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36614.35 | 1 | $11928.36 | $4404.96 | $994.03 | $367.08 |  |  |  |  |  | 33.732% | 33.732% | 33.732% | 11/03/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.160% | $4990.00 | 4.6 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 203.03 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100577 | XXXXX |  | Non QM |  |  |  | Yes | No | $5145.00 | $6813.00 |  | 6.773% | $2881.40 | $2881.40 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7481.33 | 1 | $6802.20 | $2213.04 | $566.85 | $184.42 |  |  |  |  |  | 44.583% | 44.583% | 44.583% | 09/30/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5145.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 39.17 |  |  | No |  |  |  | $0.00 | $13500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101467 | XXXXX |  | Non QM |  |  |  | Yes | No | $13307.70 | $16228.93 |  | 6.669% | $2278.15 | $2278.15 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3883.35 | 1 | $9624.96 | $1937.04 | $802.08 | $161.42 |  |  |  |  |  | 46.657% | 46.657% | 46.657% | 10/20/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13307.70 |  | 6.170% | $5000.00 | 1.3 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.360% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.37 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000203 | XXXXX |  | Non QM |  |  |  | Yes | No | $1170.00 | $2858.00 |  | 6.399% | $7158.91 | $7158.91 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13738.17 | 1 | $10639.56 | $6678.96 | $886.63 | $556.58 |  |  |  |  |  | 40.438% | 40.438% | 40.438% | 10/14/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 76.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2013<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2013<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1170.00 |  | 6.290% | $0.00 | 5 |  |  |  | No | No | 6.375% | 0 | 2 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.76 |  |  | No |  |  |  | $0.00 | $5625.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100578 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3833.21 | $3833.21 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5703.72 | $2295.72 | $475.31 | $191.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.01 |  |  | Yes | 20.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 2000000205 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10990.03 | $10990.03 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10195.44 | $2180.64 | $849.62 | $181.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.4 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 95.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000241 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $7375.00 |  | 6.434% | $7461.48 | $7461.48 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18105.88 | 1 | $18687.48 | $3101.28 | $1557.29 | $258.44 |  |  |  |  |  | 41.440% | 41.440% | 41.440% | 10/16/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.170% | $330.86 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.770% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.53 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000100267 | XXXXX |  | Non QM |  |  |  | Yes | No | $2375.00 | $4772.81 |  | 6.843% | $3418.11 | $3418.11 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6707.83 | 1 | $17318.76 | $1713.96 | $1443.23 | $142.83 |  |  |  |  |  | 46.337% | 46.337% | 46.337% | 10/01/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2375.00 |  | 6.160% | $0.00 | 1.2 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 1.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000215 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $14816.91 | $14816.91 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $22308.36 | $5417.40 | $1859.03 | $451.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/22/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.68 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000100845 | XXXXX |  | N/A |  |  |  | No | No | $2565.00 | $1432.77 |  | 7.152% | $3590.92 | $3590.92 | 7.125% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13178.55 | 1 | $11269.80 | $2232.00 | $939.15 | $186.00 |  |  |  |  |  | 28.837% | 28.837% | 28.837% | 11/24/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.170% | $0.00 | 1.3 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.91 | Retail | No | No |  |  |  | $18518.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000103411 | XXXXX |  | Non QM |  |  |  | Yes | No | $6775.00 | $7483.00 |  | 6.933% | $2853.83 | $2853.83 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24862.83 | 1 | $6729.84 | $1696.32 | $560.82 | $141.36 |  |  |  |  |  | 42.180% | 42.180% | 42.180% | 10/15/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6775.00 |  | 6.230% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.46 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 2000000237 | XXXXX |  | Non QM |  |  |  | Yes | No | $2065.00 | $5560.58 |  | 6.538% | $4424.48 | $4424.48 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9869.19 | 1 | $13740.00 | $4770.00 | $1145.00 | $397.50 |  |  |  |  |  | 38.906% | 38.906% | 38.906% | 10/16/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2065.00 |  | 6.170% | $0.00 | 2.9 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 202.29 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000222 | XXXXX |  | Non QM |  |  |  | Yes | No | $1950.00 | $7340.31 |  | 6.396% | $7299.28 | $7299.28 | 6.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18391.62 | 1 | $19917.36 | $5294.40 | $1659.78 | $441.20 |  |  |  |  |  | 42.649% | 42.649% | 42.649% | 10/21/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1950.00 |  | 6.260% | $0.00 | 4.1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 412.62 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105546 | XXXXX |  | Non QM |  |  |  | Yes | No | $2375.00 | $12658.83 |  | 7.994% | $7079.16 | $9031.65 | 9.025% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $42307.83 | 1 | $17499.96 | $4263.00 | $1458.33 | $355.25 |  |  |  |  |  | 28.365% | 27.367% | 28.365% | 11/18/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2375.00 |  | 6.510% | $0.00 | 1.8 |  |  |  | N/A | No | 9.025% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 12.7 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000229 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7497.96 | $7497.96 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $18706.92 | $5391.96 | $1558.91 | $449.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/17/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.4 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 388.62 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104600 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $8646.35 |  | 6.723% | $4029.48 | $4029.48 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8058.83 | 1 | $11237.52 | $2426.76 | $936.46 | $202.23 |  |  |  |  |  | 42.437% | 42.437% | 42.437% | 11/10/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2720.00 |  | 6.190% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.940% | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.32 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103546 | XXXXX |  | Non QM |  |  |  | Yes | No | $46740.00 | $62143.45 |  | 7.678% | $20976.44 | $20976.44 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $100621.86 | 1 | $31653.24 | $2865.72 | $2637.77 | $238.81 |  |  |  |  |  | 24.875% | 24.875% | 24.875% | 09/30/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $46740.00 |  | 6.230% | $0.00 | 5 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.35 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104293 | XXXXX |  | Non QM |  |  |  | Yes | No | $21196.25 | $25027.66 |  | 7.085% | $6562.72 | $6562.72 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17347.11 | 1 | $18125.04 | $3533.04 | $1510.42 | $294.42 |  |  |  |  |  | 33.933% | 33.933% | 33.933% | 11/24/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $21196.25 |  | 6.260% | $0.00 | 1.1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.050% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104228 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $6028.47 |  | 6.671% | $4902.86 | $4902.86 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9859.68 | 1 | $14109.12 | $1689.12 | $1175.76 | $140.76 |  |  |  |  |  | 43.871% | 43.871% | 43.871% | 11/21/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2720.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.67 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105289 | XXXXX |  | Non QM |  |  |  | Yes | No | $13965.00 | $2886.04 |  | 6.500% | $7306.71 | $7306.71 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11930.72 | 1 | $18125.04 | $2166.00 | $1510.42 | $180.50 |  |  |  |  |  | 43.328% | 43.328% | 43.328% | 11/20/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13965.00 |  | 6.190% | $20000.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.570% | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.23 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105000 | XXXXX |  | N/A |  |  |  | No | No | $28496.25 | $15112.47 |  | 7.386% | $3587.55 | $3587.55 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18223.84 | 1 | $6403.32 | $1187.16 | $533.61 | $98.93 |  |  |  |  |  | 37.314% | 37.314% | 37.314% | 12/15/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $28496.25 |  | 6.190% | $0.00 | 1.5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.7 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000106064 | XXXXX |  | Non QM |  |  |  | Yes | No | $9570.00 | $15415.77 |  | 8.190% | $5355.51 | $7390.64 | 9.928% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $13176.86 | 1 | $14312.52 | $2919.96 | $1192.71 | $243.33 |  |  |  |  |  | 42.079% | 33.133% | 42.079% | 11/17/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9570.00 |  | 6.160% | $0.00 | 1.5 |  |  |  | N/A | No | 9.928% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.510% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.88 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000250 | XXXXX |  | Non QM |  |  |  | Yes | No | $1950.00 | $5633.71 |  | 6.772% | $7011.35 | $7011.35 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $49681.25 | 1 | $10107.96 | $1518.84 | $842.33 | $126.57 |  |  |  |  |  | 16.145% | 16.145% | 16.145% | 11/06/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1950.00 |  | 6.260% | $0.00 | 2.3 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.24 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105102 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $10134.68 |  | 6.688% | $7181.73 | $7181.73 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $12202.68 | 1 | $17525.04 | $350.04 | $1460.42 | $29.17 |  |  |  |  |  | 41.892% | 41.892% | 41.892% | 11/24/2025 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.190% | $1000.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.600% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 12.94 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106055 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7451.25 |  | 6.828% | $4488.30 | $4488.30 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9708.99 | 1 | $10812.48 | $428.04 | $901.04 | $35.67 |  |  |  |  |  | 36.125% | 36.125% | 36.125% | 12/01/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.620% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 10 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000246 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2952.64 | $2952.64 | 7.375% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7125.00 | $1686.96 | $593.75 | $140.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/04/2025 | 783 | 778 | 796 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.130% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 43.74 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106059 | XXXXX |  | Non QM |  |  |  | Yes | No | $2745.00 | $4266.75 |  | 6.825% | $2918.69 | $2918.69 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7629.68 | 3 | $19103.52 | $4571.04 | $1591.96 | $380.92 |  |  |  |  |  | 39.260% | 39.260% | 39.260% | 08/08/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2745.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 88.14 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105151 | XXXXX |  | Non QM |  |  |  | Yes | No | $3120.00 | $9636.77 |  | 6.727% | $4802.33 | $4802.33 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9181.45 | 1 | $16018.80 | $2501.04 | $1334.90 | $208.42 |  |  |  |  |  | 45.334% | 45.334% | 45.334% | 11/21/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3120.00 |  | 6.190% | $0.00 | 1.3 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.280% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.09 |  | No | No |  |  |  | $8397.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106057 | XXXXX |  | Non QM |  |  |  | Yes | No | $15175.00 | $7386.03 |  | 6.907% | $7955.41 | $7955.41 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14443.55 | 1 | $21624.96 | $3549.00 | $1802.08 | $295.75 |  |  |  |  |  | 41.224% | 41.224% | 41.224% | 12/05/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15175.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.150% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.87 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106980 | XXXXX |  | Non QM |  |  |  | Yes | No | $11245.00 | $12732.11 |  | 6.862% | $3201.55 | $3201.55 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8877.62 | 1 | $9596.88 | $2013.12 | $799.74 | $167.76 |  |  |  |  |  | 36.588% | 36.588% | 36.588% | 11/26/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11245.00 |  | 6.270% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 34.66 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106979 | XXXXX |  | Non QM |  |  |  | Yes | No | $7410.00 | $10190.13 |  | 6.696% | $2964.40 | $2964.40 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5910.53 | 1 | $9000.00 | $1608.00 | $750.00 | $134.00 |  |  |  |  |  | 43.203% | 43.203% | 43.203% | 11/17/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7410.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.870% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.75 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107763 | XXXXX |  | Non QM |  |  |  | Yes | No | $7220.00 | $1385.32 |  | 6.263% | $2770.73 | $2770.73 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10254.57 | 1 | $14375.04 | $1209.24 | $1197.92 | $100.77 |  |  |  |  |  | 33.842% | 33.842% | 33.842% | 12/01/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7220.00 |  | 6.220% | $15336.16 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.160% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.11 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000266 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6834.38 | $6834.38 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $20250.00 | $3716.04 | $1687.50 | $309.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 31.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.68 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000107090 | XXXXX |  | N/A |  |  |  | No | No | $12002.50 | $14836.20 |  | 7.437% | $4732.60 | $4732.60 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36068.67 | 1 | $7875.00 | $2106.96 | $656.25 | $175.58 |  |  |  |  |  | 47.189% | 47.189% | 47.189% | 10/28/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12002.50 |  | 6.190% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 34.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.91 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000106723 | XXXXX |  | Non QM |  |  |  | Yes | No | $13770.00 | $13060.98 |  | 6.720% | $7241.92 | $7241.92 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $15541.34 | 1 | $17671.92 | $2796.96 | $1472.66 | $233.08 |  |  |  |  |  | 37.835% | 37.835% | 37.835% | 10/30/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13770.00 |  | 6.270% | $24000.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.240% | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 9.07 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107099 | XXXXX |  | Non QM |  |  |  | Yes | No | $7065.00 | $1250.29 |  | 6.510% | $4898.53 | $4898.53 | 6.500% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $9224.72 | 1 | $13812.60 | $3281.04 | $1151.05 | $273.42 |  |  |  |  |  | 45.640% | 45.640% | 45.640% | 12/04/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7065.00 |  | 6.270% | $0.00 | 2 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 | 35 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 0 |  |  | No |  |  |  | $0.00 | $5969.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107592 | XXXXX |  | Non QM |  |  |  | Yes | No | $11112.00 | $1622.46 |  | 6.772% | $3684.04 | $3684.04 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9609.91 | 1 | $8888.04 | $0.00 | $740.67 | $0.00 |  |  |  |  |  | 43.471% | 43.471% | 43.471% | 12/05/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11112.00 |  | 6.270% | $20000.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.540% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.47 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000107405 | XXXXX |  | Non QM |  |  |  | Yes | No | $2220.00 | $5671.67 |  | 7.796% | $3208.18 | $4213.61 | 8.908% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9230.63 | 1 | $11000.04 | $1561.08 | $916.67 | $130.09 |  |  |  |  |  | 38.463% | 35.964% | 38.463% | 12/09/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2220.00 |  | 6.460% | $0.00 | 1 |  |  |  | N/A | No | 8.908% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106977 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $1753.23 |  | 6.643% | $3406.45 | $3406.45 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5677.40 | 1 | $9539.28 | $1368.00 | $794.94 | $114.00 |  |  |  |  |  | 46.949% | 46.949% | 46.949% | 11/18/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2720.00 |  | 6.270% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 0 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107407 | XXXXX |  | Non QM |  |  |  | Yes | No | $2375.00 | $2706.55 |  | 6.789% | $3080.84 | $3080.84 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9214.31 | 1 | $12283.44 | $914.76 | $1023.62 | $76.23 |  |  |  |  |  | 36.453% | 36.453% | 36.453% | 11/30/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2375.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.38 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106700 | XXXXX |  | Non QM |  |  |  | Yes | No | $5050.00 | $5931.33 |  | 7.143% | $2661.21 | $2661.21 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10787.62 | 1 | $13411.32 | $2335.08 | $1117.61 | $194.59 |  |  |  |  |  | 29.029% | 29.029% | 29.029% | 12/10/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5050.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000282 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4270.04 | $4270.04 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1634.16 | $915.00 | $136.18 | $76.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 200.36 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000105498 | XXXXX |  | Non QM |  |  |  | Yes | No | $12802.19 | $14413.53 |  | 7.013% | $6528.23 | $6528.23 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19339.03 | 1 | $13848.36 | $1593.48 | $1154.03 | $132.79 |  |  |  |  |  | 31.843% | 31.843% | 31.843% | 10/01/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12802.19 |  | 6.220% | $0.00 | 1.3 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107103 | XXXXX |  | Non QM |  |  |  | Yes | No | $3715.00 | $5999.48 |  | 8.662% | $923.58 | $1306.20 | 9.908% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5821.03 | 1 | $11246.64 | $1005.00 | $937.22 | $83.75 |  |  |  |  |  | 35.322% | 33.074% | 35.322% | 12/11/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3715.00 |  | 6.410% | $0.00 | 1 |  |  |  | N/A | No | 9.908% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.820% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.17 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106739 | XXXXX |  | Non QM |  |  |  | Yes | No | $8678.75 | $3186.51 |  | 6.828% | $2427.38 | $2427.38 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4561.40 | 1 | $1118.64 | $612.00 | $93.22 | $51.00 |  |  |  |  |  | 39.181% | 39.181% | 39.181% | 11/28/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8678.75 |  | 6.270% | $14970.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.900% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.26 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106702 | XXXXX |  | Non QM |  |  |  | Yes | No | $6673.00 | $9601.96 |  | 6.561% | $3119.35 | $3119.35 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9941.84 | 1 | $13125.00 | $2670.96 | $1093.75 | $222.58 |  |  |  |  |  | 42.599% | 42.599% | 42.599% | 11/25/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6673.00 |  | 6.270% | $8500.00 | 1.3 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.35 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105133 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4711.07 |  | 6.665% | $5250.55 | $5250.55 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20778.54 | 1 | $4963.92 | $3660.96 | $413.66 | $305.08 |  |  |  |  |  | 43.472% | 43.472% | 43.472% | 12/04/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.190% | $0.00 | 2.6 |  |  |  | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.130% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.48 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104695 | XXXXX |  | N/A |  |  |  | No | No | $7295.24 | $9987.69 |  | 7.185% | $3297.24 | $3297.24 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10963.65 | 1 | $8850.00 | $3365.04 | $737.50 | $280.42 |  |  |  |  |  | 42.990% | 42.990% | 42.990% | 11/06/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7295.24 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.500% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.46 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000107113 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $3538.36 |  | 7.917% | $4006.68 | $5047.02 | 8.883% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $16026.19 | 1 | $10424.40 | $3153.96 | $868.70 | $262.83 |  |  |  |  |  | 34.168% | 33.064% | 34.168% | 12/08/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.410% | $0.00 | 1 |  |  |  | N/A | No | 8.883% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 5.77 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106880 | XXXXX |  | Non QM |  |  |  | Yes | No | $2390.00 | $5204.29 |  | 6.480% | $2869.80 | $2869.80 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6275.07 | 1 | $9856.92 | $3332.04 | $821.41 | $277.67 |  |  |  |  |  | 42.144% | 42.144% | 42.144% | 12/11/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2390.00 |  | 6.270% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.300% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106709 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $814.94 |  | 6.755% | $5983.32 | $5983.32 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8087.48 | 1 | $12220.44 | $2313.96 | $1018.37 | $192.83 |  |  |  |  |  | 47.823% | 47.823% | 47.823% | 11/19/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2565.00 |  | 6.270% | $0.00 | 1.8 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.16 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107107 | XXXXX |  | Non QM |  |  |  | Yes | No | $16640.00 | $6246.11 |  | 6.945% | $4756.16 | $4756.16 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25449.83 | 1 | $11312.52 | $2160.96 | $942.71 | $180.08 |  |  |  |  |  | 37.989% | 37.989% | 37.989% | 12/02/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16640.00 |  | 6.270% | $8500.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.490% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.29 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 2000000292 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2270.09 | $2270.09 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11937.48 | $1599.96 | $994.79 | $133.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 84.310% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.52 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000107473 | XXXXX |  | N/A |  |  |  | No | No | $81871.00 | $33389.24 |  | 7.582% | $7083.72 | $7083.72 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15733.30 | 1 | $16224.96 | $18155.04 | $1352.08 | $1512.92 |  |  |  |  |  | 46.637% | 46.637% | 46.637% | 11/04/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $81871.00 |  | 6.270% | $63400.00 | 3.7 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.720% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.45 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000105250 | XXXXX |  | N/A |  |  |  | No | No | $2410.00 | $6696.91 |  | 7.434% | $5439.06 | $6112.48 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $56020.21 | 1 | $14750.04 | $2079.00 | $1229.17 | $173.25 |  |  |  |  |  | 35.395% | 34.618% | 35.395% | 12/08/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2410.00 |  | 6.190% | $11200.00 | 4.4 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 7.430% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.61 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000108436 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $3735.44 |  | 7.061% | $3486.19 | $3486.19 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14687.22 | 1 | $9751.08 | $0.00 | $812.59 | $0.00 |  |  |  |  |  | 28.564% | 28.564% | 28.564% | 11/03/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2720.00 |  | 6.270% | $0.00 |  |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.16 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105549 | XXXXX |  | N/A |  |  |  | No | No | $16529.00 | $5463.20 |  | 8.117% | $1710.44 | $1710.44 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6307.64 | 1 | $3301.20 | $1089.96 | $275.10 | $90.83 |  |  |  |  |  | 36.421% | 36.421% | 36.421% | 11/08/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16529.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000107307 | XXXXX |  | N/A |  |  |  | No | No | $35890.00 | $6614.00 |  | 6.730% | $4149.22 | $4149.22 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13001.33 | 1 | $10136.16 | $1292.04 | $844.68 | $107.67 |  |  |  |  |  | 41.534% | 41.534% | 41.534% | 11/21/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $35890.00 |  | 6.270% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.640% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.04 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000107406 | XXXXX |  | Non QM |  |  |  | Yes | No | $2425.00 | $3866.33 |  | 6.572% | $3545.90 | $3545.90 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $8368.51 | 1 | $12882.84 | $3060.00 | $1073.57 | $255.00 |  |  |  |  |  | 43.479% | 43.479% | 43.479% | 10/31/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2425.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 1.82 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106941 | XXXXX |  | Non QM |  |  |  | Yes | No | $31550.00 | $23667.57 |  | 7.073% | $19959.07 | $19959.07 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47772.79 | 1 | $50000.04 | $4755.60 | $4166.67 | $396.30 |  |  |  |  |  | 34.368% | 34.368% | 34.368% | 12/09/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $31550.00 |  | 6.270% | $0.00 | 4.4 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106832 | XXXXX |  | Non QM |  |  |  | Yes | No | $14295.00 | $15479.32 |  | 6.740% | $8292.03 | $8292.03 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $285922.42 | 1 | $17164.92 | $2617.32 | $1430.41 | $218.11 |  |  |  |  |  | 4.020% | 4.020% | 4.020% | 12/08/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 25.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $14295.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.54 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000305 | XXXXX |  | Non QM |  |  |  | Yes | No | $13770.00 | $20275.65 |  | 6.202% | $15190.26 | $15190.26 | 6.125% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $46788.66 | 1 | $55906.44 | $8305.44 | $4658.87 | $692.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13770.00 |  | 6.220% | $7750.00 | 1.7 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 639.38 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000319 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8023.82 | $8023.82 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $20000.04 | $2709.96 | $1666.67 | $225.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/31/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.250% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.75 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106730 | XXXXX |  | Non QM |  |  |  | Yes | No | $2490.00 | $5984.69 |  | 7.408% | $5045.65 | $5747.34 | 7.937% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $71100.43 | 1 | $15559.80 | $1550.04 | $1296.65 | $129.17 |  |  |  |  |  | 9.924% | 10.257% | 9.924% | 11/06/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2490.00 |  | 6.410% | $0.00 | 2 |  |  |  | N/A | No | 7.937% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.030% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.01 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107114 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2840.74 |  | 7.208% | $5764.51 | $8812.44 | 7.865% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3809.46 | 1 | $66821.76 | $3756.96 | $5568.48 | $313.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.150% | $0.00 | 1 |  |  |  | N/A | No | 7.865% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 136.16 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 2000000235 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1131.01 | $1131.01 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1867.32 | $515.04 | $155.61 | $42.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 52.24 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106155 | XXXXX |  | Non QM |  |  |  | Yes | No | $2470.00 | $4568.50 |  | 6.929% | $4089.38 | $4089.38 | 6.875% | No | Yes | Not Employed | Employed | Employed |  | 2.98 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $15067.47 | 1 | $8718.96 | $5746.44 | $726.58 | $478.87 |  |  |  |  |  | 47.765% | 47.765% | 47.765% | 11/20/2025 | 759 | 777 | 774 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2470.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 89.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 98.05 |  | Yes | No |  |  |  | $28845.47 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106432 | XXXXX |  | Non QM |  |  |  | Yes | No | $3364.00 | $3407.21 |  | 6.925% | $4986.09 | $4986.09 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24290.55 | 1 | $13581.96 | $1731.84 | $1131.83 | $144.32 |  |  |  |  |  | 22.103% | 22.103% | 22.103% | 11/21/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3364.00 |  | 6.220% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.26 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105823 | XXXXX |  | Non QM |  |  |  | Yes | No | $2270.00 | $3820.83 |  | 7.102% | $2128.97 | $2128.97 | 7.000% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6615.19 | 1 | $1588.44 | $915.96 | $132.37 | $76.33 |  |  |  |  |  | 36.791% | 36.791% | 36.791% | 12/05/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2270.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.6 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000311 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $0.00 |  | 6.330% | $5801.99 | $5801.99 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $41670.82 | 1 | $20375.04 | $2772.00 | $1697.92 | $231.00 |  |  |  |  |  | 16.209% | 16.209% | 16.209% | 12/15/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 98.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.270% | $17000.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 70.270% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.6 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000268 | XXXXX |  | Non QM |  |  |  | Yes | No | $13595.00 | $20628.41 |  | 6.627% | $7584.82 | $7584.82 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18371.22 | 1 | $12560.28 | $2781.96 | $1046.69 | $231.83 |  |  |  |  |  | 35.701% | 35.701% | 35.701% | 11/06/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13595.00 |  | 6.230% | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.98 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000291 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1490.28 | $1490.28 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3653.76 | $1179.36 | $304.48 | $98.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/14/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.610% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.91 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000301 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1463.67 | $1463.67 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4781.28 | $969.96 | $398.44 | $80.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.730% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.93 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000277 | XXXXX |  | Non QM |  |  |  | Yes | No | $1950.00 | $20521.70 |  | 6.547% | $13778.22 | $13778.22 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35499.96 | 1 | $35983.80 | $11013.00 | $2998.65 | $917.75 |  |  |  |  |  | 45.840% | 45.840% | 45.840% | 11/06/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1950.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 317.23 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109040 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $16608.51 |  | 6.291% | $12314.34 | $12314.34 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39699.92 | 1 | $56596.56 | $3356.04 | $4716.38 | $279.67 |  |  |  |  |  | 33.682% | 33.682% | 33.682% | 11/19/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.180% | $5000.00 | 3.1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.880% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.21 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108653 | XXXXX |  | N/A |  |  |  | No | No | $59346.75 | $40196.94 |  | 7.218% | $6782.79 | $6782.79 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20228.75 | 1 | $18437.52 | $2418.00 | $1536.46 | $201.50 |  |  |  |  |  | 27.020% | 27.020% | 27.020% | 12/02/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $59346.75 |  | 6.250% | $30000.00 | 1.3 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 27.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.160% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.16 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000108705 | XXXXX |  | Non QM |  |  |  | Yes | No | $9425.00 | $14828.36 |  | 6.677% | $4335.99 | $4335.99 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9720.10 | 1 | $12249.96 | $3093.96 | $1020.83 | $257.83 |  |  |  |  |  | 36.614% | 36.614% | 36.614% | 01/02/2026 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9425.00 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.510% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.97 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106732 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4261.10 |  | 6.728% | $1914.53 | $1914.53 | 6.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5046.13 | 1 | $10365.36 | $5646.96 | $863.78 | $470.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.250% | $0.00 | 2.7 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 430.29 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000106088 | XXXXX |  | Non QM |  |  |  | Yes | No | $2758.25 | $9222.40 |  | 7.521% | $10470.74 | $10470.74 | 7.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $168442.57 | 1 | $18873.48 | $16136.76 | $1572.79 | $1344.73 |  |  |  |  |  | 8.180% | 8.180% | 8.180% | 11/24/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 95.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2758.25 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.460% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 54.65 |  |  | No |  |  |  | $174668.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108922 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $5132.49 |  | 6.410% | $4554.25 | $4554.25 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10327.09 | 1 | $10047.72 | $2414.04 | $837.31 | $201.17 |  |  |  |  |  | 45.860% | 45.860% | 45.860% | 12/16/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 36.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.15 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106329 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $3234.20 |  | 6.625% | $6319.87 | $6319.87 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15666.23 | 1 | $17027.52 | $6188.52 | $1418.96 | $515.71 |  |  |  |  |  | 37.512% | 37.512% | 37.512% | 12/10/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.180% | $0.00 | 3.7 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.39 |  |  | No |  |  |  | $3147.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109240 | XXXXX |  | Non QM |  |  |  | Yes | No | $4758.00 | $6882.87 |  | 7.712% | $1326.10 | $1326.10 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3602.20 | 1 | $1007.28 | $765.96 | $83.94 | $63.83 |  |  |  |  |  | 40.720% | 40.720% | 40.720% | 01/07/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4758.00 |  | 6.180% | $1000.00 | 2.6 |  |  |  | No | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 87.880% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.12 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109939 | XXXXX |  | Non QM |  |  |  | Yes | No | $5690.00 | $10557.61 |  | 6.903% | $2177.06 | $2177.06 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12476.99 | 1 | $12375.00 | $2149.92 | $1031.25 | $179.16 |  |  |  |  |  | 25.544% | 25.544% | 25.544% | 11/12/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5690.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 72.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.38 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106398 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4041.55 |  | 6.266% | $5319.80 | $5319.80 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7769.59 | 1 | $14277.60 | $757.20 | $1189.80 | $63.10 |  |  |  |  |  | 46.109% | 46.109% | 46.109% | 01/06/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.270% | $110000.00 | 1 |  |  |  | No | No | 6.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.36 |  | Yes | No |  |  |  | $0.00 | $5727.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000293 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $9712.16 |  | 6.786% | $10617.32 | $10617.32 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $118228.79 | 1 | $25577.64 | $2811.72 | $2131.47 | $234.31 |  |  |  |  |  | 10.136% | 10.136% | 10.136% | 12/09/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.250% | $5000.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.030% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.72 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105472 | XXXXX |  | N/A |  |  |  | No | No | $29905.00 | $11123.33 |  | 7.909% | $5435.86 | $5627.19 | 7.985% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $17523.10 | 1 | $11446.92 | $1581.96 | $953.91 | $131.83 |  |  |  |  |  | 42.783% | 42.158% | 42.783% | 12/09/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $29905.00 |  | 6.190% | $0.00 | 1.3 |  |  |  | N/A | No | 7.985% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 67.35 |  | No | No |  |  |  | $30625.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109334 | XXXXX |  | Non QM |  |  |  | Yes | No | $46750.00 | $2947.00 |  | 6.744% | $11622.88 | $11622.88 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25650.29 | 1 | $27999.96 | $6080.04 | $2333.33 | $506.67 |  |  |  |  |  | 36.372% | 36.372% | 36.372% | 12/24/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $46750.00 |  | 6.180% | $55000.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.320% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000314 | XXXXX |  | Non QM |  |  |  | Yes | No | $1950.00 | $13229.13 |  | 6.535% | $11619.94 | $11619.94 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14422.67 | 1 | $28725.00 | $6082.44 | $2393.75 | $506.87 |  |  |  |  |  | 50.543% | 50.543% | 50.543% | 12/11/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1950.00 |  | 6.250% | $10000.00 | 2.6 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.59 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109126 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5757.08 |  | 6.152% | $6088.26 | $6088.26 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32396.13 | 1 | $7265.52 | $3280.56 | $605.46 | $273.38 |  |  |  |  |  | 32.037% | 32.037% | 32.037% | 10/20/2025 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1640.00 |  | 6.180% | $0.00 | 2.6 |  |  |  | No | No | 6.125% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.300% | No | 22 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.67 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109990 | XXXXX |  | N/A |  |  |  | No | No | $2872.00 | $5791.56 |  | 8.043% | $900.86 | $900.86 | 7.599% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12264.60 | 1 | $3039.24 | $771.96 | $253.27 | $64.33 |  |  |  |  |  | 29.103% | 29.103% | 29.103% | 12/12/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2872.00 |  | 6.180% | $34000.00 | 1 |  |  |  | Yes | No | 7.599% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.33 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105810 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $14063.63 | $9522.63 |  | 7.158% | $3358.11 | $3358.11 | 7.000% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37687.21 | 1 | $1475.52 | $1362.96 | $122.96 | $113.58 |  |  |  |  |  | 39.011% | 39.011% | 39.011% | 10/16/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14063.63 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 147.12 |  | No | No |  |  |  | $61793.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000107007 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3341.52 |  | 6.560% | $2275.44 | $2275.44 | 6.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14164.23 | 1 | $4603.92 | $1107.96 | $383.66 | $92.33 |  |  |  |  |  | 40.367% | 40.367% | 40.367% | 12/17/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.270% | $0.00 | 3.8 |  |  |  | No | No | 6.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.650% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.36 |  | No | No |  |  |  | $0.00 | $23752.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000107993 | XXXXX |  | N/A |  |  |  | No | No | $23074.38 | $12830.59 |  | 7.758% | $3015.36 | $3015.36 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22054.26 | 1 | $5174.88 | $1833.96 | $431.24 | $152.83 |  |  |  |  |  | 21.235% | 21.235% | 21.235% | 12/11/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $23074.38 |  | 6.250% | $0.00 | 1.6 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.76 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110059 | XXXXX |  | Non QM |  |  |  | Yes | No | $11848.50 | $15596.51 |  | 7.113% | $3986.90 | $3986.90 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7752.55 | 1 | $10837.56 | $2309.04 | $903.13 | $192.42 |  |  |  |  |  | 39.716% | 39.716% | 39.716% | 11/12/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11848.50 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.980% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.87 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108410 | XXXXX |  | Non QM |  |  |  | Yes | No | $7165.00 | $8917.00 |  | 6.643% | $3337.32 | $3337.32 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7639.82 | 1 | $9038.16 | $2559.00 | $753.18 | $213.25 |  |  |  |  |  | 40.314% | 40.314% | 40.314% | 12/29/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7165.00 |  | 6.250% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.03 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108941 | XXXXX |  | Non QM |  |  |  | Yes | No | $2215.00 | $4093.38 |  | 7.946% | $4397.50 | $5313.67 | 8.708% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12284.59 | 1 | $14790.00 | $2555.40 | $1232.50 | $212.95 |  |  |  |  |  | 43.759% | 43.388% | 43.759% | 12/29/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2215.00 |  | 6.420% | $0.00 | 1.5 |  |  |  | N/A | No | 8.708% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108634 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $2616.28 |  | 6.921% | $2956.18 | $2956.18 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6126.12 | 1 | $7550.04 | $714.96 | $629.17 | $59.58 |  |  |  |  |  | 39.242% | 39.242% | 39.242% | 11/13/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2620.00 |  | 6.250% | $0.00 | 1.4 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.01 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109127 | XXXXX |  | Non QM |  |  |  | Yes | No | $2215.00 | $6826.49 |  | 7.760% | $4742.56 | $6062.39 | 8.755% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $14569.67 | 2 | $14812.56 | $1122.72 | $1234.38 | $93.56 |  |  |  |  |  | 33.774% | 31.983% | 33.774% | 12/29/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2215.00 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.755% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 17.450% | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.44 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107783 | XXXXX |  | N/A |  |  |  | No | No | $19875.00 | $9083.33 |  | 8.415% | $4171.65 | $5647.65 | 9.703% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $186816.46 | 1 | $13749.96 | $2405.04 | $1145.83 | $200.42 |  |  |  |  |  | 13.831% | 13.521% | 13.831% | 12/02/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19875.00 |  | 6.420% | $500.00 | 1 |  |  |  | N/A | No | 9.703% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 59.740% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.03 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000108755 | XXXXX |  | Non QM |  |  |  | Yes | No | $23424.03 | $3865.85 |  | 6.774% | $5343.93 | $5343.93 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11785.58 | 1 | $4107.12 | $2397.72 | $342.26 | $199.81 |  |  |  |  |  | 43.878% | 43.878% | 43.878% | 12/11/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $23424.03 |  | 6.250% | $29900.00 | 1.8 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.75 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106803 | XXXXX |  | Non QM |  |  |  | Yes | No | $2126.09 | $4165.07 |  | 6.940% | $3225.52 | $3225.52 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6293.59 | 1 | $7340.16 | $1901.04 | $611.68 | $158.42 |  |  |  |  |  | 46.378% | 46.378% | 46.378% | 01/13/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2126.09 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 32.79 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109473 | XXXXX |  | Non QM |  |  |  | Yes | No | $5745.00 | $6851.75 |  | 7.092% | $1970.79 | $1970.79 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7263.50 | 1 | $11874.96 | $925.56 | $989.58 | $77.13 |  |  |  |  |  | 44.127% | 44.127% | 44.127% | 12/22/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5745.00 |  | 6.180% | $0.00 | 1.1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.85 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109097 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $4378.46 |  | 7.312% | $1413.19 | $1413.19 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47192.51 | 1 | $6894.48 | $2865.96 | $574.54 | $238.83 |  |  |  |  |  | 6.268% | 6.268% | 6.268% | 12/08/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.180% | $2215.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.96 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109118 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1740.00 | $0.00 |  | 6.979% | $4098.26 | $4098.26 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16478.16 | 1 | $9624.96 | $1107.96 | $802.08 | $92.33 |  |  |  |  |  | 23.396% | 23.396% | 23.396% | 12/16/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.170% | $15000.00 | 1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 5.090% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.33 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105861 | XXXXX |  | N/A |  |  |  | No | No | $24154.65 | $5235.22 |  | 7.805% | $7115.41 | $7115.41 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35742.57 | 1 | $15013.32 | $4013.04 | $1251.11 | $334.42 |  |  |  |  |  | 28.855% | 28.855% | 28.855% | 11/12/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $24154.65 |  | 6.220% | $5000.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.480% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.3 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000317 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1795.76 | $1795.76 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4264.44 | $1495.08 | $355.37 | $124.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 152.51 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108781 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $0.00 | $3473.88 |  | 6.755% | $21071.91 | $21071.91 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47666.63 | 1 | $31292.52 | $10538.04 | $2607.71 | $878.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 5.720% | $0.00 | 1.3 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 947.78 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000109247 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6610.00 | $9252.74 |  | 8.437% | $2168.09 | $2168.09 | 8.125% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $5628.85 | 1 | $8609.76 | $1134.96 | $717.48 | $94.58 |  |  |  |  |  | 38.590% | 38.590% | 38.590% | 10/31/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6610.00 |  | 6.190% | $0.00 | 2.4 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.940% | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 5.96 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108579 | XXXXX |  | Non QM |  |  |  | Yes | No | $12226.00 | $13974.90 |  | 7.147% | $2205.23 | $2205.23 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8296.29 | 1 | $4563.84 | $1783.92 | $380.32 | $148.66 |  |  |  |  |  | 34.091% | 34.091% | 34.091% | 12/08/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12226.00 |  | 6.270% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.22 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110290 | XXXXX |  | Non QM |  |  |  | Yes | No | $8920.00 | $3797.08 |  | 6.670% | $3765.03 | $3765.03 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14934.33 | 1 | $11727.60 | $1413.96 | $977.30 | $117.83 |  |  |  |  |  | 26.728% | 26.728% | 26.728% | 12/25/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8920.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.64 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106175 | XXXXX |  | Non QM |  |  |  | Yes | No | $8965.00 | $13445.96 |  | 8.051% | $5057.36 | $5057.36 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $10671.82 | 1 | $11625.00 | $2717.04 | $968.75 | $226.42 |  |  |  |  |  | 38.627% | 38.627% | 38.627% | 10/03/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Balance Sheet - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $8965.00 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 4.89 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103908 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2719.53 | $2719.53 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6562.56 | $1043.04 | $546.88 | $86.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/11/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.900% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.62 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 4000106579 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3088.95 | $3088.95 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8062.56 | $1392.96 | $671.88 | $116.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX | 70.260% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.94 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111881 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $4381.70 |  | 6.529% | $7110.77 | $7110.77 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20520.50 | 1 | $18750.00 | $1323.96 | $1562.50 | $110.33 |  |  |  |  |  | 45.999% | 45.999% | 45.999% | 12/22/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.510% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.3 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000108730 | XXXXX |  | Non QM |  |  |  | Yes | No | $15056.00 | $4317.72 |  | 6.937% | $3567.12 | $3567.12 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7885.72 | 1 | $5653.08 | $1571.88 | $471.09 | $130.99 |  |  |  |  |  | 39.913% | 39.913% | 39.913% | 12/16/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $15056.00 |  | 6.250% | $0.00 | 2.2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.39 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110743 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 6.866% | $2308.45 | $2308.45 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6298.71 | 1 | $4099.44 | $1134.96 | $341.62 | $94.58 |  |  |  |  |  | 49.359% | 49.359% | 49.359% | 08/04/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.31 |  | No | No |  |  |  | $0.00 | $4104.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110742 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.917% | $1624.39 | $1624.39 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $38353.97 | 1 | $1293.96 | $2236.56 | $107.83 | $186.38 |  |  |  |  |  | 7.772% | 7.772% | 7.772% | 10/22/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.290% | $0.00 | 4.1 | LP / LPA |  | Accept/Eligible | No | No | 7.625% | 0 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.06 | Retail | No | No |  |  |  | $41585.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110739 | XXXXX |  | N/A |  |  |  | No | No | $0.00 | $0.00 |  | 6.971% | $1222.92 | $1222.92 | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11741.80 | 1 | $2251.68 | $1164.00 | $187.64 | $97.00 |  |  |  |  |  | 34.794% | 34.794% | 34.794% | 10/15/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.240% | $1250.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.990% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.3 |  | No | No |  |  |  | ($151.75) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110738 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.472% | $4083.16 | $4083.16 | 6.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22147.03 | 1 | $6119.64 | $2778.96 | $509.97 | $231.58 |  |  |  |  |  | 32.191% | 32.191% | 32.191% | 10/21/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.240% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | No | No | 6.500% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.16 | Retail | No | No |  |  |  | $0.00 | $26631.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 6000110737 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.869% | $1847.61 | $1847.61 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $72602.08 | 1 | $6903.12 | $753.96 | $575.26 | $62.83 |  |  |  |  |  | 21.997% | 21.997% | 21.997% | 10/22/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.240% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1253.5 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110736 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 7.447% | $1566.24 | $1566.24 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2867.73 | 1 | $6615.12 | $1616.04 | $551.26 | $134.67 |  |  |  |  |  | 43.512% | 43.512% | 43.512% | 10/13/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.240% | $0.00 | 2.7 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.820% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.74 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110735 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.869% | $3473.51 | $3473.51 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $71528.51 | 1 | $8361.12 | $989.04 | $696.76 | $82.42 |  |  |  |  |  | 23.150% | 23.150% | 23.150% | 10/22/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 732.51 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110734 | XXXXX |  | N/A |  |  |  | No | Yes | $6160.00 | $8092.99 |  | 7.905% | $1896.89 | $1896.89 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12088.41 | 1 | $5296.56 | $869.28 | $441.38 | $72.44 |  |  |  |  |  | 21.060% | 21.060% | 21.060% | 09/24/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6160.00 |  | 6.310% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | N/A | No | 7.625% | 0 |  | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.19 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110733 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.216% | $491.17 | $491.17 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5782.75 | 1 | $1875.96 | $1666.20 | $156.33 | $138.85 |  |  |  |  |  | 44.313% | 44.313% | 44.313% | 10/06/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.160% | $900.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.110% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.94 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110732 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.583% | $3355.23 | $3355.23 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $38175.26 | 2 | $3430.32 | $4464.96 | $285.86 | $372.08 |  |  |  |  |  | 23.767% | 23.767% | 23.767% | 10/24/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.160% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 10.40 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 95.33 | Retail | No | No |  |  |  | $22610.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 6000110731 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.613% | $1920.93 | $1920.93 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9898.86 | 1 | $4848.96 | $1148.04 | $404.08 | $95.67 |  |  |  |  |  | 47.293% | 47.293% | 47.293% | 10/27/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.160% | $2500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.340% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.95 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 15 | 360 |
| XXXXX | 6000110728 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.965% | $2286.33 | $2286.33 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13615.82 | 1 | $7262.28 | $959.04 | $605.19 | $79.92 |  |  |  |  |  | 22.225% | 22.225% | 22.225% | 11/25/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 | 2.4 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.21 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110727 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.593% | $4824.32 | $4824.32 | 7.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12923.17 | 1 | $3784.92 | $4817.04 | $315.41 | $401.42 |  |  |  |  |  | 44.139% | 44.139% | 44.139% | 10/10/2025 | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 | 2.9 | LP / LPA |  | Accept/Eligible | No | No | 7.625% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.4 | Retail | No | No |  |  |  | $0.00 | $19166.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110725 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.845% | $488.76 | $488.76 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $3974.36 | 1 | $1886.28 | $785.04 | $157.19 | $65.42 |  |  |  |  |  | 25.964% | 25.964% | 25.964% | 10/14/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 |  | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 122.48 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110724 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.586% | $3163.14 | $3163.14 | 6.625% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $20135.52 | 1 | $4740.00 | $500.40 | $395.00 | $41.70 |  |  |  |  |  | 34.634% | 34.634% | 34.634% | 11/05/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 1 | 1 | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 21.88 | Retail | No | No |  |  |  | $0.00 | $21137.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110723 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.981% | $4748.02 | $4748.02 | 7.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $46644.48 | 1 | $4903.44 | $5339.52 | $408.62 | $444.96 |  |  |  |  |  | 22.137% | 22.137% | 22.137% | 09/19/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | Yes | No | 7.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.59 |  | Yes | No |  |  |  | $56612.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110722 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.590% | $4403.74 | $4403.74 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8425.46 | 4 | $8603.88 | $3198.96 | $716.99 | $266.58 |  |  |  |  |  | 44.685% | 44.685% | 44.685% | 11/10/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  |  |  |  | 6.170% | $10000.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.61 |  | No | No |  |  |  | $11172.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110721 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.115% | $2667.93 | $2667.93 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7255.85 | 1 | $4147.32 | $3491.04 | $345.61 | $290.92 |  |  |  |  |  | 42.069% | 42.069% | 42.069% | 10/01/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 | 1.8 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.140% | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.85 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110720 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.595% | $3025.47 | $3025.47 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9155.69 | 1 | $3380.76 | $4483.92 | $281.73 | $373.66 |  |  |  |  |  | 31.610% | 31.610% | 31.610% | 11/25/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $9420.00 | 2.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 71.780% | No | 34 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 79.36 |  | No | No |  |  |  | $0.00 | $10316.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110719 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.498% | $1763.63 | $1763.63 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13598.10 | 1 | $1751.88 | $345.84 | $145.99 | $28.82 |  |  |  |  |  | 38.833% | 38.833% | 38.833% | 09/23/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.500% | 1 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 81.2 | Broker | No | No |  |  |  | $0.00 | $12018.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110717 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.461% | $2361.48 | $2361.48 | 6.490% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9264.37 | 1 | $6310.80 | $1245.00 | $525.90 | $103.75 |  |  |  |  |  | 29.114% | 29.114% | 29.114% | 11/07/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.490% | 0 | 2 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 4 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.57 | Retail | No | No |  |  |  | $0.00 | $6734.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110714 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 6.971% | $798.36 | $798.36 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8129.89 | 1 | $1890.00 | $615.24 | $157.50 | $51.27 |  |  |  |  |  | 35.033% | 35.033% | 35.033% | 11/14/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.990% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.85 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110713 | XXXXX |  | N/A |  |  |  | No | Yes | $2490.00 | $3774.82 |  | 7.403% | $794.99 | $794.99 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5915.74 | 1 | $1523.88 | $1622.28 | $126.99 | $135.19 |  |  |  |  |  | 38.271% | 38.271% | 38.271% | 11/08/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2490.00 |  | 6.260% | $1800.00 | 1 | DU |  | ApproveEligible | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.220% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.05 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110710 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $2877.16 |  | 6.523% | $5019.71 | $5019.71 | 6.490% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8090.70 | 1 | $3772.08 | $965.04 | $314.34 | $80.42 |  |  |  |  |  | 44.866% | 44.866% | 44.866% | 11/13/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1640.00 |  | 6.260% | $0.00 | 1.3 | LP / LPA |  | Accept/Eligible | No | No | 6.490% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 20 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.64 | Retail | No | No |  |  |  | $3674.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 6000110707 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.094% | $1010.58 | $1010.58 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6217.16 | 1 | $771.12 | $2430.96 | $64.26 | $202.58 |  |  |  |  |  | 30.617% | 30.617% | 30.617% | 11/11/2025 | 824 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $2500.00 | 2 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 1 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.080% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.41 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110706 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.238% | $1391.64 | $1391.64 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14380.96 | 1 | $9576.00 | $918.00 | $798.00 | $76.50 |  |  |  |  |  | 37.986% | 37.986% | 37.986% | 10/15/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.250% | 1 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.460% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 204.35 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110705 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.365% | $1822.83 | $1822.83 | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4106.85 | 1 | $3659.40 | $1574.04 | $304.95 | $131.17 |  |  |  |  |  | 25.169% | 25.169% | 25.169% | 11/03/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 2.3 | LP / LPA |  | Accept/Eligible | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 63.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.77 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110704 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.442% | $2240.88 | $2240.88 | 7.490% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4243.10 | 1 | $2103.96 | $734.04 | $175.33 | $61.17 |  |  |  |  |  | 48.871% | 48.871% | 48.871% | 11/17/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | No | No | 7.490% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.310% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 88.83 |  | No | No |  |  |  | $3112.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110702 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.250% | $2701.42 | $2701.42 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8490.19 | 1 | $1901.64 | $1235.04 | $158.47 | $102.92 |  |  |  |  |  | 47.792% | 47.792% | 47.792% | 11/13/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $10166.87 | 1 | LP / LPA |  | Accept/Eligible | N/A | No | 7.250% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.730% | No | 13 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.9 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110700 | XXXXX |  | N/A |  | Yes |  | No | Yes | $0.00 |  |  | 6.493% | $1570.95 | $1570.95 | 6.490% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8666.09 | 1 | $3120.48 | $1236.00 | $260.04 | $103.00 |  |  |  |  |  | 44.334% | 44.334% | 44.334% | 09/23/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.490% | 0 |  | 2 | 0 | 3 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.05 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 6000110699 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.590% | $2545.88 | $2545.88 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10129.72 | 1 | $8685.60 | $2331.96 | $723.80 | $194.33 |  |  |  |  |  | 42.321% | 42.321% | 42.321% | 11/17/2025 | 821 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $10000.00 | 1.2 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.450% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.4 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110698 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.354% | $1961.52 | $1961.52 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4952.48 | 1 | $5111.40 | $1025.04 | $425.95 | $85.42 |  |  |  |  |  | 38.151% | 38.151% | 38.151% | 09/25/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 2.5 | LP / LPA |  | Accept/Eligible | Yes | No | 7.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110697 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.582% | $2078.08 | $2078.08 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32284.00 | 1 | $8754.36 | $5350.56 | $729.53 | $445.88 |  |  |  |  |  | 47.505% | 47.505% | 47.505% | 09/11/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 171.12 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 6000110696 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.858% | $1576.63 | $1576.63 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17369.15 | 1 | $8145.00 | $2616.96 | $678.75 | $218.08 |  |  |  |  |  | 26.354% | 26.354% | 26.354% | 10/31/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 1.2 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.65 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110695 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.621% | $1152.56 | $1152.56 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11331.79 | 1 | $3437.16 | $2664.00 | $286.43 | $222.00 |  |  |  |  |  | 42.223% | 42.223% | 42.223% | 11/20/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $2500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 737.68 |  | No | No |  |  |  | $0.00 | $5208.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110694 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.620% | $3361.63 | $3361.63 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9339.74 | 3 | $7836.84 | $3027.00 | $653.07 | $252.25 |  |  |  |  |  | 32.624% | 32.624% | 32.624% | 10/16/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 124.49 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110693 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.462% | $666.83 | $666.83 | 7.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $6688.35 | 1 | $1393.80 | $1023.60 | $116.15 | $85.30 |  |  |  |  |  | 40.968% | 40.968% | 40.968% | 11/19/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.250% | 0 | 2 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.910% | No | 7 | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 14 |  | No | No |  |  |  | $0.00 | $3339.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110692 | XXXXX |  | N/A |  |  |  | No | Yes | $2555.00 | $3615.56 |  | 7.116% | $893.42 | $893.42 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12506.63 | 1 | $2888.16 | $915.96 | $240.68 | $76.33 |  |  |  |  |  | 30.435% | 30.435% | 30.435% | 11/21/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2555.00 |  | 6.260% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.520% | No |  | 35 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.03 |  | No | No |  |  |  | $0.00 | $9090.38 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110691 | XXXXX |  | N/A |  |  |  | No | No | $0.00 | $0.00 |  | 7.590% | $3444.97 | $3444.97 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $44424.98 | 1 | $4632.48 | $489.00 | $386.04 | $40.75 |  |  |  |  |  | 22.058% | 22.058% | 22.058% | 10/30/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $10951.20 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.625% | 1 | 1 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.010% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.66 |  | No | No |  |  |  | $0.00 | $45136.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110690 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.600% | $3017.15 | $3017.15 | 6.625% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $7766.02 | 1 | $6728.76 | $1353.00 | $560.73 | $112.75 |  |  |  |  |  | 44.415% | 44.415% | 44.415% | 11/24/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 | 3.8 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 1 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.110% | No | 34 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 60.64 |  | No | No |  |  |  | $0.00 | $5224.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110689 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.597% | $2759.86 | $2759.86 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7859.69 | 3 | $5621.64 | $4949.04 | $468.47 | $412.42 |  |  |  |  |  | 40.742% | 40.742% | 40.742% | 10/30/2025 | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $10398.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 7.625% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.440% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.77 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110687 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.980% | $3216.81 | $3216.81 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16131.33 | 1 | $3607.32 | $1890.96 | $300.61 | $157.58 |  |  |  |  |  | 33.869% | 33.869% | 33.869% | 09/19/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  | 6.320% | $0.00 | 2.8 | DU |  | ApproveEligible | No | No | 6.990% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 253.79 |  | No | No |  |  |  | $0.00 | $6207.46 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110686 | XXXXX |  | N/A |  | Yes |  | No | Yes | $0.00 |  |  | 7.450% | $2083.10 | $2083.10 | 7.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6545.60 | 1 | $4906.20 | $2569.92 | $408.85 | $214.16 |  |  |  |  |  | 32.576% | 32.576% | 32.576% | 11/25/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 | 2.5 | LP / LPA |  | Accept/Eligible | No | No | 7.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 96.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 101.17 | Retail | No | No |  |  |  | $2800.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110685 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.985% | $3467.89 | $3467.89 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7553.47 | 3 | $10647.36 | $2075.04 | $887.28 | $172.92 |  |  |  |  |  | 49.955% | 49.955% | 49.955% | 11/14/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.71 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110683 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.365% | $4969.12 | $4969.12 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9583.47 | 2 | $8933.04 | $12668.88 | $744.42 | $1055.74 |  |  |  |  |  | 44.510% | 44.510% | 44.510% | 11/25/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  | 6.260% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.86 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110681 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.611% | $1293.43 | $1293.43 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6501.52 | 1 | $6108.24 | $2561.40 | $509.02 | $213.45 |  |  |  |  |  | 46.194% | 46.194% | 46.194% | 11/26/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 |  | 1 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.99 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110679 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.958% | $505.12 | $505.12 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4569.46 | 1 | $1334.76 | $1314.48 | $111.23 | $109.54 |  |  |  |  |  | 35.852% | 35.852% | 35.852% | 11/11/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 2 | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.150% | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.87 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110678 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.096% | $4096.21 | $4096.21 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31693.88 | 1 | $2340.48 | $1845.96 | $195.04 | $153.83 |  |  |  |  |  | 19.087% | 19.087% | 19.087% | 12/08/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $7500.00 | 1.9 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.420% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.97 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110677 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.621% | $2521.22 | $2521.22 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $40487.68 | 1 | $6225.24 | $4399.32 | $518.77 | $366.61 |  |  |  |  |  | 30.480% | 30.480% | 30.480% | 12/02/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 1.8 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.540% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.05 |  | No | No |  |  |  | $0.00 | $16666.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110676 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 6.988% | $451.95 | $451.95 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4263.48 | 1 | $888.96 | $1092.00 | $74.08 | $91.00 |  |  |  |  |  | 25.574% | 25.574% | 25.574% | 12/04/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2026<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.25 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110671 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.353% | $3892.95 | $3892.95 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26310.07 | 1 | $3002.40 | $4099.08 | $250.20 | $341.59 |  |  |  |  |  | 27.921% | 27.921% | 27.921% | 12/08/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.220% | $12000.00 | 4.5 | LP / LPA |  | Accept/Eligible | Yes | No | 6.375% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.220% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.7 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110669 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.105% | $2216.53 | $2216.53 | 7.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13291.71 | 1 | $7229.52 | $1727.16 | $602.46 | $143.93 |  |  |  |  |  | 44.713% | 44.713% | 44.713% | 12/17/2025 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  | 6.220% | $0.00 | 1.7 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 2 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.14 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110668 | XXXXX |  | N/A |  |  |  | No | No | $0.00 | $0.00 |  | 6.583% | $1992.97 | $1992.97 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5061.01 | 2 | $6428.40 | $1511.04 | $535.70 | $125.92 |  |  |  |  |  | 40.123% | 40.123% | 40.123% | 09/19/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.240% | $5000.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 2 |  | 1 | 0 | 3 | 1 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.98 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110664 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 8.042% | $557.13 | $557.13 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5166.21 | 1 | $847.80 | $1767.72 | $70.65 | $147.31 |  |  |  |  |  | 29.464% | 29.464% | 29.464% | 10/22/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $1898.00 | 3.1 | DU |  | ApproveEligible | No | No | 7.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.9 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110663 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.973% | $2517.29 | $2517.29 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10654.03 | 2 | $6340.68 | $2759.04 | $528.39 | $229.92 |  |  |  |  |  | 47.575% | 47.575% | 47.575% | 11/20/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.220% | $4000.00 |  | DU |  | ApproveEligible | N/A | No | 6.990% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.870% | No | 25 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.32 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110655 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.348% | $1210.06 | $1210.06 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8778.71 | 1 | $4466.76 | $1122.00 | $372.23 | $93.50 |  |  |  |  |  | 39.033% | 39.033% | 39.033% | 11/13/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.220% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.160% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.34 |  | No | No |  |  |  | $0.00 | $8603.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110654 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.111% | $2829.62 | $2829.62 | 7.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5482.88 | 1 | $2408.52 | $270.96 | $200.71 | $22.58 |  |  |  |  |  | 43.147% | 43.147% | 43.147% | 11/13/2025 | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 523.31 | Retail | No | No |  |  |  | $7250.99 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110651 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.864% | $2785.38 | $2785.38 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37082.06 | 1 | $3366.60 | $1559.76 | $280.55 | $129.98 |  |  |  |  |  | 25.836% | 25.836% | 25.836% | 12/04/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.44 |  | No | No |  |  |  | $0.00 | $35000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 6000110649 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.113% | $1137.24 | $1137.24 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10878.96 | 1 | $1312.08 | $1836.00 | $109.34 | $153.00 |  |  |  |  |  | 21.518% | 21.518% | 21.518% | 10/31/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.170% | $0.00 |  | DU |  | ApproveEligible | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.670% | No | 31 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.72 | Retail | No | No |  |  |  | $0.00 | $6477.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110648 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 6.602% | $3625.76 | $3625.76 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18218.97 | 1 | $3377.28 | $3713.04 | $281.44 | $309.42 |  |  |  |  |  | 42.780% | 42.780% | 42.780% | 12/16/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  |  |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 35 | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 267.27 | Retail | No | No |  |  |  | $0.00 | $6839.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110646 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.823% | $4253.61 | $4253.61 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27139.17 | 1 | $10887.72 | $1018.92 | $907.31 | $84.91 |  |  |  |  |  | 49.125% | 49.125% | 49.125% | 11/10/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 66.260% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.73 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 6000110645 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.858% | $1392.69 | $1392.69 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10884.78 | 1 | $4190.04 | $1395.96 | $349.17 | $116.33 |  |  |  |  |  | 47.798% | 47.798% | 47.798% | 12/08/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $5300.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 127 |  | No | No |  |  |  | $8615.38 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 6000110644 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.490% | $2933.83 | $2933.83 | 7.490% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12530.64 | 1 | $2363.16 | $1013.04 | $196.93 | $84.42 |  |  |  |  |  | 38.948% | 38.948% | 38.948% | 12/08/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.490% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.71 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110641 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.834% | $2300.89 | $2300.89 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5730.92 | 1 | $4067.16 | $1395.00 | $338.93 | $116.25 |  |  |  |  |  | 37.660% | 37.660% | 37.660% | 11/10/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $9340.00 | 2.9 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.58 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110638 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.864% | $3021.87 | $3021.87 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16097.40 | 1 | $5437.56 | $1495.20 | $453.13 | $124.60 |  |  |  |  |  | 32.463% | 32.463% | 32.463% | 11/14/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.250% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 1 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.830% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.4 |  | Yes | No |  |  |  | $0.00 | $3286.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110636 | XXXXX |  | N/A |  |  |  | No | Yes | $1690.00 | $3167.64 |  | 7.532% | $4727.57 | $4727.57 | 7.490% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $51363.39 | 1 | $10434.00 | $4280.04 | $869.50 | $356.67 |  |  |  |  |  | 25.636% | 25.636% | 25.636% | 12/16/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - C-Corp]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2025<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2022<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - C-Corp]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - C-Corp]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - C-Corp]; 1120 - 2023<br> [Coborrower(s) - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - C-Corp]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - C-Corp]; 1120 - 2022<br> [Coborrower(s) - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1690.00 |  | 6.270% | $16899.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.490% | 2 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.92 |  | No | No |  |  |  | $34485.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110635 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.849% | $2956.18 | $2956.18 | 6.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $1877.77 | 1 | $6637.08 | $1416.00 | $553.09 | $118.00 |  |  |  |  |  | 40.741% | 40.741% | 40.741% | 11/12/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.700% | No |  | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.04 |  | No | No |  |  |  | $0.00 | $3168.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110634 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.123% | $2896.99 | $2896.99 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $46285.22 | 1 | $1004.04 | $2741.04 | $83.67 | $228.42 |  |  |  |  |  | 21.882% | 21.882% | 21.882% | 11/11/2025 | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $0.00 | 3.2 | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 1 | 1 | 2 | 0 | 3 | 2 |  |  | 10.60 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.74 | Retail | No | No |  |  |  | $29677.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110633 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.123% | $2753.82 | $2753.82 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $45123.75 | 1 | $8175.00 | $2573.04 | $681.25 | $214.42 |  |  |  |  |  | 23.842% | 23.842% | 23.842% | 11/11/2025 | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $0.00 | 2.9 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 1 | 1 | 2 | 0 | 3 | 2 |  |  | 10.60 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.06 | Retail | No | No |  |  |  | $29677.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110632 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.454% | $3347.36 | $3347.36 | 7.490% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7951.56 | 1 | $3894.36 | $1608.00 | $324.53 | $134.00 |  |  |  |  |  | 46.523% | 46.523% | 46.523% | 11/19/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 2.7 | LP / LPA |  | Accept/Eligible | No | No | 7.490% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.690% | No | 35 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.94 |  | No | No |  |  |  | $0.00 | $8250.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110630 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.745% | $747.19 | $747.19 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7146.27 | 1 | $2107.08 | $261.00 | $175.59 | $21.75 |  |  |  |  |  | 34.283% | 34.283% | 34.283% | 12/01/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2019<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 |  | 1 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.72 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110629 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.576% | $2617.27 | $2617.27 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7383.62 | 1 | $1662.12 | $2610.72 | $138.51 | $217.56 |  |  |  |  |  | 41.799% | 41.799% | 41.799% | 11/14/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $3000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 |  | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 156.22 | Broker | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110627 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 6.834% | $4532.81 | $4532.81 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10495.76 | 1 | $2483.04 | $3190.32 | $206.92 | $265.86 |  |  |  |  |  | 37.296% | 37.296% | 37.296% | 10/28/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $0.00 | 5 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.890% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.13 | Retail | No | No |  |  |  | ($6.25) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110626 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.971% | $372.19 | $372.19 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12140.73 | 1 | $805.68 | $1322.04 | $67.14 | $110.17 |  |  |  |  |  | 39.003% | 39.003% | 39.003% | 09/23/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.270% | $800.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.710% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110623 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.244% | $638.52 | $638.52 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7236.21 | 1 | $971.40 | $1173.96 | $80.95 | $97.83 |  |  |  |  |  | 42.247% | 42.247% | 42.247% | 12/04/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.250% | $0.00 | 2 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 80.620% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.12 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110621 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.974% | $2980.83 | $2980.83 | 6.999% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $15420.11 | 1 | $9108.00 | $795.96 | $759.00 | $66.33 |  |  |  |  |  | 39.553% | 39.553% | 39.553% | 11/21/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.999% | 2 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.960% | No |  | 1 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 22.06 |  | No | No |  |  |  | $0.00 | $12133.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110620 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.611% | $2857.07 | $2857.07 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10562.96 | 1 | $2305.92 | $4150.68 | $192.16 | $345.89 |  |  |  |  |  | 40.539% | 40.539% | 40.539% | 11/12/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $0.00 | 3.5 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.44 |  | No | No |  |  |  | $0.00 | $11493.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110619 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.609% | $1878.37 | $1878.37 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2164.15 | 1 | $1730.16 | $0.00 | $144.18 | $0.00 |  |  |  |  |  | 41.909% | 41.909% | 41.909% | 11/26/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.260% | $7878.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 |  | 1 | 0 | 1 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 71.37 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110618 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.602% | $2809.36 | $2809.36 | 6.625% | No | No | Not Employed | Non-Employment Income | Employed |  | 9.31 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $9841.10 | 2 | $4499.16 | $1466.04 | $374.93 | $122.17 |  |  |  |  |  | 38.981% | 38.981% | 38.981% | 09/18/2025 | 799 | 806 | 803 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.230% | $7100.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 935.71 | Broker | No | No |  |  |  | $5775.00 | $10353.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110617 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.598% | $3644.01 | $3644.01 | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20717.97 | 4 | $9999.96 | $2973.60 | $833.33 | $247.80 |  |  |  |  |  | 33.624% | 33.624% | 33.624% | 11/17/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 1 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.810% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.22 | Retail | No | No |  |  |  | $20550.78 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110616 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.965% | $2582.09 | $2582.09 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9414.07 | 1 | $6474.96 | $3104.52 | $539.58 | $258.71 |  |  |  |  |  | 45.240% | 45.240% | 45.240% | 12/10/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.220% | $2572.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 93.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 124.86 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110615 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.600% | $2785.35 | $2785.35 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7733.85 | 1 | $16714.80 | $3336.12 | $1392.90 | $278.01 |  |  |  |  |  | 49.483% | 49.483% | 49.483% | 11/21/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Military VOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Non-Primary Income - Other]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.220% | $0.00 | 3.5 | DU |  | ApproveEligible | No | No | 6.625% | 1 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 59.910% | No |  | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.65 |  | No | No |  |  |  | $4344.77 | $5951.10 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110729 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $5888.00 | $7633.73 |  | 8.050% | $2700.94 | $2700.94 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13491.74 | 1 | $3626.52 | $1951.32 | $302.21 | $162.61 |  |  |  |  |  | 45.036% | 45.036% | 45.036% | 10/27/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $5888.00 |  | 6.160% | $0.00 | 2.9 | DU |  | ApproveEligible | No | No | 7.625% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 54.540% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.21 | Retail | No | No |  |  |  | $0.00 | $11341.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110726 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $4218.40 |  | 7.061% | $2174.67 | $2174.67 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10138.93 | 1 | $1210.56 | $1353.00 | $100.88 | $112.75 |  |  |  |  |  | 39.166% | 39.166% | 39.166% | 11/03/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1395.00 |  | 6.170% | $2150.00 |  | LP / LPA | Yes | Accept/Eligible | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 39.400% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.1 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110712 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2558.75 | $4734.35 |  | 6.720% | $2353.14 | $2353.14 | 6.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4914.12 | 1 | $445.92 | $2600.64 | $37.16 | $216.72 |  |  |  |  |  | 45.643% | 45.643% | 45.643% | 11/21/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  | $2558.75 |  | 6.220% | $0.00 | 2.5 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 127.01 | Retail | No | No |  |  |  | $1239.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110711 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1780.00 | $4989.58 |  | 6.527% | $3972.83 | $3972.83 | 6.490% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16446.95 | 1 | $16534.20 | $6224.16 | $1377.85 | $518.68 |  |  |  |  |  | 35.434% | 35.434% | 35.434% | 11/07/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1780.00 |  | 6.260% | $6500.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.490% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 95.550% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.49 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110709 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6465.25 | $2644.13 |  | 6.970% | $4220.43 | $4220.43 | 6.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21570.13 | 1 | $7179.72 | $2843.16 | $598.31 | $236.93 |  |  |  |  |  | 33.359% | 33.359% | 33.359% | 11/14/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6465.25 |  | 6.220% | $16500.00 | 2.2 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 196.26 |  | Yes | No |  |  |  | $0.00 | $32367.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110701 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1195.00 | $4622.38 |  | 7.407% | $4309.81 | $4309.81 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21726.69 | 1 | $8084.88 | $3288.96 | $673.74 | $274.08 |  |  |  |  |  | 32.042% | 32.042% | 32.042% | 10/23/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1195.00 |  | 6.230% | $0.00 | 999 | LP / LPA |  | Accept/Eligible | Yes | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 26.060% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.92 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110688 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $6447.96 | $8356.90 |  | 7.940% | $2005.48 | $2005.48 | 7.490% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13535.68 | 1 | $657.48 | $5327.64 | $54.79 | $443.97 |  |  |  |  |  | 30.171% | 30.171% | 30.171% | 11/07/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6447.96 |  | 6.260% | $10000.00 | 1 | DU |  | ApproveEligible | No | No | 7.490% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 19.830% | No | 34 | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.17 |  | No | No |  |  |  | $0.00 | $17184.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110682 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5184.71 | $8418.98 |  | 7.486% | $2497.35 | $2497.35 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20852.67 | 1 | $1224.96 | $2412.48 | $102.08 | $201.04 |  |  |  |  |  | 34.031% | 34.031% | 34.031% | 12/11/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $5184.71 |  | 6.260% | $0.00 | 2.2 | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 34.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.24 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110680 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $4487.93 | $5658.29 |  | 8.224% | $1087.61 | $1087.61 | 7.490% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10390.98 | 1 | $1978.08 | $2085.96 | $164.84 | $173.83 |  |  |  |  |  | 39.872% | 39.872% | 39.872% | 12/09/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $4487.93 |  | 6.190% | $0.00 | 4.4 | LP / LPA |  | Accept/Eligible | Yes | No | 7.490% | 1 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 72.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.67 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110675 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1395.00 | $2457.60 |  | 7.029% | $3343.09 | $3343.09 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35933.59 | 1 | $4229.52 | $2087.04 | $352.46 | $173.92 |  |  |  |  |  | 27.334% | 27.334% | 27.334% | 10/14/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1395.00 |  | 6.260% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 1 | 0 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 122.67 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110674 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3505.26 | $4051.71 |  | 7.346% | $1639.21 | $1639.21 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10832.87 | 1 | $2937.12 | $1876.68 | $244.76 | $156.39 |  |  |  |  |  | 49.532% | 49.532% | 49.532% | 12/23/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $3505.26 |  | 6.190% | $0.00 | 1.6 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 26.070% | No | 32 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.9 |  | No | No |  |  |  | $1601.00 | $5278.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110673 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $3458.11 |  | 7.297% | $4790.14 | $4790.14 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24078.44 | 1 | $9663.60 | $2559.96 | $805.30 | $213.33 |  |  |  |  |  | 33.388% | 33.388% | 33.388% | 12/18/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  |  |  | 6.190% | $0.00 | 5 | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 2 | 2 | 2 | 0 | 3 | 0 |  |  | 11.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 13.370% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.84 |  | No | No |  |  |  | $0.00 | $16910.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110672 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4346.63 | $13803.14 |  | 7.185% | $3720.60 | $3720.60 | 6.990% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7503.68 | 1 | $5021.40 | $827.28 | $418.45 | $68.94 |  |  |  |  |  | 39.483% | 39.483% | 39.483% | 08/15/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $4346.63 |  | 6.240% | $0.00 | 1.7 | DU |  | ApproveEligible | N/A | No | 6.990% | 0 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.85 |  | No | No |  |  |  | $0.00 | $12399.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110670 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2679.00 | $5438.50 |  | 6.800% | $5312.02 | $5312.02 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9393.35 | 1 | $7113.84 | $1731.96 | $592.82 | $144.33 |  |  |  |  |  | 49.443% | 49.443% | 49.443% | 09/26/2025 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  | $2679.00 |  | 6.220% | $0.00 | 3.4 | LP / LPA |  | Accept/Ineligible | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 613.46 |  | No | No |  |  |  | $1553.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110667 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2607.00 | $2207.69 |  | 6.669% | $2881.40 | $2881.40 | 6.625% | No | No | Self-Employed | Self-Employed | Not Employed |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $15881.00 | 1 | $14067.48 | $2012.88 | $1172.29 | $167.74 |  |  |  |  |  | 33.285% | 33.285% | 33.285% | 12/02/2025 | 646 | 778 | 783 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2607.00 |  | 6.220% | $6500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 49.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 21.98 | Retail | No | No |  |  |  | $11439.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110666 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1490.00 | $2738.58 |  | 6.666% | $3313.61 | $3313.61 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7865.21 | 1 | $2535.96 | $852.00 | $211.33 | $71.00 |  |  |  |  |  | 39.868% | 39.868% | 39.868% | 12/08/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Note Receivable]; Account Statements - 2025<br> [Borrower - \| Primary Income - Note Receivable]; Account Statements - 2025<br> [Borrower - \| Primary Income - Note Receivable]; Account Statements - 2025<br> [Borrower - \| Primary Income - Note Receivable]; Note - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1490.00 |  | 6.220% | $0.00 | 3.3 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.96 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110665 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $6118.81 | $7181.71 |  | 7.992% | $1424.91 | $1424.91 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8819.16 | 1 | $5534.04 | $2729.04 | $461.17 | $227.42 |  |  |  |  |  | 30.500% | 30.500% | 30.500% | 10/31/2025 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6118.81 |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 14.350% | No | 35 | 22 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.71 |  | No | No |  |  |  | $0.00 | $6582.85 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110661 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6900.00 | $3517.79 |  | 6.698% | $1920.93 | $1920.93 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4374.15 | 1 | $5885.04 | $6802.68 | $490.42 | $566.89 |  |  |  |  |  | 47.453% | 47.453% | 47.453% | 11/10/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  | $6900.00 |  | 6.260% | $0.00 | 2.6 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 284.47 | Broker | No | No |  |  |  | $1744.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110658 | XXXXX |  | Exempt from ATR | Safe Harbor QM (APOR) | Yes |  | Yes | Yes | $1505.00 | $1507.70 |  | 7.048% | $1196.34 | $1196.34 | 6.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13108.98 | 1 | $1618.44 | $1602.00 | $134.87 | $133.50 |  |  |  |  |  | 37.077% | 37.077% | 37.077% | 11/10/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1505.00 |  | 6.220% | $5000.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 396.56 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110656 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $6524.75 | $7862.35 |  | 8.060% | $2045.52 | $2045.52 | 7.625% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11896.41 | 1 | $3741.84 | $4034.76 | $311.82 | $336.23 |  |  |  |  |  | 30.114% | 30.114% | 30.114% | 10/21/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6524.75 |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 52.430% | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.1 |  | No | No |  |  |  | $0.00 | $11666.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110652 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2045.00 | $2702.21 |  | 6.702% | $2055.40 | $2055.40 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16244.69 | 1 | $3735.48 | $2901.72 | $311.29 | $241.81 |  |  |  |  |  | 44.665% | 44.665% | 44.665% | 12/11/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2045.00 |  | 6.220% | $0.00 | 3.4 | DU |  | ApproveEligible | No | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 38.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.05 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110647 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $14572.17 | $22566.81 |  | 7.828% | $3430.84 | $3430.84 | 7.125% | No | No | Employed | Employed | Employed | Employed | 2.24 | 5.46 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  | $22544.82 | 1 | $7697.76 | $3608.88 | $641.48 | $300.74 |  |  |  |  |  | 41.744% | 41.744% | 41.744% | 10/16/2025 | 714 | 802 | 788 | 795 | 772 | 788 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  | $14572.17 |  | 6.290% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 34 | 33 | 10 | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 4.56 | Retail | No | No |  |  |  | $0.00 | $34444.86 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110643 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $3065.00 | $3830.02 |  | 7.815% | $848.89 | $848.89 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2149.63 | 1 | $2263.08 | $1621.92 | $188.59 | $135.16 |  |  |  |  |  | 49.771% | 49.771% | 49.771% | 11/13/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $3065.00 |  | 6.250% | $2500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110642 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2640.00 | $4993.42 |  | 7.066% | $2791.45 | $2791.45 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9297.13 | 1 | $1069.44 | $1118.64 | $89.12 | $93.22 |  |  |  |  |  | 33.603% | 33.603% | 33.603% | 11/16/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2640.00 |  | 6.260% | $1200.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 34.290% | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.57 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110625 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $3707.08 | $5543.83 |  | 8.419% | $2699.98 | $2699.98 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17555.37 | 1 | $1486.08 | $6380.28 | $123.84 | $531.69 |  |  |  |  |  | 43.191% | 43.191% | 43.191% | 12/04/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  |  | $3707.08 |  | 6.190% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 37.670% | No | 35 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.91 | Retail | No | No |  |  |  | $0.00 | $17417.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 6000110624 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $3366.66 |  | 6.661% | $2913.41 | $2913.41 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13409.72 | 1 | $12330.00 | $1844.88 | $1027.50 | $153.74 |  |  |  |  |  | 41.328% | 41.328% | 41.328% | 11/24/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $995.00 |  | 6.260% | $0.00 | 1.4 | DU |  | ApproveEligible | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.66 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110744 | XXXXX |  | N/A |  |  |  | No | Yes | $4283.75 | $6893.13 |  | 7.085% | $3514.24 | $3514.24 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $115682.00 | 1 | $3223.32 | $3069.96 | $268.61 | $255.83 |  |  |  |  |  | 16.051% | 16.051% | 16.051% | 10/07/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $4283.75 |  | 6.220% | $0.00 | 4.5 | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 191.17 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 6000110740 | XXXXX |  | N/A |  |  |  | No | Yes | $17353.60 | $19507.40 |  | 8.064% | $3107.57 | $3107.57 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6040.23 | 1 | $9689.52 | $1956.96 | $807.46 | $163.08 |  |  |  |  |  | 44.825% | 44.825% | 44.825% | 10/17/2025 | 633 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $17353.60 |  | 6.240% | $0.00 | 3.5 | LP / LPA |  | Accept/Eligible | Yes | No | 7.625% | 2 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.46 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110730 | XXXXX |  | N/A |  |  |  | No | Yes | $1350.00 | $3425.40 |  | 7.163% | $3233.85 | $3233.85 | 7.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $48804.87 | 1 | $3816.96 | $3320.04 | $318.08 | $276.67 |  |  |  |  |  | 16.759% | 16.759% | 16.759% | 10/30/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Account Transcripts - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1350.00 |  | 6.160% | $0.00 | 2 | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 2 | 0 | 1 | 0 | 2 | 3 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 388.51 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110716 | XXXXX |  | N/A |  |  |  | No | Yes | $7281.35 | $7934.05 |  | 7.153% | $2621.97 | $2621.97 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $50603.83 | 1 | $4689.84 | $1824.96 | $390.82 | $152.08 |  |  |  |  |  | 25.643% | 25.643% | 25.643% | 11/24/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $7281.35 |  | 6.260% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 136.11 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 6000110708 | XXXXX |  | N/A |  |  |  | No | Yes | $3857.50 | $5701.74 |  | 7.064% | $1551.99 | $1551.99 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19541.31 | 1 | $3591.24 | $1812.00 | $299.27 | $151.00 |  |  |  |  |  | 18.640% | 18.640% | 18.640% | 10/15/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $3857.50 |  | 6.260% | $0.00 | 2.7 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 | 0 | 1 | 0 | 4 | 2 |  |  | 8.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 155.66 |  | No | No |  |  |  | $10264.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110703 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | Yes | $3526.17 | $3756.07 |  | 7.869% | $1045.77 | $1045.77 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3517.20 | 1 | $1974.84 | $1751.52 | $164.57 | $145.96 |  |  |  |  |  | 37.589% | 37.589% | 37.589% | 11/14/2025 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $3526.17 |  | 6.230% | $0.00 | 2.5 | LP / LPA |  | Accept/Eligible | No | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.04 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110684 | XXXXX |  | N/A |  |  |  | No | Yes | $6470.42 | $7730.29 |  | 6.860% | $1872.91 | $1872.91 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5487.91 | 1 | $4828.92 | $1260.96 | $402.41 | $105.08 |  |  |  |  |  | 44.426% | 44.426% | 44.426% | 11/18/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $6470.42 |  | 6.260% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 |  | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.52 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110662 | XXXXX |  | N/A |  |  |  | No | Yes | $10134.94 | $11634.11 |  | 7.120% | $5443.33 | $5443.33 | 6.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | N/A |  |  |  |  |  |  | $21730.18 | 1 | $4489.68 | $1087.80 | $374.14 | $90.65 |  |  |  |  |  | 44.951% | 44.951% | 44.951% | 09/03/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $10134.94 |  | 6.160% | $0.00 | 1.7 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 2 | 0 | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 44.08 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110659 | XXXXX |  | N/A |  |  |  | No | No | $2211.88 | $3673.23 |  | 7.092% | $1919.12 | $1919.12 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6463.52 | 1 | $4119.60 | $1095.00 | $343.30 | $91.25 |  |  |  |  |  | 47.924% | 47.924% | 47.924% | 10/20/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $2211.88 |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 1 | 0 | 2 | 1 |  |  | 10.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 128.01 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 6000110657 | XXXXX |  | N/A |  |  |  | No | Yes | $12489.03 | $13798.03 |  | 7.125% | $3632.82 | $3632.82 | 6.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8331.59 | 1 | $8206.56 | $5351.04 | $683.88 | $445.92 |  |  |  |  |  | 46.194% | 46.194% | 46.194% | 10/21/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; VVOE - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $12489.03 |  | 6.160% | $0.00 | 1.3 | DU |  | ApproveEligible | N/A | No | 6.875% | 0 | 0 | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 75.47 |  | No | No |  |  |  | $6961.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110653 | XXXXX |  | N/A |  |  |  | No | Yes | $9845.00 | $4765.70 |  | 7.058% | $2857.91 | $2857.91 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20964.06 | 1 | $1678.32 | $839.88 | $139.86 | $69.99 |  |  |  |  |  | 37.449% | 37.449% | 37.449% | 11/11/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $9845.00 |  | 6.260% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.15 |  | No | No |  |  |  | $0.00 | $13094.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000110640 | XXXXX |  | N/A |  |  |  | No | No | $1595.00 | $2015.71 |  | 7.000% | $3329.84 | $3329.84 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19740.64 | 2 | $16419.84 | $1557.96 | $1368.32 | $129.83 |  |  |  |  |  | 41.904% | 41.904% | 41.904% | 11/19/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1595.00 |  | 6.230% | $0.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 7.000% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.25 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 6000110637 | XXXXX |  | N/A |  |  |  | No | Yes | $1810.92 | $3207.49 |  | 7.176% | $3131.44 | $3131.44 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7133.26 | 1 | $7235.52 | $1329.00 | $602.96 | $110.75 |  |  |  |  |  | 49.578% | 49.578% | 49.578% | 12/17/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $1810.92 |  | 6.270% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 2 |  | 2 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.44 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110631 | XXXXX |  | N/A |  |  |  | No | Yes | $4120.00 | $6237.40 |  | 6.986% | $2667.13 | $2667.13 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9843.98 | 2 | $2207.76 | $555.00 | $183.98 | $46.25 |  |  |  |  |  | 45.948% | 45.948% | 45.948% | 11/12/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $4120.00 |  | 6.260% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 382.37 | Retail | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110628 | XXXXX |  | N/A |  |  |  | No | Yes | $12558.00 | $4213.25 |  | 7.070% | $2658.52 | $2658.52 | 6.990% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7594.99 | 1 | $1495.20 | $5730.24 | $124.60 | $477.52 |  |  |  |  |  | 35.472% | 35.472% | 35.472% | 10/24/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  |  | $12558.00 |  | 6.170% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 1 | 0 | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 45.17 |  | No | No |  |  |  | $2313.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000304 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $7312.28 |  | 6.396% | $15921.16 | $15921.16 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $125164.00 | 1 | $33165.84 | $7628.16 | $2763.82 | $635.68 |  |  |  |  |  | 14.581% | 14.581% | 14.581% | 11/25/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.270% | $0.00 | 2.9 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105486 | XXXXX |  | Non QM |  |  |  | Yes | No | $7770.00 | $8866.75 |  | 6.599% | $2245.93 | $2245.93 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4332.58 | 1 | $13084.80 | $1406.04 | $1090.40 | $117.17 |  |  |  |  |  | 45.843% | 45.843% | 45.843% | 12/05/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7770.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.040% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 17.01 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109446 | XXXXX |  | N/A |  |  |  | No | No | $19185.00 | $9295.50 |  | 8.208% | $3081.81 | $3081.81 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10353.87 | 1 | $7119.60 | $990.96 | $593.30 | $82.58 |  |  |  |  |  | 47.174% | 47.174% | 47.174% | 11/19/2025 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19185.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.000% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.46 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110357 | XXXXX |  | N/A |  |  |  | No | No | $2690.00 | $3747.92 |  | 7.314% | $3581.43 | $3581.43 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9934.98 | 4 | $7193.88 | $3858.00 | $599.49 | $321.50 |  |  |  |  |  | 34.671% | 34.671% | 34.671% | 01/23/2026 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2690.00 |  | 6.170% | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.75 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000108712 | XXXXX |  | Non QM |  |  |  | Yes | No | $18301.80 | $1086.86 |  | 7.261% | $3274.45 | $3274.45 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8069.02 | 2 | $7500.00 | $2893.32 | $625.00 | $241.11 |  |  |  |  |  | 37.924% | 37.924% | 37.924% | 11/17/2025 | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18301.80 |  | 6.250% | $30490.82 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.520% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.27 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000299 | XXXXX |  | N/A |  |  |  | No | No | $9103.00 | $4349.86 |  | 6.825% | $1325.44 | $1325.44 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21978.68 | 1 | $9681.00 | $1881.12 | $806.75 | $156.76 |  |  |  |  |  | 38.948% | 38.948% | 38.948% | 12/08/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9103.00 |  | 6.170% | $0.00 | 1.9 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 68.33 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000112336 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3711.58 |  | 6.441% | $3043.99 | $3043.99 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6509.25 | 1 | $5022.12 | $2667.00 | $418.51 | $222.25 |  |  |  |  |  | 36.495% | 36.495% | 36.495% | 01/15/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Alimony]; Deposit Receipt - 2026<br> [Borrower - \| Non-Primary Income - Alimony]; Other - 2026<br> [Borrower - \| Non-Primary Income - Alimony]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Alimony]; Divorce Decree - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.250% | $0.00 | 3.2 |  |  |  | No | No | 6.375% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 199.14 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107975 | XXXXX |  | Non QM |  |  |  | Yes | No | $7184.84 | $11003.19 |  | 6.575% | $7256.14 | $7256.14 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15075.36 | 1 | $11092.80 | $2217.00 | $924.40 | $184.75 |  |  |  |  |  | 39.069% | 39.069% | 39.069% | 12/29/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Vesting Schedule - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7184.84 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 1 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.870% | No | 16 | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.79 |  | Yes | No |  |  |  | $0.00 | $10291.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109824 | XXXXX |  | Non QM |  |  |  | Yes | No | $2320.00 | $3489.75 |  | 7.957% | $3001.79 | $3001.79 | 7.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6296.78 | 1 | $1851.96 | $2105.04 | $154.33 | $175.42 |  |  |  |  |  | 41.876% | 41.876% | 41.876% | 12/18/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2320.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.360% | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 25.49 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110333 | XXXXX |  | Non QM |  |  |  | Yes | No | $11320.00 | $3881.99 |  | 7.795% | $4304.70 | $5401.94 | 8.697% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14370.99 | 1 | $15399.36 | $1530.96 | $1283.28 | $127.58 |  |  |  |  |  | 32.352% | 31.116% | 32.352% | 12/12/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11320.00 |  | 6.320% | $0.00 | 1.3 |  |  |  | N/A | No | 8.697% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.63 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109772 | XXXXX |  | Non QM |  |  |  | Yes | No | $2745.00 | $5810.22 |  | 6.646% | $12806.22 | $12806.22 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27896.06 | 1 | $14413.92 | $4847.40 | $1201.16 | $403.95 |  |  |  |  |  | 34.821% | 34.821% | 34.821% | 10/17/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2745.00 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.69 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112967 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6375.00 | $7986.00 |  | 7.829% | $1678.11 | $1678.11 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5794.56 | 1 | $0.00 | $0.00 | $0.00 | $0.00 |  |  |  |  |  | 36.787% | 36.787% | 36.787% | 11/04/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6375.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.300% | No | 12 |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.56 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000367 | XXXXX |  | Non QM |  |  |  | Yes | No | $1430.00 | $3153.80 |  | 6.912% | $4992.66 | $4992.66 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12427.34 | 1 | $13340.04 | $3464.76 | $1111.67 | $288.73 |  |  |  |  |  | 37.772% | 37.772% | 37.772% | 01/21/2026 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1430.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 141.44 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109265 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3466.87 |  | 6.546% | $3438.45 | $3438.45 | 6.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18529.60 | 1 | $7151.64 | $1707.96 | $595.97 | $142.33 |  |  |  |  |  | 35.873% | 35.873% | 35.873% | 01/06/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.180% | $10000.00 | 1.6 |  |  |  | No | No | 6.500% | 2 | 0 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 248.99 |  | No | No |  |  |  | $16172.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109373 | XXXXX |  | Non QM |  |  |  | Yes | No | $4760.00 | $9049.42 |  | 7.640% | $3328.26 | $3328.26 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29600.24 | 1 | $4123.44 | $1572.00 | $343.62 | $131.00 |  |  |  |  |  | 29.349% | 29.349% | 29.349% | 11/17/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4760.00 |  | 6.180% | $0.00 |  |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.62 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000110812 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2166.67 | $2166.67 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $12345.00 | $2031.60 | $1028.75 | $169.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 135.39 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000109096 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3358.54 |  | 6.803% | $3787.81 | $3787.81 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5545.08 | 1 | $6059.88 | $2220.00 | $504.99 | $185.00 |  |  |  |  |  | 45.325% | 45.325% | 45.325% | 01/03/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Expense Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2009 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.180% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | Yes |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.490% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.11 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108955 | XXXXX |  | Non QM |  |  |  | Yes | No | $1855.00 | $2569.12 |  | 6.740% | $1358.89 | $1358.89 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7750.97 | 1 | $6146.40 | $1606.56 | $512.20 | $133.88 |  |  |  |  |  | 43.592% | 43.592% | 43.592% | 12/29/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1855.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.36 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109091 | XXXXX |  | Non QM |  |  |  | Yes | No | $4415.00 | $3495.35 |  | 7.556% | $1243.22 | $1243.22 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34919.83 | 1 | $5633.88 | $2739.72 | $469.49 | $228.31 |  |  |  |  |  | 7.701% | 7.701% | 7.701% | 11/17/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 33.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4415.00 |  | 6.180% | $10000.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.35 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111196 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3901.83 |  | 6.656% | $6692.53 | $6692.53 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34783.01 | 1 | $14121.72 | $1690.56 | $1176.81 | $140.88 |  |  |  |  |  | 27.135% | 27.135% | 27.135% | 01/07/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.170% | $6500.00 | 3.2 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 23 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 463.07 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111671 | XXXXX |  | Non QM |  |  |  | Yes | No | $4759.40 | $6048.99 |  | 6.834% | $1792.87 | $1792.87 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $432567.96 | 1 | $4880.40 | $2217.96 | $406.70 | $184.83 |  |  |  |  |  | 2.116% | 2.116% | 2.116% | 01/12/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4759.40 |  | 6.060% | $0.00 | 2.1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.570% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 116.44 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112360 | XXXXX |  | Non QM |  |  |  | Yes | No | $11435.00 | $13344.44 |  | 7.204% | $1738.24 | $1738.24 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8455.37 | 1 | $8588.88 | $1704.00 | $715.74 | $142.00 |  |  |  |  |  | 47.855% | 47.855% | 47.855% | 01/02/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $11435.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.39 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000109060 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $7029.63 |  | 6.433% | $5458.86 | $5458.86 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $55410.70 | 1 | $14260.20 | $2711.04 | $1188.35 | $225.92 |  |  |  |  |  | 27.374% | 27.374% | 27.374% | 01/07/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 6.180% | $0.00 | 3 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 169.8 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115044 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3927.19 | $3927.19 | 7.375% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6349.08 | $3966.96 | $529.09 | $330.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 11.8 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000110321 | XXXXX |  | N/A |  |  |  | No | No | $0.00 |  |  | 7.324% | $2541.68 | $2541.68 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13443.67 | 2 | $8422.68 | $3396.36 | $701.89 | $283.03 |  |  |  |  |  | 45.745% | 45.745% | 45.745% | 12/30/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.170% | $0.00 |  | DU |  | ApproveIneligible | No | No | 7.375% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.56 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110651 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3325.45 |  | 6.413% | $4616.64 | $4616.64 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12213.51 | 1 | $6544.80 | $1860.96 | $545.40 | $155.08 |  |  |  |  |  | 36.729% | 36.729% | 36.729% | 01/13/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.170% | $0.00 | 2.5 |  |  |  | Yes | No | 6.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 60.620% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.3 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111057 | XXXXX |  | Non QM |  |  |  | Yes | No | $3056.14 | $4779.53 |  | 7.070% | $1271.81 | $1271.81 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9206.90 | 1 | $3019.44 | $1116.00 | $251.62 | $93.00 |  |  |  |  |  | 16.791% | 16.791% | 16.791% | 01/06/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3056.14 |  | 6.170% | $0.00 | 2.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 526.47 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109617 | XXXXX |  | Non QM |  |  |  | Yes | No | $5672.24 | $7215.96 |  | 6.662% | $2679.97 | $2679.97 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7067.77 | 1 | $4265.04 | $2683.56 | $355.42 | $223.63 |  |  |  |  |  | 39.124% | 39.124% | 39.124% | 01/05/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5672.24 |  | 6.180% | $0.00 | 3.3 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 315.68 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110685 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $2948.84 |  | 7.783% | $4416.58 | $5464.96 | 8.686% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $10572.44 | 1 | $17688.24 | $3870.96 | $1474.02 | $322.58 |  |  |  |  |  | 45.782% | 44.767% | 45.782% | 01/08/2026 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.320% | $0.00 | 1.2 |  |  |  | N/A | No | 8.686% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 1.62 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115344 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $857.29 | $857.29 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1706.76 | $1860.12 | $142.23 | $155.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/09/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.73 | 0.58 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.73 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106990 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3325.60 |  | 6.696% | $2727.08 | $2727.08 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4137.86 | 1 | $6467.28 | $467.04 | $538.94 | $38.92 |  |  |  |  |  | 45.091% | 45.091% | 45.091% | 12/17/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.170% | $0.00 | 1.5 |  |  |  | No | No | 6.625% | 0 | 1 | 2 | 0 | 2 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.570% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.91 |  | Yes | No |  |  |  | $0.00 | $3160.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105552 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $14465.00 | $17053.25 |  | 7.495% | $3153.00 | $3153.00 | 7.125% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5618.95 | 1 | $8343.60 | $1557.00 | $695.30 | $129.75 |  |  |  |  |  | 42.073% | 42.073% | 42.073% | 11/06/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14465.00 |  | 6.220% | $0.00 | 1.1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.540% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 30.28 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115163 | XXXXX |  | Non QM |  |  |  | Yes | No | $1792.80 | $3130.55 |  | 6.758% | $1383.07 | $1383.07 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8851.10 | 1 | $2999.52 | $1001.04 | $249.96 | $83.42 |  |  |  |  |  | 19.090% | 19.090% | 19.090% | 10/17/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1792.80 |  | 6.290% | $0.00 | 1.1 |  |  |  | No | No | 6.625% | 0 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1197.56 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107556 | XXXXX |  | Non QM |  |  |  | Yes | No | $5619.90 | $0.00 |  | 6.739% | $2456.40 | $2456.40 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $20375.73 | 1 | $6312.48 | $5052.24 | $526.04 | $421.02 |  |  |  |  |  | 36.247% | 36.247% | 36.247% | 12/04/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5619.90 |  | 6.060% | $96275.40 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.980% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 10.2 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110040 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $6582.19 |  | 7.776% | $4239.21 | $5390.20 | 8.697% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11002.06 | 1 | $12239.64 | $1744.80 | $1019.97 | $145.40 |  |  |  |  |  | 37.558% | 35.722% | 37.558% | 01/06/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.390% | $0.00 | 1 |  |  |  | N/A | No | 8.697% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.12 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110316 | XXXXX |  | Non QM |  |  |  | Yes | No | $21308.57 | $0.00 |  | 5.883% | $4229.45 | $4229.45 | 5.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $16402.04 | 1 | $15776.88 | $1593.24 | $1314.74 | $132.77 |  |  |  |  |  | 34.392% | 34.392% | 34.392% | 12/31/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21308.57 |  | 6.170% | $40000.00 | 1 |  |  |  | N/A | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.890% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 9.13 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110340 | XXXXX |  | Non QM |  |  |  | Yes | No | $12649.85 | $14587.85 |  | 6.883% | $2433.46 | $2433.46 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6627.36 | 1 | $1949.16 | $1095.00 | $162.43 | $91.25 |  |  |  |  |  | 35.264% | 35.264% | 35.264% | 01/13/2026 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12649.85 |  | 6.170% | $0.00 | 1.7 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 129.36 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112163 | XXXXX |  | N/A |  |  |  | No | No | $6122.15 | $3843.07 |  | 6.847% | $2432.73 | $2432.73 | 6.750% | No | No | Not Employed | Employed | Employed |  | 29.52 |  |  | US Citizen | US Citizen |  |  |  |  |  | $30577.57 | 2 | $3336.12 | $4726.44 | $278.01 | $393.87 |  |  |  |  |  | 23.040% | 23.040% | 23.040% | 01/21/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6122.15 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.740% | No |  | 25 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 75.44 |  | No | No |  |  |  | $24227.33 | $15504.41 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 4000110453 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $2643.74 |  | 7.510% | $1215.59 | $1215.59 | 7.375% | No | No | Not Employed | Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $5820.93 | 1 | $2683.20 | $1386.00 | $223.60 | $115.50 |  |  |  |  |  | 26.403% | 26.403% | 26.403% | 12/30/2025 | 815 | 808 | 811 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 30.08 |  | Yes | No |  |  |  | $0.00 | $7909.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000108143 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $3020.16 |  | 7.033% | $5402.26 | $5402.26 | 7.000% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20147.26 | 1 | $3810.36 | $1864.80 | $317.53 | $155.40 |  |  |  |  |  | 28.530% | 28.530% | 28.530% | 01/12/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.250% | $0.00 | 2.1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 605.46 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110034 | XXXXX |  | Non QM |  |  |  | Yes | No | $2760.00 | $16872.08 |  | 6.887% | $19707.86 | $19707.86 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27754.97 | 1 | $31430.76 | $9099.96 | $2619.23 | $758.33 |  |  |  |  |  | 46.021% | 46.021% | 46.021% | 01/29/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2760.00 |  | 6.180% | $0.00 | 1.7 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.28 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113067 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8412.81 |  | 6.284% | $6565.08 | $6565.08 | 6.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30989.29 | 1 | $21456.72 | $5520.00 | $1788.06 | $460.00 |  |  |  |  |  | 46.549% | 46.549% | 46.549% | 01/22/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.060% | $0.00 | 4.2 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 558.36 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 2000000368 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3648.36 | $3648.36 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $9024.84 | $2845.68 | $752.07 | $237.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.180% | No |  |  |  |  | Yes | Commitment |  | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.32 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116128 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1176.57 | $1176.57 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4724.52 | $735.96 | $393.71 | $61.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX | 60.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.54 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109552 | XXXXX |  | Non QM |  |  |  | Yes | No | $20145.00 | $33876.50 |  | 6.889% | $11674.77 | $11674.77 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $25149.11 | 1 | $45000.00 | $3690.96 | $3750.00 | $307.58 |  |  |  |  |  | 41.241% | 41.241% | 41.241% | 12/08/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20145.00 |  | 6.180% | $0.00 | 2.4 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 18.83 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000339 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2026.15 | $2026.15 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4554.36 | $440.04 | $379.53 | $36.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.56 | 1.78 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.74 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000107154 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $18095.00 | $20288.00 |  | 7.193% | $3941.57 | $3941.57 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27041.72 | 1 | $20620.08 | $14808.00 | $1718.34 | $1234.00 |  |  |  |  |  | 23.597% | 23.597% | 23.597% | 10/30/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18095.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.33 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109154 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1247.74 | $1247.74 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5479.44 | $1298.04 | $456.62 | $108.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.44 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109218 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3655.47 | $3655.47 | 6.999% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $9812.52 | $4848.96 | $817.71 | $404.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 119.52 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109151 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1588.55 | $1588.55 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5087.64 | $2191.56 | $423.97 | $182.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.53 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103910 | XXXXX |  | N/A |  | Yes |  | No | No | $46645.00 | $17756.38 |  | 7.244% | $4290.77 | $4290.77 | 6.999% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $68048.06 | 1 | $6020.04 | $1062.00 | $501.67 | $88.50 |  |  |  |  |  | 7.828% | 7.828% | 7.828% | 08/26/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $46645.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 127.86 |  |  | No |  |  |  | $73827.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106604 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8615.15 | $9011.24 |  | 7.437% | $1263.95 | $1263.95 | 6.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4056.88 | 1 | $4875.00 | $464.04 | $406.25 | $38.67 |  |  |  |  |  | 37.871% | 37.871% | 37.871% | 10/29/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $8615.15 |  | 6.260% | $5000.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.88 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111831 | XXXXX |  | Non QM |  |  |  | Yes | No | $1890.00 | $6559.99 |  | 6.285% | $5258.22 | $5258.22 | 6.250% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14454.21 | 1 | $9839.16 | $1890.00 | $819.93 | $157.50 |  |  |  |  |  | 44.551% | 44.551% | 44.551% |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1890.00 |  | 6.060% | $0.00 | 2.6 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 359.86 | Retail | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110145 | XXXXX |  | Non QM |  |  |  | Yes | No | $9548.00 | $12748.50 |  | 6.896% | $4540.19 | $4540.19 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27414.89 | 1 | $5105.16 | $2384.04 | $425.43 | $198.67 |  |  |  |  |  | 27.953% | 27.953% | 27.953% | 01/08/2026 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9548.00 |  | 6.180% | $0.00 | 1.4 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.99 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111248 | XXXXX |  | Non QM |  |  |  | Yes | No | $1840.00 | $4024.90 |  | 6.779% | $4131.57 | $4131.57 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $67117.76 | 1 | $10743.84 | $2128.20 | $895.32 | $177.35 |  |  |  |  |  | 7.282% | 7.282% | 7.282% | 12/10/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1840.00 |  | 6.270% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 137.46 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114185 | XXXXX |  | Non QM |  |  |  | Yes | No | $7290.00 | $3027.69 |  | 7.384% | $13176.67 | $17108.42 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $53687.89 | 1 | $33500.04 | $2963.04 | $2791.67 | $246.92 |  |  |  |  |  | 39.592% | 35.168% | 39.592% | 12/12/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7290.00 |  | 6.170% | $222000.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 19.160% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.82 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000115272 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11868.28 | $14527.20 |  | 9.679% | $4225.29 | $4225.29 | 9.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19368.72 | 1 | $6379.32 | $1995.96 | $531.61 | $166.33 |  |  |  |  |  | 33.910% | 33.910% | 33.910% | 09/09/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11868.28 |  | 6.170% | $45000.00 | 4.4 |  |  |  | No | No | 9.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.530% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.52 |  | Yes | Yes |  |  |  | $23013.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115388 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $15300.00 | $21873.75 |  | 7.563% | $6354.21 | $6354.21 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18358.30 | 1 | $8895.60 | $4382.88 | $741.30 | $365.24 |  |  |  |  |  | 42.398% | 42.398% | 42.398% | 11/26/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15300.00 |  | 6.170% | $0.00 | 2.1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.02 |  | Yes | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116614 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1361.70 | $1361.70 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1239.36 | $0.00 | $103.28 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.47 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108915 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6643.70 |  | 6.546% | $4550.26 | $4550.26 | 6.500% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3986.23 | 1 | $3746.04 | $1401.96 | $312.17 | $116.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.250% | $0.00 | 2.6 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 301.94 |  |  | No |  |  |  | $10713.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112655 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8081.74 |  | 6.533% | $6725.20 | $6725.20 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $73879.82 | 1 | $20851.44 | $542.04 | $1737.62 | $45.17 |  |  |  |  |  | 37.959% | 37.959% | 37.959% | 12/29/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.600% | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 2000000372 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1096.94 | $1096.94 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2253.60 | $1005.00 | $187.80 | $83.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/03/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.880% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.43 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115848 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1419.30 | $1419.30 | 6.375% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $3826.08 | $2493.96 | $318.84 | $207.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 71.78 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109016 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3687.69 |  | 6.312% | $2308.94 | $2308.94 | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16778.09 | 1 | $12101.28 | $1162.20 | $1008.44 | $96.85 |  |  |  |  |  | 19.465% | 19.465% | 19.465% | 12/23/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.180% | $0.00 | 1.2 |  |  |  | Yes | No | 6.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.890% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.74 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116067 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $690.61 | $690.61 | 7.374% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $3679.44 | $962.16 | $306.62 | $80.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.374% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.32 | 0.43 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 87.48 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113236 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $5300.26 |  | 7.830% | $4130.01 | $5032.14 | 8.659% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12796.03 | 1 | $10462.32 | $1860.36 | $871.86 | $155.03 |  |  |  |  |  | 32.372% | 31.778% | 32.372% | 01/02/2026 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.190% | $0.00 |  |  |  |  | Yes | No | 8.659% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 2.74 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116376 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1100.01 | $1100.01 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4890.00 | $2644.56 | $407.50 | $220.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 90.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.05 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110777 | XXXXX |  | Non QM |  |  |  | Yes | No | $1799.84 | $3424.03 |  | 7.046% | $2874.11 | $2874.11 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34009.11 | 1 | $1895.16 | $756.96 | $157.93 | $63.08 |  |  |  |  |  | 22.504% | 22.504% | 22.504% | 12/31/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1799.84 |  | 6.170% | $0.00 | 2.7 |  |  |  | No | No | 7.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 36 | 36 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 154.01 | Retail | No | No |  |  |  | $0.00 | $30374.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113538 | XXXXX |  | Non QM |  |  |  | Yes | No | $20000.00 | $10342.72 |  | 7.015% | $9662.37 | $9662.37 | 6.975% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35119.69 | 1 | $23124.96 | $5919.48 | $1927.08 | $493.29 |  |  |  |  |  | 38.316% | 38.316% | 38.316% | 01/12/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20000.00 |  | 6.140% | $0.00 |  |  |  |  | No | No | 6.975% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.350% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.91 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000110354 | XXXXX |  | Non QM |  |  |  | Yes | No | $2394.00 | $3166.27 |  | 6.702% | $1664.81 | $1664.81 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7678.97 | 1 | $6011.04 | $3168.12 | $500.92 | $264.01 |  |  |  |  |  | 38.917% | 38.917% | 38.917% | 12/29/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2394.00 |  | 6.170% | $0.00 | 3.3 |  |  |  | No | No | 6.625% | 3 |  | 0 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.720% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.64 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114672 | XXXXX |  | N/A |  |  |  | No | No | $2665.00 | $6089.00 |  | 6.779% | $6667.59 | $6667.59 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $43479.34 | 1 | $26338.08 | $3205.20 | $2194.84 | $267.10 |  |  |  |  |  | 35.090% | 35.090% | 35.090% | 01/07/2026 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2021<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2021<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2021<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2021 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2665.00 |  | 6.100% | $0.00 | 2.2 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  | No | 35.75 |  | No | No |  |  |  | $66983.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000112475 | XXXXX |  | Non QM |  |  |  | Yes | No | $13088.75 | $13438.84 |  | 6.900% | $4742.87 | $4742.87 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $17385.14 | 1 | $12187.56 | $1029.36 | $1015.63 | $85.78 |  |  |  |  |  | 28.295% | 28.295% | 28.295% | 01/15/2026 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13088.75 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.59 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115042 | XXXXX |  | Non QM |  |  |  | Yes | No | $5745.00 | $8660.62 |  | 7.048% | $1248.61 | $1248.61 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4515.44 | 1 | $5562.48 | $1336.92 | $463.54 | $111.41 |  |  |  |  |  | 34.559% | 34.559% | 34.559% | 01/06/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5745.00 |  | 6.100% | $1300.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 75.640% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.24 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115578 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2904.84 | $2904.84 | 7.389% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $10573.56 | $1952.04 | $881.13 | $162.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.389% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.12 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109710 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4277.30 |  | 6.825% | $2433.54 | $2433.54 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17632.96 | 1 | $1081.08 | $1659.96 | $90.09 | $138.33 |  |  |  |  |  | 29.700% | 29.700% | 29.700% | 01/08/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.180% | $0.00 | 1 |  |  |  | No | No | 6.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 36 | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 208.42 |  | No | No |  |  |  | $0.00 | $9134.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000107775 | XXXXX |  | Non QM |  |  |  | Yes | No | $2609.00 | $7025.69 |  | 6.825% | $4189.94 | $4189.94 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16210.87 | 1 | $10694.76 | $1101.96 | $891.23 | $91.83 |  |  |  |  |  | 29.791% | 29.791% | 29.791% | 12/22/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2609.00 |  | 6.250% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 87.180% | No | 36 | 35 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 85.44 |  | No | No |  |  |  | $0.00 | $9194.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114197 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3802.98 |  | 7.291% | $3574.60 | $3574.60 | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10396.71 | 1 | $8435.28 | $1519.44 | $702.94 | $126.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (Residual Income) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 306.86 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115365 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1783.00 | $1783.00 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $4143.48 | $1242.96 | $345.29 | $103.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.3 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112553 | XXXXX |  | N/A |  |  |  | No | No | $7830.00 | $3372.22 |  | 7.226% | $1724.72 | $1724.72 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16962.89 | 1 | $7344.96 | $2523.00 | $612.08 | $210.25 |  |  |  |  |  | 25.178% | 25.178% | 25.178% | 01/13/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 75.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7830.00 |  | 6.060% | $0.00 | 1.9 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.33 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113298 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $11173.62 | $11173.62 | 7.125% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $28944.96 | $4746.96 | $2412.08 | $395.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 760 | 760 | 764 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 36.28 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116075 | XXXXX |  | N/A |  |  |  | No | No | $1468.00 | $0.00 |  | 7.063% | $2182.79 | $2182.79 | 7.094% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8360.83 | 1 | $3545.76 | $1218.96 | $295.48 | $101.58 |  |  |  |  |  | 44.578% | 44.578% | 44.578% | 01/26/2026 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1468.00 |  | 6.130% | $9999.87 | 1 |  |  |  | Yes | No | 7.094% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.050% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.88 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117008 | XXXXX |  | Non QM |  |  |  | Yes | No | $9749.00 | $11970.95 |  | 6.890% | $4789.25 | $4789.25 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8887.75 | 1 | $6707.04 | $2547.00 | $558.92 | $212.25 |  |  |  |  |  | 42.036% | 42.036% | 42.036% | 01/23/2026 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9749.00 |  | 6.130% | $210000.00 | 2 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.030% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.15 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113453 | XXXXX |  | Non QM |  |  |  | Yes | No | $5754.88 | $2690.88 |  | 7.188% | $1913.31 | $1913.31 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5927.68 | 1 | $5560.08 | $1620.84 | $463.34 | $135.07 |  |  |  |  |  | 42.390% | 42.390% | 42.390% | 11/25/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5754.88 |  | 6.140% | $13000.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.030% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.95 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116371 | XXXXX |  | Non QM |  |  |  | Yes | No | $5293.00 | $7888.50 |  | 6.504% | $3181.74 | $3181.74 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7259.75 | 4 | $14034.00 | $3714.12 | $1169.50 | $309.51 |  |  |  |  |  | 39.490% | 39.490% | 39.490% | 11/04/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5293.00 |  | 6.130% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.250% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.29 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116791 | XXXXX |  | Non QM |  |  |  | Yes | No | $22994.95 | $25889.62 |  | 7.310% | $5268.13 | $5268.13 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9407.71 | 1 | $12328.32 | $2173.56 | $1027.36 | $181.13 |  |  |  |  |  | 44.610% | 44.610% | 44.610% | 01/23/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $22994.95 |  | 6.130% | $1500.00 |  |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.42 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116414 | XXXXX |  | Non QM |  |  |  | Yes | No | $21495.00 | $7795.95 |  | 6.935% | $6405.06 | $6405.06 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18429.06 | 1 | $16250.04 | $3041.76 | $1354.17 | $253.48 |  |  |  |  |  | 33.860% | 33.860% | 33.860% | 11/27/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $21495.00 |  | 6.130% | $0.00 | 2.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.370% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.96 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115076 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3734.97 | $3734.97 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $9826.08 | $984.00 | $818.84 | $82.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 99.03 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111696 | XXXXX |  | Non QM |  |  |  | Yes | No | $2225.00 | $7449.22 |  | 6.530% | $6447.09 | $6447.09 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12571.60 | 1 | $20819.64 | $2816.04 | $1734.97 | $234.67 |  |  |  |  |  | 44.310% | 44.310% | 44.310% | 01/13/2026 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2225.00 |  | 6.060% | $0.00 | 1.6 |  |  |  | Yes | No | 6.500% | 3 |  | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.590% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.27 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113531 | XXXXX |  | Non QM |  |  |  | Yes | No | $2705.00 | $4759.49 |  | 7.008% | $1760.57 | $1760.57 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10250.90 | 1 | $3387.00 | $399.60 | $282.25 | $33.30 |  |  |  |  |  | 42.893% | 42.893% | 42.893% | 01/16/2026 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2026<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2705.00 |  | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 171.63 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000114104 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $4629.00 |  | 7.832% | $4302.89 | $5242.31 | 8.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12556.78 | 1 | $7797.00 | $876.96 | $649.75 | $73.08 |  |  |  |  |  | 41.596% | 41.055% | 41.596% | 01/29/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.190% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.47 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109011 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $928.98 | $928.98 | 7.625% | No | No | Not Employed | Not Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2514.48 | $2775.84 | $209.54 | $231.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Full Documentation (F) | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.26 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116935 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2021.16 | $2021.16 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9966.24 | $5252.04 | $830.52 | $437.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 82.67 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115510 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $957.09 | $957.09 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2871.72 | $1697.52 | $239.31 | $141.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 75.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.18 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116714 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $621.61 | $621.61 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1820.76 | $3378.96 | $151.73 | $281.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.09 | 0.48 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 72.88 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115446 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1686.36 | $1686.36 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $9746.88 | $3927.96 | $812.24 | $327.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 84.47 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114848 | XXXXX |  | Non QM |  |  |  | Yes | No | $2465.00 | $4685.27 |  | 7.957% | $3424.24 | $4066.30 | 8.658% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $8456.94 | 1 | $8687.52 | $1221.60 | $723.96 | $101.80 |  |  |  |  |  | 39.593% | 39.621% | 39.593% | 01/07/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2465.00 |  | 6.160% | $4800.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.370% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 2.3 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114439 | XXXXX |  | N/A |  |  |  | No | No | $20150.00 | $6095.50 |  | 6.758% | $2561.24 | $2561.24 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $50988.73 | 1 | $9624.96 | $1001.88 | $802.08 | $83.49 |  |  |  |  |  | 18.763% | 18.763% | 18.763% | 01/22/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20150.00 |  | 6.140% | $0.00 | 1.3 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.520% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.47 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000115931 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3613.11 | $3613.11 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $15841.08 | $1818.00 | $1320.09 | $151.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 78.18 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116655 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2241.09 | $2241.09 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10724.04 | $4758.96 | $893.67 | $396.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 91.81 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116242 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1109.10 | $1109.10 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2980.80 | $1131.96 | $248.40 | $94.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.7 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.53 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114531 | XXXXX |  | Non QM |  |  |  | Yes | No | $1468.00 | $3376.76 |  | 7.165% | $4205.35 | $5086.82 | 8.158% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15215.06 | 1 | $21428.16 | $3080.04 | $1785.68 | $256.67 |  |  |  |  |  | 46.725% | 43.639% | 46.725% | 01/23/2026 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2013 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1468.00 |  | 5.960% | $0.00 | 1 |  |  |  | No | No | 8.158% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.13 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000113708 | XXXXX |  | N/A |  |  |  | No | No | $11147.72 | $5273.41 |  | 7.467% | $3295.35 | $3295.35 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8356.74 | 1 | $10663.80 | $846.96 | $888.65 | $70.58 |  |  |  |  |  | 47.771% | 47.771% | 47.771% | 01/14/2026 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11147.72 |  | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.460% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.7 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113826 | XXXXX |  | Non QM |  |  |  | Yes | No | $6122.00 | $7429.90 |  | 6.170% | $2249.63 | $2249.63 | 6.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5400.82 | 1 | $11318.76 | $4568.04 | $943.23 | $380.67 |  |  |  |  |  | 41.295% | 41.295% | 41.295% | 01/27/2026 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6122.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.200% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.08 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117003 | XXXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $6550.43 |  | 7.762% | $3805.61 | $4758.64 | 8.658% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $28475.27 | 1 | $13575.96 | $2808.12 | $1131.33 | $234.01 |  |  |  |  |  | 17.700% | 17.078% | 17.700% | 02/02/2026 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2420.00 |  | 6.160% | $1000.00 | 1.7 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.540% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.75 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116069 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1543.78 | $1543.78 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8662.32 | $2796.00 | $721.86 | $233.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 87.91 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112924 | XXXXX |  | Non QM |  |  |  | Yes | No | $3260.00 | $5372.89 |  | 6.989% | $2627.72 | $2627.72 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6392.56 | 1 | $8066.64 | $830.04 | $672.22 | $69.17 |  |  |  |  |  | 37.886% | 37.886% | 37.886% | 02/09/2026 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3260.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 6.72 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113238 | XXXXX |  | Non QM |  |  |  | Yes | No | $14370.00 | $0.00 |  | 6.111% | $3037.99 | $3037.99 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8002.85 | 1 | $13754.88 | $1319.04 | $1146.24 | $109.92 |  |  |  |  |  | 38.440% | 38.440% | 38.440% | 01/19/2026 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14370.00 |  | 6.140% | $22432.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.240% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.38 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115257 | XXXXX |  | Non QM |  |  |  | Yes | No | $2365.00 | $3838.28 |  | 6.796% | $3875.37 | $3875.37 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30297.38 | 1 | $7072.80 | $3252.96 | $589.40 | $271.08 |  |  |  |  |  | 22.233% | 22.233% | 22.233% | 01/30/2026 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2365.00 |  | 6.100% | $0.00 | 1.4 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.22 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116052 | XXXXX |  | Non QM |  |  |  | Yes | No | $31695.00 | $6391.53 |  | 6.260% | $14777.21 | $14777.21 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $42379.57 | 1 | $90958.20 | $9891.60 | $7579.85 | $824.30 |  |  |  |  |  | 37.672% | 37.672% | 37.672% | 01/15/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $31695.00 |  | 6.130% | $0.00 | 2.6 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.47 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114421 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1594.71 | $1594.71 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4687.56 | $1446.96 | $390.63 | $120.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.24 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115700 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2994.58 | $2994.58 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $11027.76 | $3746.40 | $918.98 | $312.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.86 | 0.54 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 108.67 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115364 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6309.13 |  | 6.466% | $3568.54 | $3568.54 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6756.98 | 1 | $9062.52 | $1405.92 | $755.21 | $117.16 |  |  |  |  |  | 40.556% | 40.556% | 40.556% | 01/27/2026 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.090% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.23 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114470 | XXXXX |  | Non QM |  |  |  | Yes | No | $10671.36 | $14527.03 |  | 6.611% | $3343.94 | $3343.94 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9843.99 | 1 | $7835.52 | $769.32 | $652.96 | $64.11 |  |  |  |  |  | 30.676% | 30.676% | 30.676% | 01/05/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10671.36 |  | 6.140% | $20100.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 18.270% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.29 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113122 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2337.90 |  | 6.506% | $5976.84 | $5976.84 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13035.98 | 1 | $8582.88 | $4733.16 | $715.24 | $394.43 |  |  |  |  |  | 37.053% | 37.053% | 37.053% | 01/15/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.140% | $50000.00 | 2.9 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 18.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.81 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113653 | XXXXX |  | Non QM |  |  |  | Yes | No | $26481.00 | $1028.42 |  | 6.490% | $6636.71 | $6636.71 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22025.13 | 1 | $15791.40 | $5802.00 | $1315.95 | $483.50 |  |  |  |  |  | 29.480% | 29.480% | 29.480% | 01/09/2026 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $26481.00 |  | 6.060% | $105000.00 | 2.2 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.07 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115137 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $9496.67 |  | 7.813% | $5309.37 | $6552.89 | 8.658% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $22951.13 | 1 | $15000.00 | $2070.00 | $1250.00 | $172.50 |  |  |  |  |  | 40.152% | 39.575% | 40.152% | 12/29/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.160% | $2000.00 |  |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.97 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116237 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1965.19 | $1965.19 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $10212.48 | $3870.00 | $851.04 | $322.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.77 | 0.57 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 94.03 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114491 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5024.23 | $5024.23 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $12275.04 | $1653.96 | $1022.92 | $137.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.700% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.4 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000382 | XXXXX |  | Non QM |  |  |  | Yes | No | $1950.00 | $9181.17 |  | 6.313% | $6003.24 | $6003.24 | 6.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13722.55 | 1 | $16250.04 | $8952.96 | $1354.17 | $746.08 |  |  |  |  |  | 47.624% | 47.624% | 47.624% | 01/23/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1950.00 |  | 6.060% | $0.00 | 1.1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 67.430% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.44 |  | Yes | No |  |  |  | $13100.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115035 | XXXXX |  | Non QM |  |  |  | Yes | No | $14223.00 | $19802.40 |  | 6.723% | $5056.02 | $5056.02 | 6.499% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23466.72 | 1 | $12500.04 | $1190.04 | $1041.67 | $99.17 |  |  |  |  |  | 20.984% | 20.984% | 20.984% | 12/16/2025 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14223.00 |  | 6.100% | $3000.00 | 2.5 |  |  |  | N/A | No | 6.499% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 291.58 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117222 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $19219.00 | $24076.22 |  | 9.001% | $3758.45 | $3758.45 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9062.30 | 1 | $10930.56 | $1421.04 | $910.88 | $118.42 |  |  |  |  |  | 43.447% | 43.447% | 43.447% | 12/31/2025 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19219.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.01 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113842 | XXXXX |  | N/A |  |  |  | No | No | $8163.07 | $7513.19 |  | 7.782% | $1812.19 | $1812.19 | 7.499% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $40067.47 | 1 | $3783.48 | $2654.04 | $315.29 | $221.17 |  |  |  |  |  | 19.811% | 19.811% | 19.811% | 01/28/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8163.07 |  | 6.140% | $5000.00 | 1 |  |  |  | Yes | No | 7.499% | 0 |  | 0 | 0 | 0 | 1 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.34 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117229 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $35227.50 | $41847.46 |  | 7.754% | $10481.23 | $10481.23 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17233.74 | 3 | $10206.36 | $6018.00 | $850.53 | $501.50 |  |  |  |  |  | 44.407% | 44.407% | 44.407% | 02/09/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $35227.50 |  | 6.180% | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.800% | No | 12 | 12 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.61 |  |  | Yes |  |  |  | $0.00 | $15000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116872 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6337.50 | $7750.17 |  | 8.234% | $2366.39 | $2366.39 | 8.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11388.08 | 1 | $6824.64 | $5163.00 | $568.72 | $430.25 |  |  |  |  |  | 44.635% | 44.635% | 44.635% | 09/30/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6337.50 |  | 6.230% | $12900.00 | 1.5 |  |  |  | Yes | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.64 |  | No | Yes |  |  |  | $5769.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110821 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10525.00 | $13231.00 |  | 8.211% | $2755.26 | $2755.26 | 7.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4765.33 | 1 | $10304.88 | $1979.04 | $858.74 | $164.92 |  |  |  |  |  | 44.655% | 44.655% | 44.655% | 09/18/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10525.00 |  | 6.230% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.630% | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 20.11 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116866 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9000.00 | $10819.33 |  | 7.699% | $1637.22 | $1637.22 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2912.74 | 1 | $5072.64 | $1458.00 | $422.72 | $121.50 |  |  |  |  |  | 46.226% | 46.226% | 46.226% | 08/26/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9000.00 |  | 6.160% | $7972.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.300% | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.7 |  | Yes | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116833 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6009.38 | $7909.02 |  | 8.027% | $1988.04 | $1988.04 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9620.45 | 1 | $7260.00 | $3324.12 | $605.00 | $277.01 |  |  |  |  |  | 30.491% | 30.491% | 30.491% | 10/25/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6009.38 |  | 6.260% | $110000.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.54 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000341 | XXXXX |  | Non QM |  |  |  | Yes | No | $1050.00 | $5660.65 |  | 6.259% | $15625.00 | $21927.85 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $139092.11 | 1 | $61866.60 | $7272.96 | $5155.55 | $606.08 |  |  |  |  |  | 20.208% | 16.592% | 20.208% | 01/13/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1050.00 |  | 6.170% | $0.00 | 2.1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 81.67 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000116255 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $20040.00 | $26068.50 |  | 7.298% | $8327.16 | $8327.16 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47390.66 | 1 | $32972.04 | $4065.00 | $2747.67 | $338.75 |  |  |  |  |  | 42.238% | 42.238% | 42.238% | 01/29/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $20040.00 |  | 6.100% | $0.00 | 1.4 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.38 |  | No | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000116881 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7250.00 | $9484.09 |  | 7.317% | $1746.42 | $1746.42 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4118.94 | 1 | $4558.20 | $1265.52 | $379.85 | $105.46 |  |  |  |  |  | 36.794% | 36.794% | 36.794% | 12/11/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7250.00 |  | 6.060% | $12100.00 |  |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.06 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110649 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8460.00 | $10189.57 |  | 8.502% | $2614.41 | $2614.41 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5371.64 | 1 | $5870.40 | $1143.96 | $489.20 | $95.33 |  |  |  |  |  | 41.106% | 41.106% | 41.106% | 11/12/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8460.00 |  | 6.260% | $10000.00 | 5 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.77 |  | Yes | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110653 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $22206.40 | $26259.90 |  | 8.096% | $8294.79 | $8294.79 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24951.12 | 1 | $9536.04 | $1674.00 | $794.67 | $139.50 |  |  |  |  |  | 33.962% | 33.962% | 33.962% | 11/14/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $22206.40 |  | 6.190% | $10000.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.400% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.15 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116675 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7500.00 | $9701.83 |  | 8.011% | $1698.70 | $1698.70 | 7.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3453.07 | 1 | $0.00 | $425.04 | $0.00 | $35.42 |  |  |  |  |  | 45.120% | 45.120% | 45.120% | 01/12/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7500.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 18.720% | No |  |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.69 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116825 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16970.00 | $21482.50 |  | 8.148% | $5278.51 | $5278.51 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9271.38 | 1 | $7148.28 | $1509.00 | $595.69 | $125.75 |  |  |  |  |  | 44.758% | 44.758% | 44.758% | 01/20/2026 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16970.00 |  | 6.100% | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.440% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.15 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110794 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9820.00 | $7146.06 |  | 8.366% | $3125.27 | $3125.27 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13396.32 | 1 | $5193.96 | $1650.60 | $432.83 | $137.55 |  |  |  |  |  | 25.244% | 25.244% | 25.244% | 11/14/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9820.00 |  | 6.230% | $13000.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 307.03 |  | Yes | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116451 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1684.30 | $1684.30 | 7.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $7543.68 | $3147.96 | $628.64 | $262.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.6 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 93.94 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113810 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2240.00 | $3815.00 |  | 6.395% | $7486.44 | $7486.44 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20414.68 | 1 | $35096.04 | $2316.96 | $2924.67 | $193.08 |  |  |  |  |  | 39.467% | 39.467% | 39.467% | 01/13/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2014<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2013 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2240.00 |  | 6.140% | $0.00 | 1.1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 36.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.76 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116394 | XXXXX |  | Non QM |  |  |  | Yes | No | $2390.00 | $4013.52 |  | 6.792% | $4767.20 | $4767.20 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9245.67 | 1 | $6341.76 | $3098.52 | $528.48 | $258.21 |  |  |  |  |  | 43.930% | 43.930% | 43.930% | 01/27/2026 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2008 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2390.00 |  | 6.130% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.17 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115627 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1921.49 | $1921.49 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3942.48 | $1561.56 | $328.54 | $130.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.7 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114081 | XXXXX |  | Non QM |  |  |  | Yes | No | $15314.00 | $20315.23 |  | 6.648% | $4287.23 | $4287.23 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9261.90 | 1 | $10737.48 | $1752.96 | $894.79 | $146.08 |  |  |  |  |  | 36.822% | 36.822% | 36.822% | 01/20/2026 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15314.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.130% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.25 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115139 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $4935.52 |  | 6.406% | $5926.76 | $5926.76 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $11699.96 | 1 | $26874.96 | $1544.64 | $2239.58 | $128.72 |  |  |  |  |  | 42.036% | 42.036% | 42.036% | 01/28/2026 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.580% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.62 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113612 | XXXXX |  | Non QM |  |  |  | Yes | No | $15000.00 | $3517.28 |  | 6.506% | $6320.68 | $6320.68 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $50248.57 | 1 | $31701.48 | $3593.04 | $2641.79 | $299.42 |  |  |  |  |  | 22.695% | 22.695% | 22.695% | 01/07/2026 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 |  | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15000.00 |  | 6.140% | $0.00 | 3.2 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 753.5 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115281 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5911.88 | $5911.88 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $14625.00 | $1724.64 | $1218.75 | $143.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 147.85 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117022 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $213.00 |  | 6.369% | $3019.53 | $3019.53 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13257.50 | 1 | $17289.72 | $19992.60 | $1440.81 | $1666.05 |  |  |  |  |  | 36.604% | 36.604% | 36.604% | 01/29/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2620.00 |  | 6.130% | $0.00 |  |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.63 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113673 | XXXXX |  | Non QM |  |  |  | Yes | No | $6997.65 | $0.00 |  | 6.854% | $7672.67 | $7672.67 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $71423.63 | 1 | $14599.56 | $876.96 | $1216.63 | $73.08 |  |  |  |  |  | 24.977% | 24.977% | 24.977% | 02/10/2026 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 88.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6997.65 |  | 6.140% | $37934.24 | 1 |  |  |  | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.180% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.36 |  | Yes | No |  |  |  | $84118.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114304 | XXXXX |  | Non QM |  |  |  | Yes | No | $1390.00 | $5395.10 |  | 6.143% | $11324.34 | $11324.34 | 6.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35954.98 | 1 | $29583.12 | $2373.96 | $2465.26 | $197.83 |  |  |  |  |  | 37.551% | 37.551% | 37.551% | 01/23/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1390.00 |  | 6.140% | $0.00 | 4 |  |  |  | No | No | 6.125% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.940% | No | 25 | 25 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 60.04 |  | Yes | No |  |  |  | $0.00 | $21333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113849 | XXXXX |  | Non QM |  |  |  | Yes | No | $16095.00 | $17504.03 |  | 6.831% | $5269.76 | $5269.76 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34517.62 | 1 | $16500.00 | $983.04 | $1375.00 | $81.92 |  |  |  |  |  | 17.943% | 17.943% | 17.943% | 01/27/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16095.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.56 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114442 | XXXXX |  | Non QM |  |  |  | Yes | No | $25288.50 | $29197.18 |  | 7.702% | $4348.87 | $4348.87 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8636.21 | 1 | $10625.04 | $3044.04 | $885.42 | $253.67 |  |  |  |  |  | 38.985% | 38.985% | 38.985% | 01/06/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $25288.50 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.110% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.75 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116446 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2953.32 | $2953.32 | 7.964% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5822.76 | $747.96 | $485.23 | $62.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.964% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  | 360 | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 38.82 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117578 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1083.17 | $1083.17 | 8.490% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4506.00 | $1601.40 | $375.50 | $133.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 8.490% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 80.58 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113117 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1301.38 | $1301.38 | 5.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1641.96 | $2555.28 | $136.83 | $212.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 101.78 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117031 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5719.58 | $5719.58 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $14887.56 | $1473.36 | $1240.63 | $122.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.45 |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.640% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.15 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114901 | XXXXX |  | Non QM |  |  |  | Yes | No | $2268.00 | $3740.78 |  | 6.353% | $1970.30 | $1970.30 | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5148.35 | 1 | $9875.16 | $1050.00 | $822.93 | $87.50 |  |  |  |  |  | 37.596% | 37.596% | 37.596% | 01/27/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2268.00 |  | 6.100% | $0.00 | 2.4 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.640% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.65 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116211 | XXXXX |  | Non QM |  |  |  | Yes | No | $8713.00 | $10558.83 |  | 6.116% | $4826.38 | $4826.38 | 6.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26836.78 | 1 | $14186.04 | $1166.04 | $1182.17 | $97.17 |  |  |  |  |  | 28.581% | 28.581% | 28.581% | 12/17/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8713.00 |  | 6.130% | $0.00 | 1 |  |  |  | No | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.88 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111455 | XXXXX |  | Non QM |  |  |  | Yes | No | $2195.00 | $9024.38 |  | 6.556% | $7311.76 | $7311.76 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19238.01 | 1 | $16453.80 | $2328.96 | $1371.15 | $194.08 |  |  |  |  |  | 33.375% | 33.375% | 33.375% | 01/13/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2195.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.160% | No | 18 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.46 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115548 | XXXXX |  | Non QM |  |  |  | Yes | No | $24216.60 | $13358.28 |  | 6.376% | $5910.89 | $5910.89 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10642.83 | 1 | $8038.68 | $5968.68 | $669.89 | $497.39 |  |  |  |  |  | 46.786% | 46.786% | 46.786% | 01/27/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2010 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $24216.60 |  | 6.100% | $0.00 | 2.5 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.94 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116258 | XXXXX |  | Non QM |  |  |  | Yes | No | $2376.00 | $7970.80 |  | 6.555% | $7861.66 | $7861.66 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $12440.86 | 1 | $19437.48 | $2569.32 | $1619.79 | $214.11 |  |  |  |  |  | 47.060% | 47.060% | 47.060% | 01/05/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2376.00 |  | 6.100% | $2000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.920% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 10.29 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116046 | XXXXX |  | Non QM |  |  |  | Yes | No | $10895.00 | $4410.63 |  | 6.830% | $2530.88 | $3421.37 | 6.749% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22405.96 | 1 | $4033.08 | $747.96 | $336.09 | $62.33 |  |  |  |  |  | 39.729% | 37.333% | 39.729% | 01/15/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10895.00 |  | 6.100% | $5000.00 | 1.1 |  |  |  | Yes | No | 6.749% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 57.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 93.39 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000116869 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1279.91 | $1279.91 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3825.84 | $2001.96 | $318.82 | $166.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/18/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 102.72 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118586 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2505.84 | $2505.84 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3982.68 | $980.04 | $331.89 | $81.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/31/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 38.76 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116640 | XXXXX |  | Non QM |  |  |  | Yes | No | $4057.00 | $4483.68 |  | 7.915% | $1115.48 | $1115.48 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4673.54 | 1 | $2017.08 | $1429.56 | $168.09 | $119.13 |  |  |  |  |  | 28.629% | 28.629% | 28.629% | 01/27/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4057.00 |  | 6.130% | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 81.57 |  |  | No |  |  |  | $6548.24 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116175 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4013.63 | $4013.63 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10339.44 | $1580.76 | $861.62 | $131.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 52.15 |  |  | Yes | 20.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117378 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4547.41 | $4547.41 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $12361.08 | $1905.96 | $1030.09 | $158.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.73 | 1.37 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 198.68 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117116 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1563.03 | $1563.03 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1894.92 | $1526.76 | $157.91 | $127.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.07 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111446 | XXXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $10944.42 |  | 7.298% | $13539.49 | $13539.49 | 7.250% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33110.88 | 1 | $33737.52 | $4397.52 | $2811.46 | $366.46 |  |  |  |  |  | 44.815% | 44.815% | 44.815% | 01/13/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 83.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1990.00 |  | 6.060% | $12907.44 | 2.3 |  |  |  | No | No | 7.250% | 3 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.540% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.31 |  | Yes | No |  |  |  | $50000.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000117011 | XXXXX |  | N/A |  |  |  | No | No | $20470.00 | $3869.25 |  | 6.788% | $4540.19 | $4540.19 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18929.43 | 1 | $9776.88 | $1835.16 | $814.74 | $152.93 |  |  |  |  |  | 27.199% | 27.199% | 27.199% | 01/29/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20470.00 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.5 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115859 | XXXXX |  | Non QM |  |  |  | Yes | No | $7075.00 | $11266.41 |  | 7.809% | $2649.18 | $3401.26 | 8.658% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14307.12 | 1 | $9575.04 | $1804.92 | $797.92 | $150.41 |  |  |  |  |  | 29.387% | 28.245% | 29.387% | 01/28/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7075.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.090% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.07 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117026 | XXXXX |  | Non QM |  |  |  | Yes | No | $2665.00 | $3069.79 |  | 6.414% | $1062.11 | $1062.11 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $3374.87 | 1 | $2994.48 | $1474.56 | $249.54 | $122.88 |  |  |  |  |  | 43.752% | 43.752% | 43.752% | 01/27/2026 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2665.00 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.500% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.7 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116101 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2118.60 | $2118.60 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $4748.52 | $1757.04 | $395.71 | $146.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.73 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111330 | XXXXX |  | Non QM |  |  |  | Yes | No | $12199.30 | $13620.47 |  | 7.262% | $3343.15 | $3343.15 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8019.88 | 1 | $2032.44 | $5223.96 | $169.37 | $435.33 |  |  |  |  |  | 35.841% | 35.841% | 35.841% | 01/10/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.87000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.87000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12199.30 |  | 6.170% | $450.00 |  |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.46 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116090 | XXXXX |  | Non QM |  |  |  | Yes | No | $2590.00 | $4124.70 |  | 6.413% | $5165.64 | $5165.64 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10429.94 | 1 | $15313.08 | $2211.96 | $1276.09 | $184.33 |  |  |  |  |  | 45.106% | 45.106% | 45.106% | 01/08/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2590.00 |  | 6.130% | $0.00 | 2.8 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118539 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $614.81 |  | 6.641% | $10819.65 | $10819.65 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29426.43 | 1 | $13619.40 | $2553.96 | $1134.95 | $212.83 |  |  |  |  |  | 38.163% | 38.163% | 38.163% | 12/30/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.220% | $0.00 | 3.8 |  |  |  | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.48 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000116794 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $3017.08 |  | 6.925% | $3374.97 | $3374.97 | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7363.28 | 1 | $7220.04 | $0.00 | $601.67 | $0.00 |  |  |  |  |  | 41.989% | 41.989% | 41.989% | 12/30/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.170% | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 257.79 |  | No | No |  |  |  | $7134.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118846 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1048.82 | $1048.82 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2303.76 | $1545.96 | $191.98 | $128.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/19/2026 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.48 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114703 | XXXXX |  | Non QM |  |  |  | Yes | No | $5270.00 | $6246.21 |  | 6.832% | $1837.69 | $1837.69 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4223.44 | 1 | $3866.40 | $452.04 | $322.20 | $37.67 |  |  |  |  |  | 39.665% | 39.665% | 39.665% | 01/29/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5270.00 |  | 6.100% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.770% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.64 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000397 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1799.86 | $1799.86 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4776.72 | $1078.32 | $398.06 | $89.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.620% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.3 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000395 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $3324.86 |  | 6.403% | $4977.81 | $6917.24 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17023.31 | 1 | $15705.12 | $3511.20 | $1308.76 | $292.60 |  |  |  |  |  | 36.161% | 28.888% | 36.161% | 01/28/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.100% | $0.00 | 1.8 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 3 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000117266 | XXXXX |  | Non QM |  |  |  | Yes | No | $21195.00 | $980.60 |  | 6.999% | $9147.91 | $9147.91 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23473.65 | 1 | $36929.88 | $4551.96 | $3077.49 | $379.33 |  |  |  |  |  | 37.368% | 37.368% | 37.368% | 02/04/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.18000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.18000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21195.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.01 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117399 | XXXXX |  | Non QM |  |  |  | Yes | No | $2619.80 | $4207.09 |  | 6.920% | $5418.35 | $5418.35 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47660.46 | 1 | $2808.96 | $1771.20 | $234.08 | $147.60 |  |  |  |  |  | 16.740% | 16.740% | 16.740% | 01/29/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 75.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2619.80 |  | 6.130% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.81 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113222 | XXXXX |  | Non QM |  |  |  | Yes | No | $6370.00 | $7534.06 |  | 6.488% | $1203.07 | $1203.07 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3990.41 | 1 | $6606.72 | $1331.52 | $550.56 | $110.96 |  |  |  |  |  | 33.493% | 33.493% | 33.493% | 01/20/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6370.00 |  | 6.140% | $137000.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.650% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.97 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116156 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $5246.55 |  | 7.858% | $4354.06 | $5304.65 | 8.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9425.69 | 1 | $11138.04 | $401.88 | $928.17 | $33.49 |  |  |  |  |  | 43.895% | 43.193% | 43.895% | 02/02/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.130% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.99 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117027 | XXXXX |  | Non QM |  |  |  | Yes | No | $2465.00 | $3446.29 |  | 6.667% | $4360.52 | $4360.52 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10093.83 | 1 | $10662.84 | $1452.96 | $888.57 | $121.08 |  |  |  |  |  | 34.879% | 34.879% | 34.879% | 01/27/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2465.00 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115875 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $4749.74 |  | 6.728% | $2699.50 | $2699.50 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11820.74 | 1 | $11226.48 | $1322.64 | $935.54 | $110.22 |  |  |  |  |  | 28.359% | 28.359% | 28.359% | 02/04/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.450% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.93 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116042 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7757.09 | $7757.09 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11592.48 | $3575.04 | $966.04 | $297.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.33 | 3.06 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.42 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113602 | XXXXX |  | Non QM |  |  |  | Yes | No | $11856.00 | $12461.05 |  | 6.642% | $2768.73 | $2768.73 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5399.13 | 1 | $8046.72 | $1218.96 | $670.56 | $101.58 |  |  |  |  |  | 40.010% | 40.010% | 40.010% | 01/18/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11856.00 |  | 6.140% | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.010% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.02 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115757 | XXXXX |  | N/A |  |  |  | No | No | $18270.03 | $3165.35 |  | 6.685% | $2824.76 | $2824.76 | 6.624% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $56774.41 | 1 | $6120.48 | $2073.00 | $510.04 | $172.75 |  |  |  |  |  | 20.245% | 20.245% | 20.245% | 01/21/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $18270.03 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.624% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.15 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000103672 | XXXXX |  | Non QM |  |  |  | Yes | No | $2485.00 | $3999.00 |  | 7.316% | $4773.68 | $5225.84 | 7.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17567.82 | 1 | $6216.60 | $2590.08 | $518.05 | $215.84 |  |  |  |  |  | 37.150% | 38.776% | 37.150% | 12/05/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2485.00 |  | 6.530% | $0.00 | 2.1 |  |  |  | N/A | No | 7.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.02 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117629 | XXXXX |  | Non QM |  |  |  | Yes | No | $7245.00 | $9384.33 |  | 6.676% | $1871.61 | $1871.61 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8872.58 | 1 | $7587.48 | $884.28 | $632.29 | $73.69 |  |  |  |  |  | 35.625% | 35.625% | 35.625% | 01/29/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7245.00 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 129.7 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106596 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $13595.00 | $15357.80 |  | 7.174% | $5321.88 | $5321.88 | 6.999% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $66012.03 | 1 | $12500.04 | $2778.12 | $1041.67 | $231.51 |  |  |  |  |  | 18.230% | 18.230% | 18.230% | 10/30/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $13595.00 |  | 6.230% | $200000.00 | 1 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.850% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.14 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118050 | XXXXX |  | Non QM |  |  |  | Yes | No | $10025.60 | $5923.65 |  | 7.604% | $1795.76 | $1795.76 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5688.46 | 1 | $8869.32 | $708.00 | $739.11 | $59.00 |  |  |  |  |  | 38.869% | 38.869% | 38.869% | 01/20/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10025.60 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 66.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.64 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114807 | XXXXX |  | Non QM |  |  |  | Yes | No | $11584.12 | $12440.00 |  | 7.320% | $1838.88 | $1838.88 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3110.82 | 1 | $3498.96 | $1175.76 | $291.58 | $97.98 |  |  |  |  |  | 47.205% | 47.205% | 47.205% | 02/19/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 43.000% |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11584.12 |  | 6.100% | $4000.00 | 1.6 |  |  |  | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.720% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.89 |  |  | No |  |  |  | $2525.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116768 | XXXXX |  | N/A |  |  |  | No | No | $12478.57 | $6570.50 |  | 7.768% | $4289.21 | $4289.21 | 7.659% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37286.30 | 1 | $9972.36 | $2436.96 | $831.03 | $203.08 |  |  |  |  |  | 46.258% | 46.258% | 46.258% | 01/30/2026 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12478.57 |  | 6.130% | $115550.00 | 1 |  |  |  | Yes | No | 7.659% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.860% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.82 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000113088 | XXXXX |  | Non QM |  |  |  | Yes | No | $13845.00 | $14884.31 |  | 6.476% | $3854.39 | $3854.39 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17396.47 | 1 | $13624.68 | $13433.64 | $1135.39 | $1119.47 |  |  |  |  |  | 44.559% | 44.559% | 44.559% | 12/03/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2008 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $13845.00 |  | 6.140% | $0.00 | 1.8 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 76.1 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117518 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1114.03 | $1114.03 | 6.624% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1520.40 | $2184.96 | $126.70 | $182.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/31/2026 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.624% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 832.18 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117679 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1625.90 | $1625.90 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2765.52 | $848.04 | $230.46 | $70.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.32 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116746 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1439.99 | $1439.99 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5601.96 | $824.88 | $466.83 | $68.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.58 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118778 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2651.92 | $2651.92 | 6.490% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7584.12 | $1863.96 | $632.01 | $155.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 6.490% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 33.18 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117097 | XXXXX |  | Non QM |  |  |  | Yes | No | $1695.00 | $2860.48 |  | 6.292% | $3694.30 | $3694.30 | 6.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2988.59 | 1 | $7017.48 | $4441.68 | $584.79 | $370.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/24/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1695.00 |  | 6.100% | $0.00 | 2.1 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 208.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113438 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3326.18 | $3326.18 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8056.20 | $1575.96 | $671.35 | $131.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 525.11 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116426 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2290.64 | $2290.64 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $9735.00 | $1310.04 | $811.25 | $109.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 90.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 87.05 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110670 | XXXXX |  | Non QM |  |  |  | Yes | No | $14338.75 | $1422.40 |  | 8.258% | $3859.63 | $3859.63 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7961.55 | 2 | $3380.88 | $2670.00 | $281.74 | $222.50 |  |  |  |  |  | 45.856% | 45.856% | 45.856% | 01/27/2026 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14338.75 |  | 6.170% | $190681.85 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.27 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117580 | XXXXX |  | Non QM |  |  |  | Yes | No | $3299.00 | $4193.82 |  | 7.531% | $982.33 | $982.33 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3057.74 | 1 | $3639.96 | $197.04 | $303.33 | $16.42 |  |  |  |  |  | 39.719% | 39.719% | 39.719% | 01/08/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3299.00 |  | 6.170% | $500.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.87 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117716 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2111.63 | $2111.63 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4821.84 | $1941.96 | $401.82 | $161.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/07/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 209.2 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117025 | XXXXX |  | Non QM |  |  |  | Yes | No | $7785.00 | $2567.39 |  | 6.564% | $2326.01 | $2326.01 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8545.36 | 1 | $5218.08 | $624.36 | $434.84 | $52.03 |  |  |  |  |  | 38.962% | 38.962% | 38.962% | 02/06/2026 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7785.00 |  | 6.130% | $7000.00 | 2.1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.400% | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.11 |  | Yes | No |  |  |  | $0.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117023 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1833.91 | $1833.91 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $4832.64 | $1472.04 | $402.72 | $122.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.9 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115850 | XXXXX |  | N/A |  |  |  | No | No | $39370.00 | $3036.25 |  | 6.778% | $5837.38 | $5837.38 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37540.36 | 1 | $13772.40 | $1912.20 | $1147.70 | $159.35 |  |  |  |  |  | 41.968% | 41.968% | 41.968% | 02/04/2026 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $39370.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 123.36 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000114796 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $3657.82 |  | 7.083% | $2727.74 | $2727.74 | 7.000% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $7938.21 | 1 | $8845.44 | $1175.16 | $737.12 | $97.93 |  |  |  |  |  | 40.314% | 40.314% | 40.314% | 12/17/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 8.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118230 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2660.94 | $2660.94 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2362.20 | $1087.92 | $196.85 | $90.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/05/2026 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.22 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115973 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $11139.97 | $11139.97 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $37943.40 | $4436.16 | $3161.95 | $369.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.26 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 117.37 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000112264 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $23952.76 | $26244.51 |  | 7.712% | $5524.85 | $5524.85 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10290.95 | 2 | $9245.04 | $4452.96 | $770.42 | $371.08 |  |  |  |  |  | 42.303% | 42.303% | 42.303% | 11/25/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $23952.76 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.440% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.08 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117898 | XXXXX |  | Non QM |  |  |  | Yes | No | $7415.00 | $1539.61 |  | 6.531% | $2749.50 | $2749.50 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5668.05 | 1 | $4451.40 | $1638.00 | $370.95 | $136.50 |  |  |  |  |  | 37.022% | 37.022% | 37.022% | 02/09/2026 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7415.00 |  | 6.100% | $12500.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.580% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 29.2 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117021 | XXXXX |  | Non QM |  |  |  | Yes | No | $2365.00 | $3164.36 |  | 6.681% | $3294.40 | $3294.40 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8491.13 | 1 | $8089.56 | $2241.00 | $674.13 | $186.75 |  |  |  |  |  | 43.393% | 43.393% | 43.393% | 02/04/2026 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2365.00 |  | 6.130% | $100000.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.930% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.95 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116980 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4454.85 | $4454.85 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $13993.20 | $2389.56 | $1166.10 | $199.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.15 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117004 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $2832.03 |  | 6.688% | $2817.37 | $2817.37 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5342.87 | 1 | $7249.08 | $2648.04 | $604.09 | $220.67 |  |  |  |  |  | 43.759% | 43.759% | 43.759% | 02/05/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.8 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114070 | XXXXX |  | Non QM |  |  |  | Yes | No | $7725.00 | $8369.39 |  | 6.468% | $2241.21 | $2241.21 | 6.250% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9092.48 | 1 | $21925.08 | $3868.32 | $1827.09 | $322.36 |  |  |  |  |  | 41.456% | 41.456% | 41.456% | 12/15/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7725.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.810% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 21.53 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117357 | XXXXX |  | Non QM |  |  |  | Yes | No | $10290.00 | $10743.68 |  | 6.436% | $4593.37 | $4593.37 | 6.125% | No | No | Non-Employment Income |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $21837.38 | 1 | $8186.76 | $1347.00 | $682.23 | $112.25 |  |  |  |  |  | 29.175% | 29.175% | 29.175% | 02/20/2026 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10290.00 |  | 5.530% | $0.00 | 2.5 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 538.23 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000115857 | XXXXX |  | Non QM |  |  |  | Yes | No | $3065.00 | $3778.37 |  | 6.558% | $2679.18 | $2679.18 | 6.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14438.12 | 1 | $2581.68 | $1181.04 | $215.14 | $98.42 |  |  |  |  |  | 29.709% | 29.709% | 29.709% | 02/12/2026 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3065.00 |  | 5.590% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.46 |  | No | No |  |  |  | $13768.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 180 |
| XXXXX | 4000117005 | XXXXX |  | Non QM |  |  |  | Yes | No | $5910.00 | $6280.40 |  | 6.468% | $4055.15 | $4055.15 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $41749.00 | 1 | $27624.96 | $1790.16 | $2302.08 | $149.18 |  |  |  |  |  | 16.621% | 16.621% | 16.621% | 02/09/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5910.00 |  | 6.130% | $10450.00 | 2.2 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.030% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.16 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115863 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1310.13 | $1310.13 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4998.00 | $834.96 | $416.50 | $69.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/03/2026 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.47 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117648 | XXXXX |  | Non QM |  |  |  | Yes | No | $6290.54 | $2528.66 |  | 7.196% | $2425.39 | $2425.39 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8514.55 | 1 | $4250.52 | $1562.04 | $354.21 | $130.17 |  |  |  |  |  | 30.209% | 30.209% | 30.209% | 02/11/2026 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6290.54 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.56 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000424 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2483.19 | $2483.19 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4432.92 | $4845.96 | $369.41 | $403.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/17/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.2 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 80.93 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117262 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3284.64 | $3284.64 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2130.96 | $2243.04 | $177.58 | $186.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 119.36 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $890.97 | $890.97 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1332.00 | $1232.04 | $111.00 | $102.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.03 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114895 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $987.67 | $987.67 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1384.56 | $1451.04 | $115.38 | $120.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Guarantor - Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 9.76 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117108 | XXXXX |  | Non QM |  |  |  | Yes | No | $11074.51 | $12644.56 |  | 9.527% | $2885.14 | $2885.14 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10685.36 | 1 | $6725.88 | $2144.28 | $560.49 | $178.69 |  |  |  |  |  | 42.226% | 42.226% | 42.226% | 12/18/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 19.70000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 19.70000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 19.70000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 19.70000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11074.51 |  | 6.100% | $7880.00 | 1 |  |  |  | Yes | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 18.110% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.26 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000407 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3326.51 | $3326.51 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $9542.28 | $1476.96 | $795.19 | $123.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.640% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.69 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116059 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9115.00 | $11551.50 |  | 8.055% | $2693.71 | $2693.71 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7393.27 | 1 | $9485.40 | $1420.32 | $790.45 | $118.36 |  |  |  |  |  | 41.554% | 41.554% | 41.554% | 01/14/2026 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9115.00 |  | 6.130% | $36500.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.150% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.4 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000406 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2046.53 | $2046.53 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4855.08 | $1479.00 | $404.59 | $123.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.23 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.81 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000377 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2364.94 | $2364.94 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3078.72 | $1338.00 | $256.56 | $111.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.94 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118101 | XXXXX |  | Non QM |  |  |  | Yes | No | $14268.80 | $11865.58 |  | 6.812% | $2022.62 | $2022.62 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5398.19 | 1 | $3281.28 | $873.00 | $273.44 | $72.75 |  |  |  |  |  | 40.312% | 40.312% | 40.312% | 02/10/2026 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14268.80 |  | 6.100% | $500.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.430% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.07 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117369 | XXXXX |  | N/A |  |  |  | No | No | $28820.00 | $13218.12 |  | 6.414% | $4617.88 | $4617.88 | 6.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $20994.30 | 1 | $12500.04 | $1997.52 | $1041.67 | $166.46 |  |  |  |  |  | 31.040% | 31.040% | 31.040% | 12/18/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.330% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $28820.00 |  | 6.100% | $10000.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.110% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 17.64 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115135 | XXXXX |  | Non QM |  |  |  | Yes | No | $6770.00 | $7749.46 |  | 6.531% | $2932.19 | $2932.19 | 6.375% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | XXX | XXX |  |  | $4816.43 | 1 | $7950.00 | $1871.76 | $662.50 | $155.98 |  |  |  |  |  | 44.268% | 44.268% | 44.268% | 02/02/2026 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6770.00 |  | 6.100% | $0.00 | 2.1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.860% | No | 23 | 24 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 1.2 |  |  | No |  |  |  | $0.00 | $4308.77 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116634 | XXXXX |  | N/A |  |  |  | No | No | $43395.00 | $46327.19 |  | 7.940% | $17910.30 | $17910.30 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $119741.35 | 2 | $7592.52 | $3900.00 | $632.71 | $325.00 |  |  |  |  |  | 41.223% | 41.223% | 41.223% | 12/09/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $43395.00 |  | 6.130% | $0.00 |  |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.11 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 | 360 |
| XXXXX | 4000116900 | XXXXX |  | Non QM |  |  |  | Yes | No | $1468.00 | $4774.56 |  | 6.437% | $2526.67 | $2526.67 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30955.79 | 1 | $8540.76 | $1281.96 | $711.73 | $106.83 |  |  |  |  |  | 18.354% | 18.354% | 18.354% | 01/16/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1468.00 |  | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.61 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116969 | XXXXX |  | Non QM |  |  |  | Yes | No | $2480.00 | $4591.03 |  | 7.260% | $2209.80 | $2209.80 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10366.97 | 1 | $2020.08 | $1500.96 | $168.34 | $125.08 |  |  |  |  |  | 27.167% | 27.167% | 27.167% | 01/12/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2480.00 |  | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.07 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117646 | XXXXX |  | Non QM |  |  |  | Yes | No | $1481.00 | $1185.29 |  | 6.136% | $3888.71 | $3888.71 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8960.12 | 1 | $12500.04 | $1134.00 | $1041.67 | $94.50 |  |  |  |  |  | 38.206% | 38.206% | 38.206% | 02/05/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1481.00 |  | 6.130% | $5000.00 | 1.2 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.000% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.18 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115608 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $885.00 |  | 6.126% | $6531.81 | $6531.81 | 6.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11067.17 | 1 | $13708.44 | $1695.00 | $1142.37 | $141.25 |  |  |  |  |  | 41.998% | 41.998% | 41.998% | 01/19/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026<br> [Borrower - \| Primary Income - Wages]; Military VOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.100% | $0.00 | 3.6 |  |  |  | No | No | 6.125% | 4 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 0 | 0 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 200.23 |  |  | No |  |  |  | $0.00 | $9254.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115767 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2266.47 | $2266.47 | 6.624% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5130.00 | $1408.32 | $427.50 | $117.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/29/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.624% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.12 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 4000118046 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2566.75 | $2566.75 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2514.96 | $2355.48 | $209.58 | $196.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.32 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116361 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1341.32 | $1341.32 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5437.56 | $1893.84 | $453.13 | $157.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.120% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.07 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118969 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4941.05 | $4941.05 | 6.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $7493.28 | $4679.04 | $624.44 | $389.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/29/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.68 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.180% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.63 |  |  | Yes | 15.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112261 | XXXXX |  | Non QM |  |  |  | Yes | No | $10130.25 | $16658.57 |  | 6.482% | $6332.28 | $6332.28 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21843.01 | 1 | $7794.96 | $4317.00 | $649.58 | $359.75 |  |  |  |  |  | 35.864% | 35.864% | 35.864% | 11/09/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10130.25 |  | 6.060% | $0.00 | 2.7 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.35 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117148 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1776.11 | $1776.11 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6924.00 | $4625.76 | $577.00 | $385.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.19 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118408 | XXXXX |  | N/A |  |  |  | No | No | $5295.00 | $6911.93 |  | 7.219% | $2075.74 | $2075.74 | 7.000% | No | No | Not Employed | Employed | Employed |  | 5.11 |  |  | US Citizen | US Citizen |  |  |  |  |  | $11800.90 | 1 | $6605.28 | $450.12 | $550.44 | $37.51 |  |  |  |  |  | 45.174% | 45.174% | 45.174% | 01/28/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5295.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 3 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.430% | No |  |  | 24 |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 73.48 |  | No | No |  |  |  | $0.00 | $21524.12 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118420 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2075.74 | $2075.74 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5166.48 | $969.96 | $430.54 | $80.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.37 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117393 | XXXXX |  | Non QM |  |  |  | Yes | No | $6370.00 | $7301.72 |  | 7.834% | $2838.61 | $3549.48 | 8.658% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11519.14 | 1 | $7326.12 | $1755.96 | $610.51 | $146.33 |  |  |  |  |  | 32.788% | 31.851% | 32.788% | 02/02/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6370.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116342 | XXXXX |  | Non QM |  |  |  | Yes | No | $3749.51 | $5627.67 |  | 6.600% | $3321.52 | $3321.52 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6779.13 | 1 | $7424.04 | $3663.96 | $618.67 | $305.33 |  |  |  |  |  | 38.732% | 38.732% | 38.732% | 02/09/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3749.51 |  | 6.130% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 221.9 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118754 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2886.07 | $2886.07 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $885.24 | $398.04 | $73.77 | $33.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.48 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000115672 | XXXXX |  | N/A |  |  |  | No | No | $29541.50 | $10674.27 |  | 7.627% | $3325.61 | $3461.41 | 7.658% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $58562.77 | 1 | $6967.32 | $1851.96 | $580.61 | $154.33 |  |  |  |  |  | 40.060% | 39.921% | 40.060% | 01/17/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $29541.50 |  | 5.960% | $0.00 | 1 |  |  |  | N/A | No | 7.658% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.92 |  | No | No |  |  |  | $29637.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| XXXXX | 4000114827 | XXXXX |  | Non QM |  |  |  | Yes | No | $1390.00 | $11464.36 |  | 7.311% | $6600.06 | $6600.06 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $23842.07 | 1 | $17903.16 | $2370.96 | $1491.93 | $197.58 |  |  |  |  |  | 36.918% | 36.918% | 36.918% | 02/04/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1390.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 68.51 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116355 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4439.65 | $4439.65 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $17112.48 | $2883.00 | $1426.04 | $240.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/13/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 210.15 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117174 | XXXXX |  | Non QM |  |  |  | Yes | No | $2485.00 | $3305.45 |  | 6.921% | $4697.04 | $4697.04 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $28255.72 | 1 | $11095.32 | $1101.96 | $924.61 | $91.83 |  |  |  |  |  | 32.024% | 32.024% | 32.024% | 01/16/2026 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2485.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  | No | 18.59 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118152 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1637.22 | $1637.22 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1837.92 | $1118.04 | $153.16 | $93.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/05/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.24 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117671 | XXXXX |  | Non QM |  |  |  | Yes | No | $2365.00 | $3159.50 |  | 6.809% | $3191.10 | $3191.10 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7055.83 | 1 | $4694.64 | $1018.20 | $391.22 | $84.85 |  |  |  |  |  | 45.724% | 45.724% | 45.724% | 01/27/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2365.00 |  | 6.100% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.940% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119579 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2648.27 | $2648.27 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3016.20 | $2514.00 | $251.35 | $209.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.35 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114725 | XXXXX |  | Non QM |  |  |  | Yes | No | $11320.00 | $8120.96 |  | 6.680% | $2831.66 | $2831.66 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9096.00 | 1 | $8608.08 | $1708.56 | $717.34 | $142.38 |  |  |  |  |  | 32.902% | 32.902% | 32.902% | 01/28/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11320.00 |  | 6.100% | $0.00 | 1.7 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 3.18 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115027 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $14832.50 | $18159.38 |  | 6.982% | $4961.78 | $4961.78 | 6.750% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $10875.62 | 1 | $12750.00 | $2148.24 | $1062.50 | $179.02 |  |  |  |  |  | 42.859% | 42.859% | 42.859% | 02/02/2026 | 808 | 774 | 821 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14832.50 |  | 6.100% | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 29.03 |  | No | No |  |  |  | $19033.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118971 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4072.97 | $4072.97 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2893.56 | $3078.00 | $241.13 | $256.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.32 |  |  | Yes | 15.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118995 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5465.81 | $5465.81 | 5.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $11027.16 | $5082.72 | $918.93 | $423.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/19/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.430% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.05 |  |  | Yes | 15.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118472 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1740.50 | $1740.50 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2858.04 | $2013.72 | $238.17 | $167.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.67 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115876 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $3441.27 |  | 6.802% | $3948.17 | $3948.17 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $11515.63 | 1 | $15061.44 | $1615.80 | $1255.12 | $134.65 |  |  |  |  |  | 36.555% | 36.555% | 36.555% | 01/22/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 22.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117926 | XXXXX |  | Non QM |  |  |  | Yes | No | $8865.00 | $11039.00 |  | 6.678% | $3868.26 | $3868.26 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7922.78 | 1 | $10937.52 | $5070.00 | $911.46 | $422.50 |  |  |  |  |  | 42.755% | 42.755% | 42.755% | 02/25/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8865.00 |  | 6.100% | $1000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.600% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.44 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116490 | XXXXX |  | Non QM |  |  |  | Yes | No | $2600.00 | $2873.50 |  | 6.535% | $5536.92 | $5536.92 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27117.63 | 1 | $13592.04 | $2487.96 | $1132.67 | $207.33 |  |  |  |  |  | 40.424% | 40.424% | 40.424% | 02/02/2026 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2600.00 |  | 6.130% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.06 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000117681 | XXXXX |  | Non QM |  |  |  | Yes | No | $11688.50 | $16248.20 |  | 6.774% | $3633.76 | $3633.76 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7236.84 | 1 | $11248.80 | $0.00 | $937.40 | $0.00 |  |  |  |  |  | 42.105% | 42.105% | 42.105% | 02/18/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11688.50 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.650% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116252 | XXXXX |  | Non QM |  |  |  | Yes | No | $4981.00 | $8370.00 |  | 6.621% | $3741.84 | $3741.84 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9579.98 | 1 | $7328.04 | $2404.08 | $610.67 | $200.34 |  |  |  |  |  | 36.052% | 36.052% | 36.052% | 01/24/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4981.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.6 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116236 | XXXXX |  | Non QM |  |  |  | Yes | No | $1550.00 | $2948.44 |  | 6.261% | $12314.34 | $12314.34 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25548.45 | 1 | $29996.04 | $5949.00 | $2499.67 | $495.75 |  |  |  |  |  | 39.282% | 39.282% | 39.282% | 01/06/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1550.00 |  | 6.130% | $0.00 | 4.5 |  |  |  | No | No | 6.250% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 24 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 89.85 |  |  | No |  |  |  | $0.00 | $28735.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115854 | XXXXX |  | Non QM |  |  |  | Yes | No | $20943.50 | $24365.41 |  | 7.927% | $9295.45 | $9295.45 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33553.37 | 1 | $14293.44 | $1693.80 | $1191.12 | $141.15 |  |  |  |  |  | 30.758% | 30.758% | 30.758% | 01/07/2026 | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20943.50 |  | 6.100% | $368000.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115708 | XXXXX |  | Non QM |  |  |  | Yes | No | $6356.00 | $7524.70 |  | 7.051% | $1082.13 | $1082.13 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6690.34 | 1 | $6825.60 | $3931.08 | $568.80 | $327.59 |  |  |  |  |  | 27.380% | 27.380% | 27.380% | 01/14/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (Residual Income) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6356.00 |  | 6.100% | $2000.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 336.53 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115039 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3596.95 | $3596.95 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $9362.52 | $2612.04 | $780.21 | $217.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.85 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115693 | XXXXX |  | Non QM |  |  |  | Yes | No | $11656.00 | $14246.06 |  | 6.626% | $2278.15 | $2278.15 | 6.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6258.53 | 2 | $5436.36 | $4437.00 | $453.03 | $369.75 |  |  |  |  |  | 47.489% | 47.489% | 47.489% | 01/16/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11656.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 37.73 |  |  | No |  |  |  | $0.00 | $2572.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119609 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $12128.40 | $12128.40 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  |  | $0.00 | $7539.84 |  | $628.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 487.35 |  |  | Yes | 5.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116122 | XXXXX |  | Non QM |  |  |  | Yes | No | $2649.00 | $6631.76 |  | 7.047% | $4191.41 | $4191.41 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12846.70 | 1 | $7126.08 | $1689.96 | $593.84 | $140.83 |  |  |  |  |  | 43.029% | 43.029% | 43.029% | 02/03/2026 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2649.00 |  | 6.130% | $289552.41 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 5 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.13 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000112301 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $916.59 | $916.59 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1304.64 | $2190.00 | $108.72 | $182.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.27 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112281 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1364.35 | $1364.35 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $4724.04 | $2027.04 | $393.67 | $168.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.27 | 0.44 |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.45 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112261 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1609.94 | $1609.94 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4338.00 | $1884.00 | $361.50 | $157.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/09/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.63 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112290 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2788.40 | $2788.40 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4153.08 | $425.04 | $346.09 | $35.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 123.79 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000111986 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1573.23 | $1573.23 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2301.84 | $608.04 | $191.82 | $50.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/07/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.85 | Broker |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112254 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7252.09 | $7252.09 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10124.64 | $10463.88 | $843.72 | $871.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/08/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower]; 1084 or income worksheet - Year Not Available |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.11 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112274 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2403.55 | $2403.55 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $3224.52 | $1532.04 | $268.71 | $127.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/17/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower]; 1084 or income worksheet - Year Not Available |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.390% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.3 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112259 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1693.88 | $1693.88 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2412.84 | $1371.00 | $201.07 | $114.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/02/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 106.03 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |  | 360 |
| XXXXX | 6000112272 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1312.47 | $1312.47 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1994.28 | $942.48 | $166.19 | $78.54 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/19/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower]; 1084 or income worksheet - Year Not Available |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.28 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112234 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1662.50 | $1662.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3556.56 | $3485.04 | $296.38 | $290.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 |
| XXXXX | 6000112247 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2662.36 | $2662.36 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5279.16 | $4946.04 | $439.93 | $412.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.59 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112300 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3749.53 | $3749.53 | 7.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5467.68 | $860.04 | $455.64 | $71.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 71.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000112222 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3634.06 | $3634.06 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $9585.00 | $2934.72 | $798.75 | $244.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.04 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 6000112215 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2334.95 | $2334.95 | 6.750% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $6135.12 | $4854.96 | $511.26 | $404.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/02/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.56 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000109226 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3371.70 | $3371.70 | 7.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $11137.92 | $5211.00 | $928.16 | $434.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.29 |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.720% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.32 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112266 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4416.67 | $4416.67 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $18391.56 | $2487.48 | $1532.63 | $207.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 999 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.61 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000112295 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5309.57 | $5309.57 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8129.40 | $2042.04 | $677.45 | $170.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.68 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |  | 360 |
| XXXXX | 6000112132 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6221.45 | $6221.45 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $6827.28 | $5028.72 | $568.94 | $419.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 0.11 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000111971 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3211.64 | $3211.64 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9295.44 | $2226.96 | $774.62 | $185.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.560% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.99 | Broker |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112183 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2629.40 | $2629.40 | 6.500% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $11300.16 | $2589.12 | $941.68 | $215.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 90.64 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112043 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2965.69 | $2965.69 | 9.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5782.56 | $2655.12 | $481.88 | $221.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR | Chapter 7 |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.52 | 1.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.47 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112164 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7030.01 | $2936.61 |  | 7.545% | $1196.59 | $1196.59 | 7.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12249.24 | 1 | $6424.44 | $3681.60 | $535.37 | $306.80 |  |  |  |  |  | 14.936% | 14.936% | 14.936% | 12/01/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $7030.01 |  | 6.270% | $235000.00 | 1 |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 9.37 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112157 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1015.93 | $1015.93 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5871.60 | $494.04 | $489.30 | $41.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 58.78 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112057 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6215.00 | $8921.00 |  | 7.624% | $2320.67 | $2320.67 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6360.25 | 1 | $5250.00 | $939.00 | $437.50 | $78.25 |  |  |  |  |  | 43.073% | 43.073% | 43.073% | 11/13/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $6215.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.280% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.39 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112072 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1940.93 | $1940.93 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1117.92 | $3134.40 | $93.16 | $261.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 25.06 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112200 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1381.41 | $1381.41 | 7.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $4314.24 | $1979.28 | $359.52 | $164.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/07/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112227 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $14103.75 | $15465.45 |  | 9.118% | $3607.02 | $3607.02 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11006.09 | 2 | $7862.76 | $2984.88 | $655.23 | $248.74 |  |  |  |  |  | 36.557% | 36.557% | 36.557% | 11/20/2025 | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $14103.75 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112284 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2324.54 | $2324.54 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10709.64 | $1234.32 | $892.47 | $102.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.7 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.47 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112134 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2947.89 | $2947.89 | 7.500% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $13526.40 | $2153.04 | $1127.20 | $179.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.120% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 373.95 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000112125 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10434.38 | $10434.38 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8583.96 | $5033.64 | $715.33 | $419.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.73 | 0.58 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.7 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |  | 240 |
| XXXXX | 6000112130 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12963.00 | $13956.60 |  | 7.852% | $4473.26 | $4473.26 | 7.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $6220.04 | 1 | $6756.36 | $1640.04 | $563.03 | $136.67 |  |  |  |  |  | 45.762% | 45.762% | 45.762% | 12/10/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $12963.00 |  | 6.220% | $0.00 | 2 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  | No | 42.22 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112068 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2406.30 | $2406.30 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $963.60 | $1152.96 | $80.30 | $96.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.67 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112287 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2805.09 | $2805.09 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5184.96 | $822.00 | $432.08 | $68.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.13 |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.91 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112149 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12970.00 | $13311.27 |  | 6.921% | $2913.41 | $2913.41 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22730.91 | 1 | $5684.04 | $1845.84 | $473.67 | $153.82 |  |  |  |  |  | 27.170% | 27.170% | 27.170% | 10/29/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $12970.00 |  | 6.180% | $0.00 | 1.3 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.47 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000111989 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $2420.31 | $565.00 |  | 7.284% | $1406.99 | $1406.99 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $5924.96 | 1 | $2364.96 | $906.00 | $197.08 | $75.50 |  |  |  |  |  | 25.318% | 25.318% | 25.318% | 01/15/2026 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2420.31 |  | 6.060% | $63832.13 | 4.6 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 11.45 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112230 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2161.30 | $2161.30 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5331.96 | $1696.20 | $444.33 | $141.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/19/2026 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 2.42 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112039 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1145.83 | $1145.83 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3640.56 | $3840.96 | $303.38 | $320.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 83.47 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112168 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $9733.85 | $9733.85 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $25532.76 | $5109.96 | $2127.73 | $425.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 3.36 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112122 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1547.01 | $1547.01 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4679.64 | $1143.00 | $389.97 | $95.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/23/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 103.23 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112034 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1429.03 | $1429.03 | 7.750% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $8617.44 | $5037.36 | $718.12 | $419.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/26/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.17 |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 6.94 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112045 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $909.27 | $909.27 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2019.12 | $905.04 | $168.26 | $75.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.82 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000112217 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1698.44 | $1698.44 | 6.375% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $3108.00 | $991.80 | $259.00 | $82.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.67 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112086 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1256.18 | $1256.18 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $966.00 | $1288.80 | $80.50 | $107.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 32.67 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112089 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4268.85 | $4268.85 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $13192.44 | $4680.96 | $1099.37 | $390.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.82 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112011 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1042.71 | $1042.71 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1040.28 | $1171.32 | $86.69 | $97.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 46.68 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000112036 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2844.31 | $2844.31 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11799.84 | $2204.88 | $983.32 | $183.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 106.49 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112113 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1158.95 | $1158.95 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2683.68 | $1231.92 | $223.64 | $102.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/13/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 102.97 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112032 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3941.57 | $3941.57 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6593.52 | $1851.96 | $549.46 | $154.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.960% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.64 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112071 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1448.53 | $1448.53 | 6.875% | No | No |  |  |  |  | 0 |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $4094.40 | $1181.40 | $341.20 | $98.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/06/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 106.3 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112004 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2536.10 | $2536.10 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1968.60 | $1610.52 | $164.05 | $134.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.69 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000112147 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4860.51 | $4860.51 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1977.24 | $2082.12 | $164.77 | $173.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.69 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112002 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1520.79 | $1520.79 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6825.48 | $987.36 | $568.79 | $82.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.28 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112115 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2331.03 | $2331.03 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | $3400.68 | $2601.00 | $283.39 | $216.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 27.06 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 8 | 360 |
| XXXXX | 6000112107 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1848.70 | $1848.70 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1557.24 | $2372.88 | $129.77 | $197.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.25 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112196 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5016.49 | $5016.49 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6757.68 | $5304.96 | $563.14 | $442.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.08 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112162 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1466.40 | $1466.40 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2541.96 | $747.00 | $211.83 | $62.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.51 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112143 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1357.18 | $1357.18 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3953.16 | $1488.24 | $329.43 | $124.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.64 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112007 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2078.52 | $2078.52 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7399.32 | $377.04 | $616.61 | $31.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.87 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112079 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10730.29 | $10730.29 | 7.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $22842.24 | $7103.88 | $1903.52 | $591.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.59 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000112145 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1091.42 | $1091.42 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1127.04 | $1668.96 | $93.92 | $139.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 35.88 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112204 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1471.52 | $1471.52 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3500.04 | $1178.04 | $291.67 | $98.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.850% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.73 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112298 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3591.51 | $3591.51 | 7.375% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $4381.92 | $2235.00 | $365.16 | $186.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.110% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.17 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112289 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2788.40 | $2788.40 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4153.08 | $425.04 | $346.09 | $35.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.08 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112257 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1605.28 | $1605.28 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5007.36 | $1520.04 | $417.28 | $126.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/25/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.100% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.46 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117029 | XXXXX |  | Non QM |  |  |  | Yes | No | $16570.00 | $853.33 |  | 6.384% | $6987.34 | $6987.34 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $24706.93 | 1 | $27851.52 | $1697.04 | $2320.96 | $141.42 |  |  |  |  |  | 44.792% | 44.792% | 44.792% | 01/05/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16570.00 |  | 6.130% | $0.00 | 1.5 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 29.01 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118075 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7355.69 | $7355.69 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $15144.24 | $25318.08 | $1262.02 | $2109.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/12/2026 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.9 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.47 | 2.15 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.6 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118172 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1049.21 | $1049.21 | 6.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3981.48 | $2904.48 | $331.79 | $242.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 71.76 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116526 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $511.63 | $511.63 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1002.36 | $1040.04 | $83.53 | $86.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 102.59 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116319 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2700.72 | $2700.72 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3152.04 | $10692.00 | $262.67 | $891.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.39 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118530 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2920.15 | $2920.15 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9240.00 | $1303.20 | $770.00 | $108.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/17/2026 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.67 | 1.49 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 385.31 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118168 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $989.26 | $989.26 | 6.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3743.40 | $4091.88 | $311.95 | $340.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.73 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117336 | XXXXX |  | Non QM |  |  |  | Yes | No | $3180.00 | $3364.47 |  | 7.155% | $5864.38 | $6674.31 | 7.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14634.54 | 1 | $16364.52 | $1979.04 | $1363.71 | $164.92 |  |  |  |  |  | 38.437% | 39.813% | 38.437% | 02/07/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3180.00 |  | 6.160% | $0.00 | 2.4 |  |  |  | Yes | No | 7.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.56 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117816 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1872.25 | $1872.25 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7669.44 | $566.04 | $639.12 | $47.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.3 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118020 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1297.20 | $1297.20 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $8845.44 | $1139.04 | $737.12 | $94.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 15.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115844 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 6.497% | $2568.72 | $2568.72 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6283.95 | 1 | $14434.68 | $4397.04 | $1202.89 | $366.42 |  |  |  |  |  | 42.761% | 42.761% | 42.761% | 02/02/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.100% | $0.00 | 2.7 |  |  |  | Yes | No | 6.500% | 4 | 4 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 208.75 |  | Yes | No |  |  |  | $0.00 | $5556.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114707 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5895.76 | $5895.76 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $16250.04 | $3656.52 | $1354.17 | $304.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.67 | 1.49 |  |  |  |  |  |  |  | XXXXX | XXXXX | 71.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.8 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113454 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $7638.35 |  | 6.300% | $9482.04 | $9482.04 | 6.250% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20557.73 | 1 | $27500.04 | $2924.28 | $2291.67 | $243.69 |  |  |  |  |  | 45.515% | 45.515% | 45.515% | 01/15/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.140% | $0.00 | 3.2 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 380.18 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117535 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3041.48 | $3041.48 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7677.84 | $7880.04 | $639.82 | $656.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.55 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114695 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8798.90 | $8798.90 | 7.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $14755.20 | $2396.76 | $1229.60 | $199.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  | 360 | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 126.78 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115696 | XXXXX |  | N/A |  |  |  | No | No | $36256.00 | $21720.50 |  | 8.322% | $3770.36 | $3770.36 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34660.20 | 1 | $5805.72 | $597.96 | $483.81 | $49.83 |  |  |  |  |  | 40.133% | 40.133% | 40.133% | 12/10/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $36256.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.51 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000115812 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1609.18 | $1609.18 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5807.28 | $1166.52 | $483.94 | $97.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/07/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.87 |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 0.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.73 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113311 | XXXXX |  | Non QM |  |  |  | Yes | No | $18074.60 | $19122.39 |  | 6.630% | $9195.63 | $9195.63 | 6.499% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17902.96 | 1 | $20332.80 | $4759.08 | $1694.40 | $396.59 |  |  |  |  |  | 44.199% | 44.199% | 44.199% | 01/20/2026 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 81.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $18074.60 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.499% | 0 | 3 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 3 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.99 |  |  | No |  |  |  | $0.00 | $6083.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112436 | XXXXX |  | Non QM |  |  |  | Yes | No | $11560.00 | $10353.16 |  | 6.645% | $4468.26 | $4468.26 | 6.499% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10340.16 | 1 | $3745.44 | $1181.16 | $312.12 | $98.43 |  |  |  |  |  | 32.324% | 32.324% | 32.324% | 01/08/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11560.00 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 6.499% | 1 |  | 0 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.97 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118305 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3065.42 | $3065.42 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | $3232.80 | $5616.00 | $269.40 | $468.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 13.01 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117983 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $948.10 | $948.10 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3189.72 | $417.96 | $265.81 | $34.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.220% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.7 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118613 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1730.56 | $1730.56 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5276.76 | $2784.60 | $439.73 | $232.05 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/26/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.07 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116616 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1817.96 | $1817.96 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2561.04 | $2116.68 | $213.42 | $176.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/05/2026 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.3 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117105 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $617.63 | $617.63 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1701.96 | $991.56 | $141.83 | $82.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/14/2026 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 106.09 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118493 | XXXXX |  | Non QM |  |  |  | Yes | No | $20365.00 | $22266.86 |  | 7.325% | $4326.19 | $5060.35 | 7.668% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7472.08 | 1 | $11124.96 | $1470.00 | $927.08 | $122.50 |  |  |  |  |  | 45.396% | 46.245% | 45.396% | 02/06/2026 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20365.00 |  | 6.150% | $0.00 |  |  |  |  | Yes | No | 7.668% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.030% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.45 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115869 | XXXXX |  | Non QM |  |  |  | Yes | No | $2665.00 | $3012.82 |  | 7.711% | $7365.27 | $9210.31 | 8.658% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28636.59 | 1 | $18384.24 | $1376.04 | $1532.02 | $114.67 |  |  |  |  |  | 36.983% | 36.065% | 36.983% | 02/03/2026 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2665.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.73 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116950 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1379.55 | $1379.55 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $1675.20 | $2007.84 | $139.60 | $167.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.86 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118005 | XXXXX |  | Non QM |  |  |  | Yes | No | $5685.00 | $10643.17 |  | 8.205% | $3074.47 | $3074.47 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8522.70 | 1 | $7702.08 | $1343.88 | $641.84 | $111.99 |  |  |  |  |  | 46.733% | 46.733% | 46.733% | 01/28/2026 | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5685.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.250% | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.28 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118106 | XXXXX |  | Non QM |  |  |  | Yes | No | $2485.00 | $2838.56 |  | 7.431% | $3459.57 | $3692.17 | 7.658% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11224.84 | 1 | $9194.88 | $1184.16 | $766.24 | $98.68 |  |  |  |  |  | 39.325% | 41.572% | 39.325% | 01/16/2026 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2485.00 |  | 6.160% | $0.00 | 1.2 |  |  |  | Yes | No | 7.658% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13.5 |  | No | No |  |  |  | $0.00 | $12270.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000120084 | XXXXX |  | N/A |  |  |  | No | No | $2294.00 | $10600.44 |  | 7.027% | $8243.10 | $8243.10 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19713.84 | 1 | $4069.80 | $7164.00 | $339.15 | $597.00 |  |  |  |  |  | 44.160% | 44.160% | 44.160% | 09/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2294.00 |  | 6.290% | $0.00 | 3.4 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.45 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120417 | XXXXX |  | Non QM |  |  |  | Yes | No | $2630.28 | $0.00 |  | 7.098% | $2539.33 | $2539.33 | 7.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3998.73 | 1 | $8958.00 | $1679.64 | $746.50 | $139.97 |  |  |  |  |  | 46.428% | 46.428% | 46.428% | 12/11/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2630.28 |  | 6.260% | $20000.00 | 3.1 |  |  |  | No | No | 7.125% | 0 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.720% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.05 |  | Yes | No |  |  |  | $1813.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000118582 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1272.39 | $1272.39 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $4367.16 | $2084.04 | $363.93 | $173.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.48 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117948 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1430.20 | $1430.20 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3433.32 | $1827.00 | $286.11 | $152.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/16/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.49 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118811 | XXXXX |  | Non QM |  |  |  | Yes | No | $8359.00 | $10404.25 |  | 7.377% | $1639.31 | $1639.31 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3615.82 | 1 | $2242.92 | $2895.96 | $186.91 | $241.33 |  |  |  |  |  | 37.044% | 37.044% | 37.044% | 02/19/2026 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8359.00 |  | 5.980% | $0.00 | 2.1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 6 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.460% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.99 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118614 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1090.67 | $1090.67 | 7.499% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $693.00 | $533.04 | $57.75 | $44.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.499% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 225.89 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120063 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3016.11 | $3016.11 | 6.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $2196.00 | $1818.00 | $183.00 | $151.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/26/2026 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.57 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 180 |
| XXXXX | 4000118609 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2685.20 | $2685.20 | 6.875% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $3559.44 | $1602.00 | $296.62 | $133.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.55 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118608 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $692.31 | $692.31 | 7.399% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5826.96 | $1578.96 | $485.58 | $131.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.399% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.89 | 0.53 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 68.37 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114727 | XXXXX |  | N/A |  |  |  | No | No | $4094.69 | $5358.24 |  | 8.194% | $1114.79 | $1114.79 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4564.51 | 1 | $2248.68 | $338.28 | $187.39 | $28.19 |  |  |  |  |  | 32.586% | 32.586% | 32.586% | 01/09/2026 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4094.69 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 84.74 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000370 | XXXXX |  | Non QM |  |  |  | Yes | No | $2065.00 | $3570.06 |  | 6.753% | $1280.62 | $1280.62 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9126.58 | 1 | $6362.64 | $2079.24 | $530.22 | $173.27 |  |  |  |  |  | 41.588% | 41.588% | 41.588% | 01/08/2026 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2065.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 58.26 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000118552 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1150.94 | $1150.94 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1337.64 | $1584.96 | $111.47 | $132.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 180.48 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117897 | XXXXX |  | Non QM |  |  |  | Yes | No | $14842.50 | $4350.68 |  | 6.504% | $5985.68 | $5985.68 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11554.27 | 1 | $14125.80 | $3393.96 | $1177.15 | $282.83 |  |  |  |  |  | 45.224% | 45.224% | 45.224% | 02/12/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14842.50 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.07 |  | No | No |  |  |  | $0.00 | $12941.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117183 | XXXXX |  | Non QM |  |  |  | Yes | No | $13371.25 | $8721.60 |  | 6.580% | $4269.62 | $4269.62 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8870.94 | 1 | $14962.44 | $1937.40 | $1246.87 | $161.45 |  |  |  |  |  | 41.224% | 41.224% | 41.224% | 02/05/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13371.25 |  | 6.130% | $2000.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.800% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.17 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115852 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $2890.96 |  | 6.424% | $3781.87 | $3781.87 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9247.25 | 1 | $13636.92 | $869.04 | $1136.41 | $72.42 |  |  |  |  |  | 37.911% | 37.911% | 37.911% | 01/23/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.100% | $0.00 | 2.6 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 0.87 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118670 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $12466.67 |  | 6.305% | $7240.83 | $7240.83 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13943.96 | 1 | $18375.00 | $2029.20 | $1531.25 | $169.10 |  |  |  |  |  | 44.805% | 44.805% | 44.805% | 02/13/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.440% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.34 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116909 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1394.81 | $1394.81 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1713.96 | $1624.20 | $142.83 | $135.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/03/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 62.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 121.12 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117404 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $5217.92 |  | 7.681% | $3098.81 | $3978.54 | 8.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7006.71 | 1 | $10625.04 | $1071.96 | $885.42 | $89.33 |  |  |  |  |  | 41.611% | 39.356% | 41.611% | 02/12/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.160% | $0.00 | 1.6 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.850% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.56 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117156 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1100.65 | $1100.65 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2159.52 | $1037.04 | $179.96 | $86.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/02/2026 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.33 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116901 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1486.62 | $1486.62 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3189.00 | $1113.36 | $265.75 | $92.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 88.450% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 99.74 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119538 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11164.38 | $23162.98 |  | 7.174% | $16482.52 | $16482.52 | 7.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $60861.90 | 1 | $23018.04 | $6081.24 | $1918.17 | $506.77 |  |  |  |  |  | 25.759% | 25.759% | 25.759% | 12/18/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2007 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11164.38 |  | 6.100% | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 50.53 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117203 | XXXXX |  | Non QM |  |  |  | Yes | No | $2195.00 | $9361.80 |  | 6.644% | $8011.89 | $8011.89 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33372.47 | 1 | $26373.12 | $3618.96 | $2197.76 | $301.58 |  |  |  |  |  | 44.763% | 44.763% | 44.763% | 01/29/2026 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2195.00 |  | 6.130% | $0.00 | 1.6 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.000% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.02 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120477 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1027.17 | $1027.17 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1632.96 | $905.04 | $136.08 | $75.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/28/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 118.84 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118048 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $913.51 | $913.51 | 8.171% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3528.84 | $2881.80 | $294.07 | $240.15 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.171% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 78.16 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118903 | XXXXX |  | Non QM |  |  |  | Yes | No | $4260.35 | $7469.92 |  | 6.984% | $897.54 | $897.54 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3155.17 | 1 | $2421.72 | $1254.96 | $201.81 | $104.58 |  |  |  |  |  | 28.811% | 28.811% | 28.811% | 12/15/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4260.35 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.1 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116238 | XXXXX |  | Non QM |  |  |  | Yes | No | $8177.70 | $11314.20 |  | 7.068% | $3054.72 | $3054.72 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34658.46 | 1 | $8755.56 | $1524.00 | $729.63 | $127.00 |  |  |  |  |  | 13.124% | 13.124% | 13.124% | 02/13/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $8177.70 |  | 6.130% | $23600.00 | 1.7 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 4 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.52 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118913 | XXXXX |  | N/A |  |  |  | No | No | $15190.00 | $8112.85 |  | 7.057% | $2299.25 | $2299.25 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11634.75 | 1 | $9200.04 | $1479.96 | $766.67 | $123.33 |  |  |  |  |  | 40.422% | 40.422% | 40.422% | 02/18/2026 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15190.00 |  | 5.990% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.05 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115868 | XXXXX |  | Non QM |  |  |  | Yes | No | $3065.00 | $5624.16 |  | 6.984% | $2241.77 | $2241.77 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5207.54 | 1 | $2383.32 | $1056.96 | $198.61 | $88.08 |  |  |  |  |  | 45.184% | 45.184% | 45.184% | 01/28/2026 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3065.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.490% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.32 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116157 | XXXXX |  | Non QM |  |  |  | Yes | No | $12980.62 | $17816.11 |  | 6.261% | $5787.49 | $5787.49 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11828.07 | 1 | $22066.92 | $7450.92 | $1838.91 | $620.91 |  |  |  |  |  | 46.008% | 46.008% | 46.008% | 02/03/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12980.62 |  | 6.130% | $0.00 |  |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.550% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.32 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115289 | XXXXX |  | Non QM |  |  |  | Yes | No | $9185.00 | $12683.54 |  | 7.584% | $2353.51 | $2353.51 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9215.74 | 1 | $5065.32 | $632.04 | $422.11 | $52.67 |  |  |  |  |  | 40.691% | 40.691% | 40.691% | 01/21/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9185.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.14 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118489 | XXXXX |  | Non QM |  |  |  | Yes | No | $7972.00 | $12303.89 |  | 6.311% | $3194.21 | $3194.21 | 6.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6548.10 | 1 | $11144.76 | $1631.04 | $928.73 | $135.92 |  |  |  |  |  | 41.346% | 41.346% | 41.346% | 02/11/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7972.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.86 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118784 | XXXXX |  | Non QM |  |  |  | Yes | No | $1905.00 | $8570.15 |  | 6.527% | $7079.16 | $7079.16 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $60397.81 | 1 | $11254.80 | $3837.72 | $937.90 | $319.81 |  |  |  |  |  | 27.514% | 27.514% | 27.514% | 02/02/2026 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Account Statements - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1905.00 |  | 6.100% | $0.00 | 2.7 |  |  |  | No | No | 6.500% | 2 | 2 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.61 |  | No | No |  |  |  | $0.00 | $17995.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000117644 | XXXXX |  | Non QM |  |  |  | Yes | No | $6183.06 | $5011.80 |  | 7.053% | $3459.57 | $3459.57 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6614.41 | 1 | $5787.24 | $1401.00 | $482.27 | $116.75 |  |  |  |  |  | 39.869% | 39.869% | 39.869% | 01/09/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6183.06 |  | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.4 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119033 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4618.35 | $4618.35 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10875.00 | $3327.84 | $906.25 | $277.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.52 | 1.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 243.18 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118734 | XXXXX |  | Non QM |  |  |  | Yes | No | $2976.00 | $14111.42 |  | 6.957% | $7538.26 | $7538.26 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $48558.79 | 1 | $19125.00 | $5588.04 | $1593.75 | $465.67 |  |  |  |  |  | 39.951% | 39.951% | 39.951% | 01/29/2026 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2976.00 |  | 5.990% | $12000.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.96 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000119004 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1743.57 | $1743.57 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3968.52 | $2310.96 | $330.71 | $192.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.1 |  |  | Yes | 15.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114445 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6971.88 | $9169.93 |  | 8.894% | $1396.63 | $1396.63 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6526.42 | 2 | $901.44 | $1140.96 | $75.12 | $95.08 |  |  |  |  |  | 30.491% | 30.491% | 30.491% | 02/02/2026 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6971.88 |  | 6.850% | $0.00 |  |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.88 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118668 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3530.26 | $3530.26 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13441.68 | $2977.68 | $1120.14 | $248.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.28 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119034 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6954.07 | $6954.07 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $14439.00 | $2633.52 | $1203.25 | $219.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.5 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118773 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $909.24 | $909.24 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3037.56 | $1545.96 | $253.13 | $128.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.32 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118329 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4327.73 | $4327.73 | 7.250% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $12200.04 | $2034.96 | $1016.67 | $169.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 775 | 811 | 815 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | XXXXX | XXXXX | 85.620% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 88.16 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118757 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1013.28 | $1013.28 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5016.96 | $1598.04 | $418.08 | $133.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/17/2026 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 86.22 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118905 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $648.68 | $648.68 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2145.24 | $4029.84 | $178.77 | $335.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 59.29 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116076 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4007.81 | $4007.81 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9530.28 | $672.96 | $794.19 | $56.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/30/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  | 360 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71.75 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118246 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3325.61 | $3325.61 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $8149.92 | $2408.04 | $679.16 | $200.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/18/2026 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.55 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119705 | XXXXX |  | N/A |  |  |  | No | No | $26303.72 | $19583.25 |  | 7.414% | $2343.21 | $2343.21 | 6.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $60621.22 | 1 | $4437.48 | $315.00 | $369.79 | $26.25 |  |  |  |  |  | 30.528% | 31.295% | 31.411% | 12/02/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $26303.72 |  | 6.190% | $0.00 | 4.5 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 52.36 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 240 |
| XXXXX | 4000117949 | XXXXX |  | N/A |  |  |  | No | No | $1895.00 | $523.88 |  | 8.190% | $5739.68 | $5739.68 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $113556.43 | 1 | $10711.32 | $1740.00 | $892.61 | $145.00 |  |  |  |  |  | 17.280% | 17.280% | 17.280% | 02/11/2026 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1895.00 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 44.49 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117016 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6764.36 |  | 6.392% | $2155.01 | $2155.01 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12184.94 | 1 | $10762.56 | $1862.04 | $896.88 | $155.17 |  |  |  |  |  | 23.844% | 23.844% | 23.844% | 02/09/2026 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.310% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 12.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000409 | XXXXX |  | Non QM |  |  |  | Yes | No | $1950.00 | $6790.64 |  | 6.531% | $1231.43 | $1231.43 | 6.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3395.55 | 3 | $10749.96 | $3783.00 | $895.83 | $315.25 |  |  |  |  |  | 42.575% | 42.575% | 42.575% | 02/23/2026 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1950.00 |  | 5.980% | $0.00 |  |  |  |  | No | No | 6.250% | 0 |  | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 152.51 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120827 | XXXXX |  | Non QM |  |  |  | Yes | No | $6595.00 | $8819.00 |  | 6.917% | $3242.99 | $3242.99 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $10746.67 | 1 | $15134.16 | $1776.96 | $1261.18 | $148.08 |  |  |  |  |  | 38.329% | 38.329% | 38.329% | 12/05/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6595.00 |  | 6.130% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.090% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 4.01 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120799 | XXXXX |  | Non QM |  |  |  | Yes | No | $2970.00 | $4993.04 |  | 7.334% | $3751.97 | $3751.97 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5001.16 | 1 | $6412.44 | $870.00 | $534.37 | $72.50 |  |  |  |  |  | 47.905% | 47.905% | 47.905% | 02/17/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2970.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.700% | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.31 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120797 | XXXXX |  | Non QM |  |  |  | Yes | No | $8420.00 | $10899.48 |  | 6.270% | $4146.94 | $4146.94 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5738.34 | 1 | $8917.68 | $1398.96 | $743.14 | $116.58 |  |  |  |  |  | 46.867% | 46.867% | 46.867% | 01/26/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $8420.00 |  | 6.130% | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.380% | No | 25 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.86 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117726 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $650.00 |  | 6.708% | $6258.97 | $6258.97 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17306.67 | 1 | $6885.12 | $2886.00 | $573.76 | $240.50 |  |  |  |  |  | 43.305% | 43.305% | 43.305% | 01/29/2026 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.100% | $0.00 | 4.3 |  |  |  | No | No | 6.750% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.58 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120820 | XXXXX |  | Non QM |  |  |  | Yes | No | $6515.00 | $10772.50 |  | 7.721% | $3191.10 | $3664.30 | 8.158% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5673.95 | 1 | $4943.04 | $1641.96 | $411.92 | $136.83 |  |  |  |  |  | 47.463% | 48.694% | 47.463% | 12/10/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6515.00 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.158% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.790% | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 2.74 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120804 | XXXXX |  | Non QM |  |  |  | Yes | No | $7323.00 | $8188.64 |  | 8.208% | $2027.12 | $2133.04 | 8.158% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4420.74 | 1 | $5222.04 | $1064.04 | $435.17 | $88.67 |  |  |  |  |  | 45.423% | 48.646% | 45.423% | 01/16/2026 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $7323.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.158% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.070% | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.53 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120818 | XXXXX |  | Non QM |  |  |  | Yes | No | $13275.00 | $17890.31 |  | 7.600% | $3595.79 | $4349.49 | 8.158% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $8203.30 | 1 | $8618.52 | $1188.00 | $718.21 | $99.00 |  |  |  |  |  | 39.235% | 38.852% | 39.235% | 02/04/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $13275.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.158% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.400% | No | 36 | 36 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 6.14 |  |  | No |  |  |  | $0.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114410 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16790.00 | $23453.92 |  | 8.004% | $3935.33 | $3935.33 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6417.47 | 1 | $4576.56 | $1334.04 | $381.38 | $111.17 |  |  |  |  |  | 42.742% | 42.742% | 42.742% | 10/03/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16790.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.560% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.99 |  |  | Yes |  |  |  | $11207.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118488 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7889.83 |  | 6.455% | $1921.04 | $1921.04 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12004.13 | 1 | $12024.96 | $1833.00 | $1002.08 | $152.75 |  |  |  |  |  | 27.248% | 27.248% | 27.248% | 02/17/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 77.770% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.74 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114376 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12025.00 | $13094.78 |  | 7.680% | $3038.97 | $3038.97 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $8441.08 | 1 | $2763.48 | $1155.96 | $230.29 | $96.33 |  |  |  |  |  | 39.539% | 39.539% | 39.539% | 01/13/2026 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2023 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12025.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 15.2 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112116 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11720.00 | $14851.44 |  | 8.234% | $4285.19 | $4285.19 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14908.37 | 1 | $12055.80 | $2123.04 | $1004.65 | $176.92 |  |  |  |  |  | 34.070% | 34.070% | 34.070% | 11/12/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11720.00 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.76 |  | No | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112975 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $20410.00 | $26466.97 |  | 8.422% | $5910.28 | $5910.28 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8236.89 | 2 | $6865.08 | $1860.00 | $572.09 | $155.00 |  |  |  |  |  | 45.136% | 45.136% | 45.136% | 10/30/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20410.00 |  | 6.270% | $0.00 |  |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.620% | No | 12 | 9 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.8 |  |  | Yes |  |  |  | $0.00 | $2535.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115260 | XXXXX |  | Non QM |  |  |  | Yes | No | $26370.00 | $11481.44 |  | 6.889% | $13033.47 | $13033.47 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21738.35 | 1 | $31562.52 | $3398.04 | $2630.21 | $283.17 |  |  |  |  |  | 48.251% | 48.251% | 48.251% | 02/01/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $26370.00 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.11 |  |  | No |  |  |  | $0.00 | $13797.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114372 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $30300.00 | $33517.67 |  | 8.358% | $7044.14 | $7044.14 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10108.82 | 1 | $10940.52 | $2532.96 | $911.71 | $211.08 |  |  |  |  |  | 46.252% | 46.252% | 46.252% | 10/29/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $30300.00 |  | 6.270% | $312000.00 | 2.6 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.740% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.59 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111651 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6302.56 | $9953.06 |  | 8.111% | $2720.46 | $2720.46 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7355.25 | 1 | $5862.48 | $506.76 | $488.54 | $42.23 |  |  |  |  |  | 37.426% | 37.426% | 37.426% | 10/17/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6302.56 |  | 6.190% | $0.00 |  |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.670% | No | 35 |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.42 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117996 | XXXXX |  | Non QM |  |  |  | Yes | No | $8370.00 | $11064.08 |  | 7.152% | $1621.50 | $1621.50 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5218.12 | 1 | $4934.40 | $1734.96 | $411.20 | $144.58 |  |  |  |  |  | 32.708% | 32.708% | 32.708% | 01/13/2026 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |  | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8370.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.34 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114368 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $33900.00 | $36056.00 |  | 8.010% | $10316.34 | $10316.34 | 7.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22788.52 | 1 | $31893.72 | $7503.96 | $2657.81 | $625.33 |  |  |  |  |  | 46.976% | 46.976% | 46.976% | 01/15/2026 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2019 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $33900.00 |  | 6.170% | $0.00 | 1.9 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.040% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.18 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116878 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8409.38 | $7130.33 |  | 8.011% | $1799.99 | $1799.99 | 7.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $14178.11 | 1 | $4641.48 | $665.04 | $386.79 | $55.42 |  |  |  |  |  | 20.458% | 20.458% | 20.458% | 10/13/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8409.38 |  | 6.230% | $12500.00 | 1 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.980% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 15.6 |  | No | Yes |  |  |  | $5277.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000116103 | XXXXX |  | Non QM |  |  |  | Yes | No | $8743.64 | $12623.84 |  | 6.665% | $3691.28 | $3691.28 | 6.500% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $29117.32 | 1 | $12886.32 | $5376.60 | $1073.86 | $448.05 |  |  |  |  |  | 20.888% | 20.888% | 20.888% | 02/09/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8743.64 |  | 6.130% | $0.00 | 4.6 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 599.66 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000120819 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $5737.50 | $7664.59 |  | 7.940% | $2740.28 | $2740.28 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16583.68 | 1 | $1968.00 | $1046.04 | $164.00 | $87.17 |  |  |  |  |  | 38.780% | 38.780% | 38.780% | 11/19/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2000 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5737.50 |  | 6.220% | $20000.00 | 1.1 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.95 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117701 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12060.00 | $14732.00 |  | 7.512% | $3601.89 | $3601.89 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6706.11 | 1 | $14307.12 | $2030.04 | $1192.26 | $169.17 |  |  |  |  |  | 42.536% | 42.536% | 42.536% | 01/13/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12060.00 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.960% | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.68 |  | No | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114453 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $3270.00 | $4396.21 |  | 8.397% | $1213.98 | $1213.98 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2711.14 | 1 | $4509.96 | $1684.92 | $375.83 | $140.41 |  |  |  |  |  | 47.821% | 47.821% | 47.821% | 04/09/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3270.00 |  | 6.880% | $6540.00 | 1.1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.570% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.55 |  | Yes | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117214 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $864.89 | $864.89 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1992.00 | $1334.64 | $166.00 | $111.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.24 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118070 | XXXXX |  | Non QM |  |  |  | Yes | No | $1468.00 | $12856.00 |  | 6.792% | $9080.37 | $9080.37 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $22616.75 | 1 | $21875.04 | $1496.16 | $1822.92 | $124.68 |  |  |  |  |  | 43.263% | 43.263% | 43.263% | 02/13/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1468.00 |  | 6.100% | $0.00 | 1.9 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.100% | No |  | 20 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 17.07 |  | No | No |  |  |  | $0.00 | $5908.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000118865 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $10999.00 | $6608.97 |  | 8.043% | $1169.28 | $1169.28 | 7.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10918.12 | 1 | $1364.16 | $1034.04 | $113.68 | $86.17 |  |  |  |  |  | 21.842% | 21.842% | 21.842% | 12/16/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10999.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 0 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 69.58 |  | No | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116181 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9371.60 | $14618.75 |  | 9.325% | $5109.62 | $5109.62 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10076.43 | 2 | $17535.36 | $1178.04 | $1461.28 | $98.17 |  |  |  |  |  | 42.612% | 42.612% | 42.612% | 01/30/2026 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9371.60 |  | 6.060% | $0.00 |  |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.580% | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.14 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116818 | XXXXX |  | Non QM |  |  |  | Yes | No | $5568.00 | $8132.58 |  | 6.597% | $1262.22 | $1262.22 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6081.37 | 1 | $5382.12 | $1695.12 | $448.51 | $141.26 |  |  |  |  |  | 32.634% | 32.634% | 32.634% | 02/10/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5568.00 |  | 6.130% | $5000.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 73.570% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.12 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116508 | XXXXX |  | Non QM |  |  |  | Yes | No | $1520.00 | $4573.92 |  | 6.552% | $3033.42 | $3033.42 | 6.500% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5442.79 | 1 | $5090.52 | $1368.00 | $424.21 | $114.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/29/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1520.00 |  | 6.130% | $0.00 | 2 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 306.66 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120811 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16912.51 | $20430.80 |  | 8.775% | $3904.87 | $3904.87 | 8.375% | No | Yes | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $129083.58 | 1 | $6680.16 | $2226.00 | $556.68 | $185.50 |  |  |  |  |  | 8.886% | 8.886% | 8.886% | 09/24/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16912.51 |  | 6.160% | $0.00 | 1.2 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.170% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 158.58 |  | No | Yes |  |  |  | $141673.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118716 | XXXXX |  | Non QM |  |  |  | Yes | No | $6606.00 | $8325.68 |  | 7.105% | $2384.65 | $2384.65 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8477.40 | 1 | $6062.52 | $5659.92 | $505.21 | $471.66 |  |  |  |  |  | 35.014% | 35.014% | 35.014% | 02/06/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6606.00 |  | 6.130% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.01 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116257 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $30375.00 | $37885.63 |  | 7.729% | $10094.91 | $10094.91 | 7.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22449.34 | 1 | $12315.00 | $3257.04 | $1026.25 | $271.42 |  |  |  |  |  | 40.226% | 40.226% | 40.226% | 12/02/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $30375.00 |  | 6.270% | $1000.00 | 2.8 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.91 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116651 | XXXXX |  | Non QM |  |  |  | Yes | No | $2440.00 | $8043.23 |  | 6.780% | $7458.88 | $7458.88 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18915.69 | 1 | $18335.04 | $5801.04 | $1527.92 | $483.42 |  |  |  |  |  | 43.058% | 43.058% | 43.058% | 02/10/2026 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2440.00 |  | 6.130% | $0.00 | 1.7 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.7 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117779 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1921.52 | $1921.52 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5024.76 | $2248.92 | $418.73 | $187.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.72 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119603 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6004.65 | $6004.65 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8956.20 | $3393.96 | $746.35 | $282.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/25/2026 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.13 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 132.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119451 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1378.29 | $1378.29 | 6.693% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3322.08 | $1785.00 | $276.84 | $148.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.693% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.13 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118684 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $5201.04 |  | 6.658% | $4448.98 | $4448.98 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7537.86 | 1 | $11958.84 | $1522.44 | $996.57 | $126.87 |  |  |  |  |  | 43.389% | 43.389% | 43.389% | 02/11/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 5.990% | $0.00 | 1.3 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.76 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118682 | XXXXX |  | Non QM |  |  |  | Yes | No | $2365.00 | $4719.65 |  | 6.675% | $3273.27 | $3273.27 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5711.47 | 1 | $7104.60 | $890.52 | $592.05 | $74.21 |  |  |  |  |  | 41.720% | 41.720% | 41.720% | 02/13/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2365.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119077 | XXXXX |  | Non QM |  |  |  | Yes | No | $3310.00 | $5927.31 |  | 6.701% | $3201.55 | $3201.55 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7358.10 | 1 | $7929.72 | $1322.52 | $660.81 | $110.21 |  |  |  |  |  | 41.891% | 41.891% | 41.891% | 02/10/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3310.00 |  | 5.990% | $0.00 | 1.4 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 123.72 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116663 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $24600.00 | $13752.67 |  | 7.785% | $3076.54 | $3076.54 | 7.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $13640.49 | 1 | $9093.96 | $1505.04 | $757.83 | $125.42 |  |  |  |  |  | 33.083% | 33.083% | 33.083% | 12/17/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $24600.00 |  | 6.130% | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.200% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 6.35 |  | No | Yes |  |  |  | $20384.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113575 | XXXXX |  | N/A |  |  |  | No | No | $8273.02 | $3890.13 |  | 7.557% | $2212.17 | $2212.17 | 7.480% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $58175.30 | 1 | $10802.76 | $1251.00 | $900.23 | $104.25 |  |  |  |  |  | 12.270% | 12.270% | 12.270% | 12/30/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 45.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8273.02 |  | 6.140% | $0.00 | 2.4 |  |  |  | Yes | No | 7.480% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.91 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118685 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6113.93 | $6113.93 | 6.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $17499.96 | $2740.44 | $1458.33 | $228.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/11/2026 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.42 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.510% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.64 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116343 | XXXXX |  | Non QM |  |  |  | Yes | No | $2927.45 | $5596.38 |  | 6.961% | $2690.78 | $2690.78 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5897.41 | 1 | $5812.44 | $2139.00 | $484.37 | $178.25 |  |  |  |  |  | 44.222% | 44.222% | 44.222% | 02/11/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2927.45 |  | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.09 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118095 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $513.69 | $513.69 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2137.92 | $1536.96 | $178.16 | $128.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 129.44 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118894 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $5580.70 |  | 6.415% | $4326.44 | $4326.44 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12202.16 | 1 | $12021.72 | $1681.32 | $1001.81 | $140.11 |  |  |  |  |  | 33.754% | 33.754% | 33.754% | 02/17/2026 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.990% | $0.00 | 2.3 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.08 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119440 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1981.82 | $1981.82 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6297.60 | $1044.00 | $524.80 | $87.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/20/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 108.9 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118407 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1778.62 | $1778.62 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5887.68 | $1419.00 | $490.64 | $118.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/05/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.11 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118426 | XXXXX |  | Non QM |  |  |  | Yes | No | $11111.00 | $16300.87 |  | 6.618% | $3493.67 | $3493.67 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8502.54 | 1 | $8750.04 | $992.04 | $729.17 | $82.67 |  |  |  |  |  | 38.822% | 38.822% | 38.822% | 01/23/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11111.00 |  | 5.990% | $500.00 | 1.1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.460% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.56 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116254 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3087.50 | $3087.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8874.96 | $1125.00 | $739.58 | $93.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 36.120% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.13 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000119455 | XXXXX |  | Non QM |  |  |  | Yes | No | $1468.00 | $5032.19 |  | 6.521% | $5138.35 | $5138.35 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13730.80 | 1 | $19511.16 | $1491.00 | $1625.93 | $124.25 |  |  |  |  |  | 45.136% | 45.136% | 45.136% | 01/22/2026 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1468.00 |  | 5.980% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 14.52 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000118307 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $49260.00 | $27512.63 |  | 8.734% | $6050.18 | $6050.18 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5516.08 | 2 | $6750.84 | $2738.04 | $562.57 | $228.17 |  |  |  |  |  | 41.306% | 41.306% | 41.306% | 01/21/2026 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $49260.00 |  | 6.170% | $0.00 |  |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.010% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.58 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116403 | XXXXX |  | Non QM |  |  |  | Yes | No | $11195.00 | $18160.37 |  | 7.074% | $4913.83 | $4913.83 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8534.96 | 1 | $11000.04 | $758.04 | $916.67 | $63.17 |  |  |  |  |  | 45.368% | 45.368% | 45.368% | 02/09/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11195.00 |  | 5.980% | $1500.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.170% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.79 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000120492 | XXXXX |  | Non QM |  |  |  | Yes | No | $21671.28 | $24808.35 |  | 7.993% | $3412.17 | $3412.17 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9314.15 | 1 | $5127.12 | $3173.04 | $427.26 | $264.42 |  |  |  |  |  | 30.595% | 30.595% | 30.595% | 02/04/2026 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21671.28 |  | 5.990% | $0.00 | 1.8 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 68.3 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117972 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1523.94 | $1523.94 | 6.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $2292.00 | $978.00 | $191.00 | $81.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/01/2001 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.23 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118607 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1995.71 | $1995.71 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11535.48 | $4006.80 | $961.29 | $333.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/12/2026 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.37 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118756 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1995.37 | $1995.37 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5557.32 | $5279.04 | $463.11 | $439.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 93.89 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119179 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1372.51 | $1372.51 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $6500.04 | $3775.32 | $541.67 | $314.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/16/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.920% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.16 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121487 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1640.95 | $1640.95 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7117.44 | $1425.84 | $593.12 | $118.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.5 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119007 | XXXXX |  | Non QM |  |  |  | Yes | No | $14550.00 | $21750.00 |  | 6.598% | $9860.26 | $9860.26 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14323.81 | 1 | $24375.00 | $4030.92 | $2031.25 | $335.91 |  |  |  |  |  | 47.688% | 47.688% | 47.688% | 01/22/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 90.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14550.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.37 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118727 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3693.58 | $3693.58 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7854.12 | $1413.96 | $654.51 | $117.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.89 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116260 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5173.31 | $5173.31 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $13125.00 | $3939.96 | $1093.75 | $328.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 382.24 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114643 | XXXXX |  | Non QM |  |  |  | Yes | No | $8992.50 | $12133.90 |  | 6.387% | $4076.05 | $4076.05 | 6.250% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10049.58 | 1 | $10797.36 | $1704.12 | $899.78 | $142.01 |  |  |  |  |  | 33.742% | 33.742% | 33.742% | 02/25/2026 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8992.50 |  | 5.980% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 51.57 |  |  | No |  |  |  | $15167.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117446 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1620.76 | $1620.76 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4275.00 | $1461.00 | $356.25 | $121.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 92.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 103.68 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116193 | XXXXX |  | N/A |  |  |  | No | No | $0.00 | $3855.49 |  | 6.808% | $2537.32 | $2537.32 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37156.67 | 1 | $6689.16 | $3237.96 | $557.43 | $269.83 |  |  |  |  |  | 18.498% | 18.498% | 18.498% | 02/18/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.130% | $500.00 | 1.1 |  |  |  | Yes | No | 6.750% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.220% | No | 26 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.37 |  | No | No |  |  |  | $0.00 | $10067.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000119118 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $4877.50 |  | 6.312% | $2992.39 | $2992.39 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6904.18 | 1 | $7839.96 | $1524.00 | $653.33 | $127.00 |  |  |  |  |  | 46.859% | 46.859% | 46.859% | 01/15/2026 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.990% | $0.00 |  |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.59 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119068 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $9464.83 |  | 6.118% | $3585.31 | $3585.31 | 6.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11857.34 | 1 | $17475.00 | $2220.96 | $1456.25 | $185.08 |  |  |  |  |  | 41.005% | 41.005% | 41.005% | 02/12/2026 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 35.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.910% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.14 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118434 | XXXXX |  | N/A |  |  |  | No | No | $22191.00 | $13898.75 |  | 7.041% | $2724.11 | $2724.11 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29771.55 | 1 | $9093.96 | $2045.04 | $757.83 | $170.42 |  |  |  |  |  | 39.968% | 39.968% | 39.968% | 01/22/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $22191.00 |  | 6.100% | $0.00 | 2.1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 107.4 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000119089 | XXXXX |  | Non QM |  |  |  | Yes | No | $4065.00 | $10284.93 |  | 6.263% | $3524.14 | $3524.14 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8473.03 | 1 | $23499.96 | $2802.00 | $1958.33 | $233.50 |  |  |  |  |  | 41.565% | 41.565% | 41.565% | 02/25/2026 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4065.00 |  | 5.990% | $800.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 74.090% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.46 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120494 | XXXXX |  | Non QM |  |  |  | Yes | No | $48003.05 | $22839.69 |  | 7.020% | $8154.13 | $8154.13 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20314.16 | 1 | $14951.52 | $2715.96 | $1245.96 | $226.33 |  |  |  |  |  | 32.718% | 32.718% | 32.718% | 01/25/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $48003.05 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 61.36 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117012 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7694.65 |  | 6.351% | $3294.09 | $3294.09 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10221.85 | 1 | $9062.52 | $1611.00 | $755.21 | $134.25 |  |  |  |  |  | 32.806% | 32.806% | 32.806% | 02/10/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 26.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.190% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119673 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2268.68 | $2268.68 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $15347.88 | $2870.04 | $1278.99 | $239.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.4 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 82.85 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118951 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $11767.54 | $11767.54 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $22026.48 | $9517.56 | $1835.54 | $793.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 5 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 30.31 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118920 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1509.13 | $1509.13 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $6981.84 | $951.00 | $581.82 | $79.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/13/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.11 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119035 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5900.25 | $5900.25 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13562.52 | $3669.00 | $1130.21 | $305.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/03/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.55 | 1.83 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.770% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.51 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118091 | XXXXX |  | Non QM |  |  |  | Yes | No | $17570.00 | $18217.46 |  | 6.632% | $6482.74 | $6482.74 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $21600.09 | 1 | $16899.96 | $509.04 | $1408.33 | $42.42 |  |  |  |  |  | 34.879% | 34.879% | 34.879% | 02/17/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $17570.00 |  | 6.100% | $3000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.200% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.86 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000120287 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $12077.87 | $12077.87 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $0.00 | $11618.04 |  | $968.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 39 |  |  | Yes | 11.625% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116812 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1364.35 | $1364.35 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7395.36 | $1062.00 | $616.28 | $88.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/12/2026 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 94.6 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113989 | XXXXX |  | Non QM |  |  |  | Yes | No | $3245.00 | $0.00 |  | 6.372% | $1871.61 | $1871.61 | 6.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14623.62 | 1 | $14625.00 | $975.24 | $1218.75 | $81.27 |  |  |  |  |  | 34.780% | 34.780% | 34.780% | 01/15/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3245.00 |  | 6.140% | $10000.00 | 1.2 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 582.12 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114517 | XXXXX |  | Non QM |  |  |  | Yes | No | $2590.00 | $5846.36 |  | 6.546% | $4150.16 | $4150.16 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $11143.17 | 1 | $24315.00 | $1901.04 | $2026.25 | $158.42 |  |  |  |  |  | 38.094% | 38.094% | 38.094% | 01/21/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2590.00 |  | 5.990% | $0.00 | 1.2 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  | No | 0.66 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118094 | XXXXX |  | Non QM |  |  |  | Yes | No | $21300.00 | $14186.42 |  | 6.663% | $12249.15 | $12249.15 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23213.63 | 1 | $30637.68 | $1864.44 | $2553.14 | $155.37 |  |  |  |  |  | 44.346% | 44.346% | 44.346% | 01/23/2026 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21300.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.98 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000117028 | XXXXX |  | Non QM |  |  |  | Yes | No | $3600.00 | $2635.00 |  | 6.543% | $2275.44 | $2275.44 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7711.59 | 1 | $13503.96 | $563.64 | $1125.33 | $46.97 |  |  |  |  |  | 41.531% | 41.531% | 41.531% | 02/11/2026 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3600.00 |  | 6.130% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 2.07 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115917 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1021.99 | $1021.99 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 3 | $4431.96 | $2720.04 | $369.33 | $226.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.27 | 0.44 |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.55 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117963 | XXXXX |  | Non QM |  |  |  | Yes | No | $2019.00 | $5442.28 |  | 6.382% | $9514.02 | $9514.02 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19767.03 | 1 | $27812.52 | $4633.68 | $2317.71 | $386.14 |  |  |  |  |  | 45.880% | 45.880% | 45.880% | 02/16/2026 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2019.00 |  | 6.100% | $23375.00 | 2.3 |  |  |  | No | No | 6.375% | 3 | 0 | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 76.81 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118328 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1243.49 | $1243.49 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7884.60 | $1059.96 | $657.05 | $88.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/16/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 77.32 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114869 | XXXXX |  | Non QM |  |  |  | Yes | No | $1960.00 | $2750.00 |  | 6.673% | $1997.77 | $1997.77 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25347.94 | 1 | $5398.92 | $2915.04 | $449.91 | $242.92 |  |  |  |  |  | 15.507% | 15.507% | 15.507% | 01/30/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1960.00 |  | 6.100% | $0.00 | 1.2 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119926 | XXXXX |  | Non QM |  |  |  | Yes | No | $3385.25 | $5854.04 |  | 6.580% | $3318.36 | $3318.36 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25133.09 | 1 | $4023.00 | $1371.96 | $335.25 | $114.33 |  |  |  |  |  | 29.199% | 29.199% | 29.199% | 02/17/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3385.25 |  | 5.980% | $10000.00 | 1 |  |  |  | Yes | No | 6.500% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.100% | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.65 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115506 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $519.63 | $519.63 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2646.12 | $531.00 | $220.51 | $44.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/09/2026 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.6 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.84 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120566 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1993.89 | $1993.89 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4665.36 | $1419.96 | $388.78 | $118.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/20/2026 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 117.32 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120260 | XXXXX |  | Non QM |  |  |  | Yes | No | $1533.00 | $3570.40 |  | 6.330% | $1847.15 | $1847.15 | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6992.58 | 1 | $4132.68 | $5614.92 | $344.39 | $467.91 |  |  |  |  |  | 44.063% | 44.063% | 44.063% | 02/20/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1533.00 |  | 5.980% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 3 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 72.220% | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.36 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119239 | XXXXX |  | Non QM |  |  |  | Yes | No | $3160.00 | $6940.49 |  | 6.486% | $2807.99 | $2807.99 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6550.79 | 1 | $12771.60 | $851.04 | $1064.30 | $70.92 |  |  |  |  |  | 39.345% | 39.345% | 39.345% | 02/18/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Borrower Attestation of Employment - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3160.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.420% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120444 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4270.04 | $4270.04 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6243.96 | $2161.08 | $520.33 | $180.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.65 | 1.53 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 44.13 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113657 | XXXXX |  | N/A |  |  |  | No | No | $1515.00 | $3084.92 |  | 7.820% | $2166.43 | $2166.43 | 7.750% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20701.63 | 1 | $5378.76 | $1868.64 | $448.23 | $155.72 |  |  |  |  |  | 28.820% | 28.820% | 28.820% | 01/19/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1515.00 |  | 6.140% | $1000.00 | 1 |  |  |  | Yes | No | 7.750% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 60.39 |  | No | No |  |  |  | $0.00 | $29083.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118104 | XXXXX |  | N/A |  |  |  | No | No | $8870.00 | $10666.28 |  | 6.974% | $4943.39 | $4943.39 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $100053.94 | 1 | $13437.48 | $1380.12 | $1119.79 | $115.01 |  |  |  |  |  | 19.085% | 19.085% | 19.085% | 02/10/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8870.00 |  | 6.100% | $26500.00 | 2.4 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.670% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.65 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000117904 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $895.46 | $895.46 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5772.00 | $873.00 | $481.00 | $72.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 78.11 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120220 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1009.37 | $1009.37 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1284.12 | $455.04 | $107.01 | $37.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000486 | XXXXX |  | Non QM |  |  |  | Yes | No | $2245.00 | $17119.25 |  | 6.890% | $17187.50 | $23034.41 | 6.875% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33210.45 | 1 | $55312.56 | $4136.04 | $4609.38 | $344.67 |  |  |  |  |  | 48.150% | 39.021% | 48.150% | 02/18/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2245.00 |  | 5.980% | $0.00 | 3.6 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 251.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000119235 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2537.75 | $2537.75 | 6.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $9382.44 | $1263.96 | $781.87 | $105.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/26/2026 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.180% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.92 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120319 | XXXXX |  | Non QM |  |  |  | Yes | No | $2376.00 | $4625.75 |  | 6.854% | $2036.60 | $2036.60 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4552.36 | 1 | $2807.40 | $656.04 | $233.95 | $54.67 |  |  |  |  |  | 46.091% | 46.091% | 46.091% | 01/15/2026 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2376.00 |  | 5.980% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.350% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.4 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118813 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2068.64 | $2068.64 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5189.52 | $747.00 | $432.46 | $62.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.41 | 2.44 |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.56 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120284 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2089.96 | $2089.96 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11187.48 | $1989.00 | $932.29 | $165.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 67.690% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.12 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120228 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $8249.33 |  | 7.694% | $9233.27 | $11561.06 | 8.672% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27233.32 | 1 | $23124.96 | $2915.16 | $1927.08 | $242.93 |  |  |  |  |  | 42.713% | 41.583% | 42.713% | 02/18/2026 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.150% | $0.00 | 1 |  |  |  | N/A | No | 8.672% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.080% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.01 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120400 | XXXXX |  | Non QM |  |  |  | Yes | No | $5598.00 | $5106.07 |  | 7.013% | $768.37 | $768.37 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1731.58 | 1 | $2137.56 | $2992.92 | $178.13 | $249.41 |  |  |  |  |  | 42.596% | 42.596% | 42.596% | 03/03/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.58000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.58000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.58000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5598.00 |  | 5.980% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.07 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120707 | XXXXX |  | Non QM |  |  |  | Yes | No | $1670.00 | $2926.88 |  | 6.333% | $1588.55 | $1588.55 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4615.96 | 1 | $4671.84 | $1974.00 | $389.32 | $164.50 |  |  |  |  |  | 32.118% | 32.118% | 32.118% | 02/10/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1670.00 |  | 6.020% | $2000.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.310% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 15.51 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120443 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4204.34 | $4204.34 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11444.04 | $2470.32 | $953.67 | $205.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.62 | 1.6 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.41 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120792 | XXXXX |  | Non QM |  |  |  | Yes | No | $2010.00 | $8546.11 |  | 6.848% | $4099.14 | $4099.14 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $40806.60 | 1 | $9875.04 | $2031.96 | $822.92 | $169.33 |  |  |  |  |  | 13.425% | 13.425% | 13.425% | 02/11/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.330% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2010.00 |  | 6.020% | $5000.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.260% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.19 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121155 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $19657.50 | $26237.75 |  | 7.589% | $4829.81 | $4829.81 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7217.83 | 1 | $7529.76 | $1860.00 | $627.48 | $155.00 |  |  |  |  |  | 44.131% | 44.131% | 44.131% | 02/12/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19657.50 |  | 5.980% | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.620% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.13 |  |  | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120490 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6569.29 | $6569.29 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $14336.76 | $5004.00 | $1194.73 | $417.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.6 | 1.67 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.17 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $852.72 | $852.72 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1509.00 | $995.04 | $125.75 | $82.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.29 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120361 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1569.01 | $1569.01 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5965.80 | $1137.96 | $497.15 | $94.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.110% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.48 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118619 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1572.69 | $1572.69 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6645.96 | $2280.84 | $553.83 | $190.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/05/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 99.16 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119841 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $985.39 | $985.39 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $14999.64 | $2810.04 | $1249.97 | $234.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.72 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.19 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118346 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3708.93 | $3708.93 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 3 | $4709.28 | $3851.16 | $392.44 | $320.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  | No | 117.89 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117503 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2148.86 | $2148.86 | 7.250% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $6267.00 | $1167.96 | $522.25 | $97.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.68 | 1.48 |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.02 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120232 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6646.31 | $6646.31 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $19721.16 | $2554.68 | $1643.43 | $212.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/02/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.7 | 1.43 |  |  |  |  |  |  |  | XXXXX | XXXXX | 74.900% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.89 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119026 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4192.40 | $4192.40 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4925.16 | $878.04 | $410.43 | $73.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/26/2026 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 999 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 44.71 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117505 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $5637.00 | $7731.67 |  | 7.114% | $960.47 | $960.47 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9626.54 | 1 | $12800.88 | $294.96 | $1066.74 | $24.58 |  |  |  |  |  | 27.801% | 27.801% | 27.801% | 12/20/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5637.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.98 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000497 | XXXXX |  | Non QM |  |  |  | Yes | No | $1430.00 | $7943.74 |  | 6.520% | $10113.09 | $10113.09 | 6.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14275.50 | 1 | $22044.24 | $2151.00 | $1837.02 | $179.25 |  |  |  |  |  | 46.637% | 46.637% | 46.637% | 02/04/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1430.00 |  | 5.980% | $0.00 | 1.1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 154.76 |  | No | No |  |  |  | $5535.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000401 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $5108.70 |  | 6.805% | $3956.45 | $3956.45 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24772.15 | 1 | $18302.76 | $3153.00 | $1525.23 | $262.75 |  |  |  |  |  | 26.489% | 26.489% | 26.489% | 01/12/2026 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.100% | $0.00 | 4.9 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 32.82 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119616 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $5805.19 |  | 7.030% | $5482.09 | $5482.09 | 7.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34402.80 | 1 | $8390.88 | $6445.32 | $699.24 | $537.11 |  |  |  |  |  | 36.954% | 36.954% | 36.954% | 03/03/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 5.980% | $20000.00 | 1.5 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.44 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118469 | XXXXX |  | Non QM |  |  |  | Yes | No | $26330.00 | $30693.08 |  | 6.772% | $9924.82 | $9924.82 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16350.82 | 1 | $29850.00 | $2124.00 | $2487.50 | $177.00 |  |  |  |  |  | 43.721% | 43.721% | 43.721% | 02/10/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $26330.00 |  | 5.990% | $0.00 | 4 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.870% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.54 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119927 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $8285.92 |  | 6.271% | $9235.76 | $9235.76 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37283.99 | 1 | $33632.64 | $4098.00 | $2802.72 | $341.50 |  |  |  |  |  | 37.100% | 37.100% | 37.100% | 02/03/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 5.980% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 26.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.25 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119022 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2721.32 | $2721.32 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8187.48 | $1554.96 | $682.29 | $129.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/11/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.040% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.4 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120288 | XXXXX |  | Non QM |  |  |  | Yes | No | $7695.00 | $10730.18 |  | 6.498% | $1579.79 | $1579.79 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4439.90 | 1 | $3617.04 | $2146.68 | $301.42 | $178.89 |  |  |  |  |  | 31.694% | 31.694% | 31.694% | 02/18/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7695.00 |  | 5.980% | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.1 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118092 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $4339.67 |  | 6.585% | $2351.29 | $2351.29 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $15794.48 | 1 | $12164.76 | $702.00 | $1013.73 | $58.50 |  |  |  |  |  | 21.201% | 21.201% | 21.201% | 02/12/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 3.53 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117682 | XXXXX |  | Non QM |  |  |  | Yes | No | $7865.00 | $9959.46 |  | 6.387% | $3632.73 | $3632.73 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8113.01 | 1 | $19438.56 | $4170.96 | $1619.88 | $347.58 |  |  |  |  |  | 44.103% | 44.103% | 44.103% | 02/18/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7865.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.1 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121213 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4986.33 | $4986.33 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6499.20 | $2212.32 | $541.60 | $184.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/22/2026 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  | 360 | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.36 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119941 | XXXXX |  | Non QM |  |  |  | Yes | No | $5565.00 | $10313.00 |  | 7.828% | $1798.65 | $2343.60 | 8.673% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $6450.89 | 1 | $10749.96 | $2183.28 | $895.83 | $181.94 |  |  |  |  |  | 44.931% | 43.318% | 44.931% | 02/24/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5565.00 |  | 6.150% | $0.00 | 1 |  |  |  | N/A | No | 8.673% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.730% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.02 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120864 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $867.15 | $867.15 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3036.72 | $1253.52 | $253.06 | $104.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/18/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.09 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120248 | XXXXX |  | Non QM |  |  |  | Yes | No | $3180.00 | $5563.11 |  | 6.727% | $2663.69 | $2663.69 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8064.19 | 1 | $5699.88 | $1213.56 | $474.99 | $101.13 |  |  |  |  |  | 30.957% | 30.957% | 30.957% | 02/08/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3180.00 |  | 5.980% | $0.00 | 1.3 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.64 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120233 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2694.87 | $2694.87 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10562.76 | $1116.96 | $880.23 | $93.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.68 | 1.47 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.79 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120650 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3742.62 | $3742.62 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13956.84 | $2700.96 | $1163.07 | $225.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 115.19 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118972 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1622.06 | $1622.06 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13536.48 | $1868.04 | $1128.04 | $155.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.8 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.67 | 1.5 |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.4 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115837 | XXXXX |  | Non QM |  |  |  | Yes | No | $2890.00 | $12996.09 |  | 6.760% | $19652.34 | $26565.22 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $44505.12 | 1 | $52710.96 | $7137.00 | $4392.58 | $594.75 |  |  |  |  |  | 44.683% | 36.091% | 44.683% | 03/05/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2890.00 |  | 6.100% | $0.00 | 4.5 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.51 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 240 |
| XXXXX | 4000120386 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $905.25 | $905.25 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1338.24 | $1425.84 | $111.52 | $118.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/20/2026 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 173.03 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120488 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1008.57 | $1008.57 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1292.76 | $2364.96 | $107.73 | $197.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.22 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120069 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1038.90 | $1038.90 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2039.16 | $1494.96 | $169.93 | $124.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.18 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 144.2 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000121973 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1335.05 | $1335.05 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4708.32 | $750.00 | $392.36 | $62.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/25/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 107.07 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118425 | XXXXX |  | Non QM |  |  |  | Yes | No | $16059.20 | $22609.51 |  | 7.546% | $7453.77 | $7453.77 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14399.72 | 1 | $16502.16 | $5664.00 | $1375.18 | $472.00 |  |  |  |  |  | 41.901% | 41.901% | 41.901% | 02/04/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16059.20 |  | 5.980% | $3050.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.350% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.96 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118545 | XXXXX |  | Non QM |  |  |  | Yes | No | $3370.28 | $6276.70 |  | 7.061% | $1172.34 | $1172.34 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2574.22 | 1 | $1741.80 | $1058.04 | $145.15 | $88.17 |  |  |  |  |  | 42.690% | 42.690% | 42.690% | 02/02/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3370.28 |  | 6.100% | $0.00 | 1.8 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.07 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000121106 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1946.01 | $1946.01 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3620.64 | $2910.24 | $301.72 | $242.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.9 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118831 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2753.16 | $2753.16 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1938.72 | $845.04 | $161.56 | $70.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.36 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118886 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4270.04 | $4270.04 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $14124.96 | $3390.00 | $1177.08 | $282.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 479.48 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120634 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3479.10 | $3479.10 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1922.88 | $1285.08 | $160.24 | $107.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.3 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.84 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120613 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $3780.71 |  | 6.328% | $2198.11 | $2198.11 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10188.60 | 1 | $13817.88 | $3057.84 | $1151.49 | $254.82 |  |  |  |  |  | 33.096% | 33.096% | 33.096% | 02/19/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 6.020% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 79.96 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120652 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1534.90 | $1534.90 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8537.04 | $3950.04 | $711.42 | $329.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/16/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.75 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120307 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1747.74 | $1747.74 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $1336.80 | $2514.96 | $111.40 | $209.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.94 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120651 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2121.54 | $2121.54 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4880.76 | $2943.00 | $406.73 | $245.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/06/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.03 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120080 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $882.01 | $882.01 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2387.52 | $1272.00 | $198.96 | $106.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/03/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125.31 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120116 | XXXXX |  | Non QM |  |  |  | Yes | No | $6583.75 | $7859.75 |  | 6.240% | $1708.72 | $1708.72 | 6.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4993.81 | 1 | $3024.24 | $3651.72 | $252.02 | $304.31 |  |  |  |  |  | 45.002% | 45.002% | 45.002% | 02/17/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6583.75 |  | 5.980% | $0.00 | 1 |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.790% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.84 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118541 | XXXXX |  | Non QM |  |  |  | Yes | No | $11400.00 | $16010.98 |  | 6.466% | $7486.44 | $7486.44 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $47929.72 | 1 | $17465.04 | $4367.88 | $1455.42 | $363.99 |  |  |  |  |  | 30.355% | 30.355% | 30.355% | 02/09/2026 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2012 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11400.00 |  | 5.990% | $101450.00 | 2.7 |  |  |  | Yes | No | 6.375% | 1 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.680% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.24 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119106 | XXXXX |  | N/A |  |  |  | No | No | $5652.68 | $7160.42 |  | 9.060% | $1014.97 | $1014.97 | 8.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $11729.64 | 1 | $1343.28 | $1644.36 | $111.94 | $137.03 |  |  |  |  |  | 44.445% | 44.445% | 44.445% | 03/10/2026 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5652.68 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 96.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 91.71 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118484 | XXXXX |  | Non QM |  |  |  | Yes | No | $3160.00 | $11764.24 |  | 6.311% | $7240.83 | $7240.83 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $18058.45 | 1 | $21000.00 | $1692.96 | $1750.00 | $141.08 |  |  |  |  |  | 38.785% | 38.785% | 38.785% | 02/18/2026 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3160.00 |  | 5.990% | $5000.00 | 1.2 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.290% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 10.54 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000122391 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1398.29 | $1398.29 | 7.499% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3585.48 | $828.96 | $298.79 | $69.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.499% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.43 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120281 | XXXXX |  | Non QM |  |  |  | Yes | No | $6081.00 | $8718.03 |  | 6.339% | $1378.97 | $1378.97 | 6.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4002.17 | 1 | $7335.36 | $2202.96 | $611.28 | $183.58 |  |  |  |  |  | 38.991% | 38.991% | 38.991% | 02/06/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6081.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.2 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119957 | XXXXX |  | Non QM |  |  |  | Yes | No | $10065.00 | $14088.33 |  | 7.869% | $3132.77 | $3974.75 | 8.673% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6794.55 | 1 | $9228.72 | $1597.92 | $769.06 | $133.16 |  |  |  |  |  | 47.335% | 45.549% | 47.335% | 03/11/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10065.00 |  | 6.150% | $0.00 | 1 |  |  |  | N/A | No | 8.673% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.440% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.44 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000122193 | XXXXX |  | N/A |  |  |  | No | No | $15461.90 | $10875.79 |  | 6.872% | $3353.76 | $3353.76 | 6.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $1474238.61 | 1 | $10547.16 | $1127.40 | $878.93 | $93.95 |  |  |  |  |  | 1.206% | 1.206% | 1.206% | 02/11/2026 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 90.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15461.90 |  | 5.460% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 201.8 |  | No | No |  |  |  | $1492234.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 180 |
| XXXXX | 4000122212 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1106.14 | $1106.14 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7110.00 | $1086.00 | $592.50 | $90.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.04 | 0.49 |  |  |  |  |  |  |  | XXXXX | XXXXX | 77.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 8.88 |  |  | Yes | 35.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000120854 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $997.48 | $997.48 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3064.80 | $1477.08 | $255.40 | $123.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.41 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120105 | XXXXX |  | Non QM |  |  |  | Yes | No | $11270.00 | $5187.50 |  | 7.091% | $2874.11 | $2874.11 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13966.29 | 1 | $6750.00 | $1869.00 | $562.50 | $155.75 |  |  |  |  |  | 47.868% | 47.868% | 47.868% | 02/18/2026 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11270.00 |  | 5.980% | $5000.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 26.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.360% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.33 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000120437 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1422.08 | $1422.08 | 7.000% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3112.20 | $4493.04 | $259.35 | $374.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/20/2026 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 45.5 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000117519 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2299.25 | $2299.25 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $7749.96 | $1122.00 | $645.83 | $93.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2026 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.090% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 100.1 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119798 | XXXXX |  | Non QM |  |  |  | Yes | No | $12845.00 | $7515.39 |  | 6.439% | $4679.02 | $4679.02 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10723.11 | 1 | $15624.96 | $1239.96 | $1302.08 | $103.33 |  |  |  |  |  | 46.408% | 46.408% | 46.408% | 02/27/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12845.00 |  | 5.980% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 14.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.580% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.34 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000117903 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $791.64 | $791.64 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $264.00 | $951.00 | $22.00 | $79.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.23 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119113 | XXXXX |  | Non QM |  |  |  | Yes | No | $8065.00 | $2111.09 |  | 6.392% | $2982.10 | $2982.10 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7544.52 | 1 | $11124.48 | $1764.00 | $927.04 | $147.00 |  |  |  |  |  | 39.644% | 39.644% | 39.644% | 02/27/2026 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8065.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.06 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120800 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2781.10 | $2781.10 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $9232.20 | $1976.88 | $769.35 | $164.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.41 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000121358 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7203.31 |  | 7.706% | $4072.97 | $5160.40 | 8.658% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9718.97 | 1 | $11025.00 | $1858.56 | $918.75 | $154.88 |  |  |  |  |  | 41.097% | 39.326% | 41.097% | 02/27/2026 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.150% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.070% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.1 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120036 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2157.58 | $2157.58 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4159.08 | $996.48 | $346.59 | $83.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/09/2026 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.64 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000405 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6268.75 | $6268.75 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $33114.96 | $2601.00 | $2759.58 | $216.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/09/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 237.4 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000120821 | XXXXX |  | Non QM |  |  |  | Yes | No | $7755.00 | $11606.48 |  | 7.814% | $4098.26 | $4587.82 | 8.158% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $10423.64 | 1 | $4706.52 | $1479.96 | $392.21 | $123.33 |  |  |  |  |  | 39.397% | 41.015% | 39.397% | 12/08/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7755.00 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.158% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.050% | No | 36 | 32 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.93 |  |  | No |  |  |  | $0.00 | $8200.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120224 | XXXXX |  | Non QM |  |  |  | Yes | No | $2760.00 | $5992.54 |  | 6.667% | $5737.19 | $5737.19 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16014.93 | 1 | $14000.04 | $2051.04 | $1166.67 | $170.92 |  |  |  |  |  | 39.946% | 39.946% | 39.946% | 03/05/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2760.00 |  | 5.980% | $12387.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.98 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116061 | XXXXX |  | Non QM |  |  |  | Yes | No | $13431.50 | $5099.94 |  | 6.798% | $4183.46 | $4183.46 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $12276.07 | 1 | $10749.96 | $2014.08 | $895.83 | $167.84 |  |  |  |  |  | 35.832% | 35.832% | 35.832% | 01/22/2026 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $13431.50 |  | 6.130% | $10000.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.510% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 27.06 |  |  | No |  |  |  | $9565.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118483 | XXXXX |  | Non QM |  |  |  | Yes | No | $10338.75 | $4408.44 |  | 6.786% | $4549.92 | $4549.92 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13092.66 | 1 | $11000.04 | $1287.00 | $916.67 | $107.25 |  |  |  |  |  | 30.001% | 30.001% | 30.001% | 01/28/2026 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10338.75 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.31 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119416 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $3862.15 |  | 6.598% | $1927.81 | $1927.81 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6444.90 | 1 | $16187.52 | $435.96 | $1348.96 | $36.33 |  |  |  |  |  | 35.551% | 35.551% | 35.551% | 02/18/2026 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 5.980% | $10000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 98.730% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 79.11 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119027 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7934.37 |  | 6.331% | $4396.22 | $4396.22 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9683.65 | 1 | $12750.00 | $2635.56 | $1062.50 | $219.63 |  |  |  |  |  | 39.477% | 39.477% | 39.477% | 02/19/2026 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.680% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 1.35 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119512 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2807.16 | $2807.16 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $16442.88 | $2139.00 | $1370.24 | $178.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.29 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119019 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1882.81 | $1882.81 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $1914.48 | $1380.00 | $159.54 | $115.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/05/2026 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 67.48 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120837 | XXXXX |  | Non QM |  |  |  | Yes | No | $8218.00 | $10677.94 |  | 6.583% | $2807.41 | $2807.41 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5446.20 | 1 | $12927.00 | $1105.68 | $1077.25 | $92.14 |  |  |  |  |  | 42.720% | 42.720% | 42.720% | 02/13/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8218.00 |  | 6.020% | $0.00 | 1.3 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.210% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.29 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121568 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2244.69 | $2244.69 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $3135.72 | $1969.20 | $261.31 | $164.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/06/2026 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.21 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 116.59 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120500 | XXXXX |  | Non QM |  |  |  | Yes | No | $19323.81 | $21789.44 |  | 6.408% | $4162.13 | $4162.13 | 6.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18961.24 | 1 | $7898.88 | $3098.52 | $658.24 | $258.21 |  |  |  |  |  | 28.529% | 28.529% | 28.529% | 03/13/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2019 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19323.81 |  | 6.020% | $0.00 | 2.3 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.96 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118551 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2254.57 |  | 6.262% | $3940.59 | $3940.59 | 6.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $23764.85 | 1 | $14606.76 | $2247.96 | $1217.23 | $187.33 |  |  |  |  |  | 34.561% | 34.561% | 34.561% | 02/20/2026 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 5.990% | $2500.00 | 3.8 |  |  |  | No | No | 6.250% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 153.5 |  | No | No |  |  |  | $0.00 | $21069.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116916 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7584.82 | $7584.82 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $13338.60 | $6525.00 | $1111.55 | $543.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.93 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120807 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7728.90 | $7728.90 | 6.500% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 4 | $42147.84 | $3279.00 | $3512.32 | $273.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.370% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.26 |  |  | Yes | 15.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 180 |
| XXXXX | 4000118064 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6547.35 | $6547.35 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | $14864.64 | $1866.00 | $1238.72 | $155.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/30/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 84.58 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 2000000414 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10318.75 | $10318.75 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $39745.68 | $1336.68 | $3312.14 | $111.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.7 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.73 | 1.37 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 86.690% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 104.53 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000114826 | XXXXX |  | Non QM |  |  |  | Yes | No | $18966.49 | $10434.50 |  | 6.830% | $7851.96 | $8083.25 | 6.908% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22669.92 | 1 | $1484.40 | $627.00 | $123.70 | $52.25 |  |  |  |  |  | 47.177% | 50.137% | 47.177% | 01/29/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $18966.49 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 6.908% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 61.5 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119851 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1271.88 | $1271.88 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6316.92 | $956.04 | $526.41 | $79.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  | 360 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 52.06 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120874 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1470.98 | $1470.98 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3381.24 | $1385.04 | $281.77 | $115.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/22/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.11 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119763 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $979.48 | $979.48 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5099.52 | $928.92 | $424.96 | $77.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/20/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 411.46 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121526 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1202.27 | $1202.27 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1037.88 | $1001.04 | $86.49 | $83.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  | No | 10.06 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118558 | XXXXX |  | Non QM |  |  |  | Yes | No | $10426.96 | $13324.55 |  | 6.614% | $3094.39 | $3094.39 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23052.81 | 1 | $8586.36 | $3605.04 | $715.53 | $300.42 |  |  |  |  |  | 33.285% | 33.285% | 33.285% | 02/23/2026 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10426.96 |  | 5.980% | $0.00 | 2.6 |  |  |  | Yes | No | 6.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 62.330% | No | 26 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.89 |  | Yes | No |  |  |  | $0.00 | $28708.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118353 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1576.50 | $1576.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6137.40 | $2669.04 | $511.45 | $222.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/26/2026 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 93.85 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000121258 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1705.44 | $1705.44 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7761.72 | $597.00 | $646.81 | $49.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/24/2026 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.93 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120412 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7377.94 |  | 6.459% | $4454.43 | $4454.43 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9822.02 | 1 | $8789.64 | $1800.96 | $732.47 | $150.08 |  |  |  |  |  | 35.382% | 35.382% | 35.382% | 02/26/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.980% | $0.00 | 1.3 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.250% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 1.52 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118485 | XXXXX |  | Non QM |  |  |  | Yes | No | $18033.95 | $5914.84 |  | 6.438% | $4148.73 | $4148.73 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14006.24 | 1 | $17958.60 | $1623.12 | $1496.55 | $135.26 |  |  |  |  |  | 38.743% | 38.743% | 38.743% | 03/10/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18033.95 |  | 5.990% | $0.00 |  |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.17 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118725 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $5229.56 |  | 6.549% | $4462.40 | $4462.40 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13554.56 | 1 | $11753.40 | $2190.96 | $979.45 | $182.58 |  |  |  |  |  | 42.694% | 42.694% | 42.694% | 02/23/2026 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 5.990% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.12 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000121975 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1858.28 | $1858.28 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3497.28 | $1531.08 | $291.44 | $127.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/06/2026 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.85 |  |  | No |  |  |  | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118492 | XXXXX |  | Non QM |  |  |  | Yes | No | $7875.00 | $11888.00 |  | 7.720% | $3093.68 | $4025.34 | 8.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8278.08 | 1 | $10749.96 | $429.00 | $895.83 | $35.75 |  |  |  |  |  | 38.681% | 36.315% | 38.681% | 02/04/2026 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7875.00 |  | 6.150% | $0.00 | 1.7 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.770% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.57 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115263 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1305.65 | $1305.65 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4167.48 | $1900.56 | $347.29 | $158.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.38 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120762 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1954.36 | $1954.36 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $7516.80 | $1968.84 | $626.40 | $164.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/02/2026 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 178.94 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118946 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12345.00 | $7388.39 |  | 7.144% | $2900.72 | $2900.72 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45576.60 | 1 | $6812.52 | $11526.00 | $567.71 | $960.50 |  |  |  |  |  | 24.039% | 24.039% | 24.039% | 02/19/2026 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12345.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.38 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000118733 | XXXXX |  | Non QM |  |  |  | Yes | No | $17202.56 | $20289.76 |  | 7.799% | $3144.30 | $3144.30 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11933.55 | 1 | $4813.92 | $2772.96 | $401.16 | $231.08 |  |  |  |  |  | 25.486% | 25.486% | 25.486% | 01/16/2026 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $17202.56 |  | 5.990% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.86 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116577 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $1015.02 |  | 6.623% | $4442.16 | $4442.16 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14937.58 | 1 | $11400.00 | $1491.12 | $950.00 | $124.26 |  |  |  |  |  | 27.308% | 27.308% | 27.308% | 02/10/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.16 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120886 | XXXXX |  | Non QM |  |  |  | Yes | No | $11391.00 | $13133.75 |  | 7.933% | $2139.60 | $2139.60 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4451.17 | 1 | $7805.76 | $1539.96 | $650.48 | $128.33 |  |  |  |  |  | 40.651% | 40.651% | 40.651% | 12/17/2025 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11391.00 |  | 6.020% | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.56 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119582 | XXXXX |  | Non QM |  |  |  | Yes | No | $2545.00 | $2137.00 |  | 6.503% | $6826.33 | $6826.33 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11475.48 | 1 | $15898.32 | $3819.96 | $1324.86 | $318.33 |  |  |  |  |  | 47.839% | 47.839% | 47.839% | 02/25/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2545.00 |  | 5.980% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 98.51 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118285 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3297.01 | $3297.01 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3637.80 | $1702.68 | $303.15 | $141.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/13/2026 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.85 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120748 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6569.29 | $6569.29 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5782.32 | $1555.68 | $481.86 | $129.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/10/2026 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.18 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 136.86 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115977 | XXXXX |  | N/A |  |  |  | No | No | $5659.00 | $6754.96 |  | 7.570% | $1353.78 | $1353.78 | 7.250% | No | No | Not Employed | Not Employed | Employed |  | 28.56 |  |  | US Citizen | US Citizen |  |  |  |  |  | $13564.80 | 1 | $5833.20 | $1286.04 | $486.10 | $107.17 |  |  |  |  |  | 26.766% | 26.766% | 26.766% | 02/03/2026 | 830 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5659.00 |  | 6.130% | $500.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  | 25 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  |  |  |  |  |  |  |  |  |  | 238.21 |  | No | No |  |  |  | $0.00 | $18522.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000120880 | XXXXX |  | Non QM |  |  |  | Yes | No | $13200.00 | $17480.14 |  | 6.912% | $2528.27 | $2528.27 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16960.48 | 1 | $13650.24 | $3036.00 | $1137.52 | $253.00 |  |  |  |  |  | 27.079% | 27.079% | 27.079% | 02/23/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13200.00 |  | 5.980% | $1500.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.16 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000120042 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1375.03 | $1375.03 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2400.48 | $944.04 | $200.04 | $78.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.29 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118417 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $14795.00 | $16264.00 |  | 6.794% | $2196.02 | $2196.02 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7207.38 | 1 | $5196.00 | $2040.60 | $433.00 | $170.05 |  |  |  |  |  | 47.709% | 47.709% | 47.709% | 02/11/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14795.00 |  | 5.990% | $0.00 | 2.3 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 93.55 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000122085 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $826.31 | $826.31 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2082.84 | $1268.04 | $173.57 | $105.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/26/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.09 |  |  | Yes | 20.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119120 | XXXXX |  | Non QM |  |  |  | Yes | No | $8270.00 | $12110.35 |  | 6.466% | $2893.87 | $2893.87 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6344.84 | 1 | $10875.00 | $1455.84 | $906.25 | $121.32 |  |  |  |  |  | 38.782% | 38.782% | 38.782% | 02/24/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8270.00 |  | 5.990% | $2888.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 26.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.58 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120614 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $2730.21 |  | 6.464% | $1497.29 | $1497.29 | 6.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $5562.72 | 1 | $8367.96 | $1995.96 | $697.33 | $166.33 |  |  |  |  |  | 36.787% | 36.787% | 36.787% | 02/26/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1570.00 |  | 6.020% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 36.47 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118471 | XXXXX |  | Non QM |  |  |  | Yes | No | $18080.00 | $9165.72 |  | 6.816% | $6485.98 | $6485.98 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16781.61 | 1 | $16875.00 | $1541.28 | $1406.25 | $128.44 |  |  |  |  |  | 37.475% | 37.475% | 37.475% | 02/16/2026 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18080.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.020% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.03 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 2000000499 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1440.70 | $1440.70 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $6954.84 | $2118.96 | $579.57 | $176.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/01/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.78 | 0.36 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 97.34 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120842 | XXXXX |  | Non QM |  |  |  | Yes | No | $6215.00 | $8030.67 |  | 6.616% | $3590.15 | $3590.15 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7345.67 | 1 | $5185.20 | $3024.96 | $432.10 | $252.08 |  |  |  |  |  | 45.108% | 45.108% | 45.108% | 02/26/2026 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6215.00 |  | 6.020% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.270% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.35 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121284 | XXXXX |  | Non QM |  |  |  | Yes | No | $7160.00 | $11194.48 |  | 6.634% | $2401.90 | $2401.90 | 6.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $4482.46 | 1 | $6875.04 | $1052.64 | $572.92 | $87.72 |  |  |  |  |  | 43.260% | 43.260% | 43.260% | 02/04/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7160.00 |  | 6.020% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.080% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 31.77 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120773 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $9223.83 |  | 6.418% | $8484.63 | $8484.63 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14704.32 | 1 | $28000.08 | $550.32 | $2333.34 | $45.86 |  |  |  |  |  | 47.517% | 47.517% | 47.517% | 02/24/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.020% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.640% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.22 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121494 | XXXXX |  | N/A |  |  |  | No | No | $16609.38 | $13609.54 |  | 6.854% | $2299.15 | $2299.15 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12443.21 | 1 | $6062.52 | $0.00 | $505.21 | $0.00 |  |  |  |  |  | 36.531% | 36.531% | 36.531% | 03/03/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16609.38 |  | 6.120% | $4000.00 |  |  |  |  | N/A | No | 6.500% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.420% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.56 |  | No | No |  |  |  | $0.00 | $6999.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000121506 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $6089.12 |  | 6.671% | $6070.15 | $6070.15 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8349.56 | 1 | $14812.56 | $2249.04 | $1234.38 | $187.42 |  |  |  |  |  | 47.611% | 47.611% | 47.611% | 02/27/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.020% | $4000.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.210% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.31 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119828 | XXXXX |  | Non QM |  |  |  | Yes | No | $36945.00 | $7633.00 |  | 7.637% | $14154.50 | $14154.50 | 7.624% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $60189.08 | 1 | $25361.40 | $5946.00 | $2113.45 | $495.50 |  |  |  |  |  | 28.869% | 28.869% | 28.869% | 02/05/2026 | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - Year Not Available | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $36945.00 |  | 5.980% | $0.00 | 1.9 |  |  |  | N/A | No | 7.624% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.51 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111525 | XXXXX |  | Non QM |  |  |  | Yes | No | $8985.00 | $9462.21 |  | 6.573% | $1215.22 | $1215.22 | 6.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6681.27 | 1 | $6905.16 | $2649.96 | $575.43 | $220.83 |  |  |  |  |  | 28.771% | 28.771% | 28.771% | 01/16/2026 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8985.00 |  | 6.020% | $0.00 |  |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 26.71 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119125 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $4634.88 |  | 6.285% | $4765.65 | $4765.65 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9956.27 | 1 | $19773.00 | $2193.72 | $1647.75 | $182.81 |  |  |  |  |  | 44.870% | 44.870% | 44.870% | 02/13/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2620.00 |  | 5.990% | $0.00 | 1.5 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.32 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118175 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3951.90 | $3951.90 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $20260.20 | $1406.52 | $1688.35 | $117.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/30/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 151.55 |  |  | No |  |  |  | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000123130 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1024.57 | $1024.57 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3429.60 | $2286.00 | $285.80 | $190.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.7 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000123117 | XXXXX |  | Non QM |  |  |  | Yes | No | $2249.00 | $2230.46 |  | 7.580% | $1398.43 | $1398.43 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $127205.92 | 1 | $1935.60 | $3216.00 | $161.30 | $268.00 |  |  |  |  |  | 16.541% | 16.541% | 16.541% | 01/23/2026 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2249.00 |  | 6.020% | $8168.00 | 3.3 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 108.75 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000119127 | XXXXX |  | N/A |  |  |  | No | No | $20271.60 | $8631.90 |  | 6.910% | $3124.95 | $3124.95 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5721.61 | 1 | $10358.28 | $1725.00 | $863.19 | $143.75 |  |  |  |  |  | 32.687% | 32.687% | 32.687% | 02/09/2026 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20271.60 |  | 5.990% | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 111.95 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000119723 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1609.20 | $1609.20 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $6554.76 | $849.00 | $546.23 | $70.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/03/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 108.34 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000119091 | XXXXX |  | Non QM |  |  |  | Yes | No | $23310.00 | $4503.41 |  | 6.399% | $6781.47 | $6781.47 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17903.73 | 1 | $17473.56 | $4296.00 | $1456.13 | $358.00 |  |  |  |  |  | 43.901% | 43.901% | 43.901% | 02/23/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $23310.00 |  | 5.990% | $0.00 | 1.3 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.31 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118310 | XXXXX |  | Non QM |  |  |  | Yes | No | $16306.00 | $7837.89 |  | 6.514% | $2860.44 | $2860.44 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6998.76 | 1 | $11344.56 | $3329.04 | $945.38 | $277.42 |  |  |  |  |  | 41.677% | 41.677% | 41.677% | 02/20/2026 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16306.00 |  | 5.990% | $0.00 | 1.4 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.390% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.08 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112181 | XXXXX |  | N/A |  | Yes |  | No | No | $96095.00 | $35040.14 |  | 7.580% | $9669.45 | $9669.45 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18186.03 | 1 | $9535.56 | $3665.04 | $794.63 | $305.42 |  |  |  |  |  | 44.873% | 44.873% | 44.873% | 12/04/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal, Business | 62.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $96095.00 |  | 6.250% | $0.00 | 2.5 |  |  |  | N/A | No | 7.375% | 1 |  | 0 | 0 | 1 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.800% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.06 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000112077 | XXXXX |  | N/A |  | Yes |  | No | No | $18400.00 | $7519.89 |  | 6.930% | $1546.35 | $1546.35 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21228.65 | 1 | $1307.52 | $842.04 | $108.96 | $70.17 |  |  |  |  |  | 14.518% | 14.518% | 14.518% | 12/22/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | Chapter 13 |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $18400.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 75.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.68 |  | No | Yes |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114032 | XXXXX |  | N/A |  | Yes |  | No | No | $26795.00 | $11239.77 |  | 8.280% | $2641.30 | $2641.30 | 7.999% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $295715.58 | 1 | $5777.88 | $1038.96 | $481.49 | $86.58 |  |  |  |  |  | 11.851% | 11.851% | 11.851% | 10/31/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $26795.00 |  | 6.140% | $0.00 | 3.9 |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 106.57 |  | No | Yes |  |  |  | $335472.12 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 6000114171 | XXXXX |  | Non QM |  |  |  | Yes | No | $10643.00 | $12380.84 |  | 8.281% | $3168.97 | $3168.97 | 7.999% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $5586.95 | 1 | $5771.64 | $1929.96 | $480.97 | $160.83 |  |  |  |  |  | 42.240% | 42.240% | 42.240% | 12/18/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $10643.00 |  | 6.250% | $76000.00 | 1 |  |  |  | N/A | No | 7.999% | 0 |  | 0 | 0 | 2 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 5.49 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112066 | XXXXX |  | N/A |  | Yes |  | No | No | $33571.25 | $20319.23 |  | 7.202% | $2928.42 | $2928.42 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Foreign National |  |  |  | XXX |  |  | $16278.24 | 1 | $5334.00 | $761.04 | $444.50 | $63.42 |  |  |  |  |  | 10.266% | 10.266% | 10.266% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2026 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $33571.25 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | Passport, VISA |  |  |  | 31.3 |  |  | Yes |  |  |  | $18140.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114120 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $17532.51 | $8441.71 |  | 7.871% | $3805.94 | $3805.94 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $69837.83 | 1 | $8406.60 | $3312.48 | $700.55 | $276.04 |  |  |  |  |  | 10.010% | 10.010% | 10.010% | 01/15/2026 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $17532.51 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.92 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114073 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $15317.19 | $17843.63 |  | 8.193% | $3790.30 | $3790.30 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9071.19 | 1 | $7687.56 | $1361.16 | $640.63 | $113.43 |  |  |  |  |  | 42.716% | 42.716% | 42.716% | 11/19/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $15317.19 |  | 6.170% | $14500.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.010% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.26 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114082 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $13595.00 | $6639.75 |  | 8.133% | $2934.78 | $2934.78 | 7.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20032.06 | 1 | $9855.72 | $3390.24 | $821.31 | $282.52 |  |  |  |  |  | 28.043% | 28.043% | 28.043% | 12/19/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $13595.00 |  | 6.180% | $0.00 | 3.9 |  |  |  | N/A | No | 7.999% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114115 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7953.21 | $4360.44 |  | 6.895% | $1599.22 | $1599.22 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $14675.92 | 1 | $8012.04 | $728.04 | $667.67 | $60.67 |  |  |  |  |  | 13.907% | 13.907% | 13.907% | 01/14/2026 | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $7953.21 |  | 6.100% | $15297.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 443.22 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114124 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $20005.19 | $625.00 |  | 6.493% | $2744.42 | $2744.42 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13819.12 | 1 | $7236.36 | $603.96 | $603.03 | $50.33 |  |  |  |  |  | 25.010% | 25.010% | 25.010% | 01/13/2026 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $20005.19 |  | 6.100% | $29708.05 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.170% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.09 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114071 | XXXXX |  | N/A |  | Yes |  | No | No | $25420.02 | $12053.37 |  | 7.097% | $2131.43 | $2131.43 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7128.86 | 1 | $5134.68 | $1174.20 | $427.89 | $97.85 |  |  |  |  |  | 44.629% | 44.629% | 44.629% | 01/06/2026 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $25420.02 |  | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.65 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000113972 | XXXXX | XXXXX | N/A |  |  |  | No | No |  |  |  |  | $4775.23 | $4775.23 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13595.16 | $5616.00 | $1132.93 | $468.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/24/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 109.58 |  |  |  |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000113973 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3094.90 | $3094.90 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1847.52 | $3567.12 | $153.96 | $297.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 2.5 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112282 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1730.74 | $1730.74 | 8.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1575.96 | $1494.00 | $131.33 | $124.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/29/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 83.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.86 |  |  | Yes | 18.000% |  |  | $1352.43 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112264 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4104.92 | $4104.92 | 7.750% | No | No |  | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11680.32 | $1312.32 | $973.36 | $109.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  | 60 |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 81.85 |  |  | Yes | 18.000% |  |  | $2772.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000112277 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2117.20 | $2117.20 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3197.04 | $2241.00 | $266.42 | $186.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 33.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.36 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112243 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2322.85 | $2322.85 | 6.500% | No | No |  | Non-Employment Income |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7143.48 | $1561.32 | $595.29 | $130.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/04/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.23 | 0.45 |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 118.31 |  |  | Yes | 18.000% |  |  | $5534.14 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112304 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1355.83 | $1355.83 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1712.28 | $2179.32 | $142.69 | $181.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/06/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.4 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 109.08 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000113988 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6569.29 | $6569.29 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $7503.96 | $5139.36 | $625.33 | $428.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/19/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.900% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000113999 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3337.62 | $3337.62 | 6.625% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $10197.84 | $3560.40 | $849.82 | $296.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.6 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.98 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112252 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4754.66 | $4754.66 | 7.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $9666.12 | $2919.00 | $805.51 | $243.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.74 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112109 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2973.12 | $2973.12 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2114.16 | $1079.04 | $176.18 | $89.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112263 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2189.94 | $2189.94 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $7905.48 | $2175.00 | $658.79 | $181.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/14/2025 | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.85 | 0.54 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112150 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1436.60 | $1436.60 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3356.64 | $1382.64 | $279.72 | $115.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.420% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.57 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000112186 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1792.56 | $1792.56 | 6.750% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | $10645.92 | $1873.44 | $887.16 | $156.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  | 60 |  |  |  |  | XXXXX | XXXXX | 90.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.31 |  |  | Yes | 18.000% |  |  | $833.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111968 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3371.72 | $3371.72 | 8.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $4328.16 | $1200.00 | $360.68 | $100.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.18 | Broker |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114170 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3356.23 | $3356.23 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3606.12 | $2987.64 | $300.51 | $248.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.13 |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.41 | Broker |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112022 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1772.85 | $1772.85 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1873.80 | $3343.92 | $156.15 | $278.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112202 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $853.94 | $853.94 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1687.08 | $1926.00 | $140.59 | $160.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/06/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 97.89 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112218 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1104.87 | $1104.87 | 6.375% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $1851.84 | $771.96 | $154.32 | $64.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 125.98 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112213 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2000.25 | $2000.25 | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $7611.00 | $1683.96 | $634.25 | $140.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.37 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112198 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1185.13 | $1185.13 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6432.00 | $2166.00 | $536.00 | $180.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 88.86 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112000 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3513.55 | $3513.55 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $10423.56 | $2717.04 | $868.63 | $226.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.15 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112104 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5188.78 | $5188.78 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $9422.88 | $3648.24 | $785.24 | $304.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.230% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.51 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000112139 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1006.50 | $1006.50 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2062.56 | $762.96 | $171.88 | $63.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/02/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 35.66 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112240 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2312.39 | $2312.39 | 6.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $9761.04 | $1575.96 | $813.42 | $131.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 1 | 1 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.870% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.36 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000112128 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6221.45 | $6221.45 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7235.28 | $4842.96 | $602.94 | $403.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.430% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 6.64 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000112175 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2759.10 | $2759.10 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3498.60 | $1707.00 | $291.55 | $142.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.810% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.76 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114169 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1507.32 | $1507.32 | 8.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1374.60 | $1635.00 | $114.55 | $136.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.65 | 1.53 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.34 | Retail |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114126 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10360.13 | $10360.13 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $14370.48 | $5028.96 | $1197.54 | $419.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.53 | 1.87 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.53 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 |
| XXXXX | 6000114034 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $973.85 | $973.85 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1903.44 | $2286.96 | $158.62 | $190.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 70.95 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000113990 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3555.96 | $696.96 | $296.33 | $58.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.07 | 0.33 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.96 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114104 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1247.74 | $1247.74 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3578.52 | $2138.28 | $298.21 | $178.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 3.6 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.96 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114121 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4199.40 | $4199.40 | 8.375% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $10111.32 | $1103.04 | $842.61 | $91.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.13 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114047 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7964.06 | $7964.06 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8476.44 | $2475.96 | $706.37 | $206.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.8 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 45.33 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114135 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3694.41 | $3694.41 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $17128.68 | $1766.04 | $1427.39 | $147.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 156.15 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114011 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1122.97 | $1122.97 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3356.76 | $1152.96 | $279.73 | $96.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114083 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2311.14 | $2311.14 | 7.999% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 4 | $2488.56 | $3439.32 | $207.38 | $286.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.65 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114164 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $997.85 | $997.85 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3077.76 | $2523.96 | $256.48 | $210.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/04/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 93.92 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000114056 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2430.25 | $2430.25 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7449.96 | $2834.04 | $620.83 | $236.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.48 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000114111 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1703.00 | $1703.00 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6008.88 | $1520.04 | $500.74 | $126.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.120% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.74 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000113981 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8488.28 | $8488.28 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2815.56 | $384.96 | $234.63 | $32.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 70.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.55 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000114114 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3145.53 | $3145.53 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8187.48 | $1227.00 | $682.29 | $102.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.480% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.94 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114134 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1972.16 | $1972.16 | 6.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $8152.08 | $1993.68 | $679.34 | $166.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.7 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.51 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 6000114036 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4584.22 | $4584.22 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $10886.64 | $1691.04 | $907.22 | $140.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.87 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114122 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1009.20 | $1009.20 | 8.500% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2458.68 | $2350.32 | $204.89 | $195.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 85.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114053 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $939.86 | $939.86 | 7.999% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | $1503.60 | $1408.68 | $125.30 | $117.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.02 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114079 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1838.47 | $1838.47 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $386.04 | $1224.12 | $32.17 | $102.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.75 | 0.57 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 129.75 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114182 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1472.72 | $1472.72 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1981.92 | $551.04 | $165.16 | $45.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 63.05 | Retail |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 6000114101 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3602.25 | $3602.25 | 6.999% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 3 | $7461.00 | $4529.04 | $621.75 | $377.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.47 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114021 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2586.66 | $2586.66 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3595.32 | $1221.48 | $299.61 | $101.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.9 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 2.45 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114019 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2586.66 | $2586.66 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4698.96 | $1221.48 | $391.58 | $101.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 2.23 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000113993 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4574.55 | $4574.55 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5955.24 | $2328.12 | $496.27 | $194.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.58 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 6000114129 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2750.53 | $2750.53 | 7.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $5147.52 | $1554.00 | $428.96 | $129.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.11 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 |
| XXXXX | 6000114139 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1217.75 | $1217.75 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3018.00 | $2439.00 | $251.50 | $203.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.83 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| XXXXX | 6000114076 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4787.36 | $4787.36 | 7.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $22025.40 | $3221.04 | $1835.45 | $268.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.08 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114055 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2927.04 | $2927.04 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10332.12 | $830.04 | $861.01 | $69.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.19 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114038 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $859.69 | $859.69 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1515.12 | $1169.16 | $126.26 | $97.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 1.67 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114136 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1382.18 | $1382.18 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1220.04 | $1487.04 | $101.67 | $123.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.87 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114081 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1086.90 | $1086.90 | 8.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4469.04 | $2582.40 | $372.42 | $215.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 74.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000114118 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2622.05 | $2622.05 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9189.72 | $1802.40 | $765.81 | $150.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.29 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114144 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1862.34 | $1862.34 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5519.88 | $338.04 | $459.99 | $28.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 45.13 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114140 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1231.43 | $1231.43 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3773.04 | $2399.04 | $314.42 | $199.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.48 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114099 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1933.89 | $1933.89 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3755.88 | $1239.96 | $312.99 | $103.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.34 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114067 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3201.55 | $3201.55 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4275.24 | $4758.96 | $356.27 | $396.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 46.99 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114068 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $994.78 | $994.78 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $2085.84 | $2325.96 | $173.82 | $193.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXXX |  |  | Yes |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 83.51 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000114131 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1559.67 | $1559.67 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4546.68 | $488.04 | $378.89 | $40.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/30/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.6 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 109.78 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114051 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1179.92 | $1179.92 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $899.40 | $699.00 | $74.95 | $58.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.9 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.87 | 0.54 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 57.64 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114137 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1914.55 | $1914.55 | 7.375% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $1554.24 | $1848.96 | $129.52 | $154.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114103 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1516.96 | $1516.96 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1494.00 | $1061.04 | $124.50 | $88.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 18.840% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.84 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114100 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1918.62 | $1918.62 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3755.88 | $1239.96 | $312.99 | $103.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 63.36 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114004 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1351.05 | $1351.05 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5079.96 | $1076.88 | $423.33 | $89.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.38 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000120862 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10481.01 | $10481.01 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $33789.84 | $6078.36 | $2815.82 | $506.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/26/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.760% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.67 |  |  | Yes | 20.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121597 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7041.72 |  | 6.390% | $14804.32 | $14804.32 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $24214.55 | 1 | $45382.80 | $2975.76 | $3781.90 | $247.98 |  |  |  |  |  | 44.427% | 44.427% | 44.427% | 02/11/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 85.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 85.00% \| Expense Ratio: 28.60000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 85.00% \| Expense Ratio: 28.60000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 85.00% \| Expense Ratio: 28.60000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.020% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 4.81 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120783 | XXXXX |  | Non QM |  |  |  | Yes | No | $10845.00 | $13228.07 |  | 6.632% | $5309.37 | $5309.37 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8567.56 | 1 | $18135.48 | $1341.36 | $1511.29 | $111.78 |  |  |  |  |  | 44.725% | 44.725% | 44.725% | 02/17/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10845.00 |  | 6.020% | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.050% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.56 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000120942 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2040.95 | $2040.95 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $6540.36 | $2802.72 | $545.03 | $233.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/27/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | XXXXX | XXXXX | 88.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.1 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000120282 | XXXXX |  | Non QM |  |  |  | Yes | No | $7152.70 | $8728.14 |  | 6.507% | $3556.06 | $3556.06 | 6.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15118.97 | 1 | $6269.28 | $2172.00 | $522.44 | $181.00 |  |  |  |  |  | 46.165% | 46.165% | 46.165% | 02/11/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7152.70 |  | 5.980% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  |  |  | $28084.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000115444 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2676.40 | $2676.40 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3439.08 | $1697.04 | $286.59 | $141.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 73.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.69 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000121028 | XXXXX |  | N/A |  |  |  | No | No | $39331.25 | $9509.56 |  | 6.820% | $6972.43 | $6972.43 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39588.20 | 1 | $19275.00 | $2268.96 | $1606.25 | $189.08 |  |  |  |  |  | 45.889% | 45.889% | 45.889% | 02/27/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $39331.25 |  | 6.020% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.310% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.76 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000116766 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8754.31 | $8754.31 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $12686.40 | $1839.96 | $1057.20 | $153.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/11/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 416.47 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000118695 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6599.80 | $6599.80 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8649.00 | $4793.04 | $720.75 | $399.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/25/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 229.41 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000118224 | XXXXX |  | Non QM |  |  |  | Yes | No | $6018.87 | $8887.23 |  | 7.060% | $1267.18 | $1267.18 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2880.31 | 1 | $2122.20 | $3834.36 | $176.85 | $319.53 |  |  |  |  |  | 46.661% | 46.661% | 46.661% | 02/09/2026 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6018.87 |  | 5.990% | $60000.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 4 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.91 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 2000000524 | XXXXX |  | Non QM |  |  |  | Yes | No | $5095.00 | $9937.21 |  | 6.502% | $4367.09 | $4367.09 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12711.68 | 1 | $16409.88 | $2553.72 | $1367.49 | $212.81 |  |  |  |  |  | 42.841% | 42.841% | 42.841% | 03/20/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5095.00 |  | 6.020% | $2000.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.020% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.64 |  | Yes | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000119713 | XXXXX |  | Non QM |  |  |  | Yes | No | $13055.00 | $16199.24 |  | 7.468% | $3094.79 | $3094.79 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | XXX | XXX |  |  | $9210.12 | 1 | $7705.08 | $2152.08 | $642.09 | $179.34 |  |  |  |  |  | 34.351% | 34.351% | 34.351% | 03/09/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13055.00 |  | 5.980% | $20500.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 9 |  |  | No |  |  |  | $7014.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106585 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11220.00 | $12845.78 |  | 7.596% | $2387.62 | $2387.62 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4778.59 | 1 | $4205.28 | $1038.96 | $350.44 | $86.58 |  |  |  |  |  | 40.714% | 40.714% | 40.714% | 01/08/2026 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  | Borrower Prepared | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Borrower-prepared P&L - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $11220.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.13 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114006 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3223.55 | $3223.55 | 6.500% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $6154.68 | $1377.00 | $512.89 | $114.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/31/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.91 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000114015 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $964.34 | $964.34 | 7.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $2867.52 | $1395.24 | $238.96 | $116.27 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/23/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.88 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114033 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6823.83 | $6823.83 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5193.96 | $8202.00 | $432.83 | $683.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.82 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000114172 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3037.64 | $3037.64 | 6.625% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | $15640.20 | $1679.64 | $1303.35 | $139.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.02 | 0.5 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | Broker |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114167 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1313.41 | $1313.41 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3228.36 | $848.04 | $269.03 | $70.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 116.23 | Broker |  | Yes | 35.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114017 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1350.71 | $1350.71 | 7.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $3252.96 | $1154.04 | $271.08 | $96.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.38 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114165 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1884.09 | $1884.09 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4381.44 | $6018.00 | $365.12 | $501.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/17/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 27.12 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114149 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7503.94 | $7503.94 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $1206.00 | $2808.00 | $100.50 | $234.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.63 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 6000114181 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1330.24 | $1330.24 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1171.56 | $1726.68 | $97.63 | $143.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/29/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.2 | Retail |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| XXXXX | 6000114173 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3289.34 | $3289.34 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $15009.36 | $2625.96 | $1250.78 | $218.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.65 | Retail |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114014 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $9402.91 | $9402.91 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $23772.48 | $4113.00 | $1981.04 | $342.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 3 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | XXXXX | XXXXX | 92.440% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.56 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 3 | 0 | 0 | 0 | 2 | No | No | No | No | 2 | 360 |
| XXXXX | 6000114009 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1342.82 | $1342.82 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2071.08 | $1667.04 | $172.59 | $138.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.31 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 |
| XXXXX | 6000114008 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10488.22 | $10488.22 | 7.500% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $16080.00 | $2896.32 | $1340.00 | $241.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/09/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.880% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.33 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114024 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1349.99 | $1349.99 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3182.16 | $818.04 | $265.18 | $68.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/06/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR | Chapter 7 |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.81 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114141 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1156.19 | $1156.19 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $3193.80 | $1581.36 | $266.15 | $131.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.74 | 0.58 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.73 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114074 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1582.58 | $1582.58 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $3513.00 | $3770.04 | $292.75 | $314.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.13 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114085 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1936.94 | $1936.94 | 7.750% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 4 | $3234.00 | $3675.96 | $269.50 | $306.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.63 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114088 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3985.52 | $3985.52 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5757.00 | $1968.00 | $479.75 | $164.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.04 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114109 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3700.81 | $3700.81 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $9983.28 | $1722.00 | $831.94 | $143.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/06/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.8 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 108.76 |  |  | No |  |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000113994 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $15950.00 | $15950.00 | 7.250% | No | No |  | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $56256.84 | $19157.04 | $4688.07 | $1596.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2026 |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.8 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.67 | 1.48 |  |  | 60 |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 79.12 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000114058 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1655.46 | $1655.46 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2496.48 | $558.96 | $208.04 | $46.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.4 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.89 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114096 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3767.68 | $3767.68 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5447.88 | $9892.32 | $453.99 | $824.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.58 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 91.89 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114002 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $759.11 | $759.11 | 7.625% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $2381.76 | $2081.40 | $198.48 | $173.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/30/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 81.64 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114072 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1848.91 | $1848.91 | 7.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5424.60 | $2622.96 | $452.05 | $218.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.91 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114023 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6234.38 | $6234.38 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10714.92 | $336.96 | $892.91 | $28.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 26.11 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 6000114146 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1556.92 | $1556.92 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2351.88 | $771.00 | $195.99 | $64.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 27.71 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114043 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1022.60 | $1022.60 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2798.64 | $1548.00 | $233.22 | $129.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.87 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000114153 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $895.52 | $895.52 | 7.750% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $3276.00 | $2154.60 | $273.00 | $179.55 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.97 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114151 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3453.52 | $3453.52 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4971.00 | $2225.04 | $414.25 | $185.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 51.41 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000114159 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3392.94 | $3392.94 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8187.48 | $2226.96 | $682.29 | $185.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.35 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000114155 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1224.03 | $1224.03 | 6.999% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1600.20 | $942.00 | $133.35 | $78.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 776 | 775 | 784 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individual |  | Individually and as Trustee |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 169.43 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114154 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3372.71 | $3372.71 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6718.68 | $1172.04 | $559.89 | $97.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.82 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 6000114152 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3843.93 | $3843.93 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9249.96 | $1254.96 | $770.83 | $104.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.140% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.95 |  |  | Yes | 18.000% |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114179 | XXXXX |  | Non QM |  |  |  | Yes | No | $8565.00 | $9640.50 |  | 7.912% | $4298.47 | $4298.47 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11258.78 | 1 | $4964.52 | $2163.00 | $413.71 | $180.25 |  |  |  |  |  | 34.509% | 34.509% | 34.509% | 12/12/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $8565.00 |  | 6.060% | $0.00 |  |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.57 | Retail |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114041 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $18745.00 | $24376.25 |  | 6.986% | $5594.16 | $5594.16 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Foreign National |  |  |  | XXX |  |  |  | $40587.94 | 1 | $18843.36 | $3332.04 | $1570.28 | $277.67 |  |  |  |  |  | 15.495% | 15.495% | 15.495% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $18745.00 |  | 6.140% | $39001.60 | 2 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  | Passport, VISA |  |  |  |  | 12.6 |  |  | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000114046 | XXXXX |  | N/A |  | Yes |  | No | No | $35945.00 | $43936.29 |  | 7.996% | $7785.73 | $7785.73 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $68287.04 | 3 | $11829.60 | $4128.00 | $985.80 | $344.00 |  |  |  |  |  | 35.532% | 35.532% | 35.532% | 12/29/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $35945.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.360% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.15 |  | No | No |  |  |  | $105924.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 6000114105 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8680.00 | $10131.43 |  | 7.131% | $2327.17 | $2327.17 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16493.71 | 1 | $6063.72 | $5489.04 | $505.31 | $457.42 |  |  |  |  |  | 41.282% | 41.282% | 41.282% | 01/06/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $8680.00 |  | 6.060% | $0.00 | 2.4 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.07 |  | No | No |  |  |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000114064 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $13269.22 | $16292.17 |  | 7.999% | $4460.56 | $4460.56 | 7.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $42184.73 | 1 | $8920.20 | $7323.24 | $743.35 | $610.27 |  |  |  |  |  | 39.987% | 39.987% | 39.987% | 12/03/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $13269.22 |  | 6.140% | $750.00 | 1 |  |  |  | N/A | No | 7.750% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.65 |  | No | No |  |  |  | $12854.03 | $4183.41 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 | 269 | 270 | 271 | 272 | 273 | 274 | 275 | 276 | 277 | 278 | 279 | 280 | 281 | 282 | 283 | 284 | 285 | 286 | 287 | 288 | 289 | 290 | 291 | 292 | 293 | 294 | 295 | 296 | 297 | 298 | 299 | 300 | 301 | 302 | 303 | 304 | 305 | 306 | 307 | 308 | 309 | 310 | 311 | 312 | 313 | 314 | 315 | 316 | 317 | 318 | 319 | 320 | 321 | 322 | 323 | 324 | 325 | 326 | 327 | 328 | 329 | 330 | 331 | 332 | 333 | 334 | 335 | 336 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| XXXXX | 6000097443 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2710.61 |  | 0.425858 |  |  |  |  |  | $2710.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $180.56 | $444.39 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 739 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 772 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000097476 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2243.81 |  | 0.322106 |  |  |  |  |  | $2243.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $497.28 | $239.79 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 800 | Fair Isaac (VER. 2) |  |  | 786 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 796 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000097471 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2939.87 |  | 0.418663 |  |  |  |  |  | $2939.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $157.24 | $281.32 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/18/2025 | 767 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000097496 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1923.21 |  | 0.397021 |  |  |  |  |  | $1923.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $59.85 | $238.97 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/10/2025 | 813 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091768 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $5374.49 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $5374.49 |  |  | No |  |  |  | Long Term |  | $5400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $1178.81 | $168.30 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/02/2025 | 743 | Fair Isaac (VER. 2) | 728 | Beacon 5 | 746 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/02/2025 | 761 | Fair Isaac (VER. 2) | 730 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 45.032% | XXXXX |  |  | 46.556% |  |  | 46.556% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092689 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3225.00 | Third Party Rental Source | $3083.36 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $3083.36 |  |  | No |  |  |  | Long Term |  | $3225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $406.25 | $147.59 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/03/2025 | 811 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 816 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/03/2025 | 784 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 73.125% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000094256 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8200.00 | Third Party Rental Source | $7420.54 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $7420.54 |  |  | No |  |  |  | Long Term |  | $3400.00 | No |  |  |  | Long Term |  | $2400.00 | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $947.97 | $335.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.02 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 769 | FICO II | 747 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095079 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5150.00 | Third Party Rental Source | $4938.80 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $4938.80 |  |  | No |  |  |  | Long Term |  | $5150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57500.00 |  |  | $1041.67 | $173.17 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/17/2025 | 801 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.415% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000197 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3454.67 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $3454.67 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $6000.00 |  |  | $545.91 | $67.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/09/2025 | 830 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.068% | XXXXX |  |  | 51.253% |  |  | 51.253% |  |  |  |  |  |  |  |  |
| XXXXX | 4000097289 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2195.00 | Rent on Existing Lease | $4656.43 |  | 0.000000 | 2.12 |  |  | 0.47 | 0.47 | $4656.43 |  |  | Yes | 06/01/2025 | 04/30/2026 | 11 | Long Term | $2195.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62200.00 |  |  | $472.25 | $107.87 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/29/2025 | 707 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000098856 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2310.00 | Rent on Existing Lease | $2409.56 |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | $2409.56 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long Term | $2310.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $343.31 | $0.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.89 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/26/2025 | 807 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.958% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000100745 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2850.00 | Rent on Existing Lease | $5254.06 |  | 0.000000 | 1.84 |  |  | 0.54 | 0.54 | $5254.06 |  |  | Yes | 09/19/2025 | 09/19/2026 | 12 | Long Term | $950.00 | $1000.00 | Yes | 09/19/2025 | 09/19/2026 | 12 | Long Term | $950.00 | $1000.00 | Yes | 09/19/2025 | 09/19/2026 | 12 | Long Term | $950.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30100.00 |  |  | $884.45 | $232.33 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/01/2025 | 776 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000098741 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5300.00 | Third Party Rental Source | $6145.09 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $6145.09 |  |  | No |  |  |  | Long Term |  | $5300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1054.17 | $104.83 | Level 2-Stated/Not Verified | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 10/16/2025 | 787 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000099059 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2711.77 |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | $2711.77 |  |  | Yes | 06/01/2024 | 06/01/2025 | 12 | Long Term | $2600.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32420.00 |  |  | $121.32 | $66.01 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 8.06 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 40.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/10/2025 | 779 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 792 | FICO Risk Score Classic 04 | 3 |  |  | 40.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/10/2025 | 744 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.122% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000081501 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9590.22 |  | 0.303956 |  |  |  |  |  | $9590.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1477.23 | $117.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 0.95 |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/22/2025 | 757 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000100578 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5300.00 | Rent on Existing Lease | $4730.83 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $4730.83 |  |  | Yes | 11/01/2024 | 03/01/2026 | 16 | Long Term | $5300.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52580.00 |  |  | $475.31 | $191.31 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No |  | Experienced Investor | 1.52 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/29/2025 | 783 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 37.643% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000205 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $12850.00 | Rent on Existing Lease | $12021.37 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $12021.37 |  |  | Yes | 07/01/2025 | 06/15/2026 | 11 | Long Term | $7000.00 | $8000.00 | Yes | 08/01/2025 | 06/15/2026 | 10 | Long Term | $5850.00 | $8000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71000.00 |  |  | $849.62 | $181.72 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 1.02 |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/10/2025 | 678 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000215 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $19515.00 | Multiple Sources | $17127.39 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $17127.39 |  |  | Yes | 07/15/2024 | 07/14/2025 | 12 | Long Term | $4980.00 | $5030.00 | Yes | 10/18/2024 | 10/17/2025 | 12 | Long Term | $5145.00 | $5150.00 | Yes | 07/01/2024 | 06/30/2025 | 12 | Long Term | $4240.00 | $4300.00 | No |  |  |  | Long Term |  | $5150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $1859.03 | $451.45 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 1.50 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/22/2025 | 787 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 67.090% | XXXXX |  |  | 67.280% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000100845 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4716.07 |  | 0.288369 |  |  |  |  |  | $4716.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $939.15 | $186.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 0.72 |  |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 11/24/2025 | 783 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000229 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $14000.00 | Rent on Existing Lease | $9506.20 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $9506.20 |  |  | Yes | 02/04/2025 | 02/04/2026 | 12 | Long Term | $14000.00 | $14000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $1558.91 | $449.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 1.68 |  |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/17/2025 | 676 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.412% | XXXXX |  |  | 75.133% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105000 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4220.09 |  | 0.373138 |  |  |  |  |  | $4220.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $533.61 | $98.93 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 13.09 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/15/2025 | 784 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000246 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3686.97 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $3686.97 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $593.75 | $140.58 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/04/2025 | 783 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/04/2025 | 785 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 796 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.131% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000266 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8900.00 | Rent on Existing Lease | $8831.55 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $8831.55 |  |  | Yes | 04/01/2011 | 03/31/2012 | 12 | Long Term | $3700.00 | $3700.00 | Yes | 12/15/2003 | 12/01/2004 | 11 | Long Term | $5200.00 | $5200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $95950.00 |  |  | $1687.50 | $309.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 736 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 745 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.471% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107090 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5564.43 |  | 0.471886 |  |  |  |  |  | $5564.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $656.25 | $175.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.26 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 753 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000282 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $4482.47 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $4482.47 |  |  | Yes | 12/01/2025 | 12/01/2026 | 12 | Long Term | $4500.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $136.18 | $76.25 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No | No | Experienced Investor | 10.45 | US Citizen | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/19/2025 | 785 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/19/2025 | 790 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.091% | XXXXX |  |  | 59.091% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104695 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4390.16 |  | 0.429904 |  |  |  |  |  | $4390.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $737.50 | $280.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/06/2025 | 807 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000292 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4315.00 | Third Party Rental Source | $3770.21 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $3770.21 |  |  | No |  |  |  | Long Term |  | $4315.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $994.79 | $133.33 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 740 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.649% | XXXXX |  |  | 36.649% |  |  | 36.649% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107473 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9948.72 |  | 0.466365 |  |  |  |  |  | $9948.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1352.08 | $1512.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/04/2025 | 778 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105250 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6841.48 |  | 0.353948 |  |  |  |  |  | $6841.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1229.17 | $173.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 763 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105549 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2076.37 |  | 0.364206 |  |  |  |  |  | $2076.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275.10 | $90.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/08/2025 | 689 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107307 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5101.57 |  | 0.415338 |  |  |  |  |  | $5101.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $844.68 | $107.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/21/2025 | 790 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000319 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $9916.32 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $9916.32 |  |  | No |  |  |  | Long Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $82000.00 |  |  | $1666.67 | $225.83 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 787 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 789 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000235 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2288.00 | Rent on Existing Lease | $1329.54 |  | 0.000000 | 0.58 |  |  | 1.72 | 1.72 | $1329.54 |  |  | Yes | 04/12/2024 | 04/11/2026 | 24 | Long Term | $2288.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47100.00 |  |  | $155.61 | $42.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 10.89 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/27/2025 | 752 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 39.535% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000291 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1893.04 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1893.04 |  |  | Yes | 02/01/2026 | 02/01/2027 | 12 | Long Term | $2000.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34200.00 |  |  | $304.48 | $98.28 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/14/2025 | 826 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.976% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000301 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2210.94 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2210.94 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17000.00 |  |  | $398.44 | $80.83 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/03/2025 | 759 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.201% | XXXXX |  |  | 57.516% |  |  | 57.516% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108653 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8520.75 |  | 0.270200 |  |  |  |  |  | $8520.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1536.46 | $201.50 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | 12/02/2025 | 708 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000293 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $13274.10 |  | 0.101358 |  |  |  |  |  | $13274.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2131.47 | $234.31 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2025 | 717 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105472 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6521.60 |  | 0.427830 |  |  |  |  |  | $6521.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $953.91 | $131.83 | Level 3-Stated/Partially Verified |  |  |  | No |  |  |  | 1.06 |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 12/09/2025 | 761 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109990 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1531.46 |  | 0.291026 |  |  |  |  |  | $1531.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $253.27 | $64.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 785 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105810 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3594.65 |  | 0.390106 |  |  |  |  |  | $3594.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $122.96 | $113.58 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/16/2025 | 747 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107993 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3599.43 |  | 0.212348 |  |  |  |  |  | $3599.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $431.24 | $152.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.50 | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 803 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107783 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5517.90 |  | 0.138308 |  |  |  |  |  | $5517.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1145.83 | $200.42 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 2-Stated/Not Verified | 12/02/2025 | 714 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105861 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8840.94 |  | 0.288548 |  |  |  |  |  | $8840.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1251.11 | $334.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 769 | FICO II | 774 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000317 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2907.72 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2907.72 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 | Long Term | $3000.00 | $3650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $355.37 | $124.59 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 0.88 | US Citizen |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/02/2025 | 664 | Fair Isaac (VER. 2) | 653 | FICO Classic V5 Facta | 663 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.625% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103908 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3353.33 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $3353.33 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39200.00 |  |  | $546.88 | $86.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/11/2025 | 777 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106579 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $3876.91 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $3876.91 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $5500.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34900.00 |  |  | $671.88 | $116.08 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/11/2025 | 785 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000110743 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2744.65 |  | 0.493586 |  |  |  |  |  | $2744.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $341.62 | $94.58 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 781 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 763 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110742 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1918.60 |  | 0.077717 |  |  |  |  |  | $1918.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $107.83 | $186.38 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/22/2025 | 817 | FICO II | 798 | Beacon 5 | 800 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/22/2025 | 776 | FICO II | 769 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110739 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1507.56 |  | 0.347943 |  |  |  |  |  | $1507.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $187.64 | $97.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/15/2025 | 815 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/15/2025 | 812 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110738 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4824.71 |  | 0.321913 |  |  |  |  |  | $4824.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $509.97 | $231.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.63 | US Citizen | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Unemployed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 829 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 834 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110737 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2485.70 |  | 0.219968 |  |  |  |  |  | $2485.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $575.26 | $62.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 5.06 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/22/2025 |  |  | 765 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110736 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2265.09 |  | 0.435122 |  |  |  |  |  | $2265.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $551.26 | $134.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/13/2025 | 825 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110735 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4252.69 |  | 0.231500 |  |  |  |  |  | $4252.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $696.76 | $82.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 27.49 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/22/2025 |  |  | 765 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110734 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2410.71 |  | 0.210598 |  |  |  |  |  | $2410.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $441.38 | $72.44 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/24/2025 | 726 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110733 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $786.35 |  | 0.443131 |  |  |  |  |  | $786.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $156.33 | $138.85 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/06/2025 | 774 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110732 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4013.17 |  | 0.237674 |  |  |  |  |  | $4013.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $285.86 | $372.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.46 | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 776 | Fair Isaac | 778 | Beacon 5 | 775 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 776 | Fair Isaac | 769 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110731 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2447.76 |  | 0.472934 |  |  |  |  |  | $2447.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $404.08 | $95.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 15 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/27/2025 | 739 | Fair Isaac (VER. 2) | 704 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110728 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2971.44 |  | 0.222250 |  |  |  |  |  | $2971.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $605.19 | $79.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 807 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110727 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5841.57 |  | 0.441394 |  |  |  |  |  | $5841.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $315.41 | $401.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 652 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/10/2025 | 770 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/10/2025 | 652 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 623 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110725 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $711.37 |  | 0.259638 |  |  |  |  |  | $711.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $157.19 | $65.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/14/2025 | 772 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110724 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3759.84 |  | 0.346342 |  |  |  |  |  | $3759.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $395.00 | $41.70 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.35 | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | VISA |  | Level 4-Stated/Verified as defined | 11/05/2025 | 788 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Non-Permanent Resident Alien | VISA |  | Level 4-Stated/Verified as defined | 11/05/2025 | 790 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110723 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5601.60 |  | 0.221365 |  |  |  |  |  | $5601.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $408.62 | $444.96 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/19/2025 | 752 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/19/2025 | 751 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110722 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5387.31 |  | 0.446850 |  |  |  |  |  | $5387.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $716.99 | $266.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 726 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/10/2025 | 706 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110721 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3304.46 |  | 0.420691 |  |  |  |  |  | $3304.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $345.61 | $290.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/01/2025 | 792 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110720 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3680.86 |  | 0.316099 |  |  |  |  |  | $3680.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $281.73 | $373.66 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/25/2025 | 794 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 813 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/25/2025 | 814 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110719 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2098.44 |  | 0.388329 |  |  |  |  |  | $2098.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $145.99 | $28.82 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.60 | US Citizen | US Citizen | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/23/2025 | 748 | Fair Isaac (VER. 2) | 737 | Beacon 5 | 736 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/23/2025 | 770 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110717 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2991.13 |  | 0.291137 |  |  |  |  |  | $2991.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $525.90 | $103.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/07/2025 | 820 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 820 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110714 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1372.13 |  | 0.350333 |  |  |  |  |  | $1372.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $157.50 | $51.27 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/14/2025 | 801 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110713 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1057.17 |  | 0.382706 |  |  |  |  |  | $1057.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $126.99 | $135.19 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/08/2025 | 815 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 813 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110710 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5714.47 |  | 0.448664 |  |  |  |  |  | $5714.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $314.34 | $80.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 1.94 | US Citizen | US Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/13/2025 | 821 | Fair Isaac | 808 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/13/2025 | 825 | Fair Isaac | 794 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110707 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1277.42 |  | 0.306165 |  |  |  |  |  | $1277.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $64.26 | $202.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 824 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/11/2025 | 824 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 827 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110706 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2331.14 |  | 0.379861 |  |  |  |  |  | $2331.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $798.00 | $76.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/15/2025 | 735 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110705 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2341.37 |  | 0.251689 |  |  |  |  |  | $2341.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $304.95 | $131.17 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/03/2025 | 812 | Fair Isaac | 791 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110704 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2577.05 |  | 0.488711 |  |  |  |  |  | $2577.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175.33 | $61.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 786 | Fair Isaac | 786 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 789 | Fair Isaac | 786 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110702 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2962.81 |  | 0.477923 |  |  |  |  |  | $2962.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $158.47 | $102.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 694 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110700 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1965.24 |  | 0.443338 |  |  |  |  |  | $1965.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $260.04 | $103.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 3.08 | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/23/2025 | 784 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110699 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3464.01 |  | 0.423208 |  |  |  |  |  | $3464.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $723.80 | $194.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 821 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 835 | Fair Isaac (VER. 2) | 810 | Beacon 5 | 821 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110698 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2472.89 |  | 0.381510 |  |  |  |  |  | $2472.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $425.95 | $85.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/25/2025 | 784 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110697 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3253.49 |  | 0.475054 |  |  |  |  |  | $3253.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $729.53 | $445.88 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/11/2025 | 734 | Fair Isaac | 720 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110696 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2473.46 |  | 0.263539 |  |  |  |  |  | $2473.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $678.75 | $218.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 764 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110695 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1985.99 |  | 0.422231 |  |  |  |  |  | $1985.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $286.43 | $222.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/20/2025 | 761 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 807 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110694 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4266.95 |  | 0.326238 |  |  |  |  |  | $4266.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $653.07 | $252.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/16/2025 | 822 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110693 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $868.28 |  | 0.409678 |  |  |  |  |  | $868.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $116.15 | $85.30 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 11/04/2025 | 787 | FICO II | 765 | Beacon 5 | 759 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 11/19/2025 | 783 | FICO II | 746 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110692 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1210.43 |  | 0.304352 |  |  |  |  |  | $1210.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $240.68 | $76.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 790 | FICO II | 787 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 773 | FICO II | 786 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110691 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4138.76 |  | 0.220584 |  |  |  |  |  | $4138.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $386.04 | $40.75 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/30/2025 | 782 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/30/2025 | 813 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110690 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3690.63 |  | 0.444153 |  |  |  |  |  | $3690.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $560.73 | $112.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 11/24/2025 | 787 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 11/24/2025 | 789 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110689 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3640.75 |  | 0.407418 |  |  |  |  |  | $3640.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $468.47 | $412.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 658 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/30/2025 | 687 | Fair Isaac | 658 | Beacon 5 | 651 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110687 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3781.33 |  | 0.338693 |  |  |  |  |  | $3781.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $300.61 | $157.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.21 | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2025 | 797 | FICO II | 804 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/19/2025 | 807 | FICO II | 757 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110686 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2706.11 |  | 0.325755 |  |  |  |  |  | $2706.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $408.85 | $214.16 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 760 | Fair Isaac (VER. 2) |  |  | 742 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 834 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110685 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4528.09 |  | 0.499552 |  |  |  |  |  | $4528.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $887.28 | $172.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 763 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110683 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6769.28 |  | 0.445104 |  |  |  |  |  | $6769.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $744.42 | $1055.74 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.12 | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/25/2025 | 755 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110681 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2015.90 |  | 0.461943 |  |  |  |  |  | $2015.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $509.02 | $213.45 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.86 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/26/2025 | 800 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110679 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $725.89 |  | 0.358520 |  |  |  |  |  | $725.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $111.23 | $109.54 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 817 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110678 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4495.91 |  | 0.190874 |  |  |  |  |  | $4495.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $195.04 | $153.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 693 | Fair Isaac | 683 | Beacon 5 | 659 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110677 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3406.60 |  | 0.304800 |  |  |  |  |  | $3406.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $518.77 | $366.61 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 827 | Fair Isaac (VER. 2) | 814 | Beacon 5 | 805 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 755 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110676 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $617.03 |  | 0.255744 |  |  |  |  |  | $617.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $74.08 | $91.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 719 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110671 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4484.74 |  | 0.279209 |  |  |  |  |  | $4484.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $250.20 | $341.59 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 780 | Fair Isaac | 773 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110669 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3120.92 |  | 0.447129 |  |  |  |  |  | $3120.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $602.46 | $143.93 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 1.19 | US Citizen | US Citizen | 681 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/17/2025 | 693 | Fair Isaac (VER. 2) | 671 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/17/2025 | 684 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110668 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2654.59 |  | 0.401226 |  |  |  |  |  | $2654.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $535.70 | $125.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/19/2025 | 792 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110664 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $775.09 |  | 0.294639 |  |  |  |  |  | $775.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $70.65 | $147.31 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 709 | FICO II | 695 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110663 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3275.60 |  | 0.475749 |  |  |  |  |  | $3275.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $528.39 | $229.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 691 | Fair Isaac (VER. 2) | 702 | Beacon 5 | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110655 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1697.87 |  | 0.390331 |  |  |  |  |  | $1697.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $372.23 | $93.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 784 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 719 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110654 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3370.91 |  | 0.431465 |  |  |  |  |  | $3370.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $200.71 | $22.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 676 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/13/2025 | 675 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 676 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Retired |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/13/2025 | 740 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110651 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3335.91 |  | 0.258359 |  |  |  |  |  | $3335.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $280.55 | $129.98 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.21 | US Citizen | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 793 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 783 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110649 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $1399.58 |  | 0.215181 |  |  |  |  |  | $1399.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $109.34 | $153.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 796 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 818 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110648 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4216.62 |  | 0.427796 |  |  |  |  |  | $4216.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $281.44 | $309.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/16/2025 | 783 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 761 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/16/2025 | 809 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110646 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5645.83 |  | 0.491252 |  |  |  |  |  | $5645.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $907.31 | $84.91 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/10/2025 | 719 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110645 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1858.19 |  | 0.477984 |  |  |  |  |  | $1858.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $349.17 | $116.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 765 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 802 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110644 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3215.18 |  | 0.389477 |  |  |  |  |  | $3215.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $196.93 | $84.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.74 | US Citizen | US Citizen | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/08/2025 | 733 | Fair Isaac (VER. 2) | 701 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/08/2025 | 799 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110641 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2756.07 |  | 0.376599 |  |  |  |  |  | $2756.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $338.93 | $116.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 761 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110638 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3599.60 |  | 0.324632 |  |  |  |  |  | $3599.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $453.13 | $124.60 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/14/2025 | 778 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/14/2025 | 778 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110636 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6083.74 |  | 0.256361 |  |  |  |  |  | $6083.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $869.50 | $356.67 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/16/2025 | 781 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/16/2025 | 763 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110635 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3627.27 |  | 0.407410 |  |  |  |  |  | $3627.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $553.09 | $118.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/12/2025 | 685 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/12/2025 | 787 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110634 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3209.08 |  | 0.218823 |  |  |  |  |  | $3209.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $83.67 | $228.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 676 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/11/2025 | 700 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 676 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/11/2025 | 694 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110633 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3649.49 |  | 0.238423 |  |  |  |  |  | $3649.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $681.25 | $214.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 676 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/11/2025 | 700 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 676 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/11/2025 | 694 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110632 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3805.89 |  | 0.465227 |  |  |  |  |  | $3805.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $324.53 | $134.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 804 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 776 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110630 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1074.53 |  | 0.342825 |  |  |  |  |  | $1074.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175.59 | $21.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/01/2025 | 785 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110629 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2983.76 |  | 0.417993 |  |  |  |  |  | $2983.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $138.51 | $217.56 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 770 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110627 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5172.51 |  | 0.372960 |  |  |  |  |  | $5172.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $206.92 | $265.86 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 748 | Fair Isaac (VER. 2) |  |  | 726 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 751 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110626 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $549.50 |  | 0.390034 |  |  |  |  |  | $549.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $67.14 | $110.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/23/2025 | 771 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110623 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $817.30 |  | 0.422468 |  |  |  |  |  | $817.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $80.95 | $97.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 678 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110621 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3923.16 |  | 0.395529 |  |  |  |  |  | $3923.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $759.00 | $66.33 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 11/21/2025 | 724 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 11/21/2025 | 724 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110620 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3420.04 |  | 0.405388 |  |  |  |  |  | $3420.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $192.16 | $345.89 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.18 | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/12/2025 | 782 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/12/2025 | 777 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110619 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2157.55 |  | 0.419090 |  |  |  |  |  | $2157.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $144.18 | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/26/2025 | 710 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110618 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3306.46 |  | 0.389813 |  |  |  |  |  | $3306.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $374.93 | $122.17 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/18/2025 | 798 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/18/2025 | 813 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/19/2025 | 803 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110617 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4725.14 |  | 0.336237 |  |  |  |  |  | $4725.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $833.33 | $247.80 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 793 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 803 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110616 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3380.38 |  | 0.452401 |  |  |  |  |  | $3380.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $539.58 | $258.71 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 787 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110615 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4472.93 |  | 0.494826 |  |  |  |  |  | $4472.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1392.90 | $278.01 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 730 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 707 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 792 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110744 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4038.68 |  | 0.160507 |  |  |  |  |  | $4038.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $268.61 | $255.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 28.06 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/07/2025 | 774 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110740 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4078.11 |  | 0.448247 |  |  |  |  |  | $4078.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $807.46 | $163.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 17.92 | US Citizen |  | 633 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/17/2025 | 633 | Fair Isaac (VER. 2) | 617 | Beacon 5 | 654 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110730 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3930.60 |  | 0.167591 |  |  |  |  |  | $3930.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $318.08 | $276.67 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 13.50 | US Citizen | US Citizen | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/30/2025 | 726 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 661 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Unemployed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/30/2025 | 741 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110716 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3164.87 |  | 0.256431 |  |  |  |  |  | $3164.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $390.82 | $152.08 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 3.87 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/24/2025 | 720 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110708 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2138.91 |  | 0.186396 |  |  |  |  |  | $2138.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $299.27 | $151.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 12.81 | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/15/2025 | 801 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/15/2025 | 792 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110703 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1356.30 |  | 0.375885 |  |  |  |  |  | $1356.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $164.57 | $145.96 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.02 | US Citizen |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 671 | Fair Isaac (VER. 2) | 663 | Beacon 5 | 681 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110684 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2652.40 |  | 0.444262 |  |  |  |  |  | $2652.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $402.41 | $105.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 12.01 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 753 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110662 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6334.12 |  | 0.449507 |  |  |  |  |  | $6334.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $374.14 | $90.65 | Level 4-Stated/Verified as defined |  |  |  | No | No | N/A |  | 26.64 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/03/2025 | 724 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | Individual | Trustee | Unemployed |  |  | 1 | N/A |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110659 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2353.67 |  | 0.479235 |  |  |  |  |  | $2353.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $343.30 | $91.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 3.47 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/20/2025 | 765 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110657 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4762.62 |  | 0.461937 |  |  |  |  |  | $4762.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $683.88 | $445.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.51 | US Citizen | US Citizen | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 757 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 730 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110653 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3067.76 |  | 0.374492 |  |  |  |  |  | $3067.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $139.86 | $69.99 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.44 | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/11/2025 | 778 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/11/2025 | 782 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110640 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4827.99 |  | 0.419039 |  |  |  |  |  | $4827.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1368.32 | $129.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/19/2025 | 756 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110637 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3845.15 |  | 0.495784 |  |  |  |  |  | $3845.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $602.96 | $110.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.85 | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/17/2025 | 685 | Fair Isaac (VER. 2) | 667 | Beacon 5 | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110631 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2897.36 |  | 0.459480 |  |  |  |  |  | $2897.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $183.98 | $46.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 30.95 | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Retired |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 820 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000110628 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3260.64 |  | 0.354716 |  |  |  |  |  | $3260.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $124.60 | $477.52 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.48 | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 791 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 795 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109446 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4197.69 |  | 0.471741 |  |  |  |  |  | $4197.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $593.30 | $82.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 603 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 670 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110357 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4502.42 |  | 0.346713 |  |  |  |  |  | $4502.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $599.49 | $321.50 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.71 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/23/2026 | 755 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000299 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2848.95 |  | 0.389481 |  |  |  |  |  | $2848.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $806.75 | $156.76 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.36 | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 738 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110812 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4745.00 | Rent on Existing Lease | $3364.72 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $3364.72 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2250.00 | $2650.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $2495.00 | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52500.00 |  |  | $1028.75 | $169.30 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/19/2025 | 796 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/19/2025 | 828 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 42.105% | XXXXX |  |  | 43.011% |  |  | 43.011% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115044 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4900.00 | Third Party Rental Source | $4886.86 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4886.86 |  |  | No |  |  |  | Long Term |  | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65300.00 |  |  | $529.09 | $330.58 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 2.50 |  |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.01% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/28/2026 | 720 | Fair Isaac (VER. 2) | 646 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.457% | XXXXX |  |  | 75.176% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110321 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3526.60 |  | 0.457453 |  |  |  |  |  | $3526.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $701.89 | $283.03 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/30/2025 | 777 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/30/2025 | 783 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115344 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1154.53 |  | 0.000000 | 0.58 |  |  | 1.73 | 1.73 | $1154.53 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $142.23 | $155.01 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.25 |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/09/2025 | 720 | Fair Isaac (VER. 2) | 668 | Beacon 5 | 726 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112163 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3104.61 |  | 0.230399 |  |  |  |  |  | $3104.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $278.01 | $393.87 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 2-Stated/Not Verified | Level 5-Stated/Verified as defined | Classic | 01/21/2026 | 758 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 815 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 01/21/2026 | 791 | Fair Isaac (VER. 2) | 800 | Beacon 5 | 811 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110453 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1554.69 |  | 0.264031 |  |  |  |  |  | $1554.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $223.60 | $115.50 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/30/2025 | 811 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 12/30/2025 | 815 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 819 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000368 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $4637.57 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $4637.57 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61000.00 |  |  | $752.07 | $237.14 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 786 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 791 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116128 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $1861.61 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1861.61 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $393.71 | $61.33 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/07/2026 | 775 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.500% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000339 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1375.00 | Rent on Existing Lease | $2442.35 |  | 0.000000 | 1.78 |  |  | 0.56 | 0.56 | $2442.35 |  |  | Yes | 05/19/2023 | 05/19/2024 | 12 | Long Term | $1375.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $379.53 | $36.67 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 2.50 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 783 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.905% | XXXXX |  |  | 69.905% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109154 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $1812.53 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1812.53 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84800.00 |  |  | $456.62 | $108.17 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.99 |  |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/10/2025 | 755 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.667% | XXXXX |  |  | 61.162% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109218 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5100.00 | Rent on Existing Lease | $4986.26 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4986.26 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $5100.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $817.71 | $404.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/18/2025 | 793 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109151 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2195.15 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2195.15 |  |  | No |  |  |  | Long Term |  | $1650.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54000.00 |  |  | $423.97 | $182.63 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.15 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/20/2025 | 714 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103910 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4880.94 |  | 0.078277 |  |  |  |  |  | $4880.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $501.67 | $88.50 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 3.74 |  |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 08/26/2025 | 813 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116614 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1599.98 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1599.98 |  |  | Yes | 03/01/2025 | 02/28/2027 | 24 | Long Term | $1600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $103.28 | $0.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.55 | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 778 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 48.824% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000372 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1368.49 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1368.49 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31500.00 |  |  | $187.80 | $83.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/03/2026 | 795 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 77.681% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115848 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2745.00 | Rent on Existing Lease | $1945.97 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $1945.97 |  |  | Yes | 07/31/2025 | 07/31/2026 | 12 | Long Term | $1395.00 | $1400.00 | Yes | 12/01/2022 | 11/30/2026 | 48 | Long Term | $1350.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69550.00 |  |  | $318.84 | $207.83 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 0.34 |  |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 12.50% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/11/2025 | 807 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 800 | FICO Risk Score Classic 04 | 3 |  |  | 12.50% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/11/2025 | 763 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 745 | FICO Risk Score Classic 04 | 3 |  |  | 12.200% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/11/2025 | 811 | Fair Isaac (VER. 2) | 762 | Beacon 5 | 770 | FICO Risk Score Classic 04 | 3 |  |  | 12.500% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/12/2025 | 804 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116067 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Multiple Sources | $1077.41 |  | 0.000000 | 0.43 |  |  | 2.32 | 2.32 | $1077.41 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $900.00 | $1200.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $800.00 | $850.00 | Yes | 05/01/2021 | 04/30/2022 | 12 | Long Term | $850.00 | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $306.62 | $80.18 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 13.53 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 785 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.761% | XXXXX |  |  | 512.821% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116376 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1727.89 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $1727.89 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25200.00 |  |  | $407.50 | $220.38 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 753 | Fair Isaac (VER. 2) | 748 | Beacon 5 | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114672 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9129.53 |  | 0.350898 |  |  |  |  |  | $9129.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2194.84 | $267.10 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 2.63 |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 01/07/2026 | 709 | FICO II | 726 | Beacon 5 | 721 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115578 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $3948.64 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $3948.64 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71200.00 |  |  | $881.13 | $162.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2025 | 810 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.263% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115365 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2231.87 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2231.87 |  |  | Yes | 02/09/2026 | 05/08/2026 | 3 | Long Term | $2850.00 | $1300.00 | Yes | 12/04/2025 | 11/30/2026 | 11 | Long Term | $1400.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37600.00 |  |  | $345.29 | $103.58 | Level 4-Stated/Verified as defined | No | 1 | 56 | No |  |  | Experienced Investor | 0.67 |  |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/02/2026 | 730 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 106.250% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112553 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2547.05 |  | 0.251780 |  |  |  |  |  | $2547.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $612.08 | $210.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 787 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113298 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $13981.28 |  | 0.000000 | 1.27 |  |  | 0.79 | 0.79 | $13981.28 |  |  | No |  |  |  | Long Term |  | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86000.00 |  |  | $2412.08 | $395.58 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No | No | Experienced Investor | 0.47 | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/26/2026 | 822 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/26/2026 | 818 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/26/2026 | 764 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 41.463% | XXXXX |  |  | 78.976% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116075 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2579.85 |  | 0.445784 |  |  |  |  |  | $2579.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $295.48 | $101.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/26/2026 | 691 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115076 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $4635.81 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $4635.81 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $818.84 | $82.00 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/12/2026 | 800 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 796 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 768 | Fair Isaac (VER. 2) | 754 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.786% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109011 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1369.84 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $1369.84 |  |  | No |  |  |  | Long Term |  | $950.00 | No |  |  |  | Long Term |  | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32219.00 |  |  | $209.54 | $231.32 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/15/2026 | 716 | FICO II | 711 | Beacon 5 | 670 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.946% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116935 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $3289.35 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $3289.35 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $4500.00 | $4850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30900.00 |  |  | $830.52 | $437.67 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 22.57 | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 807 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 35.928% | XXXXX |  |  | 35.928% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115510 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1337.86 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1337.86 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $239.31 | $141.46 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 747 | FICO II | 742 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.743% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116714 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1054.92 |  | 0.000000 | 0.48 |  |  | 2.09 | 2.09 | $1054.92 |  |  | Yes | 09/30/2025 | 09/30/2026 | 12 | Long Term | $1100.00 | $1100.00 | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $1150.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26400.00 |  |  | $151.73 | $281.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.83 |  |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/02/2026 | 677 | Fair Isaac (VER. 2) | 657 | FICO Classic V5 Facta | 671 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 272.727% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115446 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $2825.93 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $2825.93 |  |  | Yes | 09/01/2024 | 09/01/2027 | 36 | Long Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38500.00 |  |  | $812.24 | $327.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.91 | Permanent Resident Alien |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 698 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.193% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114439 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3446.81 |  | 0.187626 |  |  |  |  |  | $3446.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $802.08 | $83.49 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/22/2026 | 776 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/22/2026 | 804 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115931 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $5084.70 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5084.70 |  |  | Yes | 08/15/2025 | 08/14/2026 | 12 | Long Term | $6000.00 | $6200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $134008.00 |  |  | $1320.09 | $151.50 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor | 13.67 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 723 | FICO II | 736 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 47.619% | XXXXX |  |  | 126.787% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116655 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $3531.34 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $3531.34 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $3900.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44500.00 |  |  | $893.67 | $396.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.60 |  |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/09/2026 | 780 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.619% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116242 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1100.00 | Rent on Existing Lease | $1451.83 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $1451.83 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $1100.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43300.00 |  |  | $248.40 | $94.33 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 6.00 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 758 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.857% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113708 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4254.58 |  | 0.477709 |  |  |  |  |  | $4254.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $888.65 | $70.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 801 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 792 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116069 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $2498.64 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2498.64 |  |  | Yes | 04/20/2023 | 04/30/2024 | 12 | Long Term | $3200.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $122800.00 |  |  | $721.86 | $233.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 4.07 |  |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/02/2025 | 814 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.222% | XXXXX |  |  | 72.308% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114421 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2105.92 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2105.92 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36300.00 |  |  | $390.63 | $120.58 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/21/2026 | 812 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.067% | XXXXX |  |  | 69.067% |  |  | 69.067% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115700 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7840.00 | Third Party Rental Source | $4225.76 |  | 0.000000 | 0.54 |  |  | 1.86 | 1.86 | $4225.76 |  |  | No |  |  |  | Long Term |  | $4525.00 | No |  |  |  | Long Term |  | $1615.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $94400.00 |  |  | $918.98 | $312.20 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.96 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 779 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 37.795% | XXXXX |  |  | 56.140% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116237 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5550.00 | Multiple Sources | $3138.73 |  | 0.000000 | 0.57 |  |  | 1.77 | 1.77 | $3138.73 |  |  | Yes | 01/01/2025 | 12/31/2026 | 24 | Long Term | $2350.00 | $2800.00 | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $153820.00 |  |  | $851.04 | $322.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 38.34 |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/21/2026 | 790 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 39.773% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114491 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6950.00 | Third Party Rental Source | $6184.98 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $6184.98 |  |  | No |  |  |  | Long Term |  | $2650.00 | No |  |  |  | Long Term |  | $2150.00 | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $1022.92 | $137.83 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/17/2025 | 755 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113842 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2348.65 |  | 0.198109 |  |  |  |  |  | $2348.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $315.29 | $221.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/28/2026 | 803 | FICO II | 727 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116451 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4300.00 | Multiple Sources | $2575.27 |  | 0.000000 | 0.6 |  |  | 1.67 | 1.67 | $2575.27 |  |  | Yes | 02/01/2024 | 01/31/2027 | 36 | Long Term | $2000.00 | $2450.00 | Yes | 02/01/2024 | 01/31/2027 | 36 | Long Term | $2400.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | $628.64 | $262.33 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.77 | Permanent Resident Alien |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 02/03/2026 | 673 | Fair Isaac (VER. 2) | 685 | Beacon 5 | 675 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.478% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115627 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2380.16 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2380.16 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $328.54 | $130.13 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 790 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115281 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $6050.00 | Third Party Rental Source | $7905.35 |  | 0.000000 | 1.31 |  |  | 0.77 | 0.77 | $7905.35 |  |  | No |  |  |  | Long Term |  | $6050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $1218.75 | $143.72 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/26/2026 | 828 | FICO II | 812 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/26/2026 | 778 | FICO II | 773 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116446 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3500.88 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $3500.88 |  |  | Yes | 01/27/2026 | 01/26/2027 | 12 | Long Term | $2900.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $485.23 | $62.33 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No | No | Experienced Investor | 4.90 | US Citizen | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 751 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 725 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.462% | XXXXX |  |  | 136.503% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117578 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1592.12 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1592.12 |  |  | Yes | 03/21/2025 | 03/20/2026 | 12 | Long Term | $1600.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $375.50 | $133.45 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.04 | US Citizen |  | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/28/2026 | 660 | Fair Isaac | 652 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 58.264% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113117 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1651.15 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1651.15 |  |  | Yes | 01/29/2026 | 02/28/2027 | 13 | Long Term | $2100.00 | $2195.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $136.83 | $212.94 | Level 4-Stated/Verified as defined | No | 1 | 31 | No |  |  | Experienced Investor | 0.19 |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/23/2026 | 771 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.857% | XXXXX |  |  | 52.257% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117031 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4900.00 | Third Party Rental Source | $7082.99 |  | 0.000000 | 1.45 |  |  | 0.69 | 0.69 | $7082.99 |  |  | No |  |  |  | Long Term |  | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61500.00 |  |  | $1240.63 | $122.78 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/26/2026 | 814 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.749% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116869 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1765.56 |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | $1765.56 |  |  | Yes | 08/11/2025 | 08/10/2026 | 12 | Long Term | $2500.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $318.82 | $166.83 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 3.75 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/18/2026 | 734 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.964% | XXXXX |  |  | 300.625% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118586 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2919.40 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $2919.40 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $331.89 | $81.67 | Level 1-Not Stated/Not Verified | No | 1 | 26 | No |  |  | Experienced Investor | 1.01 |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/31/2025 | 726 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 153.600% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116175 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $5006.98 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $5006.98 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44600.00 |  |  | $861.62 | $131.73 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor | 1.15 | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/03/2026 | 757 | Fair Isaac (VER. 2) | 742 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.022% | XXXXX |  |  | 75.595% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117378 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $5736.33 |  | 0.000000 | 1.37 |  |  | 0.73 | 0.73 | $5736.33 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43500.00 |  |  | $1030.09 | $158.83 | Level 3-Stated/Partially Verified | No | 1 | 31 | No | No |  | Experienced Investor |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/06/2026 | 730 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.992% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117116 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1848.17 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1848.17 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $157.91 | $127.23 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 02/09/2026 | 737 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117011 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5507.86 |  | 0.271992 |  |  |  |  |  | $5507.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $814.74 | $152.93 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.79 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/29/2026 | 798 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116101 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2694.00 | Rent on Existing Lease | $2660.73 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2660.73 |  |  | Yes | 12/06/2024 | 11/30/2025 | 11 | Long Term | $1399.00 | $1450.00 | Yes | 07/17/2025 | 06/30/2026 | 11 | Long Term | $1295.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58300.00 |  |  | $395.71 | $146.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.92 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/26/2026 | 791 | FICO II | 801 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 268.750% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118846 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1369.63 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1369.63 |  |  | Yes | 08/08/2025 | 08/08/2026 | 12 | Long Term | $1500.00 | $1715.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19000.00 |  |  | $191.98 | $128.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.18 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/19/2026 | 684 | Fair Isaac (VER. 2) | 704 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.761% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000397 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2287.78 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2287.78 |  |  | Yes | 02/03/2026 | 02/03/2027 | 12 | Long Term | $2500.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32400.00 |  |  | $398.06 | $89.86 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/29/2025 | 713 | Fair Isaac (VER. 2) | 690 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116042 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Rent on Existing Lease | $9021.05 |  | 0.000000 | 3.06 |  |  | 0.33 | 0.33 | $9021.05 |  |  | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $2950.00 | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $966.04 | $297.92 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 1.72 | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 702 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115757 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3507.55 |  | 0.202451 |  |  |  |  |  | $3507.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $510.04 | $172.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 759 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116768 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5401.32 |  | 0.462581 |  |  |  |  |  | $5401.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $831.03 | $203.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/30/2026 | 724 | Fair Isaac | 759 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117518 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1945.00 | Third Party Rental Source | $1422.81 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $1422.81 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1995.00 | $1945.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $126.70 | $182.08 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 6.53 |  |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/31/2026 | 778 | FICO II | 802 | Beacon 5 | 806 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/31/2026 | 802 | FICO II | 809 | Beacon 5 | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 46.400% | XXXXX |  |  | 92.800% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117679 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1927.03 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1927.03 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64600.00 |  |  | $230.46 | $70.67 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 0.43 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/04/2025 | 720 | FICO II | 728 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 133.784% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116746 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $2544.56 |  | 0.000000 | 1.27 |  |  | 0.79 | 0.79 | $2544.56 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $2000.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13400.00 |  |  | $466.83 | $68.74 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.45 | US Citizen |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 699 | Fair Isaac (VER. 2) | 694 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.261% | XXXXX |  |  | 62.813% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118778 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4600.00 | Rent on Existing Lease | $4588.26 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4588.26 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $4600.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68000.00 |  |  | $632.01 | $155.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.52 |  |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/09/2026 | 818 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/09/2026 | 657 | Fair Isaac (VER. 2) | 682 | FICO Classic V5 Facta | 682 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.417% | XXXXX |  |  | 64.417% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113438 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4128.86 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4128.86 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $671.35 | $131.33 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/15/2026 | 778 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.966% | XXXXX |  |  | 69.444% |  |  | 69.444% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116426 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3650.00 | Third Party Rental Source | $3211.06 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $3211.06 |  |  | No |  |  |  | Long Term |  | $3650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $115731.00 |  |  | $811.25 | $109.17 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/19/2026 | 772 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  | 75.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/23/2025 | 767 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.818% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117716 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2460.00 | Third Party Rental Source | $2820.28 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $2820.28 |  |  | No |  |  |  | Long Term |  | $2460.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42160.00 |  |  | $401.82 | $161.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/07/2026 | 763 | FICO II | 774 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.102% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117023 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2510.97 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $2510.97 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $113100.00 |  |  | $402.72 | $122.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 02/23/2026 | 723 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.161% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115850 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7144.43 |  | 0.419684 |  |  |  |  |  | $7144.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1147.70 | $159.35 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.36 | US Citizen | US Citizen | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 784 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 823 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 783 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118230 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $3620.45 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $3620.45 |  |  | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $3300.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $196.85 | $90.66 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/05/2026 | 825 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 44.693% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115973 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $12000.00 | Rent on Existing Lease | $15064.60 |  | 0.000000 | 1.26 |  |  | 0.80 | 0.8 | $15064.60 |  |  | Yes | 08/15/2024 | 08/14/2025 | 12 | Long Term | $12000.00 | $14500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $337500.00 |  |  | $3161.95 | $369.68 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor | 2.33 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/09/2026 | 802 | FICO II | 789 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 54.259% | XXXXX |  |  | 63.680% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116980 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Multiple Sources | $5820.08 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $5820.08 |  |  | Yes | 02/20/2026 | 02/20/2027 | 12 | Long Term | $2200.00 | $3300.00 | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $1166.10 | $199.13 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/12/2026 | 767 | FICO II | 758 | Beacon 5 | 737 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 73.295% |  |  | 73.295% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115863 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1904.54 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $1904.54 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62800.00 |  |  | $416.50 | $69.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/03/2026 | 782 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 67.308% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000424 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2725.00 | Rent on Existing Lease | $3256.43 |  | 0.000000 | 1.2 |  |  | 0.84 | 0.84 | $3256.43 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $2725.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39913.00 |  |  | $369.41 | $403.83 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No | No | Experienced Investor | 6.01 | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/17/2026 | 803 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/17/2026 | 772 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117262 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4725.00 | Third Party Rental Source | $3649.14 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $3649.14 |  |  | No |  |  |  | Long Term |  | $4725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67700.00 |  |  | $177.58 | $186.92 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 17.81 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 721 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.751% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116314 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1104.64 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $1104.64 |  |  | Yes | 06/05/2025 | 06/05/2026 | 12 | Long Term | $1800.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22563.00 |  |  | $111.00 | $102.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.09 |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/23/2025 | 701 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 98.473% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114895 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1375.00 | Third Party Rental Source | $1223.97 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1223.97 |  |  | No |  |  |  | Long Term |  | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $115.38 | $120.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.46 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/23/2026 | 735 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/23/2026 | 775 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 73.711% | XXXXX |  |  | 238.333% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000407 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $4244.78 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $4244.78 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57700.00 |  |  | $795.19 | $123.08 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/16/2026 | 742 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 01/06/2026 | 826 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.694% | XXXXX |  |  | 63.694% |  |  | 63.694% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000406 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $2574.37 |  | 0.000000 | 1.23 |  |  | 0.82 | 0.82 | $2574.37 |  |  | Yes | 08/01/2017 | 08/01/2018 | 12 | Long Term | $2100.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $404.59 | $123.25 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 22.11 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 826 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.587% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000377 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2733.00 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2733.00 |  |  | Yes | 07/12/2024 | 07/31/2025 | 12 | Long Term | $2900.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66360.00 |  |  | $256.56 | $111.50 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 3.25 | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 757 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.801% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117369 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5851.01 |  | 0.310400 |  |  |  |  |  | $5851.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1041.67 | $166.46 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization | United States of America | Level 3-Stated/Partially Verified | 12/18/2025 | 766 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116634 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $18868.01 |  | 0.412230 |  |  |  |  |  | $18868.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $632.71 | $325.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 38.02 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 11 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2025 | 741 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115767 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $2811.33 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $2811.33 |  |  | Yes | 12/15/2025 | 12/15/2026 | 12 | Long Term | $3200.00 | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55300.00 |  |  | $427.50 | $117.36 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.99 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/29/2026 | 796 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.000% | XXXXX |  |  | 59.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118046 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2972.62 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $2972.62 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $3000.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40060.00 |  |  | $209.58 | $196.29 | Level 4-Stated/Verified as defined | No | 1 | 20 | No | No |  | Experienced Investor | 8.52 | US Citizen |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 629 | Fair Isaac (VER. 2) | 673 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116361 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2532.27 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2532.27 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45400.00 |  |  | $453.13 | $157.82 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 791 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.864% | XXXXX |  |  | 49.425% |  |  | 49.425% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118969 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8800.00 | Rent on Existing Lease | $5955.41 |  | 0.000000 | 0.68 |  |  | 1.48 | 1.48 | $5955.41 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $5500.00 | $5500.00 | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $3300.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $624.44 | $389.92 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 01/29/2026 | 796 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117148 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3453.00 | Rent on Existing Lease | $2738.59 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2738.59 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $3453.00 | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44500.00 |  |  | $577.00 | $385.48 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.73 | US Citizen |  | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/03/2026 | 709 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.524% | XXXXX |  |  | 58.542% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118408 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3113.69 |  | 0.451736 |  |  |  |  |  | $3113.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550.44 | $37.51 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 40.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 01/28/2026 | 780 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  | 40.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 01/28/2026 | 812 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118420 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2671.11 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2671.11 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55700.00 |  |  | $430.54 | $80.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/03/2026 | 785 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118754 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $3393.01 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3393.01 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $3400.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20400.00 |  |  | $73.77 | $33.17 | Level 4-Stated/Verified as defined | No | 1 | 14 | No |  |  | Experienced Investor | 4.77 |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/11/2025 | 748 | FICO II | 707 | Beacon 5 | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115672 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4060.55 |  | 0.400604 |  |  |  |  |  | $4060.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $580.61 | $154.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.93 | US Citizen | US Citizen | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/17/2026 | 710 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/17/2026 | 795 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116355 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $6772.94 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $6772.94 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $1426.04 | $240.25 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/13/2026 | 825 | FICO II | 808 | Beacon 5 | 815 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/13/2026 | 820 | FICO II | 797 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118152 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2025.00 | Third Party Rental Source | $1963.55 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1963.55 |  |  | No |  |  |  | Long Term |  | $2025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38230.00 |  |  | $153.16 | $93.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/05/2026 | 766 | FICO II | 734 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.419% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119579 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3130.00 | Third Party Rental Source | $3109.12 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3109.12 |  |  | No |  |  |  | Long Term |  | $3130.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61000.00 |  |  | $251.35 | $209.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/28/2026 | 783 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.143% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115027 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6226.30 |  | 0.428591 |  |  |  |  |  | $6226.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1062.50 | $179.02 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/02/2026 | 769 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 795 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/02/2026 | 821 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118971 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4700.00 | Rent on Existing Lease | $4570.60 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $4570.60 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $4700.00 | $4700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $72500.00 |  |  | $241.13 | $256.50 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/15/2026 | 784 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.616% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118995 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8600.00 | Rent on Existing Lease | $6808.30 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $6808.30 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $2900.00 | $2900.00 | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $3200.00 | $3200.00 | Yes | 03/01/2025 | 02/28/2027 | 24 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $292000.00 |  |  | $918.93 | $423.56 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/19/2026 | 811 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118472 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2146.48 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2146.48 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $238.17 | $167.81 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/03/2026 | 792 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115039 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6745.00 | Rent on Existing Lease | $4594.83 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $4594.83 |  |  | Yes | 04/01/2026 | 03/31/2027 | 12 | Long Term | $3097.00 | $3800.00 | Yes | 04/01/2026 | 03/31/2027 | 12 | Long Term | $3648.00 | $3802.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $129200.00 |  |  | $780.21 | $217.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/16/2026 | 780 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 72.019% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119609 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $20736.88 | Multiple Sources | $13386.34 |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | $13386.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $629.62 | $628.32 | Level 1-Not Stated/Not Verified | Yes | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/29/2025 | 792 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 7576.154% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112301 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1207.81 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $1207.81 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $1500.00 | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73580.00 |  |  | $108.72 | $182.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 19.76 | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/11/2025 | 721 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112281 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4375.00 | Third Party Rental Source | $1926.94 |  | 0.000000 | 0.44 |  |  | 2.27 | 2.27 | $1926.94 |  |  | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $393.67 | $168.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/20/2025 | 783 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112261 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $2128.44 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $2128.44 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $2300.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $361.50 | $157.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/09/2025 | 768 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112290 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $3319.91 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $3319.91 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $346.09 | $35.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.48 |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/13/2025 | 782 | FICO II | 715 | Beacon 5 | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000111986 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1975.00 | Third Party Rental Source | $2005.72 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $2005.72 |  |  | No |  |  |  | Long Term |  | $1975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $191.82 | $50.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/07/2025 | 723 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112254 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8132.00 | Third Party Rental Source | $8967.80 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $8967.80 |  |  | No |  |  |  | Long Term |  | $8132.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110000.00 |  |  | $843.72 | $871.99 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | First-Time Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/08/2025 | 802 | Fair Isaac (VER. 2) | 723 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112274 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2799.93 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2799.93 |  |  | Yes | 06/01/2023 | 05/31/2025 | 24 | Long Term | $2500.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $268.71 | $127.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 813 | FICO II | 797 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112259 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $2218.20 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $2218.20 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $201.07 | $114.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.30 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/02/2025 | 757 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112272 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $1557.20 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $1557.20 |  |  | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $166.19 | $78.54 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2025 | 712 | Fair Isaac (VER. 2) | 706 | Beacon 5 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112234 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $2290.97 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2290.97 |  |  | Yes | 11/15/2025 | 11/15/2026 | 12 | Long Term | $2400.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $296.38 | $290.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 18.55 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/04/2025 | 788 | FICO II | 782 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112247 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $3604.46 |  | 0.000000 | 1.06 |  |  | 0.94 | 0.94 | $3604.46 |  |  | Yes | 12/01/2025 | 12/01/2026 | 12 | Long Term | $3400.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28800.00 |  |  | $439.93 | $412.17 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/20/2025 | 811 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/19/2025 | 718 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112300 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $4276.84 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $4276.84 |  |  | No |  |  |  | Long Term |  | $1750.00 | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $455.64 | $71.67 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.20 |  |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 9 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/02/2025 | 733 | FICO II | 680 | Beacon 5 | 685 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112222 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6600.00 | Third Party Rental Source | $4677.37 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $4677.37 |  |  | No |  |  |  | Long Term |  | $2600.00 | No |  |  |  | Long Term |  | $2600.00 | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $798.75 | $244.56 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.47 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/11/2025 | 726 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 117.941% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112215 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $3250.79 |  | 0.000000 | 0.99 |  |  | 1.02 | 1.02 | $3250.79 |  |  | Yes | 12/15/2025 | 12/14/2026 | 12 | Long Term | $3300.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21000.00 |  |  | $511.26 | $404.58 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/02/2025 | 692 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109226 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $4886.11 |  | 0.000000 | 1.29 |  |  | 0.78 | 0.78 | $4886.11 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52500.00 |  |  | $928.16 | $434.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 12/05/2025 | 715 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112266 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6600.00 | Third Party Rental Source | $6156.59 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $6156.59 |  |  | No |  |  |  | Long Term |  | $6600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $91890.00 |  |  | $1532.63 | $207.29 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 1.03 |  |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/16/2025 | 822 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 56.537% | XXXXX |  |  | 86.486% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112295 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7600.00 | Third Party Rental Source | $6157.19 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $6157.19 |  |  | No |  |  |  | Long Term |  | $3800.00 | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $677.45 | $170.17 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 3.84 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/17/2025 | 745 | FICO II | 771 | Beacon 5 | 751 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.214% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112132 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8000.00 | Rent on Existing Lease | $7359.45 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $7359.45 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $8000.00 | $4750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45855.00 |  |  | $568.94 | $419.06 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/09/2025 | 710 | Fair Isaac (VER. 2) | 681 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/09/2025 | 689 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000111971 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $4171.84 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $4171.84 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $63900.00 |  |  | $774.62 | $185.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/05/2025 | 731 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112183 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $3786.84 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3786.84 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68100.00 |  |  | $941.68 | $215.76 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/19/2025 | 735 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112043 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $3668.83 |  | 0.000000 | 1.93 |  |  | 0.52 | 0.52 | $3668.83 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $481.88 | $221.26 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/30/2025 | 701 | FICO II | 696 | Beacon 5 | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112157 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2566.40 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2566.40 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $489.30 | $41.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 13.93 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/16/2025 | 775 | FICO II | 797 | Beacon 5 | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112072 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2295.29 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $2295.29 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $93.16 | $261.20 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/08/2025 | 782 | FICO II | 781 | Beacon 5 | 741 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/08/2025 | 810 | FICO II | 777 | Beacon 5 | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112200 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2025.00 | Third Party Rental Source | $1905.87 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1905.87 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $2100.00 | $2025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $359.52 | $164.94 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 0.35 | Non-Permanent Resident Alien |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 743 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112284 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $4182.87 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $4182.87 |  |  | No |  |  |  | Long Term |  | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $892.47 | $102.86 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/05/2026 | 745 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.990% | XXXXX |  |  | 64.990% |  |  | 64.990% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112134 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $4254.51 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $4254.51 |  |  | Yes | 01/06/2026 | 12/31/2026 | 11 | Long Term | $4500.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1127.20 | $179.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 731 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112125 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $20000.00 | Third Party Rental Source | $11569.18 |  | 0.000000 | 0.58 |  |  | 1.73 | 1.73 | $11569.18 |  |  | No |  |  |  | Long Term |  | $20000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $715.33 | $419.47 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 2.61 |  | US Citizen | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 651 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112068 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2582.68 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2582.68 |  |  | Yes | 12/18/2025 | 12/17/2026 | 12 | Long Term | $3250.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $80.30 | $96.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.92 |  |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/18/2025 | 697 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 148.996% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112287 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3740.00 | Multiple Sources | $4244.67 |  | 0.000000 | 1.13 |  |  | 0.88 | 0.88 | $4244.67 |  |  | No |  |  |  | Short Term |  | $4675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $432.08 | $68.50 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 98.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/29/2025 | 762 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112230 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3041.98 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3041.98 |  |  | Yes | 05/01/2025 | 04/30/2027 | 24 | Long Term | $3400.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $444.33 | $141.35 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 4.48 |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/19/2026 | 783 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 73.111% | XXXXX |  |  | 74.882% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112039 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1769.29 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1769.29 |  |  | Yes | 12/01/2025 | 12/31/2026 | 13 | Long Term | $2200.00 | $1625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26100.00 |  |  | $303.38 | $320.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | First-Time Investor | 0.60 |  |  | 665 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/30/2025 | 661 | Fair Isaac (VER. 2) | 666 | FICO Classic V5 Facta | 665 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 195.176% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112168 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13500.00 | Rent on Existing Lease | $12287.41 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $12287.41 |  |  | Yes | 01/15/2026 | 01/15/2027 | 12 | Long Term | $13500.00 | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $189000.00 |  |  | $2127.73 | $425.83 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.94 |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/25/2025 | 724 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 720 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 123.200% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112122 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2032.23 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $2032.23 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $389.97 | $95.25 | Level 4-Stated/Verified as defined | No | 1 | 14 | No |  |  | Experienced Investor | 0.10 |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/23/2025 | 761 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 130.147% | XXXXX |  |  | 130.147% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112034 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2802.93 |  | 0.000000 | 1.17 |  |  | 0.86 | 0.86 | $2802.93 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25700.00 |  |  | $718.12 | $419.78 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/26/2025 | 713 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/26/2025 | 735 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 679 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112045 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1152.95 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1152.95 |  |  | Yes | 01/01/2026 | 06/30/2026 | 6 | Long Term | $1700.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $168.26 | $75.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | First-Time Investor | 0.21 |  |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/30/2025 | 698 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112217 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2090.17 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2090.17 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35200.00 |  |  | $259.00 | $82.65 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/18/2025 | 695 | Fair Isaac (VER. 2) | 658 | Beacon 5 | 683 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112086 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1444.08 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1444.08 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $80.50 | $107.40 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 0.31 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/20/2026 | 711 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112089 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $5758.30 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $5758.30 |  |  | No |  |  |  | Long Term |  | $2900.00 | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49500.00 |  |  | $1099.37 | $390.08 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.82 |  |  | 658 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/11/2025 | 741 | Fair Isaac (VER. 2) | 573 | FICO Classic V5 Facta | 658 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 97.880% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112011 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1227.01 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $1227.01 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $3000.00 |  |  | $86.69 | $97.61 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.27 |  |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/23/2025 | 682 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 256.338% | XXXXX |  |  | 256.338% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112036 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $4036.37 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4036.37 |  |  | No |  |  |  | Long Term |  | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67500.00 |  |  | $983.32 | $183.74 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.87 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/02/2026 | 765 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.724% | XXXXX |  |  | 189.474% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112113 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1485.25 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1485.25 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23500.00 |  |  | $223.64 | $102.66 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 1.81 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/13/2025 | 692 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112032 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4650.00 | Rent on Existing Lease | $4645.36 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4645.36 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $4650.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $5000.00 |  |  | $549.46 | $154.33 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/02/2026 | 745 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112071 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1888.18 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1888.18 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33500.00 |  |  | $341.20 | $98.45 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 4.10 |  |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/06/2025 | 757 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 1160.526% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112004 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $2885.36 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $2885.36 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3500.00 | $2760.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $164.05 | $134.21 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | First-Time Investor | 0.52 | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 706 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112147 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7000.00 | Rent on Existing Lease | $5198.79 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $5198.79 |  |  | Yes | 10/15/2025 | 10/14/2026 | 12 | Long Term | $4500.00 | $3300.00 | Yes | 01/15/2026 | 01/14/2027 | 12 | Long Term | $2500.00 | $2175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | $164.77 | $173.51 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.66 |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/04/2025 | 772 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112002 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1937.00 | Third Party Rental Source | $2251.86 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2251.86 |  |  | No |  |  |  | Long Term |  | $1937.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $568.79 | $82.28 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 1.72 |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/12/2026 | 791 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 82.076% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112115 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $2831.17 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $2831.17 |  |  | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $283.39 | $216.75 | Level 4-Stated/Verified as defined | No | 1 | 20 | No | No | No | Experienced Investor | 4.71 | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 767 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 767 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112107 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2176.21 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2176.21 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19788.00 |  |  | $129.77 | $197.74 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 5.17 |  |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/27/2025 | 717 | FICO II | 710 | Beacon 5 | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.487% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112196 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6300.00 | Third Party Rental Source | $6021.71 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $6021.71 |  |  | Yes | 02/01/2026 | 02/28/2026 | 1 | Long Term | $3500.00 | $3000.00 | Yes | 02/01/2026 | 02/28/2026 | 1 | Long Term | $3500.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $82900.00 |  |  | $563.14 | $442.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.54 |  |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 664 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 189.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112162 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1952.48 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1952.48 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44000.00 |  |  | $211.83 | $62.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | First-Time Investor | 7.62 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 772 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.333% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112143 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2420.00 | Third Party Rental Source | $1810.63 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1810.63 |  |  | No |  |  |  | Long Term |  | $2420.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $329.43 | $124.02 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.39 |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/24/2025 | 747 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112007 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3041.55 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $3041.55 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $616.61 | $31.42 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/04/2025 | 690 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 69.538% |  |  | 69.538% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112079 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10800.00 | Third Party Rental Source | $13225.80 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $13225.80 |  |  | No |  |  |  | Long Term |  | $2700.00 | No |  |  |  | Long Term |  | $2700.00 | No |  |  |  | Long Term |  | $2700.00 | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $1903.52 | $591.99 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/19/2025 | 782 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112145 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2050.00 | Rent on Existing Lease | $1324.42 |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | $1324.42 |  |  | Yes |  |  |  | Long Term | $1000.00 | $1000.00 | Yes |  |  |  | Long Term | $1050.00 | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $93.92 | $139.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.48 |  |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/03/2025 | 717 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112204 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Rent on Existing Lease | $1861.36 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1861.36 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $1950.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32900.00 |  |  | $291.67 | $98.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/16/2025 | 683 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112298 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $4142.92 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $4142.92 |  |  | No |  |  |  | Long Term |  | $2400.00 | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $365.16 | $186.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 736 | Fair Isaac (VER. 2) | 719 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112289 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $3319.91 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $3319.91 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $346.09 | $35.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.82 |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/13/2025 | 782 | FICO II | 715 | Beacon 5 | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112257 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2149.23 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $2149.23 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $6680.00 |  |  | $417.28 | $126.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 741 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118075 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $10727.55 |  | 0.000000 | 2.15 |  |  | 0.47 | 0.47 | $10727.55 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | $1262.02 | $2109.84 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  |  | Experienced Investor | 3.30 |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/12/2026 | 734 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118172 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1623.04 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1623.04 |  |  | Yes | 06/01/2025 | 06/01/2026 | 12 | Long Term | $2100.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $331.79 | $242.04 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No | No | Experienced Investor | 2.49 | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 804 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 804 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.404% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116526 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1000.00 | Rent on Existing Lease | $681.83 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $681.83 |  |  | Yes | 07/04/2025 | 07/04/2026 | 12 | Long Term | $1000.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18900.00 |  |  | $83.53 | $86.67 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 1.18 |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/09/2026 | 756 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 755 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 51.724% | XXXXX |  |  | 178.571% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116319 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3140.00 | Third Party Rental Source | $3854.39 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $3854.39 |  |  | No |  |  |  | Long Term |  | $3140.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33870.00 |  |  | $262.67 | $891.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 771 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118530 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $3798.75 |  | 0.000000 | 1.49 |  |  | 0.67 | 0.67 | $3798.75 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44200.00 |  |  | $770.00 | $108.60 | Level 3-Stated/Partially Verified | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/17/2026 | 783 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.167% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118168 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $1642.20 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1642.20 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2400.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $311.95 | $340.99 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 804 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 804 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.529% | XXXXX |  |  | 100000.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117816 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3376.54 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $3376.54 |  |  | Yes | 05/15/2024 | 05/15/2026 | 24 | Long Term | $3200.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $500.00 |  |  | $639.12 | $47.17 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/16/2026 | 736 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.607% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118020 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2295.00 | Rent on Existing Lease | $2189.24 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2189.24 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $2295.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $737.12 | $94.92 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor | 3.10 | Permanent Resident Alien |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 01/05/2026 | 814 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.512% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114707 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7200.00 | Third Party Rental Source | $10704.64 |  | 0.000000 | 1.49 |  |  | 0.67 | 0.67 | $10704.64 |  |  | No |  |  |  | Long Term |  | $7200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $1354.17 | $304.71 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/10/2026 | 707 | FICO II | 729 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.333% | XXXXX |  |  | 69.923% |  |  | 69.923% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117535 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4452.55 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $4452.55 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $639.82 | $656.67 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/23/2026 | 789 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 61.290% | XXXXX |  |  | 61.290% |  |  | 61.290% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114695 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $15645.00 | Rent on Existing Lease | $10228.23 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $10228.23 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $5850.00 | $6000.00 | Yes | 01/24/2026 | 01/23/2027 | 12 | Long Term | $6200.00 | $6200.00 | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3595.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1229.60 | $199.73 | Level 4-Stated/Verified as defined | No | 1 | 14 | No |  |  | Experienced Investor |  |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/23/2026 | 775 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115696 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4304.00 |  | 0.401327 |  |  |  |  |  | $4304.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $483.81 | $49.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.15 | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 702 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115812 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2250.33 |  | 0.000000 | 0.87 |  |  | 1.16 | 1.16 | $2250.33 |  |  | Yes | 11/01/2024 | 10/31/2026 | 24 | Long Term | $2600.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $483.94 | $97.21 | Level 3-Stated/Partially Verified | No | 1 | 28 | No |  |  | Experienced Investor |  |  |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/07/2025 | 771 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.955% | XXXXX |  |  | 74.900% |  |  | 74.900% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118305 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $3802.82 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $3802.82 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1750.00 | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67600.00 |  |  | $269.40 | $468.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.46 |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/08/2026 | 700 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/08/2026 | 743 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 193.617% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117983 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2057.74 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2057.74 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | $265.81 | $34.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/07/2026 | 758 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/07/2026 | 760 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 57.252% |  |  | 57.252% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118613 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2402.34 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $2402.34 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34000.00 |  |  | $439.73 | $232.05 | Level 4-Stated/Verified as defined | No | 1 | 50 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/26/2025 | 772 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.881% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116616 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2207.77 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2207.77 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47000.00 |  |  | $213.42 | $176.39 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 02/05/2026 | 734 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 76.471% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117105 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1375.00 | Third Party Rental Source | $842.09 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $842.09 |  |  | Yes | 10/20/2024 | 10/31/2026 | 24 | Long Term | $1500.00 | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $141.83 | $82.63 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 4.03 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/14/2026 | 677 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.276% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116950 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1686.47 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $1686.47 |  |  | Yes | 01/01/2026 | 08/30/2026 | 7 | Long Term | $1250.00 | $1250.00 | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44700.00 |  |  | $139.60 | $167.32 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 02/06/2026 | 701 | Fair Isaac (VER. 2) | 684 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 67.742% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120084 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9179.25 |  | 0.441602 |  |  |  |  |  | $9179.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $339.15 | $597.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.81 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 773 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118582 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2695.00 | Multiple Sources | $1809.99 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $1809.99 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $1450.00 | $1400.00 | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $1295.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $363.93 | $173.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.35 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/21/2026 | 754 | FICO II | 767 | Beacon 5 | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 114.521% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117948 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2387.56 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $2387.56 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43200.00 |  |  | $286.11 | $152.25 | Level 3-Stated/Partially Verified | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 02/16/2026 | 792 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.947% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118614 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $1402.84 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $1402.84 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $57.75 | $44.42 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/21/2026 | 699 | Fair Isaac (VER. 2) | 719 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.897% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120063 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3384.78 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $3384.78 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50850.00 |  |  | $183.00 | $151.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 02/26/2026 | 714 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.822% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118609 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $3115.32 |  | 0.000000 | 1.06 |  |  | 0.95 | 0.95 | $3115.32 |  |  | No |  |  |  | Long Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44000.00 |  |  | $296.62 | $133.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/20/2026 | 725 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118608 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $1427.47 |  | 0.000000 | 0.53 |  |  | 1.89 | 1.89 | $1427.47 |  |  | Yes | 10/01/2025 | 10/01/2026 | 12 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $485.58 | $131.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 30.52 | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/28/2026 | 717 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 19.417% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114727 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1716.37 |  | 0.325857 |  |  |  |  |  | $1716.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $187.39 | $28.19 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 22.62 | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 745 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118552 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1625.00 | Third Party Rental Source | $1394.49 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1394.49 |  |  | No |  |  |  | Long Term |  | $1625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15600.00 |  |  | $111.47 | $132.08 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  |  | Experienced Investor |  |  |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/28/2026 | 774 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116909 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1672.99 |  | 0.000000 | 0.84 |  |  | 1.20 | 1.2 | $1672.99 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35700.00 |  |  | $142.83 | $135.35 | Level 2-Stated/Not Verified | No | 1 | 19 | No | No |  | Experienced Investor |  | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 03/03/2026 | 769 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.003% | XXXXX |  |  | 64.184% |  |  | 64.184% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117156 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1367.03 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1367.03 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27500.00 |  |  | $179.96 | $86.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/02/2026 | 691 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.095% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116901 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1845.15 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1845.15 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $2000.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $265.75 | $92.78 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 808 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 821 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.400% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120477 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1595.00 | Rent on Existing Lease | $1238.67 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $1238.67 |  |  | Yes | 08/15/2025 | 07/31/2026 | 11 | Long Term | $1595.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $136.08 | $75.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.38 |  |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/28/2025 | 822 | FICO II | 807 | Beacon 5 | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.840% | XXXXX |  |  | 107.834% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118048 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1100.00 | Rent on Existing Lease | $1447.73 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $1447.73 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $1100.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $294.07 | $240.15 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/23/2026 | 767 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118913 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3189.25 |  | 0.404218 |  |  |  |  |  | $3189.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $766.67 | $123.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 39.27 | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/18/2026 | 700 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119033 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $5801.92 |  | 0.000000 | 1.93 |  |  | 0.52 | 0.52 | $5801.92 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69600.00 |  |  | $906.25 | $277.32 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/10/2026 | 756 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119004 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2266.86 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2266.86 |  |  | Yes | 05/01/2026 | 05/01/2027 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39000.00 |  |  | $330.71 | $192.58 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/28/2026 | 772 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.075% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118668 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4898.54 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $4898.54 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1120.14 | $248.14 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 725 | FICO II | 729 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.431% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119034 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8500.00 | Third Party Rental Source | $8376.78 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $8376.78 |  |  | No |  |  |  | Long Term |  | $8500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $1203.25 | $219.46 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/20/2026 | 761 | Fair Isaac (VER. 2) | 748 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118773 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2075.00 | Rent on Existing Lease | $1291.20 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $1291.20 |  |  | Yes | 07/15/2024 | 06/30/2027 | 35 | Long Term | $2075.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $253.13 | $128.83 | Level 1-Not Stated/Not Verified | No | 1 | 13 | No |  |  | First-Time Investor | 0.72 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/07/2026 | 694 | FICO II | 796 | Beacon 5 | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.545% | XXXXX |  |  | 278.431% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118329 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $5513.98 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $5513.98 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1016.67 | $169.58 | Level 2-Stated/Not Verified | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 12/17/2025 | 777 | FICO II | 767 | Beacon 5 | 775 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/12/2026 | 805 | FICO II | 786 | Beacon 5 | 764 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/12/2026 | 815 | FICO II | 811 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.735% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118757 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1575.00 | Rent on Existing Lease | $1564.53 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1564.53 |  |  | Yes | 03/01/2026 | 08/31/2026 | 6 | Long Term | $1575.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $418.08 | $133.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.26 |  |  | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/17/2026 | 665 | FICO II | 682 | Beacon 5 | 680 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 82.206% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118905 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1163.27 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1163.27 |  |  | Yes | 08/08/2025 | 08/08/2026 | 12 | Long Term | $1200.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $178.77 | $335.82 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 7.30 | US Citizen |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 661 | Fair Isaac (VER. 2) | 672 | FICO Classic V5 Facta | 636 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.778% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116076 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5850.00 | Rent on Existing Lease | $4858.08 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $4858.08 |  |  | Yes | 09/01/2024 | 01/01/2025 | 4 | Long Term | $5850.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $794.19 | $56.08 | Level 4-Stated/Verified as defined | No | 1 | 24 | No | No |  | Experienced Investor | 10.75 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/30/2026 | 755 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 40.786% | XXXXX |  |  | 161.871% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118246 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $4205.44 |  | 0.000000 | 1.24 |  |  | 0.81 | 0.81 | $4205.44 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69600.00 |  |  | $679.16 | $200.67 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 02/18/2026 | 694 | FICO II | 786 | Beacon 5 | 726 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 02/18/2026 | 819 | FICO II | 800 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 74.770% |  |  | 74.770% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119705 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3462.25 |  | 0.305275 |  |  |  |  |  | $3462.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $369.79 | $26.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.74 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 745 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117949 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6801.46 |  | 0.172798 |  |  |  |  |  | $6801.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $892.61 | $145.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.55 | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/11/2026 | 728 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 813 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117214 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1160.00 | Rent on Existing Lease | $1142.11 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1142.11 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $1160.00 | $1425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $166.00 | $111.22 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 2.82 |  |  | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/17/2025 | 677 | Fair Isaac (VER. 2) | 684 | FICO Classic V5 Facta | 688 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118865 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2169.13 |  | 0.218422 |  |  |  |  |  | $2169.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $113.68 | $86.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 18.62 | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/16/2025 | 781 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/16/2025 | 815 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117779 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $2890.99 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2890.99 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22250.00 |  |  | $418.73 | $187.41 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/03/2026 | 756 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119603 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6200.00 | Rent on Existing Lease | $7033.83 |  | 0.000000 | 1.13 |  |  | 0.88 | 0.88 | $7033.83 |  |  | Yes | 01/01/2024 | 12/31/2026 | 36 | Long Term | $6200.00 | $6200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $221300.00 |  |  | $746.35 | $282.83 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 4.45 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/25/2026 | 729 | Fair Isaac | 723 | Beacon 5 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 49.479% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119451 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2275.00 | Third Party Rental Source | $1803.88 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1803.88 |  |  | No |  |  |  | Long Term |  | $2275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38900.00 |  |  | $276.84 | $148.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 778 | FICO II | 774 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116663 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3959.79 |  | 0.330829 |  |  |  |  |  | $3959.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $757.83 | $125.42 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 12/17/2025 | 773 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113575 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3216.65 |  | 0.122702 |  |  |  |  |  | $3216.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $900.23 | $104.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.54 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/30/2025 | 750 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118685 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $7800.63 |  | 0.000000 | 1.42 |  |  | 0.71 | 0.71 | $7800.63 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67000.00 |  |  | $1458.33 | $228.37 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 02/11/2026 | 739 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118095 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1131.00 | Rent on Existing Lease | $819.93 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $819.93 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1131.00 | $1225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32160.00 |  |  | $178.16 | $128.08 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/22/2026 | 781 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.438% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119440 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2593.62 |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | $2593.62 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $524.80 | $87.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 0.40 |  |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/20/2026 | 765 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 74.667% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118407 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2395.84 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2395.84 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $490.64 | $118.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | First-Time Investor |  |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 03/05/2026 | 799 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.081% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116254 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $3920.83 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $3920.83 |  |  | No |  |  |  | Long Term |  | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $500000.00 |  |  | $739.58 | $93.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 711 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.239% | XXXXX |  |  | 74.286% |  |  | 74.286% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118307 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6840.92 |  | 0.413058 |  |  |  |  |  | $6840.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $562.57 | $228.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 718 | Fair Isaac | 748 | Beacon 5 | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117972 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1796.44 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1796.44 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29700.00 |  |  | $191.00 | $81.50 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 05/01/2001 | 793 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.121% | XXXXX |  |  | 72.121% |  |  | 72.121% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118607 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $3396.57 |  | 0.000000 | 1.03 |  |  | 0.97 | 0.97 | $3396.57 |  |  | Yes | 04/19/2024 | 06/30/2026 | 26 | Long Term | $3300.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $961.29 | $333.90 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 818 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/12/2026 | 840 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 818 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.776% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118756 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $2933.40 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2933.40 |  |  | Yes | 03/01/2026 | 11/30/2026 | 9 | Long Term | $5500.00 | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33928.00 |  |  | $463.11 | $439.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 5.38 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/10/2026 | 808 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 45.000% | XXXXX |  |  | 45.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119179 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Rent on Existing Lease | $2228.79 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $2228.79 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $1475.00 | $2000.00 | Yes | 04/01/2026 | 03/31/2027 | 12 | Long Term | $1475.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $541.67 | $314.61 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/16/2026 | 760 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 41.667% | XXXXX |  |  | 42.308% |  |  | 42.308% |  |  |  |  |  |  |  |  |
| XXXXX | 4000121487 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2650.00 | Rent on Existing Lease | $2352.89 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $2352.89 |  |  | Yes | 06/01/2025 | 05/31/2027 | 24 | Long Term | $2650.00 | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $593.12 | $118.82 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 2.33 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 742 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.631% | XXXXX |  |  | 74.631% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118727 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $4465.92 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $4465.92 |  |  | No |  |  |  | Long Term |  | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42800.00 |  |  | $654.51 | $117.83 | Level 1-Not Stated/Not Verified | No | 1 | 12 | No |  |  | Experienced Investor |  |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/16/2026 | 769 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.175% | XXXXX |  |  | 74.967% |  |  | 74.967% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116260 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5904.00 | Rent on Existing Lease | $6595.39 |  | 0.000000 | 1.12 |  |  | 0.90 | 0.9 | $6595.39 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $2217.00 | $2750.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1482.00 | $2000.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2205.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $99800.00 |  |  | $1093.75 | $328.33 | Level 4-Stated/Verified as defined | No | 0 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/26/2026 | 808 | FICO II | 761 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.292% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117446 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2098.76 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2098.76 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28620.00 |  |  | $356.25 | $121.75 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/13/2026 | 769 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.100% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116193 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3364.58 |  | 0.184977 |  |  |  |  |  | $3364.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $557.43 | $269.83 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/18/2026 | 787 | FICO II | 793 | Beacon 5 | 810 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/18/2026 | 808 | FICO II | 804 | Beacon 5 | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118434 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3652.36 |  | 0.399676 |  |  |  |  |  | $3652.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $757.83 | $170.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.44 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/22/2026 | 785 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119673 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2732.00 | Third Party Rental Source | $3824.34 |  | 0.000000 | 1.4 |  |  | 0.71 | 0.71 | $3824.34 |  |  | No |  |  |  | Long Term |  | $2732.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1278.99 | $239.17 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 752 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  | 58.291% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118951 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $18894.00 | Third Party Rental Source | $14396.21 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $14396.21 |  |  | No |  |  |  | Short Term |  | $18894.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86400.00 |  |  | $1835.54 | $793.13 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 3.31 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/14/2026 | 722 | FICO II | 738 | Beacon 5 | 766 | FICO Risk Score Classic 04 | 3 |  |  | 10.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/14/2026 | 699 | FICO II | 673 | Beacon 5 | 689 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118920 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2824.00 | Third Party Rental Source | $2170.20 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $2170.20 |  |  | No |  |  |  | Long Term |  | $2824.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31900.00 |  |  | $581.82 | $79.25 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/13/2026 | 803 | FICO II | 801 | Beacon 5 | 789 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/13/2026 | 801 | FICO II | 809 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.708% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119035 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $7336.21 |  | 0.000000 | 1.83 |  |  | 0.55 | 0.55 | $7336.21 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1130.21 | $305.75 | Level 4-Stated/Verified as defined | No | 1 | 16 | No | No |  | Experienced Investor |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/03/2026 | 797 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120287 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $18225.00 | Multiple Sources | $14007.53 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $14007.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $961.49 | $968.17 | Level 4-Stated/Verified as defined | Yes | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/20/2026 | 684 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 838.333% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116812 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2069.13 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $2069.13 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $616.28 | $88.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.41 |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/12/2026 | 749 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.194% | XXXXX |  |  | 90.859% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115917 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3675.00 | Third Party Rental Source | $1617.99 |  | 0.000000 | 0.44 |  |  | 2.27 | 2.27 | $1617.99 |  |  | No |  |  |  | Long Term |  | $1225.00 | No |  |  |  | Long Term |  | $1225.00 | No |  |  |  | Long Term |  | $1225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $87500.00 |  |  | $369.33 | $226.67 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/23/2025 | 725 | Fair Isaac (VER. 2) | 747 | Beacon 5 | 722 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/23/2025 | 781 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 68.097% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118328 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1988.87 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $1988.87 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $1825.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20055.00 |  |  | $657.05 | $88.33 | Level 4-Stated/Verified as defined | No | 1 | 19 | No |  |  | Experienced Investor | 2.79 |  |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/16/2026 | 796 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.876% | XXXXX |  |  | 85.750% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115506 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1795.00 | Rent on Existing Lease | $1079.39 |  | 0.000000 | 0.6 |  |  | 1.66 | 1.66 | $1079.39 |  |  | Yes | 06/01/2025 | 06/01/2026 | 12 | Long Term | $1795.00 | $1925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $3960.00 |  |  | $220.51 | $44.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 24.35 | US Citizen |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/09/2026 | 648 | FICO II | 675 | Beacon 5 | 678 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 28.149% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120566 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Rent on Existing Lease | $2501.00 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $2501.00 |  |  | Yes | 07/01/2025 | 07/01/2028 | 36 | Long Term | $3800.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $388.78 | $118.33 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.85 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/20/2026 | 757 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 47.244% | XXXXX |  |  | 55.351% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120444 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on Existing Lease | $4970.46 |  | 0.000000 | 1.53 |  |  | 0.65 | 0.65 | $4970.46 |  |  | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $3250.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $520.33 | $180.09 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 15.90 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/23/2026 | 788 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 154.762% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113657 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3035.38 |  | 0.288196 |  |  |  |  |  | $3035.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $448.23 | $155.72 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 01/19/2026 | 771 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118104 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6178.19 |  | 0.190849 |  |  |  |  |  | $6178.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1119.79 | $115.01 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/10/2026 | 762 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117904 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1449.21 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1449.21 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21507.00 |  |  | $481.00 | $72.75 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.68 |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/19/2025 | 711 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120220 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1546.30 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1546.30 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $107.01 | $37.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.16 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/10/2026 | 754 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.160% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119235 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3550.00 | Third Party Rental Source | $3424.95 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3424.95 |  |  | No |  |  |  | Long Term |  | $3550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41700.00 |  |  | $781.87 | $105.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 02/26/2026 | 722 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118813 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1150.00 | Third Party Rental Source | $2807.02 |  | 0.000000 | 2.44 |  |  | 0.41 | 0.41 | $2807.02 |  |  | No |  |  |  | Long Term |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57015.00 |  |  | $432.46 | $62.25 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/21/2026 | 769 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.167% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120284 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4083.00 | Third Party Rental Source | $3188.00 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $3188.00 |  |  | No |  |  |  | Long Term |  | $4083.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47400.00 |  |  | $932.29 | $165.75 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 815 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 37.853% | XXXXX |  |  | 37.430% |  |  | 37.430% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120443 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3350.00 | Rent on Existing Lease | $5363.87 |  | 0.000000 | 1.6 |  |  | 0.62 | 0.62 | $5363.87 |  |  | Yes | 06/01/2022 | 05/31/2024 | 24 | Long Term | $3350.00 | $4250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68250.00 |  |  | $953.67 | $205.86 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 3.99 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/23/2026 | 788 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.975% | XXXXX |  |  | 98.462% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120490 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4950.00 | Rent on Existing Lease | $8271.02 |  | 0.000000 | 1.67 |  |  | 0.60 | 0.6 | $8271.02 |  |  | Yes | 06/15/2024 | 06/30/2026 | 24 | Long Term | $4950.00 | $5300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $85000.00 |  |  | $1194.73 | $417.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.85 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/23/2026 | 788 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.516% | XXXXX |  |  | 90.909% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119314 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1350.00 | Rent on Existing Lease | $1061.39 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1061.39 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $1350.00 | $1475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $125.75 | $82.92 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor | 13.08 | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 701 | Fair Isaac (VER. 2) | 686 | Beacon 5 | 676 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.131% | XXXXX |  |  | 301.198% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120361 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2160.99 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $2160.99 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35500.00 |  |  | $497.15 | $94.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/23/2026 | 765 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/23/2026 | 797 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.697% | XXXXX |  |  | 69.697% |  |  | 69.697% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118619 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $2316.59 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2316.59 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $2000.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $553.83 | $190.07 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.77 | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/05/2026 | 806 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119841 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3450.00 | Rent on Existing Lease | $2469.53 |  | 0.000000 | 0.72 |  |  | 1.40 | 1.4 | $2469.53 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $3450.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $329176.00 |  |  | $1249.97 | $234.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 6.82 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/04/2026 | 739 | FICO II | 748 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 29.703% | XXXXX |  |  | 29.703% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118346 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $4422.30 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $4422.30 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $3000.00 | $3000.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $3000.00 | $3000.00 | No |  |  |  | Long Term |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $392.44 | $320.93 | Level 4-Stated/Verified as defined | No | 1 | 25 | No |  |  | Experienced Investor |  |  |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/19/2025 | 791 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/18/2025 | 723 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 | 3 |  |  | 33.330% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/19/2025 | 823 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 268.500% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117503 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1875.00 | Third Party Rental Source | $2768.44 |  | 0.000000 | 1.48 |  |  | 0.68 | 0.68 | $2768.44 |  |  | No |  |  |  | Long Term |  | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73600.00 |  |  | $522.25 | $97.33 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/20/2026 | 750 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 73.256% |  |  | 73.256% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120232 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5950.00 | Third Party Rental Source | $8502.63 |  | 0.000000 | 1.43 |  |  | 0.70 | 0.7 | $8502.63 |  |  | No |  |  |  | Long Term |  | $5950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1643.43 | $212.89 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/02/2026 | 792 | Fair Isaac | 769 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.813% | XXXXX |  |  | 54.945% |  |  | 54.945% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119026 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $6935.00 | Third Party Rental Source | $6628.00 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $6628.00 |  |  | No |  |  |  | Short Term |  | $6935.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58230.00 |  |  | $410.43 | $73.17 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor | 6.99 |  |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/26/2026 | 663 | FICO II | 639 | Beacon 5 | 699 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/26/2026 | 654 | FICO II | 683 | Beacon 5 | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.510% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119022 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3550.00 | Third Party Rental Source | $3533.19 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3533.19 |  |  | No |  |  |  | Long Term |  | $3550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75400.00 |  |  | $682.29 | $129.58 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/11/2026 | 770 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.886% | XXXXX |  |  | 64.886% |  |  | 64.886% |  |  |  |  |  |  |  |  |
| XXXXX | 4000121213 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4950.00 | Third Party Rental Source | $5712.29 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $5712.29 |  |  | Yes | 10/15/2023 | 10/15/2029 | 72 | Long Term | $5100.00 | $4950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $220066.00 |  |  | $541.60 | $184.36 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 3.62 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/22/2026 | 747 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120864 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1224.67 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $1224.67 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $1800.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $253.06 | $104.46 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 3.94 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/18/2026 | 762 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.395% | XXXXX |  |  | 100.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120233 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $3668.18 |  | 0.000000 | 1.47 |  |  | 0.68 | 0.68 | $3668.18 |  |  | Yes | 11/04/2024 | 10/31/2025 | 11 | Long Term | $2500.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57990.00 |  |  | $880.23 | $93.08 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor | 13.07 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/10/2026 | 787 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.364% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120650 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $5130.77 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $5130.77 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36400.00 |  |  | $1163.07 | $225.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 780 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.363% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118972 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $3002.02 |  | 0.000000 | 1.5 |  |  | 0.67 | 0.67 | $3002.02 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40200.00 |  |  | $1128.04 | $155.67 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/22/2026 | 770 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 56.522% | XXXXX |  |  | 56.522% |  |  | 56.522% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120386 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1550.00 | Third Party Rental Source | $1135.59 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1135.59 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $1700.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $111.52 | $118.82 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor | 20.34 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/20/2026 | 735 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120488 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1313.38 |  | 0.000000 | 1.09 |  |  | 0.91 | 0.91 | $1313.38 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1200.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $107.73 | $197.08 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 10.70 | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/23/2025 | 687 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.792% | XXXXX |  |  | 148.095% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120069 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2589.41 |  | 0.000000 | 1.18 |  |  | 0.85 | 0.85 | $2589.41 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15600.00 |  |  | $169.93 | $124.58 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/09/2026 | 690 | FICO II | 703 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000121973 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $1789.91 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $1789.91 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $392.36 | $62.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/25/2026 | 800 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 46.333% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000121106 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2490.25 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $2490.25 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $301.72 | $242.52 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 796 | FICO II | 805 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118831 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Rent on Existing Lease | $2985.14 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $2985.14 |  |  | Yes | 04/01/2025 | 03/31/2027 | 24 | Long Term | $2450.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $161.56 | $70.42 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/08/2026 | 786 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.248% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118886 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4650.00 | Third Party Rental Source | $5820.62 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $5820.62 |  |  | No |  |  |  | Long Term |  | $4650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $85000.00 |  |  | $1177.08 | $282.50 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 768 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 837 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.522% | XXXXX |  |  | 57.522% |  |  | 57.522% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120634 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $4019.43 |  | 0.000000 | 1.3 |  |  | 0.77 | 0.77 | $4019.43 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $160.24 | $107.09 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.00 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/09/2026 | 790 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.151% | XXXXX |  |  | 64.151% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120652 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2583.82 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $2583.82 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36400.00 |  |  | $711.42 | $329.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/16/2026 | 791 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.978% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120307 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Multiple Sources | $2068.72 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $2068.72 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $1200.00 | $1300.00 | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $1300.00 | $1300.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $111.40 | $209.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.66 |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/10/2026 | 743 | FICO II | 739 | Beacon 5 | 721 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 157.178% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120651 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2773.52 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $2773.52 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57800.00 |  |  | $406.73 | $245.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 76.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 03/06/2026 | 754 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.295% | XXXXX |  |  | 69.978% |  |  | 69.978% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120080 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $1186.97 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1186.97 |  |  | Yes | 07/01/2025 | 06/01/2026 | 11 | Long Term | $2000.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20100.00 |  |  | $198.96 | $106.00 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/03/2026 | 808 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.878% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119106 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1263.94 |  | 0.444450 |  |  |  |  |  | $1263.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $111.94 | $137.03 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 03/10/2026 | 715 | FICO II | 738 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000122391 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1766.16 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1766.16 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $298.79 | $69.08 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 815 | Fair Isaac (VER. 2) | 803 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 823 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.472% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000122193 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4704.64 |  | 0.012060 |  |  |  |  |  | $4704.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $878.93 | $93.95 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 02/11/2026 | 717 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000122212 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3650.00 | Third Party Rental Source | $1789.14 |  | 0.000000 | 0.49 |  |  | 2.04 | 2.04 | $1789.14 |  |  | No |  |  |  | Long Term |  | $3650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44385.00 |  |  | $592.50 | $90.50 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/14/2026 | 783 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/14/2026 | 783 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 25.510% | XXXXX |  |  | 25.773% |  |  | 25.773% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120854 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1375.97 |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | $1375.97 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19000.00 |  |  | $255.40 | $123.09 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/18/2026 | 762 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.976% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120437 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2055.85 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $2055.85 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40670.00 |  |  | $259.35 | $374.42 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/20/2026 | 798 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/20/2026 | 801 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.853% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117519 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3038.58 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $3038.58 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61100.00 |  |  | $645.83 | $93.50 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/10/2026 | 823 | FICO II | 794 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/10/2026 | 820 | FICO II | 798 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.452% | XXXXX |  |  | 56.452% |  |  | 56.452% |  |  |  |  |  |  |  |  |
| XXXXX | 4000117903 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $892.89 |  | 0.000000 | 0.69 |  |  | 1.46 | 1.46 | $892.89 |  |  | Yes | 02/16/2026 | 02/15/2027 | 12 | Long Term | $1700.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9230.00 |  |  | $22.00 | $79.25 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.18 |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 76.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 02/04/2026 | 779 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.273% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120800 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3725.00 | Rent on Existing Lease | $3715.19 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3715.19 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2025.00 | $2150.00 | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $1700.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $141380.00 |  |  | $769.35 | $164.74 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 4.07 |  |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/09/2026 | 723 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 56.774% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120036 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2587.21 |  | 0.000000 | 1.03 |  |  | 0.97 | 0.97 | $2587.21 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $346.59 | $83.04 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 03/09/2026 | 737 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 2000000405 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10000.00 | Third Party Rental Source | $9245.08 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $9245.08 |  |  | No |  |  |  | Long Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $131000.00 |  |  | $2759.58 | $216.75 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 03/09/2026 | 814 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/09/2026 | 769 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.382% | XXXXX |  |  | 44.030% |  |  | 44.030% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119512 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4700.00 | Third Party Rental Source | $4355.65 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $4355.65 |  |  | No |  |  |  | Long Term |  | $4700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $1370.24 | $178.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/07/2026 | 819 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119019 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1890.00 | Third Party Rental Source | $2157.35 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $2157.35 |  |  | Yes | 02/01/2026 | 04/30/2027 | 15 | Long Term | $2350.00 | $1890.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $159.54 | $115.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 6.22 | Permanent Resident Alien |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 02/05/2026 | 661 | Fair Isaac (VER. 2) | 655 | FICO Classic V5 Facta | 671 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000121568 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $2670.10 |  | 0.000000 | 1.21 |  |  | 0.82 | 0.82 | $2670.10 |  |  | Yes | 08/01/2025 | 08/31/2026 | 13 | Long Term | $2200.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $122260.00 |  |  | $261.31 | $164.10 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 03/06/2026 | 699 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.620% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116916 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9900.00 | Multiple Sources | $9240.12 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $9240.12 |  |  | No |  |  |  | Long Term |  | $3800.00 | No |  |  |  | Long Term |  | $2200.00 | No |  |  |  | Long Term |  | $2200.00 | Yes |  |  |  | Long Term | $1700.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | $1111.55 | $543.75 | Level 3-Stated/Partially Verified | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/02/2026 | 771 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120807 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11650.00 | Rent on Existing Lease | $11514.47 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $11514.47 |  |  | Yes | 04/15/2026 | 05/14/2027 | 13 | Long Term | $2850.00 | $2850.00 | Yes | 04/15/2026 | 05/14/2027 | 13 | Long Term | $3500.00 | $3500.00 | Yes | 04/15/2026 | 05/14/2027 | 13 | Long Term | $2700.00 | $2700.00 | Yes | 04/15/2026 | 05/14/2027 | 13 | Long Term | $2600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $150000.00 |  |  | $3512.32 | $273.25 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/25/2025 | 767 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.190% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118064 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $8920.00 | Third Party Rental Source | $8066.57 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $8066.57 |  |  | No |  |  |  | Long Term |  | $2230.00 | No |  |  |  | Long Term |  | $2230.00 | No |  |  |  | Long Term |  | $2230.00 | No |  |  |  | Long Term |  | $2230.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1238.72 | $155.50 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 1.20 |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/16/2026 | 746 | Fair Isaac (VER. 2) | 731 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/30/2026 | 786 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.102% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000414 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $10200.00 | Third Party Rental Source | $14002.28 |  | 0.000000 | 1.37 |  |  | 0.73 | 0.73 | $14002.28 |  |  | No |  |  |  | Long Term |  | $10200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $126200.00 |  |  | $3312.14 | $111.39 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/04/2026 | 807 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/04/2026 | 824 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 52.917% | XXXXX |  |  | 59.912% |  |  | 59.912% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119851 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2050.00 | Rent on Existing Lease | $1927.96 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1927.96 |  |  | Yes | 03/07/2026 | 03/06/2027 | 12 | Long Term | $2050.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $526.41 | $79.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 0.09 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 793 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 111.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120874 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1905.75 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $1905.75 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33500.00 |  |  | $281.77 | $115.42 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/22/2026 | 772 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.184% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119763 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1511.02 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1511.02 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $424.96 | $77.41 | Level 4-Stated/Verified as defined | No | 1 | 16 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/20/2025 | 794 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 782 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/20/2025 | 835 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 63.306% | XXXXX |  |  | 63.563% |  |  | 63.563% |  |  |  |  |  |  |  |  |
| XXXXX | 4000121526 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $1372.18 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $1372.18 |  |  | Yes | 02/15/2026 | 02/15/2027 | 12 | Long Term | $1550.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $86.49 | $83.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.44 |  |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/18/2025 | 705 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.902% | XXXXX |  |  | 278.462% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118353 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $2310.37 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2310.37 |  |  | Yes | 08/15/2025 | 08/15/2026 | 12 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35143.00 |  |  | $511.45 | $222.42 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No |  | Experienced Investor | 1.08 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/26/2026 | 752 | FICO II |  |  | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 90.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000121258 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $2472.00 |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | $2472.00 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $3500.00 | $3850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $85400.00 |  |  | $646.81 | $49.75 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 1.36 | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/24/2026 | 656 | FICO II | 670 | Beacon 5 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 31.250% | XXXXX |  |  | 31.250% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000121975 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2277.31 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2277.31 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $291.44 | $127.59 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 744 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 03/06/2026 | 686 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.843% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115263 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $2136.32 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2136.32 |  |  | Yes | 03/31/2025 | 03/31/2026 | 12 | Long Term | $1900.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14000.00 |  |  | $347.29 | $158.38 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/04/2026 | 801 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.982% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120762 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2900.00 | Rent on Existing Lease | $2744.83 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $2744.83 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1450.00 | $1800.00 | Yes | 06/01/2026 | 05/31/2027 | 12 | Long Term | $1450.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $113600.00 |  |  | $626.40 | $164.07 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/02/2026 | 839 | FICO II | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.836% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000118285 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $3742.05 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $3742.05 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77600.00 |  |  | $303.15 | $141.89 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 02/13/2026 | 769 | FICO II | 757 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.590% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120748 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6100.00 | Third Party Rental Source | $7180.79 |  | 0.000000 | 1.18 |  |  | 0.85 | 0.85 | $7180.79 |  |  | Yes | 08/01/2023 | 07/31/2024 | 12 | Long Term | $8000.00 | $6100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $124880.00 |  |  | $481.86 | $129.64 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 0.59 | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/10/2026 | 718 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.971% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115977 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2197.05 |  | 0.267663 |  |  |  |  |  | $2197.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $486.10 | $107.17 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 830 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 02/03/2026 | 820 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 02/03/2026 | 830 | Fair Isaac (VER. 2) |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000120042 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1702.49 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1702.49 |  |  | Yes | 03/01/2026 | 03/01/2027 | 12 | Long Term | $2015.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24800.00 |  |  | $200.04 | $78.67 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 0.11 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 739 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.048% | XXXXX |  |  | 64.048% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000122085 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1105.55 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $1105.55 |  |  | Yes | 05/01/2025 | 05/01/2026 | 12 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23200.00 |  |  | $173.57 | $105.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/26/2026 | 696 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 2000000499 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6950.00 | Rent on Existing Lease | $2496.85 |  | 0.000000 | 0.36 |  |  | 2.78 | 2.78 | $2496.85 |  |  | Yes | 02/01/2024 | 02/01/2025 | 12 | Long Term | $6950.00 | $8500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $579.57 | $176.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 28.22 | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/01/2026 | 801 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/01/2026 | 742 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 10.714% | XXXXX |  |  | 64.935% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000121494 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3380.36 |  | 0.365305 |  |  |  |  |  | $3380.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $505.21 | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/03/2026 | 770 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/03/2026 | 785 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118175 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $6300.00 | Third Party Rental Source | $5857.46 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $5857.46 |  |  | No |  |  |  | Long Term |  | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1688.35 | $117.21 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/30/2026 | 719 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000123130 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1925.00 | Third Party Rental Source | $1540.87 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1540.87 |  |  | No |  |  |  | Long Term |  | $1925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | $285.80 | $190.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 777 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.167% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000119127 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4131.89 |  | 0.326869 |  |  |  |  |  | $4131.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $863.19 | $143.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 11.93 | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/09/2026 | 741 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000119723 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2226.18 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $2226.18 |  |  | No |  |  |  | Long Term |  | $1400.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29500.00 |  |  | $546.23 | $70.75 | Level 3-Stated/Partially Verified | No | 1 | 19 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 03/03/2026 | 810 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 03/03/2026 | 823 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.195% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112181 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10769.50 |  | 0.448734 |  |  |  |  |  | $10769.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $794.63 | $305.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/04/2025 | 719 | FICO II | 711 | Beacon 5 | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112077 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1782.48 |  | 0.145178 |  |  |  |  |  | $1782.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $108.96 | $70.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 696 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 668 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114032 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3209.37 |  | 0.118509 |  |  |  |  |  | $3209.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $481.49 | $86.58 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 2.08 |  |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 7 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/31/2025 | 724 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112066 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4337.34 |  | 0.102662 |  |  |  |  |  | $4337.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $444.50 | $63.42 | Level 1-Not Stated/Not Verified |  |  |  | Yes |  | Yes |  |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | Foreign National | Passport, VISA | Ecuador | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114071 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2657.17 |  | 0.446292 |  |  |  |  |  | $2657.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $427.89 | $97.85 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 734 | FICO II | 755 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000113972 | XXXXX | XXXXX |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7200.00 | Rent on Existing Lease | $6376.16 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $6376.16 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $7200.00 | $5250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40800.00 |  |  | $1132.93 | $468.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.86 |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 03/24/2025 | 742 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.866% | XXXXX |  |  | 140.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000113973 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $3617.12 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $3617.12 |  |  | Yes | 06/01/2025 | 11/30/2025 | 6 | Long Term | $5000.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $108000.00 |  |  | $153.96 | $297.26 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.50 |  |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 95.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/21/2025 | 783 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112282 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2852.43 | Multiple Sources | $2436.57 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $2436.57 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41800.00 |  |  | $131.33 | $124.50 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Classic | 08/29/2025 | 811 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112264 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6572.00 | Multiple Sources | $5242.64 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $5242.64 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $973.36 | $109.36 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 2-Stated/Not Verified | Classic | 10/28/2025 | 776 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112277 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Multiple Sources | $2570.37 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2570.37 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $266.42 | $186.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 755 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112243 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8284.14 | Multiple Sources | $3713.25 |  | 0.000000 | 0.45 |  |  | 2.23 | 2.23 | $3713.25 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $595.29 | $130.11 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Classic | 10/04/2025 | 795 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/04/2025 | 790 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112304 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1680.13 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $1680.13 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $142.69 | $181.61 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.50 |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 95.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/06/2025 | 760 | FICO II | 737 | Beacon 5 | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 331.250% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000113988 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8700.00 | Third Party Rental Source | $7622.90 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $7622.90 |  |  | No |  |  |  | Long Term |  | $2100.00 | No |  |  |  | Long Term |  | $3100.00 | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $625.33 | $428.28 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/19/2025 | 742 | FICO II | 756 | Beacon 5 | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000113999 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $4484.14 |  | 0.000000 | 0.6 |  |  | 1.67 | 1.67 | $4484.14 |  |  | No |  |  |  | Long Term |  | $3750.00 | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $849.82 | $296.70 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/27/2025 | 816 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112252 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6750.00 | Third Party Rental Source | $5803.42 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $5803.42 |  |  | Yes | 11/01/2024 | 10/31/2026 | 24 | Long Term | $2500.00 | $3000.00 | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $148600.00 |  |  | $805.51 | $243.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/16/2025 | 816 | FICO II | 813 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112109 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3239.22 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $3239.22 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $176.18 | $89.92 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor | 0.58 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/25/2025 | 739 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.748% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112263 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5600.00 | Third Party Rental Source | $3029.98 |  | 0.000000 | 0.54 |  |  | 1.85 | 1.85 | $3029.98 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $2300.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59500.00 |  |  | $658.79 | $181.25 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | First-Time Investor | 0.28 |  |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/14/2025 | 688 | FICO II | 670 | Beacon 5 | 672 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 68.684% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112150 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $1831.54 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $1831.54 |  |  | No |  |  |  | Long Term |  | $1750.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81700.00 |  |  | $279.72 | $115.22 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 709 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112186 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4008.33 | Multiple Sources | $3449.84 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $3449.84 |  |  | No |  |  |  | Long Term |  | $3175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46590.00 |  |  | $887.16 | $156.12 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 44.110% | XXXXX |  |  | 44.110% |  |  | 44.110% |  |  |  |  |  |  |  |  |
| XXXXX | 6000111968 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $3832.40 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $3832.40 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $5600.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $360.68 | $100.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 1.10 | Permanent Resident Alien |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/05/2025 | 754 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 85.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114170 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3450.00 | Third Party Rental Source | $3905.71 |  | 0.000000 | 1.13 |  |  | 0.88 | 0.88 | $3905.71 |  |  | No |  |  |  | Long Term |  | $3450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47000.00 |  |  | $300.51 | $248.97 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 712 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112022 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Rent on Existing Lease | $2207.66 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2207.66 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $2800.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $156.15 | $278.66 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No | No |  | First-Time Investor | 0.37 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/06/2026 | 697 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.028% | XXXXX |  |  | 114.871% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112202 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1155.03 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1155.03 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31720.00 |  |  | $140.59 | $160.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.08 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/06/2025 | 793 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112218 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1323.52 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1323.52 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $1600.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23450.00 |  |  | $154.32 | $64.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | First-Time Investor | 11.43 |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | Non-Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/27/2025 | 755 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112213 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2824.83 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2824.83 |  |  | Yes | 03/22/2025 | 03/22/2026 | 12 | Long Term | $1450.00 | $1600.00 | Yes | 07/24/2025 | 07/24/2026 | 12 | Long Term | $1500.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $634.25 | $140.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 4.69 |  |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/16/2025 | 715 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112198 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1901.63 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1901.63 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $536.00 | $180.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.26 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 770 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.819% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112000 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $4608.60 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $4608.60 |  |  | Yes | 03/22/2025 | 04/01/2026 | 12 | Long Term | $1475.00 | $1500.00 | Yes | 03/24/2025 | 03/31/2026 | 12 | Long Term | $2100.00 | $2200.00 | Yes | 03/22/2025 | 03/31/2026 | 12 | Long Term | $2050.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $868.63 | $226.42 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 1.08 |  |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/12/2026 | 635 | Fair Isaac (VER. 2) | 673 | FICO Classic V5 Facta | 661 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 95.017% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112104 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6300.00 | Third Party Rental Source | $6278.04 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $6278.04 |  |  | No |  |  |  | Long Term |  | $2900.00 | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $98550.00 |  |  | $785.24 | $304.02 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 11/05/2025 | 815 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 69.565% | XXXXX |  |  | 69.565% |  |  | 69.565% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112139 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1241.96 |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | $1241.96 |  |  | Yes | 07/01/2024 | 06/30/2025 | 12 | Long Term | $2100.00 | $1525.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15200.00 |  |  | $171.88 | $63.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 3.84 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/02/2025 | 729 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 85.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000112240 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $3257.14 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $3257.14 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2200.00 | $1900.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $813.42 | $131.33 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 1 | 1 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/27/2025 | 749 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 71.111% |  |  | 71.111% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112128 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8000.00 | Rent on Existing Lease | $7377.97 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $7377.97 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $8000.00 | $4750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45747.00 |  |  | $602.94 | $403.58 | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/09/2025 | 710 | Fair Isaac (VER. 2) | 681 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/09/2025 | 689 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000112175 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $3192.90 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $3192.90 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $291.55 | $142.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 779 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114169 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1150.00 | Third Party Rental Source | $1758.12 |  | 0.000000 | 1.53 |  |  | 0.65 | 0.65 | $1758.12 |  |  | No |  |  |  | Long Term |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31500.00 |  |  | $114.55 | $136.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/17/2025 | 703 | Fair Isaac (VER. 2) | 657 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114126 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $12150.75 |  | 0.000000 | 1.87 |  |  | 0.53 | 0.53 | $12150.75 |  |  | No |  |  |  | Long Term |  | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1197.54 | $419.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 6.72 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 729 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 120.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114034 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1823.05 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $1823.05 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $158.62 | $190.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.56 | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 693 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 117.500% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000113990 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6120.00 | Multiple Sources | $1992.03 |  | 0.000000 | 0.33 |  |  | 3.07 | 3.07 | $1992.03 |  |  | No |  |  |  | Long Term |  | $7650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $296.33 | $58.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/21/2026 | 790 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 47.619% | XXXXX |  |  | 47.619% |  |  | 47.619% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114104 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $1724.14 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1724.14 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $298.21 | $178.19 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 2.04 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/14/2026 | 757 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114121 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5300.00 | Rent on Existing Lease | $5133.93 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $5133.93 |  |  | Yes | 02/01/2026 | 02/01/2027 | 12 | Long Term | $5300.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $94000.00 |  |  | $842.61 | $91.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.39 | Non-Permanent Resident Alien |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 741 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 85.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114047 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $9000.00 | Third Party Rental Source | $8876.76 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $8876.76 |  |  | No |  |  |  | Long Term |  | $5000.00 | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47563.00 |  |  | $706.37 | $206.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 8.28 |  |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 48.05% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/15/2025 | 825 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  | 48.05% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/15/2025 | 821 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.273% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114135 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $5268.97 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $5268.97 |  |  | No |  |  |  | Long Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110000.00 |  |  | $1427.39 | $147.17 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/20/2026 | 793 | FICO II | 805 | Beacon 5 | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114011 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1498.78 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1498.78 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32920.00 |  |  | $279.73 | $96.08 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.51 |  |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/04/2025 | 670 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.295% | XXXXX |  |  | 204.545% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114083 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $2805.13 |  | 0.000000 | 0.64 |  |  | 1.57 | 1.57 | $2805.13 |  |  | Yes | 12/01/2025 | 12/31/2025 | 1 | Long Term | $950.00 | $1100.00 | Yes | 12/01/2025 | 12/31/2025 | 1 | Long Term | $1000.00 | $1100.00 | Yes | 12/01/2025 | 12/31/2025 | 1 | Long Term | $950.00 | $1100.00 | Yes | 12/01/2025 | 12/31/2025 | 1 | Long Term | $1000.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $207.38 | $286.61 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 3.02 |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/03/2025 | 759 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114164 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $1464.66 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $1464.66 |  |  | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26510.00 |  |  | $256.48 | $210.33 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor | 15.66 | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/04/2025 | 793 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 100.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114056 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3875.00 | Third Party Rental Source | $3287.25 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $3287.25 |  |  | No |  |  |  | Long Term |  | $3875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37500.00 |  |  | $620.83 | $236.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.84 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 782 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.250% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114111 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2330.41 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $2330.41 |  |  | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $500.74 | $126.67 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/08/2026 | 787 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000113981 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10000.00 | Third Party Rental Source | $9104.99 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $9104.99 |  |  | No |  |  |  | Long Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $234.63 | $32.08 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/16/2025 | 777 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114114 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4100.00 | Rent on Existing Lease | $3930.07 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3930.07 |  |  | Yes | 03/01/2026 | 03/01/2027 | 12 | Long Term | $4100.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22400.00 |  |  | $682.29 | $102.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 776 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114134 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2817.64 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2817.64 |  |  | Yes | 03/01/2026 | 03/30/2027 | 12 | Long Term | $3000.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $679.34 | $166.14 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 01/12/2026 | 741 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114036 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $5632.36 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $5632.36 |  |  | No |  |  |  | Long Term |  | $3000.00 | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64700.00 |  |  | $907.22 | $140.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 40.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/09/2025 | 742 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114122 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1550.00 | Third Party Rental Source | $1409.95 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1409.95 |  |  | Yes | 01/30/2026 | 02/01/2027 | 12 | Long Term | $1500.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23000.00 |  |  | $204.89 | $195.86 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.52 |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | Non-Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/10/2025 | 724 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 109.375% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114053 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1687.55 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $1687.55 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | $125.30 | $117.39 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  | 50.00% | Full Recourse | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114079 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3460.00 | Third Party Rental Source | $1972.65 |  | 0.000000 | 0.57 |  |  | 1.75 | 1.75 | $1972.65 |  |  | Yes | 12/15/2025 | 12/14/2026 | 12 | Long Term | $1700.00 | $1730.00 | No |  |  |  | Long Term |  | $1730.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70470.00 |  |  | $32.17 | $102.01 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.51 |  |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/19/2025 | 684 | Fair Isaac (VER. 2) | 677 | FICO Classic V5 Facta | 676 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114182 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2183.80 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2183.80 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $165.16 | $45.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 23.39 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 807 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 35.115% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114101 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $4601.42 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $4601.42 |  |  | Yes |  |  |  | Long Term | $2400.00 | $2400.00 | Yes |  |  |  | Long Term | $1950.00 | $2400.00 | Yes |  |  |  | Long Term | $1650.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66495.00 |  |  | $621.75 | $377.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.35 |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Non-Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/09/2026 | 734 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114021 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3138.06 |  | 0.000000 | 0.9 |  |  | 1.12 | 1.12 | $3138.06 |  |  | Yes | 08/01/2024 | 08/31/2024 | 1 | Long Term | $3500.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $3750.00 |  |  | $299.61 | $101.79 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.78 |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/19/2025 | 767 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  | 25.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 786 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 18.629% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114019 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $3230.03 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $3230.03 |  |  | Yes | 08/21/2025 | 07/31/2026 | 11 | Long Term | $2925.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $3750.00 |  |  | $391.58 | $101.79 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/19/2025 | 767 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 786 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 18.629% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000113993 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4198.10 | Multiple Sources | $5562.83 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $5562.83 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $4850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $496.27 | $194.01 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 3.11 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/20/2025 | 729 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114129 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4300.00 | Rent on Existing Lease | $3308.99 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $3308.99 |  |  | Yes | 04/01/2025 | 04/01/2027 | 24 | Long Term | $4300.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52860.00 |  |  | $428.96 | $129.50 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 0.95 | Non-Permanent Resident Alien |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 01/20/2026 | 736 | Fair Isaac (VER. 2) | 755 | Beacon 5 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114139 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1672.50 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1672.50 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25700.00 |  |  | $251.50 | $203.25 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/21/2026 | 690 | Fair Isaac (VER. 2) | 661 | FICO Classic V5 Facta | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114076 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7900.00 | Third Party Rental Source | $6891.23 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $6891.23 |  |  | Yes |  |  |  | Long Term | $3100.00 | $3200.00 | Yes |  |  |  | Long Term | $1700.00 | $2500.00 | Yes |  |  |  | Long Term | $1800.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $1835.45 | $268.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 4.21 | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 737 | FICO II | 702 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114055 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $3857.22 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $3857.22 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53640.00 |  |  | $861.01 | $69.17 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 12/23/2025 | 798 | FICO II | 766 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114038 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1265.00 | Third Party Rental Source | $1083.38 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1083.38 |  |  | No |  |  |  | Long Term |  | $1265.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $126.26 | $97.43 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.41 |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/11/2025 | 745 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114136 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1607.77 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1607.77 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25800.00 |  |  | $101.67 | $123.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/21/2026 | 737 | FICO II | 691 | Beacon 5 | 767 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114081 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1730.00 | Third Party Rental Source | $1674.52 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1674.52 |  |  | Yes | 01/10/2025 | 01/10/2026 | 12 | Long Term | $1800.00 | $1730.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $372.42 | $215.20 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 0.01 | US Citizen | US Citizen | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 678 | FICO II | 667 | Beacon 5 | 666 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 615 | FICO II | 633 | Beacon 5 | 655 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114118 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $3538.06 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $3538.06 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $765.81 | $150.20 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/05/2025 | 767 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114144 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $2693.50 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2693.50 |  |  | Yes | 08/15/2025 | 08/01/2026 | 11 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $459.99 | $28.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 19.74 |  |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/16/2025 | 675 | Fair Isaac (VER. 2) | 643 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114140 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1745.77 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $1745.77 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $314.42 | $199.92 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 5.30 |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/20/2025 | 804 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 45.977% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114099 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2350.21 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2350.21 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $312.99 | $103.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.45 |  |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/20/2025 | 791 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.727% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114067 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $3954.40 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $3954.40 |  |  | Yes |  |  |  | Long Term | $4000.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $999999.00 |  |  | $356.27 | $396.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 4.18 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 699 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.910% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114068 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1362.43 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1362.43 |  |  | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $173.82 | $193.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 0.63 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 732 | Fair Isaac (VER. 2) | 655 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114131 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2129.23 |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | $2129.23 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $378.89 | $40.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 5.88 |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 745 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.735% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114051 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $1313.12 |  | 0.000000 | 0.54 |  |  | 1.87 | 1.87 | $1313.12 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22400.00 |  |  | $74.95 | $58.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | First-Time Investor | 0.28 |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 94.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/12/2025 | 700 | FICO II | 696 | Beacon 5 | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 281.250% | XXXXX |  |  | 281.250% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114137 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2198.15 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2198.15 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $129.52 | $154.08 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 8.39 |  |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/07/2026 | 707 | Fair Isaac (VER. 2) | 678 | FICO Classic V5 Facta | 669 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 72.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114103 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1729.88 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1729.88 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $124.50 | $88.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/12/2026 | 812 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114100 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2334.94 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $2334.94 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $312.99 | $103.33 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor | 0.45 |  |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/20/2025 | 791 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.052% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114004 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1980.12 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $1980.12 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $423.33 | $89.74 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/04/2025 | 707 | Fair Isaac (VER. 2) | 702 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120862 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $14825.00 | Multiple Sources | $13803.36 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $13803.36 |  |  | Yes | 11/30/2025 | 12/31/2025 | 1 | Long Term | $2975.00 | $3385.00 | Yes | 07/01/2022 | 06/30/2023 | 12 | Long Term | $2500.00 | $3025.00 | No |  |  |  | Long Term |  | $9350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $174900.00 |  |  | $2815.82 | $506.53 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/26/2026 | 787 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000120942 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $2819.54 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $2819.54 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $1800.00 | $1600.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $545.03 | $233.56 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/27/2026 | 770 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 72.963% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115444 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $3144.41 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3144.41 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57700.00 |  |  | $286.59 | $141.42 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/28/2026 | 805 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.471% | XXXXX |  |  | 49.029% |  |  | 49.029% |  |  |  |  |  |  |  |  |
| XXXXX | 4000121028 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8767.76 |  | 0.458892 |  |  |  |  |  | $8767.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1606.25 | $189.08 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/27/2026 | 768 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116766 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9000.00 | Rent on Existing Lease | $9964.84 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $9964.84 |  |  | Yes | 03/01/2026 | 03/01/2028 | 24 | Long Term | $9000.00 | $9200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1057.20 | $153.33 | Level 4-Stated/Verified as defined | No | 1 | 26 | No | No |  | Experienced Investor | 10.62 | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/11/2026 | 749 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000118695 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $7719.97 |  | 0.000000 | 1.03 |  |  | 0.97 | 0.97 | $7719.97 |  |  | No |  |  |  | Long Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $215900.00 |  |  | $720.75 | $399.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/25/2026 | 832 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.682% | XXXXX |  |  | 46.682% |  |  | 46.682% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114006 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5300.00 | Rent on Existing Lease | $3888.19 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $3888.19 |  |  | Yes | 10/01/2025 | 10/31/2026 | 13 | Long Term | $5300.00 | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $512.89 | $114.75 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 0.21 | Non-Permanent Resident Alien |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 739 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 106.250% | XXXXX |  |  | 106.250% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114015 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1319.57 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $1319.57 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $238.96 | $116.27 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.83 | Non-Permanent Resident Alien |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 09/23/2025 | 758 | Fair Isaac (VER. 2) | 737 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 110.833% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114033 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8000.00 | Rent on Existing Lease | $7993.16 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $7993.16 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $8000.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $74800.00 |  |  | $432.83 | $683.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 668 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 660 | Fair Isaac (VER. 2) | 668 | Beacon 5 | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114172 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $9626.66 | Multiple Sources | $4771.96 |  | 0.000000 | 0.5 |  |  | 2.02 | 2.02 | $4771.96 |  |  | No |  |  |  | Short Term |  | $12033.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55200.00 |  |  | $1303.35 | $139.97 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.992% | XXXXX |  |  | 64.992% |  |  | 64.992% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114167 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1653.11 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1653.11 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $269.03 | $70.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.17 |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/19/2025 | 748 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/19/2025 | 744 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114017 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1731.96 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1731.96 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $166702.00 |  |  | $271.08 | $96.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | First-Time Investor | 0.70 | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 784 | Fair Isaac (VER. 2) | 785 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 813 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.231% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114165 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $2750.71 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $2750.71 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $365.12 | $501.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/17/2025 | 795 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114149 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9350.00 | Rent on Existing Lease | $7838.44 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $7838.44 |  |  | Yes | 02/01/2023 | 01/31/2024 | 12 | Long Term | $4250.00 | $4250.00 | Yes | 12/01/2024 | 11/30/2025 | 12 | Long Term | $5100.00 | $5100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59100.00 |  |  | $100.50 | $234.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 0.79 | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 730 | Fair Isaac (VER. 2) | 662 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 61.676% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114181 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1571.76 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1571.76 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46380.00 |  |  | $97.63 | $143.89 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor | 0.79 | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 732 | FICO II | 758 | Beacon 5 | 744 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/29/2026 | 783 | FICO II | 798 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114173 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4150.00 | Third Party Rental Source | $4758.95 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $4758.95 |  |  | No |  |  |  | Long Term |  | $4150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1250.78 | $218.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 734 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114014 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10000.00 | Third Party Rental Source | $11726.70 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $11726.70 |  |  | No |  |  |  | Long Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $285000.00 |  |  | $1981.04 | $342.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 3 | 3 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 708 | FICO II | 687 | Beacon 5 | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114009 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1654.33 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1654.33 |  |  | Yes | 02/15/2026 | 02/15/2027 | 12 | Long Term | $2500.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $172.59 | $138.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | First-Time Investor | 0.45 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 734 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 102.791% | XXXXX |  |  | 102.791% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114008 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $13609.58 |  | 0.000000 | 1.24 |  |  | 0.81 | 0.81 | $13609.58 |  |  | No |  |  |  | Long Term |  | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $1340.00 | $241.36 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/09/2025 | 776 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.464% | XXXXX |  |  | 72.464% |  |  | 72.464% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114024 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3275.00 | Third Party Rental Source | $2005.34 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $2005.34 |  |  | No |  |  |  | Long Term |  | $3275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $265.18 | $68.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/06/2025 | 697 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 73.656% |  |  | 73.656% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114141 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Multiple Sources | $1554.12 |  | 0.000000 | 0.58 |  |  | 1.74 | 1.74 | $1554.12 |  |  | No |  |  |  | Long Term |  | $900.00 | Yes |  |  |  | Long Term | $675.00 | $850.00 | Yes |  |  |  | Long Term | $1125.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $266.15 | $131.78 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/15/2026 | 753 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114074 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $2189.50 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2189.50 |  |  | Yes | 03/01/2026 | 03/01/2027 | 12 | Long Term | $2300.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17270.00 |  |  | $292.75 | $314.17 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 01/28/2026 | 783 | FICO II | 790 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114085 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3569.00 | Multiple Sources | $2512.77 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $2512.77 |  |  | Yes |  |  |  | Long Term | $885.00 | $900.00 | Yes |  |  |  | Long Term | $899.00 | $900.00 | Yes |  |  |  | Long Term | $885.00 | $900.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $269.50 | $306.33 | Level 2-Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/03/2025 | 759 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.990% | XXXXX |  |  | 79.170% |  |  | 79.170% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114088 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4629.27 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $4629.27 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $114000.00 |  |  | $479.75 | $164.00 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/08/2026 | 762 | FICO II | 775 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114109 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4900.00 | Third Party Rental Source | $4676.25 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $4676.25 |  |  | Yes | 04/01/2025 | 03/31/2027 | 24 | Long Term | $5200.00 | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $101400.00 |  |  | $831.94 | $143.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.91 | Permanent Resident Alien |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 02/06/2026 | 808 | FICO II | 806 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 130.723% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000113994 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $15000.00 | Third Party Rental Source | $22234.49 |  | 0.000000 | 1.48 |  |  | 0.67 | 0.67 | $22234.49 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $14600.00 | $15000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $4688.07 | $1596.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.59 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/20/2025 | 778 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114058 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1910.08 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1910.08 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $2500.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $208.04 | $46.58 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.79 |  |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/20/2026 | 719 | FICO II | 731 | Beacon 5 | 737 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114096 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $5046.03 |  | 0.000000 | 1.58 |  |  | 0.63 | 0.63 | $5046.03 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $453.99 | $824.36 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.20 |  |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/05/2026 | 716 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114002 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1575.00 | Rent on Existing Lease | $1467.04 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $1467.04 |  |  | Yes |  |  |  | Long Term | $1575.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | $198.48 | $173.45 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 6.44 |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 724 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 773 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114072 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2519.54 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2519.54 |  |  | Yes |  |  |  | Long Term | $1450.00 | $1500.00 | Yes |  |  |  | Long Term | $1450.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $452.05 | $218.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.68 |  |  | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/19/2025 | 678 | Fair Isaac (VER. 2) | 639 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114023 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7200.00 | Third Party Rental Source | $7155.37 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $7155.37 |  |  | Yes | 11/15/2025 | 11/30/2026 | 12 | Long Term | $7500.00 | $7200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $3000.00 |  |  | $892.91 | $28.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.43 |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/12/2026 | 739 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114146 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1817.16 |  | 0.000000 | 0.73 |  |  | 1.38 | 1.38 | $1817.16 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22700.00 |  |  | $195.99 | $64.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.15 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/23/2026 | 762 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/23/2026 | 699 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 659 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114043 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1384.82 |  | 0.000000 | 0.87 |  |  | 1.16 | 1.16 | $1384.82 |  |  | Yes | 12/01/2024 | 12/01/2027 | 36 | Long Term | $1600.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $233.22 | $129.00 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 1.21 | US Citizen |  | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/11/2025 | 663 | Fair Isaac (VER. 2) | 684 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114153 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1348.07 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $1348.07 |  |  | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37900.00 |  |  | $273.00 | $179.55 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/14/2026 | 708 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 671 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114151 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4053.19 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $4053.19 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23960.00 |  |  | $414.25 | $185.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.07 |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 01/22/2026 | 704 | FICO II | 743 | Beacon 5 | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 95.519% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000114159 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $4842.81 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $4842.81 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $682.29 | $185.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 722 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114155 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1435.88 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1435.88 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $133.35 | $78.50 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 726 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | Individually and as Trustee |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/10/2025 | 784 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114154 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4100.00 | Rent on Existing Lease | $4030.27 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4030.27 |  |  | Yes | 02/10/2026 | 02/09/2027 | 12 | Long Term | $4100.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46500.00 |  |  | $559.89 | $97.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/13/2026 | 775 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114152 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $4719.34 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $4719.34 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $770.83 | $104.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/16/2025 | 708 | Fair Isaac (VER. 2) | 694 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 74.291% |  |  | 74.291% |  |  |  |  |  |  |  |  |
| XXXXX | 6000114046 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $9115.53 |  | 0.355321 |  |  |  |  |  | $9115.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $985.80 | $344.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 2-Stated/Not Verified | Classic | 12/29/2025 | 716 | FICO II | 711 | Beacon 5 | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Collateral ID** | **Loan Flag** | **Loan Status** | **Loan Status Date** | **Originator** | **Property Address** | **City** | **State** | **Zip Code** | **Original Balance** | **Rate Type Code** | **Loan Product** | **Lien Type** | **Original Rate** | **Qualifying Rate** | **Original Monthly PI Payment** | **Borrower FICO** | **Coborrower FICO** | **FICO Date** | **Appraisal Date** | **Owner Occupancy** | **Property Type** | **Appraisal Value** | **Purchase Price** | **Property Value for LTV** | **Originator Original LTV** | **Combined LTV** | **Debt to Income Ratio** | **ARM Index** | **Interest Only Period** | **Original Maturity Term** | **Original Amortization Term** | **Prepayment Penalty Months** | **Prepay Penalty Type** | **Note Date** | **First Payment Date** | **Maturity Date** | **Property Units** | **Loan Purpose** | **Foreign National Flag** | **Documentation Type** | **Monthly T&I&A Payment** | **Monthly Taxes** | **Monthly Hazard Insurance** | **Monthly HOA** | **Monthly Flood Insurance** | **Mortgage Type** | **ARM Margin** | **Minimum Rate Life Floor** | **Maximum Rate** | **Initial Periodic Cap** | **Life Rate Cap** | **Subsequent Periodic Cap** | **Payment Adjustment Frequency** | **Rate Adjustment Frequency** | **Property Acquisition Date** | **Property Acquisition Price** | **Borrower ID** | **Cross Default Loan Count** | **Rental Purpose** | **Rent** | **Rent in Place from Lease** | **Type of Rent to Qualify** | **Rented Flag** | **Originator Original DSCR** | **Property Improvement Flag** | **Personal Guarantor** | **Annual HOA** | **Property Condition** | **Reserve Amount** | **Origination Channel** | **Property Exception Grade** | **After Repair Value** | **After Repair Value Percent** | **Loan to Cost** | **Release Provisions** | **Release Amount** | **Property Loan Amount** | **Year Built** | **Square Foot** | **Number of Bedrooms** | **Number of Bathrooms** | **Section 8 Housing Program** |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.250% |  | $12128.40 |  |  |  |  | Investment |  |  |  |  | 70.000% | 70.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $1257.94 |  |  |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 6 |  | $21075.00 |  |  |  | 1.55 |  | XXXXX | $0.00 | N | $6523856.08 | Retail | 1 |  |  | 75.76154 |  |  |  |  |  |  |  |  |
| XXXXX | 4000119609-1 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Detached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $174.14 | $69.42 | $104.72 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1465.00 | $1465.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 3 | 1 | No |
| XXXXX | 4000119609-2 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $244.12 | $139.40 | $104.72 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1205.00 | $1205.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 3 | 1 | No |
| XXXXX | 4000119609-3 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $188.17 | $83.45 | $104.72 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1520.00 | $1520.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | 0.83333 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 3 | 1 | No |
| XXXXX | 4000119609-4 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | Refinance |  |  | $220.20 | $115.48 | $104.72 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $5700.00 | $5971.09 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | 0.83333 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 7 | 4 | No |
| XXXXX | 4000119609-5 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | Refinance |  |  | $220.20 | $115.48 | $104.72 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $5700.00 | $5726.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | 417.77410 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 7 | 4 | No |
| XXXXX | 4000119609-6 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | Refinance |  |  | $211.11 | $106.39 | $104.72 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $5485.00 | $5485.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 6 | 4 | No |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.625% |  | $12077.87 |  | 755 |  |  | Investment |  |  |  |  | 75.000% | 75.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $1929.66 |  |  |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 4 |  | $19325.00 |  |  |  | 1.30 |  | XXXXX | $0.00 | N | $546242.16 | Retail | 1 |  |  | 8.38333 |  |  |  |  |  |  |  |  |
| XXXXX | 4000120287-1 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | Refinance |  |  | $406.37 | $124.70 | $281.67 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $5250.00 | $5800.00 | Lease Income | Y |  |  |  | $0.00 | Good |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 6 | 4 | No |
| XXXXX | 4000120287-2 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | Refinance |  |  | $453.81 | $174.39 | $279.42 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $5350.00 | $5600.00 | Lease Income | Y |  |  |  | $0.00 | Good |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 7 | 3 | No |
| XXXXX | 4000120287-3 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 2 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | Refinance |  |  | $572.31 | $380.73 | $191.58 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $4200.00 | $4200.00 | Lease Income | Y |  |  |  | $0.00 | Good |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 6 | 2 | No |
| XXXXX | 4000120287-4 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 2 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | Refinance |  |  | $497.17 | $281.67 | $215.50 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $4525.00 | $5200.00 | Lease Income | Y |  |  |  | $0.00 | Good |  |  |  |  |  | 0.00000 | Fixed Dollar Amount | XXXXX | XXXXX | XXXXX | XXXXX | 6 | 3 | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Property ID** | **Property Address** | **City** | **State** | **Zip Code** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXX | 4000119609-1 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000119609-2 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000119609-3 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000119609-6 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000119609-4 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000119609-5 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000120287-3 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000120287-2 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000120287-4 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000120287-1 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 8**

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan Number** | **Collateral ID** | **Property Num** | **Loan Status** | **Loan Status Date** | **Originator** | **Unit Num** | **Property Apt** | **Property Address** | **City** | **State** | **Zip Code** | **Is Lease In Place** | **Lease Start Date** | **Lease End Date** | **Original Lease Term** | **Lease Remaining Months** | **Rental Purpose** | **Gross Monthly Rental Income** | **Appraisal Average Lease Amount** | **Unit Rental Amount** |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1465.00 | $1700.00 | $1465.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 04/01/2025 | 09/29/2026 | 17 | 8 | Long Term | $1465.00 | $1700.00 | $1465.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1205.00 | $1475.00 | $1205.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 05/01/2025 | 04/29/2027 | 23 | 15 | Long Term | $1205.00 | $1475.00 | $1205.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1520.00 | $1520.00 | $1520.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 01/01/2024 | 12/31/2024 | 12 |  | Long Term | $1520.00 | $1520.00 | $1520.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $5971.09 | $5700.00 | $5610.88 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 11/01/2025 | 10/30/2026 | 11 | 9 | Long Term | $1398.21 | $1275.00 | $1275.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 11/01/2024 | 10/30/2026 | 23 | 9 | Long Term | $1514.24 | $1600.00 | $1514.24 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 07/01/2025 | 12/29/2026 | 17 | 11 | Long Term | $1546.64 | $1550.00 | $1546.64 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  | 4 |  |  |  |  |  | Yes | 03/01/2025 | 02/27/2027 | 23 | 13 | Long Term | $1512.00 | $1275.00 | $1275.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 5 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $5726.00 | $5700.00 | $5451.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 5 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 05/23/2025 | 04/30/2027 | 23 | 15 | Long Term | $1220.00 | $1275.00 | $1220.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 5 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | 5 | Long Term | $1456.00 | $1600.00 | $1456.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 5 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 12/12/2025 | 12/31/2026 | 12 | 11 | Long Term | $1500.00 | $1550.00 | $1500.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 5 | Loan Review Complete |  |  | 4 |  |  |  |  |  | Yes | 06/23/2025 | 06/30/2026 | 12 | 5 | Long Term | $1550.00 | $1275.00 | $1275.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 6 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $5485.00 | $5700.00 | $5485.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 6 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 04/04/2025 | 04/30/2026 | 12 | 3 | Long Term | $1525.00 | $1600.00 | $1525.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 6 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 11/01/2024 | 05/01/2026 | 18 | 3 | Long Term | $1255.00 | $1275.00 | $1255.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 6 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 03/20/2024 | 03/31/2027 | 36 | 14 | Long Term | $1475.00 | $1550.00 | $1475.00 |
| XXXXX | 4000119609 | XXXXX |  | XXXXX | 6 | Loan Review Complete |  |  | 4 |  |  |  |  |  | Yes | 06/28/2022 | 01/31/2026 | 43 | 0 | Long Term | $1230.00 | $1275.00 | $1230.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $5800.00 | $5250.00 | $5150.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 02/02/2026 | 02/02/2027 | 12 | 10 | Long Term | $2000.00 | $1800.00 | $1800.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 02/02/2026 | 02/02/2027 | 12 | 10 | Long Term | $2000.00 | $2100.00 | $2000.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 01/15/2026 | 01/15/2027 | 12 | 10 | Long Term | $1800.00 | $1350.00 | $1350.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $5600.00 | $5350.00 | $4650.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 03/01/2026 | 03/01/2027 | 12 | 11 | Long Term | $1800.00 | $2500.00 | $1800.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 02/15/2026 | 02/15/2027 | 12 | 11 | Long Term | $2000.00 | $1650.00 | $1650.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 02/15/2026 | 02/15/2027 | 12 | 11 | Long Term | $1800.00 | $1200.00 | $1200.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $4200.00 | $4200.00 | $4200.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | 7 | Long Term | $1750.00 | $1750.00 | $1750.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 3 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | 7 | Long Term | $2450.00 | $2450.00 | $2450.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $5200.00 | $4525.00 | $4225.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 01/15/2025 | 01/15/2026 | 12 |  | Long Term | $2750.00 | $1775.00 | $1775.00 |
| XXXXX | 4000120287 | XXXXX |  | XXXXX | 4 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | 7 | Long Term | $2450.00 | $2750.00 | $2450.00 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 9** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXXX | 6000097492 | XXXXX |  |  | Maturity Date | xxxxx | xxxxx | Field Value reflects Maturity Date per the Note |
| XXXXX | 6000097471 | XXXXX |  |  | Maturity Date | xxxxx | xxxxx | Field Value reflects Maturity Date per the Note |
| XXXXX | 6000097496 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 6000097496 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000091768 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000091768 | XXXXX |  |  | Original CLTV | 45.05 | 46.55649 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000091768 | XXXXX |  |  | Original LTV | 45.05 | 46.55649 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000091768 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000092689 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000092689 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000092689 | XXXXX |  |  | Representative FICO | 792 | 811 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000092689 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000092689 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | 3,085.36 PITIA / 3225 Income |
| XXXXX | 4000094256 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000094256 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000095079 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.04 | INCOME $5,150.00/PITIA $4,938.80 |
| XXXXX | 2000000187 |  |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 2000000197 |  |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000098856 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000098856 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.98 | 0.96 | $2,310.00 Income / $2,409.56 PITIA |
| XXXXX | 4000098170 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000098170 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000100745 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000100745 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000100745 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.54 | Income $2850 / $5254.06 PITIA |
| XXXXX | 4000103584 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000103584 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000100142 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.9 | 39.07791 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000100296 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000100296 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.56 | 44.95758 | DTI matches the lender's 1008 |
| XXXXX | 4000100373 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000100373 | XXXXX |  |  | Representative FICO | 720 | 794 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000100373 | XXXXX |  |  | Property Type | Single Family Detached | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000100709 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000100310 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000100310 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000101456 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000101456 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000098741 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000098741 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.86 | $5300 income / $6,145.09 PITIA |
| XXXXX | 4000102246 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000102246 | XXXXX |  |  | Representative FICO | 770 | 806 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000102246 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.33 | 44.7788 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000098924 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000098924 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000098924 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.12 | 27.87601 | Field value matches 1008 |
| XXXXX | 4000099059 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000099059 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000099059 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000099059 | XXXXX |  |  | Representative FICO | 761 | 790 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000099059 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.95 | 0.96 | DSCR$2600 / $2711.77 PITIA |
| XXXXX | 4000100063 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.19 | 42.63438 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000100349 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000081501 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000081501 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.83 | 30.39559 | DTI matches the lender's 1008 |
| XXXXX | 4000100772 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000100772 | XXXXX |  |  | Occupancy | Primary | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| XXXXX | 4000100772 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000100772 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000100772 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000100772 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 17 | 33.73171 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000100577 | XXXXX |  |  | Representative FICO | 728 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 2000000203 |  |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000100578 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000100578 | XXXXX |  |  | Original CLTV | 36.56 | 37.64331 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000100578 | XXXXX |  |  | Original LTV | 36.56 | 37.64331 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000100578 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000100578 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.12 | $5,300 Income / $4,730.83 PITIA |
| XXXXX | 2000000205 |  |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000100267 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000100267 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000100267 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.09 | 46.33736 | DTI matches the lender's 1008 |
| XXXXX | 4000100845 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000100845 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000100845 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.12 | 28.83691 | Field Data matches to Lender's 1008 |
| XXXXX | 2000000237 |  |  |  | Doc Type | 12mo Bank Statement | Asset Depletion | Field Value reflects documentation located in origination file |
| XXXXX | 4000105546 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 2000000229 |  |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000104600 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000103546 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15 | 24.87519 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000104293 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.88 | 33.93256 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000105289 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106064 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000106064 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 42.07857 | DTI matches the lender's 1008 |
| XXXXX | 4000105102 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106055 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000105151 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.98 | 45.33354 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000107763 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000107763 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000107763 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000107763 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000107090 | XXXXX |  |  | Original CLTV | 75 | 69.375 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000107090 | XXXXX |  |  | Original LTV | 75 | 69.375 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000107090 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000107090 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.12 | 47.18856 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXXX | 4000106723 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106723 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.67 | 37.83464 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXXX | 4000107592 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000107592 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106700 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000105498 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.81 | 31.84262 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000107103 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000106702 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000106702 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000105133 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000105133 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000104695 | XXXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXXX | 4000106880 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000106880 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000107107 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000107107 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000107107 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.34 | 37.98907 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000107473 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000105250 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000108436 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000105549 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.08 | 36.42062 | Field value matches 1008 |
| XXXXX | 4000106832 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 2000000305 |  |  |  | Doc Type | Asset Depletion | Asset Depletion (No DTI) | Field Value reflects documentation located in origination file |
| XXXXX | 4000106730 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000106730 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106730 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000106155 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000106155 | XXXXX |  |  | Representative FICO | 701 | 759 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000106155 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000106155 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.72 | 47.76487 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000106432 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000105823 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000105823 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000109040 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 18 | 33.68238 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000108705 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 36.6139 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000106732 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000106088 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000106088 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000106088 | XXXXX |  |  | Representative FICO | 729 | 764 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000106088 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000106088 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106088 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000106088 | XXXXX |  |  | Original CLTV | 80 | 74.50249 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000106088 | XXXXX |  |  | Original LTV | 80 | 74.50249 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000106088 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.69 | 8.18039 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000106329 | XXXXX |  |  | Representative FICO | 766 | 800 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000109240 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000109240 | XXXXX |  |  | Representative FICO | 810 | 812 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000109240 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106398 | XXXXX |  |  | Representative FICO | 797 | 800 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000106398 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000106398 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000105472 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000109334 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000109334 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109334 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000109990 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000109990 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000105810 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000105810 | XXXXX |  |  | Original Interest Rate | 7.25 | 7 | Field Value reflects the Note value |
| XXXXX | 4000105810 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000105810 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 6 | 39.01055 | DTI matches the lender's 1008 |
| XXXXX | 4000107007 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000107007 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000107007 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000107007 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.61 | 40.36679 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000107993 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000107993 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 31 | 21.23479 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000110059 | XXXXX |  |  | Has FTHB | 1 | 0 | N/A |
| XXXXX | 4000108410 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000108410 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.86 | 40.31391 | Field value matches Lender's 1008. |
| XXXXX | 4000108941 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000108941 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000107783 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000107783 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 6.65 | 13.83077 | Field value matches 1008 |
| XXXXX | 4000108755 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000108755 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000108755 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000108755 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000108755 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 6 | 43.87819 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000106803 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.93 | 46.37811 | Lender qualified without a business expense ratio. Using 30% expense factor per guidelines |
| XXXXX | 4000109473 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000109097 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000109097 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000109118 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXXX | 4000109118 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 100 | 23.39598 | Match With 1008 & DTI |
| XXXXX | 4000105861 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000108781 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000109247 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000108579 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000108579 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.23 | 34.09104 | Verified debt $4,291.21/ Income $12,587.50 |
| XXXXX | 4000106579 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000106579 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 4000108730 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.52 | 39.91338 | Lender used higher property tax amount |
| XXXXX | 6000110743 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110742 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110739 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110738 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110737 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110736 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110735 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110734 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110732 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110732 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110728 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110727 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110725 | XXXXX |  |  | Property Type | Single Family Attached | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110725 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110724 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110724 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110723 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110722 | XXXXX |  |  | Property Type | Single Family Detached | 4 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110722 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110721 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110720 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110719 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110719 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110717 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110713 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110710 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110710 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.8 | 44.86641 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 6000110706 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110704 | XXXXX |  |  | Doc Type | Full | Retirement Income - Fully Verified | Field Value reflects documentation located in origination file |
| XXXXX | 6000110702 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110700 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110699 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110696 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110695 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110694 | XXXXX |  |  | Property Type | Single Family Detached | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110693 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110692 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110691 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.6 | 22.05838 | Field data matches Lenders qualifying DTI. |
| XXXXX | 6000110689 | XXXXX |  |  | Property Type | Single Family Detached | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110689 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110687 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110686 | XXXXX |  |  | Doc Type | Full | Retirement Income - Fully Verified | Field Value reflects documentation located in origination file |
| XXXXX | 6000110685 | XXXXX |  |  | Property Type | Single Family Detached | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110683 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110678 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110677 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110676 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110669 | XXXXX |  |  | Representative FICO | 674 | 681 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 6000110669 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value reflects the Approval/AUS in file. |
| XXXXX | 6000110669 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.2 | 44.71288 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 6000110668 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110663 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110663 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110655 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110655 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.6 | 39.03305 | The AUS reflects a negative rent amount on subject of $-797.87. However, using the Comparable Market Rent Report the rent calculation is a positive amount of $27.13 |
| XXXXX | 6000110651 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110649 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110648 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.3 | 42.7796 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 6000110645 | XXXXX |  |  | Property Type | Single Family Attached | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110645 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110644 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 6000110635 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110634 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110634 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.2 | 21.88225 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 6000110633 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110632 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110626 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110623 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110621 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110620 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110619 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110619 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110618 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110618 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110617 | XXXXX |  |  | Property Type | Single Family Detached | 4 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110616 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.3 | 45.24013 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 6000110729 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110726 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110726 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110726 | XXXXX |  |  | Appraised Value | xxxxx | xxxxx | Field Value captured from Valuation model in file |
| XXXXX | 6000110712 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110709 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.8 | 33.35936 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 6000110701 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110688 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110682 | XXXXX |  |  | Representative FICO | 771 | 781 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 6000110682 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110680 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110680 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.5 | 39.87175 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 6000110675 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110674 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110674 | XXXXX |  |  | Appraised Value | xxxxx | xxxxx | Field Value captured from Valuation model in file |
| XXXXX | 6000110673 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110672 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110670 | XXXXX |  |  | Doc Type | Full | Retirement Income - Fully Verified | Field Value reflects documentation located in origination file |
| XXXXX | 6000110667 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110666 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110665 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110661 | XXXXX |  |  | Doc Type | Full | Retirement Income - Fully Verified | Field Value reflects documentation located in origination file |
| XXXXX | 6000110658 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110652 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110647 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110647 | XXXXX |  |  | Appraised Value | xxxxx | xxxxx | Field Value captured from Valuation model in file |
| XXXXX | 6000110643 | XXXXX |  |  | Doc Type | Full | Retirement Income - Fully Verified | Field Value reflects documentation located in origination file |
| XXXXX | 6000110642 | XXXXX |  |  | Doc Type | Full | WVOE | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110625 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110625 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.2 | 43.19099 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 6000110624 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110744 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110744 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.2 | 16.05071 | DTI matches AUS |
| XXXXX | 6000110740 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110730 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110716 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110708 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110708 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110708 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.3 | 18.63964 | DTI Mismatch due to Reo.1008 and AUS both are showing different dti % |
| XXXXX | 6000110684 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110662 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110662 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110659 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXXX | 6000110657 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110640 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110640 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110637 | XXXXX |  |  | Doc Type | Full | 2yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 6000110631 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000110631 | XXXXX |  |  | Doc Type | Full | Retirement Income - Fully Verified | Field Value reflects documentation located in origination file |
| XXXXX | 6000110628 | XXXXX |  |  | Doc Type | Full | 1yr Full Doc | Field Value reflects documentation located in origination file |
| XXXXX | 4000105486 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000105486 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000109446 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000108712 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000108712 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.97 | 37.92383 | Data Updated correctly in the system. |
| XXXXX | 4000112336 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000112336 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.57 | 36.49512 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000107975 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000107975 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXXX | 4000109824 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109824 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.67 | 41.87586 | DTI matches the lender's 1008 |
| XXXXX | 4000110333 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000110333 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.5 | 32.35204 | Field Value DTI is lower but matches the 1008 DTI |
| XXXXX | 4000109772 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000109772 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000109265 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109265 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000109265 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.71 | 35.8732 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000109373 | XXXXX |  |  | State | PA | NY | Field Value reflects State per Note |
| XXXXX | 4000109373 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110812 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000110812 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.41 | DSCR $4745 /$3,364.72 PITIA |
| XXXXX | 4000109096 | XXXXX |  |  | Representative FICO | 780 | 768 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000109096 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000109096 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000108955 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000108955 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000108955 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.61 | 43.59214 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000109091 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000109091 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109091 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000111196 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000111196 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000111671 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000111671 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000112360 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000112360 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109060 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000115044 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | N/A |
| XXXXX | 4000115044 | XXXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXXX | 4000115044 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.00 | $4,900.00 Income/ $4,886.86 PITIA |
| XXXXX | 4000110321 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Tape Value reflects the Modification value |
| XXXXX | 4000110321 | XXXXX |  |  | Representative FICO | 775 | 777 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000110321 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000110321 | XXXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXXX | 4000110321 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110321 | XXXXX |  |  | Original CLTV | 82.6 | 80 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000110321 | XXXXX |  |  | Original LTV | 82.6 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000110321 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000110321 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.58 | 45.74534 | DTI matches the AUS |
| XXXXX | 4000110651 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110651 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000111057 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000111057 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000109617 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115344 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000106990 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000106990 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000105552 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115163 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110040 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.57 | 37.55794 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000110316 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000110340 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000110340 | XXXXX |  |  | Representative FICO | 681 | 680 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000112163 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000112163 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000112163 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000112163 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.62 | 23.03994 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000110453 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000110453 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000110453 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000110453 | XXXXX |  |  | Representative FICO | 811 | 815 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000110453 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000110453 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110453 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.87 | 26.40305 | Field Value DTI is lower but closer tot the 1008 DTI |
| XXXXX | 4000108143 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.42 | 28.52966 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000110034 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.68 | 46.02132 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000113067 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116128 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 2000000339 |  |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000107154 | XXXXX |  |  | Original CLTV | 37.5 | 35.8209 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000107154 | XXXXX |  |  | Original LTV | 37.5 | 35.8209 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000107154 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000107154 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 11 | 23.59721 | DTI matches the lender's 1008 |
| XXXXX | 4000109154 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000109218 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000109218 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.02 | Field value reflects source document |
| XXXXX | 4000109151 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000109151 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 4000103910 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000103910 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000103910 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance. |
| XXXXX | 4000106604 | XXXXX |  |  | Original LTV | 45.35 | 48.71795 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000111248 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000111248 | XXXXX |  |  | Original CLTV | 75.18 | 76.74699 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000111248 | XXXXX |  |  | Original LTV | 75.18 | 76.74699 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000114185 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115388 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115388 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.15 | 42.39765 | Debt $13,512.45/ Income $31,870.75 |
| XXXXX | 4000116614 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000108915 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000108915 | XXXXX |  |  | Representative FICO | 794 | 814 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000108915 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000112655 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000112655 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000112655 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000115848 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115848 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000115848 | XXXXX |  |  | Representative FICO | 768 | 806 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000115848 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.41 | Income $2745.00/ PITIA $1945.97 |
| XXXXX | 4000109016 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000109016 | XXXXX |  |  | Representative FICO | 806 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000109016 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000109016 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.64 | 19.46512 | DTI matches the lender's 1008 |
| XXXXX | 4000110777 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113538 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110354 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110354 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000110354 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33 | 38.91724 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000114672 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000112475 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000115042 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115042 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.19 | 34.55884 | DTI matches the lender's 1008 |
| XXXXX | 4000109710 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109710 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000109710 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.52 | 29.70015 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000107775 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000107775 | XXXXX |  |  | Representative FICO | 791 | 803 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXXX | 4000107775 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000107775 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000107775 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000114197 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114197 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000114197 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26 |  | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000115365 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000112553 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000117008 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113453 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000113453 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113453 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000113453 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.25 | 42.39014 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000116791 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000116791 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116791 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000116414 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000115076 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115076 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.19 | $5,500 Income/$4,635.81 PITIA |
| XXXXX | 4000111696 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000111696 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000111696 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000111696 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000111696 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.36 | 44.3102 | DTI matches the lender's 1008 |
| XXXXX | 4000113531 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114104 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000114104 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000114104 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000109011 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000109011 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000109011 | XXXXX |  |  | Original Interest Rate | 7.125 | 7.625 | Field Value reflects the Note value |
| XXXXX | 4000109011 | XXXXX |  |  | Representative FICO | 700 | 711 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000109011 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000109011 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000115510 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115510 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 | $1,337.86 PITIA/$1,450.00 Income |
| XXXXX | 4000116714 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116714 | XXXXX |  |  | Originator Application Date | xxxxx | xxxxx | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| XXXXX | 4000115446 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115446 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.24 | Income $3500.00/ PITIA $2825.93 |
| XXXXX | 4000114848 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115931 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116655 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Security Instrument |
| XXXXX | 4000116655 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.08 | $3,800 Income / $3,531.34 PITIA |
| XXXXX | 4000114531 | XXXXX |  |  | Original CLTV | 36.91 | 37.94444 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000114531 | XXXXX |  |  | Original LTV | 36.91 | 37.94444 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000114531 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000114531 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44 | 46.7252 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000113708 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000117003 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 14.31 | 17.69975 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXXX | 4000116069 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115700 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115700 | XXXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXXX | 4000115700 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.88 | 1.86 | $4225.76PITIA / $7840 rents |
| XXXXX | 4000115364 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000114470 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000114470 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114470 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.23 | 30.67613 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000113122 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000113122 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113122 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.27 | 37.05311 | DTI matches the lender's 1008 |
| XXXXX | 4000113653 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.59 | 29.47948 | Debt $9207.10/ Income $31,232.23 |
| XXXXX | 4000116237 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116237 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000116237 | XXXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXXX | 4000116237 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.77 | Income $5550.00/ P ITIA $3183.73 |
| XXXXX | 4000114491 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000114491 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.12 | Income $6950.00/PITIA $6184.98 |
| XXXXX | 4000115035 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115035 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.98 | 20.9837 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000117222 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113842 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000113842 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113842 | XXXXX |  |  | Originator Application Date | xxxxx | xxxxx | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| XXXXX | 4000117229 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117229 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117229 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000116872 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000110821 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXXX | 4000116866 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000116255 | XXXXX |  |  | Occupancy | Primary | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| XXXXX | 4000110649 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110649 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000110653 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116675 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116825 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000110794 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000116451 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.70 | 1.67 | Income $4300.00/ PITIA $2485.52 |
| XXXXX | 4000113810 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000116394 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000115627 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000115627 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115627 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Income $2400.00/ PITIA $2380.16 |
| XXXXX | 4000114081 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113612 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000115281 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.77 | INCOME$6,050/PITIA$7,905.35 |
| XXXXX | 4000113673 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000113673 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114304 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.92 | 37.55123 | DTI matches with Approval |
| XXXXX | 4000113849 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000114442 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000116446 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000116446 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.80 | $2800 Income/ $3,500.88 PITIA |
| XXXXX | 4000113117 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000113117 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000113117 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000113117 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.27 | $2,100.00 Income / $1,562.34 PITIA |
| XXXXX | 4000116211 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116211 | XXXXX |  |  | Original Interest Rate | 6.125 | 6 | Field Value reflects the Note value |
| XXXXX | 4000111455 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000111455 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000116258 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000116258 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.43 | 47.06017 | DTI matches the lender's 1008 |
| XXXXX | 4000116046 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000116046 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.51 | 39.7287 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000116869 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118586 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118586 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116640 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000116640 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116175 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000116175 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.08 | $5,006.98 PITIA/$5,400.00 Income |
| XXXXX | 4000117116 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117116 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000117116 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | Income1900/PITIA1,848.17=1.03 |
| XXXXX | 4000111446 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000111446 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000117011 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000117011 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.12 | 27.19918 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXXX | 4000116101 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116101 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000116101 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | INCOME $2,694/PITIA $2,66.73 |
| XXXXX | 4000118539 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000116794 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118846 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118846 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.10 | $1500 INCOME / $1,369.63 PITIA |
| XXXXX | 4000117399 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113222 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.48 | 33.49317 | DTI matches the lender's 1008 |
| XXXXX | 4000116156 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115875 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115875 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000115875 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.08 | 28.35915 | Field value matches Lender's 1008. |
| XXXXX | 4000116042 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.33 | Income $2950.00/PITIA $9021.05 |
| XXXXX | 4000113602 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000115757 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115757 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 5 | 20.24509 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000103672 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000117629 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000117629 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000117629 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000117629 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.29 | 35.62519 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000118050 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118050 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118050 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114807 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116768 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116768 | XXXXX |  |  | Originator Application Date | xxxxx | xxxxx | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| XXXXX | 4000113088 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.69 | 44.55854 | DTI matches lender's 1008 |
| XXXXX | 4000117518 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117518 | XXXXX |  |  | Representative FICO | 809 | 802 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000117518 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.37 | Income $1945.00/PITIA $1422.81 |
| XXXXX | 4000116746 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116746 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.79 | Income $2000.00/ PITIA $2544.56 |
| XXXXX | 4000118778 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118778 | XXXXX |  |  | Original Interest Rate | 6.5 | 6.49 | Field Value reflects the Note value |
| XXXXX | 4000118778 | XXXXX |  |  | Representative FICO | 807 | 682 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000118778 | XXXXX |  |  | Property Type | Single Family Detached | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000117097 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000117097 | XXXXX |  |  | Representative FICO | 781 | 787 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000117097 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000117097 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000116426 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116426 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.14 | $3,650 Income / $3,211.06 PITIA |
| XXXXX | 4000110670 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000117580 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Security Instrument |
| XXXXX | 4000117580 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000117716 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.87 | $2460 rents / $2820.28 PITIA |
| XXXXX | 4000117025 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000117025 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000115850 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115850 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.45 | 41.96835 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000114796 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.09 | 40.31421 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000118230 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115973 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000115973 | XXXXX |  |  | Representative FICO | 789 | 800 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXXX | 4000115973 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000112264 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXXX | 4000112264 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000117021 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117021 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.41 | 43.39247 | DTI matches the lender's 1008 |
| XXXXX | 4000116980 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116980 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | $6000 INCOME / $5,820.08 PITIA |
| XXXXX | 4000114070 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.96 | 41.45615 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000117357 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.88 | 29.17454 | DTI matches the lender's 1008 |
| XXXXX | 4000115857 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000117005 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115863 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.13 | INCOME$2,150/PITIA$1,904.54 |
| XXXXX | 4000117648 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000117648 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116314 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000114895 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000114895 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000114895 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000114895 | XXXXX |  |  | Representative FICO | 752 | 787 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000114895 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000114895 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.12 | $1,183.13 PITIA/$1,375.00 Income |
| XXXXX | 4000118101 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118101 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000117369 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000117369 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115135 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.62 | 44.26783 | Field value matches Lender's 1008. |
| XXXXX | 4000116634 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.71 | 41.22304 | DTI matches the lender's 1008 |
| XXXXX | 4000116969 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000116969 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000117646 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000117646 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000117646 | XXXXX |  |  | Original CLTV | 70.07 | 64.00006 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000117646 | XXXXX |  |  | Original LTV | 70.07 | 64.00006 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000117646 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.86 | 38.20607 | Field Data matches to Lender's 1008 |
| XXXXX | 4000115608 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.94 | 41.99779 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000115767 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.14 | $3,200 Income / $2,811.33 PITIA |
| XXXXX | 4000118046 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000116361 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116361 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000116361 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000116361 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.15 | 2900/2,532.26=1.15 |
| XXXXX | 4000112261 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000112261 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000112261 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000112261 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 20 | 35.86358 | Calculated DTI matches lender's 1008. |
| XXXXX | 4000117148 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.26 | $3453 rents / $2738.59 PITIA |
| XXXXX | 4000118408 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118408 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118408 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118408 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000118408 | XXXXX |  |  | Representative FICO | 780 | 784 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000118408 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118420 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118420 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $2800 Income / $2671.11 PITIA |
| XXXXX | 4000117393 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000116342 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000116342 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116342 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000116342 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000116342 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 38.73164 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000118754 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118754 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118754 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000114827 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.25 | 36.91826 | DTI matches the lender's 1008 |
| XXXXX | 4000116355 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116355 | XXXXX |  |  | Representative FICO | 797 | 812 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000116355 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.81 | $6,772.94 PITIA/$5,500.00 Income |
| XXXXX | 4000117174 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Alternate format, not a true discrepancy |
| XXXXX | 4000118152 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | DSCR Loan |
| XXXXX | 4000118152 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | Income $2025.00/ PITIA $1963.55 |
| XXXXX | 4000117671 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000117671 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXXX | 4000119579 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119579 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.89 | 1.01 | Income $3130.00/ PITIA $3109.13 |
| XXXXX | 4000115027 | XXXXX |  |  | Representative FICO | 769 | 808 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000115027 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115027 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.09 | 42.85914 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000118472 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000118472 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118472 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | Income $2250.00/ PITIA $2146.48 |
| XXXXX | 4000115876 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.99 | 36.555 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000117926 | XXXXX |  |  | Representative FICO | 817 | 801 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000116252 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116236 | XXXXX |  |  | Representative FICO | 807 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000116236 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115854 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000115854 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115708 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000115708 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.73 | 27.38042 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000115039 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115039 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.55 | 1.47 | Rent Income $6,745.00/PITIA $4,594.83 |
| XXXXX | 4000115693 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115693 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000115693 | XXXXX |  |  | Original CLTV | 52.85 | 48.36601 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000115693 | XXXXX |  |  | Original LTV | 52.85 | 48.36601 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000115693 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000115693 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.04 | 47.48877 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000119609 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119609 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000119609 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.53 | 1.55 | $20,736.88 income / $13,386.34 PITIA |
| XXXXX | 4000116122 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000116122 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000112281 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112281 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112261 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112261 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112290 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112290 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000111986 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000112274 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112259 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112247 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112300 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112300 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112222 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112222 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112222 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 6000112215 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112215 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.02 | Due to rounded value |
| XXXXX | 6000109226 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000109226 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.77 | 0.78 | Due To rounded value |
| XXXXX | 6000112266 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112266 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112266 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance Transaction. |
| XXXXX | 6000112295 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112295 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112295 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Out of scope. |
| XXXXX | 6000112132 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112132 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000111971 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112183 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112183 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112043 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112157 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112157 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112057 | XXXXX |  |  | Original LTV | 77.24 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 6000112072 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112072 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112200 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112227 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance transaction |
| XXXXX | 6000112284 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112284 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112134 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112125 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112125 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112130 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance transaction |
| XXXXX | 6000112068 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112068 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112287 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112287 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112149 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance transaction |
| XXXXX | 6000111989 | XXXXX |  |  | Original LTV | 67.4 | 75 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 6000112230 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112039 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112039 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112168 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112168 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112168 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Out of scope. |
| XXXXX | 6000112122 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112122 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112034 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112034 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112034 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000112034 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.85 | 0.86 | Due to round off |
| XXXXX | 6000112045 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112045 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112045 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.39 | Considered tax amount from Tax certificate which is lower than what was used by lender. |
| XXXXX | 6000112217 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112217 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112086 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112089 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112089 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112089 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance File |
| XXXXX | 6000112011 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112011 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112036 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112036 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance case |
| XXXXX | 6000112113 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112032 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112032 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112071 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112071 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112004 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112147 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112147 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112002 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112002 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112002 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance |
| XXXXX | 6000112115 | XXXXX |  |  | Note Date | xxxxx | xxxxx | The Bid Tape Field Value was not provided. |
| XXXXX | 6000112115 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | N/A; refinance |
| XXXXX | 6000112107 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112107 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112107 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance Transaction |
| XXXXX | 6000112196 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112196 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112143 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112143 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112007 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112079 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112145 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112145 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112204 | XXXXX |  |  | Note Date | xxxxx | xxxxx | The Bid Tape Value was not provided. |
| XXXXX | 6000112289 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112257 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112257 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 6000112257 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.23 | 0.93 | Review is utilizing $2000 monthly rent and $728 Asset deletion income. |
| XXXXX | 4000117029 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118075 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116526 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118168 | XXXXX |  |  | Original CLTV | 44 | 48.52941 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000118168 | XXXXX |  |  | Original LTV | 44 | 48.52941 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000118168 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000118168 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.46 | $2,400 Income / $1,642.20 PITIA |
| XXXXX | 4000117816 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118020 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.05 | 2,189.24/2,189.24 |
| XXXXX | 4000115844 | XXXXX |  |  | Representative FICO | 773 | 779 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000115844 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115844 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.96 | 42.76073 | DTI matches the lender's 1008 |
| XXXXX | 4000114707 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000113454 | XXXXX |  |  | Representative FICO | 803 | 808 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000113454 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 | 45.5147 | DTI matches with Approval |
| XXXXX | 4000117535 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117535 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000117535 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $4,500.00 Income / $4,452.55 PITIA. |
| XXXXX | 4000114695 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000114695 | XXXXX |  |  | Property Type | 2 Family | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000114695 | XXXXX |  |  | # of Units | 2 | 3 | Field value reflects source document |
| XXXXX | 4000114695 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000115812 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115812 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115812 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.16 | Income $2600.00/ PITIA $2250.33 |
| XXXXX | 4000113311 | XXXXX |  |  | Representative FICO | 775 | 761 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000113311 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Unable to verify due to missing information |
| XXXXX | 4000113311 | XXXXX |  |  | Original CLTV | 72.75 | 77.6 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000113311 | XXXXX |  |  | Original LTV | 72.75 | 77.6 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000113311 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000112436 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.63 | 32.32423 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000118305 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118305 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118305 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118305 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000118305 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | N/A |
| XXXXX | 4000118305 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 | Income $5000.00/ PI TIA $3802.82 |
| XXXXX | 4000117983 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000117983 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.26 | $2600 income / $2057.74 PITIA = 1.26 |
| XXXXX | 4000118613 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Security Instrument |
| XXXXX | 4000116616 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116616 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118493 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000115869 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 36.98293 | Field Data matches to Lender's 1008 |
| XXXXX | 4000116950 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116950 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.48 | Income $2500.00/ PITIA $1686.47 |
| XXXXX | 4000118106 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118106 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118582 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118582 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118582 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.49 | $2,695 Income / $1,809.99 PITIA |
| XXXXX | 4000117948 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118811 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118614 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118614 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120063 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120063 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000118609 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000114727 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.03 | 32.58567 | DTI matches lender's 1008 |
| XXXXX | 4000118552 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118552 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.17 | $1,625.00 Income / $1,394.49 PITIA |
| XXXXX | 4000117897 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.59 | 45.22379 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000117183 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.47 | 41.22434 | DTI matches the lender's 1008 |
| XXXXX | 4000115852 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000115852 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.5 | 37.91075 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000118670 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116909 | XXXXX |  |  | Representative FICO | 725 | 758 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000116909 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.20 | $2,000 Income / $1,672.99 PITIA |
| XXXXX | 4000117156 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Appraisal |
| XXXXX | 4000117156 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000117156 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.32 | $1,800 Income / $1,367.03 PITIA |
| XXXXX | 4000116901 | XXXXX |  |  | Representative FICO | 800 | 812 |  |
| XXXXX | 4000116901 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116901 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000119538 | XXXXX |  |  | Representative FICO | 733 | 773 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000119538 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000117203 | XXXXX |  |  | Representative FICO | 727 | 728 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000120477 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120477 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.29 | Rent $1,595.00/$1,238.67 PITIA =1.29 |
| XXXXX | 4000118903 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000116238 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000116238 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000116238 | XXXXX |  |  | Original CLTV | 76.41 | 75 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000116238 | XXXXX |  |  | Original LTV | 76.41 | 75 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000116238 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000116238 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.2 | 13.124 | DTI matches the lender's 1008 |
| XXXXX | 4000118913 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.04 | 40.42175 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXXX | 4000115868 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000116157 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.61 | 46.00761 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000115289 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115289 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15 | 40.69074 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000118489 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.07 | 41.34608 | Verified debt $4615.86/ Income $11163.93 |
| XXXXX | 4000118784 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118784 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118784 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.08 | 27.51421 | Match With DTI & 1008 |
| XXXXX | 4000117644 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000117644 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118734 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 39.95141 | Field value matches 1008 |
| XXXXX | 4000114445 | XXXXX |  |  | Representative FICO | 706 | 700 |  |
| XXXXX | 4000114445 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000114445 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.91 | 30.49051 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000118668 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.92 | 4500/4,898.54=0.92 |
| XXXXX | 4000118773 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118773 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.60 | 1.61 | $2075 Income/$1,291.20 PITIA |
| XXXXX | 4000118329 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000118329 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000118757 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116076 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000118246 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000118246 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.81 | $4,205.44 PITIA/$3,400.00 Income |
| XXXXX | 4000119705 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 5 | 30.52747 | DTI matches the 1008 |
| XXXXX | 4000117949 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120799 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000117726 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000120820 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120820 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120804 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120804 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120818 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114410 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118488 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000114376 | XXXXX |  |  | Representative FICO | 742 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000114376 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000112116 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000112116 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000112975 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000112975 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000112975 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000112975 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000115260 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.42 | 48.2509 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000114372 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000111651 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114368 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116103 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXXX | 4000116103 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000116103 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.69 | 20.88794 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000117701 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000114453 | XXXXX |  |  | Representative FICO | 806 | 813 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000117214 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118070 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118865 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118865 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000118865 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.87 | 21.84221 | Field Value DTI is lower |
| XXXXX | 4000116181 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116508 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120811 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120811 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120811 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000120811 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000120811 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 6.2 | 8.88628 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000118716 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000118716 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000116257 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000116651 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30 | 43.05791 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000118682 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000116663 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116663 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118685 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.72 | 0.71 | Income $5500.00/ PITIA $7800.63 |
| XXXXX | 4000116343 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118095 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118095 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000119440 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118407 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118407 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118426 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118426 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXXX | 4000118426 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000116254 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $4,100 Income / $3,920.83 PITIA |
| XXXXX | 4000118307 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116403 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116403 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116403 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.2 | 45.36797 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000117972 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000118756 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119179 | XXXXX |  |  | Property Type | PUD | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000119179 | XXXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXXX | 4000119179 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000119179 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.63 | 1.32 | $2950 income / $2,228.79 PITIA |
| XXXXX | 4000121487 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000121487 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000121487 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.13 | Income $2650.00/ PITIA $2352.89 |
| XXXXX | 4000119007 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000118727 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Security Instrument |
| XXXXX | 4000116260 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000116260 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.90 | $5,904.00 income / $6,595.39 PITIA |
| XXXXX | 4000114643 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.24 | 33.74232 | DTI matches the lender's 1008 |
| XXXXX | 4000117446 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117446 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000117446 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXXX | 4000117446 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000117446 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000116193 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000119118 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118951 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118951 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Guarantor - Individual |
| XXXXX | 4000118951 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000118951 | XXXXX |  |  | Original Interest Rate | 7.125 | 7.25 | Field Value reflects the Note value |
| XXXXX | 4000118951 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000118951 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 | $18,894 Income / $14,396.21 PITIA |
| XXXXX | 4000118920 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118091 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118091 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120287 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120287 | XXXXX |  |  | Representative FICO | 756 | 755 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000116812 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000116812 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.35 | $2,800.00 Income / $2,325.30 PITIA |
| XXXXX | 4000113989 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000113989 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000113989 | XXXXX |  |  | Original CLTV | 30.76 | 32.08556 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000113989 | XXXXX |  |  | Original LTV | 30.76 | 32.08556 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000113989 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000114517 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000117028 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.96 | 41.53125 | Field value matches 1008 |
| XXXXX | 4000115917 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.97 | 2.27 | Income $3675.00/ PITIA $1617.99 |
| XXXXX | 4000117963 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000117963 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000118328 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118328 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118328 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000114869 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 9.6 | 15.50687 | DTI matches the lender's 1008 |
| XXXXX | 4000119926 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120566 | XXXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000120260 | XXXXX |  |  | Representative FICO | 783 | 800 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000120260 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.55 | 44.06294 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000119239 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119239 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000113657 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000113657 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000113657 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000113657 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000113657 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000113657 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000113657 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000113657 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.93 | 28.81963 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000117904 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120220 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000120220 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.03 | INCOME$1,600.00/PITIA$1,546.30 |
| XXXXX | 4000119235 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000119235 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.04 | $3,424.95 PITIA/$3,550.00 Income |
| XXXXX | 4000120319 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000120319 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118813 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000120284 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000120284 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.28 | 4083/3,188.00 |
| XXXXX | 4000120228 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120792 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000121155 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118619 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000118619 | XXXXX |  |  | Original CLTV | 75 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000118619 | XXXXX |  |  | Original LTV | 75 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000118619 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 0.86 | Field value matches Lender's 1008. |
| XXXXX | 4000119841 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.40 | Rent income $2,469.53/$3,450.00 PITIA |
| XXXXX | 4000118346 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118346 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118346 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118346 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000118346 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.36 | $4,422.30 PITIA/$6,000.00 Income |
| XXXXX | 4000117503 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117503 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.67 | 0.68 | 1875/2768.44=0.68 |
| XXXXX | 4000119026 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000119026 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119026 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000119026 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000119026 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000119026 | XXXXX |  |  | Representative FICO | 663 | 683 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000117505 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000119616 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118469 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46 | 43.72099 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000118092 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.27 | 21.20096 | DTI matches the lender's 1008 |
| XXXXX | 4000117682 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.62 | 44.10275 | Field value matches Lender's 1008. |
| XXXXX | 4000119941 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000120864 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120864 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.47 | $1224.17 PITIA / $1800 rents |
| XXXXX | 4000120233 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000120233 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.67 | 0.68 | $2500 income / $3,668.18 PITIA |
| XXXXX | 4000120650 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118972 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000118972 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000120386 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.35 | 1.36 | Field value matches Lender's 1008. |
| XXXXX | 4000120488 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120488 | XXXXX |  |  | PMI Coverage % | 0 |  | PMI is Not Required |
| XXXXX | 4000120069 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000121973 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000121973 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000121973 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000121973 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000121973 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000121973 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 76.41 |  | N/A |
| XXXXX | 4000121973 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.35 | 1.62 | Field value reflects source document |
| XXXXX | 4000118425 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118425 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000118545 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000118545 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.89 | 42.69017 | DTI matches the lender's 1008 |
| XXXXX | 4000118886 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000118886 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000118886 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.83 | 0.80 | $5,820.62 PITIA/$4,650 Income |
| XXXXX | 4000120634 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120634 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.77 | $4,019.43 PITIA/$3,100.00 Income |
| XXXXX | 4000120307 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120307 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.83 | 1.84 | $2,068.72 PITIA/$3,800.00 Income |
| XXXXX | 4000120651 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120080 | XXXXX |  |  | Representative FICO | 797 | 808 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000120080 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $1,200.00 Income / $1,186.97 PITIA |
| XXXXX | 4000120116 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120116 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.97 | 45.00209 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000118541 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000119106 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118484 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.03 | 38.78492 | Within tolerance of 1008 DTI of 39.072% |
| XXXXX | 4000122391 | XXXXX |  |  | Representative FICO | 820 | 812 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000122391 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000122391 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000122391 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.19 | $2,100 Income / $1,766.16 PITIA |
| XXXXX | 4000119957 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000119957 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000119957 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000119957 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.4 | 47.33519 | Field value matches Lender's 1008. |
| XXXXX | 4000122193 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000122212 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000122212 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000122212 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000122212 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 2.03 | 2.04 | 3650/1,789.14 |
| XXXXX | 4000120854 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120854 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120854 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120854 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.44 | 1.45 | $2k rents / $1375.97 PITIA |
| XXXXX | 4000120105 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120437 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120437 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000120437 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000120437 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000120437 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000117519 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.09 | $3300 Income / $3038.58 PITIA |
| XXXXX | 4000117903 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000117903 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117903 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000117903 | XXXXX |  |  | Borrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000117903 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXXX | 4000120800 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120800 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.00 | $3725 Income / $3,715.19 PITIA |
| XXXXX | 4000121358 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.51 | 41.09715 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000120036 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120036 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.96 | 0.97 | Field value matches Lender's 1008. |
| XXXXX | 4000120821 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120821 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000120821 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46 | 39.39744 | Lender used higher P&I then verified by audit |
| XXXXX | 4000120224 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000116061 | XXXXX |  |  | Representative FICO | 750 | 737 |  |
| XXXXX | 4000116061 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000119416 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.29 | 35.551 | Field value matches Lender's 1008. |
| XXXXX | 4000119512 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119512 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.08 | INCOME$4700/PITIA$4,355.65 |
| XXXXX | 4000119019 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000119019 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.88 | $1890 income / $2,157.35 PITIA |
| XXXXX | 4000121568 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118551 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118551 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.13 | 34.56144 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000116916 | XXXXX |  |  | Representative FICO | 771 | 760 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000116916 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.07 | $9,900 Income / $9,240.12 PITIA |
| XXXXX | 4000118064 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118064 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118064 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000118064 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000118064 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000118064 | XXXXX |  |  | Representative FICO | 731 | 765 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000118064 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000118064 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.11 | $8920 income / $8066.57 PITIA = 1.105 or 1.11 rounded up. |
| XXXXX | 4000114826 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000114826 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.17 | 47.17699 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000119851 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000119851 | XXXXX |  |  | Coborrower Last Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000119851 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan. |
| XXXXX | 4000121526 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118558 | XXXXX |  |  | Original Interest Rate | 6.75 | 6.375 | Field Value reflects the Note value |
| XXXXX | 4000118558 | XXXXX |  |  | Representative FICO | 798 | 815 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000118558 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118558 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000118353 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000118353 | XXXXX |  |  | Original Interest Rate | 7.25 | 7.125 | Field Value reflects the Note value |
| XXXXX | 4000118353 | XXXXX |  |  | Original CLTV | 65 | 60 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000118353 | XXXXX |  |  | Original LTV | 65 | 60 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000118353 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.17 | $2,700 Income / $2,310.37 PITIA |
| XXXXX | 4000121258 | XXXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000118485 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118485 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118725 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.37 | 42.69363 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000121975 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000121975 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $2,300.00 Income / $2,277.31 PITIA |
| XXXXX | 4000118492 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115263 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000115263 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000115263 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.89 | $2,136.32 PITIA/$1,900.00 Income |
| XXXXX | 4000118946 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118946 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000118946 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 5 | 24.039 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000118733 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.81 | 25.48554 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000120886 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000119582 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000120748 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.82 | 0.85 | 6100/7180.79=0.849 or 0.85 rounded up. |
| XXXXX | 4000115977 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000115977 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000115977 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000115977 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000115977 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000115977 | XXXXX |  |  | Representative FICO | 807 | 830 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000115977 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.21 | 26.7663 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000120880 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.51 | 27.07939 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000120042 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.15 | $1,950 Income / $1,702.49 PITIA |
| XXXXX | 4000118417 | XXXXX |  |  | Representative FICO | 794 | 790 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000118417 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000118417 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44 | 47.70944 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000122085 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.36 | $1,500.00 Income / $1,105.55 PITIA |
| XXXXX | 4000118471 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118471 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 37.47537 | Excluded 30 Day Open AMEX Account |
| XXXXX | 4000120842 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120842 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000121284 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000120773 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000121494 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000121494 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000121494 | XXXXX |  |  | Representative FICO | 740 | 770 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000121506 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000119828 | XXXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000119828 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.57 | 28.86941 | DTI on lender final 1008 is 28.869% |
| XXXXX | 4000111525 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.25 | 28.77111 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000119125 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000118175 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 4000118175 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000118175 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000118175 | XXXXX |  |  | Coborrower First Name | xxxxx | xxxxx | Unable to verify due to missing information |
| XXXXX | 4000118175 | XXXXX |  |  | Coborrower SSN | xxxxx | xxxxx | Field Value verified by application or other documentation in file |
| XXXXX | 4000118175 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.08 | $6,300 Income / $5,857.46 PITIA |
| XXXXX | 4000123117 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000123117 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000123117 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000119723 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000119091 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000119091 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000119091 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000118310 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000118310 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 6000112181 | XXXXX |  |  | Original LTV | 73.68 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 6000114032 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Borrower is Business Entity |
| XXXXX | 6000114032 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Borrower is Business Entity |
| XXXXX | 6000114032 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance |
| XXXXX | 6000114171 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000112066 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112066 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112066 | XXXXX |  |  | Representative FICO | 0 |  | FN not applicable |
| XXXXX | 6000114120 | XXXXX |  |  | Original LTV | 83.01 | 85 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 6000114082 | XXXXX |  |  | Appraised Value | xxxxx | xxxxx | Field Value reflects Approval/AUS value |
| XXXXX | 6000114082 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Alternate format, not a true discrepancy |
| XXXXX | 6000113972 | XXXXX |  | XXXXX | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000113973 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112282 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112282 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112282 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.17 | Income $2852.43/Debt $2436.57=1.17 |
| XXXXX | 6000112264 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112264 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112264 | XXXXX |  |  | Property Type | Single Family | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000112264 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Its Refinance. |
| XXXXX | 6000112264 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 | Rounding Factor |
| XXXXX | 6000112277 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112277 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.01 | Asset Depletion to Supplement DSCR - Qualified Gross Rental Income as $3,070.37 as per Approval document (Doc ID - D0249) however system calculated Rental income as $2,600. |
| XXXXX | 6000112243 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112243 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 2.23 | Used asset depletion based off the UW Income worksheet. |
| XXXXX | 6000112304 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000113988 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000113988 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000113988 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.14 | Field value reflects source document |
| XXXXX | 6000113999 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000113999 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112263 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112150 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Bid tape field value is blank |
| XXXXX | 6000112150 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.56 | Discrepancy in Hazard Policy amount. Review is using policy for both units. |
| XXXXX | 6000112186 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112022 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Bid Tape Field Value is not provided. |
| XXXXX | 6000112202 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112202 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112218 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112218 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112213 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112213 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112213 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance |
| XXXXX | 6000112198 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112000 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112000 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112000 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Last Sales Price |
| XXXXX | 6000112000 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.26 | Field value reflects source document |
| XXXXX | 6000112104 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112104 | XXXXX |  |  | Property Type | Single Family | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000112104 | XXXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXXX | 6000112139 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112128 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000112128 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000112175 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114169 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114126 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114034 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114034 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance transaction |
| XXXXX | 6000113990 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000113990 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114104 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114104 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114104 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Its Refinance. |
| XXXXX | 6000114121 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114047 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114047 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114047 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance File |
| XXXXX | 6000114135 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114135 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114011 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114011 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114011 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance Transaction |
| XXXXX | 6000114083 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114083 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114083 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance File |
| XXXXX | 6000114164 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 6000114164 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.52 | 1.78 | DSCR: $2,600.00 / $1,464.66 = 1.78 |
| XXXXX | 6000114056 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114056 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance case |
| XXXXX | 6000114056 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 6000114111 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114111 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000113981 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000113981 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.10 | Due To Rounded value |
| XXXXX | 6000114114 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114036 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114036 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114122 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114122 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114122 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance |
| XXXXX | 6000114053 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114053 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114053 | XXXXX |  |  | Representative FICO | 0 |  | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 6000114079 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114079 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114182 | XXXXX |  |  | Street | xxxxx | xxxxx | Field Value reflects Street per Note |
| XXXXX | 6000114182 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance loan |
| XXXXX | 6000114101 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114101 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114021 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114021 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114021 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000114021 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance |
| XXXXX | 6000114021 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 1.12 | DSCR mismatch due to change in qualifying rent considered by UW sheet is $3,500 however, comparable rent schedule reflecting $2,900 |
| XXXXX | 6000114019 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114019 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114019 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000114019 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Rate and term |
| XXXXX | 6000113993 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000113993 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance File |
| XXXXX | 6000114129 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114129 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance Loan |
| XXXXX | 6000114139 | XXXXX |  |  | Note Date | xxxxx | xxxxx | The Bid Tape Field Value was not provided. |
| XXXXX | 6000114076 | XXXXX |  |  | Note Date | xxxxx | xxxxx | The Bid Tape Field Value was not provided. |
| XXXXX | 6000114055 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114038 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114038 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114136 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114136 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114081 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114118 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114144 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114144 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114140 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114140 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114099 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114099 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114099 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 6000114068 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114131 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114131 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114131 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 6000114051 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114051 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114137 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114137 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114103 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114103 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114100 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114100 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114100 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 6000114004 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114004 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.23 | 1.16 | Lender used rent amount of $2,450 for DSCR calculation. 1007 reflects $2300.00. |
| XXXXX | 4000120862 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 4000120862 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000120862 | XXXXX |  |  | Original Loan Amount | xxxxx | xxxxx | Field Value reflects the Note value |
| XXXXX | 4000120862 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000120862 | XXXXX |  |  | Original CLTV | 61.78 | 60 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000120862 | XXXXX |  |  | Original LTV | 61.78 | 60 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000120862 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | $14,825 Income / $13,803.36 PITIA |
| XXXXX | 4000120783 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000120942 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.17 | 3300/2819.541.17 |
| XXXXX | 4000121028 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000121028 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000116766 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.90 | Income 9000.00/ PITIA $9964.84 |
| XXXXX | 4000118695 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.97 | Income $7700.00/ PITIA $7719.97 |
| XXXXX | 4000119713 | XXXXX |  |  | City | xxxxx | xxxxx | Field Value reflects City per Note |
| XXXXX | 4000119713 | XXXXX |  |  | LTV Valuation Value | xxxxx | xxxxx | Field value reflects source document |
| XXXXX | 4000119713 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.66 | 34.35101 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 6000114006 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114006 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance transaction. |
| XXXXX | 6000114015 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114015 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114015 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 6000114015 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.14 | Field value reflects source document |
| XXXXX | 6000114033 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114172 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114172 | XXXXX |  |  | Representative FICO | 0 |  | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 6000114172 | XXXXX |  |  | Property Type | Single Family | PUD |  |
| XXXXX | 6000114172 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 2.02 | Field value reflects source document |
| XXXXX | 6000114165 | XXXXX |  |  | Zip | xxxxx | xxxxx | Field Value reflects Zip per Note |
| XXXXX | 6000114165 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114149 | XXXXX |  |  | Property Type |  | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000114149 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.19 | DSCR - $9350.00/$7838.44=1.19. Unable to determine what the lender used for taxes. |
| XXXXX | 6000114181 | XXXXX |  |  | Representative FICO | 744 | 788 | Guidelines use highest MID-FICO score amongst all borrower on DSCR. |
| XXXXX | 6000114173 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.07 | 0.87 | Qualifying Rent $4,150 / P&I of 3,289.34, HOI of 218.83, and taxes of $1,250.78. |
| XXXXX | 6000114009 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114008 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114008 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114024 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114141 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.89 | 1.74 | DSCR mismatch due to round off factor |
| XXXXX | 6000114074 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114088 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114109 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114109 | XXXXX |  |  | Representative FICO | 820 | 808 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 6000114109 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Its Refinance. |
| XXXXX | 6000113994 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000113994 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000113994 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 0.67 | Due to Rounding - removed asset depletion during data checks. |
| XXXXX | 6000114058 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114058 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114058 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Refinance transaction |
| XXXXX | 6000114002 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114002 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Lender used $1650 for rent while review is using the market rent from the 1007 in the amount of $1575 |
| XXXXX | 6000114072 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114072 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114023 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114023 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114146 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114146 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114043 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114153 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114151 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114159 | XXXXX |  |  | Note Date | xxxxx | xxxxx | Field Value reflects Note Date per the Note |
| XXXXX | 6000114155 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114179 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114041 | XXXXX |  |  | Representative FICO | 0 |  | Unable to verify due to missing information |
| XXXXX | 6000114041 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 6000114046 | XXXXX |  |  | Borrower First Name | xxxxx | xxxxx | Unable to verify due to missing information |
| XXXXX | 6000114046 | XXXXX |  |  | Borrower Last Name | xxxxx | xxxxx | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 6000114105 | XXXXX |  |  | Contract Sales Price | xxxxx | xxxxx | Unable to verify due to missing information |
| XXXXX | 6000114064 | XXXXX |  |  | Original LTV | 83.46 | 85 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 10** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Servicer Loan ID** | **Customer Loan ID** | **Investor** | **Deal** | **Address** | **Apt #** | **City** | **State** | **Zip Code** | **Occupancy** | **Size Square Feet** | **Bedroom Count** | **Bathroom Count** | **Half Baths Count** | **Garage Carport** | **Lot Size** | **Location** | **Property Type** | **Number of Units** | **Subject Age** | **Condition Grade** | **Location View** | **Market Grade** | **Marketability Grade** | **HOA Amount Annual** | **HOA Contact** | **Currently Listed** | **List Price** | **DOM** | **List Date** | **Reviewer** | **Review Complete Date** | **Confidence Score** | **Situs AMC Estimated AS IS Quick Sale Value** | **Situs AMC Estimated AS IS Value** | **Situs AMC Estimated AS REPAIRED Value** | **Situs AMC Repaired Value To Primary Appraisal Value Variance ($)** | **Situs AMC Repaired Value To Primary Appraisal Value Variance (%)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance ($)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance (%)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance ($)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance (%)** | **Market Rent As Is Reviewer** | **Market Rent As Is Report** | **Market Rent As Is Dollar Variance** | **Market Rent As Is % Variance** | **Situs AMC Repair Analysis budget** | **Contractor Borrower Repair Budget** | **Situs AMC RA to Contractor Budget Variance ($)** | **Situs AMC RA to Contractor Budget Variance (%)** | **Value Budget Issue Flag Variance greater than 10%** | **Property Issue** | **Property Issue Comment** | **Valuation Summary** | **Order Date** | **Value Type** | **Appraisal BPO Report Primary Repaired Value** | **Appraisal BPO Report Primary As Is Value** | **Appraisal BPO Report Primary AS IS Quick Sale Value** | **Date of Agent BPO** | **Sale Comp 1 Comparable Type** | **Sale Comp 1 Address** | **Sale Comp 1 Apt #**  | **Sale Comp 1 City** | **Sale Comp 1 State** | **Sale Comp 1 Zip** | **Sale Comp 1 Location** | **Sale Comp 1 Size** | **Sale Comp 1 Bedroom Count** | **Sale Comp 1 Bathroom Count** | **Sale Comp 1 Half Baths Count** | **Sale Comp 1 Lot Size** | **Sale Comp 1 Condition** | **Sale Comp 1 Sale Type** | **Sale Comp 1 Sold List Price** | **Sale Comp 1 Sold Date** | **Sale Comp 1 Days On Market** | **Sale Comp 1 Distance From Subject** | **Sale Comp 1 Age** | **Sale Comp 2 Comparable Type** | **Sale Comp 2 Address** | **Sale Comp 2 Apt #** | **Sale Comp 2 City** | **Sale Comp 2 State** | **Sale Comp 2 Zip** | **Sale Comp 2 Location** | **Sale Comp 2 Size** | **Sale Comp 2 Bedroom Count** | **Sale Comp 2 Bathroom Count** | **Sale Comp 2 Half Baths Count** | **Sale Comp 2 Lot Size** | **Sale Comp 2 Condition** | **Sale Comp 2 Sale Type** | **Sale Comp 2 Sold List Price** | **Sale Comp 2 Sold Date** | **Sale Comp 2 Days On Market** | **Sale Comp 2 Distance From Subject** | **Sale Comp 2 Age** | **Sale Comp 3 Comparable Type** | **Sale Comp 3 Address** | **Sale Comp 3 Apt #** | **Sale Comp 3 City** | **Sale Comp 3 State** | **Sale Comp 3 Zip** | **Sale Comp 3 Location** | **Sale Comp 3 Size** | **Sale Comp 3 Bedroom Count** | **Sale Comp 3 Bathroom Count** | **Sale Comp 3 Half Baths Count** | **Sale Comp 3 Lot Size** | **Sale Comp 3 Condition** | **Sale Comp 3 Comp Type** | **Sale Comp 3 Sold List Price** | **Sale Comp 3 Sold Date** | **Sale Comp 3 Days On Market** | **Sale Comp 3 Distance From Subject** | **Sale Comp 3 Age** | **List Comp 1 Comparable Type** | **List Comp 1 Address** | **List Comp 1 Apt #** | **List Comp 1 City** | **List Comp 1 State** | **List Comp 1 Zip** | **List Comp 1 Location** | **List Comp 1 Size** | **List Comp 1 Bedroom Count** | **List Comp 1 Bathroom Count** | **List Comp 1 Half Baths Count** | **List Comp 1 Lot Size** | **List Comp 1 Condition** | **List Comp 1 Sale Type** | **List Comp 1 Sold List Price** | **List Comp 1 Sold Date** | **List Comp 1 Days On Market** | **List Comp 1 Distance From Subject** | **List Comp 1 Age** | **List Comp 2 Comparable Type** | **List Comp 2 Address** | **List Comp 2 Apt #** | **List Comp 2 City** | **List Comp 2 State** | **List Comp 2 Zip** | **List Comp 2 Location** | **List Comp 2 Size** | **List Comp 2 Bedroom Count** | **List Comp 2 Bathroom Count** | **List Comp 2 Half Baths Count** | **List Comp 2 Lot Size** | **List Comp 2 Condition** | **List Comp 2 Sale Type** | **List Comp 2 Sold List Price** | **List Comp 2 Sold Date** | **List Comp 2 Days On Market** | **List Comp 2 Distance From Subject** | **List Comp 2 Age** | **List Comp 3 Comparable Type** | **List Comp 3 Address** | **List Comp 3 Apt #** | **List Comp 3 City** | **List Comp 3 State** | **List Comp 3 Zip** | **List Comp 3 Location** | **List Comp 3 Size** | **List Comp 3 Bedroom Count** | **List Comp 3 Bathroom Count** | **List Comp 3 Half Baths Count** | **List Comp 3 Lot Size** | **List Comp 3 Condition** | **List Comp 3 Sale Type** | **List Comp 3 Sold List Price** | **List Comp 3 Sold Date** | **List Comp 3 Days On Market** | **List Comp 3 Distance From Subject** | **List Comp 3 Age** |
|  |  | 4000092689 |  |  |  |  |  | CA |  |  |  | 0 | 1 | 0 |  |  | Suburban | Condo (Low Rise) | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 0 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 0 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 0 | 1 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000094256 |  |  |  |  |  | CA |  |  |  | 5 | 4 | 0 |  |  | Suburban | 3 Family | 3 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 7 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 7 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 6 | 6 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000095079 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | B = Very Confident |  |  |  | XXXXX | -2.44% | XXXXX | -2.44% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000097289 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -4.37% | XXXXX | -4.37% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000098170 |  |  |  |  |  | CA |  |  |  | 4 | 4 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000081501 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | D = Below Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -8.40% | XXXXX | -8.40% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Area Obsolescence-Crime/RR/Freeway/Airport/Commercial |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000100513 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | D = Below Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -5.11% | XXXXX | -5.11% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Potential |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000106579 |  |  |  |  |  | CA |  |  |  | 3 | 1 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.55% | XXXXX | -1.55% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000106307 |  |  |  |  |  | TX |  |  |  | 5 | 3 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -6.06% | XXXXX | -6.06% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Urban |  | 4 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Urban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Urban |  | 4 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000106941 |  |  |  |  |  | CA |  |  |  | 5 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000105549 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000107966 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 0 | 1 Car |  | Rural | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -6.15% | XXXXX | -6.15% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Rural |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Rural |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Rural |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000109151 |  |  |  |  |  | CA |  |  |  | 5 | 2 | 0 |  |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | A = Increasing | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -7.46% | XXXXX | -7.46% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000108786 |  |  |  |  |  | CA |  |  |  | 3 | 1 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000107930 |  |  |  |  |  | OR |  |  |  | 5 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OR |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | OR |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000109240 |  |  |  |  |  | HI |  |  |  | 2 | 1 | 0 |  |  | Suburban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | HI |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | HI |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | HI |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000107007 |  |  |  |  |  | PA |  |  |  | 2 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 2 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 2 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000108634 |  |  |  |  |  | CA |  |  |  | 2 | 2 | 1 | 2 Car |  | Suburban | Townhouse | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 2 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 2 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000106803 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000111881 |  |  |  |  |  | CA |  |  |  | 2 | 2 | 1 | 3 Car |  | Rural | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Rural |  | 4 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Rural |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Rural |  | 4 | 5 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000108781 |  |  |  |  |  | CA |  |  |  | 4 | 3 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -7.37% | XXXXX | -7.37% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000110589 |  |  |  |  |  | NJ |  |  |  | 4 | 4 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Commercial Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 5 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 6 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000109446 |  |  |  |  |  | CA |  |  |  | 2 | 2 | 0 | 2 Car |  | Suburban | Condo (Mid Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000106596 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 1 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000109614 |  |  |  |  |  | PA |  |  |  | 3 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000111041 |  |  |  |  |  | TX |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | D = Minor Decline | C = Average B |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000109060 |  |  |  |  |  | TN |  |  |  | 4 | 4 | 0 | 2 Car |  | Suburban | Townhouse | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban |  | 4 | 4 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | TN |  | Suburban |  | 4 | 4 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | TN |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000110034 |  |  |  |  |  | CA |  |  |  | 5 | 4 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 6 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 5 | 2 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115167 |  |  |  |  |  | NY |  |  |  | 3 | 3 | 1 |  |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.64% | XXXXX | -3.64% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Urban |  | 2 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000111132 |  |  |  |  |  | WA |  |  |  | 3 | 2 | 1 | 2 Car |  | Suburban | Townhouse | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban |  | 3 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | WA |  | Suburban |  | 2 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | WA |  | Suburban |  | 3 | 3 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000110546 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.33% | XXXXX | -3.33% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000113396 |  |  |  |  |  | TX |  |  |  | 4 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000104485 |  |  |  |  |  | AL |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | AL |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | AL |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114185 |  |  |  |  |  | CA |  |  |  | 3 | 3 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 5 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115848 |  |  |  |  |  | PA |  |  |  | 5 | 2 | 0 |  |  | Urban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000108841 |  |  |  |  |  | CO |  |  |  | 3 | 2 | 1 | 2 Car |  | Suburban | PUD | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000113564 |  |  |  |  |  | NJ |  |  |  | 2 | 1 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114883 |  |  |  |  |  | MD |  |  |  | 3 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.43% | XXXXX | -1.43% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000107775 |  |  |  |  |  | NY |  |  |  | 1 | 1 | 0 |  |  | Urban | Condo (High Rise) | 1 |  | C3 - Average (+) | City - High Rise Views | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000111870 |  |  |  |  |  | TX |  |  |  | 3 | 3 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.15% | XXXXX | -1.15% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115578 |  |  |  |  |  | NJ |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000113419 |  |  |  |  |  | NJ |  |  |  | 5 | 3 | 0 |  |  | Urban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Urban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NJ |  | Urban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114008 |  |  |  |  |  | VA |  |  |  | 3 | 1 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban |  | 3 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | VA |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | VA |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116791 |  |  |  |  |  | NJ |  |  |  | 4 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -2.46% | XXXXX | -2.46% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 5 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 4 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116667 |  |  |  |  |  | NY |  |  |  | 6 | 2 | 0 | 1 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.71% | XXXXX | -1.71% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114421 |  |  |  |  |  | CA |  |  |  | 5 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114491 |  |  |  |  |  | CA |  |  |  | 4 | 3 | 1 |  |  | Suburban | 3 Family | 3 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 8 | 3 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000112635 |  |  |  |  |  | PA |  |  |  | 3 | 1 | 1 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -4.65% | XXXXX | -4.65% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000113754 |  |  |  |  |  | NY |  |  |  | 4 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116211 |  |  |  |  |  | NY |  |  |  | 4 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000107979 |  |  |  |  |  | CA |  |  |  | 6 | 3 | 0 | 1 Car |  | Suburban | 3 Family | 3 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -4.44% | XXXXX | -4.44% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | No |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 7 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 3 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116869 |  |  |  |  |  | IL |  |  |  | 3 | 1 | 0 | 1 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Urban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | IL |  | Urban |  | 3 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | IL |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Listing 1 |  |  |  | IL |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115325 |  |  |  |  |  | NV |  |  |  | 5 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | NV |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | NV |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000112653 |  |  |  |  |  | WA |  |  |  | 3 | 2 | 1 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Urban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | WA |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | WA |  | Urban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116101 |  |  |  |  |  | OH |  |  |  | 6 | 2 | 2 |  |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.49% | XXXXX | -3.49% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OH |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | OH |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115327 |  |  |  |  |  | CA |  |  |  | 3 | 3 | 1 | 2 Car |  | Suburban | Condo (Low Rise) | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 3 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115950 |  |  |  |  |  | SC |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Pond/Creek View | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | SC |  | Suburban |  | 3 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | SC |  | Suburban |  | 3 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | SC |  | Suburban |  | 3 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000111330 |  |  |  |  |  | TX |  |  |  | 3 | 2 | 1 |  |  | Rural | Single Family Detached | 1 |  | C3 - Average (+) | Rural - Farmland | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Very Rural |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Very Rural |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Very Rural |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117679 |  |  |  |  |  | DE |  |  |  | 3 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DE |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | DE |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | DE |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116426 |  |  |  |  |  | NJ |  |  |  | 3 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.64% | XXXXX | -3.64% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115757 |  |  |  |  |  | MA |  |  |  | 3 | 2 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban |  | 4 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118050 |  |  |  |  |  | IL |  |  |  | 2 | 2 | 0 |  |  | Suburban | Condo (Mid Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 1.54% | XXXXX | 1.54% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | IL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | IL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | IL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116980 |  |  |  |  |  | NJ |  |  |  | 7 | 3 | 0 | 1 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 4 | 2 | 2 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116314 |  |  |  |  |  | MI |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -4.07% | XXXXX | -4.07% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MI |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MI |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115262 |  |  |  |  |  | TN |  |  |  | 3 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TN |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TN |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116804 |  |  |  |  |  | PA |  |  |  | 4 | 2 | 0 |  |  | Urban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115499 |  |  |  |  |  | NJ |  |  |  | 4 | 1 | 0 |  |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.45% | XXXXX | -3.45% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117995 |  |  |  |  |  | NY |  |  |  | 4 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000108348 |  |  |  |  |  | MD |  |  |  | 3 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C4 - Average (-) | Residential Street | D = Minor Decline | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -6.45% | XXXXX | -6.45% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | MD |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119609 |  |  |  |  |  | PA |  |  |  | 3 | 1 | 1 |  |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -6.40% | XXXXX | -6.40% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban |  | 4 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | PA |  | Suburban |  | 4 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118472 |  |  |  |  |  | FL |  |  |  | 3 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.59% | XXXXX | -1.59% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116293 |  |  |  |  |  | NY |  |  |  | 13 | 8 | 1 | 2 Car |  | Suburban | 3 Family | 3 |  | C1 - Excellent | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXXX | -8.33% | XXXXX | -8.33% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 10 | 10 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 12 | 6 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 14 | 7 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 7 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118182 |  |  |  |  |  | CA |  |  |  | 4 | 4 | 0 |  |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118995 |  |  |  |  |  | NY |  |  |  | 8 | 3 | 0 | 1 Car |  | Urban | 3 Family | 3 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 8 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115876 |  |  |  |  |  | CA |  |  |  | 4 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116122 |  |  |  |  |  | VA |  |  |  | 5 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban |  | 5 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | VA |  | Suburban |  | 5 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | VA |  | Suburban |  | 5 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117816 |  |  |  |  |  | MD |  |  |  | 2 | 2 | 0 | 1 Car |  | Urban | Condo (Mid Rise) | 1 |  | C3 - Average (+) | Waterfront - Ocean | D = Minor Decline | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 1 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118305 |  |  |  |  |  | PA |  |  |  | 8 | 3 | 0 |  |  | Urban | 3 Family | 3 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 6 | 6 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | PA |  | Urban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114695 |  |  |  |  |  | CA |  |  |  | 6 | 5 | 0 | 2 Car |  | Suburban | 3 Family | 3 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 8 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 85 | 6 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 4 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118172 |  |  |  |  |  | FL |  |  |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Attached | 1 |  | C4 - Average (-) | Residential Street | D = Minor Decline | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.51% | XXXXX | -3.51% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117336 |  |  |  |  |  | CA |  |  |  | 5 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115696 |  |  |  |  |  | CA |  |  |  | 2 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -2.82% | XXXXX | -2.82% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116950 |  |  |  |  |  | CO |  |  |  | 5 | 2 | 0 | 4 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.23% | XXXXX | -3.23% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 8 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CO |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117105 |  |  |  |  |  | TX |  |  |  | 2 | 1 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115399 |  |  |  |  |  | NM |  |  |  | 4 | 3 | 0 | Carport |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NM |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NM |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NM |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115869 |  |  |  |  |  | CA |  |  |  | 4 | 3 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119538 |  |  |  |  |  | CA |  |  |  | 4 | 4 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116901 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116909 |  |  |  |  |  | AZ |  |  |  | 2 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | AZ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | AZ |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117156 |  |  |  |  |  | ME |  |  |  | 2 | 1 | 0 | 3 Car |  | Rural | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -7.05% | XXXXX | -7.05% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | ME |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | ME |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | ME |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116726 |  |  |  |  |  | NJ |  |  |  | 2 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.30% | XXXXX | -3.30% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NJ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119004 |  |  |  |  |  | FL |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -2.50% | XXXXX | -2.50% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118905 |  |  |  |  |  | FL |  |  |  | 3 | 1 | 1 | Carport |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 4 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119034 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.05% | XXXXX | -3.05% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115205 |  |  |  |  |  | TX |  |  |  | 6 | 5 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 4 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 5 | 5 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 6 | 5 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118546 |  |  |  |  |  | CA |  |  |  | 6 | 4 | 0 | 4 Car |  | Suburban | 4 Family | 4 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 8 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 9 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 6 | 5 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117779 |  |  |  |  |  | FL |  |  |  | 5 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | D = Minor Decline | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116257 |  |  |  |  |  | NV |  |  |  | 4 | 4 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Mountains - Lake Area | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban |  | 4 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NV |  | Suburban |  | 4 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NV |  | Suburban |  | 4 | 5 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114376 |  |  |  |  |  | DE |  |  |  | 4 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.17% | XXXXX | -3.17% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DE |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | DE |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | DE |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117972 |  |  |  |  |  | TN |  |  |  | 3 | 1 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TN |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TN |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000121487 |  |  |  |  |  | OH |  |  |  | 3 | 2 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban |  | 4 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OH |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | OH |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118407 |  |  |  |  |  | FL |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.46% | XXXXX | -3.46% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118095 |  |  |  |  |  | OH |  |  |  | 3 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OH |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | OH |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118439 |  |  |  |  |  | CA |  |  |  | 1 | 1 | 0 | 2 Car |  | Urban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | A = Increasing | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Urban |  | 1 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000113967 |  |  |  |  |  | CO |  |  |  | 4 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 6 | 3 | 2 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120287 |  |  |  |  |  | PA |  |  |  | 6 | 4 | 0 |  |  | Suburban | 3 Family | 3 |  | C2 - Good | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.70% | XXXXX | -3.70% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban |  | 7 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116815 |  |  |  |  |  | MD |  |  |  | 3 | 2 | 0 |  |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118383 |  |  |  |  |  | NY |  |  |  | 5 | 3 | 0 | 1 Car |  | Rural | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Rural |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Rural |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Rural |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Rural |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119118 |  |  |  |  |  | CA |  |  |  | 2 | 1 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Urban |  | 3 | 1 | 3 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118328 |  |  |  |  |  | MI |  |  |  | 3 | 1 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.61% | XXXXX | -3.61% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MI |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MI |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119239 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 1 | 2 Car |  | Suburban | Condo (Low Rise) | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | B = Very Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000113657 |  |  |  |  |  | TX |  |  |  | 4 | 4 | 1 | 2 Car |  | Suburban | Townhouse | 1 |  | C2 - Good | City - Low Rise Views | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 4 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 4 | 4 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118346 |  |  |  |  |  | NJ |  |  |  | 7 | 3 | 0 |  |  | Suburban | 3 Family | 3 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.12% | XXXXX | -1.12% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 7 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NJ |  | Suburban |  | 8 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120361 |  |  |  |  |  | MI |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MI |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MI |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119314 |  |  |  |  |  | PA |  |  |  | 2 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Suburban |  | 2 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119258 |  |  |  |  |  | FL |  |  |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000117503 |  |  |  |  |  | NJ |  |  |  | 2 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118468 |  |  |  |  |  | FL |  |  |  | 3 | 2 | 0 | Carport |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.33% | XXXXX | -3.33% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115837 |  |  |  |  |  | CA |  |  |  | 6 | 6 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Mountains - Ski/Vacation Area | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 6 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 5 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000121106 |  |  |  |  |  | FL |  |  |  | 2 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Second Home Market |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120634 |  |  |  |  |  | AZ |  |  |  | 2 | 2 | 0 | 2 Car |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -5.66% | XXXXX | -5.66% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | AZ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | AZ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118854 |  |  |  |  |  | WA |  |  |  | 4 | 4 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | WA |  | Suburban |  | 5 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | WA |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120864 |  |  |  |  |  | TX |  |  |  | 3 | 1 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120307 |  |  |  |  |  | NY |  |  |  | 9 | 3 | 0 | 2 Car |  | Urban | 3 Family | 3 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 7 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 10 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120824 |  |  |  |  |  | PA |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119019 |  |  |  |  |  | AR |  |  |  | 4 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AR |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | AR |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | AR |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119763 |  |  |  |  |  | TX |  |  |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000114826 |  |  |  |  |  | HI |  |  |  | 2 | 2 | 0 | 2 Car |  | Urban | Condo (High Rise) | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | HI |  | Urban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | HI |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | HI |  | Urban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000121022 |  |  |  |  |  | NC |  |  |  | 2 | 2 | 0 | Carport |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NC |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NC |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NC |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119723 |  |  |  |  |  | WI |  |  |  | 6 | 2 | 0 | 2 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WI |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | WI |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | WI |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119127 |  |  |  |  |  | CA |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116796 |  |  |  |  |  | PA |  |  |  | 3 | 2 | 1 |  |  | Urban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -3.57% | XXXXX | -3.57% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | PA |  | Urban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000116634 |  |  |  |  |  | NY |  |  |  | 9 | 5 | 3 |  |  | Urban | 2 Family | 2 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -4.65% | XXXXX | -4.65% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 7 | 4 | 3 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 4 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 12 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Urban |  | 6 | 6 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000111014 |  |  |  |  |  | NY |  |  |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | -1.69% | XXXXX | -1.69% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000122766 |  |  |  |  |  | MA |  |  |  | 2 | 1 | 0 | Carport |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119865 |  |  |  |  |  | MD |  |  |  | 4 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban |  | 2 | 1 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000120758 |  |  |  |  |  | TX |  |  |  | 4 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000121304 |  |  |  |  |  | CA |  |  |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Golf Course | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000119157 |  |  |  |  |  | NY |  |  |  | 8 | 2 | 0 |  |  | Urban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 7 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 8 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000118562 |  |  |  |  |  | NY |  |  |  | 2 | 1 | 0 |  |  | Urban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 2 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000122432 |  |  |  |  |  | NY |  |  |  | 6 | 4 | 0 | 1 Car |  | Urban | 2 Family | 2 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 6 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 7 | 6 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 6 | 6 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000115093 |  |  |  |  |  | MD |  |  |  | 4 | 4 | 2 | 2 Car |  | Urban | 2 Family | 2 |  | C2 - Good | Residential Street | B = Stable | A = Good Appeal B |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000123280 |  |  |  |  |  | NY |  |  |  | 9 | 3 | 0 |  |  | Urban | 3 Family | 3 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 9 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 11 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000123282 |  |  |  |  |  | NY |  |  |  | 5 | 4 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | A = Increasing | C = Average |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXXX | -2.63% | XXXXX | -2.63% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 6 | 5 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 6 | 5 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 5 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000123283 |  |  |  |  |  | NY |  |  |  | 10 | 4 | 0 |  |  | Suburban | 4 Family | 4 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 11 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 11 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 4000123770 |  |  |  |  |  | NY |  |  |  | 5 | 2 | 0 | 2 Car |  | Suburban | Single Family Attached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | XXXXX | 0.00% | XXXXX | 0.00% | XXXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 6 | 4 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.02

**Exhibit 99.02**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Onslow Bay Financial LLC through a bulk purchase. The review included a total of 263 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as OBX 2026-NQM8 (the "Securitization"). The Review was conducted from August 2025 through May 2026 on mortgage loans originated between August 2025 and March 2026.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal
LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was
not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (263 loans in total):

One hundred sixty (160) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

Seven (7) loans had a Secondary Appraisal, twenty-five (25) loans had an AVM, zero (0) loans had a Field Review, and one hundred fourteen (114) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There was one (1) occurrence of this.

Product totals may not sum due to multiple products for each loan.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the two hundred sixty-three (263) mortgage loans reviewed, ninety (90) unique mortgage loans (34.22% by loan count) had a total of one hundred ninety-six (196) discrepancies across thirty-two (32) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Qualifying All Borrower Residual Income | &nbsp;&nbsp;33 | &nbsp;&nbsp;16.84% |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months | &nbsp;&nbsp;26 | &nbsp;&nbsp;13.27% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;22 | &nbsp;&nbsp;11.22% |
| &nbsp;&nbsp;Property Value | &nbsp;&nbsp;17 | &nbsp;&nbsp;8.67% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;15 | &nbsp;&nbsp;7.65% |
| &nbsp;&nbsp;T & I Payment | &nbsp;&nbsp;14 | &nbsp;&nbsp;7.14% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;10 | &nbsp;&nbsp;5.10% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;10 | &nbsp;&nbsp;5.10% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.55% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.55% |
| &nbsp;&nbsp;Loan Origination Company | &nbsp;&nbsp;4 | &nbsp;&nbsp;2.04% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;Mo Pymt (P&I) | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;Escrows | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.02% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.02% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Months Reserves | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;STR | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Mo. Tax | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 1 Origination Experian | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 1 Origination Equifax | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Mo. Hazard | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**196** | &nbsp;&nbsp;100.00% |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 242 | $114727961.00 | 92.02% |
| Event Grade B | 21 | $12447200.00 | 7.98% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 263 | $127175161.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 250 | 95.06% |
| Event Grade B | 13 | 4.94% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 263 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results (As applicable, 145 loans within population did not receive a Compliance Review)** | **Compliance Results (As applicable, 145 loans within population did not receive a Compliance Review)** | **Compliance Results (As applicable, 145 loans within population did not receive a Compliance Review)** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 112 | 94.92% |
| Event Grade B | 6 | 5.08% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 118 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 261 | 99.24% |
| Event Grade B | 2 | 0.76% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 263 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;139 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Missing or Defective | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Closing Protection Letter Missing or Defective | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Insurance Missing or Defective | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Deed Missing or Defective | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan does not conform to program guidelines | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Business Entity Formation Document | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Sales Contract Missing or Defective | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;PAYOFF STATEMENT MISSING OR DEFECTIVE | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Insurance Coverage - Inadequate Coverage | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;3 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;SUBJECT PROPERTY LEASE - MISSING OR DEFECTIVE | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;LOAN APPLICATION MISSING OR DEFECTIVE | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Significant Derogatory Credit Event – Requirement Not Met | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;BACKGROUND CHECK MISSING OR DEFECTIVE | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Delinquent Credit History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 5 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset Documentation Missing or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;LOAN AGREEMENT MISSING OR DEFECTIVE | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;DSCR Minimum Not Met | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;DATA TAPE MISSING OR DEFECTIVE | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Note Missing or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited FICO is less than Guideline FICO | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;W-9 MISSING OR DEFECTIVE | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;ACH MISSING OR DEFECTIVE | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;HO6 Master Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;ATR Risk | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Photo Identification not provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 4 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Income - Bank Statements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Tradelines do not meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Approval/Underwriting Summary Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;First Time Homebuyer | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Deed of Trust is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Letter of Explanation (Assets) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Initial 1003 is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Letter of Explanation (Credit) | &nbsp;&nbsp;1 |

---

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Borrower 2 Credit Report is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Letter of Explanation (Income) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Verification of Borrower Liabilities Missing or Incomplete | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Asset General | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Business Purpose Affidavit/Disclosure Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Flood Insurance Missing or Defective | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing, Inadequate, or Incomplete Project Document | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;TAX CERTIFICATE MISSING OR DEFECTIVE | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;BACKGROUND REPORT AGED | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Deed of Trust is Not Executed | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Evidence of Primary Residence and Rent-Free Scenario Missing or Defective | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 Photo Identification not provided | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Excessive LTV Ratio | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Potential Occupancy/Current Address Issues identified in the file | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;INSUFFICIENT ASSETS TO CLOSE | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;FIRST PAYMENT LETTER MISSING OR DEFECTIVE | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Trust Documentation Missing or Defective | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Purchase Contract is Incomplete | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Purchase Contract is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower Contributions Do Not Met Guideline Minimum | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Rent Loss Insurance Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;**337** |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Loan does not conform to program guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Significant Derogatory Credit Event – Requirement Not Met | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is greater than Guideline Maximum Loan Amount | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Minimum Credit Score Requirement Not Met | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose Affidavit/Disclosure Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Guarantor Identification Missing or Defective | &nbsp;&nbsp;1 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;**13** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;70 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Homeownership Counseling Disclosure Is Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent to Proceed is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Right of Rescission is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Note is Not Executed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Collateral Protection Notice is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Prepayment Penalty Information Unavailable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;**130** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Finance Charge Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;**6** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;107 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Missing or Defective | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;APPRAISAL REVIEW - MISSING | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Completion Report or 1004D - Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal Missing or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;DESK REVIEW VARIANCE > 10% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Issue(s) are Present | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;FLOOD CERT OR EVIDENCE NOT IN A FLOOD ZONE MISSING | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Approval Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Market Rent - Missing or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Ineligible Property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;HOA Questionnaire is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;**131** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance Missing or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;**2** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet thea published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** | **Initial Compliance Grade** | **Final Compliance Grade** | **Initial Compliance Grade (DBRS/Morningstar)** | **Initial Compliance Grade (Fitch)** | **Initial Compliance Grade (Kroll)** | **Initial Compliance Grade (Moodys)** | **Initial Compliance Grade (S&P)** | **Final Compliance Grade (DBRS/Morningstar)** | **Final Compliance Grade (Fitch)** | **Final Compliance Grade (Kroll)** | **Final Compliance Grade (Moodys)** | **Final Compliance Grade (S&P)** |
| 4000107786 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2025 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108139 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2025 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000106286 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/26/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111373 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111366 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113950 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | 11188032283 | Credit | Title Insurance Missing or Defective | Title in file is MISSING MORTGAGEe clause after Lender's name. Please provide updated Title or Title supplement with ISAOA/ATIMA verbiage | XX/XX/XXXX: Final Title uploaded | 2/13/2026 | XX/XX/XXXX: Final Title received | 02/16/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113952 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Acknowledged | 11200841403 | Property | Hazard Insurance Missing or Defective | Missing rental loss coverage | XX/XX/XXXX: Automatic waive | 2/19/2026 | XX/XX/XXXX: Automatic waive applied | 02/19/2026 | XXX greater than program requirement, FICO XXX D B A | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000113952 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | 11200833428 | Credit | Missing, Inadequate, or Incomplete Project Document | Missing HOA Questionnaire for subject: XXX XXX #XXX | XX/XX/XXXX: HOA questionnaire | 2/27/2026 | XX/XX/XXXX: HOA questionnaire received | 02/27/2026 | D B A C | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000112559 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | 11209039990 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from: XXX to XXX for subject property: XXX | XX/XX/XXXX: Deed | 2/11/2026 | XX/XX/XXXX: Deed received | 02/12/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112558 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | 11209000307 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from: XXX to XXX for subject property: XXX | XX/XX/XXXX: Deed uploaded | 2/12/2026 | XX/XX/XXXX: Received Deed | 02/12/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112558 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | 11209041934 | Credit | Title Insurance Missing or Defective | Provided Title Commitment is missing the proposed coverage amount | XX/XX/XXXX: Title uploaded | 2/12/2026 | XX/XX/XXXX: Received Title | 02/12/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112557 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | 11210749081 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from: XXX to XXX for subject property: XXX | XX/XX/XXXX: Deed | 2/12/2026 | XX/XX/XXXX: Deed received | 02/12/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112556 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | 11212899954 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED from: XXX to XXX for subject property: XXX | XX/XX/XXXX: Deed | 2/12/2026 | XX/XX/XXXX: Deed received | 02/12/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113951 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | 11229079310 | Credit | Title Insurance Missing or Defective | Title Commitment Schedule A is MISSING MORTGAGEe clause after lender's name. Please provide updated title policy with ISAOA/ATIMA verbiage | XX/XX/XXXX: uploaded title | 2/13/2026 | XX/XX/XXXX Title received | 02/13/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113955 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113938 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | 11263181312 | Credit | Evidence of Primary Residence and Rent-Free Scenario Missing or Defective | Missing verification that borrower is living rent free at XXX | XX/XX/XXXX: uploaded lox | 2/18/2026 | XX/XX/XXXX: Received rent free letter | 02/18/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113940 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/17/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118575 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | 11413715194 | Credit | Asset Documentation Missing or Defective | Missing asset documentation | XX/XX/XXXX: Assets uploaded | 3/6/2026 | XX/XX/XXXX: Received Assets | 03/06/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118575 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | 11413807621 | Property | Hazard Insurance Missing or Defective | Hazard Insurance in file is missing policy number and effective and expiration dates | XX/XX/XXXX: replacement cost on master policy | 3/10/2026 | XX/XX/XXXX: Replacement cost received | 03/10/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117961 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/06/2026 | Resolved | 11447849224 | Credit | Note Missing or Defective | Missing prepayment addendum, Closing Disclosure reflects a XXX. Please upload or clarify. | XX/XX/XXXX: PPP uploaded | 3/9/2026 | XX/XX/XXXX: Received PPP | 03/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119166 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/10/2026 | Acknowledged | 11472263057 | Property | Hazard Insurance Missing or Defective | Hazard Insurance is missing rent loss coverage, please provide proof of coverage | XX/XX/XXXX: Automatic waive, borrower has XXX months reserve to cover rent loss. | 3/10/2026 | XX/XX/XXXX: Automatic waive applied | 03/10/2026 | XXX greater than program requirement, FICO XXX B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000113608 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/11/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120448 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119162 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121302 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119156 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000123052 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | 11503843337 | Credit | DSCR Minimum Not Met | XXX DSCR < XX/XX/XXXX minimum DSCR required. Monthly breakdown is as follows: XXX Income/ XXX P/I + XXX Insurance + XXX taxes | XX/XX/XXXX: Updated Lock | 3/17/2026 | XX/XX/XXXX: Received Updated Lock | 03/17/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119169 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | 11504544953 | Property | Appraisal Missing or Defective | Missing appraisal report for subject: XXX | XX/XX/XXXX: Appraisal | 3/16/2026 | XX/XX/XXXX: Appraisal received | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120450 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000116600 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/16/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119169 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/16/2026 | Resolved | 11520683427 | Property | Ineligible Property | All refinance transactions require the property to be leased. The subject property is currently vacant, Please provide a lease agreement or evidence that the property is listed for rent. | XX/XX/XXXX: Listing Uploaded | 3/17/2026 | XX/XX/XXXX: Received Rental Listing | 03/17/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120759 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113974 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2026 | Resolved | 11539122611 | Property | Completion Report or 1004D - Missing | Missing 1004D for subject property: XXX | XX/XX/XXXX: Revised appraisal | 3/27/2026 | XX/XX/XXXX: Received appraisal revision | 03/27/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120758 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000123243 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/23/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119157 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/03/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121304 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/03/2026 | Resolved | XXXXX-01 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000087734 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/21/2025 | Resolved | 9871084169 | Credit | Title Insurance Missing or Defective | Preliminary Title is MISSING MORTGAGEe Clause after Lender's name. Please provide updated Title Policy with ISAOA/ATIMA | XX/XX/XXXX: Correct title uploaded | 9/5/2025 | XX/XX/XXXX: Received title | 09/08/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117558 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/20/2025 | Resolved | XXXXX-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000103183 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | 10704583982 | Property | Hazard Insurance Missing or Defective | Hazard policy missing rental loss coverage | XX/XX/XXXX: Insurance | 12/9/2025 | XX/XX/XXXX: Received Insurance | 12/09/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000103183 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | 10704531829 | Credit | DSCR Minimum Not Met | XXX DCSR < XXX minimum DSCR per program guidelines. Currently calculated using XXX market rents XXX / XXX PITIA = XXX DSCR | XX/XX/XXXX: Rate lock loan program | 12/8/2025 | XX/XX/XXXX: loan program clarification received | 12/08/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117557 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | 10707000562 | Credit | First Time Homebuyer | It appears both borrowers are XXX. Per program guides, XXX is not permitted. Please provide an exception or further guidance. | XX/XX/XXXX: NQM approval | 12/9/2025 | XX/XX/XXXX: Received approval | 12/09/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000106284 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXXXX-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | XXXXX-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000104716 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 12/26/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108777 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/06/2026 | Resolved | 10929446813 | Credit | Hazard Insurance Missing or Defective | Hazard insurance policy is MISSING MORTGAGEe clause after lender's name. Please provide updated hazard policy with ISAOA/ATIMA verbiage | XX/XX/XXXX: Hazard |  | XX/XX/XXXX: Received | 01/20/2026 | D A C | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000107083 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/06/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 01/06/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108777 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/06/2026 | Resolved | 10929493146 | Property | Market Rent - Missing or Defective | Appraisal is missing XXX with market rents. | XX/XX/XXXX: XXX |  | XX/XX/XXXX: Received | 01/14/2026 | D A C | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000107977 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 01/15/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108087 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/23/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 01/23/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000110032 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/26/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 01/26/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111698 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 01/28/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108785 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 02/02/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000109948 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | 11164170498 | Credit | Hazard Insurance Missing or Defective | Hazard insurance policy in file is effective from XX/XX/XXXX to XX/XX/XXXX, which is after the disbursement date of XX/XX/XXXX. Please provide coverage with an effective date on or before the disbursement date. | XX/XX/XXXX: uploaded hazard policy from XXX-XXX |  | XX/XX/XXXX: Received | 03/09/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 02/12/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000109830 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/19/2026 | Resolved | 11322437879 | Credit | Title Insurance Missing or Defective | Title Insurance Document is aged as per guidelines inimum required below XXX days from XXX. Please provide updated title as per guidelines | XX/XX/XXXX: Title |  | XX/XX/XXXX: Received | 02/05/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115325 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 02/27/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114793 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/05/2026 | Resolved | 11438862353 | Credit | Asset Documentation Missing or Defective | Please provide the Operating Agreement for XXX. confirming that the borrower holds a XXX% ownership interest, so that the funds in XXX account #XXX can be verified. | XX/XX/XXXX: LOE |  | XX/XX/XXXX: Received | 03/17/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114809 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/05/2026 | Resolved | 11440870313 | Credit | Hazard Insurance Missing or Defective | XXX insurance coverage < XXX minimum insurance required. Please provide updated insurance or replacement cost. | XX/XX/XXXX: Replacement cost |  | XX/XX/XXXX: Received | 03/10/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115829 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/12/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118219 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/12/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112877 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/12/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119153 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117873 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | 11503673137 | Credit | Hazard Insurance Missing or Defective | Hazard insurance policy in file is effective from XX/XX/XXXX to XX/XX/XXXX, which is after the disbursement date of XX/XX/XXXX. Please provide coverage with an effective date on or before the disbursement date. | XX/XX/XXXX: LOE |  | XX/XX/XXXX: Received | 03/20/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115486 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114596 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/16/2026 | Acknowledged | 11517898226 | Credit | Minimum Credit Score Requirement Not Met | XXX FICO < XXX minimum FICO score required ; no cash out refinance transactions; DSCR XXX. | XX/XX/XXXX: Waived via CRSE |  | XX/XX/XXXX: Waived | 03/16/2026 | 75% LTV, XX/XX/XXXX, XXX B A | N/A | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000119702 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/17/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/17/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118439 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/17/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/17/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/19/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/19/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118880 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/19/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/19/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000116389 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/20/2026 | Resolved | 11557621254 | Credit | Closing Protection Letter Missing or Defective | Missing Closing Protection Letter (CPL). | XX/XX/XXXX: CPL |  | XX/XX/XXXX: Received | 03/25/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/25/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120065 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/24/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119866 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/25/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120691 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/27/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118077 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/26/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/26/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000122509 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/27/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000122034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/27/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119865 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/27/2026 | Resolved | 11618232766 | Credit | Hazard Insurance Missing or Defective | Hazard insurance policy is MISSING MORTGAGEe clause after lender's name. | XX/XX/XXXX: Informational |  | XX/XX/XXXX: Informational | 03/27/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121247 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 03/31/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120647 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/01/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 04/01/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119875 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/03/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 04/03/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115093 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/06/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 04/06/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000123833 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/09/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 04/09/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118283 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/10/2026 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 04/10/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000104076 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXXXX | Credit | No Findings | This loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 12/12/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000100738 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Acknowledged | 10740334819 | Credit | Guarantor Identification Missing or Defective | Missing Borrower ID for XXX. | XX/XX/XXXX: Waived | 12/11/2025 | XX/XX/XXXX: Waived | 12/11/2025 | XXX, Fico XXX D B A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000106710 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | 10813119551 | Credit | Title Insurance Coverage - Inadequate Coverage | Title Insurance Coverage of XXX < XXX Minimum Required. | XX/XX/XXXX: Uploaded | 12/31/2025 | XX/XX/XXXX: Received | 12/31/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000106711 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | 10882773365 | Credit | Title Insurance Missing or Defective | The title (Preliminary ile does not reflect the lending entity - XXX and Loan Amount. Please update the title commitment/Supplemental Report to reflect these for proper compliance. | XX/XX/XXXX: Uploaded | 1/2/2025 | XX/XX/XXXX: Received | 01/02/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000107966 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 1/14/2026 |  | 01/14/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111099 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 1/15/2026 |  | 01/15/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111260 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | 11055390818 | Credit | Deed Missing or Defective | MISSING CONVEYANCE DEED From XXX XXX to XXX And XXX | Deed for review/approval - Thanks! | 1/26/2026 | Received | 01/26/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111092 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/29/2026 | Resolved | 11136609296 | Credit | Hazard Insurance Missing or Defective | The majority of the Hazard Insurance Declarations page on file is illegible and also does not include Loss of Rents coverage. Please provide updated HOI. | XX/XX/XXXX: Uploaded | 2/4/2026 | XX/XX/XXXX: Received | 02/04/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111260 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | 11187346553 | Credit | Sales Contract Missing or Defective | Purchase Agreement on file is illegible. Please provide legible Purchase Agreement. | XX/XX/XXXX: Uploaded | 2/4/2026 | XX/XX/XXXX: Received | 02/04/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111109 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/4/2026 |  | 02/04/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113396 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/10/2026 |  | 02/10/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112061 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | 11254057260 | Credit | Significant Derogatory Credit Event – Requirement Not Met | Background Report reflects Pre-Foreclosure Activity dated XX/XX/XXXX for property: XXX XXX | XX/XX/XXXX: Uploaded | 3/3/2026 | XX/XX/XXXX: Received | 03/03/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112061 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | 11254071182 | Credit | Hazard Insurance Missing or Defective | Hazard Insurance Binder in file is missing the policy number. Please provide updated binder. | XX/XX/XXXX: Uploaded | 2/24/2026 | XX/XX/XXXX: Received | 02/24/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111096 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | 11254921392 | Credit | Title Insurance Coverage - Inadequate Coverage | Title Insurance Coverage of XXX < XXX Minimum Coverage Required. Please provide updated Title. | XX/XX/XXXX: Uploaded | 2/12/2026 | XX/XX/XXXX: Received | 02/12/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111406 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/13/2026 |  | 02/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113682 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/13/2026 |  | 02/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/13/2026 |  | 02/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112627 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/13/2026 |  | 02/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111094 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/17/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/17/2026 |  | 02/17/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113395 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | 11347564254 | Property | Appraisal Missing or Defective | Missing Appraisal Review Subject Property Located at: XXX | XX/XX/XXXX: Uploaded | 2/27/2026 | XX/XX/XXXX: Received | 02/27/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111132 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/25/2026 | Resolved | 11366793496 | Credit | Closing Protection Letter Missing or Defective | Closing Protection Letter needs to reflect XXX as the buyer/borrower as this is the LLC reflected on the security instrument. | XX/XX/XXXX: Uploaded | 2/26/2026 | XX/XX/XXXX: Received | 02/26/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111098 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/25/2026 | Resolved | 11368062878 | Credit | Closing Protection Letter Missing or Defective | Closing Protection Letter needs to reflect XXX as the buyer/borrower as this is the LLC reflected on the security instrument. | XX/XX/XXXX: Uploaded | 2/26/2026 | XX/XX/XXXX: Received | 02/26/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111134 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/25/2026 | Resolved | 11368320074 | Credit | Closing Protection Letter Missing or Defective | Closing Protection Letter needs to reflect XXX as the buyer/borrower as this is the LLC reflected on the security instrument. | XX/XX/XXXX: Uploaded | 2/26/2026 | XX/XX/XXXX: Received | 02/26/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111068 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/25/2026 | Resolved | 11368650529 | Credit | Closing Protection Letter Missing or Defective | Closing Protection Letter needs to reflect XXX as the buyer/borrower as this is the LLC reflected on the security instrument. | XX/XX/XXXX: Uploaded | 2/26/2026 | XX/XX/XXXX: Received | 02/26/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111105 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | 11388882365 | Credit | Deed Missing or Defective | Missing Evidence of Deed. | XX/XX/XXXX: Uploaded | 3/4/2026 | XX/XX/XXXX: Received | 03/04/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111105 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | 11388885172 | Credit | Flood Insurance Missing or Defective | Flood Cert in file is illegible. Please provide legible Flood Cert. | XX/XX/XXXX: Uploaded | 3/3/2026 | XX/XX/XXXX: Received | 03/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111105 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | 11388880558 | Credit | Trust Documentation Missing or Defective | Missing Revocable Trust Agreement For The XXX Family Revocable Trust of XXX | XX/XX/XXXX: Uploaded | 3/3/2026 | XX/XX/XXXX: Received | 03/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111105 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | 11388886755 | Credit | Sales Contract Missing or Defective | Purchase Agreement on file is illegible. Please provide legible Purchase Agreement. | XX/XX/XXXX: Uploaded | 3/3/2026 | XX/XX/XXXX: Received | 03/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114346 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 2/27/2026 |  | 02/27/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111046 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/03/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/3/2026 |  | 03/03/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117207 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/04/2026 | Resolved | 11426566067 | Credit | Excessive LTV Ratio | LTV of 77% > XXX% Max LTV allowed for DSCR of XXX with an Interest-Only Mortgage. | XX/XX/XXXX: Uploaded | 3/5/2026 | XX/XX/XXXX: Received | 03/05/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117208 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/04/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/4/2026 |  | 03/04/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118019 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/05/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/5/2026 |  | 03/05/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112416 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/05/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/5/2026 |  | 03/05/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115327 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/10/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/10/2026 |  | 03/10/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115714 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/11/2026 | Resolved | 11483238281 | Credit | Hazard Insurance Missing or Defective | Missing Evidence of Hazard Insurance for subject property: XXX | XX/XX/XXXX: Uploaded | 3/13/2026 | XX/XX/XXXX: Received | 03/13/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114645 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/12/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/12/2026 |  | 03/12/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119330 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/13/2026 |  | 03/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119835 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/13/2026 |  | 03/13/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117210 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/17/2026 | Resolved | 11532784532 | Credit | Sales Contract Missing or Defective | Purchase Agreement on file is illegible. Please provide legible Purchase Agreement. | XX/XX/XXXX: Uploaded | 3/18/2026 | XX/XX/XXXX: Received | 03/18/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117212 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/18/2026 |  | 03/18/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118546 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/18/2026 |  | 03/18/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117747 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/18/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/18/2026 |  | 03/18/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118781 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/23/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/23/2026 |  | 03/23/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119009 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/23/2026 | Resolved | XXXXX | Credit | No Findings | This Loan Meets All Applicable Guidelines |  | 3/23/2026 |  | 03/23/2026 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000116673 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/24/2026 | Resolved | 11586171908 | Credit | Significant Derogatory Credit Event – Requirement Not Met | Background reflects recent foreclosure dated XX/XX/XXXX for address: XXX | XX/XX/XXXX: Uploaded | 3/25/2026 | XX/XX/XXXX: Received | 03/25/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118548 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2026 | Resolved | 11597856093 | Credit | Sales Contract Missing or Defective | Purchase Agreement on file is illegible. Please provide legible Purchase Agreement. | XX/XX/XXXX: Uploaded | 3/26/2026 | XX/XX/XXXX: Received | 03/26/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000105271 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 66080-1 | Credit | BACKGROUND REPORT AGED | XXX DAYS AGE BACKGROUND CHECK > XXX DAYS MAXIMUM ALLOWED FOR GUARANTOR: XXX |  | 12/10/2025 | XX/XX/XXXX: RECEIVED | 12/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000105271 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 66080-2 | Credit | SUBJECT PROPERTY LEASE - MISSING OR DEFECTIVE | PROVIDED LEASE AGREEMENT REFLECTS XXX YEAR TERM. PROVIDE UPDATED LEASE SHOWING TERM OF LESS THAN: XXX YEARS |  | 12/11/2025 | XX/XX/XXXX: RECEIVED LEASE SHOWING XXX YEAR | 12/11/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000105271 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 66080-3 | Credit | NOTE MISSING OR DEFECTIVE | DEFECTIVE NOTE. PROVIDED NOTE REFLECTS XXX OF: XXX XXX PROVIDE NOTE AMENDMENT REFLECTS MAURITY DATE OF: XXX XXX |  | 12/22/2025 | XX/XX/XXXX: RECEIVED NOTE AMENDMENT | 12/22/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603859-1 | PROPERTY | HAZARD INSURANCE MISSING OR DEFECTIVE | MISSING HAZARD INSURANCE |  | 2/3/2026 | XXX3/CA: RECEIVED | 02/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603859-2 | Credit | CLOSING PROTECTION LETTER MISSING OR DEFECTIVE | MISSING CLOSING PROTECTION LETTER |  | 2/3/2026 | XXX3/CA: RECEIVED | 02/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603859-3 | Credit | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD |  | 2/3/2026 | XXX3/CA: RECEIVED | 02/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603860-1 | Credit | SUBJECT PROPERTY LEASE - MISSING OR DEFECTIVE | MISSING LEASE AGREEMENT FOR SUBJECT PROPERTY: XXX |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603860-2 | Credit | TITLE INSURANCE COVERAGE - INADEQUATE COVERAGE | XXX TITLE INSURANCE COVERAGE < XXX MINIMUM INSURANCE REQUIRED |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603860-3 | Credit | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD DOES NOT MATCH THE LOAN AMOUNT |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603860-4 | Credit | VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | MISSING VERIFICATION OF MORTGAGE |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603860-5 | Credit | PAYOFF STATEMENT MISSING OR DEFECTIVE | MISSING PAYOFF StateMENT |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114785 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151599-1 | Credit | NO FINDINGS | The loan meets all applicable guidelines IN PRE-CLOSE REVIEW |  |  |  |  | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114782 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103457-1 | Credit | PAYOFF STATEMENT MISSING OR DEFECTIVE | MISSING PAYOFF StateMENT |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114782 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103457-2 | Credit | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | PROVIDED PRELIM HUD OMITS PAYOFF StateMENT. PROVIDE UPDATED SETTLEMENT StateMENT |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115100 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151457-1 | Credit | DATA TAPE MISSING OR DEFECTIVE | DATA TAPE DISCREPANCY: DATA TAPE REFLECTS HAZARD INSURANCE AS : XXX WHILE HAZARD INSURANCE REFLECTS $XXX. PLEASE PROVIDE UPDATED TAPE |  | 2/10/2026 | XX/XX/XXXX: RECEIVED | 02/10/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115399 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103433-1 | Credit | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING LOAN APPLICATION OR TERM SHEET |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | XX/XX/XXXX DSCR, 69% LTV, AND XXX FICO B | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000114785 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151599-2 | Credit | PAYOFF STATEMENT MISSING OR DEFECTIVE | PAYOFF DEMAND EXPIRED ON XX/XX/XXXX |  | 2/9/2026 | XX/XX/XXXX: RECEIVED | 02/09/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115399 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Acknowledged | 103433-3 | Credit | SIGNIFICANT DEROGATORY CREDIT EVENT – REQUIREMENT NOT MET | INELIGIBLE CRIMINAL HISTORY. BACKGROUND CHECK REFLECTS PREVIOUS XXX (XXX OR MORE XXX) DATED XX/XX/XXXX | XX/XX/XXXX/TCP: XXX WAIVER IN FILE; XXX - XX/XX/XXXX DSCR, 69% LTV, AND XXX FICO | 2/9/2026 | XX/XX/XXXX: RECEIVED WAIVER BASED ON LOE FROM BORROWER INDICATING IT WAS A XXX MISTAKE AND HE IS FULLY XXX. LOE FURTHER EXPLAINS LAWS HAVE CHANGED AND WOULD NO LONGER BE CONSIDERED AN OFFENSE. WAIVER SUPPORTED BY THE FOLLOWING COMPENSATING FACTORS: XX/XX/XXXX DSCR, 69% LTV, XXX FICO. EXCEPTION DOWNGRADED TO LEVEL 2/B. | 02/09/2026 | XX/XX/XXXX DSCR, 69% LTV, AND XXX FICO B | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000115813 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103502-1 | Credit | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING ARTICLES OF INCORPORATION |  | 2/11/2026 | XX/XX/XXXX: RECEIVED | 02/11/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115813 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103502-2 | Credit | INSUFFICIENT ASSETS TO CLOSE | XXX LIQUIDITY < XXX MINIMUM REQUIRED. |  | 2/10/2026 | XX/XX/XXXX: RECEIVED | 02/10/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115399 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103433-4 | Credit | VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | VOM REFLECTS BORROWER WAS LATE XXX IN PAST XXX MONTHS AND IS NOT CURRENT |  | 2/18/2026 | XX/XX/XXXX: RECEIVED LOE. BORROWER'S LOAN HAD A DELINQUENT FINAL SCHEDULED PAYMENT (I. A MATURITY DEFAULT) AND IS NOT CONSIDERED A DEFAULTED LOAN PER GUIDES. PAYMENT HISTORY SUPPORTS THAT THE LOAN WAS CURRENT ON THE PREVIOUS XXX-MONTH PERIOD. | 02/18/2026 | XX/XX/XXXX DSCR, 69% LTV, AND XXX FICO B | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000112881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603859-4 | Credit | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LENDER-SIGNED LOAN AGREEMENT. PROVIDED LOAN AGREEMENT IS NOT SIGNED BY LENDER |  | 3/2/2026 | XX/XX/XXXX: RECEIVED | 03/02/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117609 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103607-2 | Credit | DATA TAPE MISSING OR DEFECTIVE | DSCR DISCREPANCY: PROVIDED MONTHLY TAXES OF: XXX PROVIDED DATA TAPE REFLECTS MONTHLY TAXES OF: $XXX. PROVIDE UPDATED TAPE |  | 2/24/2026 | XX/XX/XXXX: RECEIVED | 02/24/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117612 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 5558875-3 | PROPERTY | COMPLETION REPORT OR 1004D - MISSING | APPRAISAL REFLECTS THAT THE SMOKE/CO DETECTOR WAS NOT INSTALLED IN BELOW GRADE UTILITY ROOM |  | 2/23/2026 | XX/XX/XXXX/CA: RECEIVED | 02/23/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115813 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103502-3 | Credit | FIRST PAYMENT LETTER MISSING OR DEFECTIVE | MISSING FIRST PAYMENT LETTER |  | 2/25/2026 | XX/XX/XXXX: RECEIVED | 02/25/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603860-6 | Credit | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LENDER-SIGNED LOAN AGREEMENT. PROVIDED LOAN AGREEMENT IS NOT SIGNED BY LENDER |  | 3/2/2026 | XX/XX/XXXX: RECEIVED | 03/02/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603859-5 | Credit | W-9 MISSING OR DEFECTIVE | FORM W-XXX OMITS BORROWING ENTITY'S MAILING ADDRESS |  | 3/3/2026 | XX/XX/XXXX/CA: RECEIVED | 03/03/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118626 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151584-1 | Credit | BACKGROUND CHECK MISSING OR DEFECTIVE | MISSING BACKGROUND CHECK FOR GUARANTOR: XXX |  | 3/3/2026 | XX/XX/XXXX/CA: RECEIVED | 03/03/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117825 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 1784-2 | Credit | W-9 MISSING OR DEFECTIVE | MISSING FORM W-XXX |  | 3/5/2026 | XX/XX/XXXX: RECEIVED | 03/05/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119701 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 5306111-1 | Credit | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | PROVIDED PRELIMINARY HUD DOES NOT MATCH THE LOAN AMOUNT. |  | 3/9/2026 | XX/XX/XXXX: RECEIVED | 03/09/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120092 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151100-1 | Credit | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING LOAN APPLICATION OR TERM SHEET |  | 3/13/2026 | XX/XX/XXXX/CA: RECEIVED | 03/13/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120094 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103753-2 | Credit | BACKGROUND CHECK MISSING OR DEFECTIVE | AGED BACKGROUND CHECK; BACKGROUND REPORT DATED XX/XX/XXXX IS > XXX DAYS MAXIMUM ALLOWED |  | 3/10/2026 | XX/XX/XXXX: RECEIVED | 03/10/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119880 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103747-2 | Credit | NO FINDINGS | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119694 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151756-2 | Credit | NO FINDINGS | The loan meets all applicable guidelines IN PRE-CLOSE REVIEW |  |  |  |  | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117829 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BCCLN01032026-2 | Credit | ACH MISSING OR DEFECTIVE | PROVIDED ACH DOCUMENT IS MISISNG BANK NAME & ACCOUNT NUMBER |  | 3/12/2026 | XX/XX/XXXX: RECEIVED | 03/12/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-1 | Credit | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING OPERATING AGREEMENT FOR BORROWER ENTITY : XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-2 | Credit | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING ARTICLES OF INCORPORATION FOR BORROWER ENTITY : XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-3 | Credit | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING EIN FOR BORROWER ENTITY : XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-4 | Credit | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING LOAN APPLICATION OR TERM SHEET |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-5 | Credit | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-6 | Credit | TAX CERTIFICATE MISSING OR DEFECTIVE | MISSING TAX CERTIFICATE FOR PROPERTY :XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-7 | Credit | SUBJECT PROPERTY LEASE - MISSING OR DEFECTIVE | MISSING LEASE AGREEMENT FOR PROPERTY LOCATED AT :XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-8 | PROPERTY | FLOOD CERT OR EVIDENCE NOT IN A FLOOD ZONE MISSING | MISSING FLOOD CERTIFICATE FOR PROPERTY :XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-9 | PROPERTY | HAZARD INSURANCE MISSING OR DEFECTIVE | MISSING HAZARD INSURANCE FOR PROPERTY LOCATED AT : XXX |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-10 | Credit | PAYOFF STATEMENT MISSING OR DEFECTIVE | MISSING PAYOFF StateMENT | XX/XX/XXXX: PAYOFF EFFECTIVE DATE IS XX/XX/XXXX; UPDATE PAYOFF IS NEEDED. | 3/19/2026 | XX/XX/XXXX: WILL REVIEW IN POST-CLOSE | 03/19/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-11 | Credit | VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | MISSING VERIFICATION OF MORTGAGE |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-12 | Credit | CLOSING PROTECTION LETTER MISSING OR DEFECTIVE | MISSING CLOSING PROTECTION LETTER |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-13 | Credit | TITLE INSURANCE MISSING OR DEFECTIVE | MISSING TITLE INSURANCE |  | 3/16/2026 | XX/XX/XXXX: RECEIVED | 03/16/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-14 | PROPERTY | DESK REVIEW VARIANCE > 10% | XXX APPRAISAL REVIEW VARIANCE > XXX% MAXIMUM ALLOWED. PROVIDE DESK REVIEW |  | 3/18/2026 | XX/XX/XXXX: RECEIVED REVISED DESK REVIEW | 03/18/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 103790-15 | PROPERTY | APPRAISAL REVIEW - MISSING | APPRAISALE REVIEW REFLECTS THE CLIENT'S AS IS VALUE AS XXX INSTEAD OF THE APPRAISED VALUE OF XXX |  | 3/18/2026 | XX/XX/XXXX: RECEIVED REVISED DESK REVIEW | 03/18/2026 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121663 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | BPP3603958-5 | PROPERTY | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW AND RENT REVIEW |  | 3/18/2026 | XX/XX/XXXX: RECEIVED | 03/18/2026 | D B A C | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000119694 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/07/2026 | Resolved | 151756-3 | Credit | ACH MISSING OR DEFECTIVE | MISSING ACH AUTHORIZATION FORM |  | 3/20/2026 | XX/XX/XXXX: RECEIVED | 03/20/2026 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000106283 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/02/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/03/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106283 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/02/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/03/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106283 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/02/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 12/03/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106320 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/03/2025 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Change Underwriting Final Approval for recently refinanced primary residence, XXX, reflects a proposed PITI payment of, $XXX. Documentation verifying final PITIA payment for primary residence, XXX, is required. | Document Uploaded. | 12/4/2025 | Documentation is sufficient. XXX provided. Exception resolved. | 12/05/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 85% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 85% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000106320 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/03/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 12/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 85% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 85% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000106320 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/03/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 85% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 85% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000106298 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/04/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/05/2025 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106298 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/04/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/05/2025 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106298 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/04/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 12/05/2025 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106316 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/04/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 12/05/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106316 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/04/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/05/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106316 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/04/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/05/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106323 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/08/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | informational | 12/09/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106323 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | informational | 12/09/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106314 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/08/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | informational | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106314 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | informational | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106314 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 12/09/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | informational | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000120452 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 01/30/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/02/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000120452 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 01/30/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/02/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000120452 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 01/30/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Compliant HPML. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  |  | Compliant HPML | 02/02/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000108786 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational Only | 01/16/2026 | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000108786 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 01/16/2026 | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FCRE1248 | Credit | Purchase is not considered to be an Arm's Length Transaction | Purchase is not considered to be an Arm's Length Transaction Both buyer and seller have the Last Name of XXX. While that is a common surname in XXX, an affidavit establishing an arm's length transaction should be in file. The letter in the file is not signed. Non-Arm's Length Transactions are not allowed. | Document Uploaded. | 2/13/2026 | Signed LOE from Borrower received. Purchase is considered to be an Arm's Length Transaction. Condition cleared. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 51.9% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.9% is less than Guideline CLTV of 80% A | D | A D C | D C A | D C A | D C A | D C A | D A | A | A | A | A | A |
| 4000113733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file. | Document Uploaded. | 2/13/2026 | Evidence of appraisal delivery provided. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 51.9% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.9% is less than Guideline CLTV of 80% A | D | A D C | D C A | D C A | D C A | D C A | D A | A | A | A | A | A |
| 4000113733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing The defect can be cured by providing the Homeownership Counseling Disclosure dated within XXX days from from application XX/XX/XXXX. | Document Uploaded. | 2/13/2026 | Homeownership Counseling Disclosure Is Present or XXX | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 51.9% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.9% is less than Guideline CLTV of 80% A | D | A D C | D C A | D C A | D C A | D C A | D A | A | A | A | A | A |
| 4000113733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FCOM1280 | Compliance | Collateral Protection Notice is Missing | Collateral Protection Notice was not provided. The defect can be cured by providing the Collateral Protection Notice | Document Uploaded. | 2/13/2026 | Collateral Protection Notice was provided. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 51.9% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.9% is less than Guideline CLTV of 80% A | D | A D C | D C A | D C A | D C A | D C A | D A | A | A | A | A | A |
| 4000113733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 51.9% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.9% is less than Guideline CLTV of 80% A | D | A D C | D C A | D C A | D C A | D C A | D A | A | A | A | A | A |
| 4000114923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCRE1197 | Credit | Audited FICO is less than Guideline FICO | Audited FICO of is less than Guideline FICO of XXX There are no credit reports in the document set. Please provide all credit reports for review. | Document Uploaded. | 3/2/2026 | Audited FICO of XXX is greater than or equal to Guideline FICO of XXX | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000114923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. There are no credit reports in the document set. Please provide all credit reports for review. | Document Uploaded. | 3/2/2026 | Borrower 1 Credit Report is not missing. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000114923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCRE5771 | Credit | Borrower 2 Credit Report is Missing | Borrower 2 Credit Report is Missing. There are no credit reports in the document set. Please provide all credit reports for review. | Document Uploaded. | 3/2/2026 | Borrower 2 Credit Report is not missing. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000114923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/26/2026 | Resolved | FCRE1441 | Credit | Delinquent Credit History Does Not Meet Guideline Requirements | Delinquent Credit History Does Not Meet Guideline Requirements Unable to determine. There are no credit reports in the document set. Please provide all credit reports for review. | Document Uploaded. | 3/2/2026 | Delinquent Credit History Meets Guideline Requirements | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000114923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 02/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000114923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 02/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE1174 | Credit | HO6 Master Insurance Policy is Partial | HO-6 Master Insurance Policy Partially Provided The Master Condo Insurance Policy expired on XX/XX/XXXX, which is prior to the subject loan closing date of XX/XX/XXXX. Please provide the current Master Condo Policy. | Document Uploaded. ; Document Uploaded. ; Master HOI- The master policy was active as of the date of the note. | 4/7/2026 | HO-6 Master Insurance Policy is fully present; Master policy provided does not reflect the subject address nor do any of the policy numbers match the policy already in the file to match it to the subject. Please provide the master policy for the subject property that was not expired. Thank you.; The master insurance policy in file reflected an expiration date of XX/XX/XXXX which is prior to closing date of XX/XX/XXXX. Please provide the policy that was in effect and not expired at time of closing. Thank you. | 04/07/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Acknowledged | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The Final Loan Application Stated the Borrower was living rent free for XXX year and XXX months and prior to this, he was paying XXX per month for XXX years and XXX month. The applicable Guidelines require a XXX x XXX x XXX housing payment history. The loan file does not contain a verification of the XXX months rental payment history prior to the Borrower living rent free. Please provide verification of rent for the XXX months prior to the Borrower living rent free. | Document Uploaded. | 3/19/2026 | Lender exception to waive prior XXX month housing history approved by investor on XX/XX/XXXX. | 03/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE1438 | Credit | ATR Risk | ATR Risk File contains no credit reports. Please provide Origination Credit Report for review. | Document Uploaded. | 3/13/2026 | ATR Risk Resolved | 03/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCOM1604 | Compliance | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. File contains no credit reports. Please provide Origination Credit Report for review. | Document Uploaded. | 3/13/2026 | The consumer's current debt obligations, alimony, and child support or other debt obligations were confirmed. | 03/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. The loan file does not contain the Borrower 1 Origination Credit Report. Please provide the Borrower 1 Origination Credit Report. | Document Uploaded. | 3/13/2026 | Borrower 1 Credit Report is not missing. | 03/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE1441 | Credit | Delinquent Credit History Does Not Meet Guideline Requirements | Delinquent Credit History Does Not Meet Guideline Requirements The loan file does not contain the Borrower 1 Origination Credit Report. Please provide the Borrower 1 Origination Credit Report. | Document Uploaded. | 3/13/2026 | Delinquent Credit History Meets Guideline Requirements | 03/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE0376 | Credit | Tradelines do not meet Guideline Requirements | The lender's minimum tradeline requirements have not been met per guidelines. The loan file does not contain the Borrower 1 Origination Credit Report. Please provide the Borrower 1 Origination Credit Report. | Document Uploaded. | 3/13/2026 | Tradelines meet Guideline Requirements | 03/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements The Final CD reflects a XXX gift was provided for funds to close. When the funds are not transferred prior to closing, the applicable Guidelines require the Originator to document that the Donor gave the Closing Agent the gift funds in the form of a certified check, a cashier's check, money order, or wire transfer. The loan file missing verification that the Closing Agent received the gift funds. Please provide verification that the Closing Agent received the gift funds. | Document Uploaded. | 3/13/2026 | Asset Qualification Meets Guideline Requirements | 03/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000115853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 03/11/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 37.5% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 37.5% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C B A | A B | A B | A B | A B | A |
| 4000116392 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete The loan document print date is XX/XX/XXXX and the borrower's signature date is XX/XX/XXXX. The notary date is XX/XX/XXXX. Please provide corrected documentation for the notary date. | Document Uploaded. Sorry about that – It was corrected prior to sending for recording | 3/25/2026 | Corrected Notary Date received. The Deed of Trust is Present and Complete. Condition cleared. | 03/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000116392 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/17/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 03/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000116392 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/17/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 03/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118954 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2026 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). TILA 130 Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check and Proof of Delivery or Valid COC. The tolerance is due to increased Appraisal fee from XXX to XXX from LE XX/XX/XXXX to CD XX/XX/XXXX. COC on file does not detail reason for increased fee. Per the invoice issued XX/XX/XXXX, the borrower paid the full amount by XX/XX/XXXX which is more than XXX business days from redisclosure. | Document Uploaded. Uploaded cure docs. | 4/9/2026 | Cure package provided to borrower within XXX days of discovery. Exception downgraded to 2/B.; Cure package provided to borrower within XXX days of discovery. Exception downgraded to 2/B. | 04/10/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.72% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 48.72% is less than Guideline LTV of 75% A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| 4000118954 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 03/27/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.72% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 48.72% is less than Guideline LTV of 75% A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| 4000118954 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/27/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational Only | 03/27/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.72% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 48.72% is less than Guideline LTV of 75% A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| 4000120693 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | MISSING MORTGAGE Statement for second mortgage on primary property | Document Uploaded. Hey. heloc is listed on upld credit report. thank you | 3/30/2026 | Second mortgage payment verified upon receipt of credit report. Condition cleared. | 03/31/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.4% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 50.4% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000120693 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FCRE1197 | Credit | Audited FICO is less than Guideline FICO | Audited FICO of is less than Guideline FICO of XXX Please provide credit report for additional review | Document Uploaded. | 3/30/2026 | Audited FICO of XXX is greater than or equal to Guideline FICO of XXX | 03/31/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.4% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 50.4% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000120693 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. Please provide credit report for additional review | Document Uploaded. | 3/30/2026 | Borrower 1 Credit Report is not missing. | 03/31/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.4% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 50.4% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000120693 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 03/27/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.4% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 50.4% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000120693 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/25/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 03/27/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.4% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 50.4% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/26/2026 | Acknowledged | FCRE1248 | Credit | Purchase is not considered to be an Arm's Length Transaction | Purchase is not considered to be an Arm's Length Transaction Buyer is related to her broker, who contributed XXX to the transaction in the form of XXX credit. | Document Uploaded. Uploaded CRSE with exception. | 4/8/2026 | Lender exception for non-arms length transaction approved by investor on XX/XX/XXXX. | 04/09/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 4000119181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/26/2026 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is Missing. | Document Uploaded. | 4/3/2026 | Borrower 1 Credit Report is not missing. | 04/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 4000119181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/25/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 03/27/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 4000119181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 03/27/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 4000119743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. Please provide all credit reports for review. | Document Uploaded. | 4/2/2026 | Borrower 1 Credit Report is not missing. | 04/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/27/2026 | Resolved | FCRE1183 | Credit | Approval/Underwriting Summary Partially Provided | Approval/Underwriting Summary Partially Provided. P&I payment on the XXX is incorrect per guidelines. XX/XX/XXXX XXX qualified at Note Rate. Please provide an updated XXX | Document Uploaded. | 4/2/2026 | Approval/Underwriting Summary is fully present; Material | 04/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 03/31/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/26/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 03/31/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000110819 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/19/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational. | 01/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000110819 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/20/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational. | 01/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000110819 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/20/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational. | 01/21/2026 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000118647 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/26/2026 | Resolved | FCOM1231 | Credit | The Initial 1003 is Missing | The Initial 1003 is Missing | This is a DSCR loan, Initial 1003 is not required | 3/2/2026 | The Initial 1003 is Present | 03/03/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118647 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 03/02/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118647 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/27/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000104326 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/02/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 12/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000104326 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/03/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000104326 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/03/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000106307 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/04/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated Business Disclosure within XXX days of XXX XX/XX/XXXX or provide confirmation the lender has no affiliates. | Document Uploaded. | 12/10/2025 | Required Affiliated Business Disclosure Documentation Provided | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000106307 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Only Desk Review provided. | Document Uploaded. ; Document Uploaded. | 12/15/2025 | Third party valuation product provided within tolerance.; Client provided appraisal not TPV as instructed. Countered. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000106307 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/04/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. | Document Uploaded. | 12/10/2025 | Evidence of appraisal delivery provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000106307 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/04/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Unable to downgrade HPML exception. The appraisal delivery and appraisal are missing. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Document Uploaded. | 12/10/2025 | Evidence of appraisal delivery to borrower received. HPML is now compliant. Escrow and appraisal requirements met. | 12/10/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000106307 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/08/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000103181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/05/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. The signed documents consent is missing. Nothing in file to reflect the initial e-signature dated on or before XX/XX/XXXX. | Document Uploaded. | 12/11/2025 | Evidence of eConsent is provided.; E-consent received | 12/12/2025 | Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000103181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/05/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/10/2025 | Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000103181 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/05/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/10/2025 | Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000106305 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/16/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. | Document Uploaded. | 12/19/2025 | Evidence of eConsent is provided. | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000106305 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000106305 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(I) no later than three business days before consummation. Provide Initial CD and proof of delivery at least XXX days prior to consummation. TRID review to be completed upon receipt. | Document Uploaded. Cd was issued and signed XX/XX/XXXX via electronic signature and docs were signed XX/XX/XXXX | 1/5/2026 | Initial CD and receipt date provided; Exception resolved; Initial CD and receipt date provided; Exception resolved | 01/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000108058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/31/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000108058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/31/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000108057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 01/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000108057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/05/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 01/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000108057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000108063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/08/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated Business Disclosure within XXX days of XXX XX/XX/XXXX or provide confirmation the lender has no affiliates. | Document Uploaded. | 1/14/2026 | Required Affiliated Business Disclosure Documentation Provided | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/08/2026 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Documentation required to clear exception: Homeownership Counseling Disclosure Missing | Document Uploaded. | 1/14/2026 | Homeownership Counseling Disclosure Is Present or XXX | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/08/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/08/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/13/2026 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the loan discount points. A COC is required to determine if this was a valid change. | Document Uploaded. ; Document Uploaded. | 2/26/2026 | Valid COC provided; exception resolved; Valid COC provided; exception resolved; The documentation provided shows the borrower received(reviewed) the initial CD on XX/XX/XXXX, however since this is not considered a business day the borrower did not receive the initial CD at least XXX days prior to consummation | 02/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000108050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/14/2026 | Resolved | FCRE1193 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Provide documentation to support monthly property tax payment of $XXX. Supporting documentation reflect annual taxes $XX/XX/XXXX= monthly payment of XXX causing DTI to increase over maximum limit of XXX% to XXX%. | Document Uploaded. ; Document Uploaded. | 2/26/2026 | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Client provided letter of explanation as well as applicable evidence. ; Document provided does not resolve DTI condition. | 02/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000108050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/13/2026 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(I) no later than three business days before consummation. There's no evidence of receipt for the initial CD issued XX/XX/XXXX in the loan file XXX business days prior to consummation dated XX/XX/XXXX. | Document Uploaded. | 1/26/2026 | Client provided proof of Initial CD delivery on XX/XX/XXXX. Exception resolved.; Client provided proof of Initial CD delivery on XX/XX/XXXX. Exception resolved.; The documentation provided shows the borrower received(reviewed) the initial CD on XX/XX/XXXX, however since this is not considered a business day the borrower did not receive the initial CD at least XXX days prior to consummation | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000108050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/14/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000106312 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/14/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX | Document Uploaded. | 1/19/2026 | Evidence of eConsent is provided. | 01/19/2026 | Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000106312 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/14/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/15/2026 | Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000106312 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/15/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 01/15/2026 | Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108070 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/19/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated Business Disclosure within XXX days of XXX XX/XX/XXXX or provide confirmation the lender has no affiliates. | Document Uploaded. | 1/21/2026 | Required Affiliated Business Disclosure Documentation Provided | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 51.85% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.85% is less than Guideline CLTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108070 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/19/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 51.85% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.85% is less than Guideline CLTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000108070 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/19/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 51.85% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.85% is less than Guideline CLTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111385 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/04/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Document Uploaded. | 2/9/2026 | Required Affiliated Business Disclosure Documentation Provided | 02/10/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111385 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111385 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/02/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111385 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/02/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Compliant HPML. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML - copy of appraisal was provided to borrower, taxes and insurance were escrowed. |  |  | Compliant HPML | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000113964 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/04/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113964 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/04/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113964 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000111393 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/06/2026 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA UCDP with CU score of XX/XX/XXXX or < is missing | Document Uploaded. | 3/6/2026 | Third party valuation product provided within tolerance.; Client provided FNMA SSR. LM Updated.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA UCDP with CU score of XX/XX/XXXX or < is missing | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 4000111393 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/06/2026 | Resolved | FCRE3653 | Credit | Missing letter of explanation | LOE requesting updated qualification of subject residency to align with loan approval and/or documents: XXX Loan approval and Lender approval reflects subject is a Second Home Refinance; Deed also includes a Second Home Rider; NQM Lock reflects a Primary transaction | Document Uploaded. | 3/6/2026 | Client provided updated Rate Lock Confirmation reflecting 2nd Home. LM Updated. | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 4000111393 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/06/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Informational | 02/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 4000113968 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/16/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113968 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/16/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113968 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/16/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113969 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/13/2026 | Resolved | FCOM1262 | Compliance | Right of Rescission is Missing | Right of Rescission is Missing Documentation required to clear exception: Provide executed Right of Rescission for all borrowers and non-borrowers. | Document Uploaded. | 2/19/2026 | Right of Rescission is Provided | 02/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.62% is less than Guideline CLTV of 65% Original LTV is Below the Guideline Maximum - Calculated LTV of 47.62% is less than Guideline LTV of 65% Borrower has stable job time - Borrower has XXX years on job. A | D | A D C | D A C | D A C | D A C | D A C | D A | A | A | A | A | A |
| 4000113969 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/27/2026 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided within XXX% Tolerance |  |  | Secondary valuation product within the XXX% tolerance provided, exception resolved. | 02/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.62% is less than Guideline CLTV of 65% Original LTV is Below the Guideline Maximum - Calculated LTV of 47.62% is less than Guideline LTV of 65% Borrower has stable job time - Borrower has XXX years on job. A | D | A D C | D A C | D A C | D A C | D A C | D A | A | A | A | A | A |
| 4000113969 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/16/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 47.62% is less than Guideline CLTV of 65% Original LTV is Below the Guideline Maximum - Calculated LTV of 47.62% is less than Guideline LTV of 65% Borrower has stable job time - Borrower has XXX years on job. A | D | A D C | D A C | D A C | D A C | D A C | D A | A | A | A | A | A |
| 4000113963 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113963 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/16/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113963 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/16/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/17/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Document Uploaded. | 2/26/2026 | Required Affiliated Business Disclosure Documentation Provided | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | B | A B | B A | B A | B A | B A | B A | A B | A B | A B | A B | A |
| 4000113058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/17/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/18/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | B | A B | B A | B A | B A | B A | B A | A B | A B | A B | A B | A |
| 4000113058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/17/2026 | Acknowledged | FCRE1199 | Credit | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Audited Loan Amount of XXX is greater than the Guideline Maximum Loan Amount of XXX Exception request: Accepting loan amount of XXX to meet maximum loan amount vs XXX per guidelines, dates XX/XX/XXXX, for XXX. Compensating factors: XXX greater than program requirement, DTI greater than XXX% below program requirement, FICO above the minimum by XXX points or higher, and credit profile suggests the Borrowers are qualified to XXX maintain a mortgage without lates as Borrowers have been living on their multi-million dollar yacht for the past few years. Approved. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | B | A B | B A | B A | B A | B A | B A | A B | A B | A B | A B | A |
| 4000113967 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/19/2026 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The file does not contain a copy of a HOA Statement or a letter of no HOA for the property located at XXX | Document Uploaded. | 3/9/2026 | Email chain with evidence of HOA. | 03/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000113967 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/19/2026 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. The file does not contain a copy of the final loan approval or XXX | Document Uploaded. | 3/5/2026 | Approval/Underwriting Summary is fully present; XXX provided. | 03/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000113967 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/19/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000113967 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/19/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000113959 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/23/2026 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(I) no later than three business days before consummation. Documentation required: The initial CD issued XX/XX/XXXX is missing from the loan file. The earliest CD in the loan file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. | Document Uploaded. | 2/25/2026 | Initial CD provided; exception resolved; Initial CD provided; exception resolved | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113959 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/20/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113959 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/20/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113957 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FPRO1136 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Per the XXX the appraisal is completed Subject to Removal of the stove from the garage and gas-line to be capped. The file does not contain a 1004D verifying that this has been corrected. | Document Uploaded. | 3/4/2026 | Primary Value Subject Property Appraisal is completed on an As-Is Basis or XXX; 1004D in file. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A C | B C A | B C A | B C A | B C A | B A | A | A | A | A | A |
| 4000113957 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/26/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. The signed documents consent is missing. | Document Uploaded. | 2/27/2026 | Evidence of eConsent is provided. | 03/02/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A C | B C A | B C A | B C A | B C A | B A | A | A | A | A | A |
| 4000113957 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A C | B C A | B C A | B C A | B C A | B A | A | A | A | A | A |
| 4000113956 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/26/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113956 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113956 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/26/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113965 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/28/2026 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase of the discount points from XXX to XXX on the CD dated XX/XX/XXXX without valid COC. | Document Uploaded. | 3/6/2026 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 03/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113965 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/27/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113965 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/27/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000119160 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/06/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The consumer acknowledged the XXX day delivery timing waiver, but there is no evidence a copy of the report was provided at consummation. Provide evidence confirming a copy of the appraisal was provided to the consumer at consummation to confirm timing requirements were met. | Document Uploaded. | 3/11/2026 | Evidence of appraisal delivery provided. | 03/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000119160 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000119160 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/09/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000119184 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/06/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000119184 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/06/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000119184 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/06/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000120754 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/09/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000120754 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000120754 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/10/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000118567 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/10/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Compliant HPML. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Borrower received a copy of the appraisal, taxes and insurance were escrowed. |  |  | Compliant HPML | 03/11/2026 | Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000118567 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/11/2026 | Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000118567 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/11/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/11/2026 | Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000117481 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/12/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/14/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000117481 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/13/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/14/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000117481 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/13/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/14/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000113962 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/12/2026 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the discount fee. | Document Uploaded. | 3/17/2026 | Valid COC with applicable CD provided; exception resolved; Valid COC with applicable CD provided; exception resolved | 03/17/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.56% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 41.56% is less than Guideline LTV of 90% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113962 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/12/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/14/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.56% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 41.56% is less than Guideline LTV of 90% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000113962 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/12/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/14/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.56% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 41.56% is less than Guideline LTV of 90% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000118572 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/13/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. The signed documents consent is missing. Provide consent dated on or before XX/XX/XXXX. | Document Uploaded. | 3/16/2026 | Evidence of eConsent is provided. | 03/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000118572 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/12/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000118572 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/12/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111391 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/16/2026 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX. | Document Uploaded. | 3/19/2026 | Homeownership Counseling Disclosure provided - exception resolved | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111391 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/16/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file. If borrower waived the XXX day timing requirement, provide an executed appraisal waiver and evidence the appraisal was received the day of close. | Document Uploaded. | 3/19/2026 | Evidence of appraisal delivery provided. | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111391 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000111391 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000118566 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/17/2026 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(I) no later than three business days before consummation. | Document Uploaded. | 3/20/2026 | Initial CD provided; Exception resolved; Initial CD provided; Exception resolved | 03/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56% is less than Guideline CLTV of 70% Original LTV is Below the Guideline Maximum - Calculated LTV of 56% is less than Guideline LTV of 70% Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000118566 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56% is less than Guideline CLTV of 70% Original LTV is Below the Guideline Maximum - Calculated LTV of 56% is less than Guideline LTV of 70% Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000118566 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56% is less than Guideline CLTV of 70% Original LTV is Below the Guideline Maximum - Calculated LTV of 56% is less than Guideline LTV of 70% Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 4000119161 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.16% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 67.16% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000119161 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.16% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 67.16% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000119161 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.16% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 67.16% is less than Guideline LTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000118571 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. The signed documents consent is missing. Provide e-signature dated on or before XX/XX/XXXX. | Document Uploaded. | 3/23/2026 | E consent provided, exception resolved; Evidence of eConsent is provided. | 03/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.37% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 61.37% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000118571 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.37% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 61.37% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000118571 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/19/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.37% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 61.37% is less than Guideline LTV of 80% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000119183 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/20/2026 | Resolved | FCRE1241 | Credit | Purchase Contract is Missing | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Document Uploaded. | 3/23/2026 | Purchase Contract Doc is not Missing, or is XXX.; Contract provided | 03/24/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119183 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FCRE1157 | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy Please provide copy of HOI declaration page for subject property | Document Uploaded. | 3/23/2026 | Hazard Insurance Policy is fully present; Policy provided | 03/24/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119183 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/18/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119183 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/19/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118562 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/23/2026 | Resolved | FPRO0951 | Property | Condo Approval Missing | Condo Approval Missing. Missing Condo approval | Document Uploaded. | 3/26/2026 | Condo Approval is provided.; Client provided Condo Attestation form reflecting FNMA XXX Condo Type S-Established. LM Updated. | 03/30/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118562 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/23/2026 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing | Document Uploaded. | 3/26/2026 | HOA Questionnaire Provided; Client provided HOA Questionnaire. LM Updated. | 03/30/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118562 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/24/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Compliant HPML with established XXX and met appraisal requirements, therefore, downgraded to grade A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  |  | Compliant HPML | 03/25/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000118562 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 03/23/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/25/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000119213 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2026 | Resolved | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Affidavit of Occupancy is not signed | Document Uploaded. | 4/3/2026 | Business Purpose Affidavit/Disclosure Provided; Document provided | 04/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000119213 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2026 | Resolved | FCOM1223 | Credit | The Deed of Trust is Not Executed | The Deed of Trust is Not Executed | Document Uploaded. | 4/3/2026 | The Deed of Trust is Executed; DOT provided | 04/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000119213 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2026 | Resolved | FCOM1207 | Compliance | The Note is Not Executed | The Note is Not Executed Missing final note. | Document Uploaded. | 4/3/2026 | The Note is Executed; Note provided | 04/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000119213 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2026 | Resolved | FCOM1232 | Credit | The Final 1003 is Missing | The Final 1003 is Missing Signed 1003 does not have closing date. | Document Uploaded. | 4/3/2026 | The Final 1003 is Present; 1003 provided | 04/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000119213 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 04/01/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000104921 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/18/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The lender's guidelines require housing payment history to be evidenced by XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The loan file contained mortgage Statements reflecting payments and a payment history for payments XX/XX/XXXX to XX/XX/XXXX; however, these are not sufficent to document the payments per the guidelines. | We disagree with the finding. We delivered a credit supplement showing the mortgage lender confirmed the payment history in file which was considered an institutional VOM. | 12/23/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Supplement X previous Mortgage verified per automated system date of last payment XX/XX/XXXX, Next due XX/XX/XXXX and No Lates. XXX Mortgage Payment history in file for XXX payments. Cleared. | 12/24/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 51.02% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.02% is less than Guideline CLTV of 90% A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104921 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/18/2025 | Resolved | FCRE1470 | Credit | Asset 4 Missing | Asset 4 Missing The Final 1003 reflected Pending net sale proceeds from primary residence of $XXX. The loan file contained an unsigned Seller's Final Closing Statement, dated XX/XX/XXXX with proceeds of $XXX. The loan file also contained a letter from the original lending reflecting the proceeds from the sale of home was transferred to the subject purchase along with an addition deposit in the amount of XXX from personal savings. The post-closing CD reflected a deposit of XXX (not including the XXX earnest money deposit). $XXX-$XXX = XXX left for sale of home. Provide proof this deposit is from the sale of home. | We disagree with the finding. The "Sellers Final Settlement Statement" provided in the file confirms the sale of the prior home was marked as a true and correct copy of the original by the closing agent and also shows funds from sale transfer for closing of this loan in the amount of $XXX. | 12/23/2025 | Asset 4 Provided Or XXX; Seller's Final Closing Statement in file is Certified to be a true and correct copy of the Original. With XXX wired for Escrow. Cleared | 12/24/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 51.02% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.02% is less than Guideline CLTV of 90% A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104921 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/19/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 51.02% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.02% is less than Guideline CLTV of 90% A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104921 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/18/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/19/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 51.02% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 51.02% is less than Guideline CLTV of 90% A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104928 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The lender's guidelines require the housing payment history to be evidenced by XXX months proof of payment via cancelled checks, bank debtis, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The loan application relfected the borrower owning the following properties with mortgages: XXX XXX. In addition, the loan file contained an email which reflected the following properties: XXX XXX. It is XXX when these properties closed. The loan file is missing XXX months proof of payment with the required documentation for the the borrower's properties with mortgages. | Document Uploaded. See documentation for the additional properties that were concurrent closing, that would not have a payment due at the time of closing. | 12/23/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 12/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104928 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104928 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/19/2025 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue The title reflects XXX mechanics Liens in the amount of XXX and XXX The lien for XXX was paid off on the CD in the amount of XXX which includes XXX lien fees and XXX finance fees. The loan file does not contain any documentation reflecting the XXX lien was removed from the title. | Document Uploaded. See attached title.; Document Uploaded. See attached title confirmation the lien was removed from final title. | 1/12/2026 | Property Title Issue Resolved; Property Title Issue Resolved; Alta Policy with no mechanics lien; Copy of email does not cure condition. Please provide Updated Title reflecting Mechanic's Lien has been removed. Countered. | 01/29/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000104923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/22/2025 | Acknowledged | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated Business Disclosure within XXX days of XXX XX/XX/XXXX or provide confirmation the lender has no affiliates. |  |  | Accepting 2/B grade. | 01/29/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000104923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/19/2025 | Resolved | FCRE6737 | Credit | Missing Letter of Explanation (Income) | The lender's guidelines require a Business Narrative on loan where bank Statements are used to calculate the borrower's income. The Business Narrative is to include details relating to the size/score and operating profile of the business including: Description of Business/Business Profile, Location and Associated Rents, Number of XXX. | Document Uploaded. See attached narrative. | 1/15/2026 | Client provided XXX Business Narrative Form. Cleared. | 01/16/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000104923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/19/2025 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX ($XXX x XXX% = $XXX) to XXX for the recording fee increase. COC in file dated XX/XX/XXXX States Recording fee increase due to title company changing which is not a valid reason for the increase. | Document Uploaded. See attached final ALTA & PCCD confirming final recording fees.; Document Uploaded. See attached CHC.; Document Uploaded. COC for recording fee | 1/13/2026 | PCCD with FSS provided showing lower recording fees; exception resolved; PCCD with FSS provided showing lower recording fees; exception resolved; COC provided dated XX/XX/XXXX States Recording fee increase due to title company changing which is not a valid reason for the increase. Cure required; CIC in file and provided dated XX/XX/XXXX States Recording fee increase due to title company changing which is not a valid reason for the increase. | 01/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000104923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/19/2025 | Resolved | FCRE1964 | Credit | Missing income documentation | The lender's guidelines require rental income to be documented with the following under an alternative income documentation program: Lease agreement and two months cancelled checks to show proof of rental payments. The loan file was missing the 2nd rental check in the amount of XXX for the property located at XXX XXX. The loan file contained one check for XXX which per the letter of explanation included a late fee in the amount of XXX | We've calculated income using a XXX monthly loss. Why is this needed?; Document Uploaded. Disagree with finding. The loan file contained an LOX and copy of the XXX rental check. | 12/30/2025 | XXX monthly rental for one unit is confirmed, XXX rental for 2nd unit did not have 2nd check as required by GL, was requested as the XXX was the listed rental on the 1003. Resolved. ; Property on XXX is a XXX unit. Check and LOX reflect XXX who rents for XX/XX/XXXX per month. The other Unit, rents to XXX, we have one check for XXX which confirms rental payment of XXX plus XXX for late fee as confirmed on the lease. we are missing the 2nd rental payment at XXX for this unit. | 12/30/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000104923 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/19/2025 | Rescinded | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The lender's guidelines require housing payment history for all REO's, to be documented with the following: XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The borrower has XXX properties: Subject primary home with a monthly mortgage of XXX XXX with a monthly payment of XXX and XXX XXX with a monthly payment of $XXX. The loan file contained XXX months personal bank Statements reflecting the following payments: XX/XX/XXXX XX/XX/XXXX $XXX. The loan file contain an an approved exception for XXX months mortgage Statements for XXX XXX which has a payment of $XXX. | That's an incorrect interpretation. The guideline is the credit report cannot be used to confirm the payment history under the premise that the history is based solely on the monthly/quarterly reported data. However, when using credit supplements that specifically confirm the history was directly revalidated with the creditor, that's an institutional VOM and completely different than solely relying on reported data.; We disagree with this finding. The loan file contained credit supplement showing the mortgage lender confirmed the payment history in file which was considered an institutional VOM for the remaining XXX open mortgage accounts. | 12/30/2025 | Finding made in error, rescinded. Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Guidelines for Non QM A+ State that a credit report can not be used to evidence the housing payment history. The supplemental credit report confirms it was the credit report agency that confirmed the details, not the lender. | 12/30/2025 | D B A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000104911 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/22/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The lender's guidelines require housing payment history to be documented by XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The loan file contained the credit history and XXX mortgage Statement to document the payment history. Missing the required documentation per lender guidelines for the XXX months payment history for primary residence. | We disagree with the finding. There are XXX months of payments within the XXX XXX XXX Statements. XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX XX/XX/XXXX - XXX | 12/24/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; XXX mos payments verified in account #XXX. | 12/26/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 74.58% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.58% is less than Guideline CLTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104911 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/22/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/23/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 74.58% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.58% is less than Guideline CLTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104911 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/23/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/23/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 74.58% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.58% is less than Guideline CLTV of 90% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104929 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The lender's guidelines required the housing payment history for all mortgages to be evidenced by XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The loan file did not contain the required documentation to support the housing payment history. XXX mortgage #XXX is only shown for XX/XX/XXXX payment on XX/XX/XXXX. Provide full XXX months payment history. | That's an incorrect interpretation. The guideline is the credit report cannot be used to confirm the payment history under the premise that the history is based solely on the monthly/quarterly reported data. However, when using credit supplements that specifically confirm the history was directly revalidated with the creditor, that's an institutional VOM and completely different than solely relying on reported data.; The loan file contained credit supplement showing the mortgage lender confirmed the payment history in file which was considered an institutional VOM for the XXX open mortgage accounts. | 12/30/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Non QM A+ guidelines clearly State a credit report can not be used to evidence the housing payment history. Per the supplement, this information was verified by the credit reporting agency, not the lender. | 12/30/2025 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104929 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/26/2025 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104918 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The Final 1003 indicates REO at XXX is secured by a mortgage with XXX Mortgage for XXX and XXX per month. This mortgage is not reporting on the credit report and there is no payment history in the file. Verification of XXX months history is required per guidelines. | Document Uploaded. Sorry, I hit save too fast. See attached documents confirming a concurrent closing - therefore not subject to a VOM.; We disagree with this finding. The loan file contained credit supplement showing the mortgage lender confirmed the payment history in file which was considered an institutional VOM. | 12/30/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 75% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 75% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104918 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The Final 1003 indicates REO at XXX is secured by a mortgage with XXX Mortgage for XXX and XXX per month. The mortgage Statement is required to verify the payment. | See upload under the other citation. | 12/30/2025 | Client provided Final CD dated XX/XX/XXXX. Cleared. | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 75% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 75% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104918 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 75% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 75% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104918 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/27/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 75% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 75% Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCRE3978 | Credit | Missing Letter of Explanation (Credit) | Credit report reflects disputed account for XXX #XXX. Per guidelines, if any disputed accounts are confirmed to belong to the borrower, the dispute must be resolved and a new credit report obtained. | Document Uploaded. The issue has an approved exception. | 12/30/2025 | Client provided Lender Exception form dated XX/XX/XXXX for Exception to use the XX/XX/XXXX guidelines for a disputed credit account which requires a LOX. Loan application was before XXX. Cleared. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/26/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/27/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104930 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104930 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104930 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104943 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 12/30/2025 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104943 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104943 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104934 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FCRE1482 | Credit | Asset 4 Does Not Meet Guideline Requirements | Asset 4 Does Not Meet Guideline Requirements Final 1003 indicates assets of XXX from an unsecured loan. Documentation of the loan terms and evidence funds were transferred to the borrower are required. | Document Uploaded. See updated Final 1003 & XXX This is a DSCR loan, therefore the proceeds aren't needed and since there is no DTI the liability aspect is moot. | 1/15/2026 | Condition cleared. Used XXX balance for account in question.; Asset 4 Meets Guideline Requirements Or XXX; Client provided Updated 1008 and 1003 removing Asset 4. LM Updated. | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000104934 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000104934 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000104935 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104935 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104935 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000104919 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Acknowledged | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Exception for Business Purpose and Occupancy Attestation that has been signed at closing, compensating factors are XXX mo mtg history, FICO XXX points above minimum, Reserves >XXX mos than requirement, LTV 10% under the max allowance. Exception Approved. |  |  | Business Purpose and Occupancy Affidavit dated after closing on XX/XX/XXXX provided. Lender exception granted to accept the document executed post close. Compensating factors cited are XXX mo mtg history, FICO XXX points above minimum, Reserves >XXX mos than requirement, LTV 10% under the max allowance. Exception Approved. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 65% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 65% A | A | A B | A B | A B | A B | A B | A B | A B | A B | A B | A B | A |
| 6000104919 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 65% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 65% A | A | A B | A B | A B | A B | A B | A B | A B | A B | A B | A B | A |
| 6000104919 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.46% is less than Guideline CLTV of 65% Original LTV is Below the Guideline Maximum - Calculated LTV of 52.46% is less than Guideline LTV of 65% A | A | A B | A B | A B | A B | A B | A B | A B | A B | A B | A B | A |
| 6000104906 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Acknowledged | FCRE0360 | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. The lender's guidelines require the housing payment history for all REOs to be documented with XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The loan file contained an approved exception to use the credit report to verify the mortgage payment history; however, the credit report only reflected the mortgage with XXX #XXX on the primary residence. The loan file was missing the required documentation for the XXX #XXX mortgage on the investment property located at XXX-XXX XXX XXX | The investment property at XXX–XXX XXX is serviced by XXX and does not appear on the credit report. We are required to verify mortgage history for the primary residence, or the subject property when applicable, and that verification has been completed. Per XXX guidance, we only need to address additional mortgages when file documentation indicates a potential delinquency. The mortgage Statement in the file shows the loan is current with no delinquency reflected. | 1/14/2026 | XXX is the Primary Residence. The credit report reflects XXX DOD for the XXX moths reported. A mortgage Statement from XXX dated XX/XX/XXXX included in the file shows XXX in YTD late fees. XXX-XXX is a current investment property. The mortgage debt is not shown on the credit report. The mortgage Statement from XXX is in the file, dated XX/XX/XXXX does not include a payment history but reflects XXX in late charges, deferments, and other fees since inception.; Per Client - The investment property at XXX–XXX XXX is serviced by XXX and does not appear on the credit report. We are required to verify mortgage history for the primary residence, or the subject property when applicable, and that verification has been completed. Per XXX guidance, we only need to address additional mortgages when file documentation indicates a potential delinquency. The mortgage Statement in the file shows the loan is current with no delinquency reflected. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.52% is less than Guideline CLTV of 85% Original LTV is Below the Guideline Maximum - Calculated LTV of 65.52% is less than Guideline LTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000104906 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.52% is less than Guideline CLTV of 85% Original LTV is Below the Guideline Maximum - Calculated LTV of 65.52% is less than Guideline LTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000104906 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.52% is less than Guideline CLTV of 85% Original LTV is Below the Guideline Maximum - Calculated LTV of 65.52% is less than Guideline LTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000104932 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCRE1158 | Credit | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided Properties that are vacant require appropriate hazard insurance policy for vacant properties. | Document Uploaded. This is a new purchase, with plans to be rented. See HOI & policy, the borrower can have up to XXX days, but those protections do not entirely void the policy. LOE included confirming the intent is to rent the property. | 1/28/2026 | Hazard Insurance Policy is fully present; Client provided HOI and policy info | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104932 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FCRE6843 | Credit | Asset General | The lender's guidelines reflect business assets can be used if all of the following are met: Borrower must have minimum of XXX% ownership in business and be on the business account, ownership percentage must be documented via CPA letter, Operating Agreement, or equivalent, all non-borrowing owners of the business must provide a signed/dated letter acknowledging the transaction and confirming the access to funds, balance of the business assets must be multiplied by the ownership percentage to determine the owner's portion of business assets allowed for transaction and signed CPA letter regarding no negative impact on the business. The funds for closing came from XXX checking #XXX which is in the name of XXX. The loan file did not contain documentation for the percentage of the borrower's ownership in the business to calculate the borrower's percentage of the funds. The CPA letter Stated borrower and another individual owned the business and Operating Agreement provided was for XXX. | Document Uploaded. See uploaded documents. | 1/16/2026 | Client provided CPA Letter reflecting the Borrower and XXX other person owners of XXX and XXX, they are confirming that use of business funds will not adversely affect the business, IRS verification of CPA, The Operating Agreement for XXX and LOE for additional business owner reflecting the Borrower has access to all funds. Cleared. | 01/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104932 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Rescinded | FCRE1479 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. The lender's guidelines require the most recent one-month's Statement for assets. The loan file contained XXX checking #XXX Statement from XX/XX/XXXX to XX/XX/XXXX and activity from XX/XX/XXXX to XX/XX/XXXX, reflecting an ending balance of $XXX. The loan file also contained mortgage payment history for the Borrower's mortgages from XXX dated XX/XX/XXXX which reflected the balance of XXX as of XX/XX/XXXX. The loan file is missing the activity from XX/XX/XXXX to XX/XX/XXXX reflecting payments made to reduce the balance from XXX to $XXX. | Disagree this is needed. Liquid Funds required was XXX + XXX = $XXX. Even if we use the XXX balance - we're still left with an overage of $XXX. | 1/9/2026 | Finding made in error, rescinded. | 01/12/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104932 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104932 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104942 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The lender's guidelines require the housing payment history to be evidenced by XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. Missing the payment history for the XXX #XXX mortgage for property located at XXX XXX | Document Uploaded. We disagree with the finding. We delivered a credit supplement showing the VOM was returned & confirmed the payment history in file which was considered an institutional VOM. | 1/7/2026 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Client States - We disagree with the finding. We delivered a credit supplement showing the VOM was returned & confirmed the payment history in file which was considered an institutional VOM. Agree. | 01/07/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104942 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FCRE9500 | Credit | Missing Letter of Explanation (Assets) | The lender's guidelines require a CPA letter or Underwriter Cash Flow Analysis to be obtained to verify the withdrawal of funds for the transaction will not have a negative impact on the business. The earnest money of XXX came from the XXX XXX #XXX business account. | We disagree with the finding. While the business cut the XXX EMD, both borrowers had more than enough funds in their personal accounts to cover business reimbursement if the XXX should it have had any negative impact on the business. | 1/7/2026 | Client States - While the business cut the XXX EMD, both borrowers had more than enough funds in their personal accounts to cover business reimbursement if the XXX should it have had any negative impact on the business. Agree. | 01/07/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104942 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/31/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104942 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/31/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104908 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCRE1964 | Credit | Missing income documentation | The lender's guidelines require a Business Narrative to be included when bank Statements are being used for income calculation. The Business Narrative must include details relating to the size/score and operating profile of the business, including the following: Description of Business/Business Profile, Location and Associated Rent, Number of XXXs/Contractors, Estimated Cost of Goods Sold if any, Materials/Trucks/Equipment, Commercial or Retail Client Base. The loan file contained a bank Statement questionnaire; however, it does not include all of the required items listed above. | Document Uploaded. Please see attached. | 1/7/2026 | Client provided CPA letter from the Bookkeeper/CPA reflecting a Full Business Narrative and Bank Statement questionnaire. Cleared. | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.8% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 42.8% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104908 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCRE0377 | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The lender's guidelines require the insurance limits must equal the less of: XXX% of the replacement cost of the improvements as of the current property insurance policy effective date, or the unpaid principal balance of the mortgage, provided it equals no less than XXX% of the replacement cost value of the improvements as of the current property insurance policy effective date. The replacement cost value must be verified in order to complete the calculation above. | Document Uploaded. We disagree with this finding. In XXX, all Insurance providers have a XXX built into their system to capture the XXX estimate. The policy is written based on that based on the language under Dwelling A-XXX. They are required by law to insure to meet that value. XXX Mortgage Property Insurance Requirements Limited. No mortgage lender shall, in connection with any application for a mortgage loan in this State which is secured by a mortgage on residential real eState located in this State, require any prospective mortgagor to obtain by purchase or otherwise a property insurance policy in excess of the replacement value of the covered premises as a condition for granting such a mortgage. Rulemaking Authority XXX(XXX) FS. Law Implemented XXX(XXX), XXX(XXX) FS. History–New XXX-XXX-XXX, Formerly XXX-XXX, Amended XXX-XXX-XXX. "XXX Statute XXX(paragraph XXX)(subparagraph a) prohibits the wording 'XXX percent replacement cost' and 'guaranteed replacement cost'. The use of such terms could result in disciplinary actions including loss of my license. XXX is an insured to value State therefore the carrier insures to the estimated replacement cost as determined by them. Replacement costs estimators are proprietary to the carrier's file as the lender's 1003 and credit report." | 1/6/2026 | Agree with Client. Depreciated Cost of Improvements from the Appraisal report in file is XXX Extended Dwelling coverage is XXX Cleared. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 01/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.8% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 42.8% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104908 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCRE0360 | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. The lender's guidelines require housing payment history for the most recent XXX months, to be evidenced by XXX months proof of payment via cancelled checks, bank debits, or institutional VOM. A credit report cannot be used to evidence the housing payment history. The loan file is missing XXX consecutive. The loan file contained proof of the following payments made from bank Statements: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. | We disagree with the finding. We delivered a credit supplement showing the mortgage lender confirmed the payment history in file which was considered an institutional VOM. | 1/6/2026 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present.; Agree. Supplemental Credit Report in file reflects Mortgage verified No Delinquencies in last XXX months, last payment posted XX/XX/XXXX and Verified by SettlementOne. Cleared. | 01/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.8% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 42.8% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104908 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCRE1193 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The lender's guidelines reflect a maximum DTI of XXX% DTI's above XXX% up to XXX% are allowed subject to additional criteria which include: Min XXX FICO, Max 80% LTV/CLTV, Primary Residence, No First Time Homebuyers, XXX Residual Income Required. The FICO on the loan is XXX and does not meet the guidelines for the DTI to exceed XXX% The DTI increased at audit due to using the lesser income from initial 1003 as indicated in guidelines to use the lesser of income on initial 1003 or the bank Statement income calcualtion. | Document Uploaded. This loan file has a documented exception that was included in file. Please clear. | 1/6/2026 | Client provided Lender Exception to use Calculated Income vs Stated income from 1003. Cleared.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | 01/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.8% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 42.8% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104908 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing The lender's guidelines require a verbal verification of employment to be performed within ten calendar days prior to the funding date. The loan file did not contain a verbal verification of employment for B2 within ten calendar days prior to the funding date. Note: Initial 1003's reflected both borrower's receiving income for the business. The Final 1003's reflected all income on B1; however, each borrower owned XXX% of business and the business income should have been split as done on initial 1003's. | Document Uploaded. While I understand what's being cited here, this is just a paper XXX. Both owners are borrowers on the loan and the total income amount remains unchanged, the VVOE confirms the business is open & operating within XXX days of closing. Updating the 1003s to split the income - doesn't change any qualifying components of the loan. Please clear. ; While I understand what's being cited here, this is just a paper XXX. Both owners are borrowers on the loan and the total income amount remains unchanged, the VVOE confirms the business is open & operating within XXX days of closing. Updating the 1003s to split the income - doesn't change any qualifying components of the loan. Please clear. | 1/6/2026 | Borrower 2 3rd Party VOE Prior to Close Was Provided or XXX (Number of Borrowers equals XXX); Client provided Letter of Explanation that Both owners are borrowers on the loan and the total income amount remains unchanged, the VVOE confirms the business is open & operating within XXX days of closing. Updating the 1003s to split the income. Agree. | 01/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.8% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 42.8% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104908 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.8% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 42.8% is less than Guideline LTV of 80% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000104916 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The lender's guidelines for a bank Statement loan require a business type of Service Business (Offers Services) or Product Businesses (Sells Goods). The borrower is owner of a Dry Cleaning business since XXX; however, the income being used for qualifying is from deposits from a lease of the business and does not fall under a service or goods type of businesses. | We disagree with this finding. Borrower owns the laundry business and the building it is located in but is renting out both the business and building which is the source of the business income. This is being considered a service business due to this fact. They are providing the means to operate the dry cleaner to the party leasing the business. | 1/6/2026 | Income and Employment Meet Guidelines; Per Client Borrower owns the laundry business and the building it is located in but is renting out both the business and building which is the source of the business income. This is being considered a service business due to this fact. They are providing the means to operate the dry cleaner to the party leasing the business. Cleared. | 01/13/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% D A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104916 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/31/2025 | Acknowledged | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX |  |  | Acknowledged | 01/13/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% D A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104916 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FCRE7805 | Credit | Missing Income - Bank Statements | The lender's guidelines require bank Statements to be the most recent available at time of application and must be consecutive. The initial loan application was dated XX/XX/XXXX by the lender. The most recent business bank Statement provided for income calculation was dated XX/XX/XXXX. The loan file is missing the most recent bank Statement for income calculation. | Document Uploaded. XX/XX/XXXX Statement | 1/8/2026 | XXX Statement provided | 01/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% D A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104916 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/31/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% D A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104913 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Non-QM A+ guidelines do not allow use of the credit report to verify the housing history and there is no loan exception in the file. A VOM is required for the XXX. | Document Uploaded. We disagree. The loan file contained an approved exception. | 1/13/2026 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Client provided Lender Exception dated XX/XX/XXXX for an exception to utilize Credit Report to verify Mortgage Payment History. Cleared. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104913 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Acknowledged | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation. The appraisal acknowledgment disclosure does not specify if the borrower waived the timing requirements and received a copy at closing or if the appraisal was received the minimum XXX days prior to consummation. |  |  | Acknowledged | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104913 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/31/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | B | B D A | B D A | B D A | B D A | B D A | B A | B A | B A | B A | B A | B |
| 6000104912 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Acknowledged | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). A XXX-day waiver was provided, however, evidence of appraisal delivery at or prior to consummation is missing from the file. |  |  | Acknowledged | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. A | B | B A | B A | B A | B A | B A | B A | B A | B A | B A | B A | B |
| 6000104912 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. A | B | B A | B A | B A | B A | B A | B A | B A | B A | B A | B A | B |
| 6000104912 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 12/30/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. A | B | B A | B A | B A | B A | B A | B A | B A | B A | B A | B A | B |
| 6000117022 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | FCRE1479 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note. | Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; ; Ready for Review-Ready for Review-XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; ; Ready for Review-XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note - XXX Account-XXX-XXX-XXX:XXX:XXX; ; XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note; ; Document Uploaded. ; ; ; Provided Screen shot of account with the date XX/XX/XXXX. The XXX is XX/XX/XXXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; ; ; Document Uploaded. ; | 1/25/2026 | Asset Record XXX Meets G/L Requirements; XXX #XXX Statement XX/XX/XXXX provided; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX Statement does not reflect any account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX Statement does not reflect any account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX Statement does not reflect any account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX Statement does not reflect any account number or date. GL require Statement within XXX days of note; Screen shot provided does not contain any date to verify balance. ; Screen shot reflects date of XX/XX/XXXX. Per GL this must be within XXX days of note, XX/XX/XXXX.; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX Statement does not reflect any account number or date. GL require Statement within XXX days of note; ; Screen shots and bank Statements uploaded do not reflect any date within XXX days of note, XX/XX/XXXX. All documents reflect XX/XX/XXXX. ; Client Provided Screen shot of account with the date XX/XX/XXXX. The XXX is XX/XX/XXXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; ; Provided Screen shot of account with the date XX/XX/XXXX. The XXX is XX/XX/XXXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; Client provided Screen shot of account with the date XX/XX/XXXX. The XXX is XX/XX/XXXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; Asset Record XXX Does Not Meet G/L Requirements. Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note ; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX screen shot provided has no balance, account number or date. GL require Statement within XXX days of note; Asset Record XXX Does Not Meet G/L Requirements. XXX Statement does not reflect any account number or date. GL require Statement within XXX days of note | 01/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117022 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | FCRE1480 | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note. | Ready for Review-Ready for Review- XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note. - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; ; Ready for Review- XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note. - XXX Account-XXX-XXX-XXX:XXX:XXX; ; ; ; XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note.; ; Document Uploaded. ; ; ; ; ; Provided Screen online Activity & Orders Statement for account #XXX. This only reflects cash balances and as of XX/XX/XXXX reflects XXX The account was used as Asset Depletion with a balance of $XXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; ; ; Document Uploaded. ; | 1/23/2026 | Asset Record XXX Meets G/L Requirements Or XXX; XX/XX/XXXX Statement provided; Asset Record XXX Meets G/L Requirements Or XXX; Asset Record XXX Meets G/L Requirements Or XXX; Screen shot provided does not have any date on it. ; screen shot reflecting balance of XXX as of XX/XX/XXXX.; Provided Screen online Activity & Orders Statement for account #XXX. This only reflects cash balances and as of XX/XX/XXXX reflects XXX The account was used as Asset Depletion with a balance of $XXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; ; Provided Screen online Activity & Orders Statement for account #XXX. This only reflects cash balances and as of XX/XX/XXXX reflects XXX The account was used as Asset Depletion with a balance of $XXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; Client provided Screen online Activity & Orders Statement for account #XXX. This only reflects cash balances and as of XX/XX/XXXX reflects XXX The account was used as Asset Depletion with a balance of $XXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; Asset Record XXX Does Not Meet G/L Requirements | 01/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117022 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | FCRE1483 | Credit | Asset 5 Does Not Meet Guideline Requirements | Asset 5 Does Not Meet Guideline Requirements XXX Statement for account #XXX was dated XX/XX/XXXX which was > XXX days from the XXX XX/XX/XXXX. Per guidelines, updated account information must be provided within XXX days of the Note. | Ready for Review-Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; ; Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; ; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; ; ; XXX Account #XXX incorrectly noted as XXX #XXX in comment below. File does not contain income worksheet that matches to Final 1003/XXX/Approval income numbers. Statement in file is dated XX/XX/XXXX and is more than XXX days from XXX.; ; Document Uploaded. ; | 1/23/2026 | Asset 5 Meets Guideline Requirements Or XXX; Asset 5 Meets Guideline Requirements Or XXX; Asset 5 Meets Guideline Requirements Or XXX; Quarterly Statement; XXX Account #XXX incorrectly noted as XXX #XXX. Statement in file is dated XX/XX/XXXX and is more than XXX days from XXX.; ; ; XXX Account #XXX incorrectly noted as XXX #XXX. Statement in file is dated XX/XX/XXXX and is more than XXX days from XXX.; ; XXX Account #XXX incorrectly noted as XXX #XXX in comment below. File does not contain income worksheet that matches to Final 1003/XXX/Approval income numbers. Statement in file is dated XX/XX/XXXX and is more than XXX days from XXX. ; Client provided that the account was not used in income calculation. The incorrect account number was provided. This condition is for XXX account #XXX used to qualify for Asset Depletion. Statement in file is dated XX/XX/XXXX. Guidelines XX/XX/XXXX Asset Depletion and Asset Utilization Documentation Requirements States: Six XXX months of bank Statements are required, balances must be verified with XXX days of the XXX. Still require Asset Documentation within XXX days of XXX of XX/XX/XXXX.; Asset 5 Does Not Meet Guideline Requirements | 01/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117022 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/29/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check and Proof of Delivery or Valid COC. The tolerance is due to the addition of the rate lock extension. There is no documentation in file to confirm the date the rate lock was requested to be extended This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). | ; | 1/6/2026 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 01/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117022 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117024 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Per guidelines, a XXX-month mortgage payment history is required on the primary residence and the subject property. The borrower's primary residence located at XXX has a payment history from XX/XX/XXXX-XX/XX/XXXX however, transaction history documentation in file indicates that the property was refinanced XX/XX/XXXX with a XXX loan amount but is not reported on the credit report in fie. Please provide loan payment history from the servicer, a copy of the note and proof of electronic transfers (cancelled checks, bank Statements or XXX pay histories) or a VOM. If the subject is owned free and clear or the housing payment is being made by someone other than the borrower, documentation that needs to support living "rent-free" must be provided from the owner along with verification that the payments are being made by someone other than the borrower. | Ready for Review-VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report. - XXX Account-XXX-XXX-XXX:XXX:XXX; ; VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report.; VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report.; | 1/23/2026 | Housing History Meets Guideline Requirements; Housing History Meets Guideline Requirements; ; VOM provided for Primary residence with XXX. Original lien Per property report, account opened XX/XX/XXXX for XXX Subsequent mortgage, Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report. Not reflected on credit report. Per guidelines, a XXX-month mortgage payment history is required on the primary residence.; VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report. ; Property history report confirms deed of trust for XXX on XX/XX/XXXX. Lender XXX. Please provide mortgage payment history for this lien. Per guidelines, a XXX-month mortgage payment history is required on the primary residence. ; Property history report confirms deed of trust for XXX on XX/XX/XXXX. Lender XXX. Please provide mortgage payment history for this lien. Per guidelines, a XXX-month mortgage payment history is required on the primary residence. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 6000117024 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | FCRE1158 | Credit | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided Insurance documentation provided in file was combined "Binder of Quote #XXX" that covered XXX total properties (XXX, XXX and XXX) and was not specific on individual policy premiums or coverage. | Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; ; | 1/23/2026 | Hazard Insurance Policy is fully present; Hazard Insurance Policy is fully present | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 6000117024 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | ; ; Document Uploaded. ; | 1/19/2026 | Third party valuation product provided within tolerance.; CDA provided | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 6000117024 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing XXX month payment history for subject mortgage. | Ready for Review-VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report. - XXX Account-XXX-XXX-XXX:XXX:XXX; ; VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report.; VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report.; | 1/23/2026 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; VOM provided for Primary residence with XXX. Original lien Per property report, account opened XX/XX/XXXX for XXX Subsequent mortgage, Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report. Not reflected on credit report. Per guidelines, a XXX-month mortgage payment history is required on the primary residence.; VOM provided for Primary residence with XXX. Per property report, account opened XX/XX/XXXX for XXX Per VOM account opened XX/XX/XXXX for XXX this lien is not reflected on the property detail report. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 6000117024 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Rescinded | FCRE2009 | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide individual binder for subject property that references Rent Loss Coverage. | ; | 1/23/2026 | Finding made in error, rescinded. | 01/23/2026 | D A C | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 6000117024 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D C | A D C | A D C | A D C | A D C | A | A | A | A | A | A |
| 6000117023 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117023 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117023 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117027 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/23/2026 | Resolved | FCOM5413 | Compliance | Prepayment Penalty Information Unavailable | No Prepayment addendum to note, rate lock indicates XXX month PPP | Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; ; PPP ATTACHED --Loan Closings; | 1/26/2026 | ; XXX Information is Resolved; PPP provided | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36% is less than Guideline CLTV of 80% Calculated CLTV of 36% is less than Guideline CLTV of 80% Acknowledged Original LTV is Below the Guideline Maximum - Calculated LTV of 36% is less than Guideline LTV of 80% Calculated LTV of 36% is less than Guideline LTV of 80% Acknowledged Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Acknowledged D | D | A D | D A | D A | D A | D A | D A | A | A | A | A | A |
| 6000117027 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/23/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36% is less than Guideline CLTV of 80% Calculated CLTV of 36% is less than Guideline CLTV of 80% Acknowledged Original LTV is Below the Guideline Maximum - Calculated LTV of 36% is less than Guideline LTV of 80% Calculated LTV of 36% is less than Guideline LTV of 80% Acknowledged Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Acknowledged D | D | A D | D A | D A | D A | D A | D A | A | A | A | A | A |
| 6000117027 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 36% is less than Guideline CLTV of 80% Calculated CLTV of 36% is less than Guideline CLTV of 80% Acknowledged Original LTV is Below the Guideline Maximum - Calculated LTV of 36% is less than Guideline LTV of 80% Calculated LTV of 36% is less than Guideline LTV of 80% Acknowledged Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Acknowledged D | D | A D | D A | D A | D A | D A | D A | A | A | A | A | A |
| 6000117029 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | FCRE1325 | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA Letter Missing Letter from XXX or a tax preparer verifying the borrower's ownership percentage along with a business narrative letter are missing. The Lender utilized XXX% Expense Ratio without justification for the calculation. Please provide documentation to support business ownership percentage and description of how the business operates, business structure, number of locations/XXXs and the company website (if applicable). | ; ; The CPA letter verifying that XXX is the sole owner of both XXX has been uploaded. The business narrative form has also been uploaded. XXX is a XXX. He has listed his clinics, the mortgages and rents paid and the and the websites. --XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; Document Uploaded. ; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 1/29/2026 | Borrower 1 CPA Letter Provided; Borrower 1 CPA Letter Provided; Business narratives, business documents provided; CPA Letter indicates sole ownership. Please provide documentation to support description of how the business operates, business structure, number of locations/XXXs and the company website (if applicable). Business Narrative.; CPA Letter indicates sole ownership. Please provide documentation to support description of how the business operates, business structure, number of locations/XXXs and the company website (if applicable). Business Narrative. ; Borrower 1 CPA Letter Missing Letter from XXX or a tax preparer verifying the borrower's ownership percentage along with a business narrative letter are missing. The Lender utilized XXX% Expense Ratio without justification for the calculation. Please provide documentation to support business ownership percentage and description of how the business operates, business structure, number of locations/XXXs and the company website (if applicable). | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000117029 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Cured | finding-651 | Compliance | TILA Finance Charge Test | This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery and reopen rescission. The fees included in the finance charge calculation include: Administration Fee paid by Borrower: XXX Attorney's Fee (Closing Agent and Other Title Services) XXX Underwriting Fee XXX Verification Of Employment Fee XXX Processing fee XXX Doc Prep XXX Credit services XXX Courier XXX Electronic Recording service XXX Settlement/closing XXX title archive XXX prepaid interest $XXX. Total XXX | The refund package has been uploaded to include XXX tracking label, XXX refund check for $XXX; XXX revised CD with COC; XXX LOE to borrower. --XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 1/29/2026 | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B; This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than $XXX.; | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000117029 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | B D A | C D A | C D A | C D A | C D A | C B A | B A | B A | B A | B A | B |
| 6000117030 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | FCRE1146 | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present. Subject was purchased XXX and vested as Family Trust per Preliminary title pg XXX. Grant Deed pg XXX transferring out of Trust into XXX and XXX, husband and wife as joint tenants. Provide updated title with corrected vesting. Additional conditions may apply based on documentation provided. | ; hi page XXX of the PDF of the final title policy reflects the new vesting as individuals. thank you --XXX; | 2/3/2026 | Title Document is fully Present.; Client provided Loan Policy reflecting XXX and XXX husband and wife as joint tenants. LM Updated.; Title Document is incomplete or only partially present. Subject was purchased XXX and vested as Family Trust per Preliminary title pg XXX. Grant Deed pg XXX transferring out of Trust into XXX and XXX, husband and wife as joint tenants. Provide updated title with corrected vesting. Additional conditions may apply based on documentation provided. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117030 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/29/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117030 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117031 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/29/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated Business Disclosure within XXX days of XXX XX/XX/XXXX or provide confirmation the lender has no affiliates. | ; ; | 2/11/2026 | Required Affiliated Business Disclosure Documentation Provided | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 6000117031 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/29/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation. | see page XXX; see page XXX; see page XXX; see page XXX; attached is the email to the borrower when we received the appraisal back --XXXs; | 2/5/2026 | Evidence of appraisal delivery provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 6000117031 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/29/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX. The e-consent provided is dated after XX/XX/XXXX. |  | 1/30/2026 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 6000117031 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 6000117031 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 6000117032 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | FCRE9992 | Credit | Borrower Contributions Do Not Met Guideline Minimum | Percent of Borrowers Funds for Down Payment of XXX% does not meet guideline minimum XXX% | ; | 2/10/2026 | Borrower Contributions Meet Guidelines; Percent of Borrowers Funds for Down Payment of XXX% does not meet guideline minimum XXX% | 02/10/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117032 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/29/2026 | Resolved | FCRE1198 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Post Close CD in file discloses an additional deposit of XXX that was not documented in file. Please provide additional documentation to source the funds to close which would then allow for sufficient assets to cover required reserves. | ; ; | 2/10/2026 | Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s); B of A Statement #XXX provided, payoffs of property taxes for XXX and XXX provided | 02/10/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117032 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/29/2026 | Resolved | FCRE9995 | Credit | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Post Close CD in file discloses an additional deposit of XXX that was not documented in file. Please provide additional documentation to source the funds to close which would then allow for sufficient assets to cover required reserves. | ; ; | 2/10/2026 | Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX.; B of A Statement #XXX provided, payoffs of property taxes for XXX and XXX provided | 02/10/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117032 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/29/2026 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report | ; | 2/10/2026 | Third Party Fraud Report is provided; Third Party Fraud Report is provided; Fraud provided | 02/10/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117033 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | FCRE1146 | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present. Preliminary Title in file vested in XXX (seller). Sch B, Part I requirements listed the proposed insured info be provided along with cert of good standing, resolution and operating agreement for both the selling LLC and purchasing LLC. Warranty Deed in file however, updated Title is required. | ; | 2/6/2026 | Title Document is fully Present.; Certificate of Good standing provided ; Title Document is incomplete or only partially present. Preliminary Title in file vested in XXX (seller). Sch B, Part I requirements listed the proposed insured info be provided along with cert of good standing, resolution and operating agreement for both the selling LLC and purchasing LLC. Warranty Deed in file however, updated Title is required. | 02/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117033 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117033 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117035 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The file is missing the required Fraud Report. | ; | 2/5/2026 | Third Party Fraud Report is provided; Fraud provided; Missing Third Party Fraud Report The file is missing the required Fraud Report. | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.48% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 35.48% is less than Guideline LTV of 75% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117035 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/03/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.48% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 35.48% is less than Guideline LTV of 75% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117035 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/03/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 35.48% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 35.48% is less than Guideline LTV of 75% D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117036 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117036 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117036 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117025 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Acknowledged | FCRE1198 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) XXX Non-Agency GLs dated XXX require XXX for the subject loan amount of XXX The Final 1003 lists one bank account with XXX with a balance of $XXX. There are XXX accounts verified in file, none having the same account # that appears on the 1003 and balances do not come close to the $XXX indicated, resulting in a shortage of reserves. | ; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX; Document Uploaded. ; | 3/4/2026 | ; Client acknowledges this condition. ; ;.;.; ; Client provided Updated 1003 Reflecting account numbers for accounts and XXX #XXX Statement XX/XX/XXXX with a balance of $XXX. Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) XXX Non-Agency GLs dated XXX.; ; updated 1003 provided with all account numbers, however XXX #XXX Statement XX/XX/XXXX/(XXX has a balance of XXX Statement says the average ledger balance was XXX but this is not the account balance. ; updated 1003 provided with all account numbers, however XXX #XXX Statement XX/XX/XXXX/(XXX has a balance of XXX Statement says the average ledger balance was XXX but this is not the account balance. ; New 1003 provided with additional accounts; Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) XXX Non-Agency GLs dated XXX require XXX for the subject loan amount of XXX The Final 1003 lists one bank account with XXX with a balance of $XXX. There are XXX accounts verified in file, none having the same account # that appears on the 1003 and balances do not come close to the $XXX indicated, resulting in a shortage of reserves.; Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) XXX Non-Agency GLs dated XXX require XXX for the subject loan amount of XXX The Final 1003 lists one bank account with XXX with a balance of $XXX. There are XXX accounts verified in file, none having the same account # that appears on the 1003 and balances do not come close to the $XXX indicated, resulting in a shortage of reserves. | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B C A | B A | A B | A B | A B | A B | A |
| 6000117025 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Acknowledged | FCRE9995 | Credit | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. XXX Non-Agency GLs dated XXX require XXX for the subject loan amount of XXX The Final 1003 lists one bank account with XXX with a balance of $XXX. There are XXX accounts verified in file, none having the same account # that appears on the 1003 and balances do not come close to the $XXX indicated, resulting in a shortage of reserves. | ; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX; Document Uploaded. ; | 3/4/2026 | ; Client acknowledges this condition. ; ;.;.; ; Client provided Updated 1003 Reflecting account numbers for accounts. LM Updated. However, Audited Reserves of XXX are less than Guideline Required Reserves of $XXX.; ; updated 1003 provided with all account numbers, however XXX #XXX Statement XX/XX/XXXX/(XXX has a balance of XXX Statement says the average ledger balance was XXX but this is not the account balance. ; updated 1003 provided with all account numbers, however XXX #XXX Statement XX/XX/XXXX/(XXX has a balance of XXX Statement says the average ledger balance was XXX but this is not the account balance. ; updated 1003 provided with all account numbers, however XXX #XXX Statement XX/XX/XXXX/(XXX has a balance of XXX Statement says the average ledger balance was XXX but this is not the account balance. ; Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. XXX Non-Agency GLs dated XXX require XXX for the subject loan amount of XXX The Final 1003 lists one bank account with XXX with a balance of $XXX. There are XXX accounts verified in file, none having the same account # that appears on the 1003 and balances do not come close to the $XXX indicated, resulting in a shortage of reserves.; Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. XXX Non-Agency GLs dated XXX require XXX for the subject loan amount of XXX The Final 1003 lists one bank account with XXX with a balance of $XXX. There are XXX accounts verified in file, none having the same account # that appears on the 1003 and balances do not come close to the $XXX indicated, resulting in a shortage of reserves. | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B C A | B A | A B | A B | A B | A B | A |
| 6000117025 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | ; ; Document Uploaded. ; | 3/4/2026 | Required Affiliated Business Disclosure Documentation Provided | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B C A | B A | A B | A B | A B | A B | A |
| 6000117025 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B C A | B A | A B | A B | A B | A B | A |
| 6000117037 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE1483 | Credit | Asset 5 Does Not Meet Guideline Requirements | Asset 5 Does Not Meet Guideline Requirements Gift letter from XXXXX States to his wife, file documents reflect she is not married. | ; | 2/16/2026 | Asset 5 Meets Guideline Requirements Or XXX; Client provided LOE stating the marital status was made in error and updated 1003 reflecting the Borrower is married. The Borrower is currently married.; Asset 5 Does Not Meet Guideline Requirements Gift letter from XXX States to his wife, file documents reflect she is not married. | 02/16/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117037 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Applications in file indicate that the borrower is unmarried however, the Gift letter discloses that the donor (XXX) is her husband. Please provide a corrected final application. Additional conditions may apply based on the documentation provided. | ; | 2/16/2026 | The Final 1003 is Present; Client provided updated 1003 reflecting the Borrower is married. LM Updated.; The Final 1003 is Incomplete Applications in file indicate that the borrower is unmarried however, the Gift letter discloses that the donor (XXX) is her husband. Please provide a corrected final application. Additional conditions may apply based on the documentation provided. | 02/16/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117037 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue Loan applications and warranty deed vesting shows borrower as unmarried, however, gift letter discloses XXX as the borrower's husband. | ; | 2/16/2026 | Property Title Issue Resolved; Client provided LOE stating the marital status was made in error. LM Updated.; Property Title Issue Resolved; Property Title Issue Loan applications and warranty deed vesting shows borrower as unmarried, however, gift letter discloses XXX as the borrower's husband. | 02/16/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117037 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements All asset Statements in file are held jointly with non-borrower, XXX. Although the gift letter in file indicates XXX is the borrower's spouse, the loan applications and the warranty deed confirm the borrower is unmarried. Per guidelines, joint accounts may be considered if the non-borrower is also on title or a written verification of deposit or an access letter is provided showing the borrower has authorized access to all funds; these documents were not provided. | ; | 2/16/2026 | Asset Qualification Meets Guideline Requirements; Client provided LOE stating the marital status was made in error and updated 1003 reflecting the Borrower is married. The Borrower is currently married.; Asset Qualification Does Not Meet Guideline Requirements All asset Statements in file are held jointly with non-borrower, XXX. Although the gift letter in file indicates XXX is the borrower's spouse, the loan applications and the warranty deed confirm the borrower is unmarried. Per guidelines, joint accounts may be considered if the non-borrower is also on title or a written verification of deposit or an access letter is provided showing the borrower has authorized access to all funds; these documents were not provided. | 02/16/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117037 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/03/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117037 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/03/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE9995 | Credit | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than Guideline Required Reserves of $XXX.XXX. Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements. | ; Ready for Review-Ready for Review-Ready for Review-Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 2/19/2026 | Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX.XXX.; LOE on private sale of investment property does not provide evidence of reserves required on loan. ; Client provided LOE stating the borrower experience as an investor. However, LOE does not verify funds to close. ; Client provided LOE stating the borrower experience as an investor. However, LOE does not verify funds to close. ; Client provided LOE stating the borrower experience as an investor. However, LOE does not verify funds to close. ; Client provided LOE stating the borrower experience as an investor. Audited Reserves of XXX are less than Guideline Required Reserves of $XXX .XXX. Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements. ; Audited Reserves of XXX are less than Guideline Required Reserves of $XXX.XXX. Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements.; Audited Reserves of XXX are less than Guideline Required Reserves of $XXX.XXX. Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements. | 02/19/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements All asset Statements in file are held jointly with non-borrower, XXX. Although the gift letter in file indicates XXX is the borrower's spouse, the loan applications and the warranty deed confirm the borrower is unmarried. Per guidelines, joint accounts may be considered if the non-borrower is also on title or a written verification of deposit or an access letter is provided showing the borrower has authorized access to all funds; these documents were not provided. | ; ; ; | 2/19/2026 | Asset Qualification Meets Guideline Requirements; Client provided LOE stating the marital status was made in error and updated 1003 reflecting the Borrower is married. The Borrower is currently married. LM Updated.; Asset Qualification Does Not Meet Guideline Requirements All asset Statements in file are held jointly with non-borrower, XXX. Although the gift letter in file indicates XXX is the borrower's spouse, the loan applications and the warranty deed confirm the borrower is unmarried. Per guidelines, joint accounts may be considered if the non-borrower is also on title or a written verification of deposit or an access letter is provided showing the borrower has authorized access to all funds; these documents were not provided. | 02/19/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Applications in file indicate that the borrower is unmarried however, the Gift letter discloses that the donor (XXX) is her husband. Please provide a corrected final application. Additional conditions may apply based on the documentation provided. | ; ; | 2/19/2026 | The Final 1003 is Present; The Final 1003 is Incomplete The Final 1003 is Incomplete Applications in file indicate that the borrower is unmarried however, the Gift letter discloses that the donor (XXX) is her husband. Please provide a corrected final application. Additional conditions may apply based on the documentation provided. | 02/19/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue Loan application and warranty deed vesting shows borrower as unmarried, however, gift letter discloses XXX as the borrower's husband. | ; ; | 2/19/2026 | Property Title Issue Resolved; Client provided LOE stating the marital status was made in error. The Borrower is currently married. LM Updated. ; Property Title Issue Resolved; Property Title Issue Loan application and warranty deed vesting shows borrower as unmarried, however, gift letter discloses XXX as the borrower's husband. | 02/19/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE1198 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements. | ; Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 2/19/2026 | Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s); Client provided LOE stating the borrower experience as an investor. However, LOE does not verify funds to close. ; Client provided LOE stating the borrower experience as an investor. However, LOE does not verify funds to close. ; Client provided LOE stating the borrower experience as an investor. Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements. ; Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) Borrower purchased XXX XXX the day prior to this subject transaction using the same asset balances. Funds required to close for that transaction in the amount of XXX were excluded from available assets. Remaining funds are insufficient to satisfy reserve requirements. | 02/19/2026 | D A C | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/03/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117039 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/03/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117041 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE5123 | Credit | Missing Business Entity Formation Document | Subject loan is vested in an LLC. Guidelines require the Articles of Organization/Certificate of Formation and a Certificate of Good Standing, which are not in the file. | ; ; | 2/11/2026 | ; Cert of good standing provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117041 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCRE8201 | Credit | Loan does not conform to program guidelines | The subject mortgage is vested in a business entity. Per XXX Non-Agency Underwriting Guidelines dated XXX, a XXX Entity Review Checklist is required and has not been provided. | ; | 2/11/2026 | Client provided XXX XXX Entity Review Checklist. LM Updated. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117041 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117041 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCRE5123 | Credit | Missing Business Entity Formation Document | Operating Agreement in file has a signature that does not match other Entity or Closing documents provided. | ; ; Document Uploaded. ; | 2/19/2026 | ; Signed operating agreement provided | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The Verification of Mortgage documentation provided to support the payment history on the subject property disclosed the mortgage account was in the name of XXX XXX and should be in the name of XXX. | ; ; | 2/19/2026 | Housing History Meets Guideline Requirements; Client provided VOM for XXX in the name of the Borrower. LM Updated.; Housing History Does Not Meet Guideline Requirements The Verification of Mortgage documentation provided to support the payment history on the subject property disclosed the mortgage account was in the name of XXX and should be in the name of XXX. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. The required XXX Entity Review Checklist was not completed and disclosed an EIN number XXX which did not match the IRS EIN XXX-XXX. | ; XXX Acknowledges and accepts the checklist is incomplete. We do not wish to make the seller complete this checklist. Please acknowledge the finding and complete the loan. Thank you!; ; Ready for Review-Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 2/19/2026 | Approval/Underwriting Summary is fully present; Entity Review Checklist provided, document is not complete but accepted by XXX. ; Entity review checklist has not been completed, EIN matches. ; XXX Entity Review Checklist with correct EIN provided, document has not been filled out. ; Missing Approval/Underwriting Summary. The required XXX Entity Review Checklist was not completed and disclosed an EIN number XXX which did not match the IRS EIN XXX-XXX. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117043 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/04/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 56.6% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.6% is less than Guideline CLTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/04/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 56.6% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.6% is less than Guideline CLTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/04/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 56.6% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 56.6% is less than Guideline CLTV of 80% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117044 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/06/2026 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117044 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/06/2026 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117044 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/06/2026 | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117046 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCRE8201 | Credit | Loan does not conform to program guidelines | The subject mortgage is vested in the borrower's LLC and approved as a DSCR loan. Per XXX DSCR guidelines, a XXX Entity Review Checklist is required but has not been provided. | ; | 2/9/2026 | XXX Entity review checklist provided ; XXX Entity review checklist provided | 02/09/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117046 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117046 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117047 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | FCRE0377 | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender guidelines follow FNMA coverage requirements. FNMA B7-XXX-XXX requires coverage sufficient to cover the lesser of the replacement cost value of XXX or XXX% of the replacement cost ($XXX), if the loan amount is less than the replacement cost value. The coverage of XXX does not meet the minimum required amount of $XXX. | ; Document Uploaded. ; Per Policy Endorsement dated XX/XX/XXXX, Policy includes Extended Coverage which satisfies requirement.; Ready for Review-There are no comments listed here. Is this condition still in review or is it cleared? --XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; There are no comments listed here. Is this condition still in review or is it cleared? --XXX; | 2/16/2026 | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; Client provided updated Declarations page reflecting Dwelling Coverage XXX with Extended Coverage. LM Updated.; No documents provided by client to clear this condition, still original finding. ; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender guidelines follow FNMA coverage requirements. FNMA B7-XXX-XXX requires coverage sufficient to cover the lesser of the replacement cost value of XXX or XXX% of the replacement cost ($XXX), if the loan amount is less than the replacement cost value. The coverage of XXX does not meet the minimum required amount of $XXX. | 02/16/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117047 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117047 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | FCRE0377 | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender guidelines follow FNMA coverage requirements. FNMA B7-XXX-XXX requires coverage sufficient to cover the lesser of the replacement cost value of XXX or XXX% of the replacement cost ($XXX), if the loan amount is less than the replacement cost value. The coverage of XXX does not meet the minimum required amount of XXX | ; | 2/12/2026 | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender guidelines follow FNMA coverage requirements. FNMA B7-XXX-XXX requires coverage sufficient to cover the lesser of the replacement cost value of XXX or XXX% of the replacement cost ($XXX), if the loan amount is less than the replacement cost value. The coverage of XXX does not meet the minimum required amount of XXX | 02/12/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCRE8201 | Credit | Loan does not conform to program guidelines | The subject mortgage is vested in the Borrower's LLC and approved as a DSCR loan. Per XXX DSCR GLs dated XXX, a XXX Entity Review Checklist is required but has not been provided. Additionally, the Lender GLs require a current Certificate of Good Standing for the Borrower's LLC. The certificate in file is dated XXX; subject loan closed XXX. Lender to provide more current Certificate of Good Standing. | ; please advise if this was cleared --XXX XXX; Document Uploaded. ; Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 2/12/2026 | Entity review provided; ; Certificate of Good Standing provided, missing Entity Review checklist ; Certificate of Good Standing provided, missing Entity Review checklist | 02/12/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117048 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCRE9488 | Credit | Potential Occupancy/Current Address Issues identified in the file | The intent and/or status of the borrower's occupancy is not supported in the file. The subject loan has been approved under the DSCR loan program which requires the subject to be used solely for business purpose. The Final 1003 reflects the subject as a 2nd home, which would be personal usage, making the loan ineligible. |  | 2/6/2026 | Intent of borrower's occupancy supported; LOE provided from processor, mis entry on the primary and investment properties. ; The intent and/or status of the borrower's occupancy is not supported in the file. The subject loan has been approved under the DSCR loan program which requires the subject to be used solely for business purpose. The Final 1003 reflects the subject as a 2nd home, which would be personal usage, making the loan ineligible. | 02/09/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117050 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/06/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117040 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Compliant HPML. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. File is missing proof of appraisal delivery; HPML not compliant | ; Document Uploaded. ; | 2/18/2026 | Proof of appraisal delivery provided. Compliant HPML and downgraded to A | 02/18/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117040 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception, evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. | ; ; | 2/18/2026 | Evidence of appraisal delivery provided. | 02/18/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117040 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/11/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117040 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/10/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/11/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117053 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Compliant HPML. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Complaint | HPML Complaint | 2/23/2026 | Compliant HPML | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117053 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/10/2026 | Resolved | FCRE3653 | Credit | Missing letter of explanation | Lender guidelines require either XXX's Business Narrative, or a Letter of Explanation (LOE) from the borrower detailing the nature of their business. The document was not found in the file. | ; | 2/23/2026 | LOE provided, nature of business provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117053 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117049 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of hazard insurance for XXX, XXX and XXX. LOE States there is a master commercial policy which covers all XXX but it was not found in file. Missing verification of HOA dues for XXX XXX and XXX XXX. | ; Document Uploaded. ; Ready for Review-Document Uploaded. - XXX-XXX-XXX-XXX:XXX:XXX; Document Uploaded. ; | 2/17/2026 | Client States: \*\*\* Both XXX and XXX XXX are commercial properties, not residential, so there are no HOA dues. \*\*\* The XXX underwriting condition approval never addressed/conditioned for an explanation/Statement. I am sure the borrower would agree to provide a digital signature on a written Statement to acknowledge that there are no HOA dues associated with either commercial property. LM Updated.; HOI provided, still missing verification of HOA dues for XXX XXX and XXX XXX.; Client provided Muti-Property Insurance Declaration all XXX properties are listed on policy. LM Updated. However, still missing verification of HOA dues for XXX XXX and XXX XXX. | 02/17/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117049 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing verification of mortgage payments for XXX XXX and XXX XXX. File contains VOMS from XXX for loans #XXX & #XXX, but the associated properties are not indicated. | ; ; Document Uploaded. ; | 2/17/2026 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Client provided VOMs XXX XXX and XXX XXX. LM Updated. | 02/17/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117049 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(I) no later than three business days before consummation. Documentation Required to clear exception: The Initial CD is missing from the loan file. The earliest CD in the loan file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing the Initial CD as well as evidence that it was received by the consumer XXX business days prior to consummation on XX/XX/XXXX | ; Document Uploaded. ; | 2/17/2026 | Initial CD provided; exception resolved; Initial CD provided; exception resolved | 02/17/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117049 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date of XX/XX/XXXX | Document Uploaded. ; | 2/13/2026 | Evidence of appraisal delivery provided. | 02/16/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117049 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of 85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117026 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.36% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.36% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117026 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.36% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.36% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117026 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 41.36% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 41.36% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117028 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 58.06% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.06% is less than Guideline CLTV of 75% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117028 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 58.06% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.06% is less than Guideline CLTV of 75% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117028 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original LTV is Below the Guideline Maximum - Calculated LTV of 58.06% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.06% is less than Guideline CLTV of 75% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117056 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: Per XXX Condo Approval, the Limited Condo Project Review, and the Lender Questionnaire, the existing swimming pools and or "XXX" require major repair resulting in an additional assessment of $XXX per unit. The FHLMC CPA indicates that the condo project is not an eligible project due to the critical repairs. This has not been addressed in the appraisal. | ; | 2/23/2026 | Property/Appraisal Meets Guidelines; LOE provided, items are not critical repairs. they are included in the budget, the assessment is included for work over budgeted items. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117056 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FPRO3678 | Property | Property Issue(s) are Present | One or more issues or defects with the property have been discovered. Per XXX Condo Approval, the Limited Condo Project Review, and the Lender Questionnaire, the existing swimming pools and or "XXX" require major repair resulting in an additional assessment of $XXX per unit. The FHLMC CPA indicates that the condo project is not an eligible project due to the critical repairs. This has not been addressed in the appraisal. |  | 2/23/2026 | Duplicate condition, acknowledged as informational. ; The issue with the property has been resolved. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117056 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117056 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117052 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCRE8201 | Credit | Loan does not conform to program guidelines | The vested LLC consists of the borrower and spouse. The spouse is not listed as a borrower on the loan. XXX DSCR guidelines require a copy of the Borrowing Certificate signed by all members of LLC. This document was not found in the file. | ; | 2/17/2026 | Client provided Written Consent of the Members of XXX reflecting the authorization to purchase XXX signed by both Members. LM Updated. | 02/17/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117052 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/12/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117052 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/12/2026 | C A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCRE8201 | Credit | Loan does not conform to program guidelines | The subject loan is vested under a business entity. Per XXX Non-Agency DSCR Guidelines dated XXX, loans vested under a business entity must include the XXX Entity Review Checklist. This document was not found in the file. | ; | 2/18/2026 | Client provided XXX Entity Review Checklist. LM Updated. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCRE5123 | Credit | Missing Business Entity Formation Document | Per XXX Non-Agency DSCR Guidelines dated XXX, verification of the entity's Employer Identification Number (EIN) is required. In addition, guidelines require documentation to verify the borrowers' percentage of ownership in the entity. None of the entity documents in file confirm the ownership percentage for each borrower. | ; | 2/18/2026 | Client provided XXX Entity review checklist reflecting the EIN for XXX and verifies at least XXX% ownership of the Borrower. LM Updated. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117038 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | ; Per Freddie UCDP, the LCA Risk assessment is XXX so no third party valuation was completed. --XXXXX XXXXX; | 2/20/2026 | ; Third party valuation product provided within tolerance.; UCDP provided | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 6000117038 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | FCRE5123 | Credit | Missing Business Entity Formation Document | Missing verification of Employer Identification Number (EIN) for entity. | ; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 2/20/2026 | EIN provided. ; Document provided is Individual CDD questionnaire, EIN is not provided on document. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 6000117038 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Acknowledged | FCRE8201 | Credit | Loan does not conform to program guidelines | The subject loan is vested under a business entity. Per XXX Non-Agency DSCR Guidelines dated XXX, loans vested under a business entity must include the XXX Entity Review Checklist. This document was not found in the file. | ; Ready for Review-Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review-Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX - XXX Account-XXX-XXX-XXX:XXX:XXX; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 2/19/2026 | Client acknowledges this condition. ; XXX Entity Review Checklist provided is not completed. ; | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 6000117038 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCRE0386 | Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. No identification documentation has been provided for either borrower. |  | 2/13/2026 | Photo Identification provided.; B1 photo id provided | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 6000117038 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCRE0387 | Credit | Borrower 2 Photo Identification not provided | Borrower 2 Photo Identification not provided. No identification documentation has been provided for either borrower. |  | 2/13/2026 | Photo Identification provided.; B2 photo ID provided | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 6000117038 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 6000117042 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/16/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117042 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/16/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/16/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117042 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/16/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/16/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | FCOM3608 | Compliance | Intent to Proceed is Missing | The intent to proceed is missing. Please provide date the Intent to Proceed was provided. | ; Acknowledgement of Intent to Proceed disclosure uploaded. --XXX; | 2/23/2026 | Proof of Intent to Proceed has been provided. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | ; lender has no affiliates --XXX; | 2/23/2026 | Required Affiliated Business Disclosure Documentation Provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures. An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(I) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). Because the SPL was missing from the file, fees in Section C were subject to XXX% tolerance. The changes resulted in threshold to go above allowable tolerance. A cost to cure in the amount of XXX is required. The defect may be resolved by providing the missing document. If curing the violation: Refund in the amount of $XXX; cure package requires a PCCD, LOE, and Copy of Refund Check, and proof of delivery | ; SSPL uploaded. Please recalculate the XXX% tolerance determined. --XXX; | 2/23/2026 | SSPL provided; exception resolved; SSPL provided; exception resolved | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). | ; Valid COC attached for the increase in transfer taxes, which increased from XXX to XXX --XXX; | 2/23/2026 | Valid COC provided; exception resolved; Valid COC provided; exception resolved; TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero-tolerance violation in the amount of XXX is due to increase from XXX to XXX for the transfer taxes. The COC in file does not provide a valid reason for the increase in transfer taxes on the CD dated XX/XX/XXXX | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XXX. | ; Homeownership Counseling Disclosure and Homeownership Counseling Acknowledgement Disclosure both uploaded. --XXX; | 2/23/2026 | Homeownership Counseling Disclosure Is Present or XXX | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/18/2026 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Final 1003 section XXX - Financial Information Real EState #XXX. property address is incorrect. Final 1003 has address of XXX, however per the mortgage Statement and HOA Statement the correct address is "XXX". Provided corrected 1003 showing correct property address for investment property. | ; | 2/23/2026 | The Final 1003 is Present; Corrected address section XXX of 1003 provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file. | ; AIR uploaded. --XXX; | 2/23/2026 | Evidence of appraisal delivery provided. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117055 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/18/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 43.44% is less than Guideline CLTV of 90% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 43.44% is less than Guideline LTV of 90% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/20/2026 | Resolved | FCRE9785 | Credit | Purchase Contract is Incomplete | Loan Purpose is Purchase but Purchase Contract Doc is Incomplete The final Closing Disclosure (CD) reflects a seller credit of XXX that is not reflected on the purchase contract. An addendum to the contract which reflects the seller credit is required. | ; | 2/23/2026 | Purchase Contract Doc is complete.; sales contract with XXX seller credit provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Missing the Final 1003 for B1. | ; | 2/23/2026 | The Final 1003 is Present; 1003 B i provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | The initial CD is missing. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(I) no later than three business days before consummation. | ; | 2/23/2026 | Initial CD provided; exception resolved; Initial CD provided; exception resolved | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/19/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 6000117057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/20/2026 | Acknowledged | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements There is only one month bank Statement provided to verify assets to cover CTC and reserve requirement. XXX Non-Agency Guidelines dated XXX defer to FNMA requirements which, on a purchase, require XXX months verification. File is missing XXX bank Statement for XXX account #XXX. | Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 3/6/2026 | XXX - Material XX/XX/XXXX, XX/XX/XXXX PM (EDT) Acknowledged Client requested acknowledgement of this finding.; Client requested acknowledgement of this finding. ; Exception not approved by XXX | 03/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000117057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/20/2026 | Resolved | FCRE8201 | Credit | Loan does not conform to program guidelines | The subject loan is vested in the borrower's LLC. Per XXX Non-Agency Guidelines dated XXX, the XXX Entity Review Checklist is required but has not been provided. |  | 2/20/2026 | No longer required. Exception moved to Resolved. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000117057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/19/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000117057 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/20/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 6000117059 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/23/2026 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The Borrower's own XXX other properties in addition to subject and primary residence. There are numerous discrepancies between the income/losses used and the documentation provided or there of. There are property profiles for the XXX parcels of land; however, the amount used to qualify for these parcels is different than the calculation based on the documentation provided. Additionally, the Final 1003 reflects net rental income of XXX per month. The analysis of the Borrowers' Schedule E confirms the Lender's analysis of gross income; however, the file has lender notes reflecting the mortgage PITI details resulting in net income of only XXX per month. There is a typed page showing P&I for the XXX XXX property, but no document to prove that payment (note, mortgage Statement, Final CD for a refinance). Lender to provide the PITI documentation for XXX listed on the typed page for REO located at XXX XXX and subsequent complete REO analysis to support the income used of XXX in net rental income after XXX PITIA. | ; Document Uploaded. ; | 3/6/2026 | XXX provided supporting updated 1003 with removal of rental income. ; XXX provided supporting updated 1003 with removal of rental income. ; Rental income removed from XXX XXX on 1003. DTI includes only Taxes, insurance, etc. XXX required for recalculation of DTI ; Rental income removed from XXX XXX on 1003. DTI includes only Taxes, insurance, etc. XXX required for recalculation of DTI ; Client provided Property Detail report for XXX XXX which verifies taxes for the property. However, The Borrower's own XXX other properties in addition to subject and primary residence. There are numerous discrepancies between the income/losses used and the documentation provided or there of. There are property profiles for the XXX parcels of land; however, the amount used to qualify for these parcels is different than the calculation based on the documentation provided. Additionally, the Final 1003 reflects net rental income of XXX per month. The analysis of the Borrowers' Schedule E confirms the Lender's analysis of gross income; however, the file has lender notes reflecting the mortgage PITI details resulting in net income of only XXX per month. There is a typed page showing P&I for the XXX XXX property, but no document to prove that payment (note, mortgage Statement, Final CD for a refinance). Lender to provide the PITI documentation for XXX listed on the typed page for REO located at XXX XXX and subsequent complete REO analysis to support the income used of XXX in net rental income after XXX PITIA. | 03/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 6000117059 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/20/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | ; ; | 3/6/2026 | Required Affiliated Business Disclosure Documentation Provided | 03/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 6000117059 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/23/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 6000117061 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/20/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.41% is less than Guideline CLTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 55.41% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117061 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/20/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.41% is less than Guideline CLTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 55.41% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117061 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/23/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. Original CLTV is Below the Guideline Maximum - Calculated CLTV of 55.41% is less than Guideline CLTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Original LTV is Below the Guideline Maximum - Calculated LTV of 55.41% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. XXX guidelines require XXX-month mortgage history on the subject and borrower's primary residence. Audit is unable to verify the payment history for XXX #XXX and XXX #XXX due to the missing credit report. The credit report has been requested; however, if the mortgages are not reporting on the credit report, a separate Verification of Mortgage for each loan will be required. | ; I have uploaded the credit package for this file as we were unable to uploaded when with the closing package. --XXX XXX; | 2/26/2026 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Client provided Supplement XXX verifying XXX #XXX (XXX XXX month) and XXX #XXX (XXX XXX months). LM Updated. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/20/2026 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Loan approval and/or the XXX are missing from loan file. Per XXX guidelines Section XXX the loan approval/XXX should reflect underwriter certification that the loan does not qualify for agency delivery. | ; | 2/26/2026 | Approval/Underwriting Summary is fully present; Client provided XXX LM Updated. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/19/2026 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX guidelines require a fraud report for the borrower. This report was not found in the file. | ; | 2/26/2026 | Third Party Fraud Report is provided; Client provided FraudGuard report dated XX/XX/XXXX. LM Updated. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/19/2026 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. XXX guidelines required a tri-merge credit report. This report was not found in the file. | ; | 2/26/2026 | Borrower 1 Credit Report is not missing.; Client provided Credit Report for the Borrower dated XX/XX/XXXX. LM Updated. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117058 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/20/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/26/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed documents consent is missing. | ; ; | 3/5/2026 | Evidence of eConsent is provided. | 03/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 6000117063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | There is no documentation confirming there are no HOA fees due on the REOs located on XXX. | ; Document Uploaded. ; | 3/5/2026 | XXX provided, no HOA | 03/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 6000117063 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 6000117064 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117064 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/24/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117064 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/24/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117065 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/24/2026 | Acknowledged | FCRE3653 | Credit | Missing letter of explanation | Subject is vacant which is only permitted "when the subject property has undergone recent renovation or rehab, with intention to being rented out soon". Significant renovations confirmed by appraiser and loan being paid off was XXX w/ last draw made. Per XXX DSCR GLs dated XXX, when subject is vacant, "intention" must be confirmed with LOX from the borrowers which has not been provided. | ; | 3/4/2026 | Waived by client | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 6000117065 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/25/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 6000117065 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/25/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D | A D | A D | A D | A D | A B | A B | A B | A B | A B | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file. | ; ; | 3/3/2026 | Evidence of appraisal delivery provided.; ; Evidence of appraisal delivery provided. | 03/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. | ; ; | 3/3/2026 | Evidence of eConsent is provided.; Evidence of eConsent is provided. | 03/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | ; ; | 3/3/2026 | Required Affiliated Business Disclosure Documentation Provided | 03/03/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX. | ; ; | 3/3/2026 | Homeownership Counseling Disclosure Is Present or XXX | 03/03/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/24/2026 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements XXX guidelines XX/XX/XXXX Asset Depletion and Asset Utilization section requires six XXX months of bank Statements for qualification. Missing XXX Statement for XX/XX/XXXX to complete the XXX months requirement. | ; ; ; | 3/3/2026 | Asset Qualification Meets Guideline Requirements; Condition for Missing XXX XXX Statement for XXX account, Provided XXX XXX Statement. Condition remains. ; Condition for Missing XXX XXX Statement for XXX account, Provided XXX XXX Statement. Condition remains. | 03/03/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(I). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Fee on the Initial CD dated XXX. | ; The COC provided is dated XX/XX/XXXX, however we do not have a redisclosed LE or CD dated within XXX days of the COC. Please provide the redisclosed LE or CD to complete testing; The COC provided is dated XX/XX/XXXX, however we do not have a redisclosed LE or CD dated within XXX days of the COC. Please provide the redisclosed LE or CD to complete testing; The COC provided is dated XX/XX/XXXX, however we do not have a redisclosed LE or CD dated within XXX days of the COC. Please provide the redisclosed LE or CD to complete testing; The COC provided is dated XX/XX/XXXX, however we do not have a redisclosed LE or CD dated within XXX days of the COC. Please provide the redisclosed LE or CD to complete testing; Ready for Review- - XXX Account-XXX-XXX-XXX:XXX:XXX; | 3/3/2026 | Valid COC with applicable LE provided; exception resolved; Valid COC with applicable LE provided; exception resolved; The COC provided is dated XX/XX/XXXX, however we do not have a redisclosed LE or CD dated within XXX days of the COC. Please provide the redisclosed LE or CD to complete testing | 03/03/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117060 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.71% is less than Guideline LTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.71% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| 6000117051 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The documentation in file only shows the borrower in business since XXX. Business Bank Statements in business name do date back to XXX; however, there is no evidence in file that the borrower has the required tenure in business. Per XXX Non-Agency GLs dated XXX, Section XX/XX/XXXX require XXX years or more proof of self employment. | ; | 2/27/2026 | Income and Employment Meet Guidelines; Evidence of longevity of Self Employment provided, | 02/27/2026 | Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 63.95% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.95% is less than Guideline CLTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117051 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/25/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 63.95% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.95% is less than Guideline CLTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117051 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/26/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 63.95% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.95% is less than Guideline CLTV of 80% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| 6000117066 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Rescinded | FCRE1146 | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present. Closing Protection letter is missing | ; ; | 3/5/2026 | Title Document is fully Present. Finding made in error, rescinded. | 03/05/2026 | D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117066 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | FCRE5123 | Credit | Missing Business Entity Formation Document | XXX guidelines require evidence of receipt of current year franchise tax payment. The franchise tax receipt for XXX. is not in the file. | ; | 3/5/2026 | Client provided XXX Information for XXX. Status Active Next Statement Due XX/XX/XXXX. LM Updated. | 03/05/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117066 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report There is no evidence of a fraud report in file. | ; ; | 3/5/2026 | Third Party Fraud Report is provided; XXX, MERS Fraud Audit provided | 03/05/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117066 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/27/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/02/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117066 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/02/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 75% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 75% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 6000117062 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117062 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/02/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 6000117062 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/03/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000107786 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% | XXX | XX/XX/XXXX | 1004D |  |  | Eligible | 1 |  |
| 4000108139 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 63.13% | 63.13% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000106286 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 67.11% | 67.11% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 4000108045 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| 4000112043 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 60.71% | 60.71% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000111373 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 50.00% | 50.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000111366 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 13.85% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 13.85% | 93% | 7% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% | XXX | XX/XX/XXXX | 1004D |  |  | Eligible | 1 |  |
| 4000113950 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.11% | 74.11% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000113952 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000112559 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000112558 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000112557 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000112556 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000113951 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 2.88% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 2.88% | 97% | 3% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% | XXX | XX/XX/XXXX | 1004D |  |  | Eligible | 2.1 |  |
| 4000113955 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.00% | 65.00% | $XXX | XXX | -2.61% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -2.61% | 93% | 7% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000113938 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | -7.30% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -7.30% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% | XXX | XX/XX/XXXX | 1004D |  |  | Not Eligible |  |  |
| 4000113940 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 4000118575 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 64.10% | 64.10% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000117961 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% | $XXX | XXX | 4.70% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 4.70% | 96% | 4% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000119166 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000113608 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 53.53% | 53.53% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000120448 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000119162 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 56.96% | 56.96% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000121302 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.92% | 64.92% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000119156 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.79% | 74.79% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000119169 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% | XXX | XX/XX/XXXX | 1004D |  |  | Eligible | 1.8 |  |
| 4000120450 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| 4000123052 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.45% | 67.45% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000116600 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000120759 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 6.73% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 6.73% | 97% | 3% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000113974 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.14% | 69.14% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% | XXX | XX/XX/XXXX | 1004D |  |  | Eligible | 1 |  |
| 4000120758 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000123243 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000121304 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| 4000119157 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | -7.91% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -7.91% | 90% | 10% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000087734 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% |  | XX/XX/XXXX | 1004D |  |  | Not Eligible | 4.8 |  |
| 4000117558 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.58% | 69.58% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000103183 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| 4000117557 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -1.12% | 94% | 6% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000106284 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000108043 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 24.63% | 24.63% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000104716 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.06% | 64.06% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000108777 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 42.19% | 42.19% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000107083 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000107977 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 6.53% | 95% | 5% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000108087 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000110032 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 47.77% | 47.77% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| 4000111698 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000109948 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.94% | 69.94% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% |  | XX/XX/XXXX | URAR Form 1004 Form 70 |  |  | Eligible | 1 |  |
| 4000108785 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| 4000114881 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 4000109830 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000115325 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% |  | XX/XX/XXXX | URAR Form 1004 Form 70 |  |  | Eligible | 1 |  |
| 4000114793 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000114809 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| 4000118219 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000112877 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.73% | 61.73% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 4000115829 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| 4000115486 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | 0.00% |  | XX/XX/XXXX | URAR Form 1004 Form 70 |  |  | Eligible | 1 |  |
| 4000119153 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000117873 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.29% | 35.29% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000114596 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000119702 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.00% | 73.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000118439 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 69.54% | 69.54% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| 4000118881 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000118880 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000116389 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 55.00% | 55.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000120065 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000119866 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000120057 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.13% | 41.13% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000118077 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.86% | 74.86% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000120691 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000122509 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000122034 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000119865 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.75% | 68.75% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000121247 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 51.82% | 51.82% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000120647 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 28.70% | 28.70% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000119875 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| 4000115093 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  | $XXX | $XXX | 3.48% | XX/XX/XXXX | Form 1025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000123833 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 4000118283 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000104076 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000100738 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000106710 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 54.20% | 54.20% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000106711 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.96% | 62.96% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 4000107966 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.21% | 67.21% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111260 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000107971 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000111068 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.50% | 62.50% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 2.08% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| 4000111045 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000111046 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111041 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000113396 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111092 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000111134 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 4000111132 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 4000111096 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| 4000111406 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111098 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000113395 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000114346 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  | $XXX | $XXX | -5.75% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| 4000115714 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.60% | 70.60% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000115327 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111094 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111099 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111105 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000111109 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000117212 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000117747 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 68.75% | 68.75% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000112416 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000117207 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 4000116673 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| 4000113682 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.71% | 35.71% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000118546 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 64.57% | 64.57% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000114645 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.90% | 69.90% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 4000118548 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000117210 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 4000119835 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| 4000119330 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000112627 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000117208 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000112061 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 69.81% | 69.81% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000119009 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 21.43% | 21.43% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| 4000118019 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000118781 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.54% | 61.54% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| 4000105271 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.31% | 74.31% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -3.67% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112881 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.00% | 74.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -7.61% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113180 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114782 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 49.47% | 49.47% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114785 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.00% | 77.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115100 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.78% | 74.78% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115399 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.23% | 69.23% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115813 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.93% | 69.93% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117609 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117612 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 2.15% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117825 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117829 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 47.37% | 47.37% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118626 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119694 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119701 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 25.00% | 25.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -2.13% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119880 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.10% | 73.10% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120092 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.00% | 74.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120094 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120582 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 54.95% | 54.95% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -7.97% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000121663 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX |  | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106283 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000106320 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 4000106298 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 4000106316 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000106323 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000106314 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 4000120452 | XXXXX | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000108786 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00% | 85.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000113733 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 51.90% | 51.90% | $XXX | XXX | -0.96% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -0.96% | 97% | 3% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000114923 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 2.6 |  |
| 4000115853 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 37.50% | 37.50% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000116392 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| 4000118954 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 48.72% | 48.72% | $XXX | XXX | -5.18% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -5.18% | 95% | 5% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 4000120693 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 50.40% | 50.40% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000119181 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000119743 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 2.7 |  |
| 4000110819 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 26.88% | 26.88% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000118647 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000104326 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 1.59% | 94% | 6% | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 4000106307 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.87% | 79.87% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000103181 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 1.15% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 1.15% | 96% | 4% | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000106305 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.00% | 80.00% | $XXX | XXX | 1.75% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 1.75% | 97% | 3% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000108058 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | -0.21% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -0.21% | 97% | 3% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000108057 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 5.43% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 5.43% | 91% | 9% | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000108063 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 3.35% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 3.35% | 89% | 11% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000108050 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000106312 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000108070 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 51.85% | 51.85% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000111385 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 65.00% | 65.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000113964 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.71% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.71% | 97% | 3% | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000111393 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 81.91% | 81.91% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| 4000113968 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 4000113969 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 47.62% | 47.62% | $XXX | XXX | 23.81% | 1004 URAR |  |  |  |  | $XXX | $XXX | 23.81% | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | -44.08% | 77% | 23% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| 4000113963 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.74% | 77.74% | $XXX | XXX | 2.51% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 2.51% | 96% | 4% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000113058 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| 4000113967 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| 4000113959 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | -3.24% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -3.24% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| 4000113957 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | -2.23% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -2.23% | 85% | 15% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000113956 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| 4000113965 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000119160 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.44% | 74.44% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000119184 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| 4000120754 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| 4000118567 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | -1.42% | AVM |  |  |  |  | $XXX | $XXX | 4.21% | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | -1.42% | 96% | 4% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| 4000117481 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| 4000113962 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.56% | 41.56% | $XXX | XXX | 2.75% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 2.75% | 96% | 4% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000118572 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000111391 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000118566 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 56.00% | 56.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| 4000119161 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.16% | 67.16% | $XXX | XXX | -3.47% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -3.47% | 94% | 6% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| 4000118571 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.37% | 61.37% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -6.69% | 87% | 13% | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| 4000119183 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000118562 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.00% | 80.00% | $XXX | XXX | -2.04% | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -2.04% | 96% | 4% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 4000119213 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 6000104921 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 51.02% | 51.02% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 6000104928 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 6000104923 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| 6000104911 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.58% | 74.58% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000104929 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.39% | 69.39% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000104918 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 52.46% | 52.46% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000104914 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.98% | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| 6000104930 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000104943 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| 6000104934 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000104935 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.78% | 63.78% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000104919 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 52.46% | 52.46% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000104906 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.52% | 65.52% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 6000104932 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.22% | 72.22% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.1 |  |
| 6000104942 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 6000104908 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.80% | 42.80% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| 6000104916 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.00% | 60.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 6000104913 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000104912 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117022 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.09% | 73.09% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117024 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 79.29% | 79.29% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000117023 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.49% | 79.49% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 6000117027 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 36.00% | 36.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117029 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 6000117030 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.97% | 68.97% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 6000117031 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 6000117032 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 6000117033 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 6000117035 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 35.48% | 35.48% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 6000117036 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 4.1 |  |
| 6000117025 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117037 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000117039 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000117041 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.87% | 69.87% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| 6000117043 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 6000117034 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 56.60% | 56.60% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000117044 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.95% | 64.95% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 6000117046 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| 6000117047 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 6000117048 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 6000117050 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 6000117040 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00% | 85.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117053 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 90.00% | 90.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117049 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117026 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 41.36% | 41.36% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 6000117028 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 58.06% | 58.06% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| 6000117056 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.65% | 70.65% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 6000117052 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.52% | 73.52% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 6000117045 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.00% | 70.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 6000117038 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.52% | 65.52% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 6000117042 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.05% | 69.05% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| 6000117055 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 43.44% | 43.44% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 6000117054 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  | $XXX | $XXX | 0.06% | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 6000117057 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 80.00% | 80.00% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000117059 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 6000117061 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 55.41% | 55.41% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 6000117058 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 64.70% | 64.70% | $XXX | XXX | -6.59% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -6.59% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 6000117063 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00% | 80.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| 6000117064 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.00% | 65.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| 6000117065 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| 6000117060 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.71% | 65.71% | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 4.1 |  |
| 6000117051 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.95% | 63.95% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117066 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 57.14% | 57.14% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 6000117062 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.00% | 75.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Alt Loan ID** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **Agency ID** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing Fully Indexed** | **Qualifying Fully Indexed P&I** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** |
| 4000107786 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50% | 50% |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.624 | No |  | 3815.55 | 2857.09 | 3815.55 | 2857.09 | 3815.55 | 958.46 |  |  |  | 15.01 |  |  |  | Yes | 4000.00 | 4700.00 | 1.05 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108139 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 748 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.124 | No |  | 3732.17 | 3401.94 | 3732.17 | 3401.94 | 3732.17 | 330.23 |  |  |  | 116.27 |  |  |  | Yes | 2800.00 | 2500.00 | 0.67 |  | Yes | XXX | No | No | XXX | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106286 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 81% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.874 | No |  | 2226.04 | 1675.00 | 2226.04 | 1675.00 | 2226.04 | 551.04 |  |  |  | 395.85 |  |  |  | Yes | 2250.00 | 2150.00 | 0.97 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000108045 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 3 | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 776 | 787 | 792 | 775 |  |  |  | US Citizen | US Citizen | US Citizen |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 25% | 50% |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.374 | No |  | 5341.94 | 4014.18 | 5341.94 | 4014.18 | 5211.94 | 1197.76 | 130.00 |  |  | 8.39 |  |  |  | Yes | 8241.67 | 8241.67 | 1.54 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112043 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.874 | No |  | 3390.95 | 2791.66 | 3390.95 | 2791.66 | 3390.95 | 599.29 |  |  |  | 117.09 |  |  |  | Yes | 3720.00 | 3650.00 | 1.10 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111373 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 708 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.04 | 6.874 | No |  | 1687.39 | 1346.57 | 1687.39 | 1346.57 | 1499.14 | 152.57 | 188.25 |  |  | 115.50 |  |  |  | Yes | 7700.00 | 2108.00 | 1.25 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111366 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 782 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.374 | No |  | 1240.31 | 883.98 | 1240.31 | 883.98 | 1143.31 | 259.33 | 97.00 |  |  | 9.08 |  |  |  | No | 1595.00 | 0.00 | 1.29 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113950 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 6.374 | No |  | 9621.79 | 7965.98 | 9621.79 | 7965.98 | 9621.79 | 1655.81 |  |  |  | 9.07 |  |  |  | Yes | 13800.00 | 13800.00 | 1.43 |  | Yes | XXX | No | No | XXX | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113952 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.249 | No |  | 1392.44 | 921.53 | 1392.44 | 921.53 | 1148.44 | 226.91 | 244.00 |  |  | 29.59 |  |  |  | No | 1250.00 | 0.00 | 0.90 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000112559 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.499 | No |  | 2114.66 | 1443.07 | 2114.66 | 1443.07 | 2114.66 | 671.59 |  |  |  | 677.21 |  |  |  | No | 3050.00 | 0.00 | 1.44 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112558 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.499 | No |  | 2114.66 | 1443.07 | 2114.66 | 1443.07 | 2114.66 | 671.59 |  |  |  | 390.89 |  |  |  | No | 2995.00 | 0.00 | 1.42 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112557 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.499 | No |  | 2114.66 | 1443.07 | 2114.66 | 1443.07 | 2114.66 | 671.59 |  |  |  | 676.98 |  |  |  | No | 2995.00 | 0.00 | 1.42 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112556 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.499 | No |  | 2114.66 | 1443.07 | 2114.66 | 1443.07 | 2114.66 | 671.59 |  |  |  | 677.21 |  |  |  | No | 2995.00 | 0.00 | 1.42 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113951 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 722 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.04 | 7.374 | No |  | 1872.40 | 1631.56 | 1872.40 | 1631.56 | 1872.40 | 240.84 |  |  |  | 53.53 |  |  |  | No | 2000.00 | 0.00 | 1.07 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113955 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 753 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.249 | No |  | 2833.37 | 2083.84 | 2833.37 | 2083.84 | 2449.37 | 365.53 | 384.00 |  |  | 105.53 |  |  |  | Yes | 2150.00 | 2295.00 | 0.76 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000113938 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.10 | 7.499 | No |  | 4324.30 | 3329.68 | 4324.30 | 3329.68 | 4324.30 | 994.62 |  |  |  | 36.48 |  |  |  | No | 4700.00 | 0.00 | 1.09 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 35.00% | XXX |
| 4000113940 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 725 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.999 | No |  | 1643.87 | 1222.37 | 1643.87 | 1222.37 | 1643.87 | 421.50 |  |  |  | 15.95 |  |  |  | No | 1500.00 | 0.00 | 0.91 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118575 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.874 | No |  | 4558.66 | 3284.31 | 4558.66 | 3284.31 | 3665.66 | 381.35 | 893.00 |  |  | 44.52 |  |  |  | No | 3440.00 | 0.00 | 0.75 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000117961 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.875 | No |  | 2280.35 | 1720.23 | 2280.35 | 1720.23 | 2280.35 | 560.12 |  |  |  | 97.31 |  |  |  | Yes | 2500.00 | 1500.00 | 0.66 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119166 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 741 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.125 | No |  | 2846.02 | 2031.26 | 2846.02 | 2031.26 | 2846.02 | 814.76 |  |  |  | 6.14 |  |  |  | No | 3100.00 | 0.00 | 1.09 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113608 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 6.624 | No |  | 7451.73 | 5346.04 | 7451.73 | 5346.04 | 6133.73 | 787.69 | 1318.00 |  |  | 111.66 |  |  |  | Yes | 5275.00 | 5650.00 | 0.76 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000120448 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 807 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 6.5 | No |  | 5456.49 | 3875.37 | 5456.49 | 3875.37 | 5456.49 | 1581.12 |  |  |  | 73.37 |  |  |  | No | 6000.00 | 0.00 | 1.10 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119162 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 661 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.875 | No |  | 1060.60 | 860.58 | 1060.60 | 860.58 | 1060.60 | 200.02 |  |  |  | 69.75 |  |  |  | Yes | 1600.00 | 1100.00 | 1.04 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000121302 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 786 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.25 | No |  | 3756.78 | 2790.10 | 3756.78 | 2790.10 | 3756.78 | 966.68 |  |  |  | 77.66 |  |  |  | Yes | 2340.00 | 2232.00 | 0.59 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119156 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 774 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.874 | No |  | 3507.07 | 2923.04 | 3507.07 | 2923.04 | 3507.07 | 584.03 |  |  |  | 16.38 |  |  |  | Yes | 3150.00 | 3072.00 | 0.88 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119169 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 740 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7 | No |  | 1822.19 | 1217.50 | 1822.19 | 1217.50 | 1793.02 | 575.52 | 29.17 |  |  | 81.96 |  |  |  | No | 2250.00 | 0.00 | 1.23 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120450 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 726 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50% | 50% |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 6.75 | No |  | 6106.16 | 4742.87 | 6106.16 | 4742.87 | 6106.16 | 1363.28 |  |  |  | 9.28 |  |  |  | No | 7500.00 | 0.00 | 1.23 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000123052 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.5 | No |  | 3918.44 | 3176.14 | 3918.44 | 3176.14 | 3918.44 | 742.30 |  |  |  | 92.19 |  |  |  | No | 2800.00 | 0.00 | 0.71 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000116600 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 75% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.499 | No |  | 3392.55 | 2700.45 | 3392.55 | 2700.45 | 3282.55 | 582.10 | 110.00 |  |  | 15.18 |  |  |  | Yes | 2150.00 | 2500.00 | 0.63 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120759 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.749 | No |  | 4547.77 | 3062.37 | 4547.77 | 3062.37 | 4194.11 | 1131.74 | 353.67 |  |  | 44.53 |  |  |  | No | 3600.00 | 0.00 | 0.79 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113974 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 745 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.499 | No |  | 1032.77 | 845.97 | 1032.77 | 845.97 | 1032.77 | 186.80 |  |  |  | 110.82 |  |  |  | Yes | 1400.00 | 1125.00 | 1.09 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120758 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 683 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 52% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.875 | No |  | 3129.93 | 2305.82 | 3129.93 | 2305.82 | 3129.93 | 824.11 |  |  |  | 4.39 |  |  |  | Yes | 3300.00 | 3300.00 | 1.05 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000123243 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 762 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 8.25 | No |  | 4730.65 | 3155.32 | 4730.65 | 3155.32 | 4455.65 | 1300.33 | 275.00 |  |  | 18.35 |  |  |  | No | 3500.00 | 0.00 | 0.74 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000121304 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 769 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 8.374 | No |  | 6151.51 | 4617.01 | 6151.51 | 4617.01 | 5629.51 | 1012.50 | 522.00 |  |  | 7.70 |  |  |  | No | 3350.00 | 0.00 | 0.54 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119157 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 731 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 6.999 | No |  | 5957.28 | 5188.84 | 5957.28 | 5188.84 | 5957.28 | 768.44 |  |  |  | 6.23 |  |  |  | Yes | 6500.00 | 6500.00 | 1.09 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087734 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 820 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 4033.82 | 3606.54 | 4033.82 | 3606.54 | 4033.82 | 427.28 |  |  |  | 126.98 |  |  |  | No | 2800.00 | 0.00 | 0.69 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117558 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 21 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.749 | No |  | 12233.95 | 10648.89 | 12233.95 | 10648.89 | 12233.95 | 1585.06 |  |  |  | 54.60 |  |  |  | No | 34000.00 | 0.00 | 2.78 |  | Yes | XXX | Yes | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000103183 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 795 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.749 | No |  | 10596.04 | 9076.07 | 10596.04 | 9076.07 | 10581.04 | 1504.97 | 15.00 |  |  | 7.73 |  |  |  | No | 5750.00 | 0.00 | 0.54 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117557 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 733 |  |  |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 6.999 | No |  | 6245.76 | 5488.19 | 6245.76 | 5488.19 | 6245.76 | 757.57 |  |  |  | 53.27 |  |  |  | No | 7200.00 | 0.00 | 1.15 |  | No |  | No | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106284 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 7 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 744 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.124 | No |  | 4986.82 | 2970.80 | 4986.82 | 2970.80 | 4986.82 | 2016.02 |  |  |  | 12.07 |  |  |  | Yes | 5400.00 | 4900.00 | 1.08 |  | Yes | XXX | No | No | XXX | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108043 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 9 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 762 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.874 | No |  | 5934.79 | 5136.66 | 5934.79 | 5136.66 | 5934.79 | 798.13 |  |  |  | 126.39 |  |  |  | Yes | 8300.00 | 10000.00 | 1.40 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000104716 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 804 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 5954.54 | 5343.00 | 5954.54 | 5343.00 | 5954.54 | 611.54 | 0.00 |  |  | 174.75 |  |  |  | No | 5000.00 | 0.00 | 0.84 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108777 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 743 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2560.83 | 1773.53 | 2560.83 | 1773.53 | 2110.83 | 337.30 | 450.00 |  |  | 101.82 |  |  |  | Yes | 2700.00 | 3841.66 | 1.50 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000107083 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 753 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2192.91 | 1828.10 | 2192.91 | 1828.10 | 2148.75 | 320.65 | 44.17 |  |  | 89.03 |  |  |  | No | 2700.00 | 0.00 | 1.23 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000107977 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 6642.74 | 5295.95 | 6642.74 | 5295.95 | 6642.74 | 1346.79 | 0.00 |  |  | 17.76 |  |  |  | Yes | 4350.00 | 10400.00 | 1.57 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108087 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 7/6 ARM |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 773 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1687.54 | 1342.54 | 1687.54 | 1342.54 | 1610.21 | 267.67 | 77.33 |  |  | 10.62 |  |  |  | No | 2000.00 | 0.00 | 1.19 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000110032 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 693 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1909.79 | 972.80 | 1909.79 | 972.80 | 1343.79 | 370.99 | 566.00 |  |  | 154.01 |  |  |  | No | 2500.00 | 0.00 | 1.31 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000111698 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3595.90 | 2520.96 | 3595.90 | 2520.96 | 3595.90 | 1074.93 | 0.00 |  |  | 5.22 |  |  |  | No | 2863.00 | 0.00 | 0.80 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000109948 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 702 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4666.48 | 3767.10 | 4666.48 | 3767.10 | 4528.48 | 761.38 | 138.00 |  |  | 6.91 |  |  |  | No | 4000.00 | 0.00 | 0.86 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108785 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 785 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 8558.46 | 6445.92 | 8558.46 | 6445.92 | 7156.46 | 710.54 | 1402.00 |  |  | 106.82 |  |  |  | Yes | 7500.00 | 8850.00 | 1.03 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000114881 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 709 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2489.46 | 1793.23 | 2489.46 | 1793.23 | 2384.46 | 591.23 | 105.00 |  |  | 41.43 |  |  |  | No | 2567.00 | 0.00 | 1.03 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000109830 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 760 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4918.95 | 3645.28 | 4918.95 | 3645.28 | 4918.95 | 1273.67 | 0.00 |  |  | 72.42 |  |  |  | No | 12170.00 | 0.00 | 2.47 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000115325 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 747 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3073.08 | 2557.91 | 3073.08 | 2557.91 | 3023.08 | 465.17 | 50.00 |  |  | 30.35 |  |  |  | No | 2495.00 | 0.00 | 0.81 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000114793 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 712 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3242.40 | 2781.81 | 3242.40 | 2781.81 | 3211.98 | 430.17 | 30.42 |  |  | 301.77 |  |  |  | No | 7425.00 | 0.00 | 2.29 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000114809 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 6228.38 | 5036.31 | 6228.38 | 5036.31 | 6228.38 | 1192.07 | 0.00 |  |  | 10.33 |  |  |  | No | 4327.00 | 0.00 | 0.69 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118219 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 714 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1470.82 | 962.44 | 1470.82 | 962.44 | 1470.82 | 508.38 | 0.00 |  |  | 8.06 |  |  |  | Yes | 1400.00 | 1516.66 | 1.03 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112877 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.04 |  |  |  | 2008.50 | 1642.15 | 2008.50 | 1642.15 | 2008.50 | 366.35 | 0.00 |  |  | 120.52 |  |  |  | No | 3708.33 | 0.00 | 1.85 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000115829 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 775 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3620.05 | 2345.00 | 3620.05 | 2345.00 | 3008.05 | 663.05 | 612.00 |  |  | 132.25 |  |  |  | No | 2800.00 | 0.00 | 0.77 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000115486 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 7/1 ARM |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 687 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1967.51 | 1758.87 | 1967.51 | 1758.87 | 1967.51 | 208.64 | 0.00 |  |  | 69.14 |  |  |  | No | 1975.00 | 0.00 | 1.00 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119153 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2472.65 | 1746.65 | 2472.65 | 1746.65 | 2397.65 | 651.00 | 75.00 |  |  | 64.78 |  |  |  | No | 3550.00 | 0.00 | 1.44 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117873 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3351.15 | 1920.73 | 3351.15 | 1920.73 | 3351.15 | 1430.42 | 0.00 |  |  | 8.66 |  |  |  | Yes | 5900.00 | 5658.33 | 1.76 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000114596 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 676 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4415.40 | 3400.05 | 4415.40 | 3400.05 | 3656.40 | 256.35 | 759.00 |  |  | 4.41 |  |  |  | No | 3900.00 | 0.00 | 0.88 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000119702 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 753 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.15 |  |  |  | 4561.05 | 3075.27 | 4561.05 | 3075.27 | 4013.05 | 937.78 | 548.00 |  |  | 4.92 |  |  |  | No | 3660.00 | 0.00 | 0.80 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118439 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2616.51 | 1642.16 | 2616.51 | 1642.16 | 2073.75 | 431.59 | 542.76 |  |  | 981.92 |  |  |  | No | 2095.00 | 0.00 | 0.80 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000118881 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 700 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 6592.12 | 5197.98 | 6592.12 | 5197.98 | 6592.12 | 1394.14 | 0.00 |  |  | 32.43 |  |  |  | Yes | 5300.00 | 13525.00 | 2.05 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118880 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 772 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1095.91 | 830.12 | 1095.91 | 830.12 | 1095.91 | 265.79 | 0.00 |  |  | 39.69 |  |  |  | No | 1100.00 | 0.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000116389 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 803 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3090.24 | 2140.15 | 3090.24 | 2140.15 | 3090.24 | 950.09 | 0.00 |  |  | 113.92 |  |  |  | No | 8348.00 | 0.00 | 2.70 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120065 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 732 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1633.71 | 1104.16 | 1633.71 | 1104.16 | 1615.38 | 511.22 | 18.33 |  |  | 10.00 |  |  |  | No | 1690.00 | 0.00 | 1.03 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119866 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 755 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1432.73 | 903.90 | 1432.73 | 903.90 | 1124.73 | 220.83 | 308.00 |  |  | 3.94 |  |  |  | No | 1600.00 | 0.00 | 1.12 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120057 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 743 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1218.69 | 848.18 | 1218.69 | 848.18 | 1218.69 | 370.51 | 0.00 |  |  | 81.45 |  |  |  | No | 1649.00 | 0.00 | 1.35 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118077 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2150.31 | 1704.55 | 2150.31 | 1704.55 | 2150.31 | 445.76 | 0.00 |  |  | 26.15 |  |  |  | No | 2300.00 | 0.00 | 1.07 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120691 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 710 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2830.34 | 2567.24 | 2830.34 | 2567.24 | 2817.34 | 250.10 | 13.00 |  |  | 95.87 |  |  |  | Yes | 2450.00 | 3450.00 | 1.22 |  | Yes | XXX | Yes | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000122509 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 764 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 6476.80 | 5678.08 | 6476.80 | 5678.08 | 6476.80 | 798.72 | 0.00 |  |  | 291.90 |  |  |  | Yes | 3725.00 | 7083.33 | 1.09 |  | Yes | XXX | Yes | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000122034 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 7 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 776 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3822.84 | 3278.81 | 3822.84 | 3278.81 | 3822.84 | 544.03 | 0.00 |  |  | 4.84 |  |  |  | No | 3100.00 | 0.00 | 0.81 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119865 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 737 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2144.76 | 1738.01 | 2144.76 | 1738.01 | 2144.76 | 406.75 | 0.00 |  |  | 74.66 |  |  |  | No | 2750.00 | 0.00 | 1.28 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000121247 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 719 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2392.67 | 2017.21 | 2392.67 | 2017.21 | 2392.67 | 375.46 | 0.00 |  |  | 31.50 |  |  |  | No | 2450.00 | 0.00 | 1.02 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120647 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1392.53 | 864.81 | 1392.53 | 864.81 | 1362.53 | 497.72 | 30.00 |  |  | 90.96 |  |  |  | No | 2700.00 | 0.00 | 1.94 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119875 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 793 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2596.61 | 1872.75 | 2596.61 | 1872.75 | 2521.61 | 648.86 | 75.00 |  |  | 20.06 |  |  |  | No | 2750.00 | 0.00 | 1.06 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000115093 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 802 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3382.44 | 2455.02 | 3382.44 | 2455.02 | 3382.44 | 927.42 | 0.00 |  |  | 101.49 |  |  |  | No | 4400.00 | 0.00 | 1.30 |  | Yes | XXX | No | No | XXX | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000123833 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2673.12 | 1434.48 | 2673.12 | 1434.48 | 1927.12 | 492.64 | 746.00 |  |  | 302.83 |  |  |  | No | 2400.00 | 0.00 | 0.90 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000118283 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 817 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1151.90 | 878.44 | 1151.90 | 878.44 | 1151.90 | 273.46 | 0.00 |  |  | 57.12 |  |  |  | No | 1650.00 | 0.00 | 1.43 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000104076 | XXXXX |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 782 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4944.52 | 3876.09 | 4944.52 | 3876.09 | 4944.52 | 1068.43 | 0.00 |  |  | 162.53 |  |  |  | No | 3650.00 | 0.00 | 0.74 |  | No |  | No | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000100738 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 819 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.04 |  |  |  | 2041.57 | 1547.81 | 2041.57 | 1547.81 | 1976.57 | 428.76 | 65.00 |  |  | 74.80 |  |  |  | No | 2100.00 | 0.00 | 1.03 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106710 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 700 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 6376.51 | 4281.19 | 6376.51 | 4281.19 | 6016.51 | 1735.32 | 360.00 |  |  | 10.36 |  |  |  | No | 5300.00 | 0.00 | 0.83 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106711 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 794 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3824.09 | 2791.95 | 3824.09 | 2791.95 | 3824.09 | 1032.14 | 0.00 |  |  | 94.74 |  |  |  | No | 3500.00 | 0.00 | 0.92 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000107966 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 779 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1790.35 | 1312.64 | 1790.35 | 1312.64 | 1790.35 | 477.71 | 0.00 |  |  | 113.36 |  |  |  | No | 1750.00 | 0.00 | 0.98 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111260 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 796 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4423.39 | 2865.14 | 4423.39 | 2865.14 | 3509.39 | 644.25 | 914.00 |  |  | 25.03 |  |  |  | No | 3600.00 | 0.00 | 0.81 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000107971 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 788 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3489.86 | 3156.95 | 3489.86 | 3156.95 | 3489.86 | 332.91 | 0.00 |  |  | 62.38 |  |  |  | Yes | 3200.00 | 3000.00 | 0.86 |  | No |  | No | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111068 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 742 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.04 |  |  |  | 1165.50 | 859.38 | 1165.50 | 859.38 | 1165.50 | 306.12 | 0.00 |  |  | 124.71 |  |  |  | Yes | 1450.00 | 1400.00 | 1.20 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111045 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 745 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3223.58 | 2259.42 | 3223.58 | 2259.42 | 3144.41 | 884.99 | 79.17 |  |  | 23.45 |  |  |  | No | 2850.00 | 0.00 | 0.88 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111046 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 737 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2442.32 | 1570.43 | 2442.32 | 1570.43 | 2392.32 | 821.89 | 50.00 |  |  | 84.16 |  |  |  | No | 2325.00 | 0.00 | 0.95 |  | No |  | No | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111041 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 747 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2008.95 | 1218.60 | 2008.95 | 1218.60 | 1943.95 | 725.35 | 65.00 |  |  | 18.95 |  |  |  | No | 1995.00 | 0.00 | 0.99 |  | No |  | No | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113396 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 800 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2477.96 | 1540.67 | 2477.96 | 1540.67 | 2438.38 | 897.71 | 39.58 |  |  | 4.82 |  |  |  | No | 2500.00 | 0.00 | 1.01 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111092 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 9 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 795 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 8856.14 | 6890.63 | 8856.14 | 6890.63 | 8856.14 | 1965.51 | 0.00 |  |  | 303.51 |  |  |  | Yes | 10600.00 | 7701.00 | 0.87 |  | No |  | No | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111134 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3903.89 | 3202.49 | 3903.89 | 3202.49 | 3768.89 | 566.40 | 135.00 |  |  | 136.71 |  |  |  | No | 3300.00 | 0.00 | 0.85 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111132 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4086.87 | 3388.80 | 4086.87 | 3388.80 | 3951.87 | 563.07 | 135.00 |  |  | 208.86 |  |  |  | No | 3400.00 | 0.00 | 0.83 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111096 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3955.01 | 3246.97 | 3955.01 | 3246.97 | 3820.01 | 573.04 | 135.00 |  |  | 135.66 |  |  |  | No | 3400.00 | 0.00 | 0.86 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111406 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 774 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1938.64 | 1064.22 | 1938.64 | 1064.22 | 1880.14 | 815.92 | 58.50 |  |  | 48.04 |  |  |  | No | 2450.00 | 0.00 | 1.26 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111098 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3474.47 | 2828.88 | 3474.47 | 2828.88 | 3339.47 | 510.59 | 135.00 |  |  | 148.93 |  |  |  | No | 3100.00 | 0.00 | 0.89 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113395 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 720 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 |  |  |  | 4283.44 | 3963.78 | 4283.44 | 3963.78 | 4283.44 | 319.66 | 0.00 |  |  | 66.03 |  |  |  | Yes | 3500.00 | 5000.00 | 0.82 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000114346 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2650.09 | 2123.83 | 2650.09 | 2123.83 | 2650.09 | 526.26 | 0.00 |  |  | 3.49 |  |  |  | No | 2100.00 | 0.00 | 0.79 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000115714 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4465.68 | 3613.11 | 4465.68 | 3613.11 | 4465.68 | 852.57 | 0.00 |  |  | 50.33 |  |  |  | No | 3350.00 | 0.00 | 0.75 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000115327 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 796 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4220.51 | 3228.53 | 4220.51 | 3228.53 | 4002.51 | 773.98 | 218.00 |  |  | 51.44 |  |  |  | No | 3600.00 | 0.00 | 0.85 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000111094 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3654.15 | 3270.31 | 3654.15 | 3270.31 | 3519.15 | 248.84 | 135.00 |  |  | 15.82 |  |  |  | No | 3250.00 | 0.00 | 0.89 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111099 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3186.43 | 2802.19 | 3186.43 | 2802.19 | 3051.43 | 249.24 | 135.00 |  |  | 167.80 |  |  |  | No | 3000.00 | 0.00 | 0.94 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111105 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3408.82 | 3024.58 | 3408.82 | 3024.58 | 3273.82 | 249.24 | 135.00 |  |  | 156.98 |  |  |  | No | 3250.00 | 0.00 | 0.95 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111109 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3230.91 | 2846.67 | 3230.91 | 2846.67 | 3095.91 | 249.24 | 135.00 |  |  | 165.87 |  |  |  | No | 3000.00 | 0.00 | 0.93 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117212 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2860.54 | 1895.12 | 2860.54 | 1895.12 | 2797.21 | 902.09 | 63.33 |  |  | 7.40 |  |  |  | No | 2750.00 | 0.00 | 0.96 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117747 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 730 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 5558.79 | 4491.67 | 5558.79 | 4491.67 | 5558.79 | 1067.12 | 0.00 |  |  | 501.26 |  |  |  | Yes | 7600.00 | 5400.00 | 0.97 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112416 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 739 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2586.05 | 2124.22 | 2586.05 | 2124.22 | 2519.38 | 395.16 | 66.67 |  |  | 206.16 |  |  |  | No | 2500.00 | 0.00 | 0.97 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117207 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 802 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2624.77 | 1955.52 | 2624.77 | 1955.52 | 2624.77 | 669.25 | 0.00 |  |  | 7.71 |  |  |  | No | 2560.00 | 0.00 | 0.98 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000116673 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 772 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2201.07 | 1431.49 | 2201.07 | 1431.49 | 2112.07 | 680.58 | 89.00 |  |  | 35.99 |  |  |  | No | 1950.00 | 0.00 | 0.89 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000113682 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 804 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2391.70 | 1621.50 | 2391.70 | 1621.50 | 2391.70 | 770.21 | 0.00 |  |  | 80.61 |  |  |  | Yes | 3400.00 | 2000.00 | 0.84 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118546 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 6967.25 | 5386.82 | 6967.25 | 5386.82 | 6967.25 | 1580.43 | 0.00 |  |  | 45.35 |  |  |  | Yes | 7800.00 | 6975.00 | 1.00 |  | No |  | No | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000114645 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 733 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Does Not Participate | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2828.98 | 2486.43 | 2828.98 | 2486.43 | 2828.98 | 342.55 | 0.00 |  |  | 62.90 |  |  |  | No | 2200.00 | 0.00 | 0.78 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118548 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 756 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2344.55 | 1507.19 | 2344.55 | 1507.19 | 1884.55 | 377.36 | 460.00 |  |  | 74.18 |  |  |  | No | 2200.00 | 0.00 | 0.94 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000117210 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 723 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4466.39 | 3670.59 | 4466.39 | 3670.59 | 4462.22 | 791.63 | 4.17 |  |  | 74.96 |  |  |  | No | 3400.00 | 0.00 | 0.76 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119835 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 0 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1392.56 | 874.02 | 1392.56 | 874.02 | 1047.56 | 173.54 | 345.00 |  |  | 67.15 |  |  |  | Yes | 1200.00 | 1125.00 | 0.81 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000119330 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 785 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2818.02 | 2123.38 | 2818.02 | 2123.38 | 2818.02 | 694.64 | 0.00 |  |  | 47.59 |  |  |  | No | 2600.00 | 0.00 | 0.92 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000112627 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 680 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3487.31 | 2374.22 | 3487.31 | 2374.22 | 3487.31 | 1113.09 | 0.00 |  |  | 66.15 |  |  |  | No | 2950.00 | 0.00 | 0.85 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117208 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1863.58 | 1293.95 | 1863.58 | 1293.95 | 1493.58 | 199.63 | 370.00 |  |  | 475.99 |  |  |  | No | 1500.00 | 0.00 | 0.80 |  | No |  | No | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000112061 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 784 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 5071.89 | 4162.71 | 5071.89 | 4162.71 | 4971.89 | 809.18 | 100.00 |  |  | 15.25 |  |  |  | No | 4000.00 | 0.00 | 0.79 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000119009 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 4266.36 | 3941.57 | 4266.36 | 3941.57 | 4266.36 | 324.79 | 0.00 |  |  | 139.51 |  |  |  | Yes | 6000.00 | 5100.00 | 1.20 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118019 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3025.06 | 2407.24 | 3025.06 | 2407.24 | 2958.40 | 551.16 | 66.67 |  |  | 10.93 |  |  |  | No | 3045.00 | 0.00 | 1.01 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118781 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 721 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  | 0 |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life Of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1921.85 | 1105.08 | 1921.85 | 1105.08 | 1921.85 | 816.77 | 0.00 |  |  | 77.95 |  |  |  | Yes | 2150.00 | 1950.00 | 1.01 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000105271 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 799 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1896.48 | 1535.93 | 1896.48 | 1535.93 | 1896.48 | 360.56 | 0.00 |  |  | 11.26 |  |  |  | Yes | 1995.00 | 1900.00 | 1.00 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 12.50% |  |
| 4000112881 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 788 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1892.59 | 1698.92 | 1892.59 | 1698.92 | 1855.59 | 156.67 | 37.00 |  |  | 183.89 |  |  |  | Yes | 2152.50 | 1895.00 | 1.00 |  | YES | XXX | NO | NO | XXX | 1 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 45.00% |  |
| 4000113180 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 788 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1511.47 | 988.68 | 1511.47 | 988.68 | 1511.47 | 522.80 | 0.00 |  |  | 191.84 |  |  |  | Yes | 1400.00 | 1375.00 | 0.91 |  | YES | XXX | NO | NO | XXX | 1 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 22.00% |  |
| 4000114782 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 685 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.03 |  |  |  | 1391.62 | 1124.08 | 1391.62 | 1124.08 | 1391.62 | 267.54 | 0.00 |  |  | 188.18 |  |  |  | Yes | 1900.00 | 1695.00 | 1.22 |  | YES | XXX | YES | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 12.13% |  |
| 4000114785 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 796 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1815.30 | 1508.75 | 1815.30 | 1508.75 | 1815.30 | 306.55 | 0.00 |  |  | 11.53 |  |  |  | Yes | 2625.00 | 2625.00 | 1.45 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 19.50% |  |
| 4000115100 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 776 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | YES | XX/XX/XXXX | 1 |  |  |  |  |  |  | XXX | Percent | 0.10 |  |  |  | 1864.41 | 1459.40 | 1864.41 | 1459.40 | 1864.41 | 405.02 | 0.00 |  |  | 169.36 |  |  |  | Yes | 1750.00 | 1750.00 | 0.94 |  | YES | XXX | NO | NO | XXX | 1 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 19.63% |  |
| 4000115399 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 766 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 3660.82 | 2993.86 | 3660.82 | 2993.86 | 3660.82 | 666.96 | 0.00 |  |  | 21.84 |  |  |  | Yes | 4620.00 | 4400.00 | 1.20 |  | YES | XXX | NO | NO | XXX | 2 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 13.00% |  |
| 4000115813 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed IO |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 728 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  | Yes | $XXX | XX/XX/XXXX |  |  | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.10 |  |  |  | 1905.00 | 1374.61 | 1905.00 | 1374.61 | 1905.00 | 530.39 | 0.00 |  |  | 7.58 |  |  |  | Yes | 2362.50 | 2300.00 | 1.21 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 43.00% |  |
| 4000117609 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 777 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.10 |  |  |  | 1618.87 | 1398.45 | 1618.87 | 1398.45 | 1618.87 | 220.42 | 0.00 |  |  | 30.91 |  |  |  | Yes | 2000.00 | 2000.00 | 1.24 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 12.50% |  |
| 4000117612 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 789 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.00 |  |  |  | 1570.66 | 1272.69 | 1570.66 | 1272.69 | 1570.66 | 297.97 | 0.00 |  |  | 28.40 |  |  |  | Yes | 1800.00 | 1800.00 | 1.15 |  | YES | XXX | NO | NO | XXX | 1 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 18.00% |  |
| 4000117825 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 679 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.10 |  |  |  | 1366.05 | 874.02 | 1366.05 | 874.02 | 1366.05 | 492.02 | 0.00 |  |  | 63.76 |  |  |  | Yes | 1470.00 | 1450.00 | 1.06 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 19.63% |  |
| 4000117829 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 741 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1891.45 | 1152.56 | 1891.45 | 1152.56 | 1891.45 | 738.89 | 0.00 |  |  | 41.81 |  |  |  | Yes | 3045.00 | 2700.00 | 1.43 |  | YES | XXX | NO | NO | XXX | 2 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 45.00% |  |
| 4000118626 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 811 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1311.04 | 1036.59 | 1311.04 | 1036.59 | 1311.04 | 274.45 | 0.00 |  |  | 19.52 |  |  |  | Yes | 2100.00 | 2205.00 | 1.68 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 19.50% |  |
| 4000119694 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 741 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.10 |  |  |  | 1704.32 | 1403.71 | 1704.32 | 1403.71 | 1704.32 | 300.61 | 0.00 |  |  | 31.05 |  |  |  | Yes | 2350.00 | 2350.00 | 1.38 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 19.38% |  |
| 4000119701 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 825 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1421.46 | 773.42 | 1421.46 | 773.42 | 1421.46 | 648.04 | 0.00 |  |  | 333.97 |  |  |  | Yes | 3937.50 | 3300.00 | 2.32 |  | No |  | NO | NO |  | 2 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 18.00% |  |
| 4000119880 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 762 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.03 |  |  |  | 1975.24 | 1796.75 | 1975.24 | 1796.75 | 1975.24 | 178.49 | 0.00 |  |  | 230.96 |  |  |  | Yes | 2100.00 | 2000.00 | 1.01 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 12.38% |  |
| 4000120092 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO | NO |  |  | 733 |  |  |  |  |  |  | US CITIZEN | US CITIZEN |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.10 |  |  |  | 2438.82 | 1985.15 | 2438.82 | 1985.15 | 2438.82 | 453.67 | 0.00 |  |  | 6.15 |  |  |  | Yes | 3100.00 | 3100.00 | 1.27 |  | YES | XXX | NO | NO | XXX | 1 | XXX | XXX | $XXX |  | 0 | 0 | 0 |  | 13.00% |  |
| 4000120094 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 762 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 2108.94 | 1806.10 | 2108.94 | 1806.10 | 2108.94 | 302.84 | 0.00 |  |  | 219.12 |  |  |  | Yes | 2362.50 | 2300.00 | 1.09 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 12.38% |  |
| 4000120582 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 717 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  |  |  | 1525.50 | 1231.43 | 1525.50 | 1231.43 | 1525.50 | 294.06 | 0.00 |  |  | 5.34 |  |  |  | Yes | 2300.00 | 1595.00 | 1.05 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 12.25% |  |
| 4000121663 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NO |  |  |  | 765 |  |  |  |  |  |  | US CITIZEN |  |  |  | Debt Service Coverage Ratio | NO | NO | NO |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | NO | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | NO |  |  |  |  |  |  |  | $XXX | $XXX |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | LIFE OF LOAN | REGULAR PROGRAM | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | NO |  |  |  | NO |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.03 |  |  |  | 1147.26 | 804.23 | 1147.26 | 804.23 | 1147.26 | 343.03 | 0.00 |  |  | 36.38 |  |  |  | Yes | 1627.50 | 1550.00 | 1.35 |  | YES | XXX | NO | NO | XXX | 1 | XXX |  | $XXX |  | 0 | 0 | 0 |  | 24.00% |  |
| 4000106283 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 730 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 6088.48 | 4598.13 | 6088.49 | 4598.13 | 6088.49 | 1490.36 |  | $XXX |  | 54.64 |  |  |  | Yes | 10000.00 | 9400.00 | 1.54 |  | No |  | No | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106320 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 819 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 14.94 | 34.44 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.777 | No |  | 11082.14 | 8558.25 | 11082.14 | 8558.25 | 10666.14 | 2107.89 | 416.00 | $XXX |  | 87.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106298 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 793 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2686.74 | 2507.00 | 2686.74 | 2507.00 | 2686.74 | 179.74 |  | $XXX |  | 121.86 |  |  |  | No | 2400.00 | 0.00 | 0.89 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106316 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 695 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 36.23 | 37.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.288 | No |  | 6319.63 | 5084.43 | 6319.63 | 5084.43 | 6319.63 | 1235.20 |  | $XXX |  | 22.05 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106323 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 778 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 24 | Yes | 72 | 0 | 2 | No | 0 | 0 | 0 | 2 | 15.42 | 44.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 13316.52 | 9531.32 | 10785.82 | 8481.25 | 10785.82 | 2304.57 |  | $XXX |  | 32.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106314 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 748 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 36 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 36.64 | 44.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.192 | No |  | 7327.04 | 5928.51 | 7327.04 | 5928.51 | 7327.04 | 1398.53 |  | $XXX |  | 17.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120452 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 736 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 63 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 6.36 | 12.01 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 8.081 | No |  | 4114.19 | 3008.93 | 4114.19 | 3008.93 | 4014.19 | 1005.26 | 100.00 | $XXX |  | 14.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108786 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 702 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100% | 12 |  |  |  | 100% |  |  | Yes | Yes | 58 | Yes | 131 | 2 | 0 | No | 0 | 0 | 0 | 0 | 21.25 | 48.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 5269.59 | 4270.74 | 5269.59 | 4270.74 | 5269.59 | 998.85 |  | $XXX |  | 9.87 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113733 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 744 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Borrower Prepared | 12 | Yes | Yes | 48 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 30.25 | 34.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.199 | No |  | 1664.45 | 985.29 | 1664.45 | 985.29 | 1664.45 | 679.16 |  | $XXX |  | 37.42 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000114923 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 756 |  |  |  |  |  |  | Non Permanent Resident Alien | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 37% |  | Borrower Prepared | 12 | No | No | 0 | No | 0 | 2 | 2 | No | 0 | 0 | 2 | 3 | 23.48 | 38.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.192 | No |  | 6521.37 | 4386.56 | 6521.37 | 4386.56 | 5334.37 | 947.81 | 1187.00 | $XXX |  | 25.59 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000115853 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 769 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 2 | 0 | No | 2 | 2 | 0 | 3 | 16.97 | 17.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.182 | No |  | 2717.58 | 1361.92 | 2717.58 | 1361.92 | 1999.58 | 637.66 | 718.00 | $XXX |  | 5.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000116392 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Utilization (No DTI) | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX |  |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.062 | No |  | 3387.61 | 2636.28 | 3387.61 | 2636.28 | 3071.61 | 435.33 | 316.00 | $XXX |  | 102.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118954 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Utilization (No DTI) | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.008 | No |  | 5889.42 | 2464.42 | 5889.42 | 2464.42 | 3676.37 | 1211.95 |  | $XXX |  | 541.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120693 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100% |  | Borrower Prepared | 14 | No | No | 0 | No | 0 | 0 | 0 | No | 2 | 2 | 2 | 3 | 36.86 | 47.76 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.187 | No |  | 3571.45 | 1668.43 | 3571.45 | 1668.43 | 2617.45 | 949.02 | 954.00 | $XXX |  | 44.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000119181 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 7/1 or 7/6 Mos ARM |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 805 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 24.49 | 47.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 4456.79 | 3730.98 | 4456.79 | 3730.98 | 4456.79 | 725.81 |  | $XXX |  | 8.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119743 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 7/1 or 7/6 Mos ARM |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100% |  | Borrower Prepared | 13 | No | No | 0 | No | 0 | 0 | 0 | No | 2 | 2 | 2 | 3 | 19.72 | 31.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.353 | No |  | 7816.07 | 5606.97 | 7816.07 | 5606.97 | 7021.07 | 1414.10 | 795.00 | $XXX |  | 13.76 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000110819 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 688 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 36 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 26.62 | 41.3 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.03 | 7.57 | No |  | 2304.03 | 1466.68 | 2304.03 | 1466.68 | 2304.03 | 837.35 |  | $XXX |  | 5.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118647 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2390.83 | 1653.93 | 2390.83 | 1653.93 | 2390.83 | 736.90 |  | $XXX |  | 6.03 |  |  |  | No | 2050.00 | 0.00 | 0.86 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000104326 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 806 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100% | 12 |  |  |  |  |  |  | Yes | Yes | 36 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 21.87 | 39.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.682 | No |  | 9895.61 | 8250.79 | 9895.61 | 8250.79 | 9895.61 | 1644.82 |  | $XXX |  | 38.28 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106307 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 27.11 | 34.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.966 | No |  | 2441.33 | 1720.07 | 2441.33 | 1720.07 | 2421.33 | 701.26 | 20.00 | $XXX |  | 14.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000103181 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 810 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 28.72 | 37.12 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.342 | No |  | 4233.70 | 3502.99 | 4233.70 | 3502.99 | 3913.70 | 410.71 | 320.00 | $XXX |  | 34.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106305 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 712 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  |  | 100% |  |  | No | Yes | 0 | No | 0 | 2 | 0 | No | 2 | 2 | 0 | 0 | 21.37 | 35.16 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.489 | No |  | 3350.30 | 2591.96 | 3350.30 | 2591.96 | 2999.30 | 407.34 | 351.00 | $XXX |  | 10.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000108058 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 717 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 36 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 30.94 | 46.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.62 | No |  | 5781.19 | 4696.13 | 5781.19 | 4696.13 | 5781.19 | 1085.06 |  | $XXX |  | 59.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108057 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 710 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 60 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 22.7 | 26.23 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.6 | No |  | 3554.02 | 2762.43 | 3554.02 | 2762.43 | 3554.02 | 791.59 |  | $XXX |  | 26.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108063 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 33 | 2 | 0 | No | 0 | 0 | 0 | 3 | 10.69 | 32.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.059 | No |  | 4203.30 | 3272.96 | 4203.30 | 3272.96 | 4203.30 | 930.34 |  | $XXX |  | 98.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108050 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | Yes |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 36 | 2 | 0 | No | 2 | 2 | 0 | 2 | 45.9 | 54.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.244 | No |  | 4181.72 | 3341.31 | 4181.72 | 3341.31 | 4181.72 | 840.41 |  | $XXX |  | 19.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000106312 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 704 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 36.15 | 45.14 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.34 | No |  | 7154.74 | 5874.24 | 7154.74 | 5874.24 | 7154.74 | 1280.50 |  | $XXX |  | 8.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000108070 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Business P&L | No | No | Yes | 2 | Business | 100% |  | 2 |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 432 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 21.93 | 32.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 7.328 | No |  | 3612.11 | 2328.32 | 3612.11 | 2328.32 | 3612.11 | 1283.79 |  | $XXX |  | 33.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111385 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 721 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 93 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 36.41 | 47.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 7.794 | No |  | 6025.41 | 5319.40 | 6025.41 | 5319.40 | 6025.41 | 706.01 |  | $XXX |  | 81.87 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113964 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Unknown | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 760 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 24 Month Bank Statement | No | No | Yes | 24 | Business | 100% |  | 24 |  | 100% |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 21.89 | 36.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.445 | No |  | 2232.11 | 1850.83 | 2232.11 | 1850.83 | 2232.11 | 381.28 |  | $XXX |  | 29.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111393 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 800 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 22.81 | 31.46 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.371 | No |  | 2253.29 | 1852.68 | 2253.29 | 1852.68 | 2253.29 | 400.61 |  | $XXX |  | 7.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113968 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 782 |  |  |  |  |  |  | US Citizen |  |  |  | Asset Depletion | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 32.65 | 34.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.711 | No |  | 3261.33 | 2689.03 | 3261.33 | 2689.03 | 3223.33 | 534.30 | 38.00 | $XXX |  | 210.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113969 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100% | 100% | Borrower Prepared | 12 | No | No | 0 | Yes | 336 | 2 | 2 | No | 3 | 3 | 2 | 3 | 16.12 | 20.23 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.014 | No |  | 21839.59 | 16630.88 | 21839.59 | 16630.88 | 21239.59 | 4608.71 | 600.00 | $XXX |  | 112.50 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113963 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | No |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100% |  | Borrower Prepared | 12 | No | No | 0 | Yes | 17 | 0 | 0 | No | 0 | 0 | 0 | 3 | 10.34 | 39.71 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3508.67 | 2973.60 | 3508.67 | 2973.60 | 3508.67 | 535.07 |  | $XXX |  | 53.06 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113058 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 798 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Depletion | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 32.5 | 32.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.133 | No |  | 23448.40 | 18693.82 | 23448.40 | 18693.82 | 23448.40 | 4754.58 |  | $XXX |  | 203.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113967 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 784 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100% |  |  |  | No | No | 0 | Yes | 139 | 2 | 0 | No | 2 | 2 | 0 | 3 | 25.54 | 36.26 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.906 | No |  | 7482.87 | 6831.36 | 7482.87 | 6831.36 | 7480.79 | 649.43 | 2.08 | $XXX |  | 20.69 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113959 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 815 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Depletion | No | Yes | Yes | 3 | Personal | 100% | 3 |  |  |  |  |  |  | No | No | 0 | No | 0 | 2 | 0 | No | 2 | 2 | 0 | 0 | 16.64 | 42.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.03 | No |  | 5852.61 | 4763.09 | 5852.61 | 4763.09 | 5546.61 | 783.52 | 306.00 | $XXX |  | 231.30 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113957 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 713 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 12.86 | 36.5 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.563 | No |  | 6823.18 | 5453.34 | 6823.18 | 5453.34 | 6823.18 | 1369.84 |  | $XXX |  | 29.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113956 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Self-Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 769 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  |  | 100% |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 3.42 | 7.5 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 4592.01 | 3498.15 | 4592.01 | 3498.15 | 4592.01 | 1093.86 |  | $XXX |  | 97.20 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113965 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 794 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 144 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 39.19 | 39.75 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 7.205 | No |  | 4487.85 | 4151.07 | 4487.85 | 4151.07 | 4487.85 | 336.78 |  | $XXX |  | 34.37 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119160 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 814 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Depletion | No | Yes | No |  |  |  |  |  |  | 50% |  | Audited | 12 | No | No | 0 | Yes | 112 | 0 | 1 | No | 1 | 1 | 1 | 3 | 36.61 | 41.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.176 | No |  | 14772.74 | 11769.86 | 14772.74 | 11769.86 | 14772.74 | 3002.88 |  | $XXX |  | 18.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119184 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 793 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Utilization (No DTI) | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.857 | No |  | 3761.14 | 3242.99 | 3761.14 | 3242.99 | 3680.81 | 437.82 | 80.33 | $XXX |  | 147.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000120754 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Unknown | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 779 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 16 | Business and Personal | 100% |  |  | 16 | 80% |  |  |  | No | Yes | 0 | Yes | 36 | 0 | 0 | No | 0 | 0 | 0 | 0 | 11.9 | 15.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.207 | No |  | 4375.50 | 3584.18 | 4375.50 | 3584.18 | 4375.50 | 791.32 |  | $XXX |  | 11.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118567 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 729 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 55 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 26.19 | 43.15 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 7.689 | No |  | 6449.82 | 5232.55 | 6449.82 | 5232.55 | 6449.82 | 1217.27 |  | $XXX |  | 70.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000117481 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 1 | 1 | No | 0 | 0 | 0 | 2 | 19.63 | 54.93 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.154 | No |  | 7090.32 | 5928.72 | 7090.32 | 5928.72 | 7032.32 | 1103.60 | 58.00 | $XXX |  | 65.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000113962 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 805 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 366 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 40.64 | 40.64 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 7.357 | No |  | 3224.12 | 2128.75 | 3224.12 | 2128.75 | 3224.12 | 1095.37 |  | $XXX |  | 15.56 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118572 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 807 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 61 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 31.27 | 31.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.07 | No |  | 5186.34 | 4203.92 | 5186.34 | 4203.92 | 5186.34 | 982.42 |  | $XXX |  | 65.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000111391 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 814 |  |  |  |  |  |  | US Citizen |  |  |  | 24 Month Bank Statement | No | No | Yes | 24 | Business | 100% |  | 24 |  | 100% |  |  |  | Yes | Yes | 146 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 21.89 | 32.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.134 | No |  | 4063.01 | 2988.72 | 4063.01 | 2988.72 | 4063.01 | 1074.29 |  | $XXX |  | 44.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118566 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 709 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 49 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 30.95 | 41.16 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.853 | No |  | 3356.66 | 2330.73 | 3356.66 | 2330.73 | 3196.66 | 865.93 | 160.00 | $XXX |  | 4.85 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119161 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 764 |  |  |  |  |  |  | US Citizen |  |  |  | Asset Depletion | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 8.37 | 11.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.954 | No |  | 2263.78 | 1773.71 | 2263.78 | 1773.71 | 2143.78 | 370.07 | 120.00 | $XXX |  | 905.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118571 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 140 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 43.84 | 45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.712 | No |  | 4453.18 | 3732.63 | 4453.18 | 3732.63 | 4453.18 | 720.55 |  | $XXX |  | 6.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000119183 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 823 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Utilization (No DTI) | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.813 | No |  | 4465.47 | 3684.04 | 4465.47 | 3684.04 | 4465.47 | 781.43 |  | $XXX |  | 196.80 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000118562 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 755 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Audited | 12 | Yes | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 28.46 | 37.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 | 7.514 | No |  | 2767.18 | 2150.51 | 2767.18 | 2150.51 | 2422.18 | 271.67 | 345.00 | $XXX |  | 4.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000119213 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 815 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  | Third-Party Prepared (Unaudited) | 12 | No | No | 0 | No | 0 | 2 | 0 | No | 3 | 3 | 0 | 2 | 31.62 | 46.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3518.62 | 2688.39 | 3518.62 | 2688.39 | 3143.62 | 455.23 | 375.00 | $XXX |  | 101.70 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 6000104921 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 757 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 13 | Business | 100% |  | 12 |  | 50% |  |  |  | Yes | No | 30 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 9.23 | 9.38 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.581 | No |  | 7992.31 | 5530.60 | 7992.31 | 5530.60 | 7992.31 | 2461.71 |  | $XXX |  | 168.14 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104928 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1929.57 | 1633.95 | 1929.57 | 1633.95 | 1804.57 | 170.62 | 125.00 | $XXX |  | 133.61 |  |  |  | No | 2300.00 | 0.00 | 1.19 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104923 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 743 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 50% |  | Borrower Prepared | 8 | Yes | Yes | 0 | Yes | 314 | 2 | 0 | No | 0 | 0 | 0 | 2 | 12.52 | 47.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | Yes | XXXXX | 7 | XXXXX | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.28 | No |  | 3907.23 | 3083.39 | 3907.23 | 3083.39 | 3907.23 | 823.84 |  | $XXX |  | 21.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104911 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 779 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 83 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 37.26 | 44.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.224 | No |  | 7452.81 | 5911.37 | 7452.81 | 5911.37 | 7452.81 | 1541.44 |  | $XXX |  | 8.01 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104929 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 713 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.04 |  | No |  | 1501.14 | 1203.25 | 1501.14 | 1203.25 | 1501.14 | 297.89 |  | $XXX |  | 16.87 |  |  |  | Yes | 1670.00 | 1575.00 | 1.05 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104918 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 773 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 2 | 0 | No | 2 | 2 | 0 | 3 | 22.63 | 47.5 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1465.53 | 1064.48 | 1465.53 | 1064.48 | 1465.53 | 401.05 |  | $XXX |  | 32.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104914 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 35.11 | 41.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.539 | No |  | 25575.88 | 18459.26 | 25575.88 | 18459.26 | 25575.88 | 7116.62 |  | $XXX |  | 98.90 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104930 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.03 |  | No |  | 2201.48 | 1776.86 | 2201.48 | 1776.86 | 2201.48 | 424.62 |  | $XXX |  | 103.02 |  |  |  | No | 3000.00 | 0.00 | 1.36 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104943 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 729 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2105.52 | 1793.37 | 2105.52 | 1793.37 | 2070.52 | 277.15 | 35.00 | $XXX |  | 63.60 |  |  |  | Yes | 2380.00 | 2300.00 | 1.09 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104934 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2272.58 | 1773.66 | 2272.58 | 1773.66 | 2272.58 | 498.92 |  | $XXX |  | 16.92 |  |  |  | No | 2400.00 | 0.00 | 1.06 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104935 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 732 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2013.77 | 1684.30 | 2013.77 | 1684.30 | 2013.77 | 329.47 |  | $XXX |  | 118.42 |  |  |  | Yes | 2100.00 | 2500.00 | 1.04 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104919 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 773 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 2 | 0 | No | 2 | 2 | 0 | 3 | 18.41 | 43.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1458.98 | 1064.48 | 1458.98 | 1064.48 | 1458.98 | 394.50 |  | $XXX |  | 32.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104906 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Self-Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 813 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100% | Borrower Prepared | 10 | No | No | 0 | No | 0 | 0 | 0 | No | 1 | 1 | 1 | 3 | 12.13 | 38.46 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.766 | No |  | 2131.52 | 1824.89 | 2131.52 | 1824.89 | 2131.52 | 306.63 |  | $XXX |  | 22.74 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104932 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 799 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1649.41 | 1210.85 | 1649.41 | 1210.85 | 1649.41 | 438.56 |  | $XXX |  | 14.69 |  |  |  | No | 1425.00 | 0.00 | 0.86 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104942 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3508.59 | 3058.00 | 3508.59 | 3058.00 | 3433.59 | 375.59 | 75.00 | $XXX |  | 230.62 |  |  |  | No | 3000.00 | 0.00 | 0.86 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104908 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 695 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 14 | Business | 100% |  | 12 |  | 50% | 50% |  |  | Yes | Yes | 288 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 46.37 | 49.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.849 | No |  | 5684.63 | 4138.33 | 5684.63 | 4138.33 | 5684.63 | 1546.30 |  | $XXX |  | 6.04 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104916 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 822 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 35 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 41.01 | 42.1 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.644 | No |  | 2819.64 | 1939.51 | 2819.64 | 1939.51 | 2752.97 | 813.46 | 66.67 | $XXX |  | 67.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104913 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 813 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 38.69 | 39.2 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.288 | No |  | 5498.51 | 4317.72 | 5498.51 | 4317.72 | 5498.51 | 1180.79 |  | $XXX |  | 22.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000104912 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 774 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 24 | No | 0 | 1 | 0 | No | 0 | 0 | 0 | 3 | 18.73 | 28.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.743 | No |  | 3047.70 | 2740.53 | 3047.70 | 2740.53 | 3047.70 | 307.17 |  | $XXX |  | 46.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117022 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 732 |  |  |  |  |  |  | US Citizen |  |  |  | Asset Depletion | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 34.08 | 39.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.794 | No |  | 7056.09 | 5532.54 | 7056.09 | 5532.54 | 7056.09 | 1523.55 |  | $XXX |  | 227.16 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117024 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2412.48 | 1719.81 | 2412.48 | 1719.81 | 2412.48 | 692.67 |  | $XXX |  | 24.44 |  |  |  | No | 3600.00 | 0.00 | 1.49 |  | No |  | No | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117023 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 726 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1239.01 | 925.44 | 1239.01 | 925.44 | 1239.01 | 313.57 |  | $XXX |  | 35.04 |  |  |  | Yes | 1900.00 | 2000.00 | 1.53 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117027 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3752.94 | 2364.94 | 3752.94 | 2364.94 | 3494.94 | 1130.00 |  | $XXX |  | 7.73 |  |  |  | No | 4800.00 | 0.00 | 1.28 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117029 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 27.37 | 37.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.018 | No |  | 15024.25 | 11476.47 | 15024.25 | 11476.47 | 14790.92 | 3314.45 | 233.33 | $XXX |  | 9.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117030 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 740 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2431.95 | 1995.91 | 2431.95 | 1995.91 | 2431.95 | 436.04 |  | $XXX |  | 47.57 |  |  |  | Yes | 2750.00 | 3000.00 | 1.13 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117031 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 729 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 1 | 5.42 | 11.11 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.38 | No |  | 4017.54 | 3601.89 | 4017.54 | 3601.89 | 3837.54 | 235.65 | 180.00 | $XXX |  | 11.77 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117032 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 707 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100% |  | Borrower Prepared | 12 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 35.96 | 45.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.393 | No |  | 7490.93 | 6085.01 | 7490.93 | 6085.01 | 7490.93 | 1405.92 |  | $XXX |  | 7.69 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117033 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 817 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1065.89 | 823.31 | 1065.89 | 823.31 | 1065.89 | 242.58 |  | $XXX |  | 30.45 |  | Yes |  | Yes | 1650.00 | 1650.00 | 1.55 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117035 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 804 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2789.70 | 1500.79 | 2789.70 | 1500.79 | 2746.37 | 1245.58 | 43.33 | $XXX |  | 69.33 |  |  |  | Yes | 3400.00 | 3400.00 | 1.22 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117036 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 695 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3204.18 | 2506.18 | 3204.18 | 2506.18 | 3204.18 | 698.00 |  | $XXX |  | 17.68 |  |  |  | Yes | 2800.00 | 3075.00 | 0.87 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117025 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 685 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 50% | 50% |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 12.68 | 26.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.395 | No |  | 9021.77 | 6989.63 | 9021.77 | 6989.63 | 8716.77 | 1727.14 | 305.00 | $XXX |  | 5.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117037 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 684 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2007.31 | 1212.69 | 2007.31 | 1212.69 | 2007.31 | 794.62 |  | $XXX |  | 71.37 |  |  |  | Yes | 2500.00 | 2525.00 | 1.25 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117039 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 684 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2583.60 | 1753.35 | 2583.60 | 1753.35 | 2583.60 | 830.25 |  | $XXX |  | 15.18 |  |  |  | Yes | 4000.00 | 3895.00 | 1.51 |  | No |  | No | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117041 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 773 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1349.98 | 1105.08 | 1349.98 | 1105.08 | 1349.98 | 244.90 |  | $XXX |  | 66.76 |  |  |  | Yes | 1900.00 | 1600.00 | 1.19 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117043 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3786.68 | 2936.77 | 3786.68 | 2936.77 | 3786.68 | 849.91 |  | $XXX |  | 24.27 |  |  |  | Yes | 3800.00 | 3800.00 | 1.00 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117034 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 730 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 51% |  |  |  | Yes | Yes | 69 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 28.7 | 45.49 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.076 | No |  | 2356.86 | 1882.81 | 2356.86 | 1882.81 | 2356.86 | 474.05 |  | $XXX |  | 33.62 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117044 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 688 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1883.65 | 1484.95 | 1883.65 | 1484.95 | 1871.15 | 386.20 | 12.50 | $XXX |  | 18.01 |  |  |  | Yes | 2125.00 | 1890.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117046 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 669 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1196.36 | 1022.95 | 1196.36 | 1022.95 | 1196.36 | 173.41 |  | $XXX |  | 125.13 |  |  |  | Yes | 1700.00 | 1600.00 | 1.34 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117047 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 669 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 967.73 | 718.30 | 967.73 | 718.30 | 976.89 | 258.59 |  | $XXX |  | 110.93 |  |  |  | Yes | 1534.00 | 1534.00 | 1.57 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117048 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 669 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1524.08 | 1164.89 | 1524.08 | 1164.89 | 1524.08 | 359.19 |  | $XXX |  | 106.71 |  |  |  | Yes | 1950.00 | 1800.00 | 1.18 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117050 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 669 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1077.67 | 790.13 | 1077.67 | 790.13 | 1077.67 | 287.54 |  | $XXX |  | 12.41 |  |  |  | Yes | 1450.00 | 1200.00 | 1.11 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117040 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 717 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 31.4 | 36.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | Yes | XXXXX | 7 | XXXXX | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.905 | No |  | 3623.13 | 3306.60 | 3623.13 | 3306.60 | 3596.05 | 289.45 | 27.08 | $XXX |  | 7.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117053 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 12 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 14.22 | 26.4 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.763 | No |  | 2815.43 | 2175.63 | 2815.43 | 2175.63 | 2815.43 | 639.80 |  | $XXX |  | 26.50 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117049 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100% |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 120 | No | 0 | 2 | 0 | No | 2 | 2 | 2 | 3 | 13.45 | 29.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.562 | No |  | 11564.85 | 9955.07 | 11564.85 | 9955.07 | 11535.68 | 1580.61 | 29.17 | $XXX |  | 32.99 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117026 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2967.69 | 2295.97 | 2967.69 | 2295.97 | 2967.69 | 671.72 |  | $XXX |  | 17.17 |  |  |  | No | 4900.00 | 0.00 | 1.65 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117028 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3740.71 | 3146.69 | 3740.71 | 3146.69 | 3740.71 | 594.02 |  | $XXX |  | 58.19 |  |  |  | No | 5000.00 | 0.00 | 1.34 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117056 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1098.61 | 728.51 | 1098.61 | 728.51 | 803.78 | 75.27 | 294.83 | $XXX |  | 206.25 |  |  |  | No | 1100.00 | 0.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 6000117052 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 709 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 |  | No |  | 4311.30 | 3560.96 | 4311.30 | 3560.96 | 4311.30 | 750.34 |  | $XXX |  | 6.38 |  |  |  | Yes | 4550.00 | 5500.00 | 1.06 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117045 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 740 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2449.68 | 1933.89 | 2449.68 | 1933.89 | 2449.68 | 515.79 |  | $XXX |  | 237.22 |  |  |  | No | 2000.00 | 0.00 | 0.82 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117038 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 3173.38 | 2528.15 | 3173.38 | 2528.15 | 3173.38 | 645.23 |  | $XXX |  | 24.00 |  |  |  | No | 2600.00 | 0.00 | 0.82 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117042 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 719 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 6981.08 | 5255.43 | 6981.08 | 5255.43 | 6981.08 | 1725.65 |  | $XXX |  | 343.67 |  |  |  | No | 9866.67 | 0.00 | 1.41 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117055 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 100% |  |  |  | Yes | Yes | 54 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 13.85 | 39.55 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.689 | No |  | 2387.39 | 1674.98 | 2387.39 | 1674.98 | 2387.39 | 712.41 |  | $XXX |  | 20.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117054 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Asset Depletion | No | Yes | No |  |  |  |  |  |  | 100% |  |  |  | Yes | Yes | 264 | No | 0 | 0 | 2 | No | 0 | 0 | 0 | 2 | 26.92 | 41.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.547 | No |  | 18767.66 | 16582.30 | 18767.66 | 16582.30 | 18767.66 | 2185.36 |  | $XXX |  | 125.28 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117057 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 18 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 720 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 |  | No |  | 8819.09 | 6745.42 | 8819.09 | 6745.42 | 8819.09 | 2073.67 |  | $XXX |  | 77.02 |  |  |  | No | 15000.00 | 0.00 | 1.70 |  | Yes | XXX | No | No | XXX | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117059 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 766 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100% |  | Borrower Prepared | 12 | No | No | 0 | Yes | 144 | 2 | 2 | No | 3 | 3 | 1 | 3 | 2.12 | 12.29 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 7.273 | No |  | 13250.74 | 12499.86 | 13250.74 | 12499.86 | 13250.74 | 750.88 |  | $XXX |  | 203.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117061 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  |  |  |  |  | Yes | Yes | 240 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 19.91 | 27.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Community does not Participate | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.793 | No |  | 4034.44 | 2821.40 | 4034.44 | 2821.40 | 3775.94 | 954.54 | 258.50 | $XXX |  | 25.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117058 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 685 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 4942.53 | 3705.45 | 4942.53 | 3705.45 | 4942.53 | 1237.08 |  | $XXX |  | 12.62 |  |  |  | No | 5500.00 | 0.00 | 1.11 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117063 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 717 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100% |  | 12 |  | 99% |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 17.19 | 47.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2495.51 | 1937.14 | 2495.51 | 1937.14 | 2495.51 | 558.37 |  | $XXX |  | 174.87 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117064 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 799 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2106.54 | 1331.85 | 2106.54 | 1331.85 | 1930.54 | 598.69 | 176.00 | $XXX |  | 43.79 |  |  |  | Yes | 1900.00 | 2900.00 | 0.90 |  | Yes | XXX | No | Yes | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117065 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 735 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 1385.26 | 782.60 | 1385.26 | 782.60 | 1385.26 | 602.66 |  | $XXX |  | 103.83 |  |  |  | No | 1650.00 | 0.00 | 1.19 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117060 | XXXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Asset Utilization (No DTI) | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.92 | No |  | 4230.65 | 3777.34 | 4230.65 | 3777.34 | 4203.15 | 425.81 | 27.50 | $XXX |  | 465.20 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117051 | XXXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business and Personal | 100% |  |  | 12 | 33% |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 31.45 | 36.38 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 | 6.273 | No |  | 11807.81 | 9509.23 | 11807.81 | 9509.23 | 11807.81 | 2298.58 |  | $XXX |  | 93.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117066 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.02 |  | No |  | 3575.56 | 2433.18 | 3575.56 | 2433.18 | 3575.56 | 1142.38 |  | $XXX |  | 100.02 |  |  |  | Yes | 3900.00 | 3800.00 | 1.06 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 6000117062 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Complete | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 711 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 0.05 |  | No |  | 2298.88 | 1995.37 | 2298.88 | 1995.37 | 2278.46 | 283.09 | 20.42 | $XXX |  | 81.61 |  |  |  | No | 2300.00 | 0.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 4**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan ID** | **Originator Loan ID** | **Original Loan Amount** | **Initial Compliance Loan Grades DBRS** | **Initial Compliance Loan Grades Fitch** | **Initial Compliance Loan Grades Kroll** | **Initial Compliance Loan Grades Moody's** | **Initial Compliance Loan Grades S&P** | **Final Compliance Loan Grades DBRS** | **Final Compliance Loan Grades Fitch** | **Final Compliance Loan Grades Kroll** | **Final Compliance Loan Grades Moody's** | **Final Compliance Loan Grades S&P** |
| 4000107786 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108139 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000106286 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108045 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112043 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111373 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111366 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113950 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000113952 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A C D | N/A | N/A | N/A | N/A | N/A B |
| 4000112559 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000112558 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000112557 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000112556 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000113951 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000113955 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113938 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000113940 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118575 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000117961 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000119166 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A B |
| 4000113608 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120448 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119162 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121302 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119156 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119169 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000120450 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000123052 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000116600 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120759 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113974 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000120758 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000123243 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121304 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119157 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000087734 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000117558 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000103183 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000117557 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000106284 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108043 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000104716 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108777 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000107083 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000107977 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000108087 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000110032 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111698 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000109948 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000108785 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114881 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000109830 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000115325 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114793 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000114809 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000118219 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112877 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115829 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115486 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119153 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117873 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000114596 | XXXXX |  | $XXXXXX B | N/A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A | N/A B |
| 4000119702 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118439 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118881 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118880 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000116389 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000120065 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119866 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120057 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118077 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120691 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000122509 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000122034 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119865 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000121247 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120647 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119875 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115093 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000123833 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118283 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000104076 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000100738 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 4000106710 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000106711 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000107966 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111260 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000107971 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111068 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111045 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000111046 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111041 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000113396 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111092 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111134 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111132 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111096 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000111406 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000111098 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113395 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000114346 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000115714 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000115327 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000111094 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000111099 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000111105 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000111109 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000117212 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117747 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000112416 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117207 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000116673 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000113682 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118546 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000114645 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118548 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000117210 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000119835 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000119330 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112627 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000117208 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000112061 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000119009 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000118019 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000118781 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000105271 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000112881 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000113180 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000114782 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000114785 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000115100 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000115399 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 4000115813 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000117609 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000117612 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000117825 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000117829 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000118626 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000119694 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000119701 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000119880 | XXXXX |  | $XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000120092 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000120094 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000120582 | XXXXX |  | $XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000121663 | XXXXX |  | $XXXXXX C | N/A | N/A | N/A | N/A | N/A D B | N/A | N/A | N/A | N/A | N/A B |
| 4000106283 | XXXXX | XXXXX | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000106320 | XXXXX | XXXXX | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000106298 | XXXXX | XXXXX | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000106316 | XXXXX | XXXXX | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000106323 | XXXXX | XXXXX | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000106314 | XXXXX | XXXXX | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000120452 | XXXXX | XXXXX | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000108786 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000113733 | XXXXX |  | $XXXXXX C | D | D | D | D | D A | A | A | A | A | A |
| 4000114923 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000115853 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D B | A | A | A | A | A B |
| 4000116392 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000118954 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | B | B | B | B | B A |
| 4000120693 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000119181 | XXXXX |  | $XXXXXX D | A | A | A | A | A D B | A | A | A | A | A B |
| 4000119743 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000110819 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000118647 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000104326 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000106307 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000103181 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000106305 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000108058 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000108057 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000108063 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000108050 | XXXXX |  | $XXXXXX C | C | C | C | C | C A | A | A | A | A | A |
| 4000106312 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000108070 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000111385 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000113964 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000111393 | XXXXX |  | $XXXXXX D | A | A | A | A | A C D | A | A | A | A | A |
| 4000113968 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000113969 | XXXXX |  | $XXXXXX A | D | D | D | D | D C A | A | A | A | A | A |
| 4000113963 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000113058 | XXXXX |  | $XXXXXX B | B | B | B | B | B A | A | A | A | A | A B |
| 4000113967 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000113959 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000113957 | XXXXX |  | $XXXXXX A | B | B | B | B | B C A | A | A | A | A | A |
| 4000113956 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000113965 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000119160 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000119184 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000120754 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000118567 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000117481 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000113962 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000118572 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000111391 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000118566 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000119161 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 4000118571 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000119183 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000118562 | XXXXX |  | $XXXXXX A | A | A | A | A | A D | A | A | A | A | A |
| 4000119213 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D | A | A | A | A | A |
| 6000104921 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104928 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104923 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D | B | B | B | B | B A |
| 6000104911 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104929 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104918 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104914 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104930 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000104943 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000104934 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000104935 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000104919 | XXXXX |  | $XXXXXX B | A | A | A | A | A B | A | A | A | A | A B |
| 6000104906 | XXXXX |  | $XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| 6000104932 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104942 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104908 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000104916 | XXXXX |  | $XXXXXX D | B | B | B | B | B A D | B | B | B | B | B A |
| 6000104913 | XXXXX |  | $XXXXXX D | B | B | B | B | B A D | B | B | B | B | B A |
| 6000104912 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | B | B | B | B | B A |
| 6000117022 | XXXXX |  | $XXXXXX C | C | C | C | C | C A | A | A | A | A | A |
| 6000117024 | XXXXX |  | $XXXXXX D | A | A | A | A | A C D | A | A | A | A | A |
| 6000117023 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117027 | XXXXX |  | $XXXXXX A | D | D | D | D | D A | A | A | A | A | A |
| 6000117029 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D | B | B | B | B | B A |
| 6000117030 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117031 | XXXXX |  | $XXXXXX A | B | B | B | B | B A | A | A | A | A | A |
| 6000117032 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117033 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117035 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117036 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117025 | XXXXX |  | $XXXXXX C | B | B | B | B | B A C | A | A | A | A | A B |
| 6000117037 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117039 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117041 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117043 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117034 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117044 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117046 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000117047 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000117048 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000117050 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000117040 | XXXXX |  | $XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| 6000117053 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117049 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D | A | A | A | A | A |
| 6000117026 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117028 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117056 | XXXXX |  | $XXXXXX A | A | A | A | A | A C | A | A | A | A | A |
| 6000117052 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000117045 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117038 | XXXXX |  | $XXXXXX D | A | A | A | A | A C D B | A | A | A | A | A B |
| 6000117042 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117055 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D | A | A | A | A | A |
| 6000117054 | XXXXX |  | $XXXXXX D | C | C | C | C | C A D | A | A | A | A | A |
| 6000117057 | XXXXX |  | $XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| 6000117059 | XXXXX |  | $XXXXXX D | B | B | B | B | B A D | A | A | A | A | A |
| 6000117061 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117058 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117063 | XXXXX |  | $XXXXXX D | B | B | B | B | B A D | A | A | A | A | A |
| 6000117064 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| 6000117065 | XXXXX |  | $XXXXXX D | A | A | A | A | A D B | A | A | A | A | A B |
| 6000117060 | XXXXX |  | $XXXXXX C | C | C | C | C | C A | A | A | A | A | A |
| 6000117051 | XXXXX |  | $XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| 6000117066 | XXXXX |  | $XXXXXX D | A | A | A | A | A D | A | A | A | A | A |
| 6000117062 | XXXXX |  | $XXXXXX A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 5**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Originator Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 4000106286 | XXXXX |  | DSCR | 0.97 | 1.00 | XXX Rent/ XXX PITIA = XXX DSCR |
| 4000106286 | XXXXX |  | T & I Payment | $551.04 | $572.00 | XXX Hazard Insurance + XXX Tax = XXX T & I |
| 4000111366 | XXXXX |  | Property Type | Townhouse | PUD | Per appraisal, subject is a townhome |
| 4000113950 | XXXXX |  | Origination Date | XXXX | XXXX | XXX XX/XX/XXXX |
| 4000113950 | XXXXX |  | Escrows | 0-No Escrows | 4-Taxes and Insurance | no XXX |
| 4000113952 | XXXXX |  | DSCR | 0.90 | 0.80 | XXX Rent / XXX PITIA = XXX DSCR |
| 4000112559 | XXXXX |  | DSCR | 1.44 | 1.35 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000112559 | XXXXX |  | Origination Date | XXXX | XXXX | XXX XX/XX/XXXX |
| 4000112558 | XXXXX |  | DSCR | 1.42 | 1.35 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000112557 | XXXXX |  | DSCR | 1.42 | 1.35 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000112556 | XXXXX |  | DSCR | 1.42 | 1.35 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000113955 | XXXXX |  | T & I Payment | $749.53 | $862.00 | XXX Insurance + XXX Tax + XXX HOA = XXX T&I |
| 4000113940 | XXXXX |  | T & I Payment | $421.50 | $431.00 | XXX Insurance + XXX Tax = XXX T&I |
| 4000118575 | XXXXX |  | T & I Payment | $1274.35 | $1321.00 | XXX Insurance + XXX Tax + XXX HOA = XXX T&I + HOA |
| 4000117961 | XXXXX |  | T & I Payment | $560.12 | $575.00 | XXX Tax + XXX Insurance = XXX T&I |
| 4000117961 | XXXXX |  | Origination Date | XXXX | XXXX | XXX XX/XX/XXXX |
| 4000119166 | XXXXX |  | DSCR | 1.09 | 1.05 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000119166 | XXXXX |  | Mo Pymt (P&I) | 2031.26 | 2201.29 | Note reflects XXX |
| 4000120448 | XXXXX |  | DSCR | 1.10 | 1.08 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000120448 | XXXXX |  | T & I Payment | $1581.12 | $1546.00 | XXX Tax + XXX Insurance = XXX T&I |
| 4000119162 | XXXXX |  | Property Type | Townhouse | SFR | XXX PUD |
| 4000119156 | XXXXX |  | T & I Payment | $584.03 | $587.00 | XXX Tax + XXX Insurance = XXX T&I |
| 4000119169 | XXXXX |  | T & I Payment | $604.69 | $566.00 | XXX Tax + XXX Ins = XXX T&I |
| 4000120450 | XXXXX |  | DSCR | 1.23 | 1.31 | XXX Market Rents / XXX PITIA = XX/XX/XXXX DSCR |
| 4000120450 | XXXXX |  | T & I Payment | $1363.28 | $1194.00 | XXX Tax + XXX Ins + XXX Flood = XXX T&I |
| 4000123052 | XXXXX |  | DSCR | 0.71 | 1.00 | XXX Rent / XXX PITIA = XXX DSCR |
| 4000123052 | XXXXX |  | Mo Pymt (P&I) | 3176.14 | 3057.71 | Note reflects XXX |
| 4000123052 | XXXXX |  | T & I Payment | $742.30 | $680.00 | XXX Tax + XXX Ins = XXX T&I |
| 4000120759 | XXXXX |  | DSCR | 0.79 | 0.77 | XXX Rent / XXX PITIA = XXX DSCR |
| 4000120759 | XXXXX |  | T & I Payment | $1485.41 | $1563.00 | XXX Insurance + XXX Tax + XXX HOA= XXX T&I |
| 4000113974 | XXXXX |  | DSCR | 1.09 | 1.00 | XXX Rent / XXX PITIA = XX/XX/XXXX DSCR |
| 4000113974 | XXXXX |  | Mo Pymt (P&I) | 845.97 | 996.95 | P&I is XXX |
| 4000120758 | XXXXX |  | T & I Payment | $824.11 | $862.00 | XXX Insurance + XXX Tax = XXX T&I |
| 4000123243 | XXXXX |  | Escrows | 4-Taxes and Insurance | 0-No Escrows | Taxes and Insurance |
| 4000087734 | XXXXX |  | Qualifying FICO | 820 | 714 | FICO XXX from credit report XX/XX/XXXX |
| 4000087734 | XXXXX |  | DSCR | 0.69 | 0.60 | XXX gross rents / XXX PITIA = XXX DSCR |
| 4000087734 | XXXXX |  | T & I Payment | 427.28 | 958.00 | Taxes XXX + Insurance XXX = XXX T&I |
| 4000103183 | XXXXX |  | DSCR | 0.54 | 0.50 | XXX Market Rent / XXX = XXX DSCR |
| 4000103183 | XXXXX |  | T & I Payment | 1519.97 | 1428 | XXX Taxes + XXX Ins + XXX + XXX HOA = XXX |
| 4000117557 | XXXXX |  | DSCR | 1.15 | 1.04 | XXX Mkt Rents / XXX PITIA = XX/XX/XXXX DSCR |
| 4000107977 | XXXXX |  | Mo. Hazard | 227 | 200 | Hazard insurance in file reflects XXX |
| 4000114809 | XXXXX |  | Mo. Tax | 896.57 | 1067.71 | Taxes taken from title. |
| 4000108777 | XXXXX |  | STR | STR | FALSE | XXX in file |
| 4000109830 | XXXXX |  | Qualifying FICO | 760 | 758 | FICO XXX per credit report in file dated XX/XX/XXXX |
| 4000117873 | XXXXX |  | DSCR | 1.760587271 | 1.722 | Income $XXX/ P&I $XXX+Taxes $XXX+Ins XXX |
| 4000118881 | XXXXX |  | Months Reserves | 32.42964603 | 131.19 | XXX #XXX reflects XXX (all at XXX% of value) #XXX #XXX #XXX |
| 4000107966 | XXXXX |  | DSCR | 0.98 | 0.83 | Monthly Rental Income XXX / XXX PITIA = XXX DSCR |
| 4000111092 | XXXXX |  | DSCR | 0.87 | 0.97 | XXX Monthly Rent / XXX PITIA = XXX DSCR |
| 4000113395 | XXXXX |  | DSCR | 0.82 | 0.79 | Appraisal reflects no HOA dues. XXX Market Rent / XXX PITIA = XXX DSCR |
| 4000113682 | XXXXX |  | DSCR | 0.84 | 0.79 | XXX Monthly Rent per Lease Addendum / XXX PITIA = XXX DSCR |
| 4000118548 | XXXXX |  | DSCR | 0.94 | 0.88 | XXX P&I is XXX according to the Note in file. Making DSCR XXX |
| 4000119330 | XXXXX |  | DSCR | 0.92 | 0.94 | XXX Monthly Market Rent / XXX PITIA = XXX DSCR |
| 4000106316 | XXXXX | XXXXX | Borrower 1 FTHB | TRUE | N | Confirmed on the Final 1003 and verification of rent payments. |
| 4000106314 | XXXXX | XXXXX | Borrower 1 FTHB | TRUE | N | Borrower is a FTHB |
| 4000108786 | XXXXX |  | Borrower 1 Self-Employment Flag | No | Yes | B2 is XXX, B1 is not |
| 4000108786 | XXXXX |  | Qualifying Total Reserves Number of Months | 9.87 | 29.52 | verified assets at the time of closing |
| 4000113733 | XXXXX |  | Borrower 1 Origination Equifax | 736 | 751 | broker v lender CBR |
| 4000113733 | XXXXX |  | Borrower 1 Origination Experian | 751 | 736 | broker v lender CBR |
| 4000113733 | XXXXX |  | Qualifying Total Debt Income Ratio | 34.06 | 34.01 | Using debt payments from the origination credit report. |
| 4000113733 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Nominal variance, no impact on qualification or guideline compliance |
| 4000114923 | XXXXX |  | Qualifying Total Reserves Number of Months | 25.59 | 25.13 | Per asset docs in the file |
| 4000116392 | XXXXX |  | Qualifying Total Reserves Number of Months | 102.44 | 105 | assets from most recent Statements |
| 4000118954 | XXXXX |  | Qualifying Total Reserves Number of Months | 541.83 | 867.99 | Per assets in the file. LM is using the additional primary residence as a liability associated with the reserves calculation |
| 4000120693 | XXXXX |  | Qualifying Housing Debt Income Ratio | 36.86 | 36.75 | Lender using a higher qualifying income |
| 4000120693 | XXXXX |  | Qualifying Total Debt Income Ratio | 47.76 | 47.62 | Lender using a higher qualifying income |
| 4000120693 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Lender using a higher qualifying income |
| 4000119181 | XXXXX |  | Qualifying Total Reserves Number of Months | 8.47 | 8.34 | Nominal variance, no impact on qualification or guideline compliance |
| 4000119181 | XXXXX |  | Qualifying Housing Debt Income Ratio | 24.49 | 24.14 | Nominal variance, no impact on qualification or guideline compliance |
| 4000119181 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Nominal variance, no impact on qualification or guideline compliance |
| 4000119743 | XXXXX |  | Qualifying Total Reserves Number of Months | 13.76 | 14.07 | Based on verified assets in file from the accts listed on the F1003 with unsourced deposit subtracted. |
| 4000119743 | XXXXX |  | Qualifying Housing Debt Income Ratio | 19.72 | 20.89 | Lenders P&I payment is incorrect |
| 4000119743 | XXXXX |  | Qualifying Total Debt Income Ratio | 31.41 | 32.58 | Lenders P&I payment is incorrect |
| 4000119743 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Lenders P&I payment is incorrect |
| 4000104326 | XXXXX |  | First Payment Date | XXXX | XXXX | Verified with the note |
| 4000104326 | XXXXX |  | Maturity Date | XXXX | XXXX | Verified with the Note |
| 4000104326 | XXXXX |  | MIN No | XXXX | XXXX | Verified with the Security Instrument |
| 4000104326 | XXXXX |  | ULI | XXXXX | XXXXX | Verified with the Final 1003 |
| 4000104326 | XXXXX |  | Qualifying Total Reserves Number of Months | 38.28 | 40.54 | Verified with the liabilities |
| 4000104326 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities |
| 4000106307 | XXXXX |  | MIN No | XXXX | XXXX | Confirmed page XXX |
| 4000106307 | XXXXX |  | Application Date | XXXX | XXXX | Confirmed page XXX |
| 4000106307 | XXXXX |  | Property Value | XXXX | XXXX | AVM appraisal page XXX lists value at XXX Full Appraisal is missing and loan has been conditioned. |
| 4000106307 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | income calculated and reduced to match Final 1003 for more conservative review. no XXX or income calculator was provided. |
| 4000103181 | XXXXX |  | Property Value | XXXX | XXXX | The Fannie form XXX dated XX/XX/XXXX States the value as XXX |
| 4000103181 | XXXXX |  | Qualifying Total Reserves Number of Months | 34.94 | 14.21 | The post closing assets =XXX |
| 4000103181 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | There is no guideline residual income requirement for DTI's less than XXX% |
| 4000106305 | XXXXX |  | Property Value | XXXX | XXXX | XXX confirmed using appraisal report, tape data reflect purchase price. |
| 4000106305 | XXXXX |  | Qualifying Total Reserves Number of Months | 10.39 | 9.22 | XXX confirmed using most recent bank Statement. |
| 4000108058 | XXXXX |  | ULI | XXXXX | XXXXX | Verified to 1003 |
| 4000108058 | XXXXX |  | Qualifying Total Reserves Number of Months | 59.27 | -0.33 | Verified to assets |
| 4000108058 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Based on verified income and total debts |
| 4000108057 | XXXXX |  | ULI | XXXXX | XXXXX | Per Final 1003 |
| 4000108057 | XXXXX |  | Qualifying Total Reserves Number of Months | 26.02 | 25.85 | Per assets |
| 4000108057 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Per monthly income less all debts |
| 4000108063 | XXXXX |  | ULI | XXXXX | XXXXX | Verified with the Final 1003 |
| 4000108063 | XXXXX |  | Qualifying Total Reserves Number of Months | 98.71 | 98.11 | Verified with the most recent asset Statements. |
| 4000108063 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities |
| 4000108050 | XXXXX |  | Property Value | XXXX | XXXX | XXX confirmed using appraisal report, tape data reflects sale price. |
| 4000108050 | XXXXX |  | Application Date | XXXX | XXXX | Applicated date XX/XX/XXXX confirmed using Initial 1003 and E Consent. |
| 4000108050 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | XXX confirmed using total income minus total liabilities. |
| 4000106312 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Residual income based on verified income of XXX and total debts of $XXX. |
| 4000108070 | XXXXX |  | MIN No | XXXX | XXXX | Verified with the Security Instrument |
| 4000108070 | XXXXX |  | Application Date | XXXX | XXXX | Verified with the initial 1003 |
| 4000108070 | XXXXX |  | Qualifying FICO | 764 | 721 | Verified with the primary wage earners middle score from the provided credit report. |
| 4000108070 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities |
| 4000111385 | XXXXX |  | MIN No | XXXX | XXXX | Per Note |
| 4000111385 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Per monthly income less all debts |
| 4000113964 | XXXXX |  | ULI | XXXXX | XXXXX | Verified to 1003 |
| 4000113964 | XXXXX |  | Qualifying Total Reserves Number of Months | 29.88 | 26.84 | Verified to assets |
| 4000113964 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Based on verified income and total debts |
| 4000111393 | XXXXX |  | First Payment Date | XXXX | XXXX | Verified to Note |
| 4000111393 | XXXXX |  | Maturity Date | XXXX | XXXX | Verified to Note |
| 4000111393 | XXXXX |  | Property Value | XXXX | XXXX | Verified to appraisal value and loan approval |
| 4000111393 | XXXXX |  | Qualifying LTV | 81.91 | 74.66 | Verified to XXX loan approval |
| 4000111393 | XXXXX |  | Qualifying CLTV | 81.91 | 74.66 | Verified to XXX loan approval |
| 4000111393 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Based on verified income and total debts |
| 4000113968 | XXXXX |  | Application Date | XXXX | XXXX | The initial application is dated XXX |
| 4000113968 | XXXXX |  | Property Type | PUD | Single Family Detached | The appraisal and collateral documents indicate the property being part of a planned unit development. |
| 4000113969 | XXXXX |  | ULI | XXXXX | XXXXX | Per Final 1003 |
| 4000113969 | XXXXX |  | Property Type | PUD | Single Family Detached | Per appraisal |
| 4000113969 | XXXXX |  | Qualifying Total Reserves Number of Months | 112.5 | 190.59 | Per XXX |
| 4000113969 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Per XXX |
| 4000113963 | XXXXX |  | Property Value | XXXX | XXXX | Confirmed XXX per appraisal. |
| 4000113963 | XXXXX |  | Application Date | XXXX | XXXX | Confirmed XXX as XX/XX/XXXX. |
| 4000113963 | XXXXX |  | ULI | XXXXX | XXXXX | Entered as Per 1003. |
| 4000113963 | XXXXX |  | Qualifying Total Reserves Number of Months | 53.06 | 17.45 | Assets entered per XXX exchange and bank Statements. |
| 4000113963 | XXXXX |  | Prepayment Penalty | No | Yes | No XXX rider. Rate lock also indicates no XXX. |
| 4000113963 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Residual income differs due to new subject property PITIA. |
| 4000113058 | XXXXX |  | MIN No | XXXX | XXXX | Per Note |
| 4000113058 | XXXXX |  | Application Date | XXXX | XXXX | Per Initial 1003 |
| 4000113058 | XXXXX |  | ULI | XXXXX | XXXXX | Per Final 1003 |
| 4000113058 | XXXXX |  | Qualifying FICO | 798 | 797 | Per guidelines using primary Borrowers middle credit score, which is Borrower |
| 4000113058 | XXXXX |  | Qualifying Total Reserves Number of Months | 203.09 | 199.78 | Per assets |
| 4000113058 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Per monthly income less all debts |
| 4000113967 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities. |
| 4000113959 | XXXXX |  | Property Value | XXXX | XXXX | Verified with the appraisal, the lower purchase price used to qualify. |
| 4000113959 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities. |
| 4000113957 | XXXXX |  | Property Value | XXXX | XXXX | Verified with the appraisal, the lower purchase price used to qualify. |
| 4000113957 | XXXXX |  | Qualifying Total Reserves Number of Months | 29.98 | -2.61 | Verified with the most recent asset Statement. |
| 4000113957 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities. |
| 4000113956 | XXXXX |  | Property Value | XXXX | XXXX | Audit value is the appraisal value. The tape value is the sales price. |
| 4000113956 | XXXXX |  | Qualifying Total Reserves Number of Months | 97.2 | 74.49 | Audit reserves are confirmed from the bank Statements in file. |
| 4000113956 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Audit calculation is calculated by taking the total income minus the total liabilities. |
| 4000113965 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Based on verified income and total debts |
| 4000119160 | XXXXX |  | Property Value | XXXX | XXXX | Confirmed, XXX is purchase price, XXX is value on appraisal. |
| 4000119160 | XXXXX |  | MIN No | XXXX | XXXX | Confirmed on mortgage in file. |
| 4000119160 | XXXXX |  | Property Type | Single Family Detached | PUD | Confirmed on appraisal in file. |
| 4000119160 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Confirmed after PITIA and all other disclosed debts. |
| 4000119184 | XXXXX |  | Property Value | XXXX | XXXX | Audit value is the appraisal value. The tape value is the sales price. |
| 4000120754 | XXXXX |  | Property Value | XXXX | XXXX | Confirmed on appraisal in file. |
| 4000120754 | XXXXX |  | MIN No | XXXX | XXXX | Confirmed on Mortgage in file. |
| 4000120754 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Confirmed after PITIA for subject and debts reflected on credit report with verified income. |
| 4000118567 | XXXXX |  | Maturity Date | XXXX | XXXX | Verified with the Note. |
| 4000118567 | XXXXX |  | First Payment Date | XXXX | XXXX | Verified with the note. |
| 4000118567 | XXXXX |  | Property Value | XXXX | XXXX | Verified with the appraisal, the lower purchase price used to qualify, |
| 4000118567 | XXXXX |  | ULI | XXXXX | XXXXX | Verified with the Final 1003 |
| 4000118567 | XXXXX |  | MIN No | XXXX | XXXX | Verified with the Security Instrument. |
| 4000118567 | XXXXX |  | Qualifying Total Reserves Number of Months | 70.89 | 74.36 | Verified with the most recent asset Statements. |
| 4000118567 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Verified with the income and liabilities. |
| 4000117481 | XXXXX |  | ULI | XXXXX | XXXXX | Audit ULI confirmed from the final loan application |
| 4000117481 | XXXXX |  | Qualifying FICO | 794 | 756 | Audit is using the middle score of the primary wage earner as required by the guidelines. |
| 4000117481 | XXXXX |  | Qualifying Total Reserves Number of Months | 65.98 | 109.71 | Audit reserves are confirmed from the asset Statements in file. |
| 4000117481 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Audit residual income is calculated by taking the total income minus the total liabilities. |
| 4000113962 | XXXXX |  | ULI | XXXXX | XXXXX | Taken from Final 1003 |
| 4000113962 | XXXXX |  | Property Value | XXXX | XXXX | Taken from appraised value |
| 4000113962 | XXXXX |  | Application Date | XXXX | XXXX | Taken from XXX |
| 4000118572 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | True data is correct, per review |
| 4000111391 | XXXXX |  | ULI | XXXXX | XXXXX | The Audited ULI of XXX is correct. |
| 4000111391 | XXXXX |  | Property Value | XXXX | XXXX | The appraisal dated XXX valued the property at XXX |
| 4000111391 | XXXXX |  | MIN No | XXXX | XXXX | The Audited MIN of XXX is correct. |
| 4000111391 | XXXXX |  | Qualifying Total Reserves Number of Months | 44.65 | 30.73 | The post closing asset =XXX. |
| 4000118566 | XXXXX |  | Note Date | XXXX | XXXX | XXX- Per Note XX/XX/XXXX |
| 4000118566 | XXXXX |  | ULI | XXXXX | XXXXX | ULI- Per 1003 XXX |
| 4000118566 | XXXXX |  | Qualifying Total Reserves Number of Months | 4.85 | 4.69 | XXX- Assets in file from XXX Bank-$XXX. - Closing cost- XXX |
| 4000119161 | XXXXX |  | ULI | XXXXX | XXXXX | Per Final 1003 |
| 4000119161 | XXXXX |  | Qualifying Total Reserves Number of Months | 905.53 | 982.28 | Per assets in file |
| 4000119161 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Per monthly income less all debts |
| 4000118571 | XXXXX |  | Qualifying Total Reserves Number of Months | 6.35 | 6.97 | Verified with Bank Statements |
| 4000118571 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Updated as per guideline |
| 4000119183 | XXXXX |  | Property Value | XXXX | XXXX | Updated as per Appraisal Value |
| 4000119183 | XXXXX |  | MIN No | XXXX | XXXX | Updated as per Mortgage |
| 4000119183 | XXXXX |  | Application Date | XXXX | XXXX | Updated as per E-Consent |
| 4000118562 | XXXXX |  | Property Value | XXXX | XXXX | appraised value matches appraisal pg. XXX |
| 4000118562 | XXXXX |  | ULI | XXXXX | XXXXX | ULI matches Final 1003 pg. XXX |
| 4000118562 | XXXXX |  | Application Date | XXXX | XXXX | XXX oof XX/XX/XXXX matches Loan Originator info pg. XXX |
| 4000118562 | XXXXX |  | Qualifying Total Reserves Number of Months | 4.22 | 1.88 | total reserves months is XXX per Lender Guidelines |
| 4000118562 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | Residual income of XXX is not required as DTI is less than XXX% |
| 4000119213 | XXXXX |  | Application Date | XXXX | XXXX | XX/XX/XXXX signature date |
| 4000119213 | XXXXX |  | Qualifying Total Reserves Number of Months | 101.7 | 58.36 | assets updated. |
| 4000119213 | XXXXX |  | Qualifying All Borrower Residual Income | XXXX | XXXX | XXX residual for XXX person family |
| 6000104913 | XXXXX |  | Property City | XXXX | XXXX | Confirmed the XXX as XXX as per the Note. |
| 6000117035 | XXXXX |  | Property County | XXXX | XXXX | The appraisal and Mortgage confirm the subject county is XXX. |
| 6000117054 | XXXXX |  | Loan Origination Company | XXXX | XXXX | The Note confirms the XXX name. |
| 6000117061 | XXXXX |  | Loan Origination Company | XXXX | XXXX | XXX is correct and matches as Per Initial 1003 and lock loan information screen. |
| 6000117051 | XXXXX |  | Loan Origination Company | XXXX | XXXX | The Note confirms the Loan Originator. |
| 6000117062 | XXXXX |  | Loan Origination Company | XXXX | XXXX | Loan Origination name verified via the Note. |

---

## Exhibit 99.03

**Exhibit 99.03**

**Executive Summary**

OBX 2026-NQM8

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on newly originated residential mortgage loans acquired by Onslow Bay Financial LLC. The Review consisted of 100% of the population of 640 loans with an original loan balance of $334,165,187.20

The Review was conducted from November 2025 to April 2026 on mortgage loans originated between November 2025 and April 2026.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review will include the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check application for completeness. Determine
whether the information in the preliminary Loan application, final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate Social Security/Taxpayer Identification
number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare data on final form 1003 with the data
from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Check application is complete, signed, and dated,
on or before loan consummation date, and the loan officer NMLS information is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting decision is supported (manual underwrite
credit conditions have been satisfied prior to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation of debt-to-income ("DTI")
calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation of debt service coverage ratio ("DSCR")
calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation of loan to value ("LTV")
calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validation of payment shock calculations, if
applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. For each DSCR Loans, if applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
of hazard coverage and verification that sufficient coverage was in place on subject and all
premiums were included in DSCR

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage
Insurance Certificate was in file, if applicable, and coverage was sufficient, and premium was included in DSCR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
of rental income and /or market rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
for Business Purpose and Non-Owner Occupancy Certifications, as required according to the guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify address information associated with the
borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine if occupancy is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Determine if red flags were adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate borrower name(s), social security number(s),
and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Investigate and clear any alias

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate credit inquiries within ninety (90)
days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable credit history and credit score requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify address information associated with the
borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review employment and income by analyzing income
documents and comparing against re-verification documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s and paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax returns and profit and loss statements,
as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank Statements or other alternate income documents
as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/continuing employment, if applicable

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Lease agreements and market rents, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm adequate funds to cover required down
payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest money deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate all premiums are included in DTI and
any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Mortgage Insurance (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Certificate in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Premium indicated and included in DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review security documents to ensure the Loan
was closed in accordance with approval and with all required signatures and NMLS identifiers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 and prior to October 1, 2022 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z of the Truth in Lending Act, as amended. For covered loan transactions for which creditors receive an application on or after March 1, 2021, but prior to October 1, 2022, creditors had the option of complying with either (1) the original, DTI-based General QM loan definition or (2) the revised, price-based General QM loan definition. Effective October 1, 2022, loans with application dates on or after such date must comply with only the revised, price-based the General QM Final Rule, as well as the ATR rule. For these Loans, MaxDiligence will (a) confirm that the creditor provided a QM designation and (b) review the Loan for the eight (8) underwriting factors set forth Section 12(E)

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) MaxDiligence will review each
mortgage loan to determine each mortgage loan's status under the QM and ATR rule requirements and assign a QM and ATR designation
as determined by MaxDiligence. MaxDiligence will note as a material exception if its QM and ATR designations do not confirm to the originator's
original QM and ATR designations. Additionally, MaxDiligence will note if an originator's mortgage loan designation was not provided.
MaxDiligence shall use the following designations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence utilizes the following QM designations
for applicable loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. QM Safe-Harbor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. QM Rebuttal Presumption (including Higher-priced
loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Temporary QM (for all applications prior to
June 30, 2021)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Non-QM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence utilizes the following ATR designations
for applicable loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. ATR Compliant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. ATR Fail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ATR Exempt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) In order to determine the QM
designation, as applicable, MaxDiligence will review each Loan for the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Use of any risky mortgage loan features and
terms (e.g. an interest only feature or negative amortization);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Do the "points and fees" exceed
the applicable QM threshold;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Was monthly payment calculated appropriately;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Did the creditor considered and verify income
or assets at or before consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Did the creditor appropriately considered debt
obligations, alimony and child support;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For mortgage loan applications prior to October
1, 2022, if the DTI ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For mortgage loan applications on and after
October 1, 2022, for which the annual percentage rate does not exceed the average prime offer rate for a comparable transaction as of
the date the interest rate is set by the amounts specified based on loan amount (adjusted
annually on January 1 by the annual percentage change in the Consumer Price Index for All Urban Consumers (CPI-U) that was reported on
the preceding June 1) and the lien position of the proposed credit:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For a first-lien covered transaction with a
loan amount greater than or equal to $110,260 (indexed for inflation), 2.25 or more percentage points; or

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For a first-lien covered transaction with a
loan amount greater than or equal to $66,156 (indexed for inflation) but less than $110,260 (indexed for inflation), 3.5 or more percentage
points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. For a first-lien covered transaction with a
loan amount less than $66,156 (indexed for inflation), 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. For a first-lien covered transaction secured
by a manufactured home with a loan amount less than $110,260 (indexed for inflation), 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. For a subordinate-lien covered transaction with
a loan amount greater than or equal to $66,156 (indexed for inflation), 3.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. For a subordinate-lien covered transaction with
a loan amount less than $66,156 (indexed for inflation), 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Upon completion of Section 12(B) above, if a
Loan is determined to be a QM loan, MaxDiligence will determine if the Loan is a Higher-Priced Mortgage Loan ("HPML") as defined
by 12 CFR 1026.35:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If the Loan is HPML, then the Loan shall be
designated as QM Rebuttal Presumption (Higher Priced);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If the Loan is not an HPML, then the Loan shall
be designated as QM Safe Harbor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D) Upon completion of Section 12(B) above, for
each Loan that is designated as Non-QM, MaxDiligence then will determine whether the mortgage loan complies with the ATR rule, in accordance
with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(E) MaxDiligence will evaluate the Loan for ATR
compliance based on the following eight factors and will verify such information using reasonably reliable third-party records, at or
before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Income / Assets: Recalculate borrower(s)'s
monthly gross income, and validate funds required to close and required reserves, to confirm that the borrower has current or reasonably
expected income or assets (other than the value of the property that secures the Loan) that the borrower will rely on to repay the Loan.
Review Loan documentation for required level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Employment: Review file documentation for required
level of employment.

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly Mortgage Payment: Confirm that the correct
program, qualifying rate, and terms were used to calculate projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Simultaneous Loans: Ensure that all concurrent
Loans were included in the DTI calculation, to properly assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Mortgage-Related Obligations: Validate that
the subject Loan's monthly payment calculation includes principle, interest, taxes, and insurance, as well as other costs related
to the property such as homeowners' association fees, private mortgage insurance, ground rental fees, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Debts / Obligations: Validate monthly recurring
non-mortgage-related liabilities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI / Residual Income - Validate DTI or "residual
income," based upon all mortgage and non-mortgage obligations, calculated as a ratio of gross monthly income, based on documentation
provided in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Credit History: Review credit report for credit
history and required credit depth, including any / all inquiries, and determine a representative credit score from the credit report.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(F) Upon completion of Section 12(E) above, MaxDiligence
will assign an ATR designation.

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence's review included a review of the valuation materials
utilized during the origination of the applicable Loan and in confirming the value of the underlying property. MaxDiligence's review
will include verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On the appropriate appraisal form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed such that the named client on the appraisal report is the lender
or a related entity that is permitted to engage the lender per Title XI of FIRREA, or if the appraisal was performed for another lender,
the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The original appraisal report is made and signed prior to the final approval
of the mortgage loan application; Any revisions, if made known to MaxDiligence, to the original report are documented and dated completed
and dated within the guideline's restrictions,

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The original appraisal is 'As is' or Inspection received including
all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions
of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine whether the appraised value is supported at or within 10% variance
based on a third-party valuation product. If a third-party valuation product is in file but notes a variance above 10% or an inconclusive
value, MaxDiligence recommended a BPO or field review be ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With regard to the use of comparable properties, MaxDiligence's review
will (a) reviewed the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that
such comparable properties are within standard appraisal guidelines; (b) confirmed the property value and square footage of the subject
property was bracketed by comparable properties, (c) verified that comparable properties used are similar in size, style, and location
to the subject, and (d) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable
properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other aspects of MaxDiligence's review included (i) verifying that
the address matched the mortgage note, ((ii) if requested, noting whether the property zip code was declared a FEMA disaster area after
the valuation date and notifying the Client of same, (iii) confirming the appraisal report does not include any apparent environmental
problems, (iv) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (v) reviewing
pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject
property is the one for which the valuation was ordered and that there are no negative external factors; and (vi) confirming that the
value product that was used as part of the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If more than one valuation was provided, MaxDiligence will confirm consistency
among the valuation products and if there are discrepancies that could not be resolved, MaxDiligence created an exception, and work with
the client on the next steps which may include ordering of additional valuation products such as collateral desktop reviews, broker's
price opinions, and full appraisals, if needed. If the property valuation products included in MaxDiligence's review result in a
variance of more than 10% then the client was notified of such variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence confirmed to the extent possible, that the appraiser and the
appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, MaxDiligence will review the appraisal
for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that
pictures were provided and were accurate.

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In addition, MaxDiligence accessed the ASC database to verify that the appraiser,
and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**Compliance Review**

"Compliance Review" means that MaxDiligence will review each Loan to determine, as applicable and subject to the limitations below, whether the Loan complies with the applicable Federal, State, and local regulatory requirements, each as amended. A Compliance Review shall not apply to business purpose loans.

The below Compliance Review is applicable to Loans with an application date on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). With regard to TRID testing, MaxDiligence implemented the TRID scope of review as detailed in (i) Section III -Regulatory Compliance of the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (formerly SFIG) (the "SFA RMBS Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. On an ongoing basis, MaxDiligence reviews updated interpretations of TRID through informal guidance provided by the Consumer Financial Protection Bureau ("CFPB"), such CFPB guidance may cause changes in the review scope and severity of TRID related exceptions, including applicable cures. While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review the initial LE and confirm (i) the correct
form was used; (ii) all sections of the Initial LE are completed; and (iii) the initial LE accurately reflects the information provided
to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If there is a revised LE, confirm (i) that there
is a "valid reason" for the revised LE; and (ii) that the revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine which LE in the file is the "final
binding" LE for the purpose of Tolerance Testing. A revised LE that is issued after the CD, or that does not state a valid reason
will not be used for the purposes of Tolerance Testing. All revised LEs issued to the consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm initial LE was delivered within three
(3) business days from the application date, and at least seven (7) business days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm revised LE was delivered within three
(3) business days from date of the "valid reason" giving rise to the Revised LE, and at least four (4) business days prior
to the consummation date.

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that certain sections of each LE determined
to carry assignee liability were accurately completed and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review the CD review and confirm (i) the correct
form was used; (ii) all sections of the CD are completed; and (iii) the CD accurately reflects the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If a subsequent CD is issued, confirm (i) that
there was a valid reason for the change; (ii) that the CD was issued within three (3) days of the change; and (iii) whether the reason
for the change requires a new 3-day waiting period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm initial CD, and any
subsequent CD with material changes (i.e. changes that require a new waiting period), was received at least three (3) business days prior
to the consummation date. With respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of
explanation, as well as a refund as applicable, was delivered or placed in the mail no later than sixty (60) days after discovery of the
exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that
a corrected CD was delivered or placed in the mail no later than sixty (60) days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"),
as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure to provide the right of rescission notice
in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure to provide the correct form of right
of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure to provide the three (3) business days
rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any material disclosure violation on a rescindable
loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance
charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compare the fees disclosed
in the final binding LE to those in the final CD, and confirm that final CD fees are within the permitted tolerances. Confirm the total
of payments are considered accurate as defined by Regulation Z. Confirm Finance Charge tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Review the file to
determine (i) whether there is evidence that certain changes or errors (per the regulation) were discovered subsequent to closing, (ii)
and whether the Loan originator followed the prescribed cure. Test for evidence such as a copy of the refund check, or a corrected, post-consummation
CD (" <u>PCCD</u> "), and (iii) with respect to applicable exception remediation
measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in
the mail no later than sixty (60) days after discovery of the exception establishing the need for a revised CD or with respect to exception
remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than sixty (60) days
after consummation.

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm the presence of Your Home Loan Toolkit
in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm Your Home Loan Toolkit was delivered
or placed in the mail not later than three (3) business days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance with the disclosure requirements,
limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance with the escrow account and appraisal
requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With respect to brokered mortgage loans, the
Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review relevant documentation to determine if
compensation to a Loan Originator was based on a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review relevant document to determine if there
was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review the presence of the mortgage loan option
disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Note: Where available, MaxDiligence will reviewe
the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement
and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation
agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance
provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage
loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the creditor obtained proof of
homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the terms of the mortgage loan
require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the creditor financed, directly
or indirectly, any premiums or fees for credit insurance in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review for presence of mortgage loan originator
organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan
contract, security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify the data against the NMLSR database,
as available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the presence of the Servicing Disclosure
Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify the Servicing Disclosure Statement was
provided to the borrower(s) within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the presence of the Your Home Loan Toolkit/Special
Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided
to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm the Your Home Loan Toolkit /Special
Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirm the presence of the CHARM booklet when
applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirm that the CHARM booklet was issued within
three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirm the presence of the Affiliated Business
Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirm the Affiliated Business Arrangement
Disclosure was provided no later than three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirm the Affiliated Business Arrangement
Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirm the presence of the Initial Escrow Disclosure
Statement in the mortgage loan file and proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirm that the creditor provided the borrower
a list of homeownership counselling organizations within three (3) business days of application; and

![](ex99-3_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirm that the list of homeownership counselling
organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>: The Equal Credit
Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing and content of the right to receive copy
of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging of a fee for a copy of the appraisal
or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing of creditor providing a copy of each
appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) With respect to
a borrower that has waived the three (3) Business Day disclosure requirement, confirm that (a) the borrower has signed the waiver or other
acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other
written valuations at or prior to consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions
of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions
of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage
loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as
defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from
time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal and state specific late charge and prepayment
penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>. MaxDiligence will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other Post-consummation disclosures, including
Escrow Closing Notice; and Mortgage servicing transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For Loans made by an FDIC-supervised institution
or servicer, extended or renewed on or after January 1, 2016, whether prohibited fees were collected prior to the initial LE being issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether any fee is a "bona fide"
fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether the loans comply with all federal, state
or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above.

![](ex99-3_001.jpg)

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade of "B" or higher, with 93.91% of the pool receiving an overall "A" grade.

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;601 | &nbsp;&nbsp;93.91% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;39 | &nbsp;&nbsp;6.09% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**640** | &nbsp;&nbsp;**100.0%** |
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;610 | &nbsp;&nbsp;95.31% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;30 | &nbsp;&nbsp;4.69% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**640** | &nbsp;&nbsp;**100.0%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;635 | &nbsp;&nbsp;99.22% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.78% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**640** | &nbsp;&nbsp;**100.0%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;634 | &nbsp;&nbsp;99.06% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.94% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**640** | &nbsp;&nbsp;**100.0%** |

---

![](ex99-3_001.jpg)

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;All Interested Parties Not Checked with Exclusionary Lists | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval - Lender Income Calculation Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Less Than 2 Months Verified | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Less Than 2 Months Verified | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 4 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 5 Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 6 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Earnest Money Deposit | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Insufficient Cash to Close or Reserves | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - LOE Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS - Discrepancy | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS - Findings Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS (Manual) - Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower - Residency Alien Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Business Tax Returns Less Than 24 Months Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;11 |

---

![](ex99-3_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Borrower 1 Lease Agreements Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Personal Tax Returns Less Than 24 Months Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Tax Returns Not Signed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 W2/1099 Less Than 24 Months Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 YTD Profit & Loss Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 - Missing or incomplete income documentation for 1 or 2 Year Full Doc | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Executed 4506-T Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Borrower 2 Lease Agreements Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 W2/1099 Less Than 24 Months Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Builder is in control of HOA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Business Purpose - Loan Guaranty/Missing | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Calculated DSCR does not meet the Minimum DSCR allowed | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Cash Out Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Cash reserves less than required by guidelines | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Citizenship Documentation Not Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Condo - Documentation | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Condo - HOA Dues | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Corporation/LLC: Certificate of Good Standing Doc is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Corporation/LLC: EIN Doc is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Corporation/LLC: Operating Agreement Doc is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Corporation/LLC: Operating Agreement Doc is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit Documentation - FICO Refresh | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Documentation - Letter of Explanation | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit Documentation - Lien Documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit Documentation - Mortgage History | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit Documentation - Payment History Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Documentation - Undisclosed Liabilities | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit Profile - Mortgage Payment History | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Profile - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Delinquent Credit History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;DSCR does not meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Eligibility - Borrower Identity | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Evidence of Property Tax Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;FHA Loan - Inspection/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Final Settlement Statement Missing. | &nbsp;&nbsp;7 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Flood Certificate Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Flood Insurance Policy Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;General and Limited: Certificate of Good Standing Doc is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;General and Limited: Certificate of Good Standing Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Gift Letter - Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Gift Letter - No Evidence for Transfer of Funds | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance - Other Insurance Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance - Other Insurance Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance Coverage Amount is less than Required Coverage Amount | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Coverage is less than all Subject Lien(s) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;HO6 Master Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Income - Employment Gaps | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income - General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income - Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income - LOE Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Income - Rental Property | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Liabilities - Adverse Credit Payoff | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Liabilities - Excluded Debts | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Liabilities - Not Verified | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Liabilities - Payoff Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Loan Package - Trust Agreement Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Master Policy Expiration Date is Prior To the Transaction Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing Business Purpose Affidavit | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Missing Closing/Final Verbal VOE | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Lease Agreement | &nbsp;&nbsp;5 |

---

![](ex99-3_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;12 |
|  |  | &nbsp;&nbsp;Missing VVOE dated within 10 days consummation | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;332 |
|  |  | &nbsp;&nbsp;OFAC Check Not Completed and/or Cleared | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Other Credit Finding | &nbsp;&nbsp;9 |
|  |  | &nbsp;&nbsp;Other Property Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Program Parameters - Borrower/Business Entity Ineligibility | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;5 |
|  |  | &nbsp;&nbsp;Program Parameters - Property Type | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;6 |
|  |  | &nbsp;&nbsp;Purchase Contract - Addendum Missing | &nbsp;&nbsp;4 |
|  |  | &nbsp;&nbsp;Purchase Contract - Parties | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Satisfactory Chain of Title not Provided | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;State Testing - Texas A6 Cash Out Fair Market Value | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Subject loan is in Flood Zone and Notice of Special Flood Hazard Disclosure Not Completed | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Subject Property Address on Note does not match Insured Property Address | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;22 |
|  |  | &nbsp;&nbsp;Third Party Fraud Report Partially Provided | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Title - Unpaid Liens | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Title Coverage is Less than Subject Lien(s) Total | &nbsp;&nbsp;17 |
|  |  | &nbsp;&nbsp;Title Document is Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Trust/POA Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Verification Documenation - VOR Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Verification Documentation - VOM Missing/Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;VVOE is incomplete or inaccurate | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;***750*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is greater than Guideline Maximum Loan Amount | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Calculated DSCR does not meet the Minimum DSCR allowed | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit Profile - Other | &nbsp;&nbsp;1 |

---

![](ex99-3_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Eligibility - Investor Experience | &nbsp;&nbsp;5 |
|  |  | &nbsp;&nbsp;Hazard Insurance - Other Insurance Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;4 |
|  |  | &nbsp;&nbsp;Income - Comparable Rent Schedule Form 1007 Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Income - Rental Property | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;9 |
|  |  | &nbsp;&nbsp;Program Parameters - Payment Shock | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Program Parameters - Property Type | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Subject property Short Term Rental Income does not meet qualification | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Verification Documentation - VOM Missing/Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***33*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Comparable property has gross adjustments exceeding 25%/Unacceptable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Miscellaneous | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo - Warrantability | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Purpose is Purchase but Purchase Contract Doc is Missing | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;36 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Documentation Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Second Appraisal Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing HOA/Condo Certification | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Homeowner's Association Questionnaire | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property is Lease Hold | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Issue - Ineligible Property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Issue - Neighborhood Location | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - AVM/BPO/Desk Review did not support Value within -10% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Field Review Supports Value within 10% | &nbsp;&nbsp;4 |

---

![](ex99-3_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;528 |
|  |  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***642*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Condo - Warrantability | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Neighborhood Location | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions*** | &nbsp;&nbsp;***5*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;1-4 Family Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;AbilityToRepay: QMPointsAndFees | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Assignment of Rents Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test (50001251) | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Closing Detail Statement Indicator is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Collateral Protection Notice is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Disclosure - ARM Disclosure/Late | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Disclosure - Escrow Waiver Not Executed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Closing Disclosure and Consummation Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - General Qualified Mortgage Price-Based Limit (First Lien) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Loan Estimate Disclosure Received and Intent To Proceed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Loan Estimate Received At Least Four Business Days Before Consummation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Maximum Late Fee (01/14) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Section 32 Disclosure Required (High Cost) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Final CD: Calculating Cash to Close Adj. and Other Credits discrepancy | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Final CD: Closing Date is missing or inaccurate | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Final CD: Prepayment Penalty is missing or inaccurate | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Final CD: Property address is missing or inaccurate | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;HighCost: APR/FEES | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Insufficient Change of Circumstance (50001252) | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Insufficient Tolerance Cure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Insufficient Tolerance Cure (50001028) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent to Proceed is Missing or Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test (50001262) | &nbsp;&nbsp;1 |

---

![](ex99-3_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Lender Credits That Cannot Decrease Test (Fees-Limited) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;License: Loan Originator | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Attorney Preference Letter | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Missing disbursement date on final HUD-1 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Doc - ARM Disclosure/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Doc - CHARM Booklet/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Doc - Escrow Waiver Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Missing Doc - Homeownership Counseling Disclosure/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Doc - ROR/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing evidence of rate lock | &nbsp;&nbsp;40 |
| &nbsp;&nbsp;Missing Initial Escrow Disclosure | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing Power of Attorney | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing Prepayment Rider | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Service Provider List | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Tangible Net Benefit Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing Toolkit Disclosure/Booklet | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing US Patriot Act Disclosure or ID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Warranty / Transfer Deed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;NJ Fee Not Allowed- Appraisal Desk Review Fee (Fee ID: 135) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;NJ Fee Not Allowed- Transaction Management (Fee ID: 998) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;137 |
| &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;386 |
| &nbsp;&nbsp;Other Compliance Finding | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Other Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Right to Rescind - ROR - Non-Borrower/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Deed of Trust is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;The Initial 1003 is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Note is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID: CD not delivered at least 3 days prior to consummation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;TRID: Missing Final Closing Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;TRID: Missing Initial Closing Disclosure | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;TRID: Missing Loan Estimate | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;TX 50(a)(6) Notice of Extension of Credit / 12 Day Letter Missing | &nbsp;&nbsp;1 |

---

![](ex99-3_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Washington - Fees Allowed (Lender)(01/10) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** | &nbsp;&nbsp;***675*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test (50001251) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test (50001258) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test (50001262) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test (Fees-Limited) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;New York - Subprime Home Loan (First Lien)(02/10) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance (B) Exceptions*** | &nbsp;&nbsp;***7*** |

---

**Data Discrepancy**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 640 mortgage loans reviewed, 429 unique mortgage loans (by loan count) had a total of 865 different tape discrepancies across 38 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;9 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.41% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;33 | &nbsp;&nbsp;640 | &nbsp;&nbsp;5.16% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;7 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.09% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;17 | &nbsp;&nbsp;640 | &nbsp;&nbsp;2.66% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;14 | &nbsp;&nbsp;640 | &nbsp;&nbsp;2.19% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;11 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.72% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;15 | &nbsp;&nbsp;640 | &nbsp;&nbsp;2.34% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;11 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.72% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;2 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;2 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Borrower 3 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;3 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.47% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;212 | &nbsp;&nbsp;640 | &nbsp;&nbsp;33.13% |
| &nbsp;&nbsp;Escrow Waiver in File | &nbsp;&nbsp;34 | &nbsp;&nbsp;640 | &nbsp;&nbsp;5.31% |
| &nbsp;&nbsp;Final Qualifying Property Value | &nbsp;&nbsp;157 | &nbsp;&nbsp;640 | &nbsp;&nbsp;24.53% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;12 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.88% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;4 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.63% |

---

![](ex99-3_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;14 | &nbsp;&nbsp;640 | &nbsp;&nbsp;2.19% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;72 | &nbsp;&nbsp;640 | &nbsp;&nbsp;11.25% |
| &nbsp;&nbsp;Monthly Property Tax Amount | &nbsp;&nbsp;2 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.47% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;3 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.47% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;2 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Other Property Coverage Monthly Premium | &nbsp;&nbsp;1 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;38 | &nbsp;&nbsp;640 | &nbsp;&nbsp;5.94% |
| &nbsp;&nbsp;Prepayment Penalty Flag | &nbsp;&nbsp;3 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.47% |
| &nbsp;&nbsp;Primary Appraisal Date | &nbsp;&nbsp;9 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.41% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.63% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;7 | &nbsp;&nbsp;640 | &nbsp;&nbsp;1.09% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;20 | &nbsp;&nbsp;640 | &nbsp;&nbsp;3.13% |
| &nbsp;&nbsp;Proposed Mortgage Insurance | &nbsp;&nbsp;1 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;43 | &nbsp;&nbsp;640 | &nbsp;&nbsp;6.72% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;60 | &nbsp;&nbsp;640 | &nbsp;&nbsp;9.38% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;34 | &nbsp;&nbsp;640 | &nbsp;&nbsp;5.31% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;2 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;1 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Vested Business Entity Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;640 | &nbsp;&nbsp;0.16% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

![](ex99-3_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 4000096565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000096565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000096565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000099205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide final HUD <br>|  | FINAL SS - <br>| Final Settlement Statement was provided. Condition resolved. - xxxxxx<br>Final HUD-1 Document is not missing or estimated only. - xxxxxx<br>FINAL SS - xxxxxx<br>|  | xxxxxx 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000099205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000099205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000099773 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the property tax information for xxxxxx and xxxxxx. <br>|  | Property profile is in the file shows the total tax amount. - xxxxxx<br>| Property Profile Reports for xxxxxx and xxxxxx are in file. Condition resolved. - xxxxxx<br> Property profile is in the file shows the total tax amount. - xxxxxx |  | xxxxxx 19:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000099773 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 17:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000099773 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 23:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000099776 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000099776 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000099780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The loan file is missing the gap credit 10 days prior to closing. <br>|  | Since it's DSCR, the debt does not matter. GAP report not required. Please waive. - xxxxxx<br>| DSCR loan, gap report not required. - xxxxxx<br>Since it's DSCR, the debt does not matter. GAP report not required. Please waive. - xxxxxx<br>|  | xxxxxx 18:49 | Void | 4 |  | 4 | 2 |
| 4000099780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. Per the underwriter guidelines, first time investors must own their own primary; however, the borrower is living rent free. The Loan file contains an exception for (FIRST TIME INVESTOR, DSCR < 1, LIVING RENT FREE). The Compensating factors are: FICO score above minimum by 20 points or higher, DTI below max by 5% or greater, PITIA reserves above minimum by 6 months or higher, reduction in housing payment by 10% or greater, Conservative use of non-housing debt, Residual Income, 0 X 30 X 24-month housing history, 5 years minimum in subject property, Jxxxxxx stability of 5 years or more, Minimal payment shock, Stable ancillary income sources for borrower not being used for qualifying. <br>|  |  | The borrower(s) investor experience does not meet guideline requirements. Per the underwriter guidelines, first time investors must own their own primary; however, the borrower is living rent free. The Loan file contains an exception for (FIRST TIME INVESTOR, DSCR < 1, LIVING RENT FREE). - xxxxxx<br>| The Compensating factors are: FICO score above minimum by 20 points or higher, DTI below max by 5% or greater, PITIA reserves above minimum by 6 months or higher, reduction in housing payment by 10% or greater, Conservative use of non-housing debt, Residual Income, 0 X 30 X 24-month housing history, 5 years minimum in subject property, Jxxxxxx stability of 5 years or more, Minimal payment shock, Stable ancillary income sources for borrower not being used for qualifying. | xxxxxx 17:14 | Waived | 2 | 2 | 4 | 2 |
| 4000099780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 22:16 | Cleared | 1 | 1 | 4 | 2 |
| 4000099875 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  | Title supp - xxxxxx<br>| Letter from Title company was provided stating: The above numbered report (including any supplements or amendments thereto) is hereby modified and or supplemented to<br> reflect the following additional items relating to the issuance of an American Land Title Association Loan Form Policy. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Title supp - xxxxxx |  | xxxxxx 15:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000099875 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | The Final 1003 is Incomplete | The final 1003 is incomplete. B2 final application reflects borrower will occupy subject however the transaction occupancy is investment. <br>|  | URLA - xxxxxx<br>| Received 1003 - xxxxxx<br>URLA - xxxxxx<br>|  | xxxxxx 18:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000099875 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 02:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000100755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | 1-4 Family Rider is Missing | The file is missing the 1-4 Family Rider. <br>|  | PUD rider attached - xxxxxx<br>| The 1-4 Family Rider is Present - xxxxxx<br>Assignment of leases attached to mortgage - xxxxxx<br>PUD rider attached - xxxxxx<br>|  | xxxxxx 19:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000100755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | PUD Rider is Missing | PUD Rider is missing. PUD rider provided. <br>|  | PUD rider attached - xxxxxx<br>| The PUD Rider is Present or is not applicable (Property Type is PUD) - xxxxxx<br>Recieved rider - xxxxxx<br>PUD rider attached - xxxxxx<br>|  | xxxxxx 19:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000100755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing Loan Approval <br>|  | Lender approval attached - xxxxxx<br>| Approval/Underwriting Summary is fully present - xxxxxx<br>The seller provided a loan approval - xxxxxx<br>Condition voided, DSCR loan not subject to compliance, guidelines do not have a maximum late charge. - xxxxxx<br>Lender approval attached - xxxxxx<br>|  | xxxxxx 17:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000100755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000101004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000101004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 16:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000101004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000101745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. Borrower is a 1st time Investor and our DSCR % is less than 1%, which is what is required for a 1st time investor per guidelines. Borrower has owned his primary for 14 years.<br>This should be a Grade 2. A formal exception is in the file. <br>|  |  | - xxxxxx<br>| 1. FICO is way higher than the minimum.<br> 2. LTV is less than Maximum.<br> 3. Borrower has double the required reserves. | xxxxxx 00:47 | Waived | 2 | 2 | 2 | 2 |
| 4000101745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:20 | Cleared | 1 | 1 | 2 | 2 |
| 4000101745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 16:20 | Cleared | 1 | 1 | 2 | 2 |
| 4000102125 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000102125 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000102125 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. The loan file is missing the reserves/assets. <br>|  | Please see attached, borrower has enough funds to close. - xxxxxx<br>| xxxxxx Print-out was provided showing balance. Condition resolved. - xxxxxx<br> Asset Qualification Meets Guideline Requirements - xxxxxx<br> Please see attached, borrower has enough funds to close. - xxxxxx |  | xxxxxx 15:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. The loan file is missing the reserves/assets. <br>|  | Please see attached, borrower has enough fund. - xxxxxx<br>| xxxxxx Print-out was provided showing balance. Condition resolved. - xxxxxx<br>Please see attached, borrower has enough fund. - xxxxxx<br>|  | xxxxxx 15:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$xxxxxx', are less than $xxxxxx. The loan file is missing the reserves/assets. <br>|  | Please see attached, borrower has enough funds - xxxxxx<br>| . - xxxxxx<br>xxxxxx Print-out was provided showing balance. Condition resolved. - xxxxxx<br>Please see attached, borrower has enough funds - xxxxxx<br>|  | xxxxxx 15:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 00:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Audited reserves of 0 months are less than the guideline required reserve 3 months. <br>|  | Please attached, borrower has reserves. - xxxxxx<br>| xxxxxx Print-out was provided showing balance. Condition resolved. - xxxxxx<br>Please attached, borrower has reserves. - xxxxxx<br>|  | xxxxxx 15:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000102946 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Asset 4 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. The loan file is missing the 1031 Exchange Final Settlement Statement with the final disbursement amount. <br>|  | see attached - xxxxxx<br>| 1031 Settlement Statement provided. Condition resolved. - xxxxxx<br>Asset 4 Meets Guideline Requirements Or Not Applicable - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 14:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000102946 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000102946 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | xxxxxx 18:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000102946 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000103260 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Lender to provide the fully executed final CD, HUD or settlement statement. <br>|  | FINAL SS - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>Final HUD-1 Document is not missing or estimated only. - xxxxxx<br>FINAL SS - xxxxxx<br>|  | xxxxxx 21:38 | Resolved | 3 | 1 | 3 | 2 |
| 4000103260 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neigxxxxxxorhood location not allowed per guidelines. The appraisal in the loan file indicates that the subject property is located in a rural area. According to program guidelines, properties in rural locations are not eligible. <br>|  | Please see attached exception approval - xxxxxx <br>LOE - xxxxxx<br>| Document Uploaded. Exception provided for: Exception approved in DSCR with rural property. FT Investor 2with DSCR<1.0 (must be .75 or better). No additional exceptions and loan subject to final review - xxxxxx<br> Condition upheld. Provide fully executed approved exception. - xxxxxx<br> Please see attached exception approval - xxxxxx<br> Loan was underwritten to xxxxxx DSCR Plus Guidelines. Rural properties are not allowed. Provide xxxxxx exception. - xxxxxx<br> LOE - xxxxxx | Comp factors: LTV <65%, Credit score >805, Reserves >40 months | xxxxxx 20:04 | Waived | 3 | 2 | 3 | 2 |
| 4000103260 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | General and Limited: Certificate of Good Standing Doc is Incomplete | The General and Limited: Certificate of Good Standing in file is incomplete. The Certificate of Good Standing is in the loan file, but is not dated. Per guidelines, it must be dated within 30 days of closing. Please provide the updated Certificate of Good Standing.<br>|  | xxxxxx - xxxxxx <br>As per our underwriter xxxxxx dated xxxxxx shows the business is active. - xxxxxx <br>As per our underwriter Please note that the xxxxxx is valid for 90 days - xxxxxx<br>| Current Certificate of Good Standing provided. Condition resolved. - xxxxxx<br> xxxxxx - xxxxxx<br> Condition upheld. Provide the one from xxxxxx. The one in file is from xxxxxx. - xxxxxx<br> As per our underwriter xxxxxx dated xxxxxx shows the business is active. - xxxxxx<br> Condition upheld. The Certificate of Good Standing is from xxxxxx. - xxxxxx<br> As per our underwriter Please note that the xxxxxx is valid for 90 days - xxxxxx |  | xxxxxx 20:08 | Resolved | 3 | 1 | 3 | 2 |
| 4000103260 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 17:42 | Cleared | 1 | 1 | 3 | 2 |
| 4000103429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000103429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000103429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. CU score 4.3 <br>|  | Attached - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 00:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000103517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Asset 1 Expired | Asset expired. The bank statements provided from xxxxxx are from xxxxxx, making the statements expired. <br>|  | Lender Cert - xxxxxx <br>Assets expired 2/28, but loan closed on 2/20. Assets were not expired when loan closed. - xxxxxx<br>| System error. Asset Docs are not expired. - xxxxxx<br>Lender Cert - xxxxxx<br>Condition upheld. xxxxxx statement is dated xxxxxx. 122 days old. - xxxxxx<br>Assets expired 2/28, but loan closed on 2/20. Assets were not expired when loan closed. - xxxxxx<br>|  | xxxxxx 15:12 | Void | 3 |  | 3 | 1 |
| 4000103517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000103517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000103539 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a xxxxxx CDA with a Low Risk score and value of $xxxxxx, which is a 3.2% variance from the appraised value. <br>|  |  |  |  | xxxxxx 02:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000103539 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 02:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000103539 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000103846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy with the correct loan amount of $ xxxxxx. <br>|  | Title - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx.00+0+0 - xxxxxx<br> Title - xxxxxx |  | xxxxxx 20:45 | Resolved | 3 | 1 | 3 | 2 |
| 4000103846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:39 | Cleared | 1 | 1 | 3 | 2 |
| 4000103846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Lender Credits That Cannot Decrease Test (50001262) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($xxxxxx). The Last CD shows a total lender credit amount of ($xxxxxx). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). The Lender Credit was removed without a valid change in circumstance. <br>|  | Here is the tracking to show delivery - xxxxxx <br>See attached LOE, PCCD and account history - xxxxxx <br>Good afternoon, is a PR acceptable or if a check is required for refund to borrower - xxxxxx <br>Attaching tracking and COC - xxxxxx<br>| Received PCCD, LOE, proof of principal reduction for $xxxxxx and tracking of borrowers receipt. - xxxxxx<br> Here is the tracking to show delivery - xxxxxx<br> Please provide copy of the mailing label as proof the curative package was sent to the borrower - xxxxxx<br> See attached LOE, PCCD and account history - xxxxxx<br> Principal Reduction is acceptable. Please provide all relevent documentation, PCCD showing PR, LOE, internal documentation of the reduction and proof of mailing to the borrower - xxxxxx<br> Good afternoon, is a PR acceptable or if a check is required for refund to borrower - xxxxxx<br> Received duplicate copy of CD issued xxxxxx This finding is for the removal of the $xxxxxx lender credit from the final CD. Provide CIC for the removal of this fee or cure in the amount of $xxxxxx - xxxxxx<br> Attaching tracking and COC - xxxxxx |  | xxxxxx 15:54 | Cured | 3 | 2 | 3 | 2 |
| 4000103846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Lender Credits That Cannot Decrease Test (Fees-Limited) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($xxxxxx). The actual total fee amount shows a credit amount of ($xxxxxx). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)).  |  | This is the PCCD and tracking, please let us know what else is needed to clear this. - xxxxxx<br>| Received curative package: PCCD, LOE, proof of delivery and internal principal reduction to the borrowers account - xxxxxx<br>This is the PCCD and tracking, please let us know what else is needed to clear this. - xxxxxx<br>|  | xxxxxx 15:55 | Cured | 1 | 2 | 3 | 2 |
| 4000103860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000103860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000103860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000103882 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss missing. There is a profit and loss statement in the loan documents but the borrower did not sign it. This is required per guidelines. <br>|  | p&L - xxxxxx<br>| Signed P&L was provided. Condition resolved. - xxxxxx<br>p&L - xxxxxx<br>|  | xxxxxx 20:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000103882 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 19:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000103882 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 12:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000103945 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 06:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000103945 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 06:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000103945 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000104426 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 05:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000104426 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 05:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000104426 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (xxxxxx) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (xxxxxx). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) ROR in file is signed by the borrowers on xxxxxx with an expiration date of xxxxxx. Per Final CD dated xxxxxx, the Disbursement date is xxxxxx. Disbursement date is before the end of the statutory recission period. <br>|  | PCCD - xxxxxx<br>| Received PCCD correcting the disbursement date - xxxxxx<br>Resolved - xxxxxx<br>PCCD - xxxxxx<br>|  | xxxxxx 15:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000104485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000104485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000104485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000104631 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000104631 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 22:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000104631 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000104662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000104662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000104662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000104668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000104668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 16:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000104668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 19:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000104750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 02:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000104750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000104750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 12:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000104785 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Missing rent loss insurance on the policy. <br>|  | Rent loss email from insurance agent. - xxxxxx<br>| Explanation provided by HOI Agent for Rent Loss. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>Rent loss email from insurance agent. - xxxxxx<br>|  | xxxxxx 17:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000104785 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000104785 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000104929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000104929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 17:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000104929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Eligibility - Borrower Identity | The loan file reflected potential identity issues. The identification (driver's license, passport, Patriot Act Form, etc.) for either borrower could not be found in the loan documents. <br>|  | Attached - xxxxxx<br>| USA PATRIOT ACT INFORMATION FORM for both Borrowers were provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 19:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000105222 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. Lender to provide the most recent bank statements that the borrowers used for the EMD of<br> $xxxxxx. Only asset statement in the file is a xxxxxx saving account from xxxxxx. Per the 1003 missing the xxxxxx statements for accounts xxxxxx & xxxxxx. <br>|  | xxxxxx statements - xxxxxx<br>| Asset Statement provided. Condition resolved. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> xxxxxx statements - xxxxxx |  | xxxxxx 21:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000105222 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$xxxxxx', are less than $xxxxxx. Lender to provide the most recent bank statements that the borrowers used for the EMD of<br> $xxxxxx. Only asset statement in the file is a xxxxxx saving account fromxxxxxx. Per the 1003 missing the xxxxxx statements for accounts xxxxxx & xxxxxx. <br>|  |  | Liquid Funds Post-Close are greater than or equal to $xxxxxx. - xxxxxx |  | xxxxxx 21:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000105222 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000105222 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000105222 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | xxxxxx reserves - xxxxxx<br>| Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>xxxxxx reserves - xxxxxx<br>|  | xxxxxx 21:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000105318 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000105318 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains CU with score of 1.0 and CDA Low Risk with 0.00% variance from the appraisal value of $xxxxxx and meets the lender's third-party valuation requirements. <br>|  |  |  |  | xxxxxx 16:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000105318 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. Total Cash reserves of '$xxxxxx' are less than $xxxxxx. The most recent 1-month savings account statement with xxxxxx acct ending #xxxxxx and IRA with xxxxxx acct ending #xxxxxx is required to verify assets required to close. The statement provided is through xxxxxx and the subject loan closed on xxxxxx. <br>|  | xxxxxx statements for xxxxxx #xxxxxx and xxxxxx #xxxxxx - xxxxxx | Updated Statements provided. Condition resolved. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> xxxxxx statements for xxxxxx #xxxxxx and xxxxxx #xxxxxx - xxxxxx |  | xxxxxx 20:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000105318 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$xxxxxx', are less than $xxxxxx.. The Borrower's total verified assets are insufficient for cash to close or reserves. The most recent 1-month savings account statement with xxxxxx acct ending #xxxxxx and IRA with xxxxxx acct ending #xxxxxx is required to verify assets required to close. The statement provided is through xxxxxx and the subject loan closed on xxxxxx.  |  | xxxxxx and xxxxxx - xxxxxx | Updated Statements provided. Condition resolved. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $xxxxxx. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $xxxxxx. Borrower(s) total verified assets are insufficient for cash to close or reserves. - xxxxxx<br> xxxxxx and xxxxxx - xxxxxx |  | xxxxxx 20:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000105318 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | xxxxxx #1188 - xxxxxx<br>| Updated Statements provided. Condition resolved. - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>xxxxxx #1188 - xxxxxx<br>|  | xxxxxx 20:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000105873 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 W2/1099 Less Than 24 Months Provided | Borrower 1 W2/1099 less than 24 months provided. Lender to provide the W -2 for 2023 for xxxxxx for borrower 1 <br>|  | 2023 W2 - xxxxxx<br>| 2023 W2 provided. Condition resolved. - xxxxxx<br>Borrower 1 W2/1099 Less Than 24 or More Months Provided Condition Resolved - xxxxxx<br>2023 W2 - xxxxxx<br>|  | xxxxxx 17:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000105873 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000105873 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000105873 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T missing from the file. <br>|  | 4505C - xxxxxx<br>| 4506 for B2 was provided. Condition resolved. - xxxxxx<br>Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>4505C - xxxxxx<br>|  | xxxxxx 17:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000105930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000105930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000105930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000106022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing. <br>|  | Final settlement statement - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>Final settlement statement - xxxxxx<br>|  | xxxxxx 15:23 | Resolved | 4 | 1 | 4 | 1 |
| 4000106022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. Missing final HUD-1; therefore, audit is unable to verify the 3 months PITIA reserve requirement was met. <br>|  |  | Settlement Statement received, Borrower received $xxxxxx at closing. Condition resolved. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx |  | xxxxxx 15:25 | Resolved | 3 | 1 | 4 | 1 |
| 4000106022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Property | Missing Doc - Second Appraisal Missing | The loan file did not contain the subject second appraisal as required. The loan file contains the original appraisal dated xxxxxx with an appraised value of $xxxxxx which exceeded 120 days from the Note date. The loan file contains the required Appraisal Update dated xxxxxx which verifies the value has declined. The appraiser researched the market from the effective date of original date on inspection to effective recertification date and found approximately 6 closed sales ranging from $xxxxxx to $xxxxxxwith 1 current listing at $xxxxxx However, the lender did not xxxxxxtain a new appraisal. <br>|  | recert of value - xxxxxx<br>| Original appraisals are valid for one hundred twenty (120) days from the note date. Any appraisal dated greater than one hundred twenty (120) days will require a recertification of value completed by the original licensed appraiser and is good for an additional one hundred twenty (120) days. - xxxxxx<br>recert of value - xxxxxx<br>|  | xxxxxx 19:54 | Resolved | 3 | 1 | 4 | 1 |
| 4000106022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 01:07 | Cleared | 1 | 1 | 4 | 1 |
| 4000106022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  |  | Settlement Statement received, Borrower received $xxxxxx at closing. Condition resolved. - xxxxxx<br> Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx |  | xxxxxx 15:25 | Resolved | 3 | 1 | 4 | 1 |
| 4000106022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Missing secondary valuation Condition upheld. File is missing the 3rd party valuation product. <br>|  | RDA - xxxxxx <br>RECERT OF VALUE - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>RDA - xxxxxx<br>RECERT OF VALUE - xxxxxx<br>|  | xxxxxx 17:35 | Resolved | 4 | 1 | 4 | 1 |
| 4000106157 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Subject Property Address on Note does not match Insured Property Address | Subject property on Note does not match insured property address. The subject property address on the Note (xxxxxx) is inconsistent with the Appraisal, Title, and County Records (xxxxxx). This clerical error misidentifies the security for the loan. <br>|  | please see docs attached to other condition - xxxxxx<br>| Fully executed Scrivener's Affidavit was provided. Condition resolved. - xxxxxx<br>please see docs attached to other condition - xxxxxx<br>|  | xxxxxx 20:57 | Resolved | 3 | 1 | 4 | 1 |
| 4000106157 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:23 | Cleared | 1 | 1 | 4 | 1 |
| 4000106157 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Final CD: Property address is missing or inaccurate | The Final Closing Disclosure contains a typographical error in the subject property address ("xxxxxx" instead of "xxxxxx"), creating a data integrity conflict with the Title Commitment.  |  | see attached update CD - xxxxxx<br>| Updated CD provided, condition resolved. - xxxxxx<br>see attached update CD - xxxxxx<br>|  | xxxxxx 17:04 | Resolved | 1 | 1 | 4 | 1 |
| 4000106157 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Other Credit Finding | The subject property address on the Note and Deed of Trust (xxxxxx) is inconsistent with the Appraisal, Title, and County Records (xxxxxx). This clerical error misidentifies the security for the loan. Provide an executed Note Allonge and evidence of a recorded Scrivener's Affidavit (or Corrective Deed of Trust) to reconcile the address discrepancy.  |  | please see attached - xxxxxx<br>| Fully executed Scrivener's Affidavit was provided. Condition resolved. - xxxxxx<br>please see attached - xxxxxx<br>|  | xxxxxx 20:51 | Resolved | 4 | 1 | 4 | 1 |
| 4000106333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000106333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 19:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000106333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000106401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Need VOE for borrower <br>|  | xxxxxx VVOE - xxxxxx | Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br> VVOE provided. Condition resolved. - xxxxxx<br> xxxxxx VVOE - xxxxxx |  | xxxxxx 15:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000106401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 21:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000106401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000106484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:14 | Cleared | 1 | 1 | 3 | 1 |
| 4000106484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000106484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Missing Lease Agreement | Lender to provide the current fully executed lease agreements for the subject property. UW conditioned for the lease agreements before could be drawn per the loan approval datedxxxxxx <br>|  | Lease Agreement included in closed loan package refer to pgs 498 - 538 - xxxxxx<br>| Lease Agreements matching the Operating Income Statement with Appraisal were located in the loan file. - xxxxxx<br>Lease Agreement included in closed loan package refer to pgs 498 - 538 - xxxxxx<br>|  | xxxxxx 18:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000106484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal - Comparable property has gross adjustments exceeding 25%/Unacceptable | The appraiser used one or more comparable properties with gross adjustments over 25%, exceeding typical guidelines, which was considered unacceptable and effected the final value. Per the loan approval datedxxxxxxhe UW requested the appraiser provide additional comps since comps 2 & 3 have gross adjustments over 35%. <br>|  | Revised Appraisal - xxxxxx<br>| Revised Appraisal provided. Condition resolved. - xxxxxx<br>Revised Appraisal - xxxxxx<br>|  | xxxxxx 22:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000106523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing Provide the final Closure Disclosure for Borrower. Loan file only contains Seller's Statement. <br>|  | FINAL SS - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>FINAL SS - xxxxxx<br>|  | xxxxxx 19:39 | Resolved | 4 | 1 | 4 | 1 |
| 4000106523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:13 | Cleared | 1 | 1 | 4 | 1 |
| 4000106523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:13 | Cleared | 1 | 1 | 4 | 1 |
| 4000106523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:14 | Cleared | 1 | 1 | 4 | 1 |
| 4000106629 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 insurance policy effective date is after the Note date. The subject closed on xxxxxx; however, the HOI policy is effective on xxxxxx. <br>|  | Lender Cert - xxxxxx<br>| Note Date is xxxxxx. Disbursement Date is xxxxxx, and HO-6 Effective Date is xxxxxx. Condition resolved. - xxxxxx<br>Lender Cert - xxxxxx<br>|  | xxxxxx 20:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000106629 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000106629 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the rent schedule for the subject property of $xxxxxx, and xxxxxx is missing the tax cert and xxxxxx is missing the mortgage statement and the tax certificate. <br>|  | REO Documentation - xxxxxx<br>| All REO documents were provided. Condition resolved. - xxxxxx<br>REO Documentation - xxxxxx<br>|  | xxxxxx 18:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000106629 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Business Purpose/Occupancy Affidavit is missing. Document Uploaded. Condition upheld. Provide the executed copy of the attached Business Purpose Affidavit. Condition upheld. xxxxxx requires the attached form <br>|  | Business purpose - xxxxxx <br>Please advise what is missing or incorrect about the document uploaded - xxxxxx <br>Occupancy Affidavit - xxxxxx<br>| Business Purpose Affidavit provided. Condition resolved. - xxxxxx<br>Business purpose - xxxxxx<br>Please advise what is missing or incorrect about the document uploaded - xxxxxx<br>Occupancy Affidavit - xxxxxx<br>|  | xxxxxx 14:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000106827 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. Audited DTI is over 45% due to conflicting loan programs in the file. UW approval states it's an Expanded Prime Plus program which the DTI can be up to 50%. Lock confirmation is under the Sharp A- program with a max DTI of 45%. if it is Sharp A- , a lender exception for the DTI will need to be provided or use of additional income that was not used in the initial UW of the loan which will help getting the DTI under 45%. Subject property is being purchased as an investment property. <br>|  | Please clarify we show loan was locked and approved as Expanded prime plus which allows for higher DTI - xxxxxx<br>| Condition voided. Wrong lock was used. - xxxxxx<br>Audited DTI of 47.93% is less than or equal to Guideline DTI of 50% - xxxxxx<br>Please clarify we show loan was locked and approved as Expanded prime plus which allows for higher DTI - xxxxxx<br>|  | xxxxxx 19:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000106827 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000106827 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:43 | Cleared | 1 | 1 | 3 | 1 |
| 4000106856 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000106856 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000106856 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000106886 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000106886 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000106886 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000106893 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | Flood Cert - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Flood Cert - xxxxxx<br>|  | xxxxxx 19:08 | Resolved | 4 | 1 | 4 | 1 |
| 4000106893 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:02 | Cleared | 1 | 1 | 4 | 1 |
| 4000106893 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:43 | Cleared | 1 | 1 | 4 | 1 |
| 4000106934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506 T for the borrower <br>|  | 4506C - xxxxxx<br>| 4506 provided. Condition resolved - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506C - xxxxxx<br>|  | xxxxxx 22:05 | Resolved | 3 | 1 | 4 | 2 |
| 4000106934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. Lender to provide the initial credit report pulled on xxxxxx<br>|  | Credit report - xxxxxx<br>| Credit Report provided. Condition resolved. - xxxxxx<br>Borrower 1 Credit Report is not missing. - xxxxxx<br>Credit report - xxxxxx<br>|  | xxxxxx 22:09 | Resolved | 4 | 1 | 4 | 2 |
| 4000106934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | RCE was provided - xxxxxx<br>| Condition set in error. RCE was in file and HOI Policy has sufficient coverage with Replacement Cost. - xxxxxx<br> Coverage Amount - Hazard Insurance of $xxxxxx is equal to or greater than Required Coverage Amount of $xxxxxx - xxxxxx<br> RCE was provided - xxxxxx |  | xxxxxx 22:21 | Resolved | 3 | 1 | 4 | 2 |
| 4000106934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:46 | Cleared | 1 | 1 | 4 | 2 |
| 4000106934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | New York - Subprime Home Loan (First Lien)(02/10) | This is a New York "subprime home loan." The loan's current APR (8.28%) exceeds the New York Subprime Home Loan threshold of (7.9%) by (0.38). The threshold is determined by adding 1.75 points to the comparable Freddie Mac PMMS rate. (NY Bank 6-m(1)(c)) . <br>|  | This is Subprime loan. What is being asked? - xxxxxx<br>| Acknowledged condition. - xxxxxx<br>NY Subprime Loan compliant. - xxxxxx<br>Loan identified as subprime in the loan file and Mortgage. - xxxxxx<br>This is Subprime loan. What is being asked? - xxxxxx<br>|  | xxxxxx 15:08 | Acknowledged | 3 | 2 | 4 | 2 |
| 4000106956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000106956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 15:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000106956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000107016 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000107016 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 04:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000107016 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - Second Appraisal Missing | The loan file did not contain the subject second appraisal as required. <br>|  | We do not required 2nd appraisal for this loan. UCDP shows score is 1.9 - xxxxxx<br>| CU with a score of 1.9 was provided. Condition resolved. - xxxxxx<br>We do not required 2nd appraisal for this loan. UCDP shows score is 1.9 - xxxxxx<br>|  | xxxxxx 20:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000107019 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:26 | Cleared | 1 | 1 | 3 | 2 |
| 4000107019 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | FN UCDP shows score 1.6 - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>FN UCDP shows score 1.6 - xxxxxx<br>|  | xxxxxx 20:01 | Resolved | 3 | 1 | 3 | 2 |
| 4000107019 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. Loss of use Coverage D is insufficient <br>|  |  | Document Uploaded. OK waiving is this is for a non subject property - xxxxxx<br>|  | xxxxxx 17:00 | Waived | 3 | 2 | 3 | 2 |
| 4000107122 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. The loan was submitted with the borrower using a type of bridge loan with no monthly payment to avoid using their primary residence payment to qualify for the loan. This loan product requires that all outstanding loans payments to be included in the total DTI. There was no loan payment on the note for the new loan with xxxxxx so a loan payment was calculated with a term of 30 years and using the same interest rate as the note which was 9.75%. With a loan amount of $xxxxxx the payment is $xxxxxx and included the payment for the first mortgage of $xxxxxx. This caused the original DTI of 40.47% to go to 71% which does not meet the guidelines. <br>|  | Departure property appraised value $xxxxxx based on exterior appraisal provided, per xxxxxx Guidelines we do not have to hit the borrower with the payment on the departure residence if the borrower states they will list the subject within 90 days of closing and there is at least 20% equity in the property, current loan balance is $xxxxxx with a bridge loan of max $xxxxxx total loans $xxxxxx LTV 79.99% - xxxxxx | Per Guidelines, Departing residence payment (1st & 2nd liens) were excluded from DTI based on Borrower has 20% equity in the property and 12 months reserves. - xxxxxx<br> Audited DTI of 49.55% is less than or equal to Guideline DTI of 55% - xxxxxx<br> Departure property appraised value $xxxxxx based on exterior appraisal provided, per xxxxxx Guidelines we do not have to hit the borrower with the payment on the departure residence if the borrower states they will list the subject within 90 days of closing and there is at least 20% equity in the property, current loan balance is $xxxxxx with a bridge loan of max $xxxxxx total loans $xxxxxx LTV 79.99% - xxxxxx |  | xxxxxx 16:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000107122 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $xxxxxx for 0% tolerance fees.<br>A 2nd Appraisal fee was added to the LE dated xxxxxx. COC in file (page 341) dated xxxxxx does not indicate the reason the 2nd appraisal was needed.<br>|  | COC LE - xxxxxx<br>| Received acceptable CIC for the additional fee - xxxxxx<br>- xxxxxx<br>COC LE - xxxxxx<br>|  | xxxxxx 16:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000107437 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | Final approval attached - xxxxxx<br>| xxxxxx EXECUTIVE SUMMARY was provided. Condition cleared. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>Final approval attached - xxxxxx<br>|  | xxxxxx 00:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000107437 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. <br>|  | Document Uploaded. - xxxxxx <br>Please note that this loan is locked in xxxxxx. We do not submit rate lock confirmation as this loan is locked on xxxxxx - xxxxxx<br>| The seller provided the rate lock - xxxxxx<br>Document Uploaded. - xxxxxx<br>Please note that this loan is locked in xxxxxx. We do not submit rate lock confirmation as this loan is locked on xxxxxx - xxxxxx<br>|  | xxxxxx 14:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000107437 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000107437 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 02:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000107469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000107469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000107469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000107573 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | xxxxxx guides do not call for a separate guarantor agreement. These guides have been reviewed and accepted by xxxxxx, Per xxxxxx guides, all borrowers must sign the Deed of Trust/Mortgage as individuals and as authorized signors of the LLC/Corp. The member(s) of the LLC also signs a borrower(s) establishing the guarantor aspect of the borrower. To execute a separate agreement would be redundant. Please escalate to xxxxxx for review. - xxxxxx<br>| Condition set in error. Borrower signed as himself and as a Member of the LLC. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>xxxxxx guides do not call for a separate guarantor agreement. These guides have been reviewed and accepted by xxxxxx, Per xxxxxx guides, all borrowers must sign the Deed of Trust/Mortgage as individuals and as authorized signors of the LLC/Corp. The member(s) of the LLC also signs a borrower(s) establishing the guarantor aspect of the borrower. To execute a separate agreement would be redundant. Please escalate to xxxxxx for review. - xxxxxx<br>|  | xxxxxx 14:35 | Resolved | 4 | 1 | 4 | 1 |
| 4000107573 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 01:46 | Cleared | 1 | 1 | 4 | 1 |
| 4000107573 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 01:47 | Cleared | 1 | 1 | 4 | 1 |
| 4000107692 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000107692 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000107692 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000107729 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Final 4506 signed at closing <br>|  | per our UW:<br>This is WVOE program & 4506-T is not required. - xxxxxx<br>| Not required on WVOE program. Condition voided. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>per our UW:<br>This is WVOE program & 4506-T is not required. - xxxxxx<br>|  | xxxxxx 17:00 | Void | 3 |  | 3 | 1 |
| 4000107729 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 20:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000107729 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000107729 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | TX 50(a)(6) Notice of Extension of Credit / 12 Day Letter Missing | TX 50(a)(6) Notice of Extension of Credit / 12 Day Letter Missing Notice Concerning Extensions of Credit has not been executed at least 12 days before closing <br>|  | attached - xxxxxx <br>attached - xxxxxx<br>| Received 12 day letter for non-borrowing spouse - xxxxxx<br>attached - xxxxxx<br>Received 12 day letter received by borrower, however non-borrowing spouse is also required to receive this notice at least 12 days prior to closing. Provide evidence Na Wang received the notice - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 16:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000107729 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | Other Compliance Finding | No evidence provided indicating Final CD was issued (1) business day prior to closing <br>|  | initial cd - xxxxxx<br>| Initial CD was in the file, final CD not required to be issued 1 day prior to closing. - xxxxxx<br>initial cd - xxxxxx<br>|  | xxxxxx 21:02 | Void | 3 |  | 3 | 1 |
| 4000107729 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | State Testing - Texas A6 Cash Out Fair Market Value | The TX Affidavit of Fair Market Value of Homestead Property is missing and/or does not meet all required criteria. The Acknowledgement of Fair Market Value located in the file was not executed by the lender <br>|  | ATTACHED - xxxxxx<br>| Received disclosure - xxxxxx<br>ATTACHED - xxxxxx<br>|  | xxxxxx 13:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000107752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | Property Title Issue | Property title issue. 1. Verify that all 2025-2026 property taxes and existing first mortgage lien from xxxxxx were satisfied and recorded as released.<br>2. Provide sufficient documentation (Letter of Administration/Court Order) proving xxxxxx legal authority to transfer title from the Estate of xxxxxx.<br>3. Confirm all standard exceptions were accepted or explicitly removed via specific endorsements/affidavits (e.g., boundary lines/survey matters).<br>4. Confirmation that a "gap search" was performed covering the period between the initial title search effective date and the final recording date to ensure no intervening liens were missed. Condition upheld. Provide evidence lien on Title was paid in full and subject mortgage is in 1st lien position. Final CD does not show a mortgage pay-off on Seller's side. <br>|  | Attached seller CD shows payoff to xxxxxx - xxxxxx <br>1. Attached<br>2. Requested<br>3. What can we provide for this? Title signed the closing instructions which state standard exceptions and endorsements.<br>4. Why is this needed? The loan closed well before the prelim would be considered expired. This isn't something we've been asking for on other xxxxxx loans. - xxxxxx<br>| Evidence paid in full was provided. Condition resolved. - xxxxxx<br>Property Title Issue Resolved - xxxxxx<br>Attached seller CD shows payoff to xxxxxx - xxxxxx<br>1. Attached<br>2. Requested<br>3. What can we provide for this? Title signed the closing instructions which state standard exceptions and endorsements.<br>4. Why is this needed? The loan closed well before the prelim would be considered expired. This isn't something we've been asking for on other xxxxxx loans. - xxxxxx<br>|  | xxxxxx 13:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000107752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 06:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000107755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide a credit supplement or a VOM for the subject property to verify no late payments in the last 24 months. <br>|  | Please see attached Credit Supp - xxxxxx<br>| Credit supplement provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>Please see attached Credit Supp - xxxxxx<br>|  | xxxxxx 23:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000107755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000107755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000107863 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000107863 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 20:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000107863 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000107930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. Provide the full copy of the Credit Report. <br>|  | Credit Report - xxxxxx<br>| Credit Report provided. Condition resolved. - xxxxxx<br>Borrower 1 Credit Report is not missing. - xxxxxx<br>Credit Report - xxxxxx<br>|  | xxxxxx 20:38 | Resolved | 4 | 1 | 4 | 1 |
| 4000107930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 03:52 | Cleared | 1 | 1 | 4 | 1 |
| 4000107930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 17:50 | Cleared | 1 | 1 | 4 | 1 |
| 4000107930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing Condition upheld. Guidelines require it, and the DRIVE has it. <br>|  | Dataverify - xxxxxx <br>Why is a gap credit report needed? - xxxxxx<br>| Undisclosed Monitoring on Fraud report datedxxxxxx. Condition resolved. - xxxxxx<br>Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>Dataverify - xxxxxx<br>Why is a gap credit report needed? - xxxxxx<br>|  | xxxxxx 20:39 | Resolved | 4 | 1 | 4 | 1 |
| 4000107979 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000107979 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000107979 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | AUS (Manual) - Missing | A Manual Underwrite was required, but not in evidence in the file. Lender to provide most recent DU xxxxxx with Approve / Eligible results <br>|  | AUS - xxxxxx<br>| AUS provided. Condition resolved - xxxxxx<br>AUS - xxxxxx<br>|  | xxxxxx 14:12 | Resolved | 2 | 1 | 3 | 1 |
| 4000107979 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. There is inconsistent information between the appraisals. Lender to explain why there are two appraisals in file, from the same appraiser with different values and why they are using the appraisal with the higher value? <br>|  | Document Uploaded. - xxxxxx <br> LOE - xxxxxx <br> As per our underwriter Per the revised appraisal report, the appraised value has been updated to $xxxxxx, as the enclosed patio is permitted.<br> - xxxxxx | Lender explanation on value variance is acceptable, condition resolved. - xxxxxx<br> Document Uploaded. - xxxxxx<br> LOE - xxxxxx<br> Please provide modified appraisal for review. - xxxxxx<br> As per our underwriter Per the revised appraisal report, the appraised value has been updated to $xxxxxx, as the enclosed patio is permitted.<br> - xxxxxx |  | xxxxxx 16:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000108077 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. Provide the Personal Loan Guaranty. <br>|  | Personal Loan Guaranty - xxxxxx<br>| Personal Loan Guaranty was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Personal Loan Guaranty - xxxxxx<br>|  | xxxxxx 21:08 | Resolved | 4 | 1 | 4 | 1 |
| 4000108077 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:24 | Cleared | 1 | 1 | 4 | 1 |
| 4000108077 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. <br>|  | Appraisal - xxxxxx<br>| Complete Appraisal provided. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>Appraisal - xxxxxx<br>|  | xxxxxx 18:44 | Resolved | 4 | 1 | 4 | 1 |
| 4000108264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000108264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000108264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000108324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506-T for both borrowers. <br>|  | transaction was qualified under P&L program, which does not require 4506-C's. - xxxxxx<br>| B1 is not employed. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>transaction was qualified under P&L program, which does not require 4506-C's. - xxxxxx<br>|  | xxxxxx 20:33 | Void | 3 |  | 3 | 1 |
| 4000108324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T missing from the file. Lender to provide the fully executed 4506-T for both borrowers. <br>|  | transaction was qualified under P&L program, which does not require 4506-C's. - xxxxxx<br>| Not required on a P&L Program - xxxxxx<br>Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>transaction was qualified under P&L program, which does not require 4506-C's. - xxxxxx<br>|  | xxxxxx 20:34 | Void | 3 |  | 3 | 1 |
| 4000108324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000108324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000108348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements missing from the file. Duplicate <br>|  | We are only using rental income forxxxxxx and xxxxxx so we used tax returns for those calculations as it was rented for more than 365 days. - xxxxxx | Borrower 1 Lease Agreements Provided - xxxxxx<br>There is no lease. Full PITIA in DTI. - xxxxxx<br>We are only using rental income forxxxxxx and xxxxxx so we used tax returns for those calculations as it was rented for more than 365 days. - xxxxxx<br>|  | xxxxxx 17:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000108348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Borrower 2 Lease Agreements Missing | Borrower 2 Lease Agreements missing. Lender to provide fully executed current lease agreements for all investment properties for both borrowers per the final 1003 - Undislosed property and mortgage are verified through the credit report and fraud report - xxxxxx owned sincexxxxxx Condition upheld. Provide the MLS for the cited property to confirm PITIA. <br>|  | Attached - xxxxxx <br>We are not using rental income for xxxxxx and are hitting them with the entire payment so shouldn't need a lease agreement. - xxxxxx<br>| Borrower 2 Lease Agreements Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br> There is no lease. Full PITIA in DTI. - xxxxxx<br> Borrower 2 Lease Agreements Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br> Attached - xxxxxx<br> Condition upheld. Provide the MLS for the cited property to confirm PITIA. - xxxxxx<br> We are not using rental income for xxxxxx and are hitting them with the entire payment so shouldn't need a lease agreement. - xxxxxx |  | xxxxxx 17:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000108348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000108348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Credit Documentation - Undisclosed Liabilities | An undisclosed liability was found on the updated credit report that was not located on the original credit report. Credit report dated xxxxxx shows an undisclosed mortgage (xxxxxx balance $xxxxxx) belonging to the co-borrower that was not disclosed on the 1003. Fraud Report also shows that the co-borrower has owned this property since 2010. Lender to verify occupancy of said property and verify if rental income is being collected. The PITIA will need to be calculated into the DTI as well. Condition upheld. Provide the MLS for the cited property to confirm PITIA. <br>|  | The xxxxxx mortgage is on the credit report and on the 1003. It's the mortgage that's attached toxxxxxx. - xxxxxx <br> Can you please confirm what is needed to clear this condition? - xxxxxx | MLS provided. - xxxxxx<br> The xxxxxx mortgage is on the credit report and on the 1003. It's the mortgage that's attached to xxxxxx. - xxxxxx<br> Condition upheld. Provide the MLS for the cited property to confirm PITIA. - xxxxxx<br> Can you please confirm what is needed to clear this condition? - xxxxxx |  | xxxxxx 15:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000108348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000108587 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000108587 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000108587 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000108766 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000108766 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000108766 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000108805 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:16 | Cleared | 1 | 1 | 3 | 2 |
| 4000108805 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. Please provide proof of the EIN for xxxxxx<br>|  | ein - xxxxxx <br>ein - xxxxxx<br>| Corporation/LLC: EIN documentation provided. Condition resolved. - xxxxxx<br>ein - xxxxxx<br>Condition upheld. Provide evidence of the EIN from the IRS. - xxxxxx<br>ein - xxxxxx<br>|  | xxxxxx 16:34 | Resolved | 3 | 1 | 3 | 2 |
| 4000108805 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. The loan was approved using the higher amount reflected on the new lease ($xxxxxx) instead of the market rent of $xxxxxx. Per guidelines, if the executed lease agreement reflects a higher monthly rent than the Appraisal, it may be used in the calculation with sufficient evidence of receipt. Three (3) most recent, consecutive months should be provided. The new lease was provided, but the three (3) most recent, consecutive months rent has not. An email referencing a formal exception is located in the loan file, but the formal exception is missing. <br>|  | exception - xxxxxx<br>| Approved Exception provided for: To use 120% of rent schedule on recently executed lease agreement with proof of deposit and 1st months rent. - xxxxxx<br>exception - xxxxxx<br>| 0 X 30 24 month housing history<br> 750 FICO<br> 6 months reserves. | xxxxxx 17:01 | Waived | 3 | 2 | 3 | 2 |
| 4000108805 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 00:28 | Cleared | 1 | 1 | 3 | 2 |
| 4000108835 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Provide the Purchase Contract. <br>|  | Purchase contract attached - xxxxxx<br>| Contract provided. Condition resolved. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>Purchase contract attached - xxxxxx<br>|  | xxxxxx 14:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000108835 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000108835 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000108836 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | TRID: Missing Final Closing Disclosure | The loan file does not contain the Final Closing Disclosure. The Final Closing Disclosure or Final Settlement statement is missing from the loan file. <br>|  | <br>ESCROW SETTLEMENT STATEMENT - xxxxxx<br>| Received final Settlement Statement - xxxxxx<br>ESCROW SETTLEMENT STATEMENT - xxxxxx<br>|  | xxxxxx 13:28 | Resolved | 4 | 1 | 4 | 1 |
| 4000108836 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000108836 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000108841 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide a fully executed HUD-1 or Final ALTA Settlement Statement reflecting the final loan amount, payoff of any existing liens, and a detailed itemization of all borrower debits and credits. The transaction must meet rate-and-term eligibility requirements, and any cash to the borrower must not exceed the allowable incidental funds in accordance with program guidelines. <br>|  | FINAL SS<br>- xxxxxx<br>| Final HUD-1 Document is not missing or estimated only. - xxxxxx<br>Final HUD-1 provided. Condition resolved. - xxxxxx<br>FINAL SS<br>- xxxxxx<br>|  | xxxxxx 16:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000108841 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000108841 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000108843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing <br>|  | ESCROW SETTLEMENT STATEMENT - xxxxxx<br>| The Closing Detail Statement Indicator is not missing. - xxxxxx<br>ESCROW SETTLEMENT STATEMENT - xxxxxx<br>|  | xxxxxx 15:11 | Resolved | 4 | 1 | 4 | 1 |
| 4000108843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:22 | Cleared | 1 | 1 | 4 | 1 |
| 4000108843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:22 | Cleared | 1 | 1 | 4 | 1 |
| 4000108891 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Title Document Missing | Title document is missing. Title document could not be found in the loan documents. <br>|  | title commitment - xxxxxx<br>| Title document is fully present - xxxxxx<br>Title commitment was provided. Condition resolved. - xxxxxx<br>title commitment - xxxxxx<br>|  | xxxxxx 23:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000108891 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Asset 5 Missing | Asset documentation is missing from the file. The xxxxxx statements for the savings account could not be found in the loan documents. The balance per the application for this account is $xxxxxx. If the xxxxxx savings account balance is verified, there is a shortage of $xxxxxx, which still needs to be verified. It appears that some of the retirement accounts will be used to cover the closing costs. Per guidelines, the FNMA requirements are used for liquidation. If the combined value of the retirement asset is at least 20% greater than the closing costs, no liquidation documentation is required. It appears that the retirement accounts do not fall within this guideline. Liquidation of some of the funds to cover the closing costs will need to be provided along with the statements for the xxxxxx savings account. <br>|  | Proceeds from HELOC. 1008 & 1003 - xxxxxx<br>| Asset 5 Provided Or Not Applicable - xxxxxx<br>Proceeds from HELOC. 1008 & 1003 - xxxxxx<br>|  | xxxxxx 16:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000108891 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx.  |  | New HELOC proceeds were provided. Condition resolved. - xxxxxx <br>1008&1003 Heloc proceeds - xxxxxx<br>| New HELOC proceeds were provided. Condition resolved. - xxxxxx<br>Total Cash reserves are greater than $xxxxxx. - xxxxxx<br>1008&1003 Heloc proceeds - xxxxxx<br>|  | xxxxxx 16:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000108891 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. The property at xxxxxx was shown as will be sold, however, there was a new loan against the property to assist with closing costs. This made two loans for the property. Documentation could not be found to support that the property was sold. It appears that the two loan payments were not included in the DTI. Additional income or verification of the sale of the property would need to be provided to lower the DTI to support guideline requirements. Audited DTI 61.33% exceeds guideline DTI 55%. Condition upheld. HUD in file to show a new loan against xxxxxx for $xxxxxx. This property was listed to be sold. Please explain as this debt was not included in DTI. After Investor review Condition Stands. Borrower took out a second lien HELOC on the departing residence to purchase the subject property prior to closing. Audited DTI 61.33% exceeds guideline DTI 55%. <br>|  | Departing residence guideline - xxxxxx <br> appraisal 23 xxxxxx, LOI - xxxxxx | Per Guidelines, Departing residence was excluded from DTI. Borrower has 31% equity in property, and 12 months reserves were verified. - xxxxxx<br> Audited DTI of 38.98% is less than or equal to Guideline DTI of 55% - xxxxxx<br> Departing residence guideline - xxxxxx<br> appraisal xxxxxx, LOI - xxxxxx |  | xxxxxx 16:29 | Resolved | 3 | 1 | 3 | 1 |
| 4000108891 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. A third party fraud report could not be found in the loan documents. <br>|  | fraud report - xxxxxx<br>| Fraud report was provided. Condition resolved. - xxxxxx<br>fraud report - xxxxxx<br>|  | xxxxxx 23:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000108891 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 14:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000108987 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Loan Purpose is Purchase but Purchase Contract Doc is Missing <br>|  | P and S - xxxxxx<br>| Contract provided. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>P and S - xxxxxx<br>|  | xxxxxx 20:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000108987 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000108987 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary value subject property appraisal is not on an as-is basis. <br>|  | Completion report - xxxxxx<br>| Completion Report provided. Condition resolved. - xxxxxx<br>Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - xxxxxx<br>Completion report - xxxxxx<br>|  | xxxxxx 20:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000108987 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000109054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000109054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000109054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - Second Appraisal Missing | The loan file did not contain the subject second appraisal as required. Missing secondary valuation product to support origination value. <br>|  | Please see attached for CU score re-review and clear loan for purchase. Thank you - xxxxxx <br>CU Score is 1, please see attached for condition review. Thank you - xxxxxx<br>| Secondary valuation provided. Condition resolved. - xxxxxx<br>Please see attached for CU score re-review and clear loan for purchase. Thank you - xxxxxx<br>Condition upheld. Could not locate CU in file. Provide CU with risk score 1. - xxxxxx<br>CU Score is 1, please see attached for condition review. Thank you - xxxxxx<br>|  | xxxxxx 18:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000109098 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 12:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000109098 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Final CD: Closing Date is missing or inaccurate | Lender to provide fully executed final CD's for all the investment properties the borrower is refinancing with the lender. Page 16 of the AUS for the loan numbers associated with the new loans. <br>|  | FINAL cd FOR ALL THE INVESTMENT PROPERTIES - xxxxxx <br>CLOSING DISCLOSURE - xxxxxx<br>| All Final CD's were provided. Condition resolved. - xxxxxx<br>FINAL cd FOR ALL THE INVESTMENT PROPERTIES - xxxxxx<br>Condition upheld. Provide the fully executed Final CD. - xxxxxx<br>CLOSING DISCLOSURE - xxxxxx<br>|  | xxxxxx 15:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000109098 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000109238 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000109238 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000109238 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000109302 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109302 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000109305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Title Document Missing | Title document is missing. Provide required title documentation. <br>|  | Attached for condition review, Thank you. - xxxxxx<br>| Title provided. Condition resolved. - xxxxxx<br>Title document is fully present - xxxxxx<br>Attached for condition review, Thank you. - xxxxxx<br>|  | xxxxxx 14:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000109305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. Provide tax certificate. <br>|  | The property tax is not available. This is a new conversion. The tax information was provided by the attorney. Please re-review and clear loan for purchase. Thank you. - xxxxxx<br>| Tax Cert provided. Condition resolved. - xxxxxx<br>Evidence of property tax is present - xxxxxx<br>The property tax is not available. This is a new conversion. The tax information was provided by the attorney. Please re-review and clear loan for purchase. Thank you. - xxxxxx<br>|  | xxxxxx 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 4000109305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000109305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000109310 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000109310 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement <br>|  | lock - xxxxxx <br>LOCK IN AGREEMENT - xxxxxx<br>| Investor lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>lock - xxxxxx<br>Condition upheld. Provided Investor lock between FCM and xxxxxx. - xxxxxx<br>LOCK IN AGREEMENT - xxxxxx<br>|  | xxxxxx 13:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000109310 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000109312 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000109312 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000109312 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000109335 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | The Note is Missing | The Note is missing. Lender to provide the fully executed note datedxxxxxx. <br>|  | Note - xxxxxx<br>| The Note has been provided. - xxxxxx<br>Note - xxxxxx<br>|  | xxxxxx 21:55 | Resolved | 4 | 1 | 4 | 1 |
| 4000109335 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 13:32 | Cleared | 1 | 1 | 4 | 1 |
| 4000109335 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 13:32 | Cleared | 1 | 1 | 4 | 1 |
| 4000109410 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Missing addendum to contract for seller credit reflected on Closing Disclosure in the amount $xxxxxx. <br>|  | LOX - Seller credit - xxxxxx<br>| Seller credit was located in the Contract. Condition resolved. - xxxxxx<br>LOX - Seller credit - xxxxxx<br>|  | xxxxxx 15:16 | Resolved | 2 | 1 | 3 | 1 |
| 4000109410 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). Missing Condo Questionnaire. <br>|  | Questionnaire, Declaration, Budget, Building permit - xxxxxx<br>| Condo Questionnaire, Declaration, Budget, and Building permit were provided. Condition resolved. - xxxxxx<br>Questionnaire, Declaration, Budget, Building permit - xxxxxx<br>|  | xxxxxx 15:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000109410 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000109410 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000109416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. invalid finding <br>|  |  |  |  | xxxxxx 19:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000109416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000109416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 20:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000109427 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 01:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000109427 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 01:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000109427 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 01:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000109429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109453 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. The Drive Scoring Results Data Integrity Risk Evaluation Report dated xxxxxx shows several uncleared alerts on page 2 of the report. <br>|  | The final DataVerify Report was run after the loan closed and was registered with MERS. Per xxxxxx process we do not clear Low alerts when they don't affect loan qualification. If the MERS section was reviewed it would have been clear the alert was a false positive and a passing score was xxxxxxtained without it being cleared. However, to expedite this review I have updated the DataVerify report but going forward please note that xxxxxx does not clear Low alerts if they don't affect the loan qualification. - xxxxxx <br>Final Fraud Report provided - xxxxxx<br>| Fraud report provided. Condition resolved. - xxxxxx<br>The final DataVerify Report was run after the loan closed and was registered with MERS. Per xxxxxx process we do not clear Low alerts when they don't affect loan qualification. If the MERS section was reviewed it would have been clear the alert was a false positive and a passing score was xxxxxxtained without it being cleared. However, to expedite this review I have updated the DataVerify report but going forward please note that xxxxxx does not clear Low alerts if they don't affect the loan qualification. - xxxxxx<br>Condition upheld. Fraud Report provided, was not cleared and or documented satisfactory. Undisclosed Properties and Derogatory Credit Events are outside of guidelines. - xxxxxx<br>Final Fraud Report provided - xxxxxx<br>|  | xxxxxx 14:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000109453 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000109453 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000109459 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 05:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000109459 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 05:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000109459 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 14:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000109484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. The loan file is missing a 12-month mortgage payment history for the borrower's primary residence located at xxxxxx verifying no late payments as required per the lender's guidelines. The loan file contains the borrowers' credit report dated xxxxxx verifying the mortgage with xxxxxx account ending #xxxxxx with a monthly payment of $xxxxxx through xxxxxx. Proof of payment is required for the xxxxxx and xxxxxx payments and verification the mortgage is current at time of closing. <br>|  | the last 3 months of mortgage statements on the borrower's primary residence attached. - xxxxxx | Evidence of payment made provided. Condition resolved. - xxxxxx<br>the last 3 months of mortgage statements on the borrower's primary residence attached. - xxxxxx<br>|  | xxxxxx 15:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000109484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Satisfactory Chain of Title not Provided | Unsatisfactory chain of title provided. The title commitment effective xxxxxx does not contain the required 24-month chain of title. <br>|  | Chain of title for the subject property attached - xxxxxx<br>| SiteX Report for the subject property was provided. Condition resolved. - xxxxxx<br>Satisfactory Chain of Title has been provided - xxxxxx<br>Chain of title for the subject property attached - xxxxxx<br>|  | xxxxxx 20:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000109484 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a xxxxxx CDA with a Low Risk score and 0.00% variance to the $xxxxxx appraisal value which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 01:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000109541 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000109541 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000109541 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000109553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 03:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000109553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 03:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000109553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000109569 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | The note on page 243-246 was signed by the borrower as an individual and the sole member of xxxxxx. Since the borrower signed as himself a personal guaranty is not required. Please cancel - xxxxxx | The Personal Loan Guaranty is not missing. - xxxxxx<br>Borrower signed as an Individual and as a Member. Condition voided. - xxxxxx<br>The note on page 243-246 was signed by the borrower as an individual and the sole member of xxxxxx. Since the borrower signed as himself a personal guaranty is not required. Please cancel - xxxxxx<br>|  | xxxxxx 15:42 | Resolved | 4 | 1 | 4 | 1 |
| 4000109569 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:39 | Cleared | 1 | 1 | 4 | 1 |
| 4000109569 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:40 | Cleared | 1 | 1 | 4 | 1 |
| 4000109589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Provide evidence of xxxxxx Rate Lock. <br>|  | lock confirm - xxxxxx<br>| Investor lock provided. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>lock confirm - xxxxxx<br>|  | xxxxxx 16:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000109589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 03:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000109589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 03:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000109612 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 02:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000109612 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 02:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000109612 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 01:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000109614 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000109614 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000109614 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000109644 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506-T for both borrowers. <br>|  | 4506 - xxxxxx<br>| 3 year 4506 provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 20:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000109644 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T missing from the file. Lender to provide the fully executed 4506-T for both borrowers. <br>|  | 4506 - xxxxxx<br>| 3 year 4506 provided. Condition resolved. - xxxxxx<br>Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 20:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000109644 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000109644 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | No compliance testing was performed. - xxxxxx<br>|  | xxxxxx 16:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000109683 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000109683 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 14:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000109683 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/LLC: Operating Agreement. Please provide documentation to show the ownership percentage the borrower has in xxxxxx <br>|  | This loan is not vested in an LLC. Please review the prelim title commitment on page 856 of the loan file. Line 4 states: "The Title is, at the Commitment Date, vested in: xxxxxx and xxxxxx." Additionally the note on pages 613-616 were signed by individuals and the Deed of Trust parties are xxxxxx and not an LLC (see page 521). An operating agreement is not requried and proof of the borrower's ownership percentage for the business has been proven with the Articles of Organization on page 206 along with the 2021 K-1 previously provided. - xxxxxx <br> The 2021 schedule K-1 for xxxxxx show xxxxxx as 100% owner of the corporation. - xxxxxx <br> On page 204 is the business narrative that discloses the borrower is 100% owner of xxxxxx. On page 206 are the Articles of Organization showing xxxxxx as the only Incorporator making him the 100% owner of the business. Documents are already in your file please cancel. - xxxxxx | Loan did not close in an LLC, no LLC funds are being used to close, and K-1 in file shows ownership. - xxxxxx<br> This loan is not vested in an LLC. Please review the prelim title commitment on page 856 of the loan file. Line 4 states: "The Title is, at the Commitment Date, vested in: xxxxxx and xxxxxx." Additionally the note on pages 613-616 were signed by individuals and the Deed of Trust parties are xxxxxx and not an LLC (see page 521). An operating agreement is not requried and proof of the borrower's ownership percentage for the business has been proven with the Articles of Organization on page 206 along with the 2021 K-1 previously provided. - xxxxxx<br> Condition upheld. The provided 2021 K-1 was not in the loan file and it is supported with the complete signed current Tax Return. Guidelines state the Operating Agreement is a required document for loan vesting in an LLC. - xxxxxx<br> The 2021 schedule K-1 for xxxxxx show xxxxxx as 100% owner of the corporation. - xxxxxx<br> Condition upheld. Provide Operating Agreement per Guidelines. - xxxxxx<br> On page 204 is the business narrative that discloses the borrower is 100% owner of xxxxxx. On page 206 are the Articles of Organization showing xxxxxx as the only Incorporator making him the 100% owner of the business. Documents are already in your file please cancel. - xxxxxx |  | xxxxxx 14:39 | Void | 3 |  | 3 | 1 |
| 4000109752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 01:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000109752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 01:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000109752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 14:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000109761 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Borrower does not meet minimum required two open tradelines. A formal investor exception approved located in the file <br>|  |  |  | Comp factors include strong fico 769, borrower has investor experience, DSCR score high over 1.5 and 0x12x48 months. | xxxxxx 01:43 | Waived | 2 | 2 | 2 | 2 |
| 4000109761 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 01:46 | Cleared | 1 | 1 | 2 | 2 |
| 4000109761 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 01:45 | Cleared | 1 | 1 | 2 | 2 |
| 4000109761 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 01:44 | Cleared | 1 | 1 | 2 | 2 |
| 4000109763 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000109763 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000109763 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000109806 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000109806 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000109806 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000109897 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 01:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000109897 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 01:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000109897 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 01:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000109906 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000109906 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000109906 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. Lender to provide Homeowner's Insurance Policy with Rent Loss coverage for the subject property of no less than 6 months PITIA. Only page 5 of 11 was provided. <br>|  | hoi - xxxxxx<br>| HOI with evidence of rent loss provided. Condition resolved. - xxxxxx<br>hoi - xxxxxx<br>|  | xxxxxx 19:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000109919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. Borrower qualified as a First Time Investor. First Time Investors are allowed provided that the DSCR is >1.0, the Credit score is >700 and there are no <br> exceptions on the file. <br>|  | Can you please let me know what is needed to clear this condition? - xxxxxx<br>| xxxxxx/xxxxxx Blanket exception to allow for First Time Investors are provided that the DSCR is >1.0, and the Credit score is >700<br> - xxxxxx<br> xxxxxx/xxxxxx Blanket exception to allow for First Time Investors are provided that the DSCR is >1.0, and the Credit score is >700 - xxxxxx<br> Can you please let me know what is needed to clear this condition? - xxxxxx<br> xxxxxx/xxxxxx Blanket exception to allow for First Time Investors are provided that the DSCR is >1.0, and the Credit score is >700 - xxxxxx | DSCR is >1.0 and Credit score >700. | xxxxxx 19:09 | Waived | 1 | 2 | 4 | 2 |
| 4000109919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:28 | Cleared | 1 | 1 | 4 | 2 |
| 4000109919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:28 | Cleared | 1 | 1 | 4 | 2 |
| 4000109919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Please provide the third party valuation product <br>|  | attached appraisal and SSR. Low SSR scores qualify as the secondary valuation product. - xxxxxx<br>| LCA and CU were provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>attached appraisal and SSR. Low SSR scores qualify as the secondary valuation product. - xxxxxx<br>|  | xxxxxx 19:01 | Resolved | 4 | 1 | 4 | 2 |
| 4000109942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. The borrower has lived at the current primary residence located at xxxxxx for 2 months (per the corresponding Final Closing Disclosure), and reports no housing expense for the prior 2 years and 2 months for the former primary residence address of xxxxxx (per the loan application dated xxxxxx <br>This does not meet xxxxxx's requirement for a complete 12-month primary housing payment history (per Section 6.4: Housing Payment History guidelines). If the prior residence was owned free and clear, the file should include a 12-month payment history for taxes, insurance, and HOA (if applicable) showing on-time payments.<br>|  | See attached - xxxxxx<br>| MLS and all closing docs were provided. Condition resolved. - xxxxxx<br>Housing history meets guideline requirements. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 17:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000109942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>| Compliance findings do exist. | xxxxxx 17:37 | Void | 1 |  | 3 | 1 |
| 4000109942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000109942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Note Address Does Not Match Deed of Trust Address | Note address does not match Deed of Trust address. Lender to provide corrected Note and Deed of Trust with correct address xxxxxx<br>|  | Please refer to page 3 of the DEED is the subject address and matches the NOTE. - xxxxxx<br>| in error. Property address is correct on both documents - xxxxxx<br>Please refer to page 3 of the DEED is the subject address and matches the NOTE. - xxxxxx<br>|  | xxxxxx 15:17 | Void | 3 |  | 3 | 1 |
| 4000109998 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000109998 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide xxxxxxF lock confirmation missing from the loan file <br>|  | seller rate lock - xxxxxx <br>RATE LOCK CONFIRMATION - xxxxxx <br>ratelockconfirmation - xxxxxx<br>| Evidence of Rate Lock Provided - xxxxxx<br>Investor lock confirmation provided. Condition resolved. - xxxxxx<br>seller rate lock - xxxxxx<br>CONDITION UPHELD. PROVIDE THE LOCK CONFIRMATION BETWEEN xxxxxx AND xxxxxx. - xxxxxx<br>RATE LOCK CONFIRMATION - xxxxxx<br>Condition upheld. Provide Investor Lock. - xxxxxx<br>ratelockconfirmation - xxxxxx<br>|  | xxxxxx 19:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000110016 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Subordination Agreement is Missing | Missing Subordination Agreement. Lender to provide a Subordination Agreement or a release of lien for the HELOC on title in the amount of $ xxxxxx dated xxxxxxer the title commitment <br>|  | HELOC INFO - xxxxxx<br>| Set in error. PIF and Closed Letter was located file - xxxxxx<br>Subordination Agreement is Present - xxxxxx<br>Set in error. PIF and Closed Letter was located file. - xxxxxx<br>Subordination Agreement is Present - xxxxxx<br>HELOC INFO - xxxxxx<br>|  | xxxxxx 17:29 | Void | 3 |  | 3 | 1 |
| 4000110016 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000110016 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 16:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000110042 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 02:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000110042 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The appraisal shows Owner Occupied, but the subject transaction is for a refinance of an investment property. Please provide and explanation from the appraiser or the updated appraisal. <br>|  | APPRAISAL - xxxxxx <br>APPRAISAL - xxxxxx<br>| Appraisal showing tenant occupied provided, condition resolved. - xxxxxx<br>APPRAISAL - xxxxxx<br>Condition upheld. Same Appraisal was provided again that shows the subject is Owner Occupied. - xxxxxx<br>APPRAISAL - xxxxxx<br>|  | xxxxxx 17:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000110042 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. Please provide the signed escrow waiver <br>|  | <br>SIGNED ESCROW WAIVER. - xxxxxx<br>| Received waiver - xxxxxx<br>SIGNED ESCROW WAIVER. - xxxxxx<br>|  | xxxxxx 14:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000110063 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000110063 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000110063 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000110067 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506-T of r the borrower. <br>|  | This is a WVOE program, the 4506T should not be required. Is it possible to waive this condition? - xxxxxx<br>| 4506 not required on WVOE program - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>This is a WVOE program, the 4506T should not be required. Is it possible to waive this condition? - xxxxxx<br>|  | xxxxxx 21:57 | Void | 3 |  | 3 | 1 |
| 4000110067 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000110067 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 12:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000110090 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000110090 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000110090 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing Lease Agreement | Per the appraisal, the subject property is on a mxxxxxxnth lease. The lease agreement is missing from the loan file. <br>|  | Yes its $3600 total - xxxxxx <br>Attached - xxxxxx<br>| Lease Agreements were provided. The house is $xxxxxx and the detached ADU is $xxxxxx. Using the lesser Market Rent of $xxxxxx. Condition resolved. - xxxxxx<br> Yes its $xxxxxx total - xxxxxx<br> Condition upheld. 1007 in file states Month to Month rent is $xxxxxx, and Market Rent is $xxxxxx. Per 1008 the DSCR was calculated off Market rent of $xxxxxx. Lease provided states a month to month rental amount of $xxxxxx. Per Guidelines: Gross Income will be calculated using the lower of the A) executed lease agreement or B) market rent from applicable Appraisal. In this case it would be $xxxxxx. Is there a separate Lease Agreement for the ADU? If so, please provide. Using the $xxxxxx monthly rent, the DSCR is less than 1.00% - xxxxxx<br> Attached - xxxxxx |  | xxxxxx 17:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000110170 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Income - Social Security/Pension | Social security and/or pension benefits were considered as effective income but sufficient supporting documentation was not found in the file. Social Security and/or pension benefits were used as effective income. However, the supporting documentation in xxxxxx's file must be updated for 2025 to confirm the income remains current, valid, and in good standing. <br>|  | Please 11-19 current deposit of SSI income from xxxxxx - xxxxxx<br>| Condition set in error. File contains bank statements showing SSI deposit, and SSI letter. Condition voided. - xxxxxx<br> Please 11-19 current deposit of SSI income from xxxxxx - xxxxxx |  | xxxxxx 19:30 | Void | 3 |  | 3 | 1 |
| 4000110170 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000110170 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 16:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000110177 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000110177 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000110177 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 02:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Compliance | Disclosure - ARM Disclosure/Late | The ARM Disclosure was not provided within 3 days of application date. <br>|  | ARM Disclosure - xxxxxx<br>| ARM Disclosure Provided Within 3 Days of Application Date or Not Applicable (Occupancy is Primary Residence and Note Type is ARM) - xxxxxx<br>Receivede-signed ARM Disclosure - xxxxxx<br>ARM Disclosure - xxxxxx<br>|  | xxxxxx 15:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | Missing Doc - CHARM Booklet/Missing | CHARM Booklet is missing. <br>|  | CHARM - xxxxxx<br>| CHARM Booklet is Present or Not Applicable - xxxxxx<br>Received charm booklet - xxxxxx<br>CHARM - xxxxxx<br>|  | xxxxxx 15:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). <br>|  | COC CD - xxxxxx<br>| Received CIC - xxxxxx<br>- xxxxxx<br>COC CD - xxxxxx<br>|  | xxxxxx 15:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Recording Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). <br>|  | COC CD - xxxxxx<br>| Received CIC - xxxxxx<br>- xxxxxx<br>COC CD - xxxxxx<br>|  | xxxxxx 15:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 02:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000110439 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000110439 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000110439 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000110444 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy with the updated loan amount of $ xxxxxx <br>|  | title - xxxxxx<br>| Final Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> title - xxxxxx |  | xxxxxx 14:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000110444 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000110444 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000110445 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000110445 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000110445 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000110449 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:29 | Cleared | 1 | 1 | 4 | 1 |
| 4000110449 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:30 | Cleared | 1 | 1 | 4 | 1 |
| 4000110449 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Missing evidence of secondary valuation <br>|  | Low SSR scores. Qualify as the secondary valuation - xxxxxx<br>| CU score of 1 was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>Low SSR scores. Qualify as the secondary valuation - xxxxxx<br>|  | xxxxxx 17:58 | Resolved | 4 | 1 | 4 | 1 |
| 4000110458 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 01:47 | Cleared | 1 | 1 | 4 | 1 |
| 4000110458 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 01:46 | Cleared | 1 | 1 | 4 | 1 |
| 4000110458 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Initial CD and subsequent CDs prior to Final CD are missing from the file. <br>|  | Initial CD - xxxxxx<br>| Received inital CD - xxxxxx<br>Initial CD - xxxxxx<br>|  | xxxxxx 15:50 | Resolved | 4 | 1 | 4 | 1 |
| 4000110507 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000110507 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 14:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000110546 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 08:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000110546 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 08:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000110546 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110576 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. Lender to provide updated Fraud report with cleared alerts. The various high severity alerts on the LoanSafe Fraud Manager were left uncleared. Condition upheld. Original Fraud Report provided with HIGH Alerts not cleared. <br>|  | See attached cleared fraud report - xxxxxx <br>See attached Fraud report. - xxxxxx<br>| Fraud Report and LOE were provided. Condition resolved. - xxxxxx<br>All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>See attached cleared fraud report - xxxxxx<br>Condition upheld. Original Fraud Report provided with HIGH Alerts not cleared. - xxxxxx<br>See attached Fraud report. - xxxxxx<br>|  | xxxxxx 14:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000110576 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 01:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000110576 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 02:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000110589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Loan file is missing VOR per lender guidelines must verify 12 months rental history. <br>|  | See attached transaction summary to show the rent withdrawals. - xxxxxx<br>| VOM and evidence of payment provided. Condition resolved. - xxxxxx<br>See attached transaction summary to show the rent withdrawals. - xxxxxx<br>|  | xxxxxx 21:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000110589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000110589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 20:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000110589 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide most recent Rate Lock Agreement and xxxxxxF lock confirmation. Condition upheld. Provide the Lock Confirmation for the subject loan between xxxxxx and xxxxxx. <br>|  | LOCK CONFIRMATION - xxxxxx <br>See attached rate lock CD - xxxxxx<br>| Investor Lock Confirmation provided. Condition resolved. - xxxxxx<br>LOCK CONFIRMATION - xxxxxx<br>Condition upheld. Provide the Lock Confirmation for the subject loan between xxxxxx and xxxxxx.<br> - xxxxxx<br>See attached rate lock CD - xxxxxx<br>|  | xxxxxx 17:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000110594 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. Lender to provide the fully executed personal loan guaranty. <br>|  | Personal Guaranty attached - xxxxxx<br>| Loan Guaranty provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Personal Guaranty attached - xxxxxx<br>|  | xxxxxx 15:42 | Resolved | 4 | 1 | 4 | 1 |
| 4000110594 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000110594 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000110594 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Per guidelines a Borrowing Resolution and Incumbency Certificate evidencing LLC's approval and authorization of the underlying mortgage transaction is required. This document is missing from the loan file. <br>|  | LLC's approval and authorization for transaction attached - xxxxxx<br>| Document provided. Condition resolved. - xxxxxx<br>LLC's approval and authorization for transaction attached - xxxxxx<br>|  | xxxxxx 14:37 | Resolved | 3 | 1 | 4 | 1 |
| 4000110647 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110647 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110647 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110658 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 20:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000110658 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | TRID: CD not delivered at least 3 days prior to consummation | No evidence non-borrowing title holder xxxxxx was provided a copy of the CD at least 3 days prior to closing Received duplicate copy of the final CD. This finding is for evidence the non-borrowing title holder received a copy of the initial CD. All parties with a right to rescind must receive the CD at least 3 days prior to consumation. Provide evidence a copy of the CD was sent to xxxxxx.<br> Received duplicate copy of the final CD. This finding is for evidence the non-borrowing title holder received a copy of the initial CD. All parties with a right to rescind must receive the CD at least 3 days prior to consumation. Provide evidence a copy of the CD was sent to xxxxxx. <br>|  | Received duplicate copy of the final CD. This finding is for evidence the non-borrowing title holder received a copy of the initial CD. All parties with a right to rescind must receive the CD at least 3 days prior to consumation. Provide evidence a copy of the CD was sent to xxxxxx. - xxxxxx <br>signed ICD - xxxxxx <br>- xxxxxx <br>Document Uploaded. - xxxxxx<br>| Received ICD e-signed by the non-borrowing spouse - xxxxxx<br>signed ICD - xxxxxx<br>Received duplicate copy of the final CD. This finding is for evidence the non-borrowing title holder received a copy of the initial CD. All parties with a right to rescind must receive the CD at least 3 days prior to consumation. Provide evidence a copy of the CD was sent to xxxxxx. - xxxxxx<br>- xxxxxx<br>Received duplicate copy of the final CD. This finding is for evidence the non-borrowing title holder received a copy of the initial CD. All parties with a right to rescind must receive the CD at least 3 days prior to consumation. Provide evidence a copy of the CD was sent to xxxxxx. - xxxxxx<br>Document Uploaded. - xxxxxx<br>|  | xxxxxx 14:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000110658 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000110658 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000110682 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | Borrower 1 Personal Tax Returns Less Than 24 Months Provided | Borrower 1 personal tax returns less than 24 months provided. 1 Year Personal Tax Returns are acceptable per AUS guidelines. <br>|  | can you please confirm what do we need to provide here to clear condition ? - xxxxxx<br>| Condition set in error. Should have been rescinded. - xxxxxx<br>can you please confirm what do we need to provide here to clear condition ? - xxxxxx<br>|  | xxxxxx 20:43 | Void | 3 |  | 3 | 1 |
| 4000110682 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000110698 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the HOI for XXXX XXXXX XXXX XXX. <br>|  | HOA/PITI - xxxxxx<br>| REO Docs provided. Condition resolved. - xxxxxx<br>HOA/PITI - xxxxxx<br>|  | xxxxxx 20:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000110698 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000110698 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000110700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000110700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000110700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000110772 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy with the loan amount updated to $ xxxxxx<br>|  | Attached - xxxxxx<br>| Updated Title Policy provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Attached - xxxxxx |  | xxxxxx 21:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000110772 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | HO6 Master Insurance Policy is Missing | Missing Condo / PUD project master insurance policy. Please provide the master condo policy <br>|  | Attached - xxxxxx<br>| Master Policy provided. Condition resolved. - xxxxxx<br>HO-6 Master Insurance Policy is fully present - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 21:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000110772 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000110772 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). Please provide the condo questionnaire for the subject property <br>|  | This was Fannie Mae Approved, I have attached the documents we have. - xxxxxx<br>| Condition set in error: Per DU, loan received a PIW, AVM was in file, and DU states: Based on data provided to DU, the existing loan is Fannie Mae owned. The project eligibility review is waived, though the lender must confirm the requirements specified in section B4-2.1-02, Waiver of Project Review of the Selling Guide are met - xxxxxx<br>This was Fannie Mae Approved, I have attached the documents we have. - xxxxxx<br>|  | xxxxxx 21:15 | Void | 3 |  | 3 | 1 |
| 4000110772 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Please provide a valid third party valuation product <br>|  | Attached - xxxxxx<br>| PIW per DU and AVM was in file. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 21:02 | Void | 1 |  | 3 | 1 |
| 4000110814 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Missing addendum to Purchase Contract reflecting seller credit in the amount of $xxxxxx signed by all parties. <br>|  | SELLER CREDIT - xxxxxx <br>As per our underwriter even if the seller credit is $2,500, it does not exceed our max allowed amount. - xxxxxx<br>| Executed escrow instructions provided. Condition resolved. - xxxxxx<br> SELLER CREDIT - xxxxxx<br> Condition upheld. Provide Contract Addendum. - xxxxxx<br> As per our underwriter even if the seller credit is $xxxxxx, it does not exceed our max allowed amount. - xxxxxx |  | xxxxxx 18:30 | Resolved | 2 | 1 | 3 | 1 |
| 4000110814 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Condo - HOA Dues | The file does not contain documentation supporting the HOA/Condo dues. Missing HOA dues, if applicable, for Primary Residence. <br>|  | As per our underwriter there are no HOA dues on the primary residence, as the prop type is an SFR. - xxxxxx <br>HOA DUES - xxxxxx<br>| Evidence provided to show, no HOA on primary. - xxxxxx<br>As per our underwriter there are no HOA dues on the primary residence, as the prop type is an SFR. - xxxxxx<br>HOA DUES - xxxxxx<br>|  | xxxxxx 21:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000110814 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000110814 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000110921 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.839' is less than the minimum required DSCR of'1'. The Calculated DSCR of 0.839 is less than the minimum required DSCR of 1.0 for a first-time investor. The loan file contains a lender approved exception with compensating factors. <br>|  |  | The Calculated DSCR of '0.839' is less than the minimum required DSCR of'1'. The Calculated DSCR of 0.839 is less than the minimum required DSCR of 1.0 for a first-time investor. The loan file contains a lender approved exception with compensating factors. - xxxxxx<br>| FICO score of 782 is 82 points higher than the minimum required per guidelines. The verified PITIA reserves of 16.16 months are 13.16 months higher than the required per the guidelines. | xxxxxx 22:10 | Waived | 2 | 2 | 3 | 2 |
| 4000110921 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and a xxxxxx CDA with a Low Risk Score and a CDA Value of $xxxxxx with a 0.00% variance to the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 15:25 | Cleared | 1 | 1 | 3 | 2 |
| 4000110921 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:25 | Cleared | 1 | 1 | 3 | 2 |
| 4000110921 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Borrower - Residency Alien Documentation | The borrower indicates Resident Alien status, however, the file contains no evidence documenting status as legally. The borrower is a permanent resident alien per the final loan application. The loan file contains the borrower's xxxxxx driver's license. The lender's guidelines require acceptable evidence of lawful permanent residency to be documented and meet one of the following criteria: I-151 – Permanent Resident Card (Green Card) that does not have an expiration date, I-551 – Permanent Resident Card (Green Card) issued for 10 years that has not expired, I-551 – Conditional Permanent Resident Card (Green Card) issued for two (2) years that has an expiration date, if it is accompanied by a copy of USCIS form I-751 requesting removal of the conditions, or an un-expired Foreign Passport with an un-expired stamp reading as follows: "Processed for I-551 Temporary Evidence of Lawful Admission for Permanent Residence. Valid untixxxxxx. Employment Authorized." <br>|  | Perm res card attached - xxxxxx<br>| Perm Resident Card provided. Condition resolved. - xxxxxx<br>Perm res card attached - xxxxxx<br>|  | xxxxxx 21:36 | Resolved | 2 | 1 | 3 | 2 |
| 4000110921 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The lender's guidelines require rent loss coverage equal to 3 months PITIA reserves, or $xxxxxx, for the subject property. The loan file contains the hazard policy stating coverage for rental loss is included, but the amount of coverage is not disclosed on the policy. <br>|  | xxxxxx Guides do not require- see attached. <br>loan is to be reviewed according to attached guide - xxxxxx<br>| upon re-review condition has been resolved - xxxxxx<br>Rent Loss insurance is not required Per Guidelines - xxxxxx<br>Condition upheld. HOI Policy in file states Rent Loss Coverage is included. What is the Amount? - xxxxxx<br>xxxxxx Guides do not require- see attached. <br>loan is to be reviewed according to attached guide - xxxxxx<br>|  | xxxxxx 19:41 | Resolved | 3 | 1 | 3 | 2 |
| 4000111014 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The mortgage statement for the property located at xxxxxx was not found in the loan documents, and verification of whether the property located at xxxxxx is subject to a homeowners association (HOA) is also missing from the file. If the loan for xxxxxx is not escrowed, please provide the hazard and HOA statements. <br>|  | REO Docs - xxxxxx<br>| REO Docs provided. Condition resolved. - xxxxxx<br>REO Docs - xxxxxx<br>|  | xxxxxx 18:45 | Resolved | 3 | 1 | 4 | 1 |
| 4000111014 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:16 | Cleared | 1 | 1 | 4 | 1 |
| 4000111014 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:16 | Cleared | 1 | 1 | 4 | 1 |
| 4000111014 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Other Credit Finding | Per the credit report, the xxxxxx account #xxxxxx had an $xxxxxx balance and was paid off prior to closing. Verification of the funds to pay off the lien was not found in the loan documents to determine if additional debt.  |  | new HELOC - xxxxxx<br>| Evidence of HELOC closure and the New HELOC were located in file per Credit Supp. - xxxxxx<br>new HELOC - xxxxxx<br>|  | xxxxxx 18:22 | Void | 4 |  | 4 | 1 |
| 4000111014 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Credit Profile - Mortgage Payment History | A mortgage payment history reflected at least one 30-day late in the last 12 months, which exceeds guidelines. Two mortgages were paid at closing that opened in xxxxxx. (xxxxxx). No Payment history or terms of the mortgages to determine if payments were due could be found in the loan documents. Please provide the mortgage statements and payment history for these mortgages. <br>|  | LOX - xxxxxx<br>| LOX provided. Condition resolved. - xxxxxx<br>LOX - xxxxxx<br>|  | xxxxxx 14:27 | Resolved | 3 | 1 | 4 | 1 |
| 4000111021 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000111021 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The appraisal reflects the occupancy as owner occupied, but the subject transaction is a refinance of an investment property. <br>|  | our underwriter would like to confirm - xxxxxx<br>| Seller provided corrected appraisal - xxxxxx<br>our underwriter would like to confirm - xxxxxx<br>|  | xxxxxx 20:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000111021 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide the final signed settlement statement/HUD. <br>|  | FINAL SS - xxxxxx<br>| Final Certified Settlement Statement provided. Condition resolved. - xxxxxx<br>Final HUD-1 Document is not missing or estimated only. - xxxxxx<br>FINAL SS - xxxxxx<br>|  | xxxxxx 18:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000111050 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. The title commitment does not show the full unit # for the condo as shown on all source and property tax documents for the subject of G7. <br>|  | Updated Title - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br>Title document has been provided. - xxxxxx<br>Updated Title - xxxxxx<br>|  | xxxxxx 16:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000111050 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 insurance policy effective date is after the Note date. Provide the completed HO6 policy for the subject as the binder provided has no Policy #, duration period, receipt confirming its paid (POC) and is not signed by the agent binding its effect. The effective date of the non-binding policy isxxxxxxith a loan disbursement date ofxxxxxxThe Master Policy covers this period however the final policy is still required. <br>|  | H06 - xxxxxx<br>| Updated HOI Policy provided. Condition resolved. - xxxxxx<br>HO-6 Insurance Policy Effective Date oxxxxxx26 is prior to or equal to the Note Date oxxxxxx26 Or HO-6 Insurance Policy Effective Date Is Not Provided - xxxxxx<br>H06 - xxxxxx<br>|  | xxxxxx 16:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000111050 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Fraud Report - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud Report - xxxxxx<br>|  | xxxxxx 16:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000111050 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. Per the AUS in the file, there is an additional expense of $xxxxxx for the subject property. Please provide documentation to support the additional expense. <br>|  | That represent the special assessments for the subject property. Its on the appraisal as well as the contract of sale. - xxxxxx<br>| Condition resolved. HOA in file. - xxxxxx<br>That represent the special assessments for the subject property. Its on the appraisal as well as the contract of sale. - xxxxxx<br>|  | xxxxxx 16:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000111142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. The total assets in file is $xxxxxx. The required reserves are $xxxxxx. After applying the cash to borrower of xxxxxx, the borrower is short on reserves -$xxxxxx. Please provide additional assets statements to show that the borrower has sufficient assets. <br>|  | The borrower didn't use any funds for closing funds but used for reserves only. The borrower has sufficient funds for reserves. <br> The cash back to borrower is allowed as the amount is lesser of $5,000 or 2% of the new loan amount.<br> Thank you.<br>• Total assets verified: $xxxxxx<br> • Reserves required is $xxxxxx \*\* Subject 9 mos by qualifying rate is $xxxxxx ($xxxxxx) + xxxxxx 2 mos is $ xxxxxx ($xxxxxx) +xxxxxx 2 mos is $xxxxxx ($xxxxxx)<br> - xxxxxx | Condition voided. Set in error. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> The borrower didn't use any funds for closing funds but used for reserves only. The borrower has sufficient funds for reserves. <br> The cash back to borrower is allowed as the amount is lesser of $5,000 or 2% of the new loan amount.<br> Thank you.<br>• Total assets verified: $xxxxxx<br> • Reserves required is $xxxxxx \*\* Subject 9 mos by qualifying rate is $xxxxxx ($xxxxxx) + xxxxxx 2 mos is $ xxxxxx ($xxxxxx) +xxxxxx 2 mos is $xxxxxx ($xxxxxx)<br> - xxxxxx |  | xxxxxx 21:03 | Void | 3 |  | 3 | 1 |
| 4000111142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000111142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 14:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000111171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 13:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000111171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 13:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000111171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 13:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000111175 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 14:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000111175 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000111175 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 14:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000111181 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000111181 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000111181 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000111274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx lock agreement is missing from the loan file. <br>|  | Lock confirmation - xxxxxx<br>| Lock provided. Condition resolved. - xxxxxx<br>Lock confirmation - xxxxxx<br>|  | xxxxxx 21:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000111274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. Rental income used for xxxxxx was $xxxxxx. The lease agreement provided reflects a monthly rental income of $xxxxxx. Please provide documentation of the rental income of $xxxxxx along with proof of receipt of the rental income. <br>|  | The co-borrower purchased this property with another party, therefore rental income is applied based off the lease at 50% ownership (lease amount is $xxxxxx - applied $xxxxxx). Proof of rent received and borrowers are 50% of the LLC attached. - xxxxxx | Explanation and evidence provided. Condition resolved. - xxxxxx<br> The co-borrower purchased this property with another party, therefore rental income is applied based off the lease at 50% ownership (lease amount is $xxxxxx - applied $xxxxxx). Proof of rent received and borrowers are 50% of the LLC attached. - xxxxxx |  | xxxxxx 23:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000111274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:18 | Cleared | 1 | 1 | 3 | 1 |
| 4000111352 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 23:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000111352 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000111352 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000111352 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000111361 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Master Policy Expiration Date is Prior To the Transaction Date | Master Policy expiration date is prior to the transaction date. Master Policy provided expires prior to closing date. Please provide updated Masters Policy <br>|  | Current master policy - xxxxxx<br>| Updated HOI provided. - xxxxxx<br> Master Policy Expiration Date oxxxxxx is Equal to or After the Transaction Date xxxxxx Or Master Policy Expiration Date Is Not Provided - xxxxxx<br> Current master policy - xxxxxx |  | xxxxxx 13:52 | Resolved | 3 | 1 | 4 | 1 |
| 4000111361 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing Doc - Documentation Missing | The loan file does not contain all required valuation documents. Lender to provide HOI, HOA etc for the following REO propertyxxxxxx to properly assess Net Rent. <br>|  | xxxxxx Docs - xxxxxx | PITIA docs were provided for xxxxxx. Condition resolved. - xxxxxx<br> xxxxxx Docs - xxxxxx |  | xxxxxx 21:38 | Resolved | 4 | 1 | 4 | 1 |
| 4000111361 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:37 | Cleared | 1 | 1 | 4 | 1 |
| 4000111469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000111469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000111469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000111516 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | The Deed of Trust is Missing | The Deed of Trust is missing. <br>|  | mtg and warranty deed - xxxxxx<br>| DOT provided. Condition resolved. - xxxxxx<br>The Deed of Trust has been provided. - xxxxxx<br>mtg and warranty deed - xxxxxx<br>|  | xxxxxx 21:35 | Resolved | 4 | 1 | 4 | 1 |
| 4000111516 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:22 | Cleared | 1 | 1 | 4 | 1 |
| 4000111516 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:21 | Cleared | 1 | 1 | 4 | 1 |
| 4000111650 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | see attached - xxxxxx<br>| Fraud Report provided. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 13:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000111650 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000111650 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000111661 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000111661 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000111661 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Unable to validate REO propertyxxxxxx $xxxxxx listed HOA on final 1003. (escrow included in payment) <br>|  | xxxxxx- xxxxxx | Docs provided. Condition resolved. - xxxxxx<br> xxxxxx - xxxxxx |  | xxxxxx 16:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000111780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1.0, LCA with risk score of 4.0 and xxxxxx CDA with Moderate Risk and CDA Value to Appraisal value with 0.00% variance which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 03:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000111780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx Bay Rate Lock Agreement <br>|  | Lock - xxxxxx<br>| Investor lock provided. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 16:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000111780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 03:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000111843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 14:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000111843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000111843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 14:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000111861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a xxxxxx CDA with a Low Risk score and CDA value to appraisal value with % tolerance which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 22:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111870 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing Verification of Mortgage for Primary Residence. Per Final Application there is a lien with xxxxxx. <br>|  | attached - xxxxxx <br>attached - xxxxxx<br>| Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> Rent Free Letter provided. Condition resolved. - xxxxxx<br> attached - xxxxxx<br> Condition upheld. A new 1003 was provided removing the Borrowers Primary Residence (xxxxxx) from the REO and the the new 1003 states the Borrower has no housing expense at xxxxxx. Provide Rent Free Letter or Evidence Borrower sold property. - xxxxxx<br> attached - xxxxxx |  | xxxxxx 16:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000111870 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | attached - xxxxxx<br>| Final Loan Commitment was provided. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 13:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000111870 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000111870 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000111999 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111999 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 05:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000111999 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 05:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000112004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000112004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000112004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. xxxxxxF Lock Confirmation indicates the Loan Product was xxxxxx , however, this product does not conform to Investment properties, and the max cash out is $750,000.00. <br>|  | memo - xxxxxx<br>| The loan is conforming to Fannie Mae Seller Guides which allows for a cash-out amount over $750,000. This is evidenced <br> by the DU AUS showing an Approve/Eligible Recommendation. - xxxxxx<br> memo - xxxxxx |  | xxxxxx 17:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000112004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Cash Out Does Not Meet Guideline Requirements | Cash out does not meet guideline requirements. Borrower received $xxxxxx at closing. Max cash out allowed per guidelines is $750,000.00 <br>|  | memo - xxxxxx<br>| The loan is conforming to Fannie Mae Seller Guides which allows for a cash-out amount over $750,000. This is evidenced <br> by the DU AUS showing an Approve/Eligible Recommendation. - xxxxxx<br>memo - xxxxxx<br>|  | xxxxxx 17:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000112089 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. The loan file contains the Hazard Ins; however, the policy didnt contain the Rent loss coverage. <br>|  |  | Not required on full document. - xxxxxx<br>|  | xxxxxx 22:14 | Void | 3 |  | 3 | 1 |
| 4000112089 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000112089 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | Income - General | The loan file reflected additional income issues. Lender to provide the business narrative completed by the borrower, A CPA letter verifying the ownership of the business. Lender to also provide the business entity filing with the State of NJ to verify business is still in existence and in good standing with the state. <br>|  | The business narrative can be found in the initial upload page 999. The business license, verification of business existence and CPA letter can be found on pages 985-989. Please review the initial upload and waive the condition. - xxxxxx<br>| Business Narrative was located in file. - xxxxxx<br>The business narrative can be found in the initial upload page 999. The business license, verification of business existence and CPA letter can be found on pages 985-989. Please review the initial upload and waive the condition. - xxxxxx<br>|  | xxxxxx 18:11 | Resolved | 3 | 1 | 4 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | xx/xx/xxxx | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. Lender to provide a CPA letter to verify the business existence as well as ownership percentage of the borrower. <br>|  | The CPA letter can be found on page 987 of the initial upload - xxxxxx<br>| CPA Letter located in file. - xxxxxx<br>Borrower 1 CPA letter provided - xxxxxx<br>The CPA letter can be found on page 987 of the initial upload - xxxxxx<br>|  | xxxxxx 15:58 | Resolved | 3 | 1 | 4 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Lender to provide a VOE within 10 days of closing to verify the business. <br>|  | The VOE was in the initial upload, page 975. For self-employment the VOE needs to be within 30 days from the note date, not 10. Please review the initial upload and waive the condition. - xxxxxx<br>| Existence of Business search was located. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>The VOE was in the initial upload, page 975. For self-employment the VOE needs to be within 30 days from the note date, not 10. Please review the initial upload and waive the condition. - xxxxxx<br>|  | xxxxxx 15:58 | Resolved | 3 | 1 | 4 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Lender to provide the fully executed purchase contract, only the addendums are in the loan file. <br>|  | The fully executed purchase contract was provided in the initial upload, pages 47-60. Please review the upload and waive/remove the condition. Thank You - xxxxxx<br>| Complete purchase contract was located in the file. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>The fully executed purchase contract was provided in the initial upload, pages 47-60. Please review the upload and waive/remove the condition. Thank You - xxxxxx<br>|  | xxxxxx 18:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | xx/xx/xxxx | Property | Appraisal - Incomplete | The appraisal provided was incomplete. The Auditor was unable to review the entire appraisal report. Lender to provide the complete appraisal report including all subject & comp photos. <br>|  | See the attached appraisal - xxxxxx<br>| Complete Appraisal was provided. - xxxxxx<br>See the attached appraisal - xxxxxx<br>|  | xxxxxx 18:24 | Resolved | 3 | 1 | 4 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000112119 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. <br>|  |  | VOIDED. SET IN ERROR - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>|  | xxxxxx 18:23 | Void | 4 |  | 4 | 1 |
| 4000112130 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The preliminary title policy in the loan file is missing the title coverage equal to the loan amount $xxxxxx <br>|  | See attached - xxxxxx <br>See attached - xxxxxx <br>escrow instructions regarding title coverage. - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> See attached - xxxxxx<br> Condition upheld. No Title Policy or CPL showing proposed insured amount has been provided. - xxxxxx<br> See attached - xxxxxx<br> Condition upheld. Provided Title showing Proposed Insured amount or CPL showing the same. - xxxxxx<br> escrow instructions regarding title coverage. - xxxxxx |  | xxxxxx 18:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000112130 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and a xxxxxx CDA with Low Risk score and CDA to appraisal variance of 0.00% which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 19:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000112130 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000112158 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000112158 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000112158 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | AbilityToRepay: QMPointsAndFees | NonQM The loan fees ($xxxxxx) exceed the (QM) (Note Amount >=$xxxxxx) fee limit, which is 3% of the Total Loan Amount ($xxxxxx), the difference is ($xxxxxx). (12 CFR 1026.43(e)(3). <br>|  | per our lock manager discount points are bona fide. Par rate is 6.75% vs. APOR 6.06% <br>- xxxxxx<br>| Bona fide discount points excluded. Finding resolved - xxxxxx<br>Resolved - xxxxxx<br>per our lock manager discount points are bona fide. Par rate is 6.75% vs. APOR 6.06% <br>- xxxxxx<br>|  | xxxxxx 14:40 | Resolved | 1 | 1 | 1 | 1 |
| 4000112158 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000112219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000112219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000112219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000112269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | 4506 - xxxxxx<br>| 4506 provided. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 22:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000112269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores of 2.5 or less which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 15:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000112269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000112307 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 00:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000112307 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing HOA/Condo Certification | The loan file contains the order form for the Lender Questionnaire Package; however, the final report is not provided in the loan file. The lender's guidelines require a Condo Questionnaire with supporting documentation for an Established Attached Condo Project. <br>|  | Can you please provide clarification on the condo questionnaire? I don't find that requirement in your guidelines. Our warranty form in the file indicates our receipt & acceptance of the condo documentation which includes the questionnaire. - xxxxxx<br>| Established Condo, Warranty in file. - xxxxxx<br>Can you please provide clarification on the condo questionnaire? I don't find that requirement in your guidelines. Our warranty form in the file indicates our receipt & acceptance of the condo documentation which includes the questionnaire. - xxxxxx<br>|  | xxxxxx 15:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000112307 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Assets - LOE Missing | The loan file does not contain all required asset documentation. The required letter of explanation was not provided in the loan file. Missing a letter of explanation for the 2 large deposits into the borrower's xxxxxx account #xxxxxx: $xxxxxx wired on xxxxxx and $xxxxxx on xxxxxx. The loan file contains a letter of explanation from the borrower stating "this was my first payout for the sale of xxxxxx (20% ownership)" via email dated xxxxxx; however, the amount of the deposit was not stated on the letter and the Contract provided in the loan file detailing the sale of the business does not list scheduled or structured payouts. The loan file contains a Promissory Note in the amount of $xxxxxx dated xxxxxx verifying monthly installments to be paid to the borrower in the amount of $xxxxxx beginning xxxxxx; however, the Note is not executed and the subject loan closed on xxxxxx prior to the first scheduled payment. <br>|  | Attached LOE - xxxxxx<br>| LOE provided. Condition resolved. - xxxxxx<br>Attached LOE - xxxxxx<br>|  | xxxxxx 15:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000112311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. DSCR / Business Purpose loans are exempt from Reg Z and Reg X. Open <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000112311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000112311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>resolved finding - xxxxxx<br>DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 22:51 | Resolved | 1 | 1 | 1 | 1 |
| 4000112331 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000112331 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000112331 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/LLC: Operating Agreement. Business assets were included in the loan approval. While documentation for xxxxxx. and xxxxxx identifies the borrower as a registered agent, evidence of the borrower's ownership percentage in each entity is not included in the file. Please provide the operating agreements for xxxxxx. and xxxxxx to document ownership interest. <br>|  | income docs - xxxxxx<br>| K-1 provided with the Tax Returns shows Borrower owns 50% of business. Income was calculated at 50%, and assets in this Business account were credited at 50%. Condition resolved. - xxxxxx<br>income docs - xxxxxx<br>|  | xxxxxx 15:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000112334 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk score of 2.5 and CDA with Moderate Risk and CDA to Appraisal Value with 0.00% variance which meets the lender's guidelines. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk score of 2.5 and CDA with Moderate Risk and CDA to Appraisal Value with 0.00% variance which meets the lender's guidelines.<br> - xxxxxx<br>|  | xxxxxx 22:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000112334 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Lender Credits That Cannot Decrease Test (50001262) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($xxxxxx). The Last CD shows a total lender credit amount of ($xxxxxx). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Lender credit decreased from $xxxxxx to $xxxxxx on the final CD <br>|  | See attached. - xxxxxx<br>| Received CIC and CD for decreased credit - xxxxxx<br>Resolved - xxxxxx<br>See attached. - xxxxxx<br>|  | xxxxxx 14:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000112334 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Lender Credits That Cannot Decrease Test (Fees-Limited) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($xxxxxx). The actual total fee amount shows a credit amount of ($xxxxxx). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Duplicate finding <br>|  |  | Received CIC and CD for decreased credit - xxxxxx<br>Resolved - xxxxxx<br>|  | xxxxxx 14:58 | Resolved | 1 | 1 | 3 | 1 |
| 4000112334 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 22:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000112356 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 2 - Missing or incomplete income documentation for 1 or 2 Year Full Doc | Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs for Borrower 2. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs for Borrower 2. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. <br>|  | W2S, PAYSTUBS AND VOE SHOWS 2 YEARS 2024-2025 - xxxxxx <br>ALL INCOME DOCS FROM FILE - xxxxxx<br>| Co-borrower not employed, all required income was provided. - xxxxxx<br>Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. - xxxxxx<br>W2S, PAYSTUBS AND VOE SHOWS 2 YEARS 2024-2025 - xxxxxx<br>Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. B2 not employed - xxxxxx<br>ALL INCOME DOCS FROM FILE - xxxxxx<br>|  | xxxxxx 17:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000112356 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 21:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000112356 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:32 | Cleared | 1 | 1 | 3 | 1 |
| 4000112429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000112429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement<br>|  | We don't ever have xxxxxx locks in our files we always have the attached lock in our. - xxxxxx | Investor lock provided. - xxxxxx<br> Evidence of Rate Lock Provided - xxxxxx<br> We don't ever have xxxxxx locks in our files we always have the attached lock in our. - xxxxxx |  | xxxxxx 21:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000112429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000112470 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000112470 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000112470 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines.<br>|  |  |  |  | xxxxxx 00:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000112509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000112509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000112509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000112510 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing Prepayment Rider | Missing page 1 of the prepayment rider or addendum <br>|  | rider - xxxxxx<br>| PPA provided. Condition resolved. - xxxxxx<br>rider - xxxxxx<br>|  | xxxxxx 16:10 | Resolved | 3 | 1 | 4 | 1 |
| 4000112510 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:32 | Cleared | 1 | 1 | 4 | 1 |
| 4000112510 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. <br>|  | Appraisal - xxxxxx<br>| Appraisal provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>Appraisal - xxxxxx<br>|  | xxxxxx 15:43 | Resolved | 4 | 1 | 4 | 1 |
| 4000112534 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Provide the Third-Party Fraud Report/OFAC verification for Borrower. <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 14:50 | Resolved | 3 | 1 | 4 | 1 |
| 4000112622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Asset 3 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. The xxxxxx statement ending in xxxxxx is 112 days old. Per guidelines, asset statements must be dated no more than ninety (90) days before the note date. Please provide the updated asset statement. <br>|  | Attached - xxxxxx<br>| Updated Statement provided. Condition resolved. - xxxxxx<br>Asset Record 3 Meets G/L Requirements Or Not Applicable - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 15:15 | Resolved | 3 | 1 | 4 | 1 |
| 4000112622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 13:20 | Cleared | 1 | 1 | 4 | 1 |
| 4000112622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. The xxxxxx statement ending in xxxxxx is 93 days old. Per guidelines, asset statements must be dated no more than ninety (90) days before the note date. Please provide the updated asset statement. <br>|  | Attached - xxxxxx<br>| Updated Statement provided. Condition resolved. - xxxxxx<br>Asset Record 1 Meets G/L Requirements - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 15:16 | Resolved | 3 | 1 | 4 | 1 |
| 4000112622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | xx/xx/xxxx | Property | Missing Appraisal | The loan file does not contain the appraisal. <br>|  | Attached - xxxxxx<br>| Per LP, Loan received collateral representation and AVM was located in the loan file. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 15:15 | Void | 4 |  | 4 | 1 |
| 4000112622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Other Compliance Finding |  |  |  | Loan meets all applicable compliance testing requirements. - xxxxxx<br>|  | xxxxxx 17:31 | Cleared | 3 | 1 | 4 | 1 |
| 4000112635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000112635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a xxxxxx CDA with Moderate Risk score and CDA Value of $xxxxxx and CDA to Appraisal Value within -2.3% which meets the lender's guidelines. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a xxxxxx CDA with Moderate Risk score and CDA Value of $xxxxxx and CDA to Appraisal Value within -2.3% which meets the lender's guidelines. - xxxxxx |  | xxxxxx 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000112635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Verification Documenation - VOR Missing | The loan file did not contain a Verifiction of Rent as required. Missing 12-month housing history for the borrower's primary residence at xxxxxx documented through the closing date. Per the loan application, the borrower has rented at this location for 5 years with monthly rent of $xxxxxx a month. <br>|  | VOR - xxxxxx<br>| VOR was provided. Condition resolved. - xxxxxx<br>VOR - xxxxxx<br>|  | xxxxxx 14:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000112653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000112653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000112653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000112710 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000112710 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000112710 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000112727 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X.<br> - xxxxxx<br>|  | xxxxxx 18:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000112727 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Copy located in file is incomplete <br>|  | Attached - xxxxxx<br>| Executed copy was provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 21:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000112727 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 18:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000112732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Flood Certificate Missing | Missing flood certificate. Lender to provide the flood certification for the subject property to verify it not in a flood zone. <br>|  | Flood cert uploaded. - xxxxxx<br>| Flood Cert provided. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Flood cert uploaded. - xxxxxx<br>|  | xxxxxx 14:33 | Resolved | 4 | 1 | 4 | 1 |
| 4000112732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | All Interested Parties Not Checked with Exclusionary Lists | All interested parties not checked with exclusionary lists. Lender to provide the complete cleared fraud report including the OFAC with all interested parties in the loan transaction. <br>|  | Participant search uploaded - xxxxxx<br>| Fraud Report provided. - xxxxxx<br>All Interested Parties Checked against Exclusionary Lists - xxxxxx<br>Participant search uploaded - xxxxxx<br>|  | xxxxxx 14:04 | Resolved | 3 | 1 | 4 | 1 |
| 4000112732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Third Party Fraud Report Partially Provided | Third party fraud report partially provided. Lender to provide the complete cleared fraud report including the OFAC with all interested parties in the loan transaction. <br>|  | Fraud report uploaded - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Third Party Fraud Report is fully present - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | xxxxxx 14:05 | Resolved | 3 | 1 | 4 | 1 |
| 4000112732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 14:33 | Cleared | 1 | 1 | 4 | 1 |
| 4000112732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Lender to provide 3rd Party Valuation Product missing from the loan file. <br>|  | CDA value $xxxxxx. Appraised value $xxxxxx. - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraised value $xxxxxx0. - xxxxxx |  | xxxxxx 14:05 | Resolved | 4 | 1 | 4 | 1 |
| 4000112732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. <br>|  | Master policy with flood insurance uploaded - xxxxxx<br>| Master Flood Policy provided. Condition resolved. - xxxxxx<br>Flood Insurance Policy is fully present - xxxxxx<br>Master policy with flood insurance uploaded - xxxxxx<br>|  | xxxxxx 14:37 | Resolved | 3 | 1 | 4 | 1 |
| 4000112751 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Missing 3rd party valuation product <br>|  | <br>COLLATERAL DESKTOP ANALYSIS - xxxxxx <br>We just want to clarify what we need to provide it's like a desk review report or avm?Please confirm - xxxxxx <br>APPRAISAL - xxxxxx<br>| CDA supporting value has been provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>COLLATERAL DESKTOP ANALYSIS - xxxxxx<br>Condition upheld. Provide missing 3rd party valuation product, CU, AVM, BPO, CDA etc. - xxxxxx<br>We just want to clarify what we need to provide it's like a desk review report or avm?Please confirm - xxxxxx<br>PLEASE READ!!! loan file is Missing 3rd party valuation product - xxxxxx<br>APPRAISAL - xxxxxx<br>|  | xxxxxx 21:15 | Resolved | 4 | 1 | 4 | 1 |
| 4000112751 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 13:08 | Cleared | 1 | 1 | 4 | 1 |
| 4000112751 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 13:42 | Cleared | 1 | 1 | 4 | 1 |
| 4000112754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000112754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000112754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Cash Out Does Not Meet Guideline Requirements | Cash out does not meet guideline requirements. The borrower acquired the propertyxxxxxxer the fraud report. Per guidelines, Borrower must have owned the subject property 12+ months. Please provide documentation to support the borrower meeting the seasoning requirements. <br>|  | The subject was quit claimed from the borrower's business xxxxxx. to their individual names onxxxxxxut they have owned it in the name of the business since xxxxxx xxxxxx - xxxxxx | Title shows transfer from Borrower's LLC to Borrower's. In file. - xxxxxx<br> The subject was quit claimed from the borrower's business xxxxxx. to their individual names on it they have owned it in the name of the business since xxxxxx - xxxxxx |  | xxxxxx 19:56 | Void | 3 |  | 3 | 1 |
| 4000112823 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | The Final 1003 is Missing | The final 1003 is missing. The final 1003 could not be found in the loan documents. <br>|  | URLA - xxxxxx<br>| Final 1003 provided. Condition resolved. - xxxxxx<br>The final 1003 has been provided. - xxxxxx<br>URLA - xxxxxx<br>|  | xxxxxx 19:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000112823 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000112823 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000112831 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000112831 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 04:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000112831 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000112858 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy that includes the updated loan amount of $ xxxxxx <br>|  | TITLE - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> TITLE - xxxxxx |  | xxxxxx 21:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000112858 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000112858 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000112860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. File does not contain business narrative as required by guidelines. <br>|  |  | Upon additional review, the company does construction therefore the narrative is not required. - xxxxxx<br>|  | xxxxxx 18:51 | Resolved | 3 | 1 | 4 | 1 |
| 4000112860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:47 | Cleared | 1 | 1 | 4 | 1 |
| 4000112860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The Initial Closing Disclosure is missing, upon receipt additional findings may be added. <br>|  | ICD - xxxxxx<br>| Receieved ICD - xxxxxx<br>ICD - xxxxxx<br>|  | xxxxxx 14:32 | Resolved | 4 | 1 | 4 | 1 |
| 4000112860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide most recent xxxxxxF lock confirmation missing from the loan file. <br>|  | Lock confirmation - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>Lock confirmation - xxxxxx<br>|  | xxxxxx 19:57 | Resolved | 3 | 1 | 4 | 1 |
| 4000112860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | AbilityToRepay: QMPointsAndFees |  |  | xxxxxx program loan points are under 5%. not 3%. Please see passed mavent report - xxxxxx<br>| Finding set in error - xxxxxx<br> xxxxxx program loan points are under 5%. not 3%. Please see passed mavent report - xxxxxx<br> The loan fees ($xxxxxx) exceed the (QM) (Note Amount >=$xxxxxx) fee limit, which is 3% of the Total Loan Amount ($xxxxxx), the difference is ($xxxxxx). (12 CFR 1026.43(e)(3). - xxxxxx |  | xxxxxx 17:36 | Void | 1 |  | 4 | 1 |
| 4000112865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000112865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000112865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 00:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000112928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Subject loan is in Flood Zone and Notice of Special Flood Hazard Disclosure Not Completed | Subject property is in flood zone but Notice of Special Flood Hazard Disclosure was not provided. Please provide the Notice of Special Flood Hazard Disclosure. <br>|  | flood discs - xxxxxx<br>| Notice of Special Flood Hazard Disclosure has been provided. - xxxxxx<br>flood discs - xxxxxx<br>|  | xxxxxx 19:18 | Resolved | 1 | 1 | 3 | 1 |
| 4000112928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a score of 1.4 and LCA with score of 1 which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 23:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000112928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000112928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. Missing proof the borrower's primary mortgage payment due xxxxxx with xxxxxx account ending #xxxxxx was paid. The credit report dated xxxxxx verifies payments through xxxxxx. The loan file contains a mortgage statement dated xxxxxx verifying the xxxxxx payment was paid on xxxxxx and the mortgage is due for the xxxxxx payment. The subject loan closed on xxxxxx; therefore, proof of the xxxxxx payment is required. Per the final 1003, the borrowr has owned the primary residence for 3 years, but only 1 month of mortgage history is reflected on the credit report. Please provide 12 month housing history. <br>|  | proof xxxxxx pymt made - xxxxxx | Loan opened xxxxxx, first payment xxxxxx xxxxxx and we have proof of payments since. Condition resolved. - xxxxxx<br> Condition upheld. Provide credit supplement or VOM showing pay history from xxxxxx on Primary. - xxxxxx<br> proof xxxxxx pymt made - xxxxxx |  | xxxxxx 21:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000112929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Transfer taxes increased from $750 to $800 on the xxxxxx LE without a CIC <br>|  | Change circumstance for LExxxxxx please review and clear condition. - xxxxxx<br>| Received CIC for increased fees - xxxxxx<br>Resolved - xxxxxx<br>Change circumstance for LExxxxxx please review and clear condition. - xxxxxx<br>|  | xxxxxx 13:37 | Resolved | 3 | 1 | 4 | 1 |
| 4000112929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | Missing Tangible Net Benefit Disclosure | Please provide the Tangible Net Benefit. <br>|  | NTB - xxxxxx <br>This is not a high-cost loan and not a flip loan. The NTB form is not needed. Please re-review and clear condition and loan for purchase. Thank you - xxxxxx<br>| Received TNB worksheet - xxxxxx<br>NTB - xxxxxx<br>GA TNB is required if refinancing an existing loan within 60 months of its original date. Prior loan is seasoned <60 months. - xxxxxx<br>This is not a high-cost loan and not a flip loan. The NTB form is not needed. Please re-review and clear condition and loan for purchase. Thank you - xxxxxx<br>|  | xxxxxx 16:12 | Resolved | 3 | 1 | 4 | 1 |
| 4000112929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Third party review product missing from the loan file. <br>|  |  | LCA with acceptable score in file, condition resolved. - xxxxxx<br>|  | xxxxxx 16:49 | Resolved | 4 | 1 | 4 | 1 |
| 4000112929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:33 | Cleared | 1 | 1 | 4 | 1 |
| 4000112929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Missing or incomplete income documentation for 1 or 2 Year Full Doc | Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 1 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 1 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs. <br>|  | per UW: The subject loan is a WVOE program & income docs are not required. Please waive and clear condition. thank you - xxxxxx<br>| Condition set in error. WVOE in file - xxxxxx<br>per UW: The subject loan is a WVOE program & income docs are not required. Please waive and clear condition. thank you - xxxxxx<br>|  | xxxxxx 13:37 | Void | 3 |  | 4 | 1 |
| 4000112959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | Collateral Protection Notice is Missing | Collateral Protection notice is missing. The Maryland MARYLAND RIGHT TO CHOOSE INSURANCE PROVIDER DISCLOSURE is missing from the file. <br>|  | CPL - xxxxxx<br>| Closing Protestion letter provided and paid for on the FCD - xxxxxx<br>CPL - xxxxxx<br>|  | xxxxxx 17:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000112959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. The Maryland RIGHT TO CHOOSE ATTORNEY OR TITLE INSURANCE COMPANY disclosure is not in the file. <br>|  | Affiliated Business Arrangement would satisfy for "right to choose" which does include language that the borrower is free to shop for settlement services. - xxxxxx<br>| Received ABA disclosure which includes required attorney/ title insurance provider verbiage. - xxxxxx<br>Affiliated Business Arrangement would satisfy for "right to choose" which does include language that the borrower is free to shop for settlement services. - xxxxxx<br>|  | xxxxxx 17:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000112959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Loan meets applicable appraisal guidelines. - xxxxxx<br>|  | xxxxxx 15:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000112959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000112974 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | guaranty - xxxxxx<br>| Personal Loan Guaranty was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>guaranty - xxxxxx<br>|  | xxxxxx 14:17 | Resolved | 4 | 1 | 4 | 1 |
| 4000112974 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. A Letter of Explanation (LOE) by the Borrower / Guarantor is required to detail relevant real estate experience. <br>|  | lox - xxxxxx<br>| LOE provided. Borrower explains this property represents his first real estate investment. Per Guidelines: First Time Investors are allowed provided that the DSCR is >1.0, the Credit Score is >700 and there are no exceptions on the file. Borrower has 772 FICO, DSCR is 1.25, and no exceptions on loan. Condition resolved.<br> - xxxxxx<br>lox - xxxxxx<br>|  | xxxxxx 20:33 | Resolved | 3 | 1 | 4 | 1 |
| 4000112974 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Missing letter of explanation | The borrowing entity's name is xxxxxx. Entity vesting requirements mandate that entities must be formed for the purpose of Ownership and Management of Real Estate. Please clarify/explain xxxxxx's purpose.  |  | lox - xxxxxx<br>| LOE provided. - xxxxxx<br>lox - xxxxxx<br>|  | xxxxxx 14:10 | Resolved | 3 | 1 | 4 | 1 |
| 4000112974 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:24 | Cleared | 1 | 1 | 4 | 1 |
| 4000112974 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:25 | Cleared | 1 | 1 | 4 | 1 |
| 4000112974 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Citizenship Documentation Not Provided | Borrower 1 xxxxxxzenship Documentation is missing from the file. Please provide a copy of the front and back of the borrower's current unexpired passport. <br>|  | xxxxxxzens - xxxxxx<br>| Provided and resolved. - xxxxxx<br>xxxxxxzens - xxxxxx<br>|  | xxxxxx 14:12 | Resolved | 3 | 1 | 4 | 1 |
| 4000112976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. <br>|  | See attached. - xxxxxx<br>| Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>Purchase Contract provided. Condition resolved. - xxxxxx<br>See attached. - xxxxxx<br>|  | xxxxxx 15:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000112976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 01:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000112976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 01:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000112981 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000112981 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000112981 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000112984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary value subject property appraisal is not on an as-is basis. <br>|  | see attached - xxxxxx<br>| Completion cert provided. Condition resolved. - xxxxxx<br>Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - xxxxxx<br>see attached - xxxxxx<br>| Lender to provide 1004D missing from the loan file. | xxxxxx 19:45 | Resolved | 3 | 1 | 3 | 2 |
| 4000112984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:13 | Cleared | 1 | 1 | 3 | 2 |
| 4000112984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | New York - Subprime Home Loan (First Lien)(02/10) | This is a New York "subprime home loan." The loan's current APR (9.196%) exceeds the New York Subprime Home Loan threshold of (7.84%) by (1.356). The threshold is determined by adding 1.75 points to the comparable Freddie Mac PMMS rate. (NY Bank 6-m(1)(c)) . <br>|  | mortgage is stamped subprime and subprime disclosures were provided to the borrower. Nothing else should be needed to clear this item. - xxxxxx<br>| Acknowledged condition - xxxxxx<br>Updated to Acknowledged, Compliant NY Subprime Loan. <br> - xxxxxx<br>Confirmed loan is subprime. Disclosures in the file. - xxxxxx<br>mortgage is stamped subprime and subprime disclosures were provided to the borrower. Nothing else should be needed to clear this item. - xxxxxx<br>|  | xxxxxx 15:09 | Acknowledged | 3 | 2 | 3 | 2 |
| 4000112984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | The loan's (9.196%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (8.39%), which is the comparable average prime offer rate of (6.14%) plus 2.25. The System used the following date to perform the APOR index lookup (xxxxxx). The system added 2.25 to the comparable APOR because the ($xxxxxx) note amount equals or exceeds ($xxxxxx). The system used an interest rate of (xxxxxx%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (12 CFR 1026.43(e)(2)(vi)(A)) . <br>|  | mortgage is stamped subprime and subprime disclosures were provided to the borrower. Nothing else should be needed to clear this item. - xxxxxx<br>| Confimred loan is subprime Disclosures in the file - - xxxxxx<br>mortgage is stamped subprime and subprime disclosures were provided to the borrower. Nothing else should be needed to clear this item. - xxxxxx<br>|  | xxxxxx 17:01 | Resolved | 3 | 1 | 3 | 2 |
| 4000112984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:13 | Cleared | 1 | 1 | 3 | 2 |
| 4000113015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000113015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 16:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000113015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000113018 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000113018 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000113018 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx Bay rate lock agreement <br>|  | Attached - xxxxxx<br>| Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 17:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000113031 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The preliminary title policy and closing protection letter in file reflects coverage amount of $xxxxxx, but the loan amount is $xxxxxx. Please provide the final title policy reflecting sufficient coverage. <br>|  | Attached - xxxxxx<br>| Policy coverage amount shows sufficient, condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 17:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000113031 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Hazard Insurance Coverage is less than all Subject Lien(s) | Hazard Insurance Coverage Amount of $xxxxxx is less than Total Amount of Subject Lien(s) of $xxxxxx Lender to provide a replacement cost estimator to verify adequate dwelling coverage for the subject property. <br>|  | Attached - xxxxxx <br> the 25% is extended coverage. 25% of the $xxxxxx is $xxxxxx. So the $xxxxxx plus the $xxxxxx is $xxxxxx. Which is more than the RCE $xxxxxx - xxxxxx <br> The hazard insurance coverage meets investor requirements. The Replacement Cost Estimator reflects a replacement cost of $xxxxxx. The policy provides $xxxxxx in dwelling coverage with an additional 25% extended replacement cost, totaling $xxxxxx in available coverage, which exceeds the estimated replacement cost. Therefore, coverage is sufficient - xxxxxx <br> Attached RCE - xxxxxx | Explanation of HOI Policy provided. Condition resolved. - xxxxxx<br> Attached - xxxxxx<br> the 25% is extended coverage. 25% of the $xxxxxx is $xxxxxx. So the $xxxxxx plus the $xxxxxx is $xxxxxx. Which is more than the RCE $xxxxxx - xxxxxx<br> Condition upheld. The HOI Policy states: SPECIFIED ADDITIONAL AMOUNT OF INSURANCE 25%. It does not specify what the that amount is, nor does it say replacement cost. Provide the policy that states the specific words you cite. - xxxxxx<br> The hazard insurance coverage meets investor requirements. The Replacement Cost Estimator reflects a replacement cost of $xxxxxx. The policy provides $xxxxxx in dwelling coverage with an additional 25% extended replacement cost, totaling $xxxxxx in available coverage, which exceeds the estimated replacement cost. Therefore, coverage is sufficient - xxxxxx<br> Condition upheld. HOI Coverage still does not meet the RCE provided. - xxxxxx<br> Attached RCE - xxxxxx |  | xxxxxx 03:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000113031 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000113031 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000113031 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Property Title Issue | Property title issue. The subject property is currently vested in xxxxxx. Documentation showing the ownership interest the borrowers have in this company is missing from the loan file. <br>|  | Attached - xxxxxx<br>| LLC articles provided, condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 17:37 | Resolved | 3 | 1 | 3 | 1 |
| 4000113068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000113068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines - xxxxxx<br>|  | xxxxxx 22:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000113068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 22:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000113083 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000113083 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000113083 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Borrower 1 Award Letter Missing | Borrower 1 Award Letter missing from the file. Lender to provide the VA disability award letter for the borrower for 2024-2025 <br>|  | Attached - xxxxxx<br>| AUS Approved, Bank Statements in file showing VA and Military benefits deposits. - xxxxxx<br>Borrower 1 Award Letter Provided - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 19:44 | Void | 3 |  | 3 | 1 |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Borrower 1 Separation Agreement Missing | Borrower 1 Separation Agreement missing. Lender to provide the VA disability separation letter for the disability/ pension income <br>|  | Attached - xxxxxx<br>| Condition set in error. - xxxxxx<br>Borrower 1 Separation Agreement Provided - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 19:44 | Void | 3 |  | 3 | 1 |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 missing. Lender to provide the1099's for 2023-2024 (2025 if available prior to closing) for the VA benefits the borrower receives. <br>|  | Attached - xxxxxx<br>| AUS Approved, Bank Statements in file showing VA and Military benefits deposits. - xxxxxx<br>Borrower 1 W2/1099 provided - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 19:45 | Void | 3 |  | 3 | 1 |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Purchase is not considered to be an Arm's Length Transaction | Non-arm's length transactions not allowed for program. Per the appraisal, the borrower purchased the subject property from a friend before it went on the MLS. per the xxxxxxF seller guidelines V 8.7 section 6.2 non arm's length's transaction are ineligible transaction type. Lender will need to provide an exception from xxxxxxF for the loan. <br>|  | This is not a Non QM loan. It is locked under Agency Investor Plus 30 yr Fixed guidelines. Minimal overlays exist on this product of which I see no reference to non arms length transaction or mandatory 2 years tax returns. If following agency rules, non-arms length transactions & 1 year tax return for rental income are permitted. - xxxxxx<br>| AUS (DU) Approved. Per FNMA Seller Guide: Non-arm's length transactions are purchase transactions in which there is a relationship or business affiliation between the seller and the buyer of the property. Fannie Mae allows non-arm's length transactions for the purchase of existing properties unless specifically forbidden for the particular scenario, such as delayed financing. Subject is not delayed financing. Subject is a purchase of an existing home between the Borrower and a friend prior being listed on MLS. - xxxxxx<br>This is not a Non QM loan. It is locked under Agency Investor Plus 30 yr Fixed guidelines. Minimal overlays exist on this product of which I see no reference to non arms length transaction or mandatory 2 years tax returns. If following agency rules, non-arms length transactions & 1 year tax return for rental income are permitted. - xxxxxx<br>|  | xxxxxx 19:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000113123 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The loan file contains a CU and LCA with risk score > 2.5 and another 3rd party valuation is required with a value within 10% of the appraisal value. <br>|  | CDA - xxxxxx<br>| 3rd party valuation provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>|  | xxxxxx 14:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000113123 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000113123 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000113132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neigxxxxxxorhood location not allowed per guidelines. Approved Exception for acreage over 20 in file P 675. The subject property is zoned rural on xxxxxx acres and is ineligible per guides as it exceeds the maximum allowed of 20 Acres. (per county tenancy documents the property is xxxxxx Acres). <br>|  |  |  | PER EXCEPTION: MAX DTI ___40%, MAX LTV __65%, MIN FICO __765, pricing adjustment per exception verified | xxxxxx 03:07 | Waived | 2 | 2 | 3 | 2 |
| 4000113132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. Lender to provide exception for utilization of xxxxxx assets for asset depletion, the funds do not meet the requirement for the 120 days seasoning, only 60 days verified in file. Also, this account is under both borrower's names. Per guidelines, other sources on non-employment income may be considered on a xxxxxxse basis and will require investor exception approval, subject to loan level price adjustments. None was found in the file. <br>|  | Exception for SSI and retirement pension and xxxxxx xxxxxx statement - xxxxxx <br> xxxxxx xxxxxx - xxxxxx | Exception provided for: Allow additional income of SSI and Pension in asset-based program. - xxxxxx<br> Exception for SSI and retirement pension and xxxxxx xxxxxx statement - xxxxxx<br> xxxxxx xxxxxx - xxxxxx | LTV <65%, DTI < 40%, Credit score >765, Reserves > 70 months. | xxxxxx 16:19 | Waived | 3 | 2 | 3 | 2 |
| 4000113132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The property tax bill with the borrower's information for the vacant land with address xxxxxx,, is not provided supporting the monthly taxes of $xxxxxx<br>|  | tax for xxxxxx - xxxxxx<br>| Tax Info provided. Condition resolved. - xxxxxx<br> tax for xxxxxx - xxxxxx |  | xxxxxx 22:43 | Resolved | 3 | 1 | 3 | 2 |
| 4000113132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:46 | Cleared | 1 | 1 | 3 | 2 |
| 4000113189 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000113189 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000113189 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000113194 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000113194 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000113194 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000113195 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. The executed Final CD reflects consumer debts paid off. Please provide the Initial Closing Disclosure issued for additional Compliance testing. <br>|  | initial cd - xxxxxx<br>| Received ICD - xxxxxx<br>initial cd - xxxxxx<br>|  | xxxxxx 17:46 | Resolved | 4 | 1 | 4 | 1 |
| 4000113195 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Notice of Settlement Fee (Fee ID: 998) |  |  | This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>| This fee is not on the list of fees that are not allowed as per NJ.<br> - xxxxxx<br>This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>Section 3:1-16.2 of the New Jersey Mortgage Loans, Fees, xxxxxxligations Provisions (N.J.A.C. 3:1-16.2) does not allow Notice of Settlement Fee (Fee ID: 998) to be charged to the Borrower in NJ. - xxxxxx<br>|  | xxxxxx 18:01 | Void | 1 |  | 4 | 1 |
| 4000113195 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Transaction Management Fee (Fee ID: 998) |  |  | This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>| This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>Section 3:1-16.2 of the New Jersey Mortgage Loans, Fees, xxxxxxligations Provisions (N.J.A.C. 3:1-16.2) does not allow Transaction Management Fee (Fee ID: 998) to be charged to the Borrower in NJ. - xxxxxx<br>|  | xxxxxx 18:02 | Void | 1 |  | 4 | 1 |
| 4000113195 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Open Water (Fee ID: 998) |  |  | This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>| Section 3:1-16.2 of the New Jersey Mortgage Loans, Fees, xxxxxxligations Provisions (N.J.A.C. 3:1-16.2) does not allow Open Water (Fee ID: 998) to be charged to the Borrower in NJ.<br> - xxxxxx<br>This fee is not on the list of fees that are not allowed as per NJ. - xxxxxx<br>Section 3:1-16.2 of the New Jersey Mortgage Loans, Fees, xxxxxxligations Provisions (N.J.A.C. 3:1-16.2) does not allow Open Water (Fee ID: 998) to be charged to the Borrower in NJ. - xxxxxx<br>|  | xxxxxx 18:00 | Void | 1 |  | 4 | 1 |
| 4000113211 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and a CDA with a Low Risk and CDA to appraisal value with 0.00% variance which meets the lender's guideline requirements. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and a CDA with a Low Risk and CDA to appraisal value with 0.00% variance which meets the lender's guideline requirements. - xxxxxx<br>|  | xxxxxx 00:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000113211 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000113211 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Missing evidence the fraud alert on the credit report dated xxxxxx was cleared. The fraud alert was effective for 1 year beginning xxxxxx and the subject loan closed on xxxxxx. <br>|  | Fraud alert questionnaire - xxxxxx<br>| Fraud Alert Questionnaire was provided. Condition resolved. - xxxxxx<br>Fraud alert questionnaire - xxxxxx<br>|  | xxxxxx 15:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000113265 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Undisclosed Liabilities | An undisclosed liability was found on the updated credit report that was not located on the original credit report. <br>|  | 12 Months statements, and 1003 - xxxxxx <br>Per the UW: We have only one credit report in the file. What is the investor asking us? Did they pull a new report? I will need to see what they are seeing before I can address it. - Please clarify. - xxxxxx<br>| Condition set in error. DSCR Loan. There is no DTI. - xxxxxx<br> 12 Months statements, and 1003 - xxxxxx<br> Document Uploaded. Condition upheld. Please provide: Lender to provide a complete schedule of REO including all mortgage debt owed. Letter from the borrower in the file states that he owns 4 properties free and clear. There are several mortgages on the credit report that correspond with the mortgage amounts on the property reports. One mortgage on credit was taken out in 2007 with a balance of $ xxxxxx per the supplement datedxxxxxx - xxxxxx<br> Per the UW: We have only one credit report in the file. What is the investor asking us? Did they pull a new report? I will need to see what they are seeing before I can address it. - Please clarify. - xxxxxx | Lender to provide a complete schedule of REO including all mortgage debt owed. Letter from the borrower in the file states that he owns 4 properties free and clear. There are several mortgages on the credit report that correspond with the mortgage amounts on the property reports. One mortgage on credit was taken out in 2007 with a balance of $ xxxxxx per the supplement datedxxxxxx | xxxxxx 16:48 | Void | 3 |  | 3 | 1 |
| 4000113265 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000113265 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 10 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). <br>|  | The COC record supporting the increase in origination fees is missing from the file - xxxxxx <br>xxxxxx Cure Pkg - xxxxxx <br> Revised CD - xxxxxx | Received curative package: PCCD, LOE, copy of refund check and proof of mailng<br> - xxxxxx<br> xxxxxx Cure Pkg - xxxxxx<br> Received PCCD providing a $600 lender credit. Will need the following to cure: copy of refund check, LOE to the borrower explaining the reason for the refund and proof the cure package was mailed to the borrower. - xxxxxx<br> Revised CD - xxxxxx |  | xxxxxx 16:34 | Cured | 3 | 2 | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 10 | xx/xx/xxxx | Credit | Asset 5 Missing | Asset documentation is missing from the file. The loan was approved with assets from xxxxxx checking account ending in XXXX with a balance of $xxxxxx. This statement is missing from the loan file. <br>|  | xxxxxx $47,105 - xxxxxx<br>| xxxxxx Statement provided. Condition resolved. - xxxxxx<br> Asset 5 Provided Or Not Applicable - xxxxxx<br> xxxxxx $xxxxxx - xxxxxx |  | xxxxxx 20:20 | Resolved | 3 | 1 | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 10 | xx/xx/xxxx | Credit | Asset 6 Missing | Asset documentation is missing from the file. The loan was approved with assets from a secured loan for $xxxxxx. This documentation is missing from the loan file. Please provide documentation along with monthly payment for the new debt and proof of the transfer of those funds. <br>|  | CD - xxxxxx<br>| CD from Ref provided. - xxxxxx<br>Asset 6 Provided Or Not Applicable - xxxxxx<br>CD - xxxxxx<br>|  | xxxxxx 20:21 | Resolved | 3 | 1 | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 10 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Rental income from the departing residence was used in the approval. Per guidelines, departing residence positive rental income cannot be used to qualify. There is an exception in the loan file, but the approval was subject to a letter of explanation from the borrowers stating they have recently moved and will soon place a tenant in the property and that the subject property is the primary residence and will be moving forward. This letter of explanation is located in the loan file, but the exception is cut off. Please provide the approved exception with legible comments along with the income calculator, and final 1008 showing the rental income. <br>|  | exception - xxxxxx<br>| Exception provided for: Exception approved in Expanded Prime+ to allow market rents for departing residence offset. Conditioned for LOE from borrower stating that they have recently moved from xxxxxx and are soon to be placing a tenant in that property and that xxxxxx is their primary residence and will be moving forward. No additional exceptions and loan subject to final review. LOE from Borrower is located in the loan file. - xxxxxx<br> exception - xxxxxx | Comp factors: LTV <50% on R&T refi Reserves >12 months credit score >710 Residual income must meet or exceed. | xxxxxx 20:38 | Waived | 3 | 2 | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 10 | xx/xx/xxxx | Credit | Program Parameters - Property Type | The subject loan does not meet program parameters for property type. Please provide the colored copy of the appraisal <br>|  | colored appraisal - xxxxxx<br>| Full color appraisal provided. - xxxxxx<br>colored appraisal - xxxxxx<br>|  | xxxxxx 19:41 | Resolved | 3 | 1 | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 10 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The following liabilities have been excluded from the DTI: xxxxxx- xxxxxx/month; xxxxxx - xxxxxx/month; and xxxxxx-$xxxxxx. Please provide documentation to support the ommission of these debts <br>|  | CD - xxxxxx<br>| CD from Simultaneous refinance provided. Condition resolved. - xxxxxx<br>CD - xxxxxx<br>|  | xxxxxx 20:05 | Resolved | 3 | 1 | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 10 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Underwriting Fee (Fee ID: 8) |  |  | We are not charging an Underwriter Fee - xxxxxx<br>| Allowed on Non QM Primary Residence. - xxxxxx<br>Allowed on Non QM Primary Residence. - xxxxxx<br>We are not charging an Underwriter Fee - xxxxxx<br>|  | xxxxxx 15:27 | Void |  |  | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 8 of 10 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Appraisal Reinspection (Fee ID: 998) |  |  | Allowed on Non QM Primary Residence. - xxxxxx<br>| Allowed on Non QM Primary Residence. - xxxxxx<br>Allowed on Non QM Primary Residence. - xxxxxx<br>Allowed on Non QM Primary Residence. - xxxxxx<br>|  | xxxxxx 15:26 | Void |  |  | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 9 of 10 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Tax Transcript (Fee ID: 998) |  |  | allowed on non qm primary residence - xxxxxx<br>| Allowed on Non QM Primary Residence. - xxxxxx<br>Allowed on Non QM Primary Residence. - xxxxxx<br>allowed on non qm primary residence - xxxxxx<br>|  | xxxxxx 15:27 | Void |  |  | 3 | 2 |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 10 of 10 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Appraisal Desk Review Fee (Fee ID: 135) |  |  | allowed on qm primary residence - xxxxxx<br>| Allowed on Non QM Primary Residence. - xxxxxx<br>Allowed on Non QM Primary Residence. - xxxxxx<br>allowed on qm primary residence - xxxxxx<br>|  | xxxxxx 15:27 | Void |  |  | 3 | 2 |
| 4000113317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Property is Lease Hold | Property rights are leasehold. Lender to provide the ground lease for the subject property to verify the length of the lease. <br>|  | Attached - xxxxxx <br>This is a leasehold. If we provide a new Aus and appraisal will xxxxxx accept if leaseholds are ineligible? I reviewed the xxxxxx Bay Investor PLUS guidelines and cannot locate where it says leaseholds are ineligible. Is this something you recently updated? - xxxxxx <br>Attached - xxxxxx<br>| Updated Appraisal and AUS were provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>Provide a corrected Appraisal and AUS showing subject as Leasehold. - xxxxxx<br>This is a leasehold. If we provide a new Aus and appraisal will xxxxxx accept if leaseholds are ineligible? I reviewed the xxxxxx Bay Investor PLUS guidelines and cannot locate where it says leaseholds are ineligible. Is this something you recently updated? - xxxxxx<br>Condition upheld. Leasehold properties are ineligible per xxxxxx Agency Guidelines. Appraiser states Fee Simple, Title states Leasehold, Condo Questionnaire states Ground Lease, AUS (DU) does not state the property is Leasehold. It appears the property is leasehold. Provide corrected Appraisal, and updated AUS (DU) with property as Leasehold. An exception from xxxxxx may be required. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 17:24 | Resolved | 1 | 1 | 4 | 1 |
| 4000113317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 22:50 | Cleared | 1 | 1 | 4 | 1 |
| 4000113317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). Please provide the condo questionnaire for the subject property <br>|  | Condo questionnaire is datedxxxxxxPlease review again. - xxxxxx <br>Attached - xxxxxx <br>The appraisal notes the stuff for the condo in total. The condo association completed this for the subject phase, not the entire condo - xxxxxx <br>Attached - xxxxxx<br>| Corrected Condo Questionnaire was provided. Condition resolved. - xxxxxx<br> Condo questionnaire is datedxxxxxxPlease review again. - xxxxxx<br> Condo questionnaire is signed and datedxxxxxx, please provide updated questionnaire. - xxxxxx<br> Attached - xxxxxx<br> Condition upheld. Provide an updated Condo Questionnaire dated this year 2026. - xxxxxx<br> The appraisal notes the stuff for the condo in total. The condo association completed this for the subject phase, not the entire condo - xxxxxx<br> Condition upheld. Provide corrected documents (Condo Questionnaire, Appraisal) Questionnaire states 40 units, Appraisal states xxxxxx, year built xxxxxx vs xxxxxx, Primary occupancy owner vs second. Condo questionnaire is datedxxxxxx - xxxxxx<br> Attached - xxxxxx |  | xxxxxx 16:24 | Resolved | 3 | 1 | 4 | 1 |
| 4000113317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Please provide the appraisal for the subject property <br>|  | Attached - xxxxxx<br>| Appraisal is Present or is Waived - xxxxxx<br>Appraisal provided, condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 16:23 | Resolved | 4 | 1 | 4 | 1 |
| 4000113325 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000113325 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000113325 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000113329 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Paystubs Less Than 1 Month Provided | Borrower 1 Paystubs: Less than 1 month provided in the file. The loan file contains the Borrower's paystub covering xxxxxx to xxxxxx, or 2 weeks, when YTD paystub covering 1-month was required by the lender's guidelines. <br>|  | LOE uw response - xxxxxx<br>| Previous year W2 in file. Condition voided. - xxxxxx<br>LOE uw response - xxxxxx<br>|  | xxxxxx 21:22 | Void | 3 |  | 3 | 1 |
| 4000113329 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 2.5 which meets the lender's requirements of one with risk score of 2.5 or less. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 2.5 which meets the lender's requirements of one with risk score of 2.5 or less. - xxxxxx<br>|  | xxxxxx 16:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000113329 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000113341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000113341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000113341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide xxxxxx lock confirmation missing from the loan file. <br>|  | lock confirmation - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>lock confirmation - xxxxxx<br>|  | xxxxxx 21:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000113350 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 insurance policy effective date is after the Note date. Per the final CD loan did not disburse untilxxxxxxTherefore, the policy dates are valid <br>|  | As per our Funding Manager this is a CA FILE and we go by funded date - xxxxxx <br>loe funder rebuttal - xxxxxx <br>can you please confirm exactly what document need to provide - xxxxxx<br>| Note date:xxxxxx, Closing Date:xxxxxx, Disbursement Datexxxxxx HOI Policy isxxxxxx toxxxxxx. Condition resolved. - xxxxxx<br>As per our Funding Manager this is a CA FILE and we go by funded date - xxxxxx<br>Condition upheld. Per the Final CD in file datedxxxxxx: Closing Date isxxxxxx, Disbursement Date isxxxxxx, prepaid Interest is fromxxxxxx - xxxxxx. - xxxxxx<br>loe funder rebuttal - xxxxxx<br>can you please confirm exactly what document need to provide - xxxxxx<br>|  | xxxxxx 21:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000113350 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Other Property Insurance Policy Effective Date is after the Note Date | Property insurance policy effective date is after the Note Date. Per the final CD loan did not disburse untilxxxxxxTherefore, the policy dates are valid <br>|  | As per our Funding Manager this is a CA FILE and we go by funded date - xxxxxx <br>rebuttal - xxxxxx <br>can you please confirm exactly what document need to provide - xxxxxx<br>| Note date:xxxxxx, Closing Date:xxxxxx, Disbursement Datexxxxxx HOI Policy isxxxxxx toxxxxxx. Condition resolved. - xxxxxx<br>As per our Funding Manager this is a CA FILE and we go by funded date - xxxxxx<br>Condition upheld. Per the Final CD in file datedxxxxxx: Closing Date isxxxxxx, Disbursement Date isxxxxxx, prepaid Interest is fromxxxxxx - xxxxxx. - xxxxxx<br>rebuttal - xxxxxx<br>can you please confirm exactly what document need to provide - xxxxxx<br>|  | xxxxxx 21:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000113350 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000113350 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000113379 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000113379 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000113379 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000113406 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000113406 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Provide all pages of fully executed contract to this transaction. <br>|  | See attached Contract - xxxxxx<br>| Sales Contract provided. Condition resolved. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>See attached Contract - xxxxxx<br>|  | xxxxxx 19:25 | Resolved | 3 | 1 | 4 | 1 |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | OFAC Check Not Completed and/or Cleared | OFAC check not completed and/or cleared. Evidence that all transaction parties were screened and cleared against the SDN (Specially Designated Nationals) list. <br>|  | See attached Fraud Report - xxxxxx<br>| OFAC Check Completed and Cleared - xxxxxx<br>See attached Fraud Report - xxxxxx<br>|  | xxxxxx 19:31 | Resolved | 3 | 1 | 4 | 1 |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Missing third party fraud report showing no red flags for identity theft, undisclosed liabilities, or occupancy fraud. <br>|  | See attached Fraud Report. - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>See attached Fraud Report. - xxxxxx<br>|  | xxxxxx 19:30 | Resolved | 3 | 1 | 4 | 1 |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Other Credit Finding | The file is missing the xxxxxxF Lock Confirmation required to validate program eligibility and pricing for this transaction. <br>|  | See attached - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:32 | Resolved | 4 | 1 | 4 | 1 |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:44 | Cleared | 1 | 1 | 4 | 1 |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The LCA report in the file did not return a score, missing a secondary valuation product to support the origination value. <br>|  | See attached desk review - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>See attached desk review - xxxxxx<br>|  | xxxxxx 19:20 | Resolved | 3 | 1 | 4 | 1 |
| 4000113420 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000113420 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000113420 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000113451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. The FraudGuard report dated xxxxxxhows several uncleared variances on pages 2 & 3. Please provide the updated report showing the high alerts cleared along with documentation used to clear those alerts <br>|  | fraudguard - xxxxxx<br>| Cleared Fraud Report provided. Condition resolved. - xxxxxx<br>All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>fraudguard - xxxxxx<br>|  | xxxxxx 18:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000113451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000113451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000113451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Cash Out Does Not Meet Guideline Requirements | Cash out does not meet guideline requirements. Per guidelines, At least one borrower must have been on title for at least for six months prior to the disbursement date of the new loan on a cashout refinance. The borrower purchased the property xxxxxx, which is only 5 months. <br>|  | <br>DELAYED FINANCING - xxxxxx<br>| Subject Transaction is delayed financing. Condition resolved. - xxxxxx<br>Cash Out Meets Guideline Requirements - xxxxxx<br>DELAYED FINANCING - xxxxxx<br>|  | xxxxxx 18:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000113496 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000113496 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000113496 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000113500 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000113500 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. - xxxxxx<br>|  | xxxxxx 21:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000113500 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000113511 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CLTV exceeds guideline CLTV. Max LTV for DSCR >=0.75 on a Rate/Term Refi per the APM DSCR Matrix is 70% vs. the actual LTV of 72.46%.<br>duplicate <br>|  |  | Audited CLTV of 72.46% is less than or equal to Guideline CLTV of 75% - xxxxxx<br>|  | xxxxxx 17:32 | Resolved | 1 | 1 | 3 | 1 |
| 4000113511 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV exceeds guideline HCLTV. Max LTV for DSCR >=0.75 on a Rate/Term Refi per the APM DSCR Matrix is 70% vs. the actual LTV of 72.46%.<br>duplicate <br>|  |  | Audited HLTV of 72.46% is less than or equal to Guideline HCLTV of 75% - xxxxxx<br>|  | xxxxxx 17:32 | Resolved | 1 | 1 | 3 | 1 |
| 4000113511 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV exceeds guideline LTV. Per guidelines, the maximum allowable LTV for a Rate/Term Refinance with a DSCR ≥ 0.75 is 70%. The subject loan reflects an LTV of 72.46%, which exceeds the permitted threshold. <br>|  |  | Audited LTV of 72.46% is less than or equal to Guideline LTV of 75% - xxxxxx<br>|  | xxxxxx 17:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000113511 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000113511 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000113517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000113517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000113517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | Set in error.<br> - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:58 | Void | 1 |  | 4 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  | Please advise what is needed to clear this condition, since condition does state satisfied. Thank y ou - xxxxxx<br>| Condition set in error. - xxxxxx<br>Please advise what is needed to clear this condition, since condition does state satisfied. Thank y ou - xxxxxx<br>|  | xxxxxx 14:37 | Void | 1 |  | 4 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | xx/xx/xxxx | Compliance | Right to Rescind - ROR - Non-Borrower/Missing | Non-borrower title holder did not receive Right of Rescission form. <br>|  | ROR - xxxxxx<br>| Receive RTC for both borrower and non-borrower - xxxxxx<br>ROR - xxxxxx<br>|  | xxxxxx 15:47 | Resolved | 3 | 1 | 4 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | xx/xx/xxxx | Compliance | Missing Doc - ROR/Missing | Right of Rescission is missing. The Right of Recission is missing for both Hanh and Danny. <br>|  | ROR - xxxxxx<br>| Receive RTC for both borrower and non-borrower - xxxxxx<br>ROR - xxxxxx<br>|  | xxxxxx 15:47 | Resolved | 4 | 1 | 4 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The discount points increased without a valid change in circumstance present. <br>|  | COC LE 1/28: The point amount increase is due to the loan amount increase. - xxxxxx<br>| Received CIC for increased fee - xxxxxx<br>- xxxxxx<br>COC LE 1/28: The point amount increase is due to the loan amount increase. - xxxxxx<br>|  | xxxxxx 15:52 | Resolved | 3 | 1 | 4 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | xx/xx/xxxx | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). <br>|  | LE COC provided with previous condition: The point amount increase is due to the loan amount increase - xxxxxx<br>| Received CIC for increased fee - xxxxxx<br>- xxxxxx<br>LE COC provided with previous condition: The point amount increase is due to the loan amount increase - xxxxxx<br>|  | xxxxxx 15:53 | Resolved | 3 | 1 | 4 | 1 |
| 4000113519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Per the HOA statement, there is a mortgage with xxxxxx associated with the property located atxxxxxx. Please provide the mortgage statement for this property <br>|  | xxxxxx mortgage was paid off in 03/2017. Please see attached full recon & credit report showing paid & closed - xxxxxx<br>| Evidence of pay-off was provided. - xxxxxx<br>xxxxxx mortgage was paid off in 03/2017. Please see attached full recon & credit report showing paid & closed - xxxxxx<br>|  | xxxxxx 14:07 | Resolved | 3 | 1 | 4 | 1 |
| 4000113564 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Transaction Management (Fee ID: 998) | Section 3:1-16.2 of the New Jersey Mortgage Loans, Fees, xxxxxxligations Provisions (N.J.A.C. 3:1-16.2) does not allow Transaction Management (Fee ID: 998) to be charged to the Borrower in NJ. . <br>|  | See attached UPS, refund, and PCCD - xxxxxx<br>| See attached UPS, refund, and PCCD - xxxxxx<br>|  | xxxxxx 16:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000113564 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | NJ Fee Not Allowed- Appraisal Desk Review Fee (Fee ID: 135) | Section 3:1-16.2 of the New Jersey Mortgage Loans, Fees, xxxxxxligations Provisions (N.J.A.C. 3:1-16.2) does not allow Appraisal Desk Review Fee (Fee ID: 135) to be charged to the Borrower in NJ. <br>|  | See attached UPS, check, and PCCD sent to borrower - xxxxxx<br>| See attached UPS, check, and PCCD sent to borrower - xxxxxx<br>|  | xxxxxx 16:37 | Resolved | 3 | 1 | 3 | 1 |
| 4000113564 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 02:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000113564 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 02:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000113582 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000113582 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000113582 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. I was unable to locate proof of the rate lock. <br>|  | LOCK - xxxxxx <br>Lock - xxxxxx<br>| Document Uploaded. Rate Lock Provided - xxxxxx<br>LOCK - xxxxxx<br>Condition upheld. Provide Investor Lock. Lock between Lower and xxxxxx. - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 17:40 | Cleared | 3 | 1 | 3 | 1 |
| 4000113606 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000113606 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/LLC: Operating Agreement. The loans was approved using assets from xxxxxx andxxxxxx. Documentation showing the borrower's ownership percentage in these businesses is missing from the loan file. <br>|  | See attached from CPA - xxxxxx<br>| CPA letter provided. Condition resolved. - xxxxxx<br>See attached from CPA - xxxxxx<br>|  | xxxxxx 16:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000113606 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. <br>|  | Our locks are always provided . - xxxxxx<br>| Rate Lock provided. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Our locks are always provided . - xxxxxx<br>|  | xxxxxx 17:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000113609 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000113609 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 22:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000113609 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV exceeds guideline LTV. The subject property is being purchased as a second home and is in a rural location. Per guidelines, rural properties are allowed with a maximum LTV of 70% for second homes. <br>|  |  | Audited LTV of 80% is less than or equal to Guideline LTV of 80%, updated guidelines provided, no longer an adjustment for rural properties. - xxxxxx<br>|  | xxxxxx 14:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000113626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000113626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Missing Business Purpose Affidavit <br>|  | The borrower is currently out of the country. We would like to confirm if this affidavit can be signed via DocuSign and notarized remotely.Please advise - xxxxxx<br>| Full compliance testing was completed, no adverse results noted, condition resolved. - xxxxxx<br>Disclosure was required to be signed prior to closing, condition remains. - xxxxxx<br>The borrower is currently out of the country. We would like to confirm if this affidavit can be signed via DocuSign and notarized remotely.Please advise - xxxxxx<br>|  | xxxxxx 18:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000113626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | Compliance tested. - xxxxxx<br>DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:34 | Void | 1 |  | 3 | 1 |
| 4000113626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | No compliance findings noted. - xxxxxx<br>No compliance findings noted. - xxxxxx<br>|  | xxxxxx 18:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000113667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000113667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 14:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000113667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Homeowner's Association Questionnaire | HOA questionnaire provided is not on xxxxxx Bay Financial form as referenced in the guidelines. <br>|  |  | FNMA questionnaire is acceptable, condition resolved. - xxxxxx<br>|  | xxxxxx 20:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000113678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506-T for both borrowers <br>|  | 4506 - xxxxxx<br>| 4506 provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 20:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000113678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000113678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000113687 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Moderate Risk and CDA to Appraisal value of $xxxxxx with a 0.00% variance which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 17:43 | Cleared | 1 | 1 | 3 | 2 |
| 4000113687 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:43 | Cleared | 1 | 1 | 3 | 2 |
| 4000113687 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. The borrower is a first-time investor. The loan file contains 2 months proof of rent for the subject property when 3 months are required in order to use the actual rent ($xxxxxx) vs the market rent ($xxxxxx) when calculating the DSCR. <br>|  | Two months of rent is accepted. Please see email chain. - xxxxxx<br>| Investor accepts executed lease and one month rent/security deposit. Condition resolved. - xxxxxx<br>Two months of rent is accepted. Please see email chain. - xxxxxx<br>|  | xxxxxx 17:51 | Resolved | 3 | 1 | 3 | 2 |
| 4000113687 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. Blanket exception waiver for investor property first time buyer. <br>|  |  |  | a FICO greater than 700 and there is no other exceptions in the file | xxxxxx 17:41 | Waived | 2 | 2 | 3 | 2 |
| 4000113691 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. A 12 month housing history is required. The verification of mortgage for the property at xxxxxx has been completed by a private party. Per guidelines, private party VORs / VOMs may be considered on a xxxxxxse basis and will require an investor exception approval. A formal exception is located in the loan file. <br>|  |  |  | Strong FICO. Low LTV | xxxxxx 23:52 | Waived | 2 | 2 | 3 | 2 |
| 4000113691 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. Per the Note, the loan is vested in xxxxxx. Per the letter in file, the borrowers do not have an EIN for the business. Per guidelines, Tax Identification Number is required. Escalated to Investor, Pending response. Condition on hold. <br>|  | EIN does not exist. See attached explanation and CPA letter. - xxxxxx<br>| Document Uploaded. - xxxxxx<br>Document Uploaded. - xxxxxx<br>Investor states using SSN is acceptable. - xxxxxx<br>EIN does not exist. See attached explanation and CPA letter. - xxxxxx<br>|  | xxxxxx 17:16 | Resolved | 3 | 1 | 3 | 2 |
| 4000113691 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:11 | Cleared | 1 | 1 | 3 | 2 |
| 4000113691 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx rate lock agreement is missing from the loan file. <br>|  | Document Uploaded. - xxxxxx <br>xxxxxx rate lock - xxxxxx<br>| Investor lock provided from xxxxxx. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Document Uploaded. - xxxxxx<br>xxxxxx rate lock - xxxxxx<br>|  | xxxxxx 17:34 | Resolved | 3 | 1 | 3 | 2 |
| 4000113691 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Verification Documentation - VOM Missing/Incomplete | The mortgage history in the loan file was incomplete or missing. The loan file did not contain a Verifiction of Mortgage as required. <br>|  | Please confirm what this condition is asking for. Do we need a VOM for all investment properties owned by the borrower? - xxxxxx<br>| Please confirm what this condition is asking for. Do we need a VOM for all investment properties owned by the borrower? - xxxxxx<br>The mortgage history in the loan file was incomplete or missing. The loan file did not contain a Verifiction of Mortgage as required. Investor Approved Exception provided for: The guidelines state a private VOM requires an exception. The borrower owns several investment<br> properties and one is a private note. - xxxxxx<br>| Exception approved for Private VOM on non subject REO. No other exceptions allowed-loan subject to<br> final approval. Comp factors include Strong fico, Low LTV | xxxxxx 13:34 | Waived | 2 | 2 | 3 | 2 |
| 4000113700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.638' is less than the minimum required DSCR of'1'. The borrower is a new investor. Per guidelines, for new investors the DSCR must be at least 1.00. The Projected Revenue per xxxxxx calculation: ($xxxxxx) ÷ 12 = xxxxxx. The PITI $xxxxxx, resulting in a calculated DSCR of 0.64. Per guidelines, xxxxxx rental projections must be dated within 90 days of the note date. The xxxxxx report provided in the loan file is not dated; therefore, compliance with the 90-day requirement cannot be verified. Pending Approved Exception. <br>|  | why are you guys not excepting the approved exception from xxxxxx we provided? - xxxxxx <br>no prxxxxxxlem opening - its just a regular PDF - xxxxxx <br>see xxxxxx transaction history used for rent and dscr calc<br>- xxxxxx<br>| Approved exception provided for: allow a DSCR + to use xxxxxx in place of 1007. - xxxxxx<br> The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br> why are you guys not excepting the approved exception from xxxxxx we provided? - xxxxxx<br> Provide the DSCR calculation. Auditor calculates as follows: P&I xxxxxx, Taxes xxxxxx, HOI xxxxxx total xxxxxx. Gross Rent $xxxxxx. xxxxxx / xxxxxx = 0.987. - xxxxxx<br> no prxxxxxxlem opening - its just a regular PDF - xxxxxx<br> Condition upheld. Doc provided will not open. - xxxxxx<br> see xxxxxx transaction history used for rent and dscr calc<br> - xxxxxx | Credit Score >735, DSCR >1.0, Reserves >145 months. | xxxxxx 14:40 | Waived | 3 | 2 | 3 | 2 |
| 4000113700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | All Interested Parties Not Checked with Exclusionary Lists | All interested parties not checked with exclusionary lists. The underwriter was not checked with exclusionary lists. Also, documentation to clear high alerts on the fraud report is missing from the loan file. <br>|  | fraud - xxxxxx<br>| Fraud Report provided. - xxxxxx<br>All Interested Parties Checked against Exclusionary Lists - xxxxxx<br>fraud - xxxxxx<br>|  | xxxxxx 17:31 | Resolved | 3 | 1 | 3 | 2 |
| 4000113700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Program Parameters - Property Type | The subject loan does not meet program parameters for property type. The subject property has a log cabin aesthetic. Per guidelines, these style homes are accepted on a xxxxxxse basis and will require an investor exception approval. The formal exception is missing from the loan file. <br>|  | why are you guys not excepting the approved exception from xxxxxx we provided? - xxxxxx <br>Condition upheld. Exception provided is allowing to use xxxxxx. Provide the xxxxxx. - xxxxxx <br>approved exception - xxxxxx <br>Exception Approved - xxxxxx <br>FYI - UW working on this exception - will upload when available - xxxxxx<br>| Subject does not have a "Log Cabin Aesthetic" It is wood siding. However an Approved exception is in file to allow a DSCR + to use xxxxxx in place of 1007. - xxxxxx<br> why are you guys not excepting the approved exception from xxxxxx we provided? - xxxxxx<br> Exception provided, however DSCR calc does not meet the 1.0 required. Provide DSCR Calc. Auditor calculates as follows: P&I xxxxxx, Taxes xxxxxx, HOI xxxxxx total $xxxxxx. Gross Rent $xxxxxx. xxxxxx /xxxxxx = 0.987. - xxxxxx<br> Condition upheld. Exception provided is allowing to use xxxxxx. Provide the xxxxxx - xxxxxx<br> Condition upheld. Exception provided is allowing to use xxxxxx. Provide the xxxxxx. - xxxxxx<br> approved exception - xxxxxx<br> Condition upheld. Please provide approved exception.<br> - xxxxxx<br> Exception Approved - xxxxxx<br> Upheld. Waiting for exception. - xxxxxx<br> FYI - UW working on this exception - will upload when available - xxxxxx | Credit Score >735, DSCR >1.0, Reserves >145 months. | xxxxxx 14:36 | Waived | 3 | 2 | 3 | 2 |
| 4000113700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:36 | Cleared | 1 | 1 | 3 | 2 |
| 4000113700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:35 | Cleared | 1 | 1 | 3 | 2 |
| 4000113700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Income - Comparable Rent Schedule Form 1007 Missing | The loan file did not contain the comparable rent schedule form 1007 as required. Please provide the 1007 for the subject property Pending Approved Exception. <br>|  | why are you guys not excepting the approved exception from xxxxxx we provided? - xxxxxx <br>here it is again - its just a PDF - xxxxxx <br>see xxxxxx transaction history used for rent and dscr calc<br>- xxxxxx<br>| Approved exception provided for: allow a DSCR + to use xxxxxx in place of 1007. - xxxxxx<br> why are you guys not excepting the approved exception from xxxxxx we provided? - xxxxxx<br> Exception provided, however DSCR calc does not meet the 1.0 required. Provide DSCR Calc. Auditor calculates as follows: P&I xxxxxx, Taxes xxxxxx, HOI xxxxxx total $xxxxxx. Gross Rent $xxxxxx. xxxxxx / xxxxxx = 0.987. - xxxxxx<br> here it is again - its just a PDF - xxxxxx<br> Condition upheld. Doc provided will not open. - xxxxxx<br> see xxxxxx transaction history used for rent and dscr calc<br> - xxxxxx | Credit Score >735, DSCR >1.0, Reserves >145 months. | xxxxxx 14:49 | Waived | 3 | 2 | 3 | 2 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | xx/xx/xxxx | Compliance | Washington - Fees Allowed (Lender)(01/10) | The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) Processing Fee $825, Tax Service Fee $74, Underwriting Fee $900 <br>|  | PCCD - xxxxxx<br>| . - xxxxxx<br>Received PCCD correcting the fees - xxxxxx<br>Received PCCD correcting the fees - xxxxxx<br>PCCD - xxxxxx<br>|  | xxxxxx 19:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | xx/xx/xxxx | Compliance | Federal - Maximum Late Fee (01/14) | You submitted a late fee amount of ($xxxxxx) and a (5.0%) Late Fee Percent. In connection with a Federal High-Cost Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed 4% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (12 CFR 1026.34(a)(8)(i)) Discount Points Excluded is not calculating correctly. <br>|  |  | . - xxxxxx<br>- xxxxxx<br>. - xxxxxx<br>Voided finding, fired in error. - xxxxxx<br>. - xxxxxx<br>|  | xxxxxx 19:03 | Void | 1 | 1 | 3 | 1 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | xx/xx/xxxx | Compliance | AbilityToRepay: QMPointsAndFees | The loan fees ($xxxxxx) exceed the (QM) (Note Amount >=$xxxxxx) fee limit, which is 3% of the Total Loan Amount ($xxxxxx, the difference is ($xxxxxx). (12 CFR 1026.43(e)(3). Loan is Non-QM. <br>|  |  | The loan fees ($xxxxxx) exceed the (QM) (Note Amount >=$xxxxxx) fee limit, which is 3% of the Total Loan Amount ($xxxxxx, the difference is ($xxxxxx). (12 CFR 1026.43(e)(3). - xxxxxx<br> Voided finding, fired in error. - xxxxxx |  | xxxxxx 19:03 | Void | 1 | 1 | 3 | 1 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | xx/xx/xxxx | Compliance | Federal - Section 32 Disclosure Required (High Cost) | This is a Federal High Cost Loan. Since the loan file does not contain a Section 32 Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section 32 disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) Discount Points Excluded is not calculating correctly. <br>|  |  | . - xxxxxx<br>- xxxxxx<br>. - xxxxxx<br>Voided finding, fired in error. - xxxxxx<br>. - xxxxxx<br>|  | xxxxxx 19:03 | Void | 1 | 1 | 3 | 1 |
| 4000113717 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | xx/xx/xxxx | Compliance | HighCost: APR/FEES | The loan fees ($xxxxxx) exceed the (FED2014) (Note Amount >=$xxxxxx) fee limit, which is 5% of the Total Loan Amount ($xxxxxx), the difference is ($xxxxxx). (12 CFR 1026.32). Discount Points Excluded is not calculating correctly. Undiscounted rate was not located in the file, and unable to determine if any of the discount points were bona fide and therefore should be excluded from the high cost testing. Please provide undiscounted rate and/or confirmation of bona fide points. Undiscounted rate was not located in the file, and unable to determine if any of the discount points were bona fide and therefore should be excluded from the high cost testing. Please provide undiscounted rate and/or confirmation of bona fide points. <br>|  | undiscounted rate - xxxxxx<br>| Received undiscouted rate which confirms 2 discount points are bona fide and should be excluded from HC testing. Up to 2 bona fide discount points may be excluded if the interest rate from which the mortgage's interest rate will be discounted does not exceed the APOR + 1. Undiscounted rate of 6.5% does not exceed APOR rate of 6.14 + 1 = 7.14%. Our compliance report is failing to exclude these points. Confirmed loan is not High Cost. finding resolved. - xxxxxx<br>undiscounted rate - xxxxxx<br>|  | xxxxxx 16:49 | Resolved | 1 | 1 | 3 | 1 |
| 4000113726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000113726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000113726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. The 4506-C could not be found in the loan documents. <br>|  | 4506 - xxxxxx<br>| Borrower 1 Executed 4506-T Provided - xxxxxx<br>Borrower 1 Executed 4506-T Provided. Condition resolved. - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 22:20 | Resolved | 3 | 1 | 4 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 7 | xx/xx/xxxx | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T missing from the file. The 4506-C could not be found in the loan documents. <br>|  | 4506 - xxxxxx<br>| Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>Borrower 2 Executed 4506-T Provided. Condition resolved. - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 22:20 | Resolved | 3 | 1 | 4 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 7 | xx/xx/xxxx | Credit | Flood Certificate Missing | Missing flood certificate. The flood cert for the subject property is located in the loan file, but the Life of Loan Certification was not. <br>|  | FLOOD CERT - xxxxxx<br>| Flood cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>FLOOD CERT - xxxxxx<br>|  | xxxxxx 16:13 | Resolved | 4 | 1 | 4 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 7 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation confirming whether the following properties are subject to an HOA was not found in the loan documentation: xxxxxx, xxxxxx, and xxxxxx. Additionally, the property located at xxxxxx was recently refinanced. Please provide the first payment letter or other supporting documentation to verify the monthly payment amount of $xxxxxx. <br>|  | Attached are the copies of the Note, hazard insurance, and tax bill for xxxxxx and xxxxxx. These properties do not have an HOA. - xxxxxx | All REO documents were provided. Condition resolved. - xxxxxx<br> Attached are the copies of the Note, hazard insurance, and tax bill for xxxxxx and xxxxxx. These properties do not have an HOA. - xxxxxx |  | xxxxxx 18:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:09 | Cleared | 1 | 1 | 4 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 7 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. The insurance for xxxxxx could not be found in the loan documents. <br>|  | xxxxxx_HAZARD INSURANCE - xxxxxx | HOI for REO provided. Condition resolved. - xxxxxx<br> xxxxxx_HAZARD INSURANCE - xxxxxx |  | xxxxxx 18:30 | Resolved | 3 | 1 | 4 | 1 |
| 4000113728 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 7 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:09 | Cleared | 1 | 1 | 4 | 1 |
| 4000113741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000113741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000113741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Corporation/LLC: Certificate of Good Standing Doc is Missing | The loan file does not contain the Corporation/LLC: Certificate of Good Standing. Please provide the Certificate of Good Standing forxxxxxx that is dated within 30 days of closing. <br>|  | Per our underwriter the xxxxxx is valid for 90 days. - xxxxxx <br>OPERATING AGREEMENT LLC - xxxxxx<br>| Condition resolved. - xxxxxx<br>Per our underwriter the xxxxxx is valid for 90 days. - xxxxxx<br>Condition upheld. Per Guidelines: Certificate of Good Standing – Must be dated within 30 days of closing - xxxxxx<br>OPERATING AGREEMENT LLC - xxxxxx<br>|  | xxxxxx 17:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000113741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide the final settlement statement for the subject property <br>|  | Final ss signed - xxxxxx <br>FINAL SS - xxxxxx <br>GFE - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>Final HUD-1 Document is not missing or estimated only. - xxxxxx<br>Final ss signed - xxxxxx<br>Condition upheld. Provide the executed copy of the Final Settlement Statement. - xxxxxx<br>FINAL SS - xxxxxx<br>Condition upheld. Provide the Final Signed HUD-1, Settlement Statement, or CD. - xxxxxx<br>GFE - xxxxxx<br>|  | xxxxxx 21:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000113752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1 and LCA with risk score of 2.5 which meets the lender's guidelines. <br>|  |  | The loan file contains a CU with risk score of 1 and LCA with risk score of 2.5 which meets the lender's guidelines. - xxxxxx<br>|  | xxxxxx 18:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000113752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Missing addendum extending the closing date from xxxxxx to the date of the Note on xxxxxx (120 days from the execution date of the sales contract is xxxxxx + 120 days = xxxxxx). <br>|  | memo - xxxxxx<br>| Condition set in error. NY property language states within 120 days. - xxxxxx<br>memo - xxxxxx<br>|  | xxxxxx 20:39 | Void | 2 |  | 3 | 1 |
| 4000113752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Missing the final hazard insurance policy. The loan file contains the insurance binder but is missing the final policy. <br>|  | dec page - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>dec page - xxxxxx<br>|  | xxxxxx 20:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000113752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000113752 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Asset 3 Less Than 2 Months Verified | Asset has less than 2 months verified in file. <br>|  | memo - xxxxxx<br>| Condition set in error. - xxxxxx<br>memo - xxxxxx<br>|  | xxxxxx 21:04 | Void | 3 |  | 3 | 1 |
| 4000113754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000113754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000113756 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000113756 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000113756 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000113762 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 03:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000113762 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation is needed to confirm whether the properties located at xxxxxx, xxxxxxe, and xxxxxx are subject to an HOA. Additionally, supporting documentation is required to verify all expenses associated with the property located at xxxxxx, including taxes and/or HOA dues. The application reflects total expenses of $xxxxxx; however, only the insurance documentation is currently included in the loan file. <br>|  | confirmation regarding hoa fee and taxes - xxxxxx<br>| REO Docs provided. Condition resolved. - xxxxxx<br>confirmation regarding hoa fee and taxes - xxxxxx<br>|  | xxxxxx 18:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000113762 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. <br>|  | n/a - xxxxxx<br>| Page 4 FCD. - xxxxxx<br>n/a - xxxxxx<br>|  | xxxxxx 14:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000113819 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Fraud report - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud report - xxxxxx<br>|  | xxxxxx 13:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000113819 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000113819 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000113819 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Assets - Miscellaneous | The loan file does not contain all required asset documentation. Per the DU, the loan was approved using the xxxxxx verification report with reference number xxxxxx and datedxxxxxx. This documentation is missing from the loan file. <br>|  | VOA - xxxxxx<br>| AccountChek was provided. Condition resolved. - xxxxxx<br>VOA - xxxxxx<br>|  | xxxxxx 18:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000113819 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Asset 3 Less Than 2 Months Verified | Asset has less than 2 months verified in file. The AUS reflects an approved value of $xxxxxx for the xxxxxx account ending in xxxxxx. This statement is dated xxxxxx. The updated statement in file reflects a value of $xxxxxx. <br>|  | Updated DU - xxxxxx<br>| AccountChek provided. Condition resolved. - xxxxxx<br>Updated DU - xxxxxx<br>|  | xxxxxx 18:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000113824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 02:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000113824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 02:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000113824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 02:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000113824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. Total Cash reserves of '$xxxxxx are less than $xxxxxx. <br>|  | As per our underwriter Final funds $xxxxxx + reserves needed $xxxxxx = $xxxxxx total asset needed<br> Our asset in file are enough to cover funds + reserves = $xxxxxx total asset in file<br>xxxxxx#xxxxxx current balancexxxxxx LESS $xxxxxx LARGE DEP FOR xxxxxx#xxxxxx ($xxxxxx DEPOSIT ONxxxxxx$xxxxxx ON 12/30; $$xxxxxx ON 11/13; $xxxxxx ON 11/17; $xxxxxx ON 12/1; $xxxxxx ON 12/11; $xxxxxx ON 12/15) = xxxxxx - xxxxxx | Condition set in error. Condition resolved. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> As per our underwriter Final funds $xxxxxx + reserves needed $xxxxxx = $xxxxxx total asset needed<br> Our asset in file are enough to cover funds + reserves = $xxxxxx total asset in file<br>xxxxxx#xxxxxx current balancexxxxxx LESS $xxxxxx LARGE DEP FOR xxxxxx#xxxxxx ($xxxxxx DEPOSIT ONxxxxxx$xxxxxx ON 12/30; $$xxxxxx ON 11/13; $xxxxxx ON 11/17; $xxxxxx ON 12/1; $xxxxxx ON 12/11; $xxxxxx ON 12/15) = xxxxxx - xxxxxx |  | xxxxxx 19:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000113827 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000113827 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000113827 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000113859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Purchase is not considered to be an Arm's Length Transaction | Non-arm's length transactions not allowed for program. Per the lender guidelines, Non-Arm's Length transaction is allowed. <br>|  |  | Set in error. - xxxxxx<br>|  | xxxxxx 18:52 | Void | 3 |  | 3 | 2 |
| 4000113859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Per the lender guidelines, Housing history evidenced by twelve (12) months proof of payment via cancelled checks, bank debits or <br> institutional VOR and may be considered on a xxxxxxse basis and will require an investor exception approval, subject to an LLPA. The loan file contained a private VOR and the subject is an Arm's length transaction. <br>|  | we have exception approval - xxxxxx<br>| Exception provided for: Exception approved in Expanded Prime+ for rent paid in cash. Will need a private party VOR. No additional exceptions and loan subject to final review. - xxxxxx<br>we have exception approval - xxxxxx<br>| Comp factors: Credit score >775DTI <40%, Reserves>10 months | xxxxxx 18:51 | Waived | 3 | 2 | 3 | 2 |
| 4000113859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:37 | Cleared | 1 | 1 | 3 | 2 |
| 4000113859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 23:36 | Cleared | 1 | 1 | 3 | 2 |
| 4000113861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Missing evidence of xxxxxx / xxxxxx Rate Lock. <br>|  | Lock - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 14:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000113861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000113861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per guidelines, a Twelve (12) months housing history is required for all occupancy types. The verification of mortgage for the primary residence for the last 12 months is missing from the loan file. <br>|  | Hello, The present home address was xxxxx and a new mortgage was taken out recently. First payment with xxxxxx was due xxxxxx- No history available. Taxes and insurance were paid timely unit the refi cash-out in xxxxxxof xxxxxx. Please see docs attached - xxxxxx | Condition set in error. Primary was F&C and was refinanced onxxxxxx. 1st payment is not due untilxxxxxx. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> Hello, The present home address was F&C and a new mortgage was taken out recently. First payment with xxxxxx was due xxxxxx- No history available. Taxes and insurance were paid timely unit the refi cash-out in xxxxxx of xxxxxx. Please see docs attached - xxxxxx |  | xxxxxx 14:55 | Void | 3 |  | 3 | 1 |
| 4000113982 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000113982 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000113982 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000113983 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000113983 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000113983 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000113994 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The loan file contains the hazard policyI; however, the policy did not contain rent loss coverage. <br>|  | We aren't using any rents to qualify so rent loss shouldn't be needed on the policy.Please revisit this. - xxxxxx<br>| Agency Guidelines do not state Rent Loss is required. Also no rental income is being given for the subject property. Condition voided. - xxxxxx<br>Condition set in error. Voided. - xxxxxx<br>We aren't using any rents to qualify so rent loss shouldn't be needed on the policy.Please revisit this. - xxxxxx<br>|  | xxxxxx 15:31 | Void | 3 |  | 3 | 1 |
| 4000113994 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Asset 1 Missing | Asset documentation is missing from the file. Per the AUS the Asset verification information was received for the borrower(s) from xxxxx with a reference number of xxxxxx. This documentation is missing from the loan file to show assets from Chase account ending in xxxxxx with a balance of $xxxxxx. <br>|  | See attached - xxxxxx<br>| VOD provided. Condition resolved. - xxxxxx<br>Asset 1 Provided - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000113994 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Asset 2 Missing | Asset documentation is missing from the file. Per the AUS the Asset verification information was received for the borrower(s) from AccountChek by IR with a reference number ofxxxxx. This documentation is missing from the loan file to show assets from xxxxxx account ending in xxxxxx with a balance of $xxxxxx. <br>|  | See attached - xxxxxx<br>| VOD provided. Condition resolved. - xxxxxx<br>Asset 2 Provided Or Not Applicable - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000113994 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000113994 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | AVM - xxxxxx<br>| Desk review provided, condition resolved. - xxxxxx<br>AVM - xxxxxx<br>|  | xxxxxx 17:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000114004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000114004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000114004 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000114008 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. Please provide the personal guaranty for xxxxxx <br>|  | Business Purpose & Occupancy Affidavit - xxxxxx<br>| The Personal Loan Guaranty is not missing. - xxxxxx<br>Provided. Condition resolved. - xxxxxx<br>Business Purpose & Occupancy Affidavit - xxxxxx<br>|  | xxxxxx 20:15 | Resolved | 4 | 1 | 4 | 1 |
| 4000114008 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. The 1008 is missing from file <br>|  | 1008 - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>1008 - xxxxxx<br>|  | xxxxxx 19:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000114008 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Corporation/LLC: Certificate of Good Standing Doc is Missing | The loan file does not contain the Corporation/LLC: Certificate of Good Standing. The Certificate of Good Standing provided is dated xxxxxx, but the Note date is xxxxxx. Per guidelines, the Certificate of Good Standing must be dated within 30 days of closing. Please provide the certificate that is dated within 30 days of closing. <br>|  | Certificate of good standing - xxxxxx<br>| Certificate of Good Standing was provided. Condition resolved. - xxxxxx<br>Certificate of good standing - xxxxxx<br>|  | xxxxxx 19:30 | Resolved | 3 | 1 | 4 | 1 |
| 4000114008 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Corporation/LLC: Operating Agreement Doc is Incomplete | The Corporation/LLC: Operating Agreement in file is incomplete. The signature page of the Operating Agreement for JD Property Solutions is missing from the loan file. <br>|  | signed Operating agreement - xxxxxx <br>Rebuttal LOX - xxxxxx<br>| OA Received. Condition resolved. - xxxxxx<br>signed Operating agreement - xxxxxx<br>Condition upheld. Executed Operating Agreement is required. - xxxxxx<br>Rebuttal LOX - xxxxxx<br>|  | xxxxxx 14:53 | Resolved | 3 | 1 | 4 | 1 |
| 4000114008 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx Rate Lock agreement <br>|  | Rate Lock - xxxxxx<br>| Document Uploaded. Investor rate lock provided, condition resolved. - xxxxxx<br>Condition upheld. Provided Lock between Lower, LLC and xxxxxx. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Rate Lock - xxxxxx<br>|  | xxxxxx 20:38 | Resolved | 3 | 1 | 4 | 1 |
| 4000114008 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:25 | Cleared | 1 | 1 | 4 | 1 |
| 4000114034 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000114034 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000114034 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000114038 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:53 | Cleared | 1 | 1 | 4 | 1 |
| 4000114038 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. <br>|  | lock<br>- xxxxxx<br>| Evidence of Rate Lock Provided - xxxxxx<br>Received rate lock - xxxxxx<br>lock<br>- xxxxxx<br>|  | xxxxxx 13:49 | Resolved | 3 | 1 | 4 | 1 |
| 4000114038 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | TRID: Missing Loan Estimate | The initial loan estimate is missing, upon receipt additional findings may be added. <br>|  | le ini - xxxxxx<br>| Received initial LE - xxxxxx<br>le ini - xxxxxx<br>|  | xxxxxx 13:56 | Resolved | 4 | 1 | 4 | 1 |
| 4000114038 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing Toolkit Disclosure/Booklet | Home Loan Toolkit is missing from file. <br>|  | HLT - xxxxxx<br>| Received copy of booklet - xxxxxx<br>HLT - xxxxxx<br>|  | xxxxxx 17:01 | Resolved | 2 | 1 | 4 | 1 |
| 4000114066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx lock agreement <br>|  | Lock - xxxxxx <br>See attached - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br> Evidence of Rate Lock Provided - xxxxxx<br> Lock - xxxxxx<br> Provide the Investor Lock Confirmation between xxxxxx and xxxxxx.xxxxxx. - xxxxxx<br> See attached - xxxxxx |  | xxxxxx 18:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000114066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000114066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000114126 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:53 | Cleared | 1 | 1 | 4 | 1 |
| 4000114126 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The promissory Note and settlement statement has been received for xxxxxx that was purchasedxxxxxx, but documentation supporting the payment of $xxxxxxx is missing from the loan file. Please provide the payment letter and proof of HOA dues. <br>|  | There is no Hoa dues - xxxxxx<br>| REO Docs provided. Condition resolved. - xxxxxx<br>There is no Hoa dues - xxxxxx<br>|  | xxxxxx 17:04 | Resolved | 3 | 1 | 4 | 1 |
| 4000114126 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Other Credit Finding | The appraisal identifies the property as owner-occupied; however, the subject transaction is a refinance of an investment property. Please provide an updated appraisal reflecting the property as tenant-occupied. <br>|  | Attached - xxxxxx<br>| Corrected Appraisal provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 16:59 | Resolved | 4 | 1 | 4 | 1 |
| 4000114126 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:54 | Cleared | 1 | 1 | 4 | 1 |
| 4000114129 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. The hazard insurance policy in the file does not list the lender as Mortgagee with the standard ISAOA (Interest of the Servicer and Assignee as their Interests May Appear) clause <br>|  | HOI with MTG clause - xxxxxx<br>| Corrected HOI Policy provided. Condition resolved. - xxxxxx<br>HOI with MTG clause - xxxxxx<br>|  | xxxxxx 17:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000114129 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000114129 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000114141 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement <br>|  | Rate lock - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Rate lock - xxxxxx<br>|  | xxxxxx 15:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000114141 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Please provide documentation of $xxxxxx that was wired to closing. <br>|  | EMD is $xxxxxx and is sourced. Closing funds are not required to be sourced. - xxxxxx | Condition upheld. EMD is verified with copy of check and and Account Statement. - xxxxxx<br> EMD is $xxxxxx and is sourced. Closing funds are not required to be sourced. - xxxxxx |  | xxxxxx 16:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000114141 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000114141 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Provide the source wire of the $xxxxxx funds to close on the PCCD.  |  | Wire receipt attached. - xxxxxx <br> You have the gift letters and you have the VOA showing the gift funds deposited in the borrower's account. The borrower has enough funds to close, the wire receipt to Title is not required per the AUS. Is this an investor overlay? - xxxxxx <br> There are $xxxxxx gift funds that were sent directly to the borrower. They show deposited in xxxxxx acct xxxxxx on xxxxxx. What else needs to be provided? - xxxxxx | Wire for $xxxxxx funds t o close was provided. The account used #xxxxxx has been verified in file. Condition resolved. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> Wire receipt attached. - xxxxxx<br> Condition upheld. The wired funds from Borrower to Title need to be sourced and documented. Provide the wire receipt or an approved exception from xxxxxx through the Portal. - xxxxxx<br> You have the gift letters and you have the VOA showing the gift funds deposited in the borrower's account. The borrower has enough funds to close, the wire receipt to Title is not required per the AUS. Is this an investor overlay? - xxxxxx<br> Condition upheld. The PCCD shows Borrower's Cash to Close is $xxxxxx. It also shows an Adjustment from Title of Funds to close of $xxxxxx. Show evidence of this transfer to title. - xxxxxx<br> There are $xxxxxx gift funds that were sent directly to the borrower. They show deposited in xxxxxx acct xxxxxx on xxxxxx. What else needs to be provided? - xxxxxx |  | xxxxxx 20:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000114150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000114150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000114150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000114165 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Provide documentation supporting evidence of $xxxxxx payment used for Primary Residence:xxxxxx expenses to qualify. <br>|  | PITIA forxxxxxx is as follows: HELOC payment $xxxxxx (1% of balance $xxxxxx) HOA $xxxxxx/annually Taxes $xxxxxx/annually Hazard $xxxxxx/annually=$xxxxxx - xxxxxx | REO Docs provided. Condition resolved. - xxxxxx<br> PITIA forxxxxxx is as follows: HELOC payment $xxxxxx (1% of balance $xxxxxx) HOA $xxxxxx/annually Taxes $xxxxxx/annually Hazard $xxxxxx/annually=$xxxxxx - xxxxxx |  | xxxxxx 16:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000114165 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000114165 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000114264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Condo - HOA Dues | The file does not contain documentation supporting the HOA/Condo dues. Please provide a Condominium Dues Statement or official third-party documentation from the Condo Association confirming the monthly dues of $xxxxxx for the subject property located atxxxxxx, as reflected on DU and the Uniform Residential Loan Application. <br>|  | Attached - xxxxxx<br>| Evidence of HOA provided. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 03:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000114264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. <br>|  | Attached - xxxxxx<br>| Executed Attorney Preference Letter provided; finding resolved - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 16:54 | Resolved | 3 | 1 | 4 | 1 |
| 4000114264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Missing secondary valuation <br>|  | Non Agency investor/2nd homes are ineligible for Appraisal Waiver. Agency investor or 2nd homes are eligible for the Waiver. - xxxxxx <br>Attached - xxxxxx<br>| Appraisal is Present or is Waived - xxxxxx<br>Agency loan allows for PIW, PIW value supported with BPO. - xxxxxx<br>Document Uploaded. Condition upheld. Please see the attached document named 4000114264 xxxxxx will not take allow an Appraisal Waiver on an Investor/2nd Home. Provide an Approved Exception on a Full Appraisal and CDA. - xxxxxx<br>Non Agency investor/2nd homes are ineligible for Appraisal Waiver. Agency investor or 2nd homes are eligible for the Waiver. - xxxxxx<br>Condition upheld. Provide 1073 Appraisal. Guidelines do not allow for an Appraisal Waiver on Investor/2nd homes. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 19:52 | Resolved | 4 | 1 | 4 | 1 |
| 4000114264 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Provide 3rd party valuation (AVM) from approved vendor per guidelines. <br>|  |  | BPO in file, value at origination is supported. - xxxxxx<br>|  | xxxxxx 19:57 | Resolved | 3 | 1 | 4 | 1 |
| 4000114287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Moderate Risk and a CDA Value with 0.00% variance to the appraisal value of xxxxxx which meets the lender's guidelines. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 12:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000114287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 tax returns not signed. The borrower's tax returns are no signed. The loan file contains the required 2023/2024 1040 and 1120-S tax returns; however, the lender guidelines require signed tax returns. <br>|  | signed tax returns - xxxxxx<br>| Signed returns provided. Condition resolved. - xxxxxx<br>Borrower 1 tax returns are signed - xxxxxx<br>signed tax returns - xxxxxx<br>|  | xxxxxx 13:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000114287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. <br>|  | Business Purpose provided. Condition resolved. - xxxxxx <br>Business Purpose Form - xxxxxx<br>| Business Purpose provided. Condition resolved. - xxxxxx<br>Business Purpose Form - xxxxxx<br>|  | xxxxxx 13:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000114287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 12:32 | Cleared | 1 | 1 | 3 | 1 |
| 4000114293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines.<br>|  |  |  |  | xxxxxx 18:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000114293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br>|  |  |  |  | xxxxxx 18:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000114293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines.<br>|  |  |  |  | xxxxxx 18:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000114321 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000114321 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000114321 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | The Final 1003 is Missing | The final 1003 is missing. Please provide the final 1003 dated xxxxxx. <br>|  | please see below:<br> Our e-sign window on closing packages opens up 3 days prior to closing to allow the borrower to sign early. It appears there was a change on the CD and instead of sending another CD to e-sign we sent it to title for the borrower to ink sign at closing. As you can see in our package several documents were esigned with the earlier date which included our URLA. The URLA you have received is our final. Please escalate for review thank you - xxxxxx <br> the final urla that you have dated 3/1 is the final cd. The borrowers met timing and were allowed to sign electronically early with other documents as well - xxxxxx | Per Seller, Final URLA dated 3/1 is the final, condition resolved - xxxxxx<br>please see below:<br>Our e-sign window on closing packages opens up 3 days prior to closing to allow the borrower to sign early. It appears there was a change on the CD and instead of sending another CD to e-sign we sent it to title for the borrower to ink sign at closing. As you can see in our package several documents were esigned with the earlier date which included our URLA. The URLA you have received is our final. Please escalate for review thank you - xxxxxx<br>Condition upheld. Closing Date isxxxxxx. Note, DOT, Final CD are signed and dated by the Borrower onxxxxxx. Provided the Final 1003 (URLA) signed at closing by the Borrower. - xxxxxx<br>the final urla that you have dated 3/1 is the final cd. The borrowers met timing and were allowed to sign electronically early with other documents as well - xxxxxx<br>|  | xxxxxx 14:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000114322 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Missing hazard insurance policy with Delos Space Corporation as per the final CD with annual premium of $xxxxxx with sufficient coverage as required per the lender's guidelines. <br>|  | See attached - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000114322 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains an appraisal with a value of $xxxxxx and a 2nd appraisal with a value of $xxxxxx which meets the lender's guidelines. Desk review and other review products are not required for loans with two (2) appraisals. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains an appraisal with a value of $xxxxxx and a 2nd appraisal with a value of $xxxxxx which meets the lender's guidelines. - xxxxxx |  | xxxxxx 18:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000114322 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000114325 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000114325 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000114325 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Housing history is required for the borrower's primary residence, as well as for the subject property in the case of a refinance transaction. Could not locate documentation meeting housing payment history for subject APM $xxxxxx <br>|  | See attached - xxxxxx<br>| Provided and resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 20:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000114328 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.959' is less than the minimum required DSCR of'1'. The Subject Property Unit 1 Rent of $xxxxxx and Unit 2 Rent of $xxxxxx per Lease Agreements results in total monthly rents of $xxxxxx/xxxxxx Subject Property PITIAS = DSCR of 0.96X. <br>|  | Escalated to xxxxxxF - xxxxxx <br>See attached - xxxxxx<br>| DSCR is within guidelines. Condition resolved per xxxxxx. - xxxxxx<br>The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br>Escalated to xxxxxxF - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 14:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000114328 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000114328 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000114381 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000114381 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000114381 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000114415 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000114415 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000114415 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000114432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Provide evidence of PITI payments for properties with new loans: <br> xxxxxxx and xxxxxx<br> Provide documentation of hazard insurance and property taxes for the following properties. <br> xxxxxx, xxxxxx and xxxxxx. <br> The hazard insurance and property taxes from Schedule E does not match what is reflected on the 1003 that was used to qualify. <br>|  | Documents regarding other property - xxxxxx<br>| REO 1st payment letters, HOI, HOA, an Taxes were provided. Condition resolved. - xxxxxx<br>Documents regarding other property - xxxxxx<br>|  | xxxxxx 21:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000114432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Liabilities - Excluded Debts | There was no explanation or support for the omission of one or more debts from the initial application. Provide documentation supporting evidence of omission ofxxxxxx Acct#xxxxxx. <br>|  | Payoff - xxxxxx<br>| CD from REO property refinance was provided to show account paid. Condition resolved. - xxxxxx<br>Payoff - xxxxxx<br>|  | xxxxxx 21:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000114432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. Provide evidence of required Rent Loss coverage for the subject property. <br>|  |  | Not required on a full document file. - xxxxxx<br>|  | xxxxxx 22:19 | Void | 3 |  | 3 | 1 |
| 4000114432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000114432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA - xxxxxx <br>3rd Party LOE - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>Condition upheld. Guidelines require a third party valuation to support the value of the subject property. Appraisal is in the file, however the CDA is missing. - xxxxxx<br>3rd Party LOE - xxxxxx<br>|  | xxxxxx 15:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000114451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000114451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000114451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000114493 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines.<br>|  |  |  |  | xxxxxx 22:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000114493 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000114493 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.  |  |  |  |  | xxxxxx 22:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000114494 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Loan is closing in a Limited Liability Company. The Business Purpose Affidavit in the file reflects the borrower as xxxxxx. The Business Purpose Affidavit should properly display xxxxxx as the borrower. <br>|  | BPA - xxxxxx<br>| BPA in file was found. Condition resolved. - xxxxxx<br>BPA - xxxxxx<br>|  | xxxxxx 14:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000114494 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000114494 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | Borrower 1 Business Tax Returns Less Than 24 Months Provided | Borrower 1 business tax returns less than 24 months provided in the file. Per AUS, only 1 year is required but per lock 2 years are required. Please provide the complete 2023 1065. <br>|  | We have an question on the request for 24 month business and personal, this locked under the Non-Agency Investor/2nd home, when we lock this program our only option is for "Full Doc" (it does not distinguish between 12 and 24 months and it our understanding we would then follow AUS for document requirements and is this case we are only required to provide 12 months. Please clarify - xxxxxx<br>| This was set in error, resolved. - xxxxxx<br>AUS Approved 1 year income. Condition voided. - xxxxxx<br>We have an question on the request for 24 month business and personal, this locked under the Non-Agency Investor/2nd home, when we lock this program our only option is for "Full Doc" (it does not distinguish between 12 and 24 months and it our understanding we would then follow AUS for document requirements and is this case we are only required to provide 12 months. Please clarify - xxxxxx<br>|  | xxxxxx 19:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 7 | xx/xx/xxxx | Credit | Borrower 1 Personal Tax Returns Less Than 24 Months Provided | Borrower 1 personal tax returns less than 24 months provided. Per AUS, only 1 year is required but per lock 2 years are required. Please provide the 2023 tax returns <br>|  | We have an question on the request for 24 month business and personal, this locked under the Non-Agency Investor/2nd home, when we lock this program our only option is for "Full Doc" (it does not distinguish between 12 and 24 months and it our understanding we would then follow AUS for document requirements and is this case we are only required to provide 12 months. Please clarify - xxxxxx<br>| This was set in error, resolved. - xxxxxx<br>AUS Approved 1 year income. Condition voided. - xxxxxx<br>We have an question on the request for 24 month business and personal, this locked under the Non-Agency Investor/2nd home, when we lock this program our only option is for "Full Doc" (it does not distinguish between 12 and 24 months and it our understanding we would then follow AUS for document requirements and is this case we are only required to provide 12 months. Please clarify - xxxxxx<br>|  | xxxxxx 19:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 7 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Please provide the verbal verification of employment dated within 10 days of closing for xxxxxx<br>|  | see active per the Florida Bar - xxxxxx<br>| VVOE provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>see active per the Florida Bar - xxxxxx<br>|  | xxxxxx 16:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 7 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide documentation supporting the HOA for the property located atxxxxxx for $xxxxxx/month. <br>|  | see page 14 of contract showing HOA - xxxxxx<br>| HOA located in Contract. Condition resolved. - xxxxxx<br>see page 14 of contract showing HOA - xxxxxx<br>|  | xxxxxx 15:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 7 | xx/xx/xxxx | Compliance | Assignment of Rents Doc is Missing | The loan file does not contain the Assignment of Rents. Per the Mortgage, the Assignment of Rents rider is required. <br>|  | We wanted to please request further clarification on the request of the Assignment of Rents rider to mortgage. I could not find any info in the guide detailing this requirement, also this is a 2nd home. - xxxxxx<br>| This was set in error, resolved. - xxxxxx<br>This was set in error, voided. - xxxxxx<br>We wanted to please request further clarification on the request of the Assignment of Rents rider to mortgage. I could not find any info in the guide detailing this requirement, also this is a 2nd home. - xxxxxx<br>|  | xxxxxx 19:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000114506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 7 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 23:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000114523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000114523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000114523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement <br>|  | lock confirmation - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>lock confirmation - xxxxxx<br>|  | xxxxxx 21:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000114529 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 W2/1099 Less Than 24 Months Provided | Borrower 1 W2/1099 less than 24 months provided. Borrower included a 24 month WVOE in the file <br>|  | Borrower has been with current employer for over 24 months. Please specify what we need to provide to clear this condition. - xxxxxx<br>| Condition set in error. - xxxxxx<br>Borrower has been with current employer for over 24 months. Please specify what we need to provide to clear this condition. - xxxxxx<br>|  | xxxxxx 15:37 | Void | 3 |  | 3 | 1 |
| 4000114529 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | Credit condition did fire, set on error. - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 16:47 | Void | 1 |  | 3 | 1 |
| 4000114529 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000114529 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000114545 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000114545 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000114545 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 23:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000114548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000114548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000114548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Please provide the hazard policy for xxxxxx<br>|  | Hazardxxxxxx. updated LPA and 1003 - xxxxxx | HOI Provided. Condition resolved. - xxxxxx<br> Hazard xxxxxx. updated LPA and 1003 - xxxxxx |  | xxxxxx 16:33 | Resolved | 3 | 1 | 3 | 1 |
| 4000114548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide the mortgage statement for the primary residence second with xxxxxx for $xxxxxx/month. <br>|  | primary residence second with xxxxxx for $xxxxxx/month. - xxxxxx | MLS for primary 2nd mortgage was provided. Condition resolved. - xxxxxx<br> primary residence second with xxxxxx for $xxxxxx/month. - xxxxxx |  | xxxxxx 18:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000114548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. DSCR - not required. <br>|  | Please note this loan did not close with escrows, therefore no escrow disclosure would be provided - xxxxxx<br>| No escrows - xxxxxx<br>Please note this loan did not close with escrows, therefore no escrow disclosure would be provided - xxxxxx<br>|  | xxxxxx 17:08 | Resolved | 2 | 1 | 3 | 1 |
| 4000114555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:18 | Cleared | 1 | 1 | 3 | 1 |
| 4000114555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000114555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. A third party fraud report was not found in the loan documents. <br>|  | See attached - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000114556 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Subject loan is in Flood Zone and Notice of Special Flood Hazard Disclosure Not Completed | Subject property is in flood zone but Notice of Special Flood Hazard Disclosure was not provided. Lender to provide the dated and fully executed Notice of Special Flood hazards. <br>|  | Attached - xxxxxx<br>| Disclosure provided. Condition resolved. - xxxxxx<br>Validation Resolved - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 21:05 | Resolved | 1 | 1 | 1 | 1 |
| 4000114556 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114556 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114588 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. Lender to provide the most recent credit report including any mortgages for the borrower <br>|  | xxxxxx Credit report - xxxxxx | Borrower 1 Credit Report is not missing. - xxxxxx<br> CR Provided. Condition resolved. - xxxxxx<br> CR Provided. Condition resolved. - xxxxxx<br> xxxxxx Credit report - xxxxxx |  | xxxxxx 21:58 | Resolved | 4 | 1 | 4 | 1 |
| 4000114588 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 21:35 | Cleared | 1 | 1 | 4 | 1 |
| 4000114588 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Loan meets applicable appraisal guidelines. - xxxxxx<br>|  | xxxxxx 21:34 | Cleared | 1 | 1 | 4 | 1 |
| 4000114588 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Borrower 1 Credit Report is Incomplete | Missing credit report. <br>|  |  | Borrower 1 Credit Report is not partially present. - xxxxxx<br>Duplicate finding. - xxxxxx<br>|  | xxxxxx 21:58 | Resolved | 3 | 1 | 4 | 1 |
| 4000114600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Appraisal - Other | There are additional appraisal findings. xxxxxx is requesting an Investor Exception for a property with Unpermitted Space. <br>Post close reserves - 9 mos= over the min required<br> FICO Score = 751<br> LV below max allowed<br> Borrower is a Perm Resident, and property is located in CA = unpermitted space is very common <br>|  |  |  | Exception approved - subject to the final review, no Addi'l conditions allowed. comp factors include: +5% LTV, fico 751, strong residual | xxxxxx 04:24 | Waived | 2 | 2 | 3 | 2 |
| 4000114600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing Doc - ARM Disclosure/Missing | The ARM Disclosure is missing from the file. The ARM Disclosure is missing <br>|  | arm disc - xxxxxx<br>| Received disclosure - xxxxxx<br>ARM Disclosure is Present or Not Applicable - xxxxxx<br>arm disc - xxxxxx<br>|  | xxxxxx 13:58 | Resolved | 3 | 1 | 3 | 2 |
| 4000114600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:07 | Cleared | 1 | 1 | 3 | 2 |
| 4000114605 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000114605 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. Lender to provide a comprehensive schedule of REO. Lender to provide the underwriters rental income/ loss worksheet as well. There is one property is listed on the worksheet in the file, but there are 4 other properties the borrowers are taking a hit on per the AUS in file. <br>|  | As per underwriter Only one rental property has been used to qualify for rental income, as the other property is not reflected on the tax transcript, and the remaining property is owned by the business.<br>- xxxxxx<br>| Loan underwritten as agency loan, the full PITIA of the REO was included in the DTI minus the rental which has an offset. Condition resolved. - xxxxxx<br>Condition upheld. If Borrower does not own properties listed on the 1003 (URLA) provide a corrected one. The AUS (DU) states there are 4 financed properties, if this is not correct, provide an updated one. - xxxxxx<br>As per underwriter Only one rental property has been used to qualify for rental income, as the other property is not reflected on the tax transcript, and the remaining property is owned by the business.<br>- xxxxxx<br>|  | xxxxxx 17:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000114605 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The loan file is missing the xxxxxx Bay Rate Lock. <br>|  | seller rLC - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>seller rLC - xxxxxx<br>|  | xxxxxx 20:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000114624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000114624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000114624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000114634 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114634 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114634 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. Per the application, the borrower xxxxxxtained new loans on the properties located at xxxxxx andxxxxxx. When using the payment amounts and additional tax and insurance information from the application the DTI increased above the guidelines required DTI (from 43.51% to 53%, max 50%). Documentation could not be found in the loan documents to support the new loans, if the current loans on the properties were paid off, taxes and insurance were included in the monthly payments and if the new loans are paid by the business. <br>|  | see attached - xxxxxx<br>| REO was recalculated. Condition resolved. - xxxxxx<br>Audited DTI of 43.65% is less than or equal to Guideline DTI of 50% - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 14:06 | Resolved | 3 | 1 | 4 | 1 |
| 4000114641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation if there is a HOA on the property located at xxxxxx could not be found in the loan documents. <br>|  | see attached - xxxxxx<br>| Evidence of HOA has been provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 14:06 | Resolved | 3 | 1 | 4 | 1 |
| 4000114641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:13 | Cleared | 1 | 1 | 4 | 1 |
| 4000114641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal is Missing | The secondary valuation product to support origination value is missing, please provide the secondary valuation. The file is missing the appraisal. The file is missing the secondary valuation The file is missing the appraisal. The file is missing the appraisal. The file is missing the secondary valuation <br>|  | CDA - xxxxxx <br>Appraisal - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA - xxxxxx<br>Condition upheld. The Original Appraisal (1025) has been received. The loan file is missing the 3rd party valuation as required per guidelines. - xxxxxx<br>Appraisal - xxxxxx<br>|  | xxxxxx 20:06 | Resolved | 4 | 1 | 4 | 1 |
| 4000114652 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:54 | Cleared | 1 | 1 | 4 | 1 |
| 4000114652 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:54 | Cleared | 1 | 1 | 4 | 1 |
| 4000114652 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. The loan file is missing the primary appraisal. <br>|  | Appraisal - xxxxxx<br>| Appraisal provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>Appraisal - xxxxxx<br>|  | xxxxxx 15:04 | Resolved | 4 | 1 | 4 | 1 |
| 4000114712 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000114712 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | The Final 1003 is Missing | The final 1003 is missing. The loan file is missing the Final Signed 1003. <br>|  | Borrower signed with Hybrid eclosing snap docs - xxxxxx<br>| Electronically signed Final URLA provided; finding resolved - xxxxxx<br>Borrower signed with Hybrid eclosing snap docs - xxxxxx<br>|  | xxxxxx 17:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000114712 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Loan meets applicable appraisal guidelines.<br> - xxxxxx<br>|  | xxxxxx 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000114731 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. File is missing occupancy affidavit. <br>|  | See attached - xxxxxx<br>| Cert provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 18:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000114731 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement <br>|  | Lock - xxxxxx<br>| Investor lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 15:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000114731 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000114732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the HOA statement for xxxxxx. <br>|  | NO HOA - xxxxxx<br>| No HOA - xxxxxx<br>NO HOA - xxxxxx<br>|  | xxxxxx 17:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000114732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000114732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 23:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000114745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. There are several uncleared alerts on pages 2-3 of the First American Fraud Guard Report dated xxxxxx<br>|  | As per our underwriter ,Please see attached property search. Both addresses in Fraud Guard alert do not have results. <br> As for occupancy alert, the loan #xxxxxx is the seller's loan with xxxxxx in 2024. Attached is the property profile and history. <br> - xxxxxx <br>FRAUDGUARD - xxxxxx <br> FNMA EARLY CHECKS - xxxxxx | Cleared Fraud Report provided. Condition resolved. - xxxxxx<br> All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br> As per our underwriter ,Please see attached property search. Both addresses in Fraud Guard alert do not have results. <br> As for occupancy alert, the loan #xxxxxx is the seller's loan with xxxxxx in 2024. Attached is the property profile and history. <br> - xxxxxx<br> Condition upheld. Provided Fraud Alert still has uncleared alerts. - xxxxxx<br>FRAUDGUARD - xxxxxx<br> Condition upheld. Early Check does not clear Fraud Alerts. Please provide evidence the following were investigated and cleared:<br>1. SUBJECT PROPERTY ADDRESS ALERT-The SUBJECT PROPERTY ADDRESS matches the Subject Property Address of OTHER LOAN(S) in YOUR COMPANY inventory. (Subject transaction is a Purchase)<br>2. POSSIBLE DEROGATORY ACTIVITY - Borrower's Address History from SSN Trace identifies properties from a Derogatory Source. Properties identified:xxxxx (Property not disclosed)<br>3. POTENTIAL UNDISCLOSED LIABILITY OR PROPERTY xxxxxx (Property not disclosed) - xxxxxx<br> FNMA EARLY CHECKS - xxxxxx |  | xxxxxx 17:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000114745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | AUS - Findings Missing | The loan file did not contain the AUS findings as required. An updated DU is needed per MSG ID 3933 in DU, which notes that although the loan casefile is eligible for value acceptance or value acceptance + property data, there is a discrepancy between the property value of $xxxxxx and the sales price of $xxxxxx in DU. To proceed with a value acceptance or value acceptance + property data offer, update these amounts to ensure the property value reflects the sales price and resubmit the loan casefile to DU. <br>|  | DU - xxxxxx<br>| Corrected AUS provided. Condition resolved. - xxxxxx<br>DU - xxxxxx<br>|  | xxxxxx 18:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000114745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 23:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000114745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide AVM missing from the loan file. <br>|  | APPRAISAL - xxxxxx<br>| AVM provided, value for PIW value is supported. - xxxxxx<br>Condition upheld. Per xxxxxx Agency Guidelines: Loans qualifying as a Non-Agency Investor/2nd Home will be ineligible for Appraisal Waiver. Provide approved exception from xxxxxx. - xxxxxx<br>APPRAISAL - xxxxxx<br>|  | xxxxxx 12:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000114753 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000114753 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114753 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Moderate Risk and a CDA Value of $xxxxxx and CDA Value to Appraisal Value of 0.0% which meets the lender's guidelines. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Moderate Risk and a CDA Value of $xxxxxx and CDA Value to Appraisal Value of 0.0% which meets the lender's guidelines. - xxxxxx |  | xxxxxx 17:11 | Cleared | 1 | 1 | 3 | 2 |
| 4000114795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Insufficient Tolerance Cure | A Lender Credit for Excess Charges of ($xxxxxx), Principal Reduction for Excess Charges of ($xxxxxx), and general or specific lender credit increases of ($xxxxxx) were applied to the total fee variance of ($xxxxxx) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Duplicate finding - See related open finding <br>|  |  | Received CIC and FCD to resolve finding - xxxxxx<br>Resolved - xxxxxx<br>|  | xxxxxx 13:14 | Resolved | 1 | 1 | 3 | 2 |
| 4000114795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Insufficient Tolerance Cure (50001028) | A Lender Credit for Excess Charges of ($xxxxxx), Principal Reduction for Excess Charges of ($xxxxxx), and general or specific lender credit increases of ($xxxxxx) were applied to the total fee variance of ($xxxxxx) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Appraisal fee, Appraisal reinspeciton fee and credit report fee were added without a CIC <br>|  | Attached is the 1/28 COC LE where the appraisal reinspection fee was added <br> Also attached is the final CD that shows the $xxxxxx cure for the appraisal fee ($xxxxxx) and credit report fee ($xxxxxx) <br> - xxxxxx | Received CIC and FCD to reolve fidnig - xxxxxx<br> Resolved - xxxxxx<br> Attached is the 1/28 COC LE where the appraisal reinspection fee was added <br> Also attached is the final CD that shows the $xxxxxx cure for the appraisal fee ($xxxxxx) and credit report fee ($xxxxxx) <br> - xxxxxx |  | xxxxxx 13:15 | Resolved | 3 | 1 | 3 | 2 |
| 4000114795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. The loan file includes a private VOR indicating the borrower made housing payments via cash or xxxxxx. Per lender guidelines, housing history must be supported by twelve (12) months of payment documentation, such as canceled checks, bank debits, or an institutional VOR. Private party VORs may be considered on a xxxxxxse basis with an investor exception. The lender approved an exception to allow the private VOR reflecting cash payments. <br>|  |  |  | Self-employed 7 years. Residual of $xxxxxx per month. | xxxxxx 04:27 | Waived | 2 | 2 | 3 | 2 |
| 4000114883 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Lender to provide third party fraud report. It is to include a clear OFAC for all interested parties in the loan transaction <br>|  | fraud docs - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>fraud docs - xxxxxx<br>|  | xxxxxx 19:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000114883 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Please provide the third party valuation product <br>|  | ucdp - xxxxxx<br>| LCA score of 1. Condition resolved. - xxxxxx<br>ucdp - xxxxxx<br>|  | xxxxxx 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000114883 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 02:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000114907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. The loan was qualified using asset depletion. Per guidelines, 120 days seasoning on the accounts used for qualifying and only 90 days was found in the loan documents for all accounts. Also, two of the accounts did not provide transactions for each account (#xxxxxx and #PLAN 401K account). Only 60 months was used in the calculation, but guidelines require 84 month amortization which decreases the income from $xxxxxx to $xxxxxx. <br>|  | exception approved - xxxxxx <br>Please escalate the below:<br>Even if we use the 84 months and the income you have noted below in the condition, the DTI would be 45.12% and would still be below the guidelines. Please escalate and advise thank you - xxxxxx<br>| Exception approved for 90 days seasoning on asset vs 120 days on asset depletion program with -.250 LPA and with noted - xxxxxx<br>exception approved - xxxxxx<br>Condition upheld. Please submit through the online exception portal and then provide Approved Exception in response to this condition. - xxxxxx<br>Please escalate the below:<br>Even if we use the 84 months and the income you have noted below in the condition, the DTI would be 45.12% and would still be below the guidelines. Please escalate and advise thank you - xxxxxx<br>| comp factors= EP Primary purchase transaction w/36% down payment, 798 FlCO & 400 months reserves. No other exceptions allowed and subject to final review. | xxxxxx 13:53 | Waived | 3 | 2 | 4 | 2 |
| 4000114907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:23 | Cleared | 1 | 1 | 4 | 2 |
| 4000114907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | TRID: Missing Final Closing Disclosure | The loan file does not contain the Final Closing Disclosure. A seller Settlement Final statement dated xxxxxx was provided, however, a Closing Disclosure dated xxxxxx was not provided. <br>|  | cd dated the 26th is the final. the borrowers met timing and were allowed to sign early - xxxxxx<br>| Received final CD - xxxxxx<br>cd dated the 26th is the final. the borrowers met timing and were allowed to sign early - xxxxxx<br>|  | xxxxxx 15:49 | Resolved | 4 | 1 | 4 | 2 |
| 4000114907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. The borrower is currently renting from the private party per the verification of rent provided. Per guidelines, Private Party VORs may be considered on a xxxxxxse basis and will require an investor exception approval. The formal exception is missing from the loan file. <br>|  | verification - xxxxxx<br>| Housing history meets guideline requirements. - xxxxxx<br>verification - xxxxxx<br>|  | xxxxxx 20:54 | Resolved | 3 | 1 | 4 | 2 |
| 4000114907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Per guidelines, a 12 month housing history is required. Housing historycan be evidenced by twelve (12) months of proof of payment via cancelled checks, bank debits or institutional VOR. The borrower has been renting the residence at xxxxxx since xxxxxx xxxxxx. Only 1 month of proof of receipt is located in the loan file. <br>|  | proof rent - xxxxxx | Bank Statements showing Rent payments were provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - xxxxxx<br>proof rent - xxxxxx<br>|  | xxxxxx 20:56 | Resolved | 3 | 1 | 4 | 2 |
| 4000114907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | AbilityToRepay: QMPointsAndFees |  |  | compliance - xxxxxx<br>| Confirmed loan passed QM testing - xxxxxx<br> compliance - xxxxxx<br> The loan fees ($xxxxxx) exceed the (QM) (Note Amount >=$xxxxxx) fee limit, which is 3% of the Total Loan Amount ($xxxxxx), the difference is ($xxxxxx). (12 CFR 1026.43(e)(3). - xxxxxx |  | xxxxxx 15:32 | Resolved | 1 | 1 | 4 | 2 |
| 4000114928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx are less than $xxxxxx. The loan file is missing the most recent 30 days of bank statements required to verify assets . <br>|  | UW's response, PCCD Bank statements and EMD - xxxxxx<br>| Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> UW's response, xxxxxx Bank statements and EMD - xxxxxx |  | xxxxxx 20:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000114928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000114928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Gift Letter - Missing | A required gift letter was missing from the file and/or the donor funds were not verified. lender to gift letters and proof of receipt of $xxxxxx and $xxxxxx <br>|  | Gift Letter - xxxxxx<br>| Gift letters provided, conditions resolved. - xxxxxx<br>Gift Letter - xxxxxx<br>|  | xxxxxx 20:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000114928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000114952 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000114952 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000114952 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000114959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the Closing Disclosure for the refinance with xxxxxx for the subject property located at xxxxxx to support the principal and interest payment of $xxxxxx per month and to document the payoff of the mortgage with xxxxxx (loan ending in xxxxxx). Additionally, the 2025–2026 property tax bill and the hazard insurance policy are also missing from the file. <br>|  | CD, INSURANCE - xxxxxx<br>| Final CD and insurance was provided. Condition resolved. - xxxxxx<br>CD, INSURANCE - xxxxxx<br>|  | xxxxxx 14:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000114959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:32 | Cleared | 1 | 1 | 3 | 1 |
| 4000114959 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000115002 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Delinquent Credit History Does Not Meet Guideline Requirements | Delinquent Credit History does not meet guideline requirements. The mortgage statement on the primary residence with xxxxxx datedxxxxxx shows a modification is in effect with a contractual date for next payment to be paid startingxxxxxx - guides require 4+ years since the last housing event and it appears this is not met. There is no letter of explanation regarding. The statement also shows a current late payment and the terms of the modification as follows: The deferred amount is due on your last mortgage payment date or earlier if you sell your home, refinance, or otherwise pay off your loan. Per the mortgage statement the deferred P&I is $xxxxxx with a contractual due date ofxxxxxxEscrowed payment is ~ $xxxxxx/mo. this would support more than 3 payments not made. The credit report supplement states NO LOAN MODIFICATION MADE ON THE ACCOUNT - in contradiction of the mortgage statement. The Fraud Report supports a modification on the primary residence. <br>|  | Please escalate this to management. There is no exception needed – no one actually come out of a modification- its modified – meaning changed- he has been 0\*30 for last 36 months and it meets all guidlines. - xxxxxx <br> It's 4 years out we should not need one - xxxxxx <br> enclosed - xxxxxx <br> We had a supplement- they did research and they could not find a mod - xxxxxx | Loan reviewed by xxxxxx, and okay to clear. Condition resolved. - xxxxxx<br>Please escalate this to management. There is no exception needed – no one actually come out of a modification- its modified – meaning changed- he has been 0\*30 for last 36 months and it meets all guidlines. - xxxxxx<br>Condition upheld. Is Borrower still in forbearance? Current MLS shows deferred interest and principal, or provide an approved exception from xxxxxx/xxxxxx. - xxxxxx<br>It's 4 years out we should not need one - xxxxxx<br>Condition upheld. Now that the Forbearance Plan has been acknowledged, provided evidence the Borrower is out of it as current MLS shows deferred interest and principal, or provide an approved exception from xxxxxx/xxxxxx. - xxxxxx<br>enclosed - xxxxxx<br>Condition upheld. Per Drive Report in file a MOD occurred onxxxxxx. - xxxxxx<br>We had a supplement- they did research and they could not find a mod - xxxxxx<br>|  | xxxxxx 20:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000115002 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing the HOA statement for the primary residence or a letter stating there is no HOA. <br>|  | HOA - xxxxxx<br>| LOE provided stating no HOA. - xxxxxx<br>HOA - xxxxxx<br>|  | xxxxxx 17:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000115002 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000115002 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000115010 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | The Final 1003 is Incomplete | The final 1003 is incomplete. The Final Application indicates that the borrower intends to occupy the property as a primary residence. Since the transaction is for an investment property purchase, a corrected Final Application reflecting the appropriate occupancy type is required. <br>|  | 1003 Corrected - xxxxxx<br>| Corrected 1003 provided. Condition resolved. - xxxxxx<br>1003 Corrected - xxxxxx<br>|  | xxxxxx 17:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000115010 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000115010 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000115028 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Commitment amount $xxxxxx versus loan amount of $xxxxxx. Please provide the updated commitment showing sufficient coverage <br>|  | Title - xxxxxx<br>| Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Title - xxxxxx |  | xxxxxx 18:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000115028 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000115028 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000115043 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000115043 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000115043 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000115054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 03:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000115054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 03:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000115054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 03:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000115057 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing disbursement date on final HUD-1 | The HUD datedxxxxxxs missing the disbursement date. <br>|  | See attached - xxxxxx<br>| Received disbursement date - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:19 | Resolved | 1 | 1 | 1 | 1 |
| 4000115057 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000115057 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000115058 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. The gift fund checks totaling $xxxxxx($xxxxxxx and $xxxxxx) included in the loan file indicate in the memo line that the funds are a loan. Per guidelines, gift funds must not represent a loan or require repayment. Please provide clarification and/or acceptable documentation to support that the funds are a true gift. <br>|  | LOE - xxxxxx <br>LOE - xxxxxx<br>| Asset Qualification Meets Guideline Requirements - xxxxxx<br> LOE provided. Condition resolved. - xxxxxx<br> LOE - xxxxxx<br> The attached LOE states the funds are for the purchase of a property located at xxxxxx. That is not the subject property. Did the Borrower purchase another property that was not disclosed? - xxxxxx<br> LOE - xxxxxx |  | xxxxxx 19:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000115058 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Missing sales contract addendum for $xxxxxx seller credit <br>|  | Agreement - xxxxxx<br>| Contract addendum provided. Condition resolved. - xxxxxx<br>Agreement - xxxxxx<br>|  | xxxxxx 18:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000115058 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000115058 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000115058 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Gift Letter - Missing | A required gift letter was missing from the file and/or the donor funds were not verified. The gift letter in the file does not list the subject property address or the borrower's name. Please provide the updated gift letter. <br>|  | Gift Letter - xxxxxx <br>Gift Letter - xxxxxx<br>| Gift Letter provided. Condition resolved. - xxxxxx<br> Gift Letter - xxxxxx<br> Condition upheld. The provided gift letter states this is for the purchase of a property located at xxxxxx. Did the Borrower purchase another property that was not disclosed? - xxxxxx<br> Gift Letter - xxxxxx |  | xxxxxx 18:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000115058 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. The EMD of $xxxxxx was not fully verified. Final CD shows a Deposit of $xxxxxx, EMD check in file is for $xxxxxx  |  | EMD - xxxxxx<br>| EMD verified. Condition resolved. - xxxxxx<br>EMD - xxxxxx<br>|  | xxxxxx 19:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000115061 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title Insurance missing sufficient coverage amount. <br>|  | See attached - xxxxxx<br>| Updated Title Policy provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> See attached - xxxxxx |  | xxxxxx 17:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000115061 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000115061 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 00:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000115085 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115085 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115085 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115136 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000115136 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000115136 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Desk Review Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The appraisal Desk Review was added to the Loan Estimate onxxxxxx without a valid change in circumstance present. <br>|  | Finding is valid, no COC record present for the added Appraisal Desk Review Fee reflected on the revised LE issuedxxxxxx xxxxxx <br>COC LE - xxxxxx<br>| Received CIC and LE for added fee - xxxxxx<br>COC LE - xxxxxx<br>|  | xxxxxx 15:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000115136 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx rate lock agreement is missing from the loan file. <br>|  | Lock confirmation - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Lock confirmation - xxxxxx<br>|  | xxxxxx 22:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000115142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:54 | Cleared | 1 | 1 | 3 | 2 |
| 4000115142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:54 | Cleared | 1 | 1 | 3 | 2 |
| 4000115142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. The borower has been at the primary address for 1 year, but only 11 months of payment history for xxxxxx is showing on the credit report. Per guidelines, a 12 month housing history is required. <br>|  | Approved exception - xxxxxx | Exception provided for: Short 12months housing history. - xxxxxx<br>Approved exception - xxxxxx<br>| LTV 50%, DSCR >1.10, Reserves >20 months, Credit score >790 | xxxxxx 22:40 | Waived | 3 | 2 | 3 | 2 |
| 4000115167 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 05:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000115167 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000115167 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Condition upheld. CDA provided does not support origination value within 10%. <br>|  | Field Review - xxxxxx <br> CDA value $xxxxxx. Appraisal value $1,100,000. - xxxxxx | Field Review supporting value was provided. Condition resolved. - xxxxxx<br> Field Review - xxxxxx<br> CDA value $xxxxxx. Appraisal value $1,100,000. - xxxxxx |  | xxxxxx 18:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000115167 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Property | Value - AVM/BPO/Desk Review did not support Value within -10% | The 3rd party review product did not support the value within a -10% variance. <br>|  | Field Review - xxxxxx<br>| Field Review supporting value was provided. Condition resolved. - xxxxxx<br>Field Review - xxxxxx<br>|  | xxxxxx 18:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000115167 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Max cash out for LTV over 60% is $xxxxxx, borrower received $xxxxxx cash at closing.  |  | Outdated appraisal had typo. See latest version - xxxxxx <br> LTV is 60. xxxxxx / xxxxxx = 60% - xxxxxx | Corrected Appraisal provided. LTV is 60%. - xxxxxx<br> Outdated appraisal had typo. See latest version - xxxxxx<br> Condition upheld. $xxxxxx is the Indicated Value by Sales Comparison Approach, not the Appraised value. The Appraised value per the Appraisal in file datedxxxxxx and signed by the Appraiser onxxxxxx is $xxxxxx. - xxxxxx<br> LTV is 60. xxxxxx / xxxxxx = 60% - xxxxxx |  | xxxxxx 18:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000115171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1.0 and a CDA with Moderate Risk score with a CDA Value of $xxxxxx with a CDA Value to Appraisal Value of -4.6% which meets the lender's guidelines. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1.0 and a CDA with Moderate Risk score with a CDA Value of $xxxxxx with a CDA Value to Appraisal Value of -4.6% which meets the lender's guidelines. - xxxxxx |  | xxxxxx 20:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000115171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The loan file contains the hazard insurance binder but is missing the final policy with xxxxxx effective xxxxxx to xxxxxx. <br>|  | hoi - xxxxxx<br>| HOI provided. - xxxxxx<br>hoi - xxxxxx<br>|  | xxxxxx 21:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000115171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 20:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000115186 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Other Credit Finding | Lender to provide missing documentation for the primary property in the amount of $xxxxxx  |  | The $xxxxxx listed for primary residence was for HOI but its escrowed into mortgage payment – attached mortgage statement showing escrowed - xxxxxx | MLS was provided. Condition resolved. - xxxxxx<br> The $xxxxxx listed for primary residence was for HOI but its escrowed into mortgage payment – attached mortgage statement showing escrowed - xxxxxx |  | xxxxxx 17:07 | Resolved | 4 | 1 | 4 | 1 |
| 4000115186 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000115186 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The LCA Risk provided is assessed at 3, which is outside of the guideline requirements of 2.5 or less. Please provide a valid third-party valuation product. <br>|  | Attached - xxxxxx <br>Please see 1008 with underwriter explanation - xxxxxx<br>| 3rd party valuation provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>Condition upheld. Provide an approved 3rd Party Valuation (CDA from approved Vendor) or an Approved exception from xxxxxx. - xxxxxx<br>Please see 1008 with underwriter explanation - xxxxxx<br>|  | xxxxxx 15:27 | Resolved | 3 | 1 | 4 | 1 |
| 4000115186 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Liabilities - Excluded Debts | There was no explanation or support for the omission of one or more debts from the initial application. Per the final 1003, the borrower borrowed $xxxxxx for this transaction. Documentation of this loan and the monthly payment is missing from the loan file. <br>|  | Application marked as borrowing $xxxxxx for transaction – they ended up borrowing $xxxxxx from their xxxxxx HELOC – attached is the proof - xxxxxx | MLS for HELOC was provided. Increased payment is included in the subject DTI. Condition resolved. - xxxxxx<br> Application marked as borrowing $xxxxxx for transaction – they ended up borrowing $xxxxx from their xxxxxx HELOC – attached is the proof - xxxxxx |  | xxxxxx 17:13 | Resolved | 3 | 1 | 4 | 1 |
| 4000115193 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | The Final 1003 is Incomplete | The final 1003 is incomplete. Per the DU the borrower has 7 financed properties. Including the subject the borrower only has 4 financed properties per the final loan application. Provide a corrected final loan application with all the properties owned by the borrower, to include all the properties mortgages, taxes, insurance, and HOA's (if applicable) affixed/itemized. <br>|  | FINAL 1003 - xxxxxx<br>| Corrected 1003 provided. Condition resolved. - xxxxxx<br>The final 1003 is present - xxxxxx<br>FINAL 1003 - xxxxxx<br>|  | xxxxxx 19:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000115193 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000115193 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000115193 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 8 | xx/xx/xxxx | Credit | Borrower 2 Lease Agreements Missing | Borrower 2 Lease Agreements missing. Lender to provide the fully executed lease agreement for the subject property to verify rental income <br>|  | There is no Subject Rental income used for the qualification purpose please refer final application for the same. we had provided the LOE at time of original submission confirming what would be approximate rent for the subject property. Thank you ! - xxxxxx<br>| Condition set in error. Full subject payment is being included in DTI. - xxxxxx<br>Borrower 2 Lease Agreements Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>There is no Subject Rental income used for the qualification purpose please refer final application for the same. we had provided the LOE at time of original submission confirming what would be approximate rent for the subject property. Thank you ! - xxxxxx<br>|  | xxxxxx 15:12 | Void | 3 |  | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 8 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide a credit supplement or a VOM for the primary mortgage. Loan is not rated on the credit report dated xxxxxx<br>|  | Condition appear here and it shows resolved at end of condition verbiage - xxxxxx <br>Attached Credit Supplement for your reference, the same provided at time of original submission. - xxxxxx<br>| Condition is resolved. Credit Supp was provided. - xxxxxx<br>Condition appear here and it shows resolved at end of condition verbiage - xxxxxx<br>Credit Supplement for Primary Mortgage provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>Attached Credit Supplement for your reference, the same provided at time of original submission. - xxxxxx<br>|  | xxxxxx 15:04 | Resolved | 3 | 1 | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 8 | xx/xx/xxxx | Credit | Builder is in control of HOA | Project is new construction and still under construction, Builder is still in control of the HOA until all phases are completed per the condo questionnaire. Builder is in control of HOA. <br>|  | Please find attached Corrected copy of condo questionnaire and LOE for your reference. - xxxxxx <br> Previously we already provided the AVM however, the Appraisal report is not needed. - xxxxxx <br> We have received confirmation from the management company regarding the status of the project. As per their response:<br> The project consists of 198 units.<br> All units are complete, and the developer is no longer in control of the project.<br> Common elements and facilities have been completed.<br> No additional phases are to be added. - xxxxxx <br> Attached Email copy for your reference. Thank you ! - xxxxxx | Condo docs from Square sent, confirm the complex is complete and the builder is no longer in control of the HOA, condition resolved. - xxxxxx<br> Condition upheld. Investor has reviewed and requests that an exception be requested. Provide exception from investor. - xxxxxx<br> Please find attached Corrected copy of condo questionnaire and LOE for your reference. - xxxxxx<br> Investor has asked an exception be requested and provided. - xxxxxx<br> Previously we already provided the AVM however, the Appraisal report is not needed. - xxxxxx<br> Condition upheld and pending the following: xxxxxx asked for a formal exception to be requested for this and include the appraisal/PIW/AVM, questionnaire and any other supporting documentation in the exception request - xxxxxx<br> We have received confirmation from the management company regarding the status of the project. As per their response:<br> The project consists of 198 units.<br> All units are complete, and the developer is no longer in control of the project.<br> Common elements and facilities have been completed.<br> No additional phases are to be added. - xxxxxx<br> Condition upheld. Provide correct Condo Questionnaire and Appraisal. - xxxxxx<br> Attached Email copy for your reference. Thank you ! - xxxxxx |  | xxxxxx 18:45 | Resolved | 3 | 1 | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 8 | xx/xx/xxxx | Property | Condo - Warrantability | Builder is still in control of the project since it is still under construction. Lender would need to xxxxxxtain a certificate of completion from the builder or HOA. Condominium project is not warrantable, or documentation not provided to determine warrantability <br>|  | Please find attached Corrected copy of condo questionnaire and LOE for your reference. - xxxxxx <br>We already provided the AVM on this to cure the condition. but Appraisal report is not needed no this. - xxxxxx <br>We have received confirmation from the management company regarding the status of the project. As per their response:<br>The project consists of 198 units.<br>All units are complete, and the developer is no longer in control of the project.<br>Common elements and facilities have been completed.<br>No additional phases are to be added.<br>Additionally, the loan file is underwritten as a PIW (Property Inspection Waiver) per DU (Desktop Underwriter) and complies with FNMA guidelines.<br>Please note that the appraisal report referenced in the email pertains to a different property within the same project. - xxxxxx <br>We had provided the email confirmation to confirm the completion of the project. This is already provided at time of original submission. - xxxxxx<br>| Condo docs from Square sent, confirm the complex is complete and the builder is no longer in control of the HOA, condition resolved. - xxxxxx<br>Condition upheld. Investor has reviewed and requests that an exception be requested. Provide exception from investor. - xxxxxx<br>Please find attached Corrected copy of condo questionnaire and LOE for your reference. - xxxxxx<br>Investor has asked an exception be requested and provided. - xxxxxx<br>We already provided the AVM on this to cure the condition. but Appraisal report is not needed no this. - xxxxxx<br>Condition upheld and pending the following: xxxxxx asked for a formal exception to be requested for this and include the appraisal/PIW/AVM, questionnaire and any other supporting documentation in the exception request - xxxxxx<br>We have received confirmation from the management company regarding the status of the project. As per their response:<br>The project consists of 198 units.<br>All units are complete, and the developer is no longer in control of the project.<br>Common elements and facilities have been completed.<br>No additional phases are to be added.<br>Additionally, the loan file is underwritten as a PIW (Property Inspection Waiver) per DU (Desktop Underwriter) and complies with FNMA guidelines.<br>Please note that the appraisal report referenced in the email pertains to a different property within the same project. - xxxxxx<br>Escalated to xxxxxx for Review - xxxxxx<br>Condition upheld. Appraisal has not been provided as of yet. The Condo Questionnaire signed and datedxxxxxx states the complex is not complete, new construction started in 2023 and the remaining phases 8-16 need to be completed. It further states that the Developer is in Control of the HOA. Condo is not warrantable. - xxxxxx<br>We had provided the email confirmation to confirm the completion of the project. This is already provided at time of original submission. - xxxxxx<br>|  | xxxxxx 18:45 | Resolved | 3 | 1 | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 8 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:57 | Cleared | 1 | 1 | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 8 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | the loan file is underwritten as a PIW (Property Inspection Waiver) per DU (Desktop Underwriter) and complies with FNMA guidelines.<br>Please note that the appraisal report referenced in the email pertains to a different property within the same project. - xxxxxx <br>Attached AVM for your reference, Thank you ! - xxxxxx<br>| AVM supporting PIW value from AUS (DU) was provided. Condition resolved. - xxxxxx<br>the loan file is underwritten as a PIW (Property Inspection Waiver) per DU (Desktop Underwriter) and complies with FNMA guidelines.<br>Please note that the appraisal report referenced in the email pertains to a different property within the same project. - xxxxxx<br>Upheld pending Appraisal. Per Condo Questionnaire, subject is non-warrantable and a full appraisal is required. - xxxxxx<br>Attached AVM for your reference, Thank you ! - xxxxxx<br>|  | xxxxxx 15:23 | Resolved | 3 | 1 | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 8 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide most recent xxxxxxF Lock Confirmation <br>|  | Attached Lock Confirmation - xxxxxx <br>Attached Lock confirmation for your reference. Thank you ! - xxxxxx<br>| xxxxxx Lock Confirmation provided. Condition resolved. - xxxxxx<br>Attached Lock Confirmation - xxxxxx<br>Condition upheld. Provided the Lock Confirmation between xxxxxx and xxxxxx Bay. - xxxxxx<br>Attached Lock confirmation for your reference. Thank you ! - xxxxxx<br>|  | xxxxxx 15:02 | Resolved | 3 | 1 | 4 | 1 |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 8 of 8 | xx/xx/xxxx | Property | Missing Appraisal | The loan file does not contain the appraisal. Missing origination appraisal relied upon to make a lending decision. <br>|  | the loan file is underwritten as a PIW (Property Inspection Waiver) per DU (Desktop Underwriter) and complies with FNMA guidelines.<br>Please note that the appraisal report referenced in the email pertains to a different property within the same project. - xxxxxx <br>Attached AVM For your reference. Thank you ! - xxxxxx<br>| File received a PIW from AUS (DU). Condition resolved. - xxxxxx<br>the loan file is underwritten as a PIW (Property Inspection Waiver) per DU (Desktop Underwriter) and complies with FNMA guidelines.<br>Please note that the appraisal report referenced in the email pertains to a different property within the same project. - xxxxxx<br>Condition upheld. Loan file is the missing the Full Appraisal as required by guidelines. - xxxxxx<br>Attached AVM For your reference. Thank you ! - xxxxxx<br>|  | xxxxxx 15:22 | Resolved | 4 | 1 | 4 | 1 |
| 4000115202 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000115202 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000115202 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 00:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000115205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Property Title Issue | Property title issue. There is a lien on title for $xxxxxx filed against the seller (recorded xxxxxxand 2 companies. Lender to verify if the lien was paid prior to closing or will be removed prior to issuing the final title policy. Seller CD did not show evidence of the lien be paid at closing. <br>|  | See attached - xxxxxx <br>Closing Seller CD shows the payoff of the liens and attached final title policy cleared. - xxxxxx<br>| Release of Lien was provided. Condition resolved. - xxxxxx<br> Property Title Issue Resolved - xxxxxx<br> See attached - xxxxxx<br> Condition upheld. There were three liens on title. xxxxxx was paid, xxxxxx was paid, however the $xxxxxx lien filed in District Court to xxxxxx does not show paid and/or removed. - xxxxxx<br> Closing Seller CD shows the payoff of the liens and attached final title policy cleared. - xxxxxx |  | xxxxxx 21:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000115205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000115205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000115207 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Business Tax Returns Less Than 24 Months Provided | Borrower 1 business tax returns less than 24 months provided in the file. Per AUS, 2 years of business tax returns are required for xxxxxx. Only 1 year (2024) is located in the loan file. <br>|  | xxxxxx started in 2024 so only one-year tax return has been filed. Borrower had small loss that was included in qualification. - xxxxxx | Only one year available due to business formation date, not primary wages and loan supports the small loss, condition resolved. - xxxxxx<br> Condition upheld. Provide exception approval for missing 1yr business tax returns. - xxxxxx<br> xxxxxx started in 2024 so only one-year tax return has been filed. Borrower had small loss that was included in qualification. - xxxxxx |  | xxxxxx 12:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000115207 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000115207 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Although a Property Inspection Waiver applied to this transaction, a third-party valuation review is still required. <br>|  | See attached - xxxxxx<br>| AVM supporting the Appraisal Waiver provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000115215 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. There is over a 25% decline in the overtime income between 2024 and 2025 for borrower 1. The income for both years was averaged in order to qualify the borrower. A letter of explanation on the decline was not found in the loan documents. <br>|  | Please see 1003/1008 - borrower still qualifies without using overtime income. - xxxxxx<br>| 1003/1008 provided. Condition resolved. - xxxxxx<br>Please see 1003/1008 - borrower still qualifies without using overtime income. - xxxxxx<br>|  | xxxxxx 21:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000115215 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation if the properties located at xxxxxx and xxxxxx are in an HOA could not be found in the loan documents. <br>|  | LOE - xxxxxx<br>| LOE provided. There is no HOA. Condition resolved. - xxxxxx<br>LOE - xxxxxx<br>|  | xxxxxx 21:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000115215 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 01:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000115215 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 01:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000115218 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:36 | Void | 1 |  | 3 | 2 |
| 4000115218 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure ($xxxxxx) has increased by more than 10% over the current baseline value of ($xxxxxx). The total amount of fees in the 10% category cannot exceed ($xxxxxx). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Recording fee increased on the Initial Closing disclosure without a valid changed circumstance in the file. <br>|  | Cure - xxxxxx<br>| Received curative package: PCCD, LOE, copy of refund and proof of mailing - xxxxxx<br>Cure - xxxxxx<br>|  | xxxxxx 20:49 | Cured | 3 | 2 | 3 | 2 |
| 4000115218 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | The total amount of the 10% category fees ($xxxxxx) has increased by more than 10% over the current baseline value of ($xxxxxx). The total amount of fees in the 10% category cannot exceed ($xxxxxx). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)).  |  | duplicate condition. please clear - xxxxxx<br>| Duplicate condition, voided. - xxxxxx<br>duplicate condition. please clear - xxxxxx<br>|  | xxxxxx 20:50 | Void | 1 |  | 3 | 2 |
| 4000115218 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx Rate Lock Agreement is missing from the loan file. <br>|  | lock - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>lock - xxxxxx<br>|  | xxxxxx 13:54 | Resolved | 3 | 1 | 3 | 2 |
| 4000115218 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Please provide documentation that the CPA / CTEC license is verified and active. A screen shot of the IRS web site for an IRS Enrolled Agent (EA) is acceptable. <br>|  | Active license was provided - xxxxxx<br>| CPA Letter and License verification provided. Condition resolved. - xxxxxx<br>Active license was provided - xxxxxx<br>|  | xxxxxx 13:56 | Resolved | 3 | 1 | 3 | 2 |
| 4000115218 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Two full appraisals used t support origination value. - xxxxxx<br>|  | xxxxxx 20:35 | Cleared | 1 | 1 | 3 | 2 |
| 4000115219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Per guidelines, a third party VVOE within 10 days of closing is required to show borrower is still active with his business. This could not be found in the loan documents. <br>|  | Final VOE - xxxxxx<br>| VVOE provided. Condition resolved - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>Final VOE - xxxxxx<br>|  | xxxxxx 17:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000115219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. 1. Funds from the account with xxxxxx #xxxxxx reflects the owner as a business called xxxxxx. A letter in the file states that the borrower is part owner of the business. Supporting documentation could not be found to reflect the borrower has an interest in this business and if so what percentage. Without using these funds the borrower is short reserves of $xxxxxx. <br>|  | Attached documentation was included in the file upload - xxxxxx<br>| Access letter and Operating Agreement for business provided. Condition resolved. - xxxxxx<br>Total Cash reserves are greater than $xxxxxx. - xxxxxx<br>Attached documentation was included in the file upload - xxxxxx<br>|  | xxxxxx 17:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000115219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:18 | Cleared | 1 | 1 | 3 | 1 |
| 4000115219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines, the CPA must attest that they are not associated with the borrower's business other than accounting and that they have either audited the business financial statements or reviewed working papers provided by the borrower. These were not specified in the document provided.<br>|  | It does address that CPA strictly has professional relationship and that CPA reviewed documentation. Pease rereview the CPA letter, it addressed both. - xxxxxx<br>| CPA letter provided. Condition resolved. - xxxxxx<br>It does address that CPA strictly has professional relationship and that CPA reviewed documentation. Pease rereview the CPA letter, it addressed both. - xxxxxx<br>|  | xxxxxx 17:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000115219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000115224 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title coverage per the preliminary title report dated xxxxxx is $xxxxxx and the final loan amount is $xxxxxx per the Note. <br>|  | title commitment attached - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxxx+0+0 - xxxxxx<br> title commitment attached - xxxxxx |  | xxxxxx 20:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000115224 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000115224 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000115227 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115227 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115227 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000115248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000115248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000115254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000115254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000115254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000115255 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000115255 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000115255 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000115262 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:14 | Cleared | 1 | 1 | 3 | 2 |
| 4000115262 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:16 | Cleared | 1 | 1 | 3 | 2 |
| 4000115262 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.862' is less than the minimum required DSCR of'1'. Missing exception form <br>|  | The exception for this loan was to use the actual Short-Term Rental income Vs the amount on the 1007.<br> A. The short-term rental income is $ xxxxxx a month based on the attached document, which was in the file. The PITIA payment is $ xxxxxx. This results in a DSCR of xxxxxx, B. The borrower has $ xxxxxx in assets, the PITIA is $ xxxxxx. This results in 27 months of reserves. <br> - xxxxxx | Approved Exception provided for: Exception approved in DSCR+ to allow documented STR over 1007 data. No additional exceptions and loan subject to final review. - xxxxxx<br> The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br> The exception for this loan was to use the actual Short-Term Rental income Vs the amount on the 1007.<br> A. The short-term rental income is $ xxxxxx a month based on the attached document, which was in the file. The PITIA payment is $ xxxxxx. This results in a DSCR of 1.344, B. The borrower has $ xxxxxx in assets, the PITIA is $ xxxxxx. This results in 27 months of reserves. <br> - xxxxxx | Comp factors: Credit score >805, DSCR >1.25, Reserves >20 months | xxxxxx 14:51 | Waived | 3 | 2 | 3 | 2 |
| 4000115267 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000115267 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000115267 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000115278 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000115278 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000115278 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000115311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 W2/1099 Less Than 24 Months Provided | Borrower 1 W2/1099 less than 24 months provided. Lender to provide the borrowers 2023 1099 for SS Benefits <br>|  |  |  |  | xxxxxx 16:02 | Cleared | 3 | 1 | 3 | 1 |
| 4000115311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Borrower 1 Personal Tax Returns Less Than 24 Months Provided | Borrower 1 personal tax returns less than 24 months provided. Lender to provide the tax returns for 2023. Per the rate lock the loan is a 24-month full doc loan product. <br>|  |  |  |  | xxxxxx 16:03 | Cleared | 3 | 1 | 3 | 1 |
| 4000115311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000115311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 16:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000115315 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000115315 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000115315 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000115335 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000115335 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000115335 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000115348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000115348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000115348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000115357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000115357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000115357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000115359 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000115359 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000115359 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000115415 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115415 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000115429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Need Title policy insurance covering the $xxxxxx loan amount. <br>|  | Attached short form of title policy matching the coverage. Thank you! - xxxxxx<br>| Updated title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Attached short form of title policy matching the coverage. Thank you! - xxxxxx |  | xxxxxx 14:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000115429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation if the borrower's residence at xxxxxx is in an HOA was not found in the loan documents. <br>|  | There is no mortgage on this property its lien free, attached HOI and Taxes Document. - xxxxxx<br>| Docs provided. Condition resolved. - xxxxxx<br> There is no mortgage on this property its lien free, attached HOI and Taxes Document. - xxxxxx |  | xxxxxx 14:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000115429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. Per the application, the borrower recently refinanced the property located at xxxxxx and xxxxxx with xxxxxx. The HUD 1 nor any other documentation was found to support the new mortgages. The rental income/loss was calculated using the payment amount on the application. Also, the loan that was refinanced on the xxxxxx property appears to be at xxxxxx, which is not reflected on the credit report. Would need payment history on that mortgage. Documents provided. Condition resolved. <br>|  | The HUD, Final CD already provided at time of original submission. Reattaching for your reference. - xxxxxx<br>| The HUD, Final CD already provided at time of original submission. Reattaching for your reference. - xxxxxx<br>|  | xxxxxx 14:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000115429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 02:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000115429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 02:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000115435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The loan file contains title coverage as $xxxxxx; however, the loan amount is for $xxxxxx. <br>|  | Please find attached Title commitment for your reference, Thank you ! - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Please find attached Title commitment for your reference, Thank you ! - xxxxxx |  | xxxxxx 20:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000115435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000115435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | x |  | xxxxxx 00:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000115451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. A third party fraud report could not be found in the loan documents. <br>|  | CLEARED FRAUD - xxxxxx <br>FRAUD REPORT - xxxxxx<br>| Cleared Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>CLEARED FRAUD - xxxxxx<br>Condition upheld. Provide evidence that High Alerts on Fraud Report were cleared. - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 19:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000115451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000115451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000115460 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy that included the loan amount of $ xxxxxx. <br>|  | Confirming title amount - xxxxxx<br>| Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Confirming title amount - xxxxxx |  | xxxxxx 19:09 | Resolved | 3 | 1 | 4 | 1 |
| 4000115460 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:23 | Cleared | 1 | 1 | 4 | 1 |
| 4000115460 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:22 | Cleared | 1 | 1 | 4 | 1 |
| 4000115460 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Other Credit Finding | Lender to provide updated xxxxxxF lock confirmation with xxxxxx reflecting the correct loan documentation requirement. Loan was approved with AUS 1 yr requirement but xxxxxx lock states 24 month full documentation.  |  | See attached - xxxxxx<br>| Lock Provided. AUS Approved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:03 | Resolved | 4 | 1 | 4 | 1 |
| 4000115468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per the AUS, The amount of the rental housing expense must be verified and documented. Acceptable documentation includes, but is not limited to one of the following: a direct verification from a management company or individual landlord, six months cancelled checks/equivalent payment source, six months bank statements reflecting a clear and consistent payment to an organization or individual, or a copy of a current fully executed lease agreement and two months cancelled checks/equivalent payment<br> source. This documentation is missing from the loan file for the borrower's primary residence at xxxxxx for $xxxxxx/month. <br>|  | See attached - xxxxxx<br>| VOR/VOM docs provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000115468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | See attached - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 21:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000115468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | Final CD: Calculating Cash to Close Adj. and Other Credits discrepancy | Post closing CD is missing the 1) seller credit of $xxxxxx, 2) The escrow of the mortgage insurance (see the IEADS & escrow statement last page of the wet signed & PCD) . Provide corrected Post Close CD to reconcile the true funds needed and used for the subject transaction.  |  | Please provide clarification on this condition, Page 3 of the cd Does show Seller Credit ? not sure what is required. IEAD Is a 2 page document, 2nd page is the signature addendum to the first. - xxxxxx<br>| CD located in file. Condition resolved. - xxxxxx<br>Please provide clarification on this condition, Page 3 of the cd Does show Seller Credit ? not sure what is required. IEAD Is a 2 page document, 2nd page is the signature addendum to the first. - xxxxxx<br>|  | xxxxxx 22:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000115468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Please provide the 1008 <br>|  | See attached 1008 - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>See attached 1008 - xxxxxx<br>|  | xxxxxx 14:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000115468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Missing 3rd party valuation product. CU score >2.5. <br>|  | Please be advised, that the CDA is only required when the CU score >3.5 - xxxxxx<br>| LCA in file has a score of 1. Condition resolved. - xxxxxx<br>Please be advised, that the CDA is only required when the CU score >3.5 - xxxxxx<br>|  | xxxxxx 14:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000115468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | AUS (Manual) - Missing | A Manual Underwrite was required, but not in evidence in the file. Provide all pages of the AUS. <br>|  | This is not a Manual Underwrite, See attached approve eligible DU - xxxxxx<br>| Approve eligible DU provided. Condition resolved. - xxxxxx<br>This is not a Manual Underwrite, See attached approve eligible DU - xxxxxx<br>|  | xxxxxx 19:55 | Resolved | 2 | 1 | 3 | 1 |
| 4000115477 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. A third party fraud report could not be found in the loan documents. <br>|  | See attached - xxxxxx<br>| Third party fraud report is provided - xxxxxx<br>3rd party fraud report provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000115477 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation if the properties located at xxxxxxt, xxxxxx, and xxxxxx are located in an HOA were not found in the loan documents. <br>|  | See attached -- Cert - xxxxxx<br>| Docs provided. There are no HOA's on properties. Condition resolved. - xxxxxx<br>See attached -- Cert - xxxxxx<br>|  | xxxxxx 19:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000115477 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  | Do we need to provide anything on this ? - xxxxxx<br>| The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>Do we need to provide anything on this ? - xxxxxx<br>The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:11 | Resolved | 1 | 1 | 3 | 1 |
| 4000115477 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  | Do we need to provide anything on this ? - xxxxxx<br>| Do we need to provide anything on this ? - xxxxxx<br>The loan meets all applicable compliance guidelines.<br> - xxxxxx<br>|  | xxxxxx 17:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000115499 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115499 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115499 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000115504 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000115504 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000115504 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000115521 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000115521 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000115521 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000115522 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing Lease Agreement |  |  | Please clarify, we have comparable rent schedule, I do not show a guideline that would require a lease - xxxxxx<br>| Condition set in error. Loan file contained a 1007 with the lease information and Market Rent. - xxxxxx<br>Condition set in error. Loan file contained a 1007 with the lease information and Market Rent. - xxxxxx<br>Please clarify, we have comparable rent schedule, I do not show a guideline that would require a lease - xxxxxx<br>|  | xxxxxx 21:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000115522 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000115522 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000115531 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide a fully executed 4506-T for the borrower <br>|  | 4506 - xxxxxx<br>| 4506 provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 18:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000115531 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | The 10 day verificatiion of employment from xxxxxx is missing from the loan file. Borrower 1 3rd party VOE prior to close missing. <br>|  | Business Search - xxxxxx<br>| Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>Business Search - xxxxxx<br>|  | xxxxxx 18:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000115531 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000115537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506 T for the borrower. <br>|  | Not applicable- this is an asset utilization loan- a 4506 is not required. - xxxxxx<br>| Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 is not required due to income type, condition resolved. - xxxxxx<br>Not applicable- this is an asset utilization loan- a 4506 is not required. - xxxxxx<br>|  | xxxxxx 20:26 | Resolved | 3 | 1 | 3 | 2 |
| 4000115537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:50 | Cleared | 1 | 1 | 3 | 2 |
| 4000115537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Other Rider is Missing | Inter Vivos Revocable Trust as Borrower Acknowledgement was not provided. <br>|  | attached security instrument with all attachments - xxxxxx<br>| Received complete DOT with all riders - xxxxxx<br>attached security instrument with all attachments - xxxxxx<br>|  | xxxxxx 13:29 | Resolved | 3 | 1 | 3 | 2 |
| 4000115537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The subject loan is closing in the name of a trust; however, the property will be occupied as a second home rather than a primary residence. Per guidelines, properties vested in a trust must be 1–2 unit primary residences. A formal exception supporting this structure is included in the loan file. <br>|  |  |  | 796 FICO, 100 months reserves, and $6,000/mo residual | xxxxxx 14:12 | Waived | 2 | 2 | 3 | 2 |
| 4000115538 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000115538 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000115538 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000115555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with a Low Risk Score and CDA value of $xxxxxx with 0.00% variance to the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 01:41 | Cleared | 1 | 1 | 2 | 2 |
| 4000115555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 01:41 | Cleared | 1 | 1 | 2 | 2 |
| 4000115555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Credit Profile - Other | There are additional xxxxxxservations that could impact the credit decision and/or quality of the loan. Lender to provide Exception for subject is a WVOE loan real Estate Agent is a Dual Agent representing both seller and buyer. No IPC credits. <br>|  | Exception approved by xxxxxx Bay on xxxxxx - xxxxxx <br>|  | Residual Income = $9k<br> Fio 20+ above minimum required<br> No IPC Credits | xxxxxx 14:53 | Waived | 2 | 2 | 2 | 2 |
| 4000115562 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000115562 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  | Loan meets applicable appraisal guidelines. - xxxxxx<br>|  | xxxxxx 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000115562 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000115563 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 1 Business Tax Returns Less Than 24 Months Provided | Unable to confirm only 1 year required due to AUS missing from file. Borrower 1 business tax returns less than 24 months provided in the file. <br>|  | DU - xxxxxx<br>| DU was provided. Two Years personal returns required, two years for xxxxxx required, and one year for xxxxxx. All required income documents are in the loan file. Condition resolved. - xxxxxx<br> DU - xxxxxx |  | xxxxxx 16:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000115563 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000115563 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Loan file did not contain mortgage statement, taxes and insurance proof for xxxxxx<br>|  | CD and payment letter - xxxxxx<br>| CD and 1st payment letter provided. Condition resolved. - xxxxxx<br>CD and payment letter - xxxxxx<br>|  | xxxxxx 16:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000115563 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | AUS (Manual) - Missing | A Manual Underwrite was required, but not in evidence in the file. AUS run not in file key#xxxxxx <br>|  | DU - xxxxxx<br>| AUS (DU) provided. Condition resolved. - xxxxxx<br>DU - xxxxxx<br>|  | xxxxxx 16:27 | Resolved | 2 | 1 | 3 | 1 |
| 4000115563 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Missing 3rd party valuation product. <br>|  | CDA - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>|  | xxxxxx 15:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000115565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000115565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000115565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000115597 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115597 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115597 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Provide third party fraud report. Condition upheld. Provided Fraud Report alone does not clear the Fraud alerts on it. <br> PDEROG01 - POSSIBLE DEROGATORY ACTIVITY<br> NONARMS1 - POTENTIAL NON-ARMS LENGTH TRANSACTION ISSUE<br> PPLLC1 - POTENTIAL PROPERTY OWNERSHIP ISSUE<br>|  | Fraud - xxxxxx <br>fraud guard - xxxxxx<br>| Fraud Report and explanation provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud - xxxxxx<br>fraud guard - xxxxxx<br>|  | xxxxxx 21:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 03:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 7 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per the mortgage payoff in file for the subject property, the borrower is XXXXXX XXXXX, a non borrower. Per guidelines, a letter of explanation is required when a twelve (12) month housing history is not applicable. This documentation is missing from the loan file. Condition upheld. Provide most 12 months cancelled checks showing Borrower has made the subject mortgage payment. <br>|  | LOX - xxxxxx <br>LOX - xxxxxx<br>| LOX about the mortgage provided per guidelines, condition resolved. - xxxxxx<br>LOX - xxxxxx<br>Condition upheld. Provide most 12 months cancelled checks showing Borrower has made the subject mortgage payment. - xxxxxx<br>LOX - xxxxxx<br>|  | xxxxxx 17:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 7 | xx/xx/xxxx | Credit | Corporation/LLC: Certificate of Good Standing Doc is Missing | The loan file does not contain the Corporation/LLC: Certificate of Good Standing. Per guidelines, the Evidence of Good Standing (Certificate of Good Standing or online printout from state website), dated within 30 days of closing is required. This documentation is missing from the loan file. <br>|  | cert of GS - xxxxxx<br>| Condition voided. Document located in the file. - xxxxxx<br>cert of GS - xxxxxx<br>|  | xxxxxx 21:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 7 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). The condo questionnaire is missing from the loan file. Condition upheld. Provide Condo docs. <br>|  | review requirements - xxxxxx <br>condo lox - xxxxxx<br>| Condition resolved based of FNMA - xxxxxx<br>review requirements - xxxxxx<br>condo lox - xxxxxx<br>|  | xxxxxx 15:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 7 | xx/xx/xxxx | Credit | HO6 Master Insurance Policy is Missing | Missing Condo / PUD project master insurance policy. Please provide the master policy for XXXXX XXXXX. <br>|  | H06 - xxxxxx<br>| Located in file. - xxxxxx<br>HO-6 Master Insurance Policy is fully present - xxxxxx<br>H06 - xxxxxx<br>|  | xxxxxx 21:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000115598 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 7 | xx/xx/xxxx | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. <br>|  | memo_escrow waiver - xxxxxx<br>| Escrow waiver page 4 FCD - xxxxxx<br>memo_escrow waiver - xxxxxx<br>|  | xxxxxx 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000115600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Lender to provide the following: <br>xxxxxx.: Proof of PITA and Rental income. Positive cash flow of $xxxxxx used for approval from 2024 Sched E also missing from the loan file.<br> xxxxxx: Proof of PITA and Rental income and Mortgage Payoff for xxxxxx loan. Negative cash flow of $-xxxxxx used for approval from 2024 Sched E also missing from the loan file. Per AUS xxxxxx loan ending in \*\*\*\*xxxxxx with a balance $xxxxxx and monthly payment of $xxxxxx was paid off before closing but no evidence was found in the loan file. <br>|  | See attached. - xxxxxx<br>| REO Docs provided. Condition resolved. - xxxxxx<br>See attached. - xxxxxx<br>|  | xxxxxx 15:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000115600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000115600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000115620 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | AUS - Discrepancy | The AUS final approval data does not match the 1003/1008 and/or file documents. The loan was approved with a DTI of 43.506, but due to the miscalculation of the income from Jxxxxxx, the DTI increased to 44.07. Please provide the final AUS. <br>|  | What is the miscalculation of the income looks like AUS, 1003, and 1008 match? Please advise. - xxxxxx<br>| DTI recalculated is within tolerance, condition resolved. - xxxxxx<br>What is the miscalculation of the income looks like AUS, 1003, and 1008 match? Please advise. - xxxxxx<br>|  | xxxxxx 14:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000115620 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000115620 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Per the AUS, the Collateral Underwriter Risk Score is 1.8 on a scale of 1 to 5. The Collateral Underwriter is missing from the loan file. <br>|  | UCDP low risk scores used for secondary valuation. - xxxxxx<br>| CU and LCA were provided. Condition resolved. - xxxxxx<br>UCDP low risk scores used for secondary valuation. - xxxxxx<br>|  | xxxxxx 18:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000115624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000115624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000115624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000115632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000115632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Freddie Mac UDCP score greater than 2.5. Provide a 3rd party valuation product. <br>|  | loe uw response - xxxxxx<br>| LCA in file has a score of 3.5. CU in file has a score of 2.4. Condition voided. - xxxxxx<br>loe uw response - xxxxxx<br>|  | xxxxxx 21:29 | Void | 3 |  | 3 | 1 |
| 4000115632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000115637 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000115637 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000115637 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000115662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000115662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000115662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000115666 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000115666 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000115666 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000115668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000115668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115718 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000115718 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Per the Property Inspection Contingency Addendum, a home inspection was completed. Please provide the Removal Addendum, the Property Inspection Contingency Removal Addendum, or the Release Agreement. Also advise if the items listed on the Service Agreement has been completed. <br>|  | Are these 2 conditions? Credit Documentation - Letter of Explanation -- The loan file did not contain a letter of explanation as required – Please advise what to explain? Borrower was at current address for a decade and there are no inquiries on credit. I have attached the two page Walk-through inspection sheet signed by the borrower stating 'no repairs'. - xxxxxx <br>Are these 2 conditions? Credit Documentation - Letter of Explanation -- The loan file did not contain a letter of explanation as required – Please advise what to explain? Borrower was at current address for a decade and there are no inquiries on credit. - xxxxxx<br>| Contract Addendums provided. Condition resolved. - xxxxxx<br>Are these 2 conditions? Credit Documentation - Letter of Explanation -- The loan file did not contain a letter of explanation as required – Please advise what to explain? Borrower was at current address for a decade and there are no inquiries on credit. I have attached the two page Walk-through inspection sheet signed by the borrower stating 'no repairs'. - xxxxxx<br>Are these 2 conditions? Credit Documentation - Letter of Explanation -- The loan file did not contain a letter of explanation as required – Please advise what to explain? Borrower was at current address for a decade and there are no inquiries on credit. - xxxxxx<br>|  | xxxxxx 14:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000115718 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 20:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000115734 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | see attached - xxxxxx<br>| GAP/UDM Report provided. - xxxxxx<br>Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 17:49 | Resolved | 4 | 1 | 4 | 1 |
| 4000115734 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:29 | Cleared | 1 | 1 | 4 | 1 |
| 4000115734 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:30 | Cleared | 1 | 1 | 4 | 1 |
| 4000115734 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. The loan was approved using P&L income. Per guidelines, documentation that the CPA / CTEC license is verified and active is required, but is missing from the loan file. <br>|  | see attached - xxxxxx<br>| IRS print-out confirming status of CPA was provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 17:47 | Resolved | 3 | 1 | 4 | 1 |
| 4000115741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. The following is missing from the documents:<br> 1. Signed Appraisal Waiver<br> 2. Third party review by an approved xxxxxx appraisal third party reviewer. <br>|  | See AUS confirming PIW and printout about property - xxxxxx<br>| Condition voided, and Missing AVM condition added. The Data Verify Property Report is not an approved vendor per guidelines. - xxxxxx<br> Per xxxxxx Guidelines: With a PIW the following AVM vendors are approved. provide AVM. <br> Approved AVM Vendors: xxxxxx, xxxxxx, xxxxxx, xxxxxx, xxxxxx<br> - xxxxxx<br> See AUS confirming PIW and printout about property - xxxxxx |  | xxxxxx 16:29 | Void | 3 |  | 4 | 1 |
| 4000115741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Money transferred to third party for earnest money deposit. Transfer of the funds to the closing agent from the third party were not found in the loan documents. <br>|  | See attached - xxxxxx<br>| EMD verified. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 16:31 | Resolved | 3 | 1 | 4 | 1 |
| 4000115741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 19:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000115741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). Lender to provide <br>|  | Condo Docs - xxxxxx<br>| FNMA CU Approval provided. Condition resolved. - xxxxxx<br>Condo Docs - xxxxxx<br>|  | xxxxxx 16:25 | Resolved | 3 | 1 | 4 | 1 |
| 4000115741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. <br>|  | See attached - xxxxxx<br>| Loan received a PIW. Vero AVM was provided with a score of 96. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:05 | Resolved | 4 | 1 | 4 | 1 |
| 4000115764 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000115764 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000115764 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. The borrower has been renting the primary residence located at xxxxxx for at least 5 months. The monthly payment history of $xxxxxx, per the verification of rent is missing from the loan file. <br>|  | vor - xxxxxx<br>| VOR provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - xxxxxx<br>vor - xxxxxx<br>|  | xxxxxx 21:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000115765 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - Adverse Credit Payoff | The loan file did not verify that the required (collections/judgments/liens) were paid off. Per the New York tax lien search, there is a total outstanding IRS liability of $xxxxxx. Documentation evidencing that these liens have been paid in full has not been provided. Alternatively, a letter of explanation along with a New York affidavit of "not one and the same person" is required but is also missing. The liens identified are as follows: $xxxxxx (xxxxxx), $xxxxxx (xxxxxx), $xxxxxx (xxxxxx), $xxxxxx (xxxxxx), and $xxxxxx (xxxxxx). Additionally, the xxxxxx payments reflected on the final Closing Disclosure do not align with these liabilities. <br>|  | See attached - xxxxxx<br>| Email from Title states: The federal tax liens raised in the report are expired from affecting real property, therefore they were omitted from the report and lender was given a clear policy. Condition resolved.<br> - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 16:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000115765 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000115765 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The desk review in the loan file is dated xxxxxx and the Note date isxxxxxx. Please provide the updated desk review. <br>|  | See attached updated CDA - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>See attached updated CDA - xxxxxx<br>|  | xxxxxx 22:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000115770 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000115770 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000115770 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000115778 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115778 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000115778 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000115831 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 05:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000115831 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 05:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000115831 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 05:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000115865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. File does not contain proof of HOA dues for xxxxxx. <br>|  | HOA_xxxxxx - xxxxxx | Docs provided. There are no HOA dues. Condition resolved. - xxxxxx<br> HOA_xxxxxx - xxxxxx |  | xxxxxx 17:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000115865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000115865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000115886 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000115886 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 04:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000115886 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000115942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000115942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 13:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000115942 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 18:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000115950 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000115950 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 2.0 which meets the lender's third-party valuation requirement of one with risk score of 2.5 or less. <br>|  |  | The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 2.0 which meets the lender's third-party valuation requirement of one with risk score of 2.5 or less. - xxxxxx<br>|  | xxxxxx 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000115950 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000115956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000115956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000115956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000115975 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000115975 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000115975 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement <br>|  | rate lock confirmation - xxxxxx<br>| Evidence of Rate Lock Provided - xxxxxx<br>Received rate lock - xxxxxx<br>rate lock confirmation - xxxxxx<br>|  | xxxxxx 16:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000115992 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br>|  |  |  |  | xxxxxx 16:56 | Cleared | 1 | 1 | 4 | 1 |
| 4000115992 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing Service Provider List | The loan file does not contain the Service Provider List. Service Provider List was not completed. <br>|  | The Providers of Service disclosure does not reflect any vendor information. However, the executed Final CD reflects services in Section B the buyer did not shop for, which suggests they were offered by the creditor. Finding is valid. - xxxxxx <br>There were no providers on the ssp so all title fees automatically in section B "did not shop" - xxxxxx<br>| Condition set in error. There were no providers on the ssp so all title fees automatically in section B "did not shop" - xxxxxx<br>There were no providers on the ssp so all title fees automatically in section B "did not shop" - xxxxxx<br>|  | xxxxxx 16:23 | Void | 4 |  | 4 | 1 |
| 4000115992 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Property Title Issue | Property title issue. The loan was closed in the Borrower's name; however, the title shows it is vested in a trust. Need verification of the title vesting to match the loan documents. <br>|  | quitclaim - xxxxxx<br>| Quit Claim Deed at closing was provided. Condition resolved. - xxxxxx<br>Property Title Issue Resolved - xxxxxx<br>quitclaim - xxxxxx<br>|  | xxxxxx 16:26 | Resolved | 3 | 1 | 4 | 1 |
| 4000116019 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000116019 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000116019 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000116021 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000116021 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000116021 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000116066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000116066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000116066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000116106 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000116106 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. The required What Mortgage Applicants Need to Know NY State disclosure is missing from the file. <br>|  | see attached - xxxxxx<br>| Right To Choose Attorney or Attorney Preference Resolved or Not Applicable - xxxxxx<br>Received attorney preference - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 20:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000116188 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000116188 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000116188 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000116192 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000116192 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores =/or < 2.5 and a CDA with Moderate Risk with 0.00% variance from the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 19:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000116192 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. Per the lender's guidelines, the borrower's mortgage payment history required is 0x30x12 months and all mortgage payments should be current at time of closing. The loan file is missing evidence the borrower's primary mortgage was paid for the xxxxxx and xxxxxx xxxxxx payment. The loan file contains a credit report and mortgage statement verifying the primary residence mortgage with xxxxxx acct #xxxxxx with a monthly payment of $xxxxxx was paid through xxxxxx xxxxxx with the next payment due for xxxxxx. The subject loan closed on xxxxxx; therefore, proof of the xxxxxxy and xxxxxx xxxxxx payments are required. <br>|  | Credit Refresh - xxxxxx<br>| Credit Refresh provided showing payments were made on time. Condition resolved. - xxxxxx<br>Credit Refresh - xxxxxx<br>|  | xxxxxx 19:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | xx/xx/xxxx | Credit | Purchase is not considered to be an Arm's Length Transaction | Non-arm's length transactions not allowed for program. The borrower is purchasing the unit he has lived in for the past 10 yrs. There is a VOR in the file to confirm his residence. But per the guidelines section 6.2 non arms length transactions are not allowed. The lender will need to provide an exception from xxxxxxF. <br>|  | guidelines allow for non arms length in regards to this type of transaction - xxxxxx<br>| Transaction is Arm's length. Borrower is purchasing a place he has rented for 11 years from the seller that has owned it since 2016. - xxxxxx<br>Purchase is considered to be an Arm's Length Transaction, or Not Applicable - xxxxxx<br>guidelines allow for non arms length in regards to this type of transaction - xxxxxx<br>|  | xxxxxx 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | xx/xx/xxxx | Credit | Gift Letter - No Evidence for Transfer of Funds | No evidence of the transfer of gift funds from the donor to the borrower was located in the file. Lender to provide evidence of gift funds transferred to the borrower's account in the amount of $70,000. Will n need a copy of the donor's bank statement to verify sufficient funds to give. <br>|  | gift letter memo - xxxxxx<br>| Gift Wires were provided. Condition resolved. - xxxxxx<br>gift letter memo - xxxxxx<br>|  | xxxxxx 17:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | xx/xx/xxxx | Credit | Credit Documentation - Undisclosed Liabilities | An undisclosed liability was found on the updated credit report that was not located on the original credit report. Lender to provide the full amount that the borrower owes the IRS, he has been making payments per his business checking account, Payment amount has been increasing over the course of the year. Payment should of been include in the DTI. Last payment made on xxxxxxas for $xxxxxx. <br>|  | lox - xxxxxx<br>| LOE provided. Condition resolved. - xxxxxx<br>lox - xxxxxx<br>|  | xxxxxx 18:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | xx/xx/xxxx | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. <br>|  | income memo - xxxxxx<br>| Loan Underwritten and Reviewed to ARK Guidelines. Condition resolved. - xxxxxx<br>income memo - xxxxxx<br>| – Accounts with anxxxxxxnth negative balance are not permitted and will result in a Refer for Manual Review. Borrower had a negative ending bal in his business account used for qualifying onxxxxxxLender to provide an exception from xxxxxx | xxxxxx 17:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 22:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000116208 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | xx/xx/xxxx | Credit | Credit Profile - Other | There are additional xxxxxxservations that could impact the credit decision and/or quality of the loan. Lender to provide exception for the NSF's in his business account that was used for qualifying. Borrower has 8 NSF in a 12 month period. <br>|  | memo income - xxxxxx<br>| Loan Underwritten and Reviewed to ARK Guidelines. Condition resolved. - xxxxxx<br>memo income - xxxxxx<br>|  | xxxxxx 17:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000116214 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000116214 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000116214 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 12:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000116216 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000116216 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000116216 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000116251 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000116251 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000116251 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000116263 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. The Personal Guaranty is 3 pages. Only pages 1+2 are provided. Missing the full Personal Guaranty with all pages signed by all 4 borrowers. <br>|  | Please find attached complete document for your reference. Thank you - xxxxxx<br>| Personal Guaranty for all four borrowers was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Please find attached complete document for your reference. Thank you - xxxxxx<br>|  | xxxxxx 20:04 | Resolved | 4 | 1 | 4 | 1 |
| 4000116263 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000116263 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000116269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000116269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116284 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000116284 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000116284 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116286 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | 4506 - xxxxxx <br>4506 - xxxxxx<br>| Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 provided. Condition resolved. - xxxxxx<br>4506 - xxxxxx<br>Condition upheld. 4506 provided does not state the years requested. - xxxxxx<br>4506 - xxxxxx<br>|  | xxxxxx 14:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000116286 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000116286 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000116289 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000116289 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 00:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000116289 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide the full final settlement statement for xxxxxx<br>|  | See attached - xxxxxx<br>| Final Settlement Statement provided. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 19:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000116293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000116293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000116293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000116296 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:26 | Cleared | 1 | 1 | 4 | 2 |
| 4000116296 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Appraisal fee increased from $xxxxxx to $xxxxxx and transfer taxes increased from $xxxxxx to $xxxxxx. A CIC was not provided for either increase. <br>|  | Tolerance Cure - xxxxxx<br>| Received curative package: PCCD, LOE, copy of refund check and proof of mailing - xxxxxx<br>Tolerance Cure - xxxxxx<br>|  | xxxxxx 17:40 | Cured | 3 | 2 | 4 | 2 |
| 4000116296 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Appraisal fee increased from $xxxxxx to $xxxxxx and transfer taxes increased from $xxxxxx to $xxxxxx. A CIC was not provided for either increase. <br>|  |  | Resolved - xxxxxx<br>|  | xxxxxx 17:40 | Resolved | 3 | 1 | 4 | 2 |
| 4000116296 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Other Credit Finding | The appraisal provided is in black and white. Please provide the appraisal with the photos in color. <br>|  | appraisal - xxxxxx<br>| Color Appraisal provided. - xxxxxx<br>appraisal - xxxxxx<br>|  | xxxxxx 16:29 | Resolved | 4 | 1 | 4 | 2 |
| 4000116296 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The total payment for the first mortgage for the primary residence (xxxxxx) that was used in the approval was $xxxxxx consisting of the first mortgage of $xxxxxx and a second of $xxxxxx. The mortgage statement for the first is in the loan file, but the mortgage statement for the second is missing. Please provide the mortgage statement for the primary residence. <br>|  | HELOC Statement - xxxxxx<br>| HELOC statement provided. Condition resolved. - xxxxxx<br>HELOC Statement - xxxxxx<br>|  | xxxxxx 16:30 | Resolved | 3 | 1 | 4 | 2 |
| 4000116298 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000116298 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000116298 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The HOA information is missing forxxxxxx and xxxxxx. <br>|  | The Realtor.com online print out does not indicate an HOA dues for the property and DOT for the property does not indicate subject is a PUD. - xxxxxx<br>| HOA for REO was provided. Condition resolved. - xxxxxx<br>The Realtor.com online print out does not indicate an HOA dues for the property and DOT for the property does not indicate subject is a PUD. - xxxxxx<br>|  | xxxxxx 14:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000116301 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The subject transaction is closing in TRUST, accordingly following FNMA, all properties which are in said TRUST are liabilities that are to be included in the ratios. REO:xxxxxx identified on the fraud report is not disclosed on the loan application and it is to be included in the total ratios. The loan file is missing this property being disclosed on the loan application and all of it's components. <br>|  | The property in question flagged in Dataverify is owned by B1's parents named xxxxxx vested in their own Trust called the xxxxxx . This is a different Trust with a different name and different trustees. This property is not in the xxxxxx which our transaction vested in. <br>- xxxxxx | Explanation provided. Cited property is not Borrower's. - xxxxxx<br> The property in question flagged in Dataverify is owned by B1's parents named xxxxxx vested in their own Trust called thexxxxxx. This is a different Trust with a different name and different trustees. This property is not in the xxxxxx which our transaction vested in. <br>- xxxxxx |  | xxxxxx 14:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000116301 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 13:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000116301 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Missing Closing/Final Verbal VOE | Missing the VOE within 10 days of closing for both B1 & B2. <br>|  | See attached - xxxxxx<br>| VVOE's for both Borrowers were provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000116301 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 13:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000116301 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. Lender to provide a Property Data Inspection (PDI) or other appropriate documentation confirming the property's correct flood zone designation. Additionally, please confirm whether the appraiser will revise the appraisal report to align with the flood certification if applicable. The Flood Certificate indicates the property is located in Flood Zone X, and the Appraisal Report reflects the property as being located in Flood Zone A. <br>|  | See attached - xxxxxx<br>| Appraisal update provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000116302 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000116302 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000116302 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000116327 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000116327 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000116327 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000116333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. A third party fraud report could not be found in the loan documents. <br>|  | See attached - xxxxxx<br>| Fraud Report provided. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000116333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000116333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000116339 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000116339 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000116339 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000116357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000116357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Approval - Lender Income Calculation Missing | The loan file did not contain the lender income calculation worksheet as required. Please provide the income calculator used in the approval. The borrower is self employed with 3 business and rental loss was also included in the approval. Auditor is unable to determine how the income was calculated. <br>|  | Income WS - xxxxxx<br>| Lender income worksheet provided. Condition resolved. - xxxxxx<br>Income WS - xxxxxx<br>|  | xxxxxx 23:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000116357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/LLC: Operating Agreement. Business funds from xxxxxx was used in the approval. Although there is a letter from the bank showing that the borrower is the only signor, the operating agreement or other documentation showing the percentage of ownership is missing from the loan file. <br>|  | oa - xxxxxx<br>| Operating Agreement showing borrower is 100% vested was provided. Condition resolved. - xxxxxx<br>oa - xxxxxx<br>|  | xxxxxx 19:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000116357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. Please provide the escrow waiver <br>|  | escrow waiver - xxxxxx<br>| Page 4 of CD - xxxxxx<br>escrow waiver - xxxxxx<br>|  | xxxxxx 16:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000116357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Missing 3rd party valuation (CDA). AVM is not acceptable per Guidelines. <br>|  | CDA - xxxxxx <br>AVM - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>Condition upheld. The loan file did not contain the required 3rd party valuation product. Missing 3rd party valuation (CDA). AVM is not acceptable per Guidelines. - xxxxxx<br>AVM - xxxxxx<br>|  | xxxxxx 19:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000116367 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.3 which meets the lender's guideline requirement. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.3 which meets the lender's guideline requirement. - xxxxxx<br>|  | xxxxxx 15:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000116367 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Please provide the fraud report. <br>|  | fraud - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>fraud - xxxxxx<br>|  | xxxxxx 19:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000116367 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000116367 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | FHA Loan - Inspection/Missing | The final inspection was missing from the file or on the incorrect form. Missing evidence of a smoke detector inspection and evidence of C.O. detector installed as required per xxxxxx Tax Office on rentals as per the New Jersey Tax & Assessment Search provided in the loan file. The loan file contains the appraisal for the subject property effective date xxxxxx; however, the appraiser did not verify the subject property contains a C.O. detector nor does the loan file contain a smoke detector inspection. <br>|  | smoke cert - xxxxxx<br>| Inspection Cert from the Township was provided. Condition resolved. - xxxxxx<br>smoke cert - xxxxxx<br>|  | xxxxxx 19:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000116370 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. Lender only requires 1 months of Asset Verification <br>|  |  |  |  | xxxxxx 20:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000116370 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X.<br> - xxxxxx<br>|  | xxxxxx 20:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000116370 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 20:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000116370 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 20:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000116377 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:14 | Cleared | 1 | 1 | 4 | 1 |
| 4000116377 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | The credit report is dated xxxxxx or 101 days old which is more than the allowable of 90 days; therefore, a gap report is required. - xxxxxx <br>See credit refresh dated xxxxxx (attached). - xxxxxx <br> See attached credit refresh and 1008. - xxxxxx | GAP/UDM Report provided. Condition resolved. - xxxxxx<br> Borrower 1 Gap Credit Report is not missing. - xxxxxx<br> See credit refresh dated xxxxxx (attached). - xxxxxx<br> Condition upheld. Provide GAP/UDM report. Report provided is not complete. - xxxxxx<br> See attached credit refresh and 1008. - xxxxxx |  | xxxxxx 20:21 | Resolved | 4 | 1 | 4 | 1 |
| 4000116377 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:13 | Cleared | 1 | 1 | 4 | 1 |
| 4000116381 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000116381 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Per the final 1003 the property located atxxxxxx is pending sale. Please provide the final closing disclosure showing Roundpoint being paid in full. <br>|  | We hit borrowers with full PITI for this property because it's not sold yet and they did not need any funds from this property. - xxxxxx<br>| Lender hit borrower with full payment from this property, condition resolved. - xxxxxx<br>We hit borrowers with full PITI for this property because it's not sold yet and they did not need any funds from this property. - xxxxxx<br>|  | xxxxxx 19:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000116381 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000116395 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000116395 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116395 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 17:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000116401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000116401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000116402 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. Missing satisfactory of Judgement/Lien in the amount of $xxxxxx reflected on title. <br>|  | Final title policy with only the xxxxxx lien present - xxxxxx | Final Title provided. No other liens. Condition resolved. - xxxxxx<br> Final title policy with only the xxxxxx lien present - xxxxxx |  | xxxxxx 19:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000116402 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000116402 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000116409 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000116409 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000116409 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. The loan file is missing the VVOE. <br>|  | VOE - The Work Number - xxxxxx<br>| Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>VOE - The Work Number - xxxxxx<br>| Work Number provided. Condition resolved. | xxxxxx 18:01 | Resolved | 3 | 1 | 4 | 2 |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. xxxxxx is requesting a Post Close Investor Exception to allow xxxxxx to deliver a loan 93 days old + with Unremitted Space + with a 7/6 SOFR ARM with a Margin of 2.750. xxxxxx closed a loan and the subject property has an Unremitted Space in the detached garage. The original investor (xxxxxx) that we delivered our loan to & deemed the property ineligible due to the Unpermitted Space. Appraisal supports all of the Following: - a cost to cure to return the space to its original use - unpermitted space is NOT included in GLA.<br> The loan file did not contain axxxxxxte pay history with final credit report to reflect no delinquent payments and refreshed FICP pull to ensure no score drift (drift may require a reprice) as per the exception approval. Unable to clear until Other Credit Finding has been satisfied. (Exception on page 433) <br>|  | Pay history and UDN - xxxxxx<br>| Signed xxxxxx Exception provided for: Exceptions approved in Expanded Prime+ as follows: 1) no exception for unpermitted area provided FNMA followed, 2) 90+ day-old loan - must provide up to date pay history with final credit file, no delinquent payments and refreshed FICP pull to ensure no score drift (drift may require a reprice) 3) 7-6<br> ARM SOFR with 2.75 margin. No additional exceptions and loan subject to final review. - xxxxxx<br>Pending Credit Refresh as required. - xxxxxx<br>Pay history and UDN - xxxxxx<br>| Comp factors:<br> LTV 60%, Credit score >775, DTI <45%, Reserves >290 months | xxxxxx 18:31 | Waived | 3 | 2 | 4 | 2 |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:18 | Cleared | 1 | 1 | 4 | 2 |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide xxxxxx lock confirmation with xxxxxx, missing from the loan file Unable to resolve until additional conditions are resolved (Other Credit Finding). Lock may be subject to needing change. <br>|  | Lock Confirmation - xxxxxx<br>| Investor Rate lock provided - xxxxxx<br>Pending Credit Refresh as required. - xxxxxx<br>Lock Confirmation - xxxxxx<br>|  | xxxxxx 18:27 | Resolved | 3 | 1 | 4 | 2 |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Other Credit Finding | Please Note: In order for xxxxxx Exception to be approved the following needs to be provided: Provide all.<br>1. no exception for unpermitted area provided FNMA followed. Provide evidence of such.<br> 2. 90+ day-old loan - must provide up to date pay history with final credit file, no delinquent payments. Per Pay History provided, 1st payment due onxxxxxx, payment effective onxxxxxx. Was Borrower late paying? Provide explanation.<br> 3. refreshed FICP pull to ensure no score drift (drift may require a reprice) <br>|  | UW's Response - xxxxxx<br>| New Credit Report provided per Exception and no drop in Credit Score. - xxxxxx<br>Pending Credit Refresh as required. - xxxxxx<br>UW's Response - xxxxxx<br>|  | xxxxxx 18:26 | Resolved | 4 | 1 | 4 | 2 |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Credit Documentation - FICO Refresh | Updated FICO score below minimum requirement. Per Exception, please provide a credit refresh. (refreshed FICP pull to ensure no score drift (drift may require a reprice) <br>|  | New Credit Report - xxxxxx<br>| New Credit Report provided. Condition resolved. - xxxxxx<br>New Credit Report - xxxxxx<br>|  | xxxxxx 18:21 | Resolved | 3 | 1 | 4 | 2 |
| 4000116431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Missing lock confirmation from xxxxxx and xxxxxx. <br>|  | Lock confirmation uploaded - xxxxxx<br>| Investor lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Lock confirmation uploaded - xxxxxx<br>|  | xxxxxx 13:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000116431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the Fraud Report. <br>|  | Fraud report uploaded - xxxxxx | Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | xxxxxx 14:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000116431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000116431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value $xxxxxx. Appraisal value is $xxxxxx - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value is $xxxxxx - xxxxxx |  | xxxxxx 14:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000116435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000116435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx Rate Lock Agreement <br>|  | Investor Lock provided. - xxxxxx <br>see attached lock - xxxxxx<br>| Investor Lock provided. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>see attached lock - xxxxxx<br>|  | xxxxxx 20:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000116435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000116452 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title did not contain any title insurance coverage. <br>|  | TITLE - xxxxxx<br>| Final Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> TITLE - xxxxxx |  | xxxxxx 18:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000116452 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000116452 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 14:35 | Cleared | 1 | 1 | 3 | 1 |
| 4000116472 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000116472 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000116472 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000116479 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines - xxxxxx<br>|  | xxxxxx 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000116479 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000116479 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000116485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000116485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The loan file contains a CU and LCA dated xxxxxx that are outdated. The lender xxxxxxtained the required Appraisal Update effective xxxxxx verifying the value of $xxxxxx; however, the loan file does not contain an updated third-party review. <br>|  | updated SSR with CU score of 1 - xxxxxx <br>memo - xxxxxx <br>ssr - xxxxxx<br>| CU Score is 1.8. Condition resolved. - xxxxxx<br>updated SSR with CU score of 1 - xxxxxx<br>Condition upheld. Both the CU and LCA provided and the ones in the file has no scores. Provide CDA. - xxxxxx<br>memo - xxxxxx<br>Condition upheld. Both the CU and LCA provided and the ones in the file has no scores. Provide CDA. - xxxxxx<br>ssr - xxxxxx<br>|  | xxxxxx 19:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000116485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000116485 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal is Expired | Primary value appraisal is expired. Appraisal was completed in xxxxxx xxxxxx, loan closed in 2026, appraisal is expired.  |  | memo - xxxxxx<br>| Guidelines allow for Appraisal up to 120 days. Recert of Value is also in file datedxxxxxx Condition resolved. - xxxxxx<br>memo - xxxxxx<br>|  | xxxxxx 18:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000116502 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 which meets the lender's Agency guidelines with DU approval. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 which meets the lender's Agency guidelines with DU approval. - xxxxxx<br>|  | xxxxxx 00:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000116502 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. The loan file does not contain the CPA letter verifying the borrower is 50% owner of xxxxxx. as required per the guidelines. The borrower states 50% ownership of the business for 4 years on the loan application. The lender xxxxxxtained a VVOE verifying the borrower owns the business and the business is open and running dated xxxxxxowever, the CPA letter is missing. A signed letter from a CPA or Underwriter Cash Flow Analysis must also be xxxxxxtained verifying that the withdrawal of funds for the transaction will not have a negative impact on the business <br>|  | CPA letter - xxxxxx<br>| CPA Letter provided. Condition resolved. - xxxxxx<br>Borrower 1 CPA letter provided - xxxxxx<br>CPA letter - xxxxxx<br>|  | xxxxxx 20:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000116502 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | HO6 Master Insurance Policy is Partial | Project master insurance policy partially provided. Missing evidence of rent loss coverage as required by the lender's guidelines. <br>|  | rent loss coverage not needed - xxxxxx<br>| DU. Not required. - xxxxxx<br>HO-6 Master Insurance Policy is fully present - xxxxxx<br>rent loss coverage not needed - xxxxxx<br>|  | xxxxxx 18:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000116502 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000116506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neigxxxxxxorhood location not allowed per guidelines. Per the appraisal, the subject property is located in a rural area. Per guidelines, rural properties are ineligible for the DSCR Program. <br>|  | please see attached - xxxxxx<br>| Updated Appraisal provided. Condition resolved. - xxxxxx<br>Primary Value Valuation Neigxxxxxxorhood Location Allowed for Program - xxxxxx<br>please see attached - xxxxxx<br>|  | xxxxxx 19:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000116506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Missing Lease Agreement | Please provide a copy of the lease agreement for the Subject Property. <br>|  | see attached - xxxxxx <br>Please review the appraisal for the market rent used with the month to month rental. - xxxxxx<br>| Lease provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>Condition upheld. Appraiser states subject is Month to Month, which falls into Short-term. Provide the current lease agreement. - xxxxxx<br>Please review the appraisal for the market rent used with the month to month rental. - xxxxxx<br>|  | xxxxxx 15:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000116506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. Please provide a Letter of Explanation (LOE) by the Borrower detailing relevant real estate experience, as required by guidelines. <br>|  | see attached - xxxxxx<br>| LOE provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 15:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000116506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx Rate Lock Agreement <br>|  | see attached - xxxxxx<br>| Investor lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 17:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000116506 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. Please provide the escrow waiver. <br>|  | see attached - xxxxxx<br>| Received escrow waiver - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 13:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000116509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. A business narrative is required per guidelines. Please provide the Self Employed Business Narrative Form. <br>|  | See attached - xxxxxx<br>| Narrative provided, condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 17:28 | Resolved | 3 | 1 | 4 | 1 |
| 4000116509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Asset 4 Missing | Asset documentation is missing from the file. The loan was approved with funds from the xxxxxx account ending in xxxxxx with a balance of $xxxxxx. This statement is missing from the loan file. <br>|  | See attached - xxxxxx<br>| Finding resolved, new finding launched for client visibility. - xxxxxx<br>Condition upheld. Provide actual statement with Borrower's name and address. - xxxxxx<br>Condition upheld. Provide actual statement with Borrower's name and address. - xxxxxx<br>Condition upheld. Provide actual statement with Borrower's name and address. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 17:57 | Resolved | 3 | 1 | 4 | 1 |
| 4000116509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:57 | Cleared | 1 | 1 | 4 | 1 |
| 4000116509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Initial CD - xxxxxx<br>| Received initial CD - xxxxxx<br>Received initial CD - xxxxxx<br>Initial CD - xxxxxx<br>|  | xxxxxx 15:17 | Resolved | 4 | 1 | 4 | 1 |
| 4000116509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx rate lock agreement is missing from the loan file.<br>|  | We always have our lock in the file. This is what we have always provided. - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>We always have our lock in the file. This is what we have always provided. - xxxxxx<br>|  | xxxxxx 18:43 | Resolved | 3 | 1 | 4 | 1 |
| 4000116509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. The loan was approved with funds from the xxxxxx account ending in xxxxxx with a balance of xxxxxx. This statement is missing from the loan file, please provide the statement with borrower name to confirm.  |  | provided - xxxxxx<br>| Business Statement for xxxxxx was provided. - xxxxxx<br> provided - xxxxxx |  | xxxxxx 15:37 | Resolved | 3 | 1 | 4 | 1 |
| 4000116513 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000116513 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000116513 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000116522 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000116522 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000116522 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000116531 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title coverage per the title commitment dated xxxxxx is $xxxxxx which is less than the final loan amount of $xxxxxx. <br>|  | See attached - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> See attached - xxxxxx |  | xxxxxx 13:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000116531 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000116531 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score < 2.5 and a CDA with Low Risk and 0.00% CDA to Appraisal variance which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 17:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000116536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The subject has an unpermitted living addition. A formal exception is located in the loan file<br>|  |  |  | 75% LTV. Credit score is greater than 780. DTI is less than 40%. Residual income is greater than $xxxxxx<br>| xxxxxx 15:33 | Waived | 2 | 2 | 3 | 2 |
| 4000116536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:21 | Cleared | 1 | 1 | 3 | 2 |
| 4000116536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx rate lock agreement is missing from the loan file. <br>|  | Rate lock - xxxxxx<br>| Investor Lock provided. - xxxxxx<br>Rate lock - xxxxxx<br>|  | xxxxxx 15:47 | Resolved | 3 | 1 | 3 | 2 |
| 4000116537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000116537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000116537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000116539 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000116539 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000116544 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000116544 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000116544 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000116548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000116548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 14:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000116548 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 14:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000116555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | QM: Safe Harbor APOR (APOR SH) | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br>|  |  |  |  | xxxxxx 20:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000116555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | QM: Safe Harbor APOR (APOR SH) | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing mortgage statement or closing disclosure for new xxxxxx xxxxxx loan# xxxxxx secured by xxxxxx. and the insurance and lease statement for xxxxxx<br>|  | CD, mortgage statement - xxxxxx<br>| REO Docs were provided. Condition resolved. - xxxxxx<br>CD, mortgage statement - xxxxxx<br>|  | xxxxxx 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000116555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | QM: Safe Harbor APOR (APOR SH) | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000116567 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116567 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000116567 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 22:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116587 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | The Final 1003 is Missing | The final 1003 is missing. The Final 1003 based on Note Date of xxxxxxs not in file. <br>|  | Final 1003 attached - xxxxxx<br>| Final 1003 provided. Condition resolved. - xxxxxx<br>The final 1003 has been provided. - xxxxxx<br>Final 1003 attached - xxxxxx<br>|  | xxxxxx 21:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000116587 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. VVOEs were not provided for xxxxxx, xxxxxx, or xxxxxx.<br>|  | xxxxxx license search was completed onxxxxxx with current status disclosed to be in existence with no adverse status disclosed. For xxxxxx and xxxxxx a VOE isn't required as no income was used to qualify the borrower. These two companies were included in the application for the most conservative income calculation for all businesses. The monthly loss of $xxxxxx and $xxxxxx were included to reduce available income for qualifying. Since no income was used to qualify a VOE would not be required. - xxxxxx | VVOE provided. Condition resolved. - xxxxxx<br> Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br> xxxxxx license search was completed onxxxxxx with current status disclosed to be in existence with no adverse status disclosed. For xxxxxx and xxxxxx a VOE isn't required as no income was used to qualify the borrower. These two companies were included in the application for the most conservative income calculation for all businesses. The monthly loss of $xxxxxx and $xxxxxx were included to reduce available income for qualifying. Since no income was used to qualify a VOE would not be required. - xxxxxx |  | xxxxxx 13:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000116587 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:14 | Cleared | 1 | 1 | 3 | 1 |
| 4000116593 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide a fully executed 4506-T for the borrower <br>|  | For 4506-T- is not required due to WVOE program, please review and clear condition. Thank you - xxxxxx<br>| Not required on P&L program. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>For 4506-T- is not required due to WVOE program, please review and clear condition. Thank you - xxxxxx<br>|  | xxxxxx 21:31 | Void | 3 |  | 4 | 1 |
| 4000116593 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:54 | Cleared | 1 | 1 | 4 | 1 |
| 4000116593 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:54 | Cleared | 1 | 1 | 4 | 1 |
| 4000116593 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Other Credit Finding | The appraisal reflects that the subject property is owner-occupied, but the transaction is a refinance of an investment property. <br>|  | UW response attached, please review and clarify. Thank you - xxxxxx<br>| Explanation from seller has been provided stating: The subject was O/O and closed concurrently with xxxxxx #xxxxxx which is the purchase of a new Primary.<br> - xxxxxx<br> UW response attached, please review and clarify. Thank you - xxxxxx |  | xxxxxx 21:08 | Resolved | 4 | 1 | 4 | 1 |
| 4000116599 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000116599 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000116599 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000116617 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Preliminary Title reflects coverage of $xxxxxx. Coverage amount should be $xxxxxx. <br>|  | Attached - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Attached - xxxxxx |  | xxxxxx 14:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000116617 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000116617 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 21:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000116622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:15 | Cleared | 1 | 1 | 2 | 2 |
| 4000116622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:16 | Cleared | 1 | 1 | 2 | 2 |
| 4000116622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The borrower is a first-time investor. The loan file includes an executed lease reflecting monthly rental income of $xxxxxx, which was used in the approval rather than the appraised market rent of $xxxxxx. Per guidelines, qualifying rental income must be based on the lesser of (A) the executed lease agreement or (B) the market rent supported by the appraisal. A formal exception addressing this variance is included in the loan file. <br>|  |  |  | Credit score is greater than 730. DSCR is greater than 1.10. LTV of 75% | xxxxxx 03:17 | Waived | 2 | 2 | 2 | 2 |
| 4000116632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000116635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000116635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  | Can you please verify if i need to provide documents? - xxxxxx<br>| Can you please verify if i need to provide documents? - xxxxxx<br>|  | xxxxxx 13:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000116638 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Citizenship Documentation Not Provided | Borrower 1 xxxxxxzenship Documentation is missing from the file. The borrower is a permanent resident alien. Evidence of the borrower's lawful permanent residency is missing from the loan file. <br>|  | greencard - xxxxxx<br>| Perm Resident Card provided. Condition resolved. - xxxxxx<br>greencard - xxxxxx<br>|  | xxxxxx 22:33 | Resolved | 3 | 1 | 3 | 1 |
| 4000116638 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Please provide the 1008 <br>|  | 1008 - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>1008 - xxxxxx<br>|  | xxxxxx 22:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000116638 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Missing Lease Agreement | Please provide the lease agreement for the subject property <br>|  | Not Using Rental Income to qualify - xxxxxx<br>| No lease agreement. Full subject PITIA is included in DTI. - xxxxxx<br>Not Using Rental Income to qualify - xxxxxx<br>|  | xxxxxx 22:38 | Void | 3 |  | 3 | 1 |
| 4000116638 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx Bay Rate Lock agreement <br>|  | xxxxxx Lock - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>xxxxxx Lock - xxxxxx<br>|  | xxxxxx 22:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000116641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000116641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000116641 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000116667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000116667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000116667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 00:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000116678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. Lender to provide the fully executed 4506 T for the borrower <br>|  | 1. 4506-T is not needed for this loan since it's WVOE program. - xxxxxx<br>| Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506-T is not needed for this loan since it's WVOE program. Condition resolved. - xxxxxx<br>1. 4506-T is not needed for this loan since it's WVOE program. - xxxxxx<br>|  | xxxxxx 21:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000116678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines.<br>|  |  |  |  | xxxxxx 01:31 | Cleared | 1 | 1 | 4 | 1 |
| 4000116678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Please provide a valid third party valuation product to support the appraised value. <br>|  | 2. 3rd party valuation is not needed since CU score is 1.00- see attached SSR for CU score. This form is also included in the appraisal folder. - xxxxxx<br>| 3rd party valuation provided. Condition resolved. - xxxxxx<br>2. 3rd party valuation is not needed since CU score is 1.00- see attached SSR for CU score. This form is also included in the appraisal folder. - xxxxxx<br>|  | xxxxxx 14:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000116678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Gift Letter - No Evidence for Transfer of Funds | No evidence of the transfer of gift funds from the donor to the borrower was located in the file. The gift of $xxxxxx was wired to closing, but the final CD doesn't reflect the gift. Without those funds the borrower is short on reserves and cash to close. Please provide the post close CD reflecting the transfer of the gift. <br>|  | 4. Here is the CD reflecting $xxxxxx gift funds. - xxxxxx | Post close CD provided. Condition resolved. - xxxxxx<br> 4. Here is the CD reflecting $xxxxxx gift funds. - xxxxxx |  | xxxxxx 14:38 | Resolved | 3 | 1 | 4 | 1 |
| 4000116678 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. File is missing secondary valuation. <br>|  | appraisal - xxxxxx<br>| Appraisal is Present or is Waived - xxxxxx<br>appraisal - xxxxxx<br>|  | xxxxxx 14:35 | Resolved | 4 | 1 | 4 | 1 |
| 4000116726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide Evidence of Rate lock and the most recent xxxxxxF Lock confirmation between xxxxxxF and xxxxxx <br>|  | lock - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>lock - xxxxxx<br>|  | xxxxxx 15:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000116726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000116726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000116735 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000116735 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000116735 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file did not contain the mortgage statements, HOI, property Taxes or HOA information for the Primary xxxxxx, xxxxxx or xxxxxx. Please provide the missing information so the correct payment amounts can be verified. <br>|  | REO Docs - xxxxxx<br>| REO docs were provided. Condition resolved. - xxxxxx<br>REO Docs - xxxxxx<br>|  | xxxxxx 20:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000116741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000116741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with a CDA Value: $xxxxxxand CDA Value to Appraisal Value of -5.6% which meets the lender's guidelines. <br>|  |  | The loan file contains a CDA with a CDA Value: $xxxxxx and CDA Value to Appraisal Value of -5.6% which meets the lender's guidelines. - xxxxxx |  | xxxxxx 00:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000116741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Liabilities - Payoff Missing | The required debt payoffs were missing from the loan file. Missing mortgage payoff for the existing private mortgage with xxxxxx. paid at closing. <br>|  | payoff - xxxxxx<br>| CD in file shows the mortgage was PIF. - xxxxxx<br>payoff - xxxxxx<br>|  | xxxxxx 15:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000116792 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000116792 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1.0 and LCA with risk score of 2.0 which meets the lender's guideline requirement that one must have risk score of 2.5 or less. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1.0 and LCA with risk score of 2.0 which meets the lender's guideline requirement that one must have risk score of 2.5 or less. - xxxxxx<br>|  | xxxxxx 23:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000116792 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000116796 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The subject property is in a condo. Per the guidelines, litigation is not allowed. The litigation is due to a specific units roof leak which is not our subject. The unit owner is suing the HOA for the roof leak. <br>|  |  |  | LTV <50, experienced investor with 3+ investment properties, 12 months reserves<br>Exception Approved - Comp Factors: 49% LTV, 12 months in reserves. Loan will be subject to final review with no additional exceptions. | xxxxxx 19:53 | Waived | 2 | 2 | 2 | 2 |
| 4000116796 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:36 | Cleared | 1 | 1 | 2 | 2 |
| 4000116796 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:37 | Cleared | 1 | 1 | 2 | 2 |
| 4000116798 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000116798 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000116798 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000116804 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000116804 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000116804 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000116811 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. The loan disbursement date was xxxxxxer Final Closing Disclosure. However, the effective date of the xxxxxx-1 is xxxxxx. <br>|  | Lender Cert - xxxxxx<br>| Lender Certification provided stating: no claims were filed between disbursement date ofxxxxxx and effective date ofxxxxxx. Condition resolved. - xxxxxx<br>Lender Cert - xxxxxx<br>|  | xxxxxx 12:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000116811 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000116811 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000116813 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000116813 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000116813 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000116815 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000116815 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000116815 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000116817 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000116817 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000116817 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000116842 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 13:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116842 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X.<br> - xxxxxx<br>|  | xxxxxx 13:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116842 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 13:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000116853 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000116853 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 17:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000116853 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. A total of $xxxxxx in gift funds were used in the approval, resulting in no contribution from the borrower. The approved LTV is 75%. Per guidelines, Gift funds are acceptable for loans with an LTV of greater than or equal to 75%; however, the underlying Borrower(s) must contribute at least 5% of the transaction (lower of Purchase Price or appraised Value) from their own funds. The borrower has not met this requirement. Asset Qualification does not meet guideline Requirements <br>|  | Statements for Sourcing - xxxxxx <br>UW's response and Final Statement - xxxxxx<br>| Evidence of wire transfer provided. Condition resolved - xxxxxx<br> Statements for Sourcing - xxxxxx<br> Condition upheld. Provide the entire and complete, xxxxxx,xxxxxx #xxxxxx to show the wire for $xxxxxx, as these funds are not sourced in the file. - xxxxxx<br> UW's response and Final Statement - xxxxxx |  | xxxxxx 03:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000116871 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116871 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000116871 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000116879 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000116879 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000116879 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000116888 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000116888 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000116888 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.999' is less than the minimum required DSCR of'1'. Per the Rate lock the DSCR score is 1; however, the audited PITIA reflects the DSCR score of .999. <br>|  | Updated Rate Lock showing Updated DSCR Ratio and pricing - xxxxxx<br>| Loan was re-locked to DSCR 0.75-0.99. Condition resolved. - xxxxxx<br>The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br>Updated Rate Lock showing Updated DSCR Ratio and pricing - xxxxxx<br>|  | xxxxxx 18:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000116892 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Loan Package - Trust Agreement Missing | The loan file did not contain the Trust Agreement as required. <br>|  | Trust Cert already in initial file delivered for purchase review - please waive. - xxxxxx <br>Trust Agreement - xxxxxx<br>| Executed Certification of Trust was provided. Condition resolved. - xxxxxx<br>Trust Cert already in initial file delivered for purchase review - please waive. - xxxxxx<br>Condition upheld. Provide the executed Certification of Trust. - xxxxxx<br>Trust Agreement - xxxxxx<br>|  | xxxxxx 17:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000116892 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000116892 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000116907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the mortgage statement and tax cert for xxxxxx, HOI for xxxxxx and Taxes for xxxxxx<br>|  | xxxxxx, xxxxxx, xxxxxxl - xxxxxx | REO docs provided. - xxxxxx<br> xxxxxx, 1xxxxxxl, xxxxxx - xxxxxx |  | xxxxxx 15:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000116907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000116907 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | SCR / Business Purpose loans are exempt from Reg Z and Reg X - xxxxxx<br>|  | xxxxxx 23:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000116910 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000116910 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. - xxxxxx<br>|  | xxxxxx 20:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000116910 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116911 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:56 | Cleared | 1 | 1 | 4 | 1 |
| 4000116911 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | Missing Service Provider List | The loan file does not contain the Service Provider List. Service Provider List was not completed. <br>|  | see attached - xxxxxx<br>| Received the SPL - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 17:04 | Resolved | 4 | 1 | 4 | 1 |
| 4000116911 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. NY What Mortgage Applicants Need to Know disclosure and NY Notice of Right to Select Attorney were not provided. <br>|  | see attached - xxxxxx<br>| Right To Choose Attorney or Attorney Preference Resolved or Not Applicable - xxxxxx<br>Received attorney preference letter - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 17:08 | Resolved | 3 | 1 | 4 | 1 |
| 4000116911 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:56 | Cleared | 1 | 1 | 4 | 1 |
| 4000116913 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. Hazard insurance in file does not include 6 months' rent loss coverage for 1-4 units per guidelines. <br>|  | See Attached - xxxxxx <br> The policy shows landlord coverage and per the attached per Allstate Landlords package it is up to 12months of coverage. - xxxxxx <br> The property xxxxxx is primary residence and doesn't need to have rent loss. Please revisit - xxxxxx <br> subject property includes rent loss per email with policy other property the HOI is impounded and is their primary residence. - xxxxxx | Insurance information provided, insurance meets the requirements, condition resolved. - xxxxxx<br> See Attached - xxxxxx<br> Condition upheld. Loss of use coverage is not part of the landlords coverage. Loss of use coverage is for business purposes to cover the property rent payments in case of loss of use. It will have a specific amount (usually 10% of dwelling) listed on the policy as "loss of use". Provide loss of use coverage page. - xxxxxx<br> The policy shows landlord coverage and per the attached per xxxxxx Landlords package it is up to 12months of coverage. - xxxxxx<br> Condition upheld. Provide evidence of rent loss coverage for the subject property. - xxxxxx<br> The propertyxxxxxx is primary residence and doesn't need to have rent loss. Please revisit - xxxxxx<br> Condition upheld. Provide the amount of the Rent Loss coverage. - xxxxxx<br> subject property includes rent loss per email with policy other property the HOI is impounded and is their primary residence. - xxxxxx |  | xxxxxx 19:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000116913 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000116913 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000116919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. The subject is in a Flood Zone; however, there isnt a Flood Policy in the loan file. <br>|  | Please find the attached documentation for IFC's reasoning for not requiring flood insurance on the subject loan. - xxxxxx<br>| Subject property is 2.58 acres. Elevation Cert and Survey were provided. The house sits in Flood Zone X500, the remaining land in Zone AE. Condition resolved. - xxxxxx<br>Please find the attached documentation for IFC's reasoning for not requiring flood insurance on the subject loan. - xxxxxx<br>|  | xxxxxx 20:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000116919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000116919 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000116928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000116928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000116928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000116971 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000116971 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116971 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000116976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000116976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000116976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000116981 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Subject property Short Term Rental Income does not meet qualification | Short term rental income is not properly documented and/or does not meet guidelines. Exception in file, but no information on exception. Per guidelines-STR income may be documented using a supplemental appraisal form completed by the licensed appraiser who performed the original appraisal. This form must accompany and be a part of the original appraisal. DSCR loan Its being rented by borrower as an Airbnb. We have short term rent done on the comp schedule No 12-month history as property was under renovations. <br>|  | exception was granted - xxxxxx<br>| Exception approved for DSCR Refinance w/STR w/o a 12 month history of receipt with -.125 LPA and with noted comp factors = 52% LTV, 747 FICO, 1.40 DSCR ratio and 100+ months reserves. No other exceptions allowed and subject to final review. Seller to utilize the lower of the STR market rents on the 1007 or the actual STR income history annualized, since < 12 months, as supported by documentation from Airbnb. - xxxxxx<br>exception was granted - xxxxxx<br>| comp factors = 52% LTV, 747 FICO, 1.40 DSCR ratio and 100+ months reserves. | xxxxxx 19:08 | Waived | 3 | 2 | 3 | 2 |
| 4000116981 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:58 | Cleared | 1 | 1 | 3 | 2 |
| 4000116981 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:58 | Cleared | 1 | 1 | 3 | 2 |
| 4000117035 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Eligibility - Investor Experience | Per guidelines, First Time Investors MAY NOT be a First Time Homebuyer. Validation that the borrower has owned or previously owned real estate was not found in the loan documents. The borrower(s) investor experience does not meet guideline requirements. . The borrower(s) investor experience does not meet guideline requirements. <br>|  | See uploaded exception approval - xxxxxx <br>Investor experience affidavit in file. - xxxxxx<br>| Investor Conditioned Exception provided for: DSCR+ FTxxxxxx and DSCR <1.0 (>.95). - xxxxxx<br>The borrower(s) investor experience does not meet guideline requirements. - xxxxxx<br>The borrower(s) investor experience does not meet guideline requirements. Duplicate - xxxxxx<br>See uploaded exception approval - xxxxxx<br>Condition upheld. Borrower to provide evidence of Investment Experience. - xxxxxx<br>Investor experience affidavit in file. - xxxxxx<br>| Credit score of 755, Reserves of 8.75 months, and clean Rental History. | xxxxxx 17:34 | Waived | 3 | 2 | 3 | 2 |
| 4000117035 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 00:29 | Cleared | 1 | 1 | 3 | 2 |
| 4000117035 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx. - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx. - xxxxxx |  | xxxxxx 19:14 | Resolved | 3 | 1 | 3 | 2 |
| 4000117036 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 15:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000117036 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117036 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117056 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 2 W2/1099 Less Than 24 Months Provided | Per the AUS, 2 years of W2's are required. Please provide the 2024 W2's for the cxxxxxxorrower. Borrower 2 W2/1099 less than 24 months provided. <br>|  | See attached. - xxxxxx<br>| 3 year WVOE for B2 was provided. Condition resolved. - xxxxxx<br>Borrower 2 W2/1099 less than 24 months provided. - xxxxxx<br>Borrower 2 W2/1099 less than 24 months provided. WVOE was provided. Condition resolved. - xxxxxx<br>See attached. - xxxxxx<br>|  | xxxxxx 20:37 | Resolved | 3 | 1 | 3 | 1 |
| 4000117056 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy with the updated loan amount of $xxxxxx<br>|  | See attached. - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> See attached. - xxxxxx |  | xxxxxx 16:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000117056 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Lender to provide the final fully executed 1008 for the loan transaction. <br>|  | See attached. - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>See attached. - xxxxxx<br>|  | xxxxxx 17:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000117056 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:32 | Cleared | 1 | 1 | 3 | 1 |
| 4000117056 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. NJ Right to Select Attorney disclosure is missing from the file <br>|  | See attached. - xxxxxx<br>| Right To Choose Attorney or Attorney Preference Resolved or Not Applicable - xxxxxx<br>Received disclosure - xxxxxx<br>See attached. - xxxxxx<br>|  | xxxxxx 13:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000117057 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000117057 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000117057 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000117065 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:01 | Cleared | 1 | 1 | 3 | 2 |
| 4000117065 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  | Please clarify what's needed for this condition - xxxxxx<br>| Condition set in error. - xxxxxx<br>Please clarify what's needed for this condition - xxxxxx<br>|  | xxxxxx 16:37 | Void | 1 |  | 3 | 2 |
| 4000117065 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:59 | Cleared | 1 | 1 | 3 | 2 |
| 4000117065 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). Missing Condo Questionnaire <br>|  | Condo docs-Budget, questionnaire and xxxxxx condo exception - xxxxxx<br>| Condo Docs provided. Condition resolved. - xxxxxx<br>Condo docs-Budget, questionnaire and xxxxxx condo exception - xxxxxx<br>|  | xxxxxx 16:21 | Resolved | 3 | 1 | 3 | 2 |
| 4000117065 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Credit | Trust/POA Does Not Meet Guideline Requirements | Trust/POA does not meet guideline requirements. Missing POA for Daniel Pope, non-Title holder. <br>|  | Executed power of attorney for Both XXXXX XXXXX - xxxxxx<br>| POA for both Borrower's were provided. Condition resolved. - xxxxxx<br>Executed power of attorney for Both XXXXX XXXXX - xxxxxx<br>|  | xxxxxx 16:36 | Resolved | 3 | 1 | 3 | 2 |
| 4000117065 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Property | Condo - Warrantability | Condominium project is not warrantable, or documentation not provided to determine warrantability <br>|  |  | Exception provided for: Condo pro1ect is non-warrantable due to investor concentration of 71%, and Property 1s 3 7S sq ft. Exceptions approved in DSCR+ for NW condo and subject size. No additional exceptions and loan subject to final review. - xxxxxx | Comp factors: LTV <55%, Credit score 720, Reserves >500 months. | xxxxxx 16:42 | Waived | 3 | 2 | 3 | 2 |
| 4000117087 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000117087 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000117087 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000117092 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117092 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117092 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000117115 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  | The original appraised value is supported with a variance within 10%. - xxxxxx<br>|  | xxxxxx 14:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000117115 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117115 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117131 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Property Issue - Ineligible Property | The subject is an ineligible property and not allowed per guidelines. The subject property has a 5-acre active vineyard on the property that could pose as income producing and/or hxxxxxxby farm. The borrower provided a letter of explanation stating the vineyard is for personal use. The lender's rate lock verifies an exception was granted; however, the formal exception stating the compensating factors is missing from the file. <br>|  | See attached - xxxxxx<br>| Exception Provided: Exception conditionally approved for small vineyard (no more than 5 acres) on subject property. No commercial usage and requires borrower LOE confirming they intend for personal use only. No additional exceptions and loan subject to final review. LOE from Borrower is located in the loan file. - xxxxxx<br>See attached - xxxxxx<br>| Comp factors: Credit score >700, DTI <30%Reserves >600 months, Residual >$100k | xxxxxx 18:29 | Waived | 3 | 1 | 3 | 1 |
| 4000117131 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 00:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000117131 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Delinquent Credit History Does Not Meet Guideline Requirements | Delinquent Credit History does not meet guideline requirements. Per guidelines, the borrower could not have been 60 days late on the mortgage in the last 24 months. The borrower was 60 days late In Octxxxxxxer 2025. <br>|  |  | Credit history meets guidelines, condition resolved. - xxxxxx<br>|  | xxxxxx 17:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000117139 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000117139 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000117139 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000117168 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores > 2.5 which meets the lender's requirements. <br>|  |  |  |  | xxxxxx 15:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117168 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000117168 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000117171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000117171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000117171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: CDA Fee, Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). there is no valid coc to go with the addition of the CDA fee or the additional appraisal fee <br>|  | COC LE and COC CD - xxxxxx<br>| Received CIC for the additional Fees - xxxxxx<br>Resolved - xxxxxx<br>COC LE and COC CD - xxxxxx<br>|  | xxxxxx 15:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000117171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the Synergy One/xxxxxx Bay rate lock agreement. <br>|  | Lock - xxxxxx<br>| Investor Rate Lock provided. Condition resolved. - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 13:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000117172 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:55 | Cleared | 1 | 1 | 3 | 2 |
| 4000117172 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:55 | Cleared | 1 | 1 | 3 | 2 |
| 4000117172 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines, a 12 month housing history is required. There is a verification of mortgage in file, but appears to be from a private party. Per guidelines, Private Party VORs / VOMs may be considered on a xxxxxxse basis and will require an investor exception approval. A formal exception is located in the loan file. However, the formal exception does not contain the minimum of 2 compensating factors as required by the rating agencies. <br>|  | Refer to xxxxxx comments under approved exception for 2 comp factors - xxxxxx<br>| Exception approved in Expanded Prime+ for private party VOR. No additional exceptions and loan subject to final review. - xxxxxx<br>Refer to xxxxxx comments under approved exception for 2 comp factors - xxxxxx<br>| Comp factors: Credit score >760, Residual >$2,500 | xxxxxx 20:42 | Waived | 3 | 2 | 3 | 2 |
| 4000117179 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Per the loan application & AUS the primary residence has a mortgage with the same lender - xxxxxx - xxxxxx - provide the CD supporting it's refinance to xxxxxx. If the payment is not escrowed the property taxes and amended hazard policy will be required to complete this liability in the ratios. At present the property tax bill is not provided and required.<br>|  | Please find attached CD for your reference. Thank you ! - xxxxxx<br>| Final CD provided for the REO was provided. Condition resolved. - xxxxxx<br>Please find attached CD for your reference. Thank you ! - xxxxxx<br>|  | xxxxxx 18:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000117179 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000117179 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide AVM missing from the loan file. <br>|  | Please find attached AVM for your reference. - xxxxxx<br>| AVM supporting value within -1.24% was provided. Condition resolved. - xxxxxx<br>Please find attached AVM for your reference. - xxxxxx<br>|  | xxxxxx 18:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000117182 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000117182 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117182 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117192 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  | Please waive to clear for purchase - xxxxxx<br>| The loan meets all applicable credit guidelines. - xxxxxx<br>Please waive to clear for purchase - xxxxxx<br>|  | xxxxxx 15:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000117192 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  | Please waive to clear for purchase - xxxxxx<br>| The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>Please waive to clear for purchase - xxxxxx<br>|  | xxxxxx 15:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000117192 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  | Please waive to clear for purchase - xxxxxx<br>| DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>Please waive to clear for purchase - xxxxxx<br>|  | xxxxxx 15:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000117198 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 1 | xx/xx/xxxx | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. Provide Borrower Credit Report. <br>|  | attached is the Borrowers credit report - xxxxxx<br>| Credit Report provided. Condition resolved. - xxxxxx<br>Borrower 1 Credit Report is not missing. - xxxxxx<br>attached is the Borrowers credit report - xxxxxx<br>|  | xxxxxx 19:02 | Resolved | 4 | 1 | 4 | 1 |
| 4000117230 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000117230 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000117230 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000117237 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000117237 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000117248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000117248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 21:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000117248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. Gift funds in the amount of $xxxxxx were used in the loan approval and were deposited into the borrower's account. The current account balance of $xxxxxx is less than the total gift amount received. Per guidelines, gift funds may not be applied toward reserve requirements. As a result, the borrower is short $xxxxxx in required reserves. Please provide updated asset statements documenting that the borrower has sufficient independent funds to meet the reserve requirement. <br>|  | see UW cert - xxxxxx<br>| Gift deposit was verified by bank statement in file. Loan only requires 3 months reserves. Condition voided. - xxxxxx<br>Total Cash reserves are greater than $xxxxxx. - xxxxxx<br>see UW cert - xxxxxx<br>|  | xxxxxx 16:04 | Void | 3 |  | 3 | 1 |
| 4000117254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000117254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000117254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (xxxxxx) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (xxxxxx). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Disbursement date isxxxxxx per Final CD. Rescission expiration date isxxxxxx on the ROR. <br>|  | disbursement - xxxxxx<br>| Received PCCD correcting the disbursement date - xxxxxx<br>disbursement - xxxxxx<br>|  | xxxxxx 15:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000117280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Borrowers 3 and 4 are Non-Occupying Co-Borrowers. Per guidelines, Non-Occupying Co-Borrowers may not have an interest in the property sales transaction. However, both Borrower 3 and Borrower 4 are listed on the sales contract addendum, and the Earnest Money Deposit was paid by Borrower 3. <br>|  | EXCEPTION - xxxxxx<br>| Exception provided for: Non occupant cxxxxxxorrower max DTI is 43% - please review for DTI exception. Also please confirm non occupant borrowers are acceptable they currently reside in and will continue to reside in primary home borrowers are departing rent free. (relationship child)<br> - xxxxxx<br>EXCEPTION - xxxxxx<br>| FICO 754, borrowers have owned businesses for over 5 years, 10k in residual income. | xxxxxx 14:10 | Waived | 3 | 2 | 3 | 2 |
| 4000117280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Income - Employment Gaps | The loan file verified employment gaps without sufficient explanation provided. Borrower 4, xxxxxx, began employment with xxxxxx in xxxxxx xxxxxx. A Verification of Employment (VOE) from the previous employer, xxxxxx, is missing from the loan file verifying dates of employment. If there was a gap of employment greater than 30 days, a letter of explanation is required.<br>|  | VVOE xxxxxx - xxxxxx | Work Number for xxxxxx Provided. - xxxxxx<br> VVOE xxxxxx- xxxxxx |  | xxxxxx 14:04 | Resolved | 3 | 1 | 3 | 2 |
| 4000117280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Missing Power of Attorney | Please provide the power of attorney authorizing xxxxxx to act on behalf of xxxxxx.  |  | poa - xxxxxx<br>| POA Provided. - xxxxxx<br>poa - xxxxxx<br>|  | xxxxxx 14:00 | Resolved | 3 | 1 | 3 | 2 |
| 4000117280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:33 | Cleared | 1 | 1 | 3 | 2 |
| 4000117287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. A signed 4506-C could not be found in the loan documents. <br>|  | 4506C - xxxxxx<br>| 4506 provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506C - xxxxxx<br>|  | xxxxxx 16:43 | Resolved | 3 | 1 | 4 | 1 |
| 4000117287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Compliance | Insufficient Tolerance Cure | A Lender Credit for Excess Charges of ($xxxxxx), Principal Reduction for Excess Charges of ($xxxxxx), and general or specific lender credit increases of ($xxxxxx) were applied to the total fee variance of ($xxxxxx) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance.  |  | COC on the last page - xxxxxx<br>| Received LE and CIC - xxxxxx<br> Resolved - xxxxxx<br> COC on the last page - xxxxxx<br> Appraisal fee increased from $xxxxxx to $xxxxxx on the xxxxxx LE without a CIC - xxxxxx |  | xxxxxx 13:39 | Resolved | 3 | 1 | 4 | 1 |
| 4000117287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | Insufficient Tolerance Cure (50001028) | A Lender Credit for Excess Charges of ($xxxxxx), Principal Reduction for Excess Charges of ($xxxxxx), and general or specific lender credit increases of ($xxxxxx) were applied to the total fee variance of ($xxxxxx) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance.  |  | COC on the last page - xxxxxx <br> Please clarify, i don't understand what is needed? xxxxxx is cure and credit it back in the lender credit for due to the increased of closing cost. Are you saying this is not acceptable? - xxxxxx | Received LE and CIC - xxxxxx<br> Resolved - xxxxxx<br> COC on the last page - xxxxxx<br> Appraisal fee increased from $xxxxxx to $xxxxxx on the xxxxxx LE without a CIC. - xxxxxx<br> Please clarify, i don't understand what is needed? xxxxxx is cure and credit it back in the lender credit for due to the increased of closing cost. Are you saying this is not acceptable? - xxxxxx |  | xxxxxx 13:39 | Resolved | 3 | 1 | 4 | 1 |
| 4000117287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (xxxxxx) is not three business days before the consummation date of (xxxxxx). Three business days before the consummation date is (20260224). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial closing disclosure is missing. <br>|  | ICD - xxxxxx<br>| Received initial CD - xxxxxx<br>ICD - xxxxxx<br>|  | xxxxxx 15:24 | Resolved | 3 | 1 | 4 | 1 |
| 4000117287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:28 | Cleared | 1 | 1 | 4 | 1 |
| 4000117287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. Initial Closing Disclosure is missing from the file. Please provide for compliance testing. <br>|  | ICD - xxxxxx<br>| Received initial CD - xxxxxx<br>ICD - xxxxxx<br>|  | xxxxxx 15:25 | Resolved | 4 | 1 | 4 | 1 |
| 4000117289 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000117289 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117289 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117298 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000117298 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000117298 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000117305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The loan file is missing the xxxxxx Rate Lock. <br>|  | Lock - xxxxxx<br>| Investor Lock provide. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 21:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000117305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 05:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000117305 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The loan file contains HOI policy; however, the Rent Loss Policy is missing. <br>|  | Rent loss confirmation - xxxxxx<br>| Rent Loss confirmation provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>Rent loss confirmation - xxxxxx<br>|  | xxxxxx 21:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000117306 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | FLOOD CERT - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>FLOOD CERT - xxxxxx<br>|  | xxxxxx 13:41 | Resolved | 4 | 1 | 4 | 1 |
| 4000117306 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file was approved to DU using Agency guidelines and the loan file contains the CU with risk score of 1 which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 22:24 | Cleared | 1 | 1 | 4 | 1 |
| 4000117306 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 12:52 | Cleared | 1 | 1 | 4 | 1 |
| 4000117306 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the Fraud Report, <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 16:31 | Resolved | 3 | 1 | 4 | 1 |
| 4000117306 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. Fraud Reports datedxxxxxx andxxxxxx shows Borrower potentially owns an undisclosed property. Borrower states this is parents home. Is Borrower xxxxxxligated on the Note? <br>|  | See attached this shows the owner is xxxxxx. - xxxxxx <br> fraud report - xxxxxx | Evidence provided to show Borrower is not the owner of the cited property. Condition resolved. - xxxxxx<br> All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br> See attached this shows the owner is XXXXX XXXXX. - xxxxxx<br> Condition upheld. Per LoanSafe xxxxxx is the Owner ofxxxxxx. This name matches the Borrower's ID in file. Provide evidence Borrower is not xxxxxxligated on any loan for the cited property. - xxxxxx<br> fraud report - xxxxxx |  | xxxxxx 16:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000117340 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000117340 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000117340 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000117341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000117341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000117341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000117360 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide a 3rd party valuation to support the appraised value since the CU score is over 2.5. <br>|  | CDA - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>|  | xxxxxx 20:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000117360 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000117430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Loan Purpose is Purchase but Purchase Contract Doc is Mis <br>|  | COS - xxxxxx<br>| COS transaction. Contract provided. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>COS - xxxxxx<br>|  | xxxxxx 23:36 | Resolved | 3 | 1 | 4 | 1 |
| 4000117430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report and Cleared OFAC report were provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 23:39 | Resolved | 3 | 1 | 4 | 1 |
| 4000117430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:20 | Cleared | 1 | 1 | 4 | 1 |
| 4000117430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | TRID: Missing Loan Estimate | Initial Loan Estimate datedxxxxxxs missing from the file. Please provide the Initial LE and any subsequent LE's prior to Initial CD. <br>|  | LE - xxxxxx<br>| Received LE - xxxxxx<br>LE - xxxxxx<br>|  | xxxxxx 16:50 | Resolved | 4 | 1 | 4 | 1 |
| 4000117431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000117431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000117431 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 22:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000117445 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000117445 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000117445 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000117451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide a credit supplement for the new HELOC's the borrower has taken out against the investment properties and her primary residence as well. All mortgages are with xxxxxx servicing. <br>|  | credit supplement - xxxxxx<br>| Credit Supp provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>credit supplement - xxxxxx<br>|  | xxxxxx 21:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000117451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000117451 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000117455 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000117455 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000117455 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000117456 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Lien Documentation | The loan file did not contain sufficient documentation to verify the (senior/subordinate) lien as required. The loan file did not contain sufficient affidavit documentation to verify judgement against xxxxxx and subject borrower xxxxxx in the amount of $xxxxxx has been resolved/paid. <br>|  | affidavit - xxxxxx<br>| Judgement affidavit provided. Condition resolved. - xxxxxx<br>affidavit - xxxxxx<br>|  | xxxxxx 17:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000117456 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000117456 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000117464 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. There are several uncleared alerts on page 2 of the CoreLogic LoanSafe Fraud Manager Report dated xxxxxx1:26AM. <br>|  | Attached - xxxxxx<br>| SAM alert cleared. Condition resolved. - xxxxxx<br>All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 18:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000117464 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines.<br> - xxxxxx<br>|  | xxxxxx 22:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000117464 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | ATTACHED - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>ATTACHED - xxxxxx<br>|  | xxxxxx 18:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000117517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Missing the final hazard insurance policy. The loan file contains the binder with proof of payment at closing. Please provide the hazard policy for the subject property <br>|  | attached - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 20:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000117517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores of 2.5 or less as required by the lender's guidelines.&nbsp;&nbsp;&nbsp;&nbsp; <br>|  |  | The loan file contains a CU and LCA with risk scores of 2.5 or less as required by the lender's guidelines. - xxxxxx<br>|  | xxxxxx 18:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000117517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000117536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000117552 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Rent free letter is for an aunt - per the B's ID & Demographic Information on the loan applications - the borrower is Male - letter of explanation is required. <br>|  | Rent Free LOE - xxxxxx<br>| Rent-Free letter was provided. Condition resolved. - xxxxxx<br>Housing history meets guideline requirements. - xxxxxx<br>Rent Free LOE - xxxxxx<br>|  | xxxxxx 14:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000117552 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. $xxxxxx in deposits ranging from $xxxxxx to $xxxxxx made xxxxxxoxxxxxxto xxxxxx-xxxxxx is from a xxxxxx account is missing to supporting the borrower being the source of these funds. These funds are required to meet the cash to close and reserves. <br>|  | Statements - xxxxxx<br>| Two months xxxxxxstatements were provided sowing assets were available. Condition resolved. - xxxxxx<br> Asset Qualification Meets Guideline Requirements - xxxxxx<br> Statements - xxxxxx |  | xxxxxx 14:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000117552 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000117552 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 16:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000117553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). The xxxxxx Bay Condominium Certification, or similar form is needed. An Condominium Project Certification, or similar, must be provided with the loan package on all projects per guidelines. <br>|  | Please see the attached xxxxxx Project review warranty form, updated HOA cert, master policy and HO-6 policy. - xxxxxx <br>This is a limited review so the budget is not required. - xxxxxx<br>| Corrected Condo Questionnaire provided shows max Commercial Space is 35%. Condition resolved. - xxxxxx<br>Please see the attached xxxxxx Project review warranty form, updated HOA cert, master policy and HO-6 policy. - xxxxxx<br>Condition upheld. Condo questionnaire states on page 4, question 4, that there is commercial space of 1400 sq ft that is 25% of the project. However question 5 states total commercial space is 2800, which would put the project over the FNMA max of 35%. - xxxxxx<br>This is a limited review so the budget is not required. - xxxxxx<br>|  | xxxxxx 16:31 | Resolved | 3 | 1 | 4 | 1 |
| 4000117553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 21:56 | Cleared | 1 | 1 | 4 | 1 |
| 4000117553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | The Last Loan Estimate was provided on (xxxxxx) which is on or after (xxxxxx), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) Missing Initial CD <br>|  | loan est ini - xxxxxx<br>| loan est ini - xxxxxx<br>. - xxxxxx<br>- xxxxxx<br>|  | xxxxxx 16:29 | Resolved | 1 | 1 | 4 | 1 |
| 4000117553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | cd ini - xxxxxx<br>| Received ICD - xxxxxx<br>cd ini - xxxxxx<br>|  | xxxxxx 16:00 | Resolved | 4 | 1 | 4 | 1 |
| 4000117553 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure was provided on (xxxxxx) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (xxxxxx). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (xxxxxx), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (20260218), for consummation to occur on (xxxxxx). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Received the initial CD, however it was not signed and electronic receipt was not evidenced in the loan file. Please provide evidence of date received. Received ICD, however it was not signed and electronic delivery was not located in the file. Provide proof of borrowers receipt <br>|  | cd - xxxxxx <br>Please see the attached xxxxxx Project review warranty form, updated HOA cert, master policy and HO-6 policy.<br>Thank you.<br>- xxxxxx<br>| Received signed ICD - xxxxxx<br>cd - xxxxxx<br>Please see the attached xxxxxx Project review warranty form, updated HOA cert, master policy and HO-6 policy.<br>Thank you.<br>- xxxxxx<br>|  | xxxxxx 16:57 | Resolved | 3 | 1 | 4 | 1 |
| 4000117616 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000117616 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000117616 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000117633 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | DSCR does not meet Guidelines | The subject DSCR does not meet guideline requirements. Per the final loan application, the subject property will be the borrower's primary residence. DSCR program is for investment property and second homes per the lender's guidelines. <br>|  | UPDATED 1003 - xxxxxx<br>| Corrected 1003 provided. Condition resolved. - xxxxxx<br>UPDATED 1003 - xxxxxx<br>|  | xxxxxx 02:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000117633 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Purchase Contract - Parties | All parties were not properly identified on the Purchase Contract. Missing an Addendum to the Purchase Contact listing our Borrower as the Buyer. The Buyer per the Purchase Contract does not match our Borrower per the Note, Mortgage and Closing Protection Letter. The Purchase contract provided in the loan file verifies the Buyer asxxxxxx; however, the Borrower per the loan documents is xxxxxx, President of xxxxxx. Documents provided in the loan file verify the Borrower is the Agent/Managing Member ofxxxxxx. The Borrower filed the Certificate of Inc. for xxxxxx in the state of New Jersey on xxxxxx. Lender to revisit the purchase contract and advise. <br>|  | COS Addendum - xxxxxx<br>| Contract addendum provided. Condition resolved. - xxxxxx<br>COS Addendum - xxxxxx<br>|  | xxxxxx 16:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000117633 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 1.7 which meets the lender's guidelines of a third-party valuation with a risk score of 2.5 or less. <br>|  |  | The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 1.7 which meets the lender's guidelines of a third-party valuation with a risk score of 2.5 or less. - xxxxxx<br>|  | xxxxxx 16:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000117633 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 16:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000117633 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Title Document is Incomplete | Title document is incomplete. Final Title policy or updated Commitment to reflect xxxxxx as vested entity. Title document is incomplete. <br>|  |  | Title documents are fully present - xxxxxx<br>|  | xxxxxx 18:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000117653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000117653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117657 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000117657 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000117657 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing Power of Attorney | The deed was signed using a Power of Attorney for xxxxxx. This power of attorney is missing from the loan file.  |  | POA - xxxxxx<br>| Received notarized POA - xxxxxx<br>POA - xxxxxx<br>|  | xxxxxx 17:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000117659 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000117659 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000117659 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 23:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000117750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000117750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000117750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000117826 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 13:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000117826 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 13:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000117826 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 13:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000117838 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000117838 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000117838 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000117846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:55 | Cleared | 1 | 1 | 2 | 1 |
| 4000117846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:56 | Cleared | 1 | 1 | 2 | 1 |
| 4000117846 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. The loan file is missing the Initial Escrow Disclosure. <br>|  |  | Not required for DSCR loans. - xxxxxx<br>|  | xxxxxx 14:56 | Resolved | 2 | 1 | 2 | 1 |
| 4000117854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with a Low Risk score, CDA Value of $xxxxxx and CDA to Appraisal variance in value of 0.00% which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 18:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000117854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000117854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Corporation/LLC: Operating Agreement Doc is Incomplete | The Corporation/LLC: Operating Agreement in file is incomplete. The Restated operating agreement of xxxxxx document in file is illegible. <br>|  | Original OA and amended OA attached - xxxxxx<br>| Operating Agreement provided. Borrower has 66.66% of LLC. Condition resolved. - xxxxxx<br> Original OA and amended OA attached - xxxxxx |  | xxxxxx 19:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000117859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000117859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000117859 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000117868 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117868 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000117868 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000117869 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000117869 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000117869 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000117934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000117934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000117934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000117940 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please provide the xxxxxx rate lock agreement <br>|  | lock - xxxxxx <br>no xxxxxx rate lock only lock on cic le - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br> lock - xxxxxx<br> Condition upheld. Provide lock confirmation between xxxxxx and xxxxxx. - xxxxxx<br> no xxxxxx rate lock only lock on cic le - xxxxxx |  | xxxxxx 15:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000117940 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. The application requesting the EIN for xxxxxx is in the loan file, but proof of the EIN is missing. <br>|  | ein - xxxxxx <br>ein - xxxxxx<br>| Corporation/LLC: EIN documentation provided. Condition resolved. - xxxxxx<br>ein - xxxxxx<br>Condition upheld. Provide evidence of the EIN from the IRS. - xxxxxx<br>ein - xxxxxx<br>|  | xxxxxx 14:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000117940 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 00:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000117980 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | Missing escrow waiver. - xxxxxx<br>|  | xxxxxx 15:18 | Void | 1 |  | 4 | 1 |
| 4000117980 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:17 | Cleared | 1 | 1 | 4 | 1 |
| 4000117980 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. missing full appraisal <br>|  | appraisal - xxxxxx<br>| Appraisal provided. - xxxxxx<br>appraisal - xxxxxx<br>|  | xxxxxx 17:16 | Resolved | 4 | 1 | 4 | 1 |
| 4000117980 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Disclosure - Escrow Waiver Not Executed | Escrow Waiver is not executed. Missing escrow waiver. <br>|  | escrow waiver verbiage is on page 4 of the CD showing they waived - xxxxxx<br>| Escrow waiver verbiage on the CD, condition resolved. - xxxxxx<br>Signed FCD, page 4 escrow waiver - xxxxxx<br>escrow waiver verbiage is on page 4 of the CD showing they waived - xxxxxx<br>|  | xxxxxx 20:06 | Resolved | 3 | 1 | 4 | 1 |
| 4000117980 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Property | Appraisal - Other | There are additional appraisal findings. CDA received at file review states an Appraisal with a Report Date ofxxxxxx was reviewed. Appraisal provided after review has an effective date ofxxxxxx and Date of Signature and Report ofxxxxxx. Provide evidence that CDA is reflecting review of Appraisal received. <br>|  | 2/6 appraisal - xxxxxx<br>| Original Origination Appraisal provided. Condition resolved. - xxxxxx<br>2/6 appraisal - xxxxxx<br>|  | xxxxxx 17:03 | Resolved | 3 | 1 | 4 | 1 |
| 4000117984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with risk score of 1 and LCA with risk score of 4 and a CDA with CDA Value to Appraisal with 0.00% variance which meets the lender's guidelines. <br>|  |  | The loan file contains a CU with risk score of 1 and LCA with risk score of 4 and a CDA with CDA Value to Appraisal with 0.00% variance which meets the lender's guidelines. - xxxxxx<br>|  | xxxxxx 19:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000117984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:43 | Cleared | 1 | 1 | 3 | 1 |
| 4000117984 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing 12-month housing history for primary residence @ xxxxxx as required per lender's guidelines. The borrower has rented for $xxxxxx a month for 4.5 years per the loan application. <br>|  | see attached - xxxxxx<br>| 12 months bank statements showing rent payment was provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 14:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000117985 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000117985 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000117985 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000117986 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000117986 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000117986 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000117992 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. A 4506-C could not be found in the loan documents. <br>|  | Attached 4506C - xxxxxx<br>| 4506 provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>Attached 4506C - xxxxxx<br>|  | xxxxxx 16:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000117992 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000117992 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 23:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000117995 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000117995 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000117995 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Funds from xxxxxx account ending xxxxxx for $xxxxxx was used in the approval. From the screenshot provided, the account was opened onxxxxxx. Per guidelines, the most recent one-month (1) statement is required. Please provide the statement showing a full 30 days. <br>|  | Please not bank statement is not required, the LTV on this loan is 65% which is below 70% LTV so 1 month of bank statement is not Required. - xxxxxx<br>| Bank statement is not required, the LTV on this loan is 65% which is below 70% LTV. - xxxxxx<br>Please not bank statement is not required, the LTV on this loan is 65% which is below 70% LTV so 1 month of bank statement is not Required. - xxxxxx<br>|  | xxxxxx 13:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000117995 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. The wire transfer of $xxxxxxis documented in the loan fle, but the bank statement showing where the wire originated from is missing from the loan file. Please provide the bank statement to document the transfer of these funds. <br>|  | The Ernest money is from the borrower, please see attached - xxxxxx<br>| EMD evidence of borrower provided, condition resolved. - xxxxxx<br>The Ernest money is from the borrower, please see attached - xxxxxx<br>|  | xxxxxx 13:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000117997 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | xxxxxx 19:22 | Cleared | 1 | 1 | 2 | 1 |
| 4000117997 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. The loan file is missing the Initial Escrow Disclosure. <br>|  | Not required on DSCR loans - xxxxxx<br>| Confirmed it is not required - xxxxxx<br>Not required on DSCR loans - xxxxxx<br>|  | xxxxxx 17:32 | Resolved | 2 | 1 | 2 | 1 |
| 4000117997 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 19:21 | Cleared | 1 | 1 | 2 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 8 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Moderate Risk and a CDA Value of $xxxxxx with a CDA Value to Appraisal Value variance of 0.00% which meets the lender's guidelines. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Moderate Risk and a CDA Value of $xxxxxx with a CDA Value to Appraisal Value variance of 0.00% which meets the lender's guidelines.<br> - xxxxxx |  | xxxxxx 18:33 | Cleared | 1 | 1 | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 8 | xx/xx/xxxx | Compliance | TRID: Missing Loan Estimate | Missing Initial LE dated within 3 days of the xxxxxx application date <br>|  | Loan Estimate attached - xxxxxx<br>| Received ILE<br> - xxxxxx<br>Received ILE - xxxxxx<br>Loan Estimate attached - xxxxxx<br>|  | xxxxxx 17:16 | Resolved | 4 | 1 | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 8 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Disclosure Received and Intent To Proceed | The date the consumer indicated an intent to proceed with a transaction (xxxxxx) is before the date the consumer received the Loan Estimate (xxxxxx). A consumer cannot indicate an intent to proceed with a transaction until it receives the Loan Estimate. Under Regulation Z, neither a creditor nor any other person may impose a fee, other than a credit report fee, before the consumer has received the Loan Estimate and indicated to the creditor an intent to proceed with the transaction described by the Loan Estimate. (12 CFR 1026.19(e)(2)(i)(A)) Missing Initial LE <br>|  | Loan Estimate attached - xxxxxx<br>| Received ILE<br> - xxxxxx<br>Received ILE - xxxxxx<br>Resolved - xxxxxx<br>Loan Estimate attached - xxxxxx<br>|  | xxxxxx 17:15 | Resolved | 3 | 1 | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 8 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Mailed/Delivered At Least Seven Business Days Before Consummation | The Initial Loan Estimate was delivered or placed in the mail on (xxxxxx), which is not seven business days before the consummation date of (xxxxxx). Seven business days before the consummation date is (xxxxxx). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the seventh business day before consummation of the transaction. (12 CFR 1026.19(e)(1)(iii)(B)) Missing Initial LE <br>|  |  | Void - xxxxxx<br>Received ILE<br> - xxxxxx<br>| . | xxxxxx 17:39 | Void | 1 |  | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 8 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | The Initial Loan Estimate Disclosure Date (xxxxxx) is more than 3 business days from the Application Date (xxxxxx). Three business days from the Application Date is (xxxxxx). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application. (12 CFR 1026.19(e)(1)(iii)) Missing Initial LE Received ILE<br>|  |  | Void - xxxxxx<br>Received ILE<br> - xxxxxx<br>|  | xxxxxx 17:35 | Void | 1 |  | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 8 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | A revised Loan Estimate was provided on (xxxxxx) via (Other). Under Regulation Z, a consumer must receive a revised Loan Estimate not later than four business days prior to consummation date of (xxxxxx). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (xxxxxx), which is three business days after it was delivered or placed in the mail. As a result, the revised Loan Estimate is not deemed to have been received at least four business days before consummation, which is (xxxxxx). (12 CFR 1026.19(e)(4)(ii)) . Received ILE<br>|  |  | Void - xxxxxx<br>Received ILE<br> - xxxxxx<br>|  | xxxxxx 17:36 | Void | 1 |  | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 8 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | The Last Loan Estimate was provided on (xxxxxx) which is on or after (xxxxxx), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) . <br>|  |  | Void - xxxxxx<br>Received ILE<br> - xxxxxx<br>| . | xxxxxx 17:39 | Void | 1 |  | 4 | 1 |
| 4000118009 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 8 of 8 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:32 | Cleared | 1 | 1 | 4 | 1 |
| 4000118015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | flood report - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>flood report - xxxxxx<br>|  | xxxxxx 16:25 | Resolved | 4 | 1 | 4 | 1 |
| 4000118015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the Fraud Report. <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 00:03 | Resolved | 3 | 1 | 4 | 1 |
| 4000118015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:10 | Cleared | 1 | 1 | 4 | 1 |
| 4000118015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 23:09 | Cleared | 1 | 1 | 4 | 1 |
| 4000118054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000118054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000118054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000118068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and LCA with no risk score which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 13:30 | Cleared | 1 | 1 | 2 | 1 |
| 4000118068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Missing US Patriot Act Disclosure or ID | Missing an executed US Patriot Act Disclosure or ID for the Borrower and xxxxxx to support US xxxxxx as stated on the loan applications. The US Patriot Act forms provided in the loan file are signed/dated by each borrower; however, the First Document List information was not xxxxxxtained.  |  | - xxxxxx <br>See attached - xxxxxx<br>| Received ID for both borrowers - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 16:54 | Resolved | 2 | 1 | 2 | 1 |
| 4000118068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 13:30 | Cleared | 1 | 1 | 2 | 1 |
| 4000118076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | See Attached - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>See Attached - xxxxxx<br>|  | xxxxxx 22:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000118076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000118076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000118160 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Per guidelines, Verification of business existence and that the business is fully operational / active required within ten (10) calendar <br> days of closing is required. This could not be found in the loan documents. <br>|  | vvoe - xxxxxx<br>| CPA verification provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>vvoe - xxxxxx<br>|  | xxxxxx 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000118160 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:14 | Cleared | 1 | 1 | 3 | 1 |
| 4000118160 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:14 | Cleared | 1 | 1 | 3 | 1 |
| 4000118180 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores of 2.5 or less which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 22:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000118180 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000118180 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000118182 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000118182 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000118182 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing Lease Agreement | Per the approval, the lease is being transferred to the borrower. Please provide the lease or documentation showing the transfer of the lease from the current seller to the borrower, as the lease in the file expired xxxxxx. <br>|  | See attached - xxxxxx<br>| Lease has been provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 14:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000118183 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. The Purchase Contract Addendum is missing changing Purchaser name from xxxxxx and xxxxxx to xxxxxx<br>|  | conditions - xxxxxx<br>| Condition set in error. Borrower's are purchasers on the Sales Contract, and signed the Note as Individuals, and as Members of the LLC. - xxxxxx<br>Condition set in error. Borrower's are purchasers on the Sales Contract, and signed the Note as Individuals, and as Members of the LLC. - xxxxxx<br>conditions - xxxxxx<br>|  | xxxxxx 19:22 | Resolved | 2 | 1 | 3 | 1 |
| 4000118183 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000118183 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 18:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000118183 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Asset 3 Missing | Asset documentation is missing from the file. Secured borrower funds from the refinance ofxxxxxx were used in the approval. Documentation of these funds is missing from the loan file. <br>|  | Here is the Note and Final HUD for the net proceeds form xxxxxx refinance. - xxxxxx | Final HUD from Refi was provided. - xxxxxx<br> Asset 3 Provided Or Not Applicable - xxxxxx<br> Here is the Note and Final HUD for the net proceeds form xxxxxx refinance. - xxxxxx |  | xxxxxx 14:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000118187 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | The Deed of Trust is Incomplete | The Deed of Trust is incomplete. The Deed of Trust is missing pages 7-15. Please provide a fully executed Deed of Trust with all required signatures and dates. The Deed of Trust also references a 1-4 Family Rider; however, the rider is not included in the loan package. <br>|  | Attached - xxxxxx<br>| Deed of Trust was provided. Condition resolved. - xxxxxx<br>The Deed of Trust is present and complete - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 18:49 | Resolved | 4 | 1 | 4 | 1 |
| 4000118187 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | Final CD: Closing Date is missing or inaccurate | Missing Final CD and/or Final Settlement Statement at closing <br>|  | Attached - xxxxxx<br>| Executed CD was provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | xxxxxx 18:52 | Resolved | 3 | 1 | 4 | 1 |
| 4000118187 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:42 | Cleared | 1 | 1 | 4 | 1 |
| 4000118228 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains the appraisal with a value of xxxxxx and a CU with risk score of 1.5 and CDA with Moderate Risk and CDA Value of $xxxxxx, or a -2.3% variance to the appraisal value, which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 16:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000118228 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Please provide the signed business purpose affidavit. <br>|  | Business purpose affidavit - xxxxxx<br>| BPA provided. Condition resolved. - xxxxxx<br>Business purpose affidavit - xxxxxx<br>|  | xxxxxx 18:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000118228 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.875' is less than the minimum required DSCR of'1'. <br>|  | UW response - xxxxxx<br>| System error. DSCR is calculated at 1.091%. - xxxxxx<br>The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br>UW response - xxxxxx<br>|  | xxxxxx 18:22 | Void | 3 |  | 3 | 1 |
| 4000118244 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Lender to provide the fully executed purchase contract for review. <br>|  | COS - xxxxxx<br>| Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>Purchase contract provided, condition resolved. - xxxxxx<br>COS - xxxxxx<br>|  | xxxxxx 17:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000118244 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000118244 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000118267 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000118267 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000118267 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000118281 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000118281 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 14:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000118281 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The loan file is missing the xxxxxx Bay Rate Lock. <br>|  | Lock - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>Lock - xxxxxx<br>|  | xxxxxx 16:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000118317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Master Policy Expiration Date is Prior To the Transaction Date | Master Policy expiration date is prior to the transaction date. The Condo master policy has an expiration date of xxxxxx, which is prior to the closing date of xxxxxx. Please provide the updated master policy. <br>|  | master insurance - xxxxxx<br>| Renewal policy provided. Condition resolved. - xxxxxx<br> Master Policy Expiration Date xxxxxx is Equal to or After the Transaction Date xxxxxx Or Master Policy Expiration Date Is Not Provided - xxxxxx<br> master insurance - xxxxxx |  | xxxxxx 20:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000118317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). The xxxxxx Condo or FNMA approval document could not be found in the loan documents. <br>|  | THIS WAS DONE AS A LIMITED REVIEW. - xxxxxx<br>| Limited Review was performed. Condition resolved. - xxxxxx<br>THIS WAS DONE AS A LIMITED REVIEW. - xxxxxx<br>|  | xxxxxx 20:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000118317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.763' is less than the minimum required DSCR of'1'. The loan was submitted with a minimum DSCR score of 1.00 and showing the loan had a score of 1.01. It appears that the condo association monthly fee was not added to the payment when the initial payment calculation was submitted. When the monthly condo fee of $1,027 is added to the payment then the score goes to .76, which does not qualify the way the loan was submitted. <br>|  | UPDATED LOCK CONFIRMATION - xxxxxx<br>| Loan was re-locked at DSCR 0.75-0.99. Condition resolved. - xxxxxx<br>The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br>UPDATED LOCK CONFIRMATION - xxxxxx<br>|  | xxxxxx 20:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000118317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | General and Limited: Certificate of Good Standing Doc is Missing | The loan file does not contain the General and Limited: Certificate of Good Standing. Please provide the Certificate of Good Standing that is dated within 30 days of the Note date <br>|  | certificate of good standing - xxxxxx<br>| Certificate of Good Standing provided. Condition resolved. - xxxxxx<br>certificate of good standing - xxxxxx<br>|  | xxxxxx 20:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000118317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000118317 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000118324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Flood Certificate Missing | Missing flood certificate. Lender to provide the flood cert for the subject property. <br>|  | flood cert - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>flood cert - xxxxxx<br>|  | xxxxxx 13:31 | Resolved | 4 | 1 | 4 | 1 |
| 4000118324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:21 | Cleared | 1 | 1 | 4 | 1 |
| 4000118324 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:21 | Cleared | 1 | 1 | 4 | 1 |
| 4000118340 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 16:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000118340 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide the verification of mortgage for the subject property for XXXXX XXXXX. <br>|  | VOM on the subject property attached - xxxxxx<br>| VOM provided, no lates reported, condition resolved. - xxxxxx<br>VOM on the subject property attached - xxxxxx<br>|  | xxxxxx 16:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000118340 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. Please provide the Initial Escrow Account Disclosure <br>|  | Not required on DSCR program loans - xxxxxx<br>| Not required for a DSCR loan. - xxxxxx<br>Not required on DSCR program loans - xxxxxx<br>|  | xxxxxx 16:28 | Void | 2 |  | 3 | 1 |
| 4000118341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000118341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 15:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000118341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 15:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000118354 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000118354 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The property is a 2-4 unit property. The Two- to Four-Unit Residential Appraisal Field Review Report has been provided but is incomplete (visual inspection not complete and market value incomplete). Please provide a valid third party revuew product. <br>|  | please see the field review that was provided with the original upload- The market value only gets completed if the estimated opinion of market value is changing which this is not. - xxxxxx<br>| Upon further review, condition resolved with the provided field review. - xxxxxx<br>please see the field review that was provided with the original upload- The market value only gets completed if the estimated opinion of market value is changing which this is not. - xxxxxx<br>|  | xxxxxx 19:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000118354 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Please provide the Business Purpose Affidavit <br>|  | see attached - xxxxxx<br>| Business Purpose Affidavit provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 20:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000118383 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000118383 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000118383 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000118391 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 12:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000118391 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 12:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000118391 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 12:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000118468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 04:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000118468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000118468 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000118503 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | 1-4 Family Rider is Missing | The file is missing the 1-4 Family Rider. Please provide the 1-4 Family Rider or Assignment of Rents <br>|  | LEASES AND RENTS RIDER - xxxxxx<br>| Received assignment of rents - xxxxxx<br>LEASES AND RENTS RIDER - xxxxxx<br>|  | xxxxxx 16:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000118503 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000118503 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000118509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 22:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000118509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 22:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000118509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 22:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000118519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 18:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000118519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000118519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Compliance | License: Loan Originator | The loan originator does not have a license in OH as of xxxxxx Per the NMLS website, the Loan Originator was issued a license in the state of OH onxxxxxx therefore the license was not valid at the time the application was taken onxxxxxx. <br>|  | loe - xxxxxx<br>| Concur. Initial documentation issued by licensed LO - xxxxxx<br>loe - xxxxxx<br>|  | xxxxxx 15:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000118519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee, Tech Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $xxxxxx for 0% tolerance fees.<br>The credit report and technology fee increased on the LE dated xxxxxx. <br>|  | cic addresses the changes - xxxxxx <br>le cic - xxxxxx<br>| Received CIC for increased fees - xxxxxx<br>- xxxxxx<br>cic addresses the changes - xxxxxx<br>The credit report and technology fee increased on the LE dated xxxxxx. - xxxxxx<br>le cic - xxxxxx<br>|  | xxxxxx 15:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000118519 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee, Tech Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). <br>|  | Received CIC for the increased fees. Finding resolved - xxxxxx <br>can this be waived? or more info provided? - xxxxxx<br>| Received CIC for the increased fees. Finding resolved - xxxxxx<br>Received CIC for the increased fees. Finding resolved - xxxxxx<br>can this be waived? or more info provided? - xxxxxx<br>- xxxxxx<br>|  | xxxxxx 19:30 | Resolved | 1 | 1 | 3 | 1 |
| 4000118532 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. Missing proof the $xxxxxx mortgage paymentxxxxxx #xxxxxx due for xxxxxx was not paid over 30 days late. The lender's guidelines require the primary mortgage to be current at time of closing with no late payments in the most recent 12 months. The loan file contains a mortgage statement verifying the last payment was for xxxxxx paid on xxxxxx and the subject loan closed on xxxxxx. <br>|  | Mortgage Statement - xxxxxx<br>| MLS provided. Condition resolved. - xxxxxx<br>Mortgage Statement - xxxxxx<br>|  | xxxxxx 13:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000118532 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a xxxxxx CDA with a Moderate Risk and a CDA Value to Appraisal with 0.00% variance which meets the lender's guidelines. <br>|  |  |  |  | xxxxxx 23:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000118532 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The loan file is missing the xxxxxx Rate Lock. <br>|  | xxxxxx Rate Lock - xxxxxx<br>| Investor rate lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>xxxxxx Rate Lock - xxxxxx<br>|  | xxxxxx 13:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000118540 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000118540 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000118540 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000118581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000118581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 14:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000118581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000118625 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000118625 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000118714 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:22 | Cleared | 1 | 1 | 3 | 2 |
| 4000118714 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 20:23 | Cleared | 1 | 1 | 3 | 2 |
| 4000118714 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. Missing Title Coverage Amount<br>|  | Final title policy - xxxxxx<br>| Final Title provided. Condition resolved. - xxxxxx<br>Title document has been provided. - xxxxxx<br>Final title policy - xxxxxx<br>|  | xxxxxx 13:40 | Resolved | 3 | 1 | 3 | 2 |
| 4000118714 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Program Parameters - Payment Shock | The subject loan does not meet program parameters for payment shock. The payment shock for the subject transaction exceeds the max allowed per guidelines. Per guidelines-FTxxxxxx Maximum payment shock of 250%. Borrower qualified/approved with payment shock exceeding 250% (379.33%). Exception approved in Expanded Prime+ for pay shock over guide limits (not to exceed 500%). <br>|  |  |  | Compensating factors-Borrowers income is 3x the rent, residual income $xxxxxx; ratios 16 points under max; minimal monthly tradeline payments. No rental income used to qualify. | xxxxxx 14:02 | Waived | 2 | 2 | 3 | 2 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 8 | xx/xx/xxxx | Compliance | The Initial 1003 is Missing | The Initial 1003 is missing. <br>|  | attached - xxxxxx<br>| Initial 1003 provided. Condition resolved. - xxxxxx<br>The Initial 1003 is present. - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 14:46 | Resolved | 3 | 1 | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 8 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. According to the Uniform Residential Loan Application, the borrower has occupied the current primary residence/subject property for the past three months. The borrower's previous primary residence was located at xxxxxx, where rent of $xxxxxx per month was paid for 2 years and 5 months.<br>Please provide 12 months of housing payment history, documented through canceled checks, bank statements showing rent debits, or an institutional Verification of Rent (VOR).<br>|  | attached - xxxxxx<br>| VOR and 12 months cancelled checks were provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 20:07 | Resolved | 3 | 1 | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 8 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:41 | Cleared | 1 | 1 | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 8 | xx/xx/xxxx | Compliance | Missing Doc - Homeownership Counseling Disclosure/Missing | Homeownership Counseling Disclosure is missing. <br>|  | attached - xxxxxx<br>| Homeownership Counseling Disclosure was provided. - xxxxxx<br>Received disclousre - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 16:46 | Resolved | 3 | 1 | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 8 | xx/xx/xxxx | Compliance | TRID: Missing Loan Estimate | Missing Initial LE and SPL dated xxxxxx per the Compliance Summary <br>|  | attached - xxxxxx<br>| Received LE - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 16:50 | Resolved | 4 | 1 | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 8 | xx/xx/xxxx | Compliance | Federal - Finance Charge Disclosure Tolerance (Closed End) | . <br>|  |  | Finding fired in error, voided. - xxxxxx<br>in error - xxxxxx<br>Resolved - xxxxxx<br>|  | xxxxxx 13:06 | Void | 1 |  | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 8 | xx/xx/xxxx | Compliance | Federal - Foreclosure Rescission Finance Charge Tolerance | . <br>|  |  | Finding fired in error, voided. - xxxxxx<br>in error - xxxxxx<br>Resolved - xxxxxx<br>|  | xxxxxx 13:06 | Void | 1 |  | 4 | 1 |
| 4000118755 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 8 of 8 | xx/xx/xxxx | Compliance | Intent to Proceed is Missing or Incomplete | Intent to Proceed is misisng <br>|  | Executed Intent to Proceed provided - xxxxxx <br>attached - xxxxxx<br>| Intent to Proceed provided. - xxxxxx<br>Executed Intent to Proceed provided - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 16:46 | Resolved | 3 | 1 | 4 | 1 |
| 4000118776 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000118776 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000118776 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000118824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000118824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000118824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000118854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Property Title Issue | Property title issue. Title Insurance does not reflect proposed insured as Lender and (ISAOA) <br>|  | See attached - xxxxxx <br>See CPL - xxxxxx<br>| CPL and Closing order showing proposed insured and coverage were provided. Condition resolved. - xxxxxx<br>Property Title Issue Resolved - xxxxxx<br>See attached - xxxxxx<br>Condition upheld. Provide Title Commitment or Final Title to show the correct Proposed insured amount and the Proposed Insured Lender. - xxxxxx<br>See CPL - xxxxxx<br>|  | xxxxxx 14:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000118854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000118854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000118854 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. The CPA leter is in file, but documentation of the ownership percentage of the business is missing from the loan file. <br>|  | Business filing shows he is individual owner. - xxxxxx<br>| Documentation provided. Condition resolved. - xxxxxx<br>Borrower 1 CPA letter provided - xxxxxx<br>Business filing shows he is individual owner. - xxxxxx<br>|  | xxxxxx 18:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000118862 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000118862 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. Verified the loan file contained xxxxxx CDA with CDA to Appraisal Value with 0.00% variance as required by the lender's guidelines. <br>|  |  |  |  | xxxxxx 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000118862 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000118930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing VVOE dated within 10 days consummation | The VVOE within 10 days of closing for xxxxxx could not be found in the loan documents.  |  | see attached - xxxxxx<br>| 3rd party VVOE provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 16:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000118930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000118930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines.<br> - xxxxxx<br>|  | xxxxxx 18:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000118955 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 14:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000118955 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 14:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000118955 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Missing Business Purpose Affidavit. <br>|  | Please see the attached Business Purpose Affidavit - xxxxxx<br>| Business Purpose and Occupancy Affidavit provided. - xxxxxx<br>Please see the attached Business Purpose Affidavit - xxxxxx<br>|  | xxxxxx 14:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000118957 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Credit Documentation - Payment History Missing | The loan file did not contain sufficient documentation to verify the payment history as required. 3rd party documentation showing proof that the xxxxxx xxxxxx and xxxxxx xxxxxx payments were made on the xxxxxx Account # (ending in xxxxxx), xxxxxx Account# (ending in XXXX), and the xxxxxx# (ending in xxxxxx). The applicable mortgage accounts were reflected on the Credit Report dated xxxxxx<br>|  | Attached is an updated credit report showing payments. - xxxxxx<br>| Credit Supplement provided showing updated pay-history. - xxxxxx<br>Attached is an updated credit report showing payments. - xxxxxx<br>|  | xxxxxx 20:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000118957 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000118957 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide Third Party Valuation product missing from the loan file. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx- xxxxxx |  | xxxxxx 20:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000118958 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing Verification rent for xxxxxx<br>|  | rent-free letter uploaded - xxxxxx<br>| Rent-Free letter provided. Condition cleared. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>rent-free letter uploaded - xxxxxx<br>|  | xxxxxx 18:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000118958 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000118958 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value $xxxxxx. Appraised value $xxxxxx. - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraised value $xxxxxx. - xxxxxx |  | xxxxxx 18:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000118961 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Property Title Issue | Property title issue. A special assessment in the amount of $xxxxxx is reflected on title. As the subject property is new construction, there is no documentation in the loan file confirming whether this assessment was paid by the seller at closing or assumed by the borrower. The lender must verify the status of the assessment with the title company and provide supporting documentation confirming its resolution. <br>|  | The tax bill is in the file and attached above, and confirms the "Original Assessment" was $xxxxxx, but the "Current Balance" is only $xxxxxx and is collected semi-annually / 6 = $xxxxxx monthly and was included in the Proposed PITIA as "Other" - borrower is billed every six monthly. - xxxxxx | Explanation provided. Condition resolved. - xxxxxx<br> Property Title Issue Resolved - xxxxxx<br> The tax bill is in the file and attached above, and confirms the "Original Assessment" was $xxxxxx, but the "Current Balance" is only $xxxxxx and is collected semi-annually / 6 = $xxxxxx monthly and was included in the Proposed PITIA as "Other" - borrower is billed every six monthly. - xxxxxx |  | xxxxxx 18:48 | Resolved | 3 | 1 | 4 | 1 |
| 4000118961 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:53 | Cleared | 1 | 1 | 4 | 1 |
| 4000118961 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:53 | Cleared | 1 | 1 | 4 | 1 |
| 4000118961 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Other Credit Finding | There is another monthly payment of $xxxxxx included in the PITIA, but documentation to support the additional payment is missing from the loan file.  |  | attached above is documentation to support the additional $xxxxxx(semi-annual assessment $xxxxxx / 6 = xxxxxxmonthly) and is part of the HOA fee but is a special additional tax assessment that was levied. SIDs = Special Improvement Districts) and LIDs = Local Improvement Districts). Please clear audit. - xxxxxx | Documentation provided showing it is a special assessment. Condition resolved. - xxxxxx<br> attached above is documentation to support the additional $xxxxxx (semi-annual assessment $xxxxxx / 6 = xxxxxx monthly) and is part of the HOA fee but is a special additional tax assessment that was levied. SIDs = Special Improvement Districts) and LIDs = Local Improvement Districts). Please clear audit. - xxxxxx |  | xxxxxx 20:35 | Resolved | 4 | 1 | 4 | 1 |
| 4000119000 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Per guidelines, a Verbal Verification of Employment (VVOE) must be completed within ten (10) calendar days of the closing date. This documentation is missing from the loan file. <br>|  | vvoe - xxxxxx<br>| VVOE was provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>vvoe - xxxxxx<br>|  | xxxxxx 21:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000119000 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:14 | Cleared | 1 | 1 | 3 | 1 |
| 4000119000 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Disclosure - ARM Disclosure/Late | The ARM Disclosure was not provided within 3 days of application date. The Early ARM Disclosure Statement located on page 313 was signed by the borrower on xxxxxx. Need proof disclosure was provided within 3 days of application date. <br>|  | attached response, please review and clear loan for purchase. thank you - xxxxxx<br>| Confirmed disclousre was sent within 3 days of program change, - xxxxxx<br>attached response, please review and clear loan for purchase. thank you - xxxxxx<br>|  | xxxxxx 15:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000119015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:00 | Cleared | 1 | 1 | 4 | 1 |
| 4000119015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | initial CD - xxxxxx<br>| Received ICD - xxxxxx<br>initial CD - xxxxxx<br>|  | xxxxxx 14:34 | Resolved | 4 | 1 | 4 | 1 |
| 4000119015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:00 | Cleared | 1 | 1 | 4 | 1 |
| 4000119052 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx. - xxxxxx | CDA supporting value provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx. - xxxxxx |  | xxxxxx 19:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000119052 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Title - Unpaid Liens | Title documents provided in the loan file reflected unpaid liens. Missing satisfactory of judgment/lien in the amount of $xxxxxxfor subject borrower dated xxxxxx. <br>|  | Lien does not belong to borrower. - xxxxxx<br>| Evidence provided to show Liens are not Borrower. - xxxxxx<br>Lien does not belong to borrower. - xxxxxx<br>|  | xxxxxx 19:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000119052 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000119060 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000119060 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119060 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000119150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000119150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000119233 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Delinquent Credit History | Delinquent Credit History Meets G/L Requirement should be N/A when there is no delinquent credit history. N/A selected <br>|  | Please clarify. No delinquencies are showing on Credit Report or UDN - xxxxxx<br>| Condition set in error. - xxxxxx<br>Please clarify. No delinquencies are showing on Credit Report or UDN - xxxxxx<br>n/a - xxxxxx<br>|  | xxxxxx 20:36 | Void | 1 |  | 3 | 1 |
| 4000119233 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Program Parameters - Borrower/Business Entity Ineligibility | Per guides: Any loan submitted with less than twelve (12) months of consecutive bank statements will not be eligible for purchase by xxxxxx - only 11 months banks of consecutive business bank statements are provided xxxxxx lapse of 74 calendar days to the loan application datexxxxxx. Bank statements must be most recent available at time of application and must be consecutive. The file is missing the bank statements for xxxxxx and xxxxxx.  |  | Updated Bank statements and income calc sheet - xxxxxx<br>| Bank statements and income worksheet provided. - xxxxxx<br>Updated Bank statements and income calc sheet - xxxxxx<br>|  | xxxxxx 17:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000119233 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000119233 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000119233 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. CPA letter provided however we're missing the expense ratio that was used to calculate the borrower income @ 35%. <br>|  | Guidelines do not state expense factor needs to be noted on CPA Letter just ownership - xxxxxx <br> Bank Statements, xxxxxx - xxxxxx | Borrower 1 CPA letter provided - xxxxxx<br> Condition set in error. CPA letter states business is solely owned by Borrower. 35% expense factor was used per guidelines. - xxxxxx<br> Guidelines do not state expense factor needs to be noted on CPA Letter just ownership - xxxxxx<br> Bank Statements, xxxxxx - xxxxxx |  | xxxxxx 19:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000119236 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | AUS - Findings Missing | The loan file did not contain the AUS findings as required. The loan application identifies the borrower as self-employed with <25% ownership; however, the 2024 K-1 shows the borrower owns 100% of xxxxxx. Because the borrower holds ≥25% ownership, FNMA requires classification as self-employed. Please resubmit DU with the borrower correctly identified as self-employed so DU findings align with the proper employment type. <br>|  | See updated AUS - xxxxxx <br>See attached - xxxxxx<br>| Updated AUS provided. Condition resolved. - xxxxxx<br>See updated AUS - xxxxxx<br>Condition upheld. Provide corrected AUS (DU) Borrower is self-employed, not a Wage Earner. The AUS (DU) states the Borrower is a Wage Earner. - xxxxxx<br>See attached - xxxxxx<br>|  | xxxxxx 15:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000119236 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000119236 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000119254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000119254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000119254 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 15:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000119258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000119258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 18:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000119258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx/xxxxxx rate lock agreement is missing from the loan file. <br>|  | Rate lock Agreement - xxxxxx <br>Rate Lock confirmation - xxxxxx<br>| Evidence of Rate Lock Provided - xxxxxx<br> Rate lock Agreement - xxxxxx<br> Condition upheld. Provide Lock between xxxxxxx and xxxxxx. - xxxxxx<br> Rate Lock confirmation - xxxxxx |  | xxxxxx 13:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000119258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Per the credit report, the xxxxxx account was 90 days old as of xxxxxx. Per guidelines, all derogatory revolving and installment accounts greater than sixty (60) days within four (4) years of closing require a full explanation. This documentation is missing from the loan file. <br>|  | LOE signed by borrower. - xxxxxx<br>| LOE provided from Borrower. - xxxxxx<br> LOE signed by borrower. - xxxxxx |  | xxxxxx 17:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000119274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:57 | Cleared | 1 | 1 | 4 | 1 |
| 4000119274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:58 | Cleared | 1 | 1 | 4 | 1 |
| 4000119274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. Missing secondary valuation <br>|  | AVM - xxxxxx<br>| AVM supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>AVM - xxxxxx<br>|  | xxxxxx 13:37 | Resolved | 4 | 1 | 4 | 1 |
| 4000119278 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000119278 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000119278 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000119287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000119287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000119287 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119345 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000119345 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1 which meets the lender's guideline requirements. <br>|  |  |  |  | xxxxxx 04:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000119345 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Corporation/LLC: Certificate of Good Standing Doc is Missing | The loan file does not contain the Corporation/LLC: Certificate of Good Standing. The certificate of good standing is in the file, but datedxxxxxx. The Note date isxxxxxx, making the document 31 days old. Per guidelines, Certificate of Good Standing must be dated within 30 days of closing. Please provide the updated certificate of good standing. <br>|  | Your calculation being used to count the number of days is flawed. You are including the day the good standing cert was xxxxxxtained in the calculation but the day it is received has not had a day pass until the next day. So forxxxxxx the first day counted would bexxxxxxhich would make the good standing cert exactly 30 days old as of the note date. A new cert is not required. - xxxxxx<br>| Condition set in error. - xxxxxx<br>Your calculation being used to count the number of days is flawed. You are including the day the good standing cert was xxxxxxtained in the calculation but the day it is received has not had a day pass until the next day. So forxxxxxx the first day counted would bexxxxxxhich would make the good standing cert exactly 30 days old as of the note date. A new cert is not required. - xxxxxx<br>|  | xxxxxx 14:20 | Void | 3 |  | 3 | 1 |
| 4000119351 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 14:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000119351 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Verification Documentation - VOM Missing/Incomplete | The mortgage history in the loan file was incomplete or missing. The loan file did not contain a Verifiction of Mortgage as required. Missing the documentation confirming the CPA / CTEC license is verified and active. A screen shot of the IRS web site for an IRS Enrolled Agent (EA) is acceptable. <br>|  | see attached - xxxxxx<br>| Evidence CPA is licensed was provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 19:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000119351 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | VVOE is incomplete or inaccurate | Missing an internet search of the business is required with documentation to be included in the credit file to support existence of the business for xxxxxx, as required per guides.  |  | see attached - xxxxxx<br>| Internet Search provided. Condition resolved. - xxxxxx<br> see attached - xxxxxx |  | xxxxxx 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000119351 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | xx/xx/xxxx | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Missing: The letter of explanation for the xxxxxx account with (1x30 4/23 + 1x60 5/2023 + 1x90 6/2023) - total late 4/23-6/23 = 1x90 within the last 4 years. Guides require an LOE for All derogatory revolving and installment accounts > sixty (60) days within four (4) years of closing. <br>|  | see attached - xxxxxx<br>| LOE for late payments from 2023 was provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 19:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000119351 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 14:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000119357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000119357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000119357 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000119424 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000119424 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000119424 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000119432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000119432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 20:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000119536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000119536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000119536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 7 | xx/xx/xxxx | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. Lender to provide the fully executed purchase contract for the subject property including all addendums for review. <br>|  | COS - xxxxxx<br>| Cash on Sale contract provided. Condition resolved. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>COS - xxxxxx<br>|  | xxxxxx 17:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 7 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Please provide the homeowners insurance declarations page including the premium and loss payee clause naming the lender for the subject property<br>|  | HOI - xxxxxx<br>| HOI Policy and RCE provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>HOI - xxxxxx<br>|  | xxxxxx 17:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 7 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Please provide the fraud report including the exclusionary lists for all interested parties in the loan transaction. <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 17:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 7 | xx/xx/xxxx | Credit | Asset 2 Missing | Asset documentation is missing from the file. The loan was approved using assets from the xxxxxx bank statement for account ending xxxxxx with a balance of $xxxxxx. This statement is missing from the loan file.Please provide the xxxxxx and xxxxxx xxxxxx bank statements for account ending in xxxxxx to verify that the $xxxxxx earnest money deposit (EMD) cleared the account. <br>|  | xxxxxx statement - xxxxxx | Statement provided. Condition resolved. - xxxxxx<br>Asset 2 Provided Or Not Applicable - xxxxxx<br>chase statement - xxxxxx<br>|  | xxxxxx 17:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 7 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 7 | xx/xx/xxxx | Compliance | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | A revised Loan Estimate was provided on (xxxxxx) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive a revised Loan Estimate not later than four business days prior to consummation date of (xxxxxx). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (xxxxxx), which is three business days after it was delivered or placed in the mail. As a result, the revised Loan Estimate is not deemed to have been received at least four business days before consummation, which is (xxxxxx). (12 CFR 1026.19(e)(4)(ii)) Revised LE issued xxxxxx didn't have the borrower signature on it. There wasn't any disclosure tracking information in the file. <br>|  | PLEASE SEE ATTACHED LOE AND LE, COC LE, AND INITIAL CD. - xxxxxx <br> INITIAL CD DATED xxxxxx WAS ISSUED AFTER THE LE DATED xxxxxx - xxxxxx | Received electronic delivery - xxxxxx<br> Resolved - xxxxxx<br> PLEASE SEE ATTACHED LOE AND LE, COC LE, AND INITIAL CD. - xxxxxx<br> The finding is for the receipt by the borrower of the LE issued xxxxxx. - xxxxxx<br> INITIAL CD DATED xxxxxx WAS ISSUED AFTER THE LE DATED xxxxxx - xxxxxx |  | xxxxxx 15:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000119581 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 7 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide the hazard and tax statements for xxxxxx supporting a montly payment of $xxxxxx and the hazard statement for xxxxxx. <br>|  | xxxxxx DOCS - xxxxxx | REO Docs provided. Condition resolved. - xxxxxx<br> xxxxxx - xxxxxx |  | xxxxxx 17:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000119599 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000119599 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000119599 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 23:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000119640 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000119640 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000119640 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000119671 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$xxxxxx, are less than $xxxxxx. Lender to provide the most recent bank statement(s) for the borrower to verify he has sufficient funds to meet the 3 month reserve requirement & funds for closing. Per the HUD one in file, borrower also needed to bring $xxxxxx to closing. He is short a total of $ xxxxxx <br>|  | The borrower did a cash out refinance on another property. Please see the attached HUD that would provide enough funds for closing as well as to cover reserves. This was noted on the final application in the asset section. - xxxxxx<br>| Settlement Statement from Simultaneous Refinance on another REO was provided. Condition resolved. - xxxxxx<br>Liquid Funds Post-Close are greater than or equal to $xxxxxx. - xxxxxx<br>The borrower did a cash out refinance on another property. Please see the attached HUD that would provide enough funds for closing as well as to cover reserves. This was noted on the final application in the asset section. - xxxxxx<br>|  | xxxxxx 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000119671 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000119671 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. Please provide the business purpose affidavit <br>|  | attached - xxxxxx<br>| Business Purpose Affidavit provided. Condition resolved. - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 16:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000119685 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000119685 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 23:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000119685 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx are less than $xxxxxx. Reserves-8; $xxxxxx – xxxxxx 6 Months + Additional Financed Properties (2) Months Incremental PITIA/ITIA Per Financed Property (departure property) Total Cash reserves of xxxxxx are less than $xxxxxx. <br>|  | see attached - xxxxxx <br> xxxxxxin assets +$xxxxxx appraisal and $xxxxxx HOI= $xxxxxx Total - xxxxxx cash to close = $xxxxxx in reserves which is 8 months - xxxxxx | Updated asset statement provided. Condition resolved. - xxxxxx<br> Total Cash reserves are greater than $xxxxxx. - xxxxxx<br> see attached - xxxxxx<br> Condition upheld. Borrower is short $xxxxxx in funds to close + reserves. HOI and Appraisal Fee were POC, and do not get credited back. - xxxxxx<br> xxxxxx in assets +$xxxxxx appraisal and $xxxxxx HOI= $xxxxxx Total - xxxxxx cash to close = $xxxxxx in reserves which is 8 months - xxxxxx |  | xxxxxx 15:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000119685 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. Missing tax documentation for $xxxxxxmo/ $xxxxxx annually <br>|  | please re-review the tax bill in the title report as there is tax and school tax. - xxxxxx<br>| Tax Cert and explanation provided. - xxxxxx<br>Evidence of property tax is present - xxxxxx<br>please re-review the tax bill in the title report as there is tax and school tax. - xxxxxx<br>|  | xxxxxx 20:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000119695 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 23:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000119695 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 23:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000119695 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the second mortgage or line of credit information for xxxxxx. The lender added a payment of $xxxxxx on the Final 1003; therefore, the payment needs to be verified. <br>|  | Please note the taxes are escrowed and included in the mortgage payment. The hazard is not escrowed. The premium is xxxxxx/12=$xxxxxx<br> - xxxxxx | REO Docs provided. Condition resolved. - xxxxxx<br> Please note the taxes are escrowed and included in the mortgage payment. The hazard is not escrowed. The premium is xxxxxx/12=$xxxxxx<br> - xxxxxx |  | xxxxxx 15:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000119754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Low Risk and CDA Value of $xxxxxx which is a 0.00% variance to the Appraisal value of $xxxxxx. <br>|  |  |  |  | xxxxxx 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000119754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119759 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119759 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119759 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000119858 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with Low Risk and 0.00 variance from the appraisal value. <br>|  |  |  |  | xxxxxx 15:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000119858 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000119858 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000119892 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000119892 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000119892 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000120043 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. The asset statement provided for account ending in xxxxxx with a balance of $xxxxxx is missing the bank name and 30 days of transaction history. It coversxxxxxx - xxxxxx. Per guidelines, the statement must cover the full 30 days. Please provide the complete asset statement. <br>|  | Bank statement attached with Bank Name. Two months bank statement are not required, LTV is below 70%. <br>- xxxxxx<br>| Seller clarification provided, not required as LTV is below 70%, condition resolved. - xxxxxx<br>Bank statement attached with Bank Name. Two months bank statement are not required, LTV is below 70%. <br>- xxxxxx<br>|  | xxxxxx 16:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000120043 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000120043 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000120064 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000120064 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000120064 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000120076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:07 | Cleared | 1 | 1 | 2 | 2 |
| 4000120076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:07 | Cleared | 1 | 1 | 2 | 2 |
| 4000120076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Blanket exception waiver for investor property first time buyer with a FICO greater than 700 and there is no other exceptions in the file <br>|  |  |  | FICO greater than 700 and there is no other exceptions in the file | xxxxxx 16:58 | Waived | 2 | 2 | 2 | 2 |
| 4000120109 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. 1008/Approval not located in file <br>|  | 1008 - xxxxxx<br>| Approval/Underwriting Summary provided. Condition resolved. - xxxxxx<br>1008 - xxxxxx<br>|  | xxxxxx 14:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000120109 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | FRAUD REPORT - xxxxxx<br>| Third party fraud report is provided. Condition resolved. - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 14:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000120109 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000120109 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 22:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000120258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | Missing Warranty / Transfer Deed | Warranty / Transfer Deed is not provided. The transfer deed completedxxxxxx has incorrect vesting showing xxxxxx, xxxxxx and xxxxxx and does not match the mortgagees and updated sales contract addendum completedxxxxxxo only show the vested individuals xxxxxx and xxxxxx. <br>|  | attached - xxxxxx<br>| Correct transfer deed datedxxxxxxrovided; finding resolved - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 16:59 | Resolved | 4 | 1 | 4 | 1 |
| 4000120258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. The xxxxxx shows 300 payments for the seller with purchase date ofxxxxxx evidence the PPA has been PIF is not provided and not evident on the HUD to confirm it was paid off at closing. As stated in the sales contract - the solar is owned. Per the appraisal the solar panels are leased. Missing evidence of updated solar PPA agreement with buyer and UCC-1 does/does not apply going forward or evidence the solar PPA is PIF. Per the contract IF YOU SELL YOUR HOME: If the new homeowner does not agree to assume the Agreement, or if they don't qualify based on any of the above criteria, you are required to purchase the System. <br>|  | attached - xxxxxx<br>| Evidence of Service transfer was provided. Condition resolved. - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 22:09 | Resolved | 3 | 1 | 4 | 1 |
| 4000120258 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The loan file is missing the Third Party Valuation. <br>|  | attached - xxxxxx <br>attached - xxxxxx<br>| CU and LCA provided. Condition resolved. - xxxxxx<br>attached - xxxxxx<br>Condition upheld. Provide LCA from FHLMC. Per guidelines, both are to be ran at the same time - xxxxxx<br>attached - xxxxxx<br>|  | xxxxxx 13:05 | Resolved | 3 | 1 | 4 | 1 |
| 4000120297 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains the required AVM with xxxxxx AVM Estimate of $xxxxxx with a High Confidence Score (FSD 0.05) which supports the $xxxxxx value used per appraisal waiver and meets the lender's requirements equal to or greater than 80% confidence score. <br>|  |  |  |  | xxxxxx 15:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000120297 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 15:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000120297 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000120332 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000120332 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000120332 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000120347 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000120347 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000120354 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000120354 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000120354 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000120393 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. Lender to provide the CPA letter to verify ownership and financial health of the business used for qualifying income. <br>|  | BUSINESS NARRATIVE WAS PROVIDED AND HAS THE CPA INFO. - xxxxxx<br>| Business Narrative and CPA verification provided. Condition resolved. - xxxxxx<br>Borrower 1 CPA letter provided - xxxxxx<br>BUSINESS NARRATIVE WAS PROVIDED AND HAS THE CPA INFO. - xxxxxx<br>|  | xxxxxx 15:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000120393 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 15:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000120393 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | Approval - Lender Income Calculation Missing | The loan file did not contain the lender income calculation worksheet as required. Lender to provide the UW income calculator and rental income/ loss worksheet t for the investment properties. <br>|  | UNDERWRITER CALCULATION - xxxxxx<br>| Income calc was provided. Condition resolved. - xxxxxx<br>UNDERWRITER CALCULATION - xxxxxx<br>|  | xxxxxx 15:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000120393 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing Tangible Net Benefit Disclosure | Tangible Net Benefit Disclosure was not provided. <br>|  | Its a Cash out refinance, this shouldn't be required, - xxxxxx<br>| Confirmed TNB not required - xxxxxx<br>Its a Cash out refinance, this shouldn't be required, - xxxxxx<br>|  | xxxxxx 13:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000120398 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 17:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000120398 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 17:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000120398 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000120480 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000120480 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000120480 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000120512 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. Credit file must contain documentation that the EA license is verified and active. A screen shot of the IRS web site for an IRS Enrolled Agent (EA) is acceptable. <br>|  | see attached - xxxxxx<br>| CPA Verification provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 15:31 | Resolved | 3 | 1 | 4 | 1 |
| 4000120512 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 18:28 | Cleared | 1 | 1 | 4 | 1 |
| 4000120512 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 18:27 | Cleared | 1 | 1 | 4 | 1 |
| 4000120512 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | xx/xx/xxxx | Credit | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss missing. Per the lock confirmation in file, the borrower was approved using 2 years of P&L's , but only 1 year is in the loan file. Please provide the additional year of P&L's or the updated lock agreement. <br>|  | see attached - xxxxxx <br>The lock has been updated - xxxxxx<br>| Updated lock to show 1 year P&L was provided. Condition resolved. - xxxxxx<br>Borrower 1 YTD Profit & Loss Provided - xxxxxx<br>see attached - xxxxxx<br>Condition upheld. Provide update lock. - xxxxxx<br>The lock has been updated - xxxxxx<br>|  | xxxxxx 13:52 | Resolved | 3 | 1 | 4 | 1 |
| 4000120512 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. The loan is not escrowed. Please provide the escrow waiver <br>|  | see attached - xxxxxx<br>| Received waiver - xxxxxx<br>see attached - xxxxxx<br>|  | xxxxxx 14:45 | Resolved | 3 | 1 | 4 | 1 |
| 4000120512 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing An alternate conformation that there is no new debt is required and may include a new credit report, pre-close credit score soft-pull or gap report. This documentation is missing from the loan file. <br>|  | please see attached - xxxxxx<br>| Gap Report provided. Condition resolved. - xxxxxx<br>please see attached - xxxxxx<br>|  | xxxxxx 15:30 | Resolved | 4 | 1 | 4 | 1 |
| 4000120546 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000120546 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | xxxxxx 19:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000120558 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000120558 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 19:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000120558 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 19:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000120579 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | What is a Gap Credit Report? We did not every had to provide a Gap credit report.<br>- xxxxxx<br>| Seller provided mortgage statements in the original file to show the payments on all properties are up to date.<br> - xxxxxx<br>Seller provided mortgage statements in the original file to show the payments on all properties are up to date. - xxxxxx<br>What is a Gap Credit Report? We did not every had to provide a Gap credit report.<br>- xxxxxx<br>|  | xxxxxx 16:09 | Resolved | 4 | 1 | 4 | 1 |
| 4000120579 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | xx/xx/xxxx | Credit | Asset 2 Missing | Asset documentation is missing from the file. Missing xxxxxx statement for account ending in xxxxxx; Missing xxxxxx statement for account ending in xxxxxx to verify $xxxxxxEMD. <br>|  | Bank Statement is not required, the EMD check is from the borrower and the LTV is below 70% so bank statements are not required. - xxxxxx<br>| EMD check provided in the file.<br> - xxxxxx<br>EMD check provided in the file. - xxxxxx<br>Bank Statement is not required, the EMD check is from the borrower and the LTV is below 70% so bank statements are not required. - xxxxxx<br>|  | xxxxxx 16:10 | Resolved | 3 | 1 | 4 | 1 |
| 4000120579 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | xx/xx/xxxx | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | Approval is attached - xxxxxx<br>| The seller provided Approval/Underwriting Summary - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>Approval is attached - xxxxxx<br>|  | xxxxxx 14:27 | Resolved | 3 | 1 | 4 | 1 |
| 4000120579 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:20 | Cleared | 1 | 1 | 4 | 1 |
| 4000120579 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | xx/xx/xxxx | Compliance | Final CD: Prepayment Penalty is missing or inaccurate | Lender to provide updated Final CD with corrected Maximum Prepayment Penalty Amount consistent with the Prepayment Penalty Rider. The PPP on the final CD was calculated based on the Original Principal Balance, but the Prepayment Penalty Rider indicates 20% of the amount that exceeds the OPB. <br>|  | There is n CD on this loan. this is a DSCR loan. This is not a primary Resident so there is no CD issue. I am not sure why this a suspense item. - xxxxxx<br>| DSCR file not included in the scope of the review PPP disclosed on the HUD 1<br> - xxxxxx<br>DSCR file not included in the scope of the review - xxxxxx<br>Final HUD 1 displayed the max amount of the PP - xxxxxx<br>There is n CD on this loan. this is a DSCR loan. This is not a primary Resident so there is no CD issue. I am not sure why this a suspense item. - xxxxxx<br>|  | xxxxxx 16:09 | Resolved | 3 | 1 | 4 | 1 |
| 4000120590 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. Entered in error. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000120590 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000120590 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | Escrow Waiver is Partially Provided | Escrow Waiver is partially provided. Missing escrow waiver. <br>|  | Escrows were not waived on this loan, please see the closing HUD - xxxxxx<br>| Condition set in error. Final CD and Lock state escrows are not waived. - xxxxxx<br>Escrows were not waived on this loan, please see the closing HUD - xxxxxx<br>|  | xxxxxx 20:30 | Void | 3 |  | 3 | 1 |
| 4000120646 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Missing 6 months' rent loss coverage as required by the lender's DSCR guidelines. $3,106.49x6=$18,638.94 is 6 months PITIA. <br>|  | Please see pages 19 & 20 of the attachment. (it's listed as page P-3 and P-4 on the page numbers). - xxxxxx<br>| Rent Loss coverage provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>Please see pages 19 & 20 of the attachment. (it's listed as page P-3 and P-4 on the page numbers). - xxxxxx<br>|  | xxxxxx 19:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000120646 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000120646 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 00:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000120702 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Compliance | Final CD: Prepayment Penalty is missing or inaccurate | Lender to provide updated Final CD with corrected Maximum Prepayment Penalty Amount consistent with the Prepayment Penalty Rider. The PPP on the final CD was calculated based on the Original Principal Balance, but the Prepayment Penalty Rider indicates 20% of the amount that exceeds the OPB. PPP Rider says max is 3% of the amount that exceeds 20% of the original principal balance (meaning 80%) $xxxxxx, Final HUD calculated 3% of the original principal balance $xxxxxx |  | This is a DSCR loan, there is no CD on a DSCR loan. - xxxxxx<br>| DSCR file not included in the scope of the review, HUD 1 included PPP - xxxxxx<br>DSCR file not included in the scope of the review - xxxxxx<br>This is a DSCR loan, there is no CD on a DSCR loan. - xxxxxx<br>|  | xxxxxx 16:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000120702 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000120702 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000120702 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Missing Power of Attorney | Borrower xxxxxx signed as an agent for xxxxxx with no power of attorney located in file.  |  | Please see Power Attorney attached - xxxxxx | The seller provided the POA - xxxxxx<br>Please see Power Attorney attached - xxxxxx<br>|  | xxxxxx 14:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000120743 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 03:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000120743 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 03:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000120743 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The third party valuation review product is missing from the loan file. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx | CDA supporting value provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx |  | xxxxxx 22:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000120779 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The Credit Report in file is 100 days old. <br>|  | No sure what is Gap Credit report. We never had to provide a Gap Credit Report. - xxxxxx<br>| Seller provided mortgage statements in the original file to show the payments on all properties are up to date.<br> - xxxxxx<br>Seller provided mortgage statements in the original file to show the payments on all properties are up to date. - xxxxxx<br>Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>No sure what is Gap Credit report. We never had to provide a Gap Credit Report. - xxxxxx<br>|  | xxxxxx 16:25 | Resolved | 4 | 1 | 4 | 1 |
| 4000120779 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:02 | Cleared | 1 | 1 | 4 | 1 |
| 4000120779 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:02 | Cleared | 1 | 1 | 4 | 1 |
| 4000120779 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | Final CD: Prepayment Penalty is missing or inaccurate | Lender to provide updated Final CD with corrected Maximum Prepayment Penalty Amount consistent with the Prepayment Penalty Rider. The PPP on the final CD was calculated based on the Original Principal Balance, but the Prepayment Penalty Rider indicates 20% of the amount that exceeds the OPB. <br>|  | This is a DSCR loan. We do not have a CD. - xxxxxx<br>| DSCR file not included in the scope of the review HIUD 1 disclosed PPP - xxxxxx<br>DSCR file not included in the scope of the review - xxxxxx<br>This is a DSCR loan. We do not have a CD. - xxxxxx<br>|  | xxxxxx 16:26 | Resolved | 3 | 1 | 4 | 1 |
| 4000120824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1 which meets the lender's guideline requirement of a third-party review with risk score of 2.5 or less. <br>|  |  |  |  | xxxxxx 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000120824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000120830 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | No sure what is a Gap Credit report. We never had to provide a Gap Credit Report. - xxxxxx<br>| Seller provided mortgage statements in the original file to show the payments on all properties are up to date.<br> - xxxxxx<br>Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>No sure what is a Gap Credit report. We never had to provide a Gap Credit Report. - xxxxxx<br>|  | xxxxxx 14:20 | Void | 4 |  | 4 | 1 |
| 4000120830 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Borrower 2 Gap Credit Report is Missing | Borrower 2 Gap Credit Report is Missing <br>|  | No sure what is a Gap Credit report. We never had to provide a Gap Credit Report. - xxxxxx<br>| Seller provided mortgage statements in the original file to show the payments on all properties are up to date.<br> - xxxxxx<br>Borrower 2 Gap Credit Report is not missing. - xxxxxx<br>No sure what is a Gap Credit report. We never had to provide a Gap Credit Report. - xxxxxx<br>|  | xxxxxx 14:20 | Void | 4 |  | 4 | 1 |
| 4000120830 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:40 | Cleared | 1 | 1 | 4 | 1 |
| 4000120830 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:40 | Cleared | 1 | 1 | 4 | 1 |
| 4000120965 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000120965 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000120965 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000120970 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000120970 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000120970 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | xxxxxx 18:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000121015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 20:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000121015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000121015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 20:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000121022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000121022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000121022 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000121103 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000121103 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000121103 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000121149 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The DTI including the departing residence (including the HELOC) is 45.38% and qualifies under guides (Max DTI allowed 55%). <br> The lender states an exception approval is provided to allow the omission of the departing residence's PITIH in the ratios. As per guides 20% equity must be evident to omit. Equity of 15.08% is confirmed using the appraisal provided, not the 20% required to OMIT the payment.<br> \*\*Missing the xxxxxx Exception Approval to omit the PITIH of $xxxxxxin the ratios.\*\* <br>|  | See attached - xxxxxx<br>| Exception approved for 15% equity vs 20% on departing residence with -.125 LPA and with noted. No other exceptions allowed and subject to final review. - xxxxxx<br>See attached - xxxxxx<br>| comp factors = 20% down payment, 760 FICO, 6 months reserves on the subject property and 12 months reserves for the departure property and $xxxxxx+ monthly residual income. | xxxxxx 19:39 | Waived | 3 | 2 | 3 | 2 |
| 4000121149 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | xxxxxx 19:48 | Cleared | 1 | 1 | 3 | 2 |
| 4000121149 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | xxxxxx 19:49 | Cleared | 1 | 1 | 3 | 2 |
| 4000121368 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000121368 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000121368 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000121450 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | xxxxxx 20:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000121450 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 20:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000121764 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000121764 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines.<br>|  |  |  |  | xxxxxx 18:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000121764 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000121801 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000121801 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 04:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000121801 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000122076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | xxxxxx 20:54 | Cleared | 1 | 1 | 4 | 1 |
| 4000122076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | xxxxxx 20:53 | Cleared | 1 | 1 | 4 | 1 |
| 4000122076 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Appraisal is Missing | The file is missing the appraisal. The loan file is missing the Third-Party Valuation. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx. - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> Appraisal is Present or is Waived - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx. - xxxxxx |  | xxxxxx 14:14 | Resolved | 4 | 1 | 4 | 1 |
| 4000122122 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide the 3rd party valuation model to support the appraised value of the subject property. <br>|  | CDA provided - xxxxxx<br>| CDA provided. Condition resolved. - xxxxxx<br>CDA provided - xxxxxx<br>|  | xxxxxx 18:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000122122 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000122122 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000122122 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Appraisal is Missing | Missing secondary valuation Loan file is missing the Appraisal Report The file is missing the appraisal. <br>|  | See attached appraisal - xxxxxx<br>| Complete Appraisal was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>See attached appraisal - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>|  | xxxxxx 16:37 | Resolved | 1 | 1 | 3 | 1 |
| 4000122132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Fraud report uploaded. Borrowers drivers license in file was issued on xxxxxx. Borrower is living rent free from family member. - xxxxxx<br>| Fraud Report was provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud report uploaded. Borrowers drivers license in file was issued on xxxxxx. Borrower is living rent free from family member. - xxxxxx<br>|  | xxxxxx 15:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000122132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000122132 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The loan file is missing the Third-Party Valuation. <br>|  | CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx |  | xxxxxx 16:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000122326 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Missing guideline requirement<br> All loans must have a second appraisal, xxxxxx CDA, xxxxxx or equivalent product or field review evidencing a reasonable appraisal value. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx <br> Please see CDA attached - xxxxxx | CDA supporting valuation was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx<br> Please see CDA attached - xxxxxx |  | xxxxxx 18:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000122326 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000122326 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000122432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Third Party Fraud Report Partially Provided | Third party fraud report partially provided. Lender to provide the complete cleared fraud report for all interested parties in the loan transaction. <br>|  | Fraud report uploaded - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third Party Fraud Report is fully present - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | xxxxxx 14:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000122432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide the 3rd party valuation to support the sales price as well as the appraised value of the subject property. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br> CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx |  | xxxxxx 14:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000122432 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 14:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000122672 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000122672 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000122672 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000122766 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Lender to provide a secondary valuation. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>CDA value $xxxxxx. Appraisal value $xxxxxx - xxxxxx<br>|  | xxxxxx 14:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000122766 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 00:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000122766 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 00:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000123280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000123280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000123280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000119518 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 18:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000119518 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 18:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000119518 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 18:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000117176 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Audited loan amount is greater than the guideline Maximum loan amount. Max loan amount is $xxxxxx Subject loan amount is $xxxxxx. A formal exception was done to allow. <br>|  |  |  | LTV 5% below max and low DTI, 18 months reserves, and 768 FICO | xxxxxx 14:36 | Waived | 2 | 2 | 3 | 2 |
| 4000117176 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Using 12 month peronsal bank statements for income in the borrower's name and xxxxxx. Guidelines require a relationship letter but his is not present in file. <br>|  | Document Uploaded. Please see letter attached. Thank you. - xxxxxx<br>| Access Letter provided. Condition resolved. - xxxxxx<br>|  | xxxxxx 18:54 | Resolved | 3 | 1 | 3 | 2 |
| 4000117176 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:44 | Cleared | 1 | 1 | 3 | 2 |
| 4000117176 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 20:30 | Cleared | 1 | 1 | 3 | 2 |
| 4000120626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 15:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000120626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 19:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000120626 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 19:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000115390 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000115390 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000115390 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 22:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000118438 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 11:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000118438 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 11:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000118438 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 11:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000118866 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000118866 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000118866 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 16:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000117276 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. File does not contain proof of PITIA for 26 xxxxxx<br>|  |  | Document Uploaded. Client provided a correct 1003. Property addressed was a previous residence address, but not a current REO. Documentation provided is acceptable. - xxxxxx<br>|  | xxxxxx 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000117276 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 13:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000117276 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 13:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000120148 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | xxxxxx 17:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000120148 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000120148 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000123283 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000123283 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000123283 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000119725 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 04:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000119725 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 04:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000119725 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 04:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000123770 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 21:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000123770 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 21:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000123770 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 15:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000121026 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | xx/xx/xxxx | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Missing 'No Primary Housing Expense' letter or free and clear documentation for primary residence. <br>|  | Document Uploaded. Please see attached letter. Thank you. - xxxxxx<br>| Rent Free Letter provided. Condition resolved. - xxxxxx<br>Housing history meets guideline requirements. - xxxxxx<br>|  | xxxxxx 19:45 | Resolved | 3 | 1 | 4 | 1 |
| 4000121026 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 05:10 | Cleared | 1 | 1 | 4 | 1 |
| 4000121026 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | xx/xx/xxxx | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | xxxxxx 05:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000121026 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | xx/xx/xxxx | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | DSCR loans do not require a gap report. Thank you. - xxxxxx<br>| Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>DSCR loans do not require a gap report. Condition resolved. - xxxxxx<br>|  | xxxxxx 18:07 | Void | 4 |  | 4 | 1 |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | xx/xx/xxxx | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | xxxxxx 23:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | xx/xx/xxxx | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | xxxxxx 23:14 | Cleared | 1 | 1 | 3 | 1 |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | xx/xx/xxxx | Compliance | Loan Origination Company NMLS Status is Unknown | Loan Origination Company NMLS status is unknown. Company cannot be located in NMLS to confirm status. No license number listed on 1003 or Note. <br>|  |  | N/A; Investment loan - xxxxxx<br>|  | xxxxxx 21:20 | Void | 3 |  | 3 | 1 |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | xx/xx/xxxx | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. What Mortgage Applicants Need to Know pamphlet is missing from file which includes Right to Choose Attorney. <br>|  |  | Not applicable to business purpose loans. - xxxxxx<br>|  | xxxxxx 21:29 | Void | 3 |  | 3 | 1 |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | xx/xx/xxxx | Compliance | Missing Doc - Homeownership Counseling Disclosure/Missing | Homeownership Counseling Disclosure is missing. <br>|  |  | N/A; Investment loan. - xxxxxx<br>|  | xxxxxx 21:20 | Void | 3 |  | 3 | 1 |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | xx/xx/xxxx | Compliance | Intent to Proceed is Missing or Incomplete |  |  |  | N/A, Investment loan - xxxxxx<br>|  | xxxxxx 21:20 | Void | 3 |  | 3 | 1 |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 2**

---

| | |
|:---|:---|
| ![](ex99-03sch2_001.jpg) |  |
| Client | Maxwell Diligence Solutions LLC |
| Transaction | Onslow Bay - GMCC |
| Date | 05/21/2026 |

---

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **xxxxx** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 4000096565 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000099205 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000099773 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000099776 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000099780 |  |  | xx/xx/xxxx | xxxxx | 4 | 2 | 4 | 2 | 1 | 1 | 1 | 1 B A |
| 4000099875 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000100755 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000101004 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000101745 |  |  | xx/xx/xxxx | xxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000102125 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000102795 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000102946 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000103260 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 1 | 1 | 1 | 3 | 2 D B A C |
| 4000103429 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000103517 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000103539 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000103846 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 1 | 3 | 2 | 1 | 1 C B A |
| 4000103860 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000103882 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000103945 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104426 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000104485 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104631 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104662 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104668 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104750 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104785 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000104929 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105222 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105318 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105873 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105930 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106022 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 4 | 1 D A C |
| 4000106157 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000106333 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106401 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106484 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000106523 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000106629 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106827 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106856 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106886 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106893 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000106934 |  |  | xx/xx/xxxx | xxxxx | 4 | 2 | 4 | 1 | 3 | 2 | 1 | 1 D B A C |
| 4000106956 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107016 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000107019 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A |
| 4000107122 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107437 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107469 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107573 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000107692 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107729 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107752 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107755 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107863 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107930 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000107979 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 2 | 1 | 1 | 1 | 3 | 1 C A B |
| 4000108077 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 4 | 1 D A |
| 4000108264 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108324 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000108348 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000108587 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108766 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108805 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000108835 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000108836 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000108841 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000108843 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000108891 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000108987 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000109054 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000109098 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000109238 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109302 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109305 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109310 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000109312 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109335 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000109410 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109416 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109427 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109429 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109453 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109459 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109484 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109541 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109553 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109569 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 A |
| 4000109589 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000109612 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109614 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109644 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109683 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000109752 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109761 |  |  | xx/xx/xxxx | xxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000109763 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109806 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109897 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000109906 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000109919 |  |  | xx/xx/xxxx | xxxxx | 4 | 2 | 1 | 2 | 1 | 1 | 4 | 1 D B A |
| 4000109942 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000109998 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000110016 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000110042 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000110063 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110067 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000110090 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000110170 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000110177 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110430 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000110439 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110444 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000110445 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110449 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 4000110458 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000110507 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110546 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110576 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000110589 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000110594 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000110647 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110658 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000110682 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000110698 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000110700 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000110772 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A B |
| 4000110814 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000110921 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 B A |
| 4000111014 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 C A |
| 4000111021 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000111050 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000111142 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000111171 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111175 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111181 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111274 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000111352 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111361 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 D A C |
| 4000111469 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111516 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000111650 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000111661 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000111780 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000111843 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111861 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000111870 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000111999 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112004 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112089 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112119 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 C A |
| 4000112130 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112158 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112219 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112269 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112307 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000112311 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112331 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112334 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000112356 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112429 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000112470 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112509 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112510 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 3 | 1 | 4 | 1 D A C |
| 4000112622 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 3 | 1 | 4 | 1 C A B |
| 4000112635 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112653 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112710 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112727 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112732 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 4 | 1 D A |
| 4000112751 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 4000112754 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000112823 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000112831 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112858 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112860 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000112865 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112928 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000112929 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 3 | 1 | 4 | 1 D A C |
| 4000112959 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A B |
| 4000112974 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000112976 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000112981 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000112984 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 1 | 1 | 3 | 2 | 3 | 1 C B A |
| 4000113015 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113018 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113031 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113068 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113083 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113096 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113123 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000113132 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 2 | 2 C B A |
| 4000113189 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113194 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113195 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000113211 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113265 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000113293 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 3 | 2 | 1 | 1 C B A |
| 4000113317 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 D A C |
| 4000113325 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113329 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000113341 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113350 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113379 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113406 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113419 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 3 | 1 D A C |
| 4000113420 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113451 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113496 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113500 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113511 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113517 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113519 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000113564 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113582 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113606 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113609 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113626 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113667 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000113678 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113687 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000113691 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 4000113700 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000113717 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113726 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113728 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000113741 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000113752 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113754 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113756 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113762 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113819 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113824 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113827 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113859 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000113861 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000113982 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113983 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113994 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000114004 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114008 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 D A C |
| 4000114034 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114038 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000114066 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114126 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000114129 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114141 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114150 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114165 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114264 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 3 | 1 | 4 | 1 D A C B |
| 4000114287 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114293 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114321 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114322 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114325 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114328 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114381 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114415 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A B |
| 4000114432 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000114451 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114493 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114494 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114506 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114523 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114529 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000114545 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114548 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| 4000114555 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114556 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114588 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A B |
| 4000114600 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 1 | 1 | 3 | 1 | 2 | 2 C B A |
| 4000114605 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114624 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114634 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114641 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 D A C |
| 4000114652 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 4000114712 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A B |
| 4000114731 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114732 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114745 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A B |
| 4000114753 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114795 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 4000114883 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000114907 |  |  | xx/xx/xxxx | xxxxx | 4 | 2 | 3 | 2 | 4 | 1 | 1 | 1 D B C A |
| 4000114928 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114952 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114959 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115002 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115010 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115028 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115043 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115054 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115057 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115058 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115061 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115085 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115136 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115142 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000115167 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000115171 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115186 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 3 | 1 D A C |
| 4000115193 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115201 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 3 | 1 | 4 | 1 D A C B |
| 4000115202 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115205 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115207 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A B |
| 4000115215 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115218 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 1 | 3 | 2 | 1 | 1 C B A |
| 4000115219 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115224 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115227 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115248 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115254 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115255 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115262 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000115267 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115278 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115311 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115315 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115335 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115348 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115357 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115359 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115415 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115429 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115435 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115451 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115460 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000115468 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 4000115477 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115499 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115504 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115521 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115522 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000115531 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115537 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 4000115538 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115555 |  |  | xx/xx/xxxx | xxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000115562 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115563 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000115565 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115597 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115598 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115600 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115620 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000115624 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115632 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 A |
| 4000115637 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115662 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115666 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115668 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115718 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115734 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000115741 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 D A C B |
| 4000115764 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115765 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000115770 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115778 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115831 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115865 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000115886 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115942 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115950 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115956 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115975 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115992 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 C A |
| 4000116019 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116021 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116066 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116106 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116188 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116192 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116208 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116214 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116216 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116251 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116263 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000116269 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116284 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116286 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116289 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000116293 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116296 |  |  | xx/xx/xxxx | xxxxx | 4 | 2 | 4 | 1 | 3 | 2 | 1 | 1 D B A C |
| 4000116298 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116301 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000116302 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116327 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116333 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116339 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116357 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 4000116367 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116370 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116377 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000116381 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000116395 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116401 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116402 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116409 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116416 |  |  | xx/xx/xxxx | xxxxx | 4 | 2 | 4 | 1 | 3 | 1 | 3 | 2 D B A C |
| 4000116431 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 4000116435 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116452 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116472 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116479 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116485 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000116502 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116506 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 4000116509 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000116513 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116522 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116531 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116536 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 4000116537 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116539 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116544 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116548 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116555 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116567 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A B |
| 4000116587 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116593 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000116599 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116617 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116622 |  |  | xx/xx/xxxx | xxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000116632 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116635 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116638 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116641 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116667 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116678 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 1 | 1 | 4 | 1 D A C |
| 4000116726 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116735 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116741 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116792 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116796 |  |  | xx/xx/xxxx | xxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000116798 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116804 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116811 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116813 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116815 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116817 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116842 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116853 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116871 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116879 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116888 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116892 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116907 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116910 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116911 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000116913 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116919 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000116928 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116971 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116976 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116981 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000117035 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A |
| 4000117036 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117056 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000117057 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117065 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 1 | 1 | 1 | 3 | 2 C B A |
| 4000117087 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117092 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117115 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117131 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000117139 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117168 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117171 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000117172 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000117179 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A B |
| 4000117182 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117192 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117198 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000117230 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117237 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117248 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000117254 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000117280 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 4000117287 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000117289 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117298 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117305 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000117306 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000117340 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117341 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117360 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000117430 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 3 | 1 D A C |
| 4000117431 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117445 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117451 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117455 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117456 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117464 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000117517 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117536 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117552 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117553 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000117616 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117633 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117653 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117657 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000117659 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117750 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117826 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117838 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117846 |  |  | xx/xx/xxxx | xxxxx | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| 4000117854 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117859 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117868 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117869 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117934 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117940 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000117980 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 3 | 1 | 4 | 1 D A C |
| 4000117984 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117985 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117986 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117992 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117995 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000117997 |  |  | xx/xx/xxxx | xxxxx | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| 4000118009 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000118015 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000118054 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118068 |  |  | xx/xx/xxxx | xxxxx | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| 4000118076 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118160 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118180 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118182 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118183 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118187 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000118228 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118244 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000118267 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118281 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000118317 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118324 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000118340 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A |
| 4000118341 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118354 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000118383 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118391 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118468 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118503 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000118509 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A B |
| 4000118519 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000118532 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000118540 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118581 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118625 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118714 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000118755 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000118776 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118824 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118854 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118862 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118930 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118955 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000118957 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000118958 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000118961 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000119000 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000119015 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000119052 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000119060 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119150 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119233 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000119236 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000119254 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A B |
| 4000119258 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000119274 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A B |
| 4000119278 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119287 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119345 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 4000119351 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000119357 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119424 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119432 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119536 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119581 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 4000119599 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119640 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119671 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000119685 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000119695 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000119754 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119759 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119858 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119892 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120043 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000120064 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120076 |  |  | xx/xx/xxxx | xxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000120109 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000120258 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 3 | 1 D A C |
| 4000120297 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A B |
| 4000120332 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120347 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120354 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120393 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000120398 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120480 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120512 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 D A C |
| 4000120546 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120558 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120579 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 C A |
| 4000120590 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |
| 4000120646 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000120702 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000120743 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000120779 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 A |
| 4000120824 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120830 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 A |
| 4000120965 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000120970 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121015 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121022 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121103 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121149 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000121368 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121450 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000121764 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121801 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000122076 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 4000122122 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 D A |
| 4000122132 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000122326 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000122432 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000122672 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000122766 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000123280 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119518 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117176 |  |  | xx/xx/xxxx | xxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000120626 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |
| 4000115390 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118438 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000118866 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000117276 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000120148 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000123283 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000119725 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000123770 |  |  | xx/xx/xxxx | xxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000121026 |  |  | xx/xx/xxxx | xxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 C A |
| 4000123282 |  |  | xx/xx/xxxx | xxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 3** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000096565 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 58.65 | 58.65 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxx |
| 4000099205 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 27.71 | 27.71 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxxxx |
| 4000099773 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000099776 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000099780 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxxxx |
| 4000099875 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 48.9 | 48.9 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000100755 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000101004 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000101745 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 73.68 | 73.68 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000102125 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000102795 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 33.52 | 33.52 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000102946 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 17.81 | 17.81 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000103260 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 62.41 | 62.41 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000103429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000103517 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000103539 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | -.0316 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0316 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxxxx | Not Eligible |  |  |
| 4000103846 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 57.02 | 57.02 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000103860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 51.02 | 51.02 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000103882 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000103945 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 58.33 | 58.33 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104426 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 62.5 | 62.5 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000104485 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxx |
| 4000104631 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000104662 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104668 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.85 | xxxxx |
| 4000104750 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxx |
| 4000104785 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 67.27 | 67.27 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000104929 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxx |
| 4000105222 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105318 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105873 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 63.33 | 63.33 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000105930 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000106022 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 55.0 | 55.0 | xxxxx | xxxxx | -.0523 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0523 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106157 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.77 | 70.77 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000106333 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000106401 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | xxxxx |
| 4000106484 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106523 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000106629 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 51.54 | 51.54 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106827 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000106856 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000106886 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 61.44 | 61.44 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106893 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 39.06 | 39.06 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106934 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106956 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107016 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 31.5 | 31.5 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000107019 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 33.64 | 33.64 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000107122 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107437 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 59.93 | 59.93 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107469 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxxxx |
| 4000107573 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 36.76 | 36.76 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107692 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107729 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000107752 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 66.29 | 66.29 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000107755 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 28.56 | 28.56 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107863 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000107930 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 85.0 | 85.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000107979 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | -.0222 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0222 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108077 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108264 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 39.15 | 39.15 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108324 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 37.34 | 37.34 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000108348 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108587 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 52.05 | 52.05 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000108766 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000108805 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108835 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 41.18 | 41.18 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000108836 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000108841 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000108843 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000108891 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.84 | 72.84 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108987 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109054 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.35 | 50.35 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109098 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 55.87 | 55.87 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000109238 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109302 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109305 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109310 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109312 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.72 | 50.72 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxxxx | xxxxx | .0000 | xx/xx/xxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109335 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 40.0 | 40.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109410 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000109416 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 63.26 | 63.26 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109427 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 27.6 | 27.6 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109429 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 56.06 | 56.06 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000109453 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 73.16 | 73.16 | xxxxx | xxxxx | -.0789 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0789 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109459 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109484 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 67.0 | 67.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109541 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 74.26 | 74.26 | xxxxx | xxxxx | -.0820 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0820 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109553 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.97 | 50.97 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109569 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109589 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109612 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 67.11 | 67.11 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109614 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.29 | 69.29 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000109644 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109683 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 36.59 | 36.59 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109752 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 55.32 | 55.32 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000109761 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.56 | 70.56 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000109763 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109806 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109897 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109906 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109919 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx | Eligible | 1 | xxxxx |
| 4000109942 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109998 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 40.0 | 40.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110016 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 60.36 | 60.36 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110042 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110063 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110067 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 46.86 | 46.86 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110090 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110170 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110177 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.02 | 68.02 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110430 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110439 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110444 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110445 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110449 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 56.77 | 56.77 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110458 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0179 | 1004 URAR |  |  |  |  | xxxxx | xxxxx | .0179 | xx/xx/xxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110507 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110546 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx | Eligible |  |  |
| 4000110576 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110589 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 79.27 | 79.27 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110594 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110647 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.24 | 68.24 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000110658 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.6 | 72.6 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110682 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110698 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110700 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.91 | 60.91 | xxxxx | xxxxx | -.0535 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0535 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110772 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 74.76 | 74.76 | xxxxx | xxxxx | .0000 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | 98.0 | 0.02 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110814 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000110921 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111014 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111021 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 48.24 | 48.24 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxx |
| 4000111050 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111142 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 47.96 | 47.96 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111171 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111175 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 54.56 | 54.56 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111181 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111274 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111352 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111361 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111469 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111516 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxx |
| 4000111650 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 63.21 | 63.21 | xxxxx | xxxxx | -.0425 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0425 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111661 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000111780 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000111843 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000111861 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111870 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111999 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112004 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112089 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112119 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 1 | xxxxx |
| 4000112130 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112158 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112269 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112307 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000112311 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112331 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112334 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 90.0 | 90.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112356 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 61.73 | 61.73 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 57.35 | 57.35 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxx |
| 4000112470 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxx |
| 4000112510 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 1 | xxxxx |
| 4000112622 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | -.0853 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0853 | 88.0 | 0.12 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112635 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | -.0233 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0233 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112653 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 2.5 | xxxxx |
| 4000112710 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112727 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112732 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 52.42 | 52.42 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112751 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 59.61 | 59.61 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112823 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112831 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112858 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.15 | 72.15 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000112860 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000112865 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 39.04 | 39.04 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 39.68 | 39.68 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 1.4 | xxxxx |
| 4000112929 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 62.38 | 62.38 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx | Eligible |  |  |
| 4000112959 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 74.0 | 74.0 | xxxxx | xxxxx | .0113 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0113 | 93.0 | 0.07 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112974 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000112976 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112981 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 67.47 | 67.47 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxxxx |
| 4000112984 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0476 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0476 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113015 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113018 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 72.22 | 72.22 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxxxx |
| 4000113031 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 76.9 | 76.9 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113068 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113083 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 65.81 | 65.81 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113096 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113123 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000113132 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 63.49 | 63.49 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113189 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 59.81 | 59.81 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113194 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113195 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 56.82 | 56.82 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxx |
| 4000113211 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113265 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 59.52 | 59.52 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxxxx |
| 4000113293 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 41.08 | 41.08 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113317 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 64.8 | 64.8 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000113325 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 56.25 | 56.25 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113329 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 77.69 | 77.69 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113341 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113350 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113379 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000113406 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 34.72 | 34.72 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113419 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113420 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 40.89 | 40.89 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113451 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.38 | 64.38 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113496 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000113500 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.0 | 74.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113511 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.46 | 72.46 | xxxxx | xxxxx | -.0169 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 1 | xxxxx |
| 4000113517 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113519 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113564 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113582 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113606 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 73.0 | 73.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113609 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113626 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113667 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 31.03 | 31.03 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx | Eligible |  |  |
| 4000113678 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000113687 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.99 | 69.99 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113691 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 52.31 | 52.31 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxx |
| 4000113700 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113717 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 44.25 | 44.25 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113726 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000113728 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 73.97 | 73.97 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113741 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113752 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.99 | 74.99 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113754 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 79.93 | 79.93 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxx |
| 4000113756 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 33.33 | 33.33 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxxxx |
| 4000113762 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 28.09 | 28.09 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000113819 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113824 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113827 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 54.05 | 54.05 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113859 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |
| 4000113861 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.45 | 68.45 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000113982 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxx |
| 4000113983 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000113994 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 73.62 | 73.62 | xxxxx | xxxxx | -.0986 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0986 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114004 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114008 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | low risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000114034 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 47.14 | 47.14 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114038 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxx |
| 4000114066 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114126 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 71.97 | 71.97 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000114129 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114141 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114150 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114165 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114264 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 69.38 | 69.38 | xxxxx | xxxxx | .1368 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .1368 | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114287 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 65.11 | 65.11 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000114293 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 44.81 | 44.81 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114321 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 42.03 | 42.03 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000114322 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 57.38 | 57.38 | xxxxx | xxxxx | .0000 | 1004 URAR |  |  |  |  | xxxxx | xxxxx | .0000 | xx/xx/xxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 | xxxxx |
| 4000114325 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 54.08 | 54.08 | xxxxx | xxxxx | -.0551 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0551 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114328 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 58.57 | 58.57 | xxxxx | xxxxx | -.0551 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0551 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114381 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114415 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0724 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0724 | 98.0 | 0.02 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114432 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114451 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 59.52 | 59.52 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114493 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114494 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000114506 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.45 | 70.45 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000114523 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114529 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 52.09 | 52.09 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114545 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114548 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.18 | 68.18 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000114555 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114556 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 34.15 | 34.15 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114588 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 53.74 | 53.74 | xxxxx | xxxxx | .1116 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .1116 | 85.0 | 0.15 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114600 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000114605 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxx |
| 4000114624 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114634 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114641 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114652 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114712 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0228 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0228 | 94.0 | 0.06 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114731 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 42.83 | 42.83 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114732 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114745 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0089 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0089 | 96.0 | 0.04 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114753 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114795 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114883 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000114907 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 63.48 | 63.48 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000114928 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0602 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0602 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114952 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114959 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 71.22 | 71.22 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115002 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115010 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115028 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 53.61 | 53.61 | xxxxx | xxxxx | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115043 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0047 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0047 | 89.0 | 0.11 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115054 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000115057 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 37.7 | 37.7 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115058 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 67.34 | 67.34 | xxxxx | xxxxx | -.0304 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0304 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115061 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115085 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.99 | 68.99 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115136 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115142 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115167 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | -.1360 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.1360 | xxxxx | High Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0351 | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115171 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | -.0457 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0457 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  | 1 | xxxxx |
| 4000115186 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115193 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115201 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 69.82 | 69.82 | xxxxx | xxxxx | .2086 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .2086 | 89.0 | 0.11 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115202 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 44.44 | 44.44 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115205 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.9 | 69.9 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115207 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 73.08 | 73.08 | xxxxx | xxxxx | -.0491 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0491 | 92.0 | 0.08 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115215 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115218 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | 1004 URAR |  |  |  |  | xxxxx | xxxxx | .0000 | xx/xx/xxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115219 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115224 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxx |
| 4000115227 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 63.98 | 63.98 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115248 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 26.32 | 26.32 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115254 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 51.95 | 51.95 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115255 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 48.0 | 48.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000115262 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115267 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 51.95 | 51.95 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115278 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx |
| 4000115311 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000115315 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx | Eligible |  |  |
| 4000115335 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 22.22 | 22.22 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115348 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 62.35 | 62.35 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115357 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 43.71 | 43.71 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115359 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 1 | xxxxx |
| 4000115415 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | -.0805 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0805 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115429 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 72.36 | 72.36 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx | Eligible |  |  |
| 4000115435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000115451 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.7 | 75.7 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000115460 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000115468 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 83.27 | 83.27 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000115477 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115499 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000115504 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.54 | 65.54 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115521 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000115522 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxx |
| 4000115531 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115537 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115538 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxx |
| 4000115555 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115562 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115563 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115565 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.89 | 64.89 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115597 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115598 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115600 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115620 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible | 1.8 | xxxxx |
| 4000115624 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 78.9 | 78.9 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115632 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxx |
| 4000115637 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 52.85 | 52.85 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115662 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115666 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115668 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115718 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115734 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 26.64 | 26.64 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115741 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0381 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0381 | 96.0 | 0.04 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115764 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000115765 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 35.94 | 35.94 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115770 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 78.18 | 78.18 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000115778 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 78.4 | 78.4 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115831 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 54.52 | 54.52 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000115865 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115886 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 78.41 | 78.41 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115942 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.28 | 72.28 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115950 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.0 | xxxxx | Eligible | 1 | xxxxx |
| 4000115956 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115975 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.9 | 74.9 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000115992 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 63.29 | 63.29 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116019 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116021 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116066 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116106 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116188 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 59.52 | 59.52 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116192 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 61.96 | 61.96 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  | 1 | xxxxx |
| 4000116208 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxx |
| 4000116214 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxxxx |
| 4000116216 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000116251 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 26.55 | 26.55 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116263 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 68.95 | 68.95 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116269 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.09 | 74.09 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116284 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.65 | 68.65 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx | Eligible |  |  |
| 4000116286 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.56 | 69.56 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116289 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116293 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116296 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116298 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 61.3 | 61.3 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116301 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 50.61 | 50.61 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000116302 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000116327 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.55 | 60.55 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116333 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000116339 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116357 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0252 | 94.0 | 0.06 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000116367 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 40.17 | 40.17 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000116370 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.38 | 64.38 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116377 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 52.13 | 52.13 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000116381 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.16 | 68.16 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116395 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 26.8 | 26.8 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx | Eligible | 2.5 | xxxxx |
| 4000116401 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116402 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 79.89 | 79.89 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116409 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116416 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116431 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116435 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 65.63 | 65.63 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116452 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116472 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116479 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 49.85 | 49.85 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116485 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  | 1.8 | xxxxx |
| 4000116502 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116506 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 40.98 | 40.98 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000116509 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 90.0 | 90.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0145 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116513 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116522 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116531 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000116536 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116537 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116539 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116544 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 79.98 | 79.98 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116548 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | -.0833 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0833 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116555 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116567 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 74.96 | 74.96 | xxxxx | xxxxx | .0171 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0171 | 94.0 | 0.06 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116587 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |
| 4000116593 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxx |
| 4000116599 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 47.2 | 47.2 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116617 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.12 | 72.12 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116622 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116632 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116635 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 71.51 | 71.51 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116638 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 43.33 | 43.33 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116641 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxx |
| 4000116667 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 69.0 | 69.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116678 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116726 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxx |
| 4000116735 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx | Eligible |  |  |
| 4000116741 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | -.0556 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0556 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116792 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.99 | 74.99 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116796 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 48.45 | 48.45 | xxxxx | xxxxx | -.0536 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0536 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxx |
| 4000116798 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 63.36 | 63.36 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116804 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 63.91 | 63.91 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116811 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 44.19 | 44.19 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116813 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.81 | 65.81 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000116815 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000116817 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116842 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.71 | 74.71 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000116853 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116871 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 49.87 | 49.87 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116879 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 48.84 | 48.84 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116888 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 56.12 | 56.12 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116892 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 58.29 | 58.29 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116907 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116910 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 69.19 | 69.19 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116911 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 31.65 | 31.65 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116913 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 45.49 | 45.49 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116919 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116928 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000116971 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.64 | 68.64 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116976 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 66.71 | 66.71 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxx |
| 4000116981 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 52.02 | 52.02 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxxxx |
| 4000117035 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117036 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117056 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.23 | 69.23 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000117057 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0392 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0392 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117065 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 52.94 | 52.94 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxx |
| 4000117087 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 78.19 | 78.19 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117092 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 47.14 | 47.14 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117115 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 47.1 | 47.1 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117131 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0811 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0811 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117139 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117168 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx | Eligible | 1 | xxxxx |
| 4000117171 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 42.86 | 42.86 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117172 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 90.0 | 90.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000117179 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0124 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0124 | 92.0 | 0.08 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117182 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117192 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117198 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117230 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 51.82 | 51.82 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117237 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000117248 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.9 | 64.9 | xxxxx | xxxxx | .0000 | 1004 URAR |  |  |  |  | xxxxx | xxxxx | .0000 | xx/xx/xxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117254 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 23.33 | 23.33 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117280 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117287 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0056 | 1073 Individual Condo Report |  |  |  |  | xxxxx | xxxxx | -.0056 | xx/xx/xxxx | 1073 Individual Condo Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117289 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 54.86 | 54.86 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117298 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 16.67 | 16.67 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117305 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117306 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxx |
| 4000117340 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000117341 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000117360 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117430 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000117431 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 25.04 | 25.04 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000117445 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117451 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117455 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117456 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 55.0 | 55.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117464 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 46.15 | 46.15 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |
| 4000117517 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx | Eligible | 1.8 | xxxxx |
| 4000117536 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117552 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxxxx |
| 4000117553 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 44.09 | 44.09 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117616 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117633 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxx | Eligible | 1 | xxxxx |
| 4000117653 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 79.18 | 79.18 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117657 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117659 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 58.33 | 58.33 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000117750 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117826 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000117838 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117846 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117854 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117859 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117868 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117869 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | reasonable | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117934 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.68 | 74.68 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000117940 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117980 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |
| 4000117984 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117985 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.7 | 74.7 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117986 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000117992 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 35.48 | 35.48 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117995 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117997 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118009 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 34.09 | 34.09 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118015 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 85.0 | 85.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |
| 4000118054 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.98 | 64.98 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx | Eligible |  |  |
| 4000118068 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 90.0 | 90.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  | 1 | xxxxx |
| 4000118076 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 37.53 | 37.53 | xxxxx | xxxxx | -.0885 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0885 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000118160 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.61 | 75.61 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118180 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  | 1 | xxxxx |
| 4000118182 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 74.89 | 74.89 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118183 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118187 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.43 | 68.43 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | low risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118228 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0226 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx | Eligible |  |  |
| 4000118244 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 41.74 | 41.74 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000118267 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 30.07 | 30.07 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000118281 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118317 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 52.86 | 52.86 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118324 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118340 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118341 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.98 | 74.98 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118354 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 56.67 | 56.67 | xxxxx | xxxxx | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118383 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118391 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 56.71 | 56.71 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118468 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118503 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118509 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0307 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0307 | 97.0 | 0.03 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118519 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx | Eligible |  |  |
| 4000118532 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000118540 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000118581 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.28 | 69.28 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxx |
| 4000118625 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx | Not Eligible | 1 | xxxxx |
| 4000118714 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000118755 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 16.0 | 16.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | MODERATE RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118776 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 40.82 | 40.82 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118824 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 38.27 | 38.27 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000118854 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118862 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 35.47 | 35.47 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000118930 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 88.73 | 88.73 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxx |
| 4000118955 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000118957 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118958 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118961 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119000 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119015 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000119052 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 44.16 | 44.16 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119060 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119150 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000119233 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 41.6 | 41.6 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000119236 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 66.79 | 66.79 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119254 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0343 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0343 | 95.0 | 0.05 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119258 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000119274 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 72.95 | 72.95 | xxxxx | xxxxx | .0000 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | 91.0 | 0.09 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119278 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 63.5 | 63.5 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000119287 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000119345 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119351 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000119357 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119424 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxx |
| 4000119432 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 43.48 | 43.48 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119536 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 85.0 | 85.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119581 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxxxx |
| 4000119599 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 38.44 | 38.44 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119640 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119671 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 72.88 | 72.88 | xxxxx | xxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Eligible |  |  |
| 4000119685 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000119695 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 58.53 | 58.53 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119754 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119759 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 73.68 | 73.68 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119858 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.97 | 69.97 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119892 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 90.0 | 90.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxx |
| 4000120043 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 69.0 | 69.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120064 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 88.53 | 88.53 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120076 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 44.94 | 44.94 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120109 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000120258 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxx |
| 4000120297 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | None - Appraisal Waiver |  |  | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | -.0253 | AVM |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0253 | 95.0 | 0.05 | xxxxx | xxxxx | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120332 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx | Not Eligible | 1 | xxxxx |
| 4000120347 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120354 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 74.81 | 74.81 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000120393 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |
| 4000120398 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | -.0758 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0758 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120480 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000120512 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.04 | 64.04 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |
| 4000120546 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | -.0642 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0642 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120558 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxx |
| 4000120579 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 47.37 | 47.37 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120590 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120646 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxx |
| 4000120702 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 69.95 | 69.95 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120743 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 50.0 | 50.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120779 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 68.97 | 68.97 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120824 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 68.75 | 68.75 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxx |
| 4000120830 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120965 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000120970 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.82 | 74.82 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxx |
| 4000121015 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW RISK | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000121022 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000121103 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 67.41 | 67.41 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000121149 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 80.0 | 80.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000121368 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxx |
| 4000121450 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 48.28 | 48.28 | xxxxx | xxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxx |
| 4000121764 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 59.32 | 59.32 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000121801 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | -.0833 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0833 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122076 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122122 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 68.69 | 68.69 | xxxxx | xxxxx | -.0625 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | -.0625 | xxxxx | High | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122132 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 66.68 | 66.68 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122326 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1073 Individual Condo Report | xxxxx | xxxxx | xxxxx | 60.0 | 60.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122432 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122672 | xxxxx |  | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 34.29 | 34.29 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000122766 | xxxxx |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 64.76 | 64.76 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000123280 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119518 |  | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117176 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .1176 | xx/xx/xxxx | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120626 |  | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 32.69 | 32.69 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115390 |  | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118438 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000118866 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 70.0 | 70.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000117276 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 69.44 | 69.44 |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0107 | xx/xx/xxxx | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000120148 |  | xxxxx | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 64.64 | 64.64 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000123283 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1025 Small Residential Income Report | xxxxx | xxxxx | xxxxx | 75.0 | 75.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000119725 |  | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Moderate Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000123770 |  | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 74.07 | 74.07 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | LOW | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000121026 |  | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 49.12 | 49.12 | xxxxx | xxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000123282 | xxxxx | xxxxx | xx/xx/xxxx | xxxxx |  | xxxxx | xxxxx | xx/xx/xxxx | 1004 URAR | xxxxx | xxxxx | xxxxx | 65.0 | 65.0 |  |  |  |  | xxxxx | xxxxx | .0132 | 1004 URAR | xxxxx | xxxxx | .0132 | xx/xx/xxxx | 1004 URAR |  |  |  |  |  |  |  |  | xxxxx | xxxxx | .0000 | xxxxx | Low Risk | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 | 269 | 270 | 271 | 272 | 273 | 274 | 275 | 276 | 277 | 278 | 279 | 280 | 281 | 282 | 283 | 284 | 285 | 286 | 287 | 288 | 289 | 290 | 291 | 292 | 293 | 294 | 295 | 296 | 297 | 298 | 299 | 300 | 301 | 302 | 303 | 304 | 305 | 306 | 307 | 308 | 309 | 310 | 311 | 312 | 313 | 314 | 315 | 316 | 317 | 318 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower1 SSN** | **Borrower2 SSN** | **Borrower 3 SSN** | **Borrower 4 SSN** | **First Time Homebuyer** | **Number of Units** | **Maturity Date** | **Note Type** | **Loan Type** | **Refinance Purpose** | **Borrower 1 Mailing Street Address** | **Borrower 1 Mailing City** | **Borrower 1 Mailing State** | **Borrower 1 Mailing Zip Code** | **Borrower 2 Mailing Street Address** | **Borrower 2 Mailing City** | **Borrower 2 Mailing State** | **Borrower 2 Mailing Zip Code** | **Borrower 3 Mailing Street** | **Borrower 3 Mailing City** | **Borrower 3 Mailing State** | **Borrower 3 Mailing Zip** | **Borrower 4 Mailing Street** | **Borrower 4 Mailing City** | **Borrower 4 Mailing Zip** | **Borrower 4 Mailing State** | **Prepay Penalty Calculation Description** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 1 Employer** | **Borrower 1 Position** | **Borrower 2 Employer** | **Borrower 2 Position** | **Borrower 3 Employer** | **Borrower 3 Position** | **Borrower 4 Employer** | **Borrower 4 Position** | **First Time Investor** | **Borrower 1 Years in Industry** | **Borrower 2 Years in Industry** | **Borrower 3 Years in Industry** | **Borrower 4 Years in Industry** | **Borrower 1 ITIN** | **Borrower 2 ITIN** | **Borrower 3 ITIN** | **Borrower 4 ITIN** | **Original Appraiser License Number** | **Original Appraiser Name** | **Property Location** | **Appraisal Company** | **Title Company Name** | **MERS MIN Number** |
| 4000096565 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.834 | 8.34 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 28.2 | No | 58.65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000099205 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.836 | 1.83 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 25.8 | xxxxx | 25.8 | No | 27.71 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000099773 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 16712.02 | xx/xx/xxxx | 6.240% | Manual Underwriting | Manual Underwriting | No | 6.786% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  | xxxxx | xxxxx |  | Monthly | 11.33% | 11.28% | 11.28% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower | Borrower - ["2024","2025"] - 2024, 2025 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 459.8 | xxxxx | 459.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 25.00 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000099776 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.798 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 803.9 | xxxxx | 803.9 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000099780 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 1533.88% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.026 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 15.1 | xxxxx | 15.1 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000099875 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | No |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.165 | 1.27 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 6.3 | xxxxx | 616 | No | 48.9 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000100755 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.002 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 0 | xxxxx | 69.6 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000101004 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.005 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.2 | xxxxx | 12.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000101745 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.935 | 0.94 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 21.8 | xxxxx | 21.8 | No | 73.68 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000102125 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.521 | 0.521 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 37.2 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000102795 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | Yes | 16.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.548 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 820 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.9 | xxxxx | 24.9 | No | 33.52 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000102946 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 942.48% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.093 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 132.5 | xxxxx | 132.5 | No | 17.81 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103260 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.792 | 0.76 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | USA | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 116.2 | xxxxx | 116.2 | No | 62.41 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000103429 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3820.00 | xx/xx/xxxx | 6.230% | DU | Approve Eligible | No | 7.021% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.46% | 46.47% | 46.47% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | Yes | 360 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13.6 | xxxxx | 13.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 20.50 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103517 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.365 | 1.36 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.3 | xxxxx | 22.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103539 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.230% | Manual Underwriting | Manual Underwriting | No | 6.962% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 12/01/2025 | Monthly | 47.29% | 0.00% | 0.00% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Asset Utilization (No DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 3 | Yes | Yes | N/A | 3 | 0 | Yes | N/A | 3 | 0 | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - Personal Bank Statements Verified | Borrower - ["2025"] - 2025 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | US Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 254.7 | xxxxx | 254.7 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103846 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 4087.00 | xx/xx/xxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.574% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.75% | 39.75% | 39.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 87.75% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 44.3 | xxxxx | 44.3 | No | 57.02 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103860 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.347 | 1.35 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 80.1 | xxxxx | 80.1 | No | 51.02 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103882 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.992% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 31.62% | 31.62% | 31.62% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.3 | xxxxx | 10.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 5.00 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000103945 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 9.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.852 | 0.988 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Other | USA Patriot Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 35.1 | xxxxx | 35.1 | No | 58.33 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | ARM | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104426 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.362% |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 47.48% | 47.49% | 47.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 92 | No | 62.5 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10.00 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000104485 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.429 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 64.8 | xxxxx | 184 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104631 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.65 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 12.3 | xxxxx | 12.3 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 20.00 | 20.00 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104662 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.45% | 39.46% | 39.46% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 59 | Other |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 641 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Missing |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.8 | xxxxx | 8.8 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15.00 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104668 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 3890.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.392% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 34.21% | 34.21% | 34.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 122.2 | xxxxx | 122.2 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 9.33 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104750 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 6936.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.402% |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 31.03% | 31.03% | 31.03% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | China | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.7 | xxxxx | 11.7 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10.00 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104785 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.249 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 15 | xxxxx | 15 | No | 67.27 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 12 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000104929 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 30.79% | 30.80% | 30.80% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 65.1 | xxxxx | 65.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | Yes | 20.00 | 15.17 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000105222 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.746 | 1.11 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.2 | xxxxx | 9.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000105318 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.233 | 1.26 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 823 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 294.9 | xxxxx | 294.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000105873 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 6.877% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 01/01/2026 | Annually | 49.62% | 49.62% | 49.62% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 24 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - SEPartnership, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - SEPartnership, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 79.2 | xxxxx | 79.2 | No | 63.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 6 | 3 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000105930 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | .00 | xx/xx/xxxx | 6.220% | DU | Approve Eligible | No | 7.068% |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 33.84% | 33.84% | 33.84% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 22 | 22 | Work Number | Yes | 22 | 22 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 25.1 | xxxxx | 25.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 14 | 15.00 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106022 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.766 | 0.76 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 50.1 | No | 55 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Home Improvement/Reno | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000106157 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.494 | 1.494 | No | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.4 | xxxxx | 6 | No | 70.77 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106333 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 40.86% | 37.82% | 37.82% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 73.8 | xxxxx | 73.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20.00 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106401 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1499.00 | xx/xx/xxxx | 6.220% | DU | Approve Eligible | No | 6.303% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 23.60% | 23.95% | 23.95% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 38.6 | xxxxx | 36.8 | No | 50 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 21.00 | 11 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106484 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.526 | 0 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 98 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106523 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.692 | 1.69 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 36.5 | xxxxx | 36.5 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106629 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 32.45% | 32.31% | 32.31% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 77.5 | xxxxx | 77.5 | No | 51.54 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 46.67 | 11140.79 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106827 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.37% | 47.93% | 47.93% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.4 | xxxxx | 12.4 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 25 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106856 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.79 | 0.75 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.2 | xxxxx | 6.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106886 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.855 | 0.85 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 185.2 | xxxxx | 185.2 | No | 61.44 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106893 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 4745.00 | xx/xx/xxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.395% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 48.36% | 48.36% | 48.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified | Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 175.3 | xxxxx | 175.3 | No | 39.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106934 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 13404.40 | xx/xx/xxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.267% |  | 8.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 39.69% | 41.52% | 41.52% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 9.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000106956 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | Yes | 12.125% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.094 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.9 | xxxxx | 14.9 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107016 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.003 | 0.94 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 62.9 | No | 31.5 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000107019 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.008 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 58.8 | No | 33.64 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000107122 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.981% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.55% | 49.55% | 49.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 85.1 | xxxxx | 85.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 5 | 12 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107437 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.427 | 1.43 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.4 | xxxxx | 11.4 | No | 59.93 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000107469 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.409 | 1.92 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 114.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107573 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.579 | 1.58 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 0 | xxxxx | 99.9 | No | 36.76 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000107692 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | xxxxx | xxxxx | Yes | 11.375% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.128 | 1.128 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 67.5 | xxxxx | 67.5 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107729 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | .00 | xx/xx/xxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.249% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 39.85% | 39.84% | 39.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 30.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 3.11 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107752 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes | 3 - Verified<2Mos | 3 - Verified<2Mos |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 100.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.813 | 0.8 | N/A | Borrower - Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 172.9 | xxxxx | 172.9 | No | 66.29 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107755 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 01/01/2026 | Annually | 135.64% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.779 | 1.78 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 230.6 | xxxxx | 230.6 | No | 28.56 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107863 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.09 | 1.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 23 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx |  |
| 4000107930 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11960.19 | xx/xx/xxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.583% |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 49.36% | 49.86% | 49.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 1 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 51.7 | xxxxx | 51.7 | No | 85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000107979 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.50% | 45.48% | 45.48% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.9 | xxxxx | 20.9 | No | 60 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 19 | 11 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000108077 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.227 | 1.23 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 67 | xxxxx | 67 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 1% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108264 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $160.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.705 | 1.52 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 15.5 | xxxxx | 15.5 | No | 39.15 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000108324 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 5995.00 | xx/xx/xxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.696% |  | 6.490% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 39.24% | 39.24% | 39.24% | No | No |  |  |  |  |  |  | Retired | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 100.00% |  | N/A | 0 | N/A | Third-Party Prepared (Unaudited) | CPA | 12 | NA | 0 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower \|\| Co Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 68.7 | xxxxx | 68.7 | No | 37.34 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property |  | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108348 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $1717.08 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 42.88% | 42.88% | 42.88% | Yes | Yes |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 1 | NA | Yes | No | No | 0 | No | No | Missing | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold | xx/xx/xxxx | No | No | N/A | xxxxx | 59.7 | xxxxx | 59.7 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 3 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000108587 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.929 | 0.92 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 55.9 | xxxxx | 55.9 | No | 52.05 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108766 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.871 | 0.872 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.3 | xxxxx | 11.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108805 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $24.75 | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.168 | 1.11 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 49.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108835 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1575.00 | xx/xx/xxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.432% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 36.57% | 36.57% | 36.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.5 | xxxxx | 6.5 | No | 41.18 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 1 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108836 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.055 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 64.4 | xxxxx | 64.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108841 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.842 | 0.84 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 221.5 | xxxxx | 221.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108843 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.896 | 0.9 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx |  |  |  | xxxxx |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 58.5 | xxxxx | 58.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108891 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 4925.00 | xx/xx/xxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.990% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.01% | 38.98% | 38.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 35 | Work Number | Yes | 2 | 35 | Work Number | No | 0 |  | Yes | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 41.9 | xxxxx | 41.9 | No | 72.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 3 | 19 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000108987 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.24 | 0 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | xxxxx | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 50.3 | xxxxx | 50.3 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109054 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.014 | 0 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.9 | xxxxx | 6.9 | No | 50.35 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109098 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 12.44% | 10.92% | 10.92% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(N/A), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 460.9 | xxxxx | 577.2 | No | 55.87 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 33 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109238 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.012 | 0.9 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 310.1 | xxxxx | 310.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109302 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.201 | 1.2 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 469.4 | xxxxx | 469.4 | No | 70 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109305 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.154 | 1.15 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 656.5 | xxxxx | 656.5 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109310 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 8.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.091 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 102.1 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109312 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.682 | 0 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.1 | xxxxx | 9.1 | No | 50.72 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 60 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109335 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.086 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.7 | xxxxx | 12.7 | No | 40 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000109410 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $140.00 | 9.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 10.38% | 10.49% | 10.49% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 95.57% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 670 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 72.6 | xxxxx | 72.6 | No | 80 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 3 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109416 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2116.49 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.447% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 40.80% | 40.59% | 40.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 67.9 | xxxxx | 67.9 | No | 63.26 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109427 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.551 | 2.09 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.4 | xxxxx | 5.4 | No | 27.6 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109429 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.063 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 34.2 | xxxxx | 34.2 | No | 56.06 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109453 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.508 | 1.29 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 1.1 | xxxxx | 3.4 | No | 73.16 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000109459 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.558% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 45.48% | 45.48% | 45.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 35.7 | xxxxx | 35.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 3.64 | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109484 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | Yes | 11.625% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.406 | 1.37 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 13.5 | xxxxx | 13.5 | No | 67 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109541 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.345 | 1.35 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.4 | xxxxx | 11.4 | No | 74.26 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109553 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 17640.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.896% |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.47% | 48.41% | 48.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 86.3 | No | 50.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 27 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109569 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.455 | 1.43 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 10.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000109589 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.428 | 1.278 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 94.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109612 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.014 | 1.34 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 42.4 | xxxxx | 42.4 | No | 67.11 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109614 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 206.68% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1.01 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 123.7 | xxxxx | 123.7 | No | 69.29 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109644 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 42.58% | 41.94% | 41.94% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | Work Number | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.1 | xxxxx | 17.1 | No | 70 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 10 | 4.1 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109683 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1545.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.309% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 33.67% | 33.73% | 33.73% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0.4 | xxxxx | 33.1 | No | 36.59 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 30 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109752 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 4598.80 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 8.519% |  | 8.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 27.69% | 25.30% | 25.30% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | 4 | Tax Preparer | Third-Party Prepared (Unaudited) | Tax Preparer | 4 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | No | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Executed 4506T Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Executed 4506T Verified - ["2023","2024"] - 2023, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16 | xxxxx | 16 | No | 55.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 20 | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109761 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.577 | 1.45 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.2 | xxxxx | 10.2 | No | 70.56 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109763 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.115 | 1.07 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 24.4 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000109806 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.396 | 1.39 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 0 | xxxxx | 18.9 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109897 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.003 | 1 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 21.1 | xxxxx | 21.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 1 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109906 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $87.80 | 8.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Debt Service Coverage Ratio | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | Yes | 1.373 | 1 |  | Borrower - N/A | Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 90.8 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109919 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.012 | 1.01 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13 | xxxxx | 13 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109942 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.035 | 1.03 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 10.8 | xxxxx | 10.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000109998 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 27.73% | 28.80% | 28.80% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 10.1 | xxxxx | 92.8 | No | 40 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110016 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | .00 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.983% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 21.80% | 21.70% | 21.70% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.2 | xxxxx | 11.2 | No | 60.36 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110042 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 42.97% | 42.77% | 42.77% | Yes | Yes |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.5 | xxxxx | 9.5 | No | 70 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110063 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $12318.75 | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 100.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.651 | 0.651 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.5 | xxxxx | 14.5 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110067 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2190.00 | xx/xx/xxxx | 5.590% | Manual Underwriting | Manual Underwriting | No | 6.603% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 49.19% | 49.19% | 49.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - ["2025","2024","2026"] - 2025, 2024, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.3 | xxxxx | 13.7 | No | 46.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110090 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.373 | 1.373 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 119.9 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110170 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1830.44 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.849% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 37.62% | 37.40% | 37.40% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 77 | 77 | Work Number | Yes | 44 | 44 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 51.1 | xxxxx | 51.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 5 | 40 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110177 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 6096.50 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.627% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 46.06% | 46.11% | 46.11% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 2YR Full Doc | 2 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | Yes | No | No | 0 | No | Yes | N/A | 1 | 0 | Yes | N/A | 1 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Retirement, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Personal Bank Statements Verified - ["2024","2023","2025"] - 2024, 2023, 2025 \|\| Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified, Personal Bank Statements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2023","2025"] - 2024, 2023, 2025 \|\| Co Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 313 | xxxxx | 313 | No | 68.02 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110430 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Interest Only | 3367.50 | xx/xx/xxxx | 6.320% | Manual Underwriting | Manual Underwriting | No | 7.251% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.79% | 24.39% | 36.54% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 16.66% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 86.3 | xxxxx | 86.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | ARM | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000110439 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.132 | 1.15 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 93.5 | xxxxx | 93.5 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110444 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 17010.40 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.305% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.42% | 43.41% | 43.41% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 24 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.4 | xxxxx | 19.4 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 5 | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000110445 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.699 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 195.3 | xxxxx | 195.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110449 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 25.71% | 26.84% | 26.84% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, SEPartnership, SEPartnership, SEPartnership, SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 127.7 | xxxxx | 127.7 | No | 56.77 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 22.6 | 26.13 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110458 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2190.00 | xx/xx/xxxx | 6.050% | Manual Underwriting | Manual Underwriting | No | 6.946% |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 52.78% | 52.73% | 49.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 80.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified | Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 200.3 | xxxxx | 200.3 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000110507 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.051 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 0 | xxxxx | 117.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110546 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1890.00 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.530% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.88% | 47.36% | 47.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 9 | 9 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 34.6 | xxxxx | 34.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 11 | 8 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110576 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.764 | 1.5 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Commercial Driver License | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 90.4 | xxxxx | 90.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000110589 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2325.00 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 7.161% |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 52.89% | 52.58% | 52.58% | No | No | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22 | xxxxx | 22 | No | 79.27 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 18.4 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110594 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.097 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 106.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110647 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.022 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 46.6 | xxxxx | 46.6 | No | 68.24 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110658 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 5493.09 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.981% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.32% | 44.32% | 44.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement |  |  |  |  | N/A | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | Yes | Yes | 2 | 12 | No |  |  |  | 100.00% | 100.00% |  |  |  | 0 |  |  |  |  | Yes | 96 | No |  |  | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation - null Personal Tax Returns Verified, null Business Tax Returns Verified(), CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.3 | xxxxx | 16.8 | No | 72.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 12 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000110682 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 45.16% | 45.15% | 45.15% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 1 | 2 | 1 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 24 | 24 | Other | No | 0 |  | N/A | Borrower - Wage, SESCorp, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - Wage, SEPartnership, SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 91.6 | xxxxx | 91.6 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 10 | 14 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110698 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 101.78% | 37.83% | 37.83% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 73 | 73 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SESCorp, SEPartnership, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - Wage, SEPartnership, SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 96.3 | xxxxx | 198.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 8.12 | 14 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110700 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9250.00 | xx/xx/xxxx | 6.170% | LP | Approve Ineligible | No | 6.279% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.20% | 43.13% | 43.13% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 2 | xxxxx | 2 | No | 60.91 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 8 | 12 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110772 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 34.65% | 37.63% | 37.63% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 128 | 128 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28.9 | xxxxx | 28.9 | No | 74.76 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000110814 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Accept Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 39.13% | 39.14% | 39.14% | Yes | Yes |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2024","2025"] - 2026, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2024","2025"] - 2026, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.5 | xxxxx | 16.5 | No | 60 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 34 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000110921 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.839 | 0.833 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.2 | xxxxx | 16.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111014 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.66% | 49.79% | 49.79% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Commission, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.9 | xxxxx | 11.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111021 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.927 | 0.9 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 125.4 | No | 48.24 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111050 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $995.00 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 40.19% | 39.66% | 39.66% | Yes | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | Malaysia | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 56.2 | xxxxx | 56.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 15 | 15 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111142 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2190.00 | xx/xx/xxxx | 6.050% | Manual Underwriting | Manual Underwriting | No | 7.008% |  | 7.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 47.20% | 47.20% | 43.58% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.4 | xxxxx | 12.8 | No | 47.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111171 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.075 | 1.12 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.3 | xxxxx | 17.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111175 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.982 | 0.94 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 58.3 | No | 54.56 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111181 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.213 | 1.21 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 662 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 118.8 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111274 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 3946.00 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.829% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 44.31% | 46.67% | 46.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 81 | 81 | Work Number | Yes | 94 | 94 | Work Number | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage, Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 76 | xxxxx | 76 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 15 | 15 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111352 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.849 | 0.8 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 70 | xxxxx | 70 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111361 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 48.76% | 49.11% | 49.11% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 114 | 114 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 92.7 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 9 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111469 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.002 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.2 | xxxxx | 5.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111516 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.675 | 0 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.7 | xxxxx | 22.7 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111650 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.541 | 1.165 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 20.6 | No | 63.21 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111661 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1499.00 | xx/xx/xxxx | 6.120% | DU | Approve Eligible | No | 6.684% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 40.26% | 40.13% | 40.13% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 219 | 24 | Work Number | Yes | 74 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 354.1 | xxxxx | 354.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 18 | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000111780 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.089 | 1.088 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 57.3 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111843 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 3594.00 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.619% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 47.08% | 47.08% | 47.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.6 | xxxxx | 8.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111861 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.442 | 1.93 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 469 | xxxxx | 469 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111870 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.442 | 1.93 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 391.1 | xxxxx | 391.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000111999 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 8.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.10% | 44.10% | 44.10% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | Yes | Yes | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 15 | 15 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 668 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12 | xxxxx | 12 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 17 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112004 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 40.81% | 40.81% | 40.81% | Yes |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 111.6 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112089 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  | xxxxx | xxxxx |  | Annually | 33.56% | 33.48% | 33.48% | Unknown |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 67.6 | xxxxx | 67.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2.75% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 33 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112119 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1490.00 | xx/xx/xxxx | 6.290% | Manual Underwriting | Manual Underwriting | No | 6.653% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 42.64% | 42.81% | 42.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 99.7 | xxxxx | 99.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112130 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 36.93% | 36.35% | 36.35% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 12 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - N/A - [] | Borrower - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - [] | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 31 | xxxxx | 31 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx |  |  |  |  |  | No | 50 | 26.46 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112158 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7185.75 | xx/xx/xxxx | 6.060% | DU | Approve Eligible | No | 6.750% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.86% | 48.86% | 48.86% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 3.8 | xxxxx | 3.5 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112219 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 42.74% | 42.74% | 42.74% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx |  |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 174.8 | xxxxx | 174.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | Yes |  | 370 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112269 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 39.95% | 41.63% | 41.63% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 13.4 | xxxxx | 13.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 8.76 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112307 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3920.00 | xx/xx/xxxx | 6.060% | LP | Accept | No | 7.152% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx |  | Monthly | 41.13% | 42.72% | 42.72% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - Other REO Net Rental Income(Loss) - [] | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - [] | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 208.6 | xxxxx | 208.6 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 22 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112311 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.667 | 1.58 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 54.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112331 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.00% | 36.99% | 36.99% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SESCorp, SESCorp, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 285.8 | xxxxx | 285.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112334 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3754.00 | xx/xx/xxxx | 6.060% | DU | Approve Eligible | No | 7.573% |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 16.61% | 17.91% | 17.91% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 4.7 | xxxxx | 4.7 | No | 90 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 24.5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112356 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1499.00 | xx/xx/xxxx | 6.060% | DU | Approve Eligible | No | 6.270% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.56% | 41.52% | 41.52% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage, Commission, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 288.2 | xxxxx | 288.2 | No | 61.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 32 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000112429 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.02 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 81.5 | No | 57.35 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112470 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 44.41% | 44.43% | 44.43% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.9 | xxxxx | 57.7 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112509 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6637.00 | xx/xx/xxxx | 6.060% | DU | Approve Eligible | No | 6.532% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 33.23% | 33.22% | 33.22% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.6 | xxxxx | 10.6 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 5 | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112510 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $287.25 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.253 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 21.4 | xxxxx | 21.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112622 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4785.98 | xx/xx/xxxx | 6.060% | LP | Accept Eligible | Yes | 6.684% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 41.65% | 41.38% | 41.38% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 16 | Other | Yes | 161 | 161 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.4 | xxxxx | 22.4 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 5 | 13 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000112635 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.241 | 1.124 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.8 | xxxxx | 9.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112653 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.810% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.14% | 38.14% | 38.14% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 72 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.5 | xxxxx | 5.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 10 | 12.08 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112710 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.485 | 1.485 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 171.5 | xxxxx | 171.5 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112727 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.236 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 21.6 | xxxxx | 21.6 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112732 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 13.750% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.879 | 0.87 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 39.5 | xxxxx | 39.5 | No | 52.42 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112751 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.80% | 20.06% | 20.06% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | Yes | N/A | 3 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 3 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28.9 | xxxxx | 28.9 | No | 59.61 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112754 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.824 | 1.6 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Customer Identification Verification | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Customer Identification Verification | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 124.6 | No | 60 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112823 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1990.00 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.683% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.35% | 47.43% | 47.43% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Accountant/Bookkeeper |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.5 | xxxxx | 6.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112831 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes | 3 - Verified<2Mos |  | 1 - Not Stated, Not Verified |  | 1 - Not Stated, Not Verified |  | Unknown | Unknown | Unknown |  | .00 |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.837 | 1.05 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  | 800 | 802 | 800 | 793 |  |  |  | 800 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | FL | United States | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 56.3 | xxxxx | 56.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | Member on Behalf of Entity | N/A | xxxxx | xxxxx | xxxxx |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | xxxxx |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx | xxxxx |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112858 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.83% | 23.83% | 23.83% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 0 | 1 | NA | NA | No | No | 0 | No | No | Missing | 0 | 0 | No | Missing | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 219.1 | xxxxx | 219.1 | No | 72.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112860 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 16607.80 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.665% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 16.12% | 16.12% | 16.12% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 309 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 83.7 | xxxxx | 83.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 30 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112865 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8299.00 | xx/xx/xxxx | 6.060% | DU | Approve Eligible | No | 6.310% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 20.59% | 20.59% | 20.59% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 234.3 | xxxxx | 234.3 | No | 39.04 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 7 | 2 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000112928 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 126144.60% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.06 | 1.05 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 92.9 | No | 39.68 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112929 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2958.60 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.421% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.88% | 39.88% | 39.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.6 | xxxxx | 7.6 | No | 62.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2.76 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112959 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.060% | DU | Approve Eligible | Yes | 6.705% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 24.68% | 24.68% | 24.68% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Other | Yes | 25 | 25 | Other | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.4 | xxxxx | 8.4 | No | 74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 14 | 17 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000112974 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.256 | 1.29 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 179.9 | xxxxx | 179.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112976 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.146 | 1.14 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 43 | xxxxx | 43 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 4 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000112981 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 30.51% | 30.51% | 30.51% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.4 | xxxxx | 14.4 | No | 67.47 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 28 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000112984 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 7000.00 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 9.194% |  | 8.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 40.73% | 40.73% | 40.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 12 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - null Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.2 | xxxxx | 16.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113015 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 31.71% | 31.71% | 31.71% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | Yes | 25 | 25 | FNMA 1005 | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 12.2 | xxxxx | 12.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 6 | 10 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113018 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2423.13 | xx/xx/xxxx | 6.140% | DU | Approve Eligible | No | 6.826% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 30.92% | 30.92% | 30.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 22 | 22 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.2 | xxxxx | 20.2 | No | 72.22 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 25 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113031 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 21.35% | 21.35% | 21.35% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | Work Number | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28 | xxxxx | 28 | No | 76.9 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 10 | 11 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113068 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.46 | 1.46 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 167.7 | xxxxx | 167.7 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000113083 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 30.50% | 30.50% | 30.50% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 290.9 | xxxxx | 290.9 | No | 65.81 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 21 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113096 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 46.78% | 46.41% | 46.41% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | 1YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | Yes | Yes | 2 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 820 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 8.2 | xxxxx | 8.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113123 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 43.03% | 42.63% | 42.63% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | Work Visa |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.5 | xxxxx | 14.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113132 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11352.50 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 5.977% |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 37.74% | 37.74% | 37.74% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | Yes | 84 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, Asset Depletion - 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 299.7 | xxxxx | 299.8 | No | 63.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000113189 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.11 | 1.11 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 57.2 | xxxxx | 145.6 | No | 59.81 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113194 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.166 | 1.22 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 88.4 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113195 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | Yes | No | N/A | N/A | .00 | xx/xx/xxxx | 6.140% | DU | Approve Ineligible | No | 6.551% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.99% | 49.25% | 49.25% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 13.2 | No | 56.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113211 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.109 | 1.1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.3 | xxxxx | 7.3 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113265 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.942 | 1.942 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 34.9 | xxxxx | 34.9 | No | 59.52 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113293 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 9575.00 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.795% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 54.84% | 54.84% | 54.84% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 3 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.7 | xxxxx | 19.7 | No | 41.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113317 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3246.63 | xx/xx/xxxx | 6.140% | DU | Approve Eligible | No | 6.373% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 18.42% | 18.42% | 18.42% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.32% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold |  | No | No | N/A | xxxxx | 30.6 | xxxxx | 30.6 | No | 64.8 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113325 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 67.4 | No | 56.25 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113329 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 46.03% | 45.92% | 45.92% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 9.8 | xxxxx | 9.8 | No | 77.69 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 4.28 | 8.75 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113341 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.556% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 45.72% | 46.40% | 46.40% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 44.4 | xxxxx | 44.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 2.31 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113350 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $38.88 | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 20.04% | 20.04% | 20.04% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Investment Income, Investment Income, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 104.5 | xxxxx | 104.5 | No | 60 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | No |  | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113379 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 17.72% | 15.33% | 15.33% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 40.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 189.1 | xxxxx | 189.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113406 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.023 | 1.023 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 74 | xxxxx | 74 | No | 34.72 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113419 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 28.99% | 30.13% | 30.13% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 25 | xxxxx | 25 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000113420 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 18.66% | 18.66% | 18.66% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | United States | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 428.3 | xxxxx | 428.3 | No | 40.89 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 20.18 | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113451 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 31.10% | 31.10% | 31.10% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 68.7 | xxxxx | 68.7 | No | 64.38 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 3 | 3 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113496 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.138 | 1.138 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 37.6 | xxxxx | 37.6 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113500 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $20.90 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.079 | 1.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 4.2 | xxxxx | 4.2 | No | 74 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113511 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.936 | 0.81 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 49.1 | xxxxx | 49.1 | No | 72.46 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113517 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.034 | 1.03 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 38 | xxxxx | 38 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000113519 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6750.00 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.879% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 44.21% | 44.21% | 44.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7 | xxxxx | 7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113564 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 10735.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.263% |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.41% | 44.41% | 44.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.9 | xxxxx | 10.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 4.29 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113582 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 3994.97 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.584% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 47.72% | 48.02% | 48.02% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | Yes | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 128.5 | xxxxx | 183 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113606 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.002 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 47.5 | xxxxx | 47.5 | No | 73 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113609 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.748% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 15.89% | 15.88% | 15.88% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 60.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 1 YR Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.6 | xxxxx | 14.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 13 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000113626 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | Yes | No | N/A | N/A | .00 | xx/xx/xxxx | 6.140% | DU | Approve Eligible | No | 7.055% |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.51% | 44.51% | 44.51% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.2 | xxxxx | 17.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113667 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 995.00 | xx/xx/xxxx | 6.140% | LP | Accept | No | 6.200% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 10.53% | 10.53% | 10.53% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 210.7 | xxxxx | 210.7 | No | 31.03 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property |  | 33 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113678 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  | xxxxx | xxxxx |  |  | 44.73% | 44.73% | 44.73% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.8 | xxxxx | 12.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 5 | 11 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113687 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.001 | 1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 6.3 | xxxxx | 6.3 | No | 69.99 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000113691 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 12.00% | 11.89% | 11.89% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 31.2 | No | 52.31 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | No |  | 10 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113700 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 6186.72% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 2.8 | xxxxx | 149.7 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000113717 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 9221.25 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.079% |  | 5.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  | xxxxx | xxxxx |  | Monthly | 37.02% | 37.02% | 37.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 33.1 | xxxxx | 33.1 | No | 44.25 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 7.01 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113726 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.73% | 44.73% | 44.73% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, Lease Agreements Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, Lease Agreements Verified | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.4 | xxxxx | 12.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 11.00 | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113728 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $4813.38 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.73% | 44.73% | 44.73% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.5 | xxxxx | 17.5 | No | 73.97 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 5 | 11 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113741 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.048 | 1.04 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 0 | xxxxx | 13.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113752 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 8057.05 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.949% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 15.02% | 15.02% | 15.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 323 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17 | xxxxx | 6.6 | No | 74.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113754 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 7.70% | 7.70% | 7.70% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 93.57% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 23.2 | xxxxx | 23.2 | No | 79.93 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113756 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.067 | 1 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 60.8 | No | 33.33 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113762 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.01% | 37.40% | 37.40% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | Yes | N/A | 2 | 0 | Yes | N/A | 2 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2026"] - 2024, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | United States | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 101.3 | xxxxx | 101.3 | No | 28.09 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113819 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 37.84% | 37.84% | 37.84% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.6 | xxxxx | 19.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 22 | 18 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113824 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 40.00% | 40.01% | 40.01% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 168 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Wage, SECorporation, Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.2 | xxxxx | 11.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 13.84 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113827 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.142 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 3.4 | xxxxx | 3.4 | No | 54.05 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113859 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 8740.00 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.465% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 37.38% | 37.38% | 37.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.1 | xxxxx | 22.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113861 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.003 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 1 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.9 | xxxxx | 17.9 | No | 68.45 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113982 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.005 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 319 | xxxxx | 319 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000113983 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 10004.02 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.279% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.75% | 49.75% | 49.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 33.8 | xxxxx | 33.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000113994 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $30.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 33.91% | 33.91% | 33.91% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.6 | xxxxx | 17 | No | 73.62 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114004 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 19.16% | 19.16% | 19.16% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Other, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 120.2 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 12 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114008 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.473 | 1.473 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 670 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 376.6 | xxxxx | 376.6 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114034 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $1400.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 36.30% | 36.30% | 36.30% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 6 | 6 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 140.6 | xxxxx | 140.6 | No | 47.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 27 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114038 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9806.16 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.437% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 28.71% | 28.71% | 28.71% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 25 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.5 | xxxxx | 9.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2.25 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114066 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $4500.00 | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.048 | 1.048 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 29.2 | xxxxx | 29.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114126 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 34.59% | 34.32% | 34.32% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 28 | xxxxx | 28 | No | 71.97 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 18 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114129 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $5000.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.02 | 1.02 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.4 | xxxxx | 7.4 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114141 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.140% | DU | Approve Eligible | No | 6.509% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 35.44% | 35.41% | 35.41% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 41.3 | xxxxx | 41.3 | No | 75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114150 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | Yes | 12.250% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.114 | 1.73 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 42.1 | xxxxx | 42.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 4 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114165 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 33.51% | 33.51% | 33.51% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.2 | xxxxx | 9.2 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 26 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114264 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 20.56% | 20.56% | 20.56% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 81.3 | xxxxx | 81.3 | No | 69.38 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 21 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000114287 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $10.00 | 5.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 14.27% | 19.13% | 19.13% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 19.04% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 168 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 359 | xxxxx | 359 | No | 65.11 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 32 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114293 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.574% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 40.20% | 40.20% | 40.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.3 | xxxxx | 7.3 | No | 44.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114321 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.473 | 1.47 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 65.3 | xxxxx | 65.3 | No | 42.03 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114322 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2090.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.587% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 18.91% | 19.55% | 19.55% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 0.00% | 50.00% | 50.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 240 | Yes | 240 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | US Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 132.7 | xxxxx | 132.7 | No | 57.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 25 | 25 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114325 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.466 | 1.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 118.9 | No | 54.08 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114328 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.959 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | xxxxx | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 112.2 | No | 58.57 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114381 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.48% | 49.18% | 49.18% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.3 | xxxxx | 22.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 14 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114415 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1570.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | Yes | 6.321% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 21.53% | 21.53% | 21.53% | Yes | Yes |  |  |  |  |  |  | Unknown | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 24 | Work Number | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 1114.3 | xxxxx | 1114.3 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property |  | 26 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000114432 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 47.77% | 47.77% | 47.77% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 25 | 25 | Other | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, Bonus, Other, Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 26.9 | xxxxx | 26.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | Yes | 19 | 25 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114451 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.434 | 1.434 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 33.1 | xxxxx | 33.1 | No | 59.52 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114493 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1374.48 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | No | 6.331% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 43.96% | 43.96% | 43.96% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 66.2 | xxxxx | 66.2 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 18 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114494 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $1500.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.258 | 1.3 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.4 | xxxxx | 9.4 | No | 50 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114506 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.220% | DU | Approve Eligible | No | 6.268% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.56% | 38.56% | 38.56% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.3 | xxxxx | 20.3 | No | 70.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 12.16 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114523 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.580% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 44.82% | 44.94% | 44.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.9 | xxxxx | 7.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114529 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 29.04% | 29.04% | 29.04% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 80.4 | xxxxx | 80.4 | No | 52.09 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114545 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11885.00 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.819% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 47.30% | 25.82% | 25.82% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 21.2 | xxxxx | 21.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 15 | 25 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114548 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.70% | 34.70% | 34.70% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 180 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 0 | xxxxx | 179.6 | No | 68.18 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114555 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 44.05% | 44.05% | 44.05% | Yes | Yes |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.9 | xxxxx | 11.9 | No | 60 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 32 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114556 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1570.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.471% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 24.38% | 24.38% | 24.38% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Utilization (with DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 84 | No | Yes | Missing | 2 | 0 | Yes | Missing | 2 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 334.4 | xxxxx | 334.4 | No | 34.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114588 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | Yes | 6.536% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 02/01/2026 | Annually | 28.84% | 30.01% | 30.01% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 63 | xxxxx | 63 | No | 53.74 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 27 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000114600 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2190.00 | xx/xx/xxxx | 6.160% | Manual Underwriting | Manual Underwriting | No | 7.218% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 40.74% | 36.69% | 43.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 48 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13.8 | xxxxx | 13.8 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 4.03 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114605 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 47.49% | 43.79% | 43.79% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Wage, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 405.2 | xxxxx | 405.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | No |  | 33.64 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114624 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 21.69% | 24.39% | 24.39% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 16.1 | xxxxx | 16.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114634 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.52% | 23.52% | 23.52% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 302.3 | xxxxx | 302.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114641 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $35.00 | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.52% | 43.65% | 43.65% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 2 | 34 | FNMA 1005 | Yes | 2 | 24 | FNMA 1005 | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime, Other, Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.4 | xxxxx | 16.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 19 | 25 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114652 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.52% | 26.09% | 26.09% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 51 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 221 | xxxxx | 221 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 17.34 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114712 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7266.36 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | Yes | 6.714% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 04/01/2026 | Annually | 49.04% | 49.02% | 49.02% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 37.5 | xxxxx | 37.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 18 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000114731 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 36.01% | 36.02% | 36.02% | Yes | Yes |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - SESoleProprietor, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx |  |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.9 | xxxxx | 6.9 | No | 42.83 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | Yes |  | 45 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114732 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 5980.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.476% |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 11.88% | 17.84% | 17.84% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | N/A | 0 | 12 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 19 | 19 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 25.4 | xxxxx | 25.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 2 | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114745 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6472.75 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | Yes | 6.368% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.71% | 34.71% | 34.71% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 \|\| Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 143.3 | xxxxx | 143.3 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property |  | 12.5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000114753 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 10139.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.107% |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  | xxxxx | xxxxx |  | Monthly | 14.55% | 14.39% | 14.39% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 40.4 | xxxxx | 40.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000114795 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 29989.24 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.820% |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.35% | 43.35% | 43.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | Work Visa |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.4 | xxxxx | 10.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114883 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.361 | 1.361 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 84.3 | xxxxx | 84.3 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000114907 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 12334.12 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.306% |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 32.48% | 45.12% | 45.12% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 84 | No | Yes | Yes | 3 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 219.2 | xxxxx | 219.2 | No | 63.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114928 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx | 03/07/2026 | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.048 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.4 | xxxxx | 7.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114952 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.981% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 38.73% | 38.69% | 38.69% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 18 | 18 | FNMA 1005 | Yes | 288 | 288 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.9 | xxxxx | 10.9 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 2 | 23.23 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000114959 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Accept Eligible | No |  | $0.00 | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.35% | 39.17% | 39.17% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 101.1 | xxxxx | 101.1 | No | 71.22 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 4 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115002 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $30.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 41.18% | 41.69% | 41.69% | Yes | Yes |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Audited | CPA | 12 | NA | 0 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Subject Property Net Rental Income(Loss) if NOO \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 20.4 | xxxxx | 20.4 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | Yes |  | 15.25 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115010 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.003 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.6 | xxxxx | 5.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115028 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.141 | 1.14 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 51.2 | No | 53.61 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115043 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 6840.87 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.958% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 38.01% | 38.01% | 38.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.7 | xxxxx | 17.7 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 8.66 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115054 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.144 | 1.144 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.3 | xxxxx | 7.3 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115057 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.321 | 1.3 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | PATRIOT ACT FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 100.5 | No | 37.7 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115058 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.307 | 1.307 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 70 | xxxxx | 70 | No | 67.34 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115061 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 4562.96 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.985% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 30.22% | 47.41% | 47.41% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 204 | 204 | Work Number | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 80.2 | xxxxx | 80.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 20 | 18.7 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115085 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.049 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 138.7 | xxxxx | 138.7 | No | 68.99 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115136 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 10147.60 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.909% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 4.02% | 4.02% | 4.02% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 94.7 | xxxxx | 94.7 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 24 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115142 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 832.17% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.165 | 1.16 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 21.6 | xxxxx | 21.6 | No | 50 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115167 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.121 | 1.09 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 114.3 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115171 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 17450.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.244% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.16% | 42.34% | 42.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.1 | xxxxx | 11.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115186 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | APOR Threshold | 1586.50 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | No | 6.527% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 29.84% | 29.84% | 29.84% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 360 | Work Number | Yes | 81 | 81 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 2 | xxxxx | 2 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 36.72 | 7 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115193 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.61% | 39.60% | 39.60% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.1 | xxxxx | 30.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 4 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115201 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $4001.42 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 01/01/2026 | Monthly | 48.82% | 48.82% | 48.82% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower \|\| Co Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 104.8 | xxxxx | 104.8 | No | 69.82 | No | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | No |  | 3 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000115202 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.221 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 55.2 | xxxxx | 55.2 | No | 44.44 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115205 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1690.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.816% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 20.78% | 21.36% | 21.36% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 0.00% | 50.00% | 50.00% | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 72 | Yes | 72 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 77.4 | xxxxx | 77.4 | No | 69.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 5 | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115207 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $1695.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.26% | 46.26% | 46.26% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 54.6 | xxxxx | 54.6 | No | 73.08 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 14 | 1.3 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000115215 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 35.65% | 31.14% | 31.14% | Yes | Yes | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Employed | Not Employed | Not Employed | Not Employed | .00 | .00 | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified \|\| Co Borrower 2 - 2 YRS Executed 4506T Verified \|\| Co Borrower 3 - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower 2 - 2 YRS Executed 4506T Verified \|\| Co Borrower 3 - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | 724 | 707 | 740 | 724 | 730 | 784 | 747 | 724 | 747 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Standard Driver's License - Not for federal use |  | WA | United States | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Standard Driver's License - Not for federal use |  | WA | United States | xx/xx/xxxx |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.7 | xxxxx | 9.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | Borrower As Individual | Borrower As Individual | xxxxx | xxxxx | xxxxx | xxxxx | false | 4 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | No | 5 |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115218 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1990.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.804% |  | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 51.54% | 51.56% | 51.56% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Audited | 12 | CPA |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.3 | xxxxx | 14.3 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115219 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9530.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.484% |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.16% | 48.24% | 48.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Accountant/Bookkeeper |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.4 | xxxxx | 9.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115224 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 24.03% | 24.34% | 24.34% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 67.2 | xxxxx | 67.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 11 | 11.59 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115227 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $2600.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.593 | 1.59 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 54.4 | xxxxx | 54.4 | No | 63.98 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115248 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1830.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.598% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.08% | 39.08% | 39.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 43.2 | No | 26.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115254 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Unknown | Unknown | Unknown | Unknown | .00 | .00 | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.398 | 1.38 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | 763 | 804 | 804 | 804 | 757 | 783 | 763 | 804 | 763 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | CO | United States | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | CO | United States | xx/xx/xxxx |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | xxxxx | 60.9 | xxxxx | 60.9 | No | 51.95 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | Borrower As Individual | Borrower As Individual | xxxxx | xxxxx | xxxxx | xxxxx | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115255 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 36.26% | 36.27% | 36.27% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.8 | xxxxx | 119.6 | No | 48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 28 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115262 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $665.58 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.344 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 26.3 | xxxxx | 26.3 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115267 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Unknown | Unknown | Unknown | Unknown | .00 | .00 | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.402 | 1.38 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | 763 | 804 | 804 | 804 | 757 | 783 | 763 | 804 | 763 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | CO | United States | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | CO | United States | xx/xx/xxxx |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | xxxxx | 61 | xxxxx | 61 | No | 51.95 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | Borrower As Individual | Borrower As Individual | xxxxx | xxxxx | xxxxx | xxxxx | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115278 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $5719.50 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 47.54% | 47.54% | 47.54% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 2 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 132.2 | xxxxx | 132.2 | No | 60 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 24 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115311 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1395.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | No | 6.554% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 41.14% | 41.14% | 41.14% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | Yes | Yes | 2 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 826 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 272.5 | xxxxx | 272.5 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115315 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.100% | LP | Accept | No | 6.752% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.82% | 23.82% | 23.82% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 99 | 99 | Work Number | Yes | 209 | 209 | Other | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 45.4 | xxxxx | 45.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 8.33 | 17.54 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000115335 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1295.00 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.399% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 47.76% | 41.50% | 41.50% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 124.5 | xxxxx | 124.5 | No | 22.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 25 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115348 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 30.46% | 33.85% | 33.85% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified - ["2026"] - 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2026"] - 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16 | xxxxx | 16 | No | 62.35 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | 5 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115357 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.478 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.7 | xxxxx | 6.7 | No | 43.71 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115359 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | Yes | No | N/A | N/A | 950.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | No | 6.171% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.01% | 43.01% | 43.01% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 33.1 | xxxxx | 33.1 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 9 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000115415 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.215 | 1.18 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 0 | xxxxx | 3.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2%, 2%, 2% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115429 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 46.66% | 46.66% | 46.66% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESCorp, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 29.7 | xxxxx | 29.7 | No | 72.36 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115435 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $3517.50 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 46.42% | 46.43% | 46.43% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 33.3 | xxxxx | 33.3 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 6.94 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115451 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 45.98% | 45.98% | 45.98% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 |  | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 183.5 | xxxxx | 183.5 | No | 75.7 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | Yes | 32 | 7 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115460 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1890.00 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.662% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.52% | 47.15% | 47.15% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | N/A | 2 | 0 | Yes | N/A | 2 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 175.2 | xxxxx | 175.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115468 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1825.00 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.602% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 35.22% | 35.22% | 35.22% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 16 | 16 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Written VOE Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.6 | xxxxx | 26.3 | No | 83.27 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 1.25 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115477 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4235.00 | xx/xx/xxxx | 6.100% | DU | Accept Eligible | No | 6.595% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 49.97% | 49.97% | 49.97% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 24 | Work Number | Yes | 2 | 32 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | India | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 141.3 | xxxxx | 141.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 9 | 0.8 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115499 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 216.65% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.304 | 1.25 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 225 | xxxxx | 225 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115504 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 43.30% | 43.30% | 43.30% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 172.6 | xxxxx | 172.6 | No | 65.54 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 18 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115521 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.239 | 1.25 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 267.2 | xxxxx | 267.2 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115522 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.201 | 1.2 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 11.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115531 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 35.23% | 35.83% | 35.83% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 16.5 | xxxxx | 16.5 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 3.92 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115537 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 8515.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.084% |  | 6.990% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Asset Utilization (No DTI) | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 60 | Yes | Yes | Yes | 6 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 530.3 | xxxxx | 530.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000115538 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 10000.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.058 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 151.7 | xxxxx | 151.7 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115555 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.557% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.42% | 44.42% | 44.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.3 | xxxxx | 6.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115562 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.60% | 33.25% | 33.25% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | Yes | N/A | 0 | 12 | 0.00% | 100.00% | 70.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 36 | Yes | 36 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - SECorporation - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.6 | xxxxx | 19.6 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 5%, 5%, 5% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 37.17 | 8.99 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115563 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 14.72% | 14.72% | 14.72% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065, 1120S), CPA Letter Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065, 1120S), 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 18.2 | xxxxx | 18.2 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 9 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115565 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2551.91 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.274% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 31.41% | 31.33% | 31.33% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | Yes | No | 84 | No | No | Yes | 0 | 0 | Yes | Yes | 4 | 0 | 0.00% |  | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | xxxxx | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 309.2 | xxxxx | 309.2 | No | 64.89 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115597 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.00% | 43.17% | 43.17% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 64.2 | xxxxx | 64.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 13.01 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115598 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.011 | 1 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 49.9 | No | 70 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115600 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 45.00% | 43.81% | 43.81% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 47.5 | xxxxx | 47.5 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115620 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.51% | 44.07% | 44.07% | Yes | Yes |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | Audited | Tax Preparer | 24 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.9 | xxxxx | 8.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  | Yes |  | 4.6 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000115624 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1690.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.828% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.34% | 46.18% | 46.18% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.7 | xxxxx | 16.7 | No | 78.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115632 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 49.66% | 49.67% | 49.67% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - SSI and Disability, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Award Letter Verified - ["2025"] - 2025 \|\| Co Borrower - SSI and Disability - Award Letter Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 \|\| Co Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 1086.9 | xxxxx | 1086.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115637 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.3 | 1.32 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | PATRIOT ACT FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 104.3 | No | 52.85 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115662 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.146 | 1.15 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 38.9 | xxxxx | 38.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115666 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.362 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Customer Identification Verification | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Customer Identification Verification | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 116.7 | No | 65 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115668 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.08% | 23.08% | 23.08% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESCorp, SECorporation, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026","2023"] - 2024, 2025, 2026, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026","2023"] - 2024, 2025, 2026, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 206.8 | xxxxx | 206.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115718 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1570.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.294% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 27.48% | 27.48% | 27.48% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | Yes | No | 84 | No | Yes | N/A | 12 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified | Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 651.6 | xxxxx | 651.6 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115734 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 14870.50 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.404% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.69% | 41.69% | 41.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - ["2025"] - 2025 | Borrower - 1 YR Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 89 | No | 26.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 46 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115741 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1695.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | Yes | 6.658% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 49.42% | 49.43% | 49.43% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 24 | Other | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.8 | xxxxx | 5.8 | No | 65 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 4 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000115764 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.21 | 1.21 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Visa Card | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 42.8 | xxxxx | 42.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115765 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 8165.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.967% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 20.81% | 21.60% | 21.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 65.9 | No | 35.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115770 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1790.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.772% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 33.52% | 33.52% | 33.52% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Separation Agreement Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.1 | xxxxx | 12.1 | No | 78.18 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 38 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115778 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | .00 | xx/xx/xxxx | 6.130% | DU | Approve Eligible | No | 6.678% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.97% | 39.97% | 39.97% | Yes | Yes |  |  |  |  |  |  | Employed | Unknown |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 3.9 | xxxxx | 3.9 | No | 78.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 15 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115831 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx |  | Monthly | 25.10% | 25.10% | 25.10% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.6 | xxxxx | 17.6 | No | 54.52 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 14 | 12 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115865 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 16.51% | 16.54% | 16.54% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 404.8 | xxxxx | 404.8 | No | 75 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 25 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115886 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 27.68% | 27.68% | 27.68% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 150 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 35.1 | xxxxx | 35.1 | No | 78.41 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 12 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115942 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | .00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.667% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 8.90% | 8.90% | 8.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 54 | 54 | Work Number | Yes | 53 | 53 | Work Number | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 23.8 | xxxxx | 23.8 | No | 72.28 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 3 | 4 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115950 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.063 | 1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 38.5 | xxxxx | 38.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115956 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.474 | 1.59 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 278.5 | xxxxx | 278.5 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115975 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.015 | 1.016 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 1.5 | xxxxx | 17 | No | 74.9 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000115992 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 7.310% |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 23.16% | 23.38% | 23.38% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.7 | xxxxx | 121 | No | 63.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 46.85 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116019 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 29.74% | 29.79% | 29.79% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 12 | Work Number | No | 0 |  |  | Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 78.4 | xxxxx | 78.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx |  | xxxxx | xxxxx |  |  |  |  |  |  | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116021 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.80% | 34.80% | 34.80% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 302 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.3 | xxxxx | 11.3 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 21.01 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116066 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.073 | 1.073 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 54.7 | xxxxx | 54.7 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116106 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 7974.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 7.594% |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 14.63% | 14.63% | 14.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.8 | xxxxx | 14.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116188 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.921 | 0.93 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 82.3 | No | 59.52 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116192 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 63.3 | xxxxx | 63.3 | No | 61.96 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116208 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 10545.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 7.015% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 46.46% | 46.19% | 46.19% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.2 | xxxxx | 7.2 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 12 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116214 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 45.20% | 45.20% | 45.20% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 1353.9 | xxxxx | 1353.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116216 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.877 | 0.88 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.8 | xxxxx | 20.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000116251 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.179 | 0.75 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 93.9 | No | 26.55 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116263 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 364047.62% | 0.00% | 0.00% | Yes | Yes | 3 - Verified<2Mos | 3 - Verified<2Mos | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Unknown | Unknown | Unknown | Unknown | .00 | .00 | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | 764 | 779 | 773 | 747 | 788 | 786 | 781 | 773 | 786 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | NJ | United States | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | NJ | United States | xx/xx/xxxx |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28.4 | xxxxx | 28.4 | No | 68.95 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | Member on Behalf of Entity | Member on Behalf of Entity | xxxxx | xxxxx | xxxxx | xxxxx | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116269 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $2751.96 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.08% | 44.08% | 44.08% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 31.1 | xxxxx | 31.1 | No | 74.09 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 10 | 8.7 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116284 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 46.13% | 46.13% | 46.13% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.6 | xxxxx | 8.6 | No | 68.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Jumbo | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 25.00 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116286 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9292.24 | xx/xx/xxxx | 6.130% | DU | Approve Eligible | No | 6.227% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 31.34% | 31.34% | 31.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5 | xxxxx | 5 | No | 69.56 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116289 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1990.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.737% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 35.30% | 33.82% | 33.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13.5 | xxxxx | 13.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116293 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.932 | 0.95 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 120.1 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116296 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 16994.20 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.629% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 13.54% | 13.53% | 13.53% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 38.6 | xxxxx | 38.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116298 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  |  | 24.75% | 34.07% | 34.07% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 0.00% | 75.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 45.8 | xxxxx | 45.8 | No | 61.3 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 60 days interest | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116301 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.316% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 29.89% | 29.77% | 29.77% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 240 | 240 | Other | Yes | 220 | 220 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 2.2 | xxxxx | 14 | No | 50.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 27 | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116302 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.560% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 17.45% | 17.36% | 17.36% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | Yes | No | 84 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - ["2026"] - 2026 | Borrower - ["2026"] - 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 72.4 | xxxxx | 72.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116327 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | xxxxx | xxxxx | Yes | 16.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.881 | 0.84 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 3.8 | xxxxx | 3.8 | No | 60.55 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116333 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 26.70% | 26.15% | 26.15% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 \|\| Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 817 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 22.3 | xxxxx | 22.3 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 25 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116339 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.160% | Manual Underwriting | Manual Underwriting | No | 7.239% |  | 8.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 34.56% | 35.48% | 35.48% | Yes | Yes |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Retirement, SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 56.4 | xxxxx | 140.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | ARM | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116357 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 37.37% | 37.37% | 37.37% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 18.2 | xxxxx | 18.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116367 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.349 | 1.35 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 46.3 | xxxxx | 46.3 | No | 40.17 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116370 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $871.20 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.166 | 1.16 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 130.9 | xxxxx | 130.9 | No | 64.38 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116377 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.067 | 1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 291.1 | xxxxx | 291.1 | No | 52.13 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116381 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.294% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 40.08% | 40.22% | 40.22% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Utilization (with DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 84 | No | Yes | Yes | 3 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 102.9 | xxxxx | 102.9 | No | 68.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116395 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 15092.85 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.632% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.31% | 46.31% | 46.31% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Asset Utilization (with DTI) | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | Yes | 84 | No | Yes | Yes | 3 | 0 | Yes | N/A | 3 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 202.6 | xxxxx | 202.6 | No | 26.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116401 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.851 | 0.86 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 354.2 | xxxxx | 354.2 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116402 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.015 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 11.8 | xxxxx | 11.8 | No | 79.89 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116409 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.064 | 0.97 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 141 | xxxxx | 141 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116416 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 42.26% | 41.98% | 41.98% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act Disclosure | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 174.3 | xxxxx | 295.2 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116431 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | Yes | 14.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.932 | 0.92 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 68.3 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116435 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.284 | 1.284 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 94 | No | 65.63 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116452 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1295.00 | xx/xx/xxxx | 6.130% | DU | Approve Eligible | No | 6.461% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 43.73% | 43.68% | 43.68% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2025"] - 2025 \|\| Co Borrower - Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2025"] - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025"] - 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 150.5 | xxxxx | 150.5 | No | 75 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116472 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 6850.47% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.004 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.1 | xxxxx | 9.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | ARM | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | Yes | 11.750% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.958 | 0.95 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 668 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.9 | xxxxx | 10.8 | No | 49.85 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116485 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.253 | 1.05 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 37.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116502 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 43.97% | 44.64% | 44.64% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2023"] - 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.4 | xxxxx | 10.4 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116506 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 582.01% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.557 | 1.557 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 81.6 | No | 40.98 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116509 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 6032.22 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 8.636% |  | 8.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 33.17% | 33.13% | 33.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 828 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13.9 | xxxxx | 13.9 | No | 90 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 13 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116513 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.505 | 2.4 | No | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 131.2 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116522 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $199.50 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 31.31% | 30.78% | 30.78% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 1 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.5 | xxxxx | 14.5 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 26 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116531 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.007 | 1.09 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold |  | No | No | N/A | xxxxx | 41.9 | xxxxx | 41.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116536 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 37.12% | 37.12% | 37.12% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 38.2 | xxxxx | 38.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116537 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | No | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.096 | 1.16 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.7 | xxxxx | 11.7 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116539 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6402.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 7.041% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 25.83% | 25.79% | 25.79% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 43 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.8 | xxxxx | 19.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116544 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 37.16% | 37.42% | 37.42% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 52 | Work Number | Yes | 43 | 43 | Work Number | No | 0 |  | Yes | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | Work Visa |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | India | xx/xx/xxxx | Work Visa |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 123.3 | xxxxx | 123.3 | No | 79.98 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 21 | 15 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116548 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $30000.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.178 | 1.178 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.1 | xxxxx | 8.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116555 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 20.83% | 20.68% | 20.68% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 94.1 | xxxxx | 94.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10.16 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116567 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  |  | 5.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 35.94% | 36.18% | 36.18% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 15.6 | xxxxx | 15.6 | No | 74.96 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 10 | 20 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000116587 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9885.50 | xx/xx/xxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.969% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.56% | 48.56% | 48.56% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  | Stocks/Bonds | Borrower Prepared | 12 | Borrower |  |  |  | Yes | 0 | No |  | Yes | 235 | 48 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SESCorp, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 264.4 | xxxxx | 264.4 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 18 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116593 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 25.86% | 25.86% | 25.86% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 27.7 | xxxxx | 27.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.088 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 122.7 | xxxxx | 122.8 | No | 47.2 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116617 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | .00 | xx/xx/xxxx | 6.130% | LP | Accept Eligible | No | 7.284% |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.97% | 49.37% | 49.37% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 0 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Other | Yes | 26 | 26 | Other | No | 0 |  | Yes | Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 671 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.4 | xxxxx | 14.4 | No | 72.12 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 26 | 14.48 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116622 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.141 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 65.9 | xxxxx | 65.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116632 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2190.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.504% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 37.04% | 37.03% | 37.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 58.8 | xxxxx | 58.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 3 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116635 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1595.00 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.871% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 38.75% | 37.78% | 37.78% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Missing | 0 | 0 | No | Missing | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28.3 | xxxxx | 28.3 | No | 71.51 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 10 | 2 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116638 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 25.07% | 25.02% | 25.02% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.9 | xxxxx | 25.3 | No | 43.33 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 2.84 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116641 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.272 | 1.17 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16 | xxxxx | 16 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116667 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | Yes | 16.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.328 | 1.31 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.2 | xxxxx | 5.2 | No | 69 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116678 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6550.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.425% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 47.59% | 47.59% | 47.59% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.1 | xxxxx | 14.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116726 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.756 | 0.75 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Consular Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 47.6 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116735 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 45.91% | 43.87% | 43.87% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 48.6 | xxxxx | 48.6 | No | 75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 4.75 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116741 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 1211.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.145 | 1.23 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9 | xxxxx | 9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116792 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.205 | 1.203 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 5.6 | xxxxx | 5.6 | No | 74.99 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116796 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.62 | 1.6 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 37 | xxxxx | 37 | No | 48.45 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx |  |
| 4000116798 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.442 | 1.22 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 25.6 | xxxxx | 27.5 | No | 63.36 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx |  |
| 4000116804 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.361 | 1.36 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 25.6 | xxxxx | 26.2 | No | 63.91 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx |  |
| 4000116811 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 26.26% | 25.77% | 25.77% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.9 | xxxxx | 100.4 | No | 44.19 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 24 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116813 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 45.74% | 45.74% | 45.74% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 50.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Retirement - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.5 | xxxxx | 24.5 | No | 65.81 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 15 | 15 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116815 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.196 | 1.149 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 63.3 | No | 65 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116817 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.094 | 1.09 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 27.2 | xxxxx | 27.2 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116842 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $60.33 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 29.28% | 29.28% | 29.28% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 8.20% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 842.5 | xxxxx | 842.5 | No | 74.71 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 36.64 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116853 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2190.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.692% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 44.06% | 44.06% | 44.06% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 80.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 50.9 | xxxxx | 30.6 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116871 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.015 | 1.02 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 19.7 | No | 49.87 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000116879 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.856 | 0.856 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 92.3 | No | 48.84 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116888 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.999 | 0.99 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | xxxxx | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 40.8 | xxxxx | 40.8 | No | 56.12 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116892 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.068 | 1.05 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 38.5 | xxxxx | 38.5 | No | 58.29 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116907 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 3.55% | 4.21% | 4.21% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 235.3 | xxxxx | 235.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 19 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116910 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.323 | 1.25 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Permanent Resident | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 91 | xxxxx | 91 | No | 69.19 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116911 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 4260.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.990% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 45.12% | 45.12% | 45.12% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 73.3 | No | 31.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116913 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $854.06 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.061 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 0 | xxxxx | 100.4 | No | 45.49 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116919 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | Yes | 11.625% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.05 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.6 | xxxxx | 146.7 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116928 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.06% | 40.27% | 40.27% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1065), CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 94 | xxxxx | 94 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 13 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116971 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 67.1 | No | 68.64 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Home Improvement/Reno | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116976 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.936 | 0.75 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12 | xxxxx | 12 | No | 66.71 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000116981 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.854 | 1.79 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 169.8 | xxxxx | 169.8 | No | 52.02 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117035 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | Yes | 14.750% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.981 | 0.97 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.8 | xxxxx | 8.8 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117036 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $17010.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.19% | 34.19% | 34.19% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 153 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.8 | xxxxx | 11.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 12 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117056 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3667.13 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.414% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 01/01/2027 | Annually | 49.98% | 49.98% | 49.98% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 36 | 36 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.7 | xxxxx | 6.7 | No | 69.23 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 25 | 10.4 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117057 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.257 | 1.28 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 26 | xxxxx | 26 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117065 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.867 | 0.8 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 420.9 | xxxxx | 420.9 | No | 52.94 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117087 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.296 | 1.46 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.6 | xxxxx | 6.6 | No | 78.19 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117092 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.503 | 1.52 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 101.8 | No | 47.14 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117115 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.556 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 0 | xxxxx | 105.9 | No | 47.1 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx |  |
| 4000117131 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2400.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.787% |  | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 28.60% | 30.87% | 30.87% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 132 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 374.2 | xxxxx | 374.2 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 30 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000117139 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 35.06% | 34.21% | 34.21% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.1 | xxxxx | 9.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 4 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117168 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 17.41% | 18.04% | 18.04% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.7 | xxxxx | 9.7 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15.6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117171 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 995.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.246% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 49.03% | 49.03% | 49.03% | No | No |  |  |  |  |  |  | Employed | Unknown |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 60 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 31.8 | xxxxx | 31.8 | No | 42.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | 15 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117172 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | 4139.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 8.652% |  | 8.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.45% | 49.45% | 49.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 12 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.7 | xxxxx | 6.7 | No | 90 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117179 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $1253.10 | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.09% | 46.79% | 46.79% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 122 | 122 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 41.4 | xxxxx | 41.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 30 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000117182 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.891 | 0.89 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 8.1 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117192 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | Yes | 12.125% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.1 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.4 | xxxxx | 7.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117198 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.028 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot ACT Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 304.3 | xxxxx | 304.3 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117230 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.78 | 0.75 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 41.6 | xxxxx | 41.6 | No | 51.82 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117237 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.787 | 0.75 | No | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 26.1 | xxxxx | 26.1 | No | 75 | Yes | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117248 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 3398.16 | xx/xx/xxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 7.029% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.98% | 44.97% | 44.97% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.1 | xxxxx | 19.1 | No | 64.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117254 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.598% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 50.78% | 50.78% | 50.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 114 | 114 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.2 | xxxxx | 7.2 | No | 23.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117280 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2325.00 | xx/xx/xxxx | 5.530% | Manual Underwriting | Manual Underwriting | No | 6.288% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 45.25% | 45.77% | 45.77% | No | No | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos | 5 - Stated, 2YRs Verified + CPA Letter | 5 - Stated, 2YRs Verified + CPA Letter | 3 - Stated, 3rd Party Verification | 3 - Stated, 3rd Party Verification | Self-Employed | Self-Employed | Employed | Employed | 3.62 | .68 | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 90.00% | Stocks/Bonds,Stocks/Bonds | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | Yes | 12 | Yes | 12 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower 2 - Wage, Bonus, Other REO Net Rental Income(Loss), Primary Residence Rent Income - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower 3 - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower 2 - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower 3 - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | 754 | 768 | 793 | 791 | 754 | 776 | 739 | 791 | 754 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Standard Driver's License - Not for federal use |  | NY | United States | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Standard Driver's License - Not for federal use |  | NJ | United States | xx/xx/xxxx |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.4 | xxxxx | 37.1 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | Borrower As Individual | xxxxx | xxxxx | xxxxx | xxxxx | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A - Not investment property | 30 | 25 | 4 | 8 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117287 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 19992.00 | xx/xx/xxxx | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.496% |  | 6.490% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 30.36% | 30.33% | 30.33% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 54.8 | xxxxx | 54.8 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117289 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.82% | 38.82% | 38.82% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 20 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.2 | xxxxx | 8.2 | No | 54.86 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117298 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.795 | 0.78 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 49.8 | No | 16.67 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117305 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.2 | 1.19 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 30.5 | xxxxx | 30.5 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117306 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1825.00 | xx/xx/xxxx | 6.140% | DU | Approve Eligible | No | 6.549% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Annually | 48.26% | 47.84% | 47.84% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.1 | xxxxx | 14.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 30 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117340 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.627 | 1.25 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.1 | xxxxx | 24.1 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117341 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.43 | 1.42 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 31.2 | xxxxx | 31.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117360 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.79% | 49.11% | 49.11% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 144.4 | xxxxx | 144.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117430 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 24025.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.606% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 46.30% | 46.38% | 46.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 15 | 15 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - Written VOE Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.9 | xxxxx | 11.9 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 1 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117431 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.801 | 2.8 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 92.3 | No | 25.04 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117445 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.818 | 0.79 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22 | xxxxx | 22 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117451 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.151 | 1.19 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 55.1 | xxxxx | 55.1 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117455 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 43.18% | 43.39% | 43.39% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  | Stocks/Bonds | Borrower Prepared | 14 | Borrower |  |  |  | NA | 0 | No |  | Yes | 2 | 60 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 261.8 | xxxxx | 294 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117456 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $1050.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.4 | 1.42 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.6 | xxxxx | 7.6 | No | 55 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117464 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3220.00 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 6.004% |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 26.06% | 26.06% | 26.06% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 823 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 220.9 | xxxxx | 220.9 | No | 46.15 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117517 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1650.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.614% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  | xxxxx | xxxxx |  | Annually | 14.40% | 14.41% | 14.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2026","2024"] - 2026, 2024 | Borrower - ["2026","2024"] - 2026, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 15.3 | xxxxx | 15.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2.5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117536 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.084 | 1.02 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 100.8 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117552 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.286% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.99% | 48.99% | 48.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 64 | 64 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2021","2022","2023","2024","2025"] - 2021, 2022, 2023, 2024, 2025 | Borrower - ["2021","2022","2023","2024","2025"] - 2021, 2022, 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 46.2 | xxxxx | 46.2 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117553 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 4390.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.073% |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 38.25% | 38.25% | 38.25% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.6 | xxxxx | 12.6 | No | 44.09 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117616 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1790.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.953% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 22.40% | 22.06% | 22.06% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx |  |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 29 | xxxxx | 29 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 18 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117633 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.928 | 0.77 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28.1 | xxxxx | 28.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117653 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | No | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.159 | 2.09 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 33.4 | xxxxx | 33.4 | No | 79.18 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117657 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 32.98% | 32.98% | 32.98% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 27.4 | xxxxx | 27.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 4 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | 32 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117659 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 15495.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.267% |  | 5.990% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Asset Utilization (No DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | Yes | Yes | N/A | 6 | 0 | Yes | N/A | 6 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Other - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Disclosure Borrower Identification | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Disclosure Borrower Identification | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 385.7 | xxxxx | 385.7 | No | 58.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Other | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117750 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 20.12% | 20.12% | 20.12% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 91.7 | xxxxx | 91.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 40 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117826 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $86.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 45.58% | 38.75% | 38.75% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13 | xxxxx | 13 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 4.12 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117838 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.785 | 0.78 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 364.3 | xxxxx | 364.3 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117846 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 11.875% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.966 | 1.96 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 88.8 | xxxxx | 88.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117854 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.364 | 1.36 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 105.6 | xxxxx | 105.6 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117859 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | Yes | 11.875% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.519 | 1.52 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 126.8 | xxxxx | 126.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117868 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | Yes | 5.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.463 | 1.46 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 120.4 | xxxxx | 120.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117869 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 11.875% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.758 | 1.61 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 51.9 | xxxxx | 51.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117934 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Unknown |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.003 | 1.003 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 28.6 | No | 74.68 | N/A | No | No | Yes | Member on Behalf of Entity | Borrower As Individual | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117940 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.09 | 1.083 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 44.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117980 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $4665.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 15.69% | 15.62% | 15.62% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 51.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | Yes | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 30 | xxxxx | 30 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 30 | 3 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117984 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 14396.42% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.006 | 1.05 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | xx/xx/xxxx | xx/xx/xxxx | 0 | 73 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 0.2 | xxxxx | 34.2 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117985 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $4412.81 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 04/01/2026 | Annually | 47.07% | 45.27% | 45.27% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Investment Income - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.9 | xxxxx | 20.9 | No | 74.7 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 33 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117986 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 4287.50 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.345% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.80% | 38.80% | 38.80% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 139 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 49.8 | xxxxx | 49.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 25 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117992 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1400.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.226% |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 47.43% | 47.43% | 47.43% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | Yes | 84 | No | No | N/A | 0 | 0 | Yes | N/A | 4 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - Asset Depletion, Subject Property Net Rental Income(Loss) if NOO - Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 279.4 | xxxxx | 279.4 | No | 35.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000117995 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.069 | 1.069 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 4.7 | xxxxx | 4.7 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117997 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | Yes | 12.250% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.977 | 0.977 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 18.5 | xxxxx | 77.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118009 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 3000.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.152% |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 37.00% | 36.98% | 36.98% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 100.00% |  | N/A | 0 | N/A | Third-Party Prepared (Unaudited) | CPA | 12 | NA | 0 | Yes | 96 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower \|\| Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2026","2025"] - 2026, 2025 | Borrower \|\| Co Borrower - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.7 | xxxxx | 7.7 | No | 34.09 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  | 20 | 15 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118015 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 28.26% | 30.02% | 30.02% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx |  |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 84.2 | xxxxx | 84.2 | No | 85 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | Yes | 6 | 6 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118054 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.872 | 0.87 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 150 | xxxxx | 150 | No | 64.98 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000118068 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1763.55 | xx/xx/xxxx | 6.100% | DU | Approve Eligible | No | 7.422% |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.83% | 39.83% | 39.83% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Other | Yes | 25 | 25 | Other | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - Wage, Overtime - Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Missing | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Missing | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17 | xxxxx | 17 | No | 90 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | N/A - Not investment property | 27 | 19.49 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000118076 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Interest Only | 1890.00 | xx/xx/xxxx | 6.160% | Manual Underwriting | Manual Underwriting | No | 7.107% |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 27.77% | 27.77% | 33.88% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | Yes | No | 84 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 954.1 | xxxxx | 954.1 | No | 37.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118160 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 3126.20 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.484% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 42.53% | 42.53% | 42.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act Information Form | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 44.3 | xxxxx | 44.3 | No | 75.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118180 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 196486.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.824 | 0.82 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 41 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118182 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.061 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 134.1 | xxxxx | 134.1 | No | 74.89 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118183 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $2200.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.16 | 1.159 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | Green Card | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 20.4 | xxxxx | 20.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 1%, 1% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118187 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | LP | Accept Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.30% | 46.40% | 46.40% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 59.4 | xxxxx | 59.4 | No | 68.43 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118228 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 4823.83% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.091 | 1.16 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 28.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Home Improvement/Reno | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118244 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.414 | 1.24 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 57.5 | xxxxx | 57.5 | No | 41.74 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118267 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.509 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 56.8 | xxxxx | 56.8 | No | 30.07 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118281 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2585.00 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.464% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 22.67% | 22.67% | 22.67% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower | Borrower - ["2025","2026"] - 2025, 2026 \|\| Co Borrower | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Permanent Resident Alien card | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 13 | xxxxx | 13 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 3.35 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118317 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | Yes | 20.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.763 | 1.01 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 85.3 | No | 52.86 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118324 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.823 | 0.82 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 47.8 | xxxxx | 47.8 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118340 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | Yes | 12.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.15 | 1.03 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 17.8 | xxxxx | 17.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118341 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6539.00 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.585% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 54.19% | 54.55% | 54.55% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.2 | xxxxx | 9.2 | No | 74.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118354 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 1338.32% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.47 | 1.25 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 53.8 | No | 56.67 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118383 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.997 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 107 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118391 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 36.43% | 36.43% | 36.43% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 54.4 | xxxxx | 54.4 | No | 56.71 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 32 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118468 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 34.33% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.933 | 0.95 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 3.4 | xxxxx | 3.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118503 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.108 | 1 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.2 | xxxxx | 14.2 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118509 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2415.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | Yes | 6.424% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 36.86% | 36.50% | 36.50% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 207 | 207 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 4.1 | xxxxx | 4.1 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 17.33 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000118519 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 5414.95 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.475% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 43.04% | 43.04% | 43.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.6 | xxxxx | 14.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118532 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.138 | 1.138 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.9 | xxxxx | 7.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118540 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.362% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.34% | 41.34% | 41.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Conditional Permanent Resident Card w/ USCIS 1-751 |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.6 | xxxxx | 11.6 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118581 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $5265.28 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 36.35% | 36.35% | 36.35% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Lease Agreements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.6 | xxxxx | 24.6 | No | 69.28 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 10 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118625 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 27.91% | 27.56% | 27.56% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 173 | 262 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 248.6 | xxxxx | 248.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | Yes | 14.46 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118714 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1750.00 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.957% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 34.39% | 34.39% | 34.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 33.30% |  |  | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 39.5 | xxxxx | 39.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118755 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2090.00 | xx/xx/xxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.825% |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 22.34% | 22.34% | 22.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 1 YR Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.3 | xxxxx | 8.3 | No | 16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118776 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.284 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 46.3 | xxxxx | 46.3 | No | 40.82 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118824 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $8090.54 | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds,Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.739 | 1.739 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 64.9 | xxxxx | 64.9 | No | 38.27 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118854 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1690.00 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.546% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.10% | 44.10% | 44.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Subject Property Net Rental Income(Loss) if NOO, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 49.4 | xxxxx | 49.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118862 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.543 | 1.72 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 89 | No | 35.47 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118930 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1890.00 | xx/xx/xxxx | 6.100% | LP | Accept Eligible | No | 7.174% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 44.90% | 44.90% | 44.90% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 2 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023","2025","2026"] - 2024, 2023, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023","2025","2026"] - 2024, 2023, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 16.3 | xxxxx | 16.3 | No | 88.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000118955 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.903 | 0.87 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 141 | xxxxx | 141 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118957 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | xxxxx | xxxxx | Yes | 13.500% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.392 | 1.4 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | United States | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 201.3 | xxxxx | 201.3 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118958 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.043 | 1.04 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.9 | xxxxx | 9.9 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000118961 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.874 | 0.87 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 203.5 | xxxxx | 31.3 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119000 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 6.150% | Manual Underwriting | Manual Underwriting | No | 6.369% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 44.45% | 40.31% | 46.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxx | 14.6 | xxxxx | 14.6 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | ARM | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119015 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xx/xx/xxxx | 5.990% | Manual Underwriting | Manual Underwriting | No | 6.348% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 47.93% | 47.93% | 47.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 49 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 52.8 | xxxxx | 52.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119052 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | xxxxx | xxxxx | Yes | 13.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.321 | 1.65 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.4 | xxxxx | 5.4 | No | 44.16 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000119060 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.672 | 1.67 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 37.2 | xxxxx | 37.2 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000119150 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.095 | 1.1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 33.2 | xxxxx | 33.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119233 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 6925.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 6.696% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.72% | 49.14% | 49.14% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | Yes |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), SSI and Disability - CPA Letter Verified, Award Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0.5 | xxxxx | 99 | No | 41.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119236 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $20.00 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 42.39% | 42.39% | 42.39% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT DISCLOSURE | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.7 | xxxxx | 9.7 | No | 66.79 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 27 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119254 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $0.00 | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 46.71% | 46.71% | 46.71% | Yes |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Note Receivable, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Note Receivable Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.2 | xxxxx | 7.2 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000119258 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Higher Priced APOR (APOR HP) | Yes | No | No | N/A | N/A | 1467.80 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 7.564% |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 22.63% | 22.63% | 22.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11 | xxxxx | 11 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 11 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119274 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | Yes |  | $107.91 | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 43.56% | 43.30% | 43.30% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | Yes | 42 | 26 | Work Number | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | Work Visa |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Employment Authorization Card |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | Work Visa |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.2 | xxxxx | 19.2 | No | 72.95 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 2 | 0 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000119278 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $0.00 | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.35% | 39.36% | 39.36% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 147.6 | xxxxx | 147.6 | No | 63.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 7.27 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119287 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.013 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 79 | xxxxx | 79 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx |  |
| 4000119345 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.253 | 1.25 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA Patriot Act | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 95 | xxxxx | 95 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119351 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Interest Only | 41215.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 7.673% |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.92% | 48.81% | 52.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Audited | 12 | Tax Preparer |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.1 | xxxxx | 15.8 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 25 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119357 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $4241.69 | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.084 | 1.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 128.3 | xxxxx | 128.3 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119424 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 7495.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 7.485% |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 24.62% | 24.03% | 24.03% | No | Yes | 4 - Verified 2+ Mos |  | 1 - Not Stated, Not Verified |  | 1 - Not Stated, Not Verified |  | Employed | Self-Employed | Not Employed |  | .00 |  | 1YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | N/A | 0 | 12 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 120 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SECorporation - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower 2 | Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - ["2025","2026"] - 2025, 2026 \|\| Co Borrower 2 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  | 726 | 708 | 750 | 726 |  |  |  | 726 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Standard Driver's License - Not for federal use |  | NJ | United States | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 27.3 | xxxxx | 27.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | xxxxx | xxxxx | xxxxx |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | xxxxx |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  | N/A - Not investment property | 10 | 9.94 |  |  | xxxxx | xxxxx | xxxxx |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119432 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | .00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 6.451% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 30.71% | 30.71% | 30.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.3 | xxxxx | 19.3 | No | 43.48 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 4 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000119536 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  | $1068.27 | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 48.13% | 48.13% | 48.13% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 127.2 | xxxxx | 127.2 | No | 85 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 14 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119581 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1825.00 | xx/xx/xxxx | 5.980% | DU | Approve Eligible | No | 6.722% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 28.15% | 28.15% | 28.15% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SECorporation, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 106.5 | xxxxx | 106.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 19 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119599 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.109 | 2.11 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 22.6 | xxxxx | 22.6 | No | 38.44 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119640 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1825.00 | xx/xx/xxxx | 5.980% | DU | Approve Eligible | No | 6.323% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 32.07% | 32.07% | 32.07% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-151 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 46 | xxxxx | 46 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Rural | xxxxx | xxxxx | xxxxx |
| 4000119671 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 02/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.108 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.8 | xxxxx | 19.8 | No | 72.88 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx |  |
| 4000119685 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 6890.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 7.315% |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.58% | 38.59% | 38.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8 | xxxxx | 8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 8 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119695 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 6.16% | 19.43% | 19.43% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 204 | 204 | Work Number | Yes | 158 | 158 | Work Number | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 15 | xxxxx | 15 | No | 58.53 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | No | 22 | 13.27 |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx |  |
| 4000119754 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | Yes | 11.750% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.065 | 1.06 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 40.1 | xxxxx | 40.1 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119759 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.071 | 1.07 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 6.9 | xxxxx | 6.9 | No | 73.68 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000119858 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 3930.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 6.452% |  | 6.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.10% | 38.81% | 38.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 192 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2026","2025"] - 2026, 2025 | Borrower - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 18.9 | xxxxx | 18.9 | No | 69.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 28 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000119892 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Higher Priced APOR (APOR HP) | Yes | Yes | No | N/A | N/A | 23957.50 | xx/xx/xxxx | 5.980% | DU | Approve Eligible | No | 7.843% |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.17% | 49.17% | 49.17% | Yes | Yes | 4 - Verified 2+ Mos |  | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns |  | 3 - Stated, 3rd Party Verification |  | Self-Employed | Employed | Self-Employed |  | 8.15 |  | 1YR Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2024"] - 2024 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower 2 - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - ["2024"] - 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower 2 - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  | 742 | 750 | 717 | 742 |  |  |  | 742 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | US Citizen | US Citizen | xxxxx | Real ID Driver's License |  | FL | United States | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.5 | xxxxx | 5.5 | No | 90 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | xxxxx | xxxxx | xxxxx |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | xxxxx |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  | 11 | 14 | 7 |  | xxxxx | xxxxx | xxxxx |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120043 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $5000.00 | 6.375% | xxxxx | xxxxx | Yes | 16.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.119 | 1.12 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 21.1 | xxxxx | 21.1 | No | 69 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120064 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 9650.00 | xx/xx/xxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 8.461% |  | 8.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 38.88% | 39.03% | 39.03% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.9 | xxxxx | 9.9 | No | 88.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 10.35 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120076 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.022 | 1.02 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 6.7 | xxxxx | 6.7 | No | 44.94 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120109 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 24825.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 8.094% |  | 7.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | Yes | xxxxx | xxxxx | xxxxx | 04/01/2026 | Monthly | 12.56% | 12.01% | 12.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 97.08% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | No | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.8 | xxxxx | 12.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120258 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.08 | 1.27 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 75.9 | xxxxx | 75.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx |  |
| 4000120297 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3147.88 | xx/xx/xxxx | 5.980% | LP | Accept | Yes | 6.601% |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 27.33% | 28.80% | 28.80% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 90.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 18.5 | xxxxx | 18.5 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 40 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx |
| 4000120332 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | Yes | No | N/A | N/A |  |  |  | DU | Approve Eligible | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 24.41% | 24.41% | 24.41% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 60.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 180 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), CPA Letter Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10.9 | xxxxx | 10.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120347 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | xxxxx | xxxxx | Yes | 11.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1.1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 157.6 | xxxxx | 157.6 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120354 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.444 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | Permanent Resident | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 94.7 | xxxxx | 94.7 | No | 74.81 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 4 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120393 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 15303.00 | xx/xx/xxxx | 5.980% | Manual Underwriting | Manual Underwriting | No | 7.560% |  | 7.375% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 42.19% | 42.19% | 42.19% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 36.7 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120398 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.165 | 0.82 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 37.2 | xxxxx | 37.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.129 | 1 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 57.2 | xxxxx | 57.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx |  |
| 4000120512 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 16615.00 | xx/xx/xxxx | 6.020% | Manual Underwriting | Manual Underwriting | No | 7.308% |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.25% | 49.29% | 49.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 25 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - ["2025"] - 2025 | Borrower - 1 YR Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 47.2 | No | 64.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 11 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120546 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 8910.00 | xx/xx/xxxx | 6.020% | Manual Underwriting | Manual Underwriting | No | 7.826% |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 39.67% | 39.67% | 39.67% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.3 | xxxxx | 9.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120558 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.002 | 1.06 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.4 | xxxxx | 24.4 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120579 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.000% | xxxxx | xxxxx | Yes | 16.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.006 | 1.02 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 48 | xxxxx | 48 | No | 47.37 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | Yes | 11.500% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.525 | 1.52 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 10 | xxxxx | 10 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120646 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | xxxxx | xxxxx | Yes | 25.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx | 03/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.062 | 1.06 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14.3 | xxxxx | 14.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx |  |
| 4000120702 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.128 | 1.13 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 3.9 | xxxxx | 3.9 | No | 69.95 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120743 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.456 | 1.46 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | xxxxx | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.4 | xxxxx | 11.4 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120779 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | xxxxx | xxxxx | Yes | 16.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.844 | 0.84 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 4.5 | xxxxx | 4.5 | No | 68.97 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120824 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 28.8 | xxxxx | 28.8 | No | 68.75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120830 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.263 | 1.25 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal Use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 5.3 | xxxxx | 5.3 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120965 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.006 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 4.1 | xxxxx | 4.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000120970 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxx | 14.1 | xxxxx | 14.1 | No | 74.82 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000121015 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | 9917.50 | xx/xx/xxxx | 6.020% | Manual Underwriting | Manual Underwriting | No | 7.759% |  | 7.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 21.08% | 21.07% | 21.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 54.4 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | 9.32 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000121022 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.512 | 1.56 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 75.6 | xxxxx | 75.6 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000121103 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.875% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.266 | 1.22 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 63 | xxxxx | 63 | No | 67.41 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000121149 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1850.00 | xx/xx/xxxx | 6.020% | Manual Underwriting | Manual Underwriting | No | 6.706% |  | 6.625% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 35.79% | 35.79% | 35.79% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Other | USA PATRIOT ACT INFORMATION FORM | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 14 | xxxxx | 16.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | N/A - Not investment property | 0 |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000121368 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 4390.49 | xx/xx/xxxx | 6.020% | Manual Underwriting | Manual Underwriting | No | 6.418% |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 38.69% | 38.69% | 38.69% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | Yes | No | 60 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion - ["2026"] - 2026 \|\| Co Borrower - ["2026"] - 2026 | Borrower - ["2026"] - 2026 \|\| Co Borrower - ["2026"] - 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx | xx/xx/xxxx |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 7.3 | xxxxx | 7.3 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxx | xxxxx |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | xxxxx | xxxxx |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000121450 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.841 | 84 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 11.1 | xxxxx | 11.1 | No | 48.28 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000121764 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.068 | 1.14 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 97.3 | No | 59.32 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000121801 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1.01 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 37.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000122076 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.125% | xxxxx | xxxxx | Yes | 16.250% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.779 | 0.78 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Passport |  | xxxxx | xxxxx | xx/xx/xxxx | xxxxx | xx/xx/xxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 87.3 | No | 60 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | ARM | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000122122 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.148 | 1.19 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 8.1 | xxxxx | 8.1 | No | 68.69 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000122132 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | xxxxx | xxxxx | Yes | 15.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.171 | 1.32 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | Bank / Credit Reference | xxxxx | 6 | xxxxx | 6 | No | 66.68 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000122326 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | Yes | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.133 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 12.5 | xxxxx | 12.5 | No | 60 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000122432 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | xxxxx | xxxxx | Yes | 13.980% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.07 | 0.97 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | Work Visa |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.2 | xxxxx | 9.2 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | true | 2 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000122672 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 34.29% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.644 | 1.61 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 670 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 55.7 | No | 34.29 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000122766 | xxxxx |  | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | xxxxx | xxxxx | Yes | 12.500% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.541 | 1.54 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 5.4 | xxxxx | 5.4 | No | 64.76 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000123280 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.425 | 1.425 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxx | 151.9 | xxxxx | 151.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000119518 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A | xxxxx | xxxxx | xxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.678 | 1.678 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9 | xxxxx | 9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000117176 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 28.84% | 28.84% | 28.84% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 12 | 0 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Personal Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | I-551 Permanent Resident Card |  | xx/xx/xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 18.6 | xxxxx | 18.6 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 5 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120626 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.12 | 1.119 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 14.1 | No | 32.69 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000115390 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 6.875% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.059 | 1.059 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use | NY Driver License (not Enhanced) | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 282.1 | xxxxx | 282.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 2%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118438 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.274 | 1.274 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 15.9 | xxxxx | 15.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000118866 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.671 | 1.671 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 26.3 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000117276 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 33.28% | 29.99% | 29.99% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 194 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 24.9 | xxxxx | 24.9 | No | 69.44 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 2 | xx/xx/xxxx | Fixed | Conventional | NA | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 1 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000120148 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.490% | xxxxx | xxxxx | No |  | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.679 | 1.612 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 0 | No | 64.64 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 3 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000123283 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.625% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.332 | 1.333 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 19.7 | xxxxx | 19.7 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 4 | xx/xx/xxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000119725 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.384 | 1.384 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 63.3 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |
| 4000123770 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 41.06% | 41.33% | 41.33% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] - 2025, 2026 | Borrower - ["2025","2026"] - 2025, 2026 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Standard Driver's License - Not for federal use |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 9.9 | xxxxx | 9.9 | No | 74.07 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000121026 |  | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx |  | N/A |  |  | xxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.04 | 1.04 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Real ID Driver's License |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 78.9 | No | 49.12 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | DSCR | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Urban | xxxxx | xxxxx | xxxxx |
| 4000123282 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | No | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.490% | xxxxx | xxxxx | Yes | 24.000% | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | N/A |  |  | xxxxx |  |  | 49.73% | 49.73% | 49.73% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xx/xx/xxxx | xx/xx/xxxx |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | xxxxx | xxxxx | xxxxx | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxx | xxxxx | xx/xx/xxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxx | 0 | xxxxx | 74.8 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxx |  |  |  | false | 1 | xx/xx/xxxx | Fixed | Conventional | Cash Out - Other | xxxxx | xxxxx | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxx | xxxxx |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  | No | 15 |  |  |  | xxxxx |  |  |  | xxxxx | xxxxx | Suburban | xxxxx | xxxxx | xxxxx |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 4000096565 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2300 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Actual In Place Rent | No |  | 8.34 | 0.834 | xxxxx | 2300 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 129000 |  |  |  | 2300 |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 28.16 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000099205 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7400 | 9500 | Appraisal - 1007 |  |  |  |  | 7400 | Actual In Place Rent | No | 54.46 | 1.83 | 1.836 | xxxxx | 3000 | xx/xx/xxxx | 1 | 2400 | xx/xx/xxxx | 1 | 2000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 7400 |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 25.84 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000099776 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 125.33 | 0 | 0.798 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 803.89 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000099780 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 97.45 | 0 | 1.026 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47100 |  | xxxxx |  | 2500 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 15.13 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000099875 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 80.23 | 1.27 | 1.165 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  | 2500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 615.98 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000100755 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Appraisal - 1007 | No | 99.84 | 0 | 1.002 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  |  |  | 2200 |  |  |  |  |  |  |  | No | 7.2 | 1 | 1 | N/A | 69.55 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000101004 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 99.52 | 1 | 1.005 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51400 |  |  |  | 1900 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 12.17 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000101745 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal - 1007 |  |  |  |  | 2150 | Appraisal - 1007 | No | 106.91 | 0.94 | 0.935 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34500 |  |  |  | 2150 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 21.77 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000102125 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 3300 | Appraisal - 1007 |  |  |  |  | 2800 | Actual In Place Rent | No | 191.81 | 0.521 | 0.521 | xxxxx | 1400 | xx/xx/xxxx | 12 | 1400 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 69900 |  |  |  | 2800 |  |  |  |  |  |  |  | No | 7 | 1 | 1 | N/A | 37.15 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000102795 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 8250 | 8250 | Appraisal - 1025 |  | N/A |  |  | 8250 | Actual In Place Rent | No | 64.58 | 0 | 1.548 | xxxxx | 4650 | xx/xx/xxxx | 12 | 3600 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 180000 |  |  |  | 8250 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 24.86 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000102946 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 47.78 |  | 2.093 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43513 |  |  |  | 4000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 132.5 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103260 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  | N/A |  |  | 1700 | Appraisal - 1007 | No | 126.31 | 0.76 | 0.792 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26000 |  | xxxxx |  | 1700 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 116.16 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000103517 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  |  |  |  | 5000 | Appraisal - 1007 | No | 73.28 | 1.36 | 1.365 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37400 |  |  |  | 5000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 22.33 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103860 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  | N/A |  |  | 2450 | Appraisal - 1007 | No | 74.25 | 1.35 | 1.347 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21600 |  |  |  | 2450 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 80.14 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103945 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 9000 | Appraisal - 1007 |  |  |  |  | 9000 | Appraisal - 1007 | No | 117.44 | 0.988 | 0.852 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 150000 |  |  |  | 9000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 35.07 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000104485 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1007 |  | N/A |  |  | 2250 | Appraisal - 1007 | No | 69.97 | 1.25 | 1.429 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36600 |  |  |  | 2250 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 184.01 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000104631 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4935 | Appraisal - 1007 |  | N/A |  |  | 4935 | Appraisal - 1007 | No | 60.62 | 0 | 1.65 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 |  |  |  | 4935 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 12.25 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000104662 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 3950 | xx/xx/xxxx | 34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42200 |  |  |  |  |  |  |  |  |  |  |  | No | 22.2 | 1 | 1 | N/A | 8.78 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000104785 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  |  |  |  | 4500 | Appraisal - 1007 | No | 80.08 | 1.25 | 1.249 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 4500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.01 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000104929 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 143000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 65.07 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105222 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 9900 | Appraisal - 1007 |  | N/A |  |  | 9900 | Appraisal - 1007 | No | 57.27 | 1.11 | 1.746 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 142800 |  |  |  | 9900 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 9.16 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105318 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1400 | 1450 | Appraisal - 1007 |  |  |  |  | 1400 | Actual In Place Rent | No | 78.29 | 1.26 | 1.233 | xxxxx | 1400 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12982.2 |  | xxxxx |  | 1400 |  |  |  |  |  |  |  | No | 3.7 | 4 | 1 | N/A | 294.87 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106022 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 8200 | 6700 | Appraisal - 1007 |  | N/A |  |  | 6700 | Appraisal - 1007 | No | 130.54 | 0.76 | 0.766 | xxxxx | 8200 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49460 |  | xxxxx |  | 6700 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 50.13 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106157 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1950 | 2000 | Appraisal - 1007 |  | N/A |  |  | 1950 | Actual In Place Rent | No | 66.94 | 1.494 | 1.494 | xxxxx | 1950 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30826 |  |  |  | 1950 |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A | 5.95 | Yes | xxxxx | Limited Partnership | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000106333 | xxxxx | xxxxx | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 3 | 1 | N/A | 73.79 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000106484 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 5800 | 6200 | Appraisal - 1007 |  | N/A |  |  | 5800 | Actual In Place Rent | No | 190.27 | 0 | 0.526 | xxxxx | 3000 | xx/xx/xxxx | 1 | 2800 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58000 |  |  |  | 5800 |  |  |  |  |  |  | No | No | 3.6 | 1 | 1 | N/A | 97.97 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000106523 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  |  |  |  | 2400 | Appraisal - 1007 | No | 59.11 | 1.69 | 1.692 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17780 |  |  |  | 2400 |  |  |  |  |  |  |  | No | 18.9 | 1 | 1 | N/A | 36.45 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106827 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68800 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 12.43 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106856 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 126.66 | 0.75 | 0.79 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 |  | xxxxx |  | 3100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 6.2 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106886 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Appraisal - 1007 | No | 117.01 | 0.85 | 0.855 | xxxxx | 3500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34500 |  | xxxxx |  | 3500 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 185.15 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106956 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 91.42 | 0 | 1.094 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32904 |  |  |  | 3000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 14.87 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000107016 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  |  |  |  | 3000 | Appraisal - 1007 | No | 99.66 | 0.94 | 1.003 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4000 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 62.87 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000107019 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 99.24 | 1.01 | 1.008 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4000 |  |  |  | 3000 |  |  |  |  |  |  | No | No | 0.1 | 1 | 1 | N/A | 58.79 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000107437 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7100 | 7100 | Appraisal - 1007 |  |  |  |  | 7100 | Actual In Place Rent | No | 70.08 | 1.43 | 1.427 | xxxxx | 5000 | xx/xx/xxxx | 12 | 2100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 77500 |  |  |  | 7100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.35 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107469 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 5075 | Appraisal - 1025 |  | N/A |  |  | 4500 | Actual In Place Rent | No | 70.99 | 1.92 | 1.409 | xxxxx | 1350 | xx/xx/xxxx | 12 | 1800 | xx/xx/xxxx | 0 | 1350 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 77199 |  |  |  | 4500 |  |  |  |  |  |  |  | No | 5.2 | 1 | 1 | N/A | 114.41 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000107573 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7600 | Appraisal - 1007 |  |  |  |  | 7600 | Appraisal - 1007 | No | 63.33 | 1.58 | 1.579 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 61400 |  | xxxxx |  | 7600 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 99.88 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000107692 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2145 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 88.67 | 1.128 | 1.128 | xxxxx | 2145 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 13000 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 7.8 | 1 | 1 | N/A | 67.53 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000107752 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2800 | Appraisal - 1007 | No | 122.94 | 0.8 | 0.813 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 2800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 172.91 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107755 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3850 | 4550 | Appraisal - 1007 |  | N/A |  |  | 3850 | Actual In Place Rent | No | 47.57 | 1.78 | 1.779 | xxxxx | 3850 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54600 |  | xxxxx |  | 3850 |  |  |  |  |  |  | No | No | 0.7 | 1 | 1 | N/A | 230.63 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107863 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 5500 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Actual In Place Rent | No | 91.78 | 1.08 | 1.09 | xxxxx | 5500 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5500 |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 23.02 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107979 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 2750 | xx/xx/xxxx | 1 | 2500 | xx/xx/xxxx | 1 | 2500 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37900 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 20.86 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108077 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Missing |  |  |  |  | 3000 | Missing | No | 81.5 | 1.23 | 1.227 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29339 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 52.4 | 4 | 1 | N/A | 66.98 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000108264 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3495 | 3800 | Appraisal - 1025 |  |  |  |  | 3495 | Actual In Place Rent | No | 58.66 | 1.52 | 1.705 | xxxxx | 1695 | xx/xx/xxxx | 12 | 1800 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38100 |  | xxxxx |  | 3495 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 15.46 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000108348 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 59.73 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108587 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 107.59 | 0.92 | 0.929 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 3200 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 55.9 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108766 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4300 | Appraisal - 1007 |  |  |  |  | 4300 | Appraisal - 1007 | No | 114.83 | 0.872 | 0.871 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 243000 |  |  |  | 4300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.26 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108805 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2400 | 1900 | Appraisal - 1007 |  | N/A |  |  | 2400 | Actual In Place Rent | No | 85.62 | 1.11 | 1.168 | xxxxx | 2400 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24658 |  | xxxxx |  | 2400 |  |  |  |  |  |  | No | No | 0.8 | 1 | 1 | N/A | 49.47 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000108836 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2850 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2800 | Appraisal - 1007 | No | 94.82 | 1.01 | 1.055 | xxxxx | 2850 | xx/xx/xxxx | 365 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39000 |  | xxxxx |  | 2800 |  |  |  |  |  |  | No | No | 0.9 | 1 | 1 | N/A | 64.35 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108841 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3100 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 118.76 | 0.84 | 0.842 | xxxxx | 3100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36600 |  | xxxxx |  | 3100 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 221.47 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108843 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3050 | 3000 | Appraisal - 1007 |  |  |  |  | 3000 | Appraisal - 1007 | No | 111.6 | 0.9 | 0.896 | xxxxx | 3050 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  | 3000 |  |  |  |  |  |  |  | No | 4.2 | 2 | 1 | N/A | 58.48 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108987 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 80.65 | 0 | 1.24 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26037 |  | xxxxx |  | 2300 |  |  |  |  |  |  |  | No | 34.7 | 1 | 1 | N/A | 50.32 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109054 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6600 | Appraisal - 1007 |  | N/A |  |  | 6600 | Appraisal - 1007 | No | 98.62 | 0 | 1.014 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39600 |  | xxxxx |  | 6600 |  |  |  |  |  |  |  | No | 4.9 | 1 | 1 | N/A | 6.89 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109098 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 3975 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32580.3 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 577.19 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109238 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2475 | Appraisal - 1007 |  | N/A |  |  | 2475 | Appraisal - 1007 | No | 98.84 | 0.9 | 1.012 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  | xxxxx |  | 2475 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 310.13 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109302 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1025 |  | N/A |  |  | 2500 | Appraisal - 1025 | No | 121.18 | 1.2 | 1.201 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47400 |  | xxxxx |  | 2500 |  |  |  |  |  |  |  | No | 4.4 | 1 | 1 | N/A | 469.4 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109305 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 86.62 | 1.15 | 1.154 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47400 |  | xxxxx |  | 2500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 656.5 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | Full Recourse |  |
| 4000109310 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1365 | Appraisal - 1007 |  | N/A |  |  | 1365 | Appraisal - 1007 | No | 91.66 | 1 | 1.091 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17000 |  |  |  | 1365 |  |  |  |  |  |  | No | No | 17.8 | 1 | 1 | N/A | 102.06 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109312 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 146.67 | 0 | 0.682 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 69900 |  | xxxxx |  | 4000 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 9.14 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109335 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3400 | 3400 | Appraisal - 1007 |  | N/A |  |  | 3400 | Appraisal - 1007 | No | 92.09 | 1.1 | 1.086 | xxxxx | 3400 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37572.36 |  |  |  | 3400 |  |  |  |  |  |  | No | No | 1.7 | 1 | 1 | N/A | 12.7 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109410 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 72.58 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109427 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 64.48 | 2.09 | 1.551 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 3200 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 5.42 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109429 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Appraisal - 1007 | No | 94.06 | 0 | 1.063 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32150 |  |  |  | 2100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 34.23 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109453 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1810 | 1850 | Appraisal - 1025 |  |  |  |  | 1810 | Actual In Place Rent | No | 66.33 | 1.29 | 1.508 | xxxxx | 885 | xx/xx/xxxx | 12 | 925 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55780 |  | xxxxx |  | 1810 |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 3.41 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000109484 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1850 | 1795 | Appraisal - 1007 |  |  |  |  | 1795 | Appraisal - 1007 | No | 71.15 | 1.37 | 1.406 | xxxxx | 1850 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28430 |  | xxxxx |  | 1795 |  |  |  |  |  |  |  | No | 3.4 | 1 | 1 | N/A | 13.51 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000109541 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 5225 | 5400 | Appraisal - 1025 |  | N/A |  |  | 5225 | Actual In Place Rent | No | 71.95 | 1.35 | 1.345 | xxxxx | 1950 | xx/xx/xxxx | 1 | 1950 | xx/xx/xxxx | 1 | 1325 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 127200 |  | xxxxx |  | 5225 |  |  |  |  |  |  | No | No | 2.5 | 1 | 1 | N/A | 11.39 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000109569 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 2000 | Appraisal - 1025 |  | N/A |  |  | 1900 | Actual In Place Rent | No | 68.72 | 1.43 | 1.455 | xxxxx | 1050 | xx/xx/xxxx | 12 | 850 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58080 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 10.47 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000109589 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 1900 | Appraisal - 1025 |  |  |  |  | 1900 | Appraisal - 1025 | No | 70.02 | 1.278 | 1.428 | xxxxx | 1100 | xx/xx/xxxx | 12 | 1400 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38800 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 94.46 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000109612 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4250 | 3950 | Appraisal - 1007 |  |  |  |  | 4250 | Actual In Place Rent | No | 98.66 | 1.34 | 1.014 | xxxxx | 4250 | xx/xx/xxxx | 8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  |  |  | 4250 |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 42.42 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109614 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 99.98 | 1.01 | 1 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 3.2 | 1 | 1 | N/A | 123.7 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000109644 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 2900 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40835 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 17.08 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109761 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 63.42 | 1.45 | 1.577 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43300 |  |  |  | 2500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 10.2 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | Missing |  |
| 4000109763 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 8000 | 8000 | Appraisal - 1025 |  | N/A |  |  | 8000 | Actual In Place Rent | No | 89.67 | 1.07 | 1.115 | xxxxx | 4500 | xx/xx/xxxx | 24 | 3500 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  |  |  | 8000 |  |  |  |  |  |  |  | No | 4.7 | 1 | 1 | N/A | 24.39 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000109806 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4550 | Appraisal - 1025 |  | N/A |  |  | 4550 | Appraisal - 1025 | No | 71.65 | 1.39 | 1.396 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 98262 |  |  |  | 4550 |  |  |  |  |  |  |  | No | 3.1 | 1 | 1 | N/A | 18.92 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109897 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4300 | Appraisal - 1007 |  |  |  |  | 4300 | Appraisal - 1007 | No | 99.71 | 1 | 1.003 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 168200 |  |  |  | 4300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 21.05 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109906 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1025 |  | N/A |  |  | 3000 | Appraisal - 1025 | No | 72.85 | 1 | 1.373 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 17.4 | 1 | 1 | N/A | 90.77 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109919 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2620 | Appraisal - 1007 |  |  |  |  | 2620 | Appraisal - 1007 | No | 98.8 | 1.01 | 1.012 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 85000 |  | xxxxx |  | 2620 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 12.97 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109942 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  |  | 2200 | Appraisal - 1007 | No | 96.61 | 1.03 | 1.035 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxx |  | 2200 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 10.78 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109998 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 13.2 | 1 | 1 | N/A | 92.76 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110042 | xxxxx |  | xxxxx | xxxxx | Retirement Income Doc Verified | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.6 | 1 | 1 | N/A | 9.48 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110063 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 153.68 | 0.651 | 0.651 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39032 |  |  |  | 2700 |  |  |  |  |  |  | No | No | 5.2 | 1 | 1 | N/A | 14.48 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110090 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3600 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 72.85 | 1.373 | 1.373 | xxxxx | 3600 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34000 |  |  |  | 3100 |  |  |  |  |  |  | No | No | 7.5 | 1 | 1 | N/A | 119.93 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110439 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2850 | Appraisal - 1007 |  | N/A |  |  | 2850 | Appraisal - 1007 | No | 88.33 | 1.15 | 1.132 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17100 |  |  |  | 2850 |  |  |  |  |  |  |  | No | 8.6 | 1 | 1 | N/A | 93.5 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000110445 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal - 1025 |  | N/A |  |  | 3700 | Appraisal - 1025 | No | 58.85 | 1.25 | 1.699 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47600 |  |  |  | 3700 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 195.34 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000110449 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 3.1 | 1 | 1 | N/A | 127.65 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110507 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2395 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2395 | Actual In Place Rent | No | 91.13 | 1.01 | 1.051 | xxxxx | 2395 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32000 |  |  |  | 2395 |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 117.87 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000110576 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8350 | Appraisal - 1025 |  |  |  |  | 8350 | Appraisal - 1025 | No | 56.68 | 1.5 | 1.764 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 84000 |  |  |  | 8350 |  |  |  |  |  |  |  | No | 56.1 | 1 | 1 | N/A | 90.41 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110594 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2280 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2280 | Actual In Place Rent | No | 90.34 | 1 | 1.097 | xxxxx | 2280 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 |  | xxxxx |  | 2280 |  |  |  |  |  |  | No | No | 1.1 | 1 | 1 | N/A | 106.07 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000110647 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5650 | Appraisal - 1007 |  | N/A |  |  | 5650 | Appraisal - 1007 | No | 97.8 | 1 | 1.022 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 135000 |  | xxxxx |  | 5650 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 46.63 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110682 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 12 | 1 | 1 | N/A | 91.6 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110698 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 12 | 1 | 1 | N/A | 198.76 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110772 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28037 |  |  |  |  |  |  |  |  |  |  |  | No | 1.6 | 1 | 1 | N/A | 28.92 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110814 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47500 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 16.45 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110921 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 119.2 | 0.833 | 0.839 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 6794.34 |  |  |  | 1900 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 16.16 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000111014 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 4000 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73500 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.88 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111021 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 6000 | 6250 | Appraisal - 1007 |  | N/A |  |  | 6000 | Actual In Place Rent | No | 107.87 | 0.9 | 0.927 | xxxxx | 6000 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78085.92 |  |  |  | 6000 |  |  |  |  |  |  |  | No | 8.1 | 1 | 1 | N/A | 125.44 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000111050 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 56.16 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111171 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1600 | 1600 | Appraisal - 1007 |  | N/A |  |  | 1600 | Appraisal - 1007 | No | 92.99 | 1.12 | 1.075 | xxxxx | 1600 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17493 |  | xxxxx |  | 1600 |  |  |  |  |  |  | No | No | 2.7 | 1 | 1 | N/A | 17.25 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000111175 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3900 | Appraisal - 1007 |  | N/A |  |  | 3500 | Actual In Place Rent | No | 101.79 | 0.94 | 0.982 | xxxxx | 3500 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52450 |  |  |  | 3500 |  |  |  |  |  |  | No | No | 3.1 | 1 | 1 | N/A | 58.25 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111181 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2000 | 2100 | Appraisal - 1007 |  |  |  |  | 2000 | Actual In Place Rent | No | 82.42 | 1.21 | 1.213 | xxxxx | 2000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 |  |  |  | 2000 |  |  |  |  |  |  | No | No | 17.4 | 1 | 1 | N/A | 118.8 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111352 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 117.58 | 0.8 | 0.849 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37000 |  | xxxxx |  | 2000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 70.02 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111361 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50400 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 92.71 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111469 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2350 | Appraisal - 1007 |  | N/A |  |  | 2350 | Appraisal - 1007 | No | 99.8 | 1 | 1.002 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39850 |  | xxxxx |  | 2350 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 5.24 | No |  |  | Vested Individual | xxxxx | xxxxx |  | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111516 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2725 | Appraisal - 1007 |  | N/A |  |  | 2725 | Appraisal - 1007 | No | 148.21 | 0 | 0.675 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 2725 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 22.69 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111650 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7800 | 9000 | Appraisal - 1025 |  |  |  |  | 7800 | Actual In Place Rent | No | 56.25 | 1.165 | 1.541 | xxxxx | 1600 | xx/xx/xxxx | 12 | 3000 | xx/xx/xxxx | 12 | 3200 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44400 |  |  |  | 7800 |  |  |  |  |  |  | No | No | 2.4 | 1 | 1 | N/A | 20.59 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111780 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 | 20000 | Other | 12 |  | 1800 | Appraisal - 1007 | No | 91.86 | 1.088 | 1.089 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19842.72 |  | xxxxx |  | 1800 |  |  |  |  |  |  |  | No | 2.8 | 1 | 1 | N/A | 57.32 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111861 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3050 | Appraisal - 1007 |  |  |  |  | 3050 | Appraisal - 1007 | No | 69.34 | 1.93 | 1.442 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66800 |  | xxxxx |  | 3050 |  |  |  |  |  |  |  | No | 2.1 | 14 | 1 | N/A | 469.04 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000111870 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3050 | Appraisal - 1007 |  | N/A |  |  | 3050 | Appraisal - 1007 | No | 87.15 | 1.93 | 1.442 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66800 |  | xxxxx |  | 3050 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 391.07 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000111999 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 12.03 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112004 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.5 | 1 | 1 | N/A | 111.63 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112130 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38900 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 30.95 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112219 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 138060 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 174.84 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112269 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.9 | 1 | 1 | N/A | 13.37 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112311 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 3000 | Appraisal - 1007 |  |  |  |  | 3000 | Actual In Place Rent | No | 60 | 1.58 | 1.667 | xxxxx | 1500 | xx/xx/xxxx | 12 | 1500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44907 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 3.6 | 0 | 1 | N/A | 54.44 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000112331 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 285.77 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112429 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 2700 | Appraisal - 1007 |  |  |  |  | 2800 | Actual In Place Rent | No | 98.08 | 1 | 1.02 | xxxxx | 2800 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2800 |  |  |  |  |  |  |  | No | 24.5 | 1 | 1 | N/A | 81.48 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112470 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2980 |  |  |  |  |  |  |  |  |  |  |  | No |  | 2 | 1 | N/A | 57.66 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112510 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Missing |  |  |  |  | 1700 | Missing | No | 79.83 | 1 | 1.253 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25900 |  |  |  | 1700 |  |  |  |  |  |  | No | No | 6.2 | 1 | 1 | N/A | 21.36 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112635 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 80.57 | 1.124 | 1.241 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12600 |  | xxxxx |  | 1800 |  |  |  |  |  |  |  | No | 0.5 | 1 | 1 | N/A | 9.77 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000112710 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2775 | Appraisal - 1007 |  | N/A |  |  | 2775 | Appraisal - 1007 | No | 67.33 | 1.485 | 1.485 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65000 |  | xxxxx |  | 2775 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 171.53 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000112727 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 80.87 | 1 | 1.236 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33020 |  |  |  | 2000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 21.59 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112732 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 6000 | 6000 | Appraisal - 1007 |  | N/A |  |  | 6000 | Appraisal - 1007 | No | 113.8 | 0.87 | 0.879 | xxxxx | 6000 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 151861 |  |  |  | 6000 |  |  |  |  |  |  | No | No | 6.7 | 1 | 1 | N/A | 39.45 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112751 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 150000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.3 | 1 | 1 | N/A | 28.9 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112754 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2100 | 4000 | Appraisal - 1025 |  |  |  |  | 2100 | Actual In Place Rent | No | 63.71 | 1.6 | 0.824 | xxxxx | 2100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28509 |  | xxxxx |  | 2100 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 124.57 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112831 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1007 |  | N/A |  |  | 3550 | Appraisal - 1007 | No | 119.43 | 1.05 | 0.837 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62000 |  | xxxxx |  | 3550 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 56.31 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  | Yes | 3 | Full Recourse | xxxxx |
| 4000112928 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2600 | 2650 | Appraisal - 1007 |  |  |  |  | 2600 | Actual In Place Rent | No | 94.37 | 1.05 | 1.06 | xxxxx | 2600 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34060 |  | xxxxx |  | 2600 |  |  |  |  |  |  |  | No | 1.8 | 1 | 1 | N/A | 92.89 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112974 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  |  | 2100 | Appraisal - 1007 | No | 79.64 | 1.29 | 1.256 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48888.4 |  |  |  | 2100 |  |  |  |  |  |  |  | No | 5.6 | 1 | 1 | N/A | 179.86 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000112976 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 6750 | 6950 | Appraisal - 1025 |  | N/A |  |  | 6750 | Actual In Place Rent | No | 84.76 | 1.14 | 1.146 | xxxxx | 1550 | xx/xx/xxxx | 0 | 1800 | xx/xx/xxxx | 12 | 1825 | xx/xx/xxxx | 12 | 1575 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 41000 |  |  |  | 6750 |  |  |  |  |  |  | No | No | 9.6 | 1 | 1 | N/A | 43.04 | Yes | xxxxx | Revocable Trust | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112981 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90390 |  |  |  |  |  |  |  |  |  |  |  | No | 8.2 | 1 | 1 | N/A | 14.41 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113015 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45500 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 12.16 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113031 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 63000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 28.03 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113068 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2800 | Appraisal - 1007 | No | 68.51 | 1.46 | 1.46 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65000 |  |  |  | 2800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 167.66 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000113083 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42500 |  |  |  |  |  |  |  |  |  |  |  | No | 5.5 | 1 | 1 | N/A | 290.85 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113096 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37500 |  |  |  |  |  |  |  |  |  |  |  | No |  | 2 | 1 | N/A | 8.15 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113189 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1775 | 1780 | Appraisal - 1007 |  |  |  |  | 1775 | Actual In Place Rent | No | 90.11 | 1.11 | 1.11 | xxxxx | 1775 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26346 |  | xxxxx |  | 1775 |  |  |  |  |  |  |  | No | 7.3 | 1 | 1 | N/A | 145.63 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113194 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1950 | 2000 | Appraisal - 1007 |  |  |  |  | 1950 | Actual In Place Rent | No | 85.8 | 1.22 | 1.166 | xxxxx | 1950 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21480 |  |  |  | 1950 |  |  |  |  |  |  |  | No | 7 | 1 | 1 | N/A | 88.37 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113211 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 90.17 | 1.1 | 1.109 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39900 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 1.9 | 1 | 1 | N/A | 7.3 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113265 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6100 | Appraisal - 1007 | 5396.76 | AirDNA | 12 |  | 5396.76 | AirDNA | Yes | 61.05 | 1.942 | 1.942 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53100 |  |  |  | 5396.76 |  |  |  |  |  |  | No | No | 1.2 | 1 | 1 | N/A | 34.89 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113325 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1850 | 2100 | Appraisal - 1007 |  | N/A |  |  | 1850 | Actual In Place Rent | No | 99.28 | 1 | 1.007 | xxxxx | 1850 | xx/xx/xxxx | 6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37000 |  |  |  | 1850 |  |  |  |  |  |  |  | No | 8.8 | 1 | 1 | N/A | 67.43 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000113329 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35670 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 9.83 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113350 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 104.53 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113379 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50470 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 189.08 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113406 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 3750 | Appraisal - 1007 |  | N/A |  |  | 2500 | Actual In Place Rent | No | 97.74 | 1.023 | 1.023 | xxxxx | 2500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53000 |  | xxxxx |  | 2500 |  |  |  |  |  |  |  | No | 2.7 | 1 | 1 | N/A | 73.98 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113419 | xxxxx | xxxxx | xxxxx | xxxxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 24.97 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000113420 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52300 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.8 | 1 | 1 | N/A | 428.31 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113451 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78540 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.4 | 1 | 1 | N/A | 68.72 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113496 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 |  |  |  |  | 1500 | Appraisal - 1007 | No | 87.9 | 1.138 | 1.138 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  |  |  | 1500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 37.64 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113500 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  | N/A |  |  | 1850 | Appraisal - 1007 | No | 92.67 | 1.08 | 1.079 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26300 |  | xxxxx |  | 1850 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 4.23 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000113511 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3650 | 3650 | Appraisal - 1007 |  |  |  |  | 3650 | Actual In Place Rent | No | 106.79 | 0.81 | 0.936 | xxxxx | 3650 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 77625 |  | xxxxx |  | 3650 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 49.09 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113517 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2000 | 2400 | Appraisal - 1007 |  |  |  |  | 2000 | Actual In Place Rent | No | 96.75 | 1.03 | 1.034 | xxxxx | 2000 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 16.2 | 2 | 1 | N/A | 37.96 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113606 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1025 |  | N/A |  |  | 3500 | Appraisal - 1025 | No | 99.85 | 1 | 1.002 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  |  |  | 3500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 47.51 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113626 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43100 |  |  |  |  |  |  |  |  |  |  |  | No | 9.3 | 1 | 1 | N/A | 17.21 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113678 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56100 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 12.76 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113687 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 6200 | 4500 | Appraisal - 1007 |  | N/A |  |  | 6200 | Actual In Place Rent | No | 99.95 | 1 | 1.001 | xxxxx | 6200 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 37200 |  |  |  | 6200 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 6.25 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113691 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 8500 |  |  |  |  |  |  |  |  |  |  |  | No | 6.4 | 1 | 1 | N/A | 31.18 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000113700 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 0 | Short Term Rent - Estimate | 3436.26 | Airbnb | 12 |  | 3436.26 | Airbnb | Yes | 97.34 | 1.05 | 1.027 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 108000 |  |  |  | 3436.26 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 149.66 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000113726 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47500 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.9 | 1 | 1 | N/A | 12.4 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113728 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 2800 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.6 | 3 | 1 | N/A | 17.47 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113741 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7790 | 7890 | Appraisal - 1025 |  | N/A |  |  | 7790 | Actual In Place Rent | No | 95.38 | 1.04 | 1.048 | xxxxx | 3815 | xx/xx/xxxx | 12 | 3975 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60914 |  | xxxxx |  | 7790 |  |  |  |  |  |  | No | No | 2.2 | 1 | 1 | N/A | 13.34 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000113754 | xxxxx | xxxxx | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58110 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 23.17 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113756 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3950 | 5000 | Appraisal - 1007 |  |  |  |  | 3950 | Actual In Place Rent | No | 93.75 | 1 | 1.067 | xxxxx | 3950 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxx |  | 3950 |  |  |  |  |  |  |  | No | 5.5 | 1 | 1 | N/A | 60.84 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113762 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 83700 |  |  |  |  |  |  |  |  |  |  |  | No | 6.2 | 1 | 1 | N/A | 101.32 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113819 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 105900 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.62 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113824 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14100 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.18 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113827 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2200 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Actual In Place Rent | No | 87.54 | 1 | 1.142 | xxxxx | 2200 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33900 |  | xxxxx |  | 2200 |  |  |  |  |  |  |  | No | 3.3 | 1 | 1 | N/A | 3.43 | No |  |  | Vested Individual | xxxxx | xxxxx |  | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113861 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  |  |  |  | 4000 | Appraisal - 1007 | No | 99.69 | 1 | 1.003 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 153400 |  | xxxxx |  | 4000 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 17.93 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000113982 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  |  | 1400 | Appraisal - 1007 | No | 99.46 | 1 | 1.005 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16800 |  | xxxxx |  | 1400 |  |  |  |  |  |  | Yes | No |  | 1 | 1 | N/A | 318.96 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000113994 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 16.97 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114004 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 67136 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 120.22 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114008 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  |  |  |  | 1700 | Appraisal - 1007 | No | 67.89 | 1.473 | 1.473 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45630 |  | xxxxx |  | 1700 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 376.57 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000114066 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  |  |  |  | 2400 | Appraisal - 1007 | No | 95.42 | 1.048 | 1.048 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28800 |  |  |  | 2400 |  |  |  |  |  |  |  | No | 22 | 2 | 1 | N/A | 29.2 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114126 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35810 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 28.03 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114129 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  | N/A |  |  | 4500 | Appraisal - 1007 | No | 98.04 | 1.02 | 1.02 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70000 |  | xxxxx |  | 4500 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 7.39 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114150 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 6850 | 11200 | Appraisal - 1025 |  | N/A |  |  | 6850 | Actual In Place Rent | No | 54.91 | 1.73 | 1.114 | xxxxx | 0 | xx/xx/xxxx | 0 | 0 | xx/xx/xxxx | 0 | 3350 | xx/xx/xxxx | 12 | 3500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 95000 |  | xxxxx |  | 6850 |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A | 42.06 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000114165 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.9 | 1 | 1 | N/A | 9.24 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114264 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  |  |  |  |  |  |  |  |  | No | 0.5 | 1 | 1 | N/A | 81.29 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114287 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.8 | 1 | 1 | N/A | 358.96 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114321 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  |  | 2200 | Appraisal - 1007 | No | 67.88 | 1.47 | 1.473 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42300 |  | xxxxx |  | 2200 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 65.3 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114325 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 68.2 | 1.08 | 1.466 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37200 |  |  |  | 3100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 118.94 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114328 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2300 | 3100 | Appraisal - 1025 |  |  |  |  | 2300 | Actual In Place Rent | No | 104.23 | 1 | 0.959 | xxxxx | 1200 | xx/xx/xxxx | 18 | 1100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2300 |  |  |  |  |  |  |  | No | 19.3 | 2 | 1 | N/A | 112.18 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114381 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18522 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.5 | 1 | 1 | N/A | 22.25 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114432 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.5 | 1 | 1 | N/A | 26.91 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114451 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 69.71 | 1.434 | 1.434 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30200 |  | xxxxx |  | 2000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 33.08 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114494 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3850 | Appraisal - 1007 |  |  |  |  | 3850 | Appraisal - 1007 | No | 79.48 | 1.3 | 1.258 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58500 |  |  |  | 3850 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.4 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000114529 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 80.36 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114548 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25703 |  |  |  |  |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 179.58 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114555 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28800 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 11.89 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114605 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 59400 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 405.18 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114624 | xxxxx | xxxxx | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 124000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 16.11 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114634 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 302.32 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114641 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 600 | xx/xx/xxxx | 12 | 0 | xx/xx/xxxx | 12 | 0 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.8 | 1 | 1 | N/A | 16.4 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114652 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44630 |  |  |  |  |  |  |  |  |  |  |  | No | 0.6 | 2 | 1 | N/A | 220.99 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114731 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27670.32 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 6.92 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000114883 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2065 | Appraisal - 1007 |  | N/A |  |  | 2065 | Appraisal - 1007 | No | 73.47 | 1.361 | 1.361 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32600 |  |  |  | 2065 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 84.29 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000114928 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4300 | Appraisal - 1007 |  | N/A |  |  | 4300 | Appraisal - 1007 | No | 95.43 | 1 | 1.048 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 130800 |  |  |  | 4300 |  |  |  |  |  |  | No | No | 11.8 | 1 | 1 | N/A | 7.35 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114959 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 1600 | xx/xx/xxxx | 12 | 1500 | xx/xx/xxxx | 12 | 1450 | xx/xx/xxxx | 12 | 1650 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 174674 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1 | 2 | 1 | N/A | 101.08 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115002 | xxxxx |  | xxxxx | xxxxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 20.43 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115010 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1550 | Appraisal - 1007 |  | N/A |  |  | 1550 | Appraisal - 1007 | No | 99.65 | 1 | 1.003 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18500 |  |  |  | 1550 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.59 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000115028 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1580 | 1850 | Appraisal - 1007 |  |  |  |  | 1580 | Actual In Place Rent | No | 74.85 | 1.14 | 1.141 | xxxxx | 1580 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11100 |  | xxxxx |  | 1580 |  |  |  |  |  |  | No | No | 5.5 | 1 | 1 | N/A | 51.19 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115054 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 87.38 | 1.144 | 1.144 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20300 | 0 | xxxxx |  | 1800 | 0 | 0 | 0 | 0 | 0 |  | No | No | 0 | 1 | 1 | N/A | 7.33 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115057 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2950 | 3100 | Appraisal - 1007 |  | N/A |  |  | 2950 | Actual In Place Rent | No | 75.69 | 1.3 | 1.321 | xxxxx | 2950 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58800 |  |  |  | 2950 |  |  |  |  |  |  |  | No | 6.3 | 1 | 1 | N/A | 100.52 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000115058 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1025 |  |  |  |  | 2700 | Appraisal - 1025 | No | 76.48 | 1.307 | 1.307 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47600 |  |  |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 70.03 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000115085 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  | N/A |  |  | 2450 | Appraisal - 1007 | No | 95.3 | 1.01 | 1.049 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 95600 |  | xxxxx |  | 2450 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 138.65 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115142 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 85.87 | 1.16 | 1.165 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 79300 |  |  |  | 3300 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 21.62 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115167 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 5900 | 5900 | Appraisal - 1007 |  |  |  |  | 5900 | Actual In Place Rent | No | 89.19 | 1.09 | 1.121 | xxxxx | 5900 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 97800 |  |  |  | 5900 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 114.25 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115193 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 175385 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 |  | 30.37 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115201 | xxxxx | xxxxx | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 2900 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31000 |  |  |  |  |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 104.84 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115202 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 81.91 | 1 | 1.221 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 2700 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 55.15 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115207 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66900 |  |  |  |  |  |  |  |  |  |  |  | No | 1.6 | 1 | 1 | N/A | 54.55 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115215 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.65 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115224 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 |  |  |  |  |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 67.17 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115227 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Appraisal - 1007 | No | 62.77 | 1.59 | 1.593 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35300 |  |  |  | 3500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 54.36 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000115254 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7391 | Appraisal - 1007 |  | N/A |  |  | 7391 | Appraisal - 1007 | No | 71.52 | 1.38 | 1.398 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 113000 |  | xxxxx |  | 7391 |  |  |  |  |  |  |  | No | 2.5 | 2 | 1 | N/A | 60.85 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115262 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2180 | Appraisal - 1007 | 3399 | Airbnb | 12 |  | 3399 | Airbnb | Yes | 74.4 | 1.25 | 1.344 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46960 |  | xxxxx |  | 3399 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 26.33 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115267 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7391 | Appraisal - 1007 |  |  |  |  | 7391 | Appraisal - 1007 | No | 71.32 | 1.38 | 1.402 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 113000 |  | xxxxx |  | 7391 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 61.02 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115278 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34320 |  |  |  |  |  |  |  |  |  |  |  | No | 23.3 | 1 | 1 | N/A | 132.22 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000115348 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 16.03 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115357 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4700 | 4800 | Appraisal - 1025 |  | N/A |  |  | 4700 | Actual In Place Rent | No | 67.66 | 1.25 | 1.478 | xxxxx | 2350 | xx/xx/xxxx | 12 | 2350 | xx/xx/xxxx | 18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 63600 |  | xxxxx |  | 4700 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 6.68 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000115359 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27400 |  |  |  |  |  |  |  |  |  |  |  | No | 12.8 | 2 | 1 | N/A | 33.05 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115415 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1614 | 1900 | Appraisal - 1007 |  |  |  |  | 1614 | Actual In Place Rent | No | 82.34 | 1.18 | 1.215 | xxxxx | 1614 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21000 |  | xxxxx |  | 1614 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 3.05 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115429 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.2 | 3 | 1 | N/A | 29.65 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115451 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73841 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 183.54 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115499 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2550 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 76.66 | 1.25 | 1.304 | xxxxx | 2550 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22992 |  | xxxxx |  | 2500 |  |  |  |  |  |  |  | No | 4.9 | 1 | 1 | N/A | 225.01 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115504 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 111080 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 4.7 | 1 | 1 | N/A | 172.57 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115521 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2300 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 80.69 | 1.25 | 1.239 | xxxxx | 2300 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15168 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 5 | 3 | 1 | N/A | 267.23 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115522 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1960 | Appraisal - 1007 |  |  |  |  | 1960 | Appraisal - 1007 | No | 83.25 | 1.2 | 1.201 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  | xxxxx |  | 1960 |  |  |  |  |  |  |  | No | 5 | 1 | 1 | N/A | 11.87 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115531 | xxxxx |  | xxxxx | xxxxx | 1YR Business P&L | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 140000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 16.48 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115538 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2280 | 2700 | Appraisal - 1007 |  |  |  |  | 2280 | Actual In Place Rent | No | 94.54 | 1 | 1.058 | xxxxx | 2280 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25860 |  |  |  | 2280 |  |  |  |  |  |  |  | No | 4.9 | 3 | 1 | N/A | 151.7 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115562 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51640 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.61 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115563 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 18.2 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115597 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60300 |  |  |  |  |  |  |  |  |  |  |  | No | 3.3 | 2 | 1 | N/A | 64.19 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115598 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  |  |  |  | 5500 | Appraisal - 1007 | No | 98.94 | 1 | 1.011 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxx |  | 5500 |  |  |  |  |  |  |  | No | 1.5 | 2 | 1 | N/A | 49.94 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115600 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 0 | xx/xx/xxxx | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 126000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 47.47 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115620 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 8.89 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115632 | xxxxx |  | xxxxx | xxxxx | Retirement Income Doc Verified | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 95000 |  |  |  |  |  |  |  |  |  |  |  | No | 9.5 | 1 | 1 | N/A | 1086.91 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115637 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 | 1815.25 | Airbnb | 12 |  | 1500 | Appraisal - 1007 | No | 76.9 | 1.32 | 1.3 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22890 |  | xxxxx |  | 1500 |  |  |  |  |  |  |  | No | 1.9 | 1 | 1 | N/A | 104.26 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115662 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6250 | Appraisal - 1007 |  |  |  |  | 6250 | Appraisal - 1007 | No | 87.23 | 1.15 | 1.146 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  |  |  | 6250 |  |  |  |  |  |  | No | No | 5.3 | 1 | 1 | N/A | 38.94 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115666 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1025 |  |  |  |  | 3500 | Appraisal - 1025 | No | 73.43 | 1.25 | 1.362 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 3500 |  |  |  |  |  |  |  | No | 4.7 | 1 | 1 | N/A | 116.73 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115668 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35200 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 206.82 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115764 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2475 | Appraisal - 1007 |  | N/A |  |  | 2475 | Appraisal - 1007 | No | 82.62 | 1.21 | 1.21 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24538 |  | xxxxx |  | 2475 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 42.83 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115831 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39600 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 17.55 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115865 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 404.81 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115886 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 82650 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 35.06 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115950 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  | N/A |  |  | 1750 | Appraisal - 1007 | No | 94.05 | 1 | 1.063 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36663.6 |  |  |  | 1750 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 38.52 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115956 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1025 |  |  |  |  | 3400 | Appraisal - 1025 | No | 67.86 | 1.59 | 1.474 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23200 |  | xxxxx |  | 3400 |  |  |  |  |  |  | No | No | 1.1 | 1 | 1 | N/A | 278.45 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000115975 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal - 1007 |  | N/A |  |  | 3900 | Appraisal - 1007 | No | 98.51 | 1.016 | 1.015 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60100 |  |  |  | 3900 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 16.98 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116019 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 78.4 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116021 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102900 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.31 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116066 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2875 | Appraisal - 1007 |  | N/A |  |  | 2875 | Appraisal - 1007 | No | 93.18 | 1.073 | 1.073 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34400 |  |  |  | 2875 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 54.66 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000116188 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 2400 | Appraisal - 1007 |  | N/A |  |  | 1900 | Actual In Place Rent | No | 108.54 | 0.93 | 0.921 | xxxxx | 1900 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 18.5 | 1 | 1 | N/A | 82.31 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116192 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2100 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Actual In Place Rent | No | 99.85 | 1.1 | 1.001 | xxxxx | 2100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42000 |  |  |  | 2100 |  |  |  |  |  |  | No | No | 16.5 | 1 | 1 | N/A | 63.31 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116214 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 9000 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 1353.87 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116216 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 114.02 | 0.88 | 0.877 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  | xxxxx |  | 2000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 20.77 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116251 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7100 | Appraisal - 1025 |  |  |  |  | 7100 | Appraisal - 1025 | No | 45.89 | 0.75 | 2.179 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100500 |  |  |  | 7100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 93.93 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116263 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1025 |  |  |  |  | 3400 | Appraisal - 1025 | No | 99.96 | 1 | 1 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55765 |  |  |  | 3400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 28.36 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  | Yes | 4 | Full Recourse | xxxxx |
| 4000116269 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51500 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.4 | 1 | 1 | N/A | 31.08 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116293 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 12100 | Appraisal - 1007 |  | N/A |  |  | 12100 | Appraisal - 1007 | No | 107.32 | 0.95 | 0.932 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 98940 |  |  |  | 12100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 120.12 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116298 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 110000 |  |  |  |  |  |  |  |  |  |  |  | No | 21.6 | 1 | 1 | N/A | 45.81 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116327 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 8400 | 8400 | Appraisal - 1025 |  |  |  |  | 8400 | Appraisal - 1025 | No | 113.5 | 0.84 | 0.881 | xxxxx | 4200 | xx/xx/xxxx | 12 | 4200 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 200000 |  | xxxxx |  | 8400 |  |  |  |  |  |  |  | No | 4.7 | 1 | 1 | N/A | 3.79 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116333 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 22.27 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116357 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53810 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.7 | 1 | 1 | N/A | 18.21 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116367 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  | N/A |  |  | 2900 | Appraisal - 1007 | No | 74.15 | 1.35 | 1.349 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 2900 |  |  |  |  |  |  |  | No | 13.2 | 1 | 1 | N/A | 46.32 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116370 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 85.74 | 1.16 | 1.166 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55186 |  | xxxxx |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 130.85 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000116377 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2350 | Appraisal - 1007 |  | N/A |  |  | 2350 | Appraisal - 1007 | No | 93.69 | 1 | 1.067 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16000 |  |  |  | 2350 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 291.09 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116401 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2350 | Appraisal - 1007 |  | N/A |  |  | 2350 | Appraisal - 1007 | No | 117.44 | 0.86 | 0.851 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2350 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 354.23 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116402 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal - 1007 |  | N/A |  |  | 7000 | Appraisal - 1007 | No | 98.56 | 1.01 | 1.015 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 87500 |  |  |  | 7000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 11.81 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116409 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 94.01 | 0.97 | 1.064 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60100 |  |  |  | 3100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 140.95 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116416 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51700 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 295.19 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116431 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 9800 | 9800 | Appraisal - 1025 |  | N/A |  |  | 9800 | Actual In Place Rent | No | 107.31 | 0.92 | 0.932 | xxxxx | 3800 | xx/xx/xxxx | 12 | 6000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58800 |  |  |  | 9800 |  |  |  |  |  |  |  | No | 3.2 | 1 | 1 | N/A | 68.27 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116435 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 6700 | 6700 | Appraisal - 1025 |  | N/A |  |  | 6700 | Appraisal - 1025 | No | 77.91 | 1.284 | 1.284 | xxxxx | 2000 | xx/xx/xxxx | 12 | 2350 | xx/xx/xxxx | 24 | 2350 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62637 |  |  |  | 6700 |  |  |  |  |  |  | No | No | 11.3 | 1 | 1 | N/A | 93.98 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116472 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 99.62 | 1 | 1.004 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64050 |  | xxxxx |  | 4200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.12 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1755 | 1770 | Appraisal - 1007 |  | N/A |  |  | 1755 | Actual In Place Rent | No | 104.35 | 0.95 | 0.958 | xxxxx | 1755 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40320 |  |  |  | 1755 |  |  |  |  |  |  | No | No | 4.5 | 1 | 1 | N/A | 10.83 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116485 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3300 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 79.8 | 1.05 | 1.253 | xxxxx | 3300 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20600 |  | xxxxx |  | 3300 |  |  |  |  |  |  |  | No | 2.8 | 1 | 1 | N/A | 37.49 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116502 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 10.44 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116506 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal - 1007 |  |  |  |  | 2150 | Appraisal - 1007 | No | 64.21 | 1.557 | 1.557 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65000 |  | xxxxx |  | 2150 |  |  |  |  |  |  |  | No | 4.9 | 1 | 1 | N/A | 81.58 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116513 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5900 | Appraisal - 1007 |  | N/A |  |  | 5900 | Appraisal - 1007 | No | 39.93 | 2.4 | 2.505 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44500 |  | xxxxx |  | 5900 |  |  |  |  |  |  | No | No | 2.1 | 1 | 1 | N/A | 131.23 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116522 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7800 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 14.5 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116531 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 99.32 | 1.09 | 1.007 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21452.04 |  |  |  | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 41.87 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116536 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 88000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 38.15 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116537 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 91.23 | 1.16 | 1.096 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  |  |  | 2700 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 11.72 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116544 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10500 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 123.34 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116548 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4400 | Appraisal - 1025 |  |  |  |  | 4400 | Appraisal - 1025 | No | 84.92 | 1.178 | 1.178 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68000 |  |  |  | 4400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.05 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116555 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 6000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 |  |  |  |  |  |  |  |  |  |  |  | No | 4.5 | 2 | 1 | N/A | 94.09 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116567 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 3100 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  |  |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 15.64 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116593 | xxxxx |  | xxxxx | xxxxx | 1YR Business P&L | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11220 |  |  |  |  |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 27.65 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116599 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7000 | 7000 | Appraisal - 1007 |  |  |  |  | 7000 | Actual In Place Rent | No | 91.95 | 1 | 1.088 | xxxxx | 7000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 69220 |  | xxxxx |  | 7000 |  |  |  |  |  |  |  | No | 2.8 | 1 | 1 | N/A | 122.8 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116617 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52246 |  |  |  |  |  |  |  |  |  |  |  | No | 5.6 | 1 | 1 | N/A | 14.4 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116622 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3750 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3750 | Actual In Place Rent | No | 87.63 | 1 | 1.141 | xxxxx | 3750 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30600 |  |  |  | 3750 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 65.9 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000116638 | xxxxx | xxxxx | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64200 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 25.32 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116641 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1995 | Appraisal - 1007 |  | N/A |  |  | 1995 | Appraisal - 1007 | No | 78.59 | 1.17 | 1.272 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33170 |  | xxxxx |  | 1995 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 15.99 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116667 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7600 | 7600 | Appraisal - 1025 |  |  |  |  | 7600 | Appraisal - 1025 | No | 75.28 | 1.31 | 1.328 | xxxxx | 3600 | xx/xx/xxxx | 12 | 4000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 161600 |  |  |  | 7600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.15 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116726 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1007 |  |  |  |  | 2250 | Appraisal - 1007 | No | 132.35 | 0.75 | 0.756 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 82000 |  | xxxxx |  | 2250 |  |  |  |  |  |  | No | No | 3.1 | 1 | 1 | N/A | 47.64 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116741 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 4500 | Lease |  | N/A |  |  | 4500 | Actual In Place Rent | No | 87.36 | 1.23 | 1.145 | xxxxx | 1500 | xx/xx/xxxx | 12 | 1500 | xx/xx/xxxx | 12 | 1500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 108000 |  | xxxxx |  | 4500 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 8.99 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116792 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2670 | Appraisal - 1007 |  | N/A |  |  | 2670 | Appraisal - 1007 | No | 83.01 | 1.203 | 1.205 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37300 |  | xxxxx |  | 2670 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.61 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116796 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2300 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 61.71 | 1.6 | 1.62 | xxxxx | 2300 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16992 |  | xxxxx |  | 2300 |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 37.03 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116798 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2960 | 3000 | Appraisal - 1025 |  |  |  |  | 2960 | Actual In Place Rent | No | 69.33 | 1.22 | 1.442 | xxxxx | 1460 | xx/xx/xxxx | 12 | 1500 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37500 |  | xxxxx |  | 2960 |  |  |  |  |  |  | Yes | No | 2.3 | 1 | 1 | N/A | 27.47 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | Unknown | Unknown |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000116804 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2950 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2800 | Appraisal - 1007 | No | 73.45 | 1.36 | 1.361 | xxxxx | 1400 | xx/xx/xxxx | 12 | 1550 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37500 |  | xxxxx |  | 2800 |  |  |  |  |  |  |  | No | 2.3 | 2 | 1 | N/A | 26.21 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116811 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 100.41 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116813 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40900 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 24.51 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116815 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2300 | 1900 | Appraisal - 1007 |  |  |  |  | 1900 | Appraisal - 1007 | No | 83.62 | 1.149 | 1.196 | xxxxx | 2300 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 89260 |  | xxxxx |  | 1900 |  |  |  |  |  |  | No | No | 4.5 | 1 | 1 | N/A | 63.32 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116817 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal - 1007 |  | N/A |  |  | 4800 | Appraisal - 1007 | No | 91.37 | 1.09 | 1.094 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 106400 |  |  |  | 4800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 27.21 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116842 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46100 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 842.46 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116871 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 10400 | 11350 | Appraisal - 1025 |  |  |  |  | 10400 | Actual In Place Rent | No | 98.49 | 1.02 | 1.015 | xxxxx | 2000 | xx/xx/xxxx | 12 | 4000 | xx/xx/xxxx | 24 | 4400 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 216664 |  |  |  | 10400 |  |  |  |  |  |  |  | No | 5.7 | 1 | 1 | N/A | 19.72 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116879 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3800 | 4500 | Appraisal - 1007 |  | N/A |  |  | 3800 | Actual In Place Rent | No | 116.78 | 0.856 | 0.856 | xxxxx | 3800 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 88000 |  | xxxxx |  | 3800 |  |  |  |  |  |  |  | No | 2.8 | 1 | 1 | N/A | 92.31 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116888 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3000 | Actual In Place Rent | No | 100.07 | 0.99 | 0.999 | xxxxx | 3000 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53000 |  | xxxxx |  | 3000 |  |  |  |  |  |  | No | No | 1.8 | 3 | 1 | N/A | 40.75 | No |  |  | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |
| 4000116892 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 93.62 | 1.05 | 1.068 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  | xxxxx |  | 3300 |  |  |  |  |  |  | No | No | 1.7 | 1 | 1 | N/A | 38.51 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000116907 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 160000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 235.27 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116910 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7300 | Appraisal - 1025 |  | N/A |  |  | 7300 | Appraisal - 1025 | No | 75.59 | 1.25 | 1.323 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 145110 |  | xxxxx |  | 7300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 91.04 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116913 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2200 | Appraisal - 1007 |  |  |  |  | 2200 | Appraisal - 1007 | No | 94.21 | 1 | 1.061 | xxxxx | 2500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  | 2200 |  |  |  |  |  |  |  | No | 5.7 | 1 | 1 | N/A | 100.44 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000116919 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 2400 | Appraisal - 1007 |  | N/A |  |  | 1900 | Actual In Place Rent | No | 95.23 | 1.05 | 1.05 | xxxxx | 1900 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14400 |  | xxxxx |  | 1900 |  |  |  |  |  |  | No | No | 1.5 | 1 | 1 | N/A | 146.65 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000116928 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30600 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 94.02 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116971 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4800 | 4200 | Appraisal - 1007 |  |  |  |  | 4200 | Appraisal - 1007 | No | 99.99 | 1 | 1 | xxxxx | 4800 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28800 |  | xxxxx |  | 4200 |  |  |  |  |  |  |  | No | 4.5 | 1 | 1 | N/A | 67.07 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116976 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4600 | 3800 | Appraisal - 1007 |  | N/A |  |  | 3800 | Appraisal - 1007 | No | 106.89 | 0.75 | 0.936 | xxxxx | 4600 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28800 |  | xxxxx |  | 3800 |  |  |  |  |  |  | No | No | 3.7 | 1 | 1 | N/A | 12.01 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116981 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7200 | Appraisal - 1007 | 7128 | Airbnb | 12 |  | 7200 | Appraisal - 1007 | No | 54.48 | 1.79 | 1.854 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55000 |  | xxxxx |  | 7200 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 169.81 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117035 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2775 | Appraisal - 1007 |  | N/A |  |  | 2775 | Appraisal - 1007 | No | 101.91 | 0.97 | 0.981 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33300 |  |  |  | 2775 |  |  |  |  |  |  |  | No | 7.6 | 1 | 1 | N/A | 8.75 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117036 | xxxxx |  | xxxxx | xxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58300 |  |  |  |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 11.84 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117057 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Appraisal - 1007 | No | 79.55 | 1.28 | 1.257 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 |  | xxxxx |  | 2200 |  |  |  |  |  |  | No | No | 0.3 | 1 | 1 | N/A | 26.04 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117065 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  |  | 1800 | Appraisal - 1007 | No | 115.39 | 0.8 | 0.867 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28000 |  |  |  | 1800 |  |  |  |  |  |  | No | No | 13.4 | 1 | 1 | N/A | 420.94 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117087 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2000 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2000 | Actual In Place Rent | No | 77.15 | 1.46 | 1.296 | xxxxx | 2000 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18516 |  | xxxxx |  | 2000 |  |  |  |  |  |  | No | No | 1.2 | 1 | 1 | N/A | 6.56 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117092 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 66.52 | 1.52 | 1.503 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 105000 |  |  |  | 2300 |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 101.84 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117115 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2250 | 2250 | Appraisal - 1007 |  | N/A |  |  | 2250 | Actual In Place Rent | No | 64.26 | 0 | 1.556 | xxxxx | 2250 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27600 |  | xxxxx |  | 2250 |  |  |  |  |  |  |  | No | 0.6 | 1 | 1 | N/A | 105.91 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117139 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 115000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.12 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117168 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.69 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117179 | xxxxx | xxxxx | xxxxx | xxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 3900 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 173600 |  |  |  |  |  |  |  |  |  |  |  | No | 1.8 | 2 | 1 | N/A | 41.43 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117182 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1200 | 1475 | Appraisal - 1007 |  | N/A |  |  | 1200 | Actual In Place Rent | No | 112.29 | 0.89 | 0.891 | xxxxx | 1200 | xx/xx/xxxx | 288 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7200 |  | xxxxx |  | 1200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 8.1 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117192 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2100 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2100 | Actual In Place Rent | No | 90.9 | 1.1 | 1.1 | xxxxx | 2100 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62880 |  | xxxxx |  | 2100 |  |  |  |  |  |  |  | No | 13 | 1 | 1 | N/A | 7.37 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117198 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 97.25 | 1 | 1.028 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29010 |  |  |  | 2000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 304.29 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117230 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal - 1007 |  | N/A |  |  | 3700 | Appraisal - 1007 | No | 128.24 | 0.75 | 0.78 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32400 |  | xxxxx |  | 3700 |  |  |  |  |  |  | No | No | 1.9 | 1 | 1 | N/A | 41.58 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117237 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1800 | 1800 | Lease |  | N/A |  |  | 1800 | Actual In Place Rent | No | 127.08 | 0.75 | 0.787 | xxxxx | 1800 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  | 1800 |  |  |  |  |  |  |  | No | 7.7 | 1 | 1 | N/A | 26.12 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000117289 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47119 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 9.3 | 1 | 1 | N/A | 8.18 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117298 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal - 1025 |  | N/A |  |  | 3900 | Appraisal - 1025 | No | 125.82 | 0.78 | 0.795 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 141000 |  |  |  | 3900 |  |  |  |  |  |  | No | No | 29.6 | 1 | 1 | N/A | 49.79 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117305 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4790 | Appraisal - 1007 | 4790 | Airbnb | 12 |  | 4790 | Airbnb | Yes | 83.31 | 1.19 | 1.2 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57000 |  | xxxxx |  | 4790 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 30.52 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117340 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Appraisal - 1007 | No | 61.47 | 1.25 | 1.627 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43200 |  | xxxxx |  | 3600 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 24.09 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117341 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6460 | Appraisal - 1007 |  | N/A |  |  | 6460 | Appraisal - 1007 | No | 69.95 | 1.42 | 1.43 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51700 |  | xxxxx |  | 6460 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 31.21 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117360 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.3 | 2 | 1 | N/A | 144.36 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117431 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 10000 | Short Term Rent - Estimate | 10000 | AirDNA | 7 |  | 10000 | AirDNA | Yes | 35.71 | 2.8 | 2.801 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 165400 |  |  |  | 10000 |  |  |  |  |  |  | No | No | 4.9 | 1 | 1 | N/A | 92.34 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117445 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  |  |  |  | 4500 | Appraisal - 1007 | No | 122.28 | 0.79 | 0.818 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 125600 |  | xxxxx |  | 4500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 22 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117451 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 11000 | Appraisal - 1007 |  | N/A |  |  | 11000 | Appraisal - 1007 | No | 86.9 | 1.19 | 1.151 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 276600 |  | xxxxx |  | 11000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 55.14 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117455 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28300 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 6.7 | 1 | 1 | N/A | 293.98 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117456 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 71.45 | 1.42 | 1.4 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 3000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 7.59 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117536 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7400 | 7400 | Appraisal - 1025 |  |  |  |  | 7400 | Actual In Place Rent | No | 92.22 | 1.02 | 1.084 | xxxxx | 4000 | xx/xx/xxxx | 24 | 3400 | xx/xx/xxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 224000 |  | xxxxx |  | 7400 |  |  |  |  |  |  |  | No | 15.9 | 1 | 1 | N/A | 100.84 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117633 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2750 | Appraisal - 1007 |  | N/A |  |  | 2750 | Appraisal - 1007 | No | 107.78 | 0.77 | 0.928 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  |  |  | 2750 |  |  |  |  |  |  |  | No | 8.2 | 1 | 1 | N/A | 28.07 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117653 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1133.23 | Appraisal - Narrative | 4172.6 | Other | 12 |  | 4172.6 | Other | Yes | 86.27 | 2.09 | 1.159 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53262.18 |  | xxxxx |  | 4172.6 |  |  |  |  |  |  | No | No | 2.7 | 1 | 1 | N/A | 33.39 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117657 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 97600 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 27.43 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117750 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57600 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 91.72 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117826 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 12.96 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117838 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  |  |  |  | 4200 | Appraisal - 1007 | No | 127.38 | 0.78 | 0.785 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 170200 |  |  |  | 4200 |  |  |  |  |  |  |  | No | 3.1 | 1 | 1 | N/A | 364.3 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117846 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1025 |  | N/A |  |  | 2800 | Appraisal - 1025 | No | 50.86 | 1.96 | 1.966 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53500 |  | xxxxx |  | 2800 |  |  |  |  |  |  | No | No | 1.7 | 1 | 1 | N/A | 88.76 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117854 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2014 | 1650 | Appraisal - 1007 |  | N/A |  |  | 1650 | Appraisal - 1007 | No | 73.29 | 1.36 | 1.364 | xxxxx | 2014 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30500 |  | xxxxx |  | 1650 |  |  |  |  |  |  | Yes | No | 5.3 | 1 | 1 | N/A | 105.56 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117859 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1849 | 1850 | Appraisal - 1007 |  |  |  |  | 1849 | Actual In Place Rent | No | 65.82 | 1.52 | 1.519 | xxxxx | 1849 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45200 |  |  |  | 1849 |  |  |  |  |  |  |  | No | 5.2 | 1 | 1 | N/A | 126.84 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117868 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1880 | 1875 | Appraisal - 1007 |  |  |  |  | 1875 | Appraisal - 1007 | No | 68.35 | 1.46 | 1.463 | xxxxx | 1880 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55000 |  | xxxxx |  | 1875 |  |  |  |  |  |  |  | No | 5.2 | 2 | 1 | N/A | 120.44 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117869 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4783 | 4900 | Appraisal - 1025 |  | N/A |  |  | 4783 | Actual In Place Rent | No | 56.87 | 1.61 | 1.758 | xxxxx | 1525 | xx/xx/xxxx | 12 | 1908 | xx/xx/xxxx | 12 | 1350 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60500 |  |  |  | 4783 |  |  |  |  |  |  |  | No | 5.3 | 1 | 1 | N/A | 51.91 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117934 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 99.72 | 1.003 | 1.003 | xxxxx | 2500 | xx/xx/xxxx | 2500 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  | xxxxx |  | 2000 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 28.6 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117940 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1400 | 1400 | Appraisal - 1007 |  |  |  |  | 1400 | Actual In Place Rent | No | 91.74 | 1.083 | 1.09 | xxxxx | 1400 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 8250 |  |  |  | 1400 |  |  |  |  |  |  |  | No | 4 | 1 | 1 | N/A | 44.48 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117980 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 125350 |  |  |  |  |  |  |  |  |  |  |  | No | 18.6 | 1 | 1 | N/A | 29.96 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117984 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3100 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 99.39 | 1.05 | 1.006 | xxxxx | 3100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxx |  | 3100 |  |  |  |  |  |  |  | No | 2.9 | 1 | 1 | N/A | 34.21 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117985 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 20.92 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000117995 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 4500 | Appraisal - 1007 |  |  |  |  | 4500 | Appraisal - 1007 | No | 93.57 | 1.069 | 1.069 | xxxxx | 4500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 99000 |  | xxxxx |  | 4500 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 4.7 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117997 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1600 | 2075 | Appraisal - 1007 |  | N/A |  |  | 1600 | Actual In Place Rent | No | 102.33 | 0.977 | 0.977 | xxxxx | 1600 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 |  |  |  | 1600 |  |  |  |  |  |  | Yes | No | 8.1 | 1 | 1 | N/A | 77.13 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118015 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 84.18 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118054 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 102.77 | 0.87 | 0.872 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  | xxxxx |  | 2500 |  |  |  |  |  |  | No | No | 1.8 | 1 | 1 | N/A | 149.97 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118180 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 5400 | 4675 | Appraisal - 1007 |  | N/A |  |  | 4675 | Appraisal - 1007 | No | 121.3 | 0.82 | 0.824 | xxxxx | 5400 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53550 |  |  |  | 4675 |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 40.97 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118182 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4700 | Appraisal - 1025 |  |  |  |  | 4700 | Appraisal - 1025 | No | 94.23 | 1 | 1.061 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 141827 |  | xxxxx |  | 4700 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 134.09 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000118183 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1025 |  |  |  |  | 3000 | Appraisal - 1025 | No | 86.24 | 1.159 | 1.16 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 |  |  |  | 3000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 20.43 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000118187 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.6 | 1 | 1 | N/A | 59.43 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118228 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1880 | Appraisal - 1007 |  | N/A |  |  | 1880 | Appraisal - 1007 | No | 91.65 | 1.16 | 1.091 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20196.96 |  | xxxxx |  | 1880 |  |  |  |  |  |  |  | No | 4.9 | 1 | 1 | N/A | 28.21 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118244 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 70.71 | 1.24 | 1.414 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24400 |  |  |  | 3000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 57.49 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118267 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 66.29 | 1 | 1.509 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25351.2 |  |  |  | 3300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 56.84 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118317 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3195 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3195 | Actual In Place Rent | No | 131.13 | 1.01 | 0.763 | xxxxx | 3195 | xx/xx/xxxx | 84 | 0 | xx/xx/xxxx | 0 | 0 | xx/xx/xxxx | 0 | 0 | xx/xx/xxxx | 0 | 0 | xx/xx/xxxx | 0 | 0 | xx/xx/xxxx | 0 | 0 | xx/xx/xxxx | 0 |  | Yes | 45000 |  |  |  | 3195 |  |  |  |  |  |  |  | No | 10 | 1 | 1 | N/A | 85.28 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118324 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 121.56 | 0.82 | 0.823 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 3100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 47.76 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118340 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  | N/A |  |  | 1600 | Appraisal - 1007 | No | 86.93 | 1.03 | 1.15 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22430 |  | xxxxx |  | 1600 |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 17.78 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118354 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 12800 | 12800 | Appraisal - 1025 |  | N/A |  |  | 12800 | Appraisal - 1025 | No | 68.01 | 1.25 | 1.47 | xxxxx | 4800 | xx/xx/xxxx | 12 | 4000 | xx/xx/xxxx | 12 | 4000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 155000 |  | xxxxx |  | 12800 |  |  |  |  |  |  |  | No | 4.3 | 1 | 1 | N/A | 53.77 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118383 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 100.32 | 1 | 0.997 | xxxxx | 2800 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41000 |  | xxxxx |  | 2700 |  |  |  |  |  |  | No | No | 0.8 | 1 | 1 | N/A | 106.98 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118391 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 54.43 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118468 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1025 |  |  |  |  | 2400 | Appraisal - 1025 | No | 107.19 | 0.95 | 0.933 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46074 |  | xxxxx |  | 2400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 3.36 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118503 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5250 | Appraisal - 1007 |  | N/A |  |  | 5250 | Appraisal - 1007 | No | 90.28 | 1 | 1.108 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58100 |  | xxxxx |  | 5250 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 14.16 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000118532 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal - 1025 |  | N/A |  |  | 7000 | Appraisal - 1025 | No | 87.85 | 1.138 | 1.138 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 187000 |  |  |  | 7000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.87 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118581 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 2950 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47700 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 |  | 24.61 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118625 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 248.63 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118776 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1007 |  | N/A |  |  | 3550 | Appraisal - 1007 | No | 77.87 | 1 | 1.284 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 59000 |  | xxxxx |  | 3550 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 46.31 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118824 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1007 |  |  |  |  | 3400 | Appraisal - 1007 | No | 57.5 | 1.739 | 1.739 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40800 |  |  |  | 3400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 64.93 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118862 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3050 | 3400 | Appraisal - 1025 |  | N/A |  |  | 3050 | Actual In Place Rent | No | 58.13 | 1.72 | 1.543 | xxxxx | 1750 | xx/xx/xxxx | 12 | 1300 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 5500 |  |  |  | 3050 |  |  |  |  |  |  |  | No | 15 | 1 | 1 | N/A | 89.01 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118955 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2550 | Appraisal - 1007 |  |  |  |  | 2550 | Appraisal - 1007 | No | 110.72 | 0.87 | 0.903 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48840 |  | xxxxx |  | 2550 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 141 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118957 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1007 |  |  |  |  | 4600 | Appraisal - 1007 | No | 71.83 | 1.4 | 1.392 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 |  | xxxxx |  | 4600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 201.25 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118958 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5600 | Appraisal - 1007 |  |  |  |  | 5600 | Appraisal - 1007 | No | 95.9 | 1.04 | 1.043 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 189000 |  | xxxxx |  | 5600 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 9.93 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000118961 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2550 | Appraisal - 1007 |  |  |  |  | 2550 | Appraisal - 1007 | No | 110.3 | 0.87 | 0.874 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48730 |  | xxxxx |  | 2550 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 31.27 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119052 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7400 | Appraisal - 1025 |  | N/A |  |  | 7400 | Appraisal - 1025 | No | 75.69 | 1.65 | 1.321 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 122000 |  | xxxxx |  | 7400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.42 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119060 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 13000 | 12600 | Appraisal - 1025 |  | N/A |  |  | 12600 | Appraisal - 1025 | No | 59.82 | 1.67 | 1.672 | xxxxx | 4200 | xx/xx/xxxx | 1 | 4200 | xx/xx/xxxx | 1 | 4600 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70000 |  | xxxxx |  | 12600 |  |  |  |  |  |  | No | No | 0.2 | 1 | 1 | N/A | 37.22 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119150 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Appraisal - 1007 | No | 91.3 | 1.1 | 1.095 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32680 |  | xxxxx |  | 2100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 33.2 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119236 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 2350 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.1 | 1 | 1 | N/A | 9.7 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119254 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 |  |  |  |  |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 7.23 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119274 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  |  |  |  |  |  |  |  |  |  | No | 2.8 | 1 | 1 | N/A | 19.2 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119278 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  | Actual In Place Rent | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35989.56 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 147.63 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119287 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8800 | Appraisal - 1007 |  | N/A |  |  | 8800 | Appraisal - 1007 | No | 98.75 | 1 | 1.013 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 105600 |  | xxxxx |  | 8800 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 78.97 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119345 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3775 | Appraisal - 1007 |  | N/A |  |  | 3775 | Appraisal - 1007 | No | 79.84 | 1.25 | 1.253 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36165.72 |  |  |  | 3775 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 95 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119357 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3250 | Appraisal - 1007 |  | N/A |  |  | 3250 | Appraisal - 1007 | No | 92.21 | 1.08 | 1.084 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39000 |  | xxxxx |  | 3250 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 128.34 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119536 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55200 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 127.17 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119599 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7738 | 8020 | Appraisal - 1025 |  | N/A |  |  | 7738 | Actual In Place Rent | No | 47.41 | 2.11 | 2.109 | xxxxx | 3100 | xx/xx/xxxx | 12 | 2558 | xx/xx/xxxx | 12 | 2080 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73600 |  |  |  | 7738 |  |  |  |  |  |  | Yes | No | 0.6 | 1 | 1 | N/A | 22.56 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119671 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2950 | 3100 | Appraisal - 1007 |  |  |  |  | 2950 | Actual In Place Rent | No | 85.92 | 1.1 | 1.108 | xxxxx | 2950 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2950 |  |  |  |  |  |  | No | No | 3.7 | 1 | 1 | N/A | 19.76 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119695 | xxxxx |  | xxxxx | xxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 67200 |  |  |  |  |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 15 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000119754 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 1950 | 1950 | Appraisal - 1007 |  | N/A |  |  | 1950 | Appraisal - 1007 | No | 93.94 | 1.06 | 1.065 | xxxxx | 1950 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11700 |  | xxxxx |  | 1950 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 40.07 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000119759 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4850 | 4850 | Appraisal - 1025 |  |  |  |  | 4850 | Appraisal - 1025 | No | 93.35 | 1.07 | 1.071 | xxxxx | 2750 | xx/xx/xxxx | 12 | 2100 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 182242 |  |  |  | 4850 |  |  |  |  |  |  | No | No | 8.6 | 1 | 1 | N/A | 6.94 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120043 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 89.38 | 1.12 | 1.119 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  | xxxxx |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 21.05 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120076 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 97.85 | 1.02 | 1.022 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 109000 |  |  |  | 4200 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 6.65 | No |  |  | Vested Individual | xxxxx | xxxxx |  | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120258 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2700 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 92.61 | 1.27 | 1.08 | xxxxx | 2700 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28433 |  | xxxxx |  | 2400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 75.92 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120332 | xxxxx |  | xxxxx | xxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73700 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 10.93 | No |  |  | Vested Individual | xxxxx | xxxxx | Vested Individual |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120347 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1925 | Appraisal - 1007 |  | N/A |  |  | 1925 | Appraisal - 1007 | No | 99.26 | 1.1 | 1.007 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  | xxxxx |  | 1925 |  |  |  |  |  |  | No | No | 0.4 | 1 | 1 | N/A | 157.56 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120354 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8500 | Appraisal - 1025 |  | N/A |  |  | 8500 | Appraisal - 1025 | No | 69.25 | 0 | 1.444 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 147480 |  | xxxxx |  | 8500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 94.72 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120398 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5700 | Appraisal - 1025 |  |  |  |  | 5700 | Appraisal - 1025 | No | 85.8 | 0.82 | 1.165 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66000 |  | xxxxx |  | 5700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 37.2 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 11500 | Appraisal - 1007 |  | N/A |  |  | 11500 | Appraisal - 1007 | No | 88.57 | 1 | 1.129 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 138000 |  |  |  | 11500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 57.2 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120558 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2600 | 2100 | Appraisal - 1007 |  |  |  |  | 2100 | Appraisal - 1007 | No | 99.8 | 1.06 | 1.002 | xxxxx | 2600 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26000 |  | xxxxx |  | 2100 |  |  |  |  |  |  | No | No | 0.7 | 1 | 1 | N/A | 24.43 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120579 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Actual In Place Rent | No | 99.4 | 1.02 | 1.006 | xxxxx | 3500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  | xxxxx |  | 3500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 47.99 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 2257 | 1925 | Appraisal - 1007 |  | N/A |  |  | 1925 | Appraisal - 1007 | No | 65.59 | 1.52 | 1.525 | xxxxx | 2257 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30200 |  | xxxxx |  | 1925 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 10.03 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120646 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 94.14 | 1.06 | 1.062 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46000 |  | xxxxx |  | 3300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 14.32 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120702 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5550 | Appraisal - 1025 |  |  |  |  | 5550 | Appraisal - 1025 | No | 88.65 | 1.13 | 1.128 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  | xxxxx |  | 5550 |  |  |  |  |  |  | No | No | 6.2 | 1 | 1 | N/A | 3.94 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120743 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 10100 | Appraisal - 1025 |  |  |  |  | 10100 | Appraisal - 1025 | No | 68.7 | 1.46 | 1.456 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  |  |  | 10100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 11.36 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000120779 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7800 | 6200 | Appraisal - 1025 |  |  |  |  | 6200 | Appraisal - 1025 | No | 118.55 | 0.84 | 0.844 | xxxxx | 3800 | xx/xx/xxxx | 12 | 4000 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  | xxxxx |  | 6200 |  |  |  |  |  |  |  | No |  | 4 | 1 | N/A | 4.49 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120824 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1025 |  | N/A |  |  | 2100 | Appraisal - 1025 | No | 99.29 | 1 | 1.007 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33200 |  | xxxxx |  | 2100 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 28.77 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120830 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1025 |  |  |  |  | 5000 | Appraisal - 1025 | No | 79.16 | 1.25 | 1.263 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 215200 |  | xxxxx |  | 5000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 5.32 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000120965 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  |  |  |  | 2600 | Appraisal - 1007 | No | 99.36 | 1.01 | 1.006 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 230540 |  | xxxxx |  | 2600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 4.1 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxx |
| 4000120970 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 | 4108 | AirDNA | 12 |  | 4108 | AirDNA | Yes | 99.98 | 1 | 1 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxx |  | 4108 |  |  |  |  |  |  |  | No | 2.5 | 1 | 1 | N/A | 14.14 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000121022 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  |  | 2700 | Appraisal - 1007 | No | 66.13 | 1.56 | 1.512 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39210 |  | xxxxx |  | 2700 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 75.63 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000121103 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8400 | Appraisal - 1025 |  | N/A |  |  | 8400 | Appraisal - 1025 | No | 79.02 | 1.22 | 1.266 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 91000 |  |  |  | 8400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 63.02 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000121450 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal - 1007 |  |  |  |  | 3900 | Appraisal - 1007 | No | 118.86 | 84 | 0.841 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23400 |  |  |  | 3900 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 11.12 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000121764 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Appraisal - 1007 | No | 93.62 | 1.14 | 1.068 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 |  | xxxxx |  | 5500 |  |  |  |  |  |  | No | No | 1.3 | 1 | 1 | N/A | 97.3 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000121801 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Appraisal - 1007 | No | 99.27 | 1.01 | 1.007 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49020 |  | xxxxx |  | 3500 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 37.86 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000122076 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 3450 | 3400 | Appraisal - 1007 |  | N/A |  |  | 3400 | Appraisal - 1007 | No | 128.37 | 0.78 | 0.779 | xxxxx | 3450 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29500 |  | xxxxx |  | 3400 |  |  |  |  |  |  |  | No | 5.6 | 1 | 1 | N/A | 87.32 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000122122 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 4200 | 4400 | Appraisal - 1007 |  | N/A |  |  | 4200 | Actual In Place Rent | No | 87.09 | 1.19 | 1.148 | xxxxx | 2100 | xx/xx/xxxx | 1 | 2100 | xx/xx/xxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45991 |  |  |  | 4200 |  |  |  |  |  |  | No | No | 1.8 | 1 | 1 | N/A | 8.09 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000122132 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1007 |  | N/A |  |  | 4100 | Appraisal - 1007 | No | 85.42 | 1.32 | 1.171 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50560 |  | xxxxx |  | 4100 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | Bank / Credit Reference | 6.03 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000122326 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  |  |  |  | 4200 | Appraisal - 1007 | No | 88.23 | 1.1 | 1.133 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 4200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 12.52 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000122432 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 11000 | Appraisal - 1025 |  | N/A |  |  | 11000 | Appraisal - 1025 | No | 93.45 | 0.97 | 1.07 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 240000 |  |  |  | 11000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 9.21 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000122672 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 9350 | 11100 | Appraisal - 1025 |  | N/A |  |  | 9350 | Actual In Place Rent | No | 60.81 | 1.61 | 1.644 | xxxxx | 5450 | xx/xx/xxxx | 12 | 3900 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 156200 |  | xxxxx |  | 9350 |  |  |  |  |  |  |  | No | 1.6 | 1 | 1 | N/A | 55.69 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000122766 | xxxxx |  | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 64.89 | 1.54 | 1.541 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 96000 |  | xxxxx |  | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.39 | No |  |  | Vested Individual | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000123280 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 12000 | Appraisal - 1025 |  |  |  |  | 12000 | Appraisal - 1025 | No | 70.17 | 1.425 | 1.425 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 190000 |  |  |  | 12000 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 151.89 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119518 |  | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 13500 | Appraisal - 1007 |  | N/A |  |  | 13500 | Appraisal - 1007 | No | 59.6 | 1.678 | 1.678 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73000 |  | xxxxx |  | 13500 |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 9.03 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117176 | xxxxx | xxxxx | xxxxx | xxxxx | 12 Month Bank Statement | Present | Yes |  |  |  |  |  |  |  |  | Actual In Place Rent | No |  | 0.745 | 0 | xxxxx | 15000 | xx/xx/xxxx | 12 | 0 | xx/xx/xxxx | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120733.32 |  | xxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 18.64 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120626 |  | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | Yes | 7500 | 7580 | Appraisal - 1007 |  |  |  |  | 7500 | Actual In Place Rent | No | 89.28 | 1.119 | 1.12 | xxxxx | 7500 | xx/xx/xxxx | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 7500 |  |  |  |  |  |  |  | No | 9.2 | 1 | 1 | N/A | 14.07 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000115390 |  | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 10200 | Appraisal - 1007 |  |  |  |  | 10200 | Appraisal - 1007 | No | 94.4 | 1.059 | 1.059 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 10200 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 282.05 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118438 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7500 | Appraisal - 1025 |  |  |  |  | 7500 | Appraisal - 1025 | No | 78.49 | 1.274 | 1.274 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 67800 |  | xxxxx |  | 7500 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 15.89 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000118866 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 12200 | Appraisal - 1025 |  | N/A |  |  | 12200 | Appraisal - 1025 | No | 59.85 | 1.671 | 1.671 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 150000 |  |  |  | 12200 |  |  |  |  |  |  |  | No | 1.5 | 1 | 1 | N/A | 26.26 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000117276 | xxxxx | xxxxx | xxxxx | xxxxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0.585 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  |  |  |  |  |  |  |  |  | No | 15.9 | 1 | 1 | N/A | 24.9 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000120148 |  | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 10100 | Appraisal - 1025 |  | N/A |  |  | 10100 | Appraisal - 1025 | No | 59.56 | 1.612 | 1.679 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 107100 |  |  |  | 10100 |  |  |  |  |  |  |  | No | 9.3 | 1 | 1 | N/A | 0.02 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000123283 | xxxxx | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 13500 | Appraisal - 1025 |  |  |  |  | 13500 | Appraisal - 1025 | No | 75.06 | 1.333 | 1.332 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 170000 |  |  |  | 13500 |  |  |  |  |  |  |  | No | 0.8 | 2 | 1 | N/A | 19.74 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000119725 |  | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 16000 | Appraisal - 1007 |  | N/A |  |  | 16000 | Appraisal - 1007 | No | 72.26 | 1.384 | 1.384 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 229800 |  |  |  | 16000 |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 63.25 | Yes | xxxxx | Corporation | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000123770 |  | xxxxx | xxxxx | xxxxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  | xxxxx |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.91 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000121026 |  | xxxxx | xxxxx | xxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1007 |  | N/A |  |  | 6000 | Appraisal - 1007 | No | 96.12 | 1.04 | 1.04 | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 262830 |  |  |  | 6000 |  |  |  |  |  |  |  | No | 10.6 | 1 | 1 | N/A | 78.92 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |
| 4000123282 | xxxxx | xxxxx | xxxxx | xxxxx | 12 Month Bank Statement | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxx | 16500 | xx/xx/xxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 379140 |  |  |  |  |  |  |  |  |  |  |  | No | 10.3 | 2 | 1 | N/A | 74.82 | Yes | xxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxx | xxxxx |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxx |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 4000099205 | xxxxx | xxxxx | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Unknown | No |  |
| 4000099780 | xxxxx |  | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000099780 | xxxxx |  | xxxxx | Prepayment Penalty Flag | xxxxx | Y | true | xxxxx |
| 4000099780 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.026 | 0 | xxxxx |
| 4000101745 | xxxxx | xxxxx | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Unknown | No |  |
| 4000102795 | xxxxx | xxxxx | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000102795 | xxxxx | xxxxx | xxxxx | Prepayment Penalty Flag | xxxxx | Y | true | xxxxx |
| 4000102795 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 820 | 0 | xxxxx |
| 4000102795 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.548 | 0 | xxxxx |
| 4000102795 | xxxxx | xxxxx | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Unknown | No |  |
| 4000103260 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 62.41 | 62.4 | xxxxx |
| 4000103260 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 62.41 | 62.4 | xxxxx |
| 4000103517 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000103517 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.365 | 0 | xxxxx |
| 4000103539 | xxxxx | xxxxx | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000103860 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000103860 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.347 | 0 | xxxxx |
| 4000103945 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 58.33 | 56.75 | xxxxx |
| 4000103945 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 58.33 | 56.75 | xxxxx |
| 4000103945 | xxxxx | xxxxx | xxxxx | Prepayment Penalty Flag | xxxxx | Y | true | xxxxx |
| 4000103945 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0.852 | 0 |  |
| 4000104485 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.429 | 0 | xxxxx |
| 4000104631 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000104631 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.65 | 0 | xxxxx |
| 4000104785 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000105222 | xxxxx |  | xxxxx | Note Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000105318 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.233 | 0 | xxxxx |
| 4000106022 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.766 | 0 | xxxxx |
| 4000106157 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 70.77 | 70.76 | xxxxx |
| 4000106157 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.494 | 0 | xxxxx |
| 4000106629 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 51.54 | 52 | xxxxx |
| 4000106629 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 51.54 | 52 | xxxxx |
| 4000106629 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000106856 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0.79 | 0 | xxxxx |
| 4000106886 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000106956 | xxxxx | xxxxx | xxxxx | Vested Business Entity Type | xxxxx | Limited Liability Corporation (LLC) | LLC | xxxxx |
| 4000106956 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 735 | 0 | xxxxx |
| 4000106956 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.094 | 0 | xxxxx |
| 4000106956 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000107019 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000107437 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 801 | 0 |  |
| 4000107437 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | Yes | false |  |
| 4000107437 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.427 | 0 |  |
| 4000107469 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 773 | 0 | xxxxx |
| 4000107469 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.409 | 0 | xxxxx |
| 4000107573 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000107692 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Single Family Detached | Other | xxxxx |
| 4000107692 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 756 | 0 | xxxxx |
| 4000107692 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000107692 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.128 | 0 | xxxxx |
| 4000107863 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.09 | 0 | xxxxx |
| 4000107979 | xxxxx |  | xxxxx | Primary Appraised Property Value | xxxxx | xxxxx | xxxxx |  |
| 4000108264 | xxxxx |  | xxxxx | Note Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000108264 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.705 | 0 | xxxxx |
| 4000108587 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000108587 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.929 | 0 | xxxxx |
| 4000108805 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.168 | 0 | xxxxx |
| 4000108891 | xxxxx |  | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000108987 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000109054 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.014 | 0 | xxxxx |
| 4000109054 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000109238 | xxxxx | xxxxx | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000109238 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.012 | 0 | xxxxx |
| 4000109238 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000109305 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000109310 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.091 | 0 | xxxxx |
| 4000109335 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 40 | 47 | xxxxx |
| 4000109335 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 40 | 47 | xxxxx |
| 4000109335 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.086 | 0 | xxxxx |
| 4000109416 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000109427 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.551 | 0 | xxxxx |
| 4000109429 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.063 | 0 | xxxxx |
| 4000109429 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000109459 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000109484 | xxxxx |  | xxxxx | Property Type | xxxxx | Single Family Detached | Other | xxxxx |
| 4000109484 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000109484 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 746 | 0 | xxxxx |
| 4000109484 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.406 | 0 | xxxxx |
| 4000109541 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.345 | 0 | xxxxx |
| 4000109569 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.455 | 0 | xxxxx |
| 4000109612 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 739 | 0 | xxxxx |
| 4000109612 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.014 | 0 | xxxxx |
| 4000109614 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 69.29 | 69.28 | xxxxx |
| 4000109614 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1 | 0 | xxxxx |
| 4000109752 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 55.32 | 55.31 | xxxxx |
| 4000109752 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 760 | 737 | xxxxx |
| 4000109763 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.115 | 0 | xxxxx |
| 4000109897 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000109919 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000109919 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.012 | 0 | xxxxx |
| 4000109942 | xxxxx |  | xxxxx | Property City | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000109942 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.035 | 0 | xxxxx |
| 4000110042 | xxxxx |  | xxxxx | Primary Appraised Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110042 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110063 | xxxxx | xxxxx | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110063 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110063 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0.651 | 0 | xxxxx |
| 4000110090 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.373 | 0 | xxxxx |
| 4000110430 | xxxxx | xxxxx | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000110430 | xxxxx | xxxxx | xxxxx | Borrower 1 FTHB | xxxxx | true | false | xxxxx |
| 4000110439 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.132 | 0 | xxxxx |
| 4000110445 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110445 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.699 | 0 | xxxxx |
| 4000110449 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 56.77 | 56.76 | xxxxx |
| 4000110449 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 56.77 | 56.76 | xxxxx |
| 4000110458 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000110589 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 79.27 | 80 | xxxxx |
| 4000110589 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 79.27 | 80 | xxxxx |
| 4000110589 | xxxxx |  | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110589 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000110594 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 | xxxxx |
| 4000110594 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 799 | 0 | xxxxx |
| 4000110594 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.097 | 0 | xxxxx |
| 4000110647 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110647 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.022 | 0 | xxxxx |
| 4000110682 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110682 | xxxxx |  | xxxxx | Borrower 2 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000110682 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000110682 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000110698 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000110698 | xxxxx |  | xxxxx | Borrower 2 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000110698 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000110698 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 781 | 717 | xxxxx |
| 4000110772 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Condominium | Cooperative | xxxxx |
| 4000111050 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000111050 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | Yes | No |  |
| 4000111142 | xxxxx | xxxxx | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000111171 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000111171 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000111171 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.075 | 0 | xxxxx |
| 4000111175 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0.982 | 0 | xxxxx |
| 4000111181 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000111274 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | Yes | No | xxxxx |
| 4000111469 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000111469 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.002 | 0 | xxxxx |
| 4000111469 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | Yes | No | xxxxx |
| 4000111516 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000111516 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.675 | 0 | xxxxx |
| 4000111650 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | true | xxxxx |
| 4000111650 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.541 | 0 | xxxxx |
| 4000111661 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000111780 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.089 | 0 | xxxxx |
| 4000111843 | xxxxx |  | xxxxx | Property Type | xxxxx | Single Family Attached | Single Family Detached | xxxxx |
| 4000111870 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx |  |
| 4000111870 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000111870 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 754 | 0 | xxxxx |
| 4000111870 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.442 | 0 | xxxxx |
| 4000112219 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112269 | xxxxx | xxxxx | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112331 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112429 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.02 | 0 | xxxxx |
| 4000112510 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 801 | 0 | xxxxx |
| 4000112510 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.253 | 0 | xxxxx |
| 4000112510 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000112635 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Townhouse | Single Family Detached | xxxxx |
| 4000112635 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.241 | 0 | xxxxx |
| 4000112653 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Townhouse | Single Family Detached | xxxxx |
| 4000112710 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112710 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.485 | 0 | xxxxx |
| 4000112732 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.879 | 0 | xxxxx |
| 4000112754 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0.824 | 0 | xxxxx |
| 4000112823 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000112831 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000112831 | xxxxx |  | xxxxx | Borrower 3 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112831 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112831 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112831 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.837 | 0 | xxxxx |
| 4000112858 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 72.15 | 73 | xxxxx |
| 4000112858 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 72.15 | 73 | xxxxx |
| 4000112860 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112865 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 39.04 | 40 | xxxxx |
| 4000112865 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 39.04 | 40 | xxxxx |
| 4000112928 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.06 | 0 | xxxxx |
| 4000112929 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000112929 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 760 | 0 | xxxxx |
| 4000112974 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112974 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000112974 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.256 | 0 | xxxxx |
| 4000112974 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000112976 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.146 | 0 | xxxxx |
| 4000112984 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113018 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 72.22 | 73 | xxxxx |
| 4000113018 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 72.22 | 73 | xxxxx |
| 4000113018 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113031 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113096 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113132 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 782 | 769 | xxxxx |
| 4000113189 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113189 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.11 | 0 | xxxxx |
| 4000113194 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113194 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.166 | 0 | xxxxx |
| 4000113265 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.942 | 0 | xxxxx |
| 4000113265 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000113325 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000113325 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.007 | 0 | xxxxx |
| 4000113379 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113379 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000113406 | xxxxx | xxxxx | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113406 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.023 | 0 | xxxxx |
| 4000113420 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 40.89 | 41 | xxxxx |
| 4000113420 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 40.89 | 41 | xxxxx |
| 4000113420 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No |  |
| 4000113451 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 64.38 | 65 | xxxxx |
| 4000113451 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 64.38 | 65 | xxxxx |
| 4000113496 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113496 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.138 | 0 | xxxxx |
| 4000113500 | xxxxx | xxxxx | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113500 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113500 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.079 | 0 | xxxxx |
| 4000113511 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.936 | 0 | xxxxx |
| 4000113517 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.034 | 0 | xxxxx |
| 4000113582 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113606 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113606 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.002 | 0 | xxxxx |
| 4000113687 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113687 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 730 | 0 | xxxxx |
| 4000113687 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.001 | 0 | xxxxx |
| 4000113700 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.027 | 0 | xxxxx |
| 4000113717 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113728 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 786 | 789 | xxxxx |
| 4000113741 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.048 | 0 | xxxxx |
| 4000113741 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No |  |
| 4000113752 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 74.99 | 75 | xxxxx |
| 4000113752 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 74.99 | 75 | xxxxx |
| 4000113752 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113754 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 79.93 | 80 | xxxxx |
| 4000113754 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 79.93 | 80 | xxxxx |
| 4000113754 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113756 | xxxxx | xxxxx | xxxxx | Amortization Term | xxxxx | 480 | 360 |  |
| 4000113756 | xxxxx | xxxxx | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113756 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.067 | 0 | xxxxx |
| 4000113762 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000113819 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113819 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No | xxxxx |
| 4000113824 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000113827 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.142 | 0 | xxxxx |
| 4000113859 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114008 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 670 | 0 | xxxxx |
| 4000114008 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.473 | 0 | xxxxx |
| 4000114066 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 782 | 717 | xxxxx |
| 4000114066 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114066 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.048 | 0 | xxxxx |
| 4000114129 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114150 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Two to Four Unit | Single Family Detached | xxxxx |
| 4000114150 | xxxxx | xxxxx | xxxxx | Number of Units | xxxxx | 4 | 1 | xxxxx |
| 4000114150 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 750 | 0 | xxxxx |
| 4000114150 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.114 | 0 | xxxxx |
| 4000114150 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000114165 | xxxxx |  | xxxxx | Property Type | xxxxx | Condominium | Condominium High Rise | xxxxx |
| 4000114264 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 69.38 | 70 | xxxxx |
| 4000114264 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 69.38 | 70 | xxxxx |
| 4000114293 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 44.81 | 44.8 | xxxxx |
| 4000114321 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000114321 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114321 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.473 | 0 | xxxxx |
| 4000114325 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000114325 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 54.08 | 53.06 | xxxxx |
| 4000114325 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 54.08 | 53.06 | xxxxx |
| 4000114328 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000114328 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.959 | 0 | xxxxx |
| 4000114381 | xxxxx |  | xxxxx | Primary Appraised Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114381 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114451 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114451 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.434 | 0 | xxxxx |
| 4000114494 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.258 | 0 | xxxxx |
| 4000114506 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 70.45 | 71 | xxxxx |
| 4000114506 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 70.45 | 71 | xxxxx |
| 4000114523 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114548 | xxxxx |  | xxxxx | Property Type | xxxxx | Townhouse | Single Family Detached | xxxxx |
| 4000114548 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000114555 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114556 | xxxxx | xxxxx | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000114600 | xxxxx | xxxxx | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000114600 | xxxxx | xxxxx | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000114605 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114624 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114634 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114641 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000114731 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114732 | xxxxx | xxxxx | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000114732 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114745 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114753 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000114795 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Non Permanent Resident Alien | US Citizen | xxxxx |
| 4000114795 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000114928 | xxxxx | xxxxx | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000115002 | xxxxx |  | xxxxx | Note Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115010 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115010 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.003 | 0 | xxxxx |
| 4000115028 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.141 | 0 | xxxxx |
| 4000115043 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115054 | xxxxx | xxxxx | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000115054 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115058 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000115058 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 806 | 0 | xxxxx |
| 4000115058 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.307 | 0 | xxxxx |
| 4000115058 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000115061 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115085 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000115085 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 68.99 | 68.98 | xxxxx |
| 4000115085 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 68.99 | 68.98 | xxxxx |
| 4000115085 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 781 | 779 | xxxxx |
| 4000115085 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.049 | 0 | xxxxx |
| 4000115136 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115142 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115142 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.165 | 0 | xxxxx |
| 4000115171 | xxxxx | xxxxx | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115171 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115186 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115201 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Condominium | Single Family Detached | xxxxx |
| 4000115201 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 69.82 | 70 | xxxxx |
| 4000115201 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 69.82 | 70 | xxxxx |
| 4000115201 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000115202 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115202 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.221 | 0 | xxxxx |
| 4000115205 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115215 | xxxxx |  | xxxxx | Borrower 4 Origination FICO | xxxxx | 747 | 0 | xxxxx |
| 4000115215 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115218 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115219 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Single Family Attached | Single Family Detached | xxxxx |
| 4000115224 | xxxxx | xxxxx | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115224 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115227 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.593 | 0 | xxxxx |
| 4000115262 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 808 | 0 | xxxxx |
| 4000115262 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.344 | 0 | xxxxx |
| 4000115267 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000115267 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000115311 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115315 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000115335 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 22.22 | 23 | xxxxx |
| 4000115357 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115357 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.478 | 0 | xxxxx |
| 4000115415 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000115415 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.215 | 0 | xxxxx |
| 4000115435 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000115451 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 776 | 0 | xxxxx |
| 4000115451 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115460 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115468 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 780 | 0 | xxxxx |
| 4000115477 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115499 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000115499 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000115499 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.304 | 0 | xxxxx |
| 4000115504 | xxxxx |  | xxxxx | Number of Units | xxxxx | 1 | 11 | xxxxx |
| 4000115521 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000115521 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.239 | 0 | xxxxx |
| 4000115521 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000115538 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000115538 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.058 | 0 | xxxxx |
| 4000115555 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115562 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115598 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000115598 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115598 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.011 | 0 | xxxxx |
| 4000115598 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000115620 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115624 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115632 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115637 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.3 | 0 | xxxxx |
| 4000115662 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115662 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000115662 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.146 | 0 | xxxxx |
| 4000115718 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115741 | xxxxx | xxxxx | xxxxx | Property Type | xxxxx | Condominium | Single Family Detached | xxxxx |
| 4000115741 | xxxxx | xxxxx | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000115764 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115764 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.21 | 0 | xxxxx |
| 4000115942 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 72.28 | 75 | xxxxx |
| 4000115942 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 72.28 | 75 | xxxxx |
| 4000115950 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115950 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.063 | 0 | xxxxx |
| 4000115956 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000115956 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115956 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.474 | 0 | xxxxx |
| 4000116021 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116066 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116066 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000116106 | xxxxx |  | xxxxx | Number of Units | xxxxx | 3 | 2 | xxxxx |
| 4000116106 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116188 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116188 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.921 | 0 | xxxxx |
| 4000116192 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116192 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.001 | 0 | xxxxx |
| 4000116208 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116216 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116216 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116216 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.877 | 0 | xxxxx |
| 4000116251 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116251 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 2.179 | 0 | xxxxx |
| 4000116263 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116263 | xxxxx |  | xxxxx | Borrower 4 Origination FICO | xxxxx | 786 | 0 | xxxxx |
| 4000116263 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116263 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1 | 0 | xxxxx |
| 4000116269 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 74.09 | 75 | xxxxx |
| 4000116269 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 74.09 | 75 | xxxxx |
| 4000116289 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116289 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000116296 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116301 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 50.61 | 50 | xxxxx |
| 4000116301 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 50.61 | 50 | xxxxx |
| 4000116301 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 805 | 804 | xxxxx |
| 4000116327 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116327 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 738 | 0 | xxxxx |
| 4000116327 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000116327 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.881 | 0 | xxxxx |
| 4000116333 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116339 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116357 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000116367 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.349 | 0 | xxxxx |
| 4000116370 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.166 | 0 | xxxxx |
| 4000116370 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000116377 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.067 | 0 | xxxxx |
| 4000116381 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116401 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116401 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.851 | 0 | xxxxx |
| 4000116402 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116402 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.015 | 0 | xxxxx |
| 4000116409 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116409 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116409 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.064 | 0 | xxxxx |
| 4000116416 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 775 | 773 |  |
| 4000116431 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116431 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.932 | 0 | xxxxx |
| 4000116435 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.284 | 0 | xxxxx |
| 4000116472 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116472 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.004 | 0 | xxxxx |
| 4000116472 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | Borrower 1 SSN | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 668 | 0 | xxxxx |
| 4000116479 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0.958 | 0 | xxxxx |
| 4000116502 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116506 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.557 | 0 | xxxxx |
| 4000116506 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000116509 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 |  |
| 4000116509 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000116509 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 828 | 0 | xxxxx |
| 4000116513 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 2.505 | 0 | xxxxx |
| 4000116513 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000116522 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116531 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116531 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.007 | 0 | xxxxx |
| 4000116536 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116537 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116537 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.096 | 0 | xxxxx |
| 4000116544 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 79.98 | 80 | xxxxx |
| 4000116544 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116548 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116548 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116548 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.178 | 0 | xxxxx |
| 4000116555 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116567 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 74.96 | 75 | xxxxx |
| 4000116567 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 74.96 | 75 | xxxxx |
| 4000116567 | xxxxx |  | xxxxx | Other Property Coverage Monthly Premium | xxxxx | 156.33 | 166.25 | xxxxx |
| 4000116587 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000116587 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 47.2 | 47.56 | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 47.2 | 47.56 | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000116599 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.088 | 0 | xxxxx |
| 4000116617 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000116622 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116622 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116622 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.141 | 0 | xxxxx |
| 4000116632 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116635 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 71.51 | 72 | xxxxx |
| 4000116638 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 732 | 0 | xxxxx |
| 4000116641 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116641 | xxxxx |  | xxxxx | Property Type | xxxxx | PUD | Single Family Detached | xxxxx |
| 4000116641 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116641 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.272 | 0 | xxxxx |
| 4000116667 | xxxxx | xxxxx | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116667 | xxxxx | xxxxx | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000116667 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 801 | 0 | xxxxx |
| 4000116667 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116667 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.328 | 0 | xxxxx |
| 4000116678 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000116678 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116678 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No | xxxxx |
| 4000116726 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116726 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000116726 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.756 | 0 | xxxxx |
| 4000116735 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116735 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000116741 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.145 | 0 | xxxxx |
| 4000116792 | xxxxx |  | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116792 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116792 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.205 | 0 | xxxxx |
| 4000116796 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 793 | 0 | xxxxx |
| 4000116796 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.62 | 0 | xxxxx |
| 4000116798 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 63.36 | 68 | xxxxx |
| 4000116798 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 63.36 | 68 | xxxxx |
| 4000116798 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.442 | 0 | xxxxx |
| 4000116804 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 63.91 | 68 | xxxxx |
| 4000116804 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 63.91 | 68 | xxxxx |
| 4000116804 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.361 | 0 | xxxxx |
| 4000116811 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 44.19 | 45 | xxxxx |
| 4000116811 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 44.19 | 45 | xxxxx |
| 4000116811 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116811 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116815 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116815 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.196 | 0 | xxxxx |
| 4000116817 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116817 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116817 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.094 | 0 | xxxxx |
| 4000116853 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116871 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 704 | 0 | xxxxx |
| 4000116871 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.015 | 0 | xxxxx |
| 4000116879 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116879 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.856 | 0 | xxxxx |
| 4000116892 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116892 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 58.29 | 58.28 | xxxxx |
| 4000116892 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 58.29 | 58.28 | xxxxx |
| 4000116892 | xxxxx |  | xxxxx | Interest Only Flag | xxxxx | Yes | No | xxxxx |
| 4000116892 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.068 | 0 | xxxxx |
| 4000116907 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116910 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.323 | 0 | xxxxx |
| 4000116913 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.061 | 0 | xxxxx |
| 4000116919 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116919 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116919 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 762 | 0 | xxxxx |
| 4000116919 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000116919 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.05 | 0 | xxxxx |
| 4000116928 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000116971 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000116971 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000116971 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000116976 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000117035 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000117035 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117035 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.981 | 0 | xxxxx |
| 4000117056 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 69.23 | 70 | xxxxx |
| 4000117056 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 719 | 0 | xxxxx |
| 4000117057 | xxxxx |  | xxxxx | Property Type | xxxxx | Townhouse | Single Family Detached | xxxxx |
| 4000117057 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.257 | 0 | xxxxx |
| 4000117065 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000117065 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117065 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.867 | 0 | xxxxx |
| 4000117087 | xxxxx |  | xxxxx | Property Type | xxxxx | Single Family Attached | Single Family Detached | xxxxx |
| 4000117087 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.296 | 0 | xxxxx |
| 4000117092 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.503 | 0 | xxxxx |
| 4000117115 | xxxxx | xxxxx | xxxxx | Qualifying LTV | xxxxx | 47.1 | 70 | xxxxx |
| 4000117115 | xxxxx | xxxxx | xxxxx | Qualifying CLTV | xxxxx | 47.1 | 70 | xxxxx |
| 4000117115 | xxxxx | xxxxx | xxxxx | Qualifying FICO | xxxxx | 740 | 711 | xxxxx |
| 4000117115 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.556 | 0 | xxxxx |
| 4000117131 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117139 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117171 | xxxxx |  | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000117171 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117172 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117179 | xxxxx | xxxxx | xxxxx | Escrow Waiver in File | xxxxx | Yes | No |  |
| 4000117182 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000117182 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No | xxxxx |
| 4000117192 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117192 | xxxxx |  | xxxxx | Property Type | xxxxx | Townhouse | Other | xxxxx |
| 4000117192 | xxxxx |  | xxxxx | Borrower 1 SSN | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117192 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 723 | 0 | xxxxx |
| 4000117192 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.1 | 0 | xxxxx |
| 4000117230 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.78 | 0 | xxxxx |
| 4000117237 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117237 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 801 | 800 | xxxxx |
| 4000117237 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.787 | 0 | xxxxx |
| 4000117248 | xxxxx | xxxxx | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117248 | xxxxx | xxxxx | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx |  |
| 4000117254 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000117280 | xxxxx |  | xxxxx | Borrower 1 FTHB | xxxxx | false | true | xxxxx |
| 4000117280 | xxxxx |  | xxxxx | Borrower 4 Origination FICO | xxxxx | 754 | 0 | xxxxx |
| 4000117280 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117287 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117287 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117287 | xxxxx |  | xxxxx | Primary Appraised Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117289 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | No | Yes | xxxxx |
| 4000117298 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000117298 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 16.67 | 16.66 | xxxxx |
| 4000117298 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 16.67 | 16.66 | xxxxx |
| 4000117298 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.795 | 0 | xxxxx |
| 4000117305 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 | xxxxx |
| 4000117305 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 798 | 0 | xxxxx |
| 4000117305 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.2 | 0 | xxxxx |
| 4000117306 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117340 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117340 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.627 | 0 | xxxxx |
| 4000117341 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000117341 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117341 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.43 | 0 | xxxxx |
| 4000117341 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No | xxxxx |
| 4000117431 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000117431 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117445 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000117445 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000117445 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.818 | 0 | xxxxx |
| 4000117445 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000117451 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.151 | 0 | xxxxx |
| 4000117455 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000117456 | xxxxx |  | xxxxx | Borrower 1 FTHB | xxxxx | true | false | xxxxx |
| 4000117456 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117456 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.4 | 0 | xxxxx |
| 4000117464 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 46.15 | 47 | xxxxx |
| 4000117464 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117517 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000117536 | xxxxx | xxxxx | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000117536 | xxxxx | xxxxx | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000117536 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.084 | 0 |  |
| 4000117553 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117616 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117633 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.928 | 0 | xxxxx |
| 4000117657 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 | xxxxx |
| 4000117657 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 812 | 0 | xxxxx |
| 4000117659 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117838 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117838 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.785 | 0 | xxxxx |
| 4000117846 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000117846 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117846 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 794 | 0 | xxxxx |
| 4000117846 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.966 | 0 | xxxxx |
| 4000117859 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000117859 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 794 | 0 | xxxxx |
| 4000117859 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.519 | 0 | xxxxx |
| 4000117868 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 |  |
| 4000117869 | xxxxx |  | xxxxx | Interest Only Flag | xxxxx | Yes | No | xxxxx |
| 4000117869 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 | xxxxx |
| 4000117869 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 794 | 0 | xxxxx |
| 4000117869 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.758 | 0 | xxxxx |
| 4000117934 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.003 | 0 | xxxxx |
| 4000117940 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.09 | 0 | xxxxx |
| 4000117980 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000117984 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.006 | 0 | xxxxx |
| 4000117985 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 74.7 | 75 | xxxxx |
| 4000117986 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117992 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117995 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 744 | 0 | xxxxx |
| 4000117995 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.069 | 0 | xxxxx |
| 4000118009 | xxxxx |  | xxxxx | Property Type | xxxxx | Single Family Attached | Single Family Detached | xxxxx |
| 4000118054 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118054 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118054 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000118054 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.872 | 0 | xxxxx |
| 4000118068 | xxxxx |  | xxxxx | Proposed Mortgage Insurance | xxxxx | 0 | 69.3 | xxxxx |
| 4000118068 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118068 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118076 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000118180 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118180 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.824 | 0 | xxxxx |
| 4000118183 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118183 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.16 | 0 | xxxxx |
| 4000118187 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000118228 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118228 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118228 | xxxxx |  | xxxxx | Interest Only Flag | xxxxx | Yes | No | xxxxx |
| 4000118228 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.091 | 0 | xxxxx |
| 4000118244 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118244 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.414 | 0 | xxxxx |
| 4000118267 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.509 | 0 | xxxxx |
| 4000118281 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000118324 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118324 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 770 | 760 | xxxxx |
| 4000118324 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.823 | 0 | xxxxx |
| 4000118340 | xxxxx |  | xxxxx | Property Type | xxxxx | Single Family Detached | Other | xxxxx |
| 4000118340 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 715 | 0 | xxxxx |
| 4000118340 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.15 | 0 | xxxxx |
| 4000118340 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000118341 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118354 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 56.67 | 87.25 | xxxxx |
| 4000118354 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.47 | 0 | xxxxx |
| 4000118383 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118383 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.997 | 0 | xxxxx |
| 4000118391 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 56.71 | 57 | xxxxx |
| 4000118391 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 56.71 | 57 | xxxxx |
| 4000118468 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118468 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118468 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.933 | 0 | xxxxx |
| 4000118503 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118532 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118532 | xxxxx |  | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118532 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.138 | 0 | xxxxx |
| 4000118625 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118714 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118776 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118776 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.284 | 0 | xxxxx |
| 4000118776 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000118824 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118824 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000118824 | xxxxx |  | xxxxx | Interest Only Flag | xxxxx | Yes | No | xxxxx |
| 4000118824 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118824 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118824 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.739 | 0 | xxxxx |
| 4000118854 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118862 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118862 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.543 | 0 | xxxxx |
| 4000118930 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 88.73 | 88.76 | xxxxx |
| 4000118930 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 88.73 | 88.76 | xxxxx |
| 4000118930 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118955 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118957 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118957 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118957 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.392 | 0 | xxxxx |
| 4000118958 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000118958 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118961 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118961 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.874 | 0 | xxxxx |
| 4000119000 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119015 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119060 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.672 | 0 | xxxxx |
| 4000119150 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000119150 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.095 | 0 | xxxxx |
| 4000119274 | xxxxx |  | xxxxx | Property Type | xxxxx | PUD | Single Family Detached | xxxxx |
| 4000119287 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.013 | 0 | xxxxx |
| 4000119287 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000119345 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000119351 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 480 | 360 | xxxxx |
| 4000119351 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119357 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000119357 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.084 | 0 | xxxxx |
| 4000119432 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119432 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 43.48 | 43.47 | xxxxx |
| 4000119432 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 43.48 | 43.47 | xxxxx |
| 4000119432 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119536 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119581 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119599 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000119599 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 797 | 0 | xxxxx |
| 4000119599 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 2.109 | 0 | xxxxx |
| 4000119640 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 792 | 0 | xxxxx |
| 4000119671 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000119671 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000119671 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119671 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.108 | 0 | xxxxx |
| 4000119671 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000119685 | xxxxx |  | xxxxx | Loan Type | xxxxx | Conventional | Other | xxxxx |
| 4000119685 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119685 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes | xxxxx |
| 4000119695 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119695 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | No | false | xxxxx |
| 4000119754 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 0 | xxxxx |
| 4000119754 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 782 | 0 | xxxxx |
| 4000119754 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | false | xxxxx |
| 4000119754 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.065 | 0 | xxxxx |
| 4000119759 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000119759 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119858 | xxxxx |  | xxxxx | Borrower 1 Self-Employment Flag | xxxxx | Yes | No | xxxxx |
| 4000119892 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120043 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 806 | 0 | xxxxx |
| 4000120043 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120043 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.119 | 0 | xxxxx |
| 4000120064 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 767 | 0 | xxxxx |
| 4000120076 | xxxxx |  | xxxxx | Occupancy | xxxxx | Investment | Primary Residence | xxxxx |
| 4000120076 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 180 | 0 | xxxxx |
| 4000120076 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 779 | 0 | xxxxx |
| 4000120076 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.022 | 0 | xxxxx |
| 4000120258 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120258 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.08 | 0 | xxxxx |
| 4000120332 | xxxxx |  | xxxxx | Primary Appraisal Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120347 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 796 | 0 | xxxxx |
| 4000120347 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.007 | 0 | xxxxx |
| 4000120354 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120354 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120354 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.444 | 0 | xxxxx |
| 4000120398 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120398 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120398 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.165 | 0 | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | Occupancy | xxxxx | Investment | Primary Residence | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120480 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.129 | 0 | xxxxx |
| 4000120512 | xxxxx |  | xxxxx | Loan Type | xxxxx | Conventional | Other | xxxxx |
| 4000120546 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120558 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120558 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.002 | 0 | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | Property Type | xxxxx | Single Family Detached | 5+ Multi | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | Borrower 1 Last Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | Initial Monthly P&I Or IO Payment | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | Amortization Term | xxxxx | 360 | 240 | xxxxx |
| 4000120590 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.525 | 0 | xxxxx |
| 4000120646 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Rental | xxxxx |
| 4000120646 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120646 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.062 | 0 | xxxxx |
| 4000120702 | xxxxx |  | xxxxx | Borrower 1 FTHB | xxxxx | true | false | xxxxx |
| 4000120702 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 760 | 0 | xxxxx |
| 4000120702 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.128 | 0 | xxxxx |
| 4000120743 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120743 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000120743 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 692 | 0 | xxxxx |
| 4000120743 | xxxxx |  | xxxxx | Prepayment Penalty | xxxxx | Yes | true | xxxxx |
| 4000120743 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.456 | 0 | xxxxx |
| 4000120779 | xxxxx |  | xxxxx | Borrower 1 First Name | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120779 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 720 | 0 | xxxxx |
| 4000120779 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.844 | 0 | xxxxx |
| 4000120824 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120824 | xxxxx |  | xxxxx | Property Address | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120824 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120824 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.007 | 0 | xxxxx |
| 4000120830 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 810 | 0 | xxxxx |
| 4000120830 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120830 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.263 | 0 | xxxxx |
| 4000120965 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000120965 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 792 | 794 | xxxxx |
| 4000120965 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.006 | 0 | xxxxx |
| 4000120965 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | No | Yes |  |
| 4000120970 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 685 | 705 | xxxxx |
| 4000120970 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120970 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1 | 0 | xxxxx |
| 4000121022 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000121149 | xxxxx |  | xxxxx | Qualifying FICO | xxxxx | 798 | 761 | xxxxx |
| 4000121368 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000121764 | xxxxx |  | xxxxx | Borrower 1 Citizen | xxxxx | Permanent Resident Alien | US Citizen | xxxxx |
| 4000121764 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.068 | 0 | xxxxx |
| 4000121801 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000122076 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000122076 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 0.779 | 0 | xxxxx |
| 4000122122 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000122122 | xxxxx |  | xxxxx | Qualifying CLTV | xxxxx | 68.69 | 68.68 | xxxxx |
| 4000122122 | xxxxx |  | xxxxx | Qualifying LTV | xxxxx | 68.69 | 68.68 | xxxxx |
| 4000122122 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.148 | 0 | xxxxx |
| 4000122122 | xxxxx |  | xxxxx | Escrow Waiver in File | xxxxx | Yes | No |  |
| 4000122132 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000122132 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000122132 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.171 | 0 | xxxxx |
| 4000122432 | xxxxx |  | xxxxx | Borrower 1 FTHB | xxxxx | true | false | xxxxx |
| 4000122432 | xxxxx |  | xxxxx | Final Qualifying Property Value | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000122432 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.07 | 0 | xxxxx |
| 4000122672 | xxxxx |  | xxxxx | Loan Type | xxxxx | DSCR | Conventional | xxxxx |
| 4000122672 | xxxxx |  | xxxxx | Calculated DSCR | xxxxx | 1.644 | 0 | xxxxx |
| 4000123280 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000123280 | xxxxx | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000123280 | xxxxx | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119518 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000119518 |  | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119518 |  | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117176 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000117176 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0 | 0.745 | xxxxx |
| 4000120626 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000120626 |  | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115390 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000115390 |  | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000115390 |  | xxxxx | xxxxx | Monthly Property Tax Amount | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118438 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000118438 | xxxxx | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118438 | xxxxx | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000118866 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000117276 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000117276 | xxxxx | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000117276 | xxxxx | xxxxx | xxxxx | Qualifying Total Debt Income Ratio | xxxxx | 29.99 | 33.28 | xxxxx |
| 4000117276 | xxxxx | xxxxx | xxxxx | Calculated DSCR | xxxxx | 0 | 0.585 | xxxxx |
| 4000120148 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000120148 |  | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000120148 |  | xxxxx | xxxxx | Calculated DSCR | xxxxx | 1.679 | 1.612 | xxxxx |
| 4000123283 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000123283 | xxxxx | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000123283 | xxxxx | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000123283 | xxxxx | xxxxx | xxxxx | Monthly Property Tax Amount | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000119725 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000119725 |  | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000123770 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000123770 |  | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000123770 |  | xxxxx | xxxxx | Qualifying Total Debt Income Ratio | xxxxx | 41.33 | 41.06 | xxxxx |
| 4000121026 |  | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000121026 |  | xxxxx | xxxxx | All Borrower Total Income | xxxxx | xxxxx | xxxxx | xxxxx |
| 4000123282 | xxxxx | xxxxx | xxxxx | Loan ID | xxxxx | xxxxx | xxxxx |  |
| 4000123282 | xxxxx | xxxxx | xxxxx | Term | xxxxx | 360 | 30 | xxxxx |
| 4000123282 | xxxxx | xxxxx | xxxxx | Application Date | xxxxx | xxxxx | xxxxx | xxxxx |

---

## Exhibit 99.04

**Exhibit 99.04**

![](ex99-04_001.jpg)

**EXECUTIVE SUMMARY**

**Description of Services:** 

Adfitech, Inc. dba Mortgage Connect Risk Solutions ("MCRS") performed due diligence services on the mortgage loans described herein, which were acquired by Onslow Bay Financial LLC pursuant to a reliance letter. The mortgage images were supplied to MCRS via the Client or its designee for the review. The subject population was reviewed between November 2025– February 2026

**Sample size of the assets reviewed.**

During the course of the securitization evaluation process, the Client may have removed loans that were reviewed by TPR from the securitization for paid-in-full mortgage loans or other items that were not disclosed to MCRS. The final population of the Review covered 8 Residential and 10 Business Purpose mortgage loans, totaling an aggregate original principal balance of approximately $8,725,184.00 MCRS has no knowledge of the composition of the overall securitization population as other TPR firms may have reviewed loans included in the broader securitization transaction. Accordingly, MCRS's conclusions are limited solely to the loans identified within the scope of this engagement. The Review was conducted consistent with the criteria for S&P Global Ratings LLC, and Kroll Bond rating Agency, LLC the NRSROs identified in Item 3 of the ABS Due Diligence-15E.

**Quality or integrity of information or data about the assets: review and methodology.**

MCRS compared data fields on the bid tape provided by the Client to the data found in the Loan file as captured during the Review. The data integrity review was completed versus tapes as provided at the time of initial diligence or subsequently updated. As the securitization population includes loans from different periods of time and from differing transactions, not all data elements were provided to TPR on every loan within the securitization population. This comparison, when data was available, included the following data fields:

---

| | |
|:---|:---|
| <u>Amortization Term</u> | <u>Original Loan Amount</u> |
| <u>Amortization Type</u> | <u>Original LTV</u> |
| <u>Appraisal Date</u> | <u>Original P&I</u> |
| <u>Appraised Value</u> | <u>Original Term</u> |
| <u>Documentation Type</u> | <u>Prepayment Penalty</u> |
| <u>First Payment Date</u> | <u>Property Address</u> |
| <u>Interest Only</u> | <u>Property City</u> |
| <u>Lien Position</u> | <u>Property State</u> |
| <u>Loan Purpose</u> | <u>Property Type</u> |
| <u>Margin</u> | <u>Property Zip</u> |
| <u>Maturity Date</u> | <u>QM ATR Status</u> |
| <u>Note Date</u> | <u>Qualifying Credit Score</u> |
| <u>Occupancy</u> | <u>Qualifying DTI</u> |
| <u>Original CLTV</u> | <u>Sales Price</u> |

---

![](ex99-04_001.jpg)

Additional information about the data integrity review is included in the following:

**Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

MCRS reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to TPR. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, TPR verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** TPR's review included confirming that a credit report that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, TPR: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** TPR determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** TPR assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, TPR completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by TPR. During the course of this review, TPR (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, TPR verified that DU findings included an approved/eligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** TPR confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, TPR confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

![](ex99-04_001.jpg)

**Fraud Review:** TPR reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, TPR conditioned the mortgage loan for the missing fraud report product.

If a report was present, TPR reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, TPR confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** TPR's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** TPR also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, TPR verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**Value of collateral securing the assets: review and methodology.**

**MCRS's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. MCRS's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.** 

**With regard to the use of comparable properties, MCRS's review (i) capture the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.**![](ex99-04_001.jpg)

**Other aspects of MCRS's review include (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to MCRS or if it is not directly accessible that another valuation product that is directly accessible to MCRS is ordered in accordance with the Client's specific valuation waterfall process.** 

**If more than one valuation is provided, MCRS will confirm consistency among the valuation products and if there are discrepancies that cannot be resolved, MCRS will create an exception and work with the Client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in MCRS's review result in a variance of more than 10% less than the appraised value, then the client will be notified of such variance, and a second independent valuation product will need to be ordered.** 

**MCRS will also consider processes that include Fannie Mae's Collateral Underwriter (CU) or Freddie Mac Loan Collateral Advisor (LCA) on one-unit single-family homes and condos for GSE eligible loans. No additional property value due diligence was completed in cases where CU/LCA indicated that appraisal risk was consistent with the respective GSE's day one RW&E relief. Freddie Mac's Home Value Explorer (HVE) was also considered an acceptable secondary valuation product for GSE-related transactions. If the CU/LCA risk score is ineligible for GSE RW&E relief, then MCRS will compare a third valuation product (such as a field review) to the original appraisal.** 

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that MCRS will not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by MCRS are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which MCRS is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, MCRS will implement the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 4.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA) (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. MCRS will work with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While MCRS continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. MCRS has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per MCRS's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that MCRS has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by MCRS will result in the potential level of risk indicated by an Event Level or NRSRO grade.

![](ex99-04_001.jpg)

Please be further advised that MCRS does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by MCRS do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to MCRS. Information contained in any MCRS report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged MCRS to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by MCRS are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. MCRS does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by MCRS.

MCRS reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

I. **General Scope of Review:** 

(i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026;

(ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500.

(iii) the National Flood Insurance Act,

(iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and

(v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending.

**(II)** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

a) <u>Rescission (§1026.23, §1026.15):</u> 

i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

![](ex99-04_001.jpg)

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

![](ex99-04_001.jpg)

g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

(1) Note: Where available, MCRS will review the relevant documents in the mortgage loan file and, as necessary, attempt to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MCRS's review will be limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, will be in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

h) <u>Homeownership counseling (§1026.36):</u> 

i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

i) review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:**

a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

![](ex99-04_001.jpg)

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

v) confirm the presence of a settlement service provider list, as applicable.

b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made, and a revised HUD was provided at or within 30 days of settlement.

d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file (for applications prior to 10/3/2015);

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application file (for applications prior to 10/3/2015);

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower file (for applications prior to 10/3/2015)/Home Loan Tool Kit (for applications on or after 10/03/2015);

iv) confirm the Special Information Booklet was provided within three (3) business days of application (for applications prior to 10/3/2015)/Home Loan Tool Kit (for applications on or after 10/03/2015;

v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

![](ex99-04_001.jpg)

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

x) confirm that the list of homeownership counselling
 organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

![](ex99-04_001.jpg)

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) With respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principles of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

c) <u>Your Home Loan Toolkit (§1026.19) (for application on or after 10/03/2015):</u> 

i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:**

a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including
 qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the
 Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

MCRS will review applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR and VSH). MCRS determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, MCRS will note as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, MCRS will note if an originator mortgage loan designation was not provided.

![](ex99-04_001.jpg)

***<u>Qualified Mortgage</u>***

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, MCRS will review the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

---

| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

---

---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). If the loan designation is Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", then the loans will be reviewed according to the "new QM" rule using calculation as outlined below in number 3. If no designation is provided, then the loan designation will default to using the Appendix Q calculation. This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or <br>|

---

---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 10/1/2022, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

---

For the loans determined to be Safe Harbor QM (APOR), in the event the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on the loans, that would be reflected as such in the reports. In the event the lender provided a VSH indicator of "No" on the loans that would be reflected in the reports. In the event the lender did not provide a VSH indicator on the loans, the loans would be identified as "Not Stated" in the reports.

\* Note, for loans in which the lender provided the VSH indicator, MCRS will capture it, but will not verify the VSH indicator.

Notwithstanding the above, for loans with the variance evaluation of VSH performed by MCRS on QM (APOR) loans, the Lender will provide a VSH Indicator of "Yes". The VSH indicator will be provided within the loan images, on the data tape, deal notes, or as part of the loan program/guidelines being originated to. The loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH. In the event the lender identified the loan to have VSH status, then MCRS will review to identify documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, then the loan would not be identified by MCRS to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines. The results of the variance analysis will be reflected in the final reports.

This portion of the Review will include a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan is designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, MCRS will review the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, MCRS will review the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, MCRS will then determine whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also will include determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, MCRS will then determine whether the mortgage loan complies with the ATR rule consideration and verification requirements and provide a due diligence designation of Non-QM compliant or non-compliant.

![](ex99-04_001.jpg)

***<u>General Ability to Repay</u>***

MCRS will review the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

MCRS will review mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). MCRS does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. MCRS's review is based on information contained in the mortgage loan file at the time it is provided to MCRS to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation. 

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;**

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

MCRS will note the presence of recorded documents, when available. However, the majority of new production and have only been closed for days or weeks at the time MCRS reviews the mortgage loans and thus have not yet been recorded. MCRS will verify that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, MCRS will analyze and capture data from the source documents identified in the Document Review below, as applicable.

![](ex99-04_001.jpg)

**(XI) FIRREA Review**

MCRS will confirm that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, MCRS will review the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments are reasonable and that pictures are provided and are accurate.

In addition, MCRS will access the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

MCRS will review each mortgage loan file and verify if the following documents, if applicable, are included in the file and if the data on these documents is consistent (where applicable):

• Initial application (1003);

• Underwriting summary / loan approval (1008);

• Credit report;

• Income and employment documentation;

• 4506T/4506C;

• Asset documentation;

• Sales contract;

• Hazard and/or flood insurance policies;

• Copy of note for any junior liens;

• Appraisal;

• Title/Preliminary Title;

• Final 1003;

• Changed circumstance documentation;

• Right of Rescission Disclosure;

• Mortgage/Deed of Trust;

• Note;

• Mortgage Insurance;

• Tangible Net Benefit Disclosure;

• Subordination Agreement;

• FACTA disclosures;

![](ex99-04_001.jpg)

• Notice of Special Flood Hazards;

• Initial and final GFE's;

• HUD from sale of previous residence;

• Final HUD-1;

• Initial TIL;

• Final TIL;

• Loan Estimates;

• Closing Disclosures; and

• Certain other disclosures related to the enumerated tests set forth herein.

**EXHIBIT B**

TPR reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by MCRS.

**Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

(1) Note: Where available, TPR reviewed the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, TPR's review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

i) review for presence of loan originator organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

![](ex99-04_001.jpg)

**Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

TPR reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). TPR determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, TPR notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, TPR notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, TPR reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, TPR reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, TPR then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, TPR then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

TPR reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

![](ex99-04_001.jpg)

 

*Note*: for loans designated as QM – agency eligible, TPR will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

TPR reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). TPR does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. TPR's review is based on information contained in the loan file at the time it is provided to TPR to review, and only reflects information as of that point in time.

**The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by TPR. Testing during this period included all items as referenced in the **FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, TPR implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. TPR worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While TPR continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to TPR, impacting the review scope and exception severity. TPR has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per TPR's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that TPR has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by TPR will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that TPR does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by TPR do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to TPR. Information contained in any TPR report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged TPR to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by TPR are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. TPR does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by TPR.

![](ex99-04_001.jpg)

TPR reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.) 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

![](ex99-04_001.jpg)

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in Item 3 above.

**OVERALL RESULTS SUMMARY**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;8 | &nbsp;&nbsp;44.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;10 | &nbsp;&nbsp;55.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**18** | &nbsp;&nbsp;**100.0%** |

---

**CREDIT RESULTS SUMMARY**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;9 | &nbsp;&nbsp;50.0% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;9 | &nbsp;&nbsp;50.0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**18** | &nbsp;&nbsp;**100.0%** |

---

**PROPERTY RESULTS SUMMARY**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;17 | &nbsp;&nbsp;94.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;5.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**18** | &nbsp;&nbsp;**100.0%** |

---

**COMPLIANCE RESULTS SUMMARY**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;18 | &nbsp;&nbsp;100.0% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**18** | &nbsp;&nbsp;**100.0%** |

---

![](ex99-04_001.jpg)

**DATA COMPARE SUMMARY**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;InterestOnlyFlag | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;PrepaymentPenaltyFlag | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;1 | &nbsp;&nbsp;17 | &nbsp;&nbsp;5.88% |
| &nbsp;&nbsp;MINNo | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;B1OriginationFICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;BalloonFlag | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;LoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;ReviewedAppraisedPropertyValue | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;0 | &nbsp;&nbsp;14 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;ReviewedTotalDebtIncomeRatio | &nbsp;&nbsp;2 | &nbsp;&nbsp;8 | &nbsp;&nbsp;25% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;LienPosition | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;QualifyingLoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;BusinessPurposeFlag | &nbsp;&nbsp;2 | &nbsp;&nbsp;10 | &nbsp;&nbsp;20% |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;LoanProgram | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;AmortizationTerm | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;MaturityDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;OriginatorDocType | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;FinalReviewedQMStatus | &nbsp;&nbsp;7 | &nbsp;&nbsp;18 | &nbsp;&nbsp;38.89% |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;B1SelfEmploymentFlag | &nbsp;&nbsp;3 | &nbsp;&nbsp;12 | &nbsp;&nbsp;25% |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;AltPoolLoanId1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;SellerLoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;10 | &nbsp;&nbsp;0% |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 107 | 108 | 109 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Subordinate Lien 2 Type** | **Subordinate Lien 2 Max Draw Amount (HELOC)** | **Subordinate Lien 3 Type** | **Subordinate Lien 3 Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| 6000104907 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 6.310% | Manual Underwriting | Approve Eligible | No | 6.687% |  | 6.625% | 6.625% | $4046.77 | No | $10310.04 | $859.17 | $2931.00 | $244.25 | $9240.00 | $770.00 | $0.00 | $5920.19 |  | Yes | XXXXXXXXXXXX | XXXXXXXXXXXX | $770.00 |  | Monthly | 32.48% | 36.25% | 36.25% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Retirement Income Doc Verified | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/21/2025 | 10/21/2025 |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TN | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 1491.6 | XXXXXXX | 1595.4 | No | 50.56 | No | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104917 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 5.710% | Manual Underwriting | Manual Underwriting | No | 6.792% |  | 6.750% | 6.750% | $7964.19 | No | $5922.96 | $493.58 | $5631.24 | $469.27 | $0.00 | $0.00 | $0.00 | $8927.04 |  | N/A |  |  | $0.00 |  |  | 18.39% | 33.20% | 33.20% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), SECorporation, SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/01/2025 | 10/01/2025 |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | AL | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 5.6 | XXXXXXX | 5.6 | No | 63.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104920 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 6.290% | Manual Underwriting | Manual Underwriting | No | 6.410% |  | 6.375% | 6.375% | $6238.70 | No | $5574.84 | $464.57 | $6282.00 | $523.50 | $0.00 | $0.00 | $0.00 | $7226.77 |  | N/A |  |  | $0.00 |  |  | 35.74% | 35.56% | 35.56% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 2+ Months NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Proceeds from Sale,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/03/2025 | 10/03/2025 | 10/03/2025 |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MA | United States | XXXXXXXXXXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | MA | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 192.2 | XXXXXXX | 192.2 | No | 47.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 6000104909 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 6.290% | Manual Underwriting | Manual Underwriting | No | 6.529% |  | 6.500% | 6.500% | $4298.06 | No | $9682.32 | $806.86 | $4584.96 | $382.08 | $1080.00 | $90.00 | $0.00 | $5577.00 |  | N/A | XXXXXXXXXXXX | XXXXXXXXXXXX | $90.00 |  | Monthly | 36.79% | 36.50% | 36.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/07/2025 | 10/07/2025 |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CO | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 0 | XXXXXXX | 61.7 | No | 64.15 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104922 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 6.240% | Manual Underwriting | Manual Underwriting | No | 6.640% |  | 6.625% | 6.625% | $8324.04 | No | $19437.60 | $1619.80 | $1950.00 | $162.50 | $0.00 | $0.00 | $0.00 | $10106.34 |  | N/A |  |  | $0.00 |  |  | 27.11% | 25.55% | 25.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 09/12/2025 | 09/12/2025 |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 32 | XXXXXXX | 32 | No | 73.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXXXXXXX |  |  |  |
| 6000104924 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 6.771% |  | 6.750% | 6.750% | $8619.87 | No | $21340.56 | $1778.38 | $8645.04 | $720.42 | $0.00 | $0.00 | $0.00 | $11118.67 |  | N/A |  |  | $0.00 |  |  | 14.41% | 14.31% | 14.31% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/15/2025 | 10/15/2025 |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 30.1 | XXXXXXX | 30.1 | No | 69.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104938 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | $1114.81 | No | $2046.00 | $170.50 | $735.00 | $61.25 | $0.00 | $0.00 | $0.00 | $1346.56 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.392 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/16/2025 | 10/16/2025 |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | VA | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 0 | XXXXXXX | 47.1 | No | 54.74 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104936 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | $1022.20 | No | $4803.84 | $400.32 | $2532.96 | $211.08 | $0.00 | $0.00 | $0.00 | $1633.60 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.102 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/24/2025 | 10/24/2025 |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | TX | United States | XXXXXXXXXXXX |  |  | I-151 Permanent Resident Card |  | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 13 | XXXXXXX | 13 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104926 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | $1633.95 | No | $1223.28 | $101.94 | $824.04 | $68.67 | $1500.00 | $125.00 | $0.00 | $1929.56 |  | N/A | XXXXXXXXXXXX | XXXXXXXXXXXX | $125.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.192 | 1.192 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/02/2025 | 10/02/2025 |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AR | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 133.9 | XXXXXXX | 133.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104927 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | $1633.95 | No | $1223.40 | $101.95 | $824.04 | $68.67 | $1500.00 | $125.00 | $0.00 | $1929.57 |  | N/A | XXXXXXXXXXXX | XXXXXXXXXXXX | $125.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.192 | 1.192 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/02/2025 | 10/02/2025 |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 133.7 | XXXXXXX | 133.7 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104939 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | $1747.97 | No | $10115.40 | $842.95 | $2381.40 | $198.45 | $593.04 | $49.42 | $0.00 | $2838.79 |  | N/A | XXXXXXXXXXXX | XXXXXXXXXXXX | $49.42 |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 0.907 | 0.9 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/27/2025 | 10/27/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NC | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 9 | XXXXXXX | 9 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104910 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 3229.38 | XXXXXXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 7.662% |  | 7.500% | 7.500% | $1547.01 | No | $2451.00 | $204.25 | $3495.00 | $291.25 | $0.00 | $0.00 | $0.00 | $2042.51 | $0.00 | N/A |  |  | $0.00 |  |  | 5.36% | 5.36% | 5.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/23/2025 | 10/23/2025 |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OK | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 0 | XXXXXXX | 67.5 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104940 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | $1556.23 | No | $6980.52 | $581.71 | $1877.64 | $156.47 | $0.00 | $0.00 | $0.00 | $2294.41 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.002 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 11/19/2025 | 11/19/2025 |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | XXXXXXX | 5.9 | XXXXXXX | 5.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104941 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | $1469.56 | No | $10231.92 | $852.66 | $1722.48 | $143.54 | $1250.04 | $104.17 | $0.00 | $2569.93 |  | N/A |  | XXXXXXXXXXXX | $104.17 |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.128 | 1.13 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/24/2025 | 10/24/2025 |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 12.6 | XXXXXXX | 12.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104937 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | $1049.83 | No | $2578.68 | $214.89 | $1855.92 | $154.66 | $0.00 | $0.00 | $0.00 | $1419.38 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.113 | 1.11 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/27/2025 | 10/27/2025 |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NC | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 27.1 | XXXXXXX | 27.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104931 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | $2236.47 | No | $4095.84 | $341.32 | $906.24 | $75.52 | $2268.00 | $189.00 | $0.00 | $2842.31 |  | Yes | XXXXXXXXXXXX | XXXXXXXXXXXX | $189.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  | 0 | 0 |  |  | 0 |  | Yes | 1.047 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 12/03/2025 | 12/03/2025 |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | XXXXXXX | 36.9 | XXXXXXX | 36.9 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104915 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  |  | 0 | XXXXXXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 7.649% |  | 7.500% | 7.500% | $2050.10 | No | $3106.20 | $258.85 | $1097.04 | $91.42 | $4344.00 | $362.00 | $0.00 | $2762.37 | $7652.83 | No | XXXXXXXXXXXX | XXXXXXXXXXXX | $362.00 |  | Monthly | 43.09% | 43.90% | 43.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No | NA | 0 | 0 | N/A |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 10/17/2025 | 10/17/2025 |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NC | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 44 | XXXXXXX | 44 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 6000104933 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | No | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | ATR/QM: Not Applicable | No | No | No |  |  |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | $2053.35 | No | $2704.08 | $225.34 | $639.00 | $53.25 | $972.00 | $81.00 | $0.00 | $2412.94 |  | N/A |  | XXXXXXXXXXXX | $81.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 | 0 | 0 |  | 0 | 0 |  | Yes | 0.891 | 0.89 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | 12/02/2025 | 12/02/2025 | 12/02/2025 |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | XXXXXXXXXXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | XXXXXXXXXXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXXXXX | 0 | XXXXXXX | 123.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** | **Primary Appraisal Occupancy** |
| 6000104938 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  |  |  |  | 2900 | Appraisal - 1007 | No | 88.62 | 1.13 | 1.128 | 2569.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  |  |  | 2900 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 12.6 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Vacant |
| 6000104936 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | Yes | 1900 | 1875 | Appraisal - 1007 |  |  |  |  | 1875 | Appraisal - 1007 | No | 71.82 | 1.39 | 1.392 | 1346.56 | 1900 | 05-31-2026 | 18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20500 |  |  |  | 1875 |  |  |  |  |  |  |  | No | 1.9 | 1 | 1 | N/A | 47.09 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Tenant |
| 6000104926 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 90.76 | 1.1 | 1.102 | 1633.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21600 |  |  |  | 1800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 13.04 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Vacant |
| 6000104927 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 83.89 | 1.192 | 1.192 | 1929.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65008 |  | 0 |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 133.89 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Owner |
| 6000104939 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 83.89 | 1.192 | 1.192 | 1929.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65008 |  | 0 |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 133.66 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Vacant |
| 6000104940 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 99.76 | 1 | 1.002 | 2294.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes - Actual |  |  |  |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.94 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Vacant |
| 6000104941 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 2575 | Appraisal - 1007 |  | N/A |  |  | 2575 | Appraisal - 1007 | No | 110.24 | 0.9 | 0.907 | 2838.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 74954 |  |  |  | 2575 |  |  |  |  |  |  |  | No | 19.4 | 1 | 1 | N/A | 9.02 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  | Owner |
| 6000104937 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | No | 0 | 1580 | Appraisal - 1007 |  | N/A |  |  | 1580 | Appraisal - 1007 | No | 89.83 | 1.11 | 1.113 | 1419.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30610 |  |  |  | 1580 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 27.11 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Vacant |
| 6000104931 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | Present | Yes | 2399 | 2150 | Appraisal - 1007 |  |  |  |  | 2150 | Appraisal - 1007 | No | 112.23 | 0.89 | 0.891 | 2412.94 | 2399 | 01-02-2027 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes - Actual |  |  |  |  | 2150 |  |  |  |  |  |  |  | No | 4.4 | 1 | 1 | N/A | 123.35 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Tenant |
| 6000104933 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | Debt Service Coverage Ratio | N/A | No | 0 | 2975 | Appraisal - 1007 |  |  |  |  | 2975 | Appraisal - 1007 | No | 95.54 | 1.05 | 1.047 | 2842.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes - Actual |  |  |  |  | 2975 |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 36.87 | No |  |  | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX | Vested Individual | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Vacant |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 3**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Original Loan Amount** |
| 6000104907 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A D |
| 6000104917 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX C A B |
| 6000104920 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX D C A B |
| 6000104909 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX B A |
| 6000104922 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX B A |
| 6000104924 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A B |
| 6000104938 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX B A |
| 6000104936 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A |
| 6000104926 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX D A B |
| 6000104927 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX D A B |
| 6000104939 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX D A |
| 6000104910 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX B A |
| 6000104940 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A |
| 6000104941 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A |
| 6000104937 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A |
| 6000104931 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX C A B |
| 6000104915 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX D A |
| 6000104933 |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX A |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 6000104907 |  |  | XXXXXXXXXXXX D A | Closed | FPRO1244 | 2025-12-16 13:41 | 2026-05-06 10:02 | Resolved | 1 - Information D A | Property | Missing Doc | 3rd Party Valuation Product is Required and Missing | Resolved-3rd Party Valuation Product is Required and Missing - Due Diligence Vendor-12/22/2025 _x000D_<br> Ready for Review-CDA by ClearCapiltal provided to support the appraised value. Exception cleared. - Due Diligence Vendor-12/22/2025 _x000D_<br> Ready for Review-Document Uploaded. See attached CDA Supporting - Buyer-12/22/2025 _x000D_<br> Open-3rd Party Valuation Product is Required and Missing The CU in file reflects a score of 3.4. The file does not contain a XXXX Collateral Desktop Analysis (CDA) or a XXXX Appraisal Risk Review as required per guidelines dated xxxxxx. - Due Diligence Vendor-12/16/2025 |  | Resolved-3rd Party Valuation Product is Required and Missing - Due Diligence Vendor-12/22/2025_x000D_ |  |  | XXXXXXX, CDA.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | TN | Primary Residence | Refinance | Cash Out - Other |  |  | XXXXXXXXXXXX |
| 6000104917 |  |  | XXXXXXXXXXXX C B A | Closed | 123ABJ | 2025-12-31 09:31 | 2026-01-23 11:53 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Open-Per guidelines verification of business existence and that the business is fully operational/active is required within 10 calendar days of closing. The file contains written CPA letter dated XXXXX, SOS business in good standing dated XXXXX, 24 months bank statements and processor certification of website and verbal verification from CPA dated XXXXXXX. Loan closedXXXXX and disbursed XXXXX. One day Exception granted to allow use of 10/24/2025 documentation with additional post close CPA letter dated XXXXX. - Due Diligence Vendor-02/13/2026 _x000D_<br> Acknowledged- - Due Diligence Vendor-01/23/2026 |  |  |  | 0 X30 X 24 Mortgage History, FICO 20 points above minimum, Reserves > 6 mos than requirement, Time at employment > 5 years, DTI below max by 5%, Residual Income $1,000 above minimum  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | TN | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104920 |  |  | XXXXXXXXXXXX D B C A | Closed | FCRE8728 | 2026-01-05 08:48 | 2026-01-08 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved- Document provided verified the terms of the debt; exception cleared. - Due Diligence Vendor-01/08/2026 _x000D_<br> Ready for Review-Document Uploaded. See attached statement confirming the monthly payment. - Buyer-01/08/2026 _x000D_<br> Open-Documentation to support payment and balance of XXXX debt was not located in the file. The payment of $XXXXXX and balance of $XX,XXXXX from the loan application was used to calculate DTI. It is noted, the file contains a letter of explanation from the Borrower addressing this account and indicates a statement was provided. This statement was not located. - Due Diligence Vendor-01/05/2026 |  | Resolved- Document provided verified the terms of the debt; exception cleared. - Due Diligence Vendor-01/08/2026_x000D_ |  |  | XXXXXX XXXX LOX and Statement.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | MA | Primary Residence | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104920 |  |  | XXXXXXXXXXXX D B C A | Closed | FCOM1651 | 2026-01-02 16:28 | 2026-01-08 12:11 | Resolved | 1 - Information C A | Compliance | Disclosure | Home Loan Toolkit Disclosure/Booklet Not Provided Within 3 Days of Application Date | Resolved-Home Loan Toolkit Disclosure provided within 3 days of application. - Due Diligence Vendor-01/08/2026 _x000D_<br> Ready for Review-Document Uploaded. See confirmation the Toolkit was provided within 3 days of application. - Buyer-01/08/2026 _x000D_<br> Open-Home Loan Toolkit is missing from file. - Due Diligence Vendor-01/02/2026 |  | Resolved-Home Loan Toolkit Disclosure provided within 3 days of application. - Due Diligence Vendor-01/08/2026_x000D_ |  |  | XXXXX Home Loan Tool Kit Disclosure tracking.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | MA | Primary Residence | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104920 |  |  | XXXXXXXXXXXX D B C A | Closed | FCRE5116 | 2026-01-05 07:26 | 2026-01-05 10:45 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per the Non-QM A guidelines, housing payment history must be documented with 12 months cancelled checks, bank debits or institutional VOM. The mortgage history was documented with a credit report to reflect 0x30x24. The file contains an approved exception allowing for the usage of the credit report to validate the mortgage history. - Due Diligence Vendor-02/13/2026 |  | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per the Non-QM A guidelines, housing payment history must be documented with 12 months cancelled checks, bank debits or institutional VOM. The mortgage history was documented with a credit report to reflect 0x30x24. The file contains an approved exception allowing for the usage of the credit report to validate the mortgage history. - Due Diligence Vendor-02/13/2026_x000D_ |  | 0 X30 X 24 Mortgage History, Reserves > 6 mos than requirement, Time at employment > 5 years, DTI below max by 5%, Residual Income $1,000 above minimum, LTV 10% under max allowance <br>|  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | MA | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104909 |  |  | XXXXXXXXXXXX B A | Closed | FCRE5116 | 2025-12-30 11:13 | 2025-12-30 14:16 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per Client guidelines, housing payment history must be documented with 12 months cancelled checks, bank debits or institutional VOM. The mortgage history was documented with a credit report to reflect 0x30x24. The file contains an approved exception allowing for the usage of the credit report to validate the mortgage history. - Due Diligence Vendor-02/13/2026 _x000D_<br> Acknowledged- - Due Diligence Vendor-12/30/2025 |  |  |  | 0X30X24 Mortgage History, FICO 20 points above minimum, Reserves > 6 mos than requirement, DTI below max by 5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | CO | Primary Residence | Refinance | Cash Out - Debt Consolidation | Originator Pre-Close | Yes | XXXXXXXXXXXX |
| 6000104922 |  |  | XXXXXXXXXXXX B A | Closed | FCRE1437 | 2025-12-18 08:54 | 2025-12-18 11:52 | Acknowledged | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Acknowledged-Income and Employment Do Not Meet Guidelines Qualifying income using business bank statements will be the lower of the Expense Ratio formula or monthly income disclosed on the initial signed 1003. Qualifying income of $XX,XXXXX is more than the income stated on the initial signed 1003 of $XXX,XXX.XX. The file contains an approved exception for use of calculated income for qualifying vs initial 1003 income. - Due Diligence Vendor-12/18/2025 |  | Acknowledged-Income and Employment Do Not Meet Guidelines Qualifying income using business bank statements will be the lower of the Expense Ratio formula or monthly income disclosed on the initial signed 1003. Qualifying income of $XXXXX,XXXXX is more than the income stated on the initial signed 1003 of $XXXX,XXXXX.96. The file contains an approved exception for use of calculated income for qualifying vs initial 1003 income. - Due Diligence Vendor-12/18/2025_x000D_ | Months Reserves exceed minimum required - Reserves of $XXXXX,XXXXX exceed the required reserves of $XXXX,XXXXX by $XXXX,XXX.XX._x000D_<br> Qualifying Credit Score - 751 Representative credit score exceeds the minimum required credit score of 720 by 31 Points._x000D_<br> Qualifying DTI below max allowed. - 25.55% DTI is below maximum DTI of 50%. | 0 X30 X 24 Mortgage History, FICO 20 points above minimum, Reserves > 6 mos than requirement, DTI below max by 5%, Residual Income $1,000 above minimum |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | CA | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104922 |  |  | XXXXXXXXXXXX B A | Closed | FCRE5116 | 2025-12-18 08:46 | 2025-12-18 11:45 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Document is Missing. Per Client guidelines dated xxxxxx, housing payment history must be documented with 12 months cancelled checks, bank debits or institutional VOM. The mortgage history was documented with a credit report to reflect 0x30x24. The file contains an approved exception allowing for the usage of the credit report to validate the mortgage history. - Due Diligence Vendor-02/13/2026 |  | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Document is Missing. Per Client guidelines dated xxxxxx, housing payment history must be documented with 12 months cancelled checks, bank debits or institutional VOM. The mortgage history was documented with a credit report to reflect 0x30x24. The file contains an approved exception allowing for the usage of the credit report to validate the mortgage history. - Due Diligence Vendor-02/13/2026_x000D_ | Months Reserves exceed minimum required - Reserves of $XXXXX,XXXXX exceed the required reserves of $XXXX,XXXXX by $XXXX,XXX.XX._x000D_<br> Qualifying Credit Score - 751 Representative credit score exceeds the minimum required credit score of 720 by 31 Points._x000D_<br> Qualifying DTI below max allowed. - 25.55% DTI is below maximum DTI of 50%. | 0 X30 X 24 Mortgage History, FICO 20 points above minimum, Reserves > 6 mos than requirement , DTI below max by 5%, Residual Income $1,000 above minimum  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | CA | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104924 |  |  | XXXXXXXXXXXX B A | Closed | FVAL5524 | 2026-01-05 10:50 | 2026-01-05 13:12 | Acknowledged | 2 - Non-Material B | Property | Property | Ineligible Property | Acknowledged-Ineligible Property Subject property is zoned SFR and light agricultural. Agricultural zoning is ineligible per guidelines. The appraisal does not reflect any agriculture buildings, but does indicate there is a small fruit/orchard area. An approved exception for zoning was provided. - Due Diligence Vendor-01/05/2026 |  | Acknowledged-Ineligible Property Subject property is zoned SFR and light agricultural. Agricultural zoning is ineligible per guidelines. The appraisal does not reflect any agriculture buildings, but does indicate there is a small fruit/orchard area. An approved exception for zoning was provided. - Due Diligence Vendor-01/05/2026_x000D_ |  | FICO 20 points above minimum, Reserves > 6 mos than requirement, DTI below max by 5%, Residual Income $1,000 above minimum, LTV 10% under max allowance <br>|  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104938 |  |  | XXXXXXXXXXXX B A | Closed | FCRE5116 | 2025-12-16 19:02 | 2025-12-18 11:41 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The credit report reflects three mortgages, one of which is secured by the primary residence. Per guidelines dated xxxxxx, housing payment history must be evidenced by 12 months proof of payment via cancelled checks, bank debits or institutional VOM. A credit report cannot be used to evidence the housing payment history. This additional documentation was not located in file. An exception was not provided. - Due Diligence Vendor-02/13/2026 _x000D_<br> Acknowledged-Exception received to allow the usage of the credit report, that reflects mortgage histories of 0x30x24, to validate mortgage history. - Due Diligence Vendor-02/13/2026 _x000D_<br> Ready for Review-Document Uploaded. The loan file delivered contains a valid exception. - Buyer-12/18/2025 |  | Acknowledged-Exception received to allow the usage of the credit report, that reflects mortgage histories of 0x30x24, to validate mortgage history. - Due Diligence Vendor-02/13/2026_x000D_ | Qualifying Credit Score - 743 Representative credit score exceeds the minimum required credit score of 660 by 83 Points._x000D_<br> Months Reserves exceed minimum required - 47.09 months reserves exceed the required 3 months reserves by 44.09 months. |  | Request 1_Version 2_Approved.pdf | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | VA | Investment | Refinance | No Cash Out - Borrower Initiated | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104936 |  |  | XXXXXXXXXXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TX | Investment | Purchase | NA |  |  |  |
| 6000104926 |  |  | XXXXXXXXXXXX D B A | Closed | FCRE5116 | 2025-12-17 11:30 | 2026-02-13 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved- - Due Diligence Vendor-02/13/2026 _x000D_<br> Acknowledged-Lender acknowledge the credit report supplemental summary with the mortgage holder contact information confirming 0x30x24 is acceptable. - Due Diligence Vendor-02/13/2026 _x000D_<br> Ready for Review-We disagree with the finding. The credit supplement was provided shows the mortgage history was verified with lender. We agreed this was acceptable since would be same as an institutional VOM.<br> - Buyer-12/19/2025 _x000D_<br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. 12 months proof of payment via cancelled checks,<br> bank debits, or institutional VOM for borrower's mortgage history was not provided. - Due Diligence Vendor-12/17/2025 |  | Acknowledged-Lender acknowledge the credit report supplemental summary with the mortgage holder contact information confirming 0x30x24 is acceptable. - Due Diligence Vendor-02/13/2026_x000D_ | Months Reserves exceed minimum required - 133.89 months reserves exceeds the required 3 months reserves by 130.89 months._x000D_<br> Qualifying Credit Score - 791 Representative credit score exceeds the minimum required credit score of 720 by 71 Points. |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TN | Investment | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104926 |  |  | XXXXXXXXXXXX D B A | Closed | FCRE1152 | 2025-12-18 10:59 | 2025-12-19 15:04 | Acknowledged | 2 - Non-Material D B | Credit | Missing Doc | Evidence of Property Tax Missing | Acknowledged-Lender acknowledged missing documentation. Lender states using 1.5% of the sales prices for calculation of the taxes would result in a DSCR Ratio of 1.04%, which is within guidelines. - Due Diligence Vendor-12/19/2025 _x000D_<br> Ready for Review-We agree there is no documentation to support the current tax amount used on the CD. However, using the sales price of $XXXXX at 1.5% adjusts the DSCR Ration to 1.04 - which does not impact guidelines. We agree with the 1.04 ratio. - Buyer-12/19/2025 _x000D_<br> Open-Property taxes estimates for new construction require calculation using 1.25% of value. Use of other property tax rates are allowed provided the tax rates are documented in the file. Documentation to support tax rate on full tax assessment was not located in file. - Due Diligence Vendor-12/18/2025 |  | Acknowledged-Lender acknowledged missing documentation. Lender states using 1.5% of the sales prices for calculation of the taxes would result in a DSCR Ratio of 1.04%, which is within guidelines. - Due Diligence Vendor-12/19/2025_x000D_ | Months Reserves exceed minimum required - 133.89 months reserves exceeds the required 3 months reserves by 130.89 months._x000D_<br> Qualifying Credit Score - 791 Representative credit score exceeds the minimum required credit score of 720 by 71 Points. |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TN | Investment | Purchase | NA | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104927 |  |  | XXXXXXXXXXXX D B A | Closed | FCRE5116 | 2025-12-17 13:42 | 2026-02-13 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved- - Due Diligence Vendor-02/13/2026 _x000D_<br> Acknowledged-Lender acknowledge the credit report supplemental summary with the mortgage history showing 0x30x24 was acceptable. - Due Diligence Vendor-02/13/2026 _x000D_<br> Ready for Review-We disagree with the finding. The credit supplement was provided shows the mortgage history was verified with lender. We agreed this was acceptable since would be same as an institutional VOM. - Buyer-12/19/2025 _x000D_<br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Housing payment history must be evidenced by 12 months proof of payment via cancelled checks, bank debits or institutional VOM. Documentation was not provided. - Due Diligence Vendor-12/17/2025 |  | Acknowledged-Lender acknowledge the credit report supplemental summary with the mortgage history showing 0x30x24 was acceptable. - Due Diligence Vendor-02/13/2026_x000D_ | Months Reserves exceed minimum required - 133.66 months reserves exceed the required 3 months reserves by 130.66 months._x000D_<br> Qualifying Credit Score - 791 Representative credit score exceeds the minimum required credit score of 720 by 71 Points. |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TN | Investment | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104927 |  |  | XXXXXXXXXXXX D B A | Closed | FCRE1253 | 2025-12-18 11:01 | 2025-12-19 15:05 | Acknowledged | 2 - Non-Material D B | Credit | Eligibility | Missing Property Tax Cert | Acknowledged-Lender acknowledge missing documentation. Lender indicates using the sales price and 1.5% for calculation of taxes would result in a DSCR Ratio of 1.04%, which is within guidelines. - Due Diligence Vendor-12/19/2025 _x000D_<br> Ready for Review-We agree there is no documentation to support the current tax amount used on the CD. However, using the sales price of $XXXXX,XXXX at 1.5% adjusts the DSCR Ration to 1.04 - which does not impact guidelines. We agree with the 1.04 ratio.<br> - Buyer-12/19/2025 _x000D_<br> Open-Property taxes estimates for new construction require calculation using 1.25% of value. Use of other property tax rates are allowed provided the tax rates are documented in the file. Documentation to support tax rate on full tax assessment was not located in file. - Due Diligence Vendor-12/18/2025 |  | Acknowledged-Lender acknowledge missing documentation. Lender indicates using the sales price and 1.5% for calculation of taxes would result in a DSCR Ratio of 1.04%, which is within guidelines. - Due Diligence Vendor-12/19/2025_x000D_ | Months Reserves exceed minimum required - 133.66 months reserves exceed the required 3 months reserves by 130.66 months._x000D_<br> Qualifying Credit Score - 791 Representative credit score exceeds the minimum required credit score of 720 by 71 Points. |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TN | Investment | Purchase | NA | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104939 |  |  | XXXXXXXXXXXX D A | Closed | FCRE5116 | 2025-12-30 17:31 | 2026-02-13 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved- - Due Diligence Vendor-02/13/2026 _x000D_<br> Acknowledged-Client provided and accepted credit report supplement showing mortgage history 0x30x24. - Due Diligence Vendor-02/13/2026 _x000D_<br> Ready for Review-We disagree with the finding. The credit supplement was provided shows the mortgage history was verified with lender and not one where only relying on reported tradeline info. We confirmed this was acceptable since would be same as an institutional VOM. - Buyer-01/12/2026 _x000D_<br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of Mortgage or canceled checks is missing as required by guidelines. - Due Diligence Vendor-12/30/2025 |  | Acknowledged-Client provided and accepted credit report supplement showing mortgage history 0x30x24. - Due Diligence Vendor-02/13/2026_x000D_ |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | SC | Investment | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104910 |  |  | XXXXXXXXXXXX B A | Closed | FCRE5116 | 2026-01-05 12:53 | 2026-01-05 15:51 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of Mortgage (VOM) Document is Missing. Per guidelines, mortgage payment history must be verified with 12 months proof payment via cancelled checks, bank debits or institutional VOM. The file contains an approved exception for mortgage payment history of 0x30x24 on credit report. - Due Diligence Vendor-02/13/2026 |  | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of Mortgage (VOM) Document is Missing. Per guidelines, mortgage payment history must be verified with 12 months proof payment via cancelled checks, bank debits or institutional VOM. The file contains an approved exception for mortgage payment history of 0x30x24 on credit report. - Due Diligence Vendor-02/13/2026_x000D_ |  | 0 X30 X 24 Mortgage History, FICO 20 points above minimum, Reserves > 6 mos than requirement, Residual Income $1,000 above minimum |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | OK | Primary Residence | Refinance | Cash Out - Other | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104940 |  |  | XXXXXXXXXXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TX | Investment | Purchase | NA |  |  |  |
| 6000104941 |  |  | XXXXXXXXXXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | TX | Investment | Purchase | NA |  |  |  |
| 6000104937 |  |  | XXXXXXXXXXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | NC | Investment | Purchase | NA |  |  |  |
| 6000104931 |  |  | XXXXXXXXXXXX C B A | Closed | FCRE1317 | 2026-05-05 17:05 | 2026-05-06 12:11 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Resolved-Borrower 1 Total Years Employment Verified is Greater Than or Equal To 24 Months or Not Applicable (Borrower 1 Employment Status is null) - Due Diligence Vendor-05/06/2026 _x000D_<br> Open-Borrower 1 Total Years Employment Verified is Less Than 24 Months - Due Diligence Vendor-05/05/2026 |  | Resolved-Borrower 1 Total Years Employment Verified is Greater Than or Equal To 24 Months or Not Applicable (Borrower 1 Employment Status is null) - Due Diligence Vendor-05/06/2026_x000D_ |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | VA | Investment | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104931 |  |  | XXXXXXXXXXXX C B A | Closed | FCRE6277 | 2026-05-05 17:05 | 2026-05-06 12:11 | Resolved | 1 - Information C A | Credit | Eligibility | Years on the job does not meet guideline requirements - Borrower 1 | Resolved-Years on the job does not meet guideline requirements - Borrower 1 - Due Diligence Vendor-05/06/2026 _x000D_<br> Open-Years on the job does not meet guideline requirements - Borrower 1 - Due Diligence Vendor-05/05/2026 |  | Resolved-Years on the job does not meet guideline requirements - Borrower 1 - Due Diligence Vendor-05/06/2026_x000D_ |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | VA | Investment | Purchase | NA |  |  | XXXXXXXXXXXX |
| 6000104931 |  |  | XXXXXXXXXXXX C B A | Closed | FCRE5116 | 2026-01-05 11:33 | 2026-01-05 12:40 | Acknowledged | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per guidelines dated xxxxxx, housing payment history must be documented with 12 months cancelled checks, bank debts or institutional VOM. An approved exception located in file to allow the credit report mortgage history of 0x30x24 - Due Diligence Vendor-02/13/2026 |  | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per guidelines dated xxxxxx, housing payment history must be documented with 12 months cancelled checks, bank debts or institutional VOM. An approved exception located in file to allow the credit report mortgage history of 0x30x24 - Due Diligence Vendor-02/13/2026_x000D_ |  | FICO 20 points above minimum, reserves > 6 mos than requirement, LTV 10% under max allowance |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | VA | Investment | Purchase | NA | Investor Post-Close | No | XXXXXXXXXXXX |
| 6000104915 |  |  | XXXXXXXXXXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXXXXXXXX | NC | Primary Residence | Purchase | NA |  |  |  |
| 6000104933 |  |  | XXXXXXXXXXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | XXXXXXXXXXXX | AZ | Investment | Refinance | Cash Out - Other |  |  |  |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Neighborhood location** | **Property Value Trend** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 6000104907 |  |  | XXXXXXXX | XXXXXXXXXXXX |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1073 Individual Condo Report | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 50.56 | 50.56 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | 0 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXXXXXXXX Eligible | 3.4 |  |
| 6000104917 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 63.92 | 63.92 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.9 |  |
| 6000104920 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 47.62 | 47.62 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| 6000104909 |  |  | XXXXXXXX | XXXXXXXXXXXX |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 64.15 | 64.15 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXXXXXXXX |
| 6000104922 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 73.03 | 73.03 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  |
| 6000104924 |  |  | XXXXXXXX | XXXXXXXXXXXX |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 69.95 | 69.95 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  |
| 6000104938 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 54.74 | 54.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104936 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 80 | 80 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104926 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 80 | 80 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| 6000104927 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 80 | 80 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| 6000104939 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 70 | 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104910 |  |  | XXXXXXXX | XXXXXXXXXXXX |  | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 75 | 75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104940 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 75 | 75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104941 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 75 | 75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104937 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 80 | 80 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXXXXXXXX Eligible | 2.6 |  |
| 6000104931 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 65 | 65 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXXXXXXXX |
| 6000104915 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1073 Individual Condo Report | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 80 | 80 | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 6000104933 |  |  | XXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | 1004 URAR | XXXXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXXXXXX |  |  | XXXXXXXXXXXX | 70 | 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXX | XXXXXXXXXXXX | 0 | XXXXXXXXXXXX | LOW | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 6000104907 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested |  | No | No | No | No | No | No | No | No | Not Tested | 3175 | 6.687 | Yes | Yes |  | Yes | Yes | Yes |  | Yes | Yes |  |  |  | Retired |  | No |  | No |  |
| 6000104917 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | No |  | No | No | No | No | No | No | No | No | Not Tested |  | 6.792 | Yes | Yes |  | Yes | Yes | Yes |  | Yes | Yes |  |  |  | Employed |  | No |  | No |  |
| 6000104920 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested |  | No | No | No | No | No | No | No | No | Not Tested |  | 6.41 | Yes | Yes |  | Yes | Yes | Yes |  | Yes | Yes |  |  |  | Employed | Not Employed | No | No | No |  |
| 6000104909 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested |  | No | No | No | No | No | No | No | No | Not Tested |  | 6.529 | Yes | Yes |  | Yes | Yes | Yes |  | Yes | Yes |  |  |  | Employed |  | No |  | No |  |
| 6000104922 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested |  | No | No | No | No | No | No | No | No | Not Tested | 1995 | 6.64 | Yes | Yes |  | Yes | Yes | Yes |  | Yes | Yes | Yes |  |  | Employed |  | No |  | No |  |
| 6000104924 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested |  | No | No | No | No | No | No | No | No | Not Tested |  | 6.771 | Yes | Yes |  | Yes | Yes | Yes |  | Yes | Yes |  |  |  | Employed |  | No |  | No |  |
| 6000104938 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104936 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104926 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | Yes | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104927 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | Yes | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104939 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  | Yes | Yes |  |  | Yes |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104910 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | No |  | No | No | No | No | No | No | No | No | No | 3229.38 | 7.662 | Yes | Yes |  |  |  | Yes |  | Yes | Yes |  | 0 |  | Employed |  | No |  | No |  |
| 6000104940 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104941 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | Yes | No | No | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104937 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  | Yes | Yes |  |  |  |  |  |  |  |  |  | No |  | Yes | Present |
| 6000104931 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes |  |
| 6000104915 |  |  | XXXXXXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested |  | No | No | No | No | No | No | No | No | Not Tested |  | 7.649 | Yes |  |  | Yes | Yes | Yes |  | Yes | Yes | Yes | 7652.83 | Yes | Employed |  | No |  | No |  |
| 6000104933 |  |  | XXXXXXXX | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  |  |  | No | No | No | No | No | No | No |  |  |  |  |  |  | Yes | Yes |  |  |  |  |  |  |  |  |  | No | No | Yes | Present |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 7**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 6000104907 |  |  | XXXXXXXXXXXX | Reviewed Total Debt Income Ratio | diligenceFinalLookPage | 36.25 | 32.52 | DTI based on documentation located in file. |
| 6000104917 |  |  | XXXXXXXXXXXX | Reviewed Total Debt Income Ratio | diligenceFinalLookPage | Unknown | No | within tolarance |
| 6000104938 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | ATR/QM: Not Applicable | ATR/QM: Exempt | Loan Review determined the QM status to be non-exempt |
| 6000104936 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | ATR/QM: Not Applicable | ATR/QM: Exempt |  |
| 6000104927 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | ATR/QM: Not Applicable | ATR/QM: Exempt |  |
| 6000104939 |  |  | XXXXXXXXXXXX | Business Purpose Flag | businessPurposeApprovalandGuidelinePage | ATR/QM: Not Applicable | ATR/QM: Exempt | Business purpose affidavit in file. |
| 6000104939 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | Unknown | No |  |
| 6000104940 |  |  | XXXXXXXXXXXX | Borrower 1 Self-Employment Flag | the1003Page | ATR/QM: Not Applicable | ATR/QM: Exempt |  |
| 6000104940 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | Yes | No |  |
| 6000104941 |  |  | XXXXXXXXXXXX | Borrower 1 Self-Employment Flag | the1003Page | ATR/QM: Not Applicable | ATR/QM: Exempt |  |
| 6000104941 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | 33.2 | 33.27 |  |
| 6000104931 |  |  | XXXXXXXXXXXX | Property Type | propertyValuationPage | ATR/QM: Not Applicable | ATR/QM: Exempt |  |
| 6000104931 |  |  | XXXXXXXXXXXX | Borrower 1 Self-Employment Flag | the1003Page | Townhouse | PUD |  |
| 6000104931 |  |  | XXXXXXXXXXXX | Business Purpose Flag | businessPurposeApprovalandGuidelinePage | Unknown | No | Transaction is Investment purchase under the DSCR program, therefore, is business purpose. |
| 6000104933 |  |  | XXXXXXXXXXXX | Final Reviewed QM Status | diligenceFinalLookPage | Yes | No |  |

---

## Exhibit 99.05

**Exhibit 99.05**

![](ex99-5_001.jpg)

Consolidated Analytics, Inc.

Form ABS Due Diligence 15-E

OBX 2026-NQM8 CCA

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third-party due diligence services**

Legal Name: Consolidated Analytics, Inc.

Business Name (If Different):

Principal Business Address: 1 MacArthur Place, Suite 100, Santa Ana, CA 92707

**Item 2: Identity of the person who paid the person to provide due diligence services**

Legal Name: Onslow Bay Financial LLC

Business Name (If Different):

Principal Business Address: 1211 Ave of the Americas, 41<sup>st</sup> Floor, New York, NY 10036

**Item 3: Credit rating criteria**

If the due diligence performed by the third party is intended to satisfy the criteria for due diligence published by a nationally recognized statistical rating organization, identify the nationally recognized statistical rating organization and the title and date of the published criteria (more than one nationally recognized statistical rating organization may be identified).

N/A

**Item 4: Description of the due diligence performed**

See Attachment A.

**Item 5: Summary of findings and conclusions of review**

See Attachment B.

**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects.

---

| |
|:---|
| Consolidated Analytics, Inc. |
| By: |
| Date: ___________ |

---

**Attachment A**

**Item 4: Description of the due diligence performed**

OBX 2026-NQM8 CCA

**(1) Type of assets that were reviewed.**

Residential Real Estate serving as collateral to mortgage loans.

**(2) Sample size of the assets reviewed.**

The Review consisted of a sample population of thirty-seven (37) appraisals.

**(3) Determination of the sample size and computation.**

The sample population was determined and provided by Consolidated Analytics' client (as identified by Item 2).

**(4) Quality or integrity of information or data about the assets: review and methodology.**

See response below in Item 6.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

If the due diligence performed by the third party is intended to satisfy the criteria for due diligence published by a nationally recognized statistical rating organization, identify the nationally recognized statistical rating organization and the title and date of the published criteria (more than one nationally recognized statistical rating organization may be identified).

Identity of NRSRO <u>Title and Date of Criteria</u> <br> <u> N/A</u> <u>N/A</u>

**(6) Value of collateral securing the assets: review and methodology.**

The value of the collateral was reviewed by providing thirty-seven (37) CCAs.

Under this methodology, a licensed or certified real estate appraiser conducts a retrospective review of the appraisal report associated with the mortgaged property to evaluate whether the appraiser's opinion of value appears reasonable and adequately supported as of the appraisal's effective date. The review considers the completeness of the appraisal report, the appropriateness of the valuation methodology applied, the selection and relevance of comparable properties, and the reasonableness of adjustments and assumptions used in the original analysis.

The valuation review process is intended to provide an independent assessment of whether the collateral value associated with the mortgage loan appears reasonable based on available market information and appraisal review standards. This process is not intended to replace a full appraisal or property inspection but rather to evaluate the credibility and support of an existing appraisal and identify potential valuation discrepancies that could affect the assessment of collateral risk.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Not applicable.

**(8) Other: review and methodology.**

Not applicable.

**Attachment B<br> Item 5: Summary of findings and conclusions of review**

**Summary of Results**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Total CCAs completed by <br> Consolidated Analytics | &nbsp;&nbsp;37 |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Summary of Value <br> Variances | &nbsp;&nbsp;Count | &nbsp;&nbsp;Percentage |
| &nbsp;&nbsp;>10% Variance from OA | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.70% |
| &nbsp;&nbsp;>5% to 10% Variance from OA | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;>0% to 5% Variance from OA | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;0% Variance to OA | &nbsp;&nbsp;33 | &nbsp;&nbsp;89.19% |
| &nbsp;&nbsp;<0% to -5% Variance from OA | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;<-5% to -10% Variance from OA | &nbsp;&nbsp;3 | &nbsp;&nbsp;8.11% |
| &nbsp;&nbsp;<-10% Variance from OA | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total Sample** | &nbsp;&nbsp;37 | &nbsp;&nbsp;100.00% |

---

## Exhibit 99.05

**Exhibit 99.05 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Annaly LOANID | Order Number | Q_Status | Street Address | City | State | Zip | Client | Bulk Order Name | Product | Loan Number | Order Date | Completed Date | Beds | Baths | GLA | Lot Size | Year Built | APN | Property Rights | Legal Description | Appraisal Value | Reviewer Value Estimate | Value Differs? | Value Variance | Market Conditions Accurate? | Market Conditions Comments | Neighborhood Description Accurate? | Neighborhood Comments | Sale History Accurate? | Sale History Comments | Subject Condition Description Accurate? | Subject Condition Comments | Subject Condition Rating Accurate? | Subject Condition Rating Comments | Comps Characteristics Suitable? | Comps Characteristics Comments | Comps Location Suitable? | Comps Location Comments | Comps Adjustments Appropriate? | Comps Adjustments Comments | Photos Acceptable? | Photos Comments | Value Opinion Supported? | Value Opinion Comments | Land Use Highest And Best? | Land Use Highest And Best Comments | AllRequiredExibitsPresent? | Required Exibits Comments | Reviewer Value Commentary | Additional Statements |
| 6000114146 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal indicates stable property values, demand/supply are in balance and marketing time is under 3 months. Neighborhood reporting comments are consistent with 1004MC analysis. | Yes | The information in the neighborhood section was found to be complete and adequate. The neighborhood is located within close proximity to schools, shopping and other amenities. No external obsolescence noted. | Yes | OA adequately addresses the prior sales history of the subject and all comparable sales. | Yes | The subject's upgrades, additions, improvements, damage, or other conditions fully described where needed. | Yes | The subjectâ€™s condition and quality ratings are accurate based on UAD guidelines | Yes | All appraiser selected comparables are suitable with respect to characteristic | Yes | All appraiser comparables are suitable with respect to location | Yes | All adjustments made in the OA appear reasonable and supported | Yes | OA provided adequate photos of the subject interior condition including repairs and upgrades where appropriate. | Yes | Yes, the appraiser's opinion of market value appears supported as of the effective date of the appraisal | Yes | Yes, the subjectâ€™s current land use is indicated as the highest and best use | Yes | All photos, sketch and maps are present in the report. | The subject property is a SFR with X beds and X bath above grade and an unfinished basement amenity. The subject is located in an area of conforming residences differing in age and style with no negative external influence. The subject's condition is noted as CX in the OA and supported by photos. The comps are reasonable competitive alternative properties, all are similar homes with reasonable adjustments and location within the subject's immediate area. Physical depreciation is calculated in the cost approach by the Age Life The Method. Third party resources support the OA and show average marketing time is X to X months. The highest and best use of the subject property is as-improved. The subject's market is stable with limited REO properties or seller concessions. The subject is a legally permissible use based on its current zoning. Also, the lot size, shape and land-to-building ratio allow the present structure and indicate a good utilization of the improvements. Based on current market conditions, the existing structure/improvement is its financially feasible and maximally productive use. | Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP Standard Rule 2-2 (xii). The inspection is exterior only and is a limited inspection of the subject property. Because of this, a specific as-is value is difficult to provide with absolute certainty based on this limited information. However, within the scope of work of this assignment, the trend that the subject property is most likely to be competitive within is identified and demonstrated by the selected proximate sales. These sales are then weighted/reconciled based on what is known about the subject property based on the exterior inspection to a value within this trend since the client requires a specific valuation conclusion. Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. |
| 6000114159 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market conditions have been located and are assumed to be relevant to the subject market. | Yes | The neighborhood boundaries have been located and assumed to be accurate based on subject market. | Yes | The sales history for the subject as well as its comps have been located and assumed to be accurate. | Yes | Conditions and additional features are located and relevant to the photos provided. The appraiser has provided sufficient commentary. | Yes | The subjects quality and condition rating appear accurate based on review of the report, comments, and photos with any necessary damages or updating having been noted properly. | Yes | The comparables chosen are bracketing in common features of value in as much as possible. The resulting adjusted figures are bracketing and supportive of the value. | Yes | Acceptable radius parameters have been used with respect to build, condition, location, and feature. | Yes | Adjustments appear to be market driven based on paired sales analysis and are supported and appropriate for the purposes of the report. | Yes | The provided photos are acceptable and are reflective of the conditions and/or repairs stated within the report. | Yes | The final value is bracketed on the low end and the high end within the adjusted and unadjusted comp range. The appraiser has noted the methodology used to arrive at the final value. Value is supported and deemed reasonable based on the comps provided within the report as well as reviewer comps located. | Yes | The subjects current land use is noted as highest and best in regards to location, zoning, and feasibility. | Yes | All photos, maps, and sketches are present | Dated comps used due to lack of comps from subject direct location and view type - additional; recent sale comps located offering further support and bracketing. XXXXX XXX XXXXX, XXXXX XXX XXXXX The OA value has been reviewed and the value appears to be within an acceptable range and is reasonable based on the comps provided along with additional comps located within the search reports. Necessary areas of data have been included and explained. Comps are bracketing in common features and offer support for the final value. Reviewer agrees with the value and direction. |  |
| 6000114152 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market conditions have been located and are assumed to be relevant to the subject market. | Yes | The neighborhood boundaries have been located and assumed to be accurate based on subject market. | Yes | The sales history for the subject as well as its comps have been located and assumed to be accurate. | Yes | Conditions and additional features are located and relevant to the photos provided. The appraiser has provided sufficient commentary. | Yes | The subjects quality and condition rating appear accurate based on review of the report, comments, and photos with any necessary damages or updating having been noted properly. | Yes | The comparables chosen are bracketing in common features of value in as much as possible. The resulting adjusted figures are bracketing and supportive of the value. | Yes | Acceptable radius parameters have been used with respect to build, condition, location, and feature. | Yes | Adjustments appear to be market driven based on paired sales analysis and are supported and appropriate for the purposes of the report. | Yes | The provided photos are acceptable and are reflective of the conditions and/or repairs stated within the report. | Yes | The final value is bracketed on the low end and the high end within the adjusted and unadjusted comp range. The appraiser has noted the methodology used to arrive at the final value. Value is supported and deemed reasonable based on the comps provided within the report as well as reviewer comps located. | Yes | The subjects current land use is noted as highest and best in regards to location, zoning, and feasibility. | Yes | All photos, maps, and sketches are present | Contract value noted $XXX,XXX not able to be bracketed by any comps based on size, amenity, condition and location. Appraiser attempted to locate a value as close to contract as possible even by utilizing comps with superior lot or amenity to bracket as high value as possible without pushing. Comps and adjusted values are bracketed and supportive of final price. Best comps available are on the OA The OA value has been reviewed and the value appears to be within an acceptable range and is reasonable based on the comps provided along with additional comps located within the search reports. Necessary areas of data have been included and explained. Comps are bracketing in common features and offer support for the final value. Reviewer agrees with the value and direction. |  |
| 6000114109 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal indicates stable property values, demand/supply are in balance and marketing time is under 3 months. Neighborhood reporting comments are consistent with 1004MC analysis. | Yes | The information in the neighborhood section was found to be complete and adequate. The neighborhood is located within close proximity to schools, shopping and other amenities. No external obsolescence noted. | Yes | OA adequately addresses the prior sales history of the subject and all comparable sales. | Yes | The subject's upgrades, additions, improvements, damage, or other conditions fully described where needed. | Yes | The subjectâ€™s condition and quality ratings are accurate based on UAD guidelines | Yes | All appraiser selected comparables are suitable with respect to characteristic | Yes | All appraiser comparables are suitable with respect to location | Yes | All adjustments made in the OA appear reasonable and supported | Yes | OA provided adequate photos of the subject interior condition including repairs and upgrades where appropriate. | Yes | Yes, the appraiser's opinion of market value appears supported as of the effective date of the appraisal | Yes | Yes, the subjectâ€™s current land use is indicated as the highest and best use | Yes | All photos, sketch and maps are present in the report. | The subject property is a SFR with X beds and X bath above grade and a finished basement amenity. The subject is located in an area of conforming residences differing in age and style with no negative external influence. The subject's condition is noted as CX in the OA and supported by photos. The comps are reasonable competitive alternative properties, all are similar homes with reasonable adjustments and location within the subject's immediate area. Physical depreciation is calculated in the cost approach by the Age Life The Method. Third party resources support the OA and show average marketing time is X to X months. The highest and best use of the subject property is as-improved. The subject's market is stable with limited REO properties or seller concessions. The subject is a legally permissible use based on its current zoning. Also, the lot size, shape and land-to-building ratio allow the present structure and indicate a good utilization of the improvements. Based on current market conditions, the existing structure/improvement is its financially feasible and maximally productive use. | Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP Standard Rule 2-2 (xii). The inspection is exterior only and is a limited inspection of the subject property. Because of this, a specific as-is value is difficult to provide with absolute certainty based on this limited information. However, within the scope of work of this assignment, the trend that the subject property is most likely to be competitive within is identified and demonstrated by the selected proximate sales. These sales are then weighted/reconciled based on what is known about the subject property based on the exterior inspection to a value within this trend since the client requires a specific valuation conclusion. Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. |
| 6000114141 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal indicates stable property values, demand/supply are in balance and marketing time is under 3 months. Neighborhood reporting comments are consistent with 1004MC analysis. | Yes | The information in the neighborhood section was found to be complete and adequate. The neighborhood is located within close proximity to schools, shopping and other amenities. No external obsolescence noted. | Yes | OA adequately addresses the prior sales history of the subject and all comparable sales. | Yes | The subject's upgrades, additions, improvements, damage, or other conditions fully described where needed. | Yes | The subjectâ€™s condition and quality ratings are accurate based on UAD guidelines | Yes | All appraiser selected comparables are suitable with respect to characteristic | Yes | All appraiser comparables are suitable with respect to location | Yes | All adjustments made in the OA appear reasonable and supported | Yes | OA provided adequate photos of the subject interior condition including repairs and upgrades where appropriate. | Yes | Yes, the appraiser's opinion of market value appears supported as of the effective date of the appraisal | Yes | Yes, the subjectâ€™s current land use is indicated as the highest and best use | Yes | All photos, sketch and maps are present in the report. | The subject property is a X-Unit MFR with X beds and X bath above grade and an unfinished basement amenity. The subject is located in an area of conforming residences differing in age and style with no negative external influence. The subject's condition is noted as CX in the OA and supported by photos. The comps are reasonable competitive alternative properties, all are similar homes with reasonable adjustments and location within the subject's immediate area. Physical depreciation is calculated in the cost approach by the Age Life The Method. Third party resources support the OA and show average marketing time is X to X months. The highest and best use of the subject property is as-improved. The subject's market is stable with limited REO properties or seller concessions. The subject is a legally permissible use based on its current zoning. Also, the lot size, shape and land-to-building ratio allow the present structure and indicate a good utilization of the improvements. Based on current market conditions, the existing structure/improvement is its financially feasible and maximally productive use. | Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP Standard Rule 2-2 (xii). The inspection is exterior only and is a limited inspection of the subject property. Because of this, a specific as-is value is difficult to provide with absolute certainty based on this limited information. However, within the scope of work of this assignment, the trend that the subject property is most likely to be competitive within is identified and demonstrated by the selected proximate sales. These sales are then weighted/reconciled based on what is known about the subject property based on the exterior inspection to a value within this trend since the client requires a specific valuation conclusion. Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. |
| 6000114088 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal indicates stable property values, demand/supply are in balance and marketing time is under 3 months. Neighborhood reporting comments are consistent with 1004MC analysis. | Yes | The information in the neighborhood section was found to be complete and adequate. The neighborhood is located within close proximity to schools, shopping and other amenities. No external obsolescence noted. | Yes | OA adequately addresses the prior sales history of the subject and all comparable sales. | Yes | The subject's upgrades, additions, improvements, damage, or other conditions fully described where needed. | Yes | The subjectâ€™s condition and quality ratings are accurate based on UAD guidelines | Yes | All appraiser selected comparables are suitable with respect to characteristic | Yes | All appraiser comparables are suitable with respect to location | Yes | All adjustments made in the OA appear reasonable and supported | Yes | OA provided adequate photos of the subject interior condition including repairs and upgrades where appropriate. | Yes | Yes, the appraiser's opinion of market value appears supported as of the effective date of the appraisal | Yes | Yes, the subjectâ€™s current land use is indicated as the highest and best use | Yes | All photos, sketch and maps are present in the report. | The subject property is an attached residence with X beds and X bath above grade and a finished basement amenity. The subject is located in an area of conforming residences differing in age and style with no negative external influence. The subject's condition is noted as CX in the OA and supported by photos. The comps are reasonable competitive alternative properties, all are similar homes with reasonable adjustments and location within the subject's immediate area. Physical depreciation is calculated in the cost approach by the Age Life The Method. Third party resources support the OA and show average marketing time is X to X months. The highest and best use of the subject property is as-improved. The subject's market is stable with limited REO properties or seller concessions. The subject is a legally permissible use based on its current zoning. Also, the lot size, shape and land-to-building ratio allow the present structure and indicate a good utilization of the improvements. Based on current market conditions, the existing structure/improvement is its financially feasible and maximally productive use. | Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP Standard Rule 2-2 (xii). The inspection is exterior only and is a limited inspection of the subject property. Because of this, a specific as-is value is difficult to provide with absolute certainty based on this limited information. However, within the scope of work of this assignment, the trend that the subject property is most likely to be competitive within is identified and demonstrated by the selected proximate sales. These sales are then weighted/reconciled based on what is known about the subject property based on the exterior inspection to a value within this trend since the client requires a specific valuation conclusion. Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. |
| 6000114009 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal indicates stable property values, demand/supply are in balance and marketing time is under 3 months. Neighborhood reporting comments are consistent with 1004MC analysis. | Yes | The information in the neighborhood section was found to be complete and adequate. The neighborhood is located within close proximity to schools, shopping and other amenities. No external obsolescence noted. | Yes | OA adequately addresses the prior sales history of the subject and all comparable sales. | Yes | The subject's upgrades, additions, improvements, damage, or other conditions fully described where needed. | Yes | The subjectâ€™s condition and quality ratings are accurate based on UAD guidelines | Yes | All appraiser selected comparables are suitable with respect to characteristic | Yes | All appraiser comparables are suitable with respect to location | Yes | All adjustments made in the OA appear reasonable and supported | Yes | OA provided adequate photos of the subject interior condition including repairs and upgrades where appropriate. | Yes | Yes, the appraiser's opinion of market value appears supported as of the effective date of the appraisal | Yes | Yes, the subjectâ€™s current land use is indicated as the highest and best use | Yes | All photos, sketch and maps are present in the report. | The subject property is a SFR with X beds and X bath above grade. The subject is located in an area of conforming residences differing in age and style with no negative external influence. The subject's condition is noted as CX in the OA and supported by photos. The comps are reasonable competitive alternative properties, all are similar homes with reasonable adjustments and location within the subject's immediate area. Physical depreciation is calculated in the cost approach by the Age Life The Method. Third party resources support the OA and show average marketing time is X to X months. The highest and best use of the subject property is as-improved. The subject's market is stable with limited REO properties or seller concessions. The subject is a legally permissible use based on its current zoning. Also, the lot size, shape and land-to-building ratio allow the present structure and indicate a good utilization of the improvements. Based on current market conditions, the existing structure/improvement is its financially feasible and maximally productive use. | Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP Standard Rule 2-2 (xii). The inspection is exterior only and is a limited inspection of the subject property. Because of this, a specific as-is value is difficult to provide with absolute certainty based on this limited information. However, within the scope of work of this assignment, the trend that the subject property is most likely to be competitive within is identified and demonstrated by the selected proximate sales. These sales are then weighted/reconciled based on what is known about the subject property based on the exterior inspection to a value within this trend since the client requires a specific valuation conclusion. Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. |
| 6000114154 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | CCA Template Subject is a traditional style home built in XXXX with XXXsf finished living area, X bedrooms and X bathroom on a XX,XXX sf site. Value was well supported in the appraisal and the appraiser chose comparables within approximately X miles of the subject property for comparison. Adjustments utilized: GLA - $XXsf Bath - $XX,XXX All comparables utilized are similar in style, square footage, condition, quality, and amenities. The appraiser bracketed the finished living area, age, bedroom and bathroom count, and key features. Comparables utilized were the best available due to limited closed sales data in this rural market and therefore six month guidelines were exceeded which is typical in this marketing area.&nbsp;&nbsp;&nbsp;&nbsp; |  |
| 6000114165 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | Yes | Yes,Â the appraiser's opinion of market value was adequately supported as of the effective date of the appraisal. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXXX Sf, X/X, CX SFR, renovated with pool. All sales are similar in utility, age, and location. Sales have also been renovated and have pools. Adjustments are supported. Comp selection is acceptable. Value supported. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114014 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | Yes | Yes,Â the appraiser's opinion of market value was adequately supported as of the effective date of the appraisal. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXXXSf, X/X, CX SFR. All sales are similar in utility, age, and location. Adjustments are supported. Comp selection is acceptable. Value supported. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114024 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | No | Sale 4 is located in a superior location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | Yes | Yes,Â the appraiser's opinion of market value was adequately supported as of the effective date of the appraisal. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXXX Sf, X/X, CX condo. All sales are similar in utility, age, and location. Sales X-X are purchase alternatives. Sale X is superior in location (direct waterfront). Sale X is located in the subject's building. Adjustments are supported. Comp selection is acceptable. Value supported. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114023 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | Yes | Yes,Â the appraiser's opinion of market value was adequately supported as of the effective date of the appraisal. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXXX Sf, X/X.X, CX condo. All sales are similar in utility, age, and location. all sales are newly constructed builder sales. The OA failed to provide a re-sale to support the use of builder sales. RA identified several re-sale condos in the market to support OA value: XXXX XXX XXXXX, closed XX/XX/XXXX for $X,XXX,XXX, built in XXXX. After consideration for age and condition, this sale supports value. Adjustments are supported. Comp selection is acceptable. Value supported. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114173 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The market data and trends presented in the report are accurate.&nbsp;&nbsp;&nbsp;&nbsp; | No | The neighborhood has been sufficiently described, including any external obsolescence.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Present land use isnâ€™t correct. | Yes | The prior sale/transfer history of the subject and closed comparables is accurate | Yes | It is assumed that the subject is accurately described including upgrades, improvements, and other conditions that are fully described. | Yes | The subject's UAD condition rating appears reasonable based on the review of the report, comments, and photos. All damage/needed repairs are assumed to be documented. | Yes | Most if not all, significant features and characteristics are bracketed. The OA comparables are competing homes/buildings and are acceptable | Yes | Most if not all, significant features and characteristics are bracketed. The OA comparables are competing homes/buildings and are acceptable | Yes | Most if not all, significant features and characteristics are bracketed. The OA comparables are competing homes/buildings and are acceptable | Yes | The provided photos are of an acceptable quality and document the indicated upgrades to the property. | Yes | The closed comparables are within acceptable proximity and in the subject's market area. Most if not all, significant features are bracketed. The OA comparables are competing homes and are acceptable. These sales and the additional sales reviewed support a value conclusion of $XXX | Yes | The subject's current use is indicated as its highest and best use. The subject use is legal. | Yes | The photos, sketch and maps are provided. | The aerial map doesn't include the neighborhood. The OA provides a "XXX boundary Map" The subject is located in XXX. Stairs weren't included in the sketch as required by ANSI standards. Land use % isn't correct. A rent schedule was completed, yet the income approach wasn't developed. | Ronald L Holstein is the OA. This review appraiser has no personal or business relationship with the OA appraiser The reviewer hasn't performed any professional services concerning the subject property in the past 3 years. An extraordinary assumption has been made that there are no adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc) for the subject property and the boundary lines of the property are stated in public records. The appraiser has not reviewed a current survey of the land or the title. Environmental: The value estimated in this report is based on the assumption that the property is not negatively affected by the existence of hazardous substances or detrimental environmental conditions. The appraiser is not an expert in the identification of hazardous substances or detrimental conditions. The appraiser's routine inspection of/and inquiries about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental conditions that affect the property negatively. There were no apparent easements or encroachments observed by the appraiser. Simply because nothing was visible or observed does not mean the appraiser can guarantee the property is free of any easements or encroachments. The appraiser did not check land records and was not provided with any title reports. The appraiser recommends due diligence inquiries be made through local building departments or municipalities or that a survey be procured if necessary. The appraiser makes no guarantees or warranties. There may be recorded or unrecorded easements on the property that were not disclosed to the appraiser. The appraiser did not investigate whether the property is buildable or suitable for the intended use. The appraiser is not an expert or qualified to make conclusions with respect to such investigations and recommends that appropriate due diligence be conducted through local building departments or municipalities. The appraiser makes no guarantees or warranties. The appraiser is not aware of any hidden conditions, easements, or encroachments that might impact buildability or intended use, but simply because nothing is visible or observed does not mean it does not exist. The appraiser recommends further investigation to ensure the property is suitable for the intended use. XXX XXX is the lender client' of the OA. |
| 6000114153 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | As the effective date of the appraisal, the Appraiser indicates the subject's market condition as stable, supply/demand in balance, and marketing times 3 to 6 months. REO/foreclosures to not appear to be a factor in the subject's area and are not REO driving the subject's market. | Yes | The report indicates the subject is located in a Urban area, over 75% build up, with stable growth, with no negative externalities/obsolescence noted. | Yes | No discrepancies were noted with the research provided and the analysis in the original appraisal report. The subject has not had a prior transaction in the past three years and the comparable sales do not appear to have prior transactions in the past twelve months. | Yes | The subject is noted to be in average condition based on inspection all supported by the interior photos provided. There were no repairs noted or observed by the photos included in the original appraisal. | Yes | Based on UAD guidelines, the subject's quality and condition rating appear to be accurate. No apparent damage and/or repairs were noted. | Yes | The comparable sales selected by the original Appraisal appear to be suitable in respect to characteristics. There were no excessive adjustments necessary to make the sales comparable to the subject property. | Yes | The location and distance for the comparable sales appear adequate. | Yes | The value adjustments made for characteristics that differ from the subject property appear adequate and supported. | Yes | The photos were clear and adequate in the report. | Yes | The Reviewer agrees with the original opinion of value. Three closed sales and one listing were included in the original appraisal. No deficiencies were noted in the original appraisal. Equal consideration was applied to all sales in arriving at the final opinion of value, with additional support from the Income Approach. No supplemental sales were selected as they were not considered comparable to the subject property. | Yes | The Original Appraiser indicated the Highest and Best Use which included adequate commentary. | Yes | All maps, sketches, and photos are present in the report. | The Reviewer agrees with the original opinion of value. Three closed sales and one listing were included in the original appraisal. No deficiencies were noted in the original appraisal. Equal consideration was applied to all sales in arriving at the final opinion of value, with additional support from the Income Approach. No supplemental sales were selected as they were not considered comparable to the subject property. |  |
| 6000114085 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | Yes | 10.95% | Yes | As the effective date of the appraisal, the Appraiser indicates the subject's market condition as stable, supply/demand in shortage, and marketing times under 3 months. REO/foreclosures to not appear to be a factor in the subject's area and are not REO driving the subject's market. | Yes | The report indicates the subject is located in a Suburban area, over 75% build up, with stable growth, with no negative externalities/obsolescence noted. | Yes | No discrepancies were noted with the research provided and the analysis in the original appraisal report. The subject has not had a prior transaction in the past three years and the comparable sales do not appear to have prior transactions in the past twelve months. | Yes | The subject is noted to be in average condition based on inspection, all supported by the interior photos provided. There were no repairs noted or observed by the photos included in the original appraisal. | Yes | Based on UAD guidelines, the subject's quality and condition rating appear to be accurate. No apparent damage and/or repairs were noted. | Yes | The comparable sales selected by the original Appraisal do not appear to be suitable in respect to characteristics. Sale #1 is a dated sale, sale #2 is a distant sale and inferior in bedroom count and sale #3 is the closest in proximity, but inferior in bedroom count. There were no excessive adjustments necessary to make the sales comparable to the subject property. | Yes | The location and distance for the comparable sales appear adequate. | Yes | The value adjustments made for characteristics that differ from the subject property appear adequate and supported. | Yes | The photos were clear and adequate in the report. | No | The Reviewer does not agree with the original opinion of value. Three closed sales and one listing were included in the original appraisal. Deficiencies were noted with the use of a dated sale and the other two sales inferior in bedroom count. Four supplemental sales were found from outside sources, are all four units and provide support to a higher opinion of value. XXX- XX/XX/XXXX, $XXX; XXX-XX/XX/XXXX- $XXX; XXX XXX-$XX/XX/XXXX-$XXX; XXX - XX/XX/XXXX, $XXX. | Yes | The Original Appraiser indicated the Highest and Best Use which included adequate commentary. | Yes | All maps, sketches, and photos are present in the report. | The Reviewer does not agree with the original opinion of value. Three closed sales and one listing were included in the original appraisal. Deficiencies were noted with the use of a dated sale and the other two sales inferior in bedroom count. Four supplemental sales were found from outside sources, are all four units and provide support to a higher opinion of value. XXX XXX- X/XX/XXXX, $XXX,XXX; XXX XXX-X/XX/XXXX- $XXX,XXX; XXX XXX XXX-$XX/XX/XXXX-$XXX,XX; XXXX XXX- X/XX/XXXX, $XXX,XXX. |  |
| 6000114064 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area | Yes | Yes, the appraiser accurately and sufficiently described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject was accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate. | Yes | Yes, the photos were acceptable. | Yes | Yes, the opinion of value was supported by the provided comparables as well as additional market data. | Yes | Yes, HADU was supported and reasonable | Yes | Yes, All required exhibits were present | Subject is an updated SFR with XXX view. SX was from subjectâ€™s street and inferior but did not support OA estimate. LX was pending at time of report and closed at $XXXk. Added support to OA value from subject neighborhood. OA Sales were all homes of similar age, size and utility bracketing subject features. Adjustments appear reasonable and consistent. Xrd party MLS provided no more suitable comparables that would significantly alter the overall opinion of value.OA value estimate appears reasonable and supported. | Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was a comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as other market transactions per the local MLS in an assessment of the submitted appraisal value under review. The cost approach & income approach were considered, however, it was determined that they were not necessary to produce credible assignment results. Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is a legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP 2016-2017 Standard Rule 2-2 (xii). |
| 6000114105 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area | Yes | Yes, the appraiser accurately and sufficiently described the neighborhood. | No | XXX had prior transfer XX/XXXX for $XXX that was not listed in OA. | Yes | Yes, the subject was accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate. | Yes | Yes, the photos were acceptable. | Yes | Yes, the opinion of value was supported by the provided comparables as well as additional market data. | Yes | Yes, HADU was supported and reasonable | Yes | Yes, All required exhibits were present | Subject is a SFR XXX home listed in CX condition which appears reasonable. SX had prior transfer XX/XXXX for $XXX,XXX that was not listed in OA. OA Sales were all homes of similar age, size and utility bracketing subject features. Adjustments appear reasonable and consistent. Xrd party MLS provided no more suitable comparables that would significantly alter the overall opinion of value.OA value estimate appears reasonable and supported. | Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was a comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as other market transactions per the local MLS in an assessment of the submitted appraisal value under review. The cost approach & income approach were considered, however, it was determined that they were not necessary to produce credible assignment results. Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is a legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP 2016-2017 Standard Rule 2-2 (xii). |
| 6000114033 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area | Yes | Yes, the appraiser accurately and sufficiently described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject was accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate. | Yes | Yes, the photos were acceptable. | Yes | Yes, the opinion of value was supported by the provided comparables as well as additional market data. | Yes | Yes, HADU was supported and reasonable | Yes | Yes, All required exhibits were present | Subject is a SFR home located on almost X ac site in XXX community. SX had no online photos, assumed accurate from OA. OA Sales were all homes of similar age, size and utility bracketing subject features. Adjustments appear reasonable and consistent. Xrd party MLS provided no more suitable comparables that would significantly alter the overall opinion of value.OA value estimate appears reasonable and supported. | Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was a comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as other market transactions per the local MLS in an assessment of the submitted appraisal value under review. The cost approach & income approach were considered, however, it was determined that they were not necessary to produce credible assignment results. Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is a legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP 2016-2017 Standard Rule 2-2 (xii). |
| 6000114096 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area | Yes | Yes, the appraiser accurately and sufficiently described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject was accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate. | Yes | Yes, the photos were acceptable. | Yes | Yes, the opinion of value was supported by the provided comparables as well as additional market data. | Yes | Yes, HADU was supported and reasonable | Yes | Yes, All required exhibits were present | Subject is a waterfront SFR home listed in CX which appears reasonable. Subject had prior transfer just before OA effective date and was marketed and sold thru MLS. OA Sales were all homes of similar age, size and utility bracketing subject features. Adjustments appear reasonable and consistent. Xrd party MLS provided no more suitable comparables that would significantly alter the overall opinion of value.OA value estimate appears reasonable and supported. | Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was a comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as other market transactions per the local MLS in an assessment of the submitted appraisal value under review. The cost approach & income approach were considered, however, it was determined that they were not necessary to produce credible assignment results. Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is a legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP 2016-2017 Standard Rule 2-2 (xii). |
| 6000114043 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraiser has accurately and sufficiently described market conditions. | Yes | The appraiser has accurately and sufficiently described the neighborhood. | Yes | The analysis of the subjects prior sales history as well as the provided comps sales history is complete and accurate. | Yes | The subject has been described accurately. | Yes | The subjects quality and condition ratings are accurate based on UAD guidelines. | Yes | The selected comps are suitable with respect to characteristics. | Yes | The selected comps are suitable with respect to location. | Yes | The adjustments made are reasonable. | Yes | The provided photos are of acceptable quality. | Yes | The opinion of market value has been adequately supported as of the effective date of the appraisal. | Yes | The present use is the highest and best use. | Yes | All photos, sketches and maps are present. | I have reviewed the original appraisal report and determined that the concluded value of $XXX,XXX is adequately supported as of the effective date of the appraisal. The appraiser has appropriately bracketed most, if not all, significant features of the subject property within the sales comparison grid. The adjustments applied are reasonable in magnitude and well-supported by market data. Independent research of the local market confirms the availability of several similar properties that have sold, further supporting the indicated value. The selected comps represent reasonable substitutes for the subject property. The photo of the subject was taken from the original appraisal. | The review appraiser does not have a personal or professional relationship with the originating appraiser. |
| 6000114072 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The market data and trends presented in the report are accurate.&nbsp;&nbsp;&nbsp;&nbsp; | No | The neighborhood has been sufficiently described, including any external obsolescence.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Present land use isnâ€™t correct. | Yes | The prior sale/transfer history of the subject and closed comparables is accurate | Yes | It is assumed that the subject is accurately described including upgrades, improvements, and other conditions that are fully described. | Yes | The subject's UAD condition rating appears reasonable based on the review of the report, comments, and photos. All damage/needed repairs are assumed to be documented. | Yes | Most if not all, significant features and characteristics are bracketed. The OA comparables are competing homes/buildings and are acceptable | Yes | The comparables are located within an acceptable proximity from the subject, located in the market area | Yes | The value adjustments made for appropriate and are assumed to be supported within the OA's work file | Yes | The provided photos are of an acceptable quality and document the indicated upgrades to the property. | Yes | The closed comparables are within acceptable proximity and in the subject's market area. Most if not all, significant features are bracketed. The OA comparables are competing homes and are acceptable. These sales and the additional sales reviewed support a value conclusion of $XXX | Yes | The subject's current use is indicated as its highest and best use. The subject use is legal. | Yes | The photos, sketch and maps are provided. | The closed comparables are within acceptable proximity and in the subject's market area. Most if not all, significant features are bracketed. The OA comparables are competing homes and are acceptable. These sales and the additional sales reviewed support a value conclusion of $XXX,XXX | XXX is the OA. This review appraiser has no personal or business relationship with the OA appraiser The reviewer hasn't performed any professional services concerning the subject property in the past 3 years. An extraordinary assumption has been made that there are no adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc) for the subject property and the boundary lines of the property are stated in public records. The appraiser has not reviewed a current survey of the land or the title. Environmental: The value estimated in this report is based on the assumption that the property is not negatively affected by the existence of hazardous substances or detrimental environmental conditions. The appraiser is not an expert in the identification of hazardous substances or detrimental conditions. The appraiser's routine inspection of/and inquiries about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental conditions that affect the property negatively. There were no apparent easements or encroachments observed by the appraiser. Simply because nothing was visible or observed does not mean the appraiser can guarantee the property is free of any easements or encroachments. The appraiser did not check land records and was not provided with any title reports. The appraiser recommends due diligence inquiries be made through local building departments or municipalities or that a survey be procured if necessary. The appraiser makes no guarantees or warranties. There may be recorded or unrecorded easements on the property that were not disclosed to the appraiser. The appraiser did not investigate whether the property is buildable or suitable for the intended use. The appraiser is not an expert or qualified to make conclusions with respect to such investigations and recommends that appropriate due diligence be conducted through local building departments or municipalities. The appraiser makes no guarantees or warranties. The appraiser is not aware of any hidden conditions, easements, or encroachments that might impact buildability or intended use, but simply because nothing is visible or observed does not mean it does not exist. The appraiser recommends further investigation to ensure the property is suitable for the intended use. XXX: Pursuant to Section 1455 of the XXX Administrative Code for Real Estate Appraiser Licensing the following certifications are being added to this appraisal assignment. "The "Client" means the party or parties who engage an appraiser, by employment or contract, in a specific assignment. If an appraisal management company is the party engaging the appraiser, the appraisal management company is considered the client." When an appraisal management company engages an appraiser by employment or contract for a specific assignment, the appraiser shall prominently display the appraisal fee received from the appraisal management company in the certification as follows: "The compensation for this appraisal assignment is $50.00" (Source: Amended at 35 Ill. Reg. 1967, effective January 20, 2011) XXX: The appraisal management companyâ€™s (Consolidated Analytics Inc) XXX registration number is XXX and it expires on XX/XX/XXXX |
| 6000113994 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The market data and trends presented in the report are accurate.&nbsp;&nbsp;&nbsp;&nbsp; | Yes | The neighborhood has been sufficiently described, including any external obsolescence. | Yes | The prior sale/transfer history of the subject and closed comparables is accurate | Yes | It is assumed that the subject is accurately described including upgrades, improvements, and other conditions that are fully described. | Yes | The subject's UAD condition rating appears reasonable based on the review of the report, comments, and photos. All damage/needed repairs are assumed to be documented. | Yes | The subject's UAD condition rating appears reasonable based on the review of the report, comments, and photos. All damage/needed repairs are assumed to be documented. | Yes | The comparables are located within an acceptable proximity from the subject, located in the market area | Yes | The comparables are located within an acceptable proximity from the subject, located in the market area | Yes | The provided photos are of an acceptable quality and document the indicated upgrades to the property. | Yes | The closed comparables are within acceptable proximity and in the subject's market area. Most if not all, significant features are bracketed. The OA comparables are competing homes and are acceptable. These sales and the additional sales reviewed support a value conclusion of $XXX | Yes | The subject's current use is indicated as its highest and best use. The subject use is legal. | Yes | The photos, sketch and maps are provided. | Note that the XXX appears to have included all the sales in the market area, not the competing sales. The subject's micro market of competing homes market trends not supported. Comp X, a XXX property is not quality comparable due to its location. The other comparables are acceptable. The OA completed the cost approach yet stated "Cost Approach was deemed unnecessary for development of a credible appraisal and was not developed." The closed comparables are within acceptable proximity and in the subject's market area. Most if not all, significant features are bracketed. The OA comparables are competing homes and are acceptable. These sales and the additional sales reviewed support a value conclusion of $X,XXX,XXX | XXX is the OA. This review appraiser has no personal or business relationship with the OA appraiser The reviewer hasn't performed any professional services concerning the subject property in the past 3 years. An extraordinary assumption has been made that there are no adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc) for the subject property and the boundary lines of the property are stated in public records. The appraiser has not reviewed a current survey of the land or the title. Environmental: The value estimated in this report is based on the assumption that the property is not negatively affected by the existence of hazardous substances or detrimental environmental conditions. The appraiser is not an expert in the identification of hazardous substances or detrimental conditions. The appraiser's routine inspection of/and inquiries about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental conditions that affect the property negatively. There were no apparent easements or encroachments observed by the appraiser. Simply because nothing was visible or observed does not mean the appraiser can guarantee the property is free of any easements or encroachments. The appraiser did not check land records and was not provided with any title reports. The appraiser recommends due diligence inquiries be made through local building departments or municipalities or that a survey be procured if necessary. The appraiser makes no guarantees or warranties. There may be recorded or unrecorded easements on the property that were not disclosed to the appraiser. The appraiser did not investigate whether the property is buildable or suitable for the intended use. The appraiser is not an expert or qualified to make conclusions with respect to such investigations and recommends that appropriate due diligence be conducted through local building departments or municipalities. The appraiser makes no guarantees or warranties. The appraiser is not aware of any hidden conditions, easements, or encroachments that might impact buildability or intended use, but simply because nothing is visible or observed does not mean it does not exist. The appraiser recommends further investigation to ensure the property is suitable for the intended use. XXX: Pursuant to Section 1455 of the XXX Administrative Code for Real Estate Appraiser Licensing the following certifications are being added to this appraisal assignment. "The "Client" means the party or parties who engage an appraiser, by employment or contract, in a specific assignment. If an appraisal management company is the party engaging the appraiser, the appraisal management company is considered the client." When an appraisal management company engages an appraiser by employment or contract for a specific assignment, the appraiser shall prominently display the appraisal fee received from the appraisal management company in the certification as follows: "The compensation for this appraisal assignment is $50.00" (Source: Amended at 35 Ill. Reg. 1967, effective January 20, 2011) XXX: The appraisal management companyâ€™s (Consolidated Analytics Inc) XXX registration number is XXX and it expires on XX/XX/XXXX |
| 6000114179 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market conditions have been located and are assumed to be relevant to the subject market. | Yes | The neighborhood boundaries have been located and assumed to be accurate based on subject market. | Yes | The sales history for the subject as well as its comps have been located and assumed to be accurate. | Yes | Conditions and additional features are located and relevant to the photos provided. The appraiser has provided sufficient commentary. | Yes | The subjects quality and condition rating appear accurate based on review of the report, comments, and photos with any necessary damages or updating having been noted properly. | Yes | In as much as possible though lot bracketing comps needed | Yes | Acceptable radius parameters have been used with respect to build, condition, location, and feature. | Yes | Acceptable overall though location and lot appear over stated | Yes | The provided photos are acceptable and are reflective of the conditions and/or repairs stated within the report. | Yes | Acceptable based on additional comps and altered adjustments for bracketing | Yes | The subjects current land use is noted as highest and best in regards to location, zoning, and feasibility. | Yes | All photos, maps, and sketches are present | No value given to unpermitted bonus room, acceptable Value not bracketed within adjusted comp values - appears location and lot adjustments overstated, altering these would allow for full bracketing on adjusted values Lot size not bracketed, all comps inferior - bracketing comp located though superior in amenity and condition - XXXXX XXX XXXXX The OA value has been reviewed and the value appears to be within an acceptable range and is reasonable based on the comps provided along with additional comps located within the search reports. Necessary areas of data have been included and explained. Comps are bracketing in common features and offer support for the final value. Reviewer agrees with the value and direction. XXXX XXX XXXXX XXXXX XXX XXXXX |  |
| 6000114041 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market trends and data are accurate. | Yes | The neighborhood is accurately described. | Yes | The analysis of the subject's prior sales history and the sales history for the comps provided is complete and accurate. | Yes | The subject has been accurately described including any upgrades. | Yes | The subject's condition and quality ratings are within USPAP guidelines. | Yes | The comparables are suitable with respect to the subject's characteristics. | Yes | The sales utilized are all from the subject's immediate market area. | Yes | The value adjustments made for features of comparable properties that differ from the subject are appropriate. | Yes | The photos provided support the subject's condition. | Yes | The appraiser's opinion of market value is supported by the comps and market conditions. | Yes | The highest and best use of the subject, as improved, is the subjectâ€™s current use. | Yes | All the required exhibits (photos, sketches, maps) are present. | The subject property is a SFR with X bedrooms, X.X bathrooms, and XXXX square feet, built in XXXX. The subject is in good condition. There are no apparent adverse environmental conditions. No apparent adverse easements or encroachments were noted. No apparent adverse influences were noted. No apparent physical, functional, or external inadequacies were noted. Smoke detectors and carbon monoxide detectors, as required by local regulations, were present and observed at the time of inspection. Water and utilities were on and functional at the time of the appraisal. | Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a field inspection report/BPO product, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of the value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. The subject has access to all necessary supporting facilities including schools, shopping, recreation and employment centers. |
| 6000114008 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | Yes | Yes,Â the appraiser's opinion of market value was adequately supported as of the effective date of the appraisal. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXX Sf, X/X.X, CX condo. All sales are similar in utility, and location. Sale X is a newly constructed condo, like the subject. All views are assumed to be similar due to the limitations of a desktop assignment. Adjustments are supported based on available MLS data. While no sales in the immediate building are available, two pending units were analyzed which support value. Comp selection is acceptable. Value supported. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114074 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | Yes | -7.94% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | No | Sale 4 has been fully renovated, superior to the subject. | Yes | Yes, the comparables were suitable with respect to location. | No | Adjustment for impact was not supported by market data, no similar sales. Condition sales are warranted for sales 1-3. | Yes | Yes, the photos were acceptable. | No | Value inflated due to flawed reconciliation and the use of superior sales. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXX Sf, X/X.X, CX SFR. All sales are similar in utility, age, and GLA, however all sales are superior in condition. MLS photos reflect some updating of sales X-X, while the subject lacks any recent updating. Adjustments are warranted for differences. Sale X has been fully renovated, vastly superior to the subject's condition. Adjustment was applied; however this comp is not a purchase alternative. Adjustment for impact windows was applied across the board, with no market support for adjustment. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114151 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | Yes | -8.60% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | No | OA failed to analyze the subject's location. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | No | all sales are located on interior lots. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | No | Value inflated due to flawed reconciliation and the use of superior sales. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is located on XXX, a well-travelled road. No sales with similar locations were provided. While no comparable sales were available, located on the busy road. A sale located at XXX, closed XX/XX/XXXX for $XXX,XXX, XXXX SF, CX condition, busy road. When compared to XXXX XXX, closed XX/XX/XXXX for $XXX,XXX, XXXX Sf sale condition â€" the location adjustment is X.X%. This adjustment will be applied to sales located on interior lots. The subject is a XXXXSf, X/X, CX SFR. All sales are similar in utility, age, and location. Adjustments are supported. Comp selection is acceptable. However, due to the lack of analysis for location, value is inflated. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114172 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | Yes | -6.02% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | No | Value inflated due to flawed reconciliation and the use of superior sales. Re-sales outside of builder control and other newly constructed homes do not support value. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | The subject is a XXXXSf, X/X, CX townhome. All sales are newly constructed homes, marketed and sold by the builder. Sale X is reported as being a re-sale, however no prior sale information noted on the OA. This sale is also furnished. the OA failed to provide a re-sale to support the use of builder sales. A similar re-sale townhome located at XXXX XXX, closed XX/XX/XXXX for $XXX,XXX - XXXX SF, X/X, pool, similar lot, built in XXXX. This community has similar amenities when compared to the subject. This sale does support a lower value. The subject's purchase price of $XXX,XXX is supported. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114046 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area. | Yes | Yes, the appraiser accurately described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject is accurately described. | Yes | Yes, the subject's condition rating was accurate. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | Yes | Yes, the adjustments were appropriate and appear reasonable based on available data. | Yes | Yes, the photos were acceptable. | Yes | Yes,Â the appraiser's opinion of market value was adequately supported as of the effective date of the appraisal. | Yes | Yes, HBU is correct. | Yes | Yes, all required exhibits are present. | the report was made subject to removal of the security bars on the Xst unit front and rear bedroom or install a safety release latch. XXXXD provided which confirms bars have been removed. The subject is a XXXX Sf, CX, X-family. All sales are similar in utility, age, and location. Adjustments are supported. Comp selection is acceptable. Value supported based on available information. | Data Source: Quantarium MLS data- the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as well as other market transactions per the local MLS in an assessment of the submitted appraisal under review. The cost approach and income approach were considered; however, it was determined that they were not necessary to product credible assignment results. Additional Certifications: Extraordinary assumption shave been involved as of the effective date of this assignment results that: 1: information received from reliable sources, relative the subject property and all comparables is correct and accurate 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. if the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusion and final option of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of the assumptions might affect assignment results per USPAP 2022-2023 Standard Rule 2-2 (xii). |
| 6000114167 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | Yes |  | The subject property is a semi-attached half-duplex with X beds and X.X bath above grade and a finished basement amenity. The subject is located in an area of conforming residences differing in age and style with no negative external influence. The subject's condition is noted as CX in the OA and supported by photos. The comps are reasonable competitive alternative properties, all are similar homes with reasonable adjustments and location within the subject's immediate area. Physical depreciation is calculated in the cost approach by the Age Life The Method. Third party resources support the OA and show average marketing time is X to X months. The highest and best use of the subject property is as-improved. The subject's market is stable with limited REO properties or seller concessions. The subject is a legally permissible use based on its current zoning. Also, the lot size, shape and land-to-building ratio allow the present structure and indicate a good utilization of the improvements. Based on current market conditions, the existing structure/improvement is its financially feasible and maximally productive use. | Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP Standard Rule 2-2 (xii). The inspection is exterior only and is a limited inspection of the subject property. Because of this, a specific as-is value is difficult to provide with absolute certainty based on this limited information. However, within the scope of work of this assignment, the trend that the subject property is most likely to be competitive within is identified and demonstrated by the selected proximate sales. These sales are then weighted/reconciled based on what is known about the subject property based on the exterior inspection to a value within this trend since the client requires a specific valuation conclusion. Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. |
| 6000114015 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market trends and data are accurate. | Yes | The neighborhood is accurately described. | Yes | The analysis of the subject's prior sales history and the sales history for the comps provided is complete and accurate. | Yes | The subject has been accurately described including any upgrades. | Yes | The subject's condition and quality ratings are within USPAP guidelines. | Yes | The comparables are suitable with respect to the subject's characteristics. | Yes | This appraiser selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. Proximity to law enforcement, fire stations, schools, parks, shopping, and employment opportunities is considered average. | Yes | The value adjustments made for features of comparable properties that differ from the subject are appropriate. | Yes | The photos provided support the subject's condition. | Yes | The appraiser's opinion of market value is supported by the comps and market conditions. | Yes | The highest and best use of the subject, as improved, is the subjectâ€™s current use. | Yes | All the required exhibits (photos, sketches, maps) are present. | The subject property is a SFR with X bedrooms, X.X bathrooms, and XXXX square feet, built in XXXX. The subject kitchen and bathrooms updated timeframe unknown. The subject is in CX condition and has features and amenities including an open porch, open patio, two car detached garage, vinyl plank flooring, ceiling fans, standard furnace and central air and hot water heater. The full bathroom contains a standard sink and vanity, fiberglass shower surround, and vinyl plank flooring. The kitchen contains oak cabinets, custom countertops, vinyl plank flooring and standard appliances. Proximity to law enforcement, fire stations, schools, parks, shopping, and employment opportunities is considered average. | Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a field inspection report/BPO product, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of the value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. The subject has access to all necessary supporting facilities including schools, shopping, recreation and employment centers. |
| 6000114017 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market trends and data are accurate. | Yes | The neighborhood is accurately described. | Yes | The analysis of the subject's prior sales history and the sales history for the comps provided is complete and accurate. | Yes | The subject has been accurately described including any upgrades. | Yes | The subject's condition and quality ratings are within USPAP guidelines. | Yes | The comparables are suitable with respect to the subject's characteristics. | Yes | The comparables used are located within the subject's market area. | Yes | The value adjustments made for features of comparable properties that differ from the subject are appropriate. | Yes | The photos provided support the subject's condition. | Yes | The appraiser's opinion of market value is supported by the comps and market conditions. | Yes | The highest and best use of the subject, as improved, is the subjectâ€™s current use. | Yes | All the required exhibits (photos, sketches, maps) are present. | The subject property is a SFR with X bedrooms, X.X bathrooms, and XXXX square feet, built in XXXX. The subject kitchen and bathrooms updated six to ten years ago. The subject property has been well maintained and is in typical condition for the market area. Both the roof and the mechanical systems, including heating, cooling, and plumbing, are consistent with the expected standards for properties in this neighborhood. No significant deficiencies were observed, and the systems appear to function as intended. Based on the inspection and available data, the propertyâ€™s overall condition aligns with comparable properties in the surrounding area. | Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a field inspection report/BPO product, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of the value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. The subject has access to all necessary supporting facilities including schools, shopping, recreation and employment centers. |
| 6000114155 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market trends and data are accurate. | Yes | The neighborhood is accurately described. | Yes | The analysis of the subject's prior sales history and the sales history for the comps provided is complete and accurate. | Yes | The subject has been accurately described including any upgrades. | Yes | The subject's condition and quality ratings are within USPAP guidelines. | Yes | The comparables are suitable with respect to the subject's characteristics. | Yes | The comparables used are located within the subject's market area. | Yes | The value adjustments made for features of comparable properties that differ from the subject are appropriate. | Yes | The photos provided support the subject's condition. | Yes | The appraiser's opinion of market value is supported by the comps and market conditions. | Yes | The highest and best use of the subject, as improved, is the subjectâ€™s current use. | Yes | All the required exhibits (photos, sketches, maps) are present. | The subject property is a SFR with X bedrooms, X.X bathrooms, and XXXX square feet, built in XXXX. No updates in the prior XX Years. The subject property was appraised by the same appraiser in XXXX and at that time had been updated with new windows, electrical, insulation, and plumbing. The third bedroom has been added to the sketch. It was labeled as an office on a prior appraisal that the appraiser completed several years ago however, they have added a closet to the room therefore it is now a bedroom and added to the sketch. Also added the carport to the sketch. The utilities were on and the mechanical and plumbing systems were functional at the time of the inspection. There are some services in the area, however the subject area relies on the town of XXXX X miles southwest for schools, employment, shopping and most needed services. | Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a field inspection report/BPO product, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of the value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is legal use. The subject has access to all necessary supporting facilities including schools, shopping, recreation and employment centers. |
| 6000114006 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal report contains an adequate market analysis offered in support of the opinions & conclusions. | Yes | The appraisal report includes an adequate description of the local market, neighborhood, and competing properties. No factors causing or contributing to external obsolescence were noted by the reviewer nor reported by the appraiser. | Yes | The subject property shows no prior transfers in the past 36 months. The comparable sales show no prior transfers in the prior 12 months, per the appraisal. No conflicting information was discovered during the course of this review. | Yes | The appraisal includes ample photos and exhibits that are consistent with the sketch. The sketch includes exterior dimensions and calculations and appear to be correct. The narrative description of the home is consistent with the photos. | Yes | The evaluations of Condition and Quality ratings are consistent with UAD definitions. | Yes | The appraisal includes three sales and 0 current listings. The selected comparables reflect similar key characteristics. | Yes | The appraisal includes three sales and 0 current listings. The selected comparables reflect a similar location or influence. | Yes | Major features of the subject property are bracketed by the comparable sales. | Yes | The appraisal report includes ample photos of the interior and exterior of the property, and these are consistent with the description, quality and condition ratings. | Yes | The appraisal applies both the cost and sales approach to value. The sales approach is adequately supported and produces credible results. Less weight is given to the cost approach. | Yes | The property is non-complex and the continued use of the existing property is the only use that meets all four tests. | Yes | The appraisal report contains all required exhibits. They are legible and support the opinions and conclusions expressed by the appraiser. | After review of the appraisal report and the data and comparables utilized, the appraiser agrees with the opinion of value stated. The comparables utilized in the report bracket the key characteristics of the subject such as GLA, Site, Age, additional amenities, quality and condition. The adjustments that were made are reasonable and considered appropriate for the market. I would have also considered the following comp XXXX XXX The appraised value falls outside of the range of unadjusted sales prices. |  |
| 6000114181 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Yes, the appraiser accurately and sufficiently described market conditions in the subject's area | Yes | Yes, the appraiser accurately and sufficiently described the neighborhood. | Yes | Yes, the analysis of the subject's prior sales history and the sales history for the provided comps is complete and accurate. | Yes | Yes, the subject was accurately described. | No | OA noted C2 condition which appears at upper end C3 but consistent in comparison to comps. | Yes | Yes, the appraiser's selected comparables were suitable. | Yes | Yes, the comparables were suitable with respect to location. | No | Garage adjustments do not appear consistent to subject | Yes | Yes, the photos were acceptable. | Yes | Yes, the opinion of value was supported by the provided comparables as well as additional market data. | Yes | Yes, HADU was supported and reasonable | Yes | Yes, All required exhibits were present | Subject is a SFR home with prior transfer XX/XXXX for $XXX,XXX. Appears since home has been updated. OA noted CX condition which appears at upper end CX but consistent in comparison to comps. Garage adjustments do not appear consistent to subject. OA Sales were all homes of similar age, size and utility bracketing subject features. Adjustments appear reasonable and consistent. Xrd party MLS provided no more suitable comparables that would significantly alter the overall opinion of value; provided to alt sales that added support to final value.OA value estimate appears reasonable and supported. | Data Source: Quantarium MLS data â€" the extraordinary assumption is made that Quantarium has provided any and all MLS data from the local MLS for this area and such data is correct and accurate as entered by real estate agents in that market area and as presented by Quantarium within their reporting platform. This was a comparative market analysis of the sales/listing comparables in the provided appraisal under review as well as other market transactions per the local MLS in an assessment of the submitted appraisal value under review. The cost approach & income approach were considered, however, it was determined that they were not necessary to produce credible assignment results. Additional Certifications: Extraordinary assumptions have been invoked as of the effective date of the assignment results that: 1. Information received from reliable sources, relative to the subject property and all comparables is correct and accurate. 2. Based on the scope of work of this desktop assignment, the client acknowledges that the appraiser has solely relied on a 1004 appraisal, information and photographs provided by third party sources. 3. If the reviewer was to personally inspect the subject (including any described or photographed damage), it could alter the conclusions & final opinion of value of the subject. An extraordinary assumption has been made that the subject's current use conforms to zoning and that it is a legal use. Extraordinary assumptions have been utilized in this reconciliation and the use of these assumptions might affect assignment results per USPAP 2016-2017 Standard Rule 2-2 (xii). |
| 6000114058 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | Market conditions were described on page 1 of the appraisal form in the neighborhood section & on the 1004MC. | Yes | Neighborhood was described on page 1 of the addendum. There were no external obsolescence noted. | No | Prior sale was noted on Page 2 of the appraisal form, however, there was no analysis as to why the value was much more than when it sold on XX/XX/XXXX. Per prior photos, the subject was completely rehabbed since the sale, and therefore the value was much greater because of the rehab.. | Yes | Subject was accurately described on page 1 of the appraisal form under the improvements section . | Yes | Subject is rated C3/Q4 consistent with UAD guidelines. | No | all comps bracket the subject in effective age, quality, & GLA with similar characteristics, however the 3rd comp (which is the only comp that brackets the unadjusted sales price was a detached residence, when there were available townhome comps that could have been used, see appraiser commentary above). | Yes | All comps are located within a quarter mile of the subject. | Yes | all adjustments appear to be reasonable and consistent. | Yes | all photos, sketches & maps are of good quality. | Yes | Market Value was supported by the comps chosen and both the adjusted and unadjusted sales price were bracketed. | Yes | Per the site section on page 1 of the appraisal form subject's present use is indicated as highest and best. | Yes | Report shows 1004MC, sketch, subject & comp photos, Plat Map, Aerial Map & location map. | Subject is a townhome built in XXXX with X,XXX GLA, X bedrooms, X.X baths on a X,XXX SF site. Please note: CompX was a detached home, there were other townhomes that could have been used to support the value, see below. Value was supported in the appraisal as all comps are within ~X.X mile of the subject, bracket major features of the subject: Condition, Quality, Site Size, Age, GLA, BR, Bath count, & Garage Count. Other (more recent) townhome comps to consider which support the value (all updated): X XXX XXXXX â€" sold on XXX XX, XXXX for $XXX,XXX, X/X, XXXXsqft, XXXXsqft lot, built in XXXX XXXX XXX XXXXX â€" sold on XXX X, XXXX for $XXX,XXX, X/X, XXXsqft, XXXXsqft lot, built in XXXX |  |
| 6000114149 | XXX | Completed | XXX | XXX | XXX | XXX | XXX | XXX | Consolidated Collateral Analysis | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | Fee Simple | XXX | XXX | XXX | No | 0.00% | Yes | The appraisal report contains a very detailed market analysis with many charts and graphs offered in support of the opinions & conclusions. | Yes | The appraisal report includes an adequate description of the local market, neighborhood, and competing properties. No factors causing or contributing to external obsolescence were noted by the reviewer nor reported by the appraiser. | Yes | The subject property shows no prior transfers in the past 36 months. The comparable sales show prior transfers in the prior 12 months, per the appraisal. No conflicting information was discovered during the course of this review. | Yes | The appraisal includes ample photos and exhibits that are consistent with the sketch. The sketch includes exterior dimensions and calculations and appear to be correct. The narrative description of the home is consistent with the photos. | Yes | The evaluations of Condition and Quality ratings are consistent with UAD definitions. | Yes | The appraisal includes four sales and 2 current listings. The selected comparables reflect similar key characteristics. | Yes | The appraisal includes four sales and 2 current listings. The selected comparables reflect a similar location or influence. | Yes | Major features of the subject property are bracketed by the comparable sales. | Yes | The appraisal report includes ample photos of the interior and exterior of the property, and these are consistent with the description, quality and condition ratings. | Yes | The appraisal applies the income, cost and sales approach to value. All three approaches are adequately supported and produce credible results. | Yes | The property is non-complex and the continued use of the existing property is the only use that meets all four tests. | Yes | The appraisal report contains all required exhibits. They are legible and support the opinions and conclusions expressed by the appraiser. | After review of the appraisal report and the data and comparables utilized, the appraiser agrees with the opinion of value stated. The comparables utilized in the report bracket the key characteristics of the subject such as GBA, Site, Age, additional amenities, quality and condition. The adjustments that were made are reasonable and considered appropriate for the market. Site is bracketed within XX sf. |  |

---