# EDGAR Filing Document

**Accession Number:** 0001866189
**File Stem:** 0001085146-23-000982
**Filing Date:** 2023-2
**Character Count:** 24607
**Document Hash:** 0f5ecbff7e17d065e00a698f4901ef41
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-000982.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001085146-23-000982

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Keystone Wealth Services, LLC
- **CENTRAL INDEX KEY:** 0001866189
- **IRS NUMBER:** 834143457
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22010
- **FILM NUMBER:** 23608230

**BUSINESS ADDRESS:**
- **STREET 1:** 73575 EL PASEO
- **STREET 2:** SUITE 2300
- **CITY:** PALM DESERT
- **STATE:** CA
- **ZIP:** 92260
- **BUSINESS PHONE:** 7608187020

**MAIL ADDRESS:**
- **STREET 1:** 73575 EL PASEO
- **STREET 2:** SUITE 2300
- **CITY:** PALM DESERT
- **STATE:** CA
- **ZIP:** 92260

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Keystone Wealth Services LLC<br>**Address:** 73575 EL PASEO<br>SUITE 2300<br>PALM DESERT, CA 92260

**Form 13F File Number:** 028-22010

**CRD Number (if applicable):** 000301924

**SEC File Number (if applicable):** 801-121495

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shad Lamm<br>**Title:** Chief Compliance Officer<br>**Phone:** 888-511-0073

**Signature, Place, and Date of Signing:**

/s/Shad Lamm  Palm Desert, CA  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 186

**Form 13F Information Table Value Total:** $229243070

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 278321 | 2321 | SH |  | SOLE |  | 0 | 0 | 2321 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 669891 | 6102 | SH |  | SOLE |  | 0 | 0 | 6102 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 1291732 | 7993 | SH |  | SOLE |  | 0 | 0 | 7993 |
| ALLEGION PLC | ORD SHS | G0176J109 | BBG003PS7JW0 | 371147 | 3526 | SH |  | SOLE |  | 0 | 0 | 3526 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 744661 | 8440 | SH |  | SOLE |  | 0 | 0 | 8440 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 226945 | 2558 | SH |  | SOLE |  | 0 | 0 | 2558 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 620985 | 13585 | SH |  | SOLE |  | 0 | 0 | 13585 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 1466624 | 17460 | SH |  | SOLE |  | 0 | 0 | 17460 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 616634 | 2348 | SH |  | SOLE |  | 0 | 0 | 2348 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 | BBG00ZNLTFL2 | 251269 | 3939 | SH |  | SOLE |  | 0 | 0 | 3939 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 9709166 | 74726 | SH |  | SOLE |  | 0 | 0 | 74726 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG001S5ND74 | 336465 | 3624 | SH |  | SOLE |  | 0 | 0 | 3624 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 221408 | 12026 | SH |  | SOLE |  | 0 | 0 | 12026 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 201632 | 844 | SH |  | SOLE |  | 0 | 0 | 844 |
| AXT INC | COM | 00246W103 | BBG001S7SPZ7 | 651245 | 148686 | SH |  | SOLE |  | 0 | 0 | 148686 |
| BELPOINTE PREP LLC | UNIT RP LTD LB A | 080694102 | BBG012YQ6253 | 1327200 | 13272 | SH |  | SOLE |  | 0 | 0 | 13272 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 4218399 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1459244 | 4724 | SH |  | SOLE |  | 0 | 0 | 4724 |
| BLACKROCK MUNIHLDNGS CALI QL | COM | 09254L107 | BBG001SBLZS1 | 263474 | 24532 | SH |  | SOLE |  | 0 | 0 | 24532 |
| BOEING CO | COM | 097023105 | BBG001S5P0V3 | 345549 | 1814 | SH |  | SOLE |  | 0 | 0 | 1814 |
| BP PLC | SPONSORED ADR | 055622104 | BBG001S5W4F5 | 269147 | 7705 | SH |  | SOLE |  | 0 | 0 | 7705 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 526649 | 7320 | SH |  | SOLE |  | 0 | 0 | 7320 |
| CALIFORNIA BANCORP INC | COM | 13005U101 | BBG00H2MZSW6 | 624225 | 26250 | SH |  | SOLE |  | 0 | 0 | 26250 |
| CARDINAL HEALTH INC | COM | 14149Y108 | BBG001S7PC34 | 272318 | 3543 | SH |  | SOLE |  | 0 | 0 | 3543 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 297828 | 1659 | SH |  | SOLE |  | 0 | 0 | 1659 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 296459 | 4661 | SH |  | SOLE |  | 0 | 0 | 4661 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG001S5TZM2 | 6555913 | 55559 | SH |  | SOLE |  | 0 | 0 | 55559 |
| CONSOLIDATED EDISON INC | COM | 209115104 | BBG001S5QRL4 | 207467 | 2177 | SH |  | SOLE |  | 0 | 0 | 2177 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 1857008 | 4068 | SH |  | SOLE |  | 0 | 0 | 4068 |
| CUMMINS INC | COM | 231021106 | BBG001S5Q9M3 | 276510 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 354586 | 1336 | SH |  | SOLE |  | 0 | 0 | 1336 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 308283 | 12697 | SH |  | SOLE |  | 0 | 0 | 12697 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 725378 | 8349 | SH |  | SOLE |  | 0 | 0 | 8349 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 452255 | 4100 | SH |  | SOLE |  | 0 | 0 | 4100 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 | BBG00MFP1CK9 | 227010 | 11500 | SH |  | SOLE |  | 0 | 0 | 11500 |
| FIRST TR EXCHANGE-TRADED ALP | MID CP GR ALPH | 33737M102 | BBG001V11W62 | 248003 | 4398 | SH |  | SOLE |  | 0 | 0 | 4398 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 | BBG001SQ1882 | 1361818 | 18170 | SH |  | SOLE |  | 0 | 0 | 18170 |
| FIRST TR EXCHANGE-TRADED FD | RISNG DIVD ACHIV | 33738R506 | BBG005SW6WS0 | 689268 | 15694 | SH |  | SOLE |  | 0 | 0 | 15694 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT BUFER | 33740F847 | BBG00QQFKGH4 | 1647773 | 46390 | SH |  | SOLE |  | 0 | 0 | 46390 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT DEP NOV | 33740F839 | BBG00QQFKRG1 | 2787666 | 85328 | SH |  | SOLE |  | 0 | 0 | 85328 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST NAS100 | 33740U836 | BBG012G2S6M4 | 1293527 | 77736 | SH |  | SOLE |  | 0 | 0 | 77736 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US BUF | 33740F748 | BBG00TSG2686 | 350353 | 9962 | SH |  | SOLE |  | 0 | 0 | 9962 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US DEP | 33740U802 | BBG0101Q66H1 | 1801980 | 61167 | SH |  | SOLE |  | 0 | 0 | 61167 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740F631 | BBG00YXMQGQ8 | 1413961 | 46550 | SH |  | SOLE |  | 0 | 0 | 46550 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U885 | BBG0101Q5ZQ8 | 633985 | 21677 | SH |  | SOLE |  | 0 | 0 | 21677 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740F722 | BBG00VC9S4V5 | 4503836 | 124760 | SH |  | SOLE |  | 0 | 0 | 124760 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U786 | BBG01462JDB8 | 478619 | 16085 | SH |  | SOLE |  | 0 | 0 | 16085 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U208 | BBG00VZR6K84 | 623271 | 18169 | SH |  | SOLE |  | 0 | 0 | 18169 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE DEEP BFR | 33740U406 | BBG00YGC8R49 | 207230 | 6770 | SH |  | SOLE |  | 0 | 0 | 6770 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE EQTY BFR | 33740U505 | BBG00YGC7V96 | 2394895 | 75406 | SH |  | SOLE |  | 0 | 0 | 75406 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST BFR | 33740F623 | BBG00YXMPLL3 | 429126 | 13107 | SH |  | SOLE |  | 0 | 0 | 13107 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST MAR | 33740F599 | BBG00ZR067X4 | 694122 | 22134 | SH |  | SOLE |  | 0 | 0 | 22134 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST US | 33740U307 | BBG00X9DXZP8 | 6513128 | 194596 | SH |  | SOLE |  | 0 | 0 | 194596 |
| FIRST TR EXCHNG TRADED FD VI | US EQT BUFFER | 33740F763 | BBG00RPK2N78 | 1668641 | 46907 | SH |  | SOLE |  | 0 | 0 | 46907 |
| FIRST TR EXCHNG TRADED FD VI | US EQT DEEP DUFR | 33740F771 | BBG00RPLC4T3 | 670025 | 20100 | SH |  | SOLE |  | 0 | 0 | 20100 |
| FIRST TR EXCHNG TRADED FD VI | VEST US BUFFER | 33740F862 | BBG00QQFDN69 | 2948196 | 85073 | SH |  | SOLE |  | 0 | 0 | 85073 |
| FIRST TR EXCHNG TRADED FD VI | VEST US EQTY BUF | 33740F664 | BBG00XS5NBW0 | 2938781 | 89027 | SH |  | SOLE |  | 0 | 0 | 89027 |
| FIRST TR LRG CP VL ALPHADEX | COM SHS | 33735J101 | BBG001ST6916 | 1680077 | 25529 | SH |  | SOLE |  | 0 | 0 | 25529 |
| FIRST TR LRGE CP CORE ALPHA | COM SHS | 33734K109 | BBG001ST68X3 | 2574971 | 32159 | SH |  | SOLE |  | 0 | 0 | 32159 |
| FIRST TR MID CAP CORE ALPHAD | COM SHS | 33735B108 | BBG001ST6943 | 908977 | 10349 | SH |  | SOLE |  | 0 | 0 | 10349 |
| FIRST TR NAS100 EQ WEIGHTED | SHS | 337344105 | BBG001SNH6H6 | 415056 | 4675 | SH |  | SOLE |  | 0 | 0 | 4675 |
| FIRST TR NASDAQ 100 TECH IND | SHS | 337345102 | BBG001SQWVL2 | 282148 | 2681 | SH |  | SOLE |  | 0 | 0 | 2681 |
| FIRST TR SML CP CORE ALPHA F | COM SHS | 33734Y109 | BBG001ST68W4 | 622579 | 7936 | SH |  | SOLE |  | 0 | 0 | 7936 |
| FIRST TR VALUE LINE DIVID IN | SHS | 33734H106 | BBG001SLWD88 | 594017 | 14884 | SH |  | SOLE |  | 0 | 0 | 14884 |
| FIRST TRUST LRGCP GWT ALPHAD | COM SHS | 33735K108 | BBG001ST6961 | 1043960 | 11419 | SH |  | SOLE |  | 0 | 0 | 11419 |
| FLOWERS FOODS INC | COM | 343498101 | BBG001S5R7L7 | 359078 | 12494 | SH |  | SOLE |  | 0 | 0 | 12494 |
| GENERAL MLS INC | COM | 370334104 | BBG001S5RKR2 | 531774 | 6342 | SH |  | SOLE |  | 0 | 0 | 6342 |
| HIGHLAND INCOME FD | HIGHLAND INCOME | 43010E404 | BBG001V1HXF3 | 164466 | 15968 | SH |  | SOLE |  | 0 | 0 | 15968 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 584511 | 1851 | SH |  | SOLE |  | 0 | 0 | 1851 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 | BBG004Q00LJ5 | 508599 | 30166 | SH |  | SOLE |  | 0 | 0 | 30166 |
| INGERSOLL RAND INC | COM | 45687V106 | BBG002R1CW36 | 493449 | 9444 | SH |  | SOLE |  | 0 | 0 | 9444 |
| INNOVATOR ETFS TR | US EQTY PWR BF | 45782C680 | BBG00PVP39R2 | 2868595 | 101185 | SH |  | SOLE |  | 0 | 0 | 101185 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C383 | BBG00S1NDLX9 | 820383 | 26705 | SH |  | SOLE |  | 0 | 0 | 26705 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C573 | BBG00QPZ1F93 | 4463169 | 147836 | SH |  | SOLE |  | 0 | 0 | 147836 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C656 | BBG00Q4028Q9 | 1918854 | 65596 | SH |  | SOLE |  | 0 | 0 | 65596 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C508 | BBG00MYXKL20 | 327925 | 10407 | SH |  | SOLE |  | 0 | 0 | 10407 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C540 | BBG00QYND1G0 | 673123 | 22520 | SH |  | SOLE |  | 0 | 0 | 22520 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C797 | BBG00M4NZTF8 | 1491021 | 49585 | SH |  | SOLE |  | 0 | 0 | 49585 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 | BBG00KJR2976 | 328084 | 2164 | SH |  | SOLE |  | 0 | 0 | 2164 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 4278066 | 16066 | SH |  | SOLE |  | 0 | 0 | 16066 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 387549 | 3997 | SH |  | SOLE |  | 0 | 0 | 3997 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 | BBG005DW06B7 | 1714422 | 41928 | SH |  | SOLE |  | 0 | 0 | 41928 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | BBG001SSD830 | 909842 | 8410 | SH |  | SOLE |  | 0 | 0 | 8410 |
| ISHARES TR | CONV BD ETF | 46435G102 | BBG009BKDMM6 | 413492 | 5952 | SH |  | SOLE |  | 0 | 0 | 5952 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | BBG001V0XLT8 | 495801 | 4756 | SH |  | SOLE |  | 0 | 0 | 4756 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 507051 | 2096 | SH |  | SOLE |  | 0 | 0 | 2096 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 1080281 | 11415 | SH |  | SOLE |  | 0 | 0 | 11415 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 836414 | 9863 | SH |  | SOLE |  | 0 | 0 | 9863 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 21864470 | 56908 | SH |  | SOLE |  | 0 | 0 | 56908 |
| ISHARES TR | CORE TOTAL USD | 46434V613 | BBG006MJCSW0 | 7581662 | 168744 | SH |  | SOLE |  | 0 | 0 | 168744 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG001SP62C7 | 305873 | 3652 | SH |  | SOLE |  | 0 | 0 | 3652 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 2019764 | 44023 | SH |  | SOLE |  | 0 | 0 | 44023 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 10121347 | 119426 | SH |  | SOLE |  | 0 | 0 | 119426 |
| ISHARES TR | FALN ANGLS USD | 46435G474 | BBG00D332C84 | 468432 | 19034 | SH |  | SOLE |  | 0 | 0 | 19034 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | BBG001V1QYX1 | 678348 | 13478 | SH |  | SOLE |  | 0 | 0 | 13478 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 | BBG001S60KQ0 | 558632 | 12461 | SH |  | SOLE |  | 0 | 0 | 12461 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 | BBG00M0P3SC7 | 333040 | 13711 | SH |  | SOLE |  | 0 | 0 | 13711 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 2675170 | 28843 | SH |  | SOLE |  | 0 | 0 | 28843 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 742979 | 11319 | SH |  | SOLE |  | 0 | 0 | 11319 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 2336564 | 32407 | SH |  | SOLE |  | 0 | 0 | 32407 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 710039 | 4866 | SH |  | SOLE |  | 0 | 0 | 4866 |
| ISHARES TR | MSCI USA VALUE | 46432F388 | BBG004FPWGT7 | 1049399 | 11514 | SH |  | SOLE |  | 0 | 0 | 11514 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 2871347 | 27211 | SH |  | SOLE |  | 0 | 0 | 27211 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG001SNVWC8 | 535397 | 17537 | SH |  | SOLE |  | 0 | 0 | 17537 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 213445 | 1014 | SH |  | SOLE |  | 0 | 0 | 1014 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 513962 | 2399 | SH |  | SOLE |  | 0 | 0 | 2399 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 1299912 | 8572 | SH |  | SOLE |  | 0 | 0 | 8572 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 270172 | 1259 | SH |  | SOLE |  | 0 | 0 | 1259 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 289404 | 2087 | SH |  | SOLE |  | 0 | 0 | 2087 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG001S561V2 | 322762 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 1532799 | 8791 | SH |  | SOLE |  | 0 | 0 | 8791 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 222744 | 3808 | SH |  | SOLE |  | 0 | 0 | 3808 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG001SDJVG2 | 599805 | 4974 | SH |  | SOLE |  | 0 | 0 | 4974 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 517492 | 4963 | SH |  | SOLE |  | 0 | 0 | 4963 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 466615 | 5110 | SH |  | SOLE |  | 0 | 0 | 5110 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 653485 | 6139 | SH |  | SOLE |  | 0 | 0 | 6139 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 | BBG001SFGXW8 | 302253 | 6501 | SH |  | SOLE |  | 0 | 0 | 6501 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 | BBG001SQZT52 | 270918 | 5153 | SH |  | SOLE |  | 0 | 0 | 5153 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 972942 | 13061 | SH |  | SOLE |  | 0 | 0 | 13061 |
| ISHARES TR | US HLTHCARE ETF | 464287762 | BBG001SFGXR4 | 282575 | 996 | SH |  | SOLE |  | 0 | 0 | 996 |
| ISHARES TR | US INFRASTRUC | 46435U713 | BBG00KHHFPF1 | 425880 | 11745 | SH |  | SOLE |  | 0 | 0 | 11745 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKPP8 | 2523704 | 111079 | SH |  | SOLE |  | 0 | 0 | 111079 |
| ISHARES U S ETF TR | GSCI CMDTY STGY | 46431W853 | BBG0079TF237 | 356929 | 12662 | SH |  | SOLE |  | 0 | 0 | 12662 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 1477401 | 8363 | SH |  | SOLE |  | 0 | 0 | 8363 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 527873 | 3936 | SH |  | SOLE |  | 0 | 0 | 3936 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 275603 | 2030 | SH |  | SOLE |  | 0 | 0 | 2030 |
| LILLY ELI  CO | COM | 532457108 | BBG001S5STL8 | 236742 | 647 | SH |  | SOLE |  | 0 | 0 | 647 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 216351 | 1086 | SH |  | SOLE |  | 0 | 0 | 1086 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 572401 | 2172 | SH |  | SOLE |  | 0 | 0 | 2172 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 480030 | 4327 | SH |  | SOLE |  | 0 | 0 | 4327 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 254880 | 2118 | SH |  | SOLE |  | 0 | 0 | 2118 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 4903930 | 20448 | SH |  | SOLE |  | 0 | 0 | 20448 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG001SHHZJ3 | 326921 | 4905 | SH |  | SOLE |  | 0 | 0 | 4905 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 287576 | 3440 | SH |  | SOLE |  | 0 | 0 | 3440 |
| NORTHERN DYNASTY MINERALS LT | COM NEW | 66510M204 | BBG001S77X29 | 4692 | 21250 | SH |  | SOLE |  | 0 | 0 | 21250 |
| NUVEEN MUN HIGH INCOME OPPOR | COM | 670682103 | BBG001SD1KZ4 | 120030 | 11608 | SH |  | SOLE |  | 0 | 0 | 11608 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 | BBG001SCTFM1 | 149317 | 12654 | SH |  | SOLE |  | 0 | 0 | 12654 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 368707 | 2523 | SH |  | SOLE |  | 0 | 0 | 2523 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 230653 | 2822 | SH |  | SOLE |  | 0 | 0 | 2822 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG001S5V554 | 348639 | 1198 | SH |  | SOLE |  | 0 | 0 | 1198 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 425312 | 2354 | SH |  | SOLE |  | 0 | 0 | 2354 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 914710 | 17851 | SH |  | SOLE |  | 0 | 0 | 17851 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 826204 | 8163 | SH |  | SOLE |  | 0 | 0 | 8163 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4P7 | 1959856 | 18830 | SH |  | SOLE |  | 0 | 0 | 18830 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 | BBG001TCGQY7 | 379161 | 4077 | SH |  | SOLE |  | 0 | 0 | 4077 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 378093 | 2495 | SH |  | SOLE |  | 0 | 0 | 2495 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 402794 | 3664 | SH |  | SOLE |  | 0 | 0 | 3664 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 308050 | 9564 | SH |  | SOLE |  | 0 | 0 | 9564 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 207623 | 2749 | SH |  | SOLE |  | 0 | 0 | 2749 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 585996 | 12979 | SH |  | SOLE |  | 0 | 0 | 12979 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 283992 | 4328 | SH |  | SOLE |  | 0 | 0 | 4328 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 228662 | 5645 | SH |  | SOLE |  | 0 | 0 | 5645 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 | BBG001S7T107 | 214853 | 2882 | SH |  | SOLE |  | 0 | 0 | 2882 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | BBG001S7SCQ6 | 381145 | 2806 | SH |  | SOLE |  | 0 | 0 | 2806 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG001S8LH99 | 757089 | 2285 | SH |  | SOLE |  | 0 | 0 | 2285 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | BBG001SRXRJ1 | 756043 | 25465 | SH |  | SOLE |  | 0 | 0 | 25465 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 4439764 | 11609 | SH |  | SOLE |  | 0 | 0 | 11609 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 | BBG001SQS7X7 | 291870 | 3243 | SH |  | SOLE |  | 0 | 0 | 3243 |
| SPDR SER TR | PORTFLI HIGH YLD | 78468R606 | BBG0034VNBZ2 | 858904 | 38447 | SH |  | SOLE |  | 0 | 0 | 38447 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 | BBG001STKD11 | 1024684 | 40775 | SH |  | SOLE |  | 0 | 0 | 40775 |
| SPDR SER TR | PORTFOLIO CRPORT | 78464A144 | BBG001V10544 | 1003978 | 35376 | SH |  | SOLE |  | 0 | 0 | 35376 |
| SPDR SER TR | PORTFOLIO S | 78464A847 | BBG001SPT9T9 | 821187 | 19322 | SH |  | SOLE |  | 0 | 0 | 19322 |
| SPDR SER TR | S 600 SMCP GRW | 78464A201 | BBG001SG4275 | 456712 | 6322 | SH |  | SOLE |  | 0 | 0 | 6322 |
| SPDR SER TR | SPDR S | 78464A128 | BBG003HBVT20 | 773688 | 5534 | SH |  | SOLE |  | 0 | 0 | 5534 |
| SPROTT PHYSICAL SILVER TR | TR UNIT | 85207K107 | BBG001T96GD0 | 273403 | 33180 | SH |  | SOLE |  | 0 | 0 | 33180 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 1187628 | 11972 | SH |  | SOLE |  | 0 | 0 | 11972 |
| TARGET CORP | COM | 87612E106 | BBG001SC0K41 | 714223 | 4792 | SH |  | SOLE |  | 0 | 0 | 4792 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 447366 | 3632 | SH |  | SOLE |  | 0 | 0 | 3632 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG001S5SBV6 | 1774526 | 10557 | SH |  | SOLE |  | 0 | 0 | 10557 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG001SDGSH1 | 216276 | 1244 | SH |  | SOLE |  | 0 | 0 | 1244 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 228016 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 1111987 | 5456 | SH |  | SOLE |  | 0 | 0 | 5456 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 4166307 | 11858 | SH |  | SOLE |  | 0 | 0 | 11858 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 218350 | 1375 | SH |  | SOLE |  | 0 | 0 | 1375 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 462489 | 2419 | SH |  | SOLE |  | 0 | 0 | 2419 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 7040200 | 50155 | SH |  | SOLE |  | 0 | 0 | 50155 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 986982 | 21130 | SH |  | SOLE |  | 0 | 0 | 21130 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 761811 | 5017 | SH |  | SOLE |  | 0 | 0 | 5017 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 572431 | 5290 | SH |  | SOLE |  | 0 | 0 | 5290 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 | BBG001SHVR41 | 250306 | 1307 | SH |  | SOLE |  | 0 | 0 | 1307 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 373911 | 9490 | SH |  | SOLE |  | 0 | 0 | 9490 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 836028 | 4024 | SH |  | SOLE |  | 0 | 0 | 4024 |
| VROOM INC | COM | 92918V109 | BBG009NGKQM5 | 12240 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 518119 | 3654 | SH |  | SOLE |  | 0 | 0 | 3654 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 213350 | 1360 | SH |  | SOLE |  | 0 | 0 | 1360 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 1425779 | 34531 | SH |  | SOLE |  | 0 | 0 | 34531 |

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