# EDGAR Filing Document

**Accession Number:** 0002118051
**File Stem:** 0001172661-26-001502
**Filing Date:** 2026-4
**Character Count:** 14215
**Document Hash:** 4f3247648236d20909b90524c45b4fe9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-001502.hdr.sgml**: 20260416

**ACCESSION NUMBER**: 0001172661-26-001502

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260416

**DATE AS OF CHANGE**: 20260416

**EFFECTIVENESS DATE**: 20260416

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Tortuga Wealth Management, Inc
- **CENTRAL INDEX KEY:** 0002118051

**ORGANIZATION NAME:**
- **EIN:** 272554982
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26813
- **FILM NUMBER:** 26866120

**BUSINESS ADDRESS:**
- **STREET 1:** 1957 W CARSON ST.
- **STREET 2:** STE 100
- **CITY:** TORRANCE
- **STATE:** CA
- **ZIP:** 90501
- **BUSINESS PHONE:** 3109060517

**MAIL ADDRESS:**
- **STREET 1:** 1957 W CARSON ST.
- **STREET 2:** STE 100
- **CITY:** TORRANCE
- **STATE:** CA
- **ZIP:** 90501

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Tortuga Wealth Management Inc<br>**Address:** 1957 W CARSON ST.<br>STE 100<br>TORRANCE, CA 90501

**Form 13F File Number:** 028-26813

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Angela Park Sheldon<br>**Title:** Managing Partner Wealth Advisor<br>**Phone:** 310-906-0517

**Signature, Place, and Date of Signing:**

/s/ Angela Park Sheldon  Torrance, CA  04-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 105

**Form 13F Information Table Value Total:** $94937041

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AB ACTIVE ETFS INC | SHORT DURATION H | 00039J830 |  | 252537 | 7027 | SH |  | SOLE |  | 362 | 0 | 6665 |
| AB ACTIVE ETFS INC | ULTRA SHORT INCM | 00039J103 |  | 600373 | 11893 | SH |  | SOLE |  | 665 | 0 | 11228 |
| ABBVIE INC | COM | 00287Y109 |  | 747802 | 3272 | SH |  | SOLE |  | 208 | 0 | 3064 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 453188 | 6700 | SH |  | SOLE |  | 0 | 0 | 6700 |
| ADOBE INC | COM | 00724F101 |  | 210695 | 602 | SH |  | SOLE |  | 10 | 0 | 592 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 993706 | 3174 | SH |  | SOLE |  | 0 | 0 | 3174 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7572680 | 24128 | SH |  | SOLE |  | 2754 | 0 | 21374 |
| AMAZON COM INC | COM | 023135106 |  | 3703048 | 16043 | SH |  | SOLE |  | 1560 | 0 | 14483 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1316358 | 12910 | SH |  | SOLE |  | 2873 | 0 | 10037 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 376017 | 3365 | SH |  | SOLE |  | 1227 | 0 | 2138 |
| AMGEN INC | COM | 031162100 |  | 1737313 | 5309 | SH |  | SOLE |  | 310 | 0 | 4999 |
| APPLE INC | COM | 037833100 |  | 7081233 | 26046 | SH |  | SOLE |  | 2523 | 0 | 23523 |
| AT INC | COM | 00206R102 |  | 998799 | 40208 | SH |  | SOLE |  | 3672 | 0 | 36536 |
| AURORA INNOVATION INC | CLASS A COM | 051774107 |  | 55142 | 14360 | SH |  | SOLE |  | 8875 | 0 | 5485 |
| BANK AMERICA CORP | COM | 060505104 |  | 1522047 | 27673 | SH |  | SOLE |  | 2606 | 0 | 25067 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 616827 | 1226 | SH |  | SOLE |  | 315 | 0 | 911 |
| BLACKROCK CALIF MUN INCOME T | SH BEN INT | 09248E102 |  | 320052 | 29800 | SH |  | SOLE |  | 0 | 0 | 29800 |
| BLACKROCK MUNIHLDNGS CALI QL | COM | 09254L107 |  | 180200 | 17000 | SH |  | SOLE |  | 0 | 0 | 17000 |
| BOEING CO | COM | 097023105 |  | 310047 | 1428 | SH |  | SOLE |  | 0 | 0 | 1428 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 535533 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 583990 | 10827 | SH |  | SOLE |  | 0 | 0 | 10827 |
| BROADCOM INC | COM | 11135F101 |  | 1164970 | 3366 | SH |  | SOLE |  | 310 | 0 | 3056 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 289317 | 6629 | SH |  | SOLE |  | 989 | 0 | 5640 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 677796 | 15241 | SH |  | SOLE |  | 2296 | 0 | 12945 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION | 14020Y409 |  | 527844 | 20294 | SH |  | SOLE |  | 2742 | 0 | 17552 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 322378 | 14239 | SH |  | SOLE |  | 1207 | 0 | 13032 |
| CATERPILLAR INC | COM | 149123101 |  | 207379 | 362 | SH |  | SOLE |  | 0 | 0 | 362 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1701023 | 11161 | SH |  | SOLE |  | 1154 | 0 | 10007 |
| CISCO SYS INC | COM | 17275R102 |  | 1051529 | 13650 | SH |  | SOLE |  | 1600 | 0 | 12050 |
| CITIGROUP INC | COM NEW | 172967424 |  | 220914 | 1893 | SH |  | SOLE |  | 0 | 0 | 1893 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 227723 | 1007 | SH |  | SOLE |  | 0 | 0 | 1007 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1052959 | 1221 | SH |  | SOLE |  | 100 | 0 | 1121 |
| CVS HEALTH CORP | COM | 126650100 |  | 356655 | 4493 | SH |  | SOLE |  | 934 | 0 | 3559 |
| DISNEY WALT CO | COM | 254687106 |  | 207451 | 1823 | SH |  | SOLE |  | 109 | 0 | 1714 |
| ELI LILLY  CO | COM | 532457108 |  | 387958 | 361 | SH |  | SOLE |  | 100 | 0 | 261 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 213397 | 6657 | SH |  | SOLE |  | 0 | 0 | 6657 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 461048 | 3830 | SH |  | SOLE |  | 825 | 0 | 3005 |
| FIRST FNDTN INC | COM | 32026V104 |  | 161700 | 26250 | SH |  | SOLE |  | 0 | 0 | 26250 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 427557 | 23466 | SH |  | SOLE |  | 1700 | 0 | 21766 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 335842 | 4835 | SH |  | SOLE |  | 141 | 0 | 4694 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 465177 | 7762 | SH |  | SOLE |  | 0 | 0 | 7762 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 217906 | 4730 | SH |  | SOLE |  | 249 | 0 | 4481 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST RIS | 33738D879 |  | 294553 | 11225 | SH |  | SOLE |  | 500 | 0 | 10725 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 515042 | 15033 | SH |  | SOLE |  | 0 | 0 | 15033 |
| FRANKLIN TEMPLETON ETF TR | INCOME FOCUS ETF | 35473P439 |  | 213104 | 7600 | SH |  | SOLE |  | 2000 | 0 | 5600 |
| GLOBAL X FDS | S 500 COVERED | 37954Y475 |  | 400382 | 9854 | SH |  | SOLE |  | 0 | 0 | 9854 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 895614 | 50685 | SH |  | SOLE |  | 1107 | 0 | 49578 |
| GOLDMAN SACHS ETF TR | S 500 PREMIUM | 38149W622 |  | 240189 | 4551 | SH |  | SOLE |  | 2349 | 0 | 2202 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 349437 | 397 | SH |  | SOLE |  | 0 | 0 | 397 |
| INNOVATOR ETFS TRUST | QUITY MANAGD FLR | 45783Y673 |  | 325557 | 8830 | SH |  | SOLE |  | 4780 | 0 | 4050 |
| INTEL CORP | COM | 458140100 |  | 602412 | 16325 | SH |  | SOLE |  | 486 | 0 | 15839 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2611626 | 8816 | SH |  | SOLE |  | 1784 | 0 | 7032 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1556140 | 2531 | SH |  | SOLE |  | 347 | 0 | 2184 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 252437 | 1697 | SH |  | SOLE |  | 86 | 0 | 1611 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 263845 | 2741 | SH |  | SOLE |  | 0 | 0 | 2741 |
| ISHARES TR | CORE S ETF | 464287200 |  | 262347 | 382 | SH |  | SOLE |  | 10 | 0 | 372 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 406008 | 2877 | SH |  | SOLE |  | 961 | 0 | 1916 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 212599 | 1768 | SH |  | SOLE |  | 0 | 0 | 1768 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 239066 | 3623 | SH |  | SOLE |  | 1294 | 0 | 2329 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 483116 | 2299 | SH |  | SOLE |  | 956 | 0 | 1343 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 278400 | 5465 | SH |  | SOLE |  | 2296 | 0 | 3169 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 510240 | 10086 | SH |  | SOLE |  | 4983 | 0 | 5103 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1296565 | 6266 | SH |  | SOLE |  | 600 | 0 | 5666 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2262288 | 7022 | SH |  | SOLE |  | 609 | 0 | 6413 |
| MCKESSON CORP | COM | 58155Q103 |  | 5430320 | 6620 | SH |  | SOLE |  | 6611 | 0 | 9 |
| MELCO RESORTS AND ENTMNT LTD | ADR | 585464100 |  | 75700 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1524801 | 2308 | SH |  | SOLE |  | 329 | 0 | 1979 |
| MICROSOFT CORP | COM | 594918104 |  | 5707428 | 11802 | SH |  | SOLE |  | 586 | 0 | 11216 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 239555 | 1350 | SH |  | SOLE |  | 158 | 0 | 1192 |
| NETFLIX INC | COM | 64110L106 |  | 470300 | 5016 | SH |  | SOLE |  | 65 | 0 | 4951 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 244016 | 4797 | SH |  | SOLE |  | 2312 | 0 | 2485 |
| NUVEEN CA QUALTY MUN INCOME | COM | 67066Y105 |  | 214021 | 18122 | SH |  | SOLE |  | 500 | 0 | 17622 |
| NUVEEN CALIFORNIA AMT QLT MU | COM | 670651108 |  | 156744 | 12600 | SH |  | SOLE |  | 0 | 0 | 12600 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 7543551 | 40445 | SH |  | SOLE |  | 6431 | 0 | 34014 |
| OAKTREE SPECIALTY LENDING CO | COM | 67401P405 |  | 234991 | 18446 | SH |  | SOLE |  | 8294 | 0 | 10152 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 366050 | 8902 | SH |  | SOLE |  | 0 | 0 | 8902 |
| ORACLE CORP | COM | 68389X105 |  | 376761 | 1933 | SH |  | SOLE |  | 650 | 0 | 1283 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 474805 | 7891 | SH |  | SOLE |  | 501 | 0 | 7390 |
| PACER FDS TR | TRENDPILOT 100 | 69374H303 |  | 712752 | 9062 | SH |  | SOLE |  | 603 | 0 | 8459 |
| PACER FDS TR | TRENDP US LAR CP | 69374H105 |  | 1164935 | 20960 | SH |  | SOLE |  | 1897 | 0 | 19063 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 71100 | 400 | SH | Put | SOLE |  | 0 | 0 | 400 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 209035 | 1176 | SH |  | SOLE |  | 0 | 0 | 1176 |
| PFIZER INC | COM | 717081103 |  | 474927 | 19073 | SH |  | SOLE |  | 25 | 0 | 19048 |
| QUALCOMM INC | COM | 747525103 |  | 1001549 | 5855 | SH |  | SOLE |  | 600 | 0 | 5255 |
| REALTY INCOME CORP | COM | 756109104 |  | 230797 | 4094 | SH |  | SOLE |  | 300 | 0 | 3794 |
| ROCKET LAB CORP | COM | 773121108 |  | 204319 | 2928 | SH |  | SOLE |  | 2059 | 0 | 869 |
| RTX CORPORATION | COM | 75513E101 |  | 553140 | 3016 | SH |  | SOLE |  | 24 | 0 | 2992 |
| SALESFORCE INC | COM | 79466L302 |  | 632944 | 2389 | SH |  | SOLE |  | 737 | 0 | 1652 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 291592 | 5324 | SH |  | SOLE |  | 790 | 0 | 4534 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 549453 | 3815 | SH |  | SOLE |  | 1232 | 0 | 2583 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 214622 | 4799 | SH |  | SOLE |  | 1706 | 0 | 3093 |
| SOUTHERN CO | COM | 842587107 |  | 778553 | 8928 | SH |  | SOLE |  | 300 | 0 | 8628 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2333798 | 3419 | SH |  | SOLE |  | 621 | 0 | 2798 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 710208 | 1223 | SH |  | SOLE |  | 1220 | 0 | 3 |
| TARGET CORP | COM | 87612E106 |  | 321617 | 3290 | SH |  | SOLE |  | 228 | 0 | 3062 |
| TESLA INC | COM | 88160R101 |  | 1369586 | 3046 | SH |  | SOLE |  | 803 | 0 | 2243 |
| TOAST INC | CL A | 888787108 |  | 378182 | 10650 | SH |  | SOLE |  | 10450 | 0 | 200 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 524554 | 1589 | SH |  | SOLE |  | 30 | 0 | 1559 |
| VANECK ETF TRUST | BDC INCOME ETF | 92189F411 |  | 184010 | 12976 | SH |  | SOLE |  | 5904 | 0 | 7072 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 392042 | 1088 | SH |  | SOLE |  | 506 | 0 | 582 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1248244 | 3723 | SH |  | SOLE |  | 552 | 0 | 3171 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1455043 | 35724 | SH |  | SOLE |  | 1852 | 0 | 33872 |
| VICTORY PORTFOLIOS II | SHARES FREE CASH | 92647X830 |  | 224466 | 5700 | SH |  | SOLE |  | 0 | 0 | 5700 |
| VISA INC | COM CL A | 92826C839 |  | 223112 | 636 | SH |  | SOLE |  | 0 | 0 | 636 |
| VOYA GLBL EQTY DIV  PREM OP | COM | 92912T100 |  | 106341 | 18591 | SH |  | SOLE |  | 0 | 0 | 18591 |

---