# EDGAR Filing Document

**Accession Number:** 0002005743
**File Stem:** 0001907157-25-000021
**Filing Date:** 2025-7
**Character Count:** 10780
**Document Hash:** e803615a1d938a8c79fabfce01747b49
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001907157-25-000021.hdr.sgml**: 20250725

**ACCESSION NUMBER**: 0001907157-25-000021

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250725

**DATE AS OF CHANGE**: 20250724

**EFFECTIVENESS DATE**: 20250725

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** One Degree Advisors Inc
- **CENTRAL INDEX KEY:** 0002005743

**ORGANIZATION NAME:**
- **EIN:** 330940439
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23627
- **FILM NUMBER:** 251148027

**BUSINESS ADDRESS:**
- **STREET 1:** 8880 RIO SAN DIEGO DRIVE
- **STREET 2:** SUITE 1000
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92108
- **BUSINESS PHONE:** 6192823288

**MAIL ADDRESS:**
- **STREET 1:** 8880 RIO SAN DIEGO DRIVE
- **STREET 2:** SUITE 1000
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** One Degree Advisors Inc<br>**Address:** 8880 RIO SAN DIEGO DRIVE<br>SUITE 1000<br>SAN DIEGO, CA 92108

**Form 13F File Number:** 028-23627

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cindi Hill<br>**Title:** Filing Agent<br>**Phone:** 6197955986

**Signature, Place, and Date of Signing:**

Cindi Hill  San Diego, CA  07-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 73

**Form 13F Information Table Value Total:** $280929

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 213 | 1148 | SH |  | SOLE |  | 0 | 0 | 1148 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 849 | 4820 | SH |  | SOLE |  | 0 | 0 | 4820 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 964 | 5438 | SH |  | SOLE |  | 0 | 0 | 5438 |
| AMAZON COM INC | COM | 023135106 |  | 733 | 3344 | SH |  | SOLE |  | 0 | 0 | 3344 |
| APPLE INC | COM | 037833100 |  | 3373 | 16443 | SH |  | SOLE |  | 0 | 0 | 16443 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 414 | 854 | SH |  | SOLE |  | 0 | 0 | 854 |
| BIOCERES CROP SOLUTIONS CORP | SHS | G1117K114 |  | 102 | 23038 | SH |  | SOLE |  | 0 | 0 | 23038 |
| BROADCOM INC | COM | 11135F101 |  | 318 | 1154 | SH |  | SOLE |  | 0 | 0 | 1154 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 556 | 3310 | SH |  | SOLE |  | 0 | 0 | 3310 |
| CATERPILLAR INC | COM | 149123101 |  | 644 | 1660 | SH |  | SOLE |  | 0 | 0 | 1660 |
| CHEVRON CORP NEW | COM | 166764100 |  | 274 | 1919 | SH |  | SOLE |  | 0 | 0 | 1919 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2622 | 2649 | SH |  | SOLE |  | 0 | 0 | 2649 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 5944 | 200290 | SH |  | SOLE |  | 0 | 0 | 200290 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 1082 | 22814 | SH |  | SOLE |  | 0 | 0 | 22814 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 216 | 5125 | SH |  | SOLE |  | 0 | 0 | 5125 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 4203 | 77152 | SH |  | SOLE |  | 0 | 0 | 77152 |
| DIMENSIONAL ETF TRUST | CALIF MUN BD ETF | 25434V633 |  | 4689 | 95156 | SH |  | SOLE |  | 0 | 0 | 95156 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 13030 | 271412 | SH |  | SOLE |  | 0 | 0 | 271412 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 10556 | 249788 | SH |  | SOLE |  | 0 | 0 | 249788 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 50353 | 1404950 | SH |  | SOLE |  | 0 | 0 | 1404950 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 21956 | 706229 | SH |  | SOLE |  | 0 | 0 | 706229 |
| EA SERIES TRUST | INTL QUAN VALUE | 02072L201 |  | 2578 | 92493 | SH |  | SOLE |  | 0 | 0 | 92493 |
| EA SERIES TRUST | INTL QUAN MOMNTM | 02072L300 |  | 2818 | 82997 | SH |  | SOLE |  | 0 | 0 | 82997 |
| EA SERIES TRUST | US QUAN MOMENTUM | 02072L409 |  | 6157 | 94764 | SH |  | SOLE |  | 0 | 0 | 94764 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072L631 |  | 2002 | 87857 | SH |  | SOLE |  | 0 | 0 | 87857 |
| EA SERIES TRUST | US QUAN VALUE | 02072L102 |  | 5889 | 133811 | SH |  | SOLE |  | 0 | 0 | 133811 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 241 | 7788 | SH |  | SOLE |  | 0 | 0 | 7788 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 2352 | 96988 | SH |  | SOLE |  | 0 | 0 | 96988 |
| GRANITESHARES ETF TR | BBG COMMD K 1 | 38747R108 |  | 2825 | 134622 | SH |  | SOLE |  | 0 | 0 | 134622 |
| HOME DEPOT INC | COM | 437076102 |  | 453 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 784 | 1422 | SH |  | SOLE |  | 0 | 0 | 1422 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 908 | 9021 | SH |  | SOLE |  | 0 | 0 | 9021 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 3828 | 45866 | SH |  | SOLE |  | 0 | 0 | 45866 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 209 | 2341 | SH |  | SOLE |  | 0 | 0 | 2341 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 4290 | 44801 | SH |  | SOLE |  | 0 | 0 | 44801 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 871 | 15632 | SH |  | SOLE |  | 0 | 0 | 15632 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 315 | 6223 | SH |  | SOLE |  | 0 | 0 | 6223 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 243 | 1594 | SH |  | SOLE |  | 0 | 0 | 1594 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 348 | 1202 | SH |  | SOLE |  | 0 | 0 | 1202 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 371 | 661 | SH |  | SOLE |  | 0 | 0 | 661 |
| MCKESSON CORP | COM | 58155Q103 |  | 525 | 717 | SH |  | SOLE |  | 0 | 0 | 717 |
| META PLATFORMS INC | CL A | 30303M102 |  | 371 | 504 | SH |  | SOLE |  | 0 | 0 | 504 |
| MICROSOFT CORP | COM | 594918104 |  | 1599 | 3215 | SH |  | SOLE |  | 0 | 0 | 3215 |
| NASDAQ INC | COM | 631103108 |  | 243 | 2724 | SH |  | SOLE |  | 0 | 0 | 2724 |
| NETFLIX INC | COM | 64110L106 |  | 253 | 189 | SH |  | SOLE |  | 0 | 0 | 189 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 895 | 5669 | SH |  | SOLE |  | 0 | 0 | 5669 |
| PACCAR INC | COM | 693718108 |  | 950 | 9997 | SH |  | SOLE |  | 0 | 0 | 9997 |
| PACER FDS TR | TRENDPILOT INTL | 69374H683 |  | 929 | 32056 | SH |  | SOLE |  | 0 | 0 | 32056 |
| PACER FDS TR | TRENDP US LAR CP | 69374H105 |  | 1600 | 31522 | SH |  | SOLE |  | 0 | 0 | 31522 |
| QUALCOMM INC | COM | 747525103 |  | 417 | 2624 | SH |  | SOLE |  | 0 | 0 | 2624 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 14709 | 587661 | SH |  | SOLE |  | 0 | 0 | 587661 |
| SEMPRA | COM | 816851109 |  | 973 | 12844 | SH |  | SOLE |  | 0 | 0 | 12844 |
| SPDR SER TR | PORTFOLIO SH TSR | 78468R101 |  | 358 | 12235 | SH |  | SOLE |  | 0 | 0 | 12235 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 375 | 4708 | SH |  | SOLE |  | 0 | 0 | 4708 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 8657 | 119095 | SH |  | SOLE |  | 0 | 0 | 119095 |
| TESLA INC | COM | 88160R101 |  | 415 | 1308 | SH |  | SOLE |  | 0 | 0 | 1308 |
| TEXAS INSTRS INC | COM | 882508104 |  | 234 | 1130 | SH |  | SOLE |  | 0 | 0 | 1130 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 229 | 3122 | SH |  | SOLE |  | 0 | 0 | 3122 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 32390 | 106571 | SH |  | SOLE |  | 0 | 0 | 106571 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 9032 | 46321 | SH |  | SOLE |  | 0 | 0 | 46321 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 926 | 10404 | SH |  | SOLE |  | 0 | 0 | 10404 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1014 | 15087 | SH |  | SOLE |  | 0 | 0 | 15087 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4934 | 99776 | SH |  | SOLE |  | 0 | 0 | 99776 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 728 | 14497 | SH |  | SOLE |  | 0 | 0 | 14497 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 5402 | 110181 | SH |  | SOLE |  | 0 | 0 | 110181 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 3734 | 63536 | SH |  | SOLE |  | 0 | 0 | 63536 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 6600 | 32247 | SH |  | SOLE |  | 0 | 0 | 32247 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 20073 | 352097 | SH |  | SOLE |  | 0 | 0 | 352097 |
| VICTORY PORTFOLIOS II | VICTORYSHS US | 92647N691 |  | 615 | 12490 | SH |  | SOLE |  | 0 | 0 | 12490 |
| VISA INC | COM CL A | 92826C839 |  | 255 | 720 | SH |  | SOLE |  | 0 | 0 | 720 |
| WALMART INC | COM | 931142103 |  | 261 | 2678 | SH |  | SOLE |  | 0 | 0 | 2678 |
| WELLTOWER INC | COM | 95040Q104 |  | 291 | 1896 | SH |  | SOLE |  | 0 | 0 | 1896 |
| WORKDAY INC | CL A | 98138H101 |  | 369 | 1538 | SH |  | SOLE |  | 0 | 0 | 1538 |

---