# EDGAR Filing Document

**Accession Number:** 0000035315
**File Stem:** 0000035315-23-000159
**Filing Date:** 2023-3
**Character Count:** 210139
**Document Hash:** e62fb8bb675c236b6b791bf64277e6b1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035315-23-000159.hdr.sgml**: 20230323

**ACCESSION NUMBER**: 0000035315-23-000159

**CONFORMED SUBMISSION TYPE**: 485APOS

**PUBLIC DOCUMENT COUNT**: 18

**FILED AS OF DATE**: 20230323

**DATE AS OF CHANGE**: 20230323

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY SALEM STREET TRUST
- **CENTRAL INDEX KEY:** 0000035315
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0430

**FILING VALUES:**
- **FORM TYPE:** 485APOS
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-02105
- **FILM NUMBER:** 23754965

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FIXED INCOME TRUST
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FLEXIBLE BOND FUND
- **DATE OF NAME CHANGE:** 19860904

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY CORPORATE BOND FUND INC
- **DATE OF NAME CHANGE:** 19851225
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY SALEM STREET TRUST
- **CENTRAL INDEX KEY:** 0000035315
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0430

**FILING VALUES:**
- **FORM TYPE:** 485APOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-41839
- **FILM NUMBER:** 23754964

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FIXED INCOME TRUST
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FLEXIBLE BOND FUND
- **DATE OF NAME CHANGE:** 19860904

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY CORPORATE BOND FUND INC
- **DATE OF NAME CHANGE:** 19851225

Securities Act of 1933 Registration No. 002-41839

Investment Company Act of 1940 Registration No. 811-02105

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM N-1A

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 [X]

[ ] Pre-Effective Amendment No. ______

[X] Post-Effective Amendment No. <u>555</u>

and

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 [X]

[X] Amendment No. <u>555</u>

**Fidelity Salem Street Trust**

(Exact Name of Registrant as Specified in Charter)

**245 Summer Street, Boston, Massachusetts 02210**

(Address of Principal Executive Offices)(Zip Code)

Registrant's Telephone Number: **617-563-7000**

**Cynthia Lo Bessette, Secretary and Chief Legal Officer**

**245 Summer Street**

**Boston, Massachusetts 02210**

(Name and Address of Agent for Service)

***It is proposed that this filing will become effective on May 22, 2023 pursuant to paragraph (a)(1) of Rule 485 at 5:30 p.m. Eastern Time.***

## Ex-99.D

**Schedule A**

**Trusts and Portfolios Covered by the Amended and Restated Sub-Advisory Agreement between**

**Fidelity Management & Research Company LLC and**

**Fidelity Management & Research (Hong Kong) Limited**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Name of Trust** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Name of Portfolio** | &nbsp;&nbsp;&nbsp; **Type of Fund** | **Effective Date** |
| Fidelity Advisor Series II | Fidelity Advisor Limited Term Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Advisor Series II | Fidelity Advisor Mortgage Securities Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Advisor Series II | Fidelity Advisor Strategic Income Fund | &nbsp;&nbsp;&nbsp; Asset Allocation | 09/09/2008 |
| Fidelity Advisor Series IV | Fidelity Limited Term Government Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity California Municipal Trust | Fidelity California Limited Term Tax- Free Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity California Municipal Trust | Fidelity California Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity California Municipal Trust II | Fidelity California Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 20% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 30% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 40% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 50% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 60% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 70% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 85% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Colchester Street Trust | Government Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Money Market Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Tax-Exempt Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Treasury Only Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Treasury Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Court Street Trust | Fidelity Connecticut Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Court Street Trust | Fidelity New Jersey Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Court Street Trust II | Fidelity Connecticut Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Court Street Trust II | Fidelity New Jersey Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Hereford Street Trust | Fidelity Government Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Hereford Street Trust | Fidelity Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Hereford Street Trust | Fidelity Treasury Only Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Income Fund | Fidelity Environmental Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/11/2021 |
| Fidelity Income Fund | Fidelity GNMA Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Income Fund | Fidelity Government Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |

---

---

| | | | |
|:---|:---|:---|:---|
| Fidelity Income Fund | Fidelity Intermediate Government Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Income Fund | Fidelity Total Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity MA Municipal Trust | Fidelity Massachusetts Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity MA Municipal Trust | Fidelity Massachusetts Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Conservative Income Municipal Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 07/18/2013 |
| Fidelity Municipal Trust | Fidelity Limited Term Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Michigan Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Minnesota Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Ohio Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Pennsylvania Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust II | Fidelity Michigan Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Municipal Trust II | Fidelity Ohio Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Municipal Trust II | Fidelity Pennsylvania Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity New York Municipal Trust | Fidelity New York Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity New York Municipal Trust II | Fidelity New York Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Newbury Street Trust | Fidelity Tax-Exempt Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Newbury Street Trust | Fidelity Treasury Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Phillips Street Trust | Fidelity Government Cash Reserves | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Conservative Income Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 01/20/2011 |
| Fidelity Salem Street Trust | Fidelity Corporate Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 03/18/2010 |
| Fidelity Salem Street Trust | Fidelity Inflation-Protected Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 05/16/2012 |
| Fidelity Salem Street Trust | Fidelity Intermediate Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Intermediate Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity International Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/18/2019 |
| Fidelity Salem Street Trust | Fidelity Investment Grade Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Long-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Municipal Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 03/07/2019 |
| Fidelity Salem Street Trust | Fidelity Municipal Core Plus Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity Municipal Income 2023 Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 01/07/2013 |
| Fidelity Salem Street Trust | Fidelity Municipal Income 2025 Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 05/31/2017 |
| Fidelity Salem Street Trust | Fidelity SAI International Credit Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Investment Grade Securitized Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Long-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 07/16/2015 |

---

---

| | | | |
|:---|:---|:---|:---|
| Fidelity Salem Street Trust | Fidelity SAI Low Duration Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 05/14/2020 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/07/2019 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 08/29/2017 |
| Fidelity Salem Street Trust | Fidelity SAI Short-Term Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 05/14/2020 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Conservative Income Municipal Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Core Plus Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Low Duration Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI Total Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI U.S. Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 11/19/2015 |
| Fidelity Salem Street Trust | Fidelity Short-Term Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Short-Term Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 07/20/2017 |
| Fidelity Salem Street Trust | Fidelity Short-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Strategic Dividend and Income Fund | &nbsp;&nbsp;&nbsp; Asset Allocation | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Strategic Real Return Fund | &nbsp;&nbsp;&nbsp; Asset Allocation | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Sustainability Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 01/18/2018 |
| Fidelity Salem Street Trust | Fidelity Sustainable Core Plus Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Sustainable Intermediate Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Sustainable Low Duration Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Tactical Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 11/18/2021 |
| Fidelity Salem Street Trust | Fidelity Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity U.S. Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity School Street Trust | Fidelity Advisor Multi-Asset Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 05/14/2015 |
| Fidelity School Street Trust | Fidelity Global Credit Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 04/19/2012 |
| Fidelity School Street Trust | Fidelity Intermediate Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Union Street Trust | Fidelity Arizona Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Union Street Trust | Fidelity Maryland Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Union Street Trust II | Fidelity Arizona Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Union Street Trust II | Fidelity Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Variable Insurance Products Fund V | Asset Manager Portfolio | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Variable Insurance Products Fund V | Asset Manager: Growth Portfolio | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Variable Insurance Products Fund V | Bond Index Portfolio | &nbsp;&nbsp;&nbsp; Fixed Income | 04/16/2018 |
| Variable Insurance Products Fund V | Government Money Market Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Variable Insurance Products Fund V | Investment Grade Bond Portfolio | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Variable Insurance Products Fund V | Strategic Income Portfolio | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Variable Insurance Products Fund V | Investment Grade Bond II Portfolio | &nbsp;&nbsp;&nbsp; Fixed Income | &nbsp;&nbsp;&nbsp;&nbsp; 01/20/2022 |

---

Fidelity Management & Research Company LLC

By: <u>/s/Christopher J. Rimmer</u>

Name: Christopher J. Rimmer

Title: Treasurer

Fidelity Management & Research (Hong Kong) Limited

By: <u>/s/Sharon LeCornu</u>

Name: Sharon LeCornu

Title: Director<br>

## Ex-99.D

**Schedule A**

**Trusts and Portfolios Covered by the Amended and Restated Sub-Advisory Agreement between**

**Fidelity Management & Research Company LLC and**

**Fidelity Management & Research (Japan) Limited**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Name of Trust** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Name of Portfolio** | &nbsp;&nbsp;&nbsp; **Type of Fund** | **Effective Date** |
| Fidelity Advisor Series II | Fidelity Advisor Limited Term Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Advisor Series II | Fidelity Advisor Mortgage Securities Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Advisor Series II | Fidelity Advisor Strategic Income Fund | &nbsp;&nbsp;&nbsp; Asset Allocation | 09/09/2008 |
| Fidelity Advisor Series IV | Fidelity Limited Term Government Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity California Municipal Trust | Fidelity California Limited Term Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity California Municipal Trust | Fidelity California Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity California Municipal Trust II | Fidelity California Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 20% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 30% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 40% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 50% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 60% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 70% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 85% | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Fidelity Colchester Street Trust | Government Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Money Market Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Tax-Exempt Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Treasury Only Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Colchester Street Trust | Treasury Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Court Street Trust | Fidelity Connecticut Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Court Street Trust | Fidelity New Jersey Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Court Street Trust II | Fidelity Connecticut Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Court Street Trust II | Fidelity New Jersey Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Hereford Street Trust | Fidelity Government Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Hereford Street Trust | Fidelity Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Hereford Street Trust | Fidelity Treasury Only Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Income Fund | Fidelity Environmental Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/11/2021 |
| Fidelity Income Fund | Fidelity GNMA Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Income Fund | Fidelity Government Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |

---

---

| | | | |
|:---|:---|:---|:---|
| Fidelity Income Fund | Fidelity Intermediate Government Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Income Fund | Fidelity Total Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity MA Municipal Trust | Fidelity Massachusetts Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity MA Municipal Trust | Fidelity Massachusetts Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Conservative Income Municipal Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 07/18/2013 |
| Fidelity Municipal Trust | Fidelity Limited Term Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Michigan Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Minnesota Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Ohio Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust | Fidelity Pennsylvania Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Municipal Trust II | Fidelity Michigan Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Municipal Trust II | Fidelity Ohio Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Municipal Trust II | Fidelity Pennsylvania Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity New York Municipal Trust | Fidelity New York Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity New York Municipal Trust II | Fidelity New York Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Newbury Street Trust | Fidelity Tax-Exempt Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Newbury Street Trust | Fidelity Treasury Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Phillips Street Trust | Fidelity Government Cash Reserves | &nbsp;&nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Conservative Income Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 01/20/2011 |
| Fidelity Salem Street Trust | Fidelity Corporate Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 03/18/2010 |
| Fidelity Salem Street Trust | Fidelity Inflation-Protected Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 05/16/2012 |
| Fidelity Salem Street Trust | Fidelity Intermediate Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Intermediate Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity International Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/18/2019 |
| Fidelity Salem Street Trust | Fidelity Investment Grade Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Long-Term Treasury Bond Index<br> Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Municipal Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 03/07/2019 |
| Fidelity Salem Street Trust | Fidelity Municipal Core Plus Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity Municipal Income 2023 Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 01/07/2013 |
| Fidelity Salem Street Trust | Fidelity Municipal Income 2025 Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 05/31/2017 |
| Fidelity Salem Street Trust | Fidelity SAI International Credit Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Investment Grade Securitized Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Long-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 07/16/2015 |
| Fidelity Salem Street Trust | Fidelity SAI Low Duration Income Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 05/14/2020 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Bond Index Fund | &nbsp;&nbsp;&nbsp;&nbsp; Fixed Income | 03/07/2019 |

---

---

| | | | |
|:---|:---|:---|:---|
| Fidelity Salem Street Trust | Fidelity SAI Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 08/29/2017 |
| Fidelity Salem Street Trust | Fidelity SAI Short-Term Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 05/14/2020 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Conservative Income Municipal Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Core Plus Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Low Duration Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI Total Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI U.S. Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 11/19/2015 |
| Fidelity Salem Street Trust | Fidelity Short-Term Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Short-Term Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 07/20/2017 |
| Fidelity Salem Street Trust | Fidelity Short-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Strategic Dividend and Income Fund | &nbsp;&nbsp;&nbsp; Asset Allocation | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Strategic Real Return Fund | &nbsp;&nbsp;&nbsp; Asset Allocation | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity Sustainability Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 01/18/2018 |
| Fidelity Salem Street Trust | Fidelity Sustainable Core Plus Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Sustainable Intermediate Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Sustainable Low Duration Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Tactical Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 11/18/2021 |
| Fidelity Salem Street Trust | Fidelity Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Salem Street Trust | Fidelity U.S. Bond Index Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity School Street Trust | Fidelity Advisor Multi-Asset Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 05/14/2015 |
| Fidelity School Street Trust | Fidelity Global Credit Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 04/19/2012 |
| Fidelity School Street Trust | Fidelity Intermediate Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Union Street Trust | Fidelity Arizona Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Union Street Trust | Fidelity Maryland Municipal Income Fund | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Fidelity Union Street Trust II | Fidelity Arizona Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Fidelity Union Street Trust II | Fidelity Municipal Money Market Fund | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Variable Insurance Products Fund V | Asset Manager Portfolio | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Variable Insurance Products Fund V | Asset Manager: Growth Portfolio | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Variable Insurance Products Fund V | Bond Index Portfolio | &nbsp;&nbsp;&nbsp; Fixed Income | 04/16/2018 |
| Variable Insurance Products Fund V | Government Money Market Portfolio | &nbsp;&nbsp;&nbsp; Money Market | 09/09/2008 |
| Variable Insurance Products Fund V | Investment Grade Bond Portfolio | &nbsp;&nbsp;&nbsp; Fixed Income | 09/09/2008 |
| Variable Insurance Products Fund V | Strategic Income Portfolio | &nbsp;&nbsp;&nbsp; Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp; 09/09/2008 |
| Variable Insurance Products Fund V | Investment Grade Bond II Portfolio | &nbsp;&nbsp;&nbsp; Fixed Income | &nbsp;&nbsp;&nbsp;&nbsp; 01/20/2022 |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fidelity Management & Research Company LLC

By: <u>/s/Christopher J. Rimmer</u>

<br>Name: Christopher J. Rimmer

Title: Treasurer

Fidelity Management & Research (Japan) Limited

By: <u>/s/Kirk Roland Neureiter</u>

<br>Name: Kirk Roland Neureiter

Title: Director

## Ex-99.D

**Schedule A**

**Trusts and Portfolios Covered by the Amended and Restated Sub-Advisory Agreement between**

**Fidelity Management & Research Company LLC and**

**FMR Investment Management (UK) Limited**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Name of Trust** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Name of Portfolio** | &nbsp;&nbsp;&nbsp;**Type of Fund** | **Effective Date** |
| Fidelity Advisor Series II | Fidelity Advisor Limited Term Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Advisor Series II | Fidelity Advisor Mortgage Securities Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Advisor Series II | Fidelity Advisor Strategic Income Fund | &nbsp;&nbsp;&nbsp;Asset Allocation | 06/19/2008 |
| Fidelity Advisor Series IV | Fidelity Limited Term Government Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity California Municipal Trust | Fidelity California Limited Term Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity California Municipal Trust | Fidelity California Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity California Municipal Trust II | Fidelity California Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 20% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 30% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 40% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 50% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 60% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 70% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Charles Street Trust | Fidelity Asset Manager 85% | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Colchester Street Trust | Government Portfolio | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Colchester Street Trust | Money Market Portfolio | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Colchester Street Trust | Tax-Exempt Portfolio | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Colchester Street Trust | Treasury Only Portfolio | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Colchester Street Trust | Treasury Portfolio | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Court Street Trust | Fidelity Connecticut Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Court Street Trust | Fidelity New Jersey Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Court Street Trust II | Fidelity Connecticut Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Court Street Trust II | Fidelity New Jersey Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Garrison Street Trust | Fidelity Education Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 11/19/2020 |
| &nbsp;&nbsp;Fidelity Garrison Street Trust | Fidelity Money Market Central Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Garrison Street Trust | VIP Investment Grade Central Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Hereford Street Trust | Fidelity Government Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Hereford Street Trust | Fidelity Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Hereford Street Trust | Fidelity Treasury Only Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |

---

---

| | | | |
|:---|:---|:---|:---|
| Fidelity Income Fund | Fidelity Environmental Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 03/11/2021 |
| Fidelity Income Fund | Fidelity GNMA Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Income Fund | Fidelity Government Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Income Fund | Fidelity Intermediate Government Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Income Fund | Fidelity Total Bond Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity MA Municipal Trust | Fidelity Massachusetts Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity MA Municipal Trust | Fidelity Massachusetts Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Merrimack Street Trust | Fidelity Corporate Bond ETF | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 09/18/2014 |
| Fidelity Merrimack Street Trust | Fidelity Investment Grade Bond ETF | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 11/19/2020 |
| Fidelity Merrimack Street Trust | Fidelity Investment Grade Securitized ETF | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 11/19/2020 |
| Fidelity Merrimack Street Trust | Fidelity Limited Term Bond ETF | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 09/18/2014 |
| Fidelity Merrimack Street Trust | Fidelity Low Duration Bond Factor ETF | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 03/08/2018 |
| Fidelity Merrimack Street Trust | Fidelity Total Bond ETF | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 09/18/2014 |
| Fidelity Municipal Trust | Fidelity Limited Term Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Municipal Trust | Fidelity Michigan Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Municipal Trust | Fidelity Minnesota Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Municipal Trust | Fidelity Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Municipal Trust | Fidelity Ohio Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Municipal Trust | Fidelity Pennsylvania Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Municipal Trust II | Fidelity Michigan Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Municipal Trust II | Fidelity Ohio Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Municipal Trust II | Fidelity Pennsylvania Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity New York Municipal Trust | Fidelity New York Municipal Income Fund | &nbsp;&nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity New York Municipal Trust II | Fidelity New York Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Newbury Street Trust | Fidelity Tax-Exempt Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Newbury Street Trust | Fidelity Treasury Money Market Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Phillips Street Trust | Fidelity Government Cash Reserves | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Revere Street Trust | Fidelity Cash Central Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Revere Street Trust | Fidelity Municipal Cash Central Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Revere Street Trust | Fidelity Securities Lending Cash Central Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Revere Street Trust | Fidelity Tax-Free Cash Central Fund | &nbsp;&nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |

---

---

| | | | |
|:---|:---|:---|:---|
| Fidelity Salem Street Trust | Fidelity Conservative Income Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 01/20/2011 |
| Fidelity Salem Street Trust | Fidelity Corporate Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/18/2010 |
| Fidelity Salem Street Trust | Fidelity Inflation-Protected Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 05/16/2012 |
| Fidelity Salem Street Trust | Fidelity Intermediate Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Intermediate Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity International Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 09/18/2019 |
| Fidelity Salem Street Trust | Fidelity Investment Grade Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Long-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Municipal Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/07/2019 |
| Fidelity Salem Street Trust | Fidelity Municipal Core Plus Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity Municipal Income 2023 Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 01/07/2013 |
| Fidelity Salem Street Trust | Fidelity Municipal Income 2025 Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 05/31/2017 |
| Fidelity Salem Street Trust | Fidelity SAI International Credit Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Investment Grade Securitized Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 11/17/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Long-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 07/16/2015 |
| Fidelity Salem Street Trust | Fidelity SAI Low Duration Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 05/14/2020 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/07/2019 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 08/29/2017 |
| Fidelity Salem Street Trust | Fidelity SAI Short-Term Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 05/14/2020 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Conservative Income Municipal Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Core Plus Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Low Duration Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Sustainable Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity SAI Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI Total Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/08/2018 |
| Fidelity Salem Street Trust | Fidelity SAI U.S. Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 11/19/2015 |
| Fidelity Salem Street Trust | Fidelity Short-Term Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Short-Term Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 07/20/2017 |
| Fidelity Salem Street Trust | Fidelity Short-Term Treasury Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Strategic Dividend and Income Fund | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Strategic Real Return Fund | &nbsp;&nbsp;&nbsp;Asset Allocation | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity Sustainability Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 01/18/2018 |
| Fidelity Salem Street Trust | Fidelity Sustainable Core Plus Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Sustainable Intermediate Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Sustainable Low Duration Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 03/10/2022 |
| Fidelity Salem Street Trust | Fidelity Tactical Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 11/18/2021 |
| Fidelity Salem Street Trust | Fidelity Tax-Free Bond Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Salem Street Trust | Fidelity U.S. Bond Index Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity School Street Trust | Fidelity Advisor Multi-Asset Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 05/14/2015 |
| Fidelity School Street Trust | Fidelity Global Credit Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 04/19/2012 |
| Fidelity School Street Trust | Fidelity Intermediate Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Union Street Trust | Fidelity Arizona Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Union Street Trust | Fidelity Maryland Municipal Income Fund | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Fidelity Union Street Trust II | Fidelity Arizona Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Fidelity Union Street Trust II | Fidelity Municipal Money Market Fund | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Variable Insurance Products Fund V | Asset Manager Portfolio | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Variable Insurance Products Fund V | Asset Manager: Growth Portfolio | &nbsp;&nbsp;&nbsp;Asset Allocation | &nbsp;&nbsp;&nbsp;&nbsp;06/19/2008 |
| Variable Insurance Products Fund V | Bond Index Portfolio | &nbsp;&nbsp;&nbsp;Fixed Income | 04/16/2018 |
| Variable Insurance Products Fund V | Investment Grade Bond II Portfolio | &nbsp;&nbsp;&nbsp;Fixed Income | 01/20/2022 |
| Variable Insurance Products Fund V | Government Money Market Portfolio | &nbsp;&nbsp;&nbsp;Money Market | 06/19/2008 |
| Variable Insurance Products Fund V | Investment Grade Bond Portfolio | &nbsp;&nbsp;&nbsp;Fixed Income | 06/19/2008 |
| Variable Insurance Products Fund V | Strategic Income Portfolio | &nbsp;&nbsp;&nbsp;Asset Allocation | 06/19/2008 |

---

&nbsp;&nbsp;&nbsp;&nbsp;Fidelity Management & Research Company LLC

FMR Investment Management (UK) Limited

By: <u>/s/Christopher J. Rimmer</u>

Name: Christopher J. Rimmer Title: Treasurer

By: <u>/s/Mark D. Flaherty</u>

Name: Mark D. Flaherty Title: Director

## Ex-99.M

DISTRIBUTION AND SERVICE PLAN

Fidelity Salem Street Trust: Fidelity Sustainable Low Duration Bond Fund

Class M Shares

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. This Distribution and Service Plan (the "Plan"), when effective in accordance with its terms, shall be the written Plan contemplated by Rule 12b-1 under the Investment Company Act of 1940, as amended (the "Act") for the Class M ("Class M") Shares of Fidelity Sustainable Low Duration Bond Fund (the "Fund"), a series of Fidelity Salem Street Trust (the "Trust").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. The Trust has entered into a General Distribution Agreement on behalf of the Fund with Fidelity Distributors Company LLC (the "Distributor"), an affiliate of the Fund's investment adviser (the "Adviser"), under which the Distributor uses all reasonable efforts, consistent with its other business, to secure purchasers for the Fund's Shares of beneficial interest ("Shares"). Such efforts may include, but neither are required to include nor are limited to, the following: (1) formulation and implementation of marketing and promotional activities, such as mail promotions and television, radio, newspaper, magazine and other mass media advertising; (2) preparation, printing and distribution of sales literature; (3) preparation, printing and distribution of prospectuses of the Fund and reports to recipients other than the existing shareholders of the Fund; (4) obtaining such information, analyses and reports with respect to marketing and promotional activities as the Distributor may, from time to time, deem advisable; (5) making payments to securities dealers and others engaged in the sale of Shares or who engage in shareholder support services ("Investment Professionals"); and (6) providing training, marketing and support to such dealers with respect to the sale of Shares.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. In consideration for the services provided and the expenses incurred by the Distributor pursuant to the General Distribution Agreement and paragraph 2 hereof, all with respect to Class M Shares, Class M shall pay to the Distributor a fee at the annual rate of 0.00% (or such lesser amount as the Trustees may, from time to time, determine) of the average daily net assets of Class M throughout the month. The determination of daily net assets shall be made at the close of business each day throughout the month and computed in the manner specified in the Fund's then current Prospectus for the determination of the net asset value of the Fund's Class M Shares. The Distributor may use all or any portion of the distribution fee received pursuant to the Plan to compensate Investment Professionals who have engaged in the sale of Class M Shares or in shareholder support services with respect to Class M Shares pursuant to agreements with the Distributor, or to pay any of the expenses associated with other activities authorized under paragraph 2 hereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Separate from any payments made as described in paragraph 3 hereof, Class M shall also pay to the Distributor a service fee at the annual rate of 0.15% (or such lesser amount as the Trustees, may from time to time, determine) of the average daily net assets of Class M throughout the month. The determination of daily net assets shall be made at the close of business each day throughout the month and computed in the manner specified in the Fund's then current Prospectus for the determination of the net asset value of Class M Shares, but shall exclude assets attributable to any other class of Shares of the Fund. In accordance with such terms as the Trustees may from time to time establish, the Distributor may use all or a portion of such service fees to compensate Investment Professionals for personal service and/or the maintenance of shareholder accounts, or for other services for which "service fees" lawfully may be paid in accordance with applicable rules and regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. The Fund presently pays, and will continue to pay, a management fee to the Adviser pursuant to a management agreement between the Fund and the Adviser (the "Management Contract"). It is recognized that the Adviser may use its management fee revenue, as well as its past profits or its resources from any other source, to make payment to the Distributor with respect to any expenses incurred in connection with the distribution of Class M Shares, including the activities referred to in paragraph 2 hereof. To the extent that the payment of management fees by the Fund to the Adviser should be deemed to be indirect financing of any activity primarily intended to result in the sale of Class M Shares within the meaning of Rule 12b-1, then such payment shall be deemed to be authorized by this Plan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. This Plan shall become effective upon the first business day of the month following the approval by a vote of a majority of the Trustees of the Trust, including a majority of Trustees who are not "interested persons" of the Trust (as defined in the Act) and who have no direct or indirect financial interest in the operation of this Plan or in any agreements related to this Plan (the "Independent Trustees"), cast in person at a meeting called for the purpose of voting on this Plan (to the extent required by the 1940 Act).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. This Plan shall, unless terminated as hereinafter provided, remain in effect until January 31, 2023, and from year to year thereafter, provided, however, that such continuance is subject to approval annually by a vote of a majority of the Trustees of the Trust, including a majority of the Independent Trustees, cast in person at a meeting called for the purpose of voting on this Plan (to the extent required by the 1940 Act). This Plan may be amended at any time by the Board of Trustees, provided that (a) any amendment to increase materially the fee provided for in paragraphs 3 and 4 hereof shall be effective only upon approval by a vote of a majority of the outstanding voting securities of Class M and (b) any material amendments of this Plan shall be effective only upon approval in the manner provided in the first sentence in this paragraph.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. This Plan may be terminated at any time, without the payment of any penalty, by vote of a majority of the Independent Trustees or by a vote of a majority of the outstanding voting securities of Class M.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. During the existence of this Plan, the Trust shall require the Adviser and/or Distributor to provide the Trust, for review by the Trustees, and the Trustees shall review, at least quarterly, a written report of the amounts expended in connection with financing any activity primarily intended to result in the sale of Shares of Class M (making estimates of such costs where necessary or desirable) and the purposes for which such expenditures were made.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. This Plan does not require the Adviser or Distributor to perform any specific type or level of distribution activities or to incur any specific level of expenses for activities primarily intended to result in the sale of Class M Shares.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. Consistent with the limitation of shareholder liability as set forth in the Trust's Declaration of Trust or other organizational document, any obligation assumed by Class M pursuant to this Plan and any agreements related to this Plan shall be limited in all cases to Class M and its assets and shall not constitute an obligation of any shareholder of the Trust or of any other class of the Fund, series of the Trust or class of such series.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. If any provision of this Plan shall be held or made invalid by a court decision, statute, rule or otherwise, the remainder of the Plan shall not be affected thereby.

## Ex-99.N

**FIXED INCOME**

**SCHEDULE I, DATED JANUARY 13, 2023, TO MULTIPLE CLASS OF SHARES PLAN FOR FIDELITY FUNDS WITH RETAIL, RETIREMENT AND/OR ADVISOR CLASSES**

**FIDELITY ABERDEEN STREET TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Advisor Freedom 2005 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2010 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2015 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2020 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2025 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2030 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2035 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2040 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2045 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2050 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2055 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2060 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom 2065 Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Advisor Freedom Income Fund: |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Freedom Blend 2005 Fund: |  |  |  |
| Fidelity Freedom Blend 2005 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2010 Fund: |  |  |  |
| Fidelity Freedom Blend 2010 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2015 Fund: |  |  |  |
| Fidelity Freedom Blend 2015 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| lass Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2020 Fund: |  |  |  |
| Fidelity Freedom Blend 2020 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2025 Fund: |  |  |  |
| Fidelity Freedom Blend 2025 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2030 Fund: |  |  |  |
| Fidelity Freedom Blend 2030 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2035 Fund: |  |  |  |
| Fidelity Freedom Blend 2035 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2040 Fund: |  |  |  |
| Fidelity Freedom Blend 2040 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2045 Fund: |  |  |  |
| Fidelity Freedom Blend 2045 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2050 Fund: |  |  |  |
| Fidelity Freedom Blend 2050 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2055 Fund: |  |  |  |
| Fidelity Freedom Blend 2055 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2060 Fund: |  |  |  |
| Fidelity Freedom Blend 2060 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend 2065 Fund: |  |  |  |
| Fidelity Freedom Blend 2065 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Blend Income Fund: |  |  |  |
| Fidelity Freedom Blend Income Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z |  |  |  |
| Class Z6 |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom 2005 Fund: |  |  |  |
| Fidelity Freedom 2005 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2010 Fund: |  |  |  |
| Fidelity Freedom 2010 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2015 Fund: |  |  |  |
| Fidelity Freedom 2015 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2020 Fund: |  |  |  |
| Fidelity Freedom 2020 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2025 Fund: |  |  |  |
| Fidelity Freedom 2025 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2030 Fund: |  |  |  |
| Fidelity Freedom 2030 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2035 Fund: |  |  |  |
| Fidelity Freedom 2035 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2040 Fund: |  |  |  |
| Fidelity Freedom 2040 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2045 Fund: |  |  |  |
| Fidelity Freedom 2045 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2050 Fund: |  |  |  |
| Fidelity Freedom 2050 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2055 Fund: |  |  |  |
| Fidelity Freedom 2055 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2060 Fund: |  |  |  |
| Fidelity Freedom 2060 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom 2065 Fund: |  |  |  |
| Fidelity Freedom 2065 Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom Income Fund: |  |  |  |
| Fidelity Freedom Income Fund\* |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Fidelity Freedom Index 2005 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2010 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2015 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2020 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2025 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2030 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2035 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2040 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2045 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2050 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2055 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2060 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index 2065 Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |
| Fidelity Freedom Index Income Fund: |  |  |  |
| Investor Class |  |  |  |
| Institutional Premium Class |  |  |  |
| Premier Class |  |  |  |

---

**FIDELITY ADVISOR SERIES II**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Advisor Limited Term Bond Fund: |  |  |  |
| Fidelity Limited Term Bond Fund\* |  |  |  |
| Class A<sup>++</sup> | front-end | 0.00 | 0.25 |
| Class M<sup>+++</sup> | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Advisor Mortgage Securities Fund: |  |  |  |
| Fidelity Mortgage Securities Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Advisor Strategic Income Fund:  |  |  |  |
| Fidelity Strategic Income Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |

---

**FIDELITY CALIFORNIA MUNICIPAL TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity California Municipal<br> Income Fund: |  |  |  |
| Fidelity California Municipal<br> Income Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |

---

**FIDELITY CHARLES STREET TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Asset Manager 20%: |  |  |  |
| Fidelity Asset Manager 20%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Asset Manager 30%: |  |  |  |
| Fidelity Asset Manager 30%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Asset Manager 40%: |  |  |  |
| Fidelity Asset Manager 40%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Asset Manager 50%: |  |  |  |
| Fidelity Asset Manager 50%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Asset Manager 60%: |  |  |  |
| Fidelity Asset Manager 60%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Asset Manager 70%: |  |  |  |
| Fidelity Asset Manager 70%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Asset Manager 85%: |  |  |  |
| Fidelity Asset Manager 85%\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Health Savings Fund: |  |  |  |
| Fidelity Health Savings Fund\* |  |  |  |
| Class K |  |  |  |
| Fidelity Sustainable Multi-Asset Fund: |  |  |  |
| Fidelity Sustainable Multi-Asset Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |

---

**FIDELITY INCOME FUND**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Environmental Bond Fund: |  |  |  |
| Fidelity Environmental Bond Fund\* |  |  |  |
| Class A<sup>\*\*\*</sup> | front-end | 0.00 | 0.25 |
| Class M<sup>\*\*\*\*</sup> | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Government Income Fund: |  |  |  |
| Fidelity Government Income Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Managed Retirement Income Fund: |  |  |  |
| Fidelity Managed Retirement Income Fund \* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2005 Fund: |  |  |  |
| Fidelity Managed Retirement 2005 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2010 Fund: |  |  |  |
| Fidelity Managed Retirement 2010 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2015 Fund: |  |  |  |
| Fidelity Managed Retirement 2015 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2020 Fund: |  |  |  |
| Fidelity Managed Retirement 2020 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2025 Fund: |  |  |  |
| Fidelity Managed Retirement 2025 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2030 Fund: |  |  |  |
| Fidelity Managed Retirement 2030 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Managed Retirement 2035 Fund: |  |  |  |
| Fidelity Managed Retirement 2035 Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Class K |  |  |  |
| Class K6 |  |  |  |
| Class Z6 |  |  |  |
| Fidelity Total Bond Fund: |  |  |  |
| Fidelity Total Bond Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |

---

**FIDELITY MUNICIPAL TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Limited Term Municipal Income Fund: |  |  |  |
| Fidelity Limited Term<br> Municipal Income Fund\* |  |  |  |
| Class A<sup>++</sup> | front-end | 0.00 | 0.25 |
| Class M<sup>+++</sup> | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Municipal Income Fund: |  |  |  |
| Fidelity Municipal Income Fund\* |  |  |  |
| Class A<sup>\*\*\*</sup> | front-end | 0.00 | 0.25 |
| Class M<sup>\*\*\*\*</sup> | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |

---

**FIDELITY NEW YORK MUNICIPAL TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity New York Municipal<br> Income Fund: |  |  |  |
| Fidelity New York Municipal<br> Income Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |

---

**FIDELITY SALEM STREET TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Corporate Bond Fund: |  |  |  |
| Fidelity Corporate Bond Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Investment Grade Bond Fund: |  |  |  |
| Fidelity Investment Grade Bond <br> Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Municipal Core Plus Bond Fund: |  |  |  |
| Fidelity Municipal Core Plus Bond Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Municipal Income 2021 Fund: |  |  |  |
| Fidelity Municipal Income 2021<br> Fund\* |  |  |  |
| Class A<sup>++</sup> | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Fidelity Municipal Income 2023 Fund: |  |  |  |
| Fidelity Municipal Income 2023<br> Fund\* |  |  |  |
| Class A<sup>++</sup> | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Fidelity Municipal Income 2025 Fund: |  |  |  |
| Fidelity Municipal Income 2025<br> Fund\* |  |  |  |
| Class A<sup>++</sup> | front-end | 0.00 | 0.25 |
| Class I |  |  |  |
| Fidelity Short-Term Bond Fund: |  |  |  |
| Fidelity Short-Term Bond <br> Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.15 |
| Class M\*\*\*\* | front-end | 0.00 | 0.15 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Strategic Dividend & <br> Income Fund: |  |  |  |
| Fidelity Strategic Dividend<br> & Income Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Strategic Real Return Fund: |  |  |  |
| Fidelity Strategic Real Return Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class K6 |  |  |  |
| Fidelity Sustainable Core Plus Bond Fund: |  |  |  |
| Fidelity Sustainable Core Plus Bond Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Sustainable Intermediate Municipal Income Fund: |  |  |  |
| Fidelity Sustainable Intermediate Municipal Income Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Sustainable Low Duration Bond Fund: |  |  |  |
| Fidelity Sustainable Low Duration Bond Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.15 |
| Class M\*\*\*\* | front-end | 0.00 | 0.15 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Tactical Bond Fund: |  |  |  |
| Fidelity Tactical Bond Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.25 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |

---

**FIDELITY SCHOOL STREET TRUST**

---

| | | | |
|:---|:---|:---|:---|
| **<u>FUND/CLASSES OFFERED</u>** | **<u>SALES CHARGE</u>** | **<u>DISTRIBUTION FEE</u><br> (as a percentage of<br> average net assets)** | **<u>SHAREHOLDER</u>**<br> **<u>SERVICE FEE</u>**<br> **(as a percentage of<br> average net assets)** |
| Fidelity Advisor Multi-Asset Income Fund: |  |  |  |
| Fidelity Multi-Asset Income Fund\* |  |  |  |
| Class A\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Global Credit Fund: |  |  |  |
| Fidelity Global Credit Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Fidelity Intermediate Municipal<br> Income Fund: |  |  |  |
| Fidelity Intermediate Municipal<br> Income Fund\* |  |  |  |
| Class A\*\*\* | front-end | 0.00 | 0.25 |
| Class M\*\*\*\* | front-end | 0.00 | 0.25 |
| Class C | contingent deferred | 0.75 | 0.25 |
| Class I |  |  |  |
| Class Z |  |  |  |
| Class Z |  |  |  |

---

_____________________________________________________________

\* A retail class.

\*\* Class A purchases of $1 million or more may be subject, upon redemption, to a contingent deferred sales charge (CDSC) of 1.00% if redeemed less than 18 months after purchase.

\*\*\* Class A purchases of $1 million or more may be subject, upon redemption, to a CDSC of 0.75% if redeemed less than 18 months after purchase.

\*\*\*\* Class M purchases of $1 million or more may be subject, upon redemption, to a CDSC of 0.25% if redeemed less than one year after purchase.

++ Class A purchases of $250,000 or more will not be subject to a front-end sales charge, but may be subject to a 0.50% CDSC if the intermediary has elected an upfront finder's fee at the time the shares are purchased, or a 0.75% CDSC if the shares purchased are recordkept in a Fidelity Advisor 401(k) Retirement Plan.

+++ Class M purchases of $250,000 or more will not be subject to a front-end sales charge but may be subject to a 0.25% CDSC if a finder's fee is paid at the time the shares are purchased.

## Ex-99.P

**Ethics Office** MyCompliance.fmr.com

![[codeofethicsforpersonalin3.jpg]](codeofethicsforpersonalin3.jpg)

## 2023

## Rules for

## Employee Investing
**CODE OF ETHICS FOR PERSONAL INVESTING**

***Fund Access Version***[Fidelity logo]

## Rules for Employee Investing
These ***Rules for Employee Investing*** contain the ***Code of Ethics for Personal Investing*** and the ***Global Policy on Inside Information.***

The Fund Access Version of the ***Code of Ethics for Personal Investing*** contains rules about owning and trading securities for personal benefit. This version applies to officers, directors, and employees of Fidelity companies that are involved in the management and operations of Fidelity's funds, or have access to non-public information about the funds, including investment advisors to the funds, the principal underwriter of the funds, and anyone designated by the Ethics Office. Keep in mind that if you change jobs within Fidelity, a different version of the ***Code of Ethics*** may apply to you.

The ***Global Policy on Inside Information,*** which applies to every Fidelity employee, contains rules on inside information and how to prevent its unauthorized use or dissemination.

**1** \| *Code of Ethics for Personal Investing*

The *Rules for Employee Investing* are fairly compre- hensive. They cover most of the personal investing sit- uations a Fidelity employee is likely to experience. Yet it's always possible you will encounter a situation that isn't fully addressed by the rules. If that happens, you need to know what to do. The easiest way to make sure you are making the right decision is to follow these three principles:

**Know the policy.**

If you think your situation isn't covered, check again. It never hurts to take a sec- ond look at the rules.

**Seek guidance.**

Asking questions is always appropriate. Talk with your manager or the Ethics Office if you're not sure about the policy require- ments or how they apply to your situation.

Additionally, resources are available at **MyCompliance** to assist you with your questions.

**Use sound judgment.** Analyze the situation and weigh the options. Think about how your decision would look to an outsider.

Understanding and follow- ing the *Rules for Employee Investing* is one of the most important ways we can ensure our customers' inter- ests always come first.

**Rules for All Employees Subject to This *Code of Ethics 4***

**What's Required**

Acknowledging that you understand the rules Complying with securities laws

Reporting violations to the Ethics Office Disclosing securities accounts and holdings in covered securities

Moving covered accounts to Fidelity

Moving holdings in Fidelity funds to Fidelity

Disclosing transactions of covered securities

Disclosing gifts and transfers of ownership of covered securities

Getting approval before engaging in private securities transactions

Clearing trades in advance (pre-clearance) Surrendering 60-day gains (60-Day Rule)

**What's Prohibited** Trading restricted securities Selling short

Participating in an IPO

Participating in an investment club

Investing in a hedge fund

Excessive trading

Buying securities of certain broker-dealers Trading after a research note

Profiting from knowledge of fund transactions

Influencing a fund to benefit yourself or others Attempting to defraud a client or fund

Using a derivative to get around a rule

**Additional Rules for Traders, Research Analysts, and Portfolio Managers 12**

*All rules listed above plus the rules in this section*

**What's Required**

Notification of your ownership of covered securities in a research note

Disclosing trading opportunities to the funds before personally trading

**What's Prohibited**

Trading within seven days of a fund you manage

**Key Concepts 14**

**CONTACT INFORMATION**

**Ethics Office (including Pre-Clearance)**

**Phone**: +1 (800) 580-8780

**Email**: ethics.office@fmr.com

**Web**: MyCompliance.fmr.com

**Pre-clearance**: preclear.fmr.com (internal) or preclear.fidelity.com (external)

**2** **\|** *Global Policy on Inside Information*

**Other policies you should be aware of** **(available at MyCompliance.fmr.com)**

There are other policies that you need to be familiar with, including:

* &nbsp;&nbsp;&nbsp;&nbsp;Professional Conduct and Reporting of Criminal Matters and Other Events Policy, Personal Conflicts of Interest Policy, and other Fidelity-wide policies

* &nbsp;&nbsp;&nbsp;&nbsp;Inclusive & Respectful Workplace (prohibiting discrimination and harassment) Policy

* &nbsp;&nbsp;&nbsp;&nbsp;Electronic Communications, Social Media, & Systems Usage Policy

* &nbsp;&nbsp;&nbsp;&nbsp;Information Protection Policy

* &nbsp;&nbsp;&nbsp;&nbsp;Anti-Money Laundering Policy

* &nbsp;&nbsp;&nbsp;&nbsp;Corporate Gifts & Entertainment Policy

* &nbsp;&nbsp;&nbsp;&nbsp;Outside Business Activities Policy

* &nbsp;&nbsp;&nbsp;&nbsp;Global Anti-Corruption Policy and applicable Supplements to the Global Anti-Corruption Policy

**Scope**

**Policy Requirements**

Call your MNPI Designated Contact if you think you may have become aware of inside information

Refrain from sharing inside information with anyone else

Refrain from trading or transferring any security of the issuer to which the inside information relates

Comply with any information barriers to which you are made subject

![[codeofethicsforpersonalin5.gif]](codeofethicsforpersonalin5.gif)

1 *Code of Ethics for Personal Investing*

*Fund Access Version*

**Following the rules — in letter and in spirit**

This Fund Access Version of the ***Code of Ethics*** contains rules about owning and trading securities for personal benefit. Certain rules, which are noted, apply both to you and to anyone else who is a covered person (see Key Concepts on page 14).

You have a fiduciary duty to never place your personal interests ahead of the interests

of Fidelity's clients, including shareholders of the Fidelity funds. This means never taking unfair advantage of your relationship to the funds or Fidelity in attempting to benefit yourself or another party. It also means avoiding any actual or potential conflicts of interest with the funds or Fidelity when managing your personal investments.

Because no set of rules can anticipate every possible situation, it is essential that you follow these rules not just in letter, but in spirit as well. Any activity that compromises Fidelity's integrity, even if it does not expressly violate a rule, has the potential to harm Fidelity's reputation and may result in scrutiny or further action from the Ethics Office.

**To Do**

* Promptly take action on any emails or alerts that you receive from the Ethics Office requiring you to acknowledge the Code of Ethics. All employees need to acknowledge within 10 days of receipt.

**WHAT'S REQUIRED**

**Acknowledging that you understand the rules**

When you begin working for Fidelity, and again each year, you are required to:

* acknowledge that you understand and will comply with all rules that apply to you

* authorize Fidelity to have access to all your covered accounts (see Key Concepts on page 14) and to obtain and review account and transaction data (including duplicate copies of non-Fidelity account statements) for compliance or employment-related purposes

* acknowledge that you will comply with any new or existing rules that become applicable to you in the future

**To Do**

* Promptly take action on any emails or alerts that you receive from the Ethics Office requiring you to acknowledge the Code of Ethics. All employees need to acknowledge within 10 days of receipt.

**Complying with securities laws**

In addition to complying with these rules and other company-wide policies, you need to comply with U.S. securities laws

and any other securities laws to which you are subject.

**Reporting violations to the Ethics Office**

If you become aware that you or someone else has violated any of these rules, you need to promptly

report the violation.

**To Do**

 Call the Ethics Office Service Line at 617-563-5566 or 800-580-8780.

 Call the Chairman's Line at 800-242-4762 if you would prefer to speak on a non-recorded line.

**Disclosing securities accounts**

Youmustdiscloseallsecuritiesaccounts—thosethat hold covered securities (see Key Concepts onpage 14) and those that do not. You must also dis-close all covered securities held in your coveredaccountsandthosenotheldinanaccount.Thisrule covers not only securities accounts and hold-ings under your own name or control, but alsothose under the name or control (including tradingdiscretion or investment control) of your coveredpersons (see Key Concepts on page 14). It includessecurities accounts held at Fidelity as well as thoseheld at other financial institutions. Informationregarding these holdings must not be more than 45days old when you submit it.

**ToDo**

***Employees newly subject to this rule***

Within 10 days of hire or of being notified by the Ethics Office that this version of the Code of Ethics applies to you,you will be asked to certify as to your understanding of the applicable Code of Ethics and, in conjunction with your certification, you will be required to disclose all your securities accounts and holdings in covered securities not held in an account. Submit the most recent statement for each securities account listed to the Ethics Office if not held at Fidelity

***Current employees***

* Each year, you will be asked to complete an Annual Code of Ethics Certification. You will berequired to confirm that all information previously disclosed is accurate and complete. 

* As soon as any new securities account is opened, or a preexisting securities account becomes asso- ciated with you (such as through marriage or inheritance), complete an Account Disclosure Form (available at MyCompliance.fmr.com) with the new information and submit it promptly to the Ethics Office. 

* On your next Quarterly Trade Verification, confirm that the list of disclosed securities accounts in the appropriate section of the report is accurate and complete.

**Moving covered accounts to Fidelity**

You and your covered persons need to maintain all covered accounts (see Key Concepts on page 14) at Fidelity Brokerage Services LLC (FBS).

**Exceptions — No Approval Required**

You and your covered persons may open and/or maintain an account(s) at Digital Brokerage Services LLC (DBS) without obtaining prior approval from the Ethics Office.

**Exceptions — Approval Required**

With prior written approval from the Ethics Office, you and your covered persons can maintain a covered account at a broker-dealer other than FBS and/or DBS if any of the exceptions below apply. Note that approval must be obtained prior to opening any new covered account outside FBS (other than at DBS):

* it contains only securities that cannot be transferred 

* it exists solely for investment products or investment services that FBS does not provide — Note: Approval will not be granted for requests based on ancillary account features or promotional offers 

* it exists solely because your covered person's employer also prohibits external covered accounts 

* it is a discretionary managed account (see Key Concepts on page 14) 

* it is associated with an ESOP (employee stock option plan) in which a covered person is a participant through his or her current employer, or was from a previous employer, and for which the employee has options that have not yet vested 

* it is associated with an ESPP (employee stock pur- chase plan) in which a covered person is a participant through his or her current employer 

* it is required by a direct purchase plan, a dividend reinvestment plan, or an automatic investment plan with a public company (collectively, "automatic investment plans") in which regularly scheduled purchases are made or planned on a monthly basis 

* it is required by a trust agreement 

* it is associated with an estate of which you or any of your covered persons are the executor and involvement with the account is temporary 

* transferring the account would be inconsistent with other applicable rules

**To Do**

* Transfer assets to an FBS account. 

* Close all external covered accounts except for those that you have received written permission to maintain (other than DBS accounts). Note that you must disclose all covered accounts which were still open as of your date of hire, even if those accounts are in the process of being closed or transferred to an FBS account. 

* For permission to maintain an external covered account, submit a completed Account Exception Request form (available at MyCompliance.fmr.com) to the Ethics Office. Follow the specific instructions for each type of account and provide a current statement for each account. 

* Comply with any Ethics Office request for duplicate reporting, such as account statements and transaction reports.

**Moving holdings in Fidelity funds to Fidelity**

You and your covered persons need to maintain hold- ings in shares of Fidelity funds in a Fidelity account.

**Exceptions — No Approval Required**

* You and your covered persons can continue to maintain a preexisting interest in either of the following: a Fidelity money market fund a variable annuity or life insurance product whose underlying assets are held in

* You and your covered persons can hold shares of Fidelity funds in a DBS account

**Exceptions — Approval Required**

With prior written approval from the Ethics Office, you or your covered persons can maintain holdings in Fidelity funds in an account outside Fidelity (other than at DBS) if any of the following apply:

* the holdings are in a defined benefit or contribution plan, such as a 401(k), that is administered by a company at which a covered person is currently employed 

* the holdings are in a retirement plan and transferring them would result in a tax penalty 

* the holdings are in a discretionary managed account (see Key Concepts on page 14) 

* maintaining the holdings in the external account is required by a trust agreement 

* the holdings are associated with an estate of which you or any of your covered persons is the executor, and involvement with the account is temporary 

* you can show that transferring the holdings would create a significant hardship

**To Do**

* Transfer shares of Fidelity funds to a Fidelity account except for those that you have received written permission to maintain (other than DBS accounts). 

* For permission to maintain shares of Fidelity funds in an account at another financial institution, submit a completed Account Exception Request form (available at MyCompliance.fmr.com). Attach a current statement for each account you list on the form. Forward the form and statement(s) to the Ethics Office.

**Automatic investment plan**

A program in which regular periodic purchases (or withdrawals) are made automatically in (or from) covered accounts according to a set schedule and allocation.

**Disclosing transactions of covered securities**

You need to disclose transactions of covered securities made by you and your covered persons. For accounts held at FBS and DBS that you have disclosed, the Ethics Office will receive transaction reports automatically. For approved covered accounts held outside FBS or DBS, comply with any Ethics Office requests for duplicate reporting. For any other transactions in covered securities (for example, if you or any of your covered persons purchases interests in a Fidelity-advised investment product in a non-brokerage account outside Fidelity), you need to disclose this transaction information to the Ethics Office.

**Exception**

* You do not have to report transactions in a covered account if the transactions are being made through an approved discretionary managed account or under an automatic investment plan (see Key Concepts on page 14) and the details of the account or plan have been provided to the Ethics Office.

**To Do**

* For transactions in covered securities not made through a covered account, submit a completed Security Transactions report (available at MyCompliance.fmr.com) to the Ethics Office within 30 days following the end of the quarter in which the transaction was completed. 

* When requested each quarter, promptly confirm or update your transaction history in covered securities on the Quarterly Trade Verification. 

* Provide the details of any automatic investment plan to the Ethics Office.

**Disclosing gifts and transfers of ownership of covered securities**

You need to notify the Ethics Office of any covered securities that you or your covered persons give, donate, or transfer to another party, or that you or your covered persons receive from another party. This includes, among other things, inheritances of covered securities and donations of covered securities to charities.

**To Do**

* Complete a Security Transactions report (available at MyCompliance.fmr.com) within 30 days following the end of the quarter during which the gift or transfer was made. 

* When requested each quarter, promptly confirm or update your history of giving, donating, trans- ferring, or receiving covered securities on the Quarterly Trade Verification.

**Exception**

* You do not have to submit a Security Transactions report for any gifts, donations, or transfers of covered securities if being made to a Fidelity Charitable Giving Account. The Ethics Office will arrange to get reporting from Fidelity Charitable and will update the Quarterly Trade Verification.

**Getting approval before engaging in private securities transactions**

You and your covered persons need prior written approval from the Ethics Office for each and every intended investment in a private placement or other private securities transaction in covered securities, including non-public limited entities (e.g., limited part- nerships, LLCs, S Corporations, or other legal entities). This includes any add-on, any subsequent investment, or any investment whose terms materially differ from any previous approval you may have received.

**To Do**

* Before engaging in any private securities transaction, submit a Private Securities Request form (available at MyCompliance.fmr.com). 

* Report the final transaction within 30 days following the end of the quarter in which it was completed using a Security Transactions report (available at MyCompliance.fmr.com). 

* When requested each quarter, promptly confirm or update your transaction history in private securities transactions on the Quarterly Trade Verification. 

* Confirm your holdings in completing your Annual Code of Ethics Certification.

For private securities transactions offered by a Fidelity company, the Ethics Office will typically preapprove such investments for employees who are offered an opportunity to invest. In such cases, you will receive notification that the offering has been preapproved by the Ethics Office.

**Prohibited transaction**

You and your covered persons are prohibited from selling and/or offering your privately held shares into an IPO.

**Clearing trades in advance (pre-clearance)**

You and your covered persons must obtain pre- clearance approval before placing any orders to buy, sell, or tender a covered security (see "How to Pre- Clear a Trade" in the sidebar). The purpose of this rule is to reduce the possibility of conflicts between personal trades in covered securities and trades made by the funds. When you apply for pre- clearance, you are not just asking for approval, you are giving your word that you and your covered persons:

* do not have any inside information on the security you want to trade (see Global Policy on Inside Information on page 15) 

* are not using knowledge of actual or potential fund trades to benefit yourself or others 

* believe the trade is available to the general investor on the same terms 

* will provide any relevant information requested by the Ethics Office

Generally, requests will not be approved if it is deter-mined that your transaction may take advantage of trading by the funds or create an actual or perceived conflict of interest with fund trades.

*Note:* If a non-covered person has authority to trade on one of your covered account(s), the non-covered person is also expected to pre-clear trades for that covered account.

**The rules of pre-clearance**

It is important to understand the following rules before requesting pre-clearance for a trade:

* You have to request — and receive — pre- clearance approval during the market session in which you intend to trade and prior to placing the trade. 

* Pre-clearance approval is only good during the market session for which you receive it. If you do not trade during the market session for which you were granted approval, it expires. 

* Place day orders only (orders that automatically expire at the end of the trading session). Good-til- cancelled orders (such as orders that stay open indefinitely until a security reaches a specified market price) are not permitted. 

* Check the status of all orders at the end of the market session and cancel any orders that have not been executed. If any covered person leaves an order open and it is executed the next day (or later), it will generate a violation that will be assigned to you. 

* Trade only during the regular market hours, or the after-hours trading session, of the exchange(s) where the security in question is traded. 

* Place requests for pre-clearance after the market has been open for a while, as pre-clearance is not available right at market opening. To find out when pre-clearance for a given market typically becomes available, visit preclear.fmr.com (internal) or preclear.fidelity.com (external). 

* Unless an exception listed below applies or the Ethics Office has instructed you otherwise, these pre-clearance rules apply to all your covered accounts — including Fidelity accounts and any outside covered accounts that belong to you or any of your covered persons.

**Exceptions**

You do not need to pre-clear trades or transactions in certain covered securities. These include:

* shares of Fidelity funds 

* exchange-traded funds (ETFs) 

* options and futures that are based on an index (e.g., S&P 100 and S&P 500) or that are based on one or more instruments that are not covered securities (e.g. commodities, currencies, and U.S. Treasuries; see Key Concepts on page 14 for an expanded list of non-covered securities) 

* securities being transferred as a gift or a donation 

* automatic dividend reinvestments 

* subscription rights 

* currency warrants 

* the regular exercise of an employee stock option (note that any resulting sale of the underlying stock at current market prices must be pre- cleared)

With the prior written approval of the Ethics Office, there are a few situations where you may be permitted to trade without pre-clearing. These situations are:

* trades in a discretionary managed account (see Key Concepts on page 14) 

* trades made through an automatic investment plan, the details of which have been disclosed to the Ethics Office in advance 

* when you can show that a repeated rejection of your pre-clearance request is causing a significant hardship

**To Do**

* Before placing any trade in a covered security, pre-clear it using the Fidelity Global Pre-Clearance System, available at preclear.fmr.com (internal) and preclear.fidelity.com (external). 

* Immediately cancel any good-til-cancelled orders in your covered accounts.

**Delegating pre-clearance responsibilities**

In very limited circumstances, you may, with the prior written approval of the Ethics Office, designate someone to obtain pre- clearance approvals for you. In such a case, the agent is responsible for obtaining the correct approvals, and you are responsible for maintain- ing reasonable supervision over that person's activities related to pre-clearance.

<br>![](f20230228165350.jpg)

**Surrendering 60-day gains (60-Day Rule)**

Any sale of covered securities in a covered account will be matched against any purchases of that security, or its equivalent, in the same account during the previ- ous 60 days (starting with the earliest purchase in the 60-day period). Any gain resulting from any matched transactions must be surrendered. For specific informa- tion about how certain option transactions are treated under this rule, see the sidebar and the examples below. In addition, the premium received from the opening of an option position in which the expiration of that contract will occur within the next 60 days must be surrendered (e.g., selling a call to open or selling a put to open that expires within 60 days). Gains are calculated differently under this rule than they would be for tax purposes. Neither losses nor potential tax liabilities will be offset against the amount that must be surrendered under this rule.

Exceptioins

This rule does not apply:

* to transactions in shares of Fidelity funds 

* to transactions in options and futures on, or ETFs that track, the following indexes: Dow Jones Industrial Average, FTSE 100, FTSE 250, Hang Seng, MSCI China, MSCI EAFE, MSCI EM, NASDAQ 100, Nikkei 225, NSE S&P CNX Nifty Nifty 50), Russell 1000, Russell 2000, Russell 3000, S&P 100, S&P 500, S&P Europe 350, S&P MidCap 400, and S&P/TSX 60 

* to transactions in options, futures, and ETFs based on one or more instruments that are not covered securities (e.g., commodities, currencies, and U.S. Treasuries; see Key Concepts on page 14 for an expanded list of non-covered securities) 

* to transactions made in a discretionary managed account (see Key Concepts on page 14) that has been approved by the Ethics Office 

* to transactions under an automatic investment plan, and the details of the plan have been provided to the Ethics Office 

* to tax-planning transactions, provided that there is a demonstration of how the proposed transaction relates to the covered person's tax strategy; this exception is not automatic, is granted on a case-by-case basis, and requires advanced review and written approval of the Ethics Office 

* when the rule would impose a substantial unforeseen personal financial hardship on the employee; this excep- tion is not automatic, is granted on a case-by-case basis, and requires advanced review and written approval of the Ethics Office (note that an employee seeking relief must establish a bona fide financial hardship, such as unforeseen medical expenses, and should be prepared to demonstrate, among other things, that he or she possesses no other assets to meet the financial need)

**To Do**

* Before trading a covered security in a covered account that might trigger the 60-Day Rule, make sure you understand how much may have to be surrendered. The calculation may be complicated, especially if options or multiple prior purchases are involved. If you have any questions about this pro-vision, call the Ethics Office at 617-563-5566 or 800-580-8780. 

* To request permission for a tax-planning or hard-ship exception, you must contact the Ethics Office before trading. Allow at least two business days for your request to be considered. Approvals will be based on fund trading and other pre-clearance tests. You are limited to a total of five exceptions per calendar year across all your covered accounts.

![](f20230227123810.jpg)

![](f20230228165614.jpg)

**WHAT'S PROHIBITED**

**Trading restricted securities**

Neither you nor your covered persons may trade a security that Fidelity has restricted. If you have been notified not to trade a particular security, neither you nor your covered persons may trade that security until you are notified that the restriction has been removed.

**Selling short**

The short position in a particular covered security may not exceed the number of shares of that security held in the same account. This prohibition includes the following actions: selling securities short, buying puts to open, selling calls to open, as well as writing straddles, collars, and spreads.

**Exceptions**

* Options and futures on, or ETFs that track, the following indexes: Dow Jones Industrial Average, FTSE 100, FTSE 250, Hang Seng, MSCI China, MSCI EAFE, MSCI EM, NASDAQ 100, Nikkei 225, NSE S&P CNX Nifty (Nifty 50), Russell 1000, Russell 2000, Russell 3000, S&P 100, S&P 500, S&P Europe350, S&P MidCap 400, and S&P/TSX 60 

* Options, futures, and ETFs based on one or more instruments that are not covered securities (e.g., commodities, currencies, and U.S. Treasuries; see Key Concepts on page 14 for an expanded list of non-covered securities) **Participating in an IPO** Neither you nor your covered persons are allowed to participate in an initial public offering (IPO) of securi- ties where no public market in a similar security of the issuer previously existed. This rule applies to equity securities, corporate debt securities, and free stock offers through the Internet.

**Exceptions**

**With prior written approval from the Ethics Office, you or your covered persons may articipate if:**

* you or your covered persons have been offered shares because you already own equity in the company 

* you or your covered persons have been offered shares because you are a policyholder or depositor of a mutual company that is reorganizing into a stock company 

* you or your covered persons have been offered shares because of employment with the company 

* you or your covered persons want to participate in an IPO of a closed-end fund

**To Do**

* For written approval to participate in an IPO that may qualify as an exception, submit to the Ethics Office a completed Request Initial Public Offering (IPO) Exception form (available at MyCompliance.fmr.com) 

* Do not participate in any IPO without prior written approval from the Ethics Office

**Participating in an investment club** 

Neither you nor your covered persons may participate in an investment club or similar entity.

**Investing in a hedge fund**

Neither you nor your covered persons may invest in a hedge fund, alternative investment, or similar invest- ment product or vehicle.

**Exceptions**

* Investment products or vehicles issued or advised by Fidelity. 

* A hedge fund, alternative investment, or similar investment product or vehicle that you or your covered persons bought before joining Fidelity. The prior written approval of your manager and the Ethics Office is required to qualify for this exception. Note that even if your request is approved, neither you nor your covered persons can ake any further investments in the product.

**To Do**

* To request an exception, submit a Private Securities Request form (available at MyCompliance.fmr.com) to the Ethics Office. 

**Excessive trading**

Excessive trading in covered accounts is strongly discouraged. In general, anyone trading covered securities more than 60 times (other than Fidelity funds) in a quarter across all his or her covered accounts should expect additional scrutiny of his or her trades. Note that you and your covered persons also need to comply with the policies in any Fidelity fund prospectus concerning excessive trading.

The Ethics Office monitors trading activity and may limit the number of trades allowed in your covered accounts during a given period.

**Exception**

* Trades in a discretionary managed account (see Key Concepts on page 14) that has been approved by the Ethics Office. 

* Trades made through an automatic, regular invest- ment program that has been disclosed to the Ethics Office in advance.

Selling Short

Selling a security that is on loan to you from a broker- dealer (rather than owned by you) at the time you sell it.

**Option transactions**

You are not permitted to use the same underlying shares of a security to cover two different option transactions (e.g., if you own 100 shares of a stock, you can sell 1 covered call or buy 1 protec- tive put using those shares to cover your short position, but you cannot execute both option transactions using the same underlying shares).

**Buying securities of certain broker-dealers**

Neither you nor your covered persons are allowed to buy the securities of a broker-dealer or its parent com- pany if the Ethics Office has restricted those securities.

**Trading after a research note**

Neither you nor your covered persons are allowed to trade a covered security of an issuer until two full business days have elapsed (not including the day the note was published) since the publication of a research note on that issuer by any Fidelity entity.

**Profiting from knowledge of fund transactions**

You may not use your knowledge of transactions in funds or other accounts advised by any Fidelity entity to profit by the market effect of these transactions.

**Influencing a fund to benefit yourself or others**

The funds and accounts advised by Fidelity are required to act in the best interests of their share- holders and clients, respectively. Accordingly, you are prohibited from influencing any of these funds or accounts to act for the benefit of any party other than their shareholders or clients.

For example, you may not influence a fund to buy, sell, or refrain from trading a security that would affect that security's price to advance your own interests or the interests of a party that has or seeks to have a business relationship with Fidelity.

**Attempting to defraud a client or fund**

Attempting to defraud a fund or an account advised by any Fidelity entity in any way is a violation of Fidelity's rules and securities law.

**Using a derivative to get around a rule**

If something is prohibited by these rules, then it

is also against these rules to effectively accomplish the same thing by using a derivative. This includes futures, options, and other types of derivatives.

![](f20230228142639.jpg)

## Additional Rules for Traders,

## Research Analysts, and Portfolio Managers
Employees trading for the funds (traders), employees making investment recommendations for the funds (research analysts), and employees who manage a fund or a portion of a fund's assets (portfolio managers)

**WHAT'S REQUIRED**

**Notification of your ownership of covered securities in a research note**

You must check the box on a research note you are publishing to indicate any ownership, either by you or your covered persons, of any covered security of an issuer (see Key Concepts on page 14) that is the subject of the research note.

**Disclosing trading opportunities to the funds before personally trading**

There are three aspects to this rule:

**Disclosing information received from an issuer**

Any time you receive, directly from an issuer, material information about that issuer (that is not considered inside information), you must check to see if that information has been disclosed to the funds in a research note. If not, you must communicate that information to the funds before you or any of your covered persons personally trade any securities of that issuer.

**To Do**

* Confirm whether a Fidelity research note has been published with the relevant information. 

* If not, publish a research note or provide the information to the relevant head of research. 

* If you are a trader, disclose the information to the analyst covering the issuer. 

* If you think you may have received inside infor- mation, follow the rules in the Global Policy on Inside Information (see page 15).

**Disclosing information about an issuer that is assigned to you**

If you are a research analyst, you must disclose in a research note material information you have about an issuer that is assigned to you before you or any of your covered persons personally trade a security of that issuer.

**Exception**

* You or any of your covered persons may be permitted to trade the assigned security in a covered account without publishing a research note if you have obtained the prior approval of both the relevant head of research and the Ethics Office.

**To Do**

* Publish a research note with the relevant information, and indicate any ownership interest in the issuer that you or your covered persons may have before personally trading a security you are assigned to cover. *Note:* You will not be able to obtain pre- clearance approval for your personal trade until two full business days have elapsed (not including the day the note was published) following the publication of your research note. 

* To request an exception to this rule, first contact the relevant head of research and seek approval. Then contact the Ethics Office for approval. Do not personally trade the security until you have received full approval.

**Recommending trading opportunities**

In addition, you must recommend for the funds, and, if you are a portfolio manager, trade for the funds, a suitable security before personally trading that security.

**Trading within seven days of a fund you manage**

Neither you nor your covered persons are allowed to trade within seven calendar days (not including the day of the trade) before or after a trade is executed in any covered security of the same issuer (see Key Concepts on page 14) by any of the funds you manage.

**Exceptions**

* **When the rule would work to the disadvantage of a fund**

You must never let a personal trade prevent a fund you manage from subsequently trading a covered security of the same issuer, if not making the trade would disadvantage the fund. However, you need approval from the Ethics Office before making any trades under this exception. The Ethics Office will need to know, among other things, what new information arose since the date of the trade in your covered account.

* **When the conflicting fund trade results from stand-ing orders**

A personal trade may precede a fund trade in a covered security of the same issuer when the fund's trade was generated independently by the trading desk because of a standing instruction to trade proportionally across the fund's holdings in response to fund cash flows.

* **When the conflicting fund trade is the result of a proportional slice**

A personal trade may precede a fund trade in a covered security of the same issuer when the fund's trade was conducted as part of the execution of a proportional slice across the fund for cash management or re-balancing purposes.

* **When the covered account is independently managed**

This exception applies only to discretionary managed accounts (See Key Concepts on page 14) that have received Ethics Office approval.

* **When the conflicting personal trade or fund trade is in options or futures on, or ETFs that track, the following indexes:** Dow Jones Industrial Average, FTSE 100, FTSE 250, Hang Seng, MSCI China, MSCI EAFE, MSCI EM, NASDAQ 100, Nikkei 225, NSE S&P CNX Nifty (Nifty 50), Russell 1000, Russell 2000, Russell 3000, S&P 100, S&P 500, S&P Europe 350, S&P MidCap 400, and S&P/TSX 60

* **When the conflicting personal trade or fund trade is in options, futures, or ETFs based on one or more instruments that are not covered securities** (e.g., commodities, currencies, and U.S. Treasuries; see Key Concepts on page 14 for an expanded list of non-covered securities).

To Do

* Before trading personally, consider whether there is any likelihood that you may be interested in trading a covered security of the same issuer in your assigned funds within seven calendar days following the day of the fund trade. If so, refrain from personally trading in a covered account.

* If a fund you manage has recently traded a security, you must delay any covered account trades in any covered security of the same issuer for seven calendar days following the day of the most recent fund trade.

* Contact the Ethics Office immediately to discuss any situation where these rules would work to the disadvantage of the funds.

**Legal Information** The *Code of Ethics for Personal Investing* constitutes the code of ethics required by Rule 17j-1 under the Investment Company Act of 1940 and by Rule 204A-1 under the Investment Advisers Act of 1940 for the Fidelity funds, investment advisers or principal underwriters, and any other entity designated by the Ethics Office.

![](f20230228153311.jpg)

## Ex-99.P

***GEODE CAPITAL MANAGEMENT, LLC***

***CODE OF ETHICS FOR PERSONAL INVESTING,***

 ***INSIDER TRADING Y AND CONFLICTS OF INTEREST POLICY***

***EffectiveFebruary 2023***

**Table of Contents**

 **INTRODUCTION** ………………………………………………………………………………

&nbsp;&nbsp;&nbsp;&nbsp;1. Am I subject to these rules? .......................................................3

&nbsp;&nbsp;&nbsp;&nbsp;2. Which rules apply to me? ...........................................................4

**PART I Rules for All Non-Access Directors, Advisory Employees and Portfolio Managers of Geode ............................................................................5**

&nbsp;&nbsp;&nbsp;&nbsp;1. Acknowledging your acceptance of the rules ...............................7

&nbsp;&nbsp;&nbsp;&nbsp;2. Complying with Federal Securities Laws ....................................7

&nbsp;&nbsp;&nbsp;&nbsp;3. Reporting violations to Geode Compliance ..................................7

&nbsp;&nbsp;&nbsp;&nbsp;4. Disclosing transactions in Covered Securities in limited circumstances. ...........8

**PART II Additional Rules for Advisory Employees and Portfolio Managers ........8**

&nbsp;&nbsp;&nbsp;&nbsp;1. Disclosing all securities accounts and holdings in Covered Securities ....................8

&nbsp;&nbsp;&nbsp;&nbsp;2. Moving securities accounts to Geode-approved broker ...............11

&nbsp;&nbsp;&nbsp;&nbsp;3. Disclosing transactions in Covered Securities ................................12

&nbsp;&nbsp;&nbsp;&nbsp;4. Disclosing gifts of securities ..........................................................12

&nbsp;&nbsp;&nbsp;&nbsp;5. Pre-Clearing Trades .....................................................................13

&nbsp;&nbsp;&nbsp;&nbsp;6. Getting approval before investing in private securities transactions ............15

&nbsp;&nbsp;&nbsp;&nbsp;7. Getting approval to trade in Covered Accounts owned by others ..............15

&nbsp;&nbsp;&nbsp;&nbsp;8. Complying with applicable trading limits ..........................................16

&nbsp;&nbsp;&nbsp;&nbsp;9. Surrendering 60-day gains ..............................................................16

&nbsp;&nbsp;&nbsp;&nbsp;10. Communicating your ownership of securities in certain circumstances .......17

&nbsp;&nbsp;&nbsp;&nbsp;11. Portfolio investment decisions involving a company in which you hold a private investment ...............................................................................................18

&nbsp;&nbsp;&nbsp;&nbsp;12. Serving as a director .......................................................................18

&nbsp;&nbsp;&nbsp;&nbsp;13. Trading Hotlist Securities or other restricted securities ......................18

&nbsp;&nbsp;&nbsp;&nbsp;14. Using short strategies ......................................................................18

&nbsp;&nbsp;&nbsp;&nbsp;15. Participating in IPOs ........................................................................19

&nbsp;&nbsp;&nbsp;&nbsp;16. Participating in an investment club ..................................................19

&nbsp;&nbsp;&nbsp;&nbsp;17. Investing in a hedge fund .................................................................19

&nbsp;&nbsp;&nbsp;&nbsp;18. Profiting from knowledge of Portfolio transactions ............................20

&nbsp;&nbsp;&nbsp;&nbsp;19.Influencing a Portfolio to act in a way that benefits you or others ................20

&nbsp;&nbsp;&nbsp;&nbsp;20. Transacting with a Portfolio .............................................................20

&nbsp;&nbsp;&nbsp;&nbsp;21. Attempting to defraud a Portfolio or the market ................................20

&nbsp;&nbsp;&nbsp;&nbsp;22. Using a derivative to get around a rule ...............................................20

&nbsp;&nbsp;&nbsp;&nbsp;23. Complying with Geode Policy on Insider Trading ...............................20

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) How you may come into possession of Inside Information? .................21

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) What to do when you acquire Inside Information? ..........................21

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Sanctions ...............................................................................24

&nbsp;&nbsp;&nbsp;&nbsp;24. Limitations on Disclosure to Geode Directors…………….…………..24

**PART III Additional Rules for Portfolio Managers Only .........................26**

&nbsp;&nbsp;&nbsp;&nbsp;1. Failing to recommend or trade for a Portfolio .......................................26

&nbsp;&nbsp;&nbsp;&nbsp;2. Trading within seven days of a Portfolio .............................................26

This *Code of Ethics for Personal Investing, Insider Trading and Conflicts of Interest Policy (the "Code")* has been adopted by **Geode Capital Management, LLC** ("Geode"). Geode Compliance administers this policy. All violations of this Code will be reported to the Chief Compliance Officer of Geode.

This *Code* is based on the principle that the officers, directors and employees of Geode owe a fiduciary duty to Geode clients and investors in the funds managed by Geode and must place the interests of Geode's clients and investors above their own. Fiduciary responsibility applies to all of the investment companies advised by Geode or any of its affiliates, as well as to any client account for which Geode or any of its affiliates acts as an investment adviser. Both types of portfolios are referred to in this *Code* as "  ***Portfolios*** ". Among other things, engaging in market timing or late trading of the Portfolios is prohibited.

Geode seeks to avoid actual and apparent conflicts of interest. A conflict of interest arises when there are factors that may prompt a question as to whether a Geode employee is acting solely in the best interests of Geode and its clients. Employees are expected to avoid situations that could present even the appearance of a conflict between their interests and the interests of Geode and its clients. Employees should advise their managers of any situation that could present an actual or apparent conflict of interest, erring on the side of caution in questionable circumstances. Managers who are uncertain whether a situation would be considered a conflict of interest should discuss the matter with Geode's Chief Compliance Officer or General Counsel, as appropriate.

&nbsp;&nbsp;&nbsp;&nbsp;**1.**

 **<u>Am I subject to these rules</u>**

This *Code* applies to officers, directors, and employees of Geode who are involved in the management or operations of Geode or the Portfolios.

Three categories of people are distinguished for purposes of this Code:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ***·***

 ***Non- Access Board Members*** - Directors of Geode who fulfill all of the following conditions will be deemed "***Non-Access Board Members***":

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) The Director is not an "interested person" (as defined in the Investment Company Act of 1940) of Geode. A Director will not be deemed an "interested person" *<u>solely</u>* by virtue of (i) being a director of Geode and (ii) owning, controlling or holding (directly or indirectly) less than 5% of the outstanding voting securities of Geode; <u>and</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) The Director has no involvement with the day-to-day operations of either Geode or any Portfolio; <u>and</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) The Director does not have online or other access to nonpublic information regarding trading activities or listings of current securities positions of any Portfolio or investment advisory recommendations or decisions of Geode. Board and committee materials prepared by Geode, attendance at Board and committee meetings, and information provided by or at the direction of Geode's Chief Compliance Officer do not ordinarily constitute such access.

All Directors of Geode are Non-Access Board Members unless Geode Compliance in its sole discretion determines otherwise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ***·***

 ***Advisory Employees –*** Includes all full-time employees, part-time employees, regular employees and temporary employees of Geode and all officers of Geode, except Non-Access Board Members. Solely for purposes of the Code, Advisory Employees of Geode include temporary employees from agencies and, unless Geode Compliance in its sole discretion determines otherwise, independent contractors. A person is an Advisory Employee regardless of (i) the geographic location where he or she works, and (ii) whether he or she works at a Geode office, at home or at any other non-Geode office.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ***·***

 ***Portfolio Managers* –** Only those Advisory Employees with responsibility for managing a Portfolio, or a portion of a Portfolio, and for making investment decisions for the Portfolio or a respective portion of it. For purposes of this Code, the term Portfolio Managers includes assistant portfolio managers and analysts who primarily support portfolio managers and are involved in the day-to-day management of a Portfolio.

If you qualify for more than one category, your category is the more restrictive category – with Portfolio Manager being the most restrictive. You may also be placed in a particular category by designation of Geode Compliance.

Note that some rules apply not only to you, but also to anyone whose relationship to you makes them a "**Covered Person.**" This means that the *Code* can apply to persons owning assets over which you have control or influence or in which you have an opportunity to directly or indirectly profit or share in any profit derived from a securities transaction, which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· you

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· your spouse , or a domestic partner who shares your household

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any of your children, stepchildren, and grandchildren, parents, step-parents, grandparents, siblings, parents-, children-, or siblings-in-law (whether related by blood, adoption, or marriage) if such person: (i) shares your household <u>and</u> (ii) is either under 18 or is supported financially by you

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · anyone else who has been told by Geode Compliance that he or she is a Covered Person

This is not an exhaustive list of Covered Persons. Covered Persons may also include immediate family members who live with you that you do not financially support, or immediate family members whom you financially support or financially support you but do not live with you. If you have any doubt as to whether someone is a Covered Person, see Geode Compliance. Geode Compliance retains the discretion to interpret the rules and to decide how they apply to any given situation.

&nbsp;&nbsp;&nbsp;&nbsp;**2.**

 **<u>Which rules apply to me?</u>**

This Code of Ethics is divided into three parts. Which category you are in determines which parts apply to you.

 **The rules in <u>Part I</u> apply to all Non-Access Board Members and Advisory Employees. If you are a Non-Access Board Member, these are the only rules that apply to you. These rules are:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.

Acknowledging your acceptance of the Geode *Code*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.

Complying with federal securities laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3.

Reporting violations to Geode Compliance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.

Disclosing transactions in Covered Securities in certain limited circumstances

 **The rules in <u>Part II</u> apply to Advisory Employees. These rules are:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.

Disclosing all securities accounts and holdings in Covered Securities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.

Moving (and maintaining) all securities accounts to Geode-approved broker (this requirement does not apply to part-time or temporary employees and independent contractors)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3.

Disclosing transactions in Covered Securities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.

Disclosing gifts of securities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.

Pre-clearing trades

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6.

Getting approval before investing in private securities transactions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7.

Getting approval to trade in covered accounts owned by others

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8.

Complying with applicable trading limits

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9.

Surrendering 60-day gains

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10.

Communicating your ownership of securities in certain circumstances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11.

Requesting review of Portfolio investment decisions involving an issuer in which you hold a private investment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12.

Getting prior approval to serve as a director

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13.

Prohibition on trading in restricted securities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14.

Prohibition on using short strategies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15.

Prohibition on participation in IPOs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16.

Prohibition on participation in an investment club

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17.

Prohibition on investing in a hedge fund

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18.

Prohibition on profiting from knowledge of Portfolio transactions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19.

Prohibition on inducing a Portfolio to act in one's benefit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20.

Prohibition on transacting with a Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21.

Prohibition on defrauding a Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22.

Prohibition on using derivatives to circumvent the rules

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23.

Complying with Geode Policy on Insider Trading

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24.

Limitations on disclosures to Geode Directors

 **The rules in <u>Part III</u> apply to Portfolio Managers only. These rules are:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.

Prohibition on not recommending or trading a suitable security for a Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.

Prohibition on trading within 7 days of a Portfolio

 **PART I Rules for All Non-Access Board Members and Advisory Employees** 

**Following the rules — in letter and in spirit**

The rules covered in this Policy serve two important purposes — one regulatory, the other business. In general, investment firms are required to have rules governing personal securities transactions by people associated with the firm. The rules in this policy were created to address these requirements.

As a Non-Access Board Member and Advisory Employee, you have a fiduciary duty. That means always placing the interests of firm's clients, including the Portfolio shareholders, above your own personal interests. It means never taking unfair advantage of your relationship to the Portfolios or Geode in attempting to benefit yourself or another party. Among other things, engaging in market timing or late trading of the Portfolios is prohibited. And it means never acting in a way that interferes or conflicts with the operation of the Portfolios or Geode's business. Any behavior that violates your fiduciary duty – or that even gives the appearance of doing so – could harm the company's reputation and business. Among other things, you need to comply with policies in the prospectus or other offering document of any Portfolio as they relate to limits on excessive trading.

Non-Access Board Members (together with their spouses, dependent children and household members) are prohibited from making any political contributions, including in-kind contributions, to an elected official or candidate for state or local office and from engaging in any political fundraising activities to or for such elected official or candidate or his or her Political Action Committee ("PAC") to the extent such contribution or activity is in any way connected to Geode's business. In addition, Non-Access Board Members are required to abide by the following requirements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. With regard to those state and local jurisdictions identified by Geode to the Non-Access Board Members in writing from time to time, Non-Access Board Members must pre-clear with Geode's CCO state and local political contributions, including in-kind contributions, to all state and local candidates, Political Action Committees ("PACs") and Political Party Committees, and all political fundraising activity, in each case, to be made by themselves or their spouses, dependent children or household members.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Non-Access Board Members should contact Geode Compliance at GCM_Compliance@geodecapital.com with any such pre-clearance requests and should wait until approval is given before making any such contribution.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Subject to the provisions of this Policy and all applicable laws and other restrictions and taking into consideration recordkeeping and reporting requirements, Non-Access Board Members and their family members will generally be permitted to contribute up to any campaign contribution limitations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Geode's Compliance Department will keep records of all Non-Access Board Members contribution requests made pursuant to this Policy and related information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Non-Access Board Members will be asked to provide an annual signed certification relating to their political contributions and activity to Geode, which will include an affirmation that the Non-Access Board Members (together with his or her spouse, dependent children and household members) has not made any political contributions that are in any way connected to Geode's business.

Because no set of rules can anticipate every possible situation, it's essential that you follow these rules not just in letter , but in spirit as well . Any activity that compromises Geode's integrity, even if it doesn't expressly violate a rule, has the potential to be construed as a violation of your fiduciary duty and may result in scrutiny or further action up to, and including termination.

**WHAT'S REQUIRED**

&nbsp;&nbsp;&nbsp;&nbsp;**1.**

 **<u>Acknowledging your acceptance of the rules</u>** 

When you begin working at Geode (or begin service as a Director), and again each year, you are required to acknowledge that you have received and reviewed the Code, indicating that:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· you understand and will comply with all rules that currently apply to you

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· you'll comply with any new or existing rules that become applicable to you in the future

**TO DO**

**If you are a New Non-Access Board Member or Advisory Employee:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sign and return a hard copy of the Acknowledgment Form or acknowledge electronically via StarCompliance within 10 days of hire that you have reviewed the Code.

**If you are a Current Non-Access Board Member or Advisory Employee:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Acknowledge your acceptance every year by the deadline set for that year by Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;**2.**

 **<u>Complying with Federal Securities Laws</u>**

In addition to complying with these rules and other company-wide policies, you need to comply with "**Federal Securities Laws**," which means the Securities Act of 1933, the Securities Exchange Act of 1934, the Sarbanes-Oxley Act of 2002, the Investment Company Act of 1940, the Investment Advisers Act of 1940, Title V of the Gramm-Leach-Bliley Act, the Bank Secrecy Act, and all rules and regulations established under these Acts.

&nbsp;&nbsp;&nbsp;&nbsp;**3.**

 **<u>Reporting violations to Geode Compliance</u>**

If you become aware that you or someone else has violated any of these rules, you need to promptly report the violation.

**TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • Notify Geode's Chief Compliance Officer. The Chief Compliance Officer will keep confidential the identity of the person reporting a violation. No retaliation is permitted or allowed against someone who reports a violation.

&nbsp;&nbsp;&nbsp;&nbsp;**4.**

 **<u>Disclosing transactions in Covered Securities in certain limited circumstances</u>.** 

In the unlikely event that a Non-Access Board Member is provided nonpublic information regarding Portfolios' trading in and holdings of Covered Securities or investment advisory recommendations or decisions of Geode with respect to Covered Securities in the Board and committee materials prepared by Geode, through attendance of the Board and committee meetings, or if Geode's Chief Compliance Officer deems that the Board Member needs to know such information in order to fulfill his fiduciary duties, such Board Member will not lose his status as a Non-Access Board Member. Such Board Member will, however, be required to comply with this Part I.4.

A Non-Access Board Member need not file reports of his or her transactions in Covered Securities, as defined in Part II.1, unless at the time of the transaction such Board Member knew, or in the ordinary course of fulfilling his or her duties as a Geode Board Member should have known (from nonpublic information): (a) that one or more of the Portfolios had purchased or sold or was actively considering the purchase or sale of that Covered Security within the 15-day period preceding the Board Member's transaction, or (b) that one or more Portfolios would be purchasing, selling or actively considering the purchase or sale of that Covered Security within the 15 days following the Board Member's transaction. The knowledge in question is the Board Member's knowledge at the time of the Board Member's transaction, not knowledge subsequently acquired. If you are required to report a transaction in a Covered Security pursuant to the rule described above, complete a Securities Transaction Report (to be provided by Geode's Chief Compliance Officer) and submit it to Geode Compliance within 30 days of the end of the quarter in which the transaction was completed.

**PART II Additional Rules for Advisory Employees**

**WHAT'S REQUIRED**

&nbsp;&nbsp;&nbsp;&nbsp;**1.**

 **<u>Disclosing all securities accounts and holdings in Covered Securities</u>**

All Advisory Employees must disclose all securities accounts – those that hold Covered Securities (as defined below) and those that do not. You must also disclose all covered securities not held in an account. This rule covers not only securities accounts and holdings under your name or control but also those under the name and control (including trading discretion or investment control) of your Covered Persons (see below). It includes accounts held at Fidelity as well as those held at other financial institutions. Crypto-currency accounts and treasury direct investment accounts do not require disclosure. Information regarding these holdings must not be more than 45 days old when you submit it.

The term "***Covered Account***" encompasses a fairly wide range of accounts, including, without limitation, brokerage accounts, 401(k) accounts, IRA accounts, Roth accounts, Health Savings accounts and 529 accounts. Important factors to consider are your actual or potential investment control over an account, whether you benefit financially from an account, and what your family and financial relationships are with the account holder. Examples of Covered Accounts include any account holding Covered Securities (including shares of mutual funds advised or subadvised by Geode) that belongs to any of the following owners:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· a Covered Person

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any corporation or similar entity where you, or any of your children, stepchildren, and grandchildren, parents, step-parents, grandparents, siblings, parents-, children-, or siblings-in-law (whether related by blood, adoption, or marriage) sharing your household, are a controlling shareholder or participate in investment decisions by the entity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any trust of which you and/or another Covered Person:

o

participate(s) in making investment decisions for the trust;

o

is a trustee of the trust; or

o

is a settlor and you can revoke the trust by yourself and you participate in making investment decisions for the trust and if the Covered Person is the trustee, such Covered Person can revoke the trust by himself or herself and he/she participates in making investment decisions for the trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any account over which you have trading authority, power of attorney or other control

any undertaking or account in which you have or a Covered Person has the opportunity to directly or indirectly profit or benefit from a transaction in a security.

The term "  ***Covered Security***" encompasses most types of securities, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• shares of a Portfolio that is advised or subadvised by Geode;

o

If you are invested in a mutual fund or exchange-traded fund ("ETF") of another company, check the prospectus to see if it is advised or subadvised by Geode. If you are unsure, contact Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · shares of stock (of both public and private companies);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · corporate and municipal bonds;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · bonds convertible into stock;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · options on securities (including options on stocks and stock indexes);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · security futures and futures on broad-based market indexes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · shares of ETFs;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · shares of closed-end funds; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · commodity interests (such as futures, options on futures, and swaps).

 **Exceptions** 

 **The following exceptions are not considered Covered Securities (please note that accounts holding non-covered securities still require disclosure):** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• shares issued by money market funds;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• shares of open-end mutual funds that are <u>not</u> advised or subadvised by Geode;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• i nterests in 529 College Savings Plans;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · shares, debentures, or other securities issued by Geode or unregistered Portfolios managed by Geode where the interests held by bona fide institutional clients of Geode equal or exceed 75% of the total net asset value of the outstanding interests in the investment portfolio at the time of issuance to the Geode Advisory Employee or Portfolio Manager;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · U.S. Treasury securities;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · obligations of U.S. government agencies and instrumentalities with remaining maturities of one year or less;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · money market instruments, such as certificates of deposit, banker's acceptances, and commercial paper;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· currencies (including cryptocurrencies);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· shares of mutual funds in a Health Savings Account.

**TO DO**

**Newly Hired Advisory Employees** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Within 10 days of hire or of being notified that this Code applies to you, disclose via StarCompliance all of your securities accounts and holdings of covered securities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Submit most recent statement for each securities account listed that does not have an electronic brokerage feed established with StarCompliance.

**Current Advisory Employees** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Promptly after any new securities account is opened, or a preexisting securities account becomes associated with you (such as marriage or inheritance), add the account with new information into your list of accounts on StarCompliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Annually, Advisory Employees are required to complete an Annual Accounts and Holdings Report attestation in StarCompliance. The Holdings Report contains a list of Covered Securities positions in accounts with an electronic brokerage feed established with StarCompliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Advisory Employees with approved external accounts that do not have an electronic brokerage feed established with StarCompliance will be required to update the Holdings Report with Covered Securities positions in these approved external accounts.

&nbsp;&nbsp;&nbsp;&nbsp;**2.**

 **<u>Moving securities accounts to Geode-approved broker</u>**

While at Geode, you need to maintain your Covered Accounts in which you can trade stocks, bonds, options, futures or shares of mutual funds advised or subadvised by Geode at a broker approved by Geode.

 **TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Transfer assets to your Geode-approved broker.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Close all of your external Covered Accounts except for accounts that you have received permission to maintain.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · For permission to maintain an external covered account, submit a completed Covered Account Exception Request Form (available on CT System). A current statement for the account must be provided at time of request.

Arrange with the Geode-approved broker for duplicate copies of all your trade confirmations and monthly account statements (including any accounts that are not approved) to be sent to Geode Compliance.

 **Exceptions** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · This rule does not apply to ac counts that trade only shares of mutual funds that are <u>not</u> advised or subadvised by Geode. If you have a mutual funds account that invests in funds advised or subadvised by Geode, you need to move this account to the Geode-approved broker.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Unless notified by Geode Compliance, this rule also does not apply to part-time and temporary employees and independent contractors of Geode.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · With approval from Geode Compliance, you or a Covered Person can maintain a Covered Account at a financial institution other than the Geode-approved broker if any of the following applies:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it contains only securities that can't be transferred

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it exists solely for products or services that are unlike any that Geode's approved broker provides or advises

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it exists solely because your spouse's or domestic partner's employer also prohibits external Covered Accounts

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it is a managed account that is professionally managed by Geode or a third party registered investment adviser who has discretionary trading authority over the account (a "discretionary managed account")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it is associated with an ESOP (employee stock option plan) or an ESPP (employee stock purchase plan) in which a related Covered Person is the participant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it is required by a direct purchase plan, a dividend reinvestment plan, or an automatic investment plan with a public company (collectively, "DPPs") in which regularly scheduled investments are made or planned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it is required by a trust agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; • it is associated with an estate of which you are the executor, but not a beneficiary, and your involvement with the account is temporary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• the holdings are maintained in a retirement plan or other defined benefit or defined contribution plan that prohibits the transfer of these holdings to the Geode-approved broker

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• you can show that transferring the holdings would create a significant hardship

&nbsp;&nbsp;&nbsp;&nbsp;**3.**

 **<u>Disclosing transactions in Covered Securities</u>**

You need to disclose transactions in Covered Accounts that involve Covered Securities (including transactions in shares of mutual funds advised or subadvised by Geode) . For accounts held at Fidelity, Compliance receives transactions and holdings information. The information is stored in the StarCompliance.

 **TO DO** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Disclose any transactions in Covered Securities that would not otherwise be reported to Geode Compliance (for example, if you inherit stock that is in the form of certificate shares). Disclose these transactions to Geode Compliance via StarCompliance within 30 days of the end of the quarter in which the transaction was completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Each quarter, Advisory Employees are required to complete the Quarterly Account and Transaction Report attestation in the StarCompliance. The Transaction Report contains a list of Covered Securities transactions in accounts with an electronic brokerage feed established with StarCompliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Advisory Employees with approved external accounts that do not have an electronic brokerage feed established with StarCompliance will be required to update the Transaction Report with Covered Securities transactions in these approved external accounts.

 **Exceptions** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · You do not have to report transactions in a Covered Account if the transactions are being made under an Automatic Investment Plan (see definition below) , the details of which have been provided to Geode Compliance. For these purposes, an "Automatic Investment Plan" is a program in which regular periodic purchases (or withdrawals) are made automatically in (or from) Covered Accounts in accordance with a predetermined schedule and allocation, including a dividend reinvestment plan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · You do not have to report transactions in a Covered Account if the transactions are being made through discretionary managed account, previously approved by Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;**4.**

 **<u>Charitable Gift Accounts and disclosing gifts of securities</u>**

You need to notify Geode Compliance of any Covered Securities that you or a Covered Person gives, donates, or transfers to another party, or that you or a Covered Person receives from another party. This includes, among other things, inheritances of securities and donations of securities to charities.

You are not required to disclose Charitable Gift Accounts to Geode Compliance if your investment control is limited and you cannot benefit financially from the account.

 **TO DO** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Disclose transactions in the Quarterly Transaction Report within 30 days following the end of the quarter during which the gift or transfer was made. This includes donations or transfers of covered securities to a Charitable Gift Account.

&nbsp;&nbsp;&nbsp;&nbsp;**5.**

 **<u>Pre-Clearing Trades</u>**

 **Purpose** 

The purpose of this rule is to reduce the possibility of conflicts between trades in Covered Accounts and trades made by the Portfolios. When you apply for pre-clearance, you're not just asking for approval, you are also stating that you:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · don't have any Inside Information on the security you want to trade

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · are not using knowledge of actual or potential Portfolio trades to benefit yourself or others

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · believe the trade is available to the general investor on the same terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · will provide any relevant information requested by Geode Compliance

 **Rules relating to pre-clearance** 

You and any Covered Person must clear in advance all proposed orders to buy or sell a Covered Security. It's important to understand the following rules before requesting pre-clearance for a trade:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · You have to apply for pre-clearance on the same day you want to trade and prior to placing the trade.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Pre-clearance approval is only good for one trading day and only for up to the number of shares you pre-clear. If you don't use it that trading day, it expires.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Place day orders only (orders that automatically expire at the end of the trading session). Good-till-cancelled orders (such as orders that stay open indefinitely until the market price of a security reaches a specified price) are not permitted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Check the status of all orders at the end of the trading day and cancel any orders that haven't been executed that trading day. If any Covered Person leaves an order open (or places a trade after the close on a day a trade is approved) and it is executed the next day (or later), it will generate a violation that will be assigned to you.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Unless an exception listed below applies or Geode Compliance has instructed you otherwise, these pre-clearance rules apply to all of your Covered Accounts — including both accounts at the Geode-approved broker and any other brokerage accounts.

 **Exceptions** 

You don't need to pre-clear trades in certain Covered Securities. These include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · shares of open-ended mutual funds including funds advised or subadvised by Geode.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · shares of ETFs (other than single stock ETFs, which are prohibited).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· options and futures that are based on an index (e.g., S&P 100 and S&P 500) or ETFs (other than single stock ETFs) .

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · commodities, options or futures on actual commodities (such as, grains or metals traded on a commodities exchange) or commodity indexes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · securities being transferred as a gift

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · automatic dividend reinvestments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · rights subscriptions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · currency warrants

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · options or futures based on one or more instruments that are not covered securities (e.g., currencies, U.S. Treasuries)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Trades in all other options and futures need to be pre-cleared

With the prior approval of Geode Compliance, there are a few situations where you may be permitted to trade without pre-clearing. These situations are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · transactions in a Covered Account if the transactions are being made through discretionary managed account, previously approved by Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Purchases made through an automatic, regular program (ESPP, DRIPs, etc.,) that has been disclosed to and approved by Geode Compliance in advance. Please note that redemptions must be pre-cleared.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · when you can show that repeated rejection of your pre-clearance request is causing a significant hardship.

 **Prohibited Trades** 

Generally, requests will not be approved if we determine your transaction may take advantage of or hinder trading by the Portfolios.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· A personal trade will not be permitted if any account at Geode holds such security and current day aggregate portfolio trading exceeds 10% of the security's average trading volume in the market for the last five days. All Advisory Employees and Portfolio Managers of Geode are subject to this restriction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Trading in a Geode managed ETF after market close is prohibited. An exception to trading after market close is allowed only in an approved account that is professionally managed by a third party.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Trading in single stock ETFs

Geode reserves the right to reject, in its sole discretion, any proposed trade.

**TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Login to StarCompliance and complete the pre-clearance request template. Submit the request electronically to Geode Compliance. You will receive a response to your request via e-mail.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Do not trade unless you receive approval to trade.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Place your order. Be sure your order is for the same security, direction, and quantity (or a lesser quantity) as your pre-clearance approval. Do not place a good-till-cancelled order.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Check the status of your order at the end of the day.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Cancel any orders that haven't been filled.

&nbsp;&nbsp;&nbsp;&nbsp;**6.**

 **<u>Getting approval before investing in private securities transactions</u>**

You or any Covered Person needs prior approval from Geode Compliance to invest in any private placement or other private securities transaction in Covered Securities. Note the additional restrictions under the heading "Requesting review of Portfolio investment decisions involving an issuer in which you hold a private investment" that apply to you.

 **TO DO** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Before investing in any private investment, fill out a Private Transaction Request Form (available on StarCompliance).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Get the necessary approval from your manager, division head, or other authority, as described on the request form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Submit the request to Geode Compliance and await approval.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · If approved, disclose via StarCompliance the final transaction within 30 days of the end of the quarter in which it was completed.

&nbsp;&nbsp;&nbsp;&nbsp;**7.**

 **<u>Getting approval to trade in Covered Account s owned by others</u>**

Generally, you may not exercise trading authority over an account that does not fall under the definition of Covered Account (i.e., that is not subject to reporting to Geode).

However, with prior approval from Geode Compliance, you can maintain and exercise trading authority over an account owned by a member of your family, even if it does not fall under the definition of Covered Account. Once approved, such account will be subject to the same reporting rules as your Covered Accounts.

**TO DO**

**If you are a New Advisory Employee** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Take immediate steps to terminate any authority you may have to trade Covered Securities in a non- Covered Account.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· To request an exception from this rule, submit a request to Geode Compliance. Don't direct any trades in the account until you get written approval from Geode Compliance.

**If you are a Current Advisory Employee** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If you want to trade in an account that may qualify for an exception, submit a request to Geode Compliance. Don't direct any trades in the account until you get written approval from Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;**8.**

 **<u>Complying with applicable trading limits</u>**

Excessive trading is strongly discouraged. In general, anyone placing more than 60 trades in a quarter should expect additional scrutiny of their trades. Geode Compliance monitors trading activity and may limit the number of trades allowed in your Covered Accounts during a given period.

 **Exceptions** 

This rule does not apply to transactions made in a discretionary managed account, previously approved by Geode Compliance .

 **TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Comply fully and promptly with any trading limits placed on your Covered Accounts by Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;**9.**

**<u>Surrendering 60-day gains</u>**

Any sale of Covered Securities in a Covered Account will be matched against any purchases of that security, or its equivalent, in the same account during the previous 60 days(starting with the earliest purchase in the 60-day period). Any gain resulting from any matched transactions must be surrendered to Geode. Proceeds will be donated to a charity of Geode's choice. For specific information about how option transactions are treated under this rule, see the examples below.

Gains are calculated differently under this rule than they would be for tax purposes. Neither losses nor potential tax liabilities will be offset against the amount that must be surrendered under this rule.

 **Exceptions** 

This rule does not apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· to transactions in securities that are <u>not</u> considered Covered Securities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· to shares of open-ended mutual funds including funds advised or subadvised by Geode.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· to transactions in ETFs (other than single stock ETFs, which are prohibited) .

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· to transactions in options and futures that are based on an index or ETF (other than single stock ETFs) .

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · to transactions in commodities, options and futures on actual commodities (such as, grains or metals traded on a commodities exchange) or commodity indexes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · to transactions in options or futures based on one or more instruments that are not covered securities (e.g., currencies, US Treasuries).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · to transactions made in a discretionary managed account, previously approved by Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· when the rule would prevent you from realizing a tax loss on a proposed trade.

**TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Before trading a security in a Covered Account that might trigger this rule, make sure you understand how much may have to be surrendered. The calculation may be complicated, especially if options or multiple prior purchases could be involved. If you have any doubt, contact Geode Compliance.

**Option transactions under the 60-Day Rule**

Option transactions can be matched in two ways:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• to prior purchases of the underlying security

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• to prior option transactions in the opposite direction.

When matching an option transaction to prior purchases of the underlying security, selling a call and buying a put are treated as sales and will be matched to any purchases of the underlying security made during the preceding 60 days.

When matching an option transaction to prior option transactions, a closing position is matched to any like opening positions taken during the preceding 60 days.

**Exercising an option**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The initial purchase or sale of an option, not the exercise or assignment of the option, is matched to any opposite transactions made during the preceding 60 days.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The sale of the underlying securities received from the exercise of an option will also be matched to any opposite transactions made during the period.

**Automatic liquidation**

There is no exception to the 60-Day Rule for the selling of securities upon the automatic exercise of an option that is in the money at its expiration date. To avoid surrendering 60-day gains that would result from an automatic liquidation, you need to cancel the automatic liquidation before it happens.

**Corporate Actions**

The 60-Day Rule generally does not apply to mandatory or voluntary trading of securities through a corporate action. For example, participation in a tender offer initiated by a company to repurchase shares outstanding is not considered a matched trade as defined in this Code of Ethics, and therefore is not subject to the 60-Day Rule.

However, should an employee purchase securities after receiving notification of such offer, the 60-Day Rule still stands in effect.

&nbsp;&nbsp;&nbsp;&nbsp;**10.**

**<u>Communicating your ownership of securities in certain circumstances</u>**

If you make any communication that is intended to influence or may influence a Portfolio's decision to buy, hold or sell a security while you are holding such security in a Covered Account or while you or any Covered Person decided to place a trade in such security, you must disclose the information about your personal interest in the security to the person responsible for the investment decisions of the Portfolio and to Geode Compliance at the same time as you are making such communication.

&nbsp;&nbsp;&nbsp;&nbsp;**11.**

  **<u>Portfolio investment decisions involving a company in which you hold a private investment</u>**

If you or your Covered Person make a private investment in a company in compliance with Section 6 above, and subsequently you play a material role in a Portfolio's decision to buy, hold or sell securities of that company, you must take the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Disclose the private interest to the person(s) making the investment decision about the security in question.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Contact Geode senior management and obtain an independent review of any decision to buy the securities for your assigned Portfolio(s) before buying for the Portfolio(s).

&nbsp;&nbsp;&nbsp;&nbsp;**12.**

  **<u>Se rving as a director</u>**

You need to get approval in advance to serve as a director or trustee of a publicly traded company or a privately held company that is likely to issue shares. Approval depends on a determination that the activity would be in the best interests of the Portfolios and their shareholders. Prior approval is required for other activities as well, including accepting additional employment outside of Geode or participating in an activity that may create an actual or perceived conflict of interest with Geode.

**TO DO**

**If you are a New Advisory Employee** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Request approval to continue to participate in any covered activities by completing an Outside Activities and Affiliations Request Form (available in StarCompliance).

**If you are a Current Advisory Employee** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Request approval before participating in any covered activities by completing the form mentioned above.

**WHAT'S PROHIBITED**

&nbsp;&nbsp;&nbsp;&nbsp;**13.**

 **<u>Trading restricted securities</u>**

Geode Advisory Employees and Portfolio Managers are prohibited from trading any securities that appear on restricted securities lists maintained by Geode Compliance. The restricted securities lists are updated on an as needed basis in the StarCompliance system and generate an automated denial when employees attempt to pre-clear transactions in securities identified on the lists.

&nbsp;&nbsp;&nbsp;&nbsp;**14.**

 **<u>Using short strategies</u>**

 <u>Not</u> <u>permitted</u> in any Covered Account :

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· selling a security that is on loan to you from a broker dealer (rather than owned by you) at the time you sell it (a "  ***short position***") if the short position in that security that exceeds the same Covered Account's long position in that security (or its equivalent); this prohibition includes buying puts to open, selling calls to open, and selling securities short.

<u>Permitted</u> in any Covered Account :

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· selling short a given number of shares of a security while holding the same number of shares, or more, of the security in your Covered Account.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · Options or futures based on one or more instruments that are not covered securities (i.e., currencies, U.S. Treasuries).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Options and futures that are based on an index (e.g., S&P 100 and S&P 500) or ETFs (other than single stock ETFs) .

&nbsp;&nbsp;&nbsp;&nbsp;**15.**

 **<u>Participating in IPOs</u>**

A Covered Person is not allowed to participate in an IPO (initial public offering) where no public market in a similar security of the issuer previously existed. This rule applies to equity securities, corporate debt securities , and free stock offers through the Internet. With prior approval from Geode Compliance, you may participate if:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· you have been offered shares because you already own equity in the company

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· you have been offered shares because you're a policyholder or depositor of a mutual company that is reorganizing into a stock company

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· your spouse or domestic partner has been offered shares because of his or her employment with the company

**TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Request approval to participate in an IPO that may qualify as an exception from Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Don't participate in any IPO without written approval from Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;**16.**

 **<u>Participating in an investment club</u>**

No Covered Person may participate in an investment club or similar entity.

&nbsp;&nbsp;&nbsp;&nbsp;**17.**

 **<u>Investing in a hedge fund</u>**

No Covered Person may invest in a hedge fund, alternative investment, or similar investment product or vehicle.

 **Exceptions** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Investment products or vehicles issued or advised by Geode.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · A hedge fund, alternative investment, or similar investment product or vehicle that you bought prior to your designation as a Covered Person at Geode. New Geode Covered Persons may maintain existing hedge fund investments until the first liquidation opportunity. This exception is subject to the prior approval of Geode Compliance.

**To Do**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Request approval to invest in an investment product or vehicle issued or advised by Geode from Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Request approval to maintain existing hedge fund investments that may qualify as an exception from Geode Compliance.

&nbsp;&nbsp;&nbsp;&nbsp;**18.**

 **<u>Profiting from knowledge of Portfolio transactions</u>**

You may not use your knowledge of transactions in Portfolios advised by Geode to profit by the market effect of these transactions.

&nbsp;&nbsp;&nbsp;&nbsp;**19.**

 **<u>Influencing a Portfolio to act in a way that benefits you or others</u>**

The Portfolios advised or subadvised by Geode are required to act in the best interests of their shareholders and clients . Accordingly, you are prohibited from influencing any of these Portfolios to act for the benefit of any other party other than its shareholders or clients .

For example, you may not influence a Portfolio to buy, sell, or refrain from trading a security in order to affect that security's price to advance your own interests or the interests of a party that has or seeks to have a business relationship with Geode.

&nbsp;&nbsp;&nbsp;&nbsp;**20.**

 **<u>Transacting with a Portfolio</u>**

No Covered Person may engage in any transaction with a Portfolio other than in the regular performance of business duties, or permitted purchases or sales of Portfolio shares .

&nbsp;&nbsp;&nbsp;&nbsp;**21.**

 **<u>Attempting to defraud a Portfolio or the market</u>**

Attempting to defraud a Portfolio or the market in any way is a violation of Geode policies and federal law.

&nbsp;&nbsp;&nbsp;&nbsp;**22.**

 **<u>Using a derivative to get around a rule</u>**

If something is prohibited by these rules, then it's also against these rules to effectively accomplish the same thing by using a derivative. This includes futures, options, options on futures, and other types of derivatives.

&nbsp;&nbsp;&nbsp;&nbsp;**23.**

  **<u>Complying with Geode Policy on Insider Trading</u>**

The following is the Geode's policy governing "**Inside Information**," which is information about a company that is both **<u>Material</u>** and **<u>Nonpublic</u>** (as defined below). These rules apply regardless of whether you have obtained the Inside Information as a part of your job. These rules apply to any use of information obtained during your period of employment with Geode, even if that use occurs after your employment is terminated. The law imposes severe sanctions for violations of the insider trading laws, and Geode takes very seriously the need to ensure compliance with the securities laws and its own policies.

In order to understand and comply with this policy, you need to understand two definitions. These definitions may be broader than the applicable legal standards because Geode's policies in some respects apply a higher standard that that required by the Federal Securities Laws. These definitions are:

***Material***

Information is "Material" if there is a substantial likelihood that a reasonable investor would consider it important in making his or her investment decision, or if public disclosure of that information would reasonably be expected to affect the price of the security or related securities of the company. The information need not be so important that it would have changed the investor's decision to buy or sell.

***Nonpublic***

Information is "Nonpublic" when it has not been disseminated in a manner making it available to investors generally. Information is "public" when it has been made available to investors generally by such means as national business and financial news services (*e.g.*, Dow Jones, Bloomberg or Reuters), and national news services (*e.g.*, Associated Press, New York Times or Wall Street Journal). These are only examples and information may become public in other ways.

*If you are in doubt as to whether information that you have may be considered to be "Material" or "Nonpublic," do not trade in any security issued by the company in question and do not disclose that information to anyone else. Contact Geode's General Counsel and/or Chief Compliance Officer and the General Counsel and/or Chief Compliance Officer will advise you as to whether the information you have is Inside Information.* 

**(A)** **How you may come into possession of Inside Information?**

You may come into possession of Inside Information in a variety of ways. For example:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· In the course of seeking Geode's concurrence with a proposed corporate action, the company may disclose Inside Information that it believes would be pertinent to Geode's evaluation of that proposed action.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· In a discussion with an employee of a company, you may learn information about the company that is Inside Information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· You may learn Inside Information through personal sources, such as your spouse whose company is involved in a transaction, or even from overhearing elevator conversations.

The fact that you have learned Inside Information does not mean that you have done anything wrong. To the contrary, there are situations where you could learn Inside Information about a public company as a necessary part of performing your job. At the same time, where you do not need Inside Information in order to do your job, you should try to avoid receiving it.

**(B)** **What to do when you acquire Inside Information?**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.**

**CONTACT GEODE'S GENERAL COUNSEL AND/OR CHIEF COMPLIANCE OFFICER.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If there is a question about whether the information is "Inside Information," contact Geode's General Counsel and/or Chief Compliance Officer who will make that determination and advise you. Do not tell anyone else about the information, including your manager.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Geode's General Counsel and/or Chief Compliance Officer will give you instructions as to what you should do. Those instructions may include the following:

-

You may be told the information does not constitute "Inside Information" and that you are free to trade securities issued by the company in question and to disclose the information.

-

You may be instructed that the information is Inside Information and may not be disclosed to anyone else without express clearance from Geode Compliance.

-

You may be asked to sign a Confidentiality Letter or to follow additional procedures intended to preclude your communicating the Inside Information to others within Geode who do not know the Inside Information.

-

A code name for the project or company may be designated. Once a code name is designated, that code name is to be used in all communications on the subject, whether these communications are in writing or oral.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.**

**DO NOT TRADE IN ANY SECURITIES OF THE ISSUER.**

* You may not trade any security of the company about which you have Inside Information until you are informed that you are free to do so. If you believe that the Inside Information has become public information or that it is no longer Material, you should contact Geode Compliance. You may not trade until you have received clearance to do so. 

* Do not recommend to anyone else that he or she trade or refrain from trading in any securities of the company. Such recommendations are prohibited even if you do not also disclose the Inside Information. 

* This is a complete ban and applies to any account in which you play any role in making investment decisions or exercise any investment discretion, regardless of whether you have a personal economic or ownership interest, including such accounts as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any of your personal accounts;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any account in which you exercise investment discretion, including any account held by a Covered Person, any account held by a corporation in which you are a shareholder or officer, and any account for which you serve as trustee, guardian or executor;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any account over which you have trading authority as part of your job or on the basis of having actual control over the account, whether via a power of attorney or otherwise;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any account managed by Geode; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· any account administered by Geode.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.**

**DO NOT DISCLOSE THE INFORMATION TO ANYONE ELSE, EXCEPT AS SET FORTH BELOW.**

To avoid disabling all Geode businesses and employees from trading in securities of a particular company when only one of them has Inside Information about that company, it is often necessary to create <u>information barriers</u> to "wall off" those who know from those who do not know the information. By restricting the knowledge to those who learned of it – as well as those who have a need to know it – those who do not know remain free to act with respect to the securities involved. Without information barriers, the knowledge of one part of the organization could be imputed to the entire organization. To avoid this risk, you must be aware of and follow the procedures set forth below:

* Do not tell your manager or supervisor. 

* Do not tell other employees, including those who you believe need to know the information in order to do their jobs. If other employees in fact need to know the Inside Information in order to do their jobs, this will be handled through procedures that are tailored to limit disclosure to as great an extent as possible. <u>Do not take it into your own hands to decide what Inside Information other employees need to know.</u> 

* Do not tell anyone else outside of Geode, including accountants, employees or directors of the issuer. A decision whether it is necessary for such people to be told must be made in an appropriate manner <u>by Geode's General Counsel and/or Chief Compliance Officer</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.**

**Take other steps to protect the confidentiality of Inside Information**

* Do not leave documents containing Inside Information at copiers, in conference rooms or in any other place where they could be viewed by unauthorized persons. When such documents are not being used, store them in a secure location. 

* Shred all documents containing Inside Information that are to be discarded. 

* Use passwords or other means to limit access to computer material containing Inside Information. 

* Do not discuss Inside Information in public places, such as social gatherings, hallways, office areas open to other employees, elevators, restaurants, trains, taxi cabs, other public transportation or places where you might be overheard.

**(C)** **Sanctions**

Violations of this policy may in some cases also constitute violations of law and of the rules of regulatory and self-regulatory organizations. Penalties for violating applicable laws and regulations are severe, and may include substantial fines against those who misuse Inside Information, against their supervisors and management, and against Geode, as well as jail sentences, industry bars, or a combination of these sanctions.

If you violate this policy, whether or not your conduct violates applicable laws or regulations, you will be subject to disciplinary action by Geode up to and including dismissal.

**24.** **Limitations on Disclosure to Geode Directors**

You may not disclose to a Geode director any nonpublic information (as defined above) regarding trading activities or listings of current securities positions of any Portfolio or investment advisory recommendations or decisions of Geode, without the prior permission of the Chief Compliance Officer. If you believe that such information has become public, you should contact Geode Compliance and receive an express clearance from the Chief Compliance Officer before disclosing such information to Geode directors.

**25. Outside Business Activity and Affiliations**

Any Advisory Employee that wishes to initiate an employment relationship outside of Geode or to engage in activity outside of work listed below or of a nature which could present a conflict of interest with his or her job (together, "Outside Business Activity" or "OBA") must obtain written approval (which may be electronic) from Geode prior to entering into an Outside Business Activity. This requirement also applies to new Advisory Employees who have not yet received approval to continue an OBA. In either case, the Advisory Employee must obtain approval from his or her manager and Geode Compliance. In certain cases, depending on the nature of the activity, Geode Compliance may also involve Geode's Chief Operating Officer or General Counsel. Advisory Employees are required to resubmit their approval request for reconsideration whenever they change an OBA or whenever there is a significant change in the nature or scope of the OBA.

Below is a list of Outside Business Activities that require written approval from Geode. It is important to note, it is not possible to anticipate every situation that could present a conflict of interest or which could interfere with an Advisory Employee's ability to effectively perform his or her job. Accordingly, if an Advisory Employee believes that any OBA could raise such an issue, the Advisory Employee should follow this policy even if the particular activity is not covered in the following list.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Employment or self-employment of any sort (regular or temporary, full-time or part-time, employee or independent contractor) outside of Geode.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Becoming a director, officer, partner or trustee of any organization or business. (Approval is not required if the employee is acting as a director, officer, partner or trustee of a social, political, religious, or charitable group or endeavor, as long as the activity does not fall within one of the other categories requiring managerial and compliance approval.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Raising money for any business venture.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Participating in a private securities transaction or receiving any compensation for any securities transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any activity where an employee manages or advises a portfolio or effects security transactions for any organization, including a nonprofit organization., regardless of whether the individual receives compensation or other remuneration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Running for political office or accepting an appointment to a governmental or political position.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Testifying as an expert witness,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accepting speaking engagements (i.) which include statements that may be considered as sales or marketing information about Geode or its products or services, or (ii.) for which the individual receives compensation or other remuneration. (Speaking engagements that are related to the employee's job or profession and do not involve the matters identified in this paragraph do not require approval under this policy.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Writing publications (i.) which involve discussion of Geode, Geode's products or services, or systems or technology, (ii.) which may be considered as sales or marketing literature, or (iii.) for which the individual receives compensation or other remuneration. (Publications that are related to the employee's job or profession and do not involve the matters identified in this paragraph do not require approval under this policy.

Outside Business Activities that present an actual or apparent conflict of interest or that unacceptably interfere with the Advisory Employee's job, as determined by Geode, will not be approved. Approved OBAs generally are to be carried out in such a way that they do not interfere with the Advisory Employee's job or involve the inappropriate use of Company time, equipment, facilities or other resources. In addition, the Advisory Employee may not in any way lead anyone to think that Geode is sponsoring or otherwise related to or endorsing the Advisory Employee's activity. In some cases, approval of the activity may be conditioned on the employee's advising the outside source that Geode is not sponsoring the employee's activity.

Approval for Outside Business Activities is processed using the SC system under the Advisory Employee profile. OBA requests are directed to managers and Geode Compliance for review and approval within the StarCompliance system. All documentation related to the OBA is also maintained within the StarCompliance system.

**HOW WE ENFORCE THESE POLICIES**

**Geode Compliance**

Geode Compliance reviews and reconciles the information it receives. If these reviews turn up information that is incomplete, questionable, or potentially in violation of the rules in this document, Geode Compliance will investigate the matter and may contact you.

If it is determined that you or another Covered Person has violated a rule, Geode Compliance will notify Senior Management who may take responsible action . This may take the form of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · a warning

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · a fine or other payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · a limitation or ban on personal trading

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· dismissal from employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· referral of the matter to civil or criminal authorities

Geode takes all rule violations seriously. You should be aware that other securities laws and regulations not addressed by these rules may also apply to you, depending on your role at Geode.

**Exceptions**

In cases where exceptions to these rules are noted and you may qualify for them, you need to get prior approval from Geode Compliance. The way to request any particular exception is discussed in the text of the relevant rule. If you believe that you have a situation that warrants an exception that is not discussed in the rules, you're encouraged to submit a written request to Geode Compliance. Your request will be considered by Geode Compliance in consultation with members of the Senior Management, if appropriate, and you'll be notified of the outcome.

**The nature of these rules** 

These rules create an obligation of Advisory Employees and Portfolio Managers to Geode and the Portfolios. These rules, however, are not a promise or contract, and may be modified at any time. Geode retains the discretion to decide whether any rule applies to a specific situation, and how it should be interpreted.

 **PART III Additional Rules for Portfolio Managers Only**

**WHAT'S PROHIBITED**

&nbsp;&nbsp;&nbsp;&nbsp;**1.**

 **Failing to recommend or trade for a Portfolio**

You may not refrain from timely recommending or trading a suitable security or commodity interest for a Portfolio in order to avoid an actual or apparent conflict of interest with a transaction in that security or commodity interest in one of your Covered Account s . Any time you receive, directly from an issuer, material information about that issuer that is publicly available, you must check to see if that information has been disclosed to Geode. If not, you must communicate that information to Geode before you trade any securities of that company in a Covered Account.

&nbsp;&nbsp;&nbsp;&nbsp;**2.**

 **<u>Trading within seven days of a Portfolio</u>** 

Trading in a Covered Account within seven calendar days before or after a trade is executed in the same issuer by any of the Portfolios you manage (or are involved in the day-to-day management of) is not permitted.

There are several exceptions to this rule:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Transactions coinciding with index Portfolio trades.** This prohibition does not apply to purchases and sales of securities by Portfolio Managers, which would otherwise violate this prohibition solely because the transactions coincide with trades made by a passively managed Geode index Portfolio that fully replicates its corresponding index. With regard to coinciding trades made by an actively managed Geode index Portfolio, the prohibition will not apply if the coinciding trades were made pursuant to a program trade or standing order, the sole purpose of which is to maintain the weighting of each of the Portfolio's securities in proportion to the weighting of each of the corresponding securities within the applicable index.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **Transactions coinciding with discretionary managed account,** previously approved by Geode Compliance. This prohibition does not apply to purchases and sales of securities by Portfolio Managers of retail managed accounts, which would otherwise violate this prohibition solely because the transactions coincide with trades in a discretionary Covered Account.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **When the rule would work to the disadvantage of a Portfolio.** You must never let a trade in a Covered Account prevent a Portfolio you manage (or are involved in the day-to-day management of) from subsequently trading the same security or commodity interest if not making the trade would disadvantage the Portfolio. However, you need approval in advance from Geode Compliance before making any trades under this exception. Geode Compliance will need to know, among other things, what new information arose since the date of the Covered Account trade.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **When the conflicting Portfolio trade results from standing orders.** A Covered Account trade may precede a Fund trade in the same security or commodity interest when the Fund's trade was generated independently by the trading desk because of a standing instruction to trade proportionally across the Fund's holdings in response to Portfolio cash flows.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **When the conflicting personal trade or fund trade is in an ETF (other than a single stock ETF, which is prohibited) or option on an ETF (other than a single stock ETF) .**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· **When the conflicting personal trade or fund trade** is in options and futures that track broad-based indexes. B road-based indexes are defined as (1) having a minimum of 30 securities; and (2) no one security represents more than 25% of the index.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · **When the conflicting personal trade or fund trade** is in options or futures on commodity indexes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; · **When the conflicting personal trade or fund trade** is in options or futures based on one or more instruments that are not covered securities (e.g., currencies, US Treasuries).

**TO DO**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Before trading personally, consider whether there is any likelihood that you may be interested in trading that security or commodity interest in your assigned Portfolios within the next seven calendar days. If so, refrain from trading in a Covered Account.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If a Portfolio you manage has recently traded a security or commodity interest, you must delay any Covered Account trades in that security or commodity interest until the eighth calendar day after the most recent trade by the Portfolio.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Contact Geode Compliance immediately to discuss any situation where these rules would work to the disadvantage of the Portfolios.

**Legal Information**

*The Code of Ethics for Personal Investing constitutes the Code of Ethics adopted by Geode to comply with the provisions of Rule 17j-1 under the Investment Company Act of 1940, the provisions of Rule 204A-1 under the Investment Advisers Act of 1940, the provisions of Rules 204-2(a)(12) and 204-2(a)(13) under the Investment Advisers Act of 1940 and to prevent violations of insider trading laws. Geode is required to provide a copy of this Code, and any amendments to it, to all directors, officers and employees covered under it.*

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