# EDGAR Filing Document

**Accession Number:** 0000009713
**File Stem:** 0000009713-25-000116
**Filing Date:** 2025-8
**Character Count:** 3144
**Document Hash:** 7927e20db5a72cb169ce9a0c0a5c68e3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000009713-25-000116.hdr.sgml**: 20250818

**ACCESSION NUMBER**: 0000009713-25-000116

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250818

**DATE AS OF CHANGE**: 20250818

**EFFECTIVENESS DATE**: 20250818

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Principal Life Insurance Co Separate Account B
- **CENTRAL INDEX KEY:** 0000009713

**ORGANIZATION NAME:**
- **EIN:** 420127290
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-63401
- **FILM NUMBER:** 251227421

**BUSINESS ADDRESS:**
- **STREET 1:** THE PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392
- **BUSINESS PHONE:** 515-247-5461

**MAIL ADDRESS:**
- **STREET 1:** THE PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL LIFE INSURANCE CO SEPARATE ACCOUNT B
- **DATE OF NAME CHANGE:** 20011016

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL MUTUAL LIFE INSURANCE COMPANY SEPARATE ACCOUNT B
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKERS LIFE CO SEPARATE ACCOUNT B
- **DATE OF NAME CHANGE:** 19870317

## Series and Classes Contracts Data

### PRINCIPAL LIFE INSURANCE CO SEPARATE ACCOUNT B (Series ID: S000001542)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000004191 | Principal Freedom Variable Annuity |  |

**Supplement dated August 18, 2025**

**to the Updating Summary Prospectus and Prospectus** 

**dated May 1, 2025 for:**

Principal<sup>®</sup> Freedom Variable Annuity

**Issued by Principal Life Insurance Company through its Principal Life Insurance Company Separate Account B** 

This supplement updates information contained in the Updating Summary Prospectus and Prospectus referenced above. Please retain this supplement for future reference.

**APPENDIX A: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT**

The following changes are made to the list of Underlying Mutual Funds available under the Contract contained in the above-referenced appendix.

The existing row for the Franklin Templeton VIP Trust – Templeton Growth VIP Fund – Class 2 is replaced with the new row below to reflect the termination of the previous sub-advisor:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type** | **Portfolio**<br>**Advisor/Sub-advisor** | **Current Expenses (Net)** | **Average Annual Total Returns**<br>**(as of 12/31/24)** | **Average Annual Total Returns**<br>**(as of 12/31/24)** | **Average Annual Total Returns**<br>**(as of 12/31/24)** |
| **Type** | **Portfolio**<br>**Advisor/Sub-advisor** | **Current Expenses (Net)** | **1 year** | **5 year** | **10 year** |
| Global Large-Stock Blend | Franklin Templeton VIP Trust – Templeton Growth VIP Fund <sup>(2)(3)</sup> – Class 2<br>Templeton Global Advisors Limited  | 1.12% | 5.40% | 4.60% | 4.08% |

---

Classification: Company Confidential