# EDGAR Filing Document

**Accession Number:** 0002010474
**File Stem:** 0001754960-25-000714
**Filing Date:** 2025-10
**Character Count:** 15760
**Document Hash:** f54404fd43a7b60636f62adeff451443
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-25-000714.hdr.sgml**: 20251028

**ACCESSION NUMBER**: 0001754960-25-000714

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251028

**DATE AS OF CHANGE**: 20251028

**EFFECTIVENESS DATE**: 20251028

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Clear Point Advisors Inc.
- **CENTRAL INDEX KEY:** 0002010474

**ORGANIZATION NAME:**
- **EIN:** 133990754
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24185
- **FILM NUMBER:** 251424059

**BUSINESS ADDRESS:**
- **STREET 1:** 1 HUNTINGTON QUADRANGLE
- **STREET 2:** SUITE 1S01
- **CITY:** MELVILLE
- **STATE:** NY
- **ZIP:** 11747
- **BUSINESS PHONE:** 16313332222

**MAIL ADDRESS:**
- **STREET 1:** 1 HUNTINGTON QUADRANGLE
- **STREET 2:** SUITE 1S01
- **CITY:** MELVILLE
- **STATE:** NY
- **ZIP:** 11747

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Clear Point Advisors Inc.<br>**Address:** 1 HUNTINGTON QUADRANGLE<br>SUITE 1S01<br>MELVILLE, NY 11747

**Form 13F File Number:** 028-24185

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  10-28-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 114

**Form 13F Information Table Value Total:** $128691409

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 372148 | 13178 | SH |  | SOLE |  | 0 | 0 | 13178 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 APR | 00888H208 |  | 1101556 | 32181 | SH |  | SOLE |  | 0 | 0 | 32181 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 JUL | 00888H406 |  | 651695 | 16969 | SH |  | SOLE |  | 0 | 0 | 16969 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 OCT | 00888H505 |  | 280043 | 7306 | SH |  | SOLE |  | 0 | 0 | 7306 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 FEB | 00888H786 |  | 729378 | 22009 | SH |  | SOLE |  | 0 | 0 | 22009 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 JAN | 00888H802 |  | 1348817 | 37322 | SH |  | SOLE |  | 0 | 0 | 37322 |
| AMAZON COM INC | COM | 023135106 |  | 1090619 | 4967 | SH |  | SOLE |  | 0 | 0 | 4967 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 1646070 | 20863 | SH |  | SOLE |  | 0 | 0 | 20863 |
| APPLE INC | COM | 037833100 |  | 3370854 | 13238 | SH |  | SOLE |  | 0 | 0 | 13238 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 890364 | 1771 | SH |  | SOLE |  | 0 | 0 | 1771 |
| BLACKROCK MUNIHLDGS NJ QLTY | COM | 09254X101 |  | 782313 | 67499 | SH |  | SOLE |  | 0 | 0 | 67499 |
| BNY MELLON ETF TRUST | US LRG CP CORE | 09661T107 |  | 524415 | 3890 | SH |  | SOLE |  | 0 | 0 | 3890 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 2412652 | 57403 | SH |  | SOLE |  | 0 | 0 | 57403 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 860985 | 29382 | SH |  | SOLE |  | 0 | 0 | 29382 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 992553 | 9874 | SH |  | SOLE |  | 0 | 0 | 9874 |
| DOUBLELINE ETF TRUST | SHILLER CAPE U S | 25861R204 |  | 5131009 | 157490 | SH |  | SOLE |  | 0 | 0 | 157490 |
| TCW ETF TRUST | HIGH YIELD BOND | 29287L874 |  | 982596 | 32019 | SH |  | SOLE |  | 0 | 0 | 32019 |
| META PLATFORMS INC | CL A | 30303M102 |  | 658338 | 896 | SH |  | SOLE |  | 0 | 0 | 896 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 226111 | 808 | SH |  | SOLE |  | 0 | 0 | 808 |
| FIRST TR EXCHANGE-TRADED FD | WCM INTL EQUITY | 33733E732 |  | 208159 | 12339 | SH |  | SOLE |  | 0 | 0 | 12339 |
| FIRST TR EXCHANGE TRADED FD | INTL EQUITY OPP | 33734X853 |  | 211878 | 3536 | SH |  | SOLE |  | 0 | 0 | 3536 |
| FIRST TR EXCHANGE-TRADED ALP | MID CP GR ALPH | 33737M102 |  | 452190 | 4936 | SH |  | SOLE |  | 0 | 0 | 4936 |
| FIRST TR EXCHANGE-TRADED ALP | SML CP GRW ALP | 33737M300 |  | 703318 | 7753 | SH |  | SOLE |  | 0 | 0 | 7753 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 1655385 | 36112 | SH |  | SOLE |  | 0 | 0 | 36112 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 208567 | 3101 | SH |  | SOLE |  | 0 | 0 | 3101 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 2250516 | 37565 | SH |  | SOLE |  | 0 | 0 | 37565 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S EQT | 33740F441 |  | 263945 | 6522 | SH |  | SOLE |  | 0 | 0 | 6522 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST INTER EQ | 33740F573 |  | 509643 | 19410 | SH |  | SOLE |  | 0 | 0 | 19410 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F748 |  | 1864953 | 35695 | SH |  | SOLE |  | 0 | 0 | 35695 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F847 |  | 764366 | 14452 | SH |  | SOLE |  | 0 | 0 | 14452 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F862 |  | 381539 | 7350 | SH |  | SOLE |  | 0 | 0 | 7350 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST EQ ENHAN | 33740U638 |  | 384869 | 11012 | SH |  | SOLE |  | 0 | 0 | 11012 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S | 33740U810 |  | 899967 | 21637 | SH |  | SOLE |  | 0 | 0 | 21637 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST INT JUNE | 33740U869 |  | 336063 | 13405 | SH |  | SOLE |  | 0 | 0 | 13405 |
| FIRST TR EXCHANGE-TRADED FD | SMID RISNG ETF | 33741X102 |  | 673597 | 17717 | SH |  | SOLE |  | 0 | 0 | 17717 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 735242 | 17846 | SH |  | SOLE |  | 0 | 0 | 17846 |
| FLEXSHARES TR | QLT DIV DEF IDX | 33939L845 |  | 896203 | 11205 | SH |  | SOLE |  | 0 | 0 | 11205 |
| FRANKLIN TEMPLETON ETF TR | US MID CP MLTFCT | 35473P884 |  | 613146 | 10862 | SH |  | SOLE |  | 0 | 0 | 10862 |
| GRANITESHARES GOLD TR | SHS BEN INT | 38748G101 |  | 3563025 | 93616 | SH |  | SOLE |  | 0 | 0 | 93616 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BUF | 45782C276 |  | 384971 | 5414 | SH |  | SOLE |  | 0 | 0 | 5414 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C318 |  | 1312317 | 33740 | SH |  | SOLE |  | 0 | 0 | 33740 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAY | 45782C326 |  | 287202 | 6554 | SH |  | SOLE |  | 0 | 0 | 6554 |
| INNOVATOR ETFS TRUST | US SML CP PWR ET | 45782C342 |  | 528698 | 15459 | SH |  | SOLE |  | 0 | 0 | 15459 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAR | 45782C391 |  | 234601 | 4547 | SH |  | SOLE |  | 0 | 0 | 4547 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C466 |  | 789833 | 14849 | SH |  | SOLE |  | 0 | 0 | 14849 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C474 |  | 518521 | 12849 | SH |  | SOLE |  | 0 | 0 | 12849 |
| INNOVATOR ETFS TRUST | EMRGNG MKT JAN | 45782C516 |  | 355025 | 10691 | SH |  | SOLE |  | 0 | 0 | 10691 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C573 |  | 561372 | 13672 | SH |  | SOLE |  | 0 | 0 | 13672 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C656 |  | 266419 | 6203 | SH |  | SOLE |  | 0 | 0 | 6203 |
| INNOVATOR ETFS TRUST | US EQTY BUF SEP | 45782C664 |  | 659032 | 13649 | SH |  | SOLE |  | 0 | 0 | 13649 |
| INNOVATOR ETFS TRUST | INTRNL DEV JULY | 45782C722 |  | 728338 | 22283 | SH |  | SOLE |  | 0 | 0 | 22283 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C748 |  | 3691155 | 89700 | SH |  | SOLE |  | 0 | 0 | 89700 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUN | 45782C755 |  | 324309 | 7090 | SH |  | SOLE |  | 0 | 0 | 7090 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 376945 | 8266 | SH |  | SOLE |  | 0 | 0 | 8266 |
| INNOVATOR ETFS TRUST | US EQT BUFR APR | 45782C888 |  | 1149350 | 24503 | SH |  | SOLE |  | 0 | 0 | 24503 |
| INNOVATOR ETFS TRUST | INNOVATOR INTER | 45783Y533 |  | 293374 | 9206 | SH |  | SOLE |  | 0 | 0 | 9206 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRT | 45784N536 |  | 699131 | 34619 | SH |  | SOLE |  | 0 | 0 | 34619 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 242145 | 858 | SH |  | SOLE |  | 0 | 0 | 858 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5401647 | 8997 | SH |  | SOLE |  | 0 | 0 | 8997 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 372079 | 1961 | SH |  | SOLE |  | 0 | 0 | 1961 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 713022 | 4895 | SH |  | SOLE |  | 0 | 0 | 4895 |
| ISHARES TR | CORE S ETF | 464287200 |  | 314820 | 470 | SH |  | SOLE |  | 0 | 0 | 470 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 863101 | 9244 | SH |  | SOLE |  | 0 | 0 | 9244 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 458377 | 7024 | SH |  | SOLE |  | 0 | 0 | 7024 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 521721 | 4390 | SH |  | SOLE |  | 0 | 0 | 4390 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 244817 | 3803 | SH |  | SOLE |  | 0 | 0 | 3803 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 661047 | 6948 | SH |  | SOLE |  | 0 | 0 | 6948 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 416855 | 1322 | SH |  | SOLE |  | 0 | 0 | 1322 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 |  | 604681 | 8769 | SH |  | SOLE |  | 0 | 0 | 8769 |
| J P MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 1815512 | 38133 | SH |  | SOLE |  | 0 | 0 | 38133 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 308579 | 5404 | SH |  | SOLE |  | 0 | 0 | 5404 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAN DIVER | 46641Q407 |  | 1007914 | 8134 | SH |  | SOLE |  | 0 | 0 | 8134 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 745664 | 14774 | SH |  | SOLE |  | 0 | 0 | 14774 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 1310873 | 25683 | SH |  | SOLE |  | 0 | 0 | 25683 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 1574320 | 31033 | SH |  | SOLE |  | 0 | 0 | 31033 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 749416 | 15285 | SH |  | SOLE |  | 0 | 0 | 15285 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 502906 | 2712 | SH |  | SOLE |  | 0 | 0 | 2712 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 |  | 227262 | 6540 | SH |  | SOLE |  | 0 | 0 | 6540 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 580755 | 1021 | SH |  | SOLE |  | 0 | 0 | 1021 |
| MCKESSON CORP | COM | 58155Q103 |  | 385178 | 499 | SH |  | SOLE |  | 0 | 0 | 499 |
| MICROSOFT CORP | COM | 594918104 |  | 988326 | 1908 | SH |  | SOLE |  | 0 | 0 | 1908 |
| NETFLIX INC | COM | 64110L106 |  | 529923 | 442 | SH |  | SOLE |  | 0 | 0 | 442 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 816024 | 4374 | SH |  | SOLE |  | 0 | 0 | 4374 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 4163957 | 41354 | SH |  | SOLE |  | 0 | 0 | 41354 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 295528 | 5653 | SH |  | SOLE |  | 0 | 0 | 5653 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 383471 | 7583 | SH |  | SOLE |  | 0 | 0 | 7583 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 647320 | 15153 | SH |  | SOLE |  | 0 | 0 | 15153 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4555006 | 6838 | SH |  | SOLE |  | 0 | 0 | 6838 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 532850 | 1499 | SH |  | SOLE |  | 0 | 0 | 1499 |
| SPDR SERIES TRUST | S 400 MDCP GRW | 78464A821 |  | 531447 | 5804 | SH |  | SOLE |  | 0 | 0 | 5804 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 1341325 | 17122 | SH |  | SOLE |  | 0 | 0 | 17122 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 1067111 | 2301 | SH |  | SOLE |  | 0 | 0 | 2301 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 3644743 | 6115 | SH |  | SOLE |  | 0 | 0 | 6115 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 4697950 | 182729 | SH |  | SOLE |  | 0 | 0 | 182729 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 2248484 | 85364 | SH |  | SOLE |  | 0 | 0 | 85364 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 12227086 | 383174 | SH |  | SOLE |  | 0 | 0 | 383174 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 926980 | 31275 | SH |  | SOLE |  | 0 | 0 | 31275 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 939304 | 33667 | SH |  | SOLE |  | 0 | 0 | 33667 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 1021031 | 38822 | SH |  | SOLE |  | 0 | 0 | 38822 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 677731 | 24825 | SH |  | SOLE |  | 0 | 0 | 24825 |
| TESLA INC | COM | 88160R101 |  | 495863 | 1115 | SH |  | SOLE |  | 0 | 0 | 1115 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1305666 | 6051 | SH |  | SOLE |  | 0 | 0 | 6051 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 206941 | 2622 | SH |  | SOLE |  | 0 | 0 | 2622 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 632193 | 2435 | SH |  | SOLE |  | 0 | 0 | 2435 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 282583 | 4802 | SH |  | SOLE |  | 0 | 0 | 4802 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1648232 | 20621 | SH |  | SOLE |  | 0 | 0 | 20621 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 480059 | 7997 | SH |  | SOLE |  | 0 | 0 | 7997 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1278822 | 2088 | SH |  | SOLE |  | 0 | 0 | 2088 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1215496 | 5824 | SH |  | SOLE |  | 0 | 0 | 5824 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 217060 | 1164 | SH |  | SOLE |  | 0 | 0 | 1164 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 323430 | 7359 | SH |  | SOLE |  | 0 | 0 | 7359 |
| VISA INC | COM CL A | 92826C839 |  | 600006 | 1758 | SH |  | SOLE |  | 0 | 0 | 1758 |
| WISDOMTREE TR | 1 3 YR LADDERED | 97717Y394 |  | 992442 | 17434 | SH |  | SOLE |  | 0 | 0 | 17434 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 1964648 | 39082 | SH |  | SOLE |  | 0 | 0 | 39082 |

---