# EDGAR Filing Document

**Accession Number:** 0001599342
**File Stem:** 0001193125-25-192651
**Filing Date:** 2025-8
**Character Count:** 893098
**Document Hash:** 16ac8cf62a07c836657d42550fe1047e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-192651.hdr.sgml**: 20250829

**ACCESSION NUMBER**: 0001193125-25-192651

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 10

**CONFORMED PERIOD OF REPORT**: 20250829

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250829

**DATE AS OF CHANGE**: 20250829

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521
- **FILM NUMBER:** 251279928

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period<u> </u> to<u> </u>** 

**Date of Report (Date of earliest event reported)** 

**Commission File Number of securitizer:<u> </u>** 

**Central Index Key Number of securitizer:** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing.** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of securitizer: 0001599342

## PMT Loan Trust 2025-INV9
**(Exact name of issuing entity as specified in its charter)** 

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

**Chris White** 

**(805) 530-5829** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing** 

------

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**Item 1.01 Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.03 Notice of Termination of Duty to File Reports under Rule 15Ga-1** 

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS** 

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Sponsor** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**Item 2.02 Findings and Conclusions of a Third-Party Due Diligence Report Obtained by the Underwriter** 

N/A

------

**EXHIBIT INDEX** 

---

| | |
|:---|:---|
| 99.1 | [Clayton Services LLC ("Clayton") Due Diligence Narrative Report](d47065dex991.htm) |
| 99.2 | [Clayton Conditions Report](d47065dex992.htm) |
| 99.3 | [Clayton Rating Agency ATR QM Data Fields](d47065dex993.htm) |
| 99.4 | [Clayton Loan Level Tape Compare Upload](d47065dex994.htm) |
| 99.5 | [Clayton Valuations Summary](d47065dex995.htm) |

---

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| PennyMac Corp. | PennyMac Corp.<br>(Securitizer) |
| Date | August 29, 2025 |
| /s/ Daniel S. Perotti | /s/ Daniel S. Perotti<br> (Signature) |
| By: | Daniel S. Perotti |
| Title: | Senior Managing Director and Chief Financial Officer |

---

## Exhibit 99.1

**EXHIBIT 99.1** 

**CLAYTON SERVICES LLC ("CLAYTON") DUE DILIGENCE NARRATIVE REPORT** 

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![LOGO](g47065g02a01.jpg)

![LOGO](g47065dsp1bb.jpg)

![LOGO](g47065dsp1cc.jpg)

**August 27, 2025**<br>**Due Diligence Narrative Report**<br>

------

![LOGO](g47065g02a01.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **TABLE OF CONTENTS** | **TABLE OF CONTENTS** | **TABLE OF CONTENTS** |  |
|  **Clayton Contact Information** |  | **2** |  |
|  **Overview** |  | **2** |  |
|  **Originators** |  | **2** |  |
|  **Clayton's Third Party Review ("TPR") Scope of Work** |  | **2** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sampling* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sponsor Acquisition Criteria* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Loan Grading* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *TPR Component Review Scope* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property Valuation Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Regulatory Compliance Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Integrity* | | *6* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Capture* | | *6* | |
|  **Data Compare Results** |  | **7** |  |
|  **Clayton Due Diligence Results** |  | **8** |  |
|  **Clayton Third Party Reports Delivered** |  | **9** |  |
|  **Appendix A: Credit Review Scope** |  | **10** |  |
|  **Appendix B: Origination Appraisal Assessment** |  | **13** |  |
|  **Appendix C: Regulatory Compliance Review Scope** |  | **16** |  |

---

PMT Loan Trust 2025-INV9 Page \| 1 August 27, 2025

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![LOGO](g47065g02a01.jpg)

**CLAYTON CONTACT INFORMATION** 

Client Service Management:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Chris Turk** Senior Client Service Manager

Phone: (813) 472-6509/E-mail: <u>Cturk@clayton.com</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Joe Ozment** Vice President – Client Services & Securitization

Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u>

**OVERVIEW** 

On behalf of PennyMac Corp. ("PennyMac"), Clayton conducted an independent third-party pre-securitization due diligence review of 386 residential loans selected for the PMT Loan Trust 2025-INV9 transaction. The loans referenced in this narrative report were reviewed on a bulk basis between May 2025 and August 2025. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**ORIGINATORS** 

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
|  Broker | 55 | 14.25% |
|  Correspondent Bulk | 329 | 85.23% |
|  Correspondent Flow with delegated underwriting | 2 | 0.52% |
|  **Total** | **386** | **100.00%** |

---

**CLAYTON'S THIRD PARTY REVIEW ("TPR") SCOPE OF WORK** 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, were performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, DBRS & Morningstar

PMT Loan Trust 2025-INV9 Page \| 2 August 27, 2025

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![LOGO](g47065g02a01.jpg)

**SAMPLING** 

Upon receipt of Asset Tape, Diligence provider randomly selected 386 Purchased Mortgage loans listed thereon, excluding Wet Loans. 100% of the loans received a Full Review as described below.

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| *Review Type* | *Loan Count*<br> *Reviewed by Clayton* | *Scope Applied* |
| **Full Review** | 386 | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| **Total Loan Population** | 386 |  |

---

**SPONSOR ACQUISITION CRITERIA** 

The loans were originated to each Seller's Guidelines and Clayton reviewed the loans to the Agency Seller Guide Loan Eligibility Requirements, ("Sponsor Acquisition Criteria"). Clayton was supplied with all of the changes to the guidelines with advance notice.

**LOAN GRADING** 

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth waivers. The compliance exception report lists all exceptions within a loan.

Clayton's loan grading complied with the following rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll and DBRS:

![LOGO](g47065dsp4aa.jpg)

**TPR COMPONENT REVIEW SCOPE** 

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

PMT Loan Trust 2025-INV9 Page \| 3 August 27, 2025

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![LOGO](g47065g02a01.jpg)

CREDIT REVIEW

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u> and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition
Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor
Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evaluated evidence of borrower's willingness and ability to repay the obligation;

PROPERTY VALUATION REVIEW

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Original Appraisal Assessment (386 loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete,
thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• For more detail on the original appraisal review scope and desk review definitions, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Value Supported Analysis (386 loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when
compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CU/LCA Score of 2.5 or below

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Desk Review/BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Field Review/2055 Drive-by

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Second Full Appraisal

For further detail please refer to the PMTLT 2025-INV9 Valuations Summary Report

REGULATORY COMPLIANCE REVIEW

Clayton's Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u> and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty
provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Truth-in-lending/regulation Z
(TILA) testing included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Notice of Right to Cancel (Right of Rescission) adherence if applicable;

PMT Loan Trust 2025-INV9 Page \| 4 August 27, 2025

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![LOGO](g47065g02a01.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure Timing (3/7/3) and disclosure content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL APR and Finance charge tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Timeliness of ARM Disclosures (if applicable);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 32 APR and Points and Fees Thresholds and prohibited practices;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing
Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after
1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower's ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in
accordance with Appendix Q. Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with
either their guidelines or the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation
depending on the loan's undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender's exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a [0.2%] rate reduction threshold per discount point.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prepayment Penalty restrictions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE initial disclosure timing and content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed the file contains the final HUD1 Settlement Statement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE to HUD1 evaluation for 0% and 10% fee tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure if applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable
loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it
relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID
Scope was created with guidance from outside counsel.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure
Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You
Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by
the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all the loans in this transaction.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non-Owner Occupied Scope: Most consumer protection laws are designed to
afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the
borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary

PMT Loan Trust 2025-INV9 Page \| 5 August 27, 2025

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![LOGO](g47065g02a01.jpg)

residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).<br>

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Escrow of insurance payments

**DATA INTEGRITY** 

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored.

**DATA CAPTURE** 

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

PMT Loan Trust 2025-INV9 Page \| 6 August 27, 2025

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![LOGO](g47065g02a01.jpg)

**DATA COMPARE RESULTS** 

Clayton provided PennyMac with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

Summary of data compare results:

---

| | | |
|:---|:---|:---|
| **Field Name** | **#** | **Accuracy %** |
|  Borrower 1 Self Employed Flag | 2 | 99.48% |
|  Borrower 1 Total Income | 12 | 96.89% |
|  Borrower 2 Self Employed Flag | 1 | 99.74% |
|  Cash Reserves | 249 | 35.49% |
|  Combined LTV | 5 | 98.70% |
|  Credit Report Date | 20 | 94.82% |
|  Debt to Income Ratio (Back) | 32 | 91.71% |
|  Disbursement Date | 6 | 98.45% |
|  Original Appraisal Date | 4 | 98.96% |
|  Original Appraised Value | 2 | 99.48% |
|  Original LTV | 13 | 96.63% |
|  Origination Channel | 51 | 86.79% |
|  Property Type | 46 | 88.08% |
|  Representative Credit Score for Grading | 2 | 99.48% |
|  Sales Price | 6 | 98.45% |
|  Total Cash Out | 17 | 95.60% |
|  Total Monthly Income | 3 | 99.22% |

---

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![LOGO](g47065g02a01.jpg)

**CLAYTON DUE DILIGENCE RESULTS** 

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (386 loans)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 195 |  | 13 | 120 | **328** |
| **Final** | **B** |  | 11 | 13 | 20 | **44** |
| **Final** | **C** |  |  | 3 | 4 | **7** |
| **Final** | **D** |  |  |  | 7 | **7** |
| **Final** | **Total** | **195** | **11** | **29** | **151** | **386** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Initial and Final Credit Component Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 319 |  | 14 | 37 | **370** |
| **Final** | **B** |  | 5 |  | 2 | **7** |
| **Final** | **C** |  |  | 2 | 1 | **3** |
| **Final** | **D** |  |  |  | 6 | **6** |
| **Final** | **Total** | **319** | **5** | **16** | **46** | **386** |

---

**Initial and Final Property Valuation Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 244 |  | 3 | 121 | **368** |
| **Final** | **B** |  | 2 | 14 |  | **16** |
| **Final** | **C** |  |  | 1 |  | **1** |
| **Final** | **D** |  |  |  | 1 | **1** |
| **Final** | **Total** | **244** | **2** | **18** | **122** | **386** |

---

**Initial and Final Regulatory Compliance Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 338 |  | 14 | 6 | **358** |
| **Final** | **B** |  | 18 | 6 |  | **24** |
| **Final** | **C** |  |  | 3 |  | **3** |
| **Final** | **D** |  |  |  | 1 | **1** |
| **Final** | **Total** | **338** | **18** | **23** | **7** | **386** |

---

PMT Loan Trust 2025-INV9 Page \| 8 August 27, 2025

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![LOGO](g47065g02a01.jpg)

**CLAYTON THIRD PARTY REPORTS DELIVERED** 

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non-ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RA ATR QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Standard Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Valuations Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Narrative Report

PMT Loan Trust 2025-INV9 Page \| 9 August 27, 2025

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**APPENDIX A: CREDIT REVIEW SCOPE** 

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition
Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project
adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Citizenship status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Transaction eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Maximum loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that
approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were
examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Uniform Residential Loan Application reviewed to determine:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial loan application was in the loan file and was signed by all borrowers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final loan application was in the loan file and was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment analyzed and verified through use of various documents, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verbal and/or written verifications of employments (VVOE, VOE)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CPA letter

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Business licenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax transcripts (IRS Form 4506-T)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Required income documentation for all borrowers was present and within required time period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Documents did not appear to have been altered or inconsistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared IRS tax transcripts to income documentation and noted any inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1099

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and
within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit Report review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Complete copy of report was in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Report was dated within required timeframe

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All borrowers were included in the report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked any fraud alerts against related loan file documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real
estate owned) for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title policy review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Leasehold estate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appropriate vestee(s) were listed on title policy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Amount of coverage was greater than or equal to the original principal amount of the mortgage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Applicable title endorsements were present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the
title search; verified that each issues was addressed in the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• HUD1 (Settlement Statement) review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Funds to close identified and analyzed against borrower's assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Seller contributions did not exceed maximum allowed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property, seller and borrower aligned with other loan documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Disbursements and pay-offs included in debt ratio calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Hazard/Flood insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified presence of required hazard insurance and flood insurance (if required)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct property

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Life of loan, if flood insurance required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance minimum coverage amount and policy period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for evidence that any required insurance policy premium was paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the mortgagee clause listed the lender's name and "its successors and assigns"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined if mortgage insurance is required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of
a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy" by the escrow/settlement agent plus recording directions on closing instruction
documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with
information in the loan file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OFAC

PMT Loan Trust 2025-INV9 Page \| 12 August 27, 2025

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![LOGO](g47065g02a01.jpg)

**APPENDIX B: ORIGINATION APPRAISAL ASSESSMENT** 

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report used standard GSE forms, appropriate to the property type:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a
condominium unit in a PUD (attached PUD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report was reasonably complete and included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report form, certification, statement of limiting conditions and scope of work

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject loan transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the property type, in both land and improvements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1004MC Market Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for
all material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal date met supplied Sponsor Acquisition Criteria

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor
Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP
based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title XI of FIRREA:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report,
an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the
appraiser's license included in the appraisal.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a
risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• USPAP

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users
of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value was reasonably supported. Utilized the following review in making value supported determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were located reasonably close to the subject property and if not the reason was satisfactorily
explained

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably recent in transaction date and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably similar to the subject property and if not an explanation was supplied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property was complete. However, if the property was not 100% complete, then any unfinished portion had no
material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points
in making determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all
material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property usage was reviewed for zoning compliance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property utilization was reviewed to determine it was "highest and best use"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Neighborhood values were reviewed to determine if declining

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Predominant occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Physical condition of the property was reviewed to determine that the property condition was average or better

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Style of property was reviewed to determine if unique property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Any health and safety issues were noted and/or remediated

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the
client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Working farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

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E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared
Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify
whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The individuals performing the aforementioned original appraisal assessment are not persons providing valuations
for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that
Clayton may have reviewed valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the
actual value of the underlying property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and
therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real
property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the
competitive market as of the effective date of the appraisal provided. The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support
the CDA value and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal
provided to Clear Capital by Customer.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file
completed by a licensed appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry
accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

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![LOGO](g47065g02a01.jpg)

**APPENDIX C: REGULATORY COMPLIANCE REVIEW SCOPE** 

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final
Rule that became mandatory on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed
circumstance documentation within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1
correspond to the actual loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in
the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known
affiliate, confirm the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to
the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** – Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and
APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional
disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days
of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower
discussing ARM programs identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material
disclosures, and the loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal
requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents,
financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm
the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten
in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA
prepayment penalty restrictions (Section 43)

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![LOGO](g47065g02a01.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

**C.** **FACTA** – the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;&nbsp;California | Maryland | New York |
| &nbsp;&nbsp;&nbsp;Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| &nbsp;&nbsp;&nbsp;Maine | Minnesota | |

---

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![LOGO](g47065g02a01.jpg)

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;&nbsp;Arkansas | Maine | Pennsylvania |
| &nbsp;&nbsp;&nbsp;California | Maryland | Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;&nbsp;Colorado | Massachusetts | South Carolina |
| &nbsp;&nbsp;&nbsp;Connecticut | Nevada | Tennessee |
| &nbsp;&nbsp;&nbsp;District of Columbia | New Jersey | Texas |
| &nbsp;&nbsp;&nbsp;Florida | New Mexico | Utah |
| &nbsp;&nbsp;&nbsp;Georgia | New York | Vermont<br> (High Rate, High Point law) |
| &nbsp;&nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| &nbsp;&nbsp;&nbsp;Indiana | Ohio, including<br> Cleveland Heights ordinance | |
| &nbsp;&nbsp;&nbsp;Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Texas (Texas Finance Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;&nbsp;Maine | Ohio | South Carolina |
| &nbsp;&nbsp;&nbsp;Massachusetts | Rhode Island | |

---

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**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;&nbsp;Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| &nbsp;&nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;&nbsp;Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| &nbsp;&nbsp;&nbsp;Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;&nbsp;Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;&nbsp;Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

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![LOGO](g47065g02a01.jpg)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

<sup>©</sup> 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

PMT Loan Trust 2025-INV9 Page \| 20 August 27, 2025

## Exhibit 99.2

**EXHIBIT 99.2** 

**CLAYTON CONDITIONS REPORT** 

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV9_J15988** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *386* |
| ***Loans with Conditions:*** | *191* |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**45 - Total Active Conditions** | |
| **16 - Material Conditions** | **16 - Material Conditions** |
| 10 - Credit Review Scope | 10 - Credit Review Scope |
|  | 3 - Category: Assets |
|  | 3 - Category: Credit/Mtg History |
|  | 1 - Category: DTI |
|  | 1 - Category: Income/Employment |
|  | 1 - Category: Insurance |
|  | 1 - Category: Terms/Guidelines |
| 2 - Property Valuations Review Scope | 2 - Property Valuations Review Scope |
|  | 1 - Category: Appraisal |
|  | 1 - Category: Property |
| 4 - Compliance Review Scope | 4 - Compliance Review Scope |
|  | 2 - Category: Ability to Repay/Qualified Mortgage |
|  | 1 - Category: Finance Charge Tolerance |
|  | 1 - Category: TILA/RESPA Integrated Disclosure |
| **29 - Non-Material Conditions** | **29 - Non-Material Conditions** |
| 7 - Credit Review Scope | 7 - Credit Review Scope |
|  | 1 - Category: Credit/Mtg History |
|  | 4 - Category: DTI |
|  | 2 - Category: Income/Employment |
| 22 - Compliance Review Scope | 22 - Compliance Review Scope |
|  | 1 - Category: Federal Consumer Protection |
|  | 21 - Category: RESPA |
| &nbsp;&nbsp;&nbsp;**275 - Total Satisfied Conditions** | &nbsp;&nbsp;&nbsp;**275 - Total Satisfied Conditions** |
| 88 - Credit Review Scope | 88 - Credit Review Scope |
|  | 4 - Category: Ability to Repay/Qualified Mortgage |
|  | 6 - Category: Assets |
|  | 8 - Category: Credit/Mtg History |
|  | 13 - Category: DTI |
|  | 23 - Category: Income/Employment |
|  | 5 - Category: Insurance |
|  | 4 - Category: Legal Documents |
|  | 13 - Category: Terms/Guidelines |
|  | 12 - Category: Title |
| 146 - Property Valuations Review Scope | 146 - Property Valuations Review Scope |
|  | 139 - Category: Appraisal |
|  | 5 - Category: FEMA |
|  | 2 - Category: Value |
| 41 - Compliance Review Scope | 41 - Compliance Review Scope |
|  | 26 - Category: Ability to Repay/Qualified Mortgage |
|  | 2 - Category: Compliance Manual |
|  | 1 - Category: Federal Consumer Protection |
|  | 2 - Category: Finance Charge Tolerance |
|  | 10 - Category: TILA/RESPA Integrated Disclosure |
| &nbsp;&nbsp;&nbsp;**4 - Total Waived Conditions** | &nbsp;&nbsp;&nbsp;**4 - Total Waived Conditions** |
| 4 - Property Valuations Review Scope | 4 - Property Valuations Review Scope |
|  | 4 - Category: FEMA |

---

<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV9_J15988** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *386* |
| ***Loans with Conditions:*** | *191* |

---

---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA—Loan<br>subject to Ability<br>to Repay/<br>Qualified<br>Mortgage rule;<br>Clayton's status<br>determination<br>places loan in a<br>riskier status than<br>the Lender's<br>status<br>determination. | No | Missing Lender<br>income analysis<br>worksheet; rental<br>income worksheet;<br>B'2 credit report;<br>credit report dated<br>1/13/2025 (per tape);<br>income document or<br>documentation no<br>ownership interest is<br>XXX , XXX ,<br>XXX;VVOE's for all<br>businesses. | 5/16/2025: Docs provided<br>for all mentioned here and<br>cleared as credit stips. | 5/19/2025: Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA—Loan<br>subject to Ability<br>to Repay/<br>Qualified<br>Mortgage rule; is<br>not a Qualified<br>Mortgage. | No | 5/19/2025 - After<br>review of trailing docs<br>Adjusted Charges<br>$19864.80, max<br>allowed $15758.57,<br>difference of<br>$4106.23. Exceeds 3%<br>by .782%. Fees<br>included in calculation<br>are $24376.80<br>Discount, $5600<br>Broker fee, $1014<br>Admin and $74 Tax<br>Service. | 05.23.2025—Client<br>provided Bona Fide Loan<br>Points however our testing<br>appears to be correct. We<br>are excluding the bona fide<br>discount as well, there is a<br>XXX on pg 1630 with a fail<br>that matches our<br>testing.5/28/2025: Lender<br>verified ATR Exempt.<br>Clayton verified non-QM:<br>Lender documented all<br>ATR UW<br>factors.07.31.2025—Lender<br>provided verification of<br>business use of funds. | 05.23.2025—Exception<br>remains5/28/2025:<br>Exception<br>remains.07/31/2025-<br>Exception satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3618 | TRID—Corrected<br>CD should have<br>been provided;<br>Change of<br>Product or<br>Product Feature<br>not disclosed at<br>least 3 business<br>days prior to<br>closing | No | Missing initial CD in<br>file. only have final<br>CD XXX; Only Initial<br>(final LE) in file dated<br>XXX | 7.31.2025—Initial CD<br>received. | 07.31.2025—Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID—CD:<br>Loan<br>consummated<br>before end of<br>waiting period | No | Mortgage Notary and<br>signatures dated XXX;<br>Final CD XXX<br>Disbursement date<br>XXX | 7.31.2025—Initial Clayton<br>comment correction:<br>Missing Initial CD received<br>at least 3 days prior to<br>consummation.<br>XXX—Initial CD provided. | 07.31.2025 - Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID—Zero<br>tolerance fee or<br>fees increased at<br>or prior to closing<br>without a valid<br>reason or not<br>timely disclosed;<br>refund required<br>within 60 days of<br>consummation | No | $893.80 Zero Percent<br>Tolerance Violation<br>due to increase in<br>Loan Points on Final<br>CD without a valid<br>Change in<br>Circumstance.Requires<br>CIC, or corrected<br>PCCD, copy of refund<br>check, LOX and<br>verification of<br>shipping. | 7.31.2025—Missing COC<br>and CDs provided. | 07.31.2025 - Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |

---

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---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing Bank<br>XXX<br>checking<br>account<br>statement with<br>a balance of<br>$146,576.20.<br>XXX<br>statement is in<br>the business<br>name dated<br>10/31/2024<br>and Note Date<br>XXX or 125<br>days old. | 5/16/2025:<br>Received<br>1/2025,<br>12/2024<br>statements.<br>Balance<br>matches. | 5/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations not<br>disclosed/<br>accounted for<br>at origination | No | XXX or<br>HELOC<br>appear on the<br>credit report<br>and are not<br>disclosed on<br>the<br>application.<br>Reviewer is<br>unable to<br>determine<br>minimum<br>reserve<br>requirements<br>for other<br>financed<br>properties is<br>accurately<br>calculated, all<br>open/active<br>mortgages<br>must be<br>entered on the<br>loan<br>application. | 5/16/2025:<br>Received<br>XXX-<br>HELOC is<br>under<br>business<br>name XXX | 5/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/Mtg<br>History | Satisfied D A | CRDCRMH183 | Credit report<br>incomplete | No | Missing credit<br>report for B2

#XXX dated<br>12/13/2024 as<br>reflected on<br>DU findings<br>and credit<br>report dated<br>1/13/2025 as<br>reflected on<br>the tape. | 5/16/2025:<br>Received<br>credit report<br>for B2. | 5/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | DTI | Satisfied C A | CRDDTI134 | Debt Ratio<br>Exception<br>=>10% | No | DU approved<br>DTI of<br>26.79%.<br>Reviewer<br>calculated<br>income for B1<br>of $10,244.31<br>+ B2 of<br>$2,352.86 +<br>Rental Income<br>from other<br>REO<br>$6,102.00 =<br>$18,699.17.<br>PITIA for B1<br>& B2 primary<br>residences<br>$3,876.77 +<br>the subject<br>PITI of<br>$3,609.17 +<br>other debt of<br>$1,506.00 =<br>$8,991.94 /<br>$18,699.17 =<br>48.0874%<br>DTI. Variance<br>is due to<br>missing<br>borrower 2<br>credit report,<br>income<br>analysis forms<br>and VVOE's | 5/16/2025:<br>After receipt<br>of trailing<br>docs, loan<br>re-evaluated.<br>DTI is now<br>27.57%.<br>Lender used<br>$4,750<br>market rent.<br>Clayton<br>usded<br>$4,550<br>actualrent<br>noted on<br>Form 1007.<br>DTI is now<br>27.57%,<br>within<br>tolerance. | 5/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Missing all<br>Income<br>documentation<br>for XXX ,<br>XXX and<br>XXX or<br>documentation<br>to support no<br>ownership<br>interest. | 5/16/2025:<br>Received<br>docs to<br>show<br>borrowers<br>are XXX.<br>Income not<br>being used. | 5/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Terms/<br>Guidelines | Satisfied C A | CRDTER3122 | Loan<br>documents<br>do not meet<br>guideline<br>requirements | No | Missing<br>Cash Flow<br>Analysis<br>(Form 1084)<br>or equivalent<br>for all B1 &<br>B2 business<br>as required<br>per DU<br>findings and<br>rental<br>income<br>worksheets. | 5/16/2025:<br>Received lender<br>incomeworksheets. | 5/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Terms/<br>Guidelines | Satisfied C A | CRDTER4631 | Loan<br>parameters<br>do not meet<br>guidelines | No | Subject<br>property is a<br>cash out<br>refinance.<br>Subject<br>property is<br>owned by<br>XXX per<br>title, HOI,<br>appraisal and<br>property<br>taxes and not<br>in the<br>borrower's<br>name. | 5/16/2025:<br>Borrowers are<br>XXX of the<br>business per<br>business docs<br>provided. | 5/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5.22.2025- Third<br>Party Valuation<br>Received- Desk<br>Review- Variance<br>0%, within<br>Tolerance-<br>Exception<br>Satisfied | 5.22.2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Co borrower has been in the profession for 10 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: All of B1's current mortgages paid as agreed, 0 x 30. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Per guidelines, the minimum credit score is 620. Loan closed with a credit score of 753. |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5.22.2025- BPO<br>received.<br>Exception<br>Satisfied | 5.22.2025-<br>Exception<br>Satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 778 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 12 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer in the past: 12 years |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | Public<br>declaration

#XXX<br>declaration<br>date XXX,<br>XXX XXX,<br>Non-Material<br>B | 5/7/2025: Client<br>acknowledged and<br>waived due to<br>public assistance<br>only. | 5/7/2025:<br>Exception<br>waived. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 778 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 12 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer in the past: 12 years |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Value | Satisfied C A B | PRVAVALU5249 | Property<br>Value Not<br>Supported | No | 5.22.2025-<br>BPO dated<br>XXX<br>received.<br>Outside of<br>10%<br>allowable<br>tolerance<br>variance.<br>Value<br>$XXX<br>20.60% out<br>of tolerance<br>from<br>appraised<br>value of<br>$XXX | 5/30/2025: 2055<br>received supports<br>appraised value | 5/30/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 778 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 12 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer in the past: 12 years |
| &nbsp;&nbsp;&nbsp;1053 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score is<br>>3.3.<br>Clayton to<br>order desk<br>review. | 5.22.2025- Third<br>Party Valuation<br>Received- Desk<br>Review- Variance<br>0%, within<br>Tolerance-<br>Exception Satisfied | 5.22.2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 6 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $470,331.22 or 306.35 months of PITI <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 725 |
| &nbsp;&nbsp;&nbsp;1054 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Clayton<br>ATR/QM<br>status<br>Non-QM<br>Lender<br>Documented<br>all UW<br>ATR factors<br>due to<br>exceeds<br>points/fees.<br>Max<br>allowable<br>fees are<br>$7,810.74.<br>Current fees<br>of $8,348<br>exceed max<br>by $537.26. | 07.31.2025—Lender<br>provided<br>verification of<br>business use of<br>funds. | 07.31.2025<br>-Exception<br>satisfied | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $346,236.20 is $329,336.74 greater than the $16,899.46 reserves required. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 8 years 7 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 8 years 7 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 810 is 190 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 25.69% is 19.31% below the 45% allowed for the program. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1054 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Clayton<br>ATR/QM<br>status<br>Non-QM<br>Lender<br>Documented<br>all UW ATR<br>factors due to<br>exceeds<br>points/fees.<br>Max<br>allowable<br>fees are<br>$7,810.74.<br>Current fees<br>of $8,348<br>exceed max<br>by $537.26. | 07.31.2025<br>- Lender<br>provided<br>verification<br>of business<br>use of<br>funds. | 07.31.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $346,236.20 is $329,336.74 greater than the $16,899.46 reserves required. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 8 years 7 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 8 years 7 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 810 is 190 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 25.69% is 19.31% below the 45% allowed for the program. |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | Property | Active C | PRVAPROP177 | Property<br>Issues<br>Indicated | Yes | Appraisals in<br>file indicate<br>owner<br>occupant<br>while AUS<br>indicates<br>investment<br>property. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 72.66 is below guideline requirement of 75. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $34,843.70 or 8.08 months PITI reserves exceed required reserves of $25,886.55. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional documented YTD + 2 year bonus income of $1,613.70 for B1 not used in qualifying. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrowers credit usage ratio of 7.56% reflects minimal use of credit. |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Federal<br>Consumer<br>Protection | Active B | CMPFDCP4569 | NMLS<br>License<br>verification<br>found Loan<br>Originator<br>Name does<br>not match ID<br>but can<br>identify that<br>the LO is the<br>same | No | NMLS<br>consumer<br>access<br>verifies name<br>as XXX. No<br>other<br>tradenames<br>listed. Loan<br>originator<br>name in file<br>is XXX. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 793 is 173 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33.31% is below the guideline minimum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $25,286.62/6.86 months PITIA which is > the required amount of $22,123.85 or 6 months PITIA. |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero<br>Tolerance<br>Fee of<br>$231.00 due<br>to addition of<br>Transfer<br>Taxes on CD<br>XXX.<br>Missing a<br>valid Change<br>of<br>Circumstance<br>for each<br>increase, or<br>Post Close<br>CD, LOX<br>and copy of<br>refund check<br>to borrower. | 08.21.2025<br>-COC<br>provided. | 08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 793 is 173 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33.31% is below the guideline minimum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $25,286.62/6.86 months PITIA which is > the required amount of $22,123.85 or 6 months PITIA. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3676 | TRID - CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | No | Ten Percent<br>Tolerance Fee<br>of $148.30<br>due to<br>increase in<br>Recording<br>Fee in Other<br>Costs Section<br>E from $379<br>on LE XXX<br>to $732.00 on<br>PCCD XXX.<br>Applied<br>lender credit<br>in the amount<br>of $79.70.<br>Remainder of<br>$148.30 after<br>Ten Percent<br>tolerance<br>testing which<br>includes Title<br>Fees. Missing<br>a valid<br>Change of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of<br>refund check<br>to borrower. | 08.21.2025 -<br>COC<br>provided. | 08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 793 is 173 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33.31% is below the guideline minimum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $25,286.62/6.86 months PITIA which is > the required amount of $22,123.85 or 6 months PITIA. |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Title | Satisfied D A | CRDTIL796 | Missing Title | No | Missing<br>evidence of<br>title. | 8/26/2025:<br>Received<br>Final Title. | 8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 793 is 173 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33.31% is below the guideline minimum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $25,286.62/6.86 months PITIA which is > the required amount of $22,123.85 or 6 months PITIA. |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score is<br>>2.5. Clayton<br>to order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 793 is 173 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33.31% is below the guideline minimum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $25,286.62/6.86 months PITIA which is > the required amount of $22,123.85 or 6 months PITIA. |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 760 is 140 points above minimum program requirement of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of revolving credit utilization at 2%. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrowers have99 months mortgage payment history 0x30. |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing Title | No | Missing title<br>work | 8/19/2025:<br>Received<br>Title<br>Commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Time in the profession over 17 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 760. Minimum credit score required 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Both borrowers have good credit history with no derogatory credit <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets verified $205,693.47 or 70 months of reserves |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 46.87% is below the guideline minimum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $718,891.92/153.49 PITIA which is > guideline minimum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 37.50%; guidelines allow 80%. |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max dti is 45% and calculating dti at 28% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 797 credit score significantly exceeds 620 minimum requirement <br>CFCFS2860: Good credit history <br>- Clayton Comments: Great credit history with no lates |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | Compliance<br>Manual | Satisfied C A | CMPMAN2990 | 1003 -<br>Final<br>Application<br>is not<br>Accurate | No | Provide<br>corrected Final<br>1003 to show<br>both borrowers<br>as<br>Non-Permanent<br>Resident<br>Aliens. Work<br>Visas and<br>I797A docs are<br>in the file. | 8/22/2025:<br>Received<br>updated<br>AUS and<br>1003 to<br>show<br>NPRA for<br>both<br>borrowers. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 799 exceeds guidelines with a minimum credit score of 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 7 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting in the past 96 months or more. |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Loan was<br>submitted as<br>borrowers<br>being<br>Permanent<br>Resident<br>Aliens. Docs in<br>the file verify<br>non-Permanent<br>Resident<br>Aliens. Verify<br>Items #7 and

#8 showing<br>legal residents<br>of the US<br>includes<br>non-permanent<br>resident aliens<br>or re-run AUS<br>with updated<br>citizenship<br>status. | 8/22/2025:<br>Received<br>updated<br>AUS and<br>1003 to<br>show<br>NPRA for<br>both<br>borrowers. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 799 exceeds guidelines with a minimum credit score of 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 7 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting in the past 96 months or more. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing<br>Title from<br>file. | 8/19/2025:<br>Received title<br>Commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 799 exceeds guidelines with a minimum credit score of 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 7 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting in the past 96 months or more. |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation:<br>CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received CDA<br>supporting value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 799 exceeds guidelines with a minimum credit score of 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 7 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting in the past 96 months or more. |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Missing<br>final AUS<br>showing<br>loan was<br>approved.LP<br>AUS<br>submission<br>12 Risk<br>class is<br>Caution<br>with 53%<br>DTI. 1008 is<br>not in file,<br>so unable to<br>verify if<br>loan was<br>approve<br>with DU<br>AUS or LP<br>AUS. | 8/19/2025:<br>Received LP #14<br>showing 28% DTI.<br>Clayton verified<br>36.72%, outside 3%<br>tolerance.8/22/2025:<br>Received lender<br>income calcs.<br>Clayton re-verified<br>income, bonus<br>specifically, and<br>DTI is now 26.67%.<br>Within tolerance. | 8/19/2025:<br>Exception<br>remains.8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 788 credit score significantly exceeds 620 minimum requirement <br>CFCFS2860: Good credit history <br>- Clayton Comments: Good credit history0 x 30 in 84 months |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | The most<br>recent LP<br>findings in<br>file is<br>submission<br>08 and is<br>incomplete<br>with missing<br>pages. | 8/19/2025:<br>Received LP #8. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence for 5 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same line of work for 25 years. |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 783 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x24. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Fico is 805 exceeds minimum requirement of 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max LTV purchase investor 85%, LTV is 75% |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Credit | Credit/Mtg<br>History | Active A C | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | Yes | Missing evidence<br>properties are free<br>and clear and<br>evidence of PITI<br>per 1003 or sold:<br>XXX $949.99;<br>HOI,<br>PITIXXX$1013.27;<br>HOI, PITIXXX<br>$2,280.66; HOI,<br>PITIXXX $828.53<br>and HOA monthly<br>fee; XXX<br>$2,866.30; HOI,<br>PITIXXX$1,448.47<br>and HOA monthly<br>fee; XXX sold;<br>XXX $424.96 and<br>HOA monthly fee;<br>HOIXXX St<br>$1,014.66;<br>HOIXXX<br>$3,376.50; HOI,<br>PITIXXX<br>$1,769.34;<br>HOIXXX sold. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent accounts. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Revolving ratio usage is under 42%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Per credit report, no major derogatory mortgage payment history. |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Received<br>verification of<br>business license.<br>Provide complete<br>3rd-party<br>verification of<br>employment. | 8/25/2025: Print<br>out received<br>cannot be read<br>and screen shot<br>has a small<br>screenshot of<br>actual VVOE.<br>Provide larger<br>copy.8/26/2025:<br>Received full<br>screenshot of<br>VVOE. | 8/25/2025:<br>Exception<br>remains.8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent accounts. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Revolving ratio usage is under 42%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Per credit report, no major derogatory mortgage payment history. |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing copy of<br>preliminary title,<br>commitment, final<br>title, or other<br>acceptable forms of<br>title. | 8/19/2025:<br>Received Title<br>Commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent accounts. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Revolving ratio usage is under 42%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Per credit report, no major derogatory mortgage payment history. |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 credit score significantly exceeds minimum FICO score of 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 17.57% LTV is significantly below maximum LTV of 75% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 35% dti is 10 points below max dti of 45% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing title.<br>File has only<br>a Closing<br>Protection<br>Letter. | 8/19/2025:<br>Received<br>Title<br>Report. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets: Post Close Assets are $184,659.74 or 44.95 months of or PITI. Required reserves: $26,187.07 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned primary residence for 10 years and 1 month. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 9 years and 5 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 801 credit score exceeds minimum standard of 620. |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 768 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 28.91% DTI below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $34041.75 in reserves. |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>verification<br>of<br>employment<br>for XXX<br>Co-Borrower<br>2. | 8/21/2025:<br>Received<br>verification<br>of business<br>existence<br>and active. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 4 years and 6 months. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Co-Borrowers have owned primary residence for 14 years and 1 month. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been XXX for 31 years and 10 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 755 credit score exceeds minimum required of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing Title | No | Missing<br>required<br>title<br>information. | 8/19/2025:<br>Received<br>Title<br>Commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 4 years and 6 months. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Co-Borrowers have owned primary residence for 14 years and 1 month. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been XXX for 31 years and 10 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 755 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 4 years and 6 months. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Co-Borrowers have owned primary residence for 14 years and 1 month. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been XXX for 31 years and 10 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 755 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Fees exceed<br>max<br>allowed. | 8/20/25:<br>Undiscounted<br>rate provided<br>and loan<br>meets QM<br>fee<br>requirements | 8/20/25:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower has mortgage history of 0x30, in the last 55 months <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower's have owned their primary for the past 8 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for the past 14 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for the past 10 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Borrower's LTV is 48.01% |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Fees exceed<br>max<br>allowed. | 8/20/25:<br>Undiscounted<br>rate provided<br>and loan<br>meets QM<br>fee<br>requirements | 8/20/25:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower has mortgage history of 0x30, in the last 55 months <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower's have owned their primary for the past 8 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for the past 14 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for the past 10 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Borrower's LTV is 48.01% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved.<br>Clayton to<br>order<br>BPO. | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower has mortgage history of 0x30, in the last 55 months <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower's have owned their primary for the past 8 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for the past 14 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for the past 10 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Borrower's LTV is 48.01% |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 815 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.45% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $182340 in reserves which is above the $16591 required |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | XXXXXX | ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $322,166.63 - $6,855.29 required reserves = $315,311.34/$6,115.10 PITI for both properties = 51.56-months reserves for both properties. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: The DTI is 25.06% and guidelines allow it to be 50%. |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>mortgage<br>statement<br>for<br>Primary to<br>document<br>Taxes and<br>Insurance<br>are<br>included.<br>If not,<br>provide<br>taxes, as<br>Hazard<br>Insurance<br>is in file,<br>and<br>document<br>HOA, if<br>applicable. | 8/19/2025:<br>Received<br>docs for<br>P&I, taxes<br>and HOI. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below the maximum allowable of 85%. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 22 months exceeds the required 12 months. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Reserves of $181,035.72 exceeds the required $26,372.59 reserves. |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | DTI | Active B | CRDDTI105 | Debt Ratio<br>Exception<br>5% or Less | No | Clayton<br>verified<br>11.34%<br>DTI. LP

#10 shows<br>8% DTI.<br>Difference<br>is due to<br>lower<br>income<br>and higher<br>subject<br>PITI<br>resulting<br>in higher<br>loss of<br>$572.36<br>vs $78<br>noted on<br>1003. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquency or derogatory credit history. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>3rd-party<br>verification<br>for<br>business<br>income.<br>Provide<br>VOE for<br>verification<br>of current<br>existence<br>of the<br>business<br>obtained<br>verbally<br>from an<br>acceptable<br>third-party<br>source:<br>XXX,<br>XXX., and<br>XXX. | 8/19/2025:<br>Received<br>verification<br>of business<br>existence. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquency or derogatory credit history. |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Provide<br>final LP<br>AUS, all<br>pages and<br>in order. | 8/19/2025:<br>Received<br>LP #10. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquency or derogatory credit history. |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>>3.5, LCA<br>3.5<br>Clayton to<br>order desk<br>review | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV below max 75%, LTV 68% |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75%, Max 85% for purchase of investment property 1 unit <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score exceeds min of 620; median fico for borrower 786 |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP not<br>found in<br>file.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70 is below guideline requirement max of 75. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $195,872.93 or 57.17 months PITI Reserves exceed AUS required reserves of $82,697.86. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to<br>complete<br>the ATR/<br>QM<br>review<br>and render<br>an<br>accurate<br>ATR/QM<br>status. | No | Missing<br>complete<br>copy of LP<br>AUS Key<br>XXX<br>submission<br>XXX.<br>Multiple<br>copies of<br>LP in file<br>and pages<br>are<br>scattered<br>throughout<br>file. Unable<br>to match<br>pages<br>together.<br>Loan<br>subject to<br>additional<br>exceptions<br>based on<br>review of<br>LP<br>submission<br>XXX. | 8/19/2025:<br>Received<br>full LP

#XXX | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 809. The guideline minimum is 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: The borrowers have 99 months on-time housing history <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 8 years, 3 months. |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | DTI | Active B | CRDDTI106 | Debt<br>Ratio<br>Exception<br>>5% and<br><10% | No | The current<br>DTI is<br>46.39%.<br>The partial<br>LP in the<br>file<br>indicates<br>42%. The<br>lender<br>approval<br>dated XXX<br>indicates a<br>DTI of<br>37.834%<br>The DTI<br>calculations<br>and analysis<br>will need to<br>be<br>re-evaluated<br>when the<br>complete<br>final LP is<br>received. | 8/19/2025:<br>Received<br>LP #5<br>showing<br>39% DTI.<br>Clayton<br>verified<br>46.39%<br>which<br>exceeds<br>3%<br>tolerance<br>allowed. | 8/19/2025:<br>Exception<br>remains. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 809. The guideline minimum is 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: The borrowers have 99 months on-time housing history <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 8 years, 3 months. |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Missing<br>complete<br>copy of LP<br>AUS. Most<br>recent LP in<br>file is LP<br>AUS Key<br>XXX<br>submission<br>XXX.<br>Multiple<br>copies of<br>LP in file<br>and pages<br>are<br>scattered<br>throughout<br>file. Unable<br>to match<br>pages<br>together.<br>Provide<br>complete<br>copy of LP/<br>1008. Loan<br>subject to<br>additional<br>exceptions<br>based on<br>review of<br>AUS. | 8/19/2025:<br>Received<br>full LP

#XXX. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 809. The guideline minimum is 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: The borrowers have 99 months on-time housing history <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 8 years, 3 months. |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation,<br>LCA score<br>> 2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 809. The guideline minimum is 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: The borrowers have 99 months on-time housing history <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 8 years, 3 months. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Borrower<br>only has 1<br>month of<br>bank<br>statements<br>and 2 are<br>required. The<br>gift alone<br>does not<br>cover the<br>required<br>funds to be<br>verified.<br>There is an<br>updated<br>balance for<br>the checking<br>account in<br>the file, but<br>no<br>transaction<br>history or<br>date and it is<br>not a full<br>month. Need<br>the 2nd<br>month bank<br>statement and<br>the current<br>transaction<br>history to<br>match the<br>updated<br>balance. | 8/25/2025:<br>Received 6/12/2025<br>print out for XXX

#XXX . 5/30/2025<br>statement is in the<br>file. Print out<br>provided covers<br>4/2/2025-6/12/2025.<br>Re-verified assets.<br>Funds to close and<br>reserves are met.<br>Removed #XXX as<br>only one month<br>proved, but not<br>needed. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower has a 744 FICO score which is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have $43634.79 in reserves with only $5457.99 required <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 27.17% DTI is below the 45% max |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 8/13/2025:<br>Received BPO<br>supporting value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower has a 744 FICO score which is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have $43634.79 in reserves with only $5457.99 required <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 27.17% DTI is below the 45% max |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>timely verbal<br>verification<br>of<br>employment. | 8/19/2025:<br>Received VVOE<br>dated XXX -<br>meeting ten<br>business days. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $370,432.70 or 88.5 months PITI exceeds required reserves of $14,946.23 or 3.57 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 788. Guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 33.95% is less than the guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>No CU score.<br>Clayton to<br>order desk<br>review | 8/13/2025:<br>Received CDA<br>supporting value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $370,432.70 or 88.5 months PITI exceeds required reserves of $14,946.23 or 3.57 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 788. Guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 33.95% is less than the guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Legal<br>Documents | Satisfied D A | CRDLGL225 | Missing Rider | No | Missing<br>condominium<br>rider. | 8/19/2025:<br>Received Condo<br>Rider. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% below maximum guideline of 80% LTV <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 795 Median Credit Score, oldest trade 9/2004, 2% credit usage <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 57 consecutive months mortgage payment history exceeds the 24 month credit review guidelines. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Missing<br>complete copy<br>of LP AUS. LP

#XXX appears<br>to be most<br>recent AUS<br>based on page<br>1 in file.<br>Multiple LP<br>AUS pages in<br>file however<br>are not in order<br>and reviewer<br>unable to<br>match pages<br>together.<br>Findings to<br>support DTI/<br>Reserves/<br>Property<br>Inspection<br>Waiver, etc.<br>Note Lender<br>1008 not<br>provided for<br>comparison.<br>Additional<br>exceptions<br>may apply. | 8/19/2025:<br>Received<br>LP #11. | 8/19/2025:<br>Exception<br>satisfied | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% below maximum guideline of 80% LTV <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 795 Median Credit Score, oldest trade 9/2004, 2% credit usage <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 57 consecutive months mortgage payment history exceeds the 24 month credit review guidelines. |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/11/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% below maximum guideline of 80% LTV <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 795 Median Credit Score, oldest trade 9/2004, 2% credit usage <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 57 consecutive months mortgage payment history exceeds the 24 month credit review guidelines. |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt B A | Credit | DTI | Active B | CRDDTI105 | Debt Ratio<br>Exception<br>5% or<br>Less | No | Lender verified<br>23.58% DTI<br>per DU #10.<br>Clayton<br>verified<br>27.79%,<br>difference of<br>4.21%, outside<br>3% tolerance<br>allowed.<br>Lender did not<br>include $1,600<br>Student loan<br>payment. Doc<br>in file shows<br>currently in<br>repayment<br>status. Updated<br>DU required<br>with 27.79%<br>DTI Approve/<br>Eligible. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 9 years 6 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job, 5 years 3 months. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X39. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $156,022.72. Required Reserves are $15,917.07 |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater<br>than the<br>transaction<br>date | No | Insurance<br>effective date<br>is 6/23/2025<br>and<br>disbursement<br>date is XXX.<br>Please provide<br>updated<br>insurance<br>documentation. | 8/20/2025:<br>Received<br>lender<br>Affidavit<br>stating no<br>HOI<br>claims<br>were<br>made<br>between<br>XXX and<br>6/23/2025. | 8/20/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 48.41 is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 64% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $473,692.42 greatly exceed DU required of $35,375.28. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 48.41 is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 64% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $473,692.42 greatly exceed DU required of $35,375.28. |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>verification<br>of the<br>current<br>existence<br>XXX<br>through a<br>third party<br>source. | 8/19/2025:<br>Received<br>verification<br>of business<br>existence. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 13 years 4 months <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 812. The guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 14.6% is below the guideline maximum of 45%. |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing<br>XXX Form<br>91 or<br>equivalent<br>income<br>calculation. | 8/19/2025:<br>Received<br>lender<br>income<br>calcs. | 8/19/2025:<br>exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 13 years 4 months <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 812. The guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 14.6% is below the guideline maximum of 45%. |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing AUS<br>or AUS errors<br>present | No | Missing<br>complete<br>AUS/LP<br>for<br>submission<br>number 4. | 8/19/2025:<br>Received<br>LP #4. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 13 years 4 months <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 812. The guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 14.6% is below the guideline maximum of 45%. |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $60,987.66 or 18.21 months PITI exceeds the Required reserves of $20,633.82 or 6.14 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 802. Guideline requirement 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33.72% is below the guideline maximum of 45%. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Active D | CRDAST2354 | Asset<br>Verification In<br>File is<br>Incomplete Per<br>Requirements | Yes | 8/25/2025:<br>Exception<br>added after<br>review of<br>trailing docs:<br>Provide<br>updated<br>transaction<br>history for<br>XXX #XXX.<br>The VOD for<br>XXX #XXX<br>shows a $30K<br>transfer from

#XXX on<br>6/7/2025. The

#XXX<br>statement<br>provided is<br>dated through<br>5/31/2025<br>with a closing<br>balance of<br>$XXX. File<br>will be short<br>reserves and<br>funds to close<br>if the $30K is<br>deducted from<br>assets. | 8/27/2025:<br>Received<br>same XXX<br>VOD for<br>XXX Bk

#XXX. Still<br>need updated<br>transaction<br>history for

#XXX<br>through at<br>least<br>9/7/2025 to<br>show the<br>$30K<br>transfer and<br>resulting<br>balance.<br>Latest<br>statement | 8/27/2025:<br>Exception<br>remains. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 804. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 20.02% is less than the guideline maximum of 45%. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 12 years, 6 months. |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | The AUS<br>requires two<br>months bank<br>statements.<br>Only one<br>month was<br>located for<br>XXX account<br>XXX. Please<br>provide the<br>bank<br>statement for<br>the period<br>5/1/25 to<br>5/31/25.<br>Additional<br>XXX assets<br>were listed on<br>the final 1003<br>for XXX<br>account XXX<br>for a checking<br>and a savings<br>account. | 8/25/2025:<br>Received<br>VOD for<br>XXX #XXX<br>and<br>5/31/2025<br>stmnt for<br>XXX #XXX. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 804. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 20.02% is less than the guideline maximum of 45%. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 12 years, 6 months. |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing XXX<br>1084 or<br>equivalent for<br>B1''s business | 8/19/2025:<br>Received<br>lender<br>income calcs. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 804. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 20.02% is less than the guideline maximum of 45%. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 12 years, 6 months. |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Insurance | Satisfied D A | CRDINSR865 | Missing proof<br>of flood<br>insurance in<br>File | No | Missing the<br>flood<br>insurance<br>policy. | 8/19/2025:<br>Received<br>Flood dec<br>page. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 804. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 20.02% is less than the guideline maximum of 45%. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 12 years, 6 months. |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing Title | No | No title<br>documentation<br>located in the<br>file | 8/19/2025:<br>Received<br>Title<br>Commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 804. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 20.02% is less than the guideline maximum of 45%. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 12 years, 6 months. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to<br>complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>2024<br>W2/1099<br>or Prior<br>VOE from<br>XXX<br>confirming<br>2024<br>income<br>required<br>by AUS | 8/19/2025:<br>Received<br>2024 W2. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has excellent credit history with no late pay/derog line items. 778 Median Credit Score <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 55 consecutive months mortgage payment history exceeds 24 month credit review history <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $20,651.38 cash reserves exceed LP required reserves of $0 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not<br>meet<br>guidelines | No | Missing<br>2024<br>W2/1099<br>or Prior<br>VOE from<br>XXX<br>confirming<br>2024<br>income<br>required<br>by AUS | 8/19/2025:<br>Received<br>2024 W2. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has excellent credit history with no late pay/derog line items. 778 Median Credit Score <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 55 consecutive months mortgage payment history exceeds 24 month credit review history <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $20,651.38 cash reserves exceed LP required reserves of $0 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW).<br>Clayton to<br>order<br>BPO. | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has excellent credit history with no late pay/derog line items. 778 Median Credit Score <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 55 consecutive months mortgage payment history exceeds 24 month credit review history <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $20,651.38 cash reserves exceed LP required reserves of $0 |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | XXXXXX | MA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA score<br>is N/A.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 764 exceeds min score requirement of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 10 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $208,384.09 or 59.92 months of PITI.Required PITI Reserves are $4,274.06 x 7.25 of months = $31,000.36. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | File<br>missing<br>Title doc | 8/19/2025:<br>Received<br>Title<br>Commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 25 years & 8 months at current job <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI > 6 points below guideline maximum |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>2.8.<br>Clayton to<br>order<br>Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 25 years & 8 months at current job <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI > 6 points below guideline maximum |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 yeas at current residence <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI > 6 points below guideline maximum |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing<br>the title<br>work used<br>at<br>origination | 8/19/2025:<br>Received<br>Prelim<br>Title. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 & B2 have occupied the primary residence for 19 years 11 months. B3 & B4 have occupied their primary residence for 38 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B2 has been with the employer for 5 years 5 months. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $449,606.77/$3,260.41 PITIA = 137.90 months reserves. |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL865 | Title<br>incomplete | No | 8/19/2025:<br>Exception<br>added<br>after<br>review of<br>trailing<br>docs:<br>Received<br>Prelim<br>Title.<br>Missing<br>info for<br>vested<br>with<br>borrowers<br>in this<br>transaction<br>and<br>coverage<br>to meet<br>Sales<br>Price and<br>Loan<br>amount. | 8/26/2025:<br>Received<br>Final Title<br>with all<br>required<br>info. | 8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 & B2 have occupied the primary residence for 19 years 11 months. B3 & B4 have occupied their primary residence for 38 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B2 has been with the employer for 5 years 5 months. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $449,606.77/$3,260.41 PITIA = 137.90 months reserves. |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation,<br>CU score<br>3.5.<br>Clayton to<br>order<br>Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 740 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38% DTI below guideline requirement 50% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: 1,337,008 cash reserve exceed guideline $6206 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual &<br>Public) | No | FEMA<br>XXX<br>declaration<br>date XXX,<br>appraisal<br>dated<br>XXX,<br>Clayton to<br>order PDI | 8/11/2025:<br>Received<br>clear PDI<br>dated<br>8/8/2025. | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 740 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38% DTI below guideline requirement 50% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: 1,337,008 cash reserve exceed guideline $6206 |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | XXXXXX | MD | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 36.11% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $24,870.89 exceed DU required of $15,180.95. |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Required<br>Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B2 has been in the same profession for 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: the borrowers have been at their current residence for 15 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 773. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $163,963.13 or 29.78 months |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>proof the<br>mortgage<br>for XXX<br>with XXX<br>includes<br>Taxes and<br>insurance<br>with a<br>payment<br>of<br>$5,469.43 | 8/20/2025:<br>Received<br>all PITI<br>docs. | 8/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B2 has been in the same profession for 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: the borrowers have been at their current residence for 15 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 773. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $163,963.13 or 29.78 months |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Missing<br>Homeowners<br>Insurance<br>with<br>coverage of<br>at least<br>$XXX. HOI<br>shows<br>$XXX<br>coverage<br>with no<br>verification<br>of GRC. | 8/19/2025:<br>Received<br>HOI with<br>RCE.<br>Sufficient<br>coverage<br>verified. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B2 has been in the same profession for 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: the borrowers have been at their current residence for 15 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 773. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $163,963.13 or 29.78 months |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Missing<br>most recent<br>DU Findings<br>Casefile

#XXX<br>showing<br>most current<br>loan info<br>with<br>Approve/<br>Eligible Risk<br>Class. Latest<br>in the file is

#24 showing<br>Approve/<br>Ineligible on<br>XXX with<br>incorrect<br>appraised<br>value. | 8/20/2025:<br>Received<br>DU #26,<br>App/<br>Eligible. | 8/20/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B2 has been in the same profession for 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: the borrowers have been at their current residence for 15 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 773. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $163,963.13 or 29.78 months |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Incomplete<br>XXX UCDP<br>in the file.<br>Clayton to<br>order desk<br>review | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B2 has been in the same profession for 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: the borrowers have been at their current residence for 15 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 773. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $163,963.13 or 29.78 months |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Required<br>Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 763 FICO SCORE EXCEED 620 MINIMUM |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score no<br>present,<br>Clayton to<br>order CDA. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 763 FICO SCORE EXCEED 620 MINIMUM |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater than<br>the<br>transaction<br>date | No | Disbursement<br>date XXX,<br>insurance<br>effective date<br>XXX. | 8/21/2025:<br>Received<br>Final<br>HUD1<br>signed by<br>Settlement<br>Coordinator<br>showing<br>XXX<br>closing. | 8/21/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has rented primary residence for 4 years and 5 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 credit score exceeds minimum required of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has only one open revolving account with a balance. |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied A B | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan<br>approved<br>with PIW,<br>Clayton to<br>order BPO. | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/11/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has rented primary residence for 4 years and 5 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 credit score exceeds minimum required of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has only one open revolving account with a balance. |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA2698 | RESPA -<br>List of<br>homeowners<br>counseling<br>organizations<br>not in file | No | List of<br>homeowners<br>counseling<br>organizations<br>not provided<br>for review | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70.8 below guideline requirements <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 credit score exceeds guidelines 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: XXX review 0x30 <br>CFCFS1745: Significant total monthly debt reduction <br>- Clayton Comments: input in error |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not<br>meet<br>guidelines | No | Missing<br>copies of<br>2024 ,2023<br>personal<br>1040's | 8/19/2025:<br>Received<br>2024/2023<br>1040s. | 8/19/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70.8 below guideline requirements <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 credit score exceeds guidelines 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: XXX review 0x30 <br>CFCFS1745: Significant total monthly debt reduction <br>- Clayton Comments: input in error |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Title | Satisfied D A | CRDTIL796 | Missing Title | No | Missing title<br>policy | 8/19/2025:<br>Received<br>Short Form<br>Final. | 8/19/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70.8 below guideline requirements <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 credit score exceeds guidelines 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: XXX review 0x30 <br>CFCFS1745: Significant total monthly debt reduction <br>- Clayton Comments: input in error |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP in<br>the file.<br>Clayton to<br>order Desk<br>Review. | 8/15/2025:<br>Received CDA<br>supporting value. | 8/15/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70.8 below guideline requirements <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 credit score exceeds guidelines 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: XXX review 0x30 <br>CFCFS1745: Significant total monthly debt reduction <br>- Clayton Comments: input in error |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | RESPA | Active B | CMPRESPA2698 | RESPA - List<br>of<br>homeowners<br>counseling<br>organizations<br>not in file | No | List of<br>homeowner's<br>counseling<br>organizations<br>missing. | (No Data) | (No Data) | (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3640 | TRID - CD:<br>Zero tolerance<br>fee or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or the<br>revised LE/CD<br>was not timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided | No | Zero tolerance<br>fee for<br>$6299.99. %<br>of Loan<br>Amount<br>Points on LE<br>XXX is<br>(0.738%)<br>$3,100.00 &<br>HOA<br>Certification<br>Handling Fee<br>on LE XXX is<br>$300.00. Loan<br>Amount<br>Points on final<br>CD XXX is<br>(3.314%)<br>$9,109.99 &<br>HOA<br>Certification<br>Handling Fee<br>on on final<br>CD XXX is<br>590.90. No<br>documentation<br>provided<br>disclosing<br>increase in<br>fee. Please<br>provide Letter<br>of<br>explanation,<br>corrected<br>Closing<br>Disclosure,<br>refund, proof<br>of delivery<br>within 60 days<br>of<br>consummation<br>to cure. | 08.21.2025<br>Response states a<br>CIC was provided<br>for change in loan<br>points however was<br>not included. Please<br>provide COC for<br>loan points<br>increase.08.25.2025<br>-COC for loan<br>points received. | 08.21.2025 -<br>Exception<br>remains08.25.2025<br>-Exception<br>satisfied | Numeric | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations not<br>disclosed/<br>accounted for<br>at origination | No | Missing a<br>current<br>mortgage<br>statement for<br>XXX to<br>document<br>taxes and<br>insurance is<br>included in the<br>payment | 8/25/2025:<br>Received XXX<br>stmnt verifying<br>escrowed and also<br>received HOA info. | 8/25/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Missing XXX<br>2023 1040's<br>to document<br>rental income<br>of at least<br>$443 per<br>month on<br>XXX | 8/19/2025:<br>Received 2024<br>1040s. Verified<br>$1,135.33/month<br>net. | 8/19/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Missing all<br>pages to the<br>LP run #20<br>findings | 8/19/2025:<br>Received LP

#26. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing a<br>copy of<br>Title | 8/19/2025:<br>Received<br>Title<br>commitment. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | The<br>appraisal is<br>marked<br>subject to<br>the for the<br>following<br>required<br>inspection:<br>Garage<br>ceiling with<br>water stains.<br>It is<br>unknown if<br>there is a<br>current leak<br>or if it has<br>been<br>repaired and<br>cosmetic<br>only. To be<br>inspected by<br>a<br>professional.<br>Missing the<br>inspection<br>from the<br>profession<br>and final<br>inspection<br>showing<br>completed. | 8/21/2025:<br>Received<br>Inspection<br>report<br>verifying<br>repairs are<br>done. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP<br>in the file.<br>Clayton to<br>order Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 7 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b2 has been at the current employer for over 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets $102,221.54 or 32 months reserves |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | Credit/<br>Mtg<br>History | Active C | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | Yes | Missing<br>proof why<br>the alimony<br>payment<br>was omitted<br>from the<br>DTI and the<br>amount. The<br>divorce<br>decree states<br>it would<br>continue<br>until at least<br>the year<br>2030 and<br>the amount<br>depends on<br>how much<br>the<br>borrower<br>makes. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 19 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 66.49. Max 75 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 805. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets Verified reserves $96,641.51 or 27 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP in<br>the file.<br>Clayton to<br>order Desk<br>Review. | 8/15/2025:<br>Received<br>desk review<br>for $XXX<br>value<br>supporting<br>$XXX<br>appraisal<br>dated XXX.<br>There is an<br>additional<br>appraisal<br>from XXX<br>with $XXX<br>value.<br>Clayton to<br>order Desk<br>Review for<br>higher<br>appraisal.<br>8.20 Desk<br>review<br>received<br>value<br>supported<br>$XXX<br>variance<br>-7.20% | 8/20/2025:<br>Exception<br>Satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 19 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 66.49. Max 75 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 805. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets Verified reserves $96,641.51 or 27 months |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Clayton<br>verified QM<br>Safe Harbor<br>(APOR).<br>Lender<br>verified<br>ATR<br>Exempt. | 8/19/2025:<br>Lender<br>verified Safe<br>Harbor. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 18.66yrs tenure with current employer <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 59.72% below guideline maximum of 80% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 808 median score, 157 consecutive months mortgage payment history. oldest trade 4/94 |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | LP approved<br>PIW.<br>Clayton to<br>order BPO. | 8/13/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 18.66yrs tenure with current employer <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 59.72% below guideline maximum of 80% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 808 median score, 157 consecutive months mortgage payment history. oldest trade 4/94 |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster Area,<br>no subsequent<br>inspection<br>(Public) | No | Missing<br>updated<br>property<br>re-inspection<br>confirming<br>no damage<br>for FEMA

#XXX<br>effective<br>XXX for a<br>XXX | 8/6/2025:<br>Client<br>acknowledged<br>and waived<br>due to public<br>assistance<br>only) | 8/6/2025:<br>Exception<br>waived. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 18.66yrs tenure with current employer <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 59.72% below guideline maximum of 80% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 808 median score, 157 consecutive months mortgage payment history. oldest trade 4/94 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Clayton<br>verified QM<br>Safe Harbor<br>(APOR).<br>Lender's<br>latest XXX<br>Report<br>6/5/2025<br>shows ATR<br>Exempt. | 08.21.2025 - XXX<br>provided reflects<br>Safe Harbor. | 08.21.2025 -<br>Exception satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.09%, max program DTI 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico score 620; Borrower fico 772 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV Max 70%; LTV borrower 47% |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Compliance<br>Manual | Satisfied D A | CMPMAN2956 | Missing<br>disclosure | No | The final CD<br>is missing<br>page 1.<br>Additionally,<br>there are 2<br>CD's dated<br>XXX.<br>Pursuant to<br>the "Costs<br>At Closing"<br>section on<br>the CD,<br>these are not<br>duplicates.<br>But for one,<br>there is only<br>a page one<br>with all<br>other pages<br>missing. | 08.21.2025 -<br>Missing CDs<br>provided. | 08.21.2025 -<br>Exception satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.09%, max program DTI 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico score 620; Borrower fico 772 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV Max 70%; LTV borrower 47% |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>LCA score<br>report.<br>Clayton to<br>order Desk<br>Review. | 8/13/2025: CDA<br>received is for<br>appraisal dated<br>XXX, $XXX value<br>- time of purchase,<br>on page 612 of<br>PDF. The current<br>appraisal dated<br>XXX with $XXX<br>value is on page<br>580 of PDF.<br>correct CDA<br>required.8/25/2025:<br>Received<br>8/24/2025 Desk<br>Review supporting<br>$XXX value. | 8/13/2025:<br>Exception<br>remains.8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.09%, max program DTI 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico score 620; Borrower fico 772 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV Max 70%; LTV borrower 47% |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Loan<br>declared QM<br>Safe Harbor<br>(APOR)<br>from lender/<br>client;<br>Clayton<br>status is<br>NONQM<br>due to fees<br>too high<br>(adjusted<br>charges are<br>$10,280.03,<br>max allowed<br>is $7,612.20;<br>$2,667.83<br>too high). | 08.20.2025 -<br>Undiscounted rate<br>provided. | 08.20.2025 -<br>Exception<br>satifsfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1: 42 years in the profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 760 credit score exceeds guidelines 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $57,618.84 reserves exceed guidelines $15,397.00. |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Loan<br>declared QM<br>Safe Harbor<br>(APOR)<br>from lender/<br>client;<br>Clayton<br>status is<br>NONQM<br>due to fees<br>too high<br>(adjusted<br>charges are<br>$10,280.03,<br>max allowed<br>is $7,612.20;<br>$2,667.83<br>too high). | 08.20.2025 -<br>Undiscounted rate<br>provided. | 08.20.2025 -<br>Exception satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1: 42 years in the profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 760 credit score exceeds guidelines 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $57,618.84 reserves exceed guidelines $15,397.00. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation;<br>CU score<br>> 2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received CDA<br>supporting value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1: 42 years in the profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 760 credit score exceeds guidelines 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $57,618.84 reserves exceed guidelines $15,397.00. |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | XXXXXX | MS | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Clayton<br>verified<br>non-QM<br>due to<br>fees<br>exceeding<br>max<br>allowed. | 08.20.2025 -<br>Lender states loan<br>meets eligiblity<br>guidelines.<br>However Clayton's<br>findings are<br>exlcuding $3360<br>loan points and<br>fees. If loan is atr<br>qm exempt. Please<br>provide evidence<br>of use of funds for<br>business<br>purpose.08.21.2025<br>- COGS invoice<br>provided a portion<br>of title could be<br>excluded due to not<br>paid to affiliate. | 08.20.2025 -<br>Exception<br>remains08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 709. The guideline minimum is 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 69.42% is less than the guideline maximum of 75%. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in profession 6 years. |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | XXXXXX | MS | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Clayton<br>verified<br>non-QM<br>due to<br>fees<br>exceeding<br>max<br>allowed. | 08.20.2025 -<br>Lender states loan<br>meets eligiblity<br>guidelines.<br>However Clayton's<br>findings are<br>exlcuding $3360<br>loan points and<br>fees. If loan is atr<br>qm exempt. Please<br>provide evidence<br>of use of funds for<br>business<br>purpose.08.21.2025<br>- COGS invoice<br>provided a portion<br>of title could be<br>excluded due to not<br>paid to affiliate. | 08.20.2025 -<br>Exception<br>remains08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 709. The guideline minimum is 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 69.42% is less than the guideline maximum of 75%. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in profession 6 years. |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | XXXXXX | MS | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score not<br>provided.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received CDA<br>supporting value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 709. The guideline minimum is 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 69.42% is less than the guideline maximum of 75%. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in profession 6 years. |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton<br>to order a<br>desk<br>review.<br>UCDP<br>(CU) not<br>provided. | 8/13/2025:<br>Received CDA<br>supporting value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $76,235.50 (44.64 months of PITI reserves) > minimum required reserves of $10,245.99 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 5.42yrs tenure with current employer <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 726 median score/oldest trade 2/1993 <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 25.83yrs tenure with current employer |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Maximum<br>Charges:<br>3.000%<br>Maximum<br>Charges:<br>$5,709.56<br>Charges<br>Margin to<br>Threshold:<br>$637.44 Total<br>Charges %<br>3.335% | 08.21.2025 -<br>$2000 in loan<br>points are<br>already excluded<br>in Clayton<br>Calculation.<br>Difference<br>appears to be the<br>$625 Appraisal<br>fee which is paid<br>to an Affiliate<br>(Class<br>Valuations) and<br>XXX provided<br>in file does not<br>reflect<br>that.08.25.2025 -<br>Attestation of<br>XXX only 4.68<br>dilluted bases.<br>Upon further<br>review.Appraisal<br>can be excluded. | 08.21.2025 -<br>Exception<br>remains08.25.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.66% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70.42% is below 75% Guidelines maximum. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history with 0x30;0x60; 0x90 and 65 months reviewed. |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Maximum<br>Charges:<br>3.000%<br>Maximum<br>Charges:<br>$5,709.56<br>Charges<br>Margin to<br>Threshold:<br>$637.44 Total<br>Charges%3.335% | 08.21.2025 -<br>$2000 in loan<br>points are<br>already excluded<br>in Clayton<br>Calculation.<br>Difference<br>appears to be the<br>$625 Appraisal<br>fee which is paid<br>to an Affiliate<br>(Class<br>Valuations) and<br>XXX provided<br>in file does not<br>reflect<br>that.08.25.2025 -<br>Attestation of<br>XXX only 4.68<br>dilluted bases.<br>Upon further<br>review.Appraisal<br>can be excluded. | 08.21.2025 -<br>Exception<br>remains08.25.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.66% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70.42% is below 75% Guidelines maximum. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history with 0x30;0x60; 0x90 and 65 months reviewed. |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components<br>of non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>on XXX, as<br>qualified with. | 8/21/2025:<br>Received<br>verification, no<br>HOA. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.66% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70.42% is below 75% Guidelines maximum. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history with 0x30;0x60; 0x90 and 65 months reviewed. |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing AUS<br>or AUS errors<br>present | No | Incomplete<br>and scattered<br>LP findings<br>pages in the<br>file, unable to<br>conclusively<br>link them<br>together.<br>Please provide<br>full, the most<br>recent AUS<br>findings, all<br>pages. | 8/19/2025:<br>Received LP #5. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.66% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70.42% is below 75% Guidelines maximum. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history with 0x30;0x60; 0x90 and 65 months reviewed. |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU/LCA not<br>provided, no<br>score<br>available.<br>Clayton to<br>order Desk<br>Review | 8/13/2025:<br>Received CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.66% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70.42% is below 75% Guidelines maximum. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history with 0x30;0x60; 0x90 and 65 months reviewed. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 753 FICO score. Minimum required 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrower has 0x30x40 months positive consumer payment history. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers DTI 39.58% is less than 45% per guideline. |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | File<br>missing<br>borrower<br>VVOE<br>doc for<br>Schedule<br>C. | 8/22/2025:<br>Received<br>VVOEs<br>for both<br>businesses<br>dated<br>XXX. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 20 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years & 8 months at current residence <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x82 |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU<br>Score.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 20 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years & 8 months at current residence <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x82 |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA217 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual) | No | No<br>inspection<br>since the<br>Fema<br>Disaster<br>XXX<br>XXX,<br>Appraisal<br>date XXX | 8/14/2025:<br>Received<br>clear PDI<br>report<br>dated<br>8/12/2025. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 20 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years & 8 months at current residence <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x82 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3640 | TRID -<br>CD: Zero<br>tolerance<br>fee or fees<br>increased<br>at or prior<br>to closing<br>without a<br>valid<br>reason or<br>the revised<br>LE/CD<br>was not<br>timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided | No | $6257 Zero<br>Percent<br>Tolerance<br>Violation due<br>to 2<br>Inspection<br>fees added<br>and increase<br>in Loan<br>points and<br>Transfer<br>Taxes at or<br>prior to<br>closing<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping.<br>Zero<br>tolerance fee<br>or fees<br>increased by<br>$6257 for<br>increase in<br>appraisal,<br>points and<br>taxes at or<br>prior to<br>closing<br>without a<br>valid reason<br>or the revised<br>LE/CD was<br>not timely<br>disclosed | 8.20.2025<br>Lender<br>provided<br>CIC for<br>increase to<br>points. | 8.21.2025<br>Exception<br>satisfied | Numeric | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 14.75yrs tenure with current employer <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 117 consecutive months mortgage payment history exceeds the 24 month credit review guidelines <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 751 Median Credit Score, Oldest Trade 8/2003, multiple current mortgages with 117 consecutive months mortgage history. |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>UCDP score<br>not<br>established.<br>Clayton to<br>order desk<br>review. | 8/19/2025:<br>Received<br>desk<br>review<br>supporting<br>value. | 8/19/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 14.75yrs tenure with current employer <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 117 consecutive months mortgage payment history exceeds the 24 month credit review guidelines <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 751 Median Credit Score, Oldest Trade 8/2003, multiple current mortgages with 117 consecutive months mortgage history. |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | XXXXXX | ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Months payment history required, credit reports 47 Months <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: No late payments reported in over 47 months <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of late payments |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 796 median score, oldest trade 4/2014 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $320,506.70 exceeds $26,773.55 required reserves per guidelines. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 60% CLTV below 80% CLTV guidelines |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | (No Data) |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | XXXXXX | OK | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 793 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 20.74% DTI below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $1321478 in reserves with only $14031 required |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A B | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP<br>score.<br>Clayton to<br>order desk<br>review. | 5.22.2025-<br>Third<br>Party<br>Valuation-<br>Desk<br>Review-<br>received. | 5.22.2025-<br>Exception<br>Satisfied | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 797 FICO Score. Minimum required 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 employed in current job 6 years 8 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 13 years 11 months. |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A B | Property<br>Valuations | Value | Satisfied C A B | PRVAVALU5249 | Property<br>Value Not<br>Supported | No | Received<br>desk<br>review<br>dated<br>XXX.<br>Outside of<br>tolerance<br>variance<br>-12.2%<br>CDA<br>value<br>$XXX<br>appraised<br>value<br>$XXX | 5/30/2025:<br>Field<br>review<br>received<br>supports<br>appraised<br>value. | 5/30/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 797 FICO Score. Minimum required 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 employed in current job 6 years 8 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 13 years 11 months. |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: 32 years in work profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 808 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 36.31 DTI below guidelines requirement 50% |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves in the amt. of $203533.81 which exceeds min. reserves required of $2626 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 10+ years same employer |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Credit/<br>Mtg<br>History | Satisfied B A | CRDCRMH3000 | # of<br>Tradelines<br>Does Not<br>Meet<br>Guideline<br>Requirements | No | Pending<br>missing<br>credit | 7/31/2025:<br>Received<br>credit<br>report. | 7/31/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves in the amt. of $203533.81 which exceeds min. reserves required of $2626 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 10+ years same employer |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Credit/<br>Mtg<br>History | Satisfied D A | CRDCRMH183 | Credit report<br>incomplete | No | Missing<br>complete<br>report | 7/31/2025:<br>Received<br>credit<br>report. | 7/31/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves in the amt. of $203533.81 which exceeds min. reserves required of $2626 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 10+ years same employer |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5.22.2025-<br>Third<br>Party<br>Valuation-<br>Desk<br>Review-<br>received.<br>Variance<br>0%,<br>within<br>tolerance.<br>Exception<br>Satisfied | 5.22.2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves in the amt. of $203533.81 which exceeds min. reserves required of $2626 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 10+ years same employer |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median fico 771; minimum fico 620 <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co borrower has been with current employer for 11 yrs <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $323,939.25 (55.57 months PITIA reserves) > min required reserves of $66,022.71 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP is<br>missing<br>from file.<br>Clayton to<br>order<br>Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-0.61%). | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 7.59 is well below guidelines on max 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO 783 is well above guideline minimum of 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 73.17% is below the guideline max allowed of 85% <br>CFCFS1750: High potential for increased earnings <br>- Clayton Comments: No rental income is considered for the subject property. The subject property is fully serviced for with no offsetting rental income considered. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO 686 exceeds minimum credit score 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 43.424 is below guideline max of 75% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are 57,225.30 or 25 months of PITIA. In addition to this borrower received $46,085 in cash proceeds from transaction. |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | XXXXXX | IN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 39.22 % is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $84,911.35 greatly exceed DU required of $8,821.70. |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value<br>within<br>tolerance<br>(-1.82%). | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 776 credit score significantly exceeds minimum FICO of 620 <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: No mortgage lates listed on credit report <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Brwr has been at job for 34 years |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation:<br>CU Score<br>is >2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have owned primary residence for 6 years and 1 month. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been self-employed for 6 years and 10 months. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Co-Borrower has been in the same line of work for 10 years and 10 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 792 credit score exceeds minimum required of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>verification<br>of which<br>property<br>secures the<br>XXX<br>HELOC

#XXX<br>noted on<br>the credit<br>report.<br>Additional<br>exceptions<br>may apply. | 7/31/2025:<br>Received<br>docs to<br>show<br>secured to<br>primary<br>residence. | 7/31/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 798 median score, oldest trade 9/2007 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 15yrs tenure with current employer <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV below guideline maximum of 85% LTV <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 129 consecutive months mortgage payment history exceeds 24 month credit history guidelines |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied C A | CRDLGL5480 | Trust<br>Documents<br>Not<br>Acceptable/<br>Not<br>Executed | No | Missing<br>Trust<br>approval. | 5/16/2025:<br>Received<br>Trust<br>docs.<br>Article 10<br>allows for<br>buying/<br>selling of<br>real estate. | 5/16/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 798 median score, oldest trade 9/2007 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 15yrs tenure with current employer <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV below guideline maximum of 85% LTV <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 129 consecutive months mortgage payment history exceeds 24 month credit history guidelines |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 24 years 4 months at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 767 is 147 points above the 620 FICO required for the program. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 38.33% is 36.67% below the 75% LTV allowed for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $169,404.30 is $118,356.79 greater than the $51,047.51 reserves required. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower have been at their current residence over 21 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The b1 has been XXX over 21 years and the b2 over 30 years in the profession <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 70%. Max 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 787. Minimum 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves $120,857.01 or 27 months |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of783 is above the required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of38.66 is below the maximum allowable 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of55.122 is below the maximum allowable of 75%. |
| &nbsp;&nbsp;&nbsp;1058 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not disclosed/<br>accounted for<br>at origination | No | Missing Proof<br>that the XXX<br>Account #XXX<br>has been paid in<br>full prior to close.<br>Credit report<br>dated 3/20/2025<br>shows balance<br>$11,068.00. XXX<br>ending XXX<br>shows $10,472.13<br>payment on<br>03/20/2025. No<br>statement or<br>credit supplement<br>in file to verify<br>the balance was<br>$10,472.13 | 7/31/2025:<br>Received<br>XXX doc<br>showing<br>$6,574.85<br>balance<br>paid<br>3/26/2025.<br>Currently<br>$0 balance. | 7/31/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 18 years and X10months. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 78% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 788 > 168 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Max fee allowed:<br>3.000%Maximum<br>Charges:<br>$6,335.45Charges<br>Margin to<br>Threshold:<br>$1,560.73Total<br>Charges%3.739%Exceeds<br>fees test<br>threshold? Yes | 8/21/2025:<br>Received<br>verification<br>of business<br>purpose.<br>No TRID<br>required. | 8/21/2025:<br>Exception<br>satisified. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the XXX for 15 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower doesn't have any current delinquent or outstanding derogatory credit, all have been resolved. |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Max fee allowed:<br>3.000%Maximum<br>Charges:<br>$6,335.45Charges<br>Margin to<br>Threshold:<br>$1,560.73Total<br>Charges%3.739%Exceeds<br>fees test<br>threshold? Yes | 8/21/2025:<br>Received<br>verification<br>of business<br>purpose.<br>No TRID<br>required. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the XXX for 15 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower doesn't have any current delinquent or outstanding derogatory credit, all have been resolved. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>the<br>mortgage<br>statement<br>for XXX. | 8/25/2025:<br>Received<br>Mortgage<br>stmnt with<br>PITI info. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 773. The guideline maximum is 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70% is below the guideline maximum of 85%. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in profession 20 years. |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Active D | CRDINC2408 | Income<br>verification<br>does not<br>meet<br>guidelines | Yes | Missing<br>2022 or<br>2024<br>Personal<br>and<br>Business<br>tax<br>returns.<br>Business<br>has been<br>in<br>existence<br>less than 5<br>years.<br>2023<br>Personal<br>and<br>Business<br>tax returns<br>in file. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the same profession for 11 years and 6 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 790. Minimum required 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has 0x30x54 months positive mortgage payments. |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;172 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% is below max allowed of 85% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 34.78 is below guideline max of 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO 790 exceeds minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are 142,449.67, or 83 months of PITI |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | HI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 23 years & 11 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 721 FICO exceeds minimum 620. |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | HI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score 999.<br>Clayton to order<br>Desk Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 23 years & 11 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 721 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | Finance<br>Charge<br>Tolerance | Satisfied C B | CMPFINT106 | Finance<br>charge<br>understated<br>by more<br>than $100<br>(Pmt<br>Stream) | No | Finance charges<br>understated by<br>$1020. Fees<br>included in<br>calculation: $980<br>Discount, $10<br>recording service<br>fee, $30 Wire, $13<br>Flood cert, $79<br>Tax service, $3000<br>Origination, $425<br>Underwriting,<br>$195 processing,<br>$400<br>Settlement,$471.60<br>prepaid interest. | 8.20.2025<br>lender<br>provided<br>tolerance<br>cure for<br>$1020 to<br>borrower<br>copy of<br>LOX<br>,Check and<br>verification<br>sent to<br>borrower | 8.21.2025<br>Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 761 credit score is significantly above minimum FICO of 620 <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Not using Capital Gain/Interest income from XXX <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Low balance relative to credit limits <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 60% LTV is significantly below 90% max LTV |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | Finance<br>Charge<br>Tolerance | Satisfied C B | CMPFINT4372 | TILA/<br>TRID-<br>Disclosed<br>Amount<br>Financed is<br>higher than<br>Clayton's<br>calculated<br>Amount<br>Financed | No | Final CD XXX<br>Loan Calculations,<br>Field: Amount<br>Financed, Value:<br>$XXX and<br>Clayton calculated,<br>Value: $XXX.<br>Fees included in<br>calculation: $980<br>Discount, $10<br>recording service<br>fee, $30 Wire, $13<br>Flood cert, $79<br>Tax service, $3000<br>Origination, $425<br>Underwriting,<br>$195 processing,<br>$400<br>Settlement,$471.60<br>prepaid interest. | 8.20.2025<br>lender<br>provided<br>tolerance<br>cure for<br>$1020 to<br>borrower<br>copy of<br>LOX<br>,Check and<br>verification<br>sent to<br>borrower | 8.21.2025<br>Exception<br>Satisfied | Numeric | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 761 credit score is significantly above minimum FICO of 620 <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Not using Capital Gain/Interest income from XXX <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Low balance relative to credit limits <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 60% LTV is significantly below 90% max LTV |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 37.64% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below 85 % Guidelines maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $33,068.90 exceed DU required reserves of $20,826.32. |
| &nbsp;&nbsp;&nbsp;182 | XXXXXX | XXXXXX | VA | ATR/<br>QM:<br>Exempt | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is 3.6.<br>Clayton to order<br>Desk Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 756 FICO SCORE EXCEEDING 620 MINIMUM PER GUIDELINES <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 24 YEARS IN THE SAME LINE OF PROFESSION <br>CFCFS2860: Good credit history <br>- Clayton Comments: NO LATES WITHIN THE PAST 24 MONTHS |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 20 years 8 months at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 801 is 181 points above the 620 FICO required for the program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 13 years 5 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 13 years 5 months at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $196,466.25 is $185,668.80 greater than the $10,797.45 reserves required. |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | XXXXXX | AL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>supporting<br>documentation<br>to verify<br>monthly<br>PITIA<br>payment for<br>simultaneous<br>purchase of<br>XXX, as<br>qualified with. | 8/22/2025:<br>Received<br>Final CD<br>showing<br>$1,268.32<br>PITIA. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 32.44% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 50% is below Guideline's 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $294,665.31 greatly exceed required DU reserves of $22,733.12. |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $213,211.19 (70.02 months PITI reserves) > min required reserves of $23,628.62 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 781 credit score exceeds guidelines 620 |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 9 years at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 773 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 9% revolving credit utilization. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 33.48% DTI is below program max allowable of 45%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 747. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 70%. Max allowed LTV is 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: DU requires reserves in the amount of $12,118.42. Total reserves verified in the amount of $75,866.15. |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 14 years 4 months. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 10 years 3 months. |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 807 is 187 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.38% is below the guideline minimum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $96,738.94/41.71 PITIA which is > guideline minimum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 47.08%; guidelines allow 90%. |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation;<br>LCA score<br>not<br>established.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 70%: guidelines allow 80%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 800 is 180 points above minimum program requirement of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $78,017.10or 29.80 mos. reserves. Requiredreserves $18,974.66. |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 796 is above minimum program requirements of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%; guidelines allow 80% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified assets of $120,921.21; meets reserves requirement. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not disclosed/<br>accounted for<br>at origination | No | Provide<br>proof the<br>XXX lien<br>secured to<br>XXX is<br>paid and<br>closed.<br>REO was<br>relinquished<br>to XXX in<br>1031<br>Exchange<br>Agreement<br>and funds<br>were used<br>for this<br>purchase<br>transaction. | 8/21/2025:<br>Received<br>verification<br>PIF. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: The borrower has been with the employer for 19 years 10 months. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has occupied the primary residence for 5 years 2 months. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified: $645,088.99. CTC: $210,834.82 Post-Closing Assets: $434,254.17 /$1,645.77 PITI = 263.86 months reserves. DU requires $57,008.33. |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA score<br>is N/A.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $109,665.01 (40.34 months PITIA reserves) > min reserves required of $22,881.12 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 10 years within the same line of profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 805 fico score which exceeds minimum of 620 |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient #<br>of months<br>cash reserves<br>for PITI per<br>guideline<br>requirements | No | Missing<br>verification<br>of two<br>months<br>consecutive<br>statements<br>for XXX

#XXX used<br>to qualify to<br>support<br>assets of<br>$142,626.12<br>which<br>would be<br>required to<br>cover funds<br>to close and<br>required<br>reserves of<br>$25,076.45.<br>Any large<br>deposits<br>must be<br>explained<br>and<br>documented<br>to support<br>from<br>acceptable<br>source. | 8/21/2025:<br>Received 2<br>month<br>statement. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 795 FICO score. Minimum required 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has successfully owned and operated XXX for 12 years. |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing<br>verification<br>of two<br>months<br>consecutive<br>statements<br>for XXX

#XXX used<br>to qualify to<br>support<br>assets of<br>$142,626.12<br>used to<br>qualify.<br>Any large<br>deposits<br>must be<br>explained<br>and<br>documented<br>they are<br>from<br>acceptable<br>source. | 8/21/2025:<br>Received 2<br>month<br>statement. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 795 FICO score. Minimum required 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has successfully owned and operated XXX for 12 years. |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 8/28/2025:<br>2055 Ext<br>Appraisal<br>provided<br>supports<br>value | 8/28/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 788 FICO score exceeds the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.75% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $1280596.94 in reserves which is above the $9676.05 required amount. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | FEMA<br>disaster<br>dated XXX<br>with an<br>Effective<br>date of<br>XXX due<br>to XXX.<br>Declaration

#XXX. No<br>appraisal<br>performed.<br>A<br>subsequent<br>inspection<br>is required. | 8/4/2025:<br>Client<br>acknowledged<br>and waived<br>due to public<br>assistance<br>only. | 8/4/2025:<br>Exception<br>waived. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 788 FICO score exceeds the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.75% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $1280596.94 in reserves which is above the $9676.05 required amount. |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>was not<br>provided.<br>LCA Risk<br>could not<br>be assessed<br>for this<br>submission.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value within<br>tolerance<br>(-9.59%). | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned primary residence for 12 years and 2 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 13 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 768 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75 is below guideline max of 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO 788 exceeds guideline minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 37.96 is below guideline max of 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $631,055.84, or 279 months of PITI |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU<br>score was<br>provided.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $677,807.18 or 164.61 months PITI. Required reserves are $39,638.04 or 9.63 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 715. The guideline minimum is 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 24 years, 3 months. |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of $35.43% is below Guidelines 50% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $186,242.88 exceed DU required of $47,103.46. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Good mortgage payment history with 0x30; 0x60; 0x90 and 44 months reviewed. |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual &<br>Public) | No | Missing<br>updated<br>property<br>inspection<br>confirming<br>no damage<br>due to<br>FEMA

#XXX<br>disaster<br>declared<br>XXX for<br>XXX | 8/12/2025:<br>Received<br>clear PDI<br>dated<br>8/11/2025. | 8/12/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 8.58yrs tenure with current employer <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $58,146.20 exceeds DU guideline requirements of $26,064.24 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 71 consecutive months mortgage payment history exceeds 24 month credit review guidelines. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 805 Median Score |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3961 | TRID - CD:<br>The amount<br>of the<br>periodic<br>escrow<br>payment in<br>the Projected<br>Payments<br>section does<br>not equal the<br>periodic<br>escrow<br>payment<br>disclosed in<br>the Loan<br>Disclosures<br>section | Yes | Final CD<br>Loan<br>Disclosure<br>Section<br>Escrows,<br>Non<br>Escrow<br>total not<br>disclosed as<br>to what is<br>included.<br>LOX and<br>re-disclosed<br>CD within<br>60 days of<br>discovery.<br>Name non<br>escrowed<br>costs. | 08.20.2025<br>- Client<br>provided<br>same CD:<br>The issue<br>is the Final<br>CD XXX<br>Section:<br>Projected<br>Payments,<br>Message:<br>The<br>Estimated<br>Monthly<br>Escrow<br>Payment<br>for Band 1<br>is<br>$1,172.47<br>which does<br>not match<br>the loan<br>disclosure<br>section;<br>Monthly<br>Escrow<br>Payment,<br>Value:<br>$948.33.<br>Values<br>should<br>match.<br>130(b) or<br>(c) cure:<br>client<br>permission,<br>LOX and<br>redisclosed<br>CD within<br>60 days of<br>discovery. | 08.20.2025<br>-<br>Exception<br>remains | Numeric | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Borrower has bonus income from XXX that is not used to qualify. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico 620; Borrower fico 751 |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>>2.5, CU<br>score 3.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Borrower has bonus income from XXX that is not used to qualify. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico 620; Borrower fico 751 |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with their employer since 2019. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at their residence for over 4 years. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 7 years 7 months in profession. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $77,395.99 is $54,646.09 greater than the $22,749.90 reserves required. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 769 is 149 points above the 620 FICO required for the program. |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | XXXXXX | IA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 20 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 31 years 2 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 808 is 188 points above the 620 FICO required for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $63,194.64 is $43,060.77 greater than the $20,133.87 reserves required. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 30.33% is 14.67% below the 45% allowed for the program. |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 31 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 20 years at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 808 FICO exceeds minimum 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x82 |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer since 2005. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have been at their residence for over 14 years. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have no delinquent or derogatory credit history. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower has no history of delinquent credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in their industry for over 17 years. |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU returned<br>no score.<br>Clayton to<br>order Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 64.94 is below guideline max of 75 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO 771 exceeds minimum guideline 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 38.18 below max allowed 45% |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>as qualified<br>with. | 8/21/2025:<br>Received<br>verification<br>no HOA. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 7 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 15 years in same line of work. B2 has 12 years in same line of work. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 740. Mid fico is 793. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $74,547.74 exceeds required reserves $11,405.68. |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>as qualified<br>with. | 8/21/2025:<br>Received<br>verification<br>no HOA. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 7 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 15 years in same line of work. B2 has 12 years in same line of work. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 740. Mid fico is 793. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $74,547.74 exceeds required reserves $11,405.68. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score not<br>established.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 7 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 15 years in same line of work. B2 has 12 years in same line of work. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 740. Mid fico is 793. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $74,547.74 exceeds required reserves $11,405.68. |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score 2.7.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have been at their primary residence for over 10 years. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have no recent history of derogatory or delinquent credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrowers' mortgage history is timely and no history of delinquency. |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are$204,740.67 or 41 months PITI. Required reserves by AUS $156,242.09 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 37 years at current residence |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero tolerance<br>fee for $33.50.<br>Credit report<br>fee on LE<br>XXX is $150.<br>Credit report<br>fee on final<br>CD XXX is<br>$183.50. No<br>documentation<br>provided<br>disclosing<br>increase in<br>fee. CIC<br>required or<br>Letter of<br>explanation,<br>corrected<br>Closing<br>Disclosure,<br>refund, proof<br>of delivery<br>within 60 days<br>of<br>consummation<br>to cure. | 08.21.2025<br>- Letter of<br>explanation,<br>corrected<br>Closing<br>Disclosure,<br>refund,<br>proof of<br>delivery<br>received. | 08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are$204,740.67 or 41 months PITI. Required reserves by AUS $156,242.09 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 37 years at current residence |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 809 credit score exceeds guidelines 620 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 20 years at primary residence <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 39 years in work profession <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $469,215.91 (195.43 months PITI reserves) > minimum required reserves of $19,583.76 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>3.5. Clayton<br>to order<br>Desk<br>Review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 689. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 69.97%. Max allowed LTV is 75%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $32,543.28. Total reserves verified in the amount of $65,296.84. |
| &nbsp;&nbsp;&nbsp;269 | XXXXXX | XXXXXX | AR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>2.7. Clayton<br>to order<br>Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 799 exceeds min score requirement of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 20 years. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for the past: 13 years. |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA2700 | RESPA -<br>List of<br>homeowners<br>counseling<br>organizations<br>not provided<br>w/in 3 days<br>of<br>application | No | List of<br>homeowners<br>counseling<br>organizations<br>not provided<br>w/in 3 days<br>of<br>application-<br>"Initial<br>application<br>was taken<br>XXX, the<br>Housing<br>Counselors<br>List was not<br>issued until<br>XXX.<br>Greater than<br>the required<br>3 days" | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 30 years ownership at primary residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.1 DTI below guideline requirement 50% |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score 4.<br>Clayton to<br>order Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 30 years ownership at primary residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.1 DTI below guideline requirement 50% |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Provide<br>Missing<br>Affiliated<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 62 LTV below guideline requirements 90 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 793 credit score exceeds guidelines 620 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 40x mtg history payment exceeds guidelines 24 months |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | DU UCDP<br>score is<br>>2.5.<br>Clayton to<br>order desk<br>review | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence for over 6 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 799. Minimum required 620 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same profession for 22 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75%. Max 85% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 18.10. Max 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves verified $621,123.66 or 143 months. Required $26,002.92 |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 731 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x48 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 16 years. |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing<br>2024 IRS<br>extension.<br>Application<br>date<br>04/17/2025.<br>2024 IRS<br>filing<br>deadline is<br>04/15/2025 | 8/25/2025:<br>Received<br>2024<br>Form<br>4868. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 767 exceeds guidelines with a minimum credit score of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 25 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting for the past 10 years or more. |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>Valuation:<br>CU score is<br>missing.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 767 exceeds guidelines with a minimum credit score of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 25 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting for the past 10 years or more. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing Updated Valuation,<br>LCA Risk could not be<br>assessed for this submission,<br>Clayton to order desk review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 4 years & 4 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 790 FICO exceeds minimum 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $434,586.38 (72.97 months PITIA reserves). Required reserves are $35,732.34. |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio<br>> 50% | No | Debt Ratio >50%. 113.25%<br>Income $5365.74<br>($2781.43+$1760.85+$823.46)<br>no gross rental used in income.<br>Debt: $6076.53 ($2057.67<br>cpr+$1998.91 subj+$171.95<br>net rental expense + $1848<br>credit) | 8/26/2025:<br>Received<br>updated<br>1008, 1003<br>and REO<br>docs. A few<br>REOs are<br>commercial,<br>so only<br>need to<br>count rental<br>income<br>claimed.<br>After<br>re-verifying,<br>DTI is now<br>43.41%. | 8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 139 consecutive months mortgage payment history exceeds guideline credit review of 24 months <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 10.5yr tenure with current XXX business |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing verification of some<br>or all components of the<br>non-subject properties<br>expenses.Primary residence<br>HOA? HOI for rental<br>properties (i.e. XXX reported<br>insurance on the 1040s)Not all<br>properties owned were<br>addressed on the 1003.Owned<br>properties: Primary/<br>Subject,XXX, XXX, XXX &<br>XXX, XXX/XXX/XXX, XXX<br>XXX, and XXX | 8/26/2025:<br>Received<br>updated<br>1008, 1003<br>and REO<br>docs. A few<br>REOs are<br>commercial,<br>so only<br>need to<br>count rental<br>income<br>claimed.<br>After<br>re-verifying,<br>DTI is now<br>43.41%. | 8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 139 consecutive months mortgage payment history exceeds guideline credit review of 24 months <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 10.5yr tenure with current XXX business |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 694 FICO score. Minimum required 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $109,397.47 or 49.62 months PITI meeting DU Reserve requirement of $13,227.64. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrower has 0x30x16 months positive consumer loan payments . |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been XXX since 2005. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Credit usage ratio is under 56%. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no major derogatory credit history. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $68,520.77 (27.69 months PITIA reserves). Required reserves are $26,780.40 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years & 4 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 763 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have owned the primary residence 6.92 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B2 has significant time in profession, 42 years <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x45 mortgage payment history |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Missing Lender<br>QM<br>determination. | 8/21/2025:<br>Lender<br>verified<br>Safe<br>Harbor. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 26 years at current residence <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 32 time at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 798 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.47 below guideline requirement 50% |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing two<br>months XXX<br>assets<br>documentation<br>14,046.17Missing<br>two months XXX

#XXX assets<br>documentation<br>$150,709.22 | 8/21/2025:<br>Received<br>61 day<br>VOD. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 26 years at current residence <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 32 time at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 798 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.47 below guideline requirement 50% |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers have a qualifying credit score of 740. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have $262,913.41 available in reserves; $74,878.16 in reserves required by LP. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | XXXXXX | WA | ATR/<br>QM:<br>Exempt | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 9 years with same employer <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 24 years in the same profession. |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP<br>score 3.5<br>Missing<br>updated<br>value | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-9.46%). | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: 14 yrs in profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 816 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 35.43 DTI below guideline requirement 50% |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | XXXXXX | NM | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>UCDP<br>score 3.5.<br>Clayton<br>to order a<br>desk<br>review | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 13.083yrs with current XXX business <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 734 Median Credit Score. Oldest Trade 8/1999 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 70 consecutive months mortgage payment history exceeds 24 month credit review guideline. |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 813 FICO score is above the 620 min. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers 33.23% DTI us below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have $694660.79 in reserves. Only $18775.68 required |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | XXXXXX | HI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 18 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 90.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves $698,927.19 exceed required reserves $11,653.02. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | XXXXXX IL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Provide LP<br>Findings<br>Submission

#XXX. File<br>has LP<br>Feedback<br>Cert<br>indicating<br>XXX<br>submissions.<br>Only LP in<br>the file is

#XXX | 8/21/2025:<br>Received<br>LP

#XXX. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 9.75 years with current employer <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B4 has worked for present employer for 12+ years <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 51 months |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | XXXXXX NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 795 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 37.09% DTI below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $35669.45 verified reserves which exceeds the $22387.45 required |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | XXXXXX ID (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score is<br>>2.5.<br>Clayton to<br>order<br>deskreview. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 814. Guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 38.52% is less than the guideline maximum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $40,708.44 or 15.78 months PITI which exceeds the required reserves of $15,667.14 or 6.07 months |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | XXXXXX IL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in same profession for 25 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 788 mid score > minimum required of 620 <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0x30 x72 months <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $82,706.95 (22.68 months PITI reserves) > minimum required reserves of $24,328.01 |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | XXXXXX LA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU 3.3<br>score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 790 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x82. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for the past: 10 years. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $219,478.09 (83.35 months PITI reserves) > minimum required reserves: $80,242.90. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 11 years time at current residence <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 29 years time in profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 credit score exceeds guidelines 620 |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation: LCA<br>score is > 2.5.<br>Clayton to order<br>desk review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 21 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 36 years 4 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 18 years 1 month at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 55 mos. 0x30 and 54 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 696. The guideline minimum is 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $19,274.68 or 7.71 months PIT which exceeds the Required reserves of $15,001.03 or 6 months. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below the guideline maximum of 85%. |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Active D | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | Yes | Updated DU<br>AUS required to<br>include the tax/<br>insurance<br>expense of<br>$792.27 for<br>XXX in the DTI<br>calculation.<br>Inclusion of the<br>expense<br>increases the<br>DTI expense<br>over 3%<br>tolerance. DU<br>AUS<br>recommendation<br>must remain<br>Approve/<br>Eligible. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 807 credit score significantly exceeds minimum FICO of 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no lates <br>CFCFS3836: Borrower Net Worth <br>- Clayton Comments: Client has over 1M in IRA which was not included in asset calculation |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation: CU<br>score > 2.5%.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 807 credit score significantly exceeds minimum FICO of 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no lates <br>CFCFS3836: Borrower Net Worth <br>- Clayton Comments: Client has over 1M in IRA which was not included in asset calculation |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | AK | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified ATR/<br>QM Exempt.<br>Clayton<br>verified<br>non-QM due<br>to fees<br>exceeding<br>max allowed. | 08.20.2025 -<br>Evidence of<br>business use<br>provided. | 08.20.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years 5 months at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 6 years 1 month at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 692 is 72 points above the 620 FICO required for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $156,536.54 is $132,479.73 greater than the $24,056.81 reserves required. |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | AK | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Fees exceed<br>max allowed. | 08.20.2025 -<br>Evidence of<br>business use<br>provided. | 08.20.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years 5 months at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 6 years 1 month at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 692 is 72 points above the 620 FICO required for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $156,536.54 is $132,479.73 greater than the $24,056.81 reserves required. |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Missing<br>Lender QM<br>Determination. | 8/21/2025:<br>Received Safe<br>Harbor<br>determination. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: 23 YEARS IN THE SAME PROFESSION <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 23 YEARS WITH THE SAME EMPLOYER <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 22 YEARS AT THE SAME PLACE OF RESIDENCE |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL225 | Missing Rider | No | Missing 1-4<br>Family Rider<br>and Inter<br>Vivos Trust<br>Rider to<br>Mortgage. | 8/22/2025:<br>Received both<br>Riders. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 9 years at current residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 5 years & 9 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 744 mid score > min required of 620 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal usage of available revolving credit @ 2% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $53,507.85. Required reserves are $29,891.25. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: AUS approved: Low DTI @ 18.01% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | XXXXXX CA | ATR/<br>QM:<br>Exempt | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | Yes | XXX is<br>exempt<br>Clayton<br>is Safe<br>Harbor | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 715 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 40.13% DTI is below the 45% max |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | XXXXXX CA | ATR/<br>QM:<br>Exempt | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>has no<br>score.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 715 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 40.13% DTI is below the 45% max |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 806 mid score > min required of 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of available revolving credit @ 4.68% |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 7 years & 1 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 27 years & 3 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 697 FICO exceeds minimum 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $172,827.45 (73.42 months PITIA reserves) > min required reserves of $11,539.39 |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $131,721.92. Required reserves are $21,179.97. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 6 years & 8 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years & 7 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 814 FICO exceeds minimum 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 799. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%. Max allowed LTV is 80%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: DU requires reserves in the amount of $17,202.89. Total reserves verified in the amount of $46,281.56. |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental<br>history in<br>file does<br>not meet<br>guideline<br>requirement | No | Missing<br>satisfactory<br>VOR for<br>borrowers<br>primary<br>housing<br>expense of<br>$2,031/month<br>as required<br>per AUS | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 769. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $34,284.18 ($2,762.52 PITI reserves) > min required reserves of $5,490.54 |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | LOE is<br>needed to<br>confirm there<br>are no HOA<br>dues for<br>XXX &<br>XXX | 8/22/2025:<br>Received<br>verification<br>no HOA<br>on either. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 804. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 70%. Max allowed LTV is 80%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $24,930.46. Total reserves verified in the amount of $516,218.93. |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 804. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 70%. Max allowed LTV is 80%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $24,930.46. Total reserves verified in the amount of $516,218.93. |

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| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | XXXXXX CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 759 > 139 points above guideline program minimum of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 8.627% is below the minimum program requirement of 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 52.381% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has resided at current residence for the past 20 years and 0 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been employed at current job for the past 16 years and 6 months. |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | XXXXXX GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 39.42% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines maximum of 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $114,794.14 exceed DU required of $20,209.37. |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | XXXXXX IL (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Income/<br>Employment | Active B | CRDINC2496 | Verbal<br>verification<br>of<br>employment<br>completed<br>outside the<br>stated<br>requirements<br>and/or after<br>closing/<br>funding | No | Provide<br>funding<br>VVOE.<br>Latest doc<br>in the file<br>is business<br>entity<br>search on<br>XXX.<br>Need<br>verification<br>business is<br>open and<br>active. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of75 is below the maximum allowable of 85%. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 0% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of797 is above the required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of3.65 is below the maximum allowable45%. |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | XXXXXX IL (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>2.6.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of75 is below the maximum allowable of 85%. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 0% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of797 is above the required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of3.65 is below the maximum allowable45%. |
| &nbsp;&nbsp;&nbsp;392 | XXXXXX | XXXXXX CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-7.74%). | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $123,407.77. Required reserves are $42,899.90. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 20 years & 9 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 15 years at current residence |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | XXXXXX | MS | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA sore<br>is > 2.5.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrowers have made timely payments on all mortgages. |
| &nbsp;&nbsp;&nbsp;405 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>ATR<br>Worksheet<br>shows<br>ATR<br>Exempt.<br>Clayton<br>verified<br>QM Safe<br>Harbor<br>(APOR). | 8/22/2025:<br>Received<br>Safe<br>Harbor<br>QM<br>status. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 28 Years at Current Residence <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 Years in Current Profession <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower Has history of Good credit with 0 Late Payments > 24 Months |
| &nbsp;&nbsp;&nbsp;405 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>to support<br>$ XXX<br>Appraised<br>Value | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 28 Years at Current Residence <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 Years in Current Profession <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower Has history of Good credit with 0 Late Payments > 24 Months |
| &nbsp;&nbsp;&nbsp;407 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation<br>(LCA).<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 776. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%. Max allowed LTV is 80%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $18,261.24. Total reserves verified in the amount of $212,555.02. |
| &nbsp;&nbsp;&nbsp;408 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 32.76% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 65% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $229,834.02 exceed DU required of $15,508.69. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;421 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score 5.0.<br>Clayton to<br>order<br>Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 24 years at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 806 FICO exceeds minimum 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x82 |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | XXXXXX | MI | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 798 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 28.01% DTI below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $205,315 in reserves with only $15,975.85 required. |
| &nbsp;&nbsp;&nbsp;427 | XXXXXX | XXXXXX | IN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned current primary residence for 16 years and 6 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 774 is > the minimum of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Per VVOE, the borrower has been with current employer for 5 years and 1 month with a start date of 3/30/2020. |
| &nbsp;&nbsp;&nbsp;429 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 73.01% LTV below guideline requirements of 85% per program. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 12 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $$400,782.13 or 248.55 months PITI , Required PITI Reserves are $15,101.58+ XXX $3450. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;431 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 765 credit score significantly exceeds minimum FICO score of 620 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Client has been a XXX for 40 years per application <br>CFCFS2860: Good credit history <br>- Clayton Comments: Good credit history |
| &nbsp;&nbsp;&nbsp;432 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>non-UAD.<br>Clayton to<br>order desk<br>review | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 60.07. Max 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified Credit score 769. Minimum required 620 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: The borrowers have minimal debt <br>CFCFS2860: Good credit history <br>- Clayton Comments: The borrowers have a good credit history with no late payments <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $972,492.96 or 143 months |
| &nbsp;&nbsp;&nbsp;438 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 years & 6 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 767 FICO exceeds minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI > 16 points below guideline maximum |
| &nbsp;&nbsp;&nbsp;443 | XXXXXX | XXXXXX | MD | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 778 mid score > min required of 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-close assets are $340,508.74, or 73.99 months of PITI $4,601.88. Reserves required per DU are $7,418.00. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have been at their current residence for over 30 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been XXX since 2016. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating Factors** |
| &nbsp;&nbsp;&nbsp;445 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score 3.5.<br>Clayton to<br>order<br>Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of38.76 is below the maximum allowable 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of776 is above the required 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of80 is below the maximum allowable of 85%. |
| &nbsp;&nbsp;&nbsp;446 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | The LCA<br>risk score<br>3.5<br>exceeds<br>guidelines<br>tolerance<br>2.5.<br>Missing<br>an update<br>valuation | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 27% DTI below guideline requirement 50% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $52,821.26 cash reserves exceed guidelines $12,684.06 |
| &nbsp;&nbsp;&nbsp;453 | XXXXXX | XXXXXX | ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70 LTV below guideline requirement 90 % <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 798 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 46 DTI below guideline requirement 50 |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU Score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have occupied the primary residence for 7 years 10 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been with the employer for 14 years 6 months. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $123,390.19 - $16,111.68 required reserves = $107,278.51/$11,816.14 PITI = 9.08-months reserves on both properties owned. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;459 | XXXXXX | XXXXXX | IN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 8/12/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/12/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $49217.20 in reserves. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 803 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 40.71% DTI is below the 45% max <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV is below the 90% max |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA<br>score -<br>Clayton<br>to order<br>desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 809. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%. Max allowed LTV is 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $11,360.88. Total reserves verified in the amount of $67,336.08. |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | DU<br>UCDP<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have lived in the current residence 35 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same profession for 30 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 65.07. Max 90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 782. Minimum required 620 |
| &nbsp;&nbsp;&nbsp;467 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,307,291.33 or 486.26 months PITI which exceeds required reserves of $46,934.43 or 17.9 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 802. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 25.63% is below the guideline maximum of 45%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;470 | XXXXXX | XXXXXX MA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 24 years 10 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been XXX since 4/1/1999 or 26 years 2 months. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X46. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $162,562.57. Required Reserves are $48,503.28 |
| &nbsp;&nbsp;&nbsp;481 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $106,967.55 or 56.87 months of PITI. Required reserves are $25,247.21 or 13.44 months. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 64.92% is below the guideline maximum of 85%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO is 785. The guideline minimum is 620. |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA<br>score is ><br>N/A.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-0.25%). | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 804 is 124 points above minimum program requirement of 680. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI = 36.61% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $416,056.71 or 87.33 months of PITIA exceeds required reserves of $49,428.32 |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been employed at current job for the past 8 years and 11 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 767 >147 points above guideline program minimum of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 19.832% is below the minimum program requirement of 45%. |
| &nbsp;&nbsp;&nbsp;496 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 16 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 8 years at current profession. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: 10 months reserves. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 27 years in profession. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $73,138.43 is $54,745.88 greater than the $18,392.55 reserves required. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 5 years 1 month at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 771 is 151 points above the 620 FICO required for the program. |
| &nbsp;&nbsp;&nbsp;501 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 763 exceeds min score requirement of 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage history reflects 0 x 30 for the past 34 months. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 7 years. |
| &nbsp;&nbsp;&nbsp;502 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 14 years current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 790 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | XXXXXX | OK (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 14 years & 8 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 6 years & 7 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 804 FICO exceeds minimum 620. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;508 | XXXXXX | XXXXXX | AR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton<br>to<br>Order<br>CDA to<br>Support<br>value<br>of<br>$XXX.<br>CU<br>score is<br>2.6. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 39.02% is below the minimum program requirement of 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 782 > 162 points above guideline program minimum of 620. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has resided at current residence for the past 4 years and 5 months. |
| &nbsp;&nbsp;&nbsp;509 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence over 18 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 807. Minimum required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: verified ratio 32.30%. Max 45% |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 35 years time at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 772 verified. Minimum required 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: 432 month 0x30 credit history <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of available revolving credit lines @ 6.52% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $1,207,828.31 (326.58 months PITIA reserves) > min required reserves of: $7,368.98 |
| &nbsp;&nbsp;&nbsp;519 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 810. Guideline minimum 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below the guideline maximum of 90%. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 18 years, 5 months. |
| &nbsp;&nbsp;&nbsp;521 | XXXXXX | XXXXXX | AL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 739. Guideline minimum 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 21.97%, guideline maximum 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $45,254.89 or 12.5 months PITI exceeds the required reserves of $21,724.26 or 6 months. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;524 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 797 FICO score is above the 620 min. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.78% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have $1067353.89 in reserves. Only $27242.61 required |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Provide<br>Missing<br>Affiliated<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 789. The guideline minimum is 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $144,537.15 or 31.51 months PITI which exceeds the required reserves of $27,523.48 or 6 months. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrowers have 84 months credit history with no delinquencies. |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order<br>deskreview. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 789. The guideline minimum is 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $144,537.15 or 31.51 months PITI which exceeds the required reserves of $27,523.48 or 6 months. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrowers have 84 months credit history with no delinquencies. |
| &nbsp;&nbsp;&nbsp;527 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 16.26% is below the guideline minimum. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 801 and is above minimum program requirement. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets: Post Close Assets are $2,150,519.37 568.49 months reserves, Reserves Required $21,586.37 |
| &nbsp;&nbsp;&nbsp;528 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 778. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $350,539.71 or 62.81 mos. reserves. Required reserves $350,539.71. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;530 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | FEMA<br>Declaration<br>for XXX<br>XXX and<br>appraisal<br>date XXX. | 8/4/2025:<br>Client<br>acknowledged<br>and waived<br>due to public<br>assistance<br>only. | 8/4/2025:<br>Exception<br>waived. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 28.29% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines maximum of 90%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $464,179.79 exceed LP required of $0. |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | XXXXXX | MD | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>VOE for<br>Borrower 2<br>dated 10<br>Business<br>days prior<br>to the Note<br>date. | 8/21/2025:<br>Received an<br>updated<br>paystub<br>XXX, meets<br>guides for 10<br>day PCV. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have resided at current residence for 13 years. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 60% LTV below guideline requirements of 70% per program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,122,947.59 or 232.65 months PITI , Required PITI Reserves are $55,785.46 |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have resided at current residence for 13 years. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 60% LTV below guideline requirements of 70% per program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,122,947.59 or 232.65 months PITI , Required PITI Reserves are $55,785.46 |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 806. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%. Max allowed LTV is 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $11,366.64. Total reserves verified in the amount of $87,346.66. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;535 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 777 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x66. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 14 years. |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | XXXXXX | IA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below 85% Guidelines maximum. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of available credit with utilization ratio of 0%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $44,270.92 exceed DU required reserves of $23,462.69. |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value<br>within<br>tolerance<br>(-8.80%). | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 113 consecutive months mortgage payment history exceeds 24 month credit history guidelines. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 783 median credit score, 113 months mortgage history, oldest trade 6/2005, 5% credit usage |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV below guideline requirements of 85% per program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $30,164.17 or 9.82 months PITI, Required PITI Reserves per AUS are $18,431.52 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO of 690 exceeds the guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;542 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned<br>no score.<br>Clayton<br>to order<br>desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI > 18 points below guideline maximum <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 802 FICO exceeds minimum 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;546 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B3 has been at the current residence 25 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 74.50. Max 85% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets verified $255,941.36 reserves $94,948.36 or 23 months |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 775 is 155 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 37.41% is 7.59% below the 45% allowed for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $552,660.15 is $546,566.59 greater than the $6,093.56 reserves required. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 7 YEARS AT THE SAME RESIDENCE <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: NO LATES WITHIN THE PAST 36 MONTHS <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: CREDIT UTILIZATION IS LOW BASED ON CREDIT REPORT |
| &nbsp;&nbsp;&nbsp;551 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below the guideline maximum of 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO of 810. Guideline minimum 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $121,390.06 or 74.35 months PITI which exceeds the required reserves of $9,795.55 or 6 months. |
| &nbsp;&nbsp;&nbsp;553 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 40.75% is below the guideline minimum of 50%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 783 is 163 points above minimum program requirement of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets $72,745.43 (24.69 months PITI reserves) > min required reserves of $38,579.11 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;560 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with their employer since 2019. <br>CFCFS1750: High potential for increased earnings <br>- Clayton Comments: Property is an investment property, which has a high potential for increased earnings through rent. |
| &nbsp;&nbsp;&nbsp;561 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>Clayton<br>to order<br>Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 794 is is 174 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 22.21% is below the guideline minimum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has required reserves amount of $80,140.08 with $187,400.91 verified funds. |
| &nbsp;&nbsp;&nbsp;563 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 809 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x82. |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | XXXXXX | WV | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>Clayton<br>to order<br>desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 11 YEARS WITH THE SAME EMPLOYER - b1 |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 6 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 9 years 1 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 6 mos. 0x30 and 61 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves $141,764.20 exceed required reserves $13,011.36. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;575 | XXXXXX | XXXXXX | OK | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75 on max allowed 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO 800 exceeds guidelines for minimum 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.06 below guideline max of 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are 448,357.74 or 115 months of PITI |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Finance<br>Charge<br>Tolerance | Active C | CMPFINT106 | Finance<br>charge<br>understated<br>by more<br>than $100<br>(Pmt<br>Stream) | Yes | Lender<br>Calculated<br>Finance<br>Charge per<br>CD dated<br>XXX is<br>$XXX.<br>Clayton<br>calculated<br>Finance<br>Charge<br>$XXX_for a<br>difference of<br>$205.50.<br>APR fees<br>input are<br>$685<br>Processing,<br>$654<br>Underwriting,<br>$200 Admin,<br>$80 tax<br>service, $6<br>Flood cert,<br>$97 VOE,<br>$4624.34<br>Prepaid<br>Interest, $425<br>Settlement,<br>$5<br>E-recording<br>and $15<br>Payoff/<br>delivery fee. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have 12 months PITI in reserves. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 747 Median FICO >127 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 784 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 36.87% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $58852.21 in reserves and none are required by LP |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>not available.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 784 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 36.87% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $58852.21 in reserves and none are required by LP |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 708 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x99. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for the past: 7 years. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;584 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: 28 YEARS IN THE SAME LINE OF WORK <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 11 YEARS WORKING FOR THE SAME EMPLOYER |
| &nbsp;&nbsp;&nbsp;586 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 767. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI is below max required of 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves required in the amount of $8,106. Reserves verified in excess of this amount. |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to<br>complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing proof<br>of fully<br>executed lease<br>with effective<br>start date<br>4/1/25 for<br>XXX and<br>proof lease<br>has been<br>initiated.<br>Lease is file is<br>not executed<br>by tenants. No<br>documentation<br>to reflects the<br>$3,900.00 due<br>at signing of<br>lease<br>agreement has<br>been received<br>by borrower. | 8/21/2025:<br>Lender rebuttal<br>stating $713.22<br>for REO is<br>included in DTI.<br>Clayton<br>disagrees: For<br>XXX: HOA is<br>$1,078/month<br>per email on<br>page 480 of PDF,<br>taxes<br>$334.11/month =<br>$1,412.11/month.<br>For XXX: HOA<br>is $1,078/month<br>per email on<br>page 480 of PRF,<br>PITI $1,113.21 =<br>$2,191.21/month.<br>Total<br>$3,603.32/month<br>REO debt. DTI is<br>55.54% without<br>the Lease<br>Agreement for<br>XXX.8/27/2025:<br>Received email<br>showing HOA is<br>paid quarterly.<br>This reduces<br>REO debt to<br>$2,191.32/mo<br>and rental was<br>removed. DTI is<br>now 47.69%.<br>Lender is at<br>47.79%. | 8/21/2025:<br>Exception<br>remains.8/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 20 years 9 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 28 years in same line of work. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 42 mos. 0x30 and 54 mos. 0x30. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 0.04%. |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not<br>meet<br>guidelines | No | Missing proof<br>of fully<br>executed lease<br>with effective<br>start date<br>4/1/25 for<br>XXX and<br>proof lease<br>has been<br>initiated.<br>Lease is file is<br>not executed<br>by tenants. No<br>documentation<br>to reflects the<br>$3,900.00 due<br>at signing of<br>lease<br>agreement has<br>been received<br>by borrower. | 8/21/2025:<br>Lender rebuttal<br>stating $713.22<br>for REO is<br>included in DTI.<br>Clayton<br>disagrees: For<br>XXX: HOA is<br>$1,078/month<br>per email on<br>page 480 of PDF,<br>taxes<br>$334.11/month =<br>$1,412.11/month.<br>For XXX: HOA<br>is $1,078/month<br>per email on<br>page 480 of PRF,<br>PITI $1,113.21 =<br>$2,191.21/month.<br>Total<br>$3,603.32/month<br>REO debt. DTI is<br>55.54% without<br>the Lease<br>Agreement for<br>XXX.8/27/2025:<br>Received email<br>showing HOA is<br>paid quarterly.<br>This reduces<br>REO debt to<br>$2,191.32/mo<br>and rental was<br>removed. DTI is<br>now 47.69%.<br>Lender is at<br>47.79%. | 8/21/2025:<br>Exception<br>remains.8/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 20 years 9 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 28 years in same line of work. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 42 mos. 0x30 and 54 mos. 0x30. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 0.04%. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA<br>score is ><br>2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 20 years 9 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 28 years in same line of work. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 42 mos. 0x30 and 54 mos. 0x30. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 0.04%. |
| &nbsp;&nbsp;&nbsp;593 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $108,196.29 or 45.04 months PITI exceeds the required reserves of $16,543.42 or 6.89 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 805. The guideline minimum is 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 20.41%. The guideline maximum is 45%. |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 42 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 20 years & 8 months at current residence <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 18 years & 3 months at current job <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x12x82 |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 738. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 74.72%. Max allowed LTV is 90%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $0. Assets verified in excess of required reserves. |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Credit | DTI | Active B | CRDDTI106 | Debt<br>Ratio<br>Exception<br>>5% and<br><10% | No | Calculated<br>DTI 45.05<br>- LP AUS<br>40.13<br>DTI.<br>Lender<br>did not<br>include<br>property<br>taxes for<br>property<br>on XXX<br>in amount<br>of<br>$942.75,<br>which are<br>in<br>borrower<br>name.<br>Property<br>is free and<br>clear, so<br>Hazard<br>premium<br>is not<br>require | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 738. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 74.72%. Max allowed LTV is 90%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP requires reserves in the amount of $0. Assets verified in excess of required reserves. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;598 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 790 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x82. |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Required<br>Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have owned primary residence for 5 years and 9 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been with current employer for 8 years and 5 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 789 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;606 | XXXXXX | XXXXXX | OH | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 779 Fico score. Minimum required 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $54,344.51 (13.82 months PITI reserves) > min required reserves of $23,592.10 |
| &nbsp;&nbsp;&nbsp;608 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: High Credit 780 Guidelines allow 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Low DTI 40 % Guidelines Require 45 % <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $95,219.95 (40.22 months PITI reserves). AUS Required Reserves are $14,203.14 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Missing<br>Lender QM<br>Determination. | 8/27/2025:<br>Received<br>Safe<br>Harbor<br>status. | 8/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Loan Approved by AUS as an Appraisal Waiver (PIW): FEMA declaration dated XXX and AUS approval XXX therefore exception canceled. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $2,671,623.75/909.76 months reserves exceeds guideline requirement of $0 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 78 consecutive months mortgage payment history exceeds 24 month credit review guidelines <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 791 median credit score, oldest trade 11/1992, 4% credit usage. |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW. Clayton<br>to order BPO. | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Loan Approved by AUS as an Appraisal Waiver (PIW): FEMA declaration dated XXX and AUS approval XXX therefore exception canceled. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $2,671,623.75/909.76 months reserves exceeds guideline requirement of $0 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 78 consecutive months mortgage payment history exceeds 24 month credit review guidelines <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 791 median credit score, oldest trade 11/1992, 4% credit usage. |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Active C | CRDAST115 | Cash reserves<br>do not meet<br>guidelines | Yes | Based on Final<br>CD showing<br>$72,550.93<br>funds required<br>to close and<br>Cashier check<br>made out for<br>same amount.<br>LP requires<br>$12,671.52,<br>Clayton<br>verified<br>$7,599.35.<br>Reserves short<br>by $5,072.17.<br>(Per Final CD<br>$5,250 EMD<br>was credited<br>on page 3. Per<br>Final ALTA:<br>$5,000 is<br>EMD, $250 is<br>a gift. No<br>proof full<br>EMD cleared.<br>Further ALTA<br>shows<br>$63,581.19<br>was required<br>for funds to<br>close. Both<br>Final ALTA<br>and Final CD<br>were signed/<br>dated XXX). | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 48.50% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines maximum of 85%. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Good credit with 767 score and 0 x 30, 0 x 60, 0 x 90. |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Active D | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | Yes | 1. For XXX<br>401-K and<br>PFRS pension<br>fund : Missing<br>supporting<br>documentation<br>of the<br>evidence that<br>the borrower<br>is permitted to<br>make<br>withdrawals<br>and that<br>severance of<br>the borrower's<br>current<br>employer is<br>not required,<br>as per LP<br>requirement.2.<br>Provide $250<br>Gift Letter. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 48.50% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines maximum of 85%. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Good credit with 767 score and 0 x 30, 0 x 60, 0 x 90. |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: 27 YEARS IN THE SAME LINE OF WORK <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-closing assets: $144,098.64 (58.56 months PITIA reserves) > min required reserves of $14,763.96 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 809 mid score > min required of 620 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at their residence for over 15 years. |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Loan<br>declared<br>QM Safe<br>Harbor<br>(APOR)<br>from<br>lender/<br>client;<br>Clayton<br>status is<br>NONQM<br>due to fees<br>too high<br>(adjusted<br>charges are<br>$18,370.60,<br>max<br>allowed is<br>$16,514.59;<br>$1,856.01<br>too high). | 08.21.2025 -<br>Undiscounted<br>rate received. | 08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 15 years 1 month. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X62. |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Loan<br>declared<br>QM Safe<br>Harbor<br>(APOR)<br>from<br>lender/<br>client;<br>Clayton<br>status is<br>NONQM<br>due to fees<br>too high<br>(adjusted<br>charges are<br>$18,370.60,<br>max<br>allowed is<br>$16,514.59;<br>$1,856.01<br>too high). | 08.21.2025 -<br>Undiscounted<br>rate received. | 08.21.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 15 years 1 month. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X62. |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliated<br>Business<br>Disclosure<br>missing<br>from file | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 15 years 1 month. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X62. |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 15 years 1 month. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X62. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | XXXXXX ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 41.73 below guidelines 50%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 786 exceed min guidelines 620. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 8 years at current residence. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 67.78% below program maximum 85.00. |
| &nbsp;&nbsp;&nbsp;631 | XXXXXX | XXXXXX NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU/<br>LCA<br>returned<br>no<br>score.<br>Clayton<br>to order<br>desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-8.82%). | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 725 is 45 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 29.88% is below the guideline minimum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $84,100.49/24.77 PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;632 | XXXXXX | XXXXXX IN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same profession for 25 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75. Max 90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 769. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves $29,681.90 or 10 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;633 | XXXXXX | XXXXXX MA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score is 793 and significantly exceeds minimum FICO score of 620 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 8 years 10 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: No mortgage lates with high credit score <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 30.40% is significantly below max dti of 45% <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 34 years 3 months at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $148,093.38 is $83,885.34 greater than the $64,208.04 reserves required. |
| &nbsp;&nbsp;&nbsp;638 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3552 | TRID - Loan<br>Estimate not<br>timely | No | Missing initial<br>LE within 3<br>bus days of<br>the<br>application<br>date of XXX. | 08.25.2025<br>- Initial LE<br>received. | 08.25.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 771 FICO score is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers reserves of $147142 exceeds the required $37180.88 |
| &nbsp;&nbsp;&nbsp;639 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have lived at current residence for 9 years and 6 months. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has 0x30x36 months positive mortgage payment history. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 776 FICO score. Minimum required 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers DTI 24.74% is less than guideline 45%. |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | XXXXXX MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Missing<br>Lender QM<br>determination. | 8/25/2025:<br>Received<br>Safe<br>Harbor<br>status. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 19 YEARS AT CURRENT RESIDENCE <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 32 YEARS IN PROFESSION <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 FICO SCORE EXCEEDING 620 FICO MINIMUM |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | XXXXXX MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score<br>3.0..<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 19 YEARS AT CURRENT RESIDENCE <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 32 YEARS IN PROFESSION <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 FICO SCORE EXCEEDING 620 FICO MINIMUM |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations not<br>disclosed/<br>accounted for<br>at origination | No | Missing<br>HOA<br>statement<br>for XXX<br>for $231<br>monthly<br>fee. | 8/21/2025:<br>Received<br>doc to<br>verify<br>$231/month. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at their residence for over 6 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been been XXX for over 8 years. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>Verbal<br>VOE<br>from<br>XXX for<br>XXX | 8/21/2025:<br>Received<br>XXX<br>paystub,<br>allowed for<br>10 day PCV<br>docs. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at their residence for over 6 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been been XXX for over 8 years. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Provide<br>all pages<br>of 1120S<br>Business<br>Tax<br>Returns<br>for XXX<br>2024<br>returns<br>are<br>missing<br>statements<br>7-8, 2023<br>returns<br>are<br>missing<br>5-8. | 8/25/2025:<br>Received all<br>pages<br>2024/2023<br>1120-S. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at their residence for over 6 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been been XXX for over 8 years. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 39.73% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 778 is 158 points above minimum program requirement of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Asset Reserves are $76,788.11 (28.57 months PITIA reserves) > min required reserves of $21,928.69 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;649 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 782. Minimum required 620 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower have been at their current residence for over 8 years <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Verified ratio 37.13. Max 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $423,005.16 or 118 months |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max LTV 85% for investor purchase; LTV 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico 620; Borrower Fico 808 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same line of work for 25 years |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU ><br>2.5,<br>Clayton<br>to order<br>desk<br>review | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 12 years at current job <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 22.35% is below DTI 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are$144,666.94 or 44 months PITI. Required Reserves by AUS $19,623.96 |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80 is below guideline requirement max of 85. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $674,302.15 or 273.26 months PITI reserves exceed AUS required reserves of $15,405.57. |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 751 is 131 points above minimum program requirement of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 41.16% is below the guideline minimum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has post-closing assets of $50,745.66 (8.47 months) PITIA which is > guideline minimum. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have been at their current residence over 30 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same profession over 35 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 59.51. Max 90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771. Minimum required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 38%. Max 45% |
| &nbsp;&nbsp;&nbsp;665 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>Clayton<br>to order<br>Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 6 years & 11 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;669 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Insurance | Active D | CRDINSR3278 | Hazard<br>Insurance<br>documentation<br>in file is<br>incomplete | Yes | Hazard<br>insurance<br>in file is a<br>rate quote<br>and does<br>not<br>provide<br>the<br>insurance<br>effective<br>date and<br>the<br>expiration<br>date of<br>the<br>policy. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 26.80% is 18.20% below the 45% allowed for the program. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 763 is 143 points above the 620 FICO required for the program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 28 years at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $192,982.68 is $171,031.20 greater than the $21,951.48 reserves required. |
| &nbsp;&nbsp;&nbsp;669 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA<br>score in<br>file.<br>Clayton<br>to order<br>desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 26.80% is 18.20% below the 45% allowed for the program. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 763 is 143 points above the 620 FICO required for the program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 28 years at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $192,982.68 is $171,031.20 greater than the $21,951.48 reserves required. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 793 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x99. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage history reflects 0 x 30 for the past 39 months. |
| &nbsp;&nbsp;&nbsp;675 | XXXXXX | XXXXXX | IN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 18.42 years at the primary residence <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 20.92 years <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x32 mortgage payment history |
| &nbsp;&nbsp;&nbsp;677 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 780 is 100 points above minimum program requirement of 680. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 25.65% is below the guideline minimum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%; guidelines allow 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $84,100.49/24.77 PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | XXXXXX | MA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation;<br>no CU<br>score<br>established.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $251,919.44 or 33.69 months of PITI. Required reserves $70,357.24. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 70%; guidelines allow 75%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 768 is 148 point above minimum program requirement of 620. |
| &nbsp;&nbsp;&nbsp;681 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: The borrower has held the same job for 24 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence for 12 years. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;682 | XXXXXX | XXXXXX | CO (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 783 FICO score. Minimum required score 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has 0x30x42 positive mortgage payment history. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $2,934,895.41 or 1104.74 months PITIA meeting LP Reserve requirement of $15,939.78. |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | XXXXXX | MA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 810 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x99. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer in the past: 23 years. |
| &nbsp;&nbsp;&nbsp;685 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $75,246.31/$6,130.50 PITI for both properties owned = 12.27- months reserves. |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 is below guideline requirement max of 85. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $270,536.99 or 86.75 months PITI reserves exceeds AUS required reserves of $27,496.14. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Credit report reflects positive mortgage payment history of a minimum of 49 months which exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | IL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied D A | CRDINSR848 | Missing<br>Hazard<br>Insurance | No | Missing<br>Hazard<br>Insurance<br>Policy | 8/19/2025:<br>Received<br>HOI. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 722 Fico score is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $653579 in reserves which is above the $23639 that are required. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 20 years |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 808 is 128 points above minimum program requirement of 680. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%; guidelines allow 90%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $78,510.99/30.23 PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | IL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DIT of 36.33% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines 85 % maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $262,127.70 exceed LP required of $25,011.26. |
| &nbsp;&nbsp;&nbsp;696 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 757 exceeds guidelines. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $52,258.99 (15.93 months PITI). AUS required reserves of $28,532.20 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 monthsMortgage debt: 0x30 x 57 months |
| &nbsp;&nbsp;&nbsp;702 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 785 mid score > min required of 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0x30 x greater than 99 months <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $1,556,403.57 (313.69 months PITIA reserves) > min required of $34,071.02 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 790 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 34.74% DTI below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $2282338 in reserves. $28700.70 required |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | XXXXXX | TN (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or<br>CU) score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1/B2 16+ years at primary residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 19+ years at present job |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;713 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Active D | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | Yes | No<br>Completion<br>Cert/Update<br>Report<br>available. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 33.33% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 69.22% is below 85% Guidelines maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $251,269.89 exceed LP required of $16,447.98. |
| &nbsp;&nbsp;&nbsp;713 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5 - not<br>scored.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 33.33% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 69.22% is below 85% Guidelines maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $251,269.89 exceed LP required of $16,447.98. |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>proof XXX<br>is owned<br>free and<br>clear. The<br>homeowners<br>insurance<br>shows there<br>is a<br>mortgage<br>with XXX. | 8/21/2025:<br>Received<br>page from<br>Fraud<br>Report<br>showing<br>$0 liens. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $436,996.34 or 109 months <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 790. Minimum required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Verified ratio 38.22. Max 45% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been at the current employer for 25 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 68.82. Max 85% |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;720 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA<br>score -<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 27.68 DTI below guideline 50% <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 16 yrs time at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 credit score exceeds guidelines 620 |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | XXXXXX AL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence for 22 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $283,98.05 or 76.08 months of PITI Required PITI Reserves are $22,396.86 per LP <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 793 mid score > min required of 620 |
| &nbsp;&nbsp;&nbsp;727 | XXXXXX | XXXXXX DC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>to support<br>$XXX | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: High Credit 809 Guidelines allow 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower Has history of Good credit with 0 Late Payments > 24 Months <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $56,624 or 10.18 months of PITIA. $39,809 AUS Reserves Required |
| &nbsp;&nbsp;&nbsp;730 | XXXXXX | XXXXXX ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower has 9 mortgaged properties all reflecting 0 x 30 x 48 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max LTV 75%; LTV 64.89% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Required 8 months cash reserves for 9 total financed properties; $154,882.64Required cash to close $162,129.33Verified assets prior to closing $537,188.48Remaining assets $375,059.15 |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Please<br>Provide<br>Affiliated<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: 11 years time in profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 769 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Moderate DTI @ 35% <br>CFCFS2860: Good credit history <br>- Clayton Comments: 58 month credit review 0x30 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | ATR/<br>QM:<br>Status<br>Pending D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active D | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | Yes | 1. Missing<br>proof of<br>insurance for<br>XXX to<br>support<br>$803.10 tax/<br>insurance/used<br>to qualify.2.<br>Missing<br>borrower letter<br>of explanation<br>or other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX as<br>qualified<br>with.3.<br>Missing proof<br>that XXX is<br>one and same<br>as XXX<br>Documentation<br>in file to<br>document tax/<br>insurance<br>expense for<br>XXX reflects<br>property<br>address of<br>XXX. If XXX<br>is a separate<br>property Final<br>1003 must be<br>disclosed with<br>all REO<br>owned and tax/<br>insurance<br>expense needs<br>verified for<br>XXX.<br>Additional<br>exceptions<br>may appliy.4.<br>Missing proof<br>of extension to<br>IRS for 2024.<br>Most recent<br>tax return is<br>not in file.<br>Only located<br>2023. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 15 years 3 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 80.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 40 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | ATR/<br>QM:<br>Status<br>Pending D A | Credit | DTI | Active D | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | Yes | 1. Missing<br>proof of<br>insurance for<br>XXX. to<br>support<br>$803.10 tax/<br>insurance/used<br>to qualify.2.<br>Missing<br>borrower letter<br>of explanation<br>or other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX as<br>qualified<br>with.3.<br>Missing proof<br>that XXX is<br>one and same<br>as XXX.<br>Documentation<br>in file to<br>document tax/<br>insurance<br>expense for<br>XXX reflects<br>property<br>address of<br>XXX. If XXX<br>is a separate<br>property Final<br>1003 must be<br>disclosed with<br>all REO<br>owned and tax/<br>insurance<br>expense needs<br>verified for<br>XXX<br>Additional<br>exceptions<br>may apply. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 15 years 3 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 80.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 40 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;743 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>>2.5. Clayton<br>to order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-6.67%). | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 32.17% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 50% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $20,571.03 exceed LP required of $16,087.70. |
| &nbsp;&nbsp;&nbsp;744 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: High Credit 808 Guidelines allow 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Low DTI 33 % Guidelines Require 45 % <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $26,290 or 13.31 months of PITIA.AUS Reserves Required = $12,288 |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA returned<br>no score.<br>Clayton to<br>order Desk<br>Review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $252,475.10 (40.50 months PITIA reserves) > minimum required reserves of $50,647.26 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 44.33% is below the guideline of 50%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 781 is 161 points above minimum program requirement of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;749 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 8/13/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below guidelines maximum of 90%. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 34.19% is below Guidelines maximum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $8,140.06 exceed DU required reserves of $4,199.72. |
| &nbsp;&nbsp;&nbsp;755 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual &<br>Public) | No | No<br>inspection<br>since the<br>Fema<br>Disaster-<br>XXX-<br>XXX,<br>Appraisal<br>report<br>XXX | 8/12/2025:<br>Received<br>clear PDI<br>report<br>dated<br>8/11/2025. | 8/12/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 763 FICO exceeds minimum 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x12x71 |
| &nbsp;&nbsp;&nbsp;757 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 772 significantly exceeds minimum FICO score of 620 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Both clients been at current job for 7-10 years <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: No lates listed on credit report |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV max 90%, LTV 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score above 620, Median fico 765 |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 80%. Max 85% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the same profession over 16 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 784. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $144,528.98 or 51 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;769 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU/LCA<br>returned<br>no score.<br>Clayton<br>to order<br>Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 37.50% is below Guidelines 50% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $94,378.76 exceed LP required of $12,898.02. |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP<br>score 3.5<br>-Missing<br>updated<br>valuation | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 22 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 19 years time at current residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 18 years years on the job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 credit score exceeds guidelines 620 |
| &nbsp;&nbsp;&nbsp;771 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>Clayton<br>to order<br>Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: High Credit 798 Guidelines allow 620 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 11 Years at Current Residence <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 11 Years in Current Profession |
| &nbsp;&nbsp;&nbsp;772 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 75%. Max 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 805. Minimum required 620 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been the the current job for over 8 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Total assets verified $181,194.28. Reserves $93,258.11 or 53 months |
| &nbsp;&nbsp;&nbsp;775 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score<br>3.5.<br>Clayton<br>to order<br>desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been employed at current job for the past 9 years and 5 months. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 31.29% is below the minimum program requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 810 > 190 points above guideline program minimum of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | CT | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Credit/<br>Mtg<br>History | Active C | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | Yes | Missing<br>documentation<br>for 1003<br>stated debt:<br>XXX #XXX,<br>$1,656/month. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have owned the primary residence 5 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 14.67 years in the same profession <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets $119,728.54 or 37.47 months PITI meeting LP reserve requirement of $19,170.18. |
| &nbsp;&nbsp;&nbsp;778 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 795 FICO score. Minimum required 620. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower's have an excellent credit history with 84 months reviewed reporting 0 late payments. |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing B1<br>paystub in<br>order to<br>calculate<br>income | 8/21/2025:<br>Received VVOE<br>and Employee<br>Savings Plan. Still<br>need<br>paystubs.8/26/2025:<br>Received XXX and<br>XXX paystubs. | 8/21/2025:<br>Exception<br>remains.8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of 25 months PITIA vs 0 months reserves required. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 8 years 5 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 752 is 132 points above the 620 FICO required for the program. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 18 YEARS IN THE SAME FIELD OF WORK—B1 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 18 YEARS WORKING FOR THE SAME EMPLOYER |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Income/<br>Employment | Satisfied D A | CRDINC2302 | Missing<br>Required<br>Income<br>Documentation | No | Missing<br>B1<br>paystub in<br>order to<br>calculate<br>income | 8/21/2025:<br>Received VVOE<br>and Employee<br>Savings Plan. Still<br>need<br>paystubs.8/26/2025:<br>Received XXX and<br>XXX paystubs. | 8/21/2025:<br>Exception<br>remains.8/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of 25 months PITIA vs 0 months reserves required. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 8 years 5 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 752 is 132 points above the 620 FICO required for the program. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 18 YEARS IN THE SAME FIELD OF WORK—B1 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 18 YEARS WORKING FOR THE SAME EMPLOYER |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>orderBPO. | 8/13/2025:<br>Received BPO<br>supporting value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of 25 months PITIA vs 0 months reserves required. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 8 years 5 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 752 is 132 points above the 620 FICO required for the program. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 18 YEARS IN THE SAME FIELD OF WORK—B1 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 18 YEARS WORKING FOR THE SAME EMPLOYER |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 67.26%. Max 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 748. Minimum required 620 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been at the current employer for over 12 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $116,671.13 or 28 months |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;788 | XXXXXX | XXXXXX | DE | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 28.04% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 46.42% is below Guidelines maximum of 90%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $43,298.52 exceed DU required of $3,863.63. |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | XXXXXX | TX | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation;<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 10 years. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80 LTV below guideline requirements of 85% per program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $123,003.26 or 29.07 months PITI , Required PITI Reserves are $90,516.59 |
| &nbsp;&nbsp;&nbsp;790 | XXXXXX | XXXXXX | AR | QM:<br>Rebuttable<br>Presumption | QM:<br>Rebuttable<br>Presumption<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 20 years, 8 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO Score 792. Guideline minimum 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 83.86% is below the guideline maximum of 90%. |
| &nbsp;&nbsp;&nbsp;790 | XXXXXX | XXXXXX | AR | QM:<br>Rebuttable<br>Presumption | QM:<br>Rebuttable<br>Presumption<br>(APOR) D B A | Credit | Income/<br>Employment | Active B | CRDINC3204 | Income<br>Documentation<br>Missing | No | Provide<br>FNMA<br>Form<br>1084 for<br>lender<br>income<br>calcs. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 20 years, 8 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO Score 792. Guideline minimum 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 83.86% is below the guideline maximum of 90%. |
| &nbsp;&nbsp;&nbsp;790 | XXXXXX | XXXXXX | AR | QM:<br>Rebuttable<br>Presumption | QM:<br>Rebuttable<br>Presumption<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been employed 20 years, 8 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO Score 792. Guideline minimum 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 83.86% is below the guideline maximum of 90%. |

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| | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;791 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 798 <br>CFCFS1745: Significant total monthly debt reduction <br>- Clayton Comments: entered in error <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75%. Max 85% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has had 2 XXX businesses for over 6 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves $394,493.10 |
| &nbsp;&nbsp;&nbsp;797 | XXXXXX | XXXXXX | TN (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have lived at their current residence over 18 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been self employed over 14 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified Credit score 788. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets verified $108,834.17 or 46 months reserves |
| &nbsp;&nbsp;&nbsp;798 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified LTV 70%. Max 85% <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have lived at their current home for 22 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in his current profession for 22 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 742. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves $40,197.27 or 198 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;801 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 85% maximum. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 35.55% is below Guidelines maximum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $75,439.93 exceed DU required reserves of $19,870.29. |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | XXXXXX | ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been at the same employer over 11 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have lived at their current residence for 8 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 70%. Max 90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score 801. Minimum 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 27.52. Max 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $645,294.28 or 175 months |
| &nbsp;&nbsp;&nbsp;805 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrowers have resided at current residence for 6 years. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV below guideline requirements of 90% per program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 14 years and 6 months. |
| &nbsp;&nbsp;&nbsp;806 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Federal<br>Consumer<br>Protection | Satisfied C A | CMPFDCP3206 | NMLS<br>License<br>verification<br>found<br>Loan<br>Originator<br>Name does<br>not match<br>ID | No | NMLS<br>Search for<br>ID # XXX<br>does not<br>match the<br>loan<br>originator<br>organization<br>name. XXX<br>NMLS ID<br>is XXX.<br>Correction<br>required for<br>lender docs. | 8/21/2025:<br>Received<br>Intent to<br>Re-Record<br>Mortgage<br>with<br>correct<br>NMLS #. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 35.70% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 90% maximum for 2nd home purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $124,254.06 exceed DU required of $21,417.48. |
| &nbsp;&nbsp;&nbsp;808 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 796 FICO score is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $332750.40 in reserves with only $14014.23 required by DU <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 8 years with current employer. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: 30 YEARS IN THE SAME FIELD OF WORK <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 803 CREDIT SCORE EXCEEDING 620 MINIMUM CREDIT SCORE <br>CFCFS2860: Good credit history <br>- Clayton Comments: NO LATES WITHIN THE PAST 24 MONTHS |
| &nbsp;&nbsp;&nbsp;811 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $79,429.61 or 40.83 months of PITI.Required PITI Reserves are $1,750.15 x 9.11 of months = $15,959.32. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 mid score > min required of 680 |
| &nbsp;&nbsp;&nbsp;813 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation;<br>no LCA<br>score<br>established.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 757 credit score significantly exceeds minimum FICO score of 620 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 14 years <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 31.93% is 13 points below below max DTI of 45% |
| &nbsp;&nbsp;&nbsp;818 | XXXXXX | XXXXXX | AR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower median fico 763; cash out refinance investment property minimum fico 740 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Required cash reserves prior to closing, $33,681.08 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower owns 5 total properties being financed all reflect 0x30x48 |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>3.5.<br>Clayton to<br>order Desk<br>Review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers has $426010 in reserves. None are required. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 28.68% is below the 45% max <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 796 FICO score is above the 620 min. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>> 2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $173,636.00 or 37.35 months PITI reserves exceed AUS required reserves of $27,889.02. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 723 exceeds guidelines of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80 is below guideline requirement max of 85. |
| &nbsp;&nbsp;&nbsp;826 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines maximum of 90%. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history with 0 x 30 x59 months <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $868,819.44 or 193.57 months. Required LP Reserves are $3,832.00. |
| &nbsp;&nbsp;&nbsp;827 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 9% revolving credit utilization. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 704 FICO exceeds program min allowable of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38.46% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | XXXXXX | VT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 800 FICO score is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $489525.97 in reserves. Only $59133.56 required. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 40.38% DTI below the 45% max |
| &nbsp;&nbsp;&nbsp;829 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are$77,389.45 or 36 months PITIA. Required reserves by AUS $34,816.85 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 37.09% is below 45% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;839 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation.<br>A CU/<br>LCA<br>Score was<br>not<br>available<br>on the<br>UCDP. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of797 is above the required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of37.7 is below the maximum allowable45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 is below the maximum allowable of 90%. |
| &nbsp;&nbsp;&nbsp;845 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 26.64% is below the guideline minimum of 50%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 790 is 170 points above minimum program requirement of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has post-closing assets of $141,921.44 (43.60 months) PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 794 qualifying score. Min required per guidelines is 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves $112,960.55 or 34.94 months PITIA. |
| &nbsp;&nbsp;&nbsp;852 | XXXXXX | XXXXXX | MA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for 6 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 756 FICO score. Minimum required 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers DTI 31.82% is below guideline maximum 45%. |
| &nbsp;&nbsp;&nbsp;853 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 19 years at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 787 is 167 points above the 620 FICO required for the program. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 24 years 10 months at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $472,082.35 is $451,117.83 greater than the $20,964.52 reserves required. |

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| | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;856 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 721 exceeds 620 minimum required per lender guidelines <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves in the amount of $184,275.81 exceeds $16,202.26 the minimum amount required per the lender guidelines <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Verified 75% LTV. Max allowed 90%. |
| &nbsp;&nbsp;&nbsp;857 | XXXXXX | XXXXXX | AR | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has a history of timely mortgage payments. |
| &nbsp;&nbsp;&nbsp;858 | XXXXXX | XXXXXX | AR | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has 0x30x50 positive mortgage payments <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Borrower has 0x30x244 positive consume payment history. |
| &nbsp;&nbsp;&nbsp;862 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 762 FICO score is above the 620 min <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 34.28% DTI is below the 45% max <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have $70101.99 in reserves which is above the required amount of $16681.27. |
| &nbsp;&nbsp;&nbsp;863 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 9 years 11 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job, 16 years 6 months. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0X30X52. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI 45%; Borrowers DTI 23.40% <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV Max 90%; Loan LTV 72% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Required cash reserves to be verified $6,354. Verified cash reserves $46,692.58 |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 6 years & 2 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 years & 9 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 716 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;874 | XXXXXX | XXXXXX | LA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation:<br>CU N/A.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 0% revolving credit utilization. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 21.94% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 809 FICO exceeds program min allowable of 620. |
| &nbsp;&nbsp;&nbsp;877 | XXXXXX | XXXXXX | ME | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 698 exceeds min score requirement of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 10 years. |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history <br>- Clayton Comments: NO LATES WITHIN THE LASTV 24 MONTHS <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 30 YEARS IN THE SAME LINE OF WORK |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | XXXXXX MD (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2302 | Missing<br>Required<br>Income<br>Documentation | No | Missing<br>the<br>Business<br>Tax<br>Return in<br>file to<br>verify<br>Borrower<br>3 income<br>as stated<br>on the<br>1003. | 8/22/2025:<br>Received 2024<br>1120. Verified<br>$10,886.59/month<br>net. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 9 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 14 years at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 32 years 10 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 778 is 158 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 36.14% is 8.86% below the 45% allowed for the program. |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | XXXXXX MD (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not meet<br>guidelines | No | Missing<br>the<br>Business<br>Tax<br>Return in<br>file to<br>verify<br>Borrower<br>3 income<br>as stated<br>on the<br>1003. | 8/22/2025:<br>Received 2024<br>1120. Verified<br>$10,886.59/month<br>net. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 9 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 14 years at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 32 years 10 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 778 is 158 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 36.14% is 8.86% below the 45% allowed for the program. |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | XXXXXX NJ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 39.09% is below the guideline minimum. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 754 is above minimum program requirement. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified assets of $161,744.59 which exceed cash reserves. |

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| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;887 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 30 YEARS AT CURRENT RESIDENCE <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 7 YEARS AT THE CURRENT JOB <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 812 mid score > min required of 620 |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 30 years 5 months at current job. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 25 years 11 months at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 807 is 187 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 12.70% is 32.30% below the 45% allowed for the program. |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 8 years in profession. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 767 is 147 points above the 620 FICO required for the program. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 24 years 1 month at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $57,214.53 is $37,382.61 greater than the $19,831.92 reserves required. |
| &nbsp;&nbsp;&nbsp;897 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 EMPLOYED WITH THE SAME EMPLOYER FOR 25 YEARS <br>CFCFS1750: High potential for increased earnings <br>- Clayton Comments: COMMISSION INCOME IS STEADILY INCREASE YEAR AFTER YEAR |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 20.16 % is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines maximum of 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $247,292.42 exceed DU required of $12,021.59. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;903 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 80.00%. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1, B2, B3 and B4 all have 5 years in same line of work. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves $32,062.96 exceed required reserves $19,441.81. |
| &nbsp;&nbsp;&nbsp;906 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 12 years & 2 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 FICO exceeds minimum 620. |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 19.96% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $26,547.60 exceed DU required of $15,792.60. |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-1.96%). | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 8 years 5 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 7 years 2 months. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Positive mortgage payment history 0x30x36 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;912 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70% LTV below guideline requirements of 90% per program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 28.69% DTI below guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 807 Median FICO >187 points above guideline program minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have 136 months PITIA in reserves. |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 788 credit score significantly exceeds 620 minimum FICO score <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Client has been in current position for 14 years per loan app <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: No mortgage rates listed |
| &nbsp;&nbsp;&nbsp;915 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $261,266.53 or 134.10 months PITI. Required reserves are $42,923.49 or 22.03 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 794. Guideline minimum is 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 employed 12 years, 8 months. |
| &nbsp;&nbsp;&nbsp;926 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;929 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $677,303.89. Required reserves are $26,038.00. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 15 years at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 7 years & 2 months at current residence <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI > 6 points below guideline maximum |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;932 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 801 FICO score is above the 620 min <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $70101.99 in reserves which is greater than the $18247.34 required. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 21.54% DTI is below the 45% max |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 36.95% is below the guideline minimum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 80%; guidelines allow 90%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 684 is 64 points above minimum program requirement of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $22,891.12/9.76 PITIA which is > guideline minimum. |
| &nbsp;&nbsp;&nbsp;936 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 782 FICO exceeds program min allowable of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 34.87% DTI is below program max allowable of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close assets of $53,178.78 exceed the minimum required reserves of $29,393.76 |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation;<br>LCA<br>score ><br>2.5.<br>Clayton to<br>order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: High Credit 768 Guidelines allow 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower Has history of Good credit with 0 Late Payments > 24 Months <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $211,311.65 or 40.12 months AUS Required Reserves are $31,602 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;946 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero<br>tolerance of<br>$302.01 due<br>to Appraisal<br>fee increased<br>from $565 on<br>LE XXX to<br>$860 on LE<br>XXX &<br>Lender Credit<br>decreased<br>from $551.44<br>on CD XXX<br>to $544.43 on<br>CD XXX.<br>Missing a<br>valid Change<br>of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of<br>refund check<br>to borrower. | 08.26.2025<br>- COC<br>provided | 08.26.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 804 is 184 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 16.93% is 28.07% below the 45% allowed for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $224,650.90 is $215,698.07 greater than the $8,952.83 reserves required. |
| &nbsp;&nbsp;&nbsp;946 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR2502 | Appraiser is<br>currently on<br>an<br>exclusionary<br>list | No | Appraiser is<br>on the EPLS<br>Watchlist. | 8/19/2025:<br>Received<br>verification<br>appraiser is<br>not on<br>EPLS List. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 804 is 184 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 16.93% is 28.07% below the 45% allowed for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $224,650.90 is $215,698.07 greater than the $8,952.83 reserves required. |
| &nbsp;&nbsp;&nbsp;946 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5. Clayton<br>to order desk<br>review. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 804 is 184 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 16.93% is 28.07% below the 45% allowed for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $224,650.90 is $215,698.07 greater than the $8,952.83 reserves required. |
| &nbsp;&nbsp;&nbsp;950 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Required<br>Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Borrower has no derogatory or delinquent mortgage payment history. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have been at their primary residence for over 20 years. <br>CFCFS1750: High potential for increased earnings <br>- Clayton Comments: Since the property is an investment, high potential for earnings once they rent out the subject. |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 36 years in the same profession <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 29 years at the primary residence <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x52 mortgage payment history |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;955 | XXXXXX | XXXXXX | UT (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence for 16 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 9 years 6 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 786 is 166 points above the 620 FICO required for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $57,088.34 is $41,562.18 greater than the $15,526.16 reserves required. |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual &<br>Public) | No | Declaration

#XXX<br>XXX -<br>XXX.<br>AUS was<br>done XXX.<br>Appraisal<br>was done<br>XXX.<br>Provide a<br>PDI Report<br>verifying<br>no damage. | 8/11/2025:<br>Received<br>clear PDI<br>Report<br>dated<br>8/8/2025. | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 694 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;964 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of75% is below the maximum allowable of 85%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of721 is above the required620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of31.89 is below the maximum allowable 45%. |
| &nbsp;&nbsp;&nbsp;965 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review.<br>(Tape<br>indicates<br>LP was<br>used. 1008<br>shows<br>DU). | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 6% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of798 is above the required 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of33.5 is below the maximum allowable 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 72.5 is below the maximum allowable of 85%. |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 33.49% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $49,785.99 exceed DU required reserves of $22,184.20. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;968 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned the primary residence 27.25 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 36 years <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Credit reflects oldest tradeline date 7/1/1987, reporting 0x30 |
| &nbsp;&nbsp;&nbsp;970 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 FICO exceeds program min allowable of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets of $135,417.48 exceeds the minimum required reserves of $9,173.52 <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-borrower has 19 years at current job. |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio ><br>50% | No | Lender used<br>income from<br>second job<br>with XXX,<br>borrower<br>start date is<br>3/18/2024 ,<br>time with<br>employer 1<br>year 3<br>months. per<br>FINDINGS;<br>Income from<br>secondary<br>employment<br>for XXX<br>must be<br>supported by<br>YTD<br>paystub(s)<br>documenting<br>all YTD<br>earnings and<br>W-2s for the<br>most recent<br>two calendar<br>years OR a<br>written VOE<br>documenting<br>all YTD<br>earnings and<br>the earnings<br>for the most<br>recent two<br>calendar<br>years. | 8/21/2025:<br>Lender<br>rebuttal<br>stating<br>XXX<br>allows <2<br>years 2nd<br>job. After<br>further<br>review, this<br>is not valid,<br>but B1 did<br>have<br>another<br>previous<br>2nd job.<br>History is<br>evident.<br>Income can<br>be used.<br>DTI is now<br>49.36%. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $25,199.76 or 9.81 months PITIA per AUS $15,414.72 reserves are required <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of late payments <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 month payment history required, credit reporting over 80 months |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | UW used<br>income for<br>second job,<br>Per XXX<br>findings and<br>guidelines<br>we can only<br>use income<br>from a 2nd<br>job if it has<br>been<br>received for<br>a minimum<br>of two years.<br>Borrower on<br>job just over<br>1 year. No<br>exception in<br>file:<br>FINDINGS;<br>Income from<br>secondary<br>employment<br>for XXX<br>must be<br>supported by<br>YTD<br>paystub(s)<br>documenting<br>all YTD<br>earnings and<br>W-2s for the<br>most recent<br>two calendar<br>years OR a<br>written VOE<br>documenting<br>all YTD<br>earnings and<br>the earnings<br>for the most<br>recent two<br>calendar<br>years. | 8/21/2025:<br>Lender<br>rebuttal<br>stating<br>XXX<br>allows <2<br>years 2nd<br>job. After<br>further<br>review, this<br>is not valid,<br>but B1 did<br>have<br>another<br>previous<br>2nd job.<br>History is<br>evident.<br>Income can<br>be used.<br>DTI is now<br>49.36%. | 8/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $25,199.76 or 9.81 months PITIA per AUS $15,414.72 reserves are required <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of late payments <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 month payment history required, credit reporting over 80 months |
| &nbsp;&nbsp;&nbsp;987 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>Verbal VOE<br>for the<br>Borrower. | 8/22/2025:<br>Received<br>paystub<br>through<br>XXX,<br>meeting 10<br>day PCV<br>requirement<br>for VVOE. | 8/22/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.29% is below the minimum program requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 733 > 113 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the same line of work for the past 5 years and 6 months. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;987 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton to<br>Order CDA<br>to Support<br>value of<br>XXX.<br>Subject is a 2<br>unit<br>property. | 8/14/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/14/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.29% is below the minimum program requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 733 > 113 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the same line of work for the past 5 years and 6 months. |
| &nbsp;&nbsp;&nbsp;988 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>Verbal<br>Verification<br>of<br>Employment<br>for XXX.<br>AUS allows<br>a paystub or<br>bank<br>statement<br>showing<br>deposit dated<br>within 15<br>business<br>days of<br>closing for<br>Funding<br>VVOE, or<br>provide<br>actual<br>Funding<br>VVOE. | 8/25/2025:<br>received<br>VVOE<br>dated<br>XXX. | 8/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer since 2001. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for over 5 years. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of delinquent or derogatory credit history. |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | XXXXXX | LA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL225 | Missing<br>Rider | No | Missing Title<br>Insurance<br>Identification<br>Rider as<br>checked on<br>the Executed<br>Mortgage. | 8/19/2025:<br>Received<br>all Riders. | 8/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 31.63% is below the minimum program requirement of 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV for Subject Property is below guideline max LTV of 90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 795 > 175 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | XXXXXX | LA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation;<br>CU score ><br>2.5 . Clayton<br>to order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 31.63% is below the minimum program requirement of 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV for Subject Property is below guideline max LTV of 90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 795 > 175 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;994 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 714 FICO score. Minimum required 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower has maintained successful employment with current employer for 23 years. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;995 | XXXXXX | XXXXXX | SD | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have lived at current residence for 10 years. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Co-borrower has been in the same profession for 7 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 743 FICO score. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;997 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico 620; Borrower fico 782 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV max XXX%; LTV XXX% Investor Purchase <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has open tradelines with zero balances. Credit utilization is 0% |
| &nbsp;&nbsp;&nbsp;999 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order<br>deskreview. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 35.10% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 85% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $566,588.67 exceed LP required reserves of $14,744.52. |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Required<br>Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-closing assets: $42,084.88 (9.10 months PITIA reserves) > min required of $0.00 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 801 mid score > min required of 620 |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO | 8/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 8/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-closing assets: $42,084.88 (9.10 months PITIA reserves) > min required of $0.00 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 801 mid score > min required of 620 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1007 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has been at the current residence 14 years, B2 17 years and B3 23 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in the same profession over 13 years and B3 over 30 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 70%. Max 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 704. Minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: verified reserves $354,165.81 or 81 months |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 13.22 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 764 is above the required620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of85 is below the maximum allowable of 90%. |
| &nbsp;&nbsp;&nbsp;1011 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>valuation<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 8/15/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-2.2%). | 8/15/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $251,919.44 or 33.69 months of PITI. Required reserves $70,357.24. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 808 FICO score. Minimum required 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has successfully worked in the XXX for 20 years. |
| &nbsp;&nbsp;&nbsp;1013 | XXXXXX | XXXXXX | MT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is 4.5.<br>Clayton to<br>order desk<br>review | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 805 FICO SCORE EXCEEDS GUIDELINE MINIMUM OF 620 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 23 years in profession |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 781 exceeds min score requirement of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 14 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with employer in the past: 10 years. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1020 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 759 Fico score. Minimum required 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 80%; Guidelines allow 85%. |
| &nbsp;&nbsp;&nbsp;1024 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 17 Yr at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 credit score exceeds guidelines 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 30 DTI below guideline requirement 50 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $134,156.56 (24.68 months PITI reserves) > min required reserves of $14,78.99 |
| &nbsp;&nbsp;&nbsp;1030 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 11 years at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 754 is 134 points above the 620 FICO required for the program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 33 years 1 month at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $97,163.08 is $89,492.59 greater than the $7,670.49 reserves required. |
| &nbsp;&nbsp;&nbsp;1031 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: High Credit 812 Guidelines allow 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Low DTI 25 % Guidelines Require 45 % <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower Has history of Good credit with 0 Late Payments > 24 Months |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $604,513.35 (148.66 months PITI reserves) > min required reserves of $8,173.12 <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has lived at the current residence for over 8 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified credit score 780. Minimum required 620 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1039 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Please<br>provide<br>missing<br>Affiliate<br>Business<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: Good credit history with only 1 isolated 1x30 aged late. 774 Median Credit, Oldest Trade 8/2008 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 14.42yrs tenure with current employer <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 63.41% LTV below maximum 80% guideline |
| &nbsp;&nbsp;&nbsp;1041 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 19 years & 7 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 12 years at current residence <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x99 |
| &nbsp;&nbsp;&nbsp;1043 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 766. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets $988,155.50 (216.36 months PITIA reserves) > min required reserves of $27,403.68 |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score 3.5.<br>Clayton to<br>order desk<br>review. | 8/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 8/13/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 723 credit score significantly exceeds minimum FICO score of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI is below 30% which is significantly below max dti of 45% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Both brwrs have been with current employer(s) for 25 years. |

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| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV9_J15988** |

---

**Conditions Report 2.0** 

---

| | |
|:---|:---|
| ***Loans in Report:*** | 386 |
| ***Loans with Conditions:*** | *191* |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1053 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1054 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |

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---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | Yes | XXXXXX | XXXXXX D A B | Not Applicable |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1058 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;172 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;182 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |

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------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;269 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |

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------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;392 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;405 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;407 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;408 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;421 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;427 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;429 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;431 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;432 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;438 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;443 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;445 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;446 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;453 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;459 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;467 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;470 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;481 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;496 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;501 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;502 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;508 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;509 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;519 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;521 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |

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------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;524 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;527 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;528 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;530 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;535 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;542 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;546 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;551 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;553 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;560 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;561 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;563 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;575 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;584 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;586 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;593 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;598 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;606 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;608 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;631 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;632 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;633 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;638 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;639 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;649 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;665 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;669 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;675 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;677 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;681 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;682 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;685 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;696 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;702 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;713 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;720 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;727 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;730 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;743 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;744 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;749 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;755 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;757 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;769 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;771 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;772 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;775 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;778 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;788 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;790 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;791 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;797 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;798 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;801 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;805 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;806 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;808 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;811 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;813 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;818 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;826 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;827 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;829 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;839 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;845 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;852 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;853 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;856 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;857 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;858 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;862 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;863 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;874 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;877 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;887 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;897 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;903 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;906 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;912 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;915 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;926 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;929 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;932 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;936 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;946 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not Applicable |
| &nbsp;&nbsp;&nbsp;950 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;955 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;964 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;965 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;968 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;970 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not Applicable |
| &nbsp;&nbsp;&nbsp;987 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;988 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;994 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;995 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;997 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;999 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;1007 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;1011 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1013 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1020 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1024 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1030 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1031 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1039 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1041 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1043 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not Applicable |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |

---

## Exhibit 99.3

**EXHIBIT 99.3** 

**CLAYTON RATING AGENCY ATR QM DATA FIELDS** 

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV9_J15988** |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *386* |

---

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.432 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1052 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 3689.06 | XXXXXX | 6.9328 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1053 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4463 | XXXXXX | 8.0402 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1054 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1293 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6913 | XXXXXX | 6.9083 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4740.5 | XXXXXX | 7.1808 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6713 | XXXXXX | 7.0359 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 2333.1 | XXXXXX | 7.2454 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6574 | XXXXXX | 7.5187 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6713 | XXXXXX | 7.3562 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 11875.2 | XXXXXX | 6.48 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6674 | XXXXXX | 7.5487 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 9246.18 |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6375.5 | XXXXXX | 7.5625 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2289.09 | XXXXXX | 6.8786 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5102.38 | XXXXXX | 6.7935 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 6325.22 | XXXXXX | 7.4935 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7436.25 | XXXXXX | 7.7323 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 7688 | XXXXXX | 7.3254 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 20541.8 | XXXXXX | 7.4021 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.73 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 10219.25 | XXXXXX | 7.0956 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8754.02 | XXXXXX | 7.3698 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.874 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8963.38 | XXXXXX | 7.2995 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 7.3839 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 883.04 | XXXXXX | 7.0112 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5808.65 | XXXXXX | 6.9866 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4504 | XXXXXX | 7.5569 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5641.79 | XXXXXX | 8.0628 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 9330.3 | XXXXXX | 6.9865 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3201.07 | XXXXXX | 6.7247 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4618.2 | XXXXXX | 6.3699 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4960.03 | XXXXXX | 7.5778 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4571.36 | XXXXXX | 7.5786 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5190.8 | XXXXXX | 7.1092 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5722 | XXXXXX | 7.5513 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 933 | XXXXXX | 7.3755 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6901.5 | XXXXXX | 7.6419 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1495 | XXXXXX | 6.7867 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8539.48 | XXXXXX | 7.0351 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 528 | XXXXXX | 6.9971 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3914.25 | XXXXXX | 7.5433 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 995 | XXXXXX | 6.9226 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2025 | XXXXXX | 6.9572 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.6441 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1058 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 8.6942 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;172 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 17103.53 | XXXXXX | 7.0917 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3650 | XXXXXX | 6.5411 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;182 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.6802 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 899 | XXXXXX | 6.9665 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 7.2495 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 4.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1213.75 | XXXXXX | 7.0526 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.6853 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.956 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 820 | XXXXXX | 7.2906 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.2841 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.4085 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1200 | XXXXXX | 8.0965 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2275 | XXXXXX | 7.3182 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 725 | XXXXXX | 7.1514 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7177.5 | XXXXXX | 7.2648 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2790 | XXXXXX | 7.2857 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 10935.9 | XXXXXX | 6.6669 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2056.43 | XXXXXX | 7.3027 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8420.3 | XXXXXX | 6.5222 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3424.25 | XXXXXX | 7.6461 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;269 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 700 | XXXXXX | 7.0161 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1633.75 | XXXXXX | 7.1032 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8608.75 | XXXXXX | 7.0423 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2296 | XXXXXX | 7.2927 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1495 | XXXXXX | 7.3324 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.499 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.7059 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 7.5495 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5445 | XXXXXX | 8.0499 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3450.37 | XXXXXX | 7.3408 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.9901 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.4238 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.7501 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8051 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 20 | XXXXXX | 7.3092 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3111.52 | XXXXXX | 7.6264 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2582.88 | XXXXXX | 7.7246 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.6093 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 250 | XXXXXX | 7.2411 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;392 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2958.13 | XXXXXX | 7.5645 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;405 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6433.63 | XXXXXX | 7.9225 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;407 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;408 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;421 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1295 | XXXXXX | 7.1603 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.3013 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;427 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;429 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;431 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;432 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;438 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;443 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1985 | XXXXXX | 7.7817 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;445 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;446 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1421 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;453 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 425 | XXXXXX | 6.494 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 397.44 | XXXXXX | 7.1372 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 3372 |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;459 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6304 | XXXXXX | 7.9433 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;467 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;470 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;481 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1570 | XXXXXX | 7.8112 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;496 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.008 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 6876.85 |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;501 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;502 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;508 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;509 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 8.1474 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;519 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 8.1178 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 0 |
| &nbsp;&nbsp;&nbsp;521 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;524 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 11867.5 | XXXXXX | 7.501 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;527 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;528 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;530 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1915 | XXXXXX | 7.671 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.93 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;535 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4064.2 | XXXXXX | 7.3339 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;542 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;546 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5811.64 | XXXXXX | 7.5575 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;551 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.3751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;553 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;560 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.7501 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;561 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;563 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.3301 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6753.58 | XXXXXX | 7.8175 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;575 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1539 | XXXXXX | 7.9714 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3039.89 | XXXXXX | 7.7375 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;584 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;586 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 100 | XXXXXX | 6.1383 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4097.6 | XXXXXX | 7.8905 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;593 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 101 | XXXXXX | 5.6562 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 396 | XXXXXX | 5.7637 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;598 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.125 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 100 | XXXXXX | 5.6501 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;606 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.0486 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;608 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4012.6 | XXXXXX | 7.7805 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.6911 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4880 | XXXXXX | 7.0375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;625 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6970.6 | XXXXXX | 7.2171 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;631 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;632 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5438.45 | XXXXXX | 6.8 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;633 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;638 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 9917.75 | XXXXXX | 7.8172 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;639 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 149.38 | XXXXXX | 7.644 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;649 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 125 | XXXXXX | 6.2589 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;665 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.175 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;669 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1640 | XXXXXX | 7.3414 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.9 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;675 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.239 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;677 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.95 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;681 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3040 | XXXXXX | 7.3323 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;682 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.975 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;685 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.15 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.175 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;696 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;702 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.9591 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.175 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.0837 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;713 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;720 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.0547 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.225 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;727 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;730 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6208.2 | XXXXXX | 7.2308 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | ATR/QM: Status Pending | No | Yes | XXXXXX | XXXXXX | Yes | No | 4001 | XXXXXX | 7.4645 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;743 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;744 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;749 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3160 | XXXXXX | 7.5285 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;755 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;757 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;769 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 150 | XXXXXX | 6.9581 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;771 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1795 | XXXXXX | 7.4136 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;772 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.7085 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;775 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.2861 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;778 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1415.97 | XXXXXX | 7.3112 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1725 | XXXXXX | 7.8138 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1720 | XXXXXX | 7.3212 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;788 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1800 | XXXXXX | 5.6932 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;790 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 11008.05 | XXXXXX | 8.2903 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;791 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;797 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;798 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;801 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.7501 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6177.5 | XXXXXX | 7.0532 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;805 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1390 | XXXXXX | 7.426 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;806 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1694 | XXXXXX | 7.7851 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;808 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;811 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.8957 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;813 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1857.44 | XXXXXX | 7.38 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;818 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 975 | XXXXXX | 7.3179 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 8.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;826 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4298.61 | XXXXXX | 7.044 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;827 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 5994 | XXXXXX | 8.0489 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;829 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;839 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6307.45 | XXXXXX | 7.3822 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;845 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;852 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;853 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;856 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1095 | XXXXXX | 7.4087 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;857 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;858 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;862 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;863 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5690 | XXXXXX | 7.8681 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;874 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.3619 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;877 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 7.4246 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;887 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1909 | XXXXXX | 7.7627 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1138 | XXXXXX | 7.5471 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;897 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 7.6801 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;903 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 0 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;906 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 953.75 | XXXXXX | 6.1421 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;912 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2278.68 | XXXXXX | 5.7742 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.2558 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;915 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;926 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;929 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;932 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Unemployed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;936 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;946 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.5348 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;950 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 9270 | XXXXXX | 7.2444 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;955 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1267 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;964 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;965 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;968 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3508 | XXXXXX | 7.3991 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;970 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 100 | XXXXXX | 7.0233 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;987 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.2099 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;988 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3550.7 | XXXXXX | 7.3684 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;994 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 15418.85 | XXXXXX | 7.27 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;995 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8751 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;997 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;999 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5047 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1723 | XXXXXX | 7.5577 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1007 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.7501 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6684.32 | XXXXXX | 8.1371 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1011 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1013 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1020 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1024 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7932.5 | XXXXXX | 7.5178 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1030 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2037.86 | XXXXXX | 7.2132 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1031 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1803.5 | XXXXXX | 7.0852 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5777 | XXXXXX | 7.3824 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1039 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1550 | XXXXXX | 6.9636 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1041 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1043 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4420 | XXXXXX | 7.088 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |

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<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.4

**EXHIBIT 99.4** 

**CLAYTON LOAN LEVEL TAPE COMPARE UPLOAD** 

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| | |
|:---|:---|
| **Client Name:** | PennyMac |
| **Client Project Name:** | PNMAC PMTLT 2025-INV9_J15988 |

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**Loan Level Tape Compare Upload** 

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower<br>Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | XXXXXX | Cash Reserves | 173825.21 | 86175.55 |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 33.7500 | 37.6994 |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | Cash Reserves | 150693.47 | 205693.47 |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | Cash Reserves | 358927.76 | 162253.80 |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | XXXXXX | Cash Reserves | 26124.84 | 74314.41 |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 44.5100 | 37.4574 |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | Cash Reserves | 312371.02 | 184659.74 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 47.4000 | 40.7054 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | XXXXXX | Borrower 1 Total Income | 5382.00 | 3718.28 |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | XXXXXX | Cash Reserves | 142510.23 | 34041.75 |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | Cash Reserves | 146278.12 | 53210.19 |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | XXXXXX | Cash Reserves | 300051.13 | 182340.26 |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | XXXXXX | Cash Reserves | 325062.32 | 181035.72 |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | Cash Reserves | 255875.31 | 168929.31 |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | XXXXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | XXXXXX | Total Cash Out | 124274.29 | 231493.53 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 33.1400 | 40.2625 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | XXXXXX | Cash Reserves | 118704.47 | 14564.50 |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | Cash Reserves | 528457.86 | 370432.70 |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | Representative Credit Score for Grading | 817 | 788 |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | Cash Reserves | 214521.36 | 107824.13 |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | Cash Reserves | 339681.09 | 156022.72 |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 23.5800 | 27.7875 |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | Cash Reserves | 842654.07 | 473692.42 |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | Cash Reserves | 0.39 | 0.00 |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | XXXXXX | Cash Reserves | 284466.84 | 60987.66 |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX | Cash Reserves | 247223.98 | 31560.85 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | Cash Reserves | 138478.07 | 20651.38 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | XXXXXX | Cash Reserves | 449273.39 | 208384.09 |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | Cash Reserves | 155771.61 | 77046.18 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Borrower 1 Total Income | 3914.00 | 1483.42 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Cash Reserves | 49986.59 | 449606.77 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Original LTV | 68.08 | 68.09 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | Cash Reserves | 125774.00 | 24870.89 |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Cash Reserves | 114924.39 | 163963.13 |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Combined LTV | 71.67 | 75.00 |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Original LTV | 71.67 | 75.00 |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | Cash Reserves | 98313.27 | 3.06 |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | Cash Reserves | 171487.24 | 52526.91 |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | Borrower 1 Total Income | '-4131.00 | '-8794.79 |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | Total Monthly Income | 12536.00 | 18172.75 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Debt to Income Ratio (Back) | 49.5800 | 41.2915 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Total Cash Out | 19042.78 | 128791.77 |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | Original LTV | 66.50 | 66.49 |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | Total Cash Out | 264697.30 | 264693.08 |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | Debt to Income Ratio (Back) | 33.0100 | 29.0918 |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | Total Cash Out | 68872.74 | 92593.74 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Cash Reserves | 180433.44 | 26751.04 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Combined LTV | 75.14 | 75.00 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Original LTV | 75.14 | 75.00 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | Cash Reserves | 687177.66 | 498367.84 |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | Cash Reserves | 604369.73 | 320506.70 |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | Cash Reserves | 552440.71 | 94422.10 |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | Cash Reserves | 197856.12 | 323939.25 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Cash Reserves | 619988.10 | 402714.68 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Original LTV | 73.27 | 73.17 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | Total Cash Out | 45319.82 | 48076.81 |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | Cash Reserves | 147124.99 | 84911.35 |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | Cash Reserves | 12073.51 | 37924.19 |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | Cash Reserves | 1485053.09 | 1072746.44 |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | Borrower 1 Total Income | 19284.85 | 4724.13 |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | Debt to Income Ratio (Back) | 43.4850 | 39.5842 |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | Cash Reserves | 144177.53 | 28734.97 |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | Cash Reserves | 116019.38 | 44406.41 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | Total Cash Out | 368790.70 | 392608.70 |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | Cash Reserves | 213091.82 | 17441.92 |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | Cash Reserves | 148068.90 | 33068.90 |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | Cash Reserves | 628189.80 | 294665.31 |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | Cash Reserves | 268328.73 | 175565.57 |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | Cash Reserves | 166663.36 | 75866.15 |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | Cash Reserves | 439526.66 | 96738.94 |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | Cash Reserves | 403169.09 | 78017.10 |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | Cash Reserves | 113531.80 | 46115.89 |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | Cash Reserves | 142626.12 | 68579.69 |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | Cash Reserves | 336891.00 | 186242.88 |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | Debt to Income Ratio (Back) | 40.0240 | 35.4304 |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | Cash Reserves | 198744.90 | 58146.20 |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | Debt to Income Ratio (Back) | 47.4800 | 41.5105 |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | Cash Reserves | 102931.78 | 36927.11 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Cash Reserves | 130118.29 | 77395.99 |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Total Cash Out | 123762.53 | 18317.93 |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | Cash Reserves | 180891.50 | 110591.18 |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | Cash Reserves | 44633.30 | 63194.64 |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | Cash Reserves | 352540.90 | 183043.28 |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | Property Type | Low Rise Condo (1-4) | Detached PUD |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | Cash Reserves | 185720.03 | 12467.94 |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | Cash Reserves | 102740.32 | 23412.62 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | Borrower 1 Total Income | 10125.14 | 3606.35 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | Cash Reserves | 72771.77 | 204740.67 |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | Borrower 1 Total Income | 3347.52 | 0.00 |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | Cash Reserves | 1191885.85 | 469215.91 |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | Original LTV | 69.97 | 69.98 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Cash Reserves | 30317.01 | 43716.42 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Total Cash Out | 113991.99 | 437679.40 |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | Borrower 1 Total Income | 17778.49 | 10842.40 |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | Cash Reserves | 4873586.00 | 1533439.12 |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | Original LTV | 61.91 | 61.90 |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | Cash Reserves | 134399.98 | 39026.74 |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | Debt to Income Ratio (Back) | 30.9280 | 47.5859 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | Cash Reserves | 646419.63 | 434586.38 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | Borrower 1 Total Income | 11037.02 | 4542.28 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | Cash Reserves | 177611.62 | 41005.76 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | Debt to Income Ratio (Back) | 49.9190 | 43.4098 |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | Cash Reserves | 109397.47 | 14480.09 |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | Cash Reserves | 127500.18 | 178530.58 |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | Total Cash Out | 21109.21 | 20466.80 |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Cash Reserves | 196719.02 | 125538.31 |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | Cash Reserves | 201724.74 | 44248.24 |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | Cash Reserves | 455933.27 | 262913.41 |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | Cash Reserves | 247827.76 | 3895.58 |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | Cash Reserves | 255904.08 | 163828.36 |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | Cash Reserves | 214868.36 | 30669.45 |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | Cash Reserves | 150206.92 | 40708.44 |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | Cash Reserves | 216016.94 | 82706.95 |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | Cash Reserves | 83369.54 | 24689.27 |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | Debt to Income Ratio (Back) | 38.4770 | 34.3915 |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | Cash Reserves | 526579.31 | 723203.64 |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | Debt to Income Ratio (Back) | 45.3930 | 37.8402 |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | Cash Reserves | 125288.55 | 19274.68 |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | Debt to Income Ratio (Back) | 43.3200 | 35.8611 |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Borrower 2 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Cash Reserves | 158763.57 | 201358.53 |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Debt to Income Ratio (Back) | 34.9910 | 42.1577 |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | Cash Reserves | 134978.00 | 3387.90 |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | Cash Reserves | 249725.87 | 53507.85 |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | Total Cash Out | 191522.09 | 257403.23 |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | Cash Reserves | 58284.68 | 9456.21 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | Cash Reserves | 226744.77 | 131721.92 |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | Cash Reserves | 127170.98 | 46281.56 |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | Cash Reserves | 105182.55 | 34284.18 |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | Borrower 1 Total Income | 31617.20 | 62847.17 |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | Total Monthly Income | 31617.00 | 62847.17 |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | Cash Reserves | 250303.23 | 114794.14 |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;391 | XXXXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;392 | XXXXXX | Cash Reserves | 391238.08 | 123407.77 |
| &nbsp;&nbsp;&nbsp;392 | XXXXXX | Debt to Income Ratio (Back) | 36.5980 | 43.4784 |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | Cash Reserves | 206149.07 | 263380.21 |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;399 | XXXXXX | Debt to Income Ratio (Back) | 48.0160 | 43.2195 |
| &nbsp;&nbsp;&nbsp;407 | XXXXXX | Cash Reserves | 331029.24 | 212555.02 |
| &nbsp;&nbsp;&nbsp;408 | XXXXXX | Cash Reserves | 374593.34 | 229834.02 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | Cash Reserves | 109414.93 | 30541.64 |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | Cash Reserves | 362785.72 | 205315.26 |
| &nbsp;&nbsp;&nbsp;429 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;431 | XXXXXX | Cash Reserves | 162203.83 | 76487.82 |
| &nbsp;&nbsp;&nbsp;432 | XXXXXX | Cash Reserves | 2603437.60 | 972492.96 |
| &nbsp;&nbsp;&nbsp;438 | XXXXXX | Cash Reserves | 158229.26 | 81917.38 |
| &nbsp;&nbsp;&nbsp;446 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | Cash Reserves | 140041.23 | 65505.32 |
| &nbsp;&nbsp;&nbsp;453 | XXXXXX | Cash Reserves | 210544.00 | 9256.61 |
| &nbsp;&nbsp;&nbsp;453 | XXXXXX | Debt to Income Ratio (Back) | 46.1380 | 42.3634 |
| &nbsp;&nbsp;&nbsp;453 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | Cash Reserves | 322594.21 | 123390.19 |
| &nbsp;&nbsp;&nbsp;459 | XXXXXX | Cash Reserves | 100217.37 | 49217.20 |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | Cash Reserves | 155884.66 | 67336.08 |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;467 | XXXXXX | Cash Reserves | 352935.02 | 1307291.33 |
| &nbsp;&nbsp;&nbsp;470 | XXXXXX | Borrower 1 Total Income | 14285.00 | 7240.25 |
| &nbsp;&nbsp;&nbsp;470 | XXXXXX | Cash Reserves | 428612.00 | 162562.57 |
| &nbsp;&nbsp;&nbsp;481 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | Cash Reserves | 617530.71 | 416056.71 |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | Debt to Income Ratio (Back) | 46.1110 | 36.6071 |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;482 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | Cash Reserves | 248038.55 | 124838.31 |
| &nbsp;&nbsp;&nbsp;496 | XXXXXX | Cash Reserves | 76242.00 | 20037.41 |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | Cash Reserves | 150089.18 | 73138.43 |
| &nbsp;&nbsp;&nbsp;500 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;502 | XXXXXX | Cash Reserves | 240082.78 | 163537.23 |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | Cash Reserves | 259437.18 | 175130.44 |
| &nbsp;&nbsp;&nbsp;508 | XXXXXX | Cash Reserves | 163444.05 | 61198.42 |
| &nbsp;&nbsp;&nbsp;509 | XXXXXX | Cash Reserves | 268329.31 | 178449.55 |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | Cash Reserves | 105117.59 | 1207828.31 |
| &nbsp;&nbsp;&nbsp;519 | XXXXXX | Cash Reserves | 83258.13 | 16308.67 |
| &nbsp;&nbsp;&nbsp;521 | XXXXXX | Cash Reserves | 214391.50 | 45254.89 |
| &nbsp;&nbsp;&nbsp;524 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;530 | XXXXXX | Cash Reserves | 330181.43 | 464179.79 |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | Cash Reserves | 147397.60 | 51348.29 |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | Cash Reserves | 619477.00 | 1122947.59 |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | Cash Reserves | 175031.92 | 87346.66 |
| &nbsp;&nbsp;&nbsp;535 | XXXXXX | Cash Reserves | 211544.01 | 110375.58 |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | Cash Reserves | 145057.14 | 44270.92 |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | Cash Reserves | 135452.07 | 60571.67 |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | Cash Reserves | 214094.83 | 30164.17 |
| &nbsp;&nbsp;&nbsp;542 | XXXXXX | Cash Reserves | 283551.08 | 150484.68 |
| &nbsp;&nbsp;&nbsp;546 | XXXXXX | Cash Reserves | 255941.36 | 95008.36 |
| &nbsp;&nbsp;&nbsp;546 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;546 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | Cash Reserves | 105116.66 | 552660.15 |
| &nbsp;&nbsp;&nbsp;553 | XXXXXX | Cash Reserves | 225840.82 | 72745.43 |
| &nbsp;&nbsp;&nbsp;560 | XXXXXX | Cash Reserves | 260069.22 | 97124.98 |
| &nbsp;&nbsp;&nbsp;561 | XXXXXX | Cash Reserves | 187400.91 | 100555.32 |
| &nbsp;&nbsp;&nbsp;563 | XXXXXX | Cash Reserves | 151797.04 | 18664.16 |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | Cash Reserves | 175682.32 | 99762.09 |
| &nbsp;&nbsp;&nbsp;566 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | Cash Reserves | 255009.04 | 141764.20 |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;575 | XXXXXX | Cash Reserves | 626779.03 | 446357.74 |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | Cash Reserves | 167712.00 | 79231.47 |
| &nbsp;&nbsp;&nbsp;579 | XXXXXX | Cash Reserves | 149246.60 | 58852.21 |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | Cash Reserves | 100150.40 | 14135.62 |
| &nbsp;&nbsp;&nbsp;584 | XXXXXX | Cash Reserves | 720102.74 | 486126.60 |
| &nbsp;&nbsp;&nbsp;586 | XXXXXX | Cash Reserves | 317461.97 | 426196.84 |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | Cash Reserves | 184317.81 | 255019.73 |
| &nbsp;&nbsp;&nbsp;591 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;593 | XXXXXX | Cash Reserves | 167847.08 | 108196.29 |
| &nbsp;&nbsp;&nbsp;593 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | Cash Reserves | 137234.09 | 59725.14 |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | Combined LTV | 70.47 | 68.75 |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | Original LTV | 70.47 | 68.75 |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Combined LTV | 76.39 | 74.72 |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Debt to Income Ratio (Back) | 39.7100 | 45.0530 |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Original LTV | 76.39 | 74.72 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;597 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;598 | XXXXXX | Cash Reserves | 160100.71 | 22846.10 |
| &nbsp;&nbsp;&nbsp;598 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | Cash Reserves | 251556.00 | 159353.60 |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;606 | XXXXXX | Cash Reserves | 183225.77 | 54344.51 |
| &nbsp;&nbsp;&nbsp;608 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | Cash Reserves | 4376735.84 | 2671623.75 |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | Cash Reserves | 329050.64 | 7599.35 |
| &nbsp;&nbsp;&nbsp;612 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | Original LTV | 74.89 | 74.88 |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | Total Cash Out | 29178.93 | 283127.84 |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | Cash Reserves | 194935.89 | 71976.28 |
| &nbsp;&nbsp;&nbsp;627 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;631 | XXXXXX | Cash Reserves | 326855.83 | 149372.05 |
| &nbsp;&nbsp;&nbsp;632 | XXXXXX | Cash Reserves | 144983.03 | 29681.90 |
| &nbsp;&nbsp;&nbsp;638 | XXXXXX | Cash Reserves | 248286.94 | 147142.19 |
| &nbsp;&nbsp;&nbsp;638 | XXXXXX | Total Cash Out | 32795.21 | 59979.97 |
| &nbsp;&nbsp;&nbsp;639 | XXXXXX | Borrower 1 Total Income | 13416.66 | 28732.13 |
| &nbsp;&nbsp;&nbsp;639 | XXXXXX | Cash Reserves | 682836.69 | 491289.83 |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | Cash Reserves | 125690.90 | 46805.34 |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | Property Type | Detached PUD | SFR |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | Cash Reserves | 449768.00 | 264373.23 |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;641 | XXXXXX | Debt to Income Ratio (Back) | 29.1360 | 37.4947 |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | Cash Reserves | 33583.42 | 76788.11 |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | Cash Reserves | 156658.17 | 50745.66 |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | Debt to Income Ratio (Back) | 45.2520 | 41.1642 |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | Cash Reserves | 1335874.65 | 758817.88 |
| &nbsp;&nbsp;&nbsp;663 | XXXXXX | Original LTV | 59.52 | 59.51 |
| &nbsp;&nbsp;&nbsp;665 | XXXXXX | Cash Reserves | 403103.07 | 163605.94 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | Cash Reserves | 132901.74 | 50643.08 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;677 | XXXXXX | Cash Reserves | 244222.23 | 84100.49 |
| &nbsp;&nbsp;&nbsp;680 | XXXXXX | Cash Reserves | 651775.52 | 251919.44 |
| &nbsp;&nbsp;&nbsp;685 | XXXXXX | Cash Reserves | 175970.45 | 75246.31 |
| &nbsp;&nbsp;&nbsp;685 | XXXXXX | Debt to Income Ratio (Back) | 28.8240 | 24.4026 |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | Cash Reserves | 167042.53 | 653579.55 |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | Cash Reserves | 187317.16 | 83510.99 |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | Cash Reserves | 384054.16 | 262127.70 |
| &nbsp;&nbsp;&nbsp;696 | XXXXXX | Cash Reserves | 154366.73 | 52258.99 |
| &nbsp;&nbsp;&nbsp;702 | XXXXXX | Cash Reserves | 2386200.00 | 1556403.57 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | Cash Reserves | 1585530.83 | 2262208.13 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | Cash Reserves | 192690.24 | 68738.92 |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | Cash Reserves | 639819.28 | 353470.19 |
| &nbsp;&nbsp;&nbsp;713 | XXXXXX | Cash Reserves | 372749.44 | 251269.89 |
| &nbsp;&nbsp;&nbsp;713 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | Original LTV | 68.83 | 68.82 |
| &nbsp;&nbsp;&nbsp;720 | XXXXXX | Debt to Income Ratio (Back) | 35.4830 | 22.6552 |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | Cash Reserves | 416243.52 | 283988.05 |
| &nbsp;&nbsp;&nbsp;727 | XXXXXX | Cash Reserves | 293211.09 | 56624.53 |
| &nbsp;&nbsp;&nbsp;730 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | Cash Reserves | 108569.87 | 20121.58 |
| &nbsp;&nbsp;&nbsp;743 | XXXXXX | Cash Reserves | 87671.41 | 20571.03 |
| &nbsp;&nbsp;&nbsp;744 | XXXXXX | Cash Reserves | 105555.36 | 26290.28 |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | Representative Credit Score for Grading | 786 | 781 |
| &nbsp;&nbsp;&nbsp;749 | XXXXXX | Cash Reserves | 81809.54 | 8140.06 |
| &nbsp;&nbsp;&nbsp;757 | XXXXXX | Cash Reserves | 231593.57 | 160272.31 |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | Cash Reserves | 113389.67 | 144528.98 |
| &nbsp;&nbsp;&nbsp;769 | XXXXXX | Cash Reserves | 184629.00 | 94378.76 |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | Debt to Income Ratio (Back) | 29.1530 | 23.8495 |
| &nbsp;&nbsp;&nbsp;771 | XXXXXX | Cash Reserves | 103086.65 | 20479.22 |
| &nbsp;&nbsp;&nbsp;772 | XXXXXX | Cash Reserves | 180206.75 | 96525.99 |
| &nbsp;&nbsp;&nbsp;775 | XXXXXX | Cash Reserves | 171414.43 | 74298.51 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | Cash Reserves | 206459.93 | 119728.54 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | Cash Reserves | 205337.08 | 82952.31 |
| &nbsp;&nbsp;&nbsp;788 | XXXXXX | Cash Reserves | 321281.00 | 43298.52 |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | Cash Reserves | 230317.93 | 123003.26 |
| &nbsp;&nbsp;&nbsp;790 | XXXXXX | Cash Reserves | 145437.25 | 23373.52 |
| &nbsp;&nbsp;&nbsp;791 | XXXXXX | Cash Reserves | 196414.90 | 394493.10 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;797 | XXXXXX | Total Cash Out | 97105.97 | 97650.87 |
| &nbsp;&nbsp;&nbsp;801 | XXXXXX | Cash Reserves | 175040.00 | 75439.93 |
| &nbsp;&nbsp;&nbsp;805 | XXXXXX | Cash Reserves | 600269.10 | 233730.77 |
| &nbsp;&nbsp;&nbsp;806 | XXXXXX | Cash Reserves | 274441.48 | 124254.06 |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | Cash Reserves | 182757.83 | 113420.64 |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | Debt to Income Ratio (Back) | 26.6770 | 34.6674 |
| &nbsp;&nbsp;&nbsp;811 | XXXXXX | Cash Reserves | 182818.55 | 79429.61 |
| &nbsp;&nbsp;&nbsp;813 | XXXXXX | Cash Reserves | 203042.19 | 63398.87 |
| &nbsp;&nbsp;&nbsp;818 | XXXXXX | Cash Reserves | 69541.12 | 214925.50 |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | Cash Reserves | 808875.14 | 80696.95 |
| &nbsp;&nbsp;&nbsp;826 | XXXXXX | Cash Reserves | 420356.97 | 868819.44 |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | Cash Reserves | 661956.65 | 489525.97 |
| &nbsp;&nbsp;&nbsp;829 | XXXXXX | Cash Reserves | 173127.00 | 77389.45 |
| &nbsp;&nbsp;&nbsp;839 | XXXXXX | Cash Reserves | 129439.32 | 461930.36 |
| &nbsp;&nbsp;&nbsp;839 | XXXXXX | Debt to Income Ratio (Back) | 33.3120 | 37.7037 |
| &nbsp;&nbsp;&nbsp;845 | XXXXXX | Cash Reserves | 269656.41 | 141921.44 |
| &nbsp;&nbsp;&nbsp;845 | XXXXXX | Debt to Income Ratio (Back) | 30.9100 | 25.6401 |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | Cash Reserves | 162159.12 | 112960.55 |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;852 | XXXXXX | Cash Reserves | 167379.51 | 48470.76 |
| &nbsp;&nbsp;&nbsp;852 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;853 | XXXXXX | Cash Reserves | 281416.83 | 472082.35 |
| &nbsp;&nbsp;&nbsp;856 | XXXXXX | Cash Reserves | 378393.54 | 140158.16 |
| &nbsp;&nbsp;&nbsp;857 | XXXXXX | Cash Reserves | 145210.42 | 54138.43 |
| &nbsp;&nbsp;&nbsp;862 | XXXXXX | Cash Reserves | 171721.25 | 70101.99 |
| &nbsp;&nbsp;&nbsp;863 | XXXXXX | Cash Reserves | 139804.38 | 49228.83 |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | Cash Reserves | 77347.34 | 26062.19 |
| &nbsp;&nbsp;&nbsp;874 | XXXXXX | Cash Reserves | 622010.00 | 407388.07 |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | Total Cash Out | 20964.46 | 48091.56 |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | Cash Reserves | 180078.00 | 34704.87 |
| &nbsp;&nbsp;&nbsp;887 | XXXXXX | Cash Reserves | 99587.13 | 3098.09 |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | Cash Reserves | 136166.83 | 39376.37 |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | Total Cash Out | 317659.51 | 382257.19 |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | Cash Reserves | 92008.55 | 247292.42 |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;903 | XXXXXX | Cash Reserves | 234872.24 | 32062.96 |
| &nbsp;&nbsp;&nbsp;906 | XXXXXX | Cash Reserves | 137944.51 | 40043.99 |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | Cash Reserves | 122489.62 | 44047.06 |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | Cash Reserves | 123065.76 | 26547.60 |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | Cash Reserves | 195735.62 | 59711.18 |
| &nbsp;&nbsp;&nbsp;910 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | Cash Reserves | 213402.96 | 96171.70 |
| &nbsp;&nbsp;&nbsp;915 | XXXXXX | Cash Reserves | 168303.67 | 261266.53 |
| &nbsp;&nbsp;&nbsp;926 | XXXXXX | Cash Reserves | 640652.25 | 437182.76 |
| &nbsp;&nbsp;&nbsp;932 | XXXXXX | Cash Reserves | 152223.01 | 63511.45 |
| &nbsp;&nbsp;&nbsp;932 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | Cash Reserves | 117996.03 | 25891.12 |
| &nbsp;&nbsp;&nbsp;935 | XXXXXX | Debt to Income Ratio (Back) | 46.5880 | 41.8131 |
| &nbsp;&nbsp;&nbsp;936 | XXXXXX | Cash Reserves | 144446.73 | 53178.78 |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | Cash Reserves | 575491.98 | 211311.65 |
| &nbsp;&nbsp;&nbsp;946 | XXXXXX | Cash Reserves | 456369.21 | 224650.90 |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | Cash Reserves | 198411.16 | 123394.60 |
| &nbsp;&nbsp;&nbsp;955 | XXXXXX | Cash Reserves | 158536.65 | 57088.34 |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | Combined LTV | 80.00 | 78.99 |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | Original LTV | 80.00 | 78.99 |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | Sales Price | XXXXXX | Not Applicable |
| &nbsp;&nbsp;&nbsp;964 | XXXXXX | Debt to Income Ratio (Back) | 39.2140 | 31.8934 |
| &nbsp;&nbsp;&nbsp;965 | XXXXXX | Cash Reserves | 249611.06 | 96655.35 |
| &nbsp;&nbsp;&nbsp;965 | XXXXXX | Debt to Income Ratio (Back) | 43.8640 | 33.5002 |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | Cash Reserves | 169544.71 | 49785.99 |
| &nbsp;&nbsp;&nbsp;970 | XXXXXX | Cash Reserves | 186578.64 | 135417.48 |
| &nbsp;&nbsp;&nbsp;977 | XXXXXX | Cash Reserves | 137966.00 | 25199.76 |
| &nbsp;&nbsp;&nbsp;987 | XXXXXX | Cash Reserves | 91878.95 | 44999.82 |
| &nbsp;&nbsp;&nbsp;988 | XXXXXX | Cash Reserves | 283355.31 | 145961.65 |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | Cash Reserves | 179014.10 | 53838.90 |
| &nbsp;&nbsp;&nbsp;994 | XXXXXX | Cash Reserves | 331374.14 | 180156.09 |
| &nbsp;&nbsp;&nbsp;994 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;995 | XXXXXX | Cash Reserves | 85973.68 | 20629.01 |
| &nbsp;&nbsp;&nbsp;997 | XXXXXX | Cash Reserves | 213317.84 | 153555.24 |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | Cash Reserves | 133309.00 | 42084.88 |
| &nbsp;&nbsp;&nbsp;1007 | XXXXXX | Cash Reserves | 590828.20 | 354033.99 |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | Cash Reserves | 70680.00 | 13501.89 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1010 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1011 | XXXXXX | Cash Reserves | 833010.76 | 287281.38 |
| &nbsp;&nbsp;&nbsp;1013 | XXXXXX | Cash Reserves | 341862.02 | 32481.49 |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | Cash Reserves | 959280.43 | 660056.41 |
| &nbsp;&nbsp;&nbsp;1020 | XXXXXX | Cash Reserves | 229944.47 | 36603.80 |
| &nbsp;&nbsp;&nbsp;1024 | XXXXXX | Cash Reserves | 310414.47 | 134156.56 |
| &nbsp;&nbsp;&nbsp;1030 | XXXXXX | Cash Reserves | 211958.29 | 97163.08 |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | Cash Reserves | 422105.32 | 607513.35 |
| &nbsp;&nbsp;&nbsp;1035 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1039 | XXXXXX | Cash Reserves | 313231.43 | 230133.60 |
| &nbsp;&nbsp;&nbsp;1041 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1043 | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | Cash Reserves | 41126.85 | 202692.37 |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | Total Cash Out | 161065.52 | 230429.70 |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | Total Cash Out | 515165.96 | 515075.82 |
| &nbsp;&nbsp;&nbsp;1051 | XXXXXX | Total Monthly Income | 31982.00 | 18699.17 |
| &nbsp;&nbsp;&nbsp;1056 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | Cash Reserves | 198042.41 | 126667.33 |
| &nbsp;&nbsp;&nbsp;1058 | XXXXXX | Cash Reserves | 186026.49 | 104338.13 |
| &nbsp;&nbsp;&nbsp;1058 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | Borrower 1 Total Income | 10814.09 | 6748.08 |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | Cash Reserves | 378029.87 | 70377.32 |

---

<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.5

**EXHIBIT 99.5** 

**CLAYTON VALUATIONS SUMMARY** 

------

---

| | |
|:---|:---|
| **Client Name:** | PennyMac |
| **Client Project Name:** | PNMAC PMTLT 2025-INV9_J15988 |
| **Valuations Summary** |  |
| *Loans in Report:* | *386* |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 1051 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1052 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -7.58% | XXXXXX | XXXXXX | XXXXXX | -20.61% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1053 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1054 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 2 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 3 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 6 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 8 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 9 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 13 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 20 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 23 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 26 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 31 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 36 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 37 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 39 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 44 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 45 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 47 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 50 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 54 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 56 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 58 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 59 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 61 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 65 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 66 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 67 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 68 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.79% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 71 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 72 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.45% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 77 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 79 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 81 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 83 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 89 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 91 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 4.84% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 93 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 94 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 95 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 96 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 103 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 108 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 111 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 112 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 119 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.98% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 122 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 123 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 124 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -7.22% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 126 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 4.28% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 127 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 128 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 130 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 132 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 133 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 137 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 138 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 139 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1049 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 144 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 145 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 146 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1055 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -12.22% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 147 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1056 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 148 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 149 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -0.61% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 152 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 154 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 155 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -1.82% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 156 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1057 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 160 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 161 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 162 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1058 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 165 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 167 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 168 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 169 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 172 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 174 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 175 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 179 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 182 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |  |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 184 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 191 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 193 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 194 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 196 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 200 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 205 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 206 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 208 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 210 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 211 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 212 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 214 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 1.16% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 216 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -9.59% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 221 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 228 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 231 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 232 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 235 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 238 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 242 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 245 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 246 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 247 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 249 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 255 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 256 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 257 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 262 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 264 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 265 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 266 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 269 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 272 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 280 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 283 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 288 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 294 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 303 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 307 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 310 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 315 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 317 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 318 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 323 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 324 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 327 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 332 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -9.46% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 333 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 335 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 341 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 342 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 344 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 346 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 350 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 351 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 353 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 355 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 356 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 358 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 361 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 365 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 367 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 369 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 370 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 371 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 372 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 373 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 374 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 375 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 385 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 386 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 391 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 392 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -7.74% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 399 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 405 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 407 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 408 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 421 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 425 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 426 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 427 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 429 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 431 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 432 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 438 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |  |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 443 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 445 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 446 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 450 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 453 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 458 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 459 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 4.87% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 463 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 464 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 467 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 470 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 481 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 482 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -0.25% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 485 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 496 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 500 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 501 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 502 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 504 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 508 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 509 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 514 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 519 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 521 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 524 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 525 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 527 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 528 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 530 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 531 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 533 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 534 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 535 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 538 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 539 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -8.80% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 540 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 542 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 546 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 549 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 551 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 553 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 560 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 561 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 563 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 566 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 567 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 575 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 576 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 579 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 581 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 584 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 586 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 591 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 593 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 595 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 597 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 598 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 601 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 606 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 608 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 610 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 1.27% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 612 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 623 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 624 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 625 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 627 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 631 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -8.82% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 632 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 633 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 638 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 639 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 640 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 641 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 648 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 649 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 654 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 656 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 658 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 660 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 663 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 665 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 669 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 674 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 675 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 677 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 680 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 681 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 682 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 684 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 685 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 687 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 688 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 693 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 694 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 696 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 702 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 704 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 706 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 708 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 713 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 717 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 720 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 723 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 727 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 730 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 737 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 739 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 743 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -6.67% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 744 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 746 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 749 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 4.29% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 755 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 757 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 760 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 767 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 769 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 770 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 771 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 772 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 775 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 777 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 778 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 780 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 2.83% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 783 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 788 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 789 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 790 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 791 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 797 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 798 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 801 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 803 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 805 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 806 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 808 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 809 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 811 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 813 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 818 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 819 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 820 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 826 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 827 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 828 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 829 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 839 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 845 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 850 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 852 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 853 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 856 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 857 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 858 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 862 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 863 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 864 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 866 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 874 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 877 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 880 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 882 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 886 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 887 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 891 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 896 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 897 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 901 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 903 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 906 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 907 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 908 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 910 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -1.96% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 912 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 914 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 915 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 926 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 929 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 932 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 935 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 936 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 944 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 946 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 950 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 953 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 955 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 957 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 964 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 965 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 967 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 968 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 970 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 977 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 987 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 988 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 991 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 994 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 995 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 997 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 999 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1002 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX |  | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 3.85% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1007 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1010 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1011 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -2.20% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1013 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1014 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1020 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1024 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1030 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1031 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1035 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1039 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1041 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1043 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 1047 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |

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