# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-25-002131
**Filing Date:** 2025-11
**Character Count:** 15443
**Document Hash:** 36f2f61911c3ff60ad6bb680a1e152be
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-25-002131.hdr.sgml**: 20251125

**ACCESSION NUMBER**: 0000035402-25-002131

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251125

**DATE AS OF CHANGE**: 20251125

**PERIOD START**: 20250930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 251519353

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Asset Manager 85% (Series ID: S000005457)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014858 | Fidelity Asset Manager 85%                  | FAMRX           |
| C000037746 | Fidelity Advisor Asset Manager 85%: Class I | FEYIX           |
| C000037747 | Fidelity Advisor Asset Manager 85%: Class A | FEYAX           |
| C000037749 | Fidelity Advisor Asset Manager 85%: Class C | FEYCX           |
| C000037750 | Fidelity Advisor Asset Manager 85%: Class M | FEYTX           |
| C000205012 | Fidelity Advisor Asset Manager 85%: Class Z | FIQCX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Asset Manager 85%

- **b. EDGAR series identifier (if any):** S000005457

- **c. LEI of Series:** K73L3FM4839YOD824C45

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2025-09-30

- **b. Date as of which information is reported:** 2025-09-30

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $5374391458.62

**Total Liabilities:** $9315417.49

**Net Assets:** $5365076041.13

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000205012 | 0.87%                | 2.45%                | 3.47%                |
| Class ID C000037750 | 0.81%                | 2.38%                | 3.39%                |
| Class ID C000014858 | 0.90%                | 2.43%                | 3.41%                |
| Class ID C000037747 | 0.88%                | 2.40%                | 3.40%                |
| Class ID C000037749 | 0.79%                | 2.38%                | 3.33%                |
| Class ID C000037746 | 0.87%                | 2.41%                | 3.46%                |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $26764.11                | $38973320.11                               |
| Month 2  | $-1494255.19             | $117165376.01                              |
| Month 3  | $-1222439.30             | $158865648.63                              |

### Schedule of Portfolio Investments

| Name                                          | Title                                                      | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)    | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Covington Trust                      | Fidelity Enhanced Small Cap ETF                            | CUSIP: 31609A206<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   5166576 | NS      | $188890018.56  | 3.52%             |  |  |  | No            |                  1 | On Loan: —       |
| CHICAGO BOARD OF TRADE                        | US 10YR NOTE FUT (CBT)DEC25 TYZ5                           | CUSIP: N/A<br>LEI: 549300EX04Q2QBFQTQ27       | N/A              | DIR              | CORP              | US        |       418 | NC      | $252540.97     | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Real Estate Equity Central Fund                   | CUSIP: 31606V674<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     77623 | NS      | $10584686.87   | 0.20%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity U.S. Equity Central Fund                          | CUSIP: 31606V666<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |  13577594 | NS      | $2114031325.86 | 39.40%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Blue Chip Growth ETF                              | CUSIP: 316092352<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   2895067 | NS      | $155349295.22  | 2.90%             |  |  |  | No            |                  1 | On Loan: —       |
| UST BILLS                                     | UST BILLS 0% 10/02/2025                                    | CUSIP: 912797MS3<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   3270000 | PA      | $3269634.74    | 0.06%             | 2025-10-02      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Inflation-Protected Bond Index Central Fund       | CUSIP: 31607D103<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |   1099002 | NS      | $101360998.91  | 1.89%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Hedged Equity ETF                                 | CUSIP: 31624J745<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | MUN               | US        |   1700394 | NS      | $52168087.92   | 0.97%             |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EMGMKT FUT DEC25 MESZ5                                | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |       -63 | NC      | $-44633.75     | -0.00%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity International Credit Central Fund                 | CUSIP: 31607D202<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |    143724 | NS      | $12046966.06   | 0.22%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/30/2025                                    | CUSIP: 912797NA1<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   1600000 | PA      | $1594774.61    | 0.03%             | 2025-10-30      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity International Equity Central Fund                 | CUSIP: 31606V716<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |  10523900 | NS      | $1317381851.70 | 24.55%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Floating Rate Central Fund                        | CUSIP: 31606V708<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    376917 | NS      | $36236811.24   | 0.68%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/09/2025                                    | CUSIP: 912797QE0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   1330000 | PA      | $1328799.60    | 0.02%             | 2025-10-09      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity High Income Central Fund                          | CUSIP: 31606V690<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    809559 | NS      | $89448129.16   | 1.67%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Hanover Street Trust                 | Fidelity Emerging Markets Debt Local Currency Central Fund | CUSIP: 315808709<br>LEI: 13LNM41WRMGAYS9Y7N22 | Long             | EC               | RF                | US        |    661975 | NS      | $62695647.61   | 1.17%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust II               | Fidelity Commodity Strategy Central Fund                   | CUSIP: 316167303<br>LEI: 549300OEP6Z1TBUGHH59 | Long             | EC               | RF                | US        |    422985 | NS      | $39578733.86   | 0.74%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Mid Cap ETF                              | CUSIP: 31609A503<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   1708302 | NS      | $61755117.30   | 1.15%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Cash Central Fund                                 | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |  22835593 | NS      | $22840160.30   | 0.43%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 11/20/2025                                    | CUSIP: 912797QR1<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   1540000 | PA      | $1531508.61    | 0.03%             | 2025-11-20      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| CHICAGO MERCANTILE EXCH INC                   | S and P500 EMINI FUT DEC25 ESZ5                            | CUSIP: N/A<br>LEI: SNZ2OJLFK8MNNCLQOF39       | N/A              | DE               | CORP              | US        |       321 | NC      | $1491202.35    | 0.03%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Securities Lending Cash Central Fund              | CUSIP: 31635A303<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |   6794546 | NS      | $6795225.02    | 0.13%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Large Cap Value ETF                      | CUSIP: 31609A107<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   1139155 | NS      | $38195867.15   | 0.71%             |  |  |  | No            |                  1 | On Loan: —       |
| Fidelity Central Investment Portfolios LLC    | Fidelity Emerging Markets Equity Central Fund              | CUSIP: 31606V682<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |   2204634 | NS      | $606935834.63  | 11.31%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Managed Futures ETF                               | CUSIP: 31624J620<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | MUN               | US        |    241002 | NS      | $12617659.71   | 0.24%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Investment Grade Bond Central Fund                | CUSIP: 31606V500<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |   3616983 | NS      | $360649414.00  | 6.72%             |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EAFE FUT DEC25 MFSZ5                                  | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |       -29 | NC      | $11288.10      | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 11/13/2025                                    | CUSIP: 912797QQ3<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    270000 | PA      | $268704.39     | 0.01%             | 2025-11-13      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Fundamental Small-Mid Cap ETF                     | CUSIP: 316092295<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   2544856 | NS      | $74335243.76   | 1.39%             |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2025-10-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer