# EDGAR Filing Document

**Accession Number:** 0000933482
**File Stem:** 0000920112-23-000026
**Filing Date:** 2023-2
**Character Count:** 34765
**Document Hash:** ed2b00f2d1206359680a74f27fba53f3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000920112-23-000026.hdr.sgml**: 20230203

**ACCESSION NUMBER**: 0000920112-23-000026

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230203

**DATE AS OF CHANGE**: 20230203

**EFFECTIVENESS DATE**: 20230203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DUBUQUE BANK & TRUST CO
- **CENTRAL INDEX KEY:** 0000933482
- **IRS NUMBER:** 420223620
- **STATE OF INCORPORATION:** IA

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10581
- **FILM NUMBER:** 23584118

**BUSINESS ADDRESS:**
- **STREET 1:** 1398 CENTRAL AVE.
- **CITY:** DUBUQUE
- **STATE:** IA
- **ZIP:** 52001
- **BUSINESS PHONE:** 5635874197

**MAIL ADDRESS:**
- **STREET 1:** 1398 CENTRAL
- **CITY:** DUBUQUE
- **STATE:** IA
- **ZIP:** 52001

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** DUBUQUE BANK  TRUST CO<br>**Address:** 1398 CENTRAL<br>DUBUQUE, IA 52001

**Form 13F File Number:** 028-10581

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Mark Stevens<br>**Title:** Chief Investment Officer SVP<br>**Phone:** 563-587-4079

**Signature, Place, and Date of Signing:**

Mark Stevens  Dubuque, IA  02-03-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 330

**Form 13F Information Table Value Total:** $764333

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Co | COM | 88579Y101 |  | 268 | 2235 | SH |  | DFND |  | 2220 | 0 | 15 |
| 3M Co | COM | 88579Y101 |  | 1728 | 14412 | SH |  | SOLE |  | 14412 | 0 | 0 |
| ADAMS EXPRESS COMPANY | COM | 006212104 |  | 34 | 2315 | SH |  | DFND |  | 2315 | 0 | 0 |
| ADAMS EXPRESS COMPANY | COM | 006212104 |  | 7589 | 521922 | SH |  | SOLE |  | 521922 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 170 | 1932 | SH |  | DFND |  | 1892 | 0 | 40 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 8986 | 101848 | SH |  | SOLE |  | 95656 | 0 | 6192 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 50 | 18256 | SH |  | SOLE |  | 18256 | 0 | 0 |
| AMER EXPRESS CO | COM | 025816109 |  | 256 | 1730 | SH |  | DFND |  | 1730 | 0 | 0 |
| AMER EXPRESS CO | COM | 025816109 |  | 651 | 4408 | SH |  | SOLE |  | 4408 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 3 | 17 | SH |  | DFND |  | 0 | 0 | 17 |
| ANALOG DEVICES INC | COM | 032654105 |  | 348 | 2122 | SH |  | SOLE |  | 2122 | 0 | 0 |
| APPLIED MATERIALS | COM | 038222105 |  | 475 | 4873 | SH |  | SOLE |  | 4873 | 0 | 0 |
| ASE Technology Holding Co Ltd | SPONSORED ADS | 00215W100 |  | 96 | 15361 | SH |  | SOLE |  | 15361 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 433 | 23500 | SH |  | DFND |  | 23500 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 270 | 14645 | SH |  | SOLE |  | 14645 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COM | 053015103 |  | 206 | 861 | SH |  | SOLE |  | 861 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 267 | 1474 | SH |  | SOLE |  | 1474 | 0 | 0 |
| AbbVie Inc | COM | 00287Y109 |  | 59 | 365 | SH |  | DFND |  | 315 | 0 | 50 |
| AbbVie Inc | COM | 00287Y109 |  | 6249 | 38669 | SH |  | SOLE |  | 36697 | 0 | 1972 |
| Abbott Laboratories | COM | 002824100 |  | 6 | 58 | SH |  | DFND |  | 58 | 0 | 0 |
| Abbott Laboratories | COM | 002824100 |  | 2309 | 21028 | SH |  | SOLE |  | 18601 | 0 | 2427 |
| Accenture PLC | SHS CLASS A | G1151C101 |  | 316 | 1184 | SH |  | SOLE |  | 1184 | 0 | 0 |
| Adobe Inc | COM | 00724F101 |  | 363 | 1080 | SH |  | SOLE |  | 1080 | 0 | 0 |
| Aflac Inc | COM | 001055102 |  | 201 | 2794 | SH |  | SOLE |  | 2794 | 0 | 0 |
| Agree Realty Corp | COM | 008492100 |  | 6 | 91 | SH |  | DFND |  | 91 | 0 | 0 |
| Agree Realty Corp | COM | 008492100 |  | 1455 | 20511 | SH |  | SOLE |  | 20511 | 0 | 0 |
| Air Products and Chemicals Inc | COM | 009158106 |  | 222 | 719 | SH |  | SOLE |  | 719 | 0 | 0 |
| Alliant Energy Corp | COM | 018802108 |  | 50 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| Alliant Energy Corp | COM | 018802108 |  | 280 | 5068 | SH |  | SOLE |  | 5068 | 0 | 0 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 27 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 1468 | 16547 | SH |  | SOLE |  | 16547 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 |  | 11 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 |  | 219 | 4796 | SH |  | SOLE |  | 4796 | 0 | 0 |
| Amazon.com Inc | COM | 023135106 |  | 47 | 556 | SH |  | DFND |  | 556 | 0 | 0 |
| Amazon.com Inc | COM | 023135106 |  | 5029 | 59874 | SH |  | SOLE |  | 58983 | 0 | 891 |
| American Electric Power Co Inc | COM | 025537101 |  | 38 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| American Electric Power Co Inc | COM | 025537101 |  | 303 | 3187 | SH |  | SOLE |  | 3187 | 0 | 0 |
| Americas Gold  Silver Corp | COM | 03062D100 |  | 11 | 20000 | SH |  | SOLE |  | 20000 | 0 | 0 |
| Amgen Inc | COM | 031162100 |  | 90 | 341 | SH |  | DFND |  | 328 | 0 | 13 |
| Amgen Inc | COM | 031162100 |  | 9215 | 35087 | SH |  | SOLE |  | 32896 | 0 | 2191 |
| Apple Inc | COM | 037833100 |  | 269 | 2071 | SH |  | DFND |  | 1654 | 0 | 417 |
| Apple Inc | COM | 037833100 |  | 17641 | 135773 | SH |  | SOLE |  | 131060 | 0 | 4713 |
| Archer-Daniels-Midland Co | COM | 039483102 |  | 357 | 3843 | SH |  | SOLE |  | 3843 | 0 | 0 |
| BK OF AMERICA CORP | COM | 060505104 |  | 156 | 4707 | SH |  | DFND |  | 4539 | 0 | 168 |
| BK OF AMERICA CORP | COM | 060505104 |  | 430 | 12998 | SH |  | SOLE |  | 12998 | 0 | 0 |
| BLACKSTONE SECD LN | COMMON STOCK | 09261X102 |  | 9 | 394 | SH |  | DFND |  | 394 | 0 | 0 |
| BLACKSTONE SECD LN | COMMON STOCK | 09261X102 |  | 2050 | 91736 | SH |  | SOLE |  | 91736 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 407 | 2135 | SH |  | SOLE |  | 2101 | 0 | 34 |
| BRISTOL-MYRS SQUIB | COM | 110122108 |  | 76 | 1055 | SH |  | DFND |  | 1000 | 0 | 55 |
| BRISTOL-MYRS SQUIB | COM | 110122108 |  | 794 | 11035 | SH |  | SOLE |  | 11035 | 0 | 0 |
| Bank OZK | COM | 06417N103 |  | 242 | 6045 | SH |  | SOLE |  | 6045 | 0 | 0 |
| Berkshire Hathaway Inc | CL B NEW | 084670702 |  | 42 | 137 | SH |  | DFND |  | 137 | 0 | 0 |
| Berkshire Hathaway Inc | CL B NEW | 084670702 |  | 6461 | 20917 | SH |  | SOLE |  | 20864 | 0 | 53 |
| Black Hills Corp | COM | 092113109 |  | 18 | 256 | SH |  | DFND |  | 256 | 0 | 0 |
| Black Hills Corp | COM | 092113109 |  | 4288 | 60968 | SH |  | SOLE |  | 56133 | 0 | 4835 |
| BlackRock Advisors LLC | RUS MID CAP ETF | 464287499 |  | 401 | 5943 | SH |  | SOLE |  | 5943 | 0 | 0 |
| BlackRock Advisors LLC | S MC 400GR ETF | 464287606 |  | 324 | 4740 | SH |  | SOLE |  | 4740 | 0 | 0 |
| BlackRock Advisors LLC | RUS 1000 ETF | 464287622 |  | 339 | 1612 | SH |  | SOLE |  | 1612 | 0 | 0 |
| BlackRock Advisors LLC | RUSSELL 3000 ETF | 464287689 |  | 2738 | 12408 | SH |  | SOLE |  | 12408 | 0 | 0 |
| BlackRock Advisors LLC | S MC 400VL ETF | 464287705 |  | 602 | 5971 | SH |  | SOLE |  | 5971 | 0 | 0 |
| BlackRock Advisors LLC | CORE S SCP ETF | 464287804 |  | 685 | 7236 | SH |  | SOLE |  | 7236 | 0 | 0 |
| BlackRock Advisors LLC | CORE MSCI EMKT | 46434G103 |  | 2 | 48 | SH |  | DFND |  | 48 | 0 | 0 |
| BlackRock Advisors LLC | CORE MSCI EMKT | 46434G103 |  | 279 | 5985 | SH |  | SOLE |  | 5985 | 0 | 0 |
| BlackRock Fund Advisors | MSCI EAFE ETF | 464287465 |  | 425 | 6478 | SH |  | SOLE |  | 6478 | 0 | 0 |
| BlackRock Fund Advisors | SHRT NAT MUN ETF | 464288158 |  | 2592 | 24858 | SH |  | SOLE |  | 24858 | 0 | 0 |
| BlackRock Fund Advisors | MBS ETF | 464288588 |  | 37 | 401 | SH |  | DFND |  | 401 | 0 | 0 |
| BlackRock Fund Advisors | MBS ETF | 464288588 |  | 5470 | 58978 | SH |  | SOLE |  | 53662 | 0 | 5316 |
| BlackRock Fund Advisors | PFD AND INCM SEC | 464288687 |  | 275 | 9022 | SH |  | SOLE |  | 9022 | 0 | 0 |
| BlackRock Fund Advisors | EAFE GRWTH ETF | 464288885 |  | 579 | 6916 | SH |  | DFND |  | 6916 | 0 | 0 |
| BlackRock Fund Advisors | EAFE GRWTH ETF | 464288885 |  | 26153 | 312238 | SH |  | SOLE |  | 303091 | 0 | 9147 |
| BlackRock Fund Advisors | MSCI USA MIN VOL | 46429B697 |  | 2125 | 29476 | SH |  | SOLE |  | 29476 | 0 | 0 |
| BlackRock Inc | COM | 09247X101 |  | 60 | 84 | SH |  | DFND |  | 84 | 0 | 0 |
| BlackRock Inc | COM | 09247X101 |  | 6247 | 8816 | SH |  | SOLE |  | 8230 | 0 | 586 |
| Blade Air Mobility Inc | CL A COM | 092667104 |  | 80 | 22300 | SH |  | SOLE |  | 22300 | 0 | 0 |
| Boston Scientific Corp | COM | 101137107 |  | 227 | 4903 | SH |  | SOLE |  | 4903 | 0 | 0 |
| Broadcom Inc | COM | 11135F101 |  | 78 | 140 | SH |  | DFND |  | 140 | 0 | 0 |
| Broadcom Inc | COM | 11135F101 |  | 7943 | 14206 | SH |  | SOLE |  | 13282 | 0 | 924 |
| Bunge Ltd | COM | G16962105 |  | 334 | 3345 | SH |  | SOLE |  | 3345 | 0 | 0 |
| CDN NATL RAILWAYS | COM | 136375102 |  | 255 | 2147 | SH |  | SOLE |  | 2147 | 0 | 0 |
| CISCO SYSTEMS | COM | 17275R102 |  | 74 | 1548 | SH |  | DFND |  | 1421 | 0 | 127 |
| CISCO SYSTEMS | COM | 17275R102 |  | 7436 | 156090 | SH |  | SOLE |  | 145972 | 0 | 10118 |
| COLGATE-PALMOLIVE | COM | 194162103 |  | 331 | 4200 | SH |  | SOLE |  | 4200 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 83 | 701 | SH |  | DFND |  | 701 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1003 | 8500 | SH |  | SOLE |  | 8500 | 0 | 0 |
| CREDIT SUISSE AG/NASSAU | None | 22542D225 |  | 309 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| CVS Health Corp | COM | 126650100 |  | 8 | 90 | SH |  | DFND |  | 0 | 0 | 90 |
| CVS Health Corp | COM | 126650100 |  | 407 | 4366 | SH |  | SOLE |  | 4366 | 0 | 0 |
| Caterpillar Inc | COM | 149123101 |  | 366 | 1526 | SH |  | SOLE |  | 1526 | 0 | 0 |
| Charles Schwab Investment Management Inc | US BRD MKT ETF | 808524102 |  | 312 | 6958 | SH |  | SOLE |  | 6958 | 0 | 0 |
| Chevron Corp | COM | 166764100 |  | 500 | 2786 | SH |  | DFND |  | 2760 | 0 | 26 |
| Chevron Corp | COM | 166764100 |  | 8390 | 46742 | SH |  | SOLE |  | 44636 | 0 | 2106 |
| Cigna Corp | COM | 125523100 |  | 8 | 24 | SH |  | DFND |  | 11 | 0 | 13 |
| Cigna Corp | COM | 125523100 |  | 252 | 762 | SH |  | SOLE |  | 762 | 0 | 0 |
| Coca-Cola Co/The | COM | 191216100 |  | 104 | 1639 | SH |  | DFND |  | 1639 | 0 | 0 |
| Coca-Cola Co/The | COM | 191216100 |  | 4096 | 64385 | SH |  | SOLE |  | 56325 | 0 | 8060 |
| Comcast Corp | CL A | 20030N101 |  | 581 | 16627 | SH |  | SOLE |  | 16627 | 0 | 0 |
| Costco Wholesale Corp | COM | 22160K105 |  | 69 | 151 | SH |  | DFND |  | 151 | 0 | 0 |
| Costco Wholesale Corp | COM | 22160K105 |  | 4481 | 9817 | SH |  | SOLE |  | 9778 | 0 | 39 |
| DEERE  CO | COM | 244199105 |  | 641 | 1495 | SH |  | SOLE |  | 1495 | 0 | 0 |
| DIAGEO | SPON ADR NEW | 25243Q205 |  | 320 | 1794 | SH |  | SOLE |  | 1794 | 0 | 0 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 46 | 451 | SH |  | DFND |  | 451 | 0 | 0 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 273 | 2648 | SH |  | SOLE |  | 2648 | 0 | 0 |
| Danaher Corp | COM | 235851102 |  | 670 | 2523 | SH |  | SOLE |  | 2523 | 0 | 0 |
| Denison Mines Corp | COM | 248356107 |  | 388 | 337000 | SH |  | SOLE |  | 337000 | 0 | 0 |
| Dollar General Corp | COM | 256677105 |  | 201 | 816 | SH |  | SOLE |  | 816 | 0 | 0 |
| Duff  Phelps Closed-End Funds | COM | 23325P104 |  | 171 | 15172 | SH |  | SOLE |  | 15172 | 0 | 0 |
| ETF Managers Group LLC | PRIME JUNIR SLVR | 26924G102 |  | 747 | 70834 | SH |  | SOLE |  | 70834 | 0 | 0 |
| Easterly Government Properties | COM | 27616P103 |  | 4 | 294 | SH |  | DFND |  | 294 | 0 | 0 |
| Easterly Government Properties | COM | 27616P103 |  | 1258 | 88168 | SH |  | SOLE |  | 73823 | 0 | 14345 |
| Eli Lilly  Co | COM | 532457108 |  | 512 | 1399 | SH |  | SOLE |  | 1399 | 0 | 0 |
| Endeavour Silver Corp | COM | 29258Y103 |  | 159 | 49000 | SH |  | SOLE |  | 49000 | 0 | 0 |
| Energy Fuels Inc/Canada | COM NEW | 292671708 |  | 81 | 13000 | SH |  | SOLE |  | 13000 | 0 | 0 |
| Energy Transfer LP | COM UT LTD PTN | 29273V100 |  | 214 | 18051 | SH |  | SOLE |  | 18051 | 0 | 0 |
| Exxon Mobil Corp | COM | 30231G102 |  | 1224 | 11094 | SH |  | DFND |  | 11042 | 0 | 52 |
| Exxon Mobil Corp | COM | 30231G102 |  | 2137 | 19370 | SH |  | SOLE |  | 19305 | 0 | 65 |
| FACEBOOK INC | CL A | 30303M102 |  | 210 | 1745 | SH |  | SOLE |  | 1745 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR USMKT | 33939L100 |  | 450 | 3031 | SH |  | SOLE |  | 3031 | 0 | 0 |
| First Horizon Corp | COM | 320517105 |  | 42 | 1703 | SH |  | DFND |  | 1703 | 0 | 0 |
| First Horizon Corp | COM | 320517105 |  | 4449 | 181577 | SH |  | SOLE |  | 166787 | 0 | 14790 |
| First Majestic Silver Corp | COM | 32076V103 |  | 259 | 31000 | SH |  | SOLE |  | 31000 | 0 | 0 |
| First Trust ETFs/USA | TCW OPPORTUNIS | 33740F805 |  | 381 | 8673 | SH |  | SOLE |  | 8673 | 0 | 0 |
| Fortuna Silver Mines Inc | COM | 349915108 |  | 109 | 29000 | SH |  | SOLE |  | 29000 | 0 | 0 |
| Franklin LibertyShares ETFs/US | US LOW VOLATILIT | 35473P504 |  | 300 | 6484 | SH |  | DFND |  | 6484 | 0 | 0 |
| Franklin LibertyShares ETFs/US | US LOW VOLATILIT | 35473P504 |  | 10659 | 230656 | SH |  | SOLE |  | 228446 | 0 | 2210 |
| GOLDMAN SACHS GRP | COM | 38141G104 |  | 35 | 101 | SH |  | DFND |  | 101 | 0 | 0 |
| GOLDMAN SACHS GRP | COM | 38141G104 |  | 3325 | 9683 | SH |  | SOLE |  | 9643 | 0 | 40 |
| General Electric Co | COM NEW | 369604301 |  | 22 | 262 | SH |  | DFND |  | 262 | 0 | 0 |
| General Electric Co | COM NEW | 369604301 |  | 241 | 2879 | SH |  | SOLE |  | 2816 | 0 | 63 |
| General Mills Inc | COM | 370334104 |  | 424 | 5054 | SH |  | SOLE |  | 5054 | 0 | 0 |
| Gilead Sciences Inc | COM | 375558103 |  | 241 | 2807 | SH |  | SOLE |  | 2807 | 0 | 0 |
| HUMANA INC | COM | 444859102 |  | 442 | 863 | SH |  | SOLE |  | 843 | 0 | 20 |
| Heartland Financial USA Inc | COM | 42234Q102 |  | 7080 | 151874 | SH |  | DFND |  | 0 | 0 | 151874 |
| Heartland Financial USA Inc | COM | 42234Q102 |  | 70121 | 1504106 | SH |  | SOLE |  | 86146 | 0 | 1417961 |
| Home Depot Inc/The | COM | 437076102 |  | 204 | 646 | SH |  | DFND |  | 646 | 0 | 0 |
| Home Depot Inc/The | COM | 437076102 |  | 4799 | 15193 | SH |  | SOLE |  | 13283 | 0 | 1910 |
| Honeywell International Inc | COM | 438516106 |  | 1334 | 6225 | SH |  | SOLE |  | 6225 | 0 | 0 |
| Hubbell Inc | COM | 443510607 |  | 704 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| IBM | COM | 459200101 |  | 1644 | 11668 | SH |  | SOLE |  | 11568 | 0 | 100 |
| INDEXIQ ETF TRUST/USA | HEDGE MLTI ETF | 45409B107 |  | 275 | 9646 | SH |  | DFND |  | 9646 | 0 | 0 |
| INDEXIQ ETF TRUST/USA | HEDGE MLTI ETF | 45409B107 |  | 15807 | 555395 | SH |  | SOLE |  | 552738 | 0 | 2657 |
| ING Groep NV | SPONSORED ADR | 456837103 |  | 3751 | 308199 | SH |  | DFND |  | 308199 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE | COM | 45866F104 |  | 298 | 2903 | SH |  | SOLE |  | 2903 | 0 | 0 |
| ISHARES | SELECT DIVID ETF | 464287168 |  | 204 | 1693 | SH |  | SOLE |  | 1693 | 0 | 0 |
| ISHARES | CORE S ETF | 464287200 |  | 329 | 857 | SH |  | DFND |  | 857 | 0 | 0 |
| ISHARES | CORE S ETF | 464287200 |  | 4694 | 12216 | SH |  | SOLE |  | 12216 | 0 | 0 |
| ISHARES | S 500 GRWT ETF | 464287309 |  | 471 | 8049 | SH |  | SOLE |  | 8049 | 0 | 0 |
| ISHARES | RUSSELL 2000 ETF | 464287655 |  | 8 | 45 | SH |  | DFND |  | 0 | 0 | 45 |
| ISHARES | RUSSELL 2000 ETF | 464287655 |  | 646 | 3706 | SH |  | SOLE |  | 3706 | 0 | 0 |
| ISHARES | EAFE VALUE ETF | 464288877 |  | 603 | 13134 | SH |  | DFND |  | 13134 | 0 | 0 |
| ISHARES | EAFE VALUE ETF | 464288877 |  | 27701 | 603781 | SH |  | SOLE |  | 581777 | 0 | 22004 |
| ISHARES TRUST | 1 3 YR TREAS BD | 464287457 |  | 185 | 2278 | SH |  | DFND |  | 2278 | 0 | 0 |
| ISHARES TRUST | 1 3 YR TREAS BD | 464287457 |  | 12512 | 154144 | SH |  | SOLE |  | 137614 | 0 | 16530 |
| ISHARES/USA | RUS 1000 GRW ETF | 464287614 |  | 204 | 951 | SH |  | SOLE |  | 951 | 0 | 0 |
| ISHARES/USA | NATIONAL MUN ETF | 464288414 |  | 1441 | 13656 | SH |  | SOLE |  | 13656 | 0 | 0 |
| Industrial Logistics Propertie | COM SHS BEN INT | 456237106 |  | 3674 | 1123563 | SH |  | SOLE |  | 1123563 | 0 | 0 |
| Intel Corp | COM | 458140100 |  | 6 | 241 | SH |  | DFND |  | 186 | 0 | 55 |
| Intel Corp | COM | 458140100 |  | 941 | 35619 | SH |  | SOLE |  | 25624 | 0 | 9995 |
| Invesco Capital Management LLC | DIVID ACHIEVEV | 46137V506 |  | 584 | 16000 | SH |  | SOLE |  | 16000 | 0 | 0 |
| Invesco Capital Management LLC | INTL DIVI ACHI | 46137V548 |  | 244 | 14600 | SH |  | SOLE |  | 14600 | 0 | 0 |
| Invesco Capital Management LLC | S INTL LOW | 46138E230 |  | 91 | 3412 | SH |  | DFND |  | 3412 | 0 | 0 |
| Invesco Capital Management LLC | S INTL LOW | 46138E230 |  | 5434 | 202931 | SH |  | SOLE |  | 201894 | 0 | 1037 |
| Invesco Capital Management LLC | TREAS COLATERL | 46138G888 |  | 7 | 64 | SH |  | DFND |  | 64 | 0 | 0 |
| Invesco Capital Management LLC | TREAS COLATERL | 46138G888 |  | 1770 | 16804 | SH |  | SOLE |  | 16659 | 0 | 145 |
| JP Morgan ETFs/USA | EQUITY PREMIUM | 46641Q332 |  | 245 | 4503 | SH |  | DFND |  | 4503 | 0 | 0 |
| JP Morgan ETFs/USA | EQUITY PREMIUM | 46641Q332 |  | 15582 | 285953 | SH |  | SOLE |  | 279726 | 0 | 6227 |
| JP Morgan ETFs/USA | ULTRA SHT MUNCPL | 46641Q654 |  | 1551 | 30695 | SH |  | SOLE |  | 30695 | 0 | 0 |
| JP Morgan ETFs/USA | INTL BD OPP ETF | 46641Q852 |  | 992 | 21569 | SH |  | SOLE |  | 21569 | 0 | 0 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 132 | 987 | SH |  | DFND |  | 941 | 0 | 46 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 7955 | 59318 | SH |  | SOLE |  | 55679 | 0 | 3639 |
| Johnson  Johnson | COM | 478160104 |  | 196 | 1111 | SH |  | DFND |  | 1076 | 0 | 35 |
| Johnson  Johnson | COM | 478160104 |  | 10657 | 60330 | SH |  | SOLE |  | 57295 | 0 | 3035 |
| KIMBERLY-CLARK CP | COM | 494368103 |  | 73 | 535 | SH |  | DFND |  | 500 | 0 | 35 |
| KIMBERLY-CLARK CP | COM | 494368103 |  | 303 | 2229 | SH |  | SOLE |  | 2229 | 0 | 0 |
| Kraft Foods Inc | CL A | 609207105 |  | 12 | 173 | SH |  | DFND |  | 173 | 0 | 0 |
| Kraft Foods Inc | CL A | 609207105 |  | 622 | 9325 | SH |  | SOLE |  | 9325 | 0 | 0 |
| LOWE'S COS INC | COM | 548661107 |  | 76 | 383 | SH |  | DFND |  | 368 | 0 | 15 |
| LOWE'S COS INC | COM | 548661107 |  | 5873 | 29477 | SH |  | SOLE |  | 29330 | 0 | 147 |
| Linde PLC | SHS | G5494J103 |  | 296 | 908 | SH |  | SOLE |  | 908 | 0 | 0 |
| MAG Silver Corp | COM | 55903Q104 |  | 438 | 28000 | SH |  | SOLE |  | 28000 | 0 | 0 |
| MARSH  MCLENNAN | COM | 571748102 |  | 208 | 1256 | SH |  | SOLE |  | 1256 | 0 | 0 |
| MASTERCARD INC | CL A | 57636Q104 |  | 443 | 1275 | SH |  | SOLE |  | 1275 | 0 | 0 |
| MCDONALD'S CORP | COM | 580135101 |  | 13 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| MCDONALD'S CORP | COM | 580135101 |  | 4553 | 17277 | SH |  | SOLE |  | 15400 | 0 | 1877 |
| MCKESSON CORP | COM | 58155Q103 |  | 261 | 695 | SH |  | SOLE |  | 695 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 98 | 408 | SH |  | DFND |  | 380 | 0 | 28 |
| MICROSOFT CORP | COM | 594918104 |  | 14908 | 62164 | SH |  | SOLE |  | 59332 | 0 | 2832 |
| MOODYS CORP | COM | 615369105 |  | 345 | 1240 | SH |  | SOLE |  | 1240 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 8 | 92 | SH |  | DFND |  | 92 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 2524 | 29682 | SH |  | SOLE |  | 25966 | 0 | 3716 |
| Medtronic PLC | SHS | G5960L103 |  | 57 | 731 | SH |  | DFND |  | 731 | 0 | 0 |
| Medtronic PLC | SHS | G5960L103 |  | 5543 | 71319 | SH |  | SOLE |  | 66404 | 0 | 4915 |
| Merck  Co Inc | COM | 58933Y105 |  | 237 | 2138 | SH |  | DFND |  | 2100 | 0 | 38 |
| Merck  Co Inc | COM | 58933Y105 |  | 763 | 6880 | SH |  | SOLE |  | 6780 | 0 | 100 |
| MetLife Inc | COM | 59156R108 |  | 355 | 4906 | SH |  | SOLE |  | 4906 | 0 | 0 |
| Metalla Royalty  Streaming Lt | COM NEW | 59124U605 |  | 79 | 16000 | SH |  | SOLE |  | 16000 | 0 | 0 |
| NEXTERA ENERGY | COM | 65339F101 |  | 251 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| NEXTERA ENERGY | COM | 65339F101 |  | 200 | 2396 | SH |  | SOLE |  | 2396 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 453 | 3874 | SH |  | SOLE |  | 3874 | 0 | 0 |
| NORDIC AMER TANKER | COM | G65773106 |  | 155 | 50500 | SH |  | SOLE |  | 50500 | 0 | 0 |
| NORTHROP GRUMMAN | COM | 666807102 |  | 336 | 616 | SH |  | SOLE |  | 616 | 0 | 0 |
| NUSCALE POWER CORP | CL A COM | 67079K100 |  | 144 | 14000 | SH |  | SOLE |  | 14000 | 0 | 0 |
| NexGen Energy Ltd | COM | 65340P106 |  | 463 | 104426 | SH |  | SOLE |  | 104426 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 320 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 308 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| Nucor Corp | COM | 670346105 |  | 337 | 2557 | SH |  | SOLE |  | 2557 | 0 | 0 |
| Nuveen Asset Management LLC | NUVEEN BLMBRG SH | 78468R739 |  | 93 | 1972 | SH |  | DFND |  | 1972 | 0 | 0 |
| Nuveen Asset Management LLC | NUVEEN BLMBRG SH | 78468R739 |  | 13261 | 282275 | SH |  | SOLE |  | 282275 | 0 | 0 |
| Nuveen Closed-End Funds/USA | COM | 6706ER101 |  | 1216 | 96144 | SH |  | SOLE |  | 96144 | 0 | 0 |
| Nuveen Closed-End Funds/USA | COM | 67072C105 |  | 99 | 14525 | SH |  | SOLE |  | 14525 | 0 | 0 |
| Nuveen Closed-End Funds/USA | COM | 67074Y105 |  | 9 | 795 | SH |  | DFND |  | 795 | 0 | 0 |
| Nuveen Closed-End Funds/USA | COM | 67074Y105 |  | 2058 | 175928 | SH |  | SOLE |  | 175928 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 69 | 842 | SH |  | DFND |  | 807 | 0 | 35 |
| ORACLE CORP | COM | 68389X105 |  | 4359 | 53331 | SH |  | SOLE |  | 53049 | 0 | 282 |
| PEPSICO INC | COM | 713448108 |  | 92 | 510 | SH |  | DFND |  | 510 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 3833 | 21219 | SH |  | SOLE |  | 21103 | 0 | 116 |
| PNC Financial Services Group I | COM | 693475105 |  | 160 | 1014 | SH |  | DFND |  | 1000 | 0 | 14 |
| PNC Financial Services Group I | COM | 693475105 |  | 441 | 2795 | SH |  | SOLE |  | 2795 | 0 | 0 |
| PROGRESSIVE CP(OH) | COM | 743315103 |  | 215 | 1659 | SH |  | SOLE |  | 1659 | 0 | 0 |
| PROSHARES ETFS/USA | SHORT QQQ NEW | 74347B714 |  | 545 | 37000 | SH |  | SOLE |  | 37000 | 0 | 0 |
| Pfizer Inc | COM | 717081103 |  | 57 | 1108 | SH |  | DFND |  | 1000 | 0 | 108 |
| Pfizer Inc | COM | 717081103 |  | 1583 | 30890 | SH |  | SOLE |  | 30790 | 0 | 100 |
| Physicians Realty Trust | COM | 71943U104 |  | 4 | 269 | SH |  | DFND |  | 269 | 0 | 0 |
| Physicians Realty Trust | COM | 71943U104 |  | 983 | 67954 | SH |  | SOLE |  | 67954 | 0 | 0 |
| Postal Realty Trust Inc | CL A | 73757R102 |  | 9 | 629 | SH |  | DFND |  | 629 | 0 | 0 |
| Postal Realty Trust Inc | CL A | 73757R102 |  | 1996 | 137390 | SH |  | SOLE |  | 137390 | 0 | 0 |
| ProShare Advisors LLC | SHORT S 500 NE | 74347B425 |  | 208 | 13000 | SH |  | SOLE |  | 13000 | 0 | 0 |
| Procter  Gamble Co/The | COM | 742718109 |  | 119 | 787 | SH |  | DFND |  | 787 | 0 | 0 |
| Procter  Gamble Co/The | COM | 742718109 |  | 3366 | 22208 | SH |  | SOLE |  | 20097 | 0 | 2111 |
| Proshare Capital Management LLC | ULTRA SILVER NEW | 74347W353 |  | 630 | 19683 | SH |  | SOLE |  | 19683 | 0 | 0 |
| Putnam Investment Management LLC | COM | 746823103 |  | 70 | 11200 | SH |  | SOLE |  | 11200 | 0 | 0 |
| Putnam Investment Management LLC | SH BEN INT | 746853100 |  | 44 | 12170 | SH |  | SOLE |  | 12170 | 0 | 0 |
| ROPER INDUSTRIES INC | COM | 776696106 |  | 416 | 963 | SH |  | SOLE |  | 963 | 0 | 0 |
| Rafferty Asset Management LLC | DAILY JR GLD MIN | 25460G831 |  | 376 | 10400 | SH |  | SOLE |  | 10400 | 0 | 0 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 101 | 1001 | SH |  | DFND |  | 1001 | 0 | 0 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 10697 | 105990 | SH |  | SOLE |  | 100552 | 0 | 5438 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 22 | 164 | SH |  | DFND |  | 164 | 0 | 0 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 1746 | 13171 | SH |  | SOLE |  | 13098 | 0 | 73 |
| SELECT SECTOR SPDR | TECHNOLOGY | 81369Y803 |  | 12 | 95 | SH |  | DFND |  | 0 | 0 | 95 |
| SELECT SECTOR SPDR | TECHNOLOGY | 81369Y803 |  | 229 | 1841 | SH |  | SOLE |  | 1841 | 0 | 0 |
| SILVERCORP METALS | COM | 82835P103 |  | 1 | 410 | SH |  | DFND |  | 410 | 0 | 0 |
| SILVERCORP METALS | COM | 82835P103 |  | 112 | 38000 | SH |  | SOLE |  | 38000 | 0 | 0 |
| SILVERCREST METALS | COM | 828363101 |  | 186 | 31000 | SH |  | SOLE |  | 31000 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 54 | 546 | SH |  | DFND |  | 546 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 6183 | 62326 | SH |  | SOLE |  | 57144 | 0 | 5182 |
| STATE STREET ETF/USA | NUVEEN BLOOMBERG | 78464A284 |  | 93 | 1906 | SH |  | DFND |  | 1906 | 0 | 0 |
| STATE STREET ETF/USA | NUVEEN BLOOMBERG | 78464A284 |  | 3510 | 71669 | SH |  | SOLE |  | 71669 | 0 | 0 |
| Seligman Funds/Closed-end/USA | COM | 895436103 |  | 32 | 1253 | SH |  | DFND |  | 1253 | 0 | 0 |
| Seligman Funds/Closed-end/USA | COM | 895436103 |  | 7217 | 281577 | SH |  | SOLE |  | 281577 | 0 | 0 |
| Skeena Resources Ltd | COM | 83056P715 |  | 90 | 17000 | SH |  | SOLE |  | 17000 | 0 | 0 |
| Sprott Asset Management CEFs | TR UNIT | 85207K107 |  | 1228 | 148985 | SH |  | SOLE |  | 148985 | 0 | 0 |
| Sprott ETF Trust | URANIUM MINERS E | 85208P303 |  | 668 | 21056 | SH |  | SOLE |  | 21056 | 0 | 0 |
| Starwood Property Trust Inc | COM | 85571B105 |  | 4 | 198 | SH |  | DFND |  | 198 | 0 | 0 |
| Starwood Property Trust Inc | COM | 85571B105 |  | 799 | 43595 | SH |  | SOLE |  | 43595 | 0 | 0 |
| State Street ETF/USA | TR UNIT | 78462F103 |  | 202 | 529 | SH |  | DFND |  | 529 | 0 | 0 |
| State Street ETF/USA | TR UNIT | 78462F103 |  | 4230 | 11062 | SH |  | SOLE |  | 11062 | 0 | 0 |
| State Street Global Advisors Inc | BLOOMBERG HIGH Y | 78468R622 |  | 5 | 58 | SH |  | DFND |  | 58 | 0 | 0 |
| State Street Global Advisors Inc | BLOOMBERG HIGH Y | 78468R622 |  | 2982 | 33136 | SH |  | SOLE |  | 33136 | 0 | 0 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 63 | 381 | SH |  | DFND |  | 381 | 0 | 0 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 7096 | 42948 | SH |  | SOLE |  | 39556 | 0 | 3392 |
| TRAVELERS CO INC | COM | 89417E109 |  | 465 | 2482 | SH |  | SOLE |  | 2482 | 0 | 0 |
| Target Corp | COM | 87612E106 |  | 47 | 316 | SH |  | DFND |  | 303 | 0 | 13 |
| Target Corp | COM | 87612E106 |  | 3263 | 21894 | SH |  | SOLE |  | 21803 | 0 | 91 |
| Tesla Inc | COM | 88160R101 |  | 64 | 519 | SH |  | DFND |  | 519 | 0 | 0 |
| Tesla Inc | COM | 88160R101 |  | 241 | 1959 | SH |  | SOLE |  | 1959 | 0 | 0 |
| Thermo Fisher Scientific Inc | COM | 883556102 |  | 949 | 1724 | SH |  | SOLE |  | 1724 | 0 | 0 |
| Tyson Foods Inc | CL A | 902494103 |  | 225 | 3607 | SH |  | SOLE |  | 3607 | 0 | 0 |
| UTD PARCEL SERV | CL B | 911312106 |  | 68 | 392 | SH |  | DFND |  | 392 | 0 | 0 |
| UTD PARCEL SERV | CL B | 911312106 |  | 7892 | 45397 | SH |  | SOLE |  | 42539 | 0 | 2858 |
| Union Pacific Corp | COM | 907818108 |  | 432 | 2084 | SH |  | DFND |  | 2084 | 0 | 0 |
| Union Pacific Corp | COM | 907818108 |  | 304 | 1468 | SH |  | SOLE |  | 1468 | 0 | 0 |
| United Rentals Inc | COM | 911363109 |  | 473 | 1331 | SH |  | SOLE |  | 1331 | 0 | 0 |
| UnitedHealth Group Inc | COM | 91324P102 |  | 3 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| UnitedHealth Group Inc | COM | 91324P102 |  | 841 | 1587 | SH |  | SOLE |  | 1587 | 0 | 0 |
| Uranium Energy Corp | COM | 916896103 |  | 303 | 78071 | SH |  | SOLE |  | 78071 | 0 | 0 |
| Uranium Royalty Corp | COM | 91702V101 |  | 85 | 36000 | SH |  | SOLE |  | 36000 | 0 | 0 |
| VANGUARD | S 500 ETF SHS | 922908363 |  | 452 | 1286 | SH |  | SOLE |  | 1286 | 0 | 0 |
| VANGUARD ETF/USA | DIV APP ETF | 921908844 |  | 639 | 4210 | SH |  | SOLE |  | 4210 | 0 | 0 |
| VANGUARD ETF/USA | VG TL INTL STK F | 921909768 |  | 2322 | 44901 | SH |  | SOLE |  | 44901 | 0 | 0 |
| VANGUARD ETF/USA | SHRT TRM CORP BD | 92206C409 |  | 33 | 443 | SH |  | DFND |  | 443 | 0 | 0 |
| VANGUARD ETF/USA | SHRT TRM CORP BD | 92206C409 |  | 11242 | 149521 | SH |  | SOLE |  | 149521 | 0 | 0 |
| VANGUARD ETF/USA | SM CP VAL ETF | 922908611 |  | 222 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| VANGUARD ETF/USA | SM CP VAL ETF | 922908611 |  | 8749 | 55093 | SH |  | SOLE |  | 54093 | 0 | 1000 |
| VANGUARD ETF/USA | TOTAL STK MKT | 922908769 |  | 1477 | 7726 | SH |  | DFND |  | 7726 | 0 | 0 |
| VANGUARD ETF/USA | TOTAL STK MKT | 922908769 |  | 5897 | 30843 | SH |  | SOLE |  | 30843 | 0 | 0 |
| VANGUARD GROUP INC/THE | TOTAL INT BD ETF | 92203J407 |  | 890 | 18760 | SH |  | SOLE |  | 18760 | 0 | 0 |
| VERIZON COMMUN | COM | 92343V104 |  | 72 | 1823 | SH |  | DFND |  | 1823 | 0 | 0 |
| VERIZON COMMUN | COM | 92343V104 |  | 1996 | 50658 | SH |  | SOLE |  | 43781 | 0 | 6877 |
| VISA INC | COM CL A | 92826C839 |  | 47 | 228 | SH |  | DFND |  | 228 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 4043 | 19461 | SH |  | SOLE |  | 19359 | 0 | 102 |
| Van Eck Associates Corp | INTRMDT MUNI ETF | 92189H201 |  | 925 | 20271 | SH |  | DFND |  | 20271 | 0 | 0 |
| Van Eck Associates Corp | INTRMDT MUNI ETF | 92189H201 |  | 39241 | 860352 | SH |  | SOLE |  | 860352 | 0 | 0 |
| Vanguard ETF/USA | 500 GRTH IDX F | 921932505 |  | 1268 | 6010 | SH |  | SOLE |  | 6010 | 0 | 0 |
| Vanguard ETF/USA | INTERMED TERM | 921937819 |  | 1976 | 26591 | SH |  | SOLE |  | 26591 | 0 | 0 |
| Vanguard ETF/USA | TOTAL BND MRKT | 921937835 |  | 91 | 1264 | SH |  | DFND |  | 1264 | 0 | 0 |
| Vanguard ETF/USA | TOTAL BND MRKT | 921937835 |  | 4492 | 62534 | SH |  | SOLE |  | 60543 | 0 | 1991 |
| Vanguard ETF/USA | VAN FTSE DEV MKT | 921943858 |  | 268 | 6390 | SH |  | SOLE |  | 6390 | 0 | 0 |
| Vanguard ETF/USA | FTSE EMR MKT ETF | 922042858 |  | 205 | 5269 | SH |  | DFND |  | 5269 | 0 | 0 |
| Vanguard ETF/USA | FTSE EMR MKT ETF | 922042858 |  | 10295 | 264110 | SH |  | SOLE |  | 261183 | 0 | 2927 |
| Vanguard ETF/USA | INF TECH ETF | 92204A702 |  | 7 | 22 | SH |  | DFND |  | 0 | 0 | 22 |
| Vanguard ETF/USA | INF TECH ETF | 92204A702 |  | 464 | 1452 | SH |  | SOLE |  | 1452 | 0 | 0 |
| Vanguard ETF/USA | REAL ESTATE ETF | 922908553 |  | 3 | 42 | SH |  | DFND |  | 42 | 0 | 0 |
| Vanguard ETF/USA | REAL ESTATE ETF | 922908553 |  | 257 | 3114 | SH |  | SOLE |  | 3114 | 0 | 0 |
| Vanguard ETF/USA | SML CP GRW ETF | 922908595 |  | 207 | 1031 | SH |  | DFND |  | 1031 | 0 | 0 |
| Vanguard ETF/USA | SML CP GRW ETF | 922908595 |  | 7814 | 38966 | SH |  | SOLE |  | 38256 | 0 | 710 |
| Vanguard ETF/USA | GROWTH ETF | 922908736 |  | 951 | 4461 | SH |  | DFND |  | 4461 | 0 | 0 |
| Vanguard ETF/USA | GROWTH ETF | 922908736 |  | 34959 | 164040 | SH |  | SOLE |  | 164040 | 0 | 0 |
| Vanguard ETF/USA | VALUE ETF | 922908744 |  | 1387 | 9883 | SH |  | DFND |  | 9883 | 0 | 0 |
| Vanguard ETF/USA | VALUE ETF | 922908744 |  | 51806 | 369069 | SH |  | SOLE |  | 369069 | 0 | 0 |
| Vanguard Group Inc/The | LARGE CAP ETF | 922908637 |  | 413 | 2370 | SH |  | SOLE |  | 2370 | 0 | 0 |
| Vanguard Group Inc/The | EXTEND MKT ETF | 922908652 |  | 13 | 99 | SH |  | DFND |  | 99 | 0 | 0 |
| Vanguard Group Inc/The | EXTEND MKT ETF | 922908652 |  | 588 | 4424 | SH |  | SOLE |  | 4424 | 0 | 0 |
| Voya Investments LLC | CORE S MCP ETF | 464287507 |  | 52 | 215 | SH |  | DFND |  | 0 | 0 | 215 |
| Voya Investments LLC | CORE S MCP ETF | 464287507 |  | 537 | 2222 | SH |  | SOLE |  | 2222 | 0 | 0 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 591 | 3767 | SH |  | SOLE |  | 3767 | 0 | 0 |
| WEC Energy Group Inc | COM | 92939U106 |  | 188 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| WEC Energy Group Inc | COM | 92939U106 |  | 86 | 912 | SH |  | SOLE |  | 912 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 9 | 219 | SH |  | DFND |  | 99 | 0 | 120 |
| WELLS FARGO  CO | COM | 949746101 |  | 1881 | 45563 | SH |  | SOLE |  | 45563 | 0 | 0 |
| Walmart Inc | COM | 931142103 |  | 186 | 1310 | SH |  | DFND |  | 1310 | 0 | 0 |
| Walmart Inc | COM | 931142103 |  | 9213 | 64978 | SH |  | SOLE |  | 60818 | 0 | 4160 |
| Walt Disney Co/The | COM | 254687106 |  | 473 | 5444 | SH |  | SOLE |  | 5444 | 0 | 0 |
| YAMANA GOLD INC | COM | 98462Y100 |  | 111 | 20000 | SH |  | DFND |  | 20000 | 0 | 0 |
| i-80 Gold Corp | None | 44955L106 |  | 71 | 25000 | SH |  | SOLE |  | 25000 | 0 | 0 |
| iShares ETFs/USA | 7-10 YR TRSY BD | 464287440 |  | 304 | 3173 | SH |  | SOLE |  | 3173 | 0 | 0 |
| iShares ETFs/USA | MSCI ACWI EX US | 464288240 |  | 96 | 2115 | SH |  | DFND |  | 2115 | 0 | 0 |
| iShares ETFs/USA | MSCI ACWI EX US | 464288240 |  | 775 | 17030 | SH |  | SOLE |  | 17030 | 0 | 0 |
| iShares ETFs/USA | JPMORGAN USD EMG | 464288281 |  | 7 | 79 | SH |  | DFND |  | 79 | 0 | 0 |
| iShares ETFs/USA | JPMORGAN USD EMG | 464288281 |  | 3217 | 38028 | SH |  | SOLE |  | 38028 | 0 | 0 |
| iShares ETFs/USA | BLACKROCK ULTRA | 46434V878 |  | 115 | 2293 | SH |  | DFND |  | 2293 | 0 | 0 |
| iShares ETFs/USA | BLACKROCK ULTRA | 46434V878 |  | 4312 | 86175 | SH |  | SOLE |  | 82140 | 0 | 4035 |

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