# EDGAR Filing Document

**Accession Number:** 0001048606
**File Stem:** 0000726865-25-000667
**Filing Date:** 2025-7
**Character Count:** 5664
**Document Hash:** cae623ab9263d86fd7987af92b22e5f1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000726865-25-000667.hdr.sgml**: 20250728

**ACCESSION NUMBER**: 0000726865-25-000667

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250728

**DATE AS OF CHANGE**: 20250728

**EFFECTIVENESS DATE**: 20250728

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N
- **CENTRAL INDEX KEY:** 0001048606

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-172328
- **FILM NUMBER:** 251153500

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
- **BUSINESS PHONE:** 2604552000

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801

## Series and Classes Contracts Data

### LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N (Series ID: S000002797)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000100224 | Lincoln InvestmentSolutions |  |

#### THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

#### Lincoln Life Variable Annuity Account N

*Lincoln InvestmentSolutions*<sup>SM</sup>

#### Supplement dated July 28, 2025 to the

#### Updating Summary Prospectus for Current Contractowners dated May 1, 2025

This Supplement to your summary prospectus outlines important changes that become effective on and after August 18, 2025. These changes are related to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Appendix A – Funds Available Under The Contract; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Appendix B – Investment Requirements.

All other provisions outlined in your variable annuity prospectus remain unchanged.

#### The following line items are added to Appendix A – Funds Available Under the Contract:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** |
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | 1 year | 5 year | 10 year |
| Maximum current income (yield) consistent with a prudent investment strategy. | LVIP Franklin Templeton Core Bond Fund – Standard Class<br> *advised by Lincoln Financial Investments Corporation* | 0.37% | 1.61% | 0.04% | 1.57% |
| A balance between a high level of current income and growth of capital, with an emphasis on growth of capital. A fund of funds. | LVIP Structured Moderate Allocation Fund - Standard Class<br> *advised by Lincoln Financial Investments Corporation* | 0.56% | 9.41% | 5.77% | 5.60% |

---

You can find the fund prospectus and other information about the Contract online at www.lfg.com/VAprospectus. You can also obtain information at no cost by contacting your financial professional or by sending an email request to CustServSupportTeam@lfg.com.

**Appendix B – Investment Requirements:** If you have elected a Living Benefit Rider, you may be subject to the Investment Requirements outlined in the prospectus, according to which Living Benefit Rider you own and when you elected that rider. Please refer to your prospectus to determine if you are subject to Investment Requirements. The changes outlined below are effective on or about August 18, 2025, and are added to the existing Investment Requirements in your prospectus. All other provisions of Investment Requirements remain unchanged.

#### Please note that your Contract may not offer every rider impacted by these requirements.

The following changes apply to **Investment Requirements for Managed Risk Riders.** If you elect *i4LIFE*<sup>®</sup> Advantage Guaranteed Income Benefit or *4LATER*<sup>®</sup> Advantage (Managed Risk), the LVIP Franklin Templeton Core Bond Fund will be added to the list of funds in Group 1 and the list of funds to which you must allocate 100% of your Contract Value or *i4LIFE*<sup>®</sup> Advantage Account Value.

The following changes apply to **Investment Requirements for Lincoln *Wealth Pass***<sup>SM</sup> **and *i4LIFE***<sup>®</sup> **Advantage Select Guaranteed Income Benefit.** If you elect Lincoln *Wealth Pass*<sup>SM</sup> or *i4LIFE*<sup>®</sup> Advantage Select Guaranteed Income Benefit, the LVIP Franklin Templeton Core Bond Fund will be added to the list of funds in Group 1 and to the list of funds to which you must allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value. The LVIP Structured Moderate Allocation Fund will be added to the list of funds in Group 2.

The following changes apply to **Investment Requirements for other Living Benefit Riders.** If you elect a Living Benefit Rider other than *4LATER*<sup>®</sup> Advantage (Managed Risk), *i4LIFE*<sup>®</sup> Advantage Guaranteed Income Benefit (Managed Risk) or *i4LIFE*<sup>®</sup> Advantage Select Guaranteed Income Benefit, the LVIP Franklin Templeton Core Bond Fund will be added to the list of funds in Group 1 and to the list of funds to which you must allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value. The LVIP Structured Moderate Allocation Fund will be added to the list of funds in Group 2 and to the list of funds to which you much allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value.

#### Please retain this supplement for future reference.