# EDGAR Filing Document

**Accession Number:** 0001662449
**File Stem:** 0001172661-25-004438
**Filing Date:** 2025-10
**Character Count:** 34994
**Document Hash:** dad142a3dc4f19a6ad41edfae251b2a1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-25-004438.hdr.sgml**: 20251027

**ACCESSION NUMBER**: 0001172661-25-004438

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251027

**DATE AS OF CHANGE**: 20251027

**EFFECTIVENESS DATE**: 20251027

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Klingman & Associates, LLC
- **CENTRAL INDEX KEY:** 0001662449

**ORGANIZATION NAME:**
- **EIN:** 061612508
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17124
- **FILM NUMBER:** 251418987

**BUSINESS ADDRESS:**
- **STREET 1:** 120 WEST 45TH STREET
- **STREET 2:** SUITE 3800
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 212-867-7647

**MAIL ADDRESS:**
- **STREET 1:** 120 WEST 45TH STREET
- **STREET 2:** SUITE 3800
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Klingman  Associates LLC<br>**Address:** 120 West 45th Street<br>Suite 3800<br>New York, NY 10036

**Form 13F File Number:** 028-17124

**CRD Number (if applicable):** 000125618

**SEC File Number (if applicable):** 801-67783

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Paley<br>**Title:** CCO<br>**Phone:** 2128677647

**Signature, Place, and Date of Signing:**

Michael Paley  New York, NY  10-27-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 319

**Form 13F Information Table Value Total:** $1982415762

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 316568 | 2040 | SH |  | SOLE |  | 0 | 0 | 2040 |
| ABBOTT LABS | COM | 002824100 |  | 1645319 | 12284 | SH |  | SOLE |  | 0 | 0 | 12284 |
| ABBVIE INC | COM | 00287Y109 |  | 2944726 | 12718 | SH |  | SOLE |  | 0 | 0 | 12718 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 481857 | 1954 | SH |  | SOLE |  | 0 | 0 | 1954 |
| ADOBE INC | COM | 00724F101 |  | 376385 | 1067 | SH |  | SOLE |  | 0 | 0 | 1067 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 551057 | 3406 | SH |  | SOLE |  | 0 | 0 | 3406 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 373627 | 1370 | SH |  | SOLE |  | 0 | 0 | 1370 |
| ALLIANT ENERGY CORP | COM | 018802108 |  | 368531 | 5467 | SH |  | SOLE |  | 0 | 0 | 5467 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7418290 | 30459 | SH |  | SOLE |  | 0 | 0 | 30459 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 6262549 | 25761 | SH |  | SOLE |  | 0 | 0 | 25761 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 737071 | 11158 | SH |  | SOLE |  | 0 | 0 | 11158 |
| AMAZON COM INC | COM | 023135106 |  | 12517027 | 57007 | SH |  | SOLE |  | 0 | 0 | 57007 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 823042 | 8269 | SH |  | SOLE |  | 0 | 0 | 8269 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1134327 | 3415 | SH |  | SOLE |  | 0 | 0 | 3415 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 204629 | 1064 | SH |  | SOLE |  | 0 | 0 | 1064 |
| AMGEN INC | COM | 031162100 |  | 543800 | 1927 | SH |  | SOLE |  | 0 | 0 | 1927 |
| ANALOG DEVICES INC | COM | 032654105 |  | 313022 | 1274 | SH |  | SOLE |  | 0 | 0 | 1274 |
| APPLE INC | COM | 037833100 |  | 69285631 | 272103 | SH |  | SOLE |  | 0 | 0 | 272103 |
| APPLIED MATLS INC | COM | 038222105 |  | 2101452 | 10264 | SH |  | SOLE |  | 0 | 0 | 10264 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 415075 | 2596 | SH |  | SOLE |  | 0 | 0 | 2596 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 229202 | 1573 | SH |  | SOLE |  | 0 | 0 | 1573 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 503407 | 520 | SH |  | SOLE |  | 0 | 0 | 520 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 200470 | 2613 | SH |  | SOLE |  | 0 | 0 | 2613 |
| AT INC | COM | 00206R102 |  | 562428 | 19916 | SH |  | SOLE |  | 0 | 0 | 19916 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 2089133 | 7118 | SH |  | SOLE |  | 0 | 0 | 7118 |
| BANK AMERICA CORP | COM | 060505104 |  | 910100 | 17641 | SH |  | SOLE |  | 0 | 0 | 17641 |
| BELLRING BRANDS INC | COMMON STOCK | 07831C103 |  | 230387 | 6338 | SH |  | SOLE |  | 0 | 0 | 6338 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6835254 | 13596 | SH |  | SOLE |  | 0 | 0 | 13596 |
| BLACKROCK FLOATING RATE INCO | COM | 09255X100 |  | 584726 | 45048 | SH |  | SOLE |  | 0 | 0 | 45048 |
| BLACKROCK INC | COM | 09290D101 |  | 1189303 | 1020 | SH |  | SOLE |  | 0 | 0 | 1020 |
| BLACKSTONE INC | COM | 09260D107 |  | 2582519 | 15116 | SH |  | SOLE |  | 0 | 0 | 15116 |
| BLACKSTONE SECD LENDING FD | COMMON STOCK | 09261X102 |  | 278949 | 10700 | SH |  | SOLE |  | 0 | 0 | 10700 |
| BOEING CO | COM | 097023105 |  | 408567 | 1893 | SH |  | SOLE |  | 0 | 0 | 1893 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 739700 | 137 | SH |  | SOLE |  | 0 | 0 | 137 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 218789 | 2241 | SH |  | SOLE |  | 0 | 0 | 2241 |
| BRILLIANT EARTH GROUP INC | CL A COM | 109504100 |  | 306926 | 148273 | SH |  | SOLE |  | 0 | 0 | 148273 |
| BROADCOM INC | COM | 11135F101 |  | 4168251 | 12635 | SH |  | SOLE |  | 0 | 0 | 12635 |
| BROADSTONE NET LEASE INC | COM | 11135E203 |  | 226020 | 12648 | SH |  | SOLE |  | 0 | 0 | 12648 |
| BROWN  BROWN INC | COM | 115236101 |  | 445597 | 4751 | SH |  | SOLE |  | 0 | 0 | 4751 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 216728 | 617 | SH |  | SOLE |  | 0 | 0 | 617 |
| CAMDEN PPTY TR | SH BEN INT | 133131102 |  | 220394 | 2064 | SH |  | SOLE |  | 0 | 0 | 2064 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 343573 | 12381 | SH |  | SOLE |  | 0 | 0 | 12381 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 330562 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| CATERPILLAR INC | COM | 149123101 |  | 1269219 | 2660 | SH |  | SOLE |  | 0 | 0 | 2660 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1008298 | 6493 | SH |  | SOLE |  | 0 | 0 | 6493 |
| CHUBB LIMITED | COM | H1467J104 |  | 345474 | 1224 | SH |  | SOLE |  | 0 | 0 | 1224 |
| CISCO SYS INC | COM | 17275R102 |  | 980749 | 14334 | SH |  | SOLE |  | 0 | 0 | 14334 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1930124 | 19016 | SH |  | SOLE |  | 0 | 0 | 19016 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 23769803 | 447137 | SH |  | SOLE |  | 0 | 0 | 447137 |
| COCA COLA CO | COM | 191216100 |  | 1292113 | 19483 | SH |  | SOLE |  | 0 | 0 | 19483 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 288504 | 3609 | SH |  | SOLE |  | 0 | 0 | 3609 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 203461 | 6476 | SH |  | SOLE |  | 0 | 0 | 6476 |
| COMPASS INC | CL A | 20464U100 |  | 1383770 | 172325 | SH |  | SOLE |  | 0 | 0 | 172325 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 298810 | 3159 | SH |  | SOLE |  | 0 | 0 | 3159 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 607242 | 6041 | SH |  | SOLE |  | 0 | 0 | 6041 |
| CORNING INC | COM | 219350105 |  | 635331 | 7745 | SH |  | SOLE |  | 0 | 0 | 7745 |
| CORTEVA INC | COM | 22052L104 |  | 313871 | 4641 | SH |  | SOLE |  | 0 | 0 | 4641 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 3081423 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |
| COUPANG INC | CL A | 22266T109 |  | 1577607 | 48994 | SH |  | SOLE |  | 0 | 0 | 48994 |
| CREDIT ACCEP CORP MICH | COM | 225310101 |  | 272221 | 583 | SH |  | SOLE |  | 0 | 0 | 583 |
| CROCS INC | COM | 227046109 |  | 2453196 | 29362 | SH |  | SOLE |  | 0 | 0 | 29362 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 280007 | 571 | SH |  | SOLE |  | 0 | 0 | 571 |
| CSX CORP | COM | 126408103 |  | 694114 | 19547 | SH |  | SOLE |  | 0 | 0 | 19547 |
| CUMMINS INC | COM | 231021106 |  | 473900 | 1122 | SH |  | SOLE |  | 0 | 0 | 1122 |
| CVS HEALTH CORP | COM | 126650100 |  | 259870 | 3447 | SH |  | SOLE |  | 0 | 0 | 3447 |
| DANAHER CORPORATION | COM | 235851102 |  | 484746 | 2445 | SH |  | SOLE |  | 0 | 0 | 2445 |
| DATADOG INC | CL A COM | 23804L103 |  | 16561120 | 116300 | SH |  | SOLE |  | 0 | 0 | 116300 |
| DEERE  CO | COM | 244199105 |  | 2386440 | 5219 | SH |  | SOLE |  | 0 | 0 | 5219 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 849287 | 11724 | SH |  | SOLE |  | 0 | 0 | 11724 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 1243252 | 29440 | SH |  | SOLE |  | 0 | 0 | 29440 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 448333 | 9721 | SH |  | SOLE |  | 0 | 0 | 9721 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 3586784 | 61618 | SH |  | SOLE |  | 0 | 0 | 61618 |
| DISNEY WALT CO | COM | 254687106 |  | 806767 | 7046 | SH |  | SOLE |  | 0 | 0 | 7046 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 280913 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 319546 | 4102 | SH |  | SOLE |  | 0 | 0 | 4102 |
| EATON CORP PLC | SHS | G29183103 |  | 267963 | 716 | SH |  | SOLE |  | 0 | 0 | 716 |
| ECOLAB INC | COM | 278865100 |  | 493770 | 1803 | SH |  | SOLE |  | 0 | 0 | 1803 |
| ELI LILLY  CO | COM | 532457108 |  | 1813651 | 2377 | SH |  | SOLE |  | 0 | 0 | 2377 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 296840 | 457 | SH |  | SOLE |  | 0 | 0 | 457 |
| EMERSON ELEC CO | COM | 291011104 |  | 734871 | 5602 | SH |  | SOLE |  | 0 | 0 | 5602 |
| EQUITY RESIDENTIAL | SH BEN INT | 29476L107 |  | 275815 | 4261 | SH |  | SOLE |  | 0 | 0 | 4261 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4386088 | 38901 | SH |  | SOLE |  | 0 | 0 | 38901 |
| F5 INC | COM | 315616102 |  | 609860 | 1887 | SH |  | SOLE |  | 0 | 0 | 1887 |
| FASTENAL CO | COM | 311900104 |  | 353088 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| FERRARI N V | COM | N3167Y103 |  | 271238 | 559 | SH |  | SOLE |  | 0 | 0 | 559 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 258884 | 3849 | SH |  | SOLE |  | 0 | 0 | 3849 |
| FLEXSHARES TR | IBOXX 3R TARGT | 33939L506 |  | 6642723 | 273026 | SH |  | SOLE |  | 0 | 0 | 273026 |
| FORD MTR CO | COM | 345370860 |  | 159439 | 13331 | SH |  | SOLE |  | 0 | 0 | 13331 |
| FRANKLIN BSP RLTY TR INC | COMMON STOCK | 35243J101 |  | 461194 | 42467 | SH |  | SOLE |  | 0 | 0 | 42467 |
| GE AEROSPACE | COM NEW | 369604301 |  | 2784992 | 9258 | SH |  | SOLE |  | 0 | 0 | 9258 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 |  | 272914 | 3634 | SH |  | SOLE |  | 0 | 0 | 3634 |
| GE VERNOVA INC | COM | 36828A101 |  | 1441941 | 2345 | SH |  | SOLE |  | 0 | 0 | 2345 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 305195 | 895 | SH |  | SOLE |  | 0 | 0 | 895 |
| GENERAL MLS INC | COM | 370334104 |  | 315630 | 6260 | SH |  | SOLE |  | 0 | 0 | 6260 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 256965 | 2315 | SH |  | SOLE |  | 0 | 0 | 2315 |
| GLOBAL X FDS | DATA CTR  DIGIT | 37954Y236 |  | 336159 | 16414 | SH |  | SOLE |  | 0 | 0 | 16414 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 204670 | 1571 | SH |  | SOLE |  | 0 | 0 | 1571 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1073574 | 1348 | SH |  | SOLE |  | 0 | 0 | 1348 |
| GOLUB CAP BDC INC | COM | 38173M102 |  | 380418 | 27788 | SH |  | SOLE |  | 0 | 0 | 27788 |
| GREENBRIER COS INC | COM | 393657101 |  | 203749 | 4413 | SH |  | SOLE |  | 0 | 0 | 4413 |
| HERSHEY CO | COM | 427866108 |  | 689280 | 3685 | SH |  | SOLE |  | 0 | 0 | 3685 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 389160 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| HOME DEPOT INC | COM | 437076102 |  | 2670203 | 6590 | SH |  | SOLE |  | 0 | 0 | 6590 |
| HONEYWELL INTL INC | COM | 438516106 |  | 608135 | 2889 | SH |  | SOLE |  | 0 | 0 | 2889 |
| HUBBELL INC | COM | 443510607 |  | 1079218 | 2508 | SH |  | SOLE |  | 0 | 0 | 2508 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 526736 | 2020 | SH |  | SOLE |  | 0 | 0 | 2020 |
| INTEL CORP | COM | 458140100 |  | 754305 | 22483 | SH |  | SOLE |  | 0 | 0 | 22483 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1306966 | 4632 | SH |  | SOLE |  | 0 | 0 | 4632 |
| INTUIT | COM | 461202103 |  | 388576 | 569 | SH |  | SOLE |  | 0 | 0 | 569 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 514762 | 1151 | SH |  | SOLE |  | 0 | 0 | 1151 |
| INVESCO EXCH TRADED FD TR II | S MDCP 400 REV | 46138G672 |  | 1619400 | 12954 | SH |  | SOLE |  | 0 | 0 | 12954 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 |  | 31598761 | 285548 | SH |  | SOLE |  | 0 | 0 | 285548 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E735 |  | 877370 | 21342 | SH |  | SOLE |  | 0 | 0 | 21342 |
| INVESCO EXCH TRADED FD TR II | VAR RATE PFD | 46138G870 |  | 573954 | 23237 | SH |  | SOLE |  | 0 | 0 | 23237 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 4105402 | 55871 | SH |  | SOLE |  | 0 | 0 | 55871 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 1365388 | 28269 | SH |  | SOLE |  | 0 | 0 | 28269 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 30810566 | 681499 | SH |  | SOLE |  | 0 | 0 | 681499 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 2581438 | 13608 | SH |  | SOLE |  | 0 | 0 | 13608 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1694845 | 2823 | SH |  | SOLE |  | 0 | 0 | 2823 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 473224 | 6503 | SH |  | SOLE |  | 0 | 0 | 6503 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 267525 | 2231 | SH |  | SOLE |  | 0 | 0 | 2231 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 30237702 | 458703 | SH |  | SOLE |  | 0 | 0 | 458703 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 226710 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 285936 | 4200 | SH |  | SOLE |  | 0 | 0 | 4200 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 2288276 | 12942 | SH |  | SOLE |  | 0 | 0 | 12942 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 65540864 | 551551 | SH |  | SOLE |  | 0 | 0 | 551551 |
| ISHARES TR | S 100 ETF | 464287101 |  | 2283616 | 6861 | SH |  | SOLE |  | 0 | 0 | 6861 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 288677 | 902 | SH |  | SOLE |  | 0 | 0 | 902 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2472859 | 29945 | SH |  | SOLE |  | 0 | 0 | 29945 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 541068 | 6749 | SH |  | SOLE |  | 0 | 0 | 6749 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 282102 | 10994 | SH |  | SOLE |  | 0 | 0 | 10994 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 420595 | 16404 | SH |  | SOLE |  | 0 | 0 | 16404 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 271493 | 5215 | SH |  | SOLE |  | 0 | 0 | 5215 |
| ISHARES TR | IBONDS DEC 2029 | 46436E163 |  | 545832 | 21380 | SH |  | SOLE |  | 0 | 0 | 21380 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 94287597 | 1444799 | SH |  | SOLE |  | 0 | 0 | 1444799 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 7748257 | 32023 | SH |  | SOLE |  | 0 | 0 | 32023 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 214698 | 2239 | SH |  | SOLE |  | 0 | 0 | 2239 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 8059931 | 22053 | SH |  | SOLE |  | 0 | 0 | 22053 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 417035 | 3475 | SH |  | SOLE |  | 0 | 0 | 3475 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 24049425 | 988062 | SH |  | SOLE |  | 0 | 0 | 988062 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 639368 | 7254 | SH |  | SOLE |  | 0 | 0 | 7254 |
| ISHARES TR | CORE S ETF | 464287200 |  | 339750524 | 507621 | SH |  | SOLE |  | 0 | 0 | 507621 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 536053 | 2633 | SH |  | SOLE |  | 0 | 0 | 2633 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 12240676 | 159550 | SH |  | SOLE |  | 0 | 0 | 159550 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 365442 | 2694 | SH |  | SOLE |  | 0 | 0 | 2694 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1695803 | 11643 | SH |  | SOLE |  | 0 | 0 | 11643 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 448698 | 17613 | SH |  | SOLE |  | 0 | 0 | 17613 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1341756 | 13897 | SH |  | SOLE |  | 0 | 0 | 13897 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 1963476 | 23146 | SH |  | SOLE |  | 0 | 0 | 23146 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 29638956 | 1161401 | SH |  | SOLE |  | 0 | 0 | 1161401 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 33371796 | 1421892 | SH |  | SOLE |  | 0 | 0 | 1421892 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 31806954 | 1435980 | SH |  | SOLE |  | 0 | 0 | 1435980 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2829509 | 30304 | SH |  | SOLE |  | 0 | 0 | 30304 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 12439780 | 233173 | SH |  | SOLE |  | 0 | 0 | 233173 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 420348 | 3482 | SH |  | SOLE |  | 0 | 0 | 3482 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 3787276 | 13969 | SH |  | SOLE |  | 0 | 0 | 13969 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 419835 | 2033 | SH |  | SOLE |  | 0 | 0 | 2033 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 2531549 | 20674 | SH |  | SOLE |  | 0 | 0 | 20674 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 17298428 | 675192 | SH |  | SOLE |  | 0 | 0 | 675192 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1021603 | 2181 | SH |  | SOLE |  | 0 | 0 | 2181 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 30130759 | 1419923 | SH |  | SOLE |  | 0 | 0 | 1419923 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1093098 | 20470 | SH |  | SOLE |  | 0 | 0 | 20470 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 19509414 | 802857 | SH |  | SOLE |  | 0 | 0 | 802857 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 73222528 | 838650 | SH |  | SOLE |  | 0 | 0 | 838650 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 449542 | 14217 | SH |  | SOLE |  | 0 | 0 | 14217 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 265866 | 1826 | SH |  | SOLE |  | 0 | 0 | 1826 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 4587131 | 32281 | SH |  | SOLE |  | 0 | 0 | 32281 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 313572 | 1601 | SH |  | SOLE |  | 0 | 0 | 1601 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 411173 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 35256988 | 370580 | SH |  | SOLE |  | 0 | 0 | 370580 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 260570 | 2607 | SH |  | SOLE |  | 0 | 0 | 2607 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 2072379 | 40413 | SH |  | SOLE |  | 0 | 0 | 40413 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 2425300 | 47808 | SH |  | SOLE |  | 0 | 0 | 47808 |
| J P MORGAN EXCHANGE TRADED F | FLEXIBLE DEBT ET | 46654Q559 |  | 916224 | 18246 | SH |  | SOLE |  | 0 | 0 | 18246 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 1756848 | 34421 | SH |  | SOLE |  | 0 | 0 | 34421 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 486146 | 3244 | SH |  | SOLE |  | 0 | 0 | 3244 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3263578 | 17601 | SH |  | SOLE |  | 0 | 0 | 17601 |
| JONES LANG LASALLE INC | COM | 48020Q107 |  | 7005703 | 23487 | SH |  | SOLE |  | 0 | 0 | 23487 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 9021751 | 28601 | SH |  | SOLE |  | 0 | 0 | 28601 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 236984 | 8371 | SH |  | SOLE |  | 0 | 0 | 8371 |
| KKR  CO INC | COM | 48251W104 |  | 380624 | 2929 | SH |  | SOLE |  | 0 | 0 | 2929 |
| KLA CORP | COM NEW | 482480100 |  | 349467 | 324 | SH |  | SOLE |  | 0 | 0 | 324 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 612653 | 2006 | SH |  | SOLE |  | 0 | 0 | 2006 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 316942 | 2367 | SH |  | SOLE |  | 0 | 0 | 2367 |
| LAMAR ADVERTISING CO NEW | CL A | 512816109 |  | 2323042 | 18976 | SH |  | SOLE |  | 0 | 0 | 18976 |
| LINDE PLC | SHS | G54950103 |  | 719150 | 1514 | SH |  | SOLE |  | 0 | 0 | 1514 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 45623 | 10049 | SH |  | SOLE |  | 0 | 0 | 10049 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 894086 | 1791 | SH |  | SOLE |  | 0 | 0 | 1791 |
| LOWES COS INC | COM | 548661107 |  | 828570 | 3297 | SH |  | SOLE |  | 0 | 0 | 3297 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 4322388 | 7599 | SH |  | SOLE |  | 0 | 0 | 7599 |
| MCDONALDS CORP | COM | 580135101 |  | 1600589 | 5267 | SH |  | SOLE |  | 0 | 0 | 5267 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 240958 | 2530 | SH |  | SOLE |  | 0 | 0 | 2530 |
| MERCK  CO INC | COM | 58933Y105 |  | 855415 | 10192 | SH |  | SOLE |  | 0 | 0 | 10192 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4784631 | 6515 | SH |  | SOLE |  | 0 | 0 | 6515 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 315733 | 1887 | SH |  | SOLE |  | 0 | 0 | 1887 |
| MICROSOFT CORP | COM | 594918104 |  | 18409082 | 35542 | SH |  | SOLE |  | 0 | 0 | 35542 |
| MOODYS CORP | COM | 615369105 |  | 224423 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1029902 | 6479 | SH |  | SOLE |  | 0 | 0 | 6479 |
| NETFLIX INC | COM | 64110L106 |  | 1931461 | 1611 | SH |  | SOLE |  | 0 | 0 | 1611 |
| NEWMARKET CORP | COM | 651587107 |  | 208709 | 252 | SH |  | SOLE |  | 0 | 0 | 252 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1301675 | 17243 | SH |  | SOLE |  | 0 | 0 | 17243 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 544644 | 1813 | SH |  | SOLE |  | 0 | 0 | 1813 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 259571 | 426 | SH |  | SOLE |  | 0 | 0 | 426 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 511678 | 3990 | SH |  | SOLE |  | 0 | 0 | 3990 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 285608 | 5147 | SH |  | SOLE |  | 0 | 0 | 5147 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 11435336 | 61289 | SH |  | SOLE |  | 0 | 0 | 61289 |
| ORACLE CORP | COM | 68389X105 |  | 4085011 | 14525 | SH |  | SOLE |  | 0 | 0 | 14525 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 1272158 | 11800 | SH |  | SOLE |  | 0 | 0 | 11800 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 788237 | 4321 | SH |  | SOLE |  | 0 | 0 | 4321 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 433915 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 426839 | 563 | SH |  | SOLE |  | 0 | 0 | 563 |
| PAYCHEX INC | COM | 704326107 |  | 270126 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 245038 | 3654 | SH |  | SOLE |  | 0 | 0 | 3654 |
| PEPSICO INC | COM | 713448108 |  | 545469 | 3884 | SH |  | SOLE |  | 0 | 0 | 3884 |
| PFIZER INC | COM | 717081103 |  | 679883 | 26683 | SH |  | SOLE |  | 0 | 0 | 26683 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1074487 | 6624 | SH |  | SOLE |  | 0 | 0 | 6624 |
| PHILLIPS 66 | COM | 718546104 |  | 966559 | 7106 | SH |  | SOLE |  | 0 | 0 | 7106 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 2064145 | 20500 | SH |  | SOLE |  | 0 | 0 | 20500 |
| PJT PARTNERS INC | COM CL A | 69343T107 |  | 1879851 | 10577 | SH |  | SOLE |  | 0 | 0 | 10577 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 204748 | 1019 | SH |  | SOLE |  | 0 | 0 | 1019 |
| POST HLDGS INC | COM | 737446104 |  | 541915 | 5042 | SH |  | SOLE |  | 0 | 0 | 5042 |
| PRIMERICA INC | COM | 74164M108 |  | 267597 | 964 | SH |  | SOLE |  | 0 | 0 | 964 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2556280 | 16637 | SH |  | SOLE |  | 0 | 0 | 16637 |
| PROGRESSIVE CORP | COM | 743315103 |  | 710970 | 2879 | SH |  | SOLE |  | 0 | 0 | 2879 |
| QUALCOMM INC | COM | 747525103 |  | 458821 | 2758 | SH |  | SOLE |  | 0 | 0 | 2758 |
| RAYMOND JAMES FINL INC | COM | 754730109 |  | 2109863 | 12224 | SH |  | SOLE |  | 0 | 0 | 12224 |
| ROLLINS INC | COM | 775711104 |  | 211564 | 3602 | SH |  | SOLE |  | 0 | 0 | 3602 |
| ROSS STORES INC | COM | 778296103 |  | 826107 | 5421 | SH |  | SOLE |  | 0 | 0 | 5421 |
| RTX CORPORATION | COM | 75513E101 |  | 868611 | 5191 | SH |  | SOLE |  | 0 | 0 | 5191 |
| SALESFORCE INC | COM | 79466L302 |  | 901548 | 3804 | SH |  | SOLE |  | 0 | 0 | 3804 |
| SAP SE | SPON ADR | 803054204 |  | 277899 | 1040 | SH |  | SOLE |  | 0 | 0 | 1040 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 782759 | 8199 | SH |  | SOLE |  | 0 | 0 | 8199 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 858263 | 32584 | SH |  | SOLE |  | 0 | 0 | 32584 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 448177 | 17432 | SH |  | SOLE |  | 0 | 0 | 17432 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 552107 | 17302 | SH |  | SOLE |  | 0 | 0 | 17302 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 297505 | 6684 | SH |  | SOLE |  | 0 | 0 | 6684 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1330243 | 57141 | SH |  | SOLE |  | 0 | 0 | 57141 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 210374 | 7999 | SH |  | SOLE |  | 0 | 0 | 7999 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 323092 | 11099 | SH |  | SOLE |  | 0 | 0 | 11099 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 262463 | 9614 | SH |  | SOLE |  | 0 | 0 | 9614 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 474707 | 2656 | SH |  | SOLE |  | 0 | 0 | 2656 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 755385 | 2680 | SH |  | SOLE |  | 0 | 0 | 2680 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 224512 | 2513 | SH |  | SOLE |  | 0 | 0 | 2513 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 204276 | 3792 | SH |  | SOLE |  | 0 | 0 | 3792 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 443183 | 5655 | SH |  | SOLE |  | 0 | 0 | 5655 |
| SERVICENOW INC | COM | 81762P102 |  | 487749 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| SHELL PLC | SPON ADS | 780259305 |  | 259082 | 3622 | SH |  | SOLE |  | 0 | 0 | 3622 |
| SOUTHERN CO | COM | 842587107 |  | 434616 | 4586 | SH |  | SOLE |  | 0 | 0 | 4586 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 644112 | 1812 | SH |  | SOLE |  | 0 | 0 | 1812 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 78543568 | 117901 | SH |  | SOLE |  | 0 | 0 | 117901 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 24990559 | 41928 | SH |  | SOLE |  | 0 | 0 | 41928 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 19285127 | 204487 | SH |  | SOLE |  | 0 | 0 | 204487 |
| SPDR SERIES TRUST | S 400 MDCP VAL | 78464A839 |  | 30942708 | 370971 | SH |  | SOLE |  | 0 | 0 | 370971 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 66075646 | 1194210 | SH |  | SOLE |  | 0 | 0 | 1194210 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 27150961 | 193866 | SH |  | SOLE |  | 0 | 0 | 193866 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 25032700 | 282377 | SH |  | SOLE |  | 0 | 0 | 282377 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 71584134 | 684950 | SH |  | SOLE |  | 0 | 0 | 684950 |
| SPDR SERIES TRUST | S 400 MDCP GRW | 78464A821 |  | 29833216 | 325832 | SH |  | SOLE |  | 0 | 0 | 325832 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 476036 | 682 | SH |  | SOLE |  | 0 | 0 | 682 |
| STARBUCKS CORP | COM | 855244109 |  | 347876 | 4112 | SH |  | SOLE |  | 0 | 0 | 4112 |
| STRYKER CORPORATION | COM | 863667101 |  | 659122 | 1783 | SH |  | SOLE |  | 0 | 0 | 1783 |
| SYSCO CORP | COM | 871829107 |  | 206345 | 2506 | SH |  | SOLE |  | 0 | 0 | 2506 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 760786 | 2724 | SH |  | SOLE |  | 0 | 0 | 2724 |
| TAPESTRY INC | COM | 876030107 |  | 203117 | 1794 | SH |  | SOLE |  | 0 | 0 | 1794 |
| TESLA INC | COM | 88160R101 |  | 3188198 | 7169 | SH |  | SOLE |  | 0 | 0 | 7169 |
| TEXAS INSTRS INC | COM | 882508104 |  | 853610 | 4646 | SH |  | SOLE |  | 0 | 0 | 4646 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 896802 | 1849 | SH |  | SOLE |  | 0 | 0 | 1849 |
| TJX COS INC NEW | COM | 872540109 |  | 2138036 | 14792 | SH |  | SOLE |  | 0 | 0 | 14792 |
| T-MOBILE US INC | COM | 872590104 |  | 365534 | 1527 | SH |  | SOLE |  | 0 | 0 | 1527 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 239860 | 1255 | SH |  | SOLE |  | 0 | 0 | 1255 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 621152 | 13586 | SH |  | SOLE |  | 0 | 0 | 13586 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 475645 | 4855 | SH |  | SOLE |  | 0 | 0 | 4855 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 282410 | 4764 | SH |  | SOLE |  | 0 | 0 | 4764 |
| UNION PAC CORP | COM | 907818108 |  | 407975 | 1726 | SH |  | SOLE |  | 0 | 0 | 1726 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 |  | 1140487 | 30650 | SH |  | SOLE |  | 0 | 0 | 30650 |
| UNITED RENTALS INC | COM | 911363109 |  | 637713 | 668 | SH |  | SOLE |  | 0 | 0 | 668 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 596334 | 1727 | SH |  | SOLE |  | 0 | 0 | 1727 |
| US BANCORP DEL | COM NEW | 902973304 |  | 202068 | 4181 | SH |  | SOLE |  | 0 | 0 | 4181 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 358996 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 1207879 | 10934 | SH |  | SOLE |  | 0 | 0 | 10934 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 1634406 | 14807 | SH |  | SOLE |  | 0 | 0 | 14807 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 561014 | 1885 | SH |  | SOLE |  | 0 | 0 | 1885 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 378402 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 341725 | 1110 | SH |  | SOLE |  | 0 | 0 | 1110 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 385822 | 2210 | SH |  | SOLE |  | 0 | 0 | 2210 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2716982 | 10685 | SH |  | SOLE |  | 0 | 0 | 10685 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1129384 | 6056 | SH |  | SOLE |  | 0 | 0 | 6056 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 15125982 | 46092 | SH |  | SOLE |  | 0 | 0 | 46092 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 811007 | 3886 | SH |  | SOLE |  | 0 | 0 | 3886 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1827315 | 3810 | SH |  | SOLE |  | 0 | 0 | 3810 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 5068823 | 55445 | SH |  | SOLE |  | 0 | 0 | 55445 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 6804767 | 11112 | SH |  | SOLE |  | 0 | 0 | 11112 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 228181 | 1090 | SH |  | SOLE |  | 0 | 0 | 1090 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 275211 | 937 | SH |  | SOLE |  | 0 | 0 | 937 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 53150904 | 981006 | SH |  | SOLE |  | 0 | 0 | 981006 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 209870 | 1523 | SH |  | SOLE |  | 0 | 0 | 1523 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 606693 | 4256 | SH |  | SOLE |  | 0 | 0 | 4256 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 3690543 | 51710 | SH |  | SOLE |  | 0 | 0 | 51710 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 90104170 | 1779660 | SH |  | SOLE |  | 0 | 0 | 1779660 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 545717 | 9273 | SH |  | SOLE |  | 0 | 0 | 9273 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1466026 | 6794 | SH |  | SOLE |  | 0 | 0 | 6794 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 770449 | 10488 | SH |  | SOLE |  | 0 | 0 | 10488 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 64177239 | 1071049 | SH |  | SOLE |  | 0 | 0 | 1071049 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1306889 | 9272 | SH |  | SOLE |  | 0 | 0 | 9272 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 592424 | 4707 | SH |  | SOLE |  | 0 | 0 | 4707 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 333206 | 1559 | SH |  | SOLE |  | 0 | 0 | 1559 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 299350 | 401 | SH |  | SOLE |  | 0 | 0 | 401 |
| VERA BRADLEY INC | COM | 92335C106 |  | 107982 | 53722 | SH |  | SOLE |  | 0 | 0 | 53722 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 426931 | 9714 | SH |  | SOLE |  | 0 | 0 | 9714 |
| VISA INC | COM CL A | 92826C839 |  | 3103486 | 9091 | SH |  | SOLE |  | 0 | 0 | 9091 |
| WALMART INC | COM | 931142103 |  | 2105825 | 20433 | SH |  | SOLE |  | 0 | 0 | 20433 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 873153 | 10417 | SH |  | SOLE |  | 0 | 0 | 10417 |
| WILLIAMS SONOMA INC | COM | 969904101 |  | 385623 | 1973 | SH |  | SOLE |  | 0 | 0 | 1973 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 289232 | 6289 | SH |  | SOLE |  | 0 | 0 | 6289 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 252000 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 654123 | 7353 | SH |  | SOLE |  | 0 | 0 | 7353 |
| WISDOMTREE TR | EQUITY PREMIUM | 97717X560 |  | 397085 | 11935 | SH |  | SOLE |  | 0 | 0 | 11935 |
| YUM BRANDS INC | COM | 988498101 |  | 212648 | 1399 | SH |  | SOLE |  | 0 | 0 | 1399 |

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