# EDGAR Filing Document

**Accession Number:** 0001940678
**File Stem:** 0001940678-23-000001
**Filing Date:** 2023-2
**Character Count:** 28475
**Document Hash:** 698a8cc0082239f170853c53fcd6a462
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001940678-23-000001.hdr.sgml**: 20230221

**ACCESSION NUMBER**: 0001940678-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230221

**DATE AS OF CHANGE**: 20230221

**EFFECTIVENESS DATE**: 20230221

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ruedi Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001940678
- **IRS NUMBER:** 471794932
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23135
- **FILM NUMBER:** 23647186

**BUSINESS ADDRESS:**
- **STREET 1:** 2502 GALEN DR.
- **STREET 2:** SUITE 102
- **CITY:** CHAMPAIGN
- **STATE:** IL
- **ZIP:** 61821
- **BUSINESS PHONE:** 2173561400

**MAIL ADDRESS:**
- **STREET 1:** 2502 GALEN DR.
- **STREET 2:** SUITE 102
- **CITY:** CHAMPAIGN
- **STATE:** IL
- **ZIP:** 61821

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Ruedi Wealth Management Inc.<br>**Address:** 2502 GALEN DR.<br>SUITE 102<br>CHAMPAIGN, IL 61821

**Form 13F File Number:** 028-23135

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Chris Marks<br>**Title:** Compliance Analyst<br>**Phone:** 7202358230

**Signature, Place, and Date of Signing:**

Chris Marks  Westminster, CO  02-21-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 262

**Form 13F Information Table Value Total:** $141769120

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 3718 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| AAON INC | COM PAR $0.004 | 000360206 |  | 42405 | 563 | SH |  | SOLE |  | 563 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 47113 | 429 | SH |  | SOLE |  | 429 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 70947 | 439 | SH |  | SOLE |  | 439 | 0 | 0 |
| ABRDN PALLADIUM ETF TRUST | PHYSICAL PALLADM | 003262102 |  | 8256 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 6731 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 14488 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 7473 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 218276 | 2460 | SH |  | SOLE |  | 2460 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 187048 | 2120 | SH |  | SOLE |  | 2120 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 29712 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 40320 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| AMBARELLA INC | SHS | G037AX101 |  | 2056 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| AMEREN CORP | COM | 023608102 |  | 10554 | 119 | SH |  | SOLE |  | 119 | 0 | 0 |
| AMERICA MOVIL SAB DE CV | SPON ADR L SHS | 02364W105 |  | 5678 | 312 | SH |  | SOLE |  | 312 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 14347 | 259 | SH |  | SOLE |  | 259 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1795778 | 26405 | SH |  | SOLE |  | 26405 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 296130 | 5870 | SH |  | SOLE |  | 5870 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 41907 | 929 | SH |  | SOLE |  | 929 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 205589 | 2759 | SH |  | SOLE |  | 2759 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 90794 | 1809 | SH |  | SOLE |  | 1809 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 2439 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 26789 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2614338 | 20121 | SH |  | SOLE |  | 20121 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 181038 | 1950 | SH |  | SOLE |  | 1950 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 8206 | 446 | SH |  | SOLE |  | 446 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 98559 | 2976 | SH |  | SOLE |  | 2976 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 112131 | 363 | SH |  | SOLE |  | 363 | 0 | 0 |
| BEST BUY INC | COM | 086516101 |  | 6577 | 82 | SH |  | SOLE |  | 82 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 27821 | 375 | SH |  | SOLE |  | 375 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 18668 | 98 | SH |  | SOLE |  | 98 | 0 | 0 |
| BOSTON BEER INC | CL A | 100557107 |  | 3295 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 28782 | 824 | SH |  | SOLE |  | 824 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 13978 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| BRUNSWICK CORP | COM | 117043109 |  | 31211 | 433 | SH |  | SOLE |  | 433 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 91560 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CALIFORNIA WTR SVC GROUP | COM | 130788102 |  | 27288 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 76458 | 319 | SH |  | SOLE |  | 319 | 0 | 0 |
| CHARLES RIV LABS INTL INC | COM | 159864107 |  | 11549 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 98181 | 547 | SH |  | SOLE |  | 547 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 6177 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| CIGNA CORP NEW | COM | 125523100 |  | 1657 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 69316 | 1455 | SH |  | SOLE |  | 1455 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 8408 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 37605 | 591 | SH |  | SOLE |  | 591 | 0 | 0 |
| COGENT COMMUNICATIONS HLDGS | COM NEW | 19239V302 |  | 6222 | 109 | SH |  | SOLE |  | 109 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 33431 | 956 | SH |  | SOLE |  | 956 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 3621 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 14181 | 444 | SH |  | SOLE |  | 444 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 7818 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 12782 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| CRACKER BARREL OLD CTRY STOR | COM | 22410J106 |  | 2085 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 3439 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 4846 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 4778 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 8300 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 6593 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 2070396 | 92181 | SH |  | SOLE |  | 92181 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 8620223 | 196137 | SH |  | SOLE |  | 196137 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 6301788 | 207296 | SH |  | SOLE |  | 207296 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 11148140 | 267920 | SH |  | SOLE |  | 267920 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 4779750 | 93446 | SH |  | SOLE |  | 93446 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 14599178 | 436057 | SH |  | SOLE |  | 436057 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 456797 | 20811 | SH |  | SOLE |  | 20811 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 241940 | 9662 | SH |  | SOLE |  | 9662 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 43671819 | 1798675 | SH |  | SOLE |  | 1798675 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 1167855 | 52582 | SH |  | SOLE |  | 52582 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 471348 | 21913 | SH |  | SOLE |  | 21913 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 2011822 | 95122 | SH |  | SOLE |  | 95122 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 2355705 | 51111 | SH |  | SOLE |  | 51111 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 3848253 | 172181 | SH |  | SOLE |  | 172181 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 9788180 | 235746 | SH |  | SOLE |  | 235746 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 7264109 | 336301 | SH |  | SOLE |  | 336301 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 4634 | 190 | SH |  | SOLE |  | 190 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 281293 | 10411 | SH |  | SOLE |  | 10411 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 313310 | 12649 | SH |  | SOLE |  | 12649 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 1266 | 56 | SH |  | SOLE |  | 56 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 809 | 33 | SH |  | SOLE |  | 33 | 0 | 0 |
| DIREXION SHS ETF TR | DLY SMCAP BULL3X | 25459W847 |  | 12839 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 49240 | 803 | SH |  | SOLE |  | 803 | 0 | 0 |
| DORMAN PRODS INC | COM | 258278100 |  | 4771 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 11690 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| DT MIDSTREAM INC | COMMON STOCK | 23345M107 |  | 718 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| DTE ENERGY CO | COM | 233331107 |  | 3056 | 26 | SH |  | SOLE |  | 26 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 124309 | 1207 | SH |  | SOLE |  | 1207 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 9128 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| EASTMAN CHEM CO | COM | 277432100 |  | 4234 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 12399 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| ENCOMPASS HEALTH CORP | COM | 29261A100 |  | 12082 | 202 | SH |  | SOLE |  | 202 | 0 | 0 |
| EQUIFAX INC | COM | 294429105 |  | 13411 | 69 | SH |  | SOLE |  | 69 | 0 | 0 |
| ERICSSON | ADR B SEK 10 | 294821608 |  | 163736 | 28037 | SH |  | SOLE |  | 28037 | 0 | 0 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 21192 | 444 | SH |  | SOLE |  | 444 | 0 | 0 |
| EVERGY INC | COM | 30034W106 |  | 62930 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TR | ROBO GLB ETF | 301505707 |  | 4713 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 5490 | 127 | SH |  | SOLE |  | 127 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 331301 | 3004 | SH |  | SOLE |  | 3004 | 0 | 0 |
| FARMLAND PARTNERS INC | COM | 31154R109 |  | 2405 | 193 | SH |  | SOLE |  | 193 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 17320 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 8194 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| FIRST BUSEY CORP | COM NEW | 319383204 |  | 81478 | 3296 | SH |  | SOLE |  | 3296 | 0 | 0 |
| FIRST MID ILL BANCSHARES INC | COM | 320866106 |  | 12711 | 396 | SH |  | SOLE |  | 396 | 0 | 0 |
| FIRST REP BK SAN FRANCISCO C | COM | 33616C100 |  | 27913 | 229 | SH |  | SOLE |  | 229 | 0 | 0 |
| FIRSTENERGY CORP | COM | 337932107 |  | 5578 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| FLEXSHARES TR | STOX GBL ESG SLT | 33939L688 |  | 72161 | 595 | SH |  | SOLE |  | 595 | 0 | 0 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 5304 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 92628 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 2809 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 740692 | 2345 | SH |  | SOLE |  | 2345 | 0 | 0 |
| HORMEL FOODS CORP | COM | 440452100 |  | 72880 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| HP INC | COM | 40434L105 |  | 4729 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 10189 | 195 | SH |  | SOLE |  | 195 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 40385 | 1528 | SH |  | SOLE |  | 1528 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 6481 | 46 | SH |  | SOLE |  | 46 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S GBL WATER | 46138E263 |  | 2657 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 200892 | 754 | SH |  | SOLE |  | 754 | 0 | 0 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 1117 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 13482 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 12751 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 15753 | 148 | SH |  | SOLE |  | 148 | 0 | 0 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 1688 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 3136 | 158 | SH |  | SOLE |  | 158 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2790 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2574 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 3576 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 41682 | 236 | SH |  | SOLE |  | 236 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 305418 | 2278 | SH |  | SOLE |  | 2278 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 |  | 6432 | 158 | SH |  | SOLE |  | 158 | 0 | 0 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 100 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 16240 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| LA Z BOY INC | COM | 505336107 |  | 1049 | 46 | SH |  | SOLE |  | 46 | 0 | 0 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 55961 | 532 | SH |  | SOLE |  | 532 | 0 | 0 |
| LENNAR CORP | CL A | 526057104 |  | 9050 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| LENNAR CORP | CL B | 526057302 |  | 150 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 32078 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| LUMENTUM HLDGS INC | COM | 55024U109 |  | 7304 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 7682 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 21282 | 456 | SH |  | SOLE |  | 456 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 40684 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 19170 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 5751 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 38886 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 24910 | 207 | SH |  | SOLE |  | 207 | 0 | 0 |
| METLIFE INC | COM | 59156R108 |  | 14474 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 433754 | 1809 | SH |  | SOLE |  | 1809 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 31592 | 474 | SH |  | SOLE |  | 474 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 37775 | 147 | SH |  | SOLE |  | 147 | 0 | 0 |
| NCR CORP NEW | COM | 62886E108 |  | 655 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 34206 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 30423 | 260 | SH |  | SOLE |  | 260 | 0 | 0 |
| NISOURCE INC | COM | 65473P105 |  | 576 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 58823 | 239 | SH |  | SOLE |  | 239 | 0 | 0 |
| NORTHERN TR CORP | COM | 665859104 |  | 9468 | 107 | SH |  | SOLE |  | 107 | 0 | 0 |
| NORTHWESTERN CORP | COM NEW | 668074305 |  | 4747 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| NOVAGOLD RES INC | COM NEW | 66987E206 |  | 12558 | 2100 | SH |  | SOLE |  | 2100 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 2087 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 7015 | 48 | SH |  | SOLE |  | 48 | 0 | 0 |
| OLD REP INTL CORP | COM | 680223104 |  | 2415 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 122224 | 1495 | SH |  | SOLE |  | 1495 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 307 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| ORLA MNG LTD NEW | COM | 68634K106 |  | 2889 | 715 | SH |  | SOLE |  | 715 | 0 | 0 |
| ORMAT TECHNOLOGIES INC | COM | 686688102 |  | 28020 | 324 | SH |  | SOLE |  | 324 | 0 | 0 |
| PARAMOUNT GLOBAL | CLASS B COM | 92556H206 |  | 1452 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 166564 | 922 | SH |  | SOLE |  | 922 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 86339 | 1685 | SH |  | SOLE |  | 1685 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 65787 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 36807 | 233 | SH |  | SOLE |  | 233 | 0 | 0 |
| POOL CORP | COM | 73278L105 |  | 24186 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 13944 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| PROSHARES TR | ULTRPRO S | 74347X864 |  | 8651 | 264 | SH |  | SOLE |  | 264 | 0 | 0 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 8255 | 83 | SH |  | SOLE |  | 83 | 0 | 0 |
| PUTNAM MANAGED MUN INCOME TR | COM | 746823103 |  | 44990 | 7164 | SH |  | SOLE |  | 7164 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 27631 | 251 | SH |  | SOLE |  | 251 | 0 | 0 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 4437 | 206 | SH |  | SOLE |  | 206 | 0 | 0 |
| SANMINA CORPORATION | COM | 801056102 |  | 6760 | 118 | SH |  | SOLE |  | 118 | 0 | 0 |
| SBA COMMUNICATIONS CORP NEW | CL A | 78410G104 |  | 26629 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 32971 | 396 | SH |  | SOLE |  | 396 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 29306 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| SCIENCE APPLICATIONS INTL CO | COM | 808625107 |  | 55798 | 503 | SH |  | SOLE |  | 503 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 79963 | 643 | SH |  | SOLE |  | 643 | 0 | 0 |
| SEMTECH CORP | COM | 816850101 |  | 3959 | 138 | SH |  | SOLE |  | 138 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 48178 | 203 | SH |  | SOLE |  | 203 | 0 | 0 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 9983 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 94928 | 1329 | SH |  | SOLE |  | 1329 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 675649 | 1767 | SH |  | SOLE |  | 1767 | 0 | 0 |
| SPROTT PHYSICAL GOLD  SILVE | TR UNIT | 85208R101 |  | 36021 | 2009 | SH |  | SOLE |  | 2009 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 29562 | 298 | SH |  | SOLE |  | 298 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 10244 | 134 | SH |  | SOLE |  | 134 | 0 | 0 |
| TERADATA CORP DEL | COM | 88076W103 |  | 942 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 5174 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 3961 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 37148 | 221 | SH |  | SOLE |  | 221 | 0 | 0 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 31274 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 165476 | 799 | SH |  | SOLE |  | 799 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 64152 | 121 | SH |  | SOLE |  | 121 | 0 | 0 |
| V F CORP | COM | 918204108 |  | 552 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| VANECK ETF TRUST | LOW CARBN ENERGY | 92189F502 |  | 9645 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 468561 | 6522 | SH |  | SOLE |  | 6522 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 309519 | 4112 | SH |  | SOLE |  | 4112 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 302109 | 6165 | SH |  | SOLE |  | 6165 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2454492 | 51750 | SH |  | SOLE |  | 51750 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 8008 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 27412 | 173 | SH |  | SOLE |  | 173 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 399428 | 4843 | SH |  | SOLE |  | 4843 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 46101 | 328 | SH |  | SOLE |  | 328 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 150238 | 786 | SH |  | SOLE |  | 786 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1328398 | 15412 | SH |  | SOLE |  | 15412 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 202691 | 5200 | SH |  | SOLE |  | 5200 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 6529 | 64 | SH |  | SOLE |  | 64 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 495906 | 8577 | SH |  | SOLE |  | 8577 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 978 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 152 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 257020 | 6124 | SH |  | SOLE |  | 6124 | 0 | 0 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 35 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 9771 | 248 | SH |  | SOLE |  | 248 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 |  | 835 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| VIAVI SOLUTIONS INC | COM | 925550105 |  | 7357 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| WABTEC | COM | 929740108 |  | 200 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 4184 | 112 | SH |  | SOLE |  | 112 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 65932 | 465 | SH |  | SOLE |  | 465 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 1014 | 107 | SH |  | SOLE |  | 107 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 38603 | 246 | SH |  | SOLE |  | 246 | 0 | 0 |
| YELP INC | CL A | 985817105 |  | 3910 | 143 | SH |  | SOLE |  | 143 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 13121 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 1530 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 6302 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| iShares Core Total US Bond Market ETF | EQUITY_NYSE | 464287226 |  | 345335 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Avantis International Equity ETF | EQUITY_NYSE | 025072703 |  | 26 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Avantis Emerging Markets Equity ETF | EQUITY_NYSE | 025072604 |  | 354 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Avantis U.S. Equity ETF | EQUITY_NYSE | 025072885 |  | 370 | 5 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard US Total Bond Market ETF | EQUITY_NYSE | 921937835 |  | 93529 | 74 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Total International Bond ETF | EQUITY_NYSE | 92203J407 |  | 447958 | 3 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Short-Term Bond | EQUITY_NYSE | 921937827 |  | 93480 | 70 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional U.S. Core Equity 2 ETF | EQUITY_NYSE | 25434V708 |  | 1208391 | 60 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional Emerging Core Equity Market | EQUITY_NYSE | 25434V302 |  | 99583 | 4 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional International Core Equity Market | EQUITY_NYSE | 25434V203 |  | 242334 | 9 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional US Real Estate ETF | EQUITY_NYSE | 25434V823 |  | 27087 | 4 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional Core Fixed Income ETF | EQUITY_NYSE | 25434V872 |  | 12340 | 297 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional Emerging Markets Core Equity 2 ETF | EQUITY_NYSE | 25434V732 |  | 47873 | 8 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dimensional International Core Equity 2 ETF | EQUITY_NASDAQ | 25434V799 |  | 146568 | 20 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Emerging Markets USD Bond ETF | EQUITY_NYSE | 464288281 |  | 16133 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Goldman Sachs TreasuryAccess 01 Year ETF | EQUITY_NYSE | 381430529 |  | 2837 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core MSCI EAFE ETF | EQUITY_NYSE | 46432F842 |  | 217 | 4 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core S Total U.S. Stock Market ETF | EQUITY_NYSE | 464287150 |  | 84 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Jpmorgan Ultra-Short Income | EQUITY_NYSE | 46641Q837 |  | 681 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares U.S. Equity Factor ETF | EQUITY_NYSE | 46434V282 |  | 3312 | 85 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares National AMT-Free Muni Bond ETF | EQUITY_NYSE | 464288414 |  | 11701 | 2 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab International Equity ETF | EQUITY_NYSE | 808524805 |  | 384 | 12 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab U.S. REIT ETF | EQUITY_NYSE | 808524847 |  | 128 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Short-Term Treasury Bond ETF | EQUITY_NYSE | 464288679 |  | 10 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S Emerging Markets ETF | EQUITY_NYSE | 78463X509 |  | 51 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares 0-5 Year TIPS Bond ETF | EQUITY_NYSE | 46429B747 |  | 1611 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Nuveen Bloomberg Municipal Bond ETF | EQUITY_NYSE | 78468R721 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core U.S. REIT ETF | EQUITY_NYSE | 464288521 |  | 199 | 4 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Small-Cap Value ETF | EQUITY_NYSE | 922908611 |  | 21627 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard FTSE Developed Markets | EQUITY_NYSE | 921943858 |  | 88483 | 2 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard REIT Index ETF | EQUITY_NYSE | 922908553 |  | 47213 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Mid-Cap Value ETF | EQUITY_NYSE | 922908512 |  | 25149 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Total Stock Market ETF | EQUITY_NYSE | 922908769 |  | 108745 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Short-Term Inflation-Protected Securities ETF | EQUITY_NYSE | 922020805 |  | 7263 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Value ETF | EQUITY_NYSE | 922908744 |  | 30669 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard FTSE Emerging Markets | EQUITY_NYSE | 922042858 |  | 52329 | 2 | SH |  | SOLE |  | 0 | 0 | 0 |

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