# EDGAR Filing Document

**Accession Number:** 0000711089
**File Stem:** 0001398344-25-020206
**Filing Date:** 2025-11
**Character Count:** 16322
**Document Hash:** d0cd07ce578e0ccf7ac2f3a5b1a27f9f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-020206.hdr.sgml**: 20251103

**ACCESSION NUMBER**: 0001398344-25-020206

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251103

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BENEDICT FINANCIAL ADVISORS INC
- **CENTRAL INDEX KEY:** 0000711089

**ORGANIZATION NAME:**
- **EIN:** 581490193
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16474
- **FILM NUMBER:** 251443785

**BUSINESS ADDRESS:**
- **STREET 1:** 1140 HAMMOND DR
- **STREET 2:** STE D 4190
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30328
- **BUSINESS PHONE:** 7706718228

**MAIL ADDRESS:**
- **STREET 1:** 6000 LAKE FOREST DRIVE
- **STREET 2:** SUITE 550
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30328

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BENEDICT FINANCIAL ADVISORS INC                         /ADV
- **DATE OF NAME CHANGE:** 19821214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BENEDICT FINANCIAL ADVISORS INC<br>**Address:** 6000 LAKE FOREST DRIVE<br>SUITE 550<br>ATLANTA, GA 30328

**Form 13F File Number:** 028-16474

**CRD Number (if applicable):** 000116690

**SEC File Number (if applicable):** 801-77715

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Mark A Beaver<br>**Title:** Managing Partner<br>**Phone:** 770-671-8228

**Signature, Place, and Date of Signing:**

/s/ Mark A Beaver  Atlanta, GA  10-23-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 129

**Form 13F Information Table Value Total:** $461257316

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 22950772 | 90134 | SH |  | SOLE |  | 90134 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 18242860 | 35221 | SH |  | SOLE |  | 35221 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 14546327 | 220199 | SH |  | SOLE |  | 220199 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 14134768 | 154057 | SH |  | SOLE |  | 154057 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 12595516 | 184091 | SH |  | SOLE |  | 184091 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 12003914 | 71738 | SH |  | SOLE |  | 71738 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 11610343 | 62616 | SH |  | SOLE |  | 62616 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 11433351 | 70489 | SH |  | SOLE |  | 70489 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 10881809 | 46998 | SH |  | SOLE |  | 46998 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 9910866 | 35495 | SH |  | SOLE |  | 35495 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 9492223 | 33637 | SH |  | SOLE |  | 33637 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 8384069 | 102207 | SH |  | SOLE |  | 102207 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 8152366 | 30173 | SH |  | SOLE |  | 30173 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 7690216 | 174977 | SH |  | SOLE |  | 174977 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 7615128 | 15147 | SH |  | SOLE |  | 15147 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 7364740 | 21573 | SH |  | SOLE |  | 21573 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 7207233 | 75674 | SH |  | SOLE |  | 75674 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 7030840 | 42263 | SH |  | SOLE |  | 42263 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 6666152 | 21936 | SH |  | SOLE |  | 21936 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 6516842 | 23089 | SH |  | SOLE |  | 23089 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 6020540 | 48651 | SH |  | SOLE |  | 48651 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 5730052 | 11478 | SH |  | SOLE |  | 11478 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 5633465 | 30117 | SH |  | SOLE |  | 30117 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 5626392 | 26729 | SH |  | SOLE |  | 26729 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 5296112 | 34469 | SH |  | SOLE |  | 34469 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 5282025 | 17997 | SH |  | SOLE |  | 17997 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 5226843 | 16724 | SH |  | SOLE |  | 16724 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 4950753 | 74649 | SH |  | SOLE |  | 74649 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 4931366 | 14846 | SH |  | SOLE |  | 14846 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 4897301 | 47519 | SH |  | SOLE |  | 47519 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 4799281 | 95186 | SH |  | SOLE |  | 95186 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 4744881 | 57625 | SH |  | SOLE |  | 57625 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 4665064 | 35562 | SH |  | SOLE |  | 35562 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 4510317 | 29044 | SH |  | SOLE |  | 29044 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 4476070 | 158109 | SH |  | SOLE |  | 158109 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 4347191 | 32456 | SH |  | SOLE |  | 32456 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 4120902 | 13064 | SH |  | SOLE |  | 13064 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 4083453 | 18598 | SH |  | SOLE |  | 18598 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 4033744 | 47680 | SH |  | SOLE |  | 47680 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 3737827 | 26858 | SH |  | SOLE |  | 26858 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3655363 | 16939 | SH |  | SOLE |  | 16939 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 3427187 | 18311 | SH |  | SOLE |  | 18311 | 0 | 0 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 3384558 | 23652 | SH |  | SOLE |  | 23652 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 3338600 | 26851 | SH |  | SOLE |  | 26851 | 0 | 0 |
| KROGER CO | COM | 501044101 |  | 3245056 | 48139 | SH |  | SOLE |  | 48139 | 0 | 0 |
| RENAISSANCERE HLDGS LTD | COM | G7496G103 |  | 3244611 | 12778 | SH |  | SOLE |  | 12778 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 3238860 | 19224 | SH |  | SOLE |  | 19224 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3228930 | 5378 | SH |  | SOLE |  | 5378 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 3222435 | 19316 | SH |  | SOLE |  | 19316 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 3177611 | 3433 | SH |  | SOLE |  | 3433 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 3058010 | 6236 | SH |  | SOLE |  | 6236 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 3022100 | 17481 | SH |  | SOLE |  | 17481 | 0 | 0 |
| ROLLINS INC | COM | 775711104 |  | 2947158 | 50173 | SH |  | SOLE |  | 50173 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2924680 | 15675 | SH |  | SOLE |  | 15675 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2922458 | 64800 | SH |  | SOLE |  | 64800 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 2915803 | 49187 | SH |  | SOLE |  | 49187 | 0 | 0 |
| RPM INTL INC | COM | 749685103 |  | 2871337 | 24358 | SH |  | SOLE |  | 24358 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 2826823 | 8749 | SH |  | SOLE |  | 8749 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 2818190 | 11214 | SH |  | SOLE |  | 11214 | 0 | 0 |
| TC ENERGY CORP | COM | 87807B107 |  | 2654718 | 48791 | SH |  | SOLE |  | 48791 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2576202 | 6358 | SH |  | SOLE |  | 6358 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 2575467 | 43111 | SH |  | SOLE |  | 43111 | 0 | 0 |
| AXIS CAP HLDGS LTD | SHS | G0692U109 |  | 2556913 | 26690 | SH |  | SOLE |  | 26690 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 2527370 | 13756 | SH |  | SOLE |  | 13756 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 2506460 | 26265 | SH |  | SOLE |  | 26265 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 2503143 | 33203 | SH |  | SOLE |  | 33203 | 0 | 0 |
| CBOE GLOBAL MKTS INC | COM | 12503M108 |  | 2481980 | 10120 | SH |  | SOLE |  | 10120 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 2420957 | 6926 | SH |  | SOLE |  | 6926 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2393647 | 5017 | SH |  | SOLE |  | 5017 | 0 | 0 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 2363248 | 59229 | SH |  | SOLE |  | 59229 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 2277850 | 6680 | SH |  | SOLE |  | 6680 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 2246697 | 17519 | SH |  | SOLE |  | 17519 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 2203969 | 24570 | SH |  | SOLE |  | 24570 | 0 | 0 |
| NESTLE S A SPON ADR REPSTG REG SHS | Common Stock | 641069406 |  | 2143691 | 23359 | SH |  | SOLE |  | 23359 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 2138875 | 9910 | SH |  | SOLE |  | 9910 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 2119035 | 5732 | SH |  | SOLE |  | 5732 | 0 | 0 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 2113268 | 17239 | SH |  | SOLE |  | 17239 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 2094277 | 14912 | SH |  | SOLE |  | 14912 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 1984518 | 35764 | SH |  | SOLE |  | 35764 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1978918 | 19497 | SH |  | SOLE |  | 19497 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 1974188 | 20831 | SH |  | SOLE |  | 20831 | 0 | 0 |
| RLI CORP | COM | 749607107 |  | 1951688 | 29925 | SH |  | SOLE |  | 29925 | 0 | 0 |
| LAMAR ADVERTISING CO NEW | CL A | 512816109 |  | 1880634 | 15362 | SH |  | SOLE |  | 15362 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1837621 | 9026 | SH |  | SOLE |  | 9026 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 1744784 | 13178 | SH |  | SOLE |  | 13178 | 0 | 0 |
| COTERRA ENERGY INC | COM | 127097103 |  | 1736754 | 73436 | SH |  | SOLE |  | 73436 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1669831 | 14584 | SH |  | SOLE |  | 14584 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1664412 | 16989 | SH |  | SOLE |  | 16989 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1652418 | 6797 | SH |  | SOLE |  | 6797 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1482776 | 19642 | SH |  | SOLE |  | 19642 | 0 | 0 |
| REALTY INCOME CORP | COM | 756109104 |  | 1439951 | 23687 | SH |  | SOLE |  | 23687 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1377982 | 12414 | SH |  | SOLE |  | 12414 | 0 | 0 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 1363146 | 12337 | SH |  | SOLE |  | 12337 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 1339235 | 9663 | SH |  | SOLE |  | 9663 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1268790 | 15294 | SH |  | SOLE |  | 15294 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 1220185 | 9061 | SH |  | SOLE |  | 9061 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1106594 | 3922 | SH |  | SOLE |  | 3922 | 0 | 0 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 1094919 | 13179 | SH |  | SOLE |  | 13179 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 1078386 | 14778 | SH |  | SOLE |  | 14778 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 992451 | 20238 | SH |  | SOLE |  | 20238 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 851569 | 1818 | SH |  | SOLE |  | 1818 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 821762 | 15929 | SH |  | SOLE |  | 15929 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 745444 | 12486 | SH |  | SOLE |  | 12486 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 701542 | 8061 | SH |  | SOLE |  | 8061 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 554315 | 3730 | SH |  | SOLE |  | 3730 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 540376 | 736 | SH |  | SOLE |  | 736 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 523758 | 1145 | SH |  | SOLE |  | 1145 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 500175 | 4436 | SH |  | SOLE |  | 4436 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 449681 | 6050 | SH |  | SOLE |  | 6050 | 0 | 0 |
| ABB LTD SPON ADR | Common Stock | 000375204 |  | 427759 | 5945 | SH |  | SOLE |  | 5945 | 0 | 0 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 401296 | 7198 | SH |  | SOLE |  | 7198 | 0 | 0 |
| PACKAGING CORP AMER | COM | 695156109 |  | 395097 | 1813 | SH |  | SOLE |  | 1813 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 384659 | 3439 | SH |  | SOLE |  | 3439 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 369556 | 1070 | SH |  | SOLE |  | 1070 | 0 | 0 |
| ROYAL GOLD INC | COM | 780287108 |  | 342016 | 1705 | SH |  | SOLE |  | 1705 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 338014 | 2379 | SH |  | SOLE |  | 2379 | 0 | 0 |
| MARKETAXESS HLDGS INC | COM | 57060D108 |  | 326107 | 1871 | SH |  | SOLE |  | 1871 | 0 | 0 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 320604 | 11945 | SH |  | SOLE |  | 11945 | 0 | 0 |
| SPROTT INC | COM NEW | 852066208 |  | 319302 | 3838 | SH |  | SOLE |  | 3838 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 306178 | 5684 | SH |  | SOLE |  | 5684 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 289031 | 1902 | SH |  | SOLE |  | 1902 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 280685 | 305 | SH |  | SOLE |  | 305 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 272205 | 9639 | SH |  | SOLE |  | 9639 | 0 | 0 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 241223 | 2334 | SH |  | SOLE |  | 2334 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 |  | 240917 | 515 | SH |  | SOLE |  | 515 | 0 | 0 |
| SIEMENS A G SPON ADR | Common Stock | 826197501 |  | 238542 | 1767 | SH |  | SOLE |  | 1767 | 0 | 0 |
| 2023 ETF SERIES TRUST II | GMO US QUALITY E | 90139K100 |  | 230721 | 6375 | SH |  | SOLE |  | 6375 | 0 | 0 |
| GAIN THERAPEUTICS INC | COM | 36269B105 |  | 61950 | 35000 | SH |  | SOLE |  | 35000 | 0 | 0 |
| TRANSOCEAN LTD | REGISTERED SHS | H8817H100 |  | 31200 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |

---