# EDGAR Filing Document

**Accession Number:** 0001388443
**File Stem:** 0001388443-23-000001
**Filing Date:** 2023-2
**Character Count:** 18232
**Document Hash:** 274f5b3e3461ff128514819c5a98300a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001388443-23-000001.hdr.sgml**: 20230208

**ACCESSION NUMBER**: 0001388443-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230208

**DATE AS OF CHANGE**: 20230208

**EFFECTIVENESS DATE**: 20230208

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Palisades Hudson Asset Management, L.P.
- **CENTRAL INDEX KEY:** 0001388443
- **IRS NUMBER:** 760773849
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-12109
- **FILM NUMBER:** 23598405

**BUSINESS ADDRESS:**
- **STREET 1:** 200 SW FIRST AVENUE
- **STREET 2:** SUITE 1250
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33301
- **BUSINESS PHONE:** 954-524-5552

**MAIL ADDRESS:**
- **STREET 1:** 200 SW FIRST AVENUE
- **STREET 2:** SUITE 1250
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Palisades Hudson Asset Management L.P.<br>**Address:** 200 SW FIRST AVENUE<br>SUITE 1250<br>FORT LAUDERDALE, FL 33301

**Form 13F File Number:** 028-12109

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kirstie Ward<br>**Title:** Chief Compliance Officer<br>**Phone:** 954-524-5552

**Signature, Place, and Date of Signing:**

Kirstie Ward  Fort Lauderdale, FL  02-08-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 2

**Form 13F Information Table Entry Total:** 161

**Form 13F Information Table Value Total:** $181376

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                                          | Form 13F File Number   |
|:---|:---|:---|
|  | Aperio Group LLC                              |  |
|  | Vanguard Personalized Indexing Management LLC |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Abbott Labs | Com | 002824100 |  | 476 | 4339 | SH |  | OTR | 1 | 0 | 0 | 4339 |
| Abbott Labs | Com | 002824100 |  | 4 | 40 | SH |  | OTR | 2 | 0 | 0 | 40 |
| Abbott Labs | Com | 002824100 |  | 45 | 410 | SH |  | SOLE | 0 | 410 | 0 | 0 |
| AbbVie Inc | Com | 00287Y109 |  | 666 | 4122 | SH |  | OTR | 1 | 0 | 0 | 4122 |
| AbbVie Inc | Com | 00287Y109 |  | 4 | 24 | SH |  | OTR | 2 | 0 | 0 | 24 |
| Adobe Sys Inc | Com | 00724F101 |  | 504 | 1497 | SH |  | OTR | 1 | 0 | 0 | 1497 |
| Adobe Sys Inc | Com | 00724F101 |  | 4 | 12 | SH |  | OTR | 2 | 0 | 0 | 12 |
| Alphabet Inc | Cap Stk Cl A | 02079K305 |  | 621 | 7040 | SH |  | OTR | 1 | 0 | 0 | 7040 |
| Alphabet Inc | Cap Stk Cl A | 02079K305 |  | 7 | 85 | SH |  | OTR | 2 | 0 | 0 | 85 |
| Alphabet Inc | Cap Stk Cl C | 02079K107 |  | 623 | 7020 | SH |  | OTR | 1 | 0 | 0 | 7020 |
| Alphabet Inc | Cap Stk Cl C | 02079K107 |  | 7 | 80 | SH |  | OTR | 2 | 0 | 0 | 80 |
| Amazon Com Inc | Com | 023135106 |  | 1124 | 13380 | SH |  | OTR | 1 | 0 | 0 | 13380 |
| American Express Co | Com | 025816109 |  | 397 | 2690 | SH |  | OTR | 1 | 0 | 0 | 2690 |
| American Express Co | Com | 025816109 |  | 1 | 8 | SH |  | SOLE | 0 | 8 | 0 | 0 |
| Amgen Inc | Com | 031162100 |  | 342 | 1303 | SH |  | OTR | 1 | 0 | 0 | 1303 |
| Amgen Inc | Com | 031162100 |  | 2 | 9 | SH |  | OTR | 2 | 0 | 0 | 9 |
| Amgen Inc | Com | 031162100 |  | 6 | 23 | SH |  | SOLE | 0 | 23 | 0 | 0 |
| Apple Inc | Com | 037833100 |  | 3219 | 24776 | SH |  | OTR | 1 | 0 | 0 | 24776 |
| Apple Inc | Com | 037833100 |  | 31 | 239 | SH |  | OTR | 2 | 0 | 0 | 239 |
| Apple Inc | Com | 037833100 |  | 326 | 2513 | SH |  | SOLE | 0 | 2513 | 0 | 0 |
| Autozone Inc | Com | 053332102 |  | 247 | 100 | SH |  | OTR | 1 | 0 | 0 | 100 |
| Bk of America Corp | Com | 060505104 |  | 304 | 9183 | SH |  | OTR | 1 | 0 | 0 | 9183 |
| Bk of America Corp | Com | 060505104 |  | 5 | 149 | SH |  | OTR | 2 | 0 | 0 | 149 |
| Biogen Inc | Com | 09062X103 |  | 218 | 789 | SH |  | OTR | 1 | 0 | 0 | 789 |
| Biogen Inc | Com | 09062X103 |  | 1 | 3 | SH |  | OTR | 2 | 0 | 0 | 3 |
| Boeing Co | Com | 097023105 |  | 382 | 2005 | SH |  | OTR | 1 | 0 | 0 | 2005 |
| Boeing Co | Com | 097023105 |  | 2 | 12 | SH |  | OTR | 2 | 0 | 0 | 12 |
| Bristol Myers Squibb Co | Com | 110122108 |  | 262 | 3638 | SH |  | OTR | 1 | 0 | 0 | 3638 |
| Bristol Myers Squibb Co | Com | 110122108 |  | 2 | 24 | SH |  | OTR | 2 | 0 | 0 | 24 |
| Bristol Myers Squibb Co | Com | 110122108 |  | 3 | 44 | SH |  | SOLE | 0 | 44 | 0 | 0 |
| Brown Forman Corp | Cl B | 115637209 |  | 237 | 3610 | SH |  | OTR | 1 | 0 | 0 | 3610 |
| C H Robinson Worldwide Inc | Com New | 12541W209 |  | 399 | 4353 | SH |  | OTR | 1 | 0 | 0 | 4353 |
| Chevron Corporation | COM | 166764100 |  | 429 | 2388 | SH |  | OTR | 1 | 0 | 0 | 2388 |
| Chevron Corporation | COM | 166764100 |  | 4 | 23 | SH |  | OTR | 2 | 0 | 0 | 23 |
| Cisco Sys Inc | Com | 17275R102 |  | 255 | 5363 | SH |  | OTR | 1 | 0 | 0 | 5363 |
| Cisco Sys Inc | Com | 17275R102 |  | 1 | 11 | SH |  | OTR | 2 | 0 | 0 | 11 |
| Cisco Sys Inc | Com | 17275R102 |  | 0 | 1 | SH |  | SOLE | 0 | 1 | 0 | 0 |
| Coca Cola Co | Com | 191216100 |  | 200 | 3143 | SH |  | OTR | 1 | 0 | 0 | 3143 |
| Coca Cola Co | Com | 191216100 |  | 3 | 42 | SH |  | OTR | 2 | 0 | 0 | 42 |
| Comerica Inc | Com | 200340107 |  | 375 | 5608 | SH |  | OTR | 1 | 0 | 0 | 5608 |
| Costco Whsl Corp New | Com | 22160K105 |  | 618 | 1354 | SH |  | OTR | 1 | 0 | 0 | 1354 |
| Costco Whsl Corp New | Com | 22160K105 |  | 9 | 20 | SH |  | OTR | 2 | 0 | 0 | 20 |
| Danaher Corp Del | Com | 235851102 |  | 530 | 1995 | SH |  | OTR | 1 | 0 | 0 | 1995 |
| Danaher Corp Del | Com | 235851102 |  | 5 | 19 | SH |  | OTR | 2 | 0 | 0 | 19 |
| Deere  Co | Com | 244199105 |  | 314 | 732 | SH |  | OTR | 1 | 0 | 0 | 732 |
| Deere  Co | Com | 244199105 |  | 0 | 1 | SH |  | OTR | 2 | 0 | 0 | 1 |
| Disney Walt Co | Com | 254687106 |  | 244 | 2807 | SH |  | OTR | 1 | 0 | 0 | 2807 |
| Disney Walt Co | Com | 254687106 |  | 4 | 42 | SH |  | SOLE | 0 | 42 | 0 | 0 |
| Elevance Health Inc | Com | 036752103 |  | 699 | 1363 | SH |  | OTR | 1 | 0 | 0 | 1363 |
| Elevance Health Inc | Com | 036752103 |  | 1 | 2 | SH |  | OTR | 2 | 0 | 0 | 2 |
| Exxon Mobil Corp | Com | 30231G102 |  | 253 | 2298 | SH |  | OTR | 1 | 0 | 0 | 2298 |
| Exxon Mobil Corp | Com | 30231G102 |  | 6 | 56 | SH |  | OTR | 2 | 0 | 0 | 56 |
| Exxon Mobil Corp | Com | 30231G102 |  | 36 | 328 | SH |  | SOLE | 0 | 328 | 0 | 0 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 573 | 1669 | SH |  | OTR | 1 | 0 | 0 | 1669 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 2 | 5 | SH |  | OTR | 2 | 0 | 0 | 5 |
| Graco Inc | Com | 384109104 |  | 297 | 4416 | SH |  | OTR | 1 | 0 | 0 | 4416 |
| Hartford Financial Services Group Inc | Com | 416515104 |  | 267 | 3523 | SH |  | OTR | 1 | 0 | 0 | 3523 |
| Hartford Financial Services Group Inc | Com | 416515104 |  | 3 | 42 | SH |  | SOLE | 0 | 42 | 0 | 0 |
| Home Depot Inc | Com | 437076102 |  | 693 | 2195 | SH |  | OTR | 1 | 0 | 0 | 2195 |
| Home Depot Inc | Com | 437076102 |  | 9 | 28 | SH |  | OTR | 2 | 0 | 0 | 28 |
| Honeywell Intl Inc | Com | 438516106 |  | 263 | 1225 | SH |  | OTR | 1 | 0 | 0 | 1225 |
| Honeywell Intl Inc | Com | 438516106 |  | 5 | 24 | SH |  | OTR | 2 | 0 | 0 | 24 |
| Intuit | Com | 461202103 |  | 751 | 1930 | SH |  | OTR | 1 | 0 | 0 | 1930 |
| Intuit | Com | 461202103 |  | 2 | 5 | SH |  | OTR | 2 | 0 | 0 | 5 |
| Intuit | Com | 461202103 |  | 8 | 21 | SH |  | SOLE | 0 | 21 | 0 | 0 |
| Invesco Exch Traded Fd Tr II | KBW Hig Dv Yld | 46138E610 |  | 362 | 24365 | SH |  | SOLE | 0 | 24365 | 0 | 0 |
| iShares | MSCI Aust ETF | 464286103 |  | 3761 | 169191 | SH |  | SOLE | 0 | 169191 | 0 | 0 |
| iShares | MSCI CDA ETF | 464286509 |  | 1319 | 40302 | SH |  | SOLE | 0 | 40302 | 0 | 0 |
| iShares | MSCI Japan ETF | 46434G822 |  | 7139 | 131141 | SH |  | SOLE | 0 | 131141 | 0 | 0 |
| iShares Tr | Gl Clean Ene ETF | 464288224 |  | 766 | 38587 | SH |  | SOLE | 0 | 38587 | 0 | 0 |
| iShares Tr | Core MSCI Euro | 46434V738 |  | 8110 | 170727 | SH |  | SOLE | 0 | 170727 | 0 | 0 |
| iShares Tr | Core S 500 ETF | 464287200 |  | 13261 | 34514 | SH |  | SOLE | 0 | 34514 | 0 | 0 |
| iShares Tr | Core S SCP ETF | 464287804 |  | 10143 | 107177 | SH |  | SOLE | 0 | 107177 | 0 | 0 |
| iShares Tr | Europe ETF | 464287861 |  | 1918 | 42360 | SH |  | SOLE | 0 | 42360 | 0 | 0 |
| iShares Tr | MSCI AC Asia ETF | 464288182 |  | 1266 | 19541 | SH |  | SOLE | 0 | 19541 | 0 | 0 |
| iShares Tr | Rus 2000 Val ETF | 464287630 |  | 536 | 3867 | SH |  | SOLE | 0 | 3867 | 0 | 0 |
| iShares Tr | Russell 2000 ETF | 464287655 |  | 684 | 3921 | SH |  | SOLE | 0 | 3921 | 0 | 0 |
| iShares Tr | SP SMCP600VL ETF | 464287879 |  | 27674 | 303077 | SH |  | SOLE | 0 | 303077 | 0 | 0 |
| iShares Tr | SP SMCP600GR ETF | 464287887 |  | 11089 | 102610 | SH |  | SOLE | 0 | 102610 | 0 | 0 |
| iShares Tr | Rus 2000 Grw ETF | 464287648 |  | 661 | 3080 | SH |  | SOLE | 0 | 3080 | 0 | 0 |
| iShares Tr | US Hlthcare ETF | 464287762 |  | 352 | 1242 | SH |  | SOLE | 0 | 1242 | 0 | 0 |
| iShares Gold Trust | iShares | 464285204 |  | 3611 | 104399 | SH |  | SOLE | 0 | 104399 | 0 | 0 |
| iShares | MSCI PAC JP ETF | 464286665 |  | 427 | 9985 | SH |  | SOLE | 0 | 9985 | 0 | 0 |
| JP Morgan Exchange Traded Fund | Betbuld Japan | 46641Q712 |  | 6459 | 143863 | SH |  | SOLE | 0 | 143863 | 0 | 0 |
| JPMorgan Exchange Traded Fund | Betabuldrs CDA | 46641Q696 |  | 391 | 6829 | SH |  | SOLE | 0 | 6829 | 0 | 0 |
| Johnson  Johnson | Com | 478160104 |  | 149 | 845 | SH |  | OTR | 1 | 0 | 0 | 845 |
| Johnson  Johnson | Com | 478160104 |  | 5 | 31 | SH |  | OTR | 2 | 0 | 0 | 31 |
| Johnson  Johnson | Com | 478160104 |  | 147 | 830 | SH |  | SOLE | 0 | 830 | 0 | 0 |
| Juniper Networks Inc | Com | 48203R104 |  | 280 | 8757 | SH |  | OTR | 1 | 0 | 0 | 8757 |
| Estee Lauder Cosmetics Inc | Cl A | 518439104 |  | 229 | 923 | SH |  | OTR | 1 | 0 | 0 | 923 |
| Marriott Intl Inc | Cl A | 571903202 |  | 346 | 2325 | SH |  | OTR | 1 | 0 | 0 | 2325 |
| Marsh  McClennan Companies Inc | Com | 571748102 |  | 261 | 1579 | SH |  | OTR | 1 | 0 | 0 | 1579 |
| Marsh  McClennan Companies Inc | Com | 571748102 |  | 5 | 28 | SH |  | OTR | 2 | 0 | 0 | 28 |
| Mastercard Inc | Cl A | 57636Q104 |  | 522 | 1500 | SH |  | OTR | 1 | 0 | 0 | 1500 |
| Mastercard Inc | Cl A | 57636Q104 |  | 2 | 6 | SH |  | OTR | 2 | 0 | 0 | 6 |
| McDonalds Corp | Com | 580135101 |  | 236 | 895 | SH |  | OTR | 1 | 0 | 0 | 895 |
| McDonalds Corp | Com | 580135101 |  | 3 | 13 | SH |  | OTR | 2 | 0 | 0 | 13 |
| McDonalds Corp | Com | 580135101 |  | 225 | 853 | SH |  | SOLE | 0 | 853 | 0 | 0 |
| Microsoft Corp | Com | 594918104 |  | 1726 | 7198 | SH |  | OTR | 1 | 0 | 0 | 7198 |
| Microsoft Corp | Com | 594918104 |  | 26 | 109 | SH |  | OTR | 2 | 0 | 0 | 109 |
| Microsoft Corp | Com | 594918104 |  | 724 | 3020 | SH |  | SOLE | 0 | 3020 | 0 | 0 |
| Moodys Corp | Com | 615369105 |  | 351 | 1258 | SH |  | OTR | 1 | 0 | 0 | 1258 |
| Motorola Solutions Inc | Com New | 620076307 |  | 298 | 1155 | SH |  | OTR | 1 | 0 | 0 | 1155 |
| Nike Inc | Cl B | 654106103 |  | 347 | 2966 | SH |  | OTR | 1 | 0 | 0 | 2966 |
| Nike Inc | Cl B | 654106103 |  | 5 | 40 | SH |  | OTR | 2 | 0 | 0 | 40 |
| Northrop Grumman Corp | Com | 666807102 |  | 397 | 728 | SH |  | OTR | 1 | 0 | 0 | 728 |
| Northrop Grumman Corp | Com | 666807102 |  | 1 | 2 | SH |  | OTR | 2 | 0 | 0 | 2 |
| Nvidia Corp | Com | 67066G104 |  | 586 | 4008 | SH |  | OTR | 1 | 0 | 0 | 4008 |
| Nvidia Corp | Com | 67066G104 |  | 6 | 39 | SH |  | OTR | 2 | 0 | 0 | 39 |
| NuShares ETF Trust | Nuveen ESG SMLCP ETF | 67092P607 |  | 561 | 16427 | SH |  | SOLE | 0 | 16427 | 0 | 0 |
| Oracle Corp | Com | 68389X105 |  | 337 | 4125 | SH |  | OTR | 1 | 0 | 0 | 4125 |
| Oracle Corp | Com | 68389X105 |  | 0 | 6 | SH |  | OTR | 2 | 0 | 0 | 6 |
| PayPal Hldgs Inc | Com | 70450Y103 |  | 234 | 3279 | SH |  | OTR | 1 | 0 | 0 | 3279 |
| PayPal Hldgs Inc | Com | 70450Y103 |  | 1 | 21 | SH |  | OTR | 2 | 0 | 0 | 21 |
| Pfizer Inc | Com | 717081103 |  | 533 | 10403 | SH |  | OTR | 1 | 0 | 0 | 10403 |
| Pfizer Inc | Com | 717081103 |  | 3 | 54 | SH |  | OTR | 2 | 0 | 0 | 54 |
| Pfizer Inc | Com | 717081103 |  | 8 | 155 | SH |  | SOLE | 0 | 155 | 0 | 0 |
| Pinnacle Finl Partners Inc | Com | 72346Q104 |  | 280 | 3815 | SH |  | SOLE | 0 | 3815 | 0 | 0 |
| PNC Finl Svcs Group Inc | Com | 693475105 |  | 492 | 3117 | SH |  | OTR | 1 | 0 | 0 | 3117 |
| Proctor and Gamble Co | Com | 742718109 |  | 239 | 1576 | SH |  | OTR | 1 | 0 | 0 | 1576 |
| Proctor and Gamble Co | Com | 742718109 |  | 5 | 30 | SH |  | OTR | 2 | 0 | 0 | 30 |
| Proctor and Gamble Co | Com | 742718109 |  | 3 | 17 | SH |  | SOLE | 0 | 17 | 0 | 0 |
| Prologis Inc | Com | 74340W103 |  | 498 | 4419 | SH |  | OTR | 1 | 0 | 0 | 4419 |
| Prologis Inc | Com | 74340W103 |  | 1 | 5 | SH |  | OTR | 2 | 0 | 0 | 5 |
| Republic First Bancorp Inc | Com | 760416107 |  | 80 | 36993 | SH |  | SOLE | 0 | 36993 | 0 | 0 |
| Ryman Hospitality Pptys Inc | Com | 78377T107 |  | 244 | 2986 | SH |  | OTR | 1 | 0 | 0 | 2986 |
| Schwab Strategic Tr | US REIT ETF | 808524847 |  | 527 | 27314 | SH |  | SOLE | 0 | 27314 | 0 | 0 |
| Seacoast Bkg Corp Fla | Com | 811707801 |  | 332 | 10656 | SH |  | SOLE | 0 | 10656 | 0 | 0 |
| Senseonics Holdings | Com | 81727U105 |  | 41 | 40002 | SH |  | SOLE | 0 | 40002 | 0 | 0 |
| SPDR Index Shs Fds | Glb Nat Resrce | 78463X541 |  | 3842 | 67387 | SH |  | SOLE | 0 | 67387 | 0 | 0 |
| SPDR S 500 ETF Tr | TR Unit | 78462F103 |  | 15415 | 40307 | SH |  | SOLE | 0 | 40307 | 0 | 0 |
| SPDR Series Trust | Shrt Intl ETF | 78464A334 |  | 275 | 10169 | SH |  | SOLE | 0 | 10169 | 0 | 0 |
| SPDR Gold Trust | Gold SHS | 78463V107 |  | 1796 | 10589 | SH |  | SOLE | 0 | 10589 | 0 | 0 |
| SPDR S Small Cap Value | S 600 Smcp Val | 78464A300 |  | 4205 | 56651 | SH |  | SOLE | 0 | 56651 | 0 | 0 |
| SPDR S Small Cap Growth | S 50 Smcp Grw | 78464A201 |  | 1365 | 18899 | SH |  | SOLE | 0 | 18899 | 0 | 0 |
| Starbucks Corp | Com | 855244109 |  | 230 | 2320 | SH |  | OTR | 1 | 0 | 0 | 2320 |
| Starbucks Corp | Com | 855244109 |  | 3 | 28 | SH |  | OTR | 2 | 0 | 0 | 28 |
| Steel Dynamics Inc | Com | 858119100 |  | 674 | 6899 | SH |  | OTR | 1 | 0 | 0 | 6899 |
| Tootsie Roll Industries Inc | Com | 890516107 |  | 216 | 5078 | SH |  | OTR | 1 | 0 | 0 | 5078 |
| Trane Technologies PLC Class A | SHS | G8994E103 |  | 235 | 1400 | SH |  | OTR | 1 | 0 | 0 | 1400 |
| Trane Technologies PLC Class A | SHS | G8994E103 |  | 5 | 27 | SH |  | OTR | 2 | 0 | 0 | 27 |
| Union Pac Corp | Com | 907818108 |  | 259 | 1250 | SH |  | OTR | 1 | 0 | 0 | 1250 |
| Union Pac Corp | Com | 907818108 |  | 5 | 26 | SH |  | OTR | 2 | 0 | 0 | 26 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 560 | 1057 | SH |  | OTR | 1 | 0 | 0 | 1057 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 11 | 21 | SH |  | OTR | 2 | 0 | 0 | 21 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 7 | 13 | SH |  | SOLE | 0 | 13 | 0 | 0 |
| VanEck | Global Alter ETF | 92189F502 |  | 721 | 6503 | SH |  | SOLE | 0 | 6503 | 0 | 0 |
| Vanguard Index Fds | REIT ETF | 922908553 |  | 1574 | 19082 | SH |  | SOLE | 0 | 19082 | 0 | 0 |
| Vanguard Intl Equity Index F | FTSE EUROPE ETF | 922042874 |  | 4322 | 77958 | SH |  | SOLE | 0 | 77958 | 0 | 0 |
| Vanguard Intl Equity Index F | ALLWRLD EX US | 922042718 |  | 851 | 8273 | SH |  | SOLE | 0 | 8273 | 0 | 0 |
| Vanguard Index Fds | TOTAL STK MKT | 922908769 |  | 11701 | 61203 | SH |  | SOLE | 0 | 61203 | 0 | 0 |
| Vanguard Short-Term Bond | Short Trm Bnd | 921937827 |  | 422 | 5601 | SH |  | SOLE | 0 | 5601 | 0 | 0 |
| Vanguard Bd Index Fds | Vanguard Ultra | 92203C303 |  | 1628 | 33220 | SH |  | SOLE | 0 | 33220 | 0 | 0 |
| Vanguard World FD | ESG US STK ETF | 921910733 |  | 958 | 14543 | SH |  | SOLE | 0 | 14543 | 0 | 0 |
| Visa Inc | Com Cl A | 92826C839 |  | 589 | 2836 | SH |  | OTR | 1 | 0 | 0 | 2836 |
| Visa Inc | Com Cl A | 92826C839 |  | 8 | 37 | SH |  | OTR | 2 | 0 | 0 | 37 |
| Visa Inc | Com Cl A | 92826C839 |  | 5 | 24 | SH |  | SOLE | 0 | 24 | 0 | 0 |
| Yum Brands Inc | Com | 988498101 |  | 623 | 4866 | SH |  | OTR | 1 | 0 | 0 | 4866 |
| Yum Brands Inc | Com | 988498101 |  | 1 | 5 | SH |  | OTR | 2 | 0 | 0 | 5 |
| Zions Bancorporation N A | Com | 989701107 |  | 315 | 6406 | SH |  | SOLE | 0 | 6406 | 0 | 0 |

---