# EDGAR Filing Document

**Accession Number:** 0000790482
**File Stem:** 0000790482-26-000002
**Filing Date:** 2026-2
**Character Count:** 2810
**Document Hash:** 49622a473300aecd00d4cbd291c0abbe
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000790482-26-000002.hdr.sgml**: 20260223

**ACCESSION NUMBER**: 0000790482-26-000002

**CONFORMED SUBMISSION TYPE**: X-17A-5

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260223

**DATE AS OF CHANGE**: 20260223

**EFFECTIVENESS DATE**: 20260223

**PERIOD START**: 20250101

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ZIONS DIRECT, INC.
- **CENTRAL INDEX KEY:** 0000790482

**ORGANIZATION NAME:**
- **EIN:** 870432248
- **STATE OF INCORPORATION:** UT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** X-17A-5
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 008-35721
- **FILM NUMBER:** 26667288

**BUSINESS ADDRESS:**
- **STREET 1:** ONE SOUTH MAIN STREET
- **STREET 2:** 17TH FLOOR
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84133
- **BUSINESS PHONE:** (801) 844-7834

**MAIL ADDRESS:**
- **STREET 1:** ONE SOUTH MAIN STREET
- **STREET 2:** 17TH FLOOR
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84133

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ZIONS INVESTMENT SECURITIES, INC.
- **DATE OF NAME CHANGE:** 20020502

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ZIONS INVESTMENT SECURITIES INC                         /BD
- **DATE OF NAME CHANGE:** 20020502

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ZIONS DISCOUNT BROKERAGE INC                            /BD
- **DATE OF NAME CHANGE:** 19911002

### Attached PDF Documents

**Attachment 1:** `ZD_2024S.pdf`

_No text found in this document._

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM X-17A-5

### ANNUAL AUDITED REPORT

### Filer Information

**Filer CIK:** 0000790482

**Filer CCC:** XXXXXXXX

**Is this a LIVE or TEST filing?:** LIVE

**Would you like a Return Copy?:** Yes

### Submission Information

**Report Period Begin Date:** 01-01-2025

**Report Period End Date:** 12-31-2025

**Type of Registrant:** Broker-dealer

**Any material weaknesses identified?:** No

### Registrant Identification

**Name of Broker-Dealer:** ZIONS DIRECT, INC.

**Business Address:** ONE SOUTH MAIN STREET, 17TH FLOOR, SALT LAKE CITY, UT, 84133

**Contact Person:** Ryan Moore

**Contact Phone:** (424) 290-5115

### Independent Public Accountant Identification

**Accountant Name:** Ernst & Young LLP

**Accountant Address:** 395 9th Ave, New York, CA, 10001

**Accountant Type:** Certified Public Accountant

### OATH OR AFFIRMATION

I, **Ryan D. Moore**, swear (or affirm) that, to the best of my knowledge and belief, the accompanying financial statements and supporting schedules pertaining to the firm of **ZIONS DIRECT, INC.**, as of **12-31-2025**, are true and correct.

**Signature:** Ryan D. Moore

**Title:** Treasurer and Finance & Operations Principal Officer