# EDGAR Filing Document

**Accession Number:** 0001909054
**File Stem:** 0001085146-23-000728
**Filing Date:** 2023-2
**Character Count:** 11521
**Document Hash:** 633e3faf4c871b6ca41b381a1c15000d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-000728.hdr.sgml**: 20230208

**ACCESSION NUMBER**: 0001085146-23-000728

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230208

**DATE AS OF CHANGE**: 20230207

**EFFECTIVENESS DATE**: 20230208

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cardinal Point Wealth Management Partners, LLC
- **CENTRAL INDEX KEY:** 0001909054
- **IRS NUMBER:** 871883666
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21751
- **FILM NUMBER:** 23596683

**BUSINESS ADDRESS:**
- **STREET 1:** 19200 VON KARMAN AVENUE
- **STREET 2:** SUITE 600
- **CITY:** IRVINE
- **STATE:** CA
- **ZIP:** 92612
- **BUSINESS PHONE:** 866-213-2036

**MAIL ADDRESS:**
- **STREET 1:** 19200 VON KARMAN AVENUE
- **STREET 2:** SUITE 600
- **CITY:** IRVINE
- **STATE:** CA
- **ZIP:** 92612

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cardinal Point Wealth Management Partners LLC<br>**Address:** 19200 VON KARMAN AVENUE<br>SUITE 600<br>IRVINE, CA 92612

**Form 13F File Number:** 028-21751

**CRD Number (if applicable):** 000140619

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Donald M. Zienty<br>**Title:** Chief Compliance Officer<br>**Phone:** 602-374-3727

**Signature, Place, and Date of Signing:**

/s/Donald M. Zienty  Irvine, CA  02-07-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 69

**Form 13F Information Table Value Total:** $289621710

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 390412 | 4400 | SH |  | SOLE |  | 0 | 0 | 4400 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 307607 | 3661 | SH |  | SOLE |  | 0 | 0 | 3661 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 509293 | 10095 | SH |  | SOLE |  | 0 | 0 | 10095 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | BBG00Q9MR7Z1 | 411527 | 7435 | SH |  | SOLE |  | 0 | 0 | 7435 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 690335 | 9265 | SH |  | SOLE |  | 0 | 0 | 9265 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 3606660 | 27760 | SH |  | SOLE |  | 0 | 0 | 27760 |
| ARK ETF TR | 3D PRINTING ETF | 00214Q500 | BBG00D3D1DF3 | 260735 | 12725 | SH |  | SOLE |  | 0 | 0 | 12725 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 | BBG007FJMV49 | 206467 | 6609 | SH |  | SOLE |  | 0 | 0 | 6609 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 937422 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 3008995 | 9741 | SH |  | SOLE |  | 0 | 0 | 9741 |
| BLACKROCK ETF TRUST | US EQT FACTOR | 09290C103 | BBG00NNWBWQ2 | 1736425 | 58975 | SH |  | SOLE |  | 0 | 0 | 58975 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 332323 | 1852 | SH |  | SOLE |  | 0 | 0 | 1852 |
| CHIMERA INVT CORP | COM NEW | 16934Q208 | BBG001SR1G28 | 72861 | 12225 | SH |  | SOLE |  | 0 | 0 | 12225 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 402617 | 5110 | SH |  | SOLE |  | 0 | 0 | 5110 |
| DEXCOM INC | COM | 252131107 | BBG001SKZG99 | 362368 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 1083422 | 44622 | SH |  | SOLE |  | 0 | 0 | 44622 |
| ECOLAB INC | COM | 278865100 | BBG001S5QRB5 | 604679 | 4138 | SH |  | SOLE |  | 0 | 0 | 4138 |
| EDGEWELL PERS CARE CO | COM | 28035Q102 | BBG001SF1XY2 | 478866 | 12377 | SH |  | SOLE |  | 0 | 0 | 12377 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 266485 | 2416 | SH |  | SOLE |  | 0 | 0 | 2416 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | BBG0078X1341 | 1026308 | 22720 | SH |  | SOLE |  | 0 | 0 | 22720 |
| FIRST TR EXCH TRADED FD III | LNG/SHT EQUITY | 33739P103 | BBG00735B1V0 | 3931836 | 80455 | SH |  | SOLE |  | 0 | 0 | 80455 |
| FIRSTSERVICE CORP NEW | COM | 33767E202 | BBG0093LLBP5 | 1671092 | 13636 | SH |  | SOLE |  | 0 | 0 | 13636 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C813 | BBG00LNDTJL3 | 1052574 | 34865 | SH |  | SOLE |  | 0 | 0 | 34865 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C508 | BBG00MYXKL20 | 502269 | 15940 | SH |  | SOLE |  | 0 | 0 | 15940 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C573 | BBG00QPZ1F93 | 932267 | 30880 | SH |  | SOLE |  | 0 | 0 | 30880 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 2459628 | 9237 | SH |  | SOLE |  | 0 | 0 | 9237 |
| IRON MTN INC DEL | COM | 46284V101 | BBG001SCQ2X1 | 393654 | 7800 | SH |  | SOLE |  | 0 | 0 | 7800 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 14378855 | 415694 | SH |  | SOLE |  | 0 | 0 | 415694 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 574846 | 11497 | SH |  | SOLE |  | 0 | 0 | 11497 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 1538164 | 15859 | SH |  | SOLE |  | 0 | 0 | 15859 |
| ISHARES TR | ESG AWARE AGGRSV | 46436E668 | BBG00VFL1TJ3 | 869600 | 31340 | SH |  | SOLE |  | 0 | 0 | 31340 |
| ISHARES TR | ESG AWARE GROWTH | 46436E676 | BBG00VFL1N33 | 707269 | 27290 | SH |  | SOLE |  | 0 | 0 | 27290 |
| ISHARES TR | ESG AWARE MODRTE | 46436E684 | BBG00VFL1JY8 | 270732 | 11200 | SH |  | SOLE |  | 0 | 0 | 11200 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 297896 | 3515 | SH |  | SOLE |  | 0 | 0 | 3515 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | BBG00MC0P0K7 | 781025 | 16710 | SH |  | SOLE |  | 0 | 0 | 16710 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | BBG00H4BFM35 | 1656246 | 69678 | SH |  | SOLE |  | 0 | 0 | 69678 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 | BBG001S7XDQ8 | 811071 | 40860 | SH |  | SOLE |  | 0 | 0 | 40860 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 | BBG006S5D3J3 | 814721 | 35875 | SH |  | SOLE |  | 0 | 0 | 35875 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 | BBG001T3YV58 | 991586 | 21026 | SH |  | SOLE |  | 0 | 0 | 21026 |
| ISHARES TR | MSCI LW CRB TG | 46434V464 | BBG007PGJH85 | 832322 | 6025 | SH |  | SOLE |  | 0 | 0 | 6025 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 206099 | 979 | SH |  | SOLE |  | 0 | 0 | 979 |
| ISHARES TR | SHORT TREAS BD | 464288679 | BBG001SSD803 | 3658138 | 33280 | SH |  | SOLE |  | 0 | 0 | 33280 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 235215 | 2576 | SH |  | SOLE |  | 0 | 0 | 2576 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 | BBG008LNYFB5 | 20435857 | 523862 | SH |  | SOLE |  | 0 | 0 | 523862 |
| ISHARES TR | USD GRN BOND ETF | 46435U440 | BBG00MK1NQ85 | 617607 | 13435 | SH |  | SOLE |  | 0 | 0 | 13435 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 236181 | 1337 | SH |  | SOLE |  | 0 | 0 | 1337 |
| MCKESSON CORP | COM | 58155Q103 | BBG001S8F8P8 | 329985 | 878 | SH |  | SOLE |  | 0 | 0 | 878 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 651155 | 2714 | SH |  | SOLE |  | 0 | 0 | 2714 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 | BBG002N12C17 | 13292999 | 146449 | SH |  | SOLE |  | 0 | 0 | 146449 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 705193 | 4157 | SH |  | SOLE |  | 0 | 0 | 4157 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 | BBG001STKCW9 | 200319 | 2190 | SH |  | SOLE |  | 0 | 0 | 2190 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 | BBG0084H8485 | 638638 | 15950 | SH |  | SOLE |  | 0 | 0 | 15950 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 1912370 | 15525 | SH |  | SOLE |  | 0 | 0 | 15525 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 273573 | 516 | SH |  | SOLE |  | 0 | 0 | 516 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 12021061 | 159685 | SH |  | SOLE |  | 0 | 0 | 159685 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 | BBG00ZXBYMT4 | 384650 | 7850 | SH |  | SOLE |  | 0 | 0 | 7850 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 908930 | 11020 | SH |  | SOLE |  | 0 | 0 | 11020 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 1135531 | 3232 | SH |  | SOLE |  | 0 | 0 | 3232 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 85705526 | 448274 | SH |  | SOLE |  | 0 | 0 | 448274 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 25690656 | 512378 | SH |  | SOLE |  | 0 | 0 | 512378 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 339594 | 8712 | SH |  | SOLE |  | 0 | 0 | 8712 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 1351812 | 32209 | SH |  | SOLE |  | 0 | 0 | 32209 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 266197 | 2460 | SH |  | SOLE |  | 0 | 0 | 2460 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 | BBG001SHVR32 | 201665 | 813 | SH |  | SOLE |  | 0 | 0 | 813 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 277887 | 870 | SH |  | SOLE |  | 0 | 0 | 870 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 272624 | 1312 | SH |  | SOLE |  | 0 | 0 | 1312 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 | BBG005YHYNG8 | 51270800 | 1019908 | SH |  | SOLE |  | 0 | 0 | 1019908 |
| WISDOMTREE TR | FUTRE STRAT FD | 97717W125 | BBG001V038F5 | 4021722 | 127532 | SH |  | SOLE |  | 0 | 0 | 127532 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 | BBG006G0J5J6 | 10216266 | 286732 | SH |  | SOLE |  | 0 | 0 | 286732 |

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