# EDGAR Filing Document

**Accession Number:** 0001114446
**File Stem:** 0001114446-25-003776
**Filing Date:** 2025-8
**Character Count:** 15784
**Document Hash:** ba54d211158d7db043b4f40d94e811b3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001114446-25-003776.hdr.sgml**: 20250805

**ACCESSION NUMBER**: 0001114446-25-003776

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250805

**DATE AS OF CHANGE**: 20250805

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UBS Group AG
- **CENTRAL INDEX KEY:** 0001610520
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** V8
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36764
- **FILM NUMBER:** 251182656

**BUSINESS ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH-8001
- **BUSINESS PHONE:** 41-44-234-1111

**MAIL ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH-8001
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UBS AG
- **CENTRAL INDEX KEY:** 0001114446
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** V8
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-15060
- **FILM NUMBER:** 251182657

**BUSINESS ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH 8001
- **BUSINESS PHONE:** 203-719-5241

**MAIL ADDRESS:**
- **STREET 1:** 600 WASHINGTON BLVD.
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06901

#### UNITED STATES

#### SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

_________________

#### FORM 6-K

#### REPORT OF FOREIGN PRIVATE ISSUER

#### PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

#### THE SECURITIES EXCHANGE ACT OF 1934

#### Date: August 5, 2025

#### UBS Group AG
(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

(Address of principal executive office)

#### Commission File Number: 1-36764

#### UBS AG
(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

Aeschenvorstadt 1, 4051 Basel, Switzerland

(Address of principal executive offices)

#### Commission File Number: 1-15060
Indicate by check mark whether the registrants file or will file annual reports under cover of

Form 20-F or Form 40-

F. Form 20-F

☒

Form 40-F

☐

This Form 6-K consists of the UBS Switzerland AG standalone financial information for the six months

ended 30 June 2025, which appears immediately following this page.

![edgarq25ubsswitzerlanp3i0](edgarq25ubsswitzerlanp3i0.jpg)

UBS Switzerland AG

Standalone interim financial information

for the six months ended

30 June 2025

Table of contents

#### UBS Switzerland AG standalone

#### interim financial information

#### 1
[Income statement](#a310)

#### 2
[Balance sheet](#a622)

#### 3
[Joint and several liability](#a1171)

[Statement of changes in equity](#a1221)

#### Notes to the UBS Switzerland AG standalone interim

#### financial information

#### 4
[Basis of accounting](#a1353)

#### Appendix

#### 5
[Cautionary statement](#a1538)

#### Contacts

#### Switchboards
For all general inquiries

ubs.com/contact

Zurich +41-44-234-1111

London +44-207-567-8000

New York +1-212-821-3000

Hong Kong +852-2971-8888

Singapore +65-6495-8000

#### Investor Relations
UBS's Investor Relations team manages

relationships with institutional investors,

research analysts and credit rating agencies.

ubs.com/investors

Zurich +41-44-234-4100

New York +1-212-882-5734

#### Media Relations
UBS's Media Relations team manages

relationships with global media and

journalists.

ubs.com/media

Zurich +41-44-234-8500

mediarelations@ubs.com

London +44-20-7567-4714

ubs-media-relations@ubs.com

New York +1-212-882-5858

mediarelations@ubs.com

Hong Kong +852-2971-8200

sh-mediarelations-ap@ubs.com© UBS 2025. The key symbol and UBS are among the registered and

unregistered trademarks of UBS. All rights reserved.

#### UBS Switzerland AG standalone

UBS Switzerland AG standalone interim financial information

#### Income statement
Year-to-date

*CHF m* 

30.6.25 30.6.24 1

Interest and discount income

4,203

3,710

Interest and dividend income from financial investments

Interest expense

(2,029)

(1,945)

Gross interest income

2,533

1,995

Credit loss (expense) / release

(109) (40) Net interest income

2,424

1,954

Fee and commission income from securities and investment business

2,511

1,901

Credit-related fees and commissions

Other fee and commission income

610

Fee and commission expense

(777) (238) Net fee and commission income

2,501

2,200

Net trading income

548

564

Net income from disposal of financial investments

Dividend income from investments in subsidiaries and other participations

Sundry ordinary income

Sundry ordinary expenses

(8) (37) Other income from ordinary activities

661

Total operating income

6,134

4,834

Personnel expenses

1,624

1,067

General and administrative expenses

2,713

2,148

Subtotal operating expenses

4,337

3,216

Impairment of investments in subsidiaries and other participations

Depreciation and impairment of property, equipment and software

Amortization and impairment of goodwill and other intangible assets

Changes in provisions for litigation, regulatory and similar matters, and other provisions

(2) (5) Total operating expenses

4,539

3,327

Operating profit

1,595

1,507

Extraordinary income

Tax expense / (benefit)

Net profit / (loss) for the period

1,365

1,247

1 Represents the income statement of UBS Switzerland AG from before the merger with Credit Suisse (Schweiz) AG, which took place on 1 July 2024. For more information about the merger of UBS Switzerland AG

with Credit Suisse (Schweiz) AG, refer to the 2024 standalone financial statements of UBS Switzerland AG, available under "Holding company and significant regulated subsidiaries and sub-groups" at

ubs.com/investors.

#### UBS Switzerland AG standalone

#### Balance sheet
*CHF m* 

30.6.25 31.12.24 #### Assets
Cash and balances at central banks

100,493

103,477

Due from banks

10,846

9,217

Receivables from securities financing transactions

2,357

11,229

Due from customers

77,184

77,552

Mortgage loans

281,055

282,382

Trading portfolio assets

1,826

2,011

Derivative financial instruments

3,685

4,275

Financial investments

28,064

22,478

Accrued income and prepaid expenses

813

732

Investments in subsidiaries and other participations

747

1,101

Property, equipment and software

1,018

1,078

Goodwill and other intangible assets

Other assets

682

694

Total assets

508,949

516,228

*of which: subordinated assets* 

 *106* 

 *105* 

*of which: subject to mandatory conversion and / or debt waiver* 

 *105* 

 *105* 

#### Liabilities
Due to banks

87,056

84,123

*of which: total loss-absorbing capacity eligible* 

 *27,248* 

 *27,374* 

Payables from securities financing transactions

7,080

9,202

Due to customers

351,951

359,045

Trading portfolio liabilities

Derivative financial instruments

2,666

1,478

Bonds issued and loans from central mortgage institutions

32,081

31,574

Accrued expenses and deferred income

1,540

1,962

Other liabilities

3,278

2,541

Provisions

Total liabilities

486,288

490,631

#### Equity
Share capital

Statutory capital reserve

21,286

21,837

*of which: capital contribution reserve* 

 *20,575* 

 *20,675* 

*of which: other statutory capital reserve* 

 *711* 

 *1,161* 

Voluntary earnings reserve

1,378

Net profit / (loss) for the period

1,365

2,371

Total equity

22,661

25,596

Total liabilities and equity

508,949

516,228

*of which: subordinated liabilities* 

 *27,276* 

 *27,409* 

*of which: subject to mandatory conversion and / or debt waiver* 

 *27,276* 

 *27,409* 

#### UBS Switzerland AG standalone

#### Balance sheet (continued)
*CHF m* 

30.6.25 31.12.24 #### Off-balance sheet items
Contingent liabilities, gross

13,144

16,009

Sub-participations

(1,103)

(1,013)

Contingent liabilities, net

12,041

14,996

*of which: guarantees to third parties related to subsidiaries* 

 *24* 

 *23* 

*of which: credit guarantees and similar instruments* 

 *5,481* 

 *7,090* 

*of which: performance guarantees and similar instruments* 

 *4,592* 

 *5,025* 

*of which: documentary credits* 

 *1,943* 

 *2,858* 

Irrevocable commitments, gross

27,537

28,241

Sub-participations

(68) (30) Irrevocable commitments, net

27,470

28,211

*of which: loan commitments* 

 *25,921* 

 *26,663* 

*of which: payment commitment related to deposit insurance* 

 *1,549* 

 *1,549* 

Forward starting transactions

2,800

*of which: reverse repurchase agreements* 

 *171* 

 *2,800* 

Liabilities for calls on shares and other equity instruments

1 Cash to be paid in the future by either UBS or the counterparty.

#### Joint and several liability
In June 2015, the Personal & Corporate Banking and Wealth Management businesses booked in Switzerland were

transferred from UBS AG to UBS Switzerland AG through an asset transfer in accordance with the Swiss Merger

Act.

As of 30 June 2025, the joint and several liability of UBS Switzerland AG for contractual obligations of UBS AG

amounted to CHF 2.1bn, compared with CHF 2.4bn as of 31 December 2024.

Furthermore, as of 30 June 2025, UBS Switzerland AG was also jointly and severally liable for UBS AG's liabilities of

CHF 530m (compared with CHF 538m as of 31 December 2024) under the international covered bond program,

for which UBS Switzerland AG has pledged assets with a carrying value of CHF 912m. UBS AG has provided cash

deposits to UBS Switzerland AG to fully collateralize this contingent liability.

As of 30 June 2025, the probability of cash outflows for these matters was assessed to be remote and, as a result,

no exposures were included in the table above.

#### Statement of changes in equity
*CHF m* 

Share capital

Statutory

capital reserve

Voluntary

earnings reserve

Net profit /

(loss) for the

period

Total equity

Balance as of 1 January 2025

21,837

1,378

2,371

25,596

Dividends and other distributions

(550) 1

(1,378)

(2,371)

(4,300)

Net profit / (loss) for the period

1,365

1,365

Balance as of 30 June 2025

21,286

1,365

22,661

1 Includes a CHF 100m dividend in kind. Refer to the "Notes to the UBS Switzerland AG standalone interim financial information" section of this report for more information.

#### UBS Switzerland AG standalone

Notes to the UBS Switzerland AG standalone interim financial information

#### Basis of accounting
The UBS Switzerland AG standalone interim financial statements are prepared in accordance with the interim

reporting requirements of Swiss GAAP (the FINMA Accounting Ordinance, FINMA Circular 2020/1 "Accounting –

banks" and the Banking Ordinance).

The accounting policies are principally the same as for the consolidated financial statements of UBS Group AG

outlined in Note 1 to the consolidated financial statements of UBS Group AG included in the UBS Group AG Annual

Report 2024, available under "Annual reporting" at

*ubs.com/investors*

. Major differences between Swiss GAAP

requirements and IFRS Accounting Standards are described in Note 33 to the consolidated financial statements of

UBS Group AG. Further information about the accounting policies applied for the standalone financial statements

of UBS Switzerland AG is provided in Note 2 to the UBS Switzerland AG standalone financial statements as of

31 December 2024, available under "Holding company and significant regulated subsidiaries and sub-groups" at

*ubs.com/investors*

.

In preparing the interim financial information for UBS Switzerland AG, the same accounting policies and methods

of computation have been applied as in the UBS Switzerland AG standalone financial statements as of and for the

year ended 31 December 2024.

UBS decided to consolidate the Wealth Management International business and the Global Financial Intermediaries

business booked in Switzerland in UBS AG to further optimize Group legal and operational structures and to address

regulatory considerations.

In the second quarter of 2025, the beneficial ownership of the respective heritage UBS businesses booked in UBS

Switzerland AG was transferred from UBS Switzerland AG to UBS AG, with effect from 1

January

2025. The transfer

was made in the form of a dividend in kind amounting to CHF 100m reflecting the net asset value of the business

in scope. UBS Switzerland AG will continue to manage the businesses under a contractual relationship with UBS

AG until the completion of legal transfer, which is expected to take place in 2028, and will continue to recognize

the underlying Wealth Management International and Global Financial Intermediaries assets and liabilities until

then. UBS AG's share of the net profits of CHF

292m for the first half of 2025 is reflected in

*Fee and commission* 

*expense*

.

This interim financial information is unaudited and should be read in conjunction with the audited 2024 standalone

financial statements of UBS Switzerland AG, available under "Holding company and significant regulated

subsidiaries and sub-groups" at

*ubs.com/investors*

.

#### UBS Switzerland AG standalone

#### Cautionary statement \|
This report and the information contained herein are provided solely for information purposes, and are not to be construed as solicitation

of an offer to buy or sell any securities or other financial instruments in Switzerland, the United States or any other jurisdiction. No investment decision relating

to securities of or relating to UBS Group AG, UBS AG or their affiliates should be made on the basis of this report. Refer to UBS's most recent annual report on

Form 20-

F,

quarterly reports and other information furnished to or filed with the US Securities and Exchange Commission (the SEC) on Form 6-K, available at

*ubs.com/investors*

, for additional information.

#### Rounding \|
Numbers presented throughout this report may not add up precisely to the totals provided in the tables and text. Percentages and percent changes

disclosed in text and tables are calculated on the basis of unrounded figures. Absolute changes between reporting periods disclosed in the text, which can be

derived from numbers presented in related tables, are calculated on a rounded basis.

#### Tables \|
Within tables, blank fields generally indicate non-applicability or that presentation of any content would not be meaningful, or that information is not

available as of the relevant date or for the relevant period. Zero values generally indicate that the respective figure is zero on an actual or rounded basis. Values

that are zero on a rounded basis can be either negative or positive on an actual basis.

#### Websites \|
In this report, any website addresses are provided solely for information and are not intended to be active links. UBS does not incorporate the contents

of any such websites into this report.

![edgarq25ubsswitzerlanp10i0](edgarq25ubsswitzerlanp10i0.gif)

UBS Switzerland AG

PO Box

CH-8098 Zurich

ubs.com

#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this

report to be signed on their behalf by the undersigned, thereunto duly authorized.

UBS Group AG

By: /s/ Steffen Henrich

_

Name: Steffen Henrich

Title: Group Controller

By: /s/ David Kelly

_

Name: David Kelly

Title: Managing Director

UBS AG

By: /s/ Steffen Henrich

_

Name: Steffen Henrich

Title: Controller

By: /s/ David Kelly

_

Name: David Kelly

Title: Managing Director

Date: August 5, 2025