# EDGAR Filing Document

**Accession Number:** 0001295293
**File Stem:** 0001193125-26-056454
**Filing Date:** 2026-2
**Character Count:** 14316
**Document Hash:** 991014facef21a0f4bbf27af6578feb2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-056454.hdr.sgml**: 20260218

**ACCESSION NUMBER**: 0001193125-26-056454

**CONFORMED SUBMISSION TYPE**: 485BXT

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260218

**DATE AS OF CHANGE**: 20260218

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Putnam Target Date Funds
- **CENTRAL INDEX KEY:** 0001295293

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0731

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-21598
- **FILM NUMBER:** 26646414

**BUSINESS ADDRESS:**
- **STREET 1:** 100 FEDERAL STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110
- **BUSINESS PHONE:** 6172921000

**MAIL ADDRESS:**
- **STREET 1:** 100 FEDERAL STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Putnam RetirementReady Funds
- **DATE OF NAME CHANGE:** 20040624
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Putnam Target Date Funds
- **CENTRAL INDEX KEY:** 0001295293

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0731

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-117134
- **FILM NUMBER:** 26646413

**BUSINESS ADDRESS:**
- **STREET 1:** 100 FEDERAL STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110
- **BUSINESS PHONE:** 6172921000

**MAIL ADDRESS:**
- **STREET 1:** 100 FEDERAL STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Putnam RetirementReady Funds
- **DATE OF NAME CHANGE:** 20040624

## Series and Classes Contracts Data

### Putnam Sustainable Retirement 2050 Fund (Series ID: S000003995)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000011141 | Class A Shares  |  |
| C000011143 | Class C Shares  |  |
| C000011145 | Class R Shares  |  |
| C000011146 | Class Y Shares  |  |
| C000174674 | Class R6 Shares |  |
| C000222431 | Class R4 Shares |  |
| C000222432 | Class R5 Shares |  |
| C000222433 | Class R3 Shares |  |

### Putnam Sustainable Retirement Maturity Fund (Series ID: S000003996)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000011147 | Class A Shares  |  |
| C000011149 | Class C Shares  |  |
| C000011151 | Class R Shares  |  |
| C000011152 | Class Y Shares  |  |
| C000174675 | Class R6 Shares |  |
| C000222434 | Class R3 Shares |  |
| C000222435 | Class R4 Shares |  |
| C000222436 | Class R5 Shares |  |

### Putnam Sustainable Retirement 2045 Fund (Series ID: S000003997)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000011153 | Class A Shares  |  |
| C000011155 | Class C Shares  |  |
| C000011157 | Class R Shares  |  |
| C000011158 | Class Y Shares  |  |
| C000174676 | Class R6 Shares |  |
| C000222437 | Class R4 Shares |  |
| C000222438 | Class R3 Shares |  |
| C000222439 | Class R5 Shares |  |

### Putnam Sustainable Retirement 2040 Fund (Series ID: S000003998)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000011159 | Class A Shares  |  |
| C000011161 | Class C Shares  |  |
| C000011163 | Class R Shares  |  |
| C000011164 | Class Y Shares  |  |
| C000174677 | Class R6 Shares |  |
| C000222440 | Class R4 Shares |  |
| C000222441 | Class R3 Shares |  |
| C000222442 | Class R5 Shares |  |

### Putnam Sustainable Retirement 2035 Fund (Series ID: S000003999)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000011165 | Class A Shares  |  |
| C000011167 | Class C Shares  |  |
| C000011169 | Class R Shares  |  |
| C000011170 | Class Y Shares  |  |
| C000174678 | Class R6 Shares |  |
| C000222443 | Class R4 Shares |  |
| C000222444 | Class R5 Shares |  |
| C000222445 | Class R3 Shares |  |

### Putnam Sustainable Retirement 2030 Fund (Series ID: S000004000)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000011171 | Class A Shares  |  |
| C000011173 | Class C Shares  |  |
| C000011175 | Class R Shares  |  |
| C000011176 | Class Y Shares  |  |
| C000174679 | Class R6 Shares |  |
| C000222446 | Class R3 Shares |  |
| C000222447 | Class R4 Shares |  |
| C000222448 | Class R5 Shares |  |

### Putnam Sustainable Retirement 2055 Fund (Series ID: S000030470)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000093618 | Class A         |  |
| C000093620 | Class C         |  |
| C000093622 | Class R         |  |
| C000093623 | Class Y         |  |
| C000174682 | Class R6 Shares |  |
| C000222455 | Class R5 Shares |  |
| C000222456 | Class R4 Shares |  |
| C000222457 | Class R3 Shares |  |

### Putnam Sustainable Retirement 2060 Fund (Series ID: S000051718)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000162753 | Class A Shares  |  |
| C000162755 | Class C Shares  |  |
| C000162757 | Class R Shares  |  |
| C000162758 | Class Y Shares  |  |
| C000174683 | Class R6 Shares |  |
| C000222458 | Class R5 Shares |  |
| C000222459 | Class R4 Shares |  |
| C000222460 | Class R3 Shares |  |

### Putnam Sustainable Retirement 2065 Fund (Series ID: S000070577)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000224205 | Class Y      | PCJSX           |
| C000224206 | Class R6     | PCJYX           |
| C000224207 | Class R5     | PCJIX           |
| C000224208 | Class R4     | PCJWX           |
| C000224209 | Class A      | PCJQX           |
| C000224210 | Class R      | PCJUX           |
| C000224211 | Class C      | PCJRX           |
| C000224213 | Class R3     | PCJVX           |

### Putnam Sustainable Retirement 2070 Fund (Series ID: S000093658)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000262086 | CLASS A      |  |
| C000262087 | CLASS C      |  |
| C000262088 | CLASS R      |  |
| C000262089 | CLASS R3     |  |
| C000262090 | CLASS R4     |  |
| C000262091 | CLASS R6     |  |
| C000262092 | CLASS Y      |  |
| C000262093 | CLASS R5     |  |

**As filed with the U.S. Securities and Exchange Commission on February 18, 2026** 

**Securities Act File No. 333-117134** 

**Investment Company Act File No. 811-21598** 

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM N-1A** 

**REGISTRATION STATEMENT** 

***UNDER***

---

| | |
|:---|:---|
| ***THE SECURITIES ACT OF 1933*** | ☒ |
| **Pre-Effective Amendment No.** | ☐ |
| **Post-Effective Amendment No. 68** | ☒ |

---

**and/or** 

**REGISTRATION STATEMENT** 

***UNDER***

---

| | |
|:---|:---|
| ***THE INVESTMENT COMPANY ACT OF 1940*** | ☒ |

---

**Amendment No. 69** 

## PUTNAM TARGET DATE FUNDS\*
**(Exact Name of Registrant as Specified in Charter)** 

**100 Federal Street** 

**Boston, MA 02110** 

**(Address of Principal Executive Offices) (Zip Code)** 

**Registrant's telephone number, including area code: (617) 292-1000** 

---

| | | |
|:---|:---|:---|
| **Name and address of agent for service:** | &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;***Copy to:*** | &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;***Copy to:*** |
| **Alison E. Baur, Vice President** | **Bryan Chegwidden, Esq.** | **James E. Thomas, Esq.** |
| **Putnam Target Date Funds** | **Ropes & Gray LLP** | **Ropes & Gray LLP** |
| **100 Federal Street** | **1211 Avenue of the Americas** | **800 Boylston Street** |
| **Boston, Massachusetts 02110** | **New York, New York 10036** | **Boston, Massachusetts 02199** |

---

**Continuous** 

**(Approximate Date of Proposed Offering)** 

It is proposed that this filing will become effective:

☐ immediately upon filing pursuant to paragraph (b)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;☒ on February 27, 2026 pursuant to paragraph (b)

☐ 60 days after filing pursuant to paragraph (a)(1)

☐ on ______________ pursuant to paragraph (a)(1)

☐ 75 days after filing pursuant to paragraph (a)(2)

☐ on ______________ pursuant to paragraph (a)(2) of Rule 485.

If appropriate, check the following box:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;☒ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

\* This filing relates solely to Putnam Retirement Advantage Plus 2030 Fund, Putnam Retirement Advantage Plus 2035 Fund, Putnam Retirement Advantage Plus 2040 Fund, Putnam Retirement Advantage Plus 2045 Fund, Putnam Retirement Advantage Plus 2050 Fund, Putnam Retirement Advantage Plus 2055 Fund, Putnam Retirement Advantage Plus 2060 Fund, Putnam Retirement Advantage Plus 2065 Fund, Putnam Retirement Advantage Plus 2070 Fund and Putnam Retirement Advantage Plus Maturity Fund. Information contained in the Registrant's Registration Statement relating to any other series of the Registrant is neither amended nor superseded hereby. 

------

PART A, PART B AND PART C

Pursuant to Rule 485(b)(1)(iii) of the Securities Act of 1933, this Post-Effective Amendment No. 68 to the Registration Statement, relating only to Putnam Retirement Advantage Plus 2030 Fund, Putnam Retirement Advantage Plus 2035 Fund, Putnam Retirement Advantage Plus 2040 Fund, Putnam Retirement Advantage Plus 2045 Fund, Putnam Retirement Advantage Plus 2050 Fund, Putnam Retirement Advantage Plus 2055 Fund, Putnam Retirement Advantage Plus 2060 Fund, Putnam Retirement Advantage Plus 2065 Fund, Putnam Retirement Advantage Plus 2070 Fund and Putnam Retirement Advantage Plus Maturity Fund, each a series of the Registrant (the "Funds"), is being filed for the sole purpose of designating February 27, 2026 as the new date upon which Post-Effective Amendment No. 66, as filed on December 22, 2025 (Accession No. 0001193125-25-328931), ("PEA 66") shall become effective.

Accordingly, the [Part A - Prospectus, Part B - Statement of Additional Information and Part C of the Funds](http://www.sec.gov/Archives/edgar/data/1295293/000119312525328931/d34516d485apos.htm), as filed in PEA 66, are incorporated herein by reference in their entirety into this filing.

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**<u>SIGNATURE</u>**

Pursuant to the requirements of the Securities Act of 1933, and the Investment Company Act of 1940, the Registrant certifies that it meets all of the requirements for effectiveness of this Registration Statement pursuant to Rule 485(b) under the Securities Act of 1933, and has duly caused the Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Boston, and The Commonwealth of Massachusetts, on the 18th day of February, 2026.

---

| | |
|:---|:---|
| PUTNAM TARGET DATE FUNDS | PUTNAM TARGET DATE FUNDS |
| (Registrant) | (Registrant) |
| By: | /s/ JONATHAN S. HORWITZ |
|  | Jonathan S. Horwitz<br> Executive Vice President, Principal Executive Officer and Compliance Liaison |

---

Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated:

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| | | |
|:---|:---|:---|
| Signature | Title | Date |
| BARBARA M. BAUMANN\* | Chair, Board of Trustees | February 18, 2026 |
| Barbara M. Baumann | Chair, Board of Trustees | February 18, 2026 |
| ROBERT L. REYNOLDS\* | President and Trustee | February 18, 2026 |
| Robert L. Reynolds | President and Trustee | February 18, 2026 |
| JONATHAN S. HORWITZ\* | Executive Vice President, Principal Executive Officer and Compliance Liaison | February 18, 2026 |
| Jonathan S. Horwitz | Executive Vice President, Principal Executive Officer and Compliance Liaison | February 18, 2026 |
| MICHAEL J. HIGGINS\* | Vice President, Treasurer and Clerk | February 18, 2026 |
| Michael J. Higgins | Vice President, Treasurer and Clerk | February 18, 2026 |
| JEFFREY W. WHITE\*<br> Jeffrey W. White | Vice President, Principal Financial Officer, Principal Accounting Officer and Assistant Treasurer | February 18, 2026 |
| JEFFREY W. WHITE\*<br> Jeffrey W. White | Vice President, Principal Financial Officer, Principal Accounting Officer and Assistant Treasurer | February 18, 2026 |
| LIAQUAT AHAMED\* | Trustee | February 18, 2026 |
| Liaquat Ahamed | Trustee | February 18, 2026 |
| KATINKA DOMOTORFFY\* | Trustee | February 18, 2026 |
| Katinka Domotorffy | Trustee | February 18, 2026 |
| CATHARINE BOND HILL\* | Trustee | February 18, 2026 |
| Catharine Bond Hill | Trustee | February 18, 2026 |
| GREGORY G. MCGREEVEY\* | Trustee | February 18, 2026 |
| Gregory G. McGreevey | Trustee | February 18, 2026 |
| JENNIFER WILLIAMS MURPHY\* | Trustee | February 18, 2026 |
| Jennifer Williams Murphy | Trustee | February 18, 2026 |
| MARIE PILLAI\* | Trustee | February 18, 2026 |
|  Marie Pillai  | Trustee | February 18, 2026 |

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------

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| | | |
|:---|:---|:---|
| GEORGE PUTNAM III\* | Trustee | February 18, 2026 |
| George Putnam III | Trustee | February 18, 2026 |
| MANOJ P. SINGH\* | Trustee | February 18, 2026 |
| Manoj P. Singh | Trustee | February 18, 2026 |
| MONA K. SUTPHEN\* | Trustee | February 18, 2026 |
| Mona K. Sutphen | Trustee | February 18, 2026 |
| JANE E. TRUST\* | Trustee | February 18, 2026 |
|  Jane E. Trust | Trustee | February 18, 2026 |

---

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| | |
|:---|:---|
| \*By: | /s/ JONATHAN S. HORWITZ |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Jonathan S. Horwitz, Attorney-in-Fact<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Pursuant to Power of Attorney previously filed) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Jonathan S. Horwitz, Attorney-in-Fact<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Pursuant to Power of Attorney previously filed) |

---