# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-26-003285
**Filing Date:** 2026-5
**Character Count:** 17837
**Document Hash:** 4988d6e16702cdc461c96f66b55b8d06
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-26-003285.hdr.sgml**: 20260526

**ACCESSION NUMBER**: 0000035402-26-003285

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260526

**DATE AS OF CHANGE**: 20260526

**PERIOD START**: 20260930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 261017387

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Asset Manager 85% (Series ID: S000005457)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014858 | Fidelity Asset Manager 85%                  | FAMRX           |
| C000037746 | Fidelity Advisor Asset Manager 85%: Class I | FEYIX           |
| C000037747 | Fidelity Advisor Asset Manager 85%: Class A | FEYAX           |
| C000037749 | Fidelity Advisor Asset Manager 85%: Class C | FEYCX           |
| C000037750 | Fidelity Advisor Asset Manager 85%: Class M | FEYTX           |
| C000205012 | Fidelity Advisor Asset Manager 85%: Class Z | FIQCX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Asset Manager 85%

- **b. EDGAR series identifier (if any):** S000005457

- **c. LEI of Series:** K73L3FM4839YOD824C45

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2026-09-30

- **b. Date as of which information is reported:** 2026-03-31

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $6052225838.96

**Total Liabilities:** $13757544.13

**Net Assets:** $6038468294.83

**Cash Not Reported:** $4.84

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000014858 | 3.57%                | 1.75%                | -6.02%               |
| Class ID C000037746 | 3.55%                | 1.76%                | -6.01%               |
| Class ID C000037747 | 3.55%                | 1.75%                | -6.04%               |
| Class ID C000037749 | 3.48%                | 1.68%                | -6.10%               |
| Class ID C000037750 | 3.54%                | 1.69%                | -6.06%               |
| Class ID C000205012 | 3.56%                | 1.77%                | -6.03%               |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $-716255.38              | $210557484.39                              |
| Month 2  | $1532144.55              | $105021470.18                              |
| Month 3  | $1603108.23              | $-376315828.12                             |

### Schedule of Portfolio Investments

| Name                                          | Title                                                      | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)    | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Central Investment Portfolios II LLC | Fidelity Investment Grade Bond Central Fund                | CUSIP: 31606V500<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |   4713597 | NS      | $465090569.60  | 7.70%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Real Estate Equity Central Fund                   | CUSIP: 31606V674<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     86620 | NS      | $12217777.52   | 0.20%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Emerging Markets Equity Central Fund              | CUSIP: 31606V682<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |   2183448 | NS      | $657981930.95  | 10.90%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity High Income Central Fund                          | CUSIP: 31606V690<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    435289 | NS      | $47603184.26   | 0.79%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Floating Rate Central Fund                        | CUSIP: 31606V708<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    169069 | NS      | $15889089.11   | 0.26%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity International Equity Central Fund                 | CUSIP: 31606V716<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |  11546442 | NS      | $1374026601.21 | 22.75%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Inflation-Protected Bond Index Central Fund       | CUSIP: 31607D103<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |   1289614 | NS      | $116091053.81  | 1.92%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust II               | Fidelity Commodity Strategy Central Fund                   | CUSIP: 316167303<br>LEI: 549300OEP6Z1TBUGHH59 | Long             | EC               | RF                | US        |    613503 | NS      | $69166367.22   | 1.15%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Cash Central Fund                                 | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |   8347849 | NS      | $8349518.89    | 0.14%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Securities Lending Cash Central Fund              | CUSIP: 31635A303<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |  10855714 | NS      | $10856799.56   | 0.18%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity International Credit Central Fund                 | CUSIP: 31607D202<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |    162971 | NS      | $13632492.54   | 0.23%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Blue Chip Growth ETF                              | CUSIP: 316092352<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   3621678 | NS      | $181518501.36  | 3.01%             |  |  |  | No            |                  1 | On Loan: —       |
| Fidelity Hanover Street Trust                 | Fidelity Emerging Markets Debt Local Currency Central Fund | CUSIP: 315808709<br>LEI: 13LNM41WRMGAYS9Y7N22 | Long             | EC               | RF                | US        |    974491 | NS      | $88746889.18   | 1.47%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity U.S. Equity Central Fund                          | CUSIP: 31606V666<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |  17284196 | NS      | $2451071892.33 | 40.59%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Fundamental Small-Mid Cap ETF                     | CUSIP: 316092295<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   2770327 | NS      | $88511947.65   | 1.47%             |  |  |  | No            |                  1 | On Loan: —       |
| Fidelity Covington Trust                      | Fidelity Enhanced Large Cap Value ETF                      | CUSIP: 31609A107<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   1266344 | NS      | $44208069.04   | 0.73%             |  |  |  | No            |                  1 | On Loan: —       |
| Fidelity Covington Trust                      | Fidelity Enhanced Small Cap ETF                            | CUSIP: 31609A206<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   5563343 | NS      | $211407034.00  | 3.50%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Mid Cap ETF                              | CUSIP: 31609A503<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   2134785 | NS      | $76766868.60   | 1.27%             |  |  |  | No            |                  1 | On Loan: —       |
| Fidelity Greenwood Street Trust               | Fidelity Hedged Equity ETF                                 | CUSIP: 31624J745<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | RF                | US        |   2463288 | NS      | $72469932.96   | 1.20%             |  |  |  | No            |                  1 | On Loan: No      |
| CHICAGO MERCANTILE EXCH INC                   | S and P500 EMINI FUT JUN26 ESM6                            | CUSIP: N/A<br>LEI: SNZ2OJLFK8MNNCLQOF39       | N/A              | DE               | CORP              | US        |       201 | NC      | $-1441480.70   | -0.02%            |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EAFE FUT JUN26 MFSM6                                  | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |       371 | NC      | $112701.36     | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EMGMKT FUT JUN26 MESM6                                | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |       244 | NC      | $-116017.74    | -0.00%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Managed Futures ETF                               | CUSIP: 31624J620<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | RF                | US        |    504048 | NS      | $28929834.96   | 0.48%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 04/16/2026                                    | CUSIP: 912797QD2<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |     40000 | PA      | $39939.57      | 0.00%             | 2026-04-16      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 05/14/2026                                    | CUSIP: 912797QN0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    200000 | PA      | $199130.33     | 0.00%             | 2026-05-14      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| CHICAGO BOARD OF TRADE                        | US ULTRA BOND CBT FUT JUN26 WNM6                           | CUSIP: N/A<br>LEI: 549300EX04Q2QBFQTQ27       | N/A              | DIR              | CORP              | US        |       255 | NC      | $96623.61      | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| CHICAGO BOARD OF TRADE                        | US 10YR NOTE FUT (CBT)JUN26 TYM6                           | CUSIP: N/A<br>LEI: 549300EX04Q2QBFQTQ27       | N/A              | DIR              | CORP              | US        |       820 | NC      | $-1558254.20   | -0.03%            |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 04/02/2026                                    | CUSIP: 912797SD0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   3130000 | PA      | $3129684.50    | 0.05%             | 2026-04-02      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 04/09/2026                                    | CUSIP: 912797SL2<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   2390000 | PA      | $2388082.43    | 0.04%             | 2026-04-09      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 04/23/2026                                    | CUSIP: 912797SM0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    110000 | PA      | $109756.01     | 0.00%             | 2026-04-23      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 04/30/2026                                    | CUSIP: 912797SN8<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   2480000 | PA      | $2472748.73    | 0.04%             | 2026-04-30      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 05/07/2026                                    | CUSIP: 912797SP3<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    860000 | PA      | $856867.45     | 0.01%             | 2026-05-07      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 05/21/2026                                    | CUSIP: 912797SV0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   1850000 | PA      | $1840678.05    | 0.03%             | 2026-05-21      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 05/28/2026                                    | CUSIP: 912797SW8<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |     50000 | PA      | $49712.05      | 0.00%             | 2026-05-28      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 06/04/2026                                    | CUSIP: 912797SX6<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    180000 | PA      | $178843.59     | 0.00%             | 2026-06-04      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |

### Signature

**Date Signed:** 2026-04-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer