# EDGAR Filing Document

**Accession Number:** 0000834071
**File Stem:** 0000950103-25-010263
**Filing Date:** 2025-8
**Character Count:** 5795
**Document Hash:** ab1022c87008133f1898e37335becea7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000950103-25-010263.hdr.sgml**: 20250814

**ACCESSION NUMBER**: 0000950103-25-010263

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250814

**DATE AS OF CHANGE**: 20250813

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TOYOTA MOTOR CREDIT CORP
- **CENTRAL INDEX KEY:** 0000834071
- **STANDARD INDUSTRIAL CLASSIFICATION:** PERSONAL CREDIT INSTITUTIONS [6141]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 953775816
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-276616
- **FILM NUMBER:** 251213633

**BUSINESS ADDRESS:**
- **STREET 1:** 6565 HEADQUARTERS DRIVE, W2-3D
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
- **BUSINESS PHONE:** (469) 486-9013

**MAIL ADDRESS:**
- **STREET 1:** 6565 HEADQUARTERS DRIVE, W2-3D
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TOYOTA MOTOR CREDIT CORP
- **CENTRAL INDEX KEY:** 0000834071
- **STANDARD INDUSTRIAL CLASSIFICATION:** PERSONAL CREDIT INSTITUTIONS [6141]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 953775816
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 6565 HEADQUARTERS DRIVE, W2-3D
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
- **BUSINESS PHONE:** (469) 486-9013

**MAIL ADDRESS:**
- **STREET 1:** 6565 HEADQUARTERS DRIVE, W2-3D
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024

Filed Pursuant to Rule 433<br> Registration No. 333-276616

**Term Sheet<br> August 13, 2025**

---

| | |
|:---|:---|
| Issuer: | Toyota Motor Credit Corporation |
| Security: | Floating Rate Medium-Term Notes, Series B |
| Issuer Senior Long-Term<br> Debt Ratings: | Moody's Investors Service, Inc.: A1 (stable outlook)<br> S&P Global Ratings: A+ (stable outlook)<br> Fitch Ratings: A+ (stable outlook) |
| CUSIP: | 89236TNN1 |
| Trade Date: | August 13, 2025 |
| Original Issue Date: | August 18, 2025 (T+3) |
| Stated Maturity Date: | August 18, 2026 |
| Principal Amount: | $1,500,000,000 (may be increased prior to the Original Issue Date) |
| Price to Public: | 100.000% |
| Commission: | 0.030% in the case of MUFG Securities Americas Inc.<br> 0.150% in the case of Toyota Financial Services Securities USA Corporation |
| Net Proceeds to Issuer: | 99.970% / $749,775,000 in the case of MUFG Securities Americas Inc.<br> 99.850% / $748,875,000 in the case of Toyota Financial Services Securities USA Corporation |
| Interest Rate Basis: | SOFR |
| Spread: | +33 basis points |
| Minimum Interest Rate: | 0.000% |
| Interest Payment Frequency: | Monthly |
| Initial Interest Rate: | The initial interest rate will be based on SOFR determined as of August 14, 2025, plus the Spread. |
| Interest Payment Dates: | Each January 18, February 18, March 18, April 18, May 18, June 18, July 18, August 18, September 18, October 18, November 18 and December 18, beginning on September 18, 2025 and ending on the Stated Maturity Date. |
| Interest Reset Dates: | Each U.S. Government Securities Business Day in the relevant Interest Payment Calculation Period. The first interest reset date shall be the Original Issue Date and thereafter, each U.S. Government Securities Business Day. |
| Interest Determination Date:<br>| The second U.S. Government Securities Business Day preceding the relevant Interest Reset Date.<br>|
| Interest Payment Calculation Period: | The period from and including one Interest Payment Date to but excluding the immediately following Interest Payment Date, provided that the first Interest Payment Calculation Period shall be from and including the Original Issue Date to but excluding the first Interest Payment Date. |
| Day Count Convention: | Actual/360 |
| Business Day Convention: | Modified Following, adjusted |
| Business Days: | New York and U.S. Government Securities Business Day |
| Governing Law: | New York |
| Calculation Agent: | Deutsche Bank Trust Company Americas |
| Minimum Denominations: | $1,000 and $1,000 increments thereafter |
| Agents/DTC Numbers: | MUFG Securities Americas Inc./#076<br> Toyota Financial Services Securities USA Corporation/#0443 |

---

**A securities rating is not a recommendation to buy, sell or hold securities and may be subject to withdrawal at any time.**

**This term sheet supplements the prospectus supplement dated January 22, 2024 and the related prospectus dated January 19, 2024; capitalized terms used in this term sheet, but otherwise not defined, shall have the meanings assigned to them in the prospectus supplement and the related prospectus.**

**The Issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission ("SEC") for the offering to which this communication relates. Before you invest, you should read the prospectus supplement and the related prospectus and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the web at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it**

**by calling MUFG Securities Americas Inc. toll-free at 1-877-649-6848 or Toyota Financial Services Securities USA Corporation toll-free at 1-800-292-1147.**

**Any disclaimer or other notice that may appear below is not applicable to this communication and should be disregarded. Such disclaimer or notice was automatically generated as a result of this communication being sent by Bloomberg or another email system.**