# EDGAR Filing Document

**Accession Number:** 0001906806
**File Stem:** 0001951757-23-000032
**Filing Date:** 2023-1
**Character Count:** 15756
**Document Hash:** 66d6c6c9b9596f0c25f50d41b6e81f7b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-23-000032.hdr.sgml**: 20230120

**ACCESSION NUMBER**: 0001951757-23-000032

**CONFORMED SUBMISSION TYPE**: 13F-HR/A

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230120

**DATE AS OF CHANGE**: 20230119

**EFFECTIVENESS DATE**: 20230120

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** S.C. Financial Services, Inc.
- **CENTRAL INDEX KEY:** 0001906806
- **IRS NUMBER:** 412091820
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21492
- **FILM NUMBER:** 23538517

**BUSINESS ADDRESS:**
- **STREET 1:** 9375 E. SHEA BLVD
- **STREET 2:** SUITE 100
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85260
- **BUSINESS PHONE:** 480-214-9596

**MAIL ADDRESS:**
- **STREET 1:** 9375 E. SHEA BLVD
- **STREET 2:** SUITE 100
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85260

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [x] **Amendment Number:** 1

**This Amendment (Check only one.):** [x] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** S.C. Financial Services Inc.<br>**Address:** 9375 E. SHEA BLVD<br>SUITE 100<br>SCOTTSDALE, AZ 85260

**Form 13F File Number:** 028-21492

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** SHARLEE L. CRETORS<br>**Title:** PRESIDENT AND CHIEF COMPLIANCE OFFICER<br>**Phone:** 480-214-9596

**Signature, Place, and Date of Signing:**

SHARLEE L. CRETORS  SCOTTSDALE, AZ  01-19-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 118

**Form 13F Information Table Value Total:** $65041277

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name             | Form 13F File Number   |
|:---|:---|:---|
|  | ZACKS INVESTMENT |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 665131 | 5546 | SH |  | SOLE |  | 0 | 0 | 5546 |
| ABBOTT LABS | COM | 002824100 |  | 1377656 | 12548 | SH |  | DFND | 1 | 58 | 0 | 12490 |
| ABBVIE INC | COM | 00287Y109 |  | 1960781 | 12133 | SH |  | DFND | 1 | 57 | 0 | 12076 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 944679 | 10707 | SH |  | DFND | 1 | 40 | 0 | 10667 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 277902 | 3132 | SH |  | DFND | 1 | 12 | 0 | 3120 |
| AMAZON COM INC | COM | 023135106 |  | 867636 | 10329 | SH |  | DFND | 1 | 36 | 0 | 10293 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 241203 | 3814 | SH |  | SOLE |  | 0 | 0 | 3814 |
| AMGEN INC | COM | 031162100 |  | 907785 | 3456 | SH |  | DFND | 1 | 13 | 0 | 3443 |
| ANNALY CAPITAL MANAGEMENT IN | COM NEW | 035710839 |  | 237150 | 11250 | SH |  | SOLE |  | 0 | 0 | 11250 |
| APPLE INC | COM | 037833100 |  | 2981102 | 22944 | SH |  | DFND | 1 | 45 | 0 | 22899 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 571156 | 1849 | SH |  | SOLE |  | 0 | 0 | 1849 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 330094 | 5320 | SH |  | SOLE |  | 0 | 0 | 5320 |
| BRAINSTORM CELL THERAPEUTICS | COM NEW | 10501E201 |  | 20805 | 12686 | SH |  | SOLE |  | 0 | 0 | 12686 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 430756 | 5987 | SH |  | DFND | 1 | 106 | 0 | 5881 |
| BROADCOM INC | COM | 11135F101 |  | 501226 | 896 | SH |  | DFND | 1 | 8 | 0 | 888 |
| CATERPILLAR INC | COM | 149123101 |  | 263813 | 1101 | SH |  | DFND | 1 | 45 | 0 | 1056 |
| CHEVRON CORP NEW | COM | 166764100 |  | 854476 | 4761 | SH |  | DFND | 1 | 110 | 0 | 4651 |
| CISCO SYS INC | COM | 17275R102 |  | 526020 | 11042 | SH |  | DFND | 1 | 196 | 0 | 10846 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 403247 | 883 | SH |  | SOLE |  | 0 | 0 | 883 |
| CVS HEALTH CORP | COM | 126650100 |  | 472775 | 5073 | SH |  | DFND | 1 | 80 | 0 | 4993 |
| DOW INC | COM | 260557103 |  | 330643 | 6562 | SH |  | DFND | 1 | 84 | 0 | 6478 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 308950 | 26028 | SH |  | SOLE |  | 0 | 0 | 26028 |
| ETF SER SOLUTIONS | APTUS DEFINED | 26922A388 |  | 245274 | 9581 | SH |  | SOLE |  | 0 | 0 | 9581 |
| ETF SER SOLUTIONS | OPUS SML CP VL | 26922A446 |  | 226677 | 7316 | SH |  | SOLE |  | 0 | 0 | 7316 |
| EXELON CORP | COM | 30161N101 |  | 319600 | 7393 | SH |  | SOLE |  | 0 | 0 | 7393 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1426658 | 12934 | SH |  | DFND | 1 | 109 | 0 | 12825 |
| FIRST TR EXCH TRD ALPHDX FD | DEV MRK EX US | 33737J174 |  | 648317 | 13583 | SH |  | SOLE |  | 0 | 0 | 13583 |
| FIRST TR EXCH TRD ALPHDX FD | EMERG MKT ALPH | 33737J182 |  | 213181 | 10137 | SH |  | SOLE |  | 0 | 0 | 10137 |
| FIRST TR EXCH TRD ALPHDX FD | EUROPE ALPHADEX | 33737J117 |  | 204086 | 6342 | SH |  | SOLE |  | 0 | 0 | 6342 |
| FIRST TR EXCHANGE TRAD FD VI | ALT ABSLT STRG | 33740Y101 |  | 364865 | 12211 | SH |  | SOLE |  | 0 | 0 | 12211 |
| FIRST TR EXCHANGE TRAD FD VI | FST TR GLB FD | 33739H101 |  | 555752 | 22693 | SH |  | SOLE |  | 0 | 0 | 22693 |
| FIRST TR EXCHANGE TRADED FD | ENERGY ALPHADX | 33734X127 |  | 254009 | 14863 | SH |  | SOLE |  | 0 | 0 | 14863 |
| FIRST TR EXCHANGE TRADED FD | HLTH CARE ALPH | 33734X143 |  | 433289 | 3985 | SH |  | SOLE |  | 0 | 0 | 3985 |
| FIRST TR EXCHANGE TRADED FD | INDLS PROD DUR | 33734X150 |  | 271664 | 5274 | SH |  | SOLE |  | 0 | 0 | 5274 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 379022 | 5057 | SH |  | SOLE |  | 0 | 0 | 5057 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 483155 | 10191 | SH |  | SOLE |  | 0 | 0 | 10191 |
| FIRST TR EXCHANGE-TRADED FD | MNGD FUTRS STRGY | 33739G103 |  | 400792 | 8420 | SH |  | SOLE |  | 0 | 0 | 8420 |
| FIRST TR EXCHANGE-TRADED FD | NASD TECH DIV | 33738R118 |  | 217112 | 4544 | SH |  | SOLE |  | 0 | 0 | 4544 |
| FIRST TR EXCHANGE-TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 241867 | 5507 | SH |  | SOLE |  | 0 | 0 | 5507 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT BUFER | 33740F847 |  | 200759 | 5652 | SH |  | SOLE |  | 0 | 0 | 5652 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST BUFERD | 33740U760 |  | 1342939 | 72788 | SH |  | SOLE |  | 0 | 0 | 72788 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST BUFERD | 33740U778 |  | 845341 | 47068 | SH |  | SOLE |  | 0 | 0 | 47068 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST INTL | 33740U869 |  | 329970 | 17836 | SH |  | SOLE |  | 0 | 0 | 17836 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US DEP | 33740U802 |  | 301877 | 10247 | SH |  | SOLE |  | 0 | 0 | 10247 |
| FIRST TR EXCHNG TRADED FD VI | TCW OPPORTUNIS | 33740F805 |  | 1629608 | 37104 | SH |  | SOLE |  | 0 | 0 | 37104 |
| FIRST TR EXCHNG TRADED FD VI | VEST US DEEP | 33740F854 |  | 233867 | 7515 | SH |  | SOLE |  | 0 | 0 | 7515 |
| FIRST TR LRG CP VL ALPHADEX | COM SHS | 33735J101 |  | 830259 | 12616 | SH |  | SOLE |  | 0 | 0 | 12616 |
| FIRST TR MID CAP CORE ALPHAD | COM SHS | 33735B108 |  | 262875 | 2993 | SH |  | SOLE |  | 0 | 0 | 2993 |
| FIRST TR VALUE LINE DIVID IN | SHS | 33734H106 |  | 225691 | 5655 | SH |  | SOLE |  | 0 | 0 | 5655 |
| FIRST TRUST LRGCP GWT ALPHAD | COM SHS | 33735K108 |  | 487909 | 5337 | SH |  | SOLE |  | 0 | 0 | 5337 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 284209 | 1145 | SH |  | DFND | 1 | 19 | 0 | 1126 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 272620 | 3176 | SH |  | DFND | 1 | 96 | 0 | 3080 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 234003 | 681 | SH |  | SOLE |  | 0 | 0 | 681 |
| HOME DEPOT INC | COM | 437076102 |  | 986057 | 3122 | SH |  | DFND | 1 | 46 | 0 | 3076 |
| INNOVATOR ETFS TR | GRWT100 PWR BUF | 45782C276 |  | 397244 | 9337 | SH |  | SOLE |  | 0 | 0 | 9337 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C813 |  | 341087 | 11298 | SH |  | SOLE |  | 0 | 0 | 11298 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 367106 | 2606 | SH |  | DFND | 1 | 26 | 0 | 2580 |
| INTERPUBLIC GROUP COS INC | COM | 460690100 |  | 218662 | 6564 | SH |  | DFND | 1 | 0 | 0 | 6564 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 MUNI | 46138J544 |  | 644192 | 25629 | SH |  | SOLE |  | 0 | 0 | 25629 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 217224 | 10604 | SH |  | SOLE |  | 0 | 0 | 10604 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 MUNI | 46138J536 |  | 690502 | 27899 | SH |  | SOLE |  | 0 | 0 | 27899 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 218217 | 10835 | SH |  | SOLE |  | 0 | 0 | 10835 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 MUNI | 46138J528 |  | 567386 | 23330 | SH |  | SOLE |  | 0 | 0 | 23330 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 216540 | 11442 | SH |  | SOLE |  | 0 | 0 | 11442 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 565463 | 24052 | SH |  | SOLE |  | 0 | 0 | 24052 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 213029 | 11215 | SH |  | SOLE |  | 0 | 0 | 11215 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 MUNI | 46138J494 |  | 563530 | 23960 | SH |  | SOLE |  | 0 | 0 | 23960 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2028 MUNI | 46138J486 |  | 223542 | 9623 | SH |  | SOLE |  | 0 | 0 | 9623 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 519265 | 15012 | SH |  | SOLE |  | 0 | 0 | 15012 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 378671 | 7138 | SH |  | SOLE |  | 0 | 0 | 7138 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 200542 | 2119 | SH |  | SOLE |  | 0 | 0 | 2119 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2579970 | 6715 | SH |  | SOLE |  | 0 | 0 | 6715 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 785152 | 17475 | SH |  | SOLE |  | 0 | 0 | 17475 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 558260 | 6665 | SH |  | SOLE |  | 0 | 0 | 6665 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 640668 | 13964 | SH |  | SOLE |  | 0 | 0 | 13964 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1528127 | 18031 | SH |  | SOLE |  | 0 | 0 | 18031 |
| ISHARES TR | MBS ETF | 464288588 |  | 268233 | 2892 | SH |  | SOLE |  | 0 | 0 | 2892 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 359591 | 3155 | SH |  | SOLE |  | 0 | 0 | 3155 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 |  | 213017 | 4582 | SH |  | SOLE |  | 0 | 0 | 4582 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 283918 | 5401 | SH |  | SOLE |  | 0 | 0 | 5401 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 244147 | 1204 | SH |  | SOLE |  | 0 | 0 | 1204 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 267164 | 4903 | SH |  | SOLE |  | 0 | 0 | 4903 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2051923 | 11616 | SH |  | DFND | 1 | 83 | 0 | 11533 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 396327 | 2955 | SH |  | DFND | 1 | 119 | 0 | 2836 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 284237 | 15721 | SH |  | DFND | 1 | 254 | 0 | 15467 |
| LILLY ELI  CO | COM | 532457108 |  | 1125919 | 3078 | SH |  | DFND | 1 | 6 | 0 | 3072 |
| LISTED FD TR | HORIZON KINETICS | 53656F623 |  | 268556 | 8531 | SH |  | SOLE |  | 0 | 0 | 8531 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 245611 | 505 | SH |  | DFND | 1 | 11 | 0 | 494 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 367474 | 1057 | SH |  | SOLE |  | 0 | 0 | 1057 |
| MCDONALDS CORP | COM | 580135101 |  | 225318 | 855 | SH |  | DFND | 1 | 37 | 0 | 818 |
| MERCK  CO INC | COM | 58933Y105 |  | 947492 | 8540 | SH |  | DFND | 1 | 99 | 0 | 8441 |
| MICROSOFT CORP | COM | 594918104 |  | 2152841 | 8977 | SH |  | DFND | 1 | 66 | 0 | 8911 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 888135 | 10624 | SH |  | DFND | 1 | 19 | 0 | 10605 |
| NIKE INC | CL B | 654106103 |  | 538483 | 4602 | SH |  | DFND | 1 | 14 | 0 | 4588 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 245913 | 1817 | SH |  | DFND | 1 | 17 | 0 | 1800 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 343594 | 2351 | SH |  | DFND | 1 | 12 | 0 | 2339 |
| ORACLE CORP | COM | 68389X105 |  | 765553 | 9366 | SH |  | DFND | 1 | 10 | 0 | 9356 |
| PFIZER INC | COM | 717081103 |  | 953104 | 18601 | SH |  | DFND | 1 | 224 | 0 | 18377 |
| PIONEER NAT RES CO | COM | 723787107 |  | 200211 | 877 | SH |  | DFND | 1 | 12 | 0 | 865 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1160680 | 7658 | SH |  | DFND | 1 | 107 | 0 | 7551 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 259068 | 2605 | SH |  | DFND | 1 | 71 | 0 | 2534 |
| QUALCOMM INC | COM | 747525103 |  | 397056 | 3612 | SH |  | DFND | 1 | 11 | 0 | 3601 |
| REPAY HLDGS CORP | COM CL A | 76029L100 |  | 80500 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 452459 | 5173 | SH |  | SOLE |  | 0 | 0 | 5173 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 378478 | 2786 | SH |  | SOLE |  | 0 | 0 | 2786 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 268394 | 3807 | SH |  | SOLE |  | 0 | 0 | 3807 |
| SPDR SER TR | PRTFLO S HI | 78468R788 |  | 338766 | 8559 | SH |  | SOLE |  | 0 | 0 | 8559 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 384463 | 3073 | SH |  | SOLE |  | 0 | 0 | 3073 |
| TESLA INC | COM | 88160R101 |  | 282821 | 2296 | SH |  | DFND | 1 | 13 | 0 | 2283 |
| TEXAS INSTRS INC | COM | 882508104 |  | 261243 | 1581 | SH |  | DFND | 1 | 10 | 0 | 1571 |
| UNION PAC CORP | COM | 907818108 |  | 226058 | 1092 | SH |  | SOLE |  | 0 | 0 | 1092 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 608328 | 1147 | SH |  | DFND | 1 | 13 | 0 | 1134 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 387284 | 3579 | SH |  | SOLE |  | 0 | 0 | 3579 |
| VISA INC | COM CL A | 92826C839 |  | 444672 | 2140 | SH |  | SOLE |  | 0 | 0 | 2140 |
| WALMART INC | COM | 931142103 |  | 872781 | 6155 | SH |  | DFND | 1 | 85 | 0 | 6070 |
| WISDOMTREE TR | CURRNCY INT EQ | 97717X263 |  | 234673 | 8023 | SH |  | SOLE |  | 0 | 0 | 8023 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 661146 | 10901 | SH |  | SOLE |  | 0 | 0 | 10901 |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 |  | 242977 | 5697 | SH |  | SOLE |  | 0 | 0 | 5697 |

---