# EDGAR Filing Document

**Accession Number:** 0001843292
**File Stem:** 0001085146-25-005863
**Filing Date:** 2025-10
**Character Count:** 16214
**Document Hash:** a5395a1a83c053cafb8d2aad76ca578b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-005863.hdr.sgml**: 20251009

**ACCESSION NUMBER**: 0001085146-25-005863

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251009

**DATE AS OF CHANGE**: 20251009

**EFFECTIVENESS DATE**: 20251009

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Prosperity Planning, Inc.
- **CENTRAL INDEX KEY:** 0001843292

**ORGANIZATION NAME:**
- **EIN:** 200974003
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20510
- **FILM NUMBER:** 251383769

**BUSINESS ADDRESS:**
- **STREET 1:** 1920 BUCHANAN STREET
- **CITY:** NORTH KANSAS CITY
- **STATE:** MO
- **ZIP:** 64116
- **BUSINESS PHONE:** 816-587-7526

**MAIL ADDRESS:**
- **STREET 1:** 1920 BUCHANAN STREET
- **CITY:** NORTH KANSAS CITY
- **STATE:** MO
- **ZIP:** 64116

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Prosperity Planning Inc.<br>**Address:** 1920 BUCHANAN STREET<br>NORTH KANSAS CITY, MO 64116

**Form 13F File Number:** 028-20510

**CRD Number (if applicable):** 000298268

**SEC File Number (if applicable):** 801-113944

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan Noble<br>**Title:** CCO<br>**Phone:** 816-587-7526

**Signature, Place, and Date of Signing:**

/s/Ryan Noble  Kansas City, MO  10-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 109

**Form 13F Information Table Value Total:** $370661998

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 10371756 | 138088 | SH |  | SOLE |  | 0 | 0 | 138088 |
| AMERICAN CENTY ETF TR | AVANTIS US LARG | 025072158 | BBG01J9W3879 | 9457095 | 123606 | SH |  | SOLE |  | 0 | 0 | 123606 |
| AMERICAN CENTY ETF TR | AVANTIS US MID C | 025072133 | BBG01JYVFP90 | 8440957 | 122530 | SH |  | SOLE |  | 0 | 0 | 122530 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 | BBG012R45GX9 | 3604155 | 53442 | SH |  | SOLE |  | 0 | 0 | 53442 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | BBG00Q9MQ6T1 | 1999016 | 25336 | SH |  | SOLE |  | 0 | 0 | 25336 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | BBG00Q9MR7Z1 | 15907753 | 178679 | SH |  | SOLE |  | 0 | 0 | 178679 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 | BBG00Q9MPQH1 | 5255491 | 48349 | SH |  | SOLE |  | 0 | 0 | 48349 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | BBG012NL46D0 | 5466614 | 75652 | SH |  | SOLE |  | 0 | 0 | 75652 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 7071109 | 71045 | SH |  | SOLE |  | 0 | 0 | 71045 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 2635166 | 10349 | SH |  | SOLE |  | 0 | 0 | 10349 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 2008949 | 3996 | SH |  | SOLE |  | 0 | 0 | 3996 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBWQ2 | 315240 | 5325 | SH |  | SOLE |  | 0 | 0 | 5325 |
| CBRE GROUP INC | CL A | 12504L109 | BBG001SC2D27 | 6863629 | 43562 | SH |  | SOLE |  | 0 | 0 | 43562 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | BBG00Y2PHW26 | 442650 | 14039 | SH |  | SOLE |  | 0 | 0 | 14039 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | BBG012G21Y06 | 1033549 | 22410 | SH |  | SOLE |  | 0 | 0 | 22410 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | BBG01633Y2Y6 | 1730822 | 48496 | SH |  | SOLE |  | 0 | 0 | 48496 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 3556070 | 92198 | SH |  | SOLE |  | 0 | 0 | 92198 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | BBG012G2PD33 | 17021121 | 542419 | SH |  | SOLE |  | 0 | 0 | 542419 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 328090 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| FIDELITY COVINGTON TRUST | INT VL FCT ETF | 316092717 | BBG00JRRWLQ9 | 206010 | 6586 | SH |  | SOLE |  | 0 | 0 | 6586 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 | BBG01KY66QQ1 | 928226 | 9300 | SH |  | SOLE |  | 0 | 0 | 9300 |
| IDEXX LABS INC | COM | 45168D104 | BBG001S5S4Y9 | 447223 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 332494 | 5044 | SH |  | SOLE |  | 0 | 0 | 5044 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 | BBG00TZR7YF0 | 2134015 | 21192 | PRN |  | SOLE |  | 0 | 0 | 21192 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 1627713 | 15748 | PRN |  | SOLE |  | 0 | 0 | 15748 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 | BBG003HC6JD6 | 44190775 | 904807 | PRN |  | SOLE |  | 0 | 0 | 904807 |
| ISHARES TR | CORE INTL AGGR | 46435G672 | BBG00BDV2SQ0 | 2125077 | 41481 | PRN |  | SOLE |  | 0 | 0 | 41481 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 202773 | 2322 | SH |  | SOLE |  | 0 | 0 | 2322 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 575514 | 8819 | SH |  | SOLE |  | 0 | 0 | 8819 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 1891848 | 12989 | SH |  | SOLE |  | 0 | 0 | 12989 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 635166 | 949 | SH |  | SOLE |  | 0 | 0 | 949 |
| ISHARES TR | CORE TOTAL USD | 46434V613 | BBG006MJCSW0 | 494939 | 10596 | PRN |  | SOLE |  | 0 | 0 | 10596 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 2959019 | 29516 | PRN |  | SOLE |  | 0 | 0 | 29516 |
| ISHARES TR | CRE U S REIT ETF | 464288521 | BBG001ST7G55 | 4135798 | 70433 | SH |  | SOLE |  | 0 | 0 | 70433 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 2472149 | 32223 | SH |  | SOLE |  | 0 | 0 | 32223 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 487426 | 7186 | SH |  | SOLE |  | 0 | 0 | 7186 |
| ISHARES TR | ESG AWARE MSCI | 46436E239 | BBG01DJ8DJK4 | 228098 | 4421 | PRN |  | SOLE |  | 0 | 0 | 4421 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 | BBG00XDJC7F6 | 200211 | 3886 | PRN |  | SOLE |  | 0 | 0 | 3886 |
| ISHARES TR | GNMA BOND ETF | 46429B333 | BBG002N8KM74 | 11846276 | 267109 | PRN |  | SOLE |  | 0 | 0 | 267109 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 | BBG00M0P3SC7 | 788809 | 30909 | PRN |  | SOLE |  | 0 | 0 | 30909 |
| ISHARES TR | IBOND DEC 2030 | 46436E593 | BBG00VYKY6D4 | 308405 | 15517 | PRN |  | SOLE |  | 0 | 0 | 15517 |
| ISHARES TR | IBONDS 25 TRM TS | 46436E866 | BBG00RYR2N19 | 279322 | 11955 | PRN |  | SOLE |  | 0 | 0 | 11955 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 | BBG00HPLJP02 | 517184 | 21248 | PRN |  | SOLE |  | 0 | 0 | 21248 |
| ISHARES TR | IBONDS 28 TRM TS | 46436E833 | BBG00RYR4L11 | 353250 | 15781 | PRN |  | SOLE |  | 0 | 0 | 15781 |
| ISHARES TR | IBONDS 29 TRM TS | 46436E825 | BBG00RYR4R90 | 307021 | 13984 | PRN |  | SOLE |  | 0 | 0 | 13984 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 | BBG00VJHRTY3 | 348905 | 15752 | PRN |  | SOLE |  | 0 | 0 | 15752 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 | BBG00Q79F703 | 451887 | 19254 | PRN |  | SOLE |  | 0 | 0 | 19254 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 | BBG00DST7FD2 | 516162 | 21241 | PRN |  | SOLE |  | 0 | 0 | 21241 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 | BBG0088JX9H8 | 515767 | 20475 | PRN |  | SOLE |  | 0 | 0 | 20475 |
| ISHARES TR | INTL DEV RE ETF | 464288489 | BBG001T0KY80 | 337270 | 14648 | SH |  | SOLE |  | 0 | 0 | 14648 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG001SSD858 | 13541095 | 255348 | SH |  | SOLE |  | 0 | 0 | 255348 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 23108051 | 247489 | SH |  | SOLE |  | 0 | 0 | 247489 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 1567972 | 29363 | SH |  | SOLE |  | 0 | 0 | 29363 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 | BBG002DMN4B6 | 304967 | 5858 | SH |  | SOLE |  | 0 | 0 | 5858 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 | BBG009DR6401 | 4843825 | 136523 | SH |  | SOLE |  | 0 | 0 | 136523 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 269577 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 2464534 | 23143 | PRN |  | SOLE |  | 0 | 0 | 23143 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 1063218 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 1814800 | 8914 | SH |  | SOLE |  | 0 | 0 | 8914 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 1011694 | 3161 | SH |  | SOLE |  | 0 | 0 | 3161 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 3210516 | 18158 | SH |  | SOLE |  | 0 | 0 | 18158 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 337084 | 2367 | SH |  | SOLE |  | 0 | 0 | 2367 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG001S561V2 | 853803 | 6113 | SH |  | SOLE |  | 0 | 0 | 6113 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 381177 | 1575 | SH |  | SOLE |  | 0 | 0 | 1575 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG001SFC7Z6 | 941666 | 2485 | SH |  | SOLE |  | 0 | 0 | 2485 |
| ISHARES TR | S 100 ETF | 464287101 | BBG001SGB026 | 218010 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 3035504 | 25145 | SH |  | SOLE |  | 0 | 0 | 25145 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 11418593 | 55293 | SH |  | SOLE |  | 0 | 0 | 55293 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG001SFQL08 | 663175 | 6916 | SH |  | SOLE |  | 0 | 0 | 6916 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG001SFQJM9 | 2973831 | 22925 | SH |  | SOLE |  | 0 | 0 | 22925 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG001SFQL44 | 325309 | 2299 | SH |  | SOLE |  | 0 | 0 | 2299 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 3771511 | 35320 | PRN |  | SOLE |  | 0 | 0 | 35320 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 1286845 | 11570 | PRN |  | SOLE |  | 0 | 0 | 11570 |
| ISHARES U S ETF TR | GSCI CMDTY STGY | 46431W853 | BBG0079TF237 | 608471 | 22662 | SH |  | SOLE |  | 0 | 0 | 22662 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 247792 | 986 | SH |  | SOLE |  | 0 | 0 | 986 |
| NEWELL BRANDS INC | COM | 651229106 | BBG001S5TSW7 | 520604 | 99352 | SH |  | SOLE |  | 0 | 0 | 99352 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 214867 | 764 | SH |  | SOLE |  | 0 | 0 | 764 |
| REALTY INCOME CORP | COM | 756109104 | BBG001S884K0 | 1475130 | 24266 | SH |  | SOLE |  | 0 | 0 | 24266 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG001S8LH99 | 372917 | 804 | SH |  | SOLE |  | 0 | 0 | 804 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 2813098 | 4223 | SH |  | SOLE |  | 0 | 0 | 4223 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 906562 | 1521 | SH |  | SOLE |  | 0 | 0 | 1521 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 | BBG001T083N5 | 1074512 | 22284 | PRN |  | SOLE |  | 0 | 0 | 22284 |
| SPDR SERIES TRUST | PORTFLI TIPS ETF | 78464A656 | BBG001STKCZ6 | 205941 | 7826 | SH |  | SOLE |  | 0 | 0 | 7826 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 1023466 | 9793 | SH |  | SOLE |  | 0 | 0 | 9793 |
| TYLER TECHNOLOGIES INC | COM | 902252105 | BBG001S5WZB0 | 697895 | 1334 | SH |  | SOLE |  | 0 | 0 | 1334 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 5493951 | 69623 | PRN |  | SOLE |  | 0 | 0 | 69623 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 2278399 | 30636 | PRN |  | SOLE |  | 0 | 0 | 30636 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 22374881 | 46652 | SH |  | SOLE |  | 0 | 0 | 46652 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 386056 | 1254 | SH |  | SOLE |  | 0 | 0 | 1254 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG001SRN7S6 | 9488103 | 32296 | SH |  | SOLE |  | 0 | 0 | 32296 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 8496690 | 48669 | SH |  | SOLE |  | 0 | 0 | 48669 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 341620 | 1163 | SH |  | SOLE |  | 0 | 0 | 1163 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 302052 | 3304 | SH |  | SOLE |  | 0 | 0 | 3304 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 8958282 | 42922 | SH |  | SOLE |  | 0 | 0 | 42922 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 5488312 | 18441 | SH |  | SOLE |  | 0 | 0 | 18441 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 999399 | 3045 | SH |  | SOLE |  | 0 | 0 | 3045 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 3993683 | 21415 | SH |  | SOLE |  | 0 | 0 | 21415 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 866960 | 16001 | SH |  | SOLE |  | 0 | 0 | 16001 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 494455 | 3469 | SH |  | SOLE |  | 0 | 0 | 3469 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 | BBG001TCVT65 | 2110586 | 44210 | SH |  | SOLE |  | 0 | 0 | 44210 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 370131 | 2686 | SH |  | SOLE |  | 0 | 0 | 2686 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 15838934 | 312837 | PRN |  | SOLE |  | 0 | 0 | 312837 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 1375347 | 27468 | PRN |  | SOLE |  | 0 | 0 | 27468 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 755886 | 8987 | PRN |  | SOLE |  | 0 | 0 | 8987 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG001T62MF5 | 1208563 | 25736 | SH |  | SOLE |  | 0 | 0 | 25736 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 860127 | 10761 | PRN |  | SOLE |  | 0 | 0 | 10761 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 572513 | 7794 | SH |  | SOLE |  | 0 | 0 | 7794 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 1422561 | 23741 | SH |  | SOLE |  | 0 | 0 | 23741 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 262531 | 1863 | SH |  | SOLE |  | 0 | 0 | 1863 |

---