# EDGAR Filing Document

**Accession Number:** 0001906967
**File Stem:** 0001906967-23-000001
**Filing Date:** 2023-1
**Character Count:** 17440
**Document Hash:** 36a9b4d35ccafd056bfed471b1b6f4d8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001906967-23-000001.hdr.sgml**: 20230130

**ACCESSION NUMBER**: 0001906967-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230130

**DATE AS OF CHANGE**: 20230130

**EFFECTIVENESS DATE**: 20230130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Evolution Advisers, Inc.
- **CENTRAL INDEX KEY:** 0001906967
- **IRS NUMBER:** 264173823
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21683
- **FILM NUMBER:** 23568449

**BUSINESS ADDRESS:**
- **STREET 1:** 2917 WEST LEIGH STREET
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23230
- **BUSINESS PHONE:** 804-794-1981

**MAIL ADDRESS:**
- **STREET 1:** 2917 WEST LEIGH STREET
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23230

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Evolution Advisers Inc.<br>**Address:** 2917 WEST LEIGH STREET<br>RICHMOND, VA 23230

**Form 13F File Number:** 028-21683

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cindi Hill<br>**Title:** Filing Agent<br>**Phone:** 6197955986

**Signature, Place, and Date of Signing:**

Cindi Hill  San Diego, CA  01-30-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 151

**Form 13F Information Table Value Total:** $128470

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 33 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| ACUSHNET HLDGS CORP | COM | 005098108 |  | 4 | 101 | SH |  | SOLE |  | 0 | 0 | 101 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 40 | 119 | SH |  | SOLE |  | 0 | 0 | 119 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 81 | 920 | SH |  | SOLE |  | 0 | 0 | 920 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 17 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 162 | 3475 | SH |  | SOLE |  | 0 | 0 | 3475 |
| AMAZON COM INC | COM | 023135106 |  | 47 | 560 | SH |  | SOLE |  | 0 | 0 | 560 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 12 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 12 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| APPLE INC | COM | 037833100 |  | 612 | 4690 | SH |  | SOLE |  | 0 | 0 | 4690 |
| AT INC | COM | 00206R102 |  | 10 | 544 | SH |  | SOLE |  | 0 | 0 | 544 |
| BANC OF CALIFORNIA INC | COM | 05990K106 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 13 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| BAXTER INTL INC | COM | 071813109 |  | 5 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 202 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| BLACKSTONE INC | COM | 09260D107 |  | 7 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| BOEING CO | COM | 097023105 |  | 19 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| BRIGHTHOUSE FINL INC | COM | 10922N103 |  | 0 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 12 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| CALIFORNIA RES CORP | COM STOCK | 13057Q305 |  | 4 | 113 | SH |  | SOLE |  | 0 | 0 | 113 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 47 | 515 | SH |  | SOLE |  | 0 | 0 | 515 |
| CARMAX INC | COM | 143130102 |  | 2 | 43 | SH |  | SOLE |  | 0 | 0 | 43 |
| CHEVRON CORP NEW | COM | 166764100 |  | 17 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 24 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| CINTAS CORP | COM | 172908105 |  | 20 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| CISCO SYS INC | COM | 17275R102 |  | 25 | 544 | SH |  | SOLE |  | 0 | 0 | 544 |
| COCA COLA CO | COM | 191216100 |  | 9 | 143 | SH |  | SOLE |  | 0 | 0 | 143 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 19 | 228 | SH |  | SOLE |  | 0 | 0 | 228 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 12 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| CURTISS WRIGHT CORP | COM | 231561101 |  | 58 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| DANAHER CORPORATION | COM | 235851102 |  | 13 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 24 | 759 | SH |  | SOLE |  | 0 | 0 | 759 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 44 | 1022 | SH |  | SOLE |  | 0 | 0 | 1022 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 404 | 16680 | SH |  | SOLE |  | 0 | 0 | 16680 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 70 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| DISNEY WALT CO | COM | 254687106 |  | 23 | 275 | SH |  | SOLE |  | 0 | 0 | 275 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 278 | 4541 | SH |  | SOLE |  | 0 | 0 | 4541 |
| EATON CORP PLC | SHS | G29183103 |  | 23 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 78 | 153 | SH |  | SOLE |  | 0 | 0 | 153 |
| EXELON CORP | COM | 30161N101 |  | 30 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 |  | 7 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 527 | 4781 | SH |  | SOLE |  | 0 | 0 | 4781 |
| FIRST TR EXCHANGE TRADED FD | WTR ETF | 33733B100 |  | 36 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| FORD MTR CO DEL | COM | 345370860 |  | 8 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 7 | 95 | SH |  | SOLE |  | 0 | 0 | 95 |
| GROWGENERATION CORP | COM | 39986L109 |  | 0 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 39 | 165 | SH |  | SOLE |  | 0 | 0 | 165 |
| HERSHEY CO | COM | 427866108 |  | 86 | 373 | SH |  | SOLE |  | 0 | 0 | 373 |
| HOME DEPOT INC | COM | 437076102 |  | 138 | 440 | SH |  | SOLE |  | 0 | 0 | 440 |
| HONEYWELL INTL INC | COM | 438516106 |  | 28 | 131 | SH |  | SOLE |  | 0 | 0 | 131 |
| INTEL CORP | COM | 458140100 |  | 9 | 375 | SH |  | SOLE |  | 0 | 0 | 375 |
| INTERDIGITAL INC | COM | 45867G101 |  | 19 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 14 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| INVESCO EXCHANGE TRADED FD T | DYNMC LRG VALU | 46137V738 |  | 1171 | 24901 | SH |  | SOLE |  | 0 | 0 | 24901 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 14 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 27 | 113 | SH |  | SOLE |  | 0 | 0 | 113 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 1 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 35 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 7 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 10 | 71 | SH |  | SOLE |  | 0 | 0 | 71 |
| ISHARES TR | SELF DRIVNG EV | 46435U366 |  | 0 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 25 | 243 | SH |  | SOLE |  | 0 | 0 | 243 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 52 | 296 | SH |  | SOLE |  | 0 | 0 | 296 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 33 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 281 | 2057 | SH |  | SOLE |  | 0 | 0 | 2057 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 2 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 35 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| KRAFT HEINZ CO | COM | 500754106 |  | 0 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 0 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| LISTED FD TR | ROUNDHILL BALL | 53656F417 |  | 4 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 64 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| MARKEL CORP | COM | 570535104 |  | 40 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 71 | 205 | SH |  | SOLE |  | 0 | 0 | 205 |
| MCKESSON CORP | COM | 58155Q103 |  | 31 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 0 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| METLIFE INC | COM | 59156R108 |  | 2 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| MICROSOFT CORP | COM | 594918104 |  | 81 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 9 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 33 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| NIKE INC | CL B | 654106103 |  | 0 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| NISOURCE INC | COM | 65473P105 |  | 162 | 5932 | SH |  | SOLE |  | 0 | 0 | 5932 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 |  | 967 | 38036 | SH |  | SOLE |  | 0 | 0 | 38036 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 3414 | 132332 | SH |  | SOLE |  | 0 | 0 | 132332 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 1735 | 35504 | SH |  | SOLE |  | 0 | 0 | 35504 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 1656 | 48366 | SH |  | SOLE |  | 0 | 0 | 48366 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 505 | 14794 | SH |  | SOLE |  | 0 | 0 | 14794 |
| NUSHARES ETF TR | NUVEEN ESG US | 67092P870 |  | 910 | 41826 | SH |  | SOLE |  | 0 | 0 | 41826 |
| OLD REP INTL CORP | COM | 680223104 |  | 264 | 10961 | SH |  | SOLE |  | 0 | 0 | 10961 |
| ORACLE CORP | COM | 68389X105 |  | 31 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| PAYCHEX INC | COM | 704326107 |  | 31 | 275 | SH |  | SOLE |  | 0 | 0 | 275 |
| PEPSICO INC | COM | 713448108 |  | 62 | 342 | SH |  | SOLE |  | 0 | 0 | 342 |
| PFIZER INC | COM | 717081103 |  | 40 | 794 | SH |  | SOLE |  | 0 | 0 | 794 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 7 | 78 | SH |  | SOLE |  | 0 | 0 | 78 |
| PHILLIPS 66 | COM | 718546104 |  | 40 | 393 | SH |  | SOLE |  | 0 | 0 | 393 |
| PPL CORP | COM | 69351T106 |  | 33 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 87 | 805 | SH |  | SOLE |  | 0 | 0 | 805 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 81 | 540 | SH |  | SOLE |  | 0 | 0 | 540 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 7 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 |  | 0 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 170 | 7198 | SH |  | SOLE |  | 0 | 0 | 7198 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 213 | 6629 | SH |  | SOLE |  | 0 | 0 | 6629 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 9 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1106 | 24511 | SH |  | SOLE |  | 0 | 0 | 24511 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 69 | 1244 | SH |  | SOLE |  | 0 | 0 | 1244 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 48 | 2490 | SH |  | SOLE |  | 0 | 0 | 2490 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 77 | 1908 | SH |  | SOLE |  | 0 | 0 | 1908 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 356 | 7812 | SH |  | SOLE |  | 0 | 0 | 7812 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 107 | 2071 | SH |  | SOLE |  | 0 | 0 | 2071 |
| SIRIUS XM HOLDINGS INC | COM | 82968B103 |  | 3 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 72 | 190 | SH |  | SOLE |  | 0 | 0 | 190 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 23 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 17 | 196 | SH |  | SOLE |  | 0 | 0 | 196 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 2 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| TELEDYNE TECHNOLOGIES INC | COM | 879360105 |  | 99 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| TESLA INC | COM | 88160R101 |  | 91 | 741 | SH |  | SOLE |  | 0 | 0 | 741 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 88 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 50 | 1192 | SH |  | SOLE |  | 0 | 0 | 1192 |
| UNION PAC CORP | COM | 907818108 |  | 523 | 2527 | SH |  | SOLE |  | 0 | 0 | 2527 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 |  | 410 | 10042 | SH |  | SOLE |  | 0 | 0 | 10042 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 15 | 89 | SH |  | SOLE |  | 0 | 0 | 89 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 39 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 4321 | 58150 | SH |  | SOLE |  | 0 | 0 | 58150 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 5818 | 80328 | SH |  | SOLE |  | 0 | 0 | 80328 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 10874 | 144457 | SH |  | SOLE |  | 0 | 0 | 144457 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 25 | 353 | SH |  | SOLE |  | 0 | 0 | 353 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 14945 | 315100 | SH |  | SOLE |  | 0 | 0 | 315100 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 15416 | 72341 | SH |  | SOLE |  | 0 | 0 | 72341 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 13 | 76 | SH |  | SOLE |  | 0 | 0 | 76 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 41 | 203 | SH |  | SOLE |  | 0 | 0 | 203 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 268 | 1494 | SH |  | SOLE |  | 0 | 0 | 1494 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 89 | 255 | SH |  | SOLE |  | 0 | 0 | 255 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 5063 | 27585 | SH |  | SOLE |  | 0 | 0 | 27585 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 37 | 196 | SH |  | SOLE |  | 0 | 0 | 196 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 17035 | 121361 | SH |  | SOLE |  | 0 | 0 | 121361 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 0 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 7427 | 190544 | SH |  | SOLE |  | 0 | 0 | 190544 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 37 | 440 | SH |  | SOLE |  | 0 | 0 | 440 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 184 | 3737 | SH |  | SOLE |  | 0 | 0 | 3737 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 6814 | 149709 | SH |  | SOLE |  | 0 | 0 | 149709 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 571 | 7600 | SH |  | SOLE |  | 0 | 0 | 7600 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 37 | 716 | SH |  | SOLE |  | 0 | 0 | 716 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 19566 | 466205 | SH |  | SOLE |  | 0 | 0 | 466205 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 74 | 1228 | SH |  | SOLE |  | 0 | 0 | 1228 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 206 | 1910 | SH |  | SOLE |  | 0 | 0 | 1910 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 14 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| VISA INC | COM CL A | 92826C839 |  | 64 | 310 | SH |  | SOLE |  | 0 | 0 | 310 |
| WALMART INC | COM | 931142103 |  | 163 | 1149 | SH |  | SOLE |  | 0 | 0 | 1149 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 1 | 127 | SH |  | SOLE |  | 0 | 0 | 127 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 287 | 6972 | SH |  | SOLE |  | 0 | 0 | 6972 |

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