# EDGAR Filing Document

**Accession Number:** 0000904333
**File Stem:** 0001104659-26-021353
**Filing Date:** 2026-2
**Character Count:** 2174
**Document Hash:** fac669655bfcfc04b979c2b08b435e0e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-021353.hdr.sgml**: 20260227

**ACCESSION NUMBER**: 0001104659-26-021353

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260227

**DATE AS OF CHANGE**: 20260227

**EFFECTIVENESS DATE**: 20260227

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB CAPITAL TRUST
- **CENTRAL INDEX KEY:** 0000904333

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1031
- **LEGAL ENTITY IDENTIFIER:** 549300PEK1H7N1HLC797

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-62470
- **FILM NUMBER:** 26695721

**BUSINESS ADDRESS:**
- **STREET 1:** 9800 SCHWAB WAY
- **CITY:** LONE TREE
- **STATE:** CO
- **ZIP:** 80124
- **BUSINESS PHONE:** 800-648-5300

**MAIL ADDRESS:**
- **STREET 1:** 9800 SCHWAB WAY
- **CITY:** LONE TREE
- **STATE:** CO
- **ZIP:** 80124

## Series and Classes Contracts Data

### Schwab Target 2070 Fund (Series ID: S000101547)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000271750 | Schwab Target 2070 Fund | SWRRX           |

### Schwab Target 2070 Index Fund (Series ID: S000101548)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000271751 | Schwab Target 2070 Index Fund | SWYPX           |

Charles Schwab Investment Management, Inc.

9800 Schwab Way

Lone Tree, CO 80124

February 27, 2026

<u>VIA EDGAR</u>

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Schwab Capital Trust ("Trust") (File Nos. 033-62470 and 811-07704)

Schwab Target 2070 Fund <br> Schwab Target 2070 Index Fund <br>

**Post-Effective Amendment No. 236**

Dear Sir or Madam:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectuses, dated February 23, 2026, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectuses in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.

Respectfully,

<u>/s/ Michael Cirelli</u> 

Michael Cirelli

Corporate Counsel