# EDGAR Filing Document

**Accession Number:** 0002077810
**File Stem:** 0002077810-26-000197
**Filing Date:** 2026-5
**Character Count:** 9362
**Document Hash:** f7f2c206b14366e9cc3cce230daf0a36
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002077810-26-000197.hdr.sgml**: 20260529

**ACCESSION NUMBER**: 0002077810-26-000197

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 9

**FILED AS OF DATE**: 20260529

**DATE AS OF CHANGE**: 20260529

**EFFECTIVENESS DATE**: 20260529

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pruco Life Insurance Co (RILA/MVA)
- **CENTRAL INDEX KEY:** 0002077810

**ORGANIZATION NAME:**
- **EIN:** 221944557
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231
- **LEGAL ENTITY IDENTIFIER:** WD1VLJACN4N8BKI6YK62

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-288855
- **FILM NUMBER:** 261044539

**BUSINESS ADDRESS:**
- **STREET 1:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102
- **BUSINESS PHONE:** 973-802-7333

**MAIL ADDRESS:**
- **STREET 1:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102

## Series and Classes Contracts Data

### Pruco Life Insurance Co (RILA/MVA) (Series ID: S000095790)

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|  |  |
|:---|:---|
| Class Name                                 | Class ID   |
| PRUDENTIAL MYROCK ADVISOR VARIABLE ANNUITY | C000264557 |

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## Series and Classes Contracts Data

### Pruco Life Insurance Co (RILA/MVA) (Series ID: S000095790)

| Class ID   | Class Name                                 | Ticker Symbol   |
|:---|:---|:---|
| C000264557 | PRUDENTIAL MYROCK ADVISOR VARIABLE ANNUITY |  |

?xml version='1.0' encoding='ASCII'?

**PRUDENTIAL MYROCK ADVISOR VARIABLE ANNUITY**

**PRUCO LIFE INSURANCE COMPANY**

**PRUCO LIFE FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT**

**Supplement dated May 29, 2026**

**to Prospectus dated April 27, 2026**

This Supplement should be read in conjunction with the current Prospectus for your Annuity and should be retained for future reference. This Supplement is intended to update certain information in the Prospectus for the variable annuity you own and is not intended to be a prospectus or offer for any other variable annuity that you do not own. Defined terms used herein and not otherwise defined herein shall have the meanings given to them in the Prospectus and Statement of Additional Information. **If you have any questions or would like another copy of the current Annuity or Portfolio Prospectuses, please call us at 1-888-PRU-2888.**

This Supplement is to inform you that there are changes to the Key Information Table in the Prospectus.

**<u>Portfolio Company Fees and Expenses and Optional Benefits Charge Changes:</u>**

Effective immediately, the section titled "Are There Ongoing Fees and Expenses?" in the table in the Key Information section of the prospectus is replaced with the following to restate the Portfolio Company fees and expenses and the Optional Benefits charge.

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| | |
|:---|:---|
| **Important Information You Should Consider About the Contract** | **Important Information You Should Consider About the Contract** |
| **Fees, Expenses, and Adjustments** | **Fees, Expenses, and Adjustments** |
| Are There Ongoing Fees and Expenses? | Yes.<br> The table below describes the fees and expenses that you may pay each year, depending on the Investment Options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any Advisory Fees paid to third party financial professionals from your Account Value or other assets. If such Advisory Fees were reflected, the fees and expenses disclosed below would be higher. |

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| | | |
|:---|:---|:---|
| **Annual Fee** | **Minimum** | **Maximum** |
| **Base Contract Fees** | 0.250%\* | 0.416%\* |
| **Portfolio Company fees and expenses<sup>1</sup>** | 0.28% | 1.13% |
| **Optional benefits available for an additional charge** (for a single optional benefit, if elected) | 0.10%<sup>2</sup> | 0.80%<sup>3</sup> |
| \*Charge based on a percentage of the net assets allocated to the Variable Options.<br> 1. Charge based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge associated with each Variable Option is included when determining the minimum and maximum Portfolio fees and expenses in the table. **Please refer to the "<u>Charges and Adjustments</u>"** section and **"<u>Appendix A</u>" for further information.**<br> 2. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Return of Adjusted Purchase Payments Death Benefit, the least expensive optional benefit with an additional charge.<br> 3. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Prudential Defined Income Benefit, the most expensive optional benefit with an additional charge.<br>Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, **which could add negative Market Value Adjustments that substantially increase costs.** | \*Charge based on a percentage of the net assets allocated to the Variable Options.<br> 1. Charge based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge associated with each Variable Option is included when determining the minimum and maximum Portfolio fees and expenses in the table. **Please refer to the "<u>Charges and Adjustments</u>"** section and **"<u>Appendix A</u>" for further information.**<br> 2. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Return of Adjusted Purchase Payments Death Benefit, the least expensive optional benefit with an additional charge.<br> 3. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Prudential Defined Income Benefit, the most expensive optional benefit with an additional charge.<br>Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, **which could add negative Market Value Adjustments that substantially increase costs.** | \*Charge based on a percentage of the net assets allocated to the Variable Options.<br> 1. Charge based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge associated with each Variable Option is included when determining the minimum and maximum Portfolio fees and expenses in the table. **Please refer to the "<u>Charges and Adjustments</u>"** section and **"<u>Appendix A</u>" for further information.**<br> 2. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Return of Adjusted Purchase Payments Death Benefit, the least expensive optional benefit with an additional charge.<br> 3. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Prudential Defined Income Benefit, the most expensive optional benefit with an additional charge.<br>Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, **which could add negative Market Value Adjustments that substantially increase costs.** |

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MYROCKADV2026SUP1

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| | |
|:---|:---|
| **Lowest Annual Cost**<br> **$707** | **Highest Annual Cost**<br> **$3,190** |
| Assumes:<br> • Investment of $100,000<br> • 5% annual appreciation<br> • Least expensive Portfolio fees and expenses<br> • No optional benefits<br> • No sales charges or Advisory Fees<br> • No subsequent Purchase Payments, transfers or withdrawals | Assumes:<br> • Investment of $100,000<br> • 5% annual appreciation<br> • Most expensive combination of optional benefits and Portfolio fees and expenses<br> • No sales charges or Advisory Fees<br> • No subsequent Purchase Payments, transfers or withdrawals |
| For more information on ongoing fees and expenses, please refer to the "<u>Fee Table</u>" and "<u>Charges and Adjustments</u>" sections of this prospectus. | For more information on ongoing fees and expenses, please refer to the "<u>Fee Table</u>" and "<u>Charges and Adjustments</u>" sections of this prospectus. |

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**THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.**

MYROCKADV2026SUP1