# EDGAR Filing Document

**Accession Number:** 0001905669
**File Stem:** 0001905669-25-000004
**Filing Date:** 2025-8
**Character Count:** 14427
**Document Hash:** 64a54db43de639c42f9f2b668dac5a08
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001905669-25-000004.hdr.sgml**: 20250815

**ACCESSION NUMBER**: 0001905669-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250815

**DATE AS OF CHANGE**: 20250815

**EFFECTIVENESS DATE**: 20250815

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Synergy Financial Group, LTD
- **CENTRAL INDEX KEY:** 0001905669

**ORGANIZATION NAME:**
- **EIN:** 208590197
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21808
- **FILM NUMBER:** 251224940

**BUSINESS ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583
- **BUSINESS PHONE:** 888 734-2006

**MAIL ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Synergy Financial Group LTD<br>**Address:** 2710 CROW CANYON RD

#1065<br>SAN RAMON, CA 94583

**Form 13F File Number:** 028-21808

**CRD Number (if applicable):** 000309961

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Palash Islam<br>**Title:** CEO/CCO<br>**Phone:** 8887342006

**Signature, Place, and Date of Signing:**

Palash Islam  San Ramon, CA  05-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 113

**Form 13F Information Table Value Total:** $135834190

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 546665 | 18715 | SH |  | SOLE |  | 18715 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 5403390 | 4035 | SH |  | SOLE |  | 4035 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 323099 | 2514 | SH |  | SOLE |  | 2514 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 7468566 | 64747 | SH |  | SOLE |  | 64747 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 2097339 | 4118 | SH |  | SOLE |  | 4118 | 0 | 0 |
| UPSTART HLDGS INC | COM | 91680M107 |  | 406255 | 6281 | SH |  | SOLE |  | 6281 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 3872774 | 53796 | SH |  | SOLE |  | 53796 | 0 | 0 |
| SNOWFLAKE INC | CL A | 833445109 |  | 979889 | 4379 | SH |  | SOLE |  | 4379 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 1006843 | 7608 | SH |  | SOLE |  | 7608 | 0 | 0 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 571749 | 7332 | SH |  | SOLE |  | 7332 | 0 | 0 |
| LEMONADE INC | COM | 52567D107 |  | 460268 | 10506 | SH |  | SOLE |  | 10506 | 0 | 0 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 2845343 | 44107 | SH |  | SOLE |  | 44107 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1444658 | 29209 | SH |  | SOLE |  | 29209 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1319825 | 4626 | SH |  | SOLE |  | 4626 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1504120 | 5375 | SH |  | SOLE |  | 5375 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 503373 | 2124 | SH |  | SOLE |  | 2124 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 974066 | 30631 | SH |  | SOLE |  | 30631 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 369269 | 7303 | SH |  | SOLE |  | 7303 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 292496 | 4234 | SH |  | SOLE |  | 4234 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 312468 | 3120 | SH |  | SOLE |  | 3120 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 4184422 | 1601 | SH |  | SOLE |  | 1601 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 |  | 2008902 | 6399 | SH |  | SOLE |  | 6399 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 674439 | 3444 | SH |  | SOLE |  | 3444 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1944627 | 3461 | SH |  | SOLE |  | 3461 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 232832 | 1028 | SH |  | SOLE |  | 1028 | 0 | 0 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 1275158 | 2635 | SH |  | SOLE |  | 2635 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1072600 | 1084 | SH |  | SOLE |  | 1084 | 0 | 0 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 332355 | 2078 | SH |  | SOLE |  | 2078 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 8962081 | 40850 | SH |  | SOLE |  | 40850 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 277375 | 896 | SH |  | SOLE |  | 896 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1256518 | 10132 | SH |  | SOLE |  | 10132 | 0 | 0 |
| OKTA INC | CL A | 679295105 |  | 683895 | 6841 | SH |  | SOLE |  | 6841 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 215790 | 710 | SH |  | SOLE |  | 710 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 401553 | 2272 | SH |  | SOLE |  | 2272 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 4175005 | 13143 | SH |  | SOLE |  | 13143 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 469547 | 3309 | SH |  | SOLE |  | 3309 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 1133450 | 1369 | SH |  | SOLE |  | 1369 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 |  | 900011 | 6700 | SH |  | SOLE |  | 6700 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 5196892 | 7041 | SH |  | SOLE |  | 7041 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 682258 | 9180 | SH |  | SOLE |  | 9180 | 0 | 0 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 839798 | 3629 | SH |  | SOLE |  | 3629 | 0 | 0 |
| DOCUSIGN INC | COM | 256163106 |  | 362033 | 4648 | SH |  | SOLE |  | 4648 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 323753 | 524 | SH |  | SOLE |  | 524 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 440641 | 1926 | SH |  | SOLE |  | 1926 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 10578878 | 66959 | SH |  | SOLE |  | 66959 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 571422 | 1477 | SH |  | SOLE |  | 1477 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 750285 | 8188 | SH |  | SOLE |  | 8188 | 0 | 0 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 382012 | 1881 | SH |  | SOLE |  | 1881 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3743462 | 21103 | SH |  | SOLE |  | 21103 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9436912 | 18972 | SH |  | SOLE |  | 18972 | 0 | 0 |
| WALKER  DUNLOP INC | COM | 93148P102 |  | 549307 | 7794 | SH |  | SOLE |  | 7794 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 4594397 | 22393 | SH |  | SOLE |  | 22393 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 3705873 | 36222 | SH |  | SOLE |  | 36222 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 |  | 462003 | 830 | SH |  | SOLE |  | 830 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 322993 | 4653 | SH |  | SOLE |  | 4653 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 372118 | 1245 | SH |  | SOLE |  | 1245 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 1174499 | 12496 | SH |  | SOLE |  | 12496 | 0 | 0 |
| APPIAN CORP | CL A | 03782L101 |  | 270621 | 9063 | SH |  | SOLE |  | 9063 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 1364262 | 1327 | SH |  | SOLE |  | 1327 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 315600 | 1315 | SH |  | SOLE |  | 1315 | 0 | 0 |
| ROKU INC | COM CL A | 77543R102 |  | 277996 | 3163 | SH |  | SOLE |  | 3163 | 0 | 0 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 237064 | 7263 | SH |  | SOLE |  | 7263 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 1851995 | 32983 | SH |  | SOLE |  | 32983 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3503277 | 6167 | SH |  | SOLE |  | 6167 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 408193 | 2556 | SH |  | SOLE |  | 2556 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 275725 | 3703 | SH |  | SOLE |  | 3703 | 0 | 0 |
| UPWORK INC | COM | 91688F104 |  | 417084 | 31033 | SH |  | SOLE |  | 31033 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 696764 | 7468 | SH |  | SOLE |  | 7468 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 205201 | 7416 | SH |  | SOLE |  | 7416 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 202276 | 7633 | SH |  | SOLE |  | 7633 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 369453 | 12566 | SH |  | SOLE |  | 12566 | 0 | 0 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 331469 | 820 | SH |  | SOLE |  | 820 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 913822 | 1657 | SH |  | SOLE |  | 1657 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 550863 | 1134 | SH |  | SOLE |  | 1134 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 886731 | 5032 | SH |  | SOLE |  | 5032 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 290211 | 2968 | SH |  | SOLE |  | 2968 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 410415 | 661 | SH |  | SOLE |  | 661 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 231436 | 953 | SH |  | SOLE |  | 953 | 0 | 0 |
| GOLDMAN SACHS ETF TR | NASDAQ-100 PREMI | 38149W630 |  | 764434 | 15347 | SH |  | SOLE |  | 15347 | 0 | 0 |
| GOLDMAN SACHS ETF TR | S 500 PREMIUM | 38149W622 |  | 719563 | 14443 | SH |  | SOLE |  | 14443 | 0 | 0 |
| EPR PPTYS | COM SH BEN INT | 26884U109 |  | 372048 | 6386 | SH |  | SOLE |  | 6386 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 391338 | 2733 | SH |  | SOLE |  | 2733 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 218479 | 1801 | SH |  | SOLE |  | 1801 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 280246 | 2343 | SH |  | SOLE |  | 2343 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 252047 | 2497 | SH |  | SOLE |  | 2497 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 310630 | 2955 | SH |  | SOLE |  | 2955 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 423331 | 1470 | SH |  | SOLE |  | 1470 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 208101 | 1254 | SH |  | SOLE |  | 1254 | 0 | 0 |
| WHIRLPOOL CORP | COM | 963320106 |  | 239757 | 2364 | SH |  | SOLE |  | 2364 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 297906 | 3345 | SH |  | SOLE |  | 3345 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 367036 | 466 | SH |  | SOLE |  | 466 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 282999 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 274255 | 946 | SH |  | SOLE |  | 946 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 541750 | 1987 | SH |  | SOLE |  | 1987 | 0 | 0 |
| PINTEREST INC | CL A | 72352L106 |  | 284047 | 7921 | SH |  | SOLE |  | 7921 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1480374 | 5370 | SH |  | SOLE |  | 5370 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 276717 | 779 | SH |  | SOLE |  | 779 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 370511 | 64 | SH |  | SOLE |  | 64 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 397100 | 2913 | SH |  | SOLE |  | 2913 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 404670 | 1902 | SH |  | SOLE |  | 1902 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 266066 | 5042 | SH |  | SOLE |  | 5042 | 0 | 0 |
| ZILLOW GROUP INC | CL A | 98954M101 |  | 299507 | 4373 | SH |  | SOLE |  | 4373 | 0 | 0 |
| PLANET FITNESS INC | CL A | 72703H101 |  | 288001 | 2641 | SH |  | SOLE |  | 2641 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2088669 | 3149 | SH |  | SOLE |  | 3149 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 426339 | 532 | SH |  | SOLE |  | 532 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 269372 | 1826 | SH |  | SOLE |  | 1826 | 0 | 0 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 453032 | 8176 | SH |  | SOLE |  | 8176 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 205822 | 2292 | SH |  | SOLE |  | 2292 | 0 | 0 |
| UDEMY INC | COM | 902685106 |  | 133282 | 18959 | SH |  | SOLE |  | 18959 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 357874 | 7192 | SH |  | SOLE |  | 7192 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 208902 | 5290 | SH |  | SOLE |  | 5290 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 276976 | 2473 | SH |  | SOLE |  | 2473 | 0 | 0 |

---