# EDGAR Filing Document

**Accession Number:** 0001756485
**File Stem:** 0001951757-25-001072
**Filing Date:** 2025-8
**Character Count:** 11205
**Document Hash:** 4d0ef70dddf2fa8a3291015b05ad1ab3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001072.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001951757-25-001072

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Independent Family Office, LLC
- **CENTRAL INDEX KEY:** 0001756485

**ORGANIZATION NAME:**
- **EIN:** 202160539
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19927
- **FILM NUMBER:** 251209406

**BUSINESS ADDRESS:**
- **STREET 1:** 677 BROADWAY, 7TH FLOOR
- **CITY:** ALBANY
- **STATE:** NY
- **ZIP:** 12207
- **BUSINESS PHONE:** (518) 452-8050

**MAIL ADDRESS:**
- **STREET 1:** 677 BROADWAY, 7TH FLOOR
- **CITY:** ALBANY
- **STATE:** NY
- **ZIP:** 12207

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Independent Family Office LLC<br>**Address:** 677 BROADWAY 7TH FLOOR<br>ALBANY, NY 12207

**Form 13F File Number:** 028-19927

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** William Reickert<br>**Title:** Chief Compliance Officer<br>**Phone:** (518) 452-8050

**Signature, Place, and Date of Signing:**

William Reickert  Albany, NY  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 77

**Form 13F Information Table Value Total:** $215699263

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 214762 | 1157 | SH |  | SOLE |  | 0 | 0 | 1157 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 508426 | 4275 | SH |  | SOLE |  | 0 | 0 | 4275 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 543317 | 3083 | SH |  | SOLE |  | 0 | 0 | 3083 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1011123 | 5700 | SH |  | SOLE |  | 0 | 0 | 5700 |
| AMAZON COM INC | COM | 023135106 |  | 204691 | 933 | SH |  | SOLE |  | 0 | 0 | 933 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 616269 | 1932 | SH |  | SOLE |  | 0 | 0 | 1932 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 228436 | 428 | SH |  | SOLE |  | 0 | 0 | 428 |
| APPLE INC | COM | 037833100 |  | 1612021 | 7857 | SH |  | SOLE |  | 0 | 0 | 7857 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 326287 | 1058 | SH |  | SOLE |  | 0 | 0 | 1058 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1457600 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4480742 | 9224 | SH |  | SOLE |  | 0 | 0 | 9224 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 549417 | 555 | SH |  | SOLE |  | 0 | 0 | 555 |
| DOUBLELINE ETF TRUST | COMMERCIAL REAL | 25861R303 |  | 2998251 | 57623 | SH |  | SOLE |  | 0 | 0 | 57623 |
| ELI LILLY  CO | COM | 532457108 |  | 389765 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| HILTON GRAND VACATIONS INC | COM | 43283X105 |  | 668010 | 16085 | SH |  | SOLE |  | 0 | 0 | 16085 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 314255 | 1271 | SH |  | SOLE |  | 0 | 0 | 1271 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 271492 | 921 | SH |  | SOLE |  | 0 | 0 | 921 |
| INVESCO EXCHANGE TRADED FD T | BUYBACK ACHIEV | 46137V308 |  | 1039970 | 8414 | SH |  | SOLE |  | 0 | 0 | 8414 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 573154 | 1039 | SH |  | SOLE |  | 0 | 0 | 1039 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1611659 | 26330 | SH |  | SOLE |  | 0 | 0 | 26330 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 25000561 | 400907 | SH |  | SOLE |  | 0 | 0 | 400907 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 286440 | 6200 | SH |  | SOLE |  | 0 | 0 | 6200 |
| ISHARES TR | CORE S ETF | 464287200 |  | 973571 | 1568 | SH |  | SOLE |  | 0 | 0 | 1568 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1841374 | 29690 | SH |  | SOLE |  | 0 | 0 | 29690 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1999898 | 17849 | SH |  | SOLE |  | 0 | 0 | 17849 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 300774 | 3032 | SH |  | SOLE |  | 0 | 0 | 3032 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 480608 | 9420 | SH |  | SOLE |  | 0 | 0 | 9420 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 602855 | 5500 | SH |  | SOLE |  | 0 | 0 | 5500 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 641284 | 7174 | SH |  | SOLE |  | 0 | 0 | 7174 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 16951617 | 87276 | SH |  | SOLE |  | 0 | 0 | 87276 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 8283747 | 38388 | SH |  | SOLE |  | 0 | 0 | 38388 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 5408802 | 34285 | SH |  | SOLE |  | 0 | 0 | 34285 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 289177 | 2340 | SH |  | SOLE |  | 0 | 0 | 2340 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1002859 | 10080 | SH |  | SOLE |  | 0 | 0 | 10080 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1973677 | 17936 | SH |  | SOLE |  | 0 | 0 | 17936 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 1173949 | 12258 | SH |  | SOLE |  | 0 | 0 | 12258 |
| ISHARES TR | US OIL GS EX ETF | 464288851 |  | 1178123 | 13297 | SH |  | SOLE |  | 0 | 0 | 13297 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1344533 | 16227 | SH |  | SOLE |  | 0 | 0 | 16227 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 997989 | 20688 | SH |  | SOLE |  | 0 | 0 | 20688 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1378994 | 13400 | SH |  | SOLE |  | 0 | 0 | 13400 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 221335 | 1449 | SH |  | SOLE |  | 0 | 0 | 1449 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 637802 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| LISTED FDS TR | HORIZON KINETICS | 53656F623 |  | 5762994 | 134886 | SH |  | SOLE |  | 0 | 0 | 134886 |
| META PLATFORMS INC | CL A | 30303M102 |  | 341736 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| MICROSOFT CORP | COM | 594918104 |  | 2371153 | 4767 | SH |  | SOLE |  | 0 | 0 | 4767 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 1657343 | 4100 | SH |  | SOLE |  | 0 | 0 | 4100 |
| NEW GOLD INC CDA | COM | 644535106 |  | 416364 | 84114 | SH |  | SOLE |  | 0 | 0 | 84114 |
| NEWMONT CORP | COM | 651639106 |  | 325848 | 5593 | SH |  | SOLE |  | 0 | 0 | 5593 |
| ORACLE CORP | COM | 68389X105 |  | 411899 | 1884 | SH |  | SOLE |  | 0 | 0 | 1884 |
| PACER FDS TR | GLOBL CASH ETF | 69374H709 |  | 391661 | 10315 | SH |  | SOLE |  | 0 | 0 | 10315 |
| PEPSICO INC | COM | 713448108 |  | 215885 | 1635 | SH |  | SOLE |  | 0 | 0 | 1635 |
| PROGRESSIVE CORP | COM | 743315103 |  | 207617 | 778 | SH |  | SOLE |  | 0 | 0 | 778 |
| PTC INC | COM | 69370C100 |  | 21220914 | 125474 | SH |  | SOLE |  | 0 | 0 | 125474 |
| SCOTTS MIRACLE-GRO CO | CL A | 810186106 |  | 1935398 | 29342 | SH |  | SOLE |  | 0 | 0 | 29342 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1942388 | 5657 | SH |  | SOLE |  | 0 | 0 | 5657 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 9485700 | 31118 | SH |  | SOLE |  | 0 | 0 | 31118 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 29429431 | 47632 | SH |  | SOLE |  | 0 | 0 | 47632 |
| SPROTT PHYSICAL GOLD  SILVE | TR UNIT | 85208R101 |  | 455714 | 15140 | SH |  | SOLE |  | 0 | 0 | 15140 |
| SPROTT PHYSICAL GOLD TR | UNIT | 85207H104 |  | 1300861 | 51316 | SH |  | SOLE |  | 0 | 0 | 51316 |
| SSGA ACTIVE ETF TR | MULT ASS RLRTN | 78467V103 |  | 1152284 | 39611 | SH |  | SOLE |  | 0 | 0 | 39611 |
| T-MOBILE US INC | COM | 872590104 |  | 595650 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1967066 | 8685 | SH |  | SOLE |  | 0 | 0 | 8685 |
| TECK RESOURCES LTD | CL B | 878742204 |  | 222090 | 5500 | SH |  | SOLE |  | 0 | 0 | 5500 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 915123 | 2257 | SH |  | SOLE |  | 0 | 0 | 2257 |
| TOAST INC | CL A | 888787108 |  | 12040236 | 271850 | SH |  | SOLE |  | 0 | 0 | 271850 |
| TRI CONTL CORP | COM | 895436103 |  | 221208 | 6987 | SH |  | SOLE |  | 0 | 0 | 6987 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 215259 | 690 | SH |  | SOLE |  | 0 | 0 | 690 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 1394948 | 26795 | SH |  | SOLE |  | 0 | 0 | 26795 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1234960 | 15692 | SH |  | SOLE |  | 0 | 0 | 15692 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 10773825 | 18517 | SH |  | SOLE |  | 0 | 0 | 18517 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 5218471 | 25497 | SH |  | SOLE |  | 0 | 0 | 25497 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1089826 | 15774 | SH |  | SOLE |  | 0 | 0 | 15774 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 5063970 | 88826 | SH |  | SOLE |  | 0 | 0 | 88826 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 1235160 | 5640 | SH |  | SOLE |  | 0 | 0 | 5640 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 335259 | 1350 | SH |  | SOLE |  | 0 | 0 | 1350 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 1315000 | 7450 | SH |  | SOLE |  | 0 | 0 | 7450 |
| WALMART INC | COM | 931142103 |  | 246406 | 2520 | SH |  | SOLE |  | 0 | 0 | 2520 |

---