# EDGAR Filing Document

**Accession Number:** 0001877944
**File Stem:** 0001539497-26-001084
**Filing Date:** 2026-4
**Character Count:** 709612
**Document Hash:** 954f901371c696e570eb6f577119c144
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001539497-26-001084.hdr.sgml**: 20260403

**ACCESSION NUMBER**: 0001539497-26-001084

**CONFORMED SUBMISSION TYPE**: ABS-15G/A

**PUBLIC DOCUMENT COUNT**: 6

**CONFORMED PERIOD OF REPORT**: 20260403

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260403

**DATE AS OF CHANGE**: 20260403

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Park Capital Management Depositor LLC
- **CENTRAL INDEX KEY:** 0001877944

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G/A
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05747
- **FILM NUMBER:** 26837965

**BUSINESS ADDRESS:**
- **STREET 1:** 6 POINTE DRIVE
- **STREET 2:** SUITE 300
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821
- **BUSINESS PHONE:** 714-831-3301

**MAIL ADDRESS:**
- **STREET 1:** 6 POINTE DRIVE
- **STREET 2:** SUITE 300
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Park Capital Management Depositor LLC
- **CENTRAL INDEX KEY:** 0001877944

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G/A
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 6 POINTE DRIVE
- **STREET 2:** SUITE 300
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821
- **BUSINESS PHONE:** 714-831-3301

**MAIL ADDRESS:**
- **STREET 1:** 6 POINTE DRIVE
- **STREET 2:** SUITE 300
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Park Capital Management Depositor LLC
- **CENTRAL INDEX KEY:** 0001877944

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G/A
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05747

**BUSINESS ADDRESS:**
- **STREET 1:** 6 POINTE DRIVE
- **STREET 2:** SUITE 300
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821
- **BUSINESS PHONE:** 714-831-3301

**MAIL ADDRESS:**
- **STREET 1:** 6 POINTE DRIVE
- **STREET 2:** SUITE 300
- **CITY:** BREA
- **STATE:** CA
- **ZIP:** 92821

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>** 

<br> **FORM ABS-15G/A<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>PARK CAPITAL MANAGEMENT DEPOSITOR LLC</u>**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

___ <br> Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _________________ to _________________

Date of Report (Date of filing) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

 <u>X</u> Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001877944

PRKCM 2026-AFC2 Trust

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): <u>Not applicable</u>

Central Index Key Number of underwriter (if applicable): <u>Not applicable</u> 

Charles J. Siegel, Chief Financial Officer, 714-831-3301

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

**EXPLANATORY NOTE**

This Form ABS-15G/A amends the Form ABS-15G filed on March 25, 2026 (SEC Accession Number: 0001539497-26-000997) (the "<u>Original Form ABS-15G</u>") to file (i) as Exhibit 99.1 hereto the Clayton Narrative, which supersedes Exhibit 99.1 to the Original Form ABS-15G, and (ii) as Exhibit 99.6 hereto the Clayton Conditions Report, which supersedes Exhibit 99.6 to the Original Form ABS-15G, in order to correct the Final Overall and Credit Grades for two (2) Mortgage Loans. For the avoidance of doubt, reference should additionally be made to Exhibits 99.2 – 99.5 and 99.7 – 99.20 to the Original Form ABS-15G, which are not superseded by this Form ABS-15G/A, in connection with the disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2).

**FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuing Entity**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as an Exhibit to this Form ABS-15G/A. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | | |
|:---|:---|:---|:---|
|  | PARK CAPITAL MANAGEMENT <br> DEPOSITOR LLC | PARK CAPITAL MANAGEMENT <br> DEPOSITOR LLC | PARK CAPITAL MANAGEMENT <br> DEPOSITOR LLC |
|  | By: | /s/ Charles J. Siegel | /s/ Charles J. Siegel |
|  |  | Name: | Charles J. Siegel |
|  |  | Title: | COO |
| Date: April 3, 2026 |  |  |  |

---

**EXHIBIT INDEX**

<u>Exhibit Number</u>

99.1 – Clayton Narrative

99.6 – Clayton Conditions Report

## Exhibit 99.1

**Exhibit 99.1**

![](n5768clayton_img001.jpg)

---

| |
|:---|
| **March 18, 2026** |
| **Due Diligence Narrative Report** |

---

![](n5768clayton_img002.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Review scope | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;# of Files Reviewed | 3 |
| &nbsp;&nbsp;&nbsp;Loan Grading | 3 |
| &nbsp;&nbsp;&nbsp;TPR Component Review Scope | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;Data Integrity | 7 |
| &nbsp;&nbsp;&nbsp;Data Capture | 7 |
| **Data Compare Results** | **7** |
| **Clayton Due Diligence Results** | **8** |
| **Clayton Third Party Reports Delivered** | **10** |
| **Appendix A: Credit Review Scope** | **11** |
| **Appendix B: Origination Appraisal Assessment** | **14** |
| **Appendix C: Regulatory Compliance Review Scope** | **17** |

---

 ****

 ****

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 1 March 18, 2026

![](n5768clayton_img002.jpg)

**Clayton Contact Information**

Client Service Management:

---

| | | |
|:---|:---|:---|
| ![](n5768clayton_img003.jpg) | **Michael Santarsiere** | Client Service Director |
|  |  | Phone: (813) 371-0280/E-mail: <u>msantarsiere@clayton.com</u> |
| ![](n5768clayton_img003.jpg) | **Joe Ozment** | Vice President – Client Services & Securitization |
|  |  | Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u> |

---

**Overview**

On behalf of Park Capital Management Sponsor LLC, Clayton conducted an independent third-party pre-securitization due diligence review of 461 residential loans. Park Capital Management Sponsor LLC subsequently selected these loans for the PRKCM 2026-AFC2 transaction.

The loans referenced in this narrative report were reviewed on a flow loan basis from November 2025 to February 2026. This narrative report provides information about the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Broker | &nbsp;&nbsp;437 | &nbsp;&nbsp;94.794% |
| &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;19 | &nbsp;&nbsp;4.121% |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.085% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**461** | &nbsp;&nbsp;**100.00%** |

---

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 2 March 18, 2026

![](n5768clayton_img002.jpg)

**Clayton's Third Party Review ("TPR") Scope of Work**

The scope of work for this transaction consisted of a credit review, property valuation review, regulatory compliance review, and data integrity check.

---

| | |
|:---|:---|
| &nbsp;&nbsp;Review scope | &nbsp;&nbsp;# of Files Reviewed |
| &nbsp;&nbsp;Credit Review | &nbsp;&nbsp;461 |
| &nbsp;&nbsp;Property Valuation Review | &nbsp;&nbsp;461 |
| &nbsp;&nbsp;Regulatory Compliance Review | &nbsp;&nbsp;461 |
| &nbsp;&nbsp;Data Integrity Check | &nbsp;&nbsp;461 |

---

Loan Grading

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar, Kroll and DBRS.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Grade Description** | **Credit** | **Credit** | **Property** | **Property** | **Compliance** | **Compliance** |
| **Grade Description** | **Multiple\*** | **S&P** | **Multiple\*** | **S&P** | **Multiple\*** | **S&P** |
| No exceptions noted | A | A | A | A | A | A |
| Satisfied (previously material) exceptions | A | A | A | A | A | A |
| Non-material exceptions noted | B | B | B | B | B | B |
| Material, exceptions noted | C | C | C | C | C | C |
| Material documentation missing | D | D | D | D | D | D |

---

*\* This grade definition is used by multiple entities, including Moody's Kroll, DBRS, Morningstar, and Fitch*

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 3 March 18, 2026

![](n5768clayton_img002.jpg)

TPR Component Review Scope

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on 461 loans on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u>):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Compared the loan documentation found in the loan file to the origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
the stated seller origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Analyzed asset statements in order to determine that funds to close and reserves were within origination
guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Confirmed that credit scores (FICO) and credit histories were within origination guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Evaluated for evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Examined income, employment, assets, and occupancy status for reasonability;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewed the occupancy, VOE and self/employed business documents within the loan file, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Listed the property type as Coop, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewed for condo warranty documentation, as applicable;

Property Valuation Review

Clayton's Property Valuation scope of review conducted included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Original Appraisal Assessment (461 loans)

– Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

– For more detail on the original appraisal review, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Value Supported Analysis (461 loans)

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

● CU Score

● AVM

● Desk Review

For further detail please refer to the PRKCM 2026-AFC2 Valuations Summary Report.

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 4 March 18, 2026

![](n5768clayton_img002.jpg)

Regulatory Compliance Review

Clayton's regulatory compliance scope of review conducted on 461 loans on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u>.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tested for state-specific consumer protection laws including late charge and prepayment penalty provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Truth-in-lending/regulation Z (TILA) testing included the following:

– Notice of Right to Cancel (Right of Rescission) adherence if applicable;

– TIL Disclosure Timing (3/7/3) and disclosure content;

– TIL APR and Finance charge tolerances;

– Timeliness of ARM Disclosures (if applicable);

– Section 32 APR and Points and Fees Thresholds and prohibited practices;

– Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

– Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

– Prepayment Penalty restrictions; and

– QM/ATR Review: On applicable loans;, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau any loan subject to that regulation, as further described on <u>Appendix C</u> attached hereto.

– TILA/RESPA Integrated Disclosure Scope ('Covered Loans' with an Application Date => 10/3/2015); SFIG RMBS 3.0 TRID Compliance Review Scope as further described on <u>Appendix C</u> attached hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following, for loans other than 'Covered
Loans' and loans with an Application Date prior to 10/3/2015:

– GFE initial disclosure timing and content;

– Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

– Homeownership Counseling Notice;

– Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 5 March 18, 2026

![](n5768clayton_img002.jpg)

Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by Park Capital Management Sponsor LLC.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow of insurance payments

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 6 March 18, 2026

![](n5768clayton_img002.jpg)

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape-to-file accuracy of 461 reviewed loans, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tape data received from seller/Park Capital Management Sponsor LLC is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Discrepancies found during comparison are stored;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Each discrepancy is reported in a Loan Level Tape Compare Upload.

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

**data Compare Results**

Clayton provided Park Capital Management Sponsor LLC with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received from the sellers versus the data captured by Clayton during the loan review in relation to the 461 loans reviewed.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Field Name** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% Accuracy** |
| &nbsp;&nbsp;Assumable ID | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.57% |
| &nbsp;&nbsp;ATR/QM Status | &nbsp;&nbsp;3 | &nbsp;&nbsp;99.35% |
| &nbsp;&nbsp;Bankruptcy Chapter | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.57% |
| &nbsp;&nbsp;Borrower 1 Date of Birth | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Borrower 1 First Time Home Buyer | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;9 | &nbsp;&nbsp;98.05% |
| &nbsp;&nbsp;Borrower 1 Total Income | &nbsp;&nbsp;8 | &nbsp;&nbsp;98.26% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Borrower 2 First Time Home Buyer | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Borrower DSCR Percent | &nbsp;&nbsp;14 | &nbsp;&nbsp;96.96% |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;99.13% |
| &nbsp;&nbsp;Debt to Income Ratio (Back) | &nbsp;&nbsp;4 | &nbsp;&nbsp;99.13% |
| &nbsp;&nbsp;Disbursement Date | &nbsp;&nbsp;16 | &nbsp;&nbsp;96.53% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;5 | &nbsp;&nbsp;98.92% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Min Number | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Original Appraisal Date | &nbsp;&nbsp;12 | &nbsp;&nbsp;97.40% |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;7 | &nbsp;&nbsp;98.48% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;3 | &nbsp;&nbsp;99.35% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;99.35% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;30 | &nbsp;&nbsp;93.49% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;Total Cash Out | &nbsp;&nbsp;43 | &nbsp;&nbsp;90.67% |

---

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 7 March 18, 2026

![](n5768clayton_img002.jpg)

**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**<u>Initial and Final Overall Loan Grade Results (KBRA)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 344 | 17 | 33 | 56 | **450** |
| **Final** | **B** |  | &nbsp;&nbsp; 5 | &nbsp;&nbsp; 5 | 1 | **11** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **344** | **22** | **38** | **57** | **461** |

---

**<u>Initial and Final Overall Loan Grade Results (S&P)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 344 | 17 | 32 | 56 | **449** |
| **Final** | **B** |  | &nbsp;&nbsp; 5 | &nbsp;&nbsp; 6 | 1 | **12** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **344** | **22** | **38** | **57** | **461** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**<u>Initial and Final Credit Component Grade Results (KBRA)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 366 | 15 | 26 | 43 | **450** |
| **Final** | **B** |  | &nbsp;&nbsp; 5 | &nbsp;&nbsp;5 | &nbsp;&nbsp;1 | **11** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **366** | **20** | **31** | **44** | **461** |

---

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 8 March 18, 2026

![](n5768clayton_img002.jpg)

**<u>Initial and Final Credit Component Grade Results (S&P)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 366 | 15 | 26 | 43 | **450** |
| **Final** | **B** |  | &nbsp;&nbsp; 5 | &nbsp;&nbsp;5 | &nbsp;&nbsp;1 | **11** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **366** | **20** | **31** | **44** | **461** |

---

**<u>Initial and Final Property Valuation Grade Results (KBRA)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 448 |  | 3 | 10 | **461** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **448** | **0** | **3** | **10** | **461** |

---

**<u>Initial and Final Property Valuation Grade Results (S&P)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 448 |  | 2 | 10 | **460** |
| **Final** | **B** |  |  | 1 |  | **1** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **448** | **0** | **3** | **10** | **461** |

---

**<u>Initial and Final Regulatory Compliance Grade Results (KBRA)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 451 | 2 | 4 | 4 | **461** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **451** | **2** | **4** | **4** | **461** |

---

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 9 March 18, 2026

![](n5768clayton_img002.jpg)

**<u>Initial and Final Regulatory Compliance Grade Results (S&P)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 451 | 2 | 4 | &nbsp;&nbsp; 4 | **461** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **451** | **2** | **4** | **4** | **461** |

---

**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. ASF Upload Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Valuation Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Loan Level Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. 15E Form

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 10 March 18, 2026

![](n5768clayton_img002.jpg)

**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower eligibility, including:

– Citizenship status

– Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Transaction eligibility, including:

– Maximum loan amount

– Loan purpose

– Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included
required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Uniform Residential Loan Application reviewed to determine:

– Initial loan application was in the loan file and was signed by all borrowers

– Final loan application was in the loan file and was complete

– Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Employment analyzed and verified through use of various documents, including:

– Income documentation

– Verbal and/or written verifications of employments (VVOE, VOE)

– CPA letter

– Business licenses

– Tax transcripts (IRS Form 4506-T)

– Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income review included:

– Required income documentation for all borrowers was present and within required time period

– Documents did not appear to have been altered or inconsistent

– IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Compared IRS tax transcripts to income documentation and noted any inconsistencies

– Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ 1099

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 11 March 18, 2026

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;o Asset review included:

– Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Other documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;o Credit Report review included:

– Complete copy of report was in loan file

– Report was dated within required timeframe

– All borrowers were included in the report

– Checked any fraud alerts against related loan file documentation

– Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

– Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

– Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;o Title policy review included:

– Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Leasehold estate

– Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

– Applicable title endorsements were present

– Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

– Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

– Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o HUD1 (Settlement Statement) review included:

– Funds to close identified and analyzed against borrower's assets

– Seller contributions did not exceed maximum allowed

– Subject property, seller and borrower aligned with other loan documentation

– Disbursements and pay-offs included in debt ratio calculations

– Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;o Hazard/Flood insurance review included:

– Verified presence of required hazard insurance and flood insurance (if required)

– Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Correct property

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 12 March 18, 2026

![](n5768clayton_img002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

– Reviewed for evidence that any required insurance policy premium was paid

– Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Insurance review included:

– Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage
or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy"
by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan
file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;o Borrower identity

– Social Security inconsistencies

– Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;o Occupancy

– Borrower address history

– Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;o Employment

&nbsp;&nbsp;&nbsp;&nbsp;o Licensing – reviewed NMLS data for:

– Mortgage lender/originator

– Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;o OFAC

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 13 March 18, 2026

![](n5768clayton_img002.jpg)

**Appendix B: Origination Appraisal Assessment**

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that
it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report used standard GSE forms, appropriate to the property type:

– FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

– FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

– FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

– FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

– FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

– FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report was reasonably complete and included:

– Appraisal report form, certification, statement of limiting conditions and scope of work

– Accurate identification of the subject property

– Accurate identification of the subject loan transaction

– Accurate identification of the property type, in both land and improvements

– All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ 1004MC Market Conditions Report

– Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

– Appraisal date met supplied Sponsor Acquisition Criteria

– If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal
per Title XI of FIRREA and USPAP based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Title XI of FIRREA:

– Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

– Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;o USPAP

– Confirmed that the appraiser's certification is present and executed within the original appraisal.

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 14 March 18, 2026

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C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

– Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

– Comps used were reasonably recent in transaction date and if not the reason was furnished

– Comps used were reasonably similar to the subject property and if not an explanation was supplied

– Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;o Property was complete. However, if the property was not 100% complete, then any unfinished portion had
no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following
key points in making determination:

– Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

– Property usage was reviewed for zoning compliance

– Property utilization was reviewed to determine it was "highest and best use"

– Neighborhood values were reviewed to determine if declining

– Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Predominant occupancy

– Physical condition of the property was reviewed to determine that the property condition was average or better

– Style of property was reviewed to determine if unique property

– Any health and safety issues were noted and/or remediated

– Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met Park Capital Management Sponsor
LLC supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;o 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;o 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;o Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;o Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;o Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;o Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;o Working farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;o Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;o Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;o Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA
Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will
specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage
has been indicated, and the amount of said damage.

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 15 March 18, 2026

![](n5768clayton_img002.jpg)

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are not persons providing
valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers
under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes
of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed
valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the
underlying property

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will
not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

PRKCM 2026-AFC2 Due Diligence Narrative Report Page \| 16 March 18, 2026

![](n5768clayton_img002.jpg)

**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory
on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation
within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual
loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee tolerance
categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the
disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within
3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether
the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure
Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of
the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days
prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after
July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs
identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the
loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance,
mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains
documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements
This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will
be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance.
This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TILA/RESPA Integrated Disclosures ("TRID")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure
("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Pre-application Requirement Testing:

● Pre-application forms cannot look similar to the LE

● Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Timing Requirements:

● The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

● The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

● That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Fee Tolerances:

● Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

● If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Payment Schedule Accuracy:

● The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated payment schedule.

● Interest-only periods and final balloon payments are accurately completed.

● The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

● When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Accuracy of the Loan Calculations

● Amount Financed

● Finance Charge

● Total of Payments

● Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Technical Requirements

● Compliance with the TRID rounding rules.

● Compliance with specified formatting requirements.

● Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

● Alphabetization of fees.

● Title fees preceded by "Title –."

● Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Consistency within and across forms

● Once a fee is disclosed it must remain substantially the same name across disclosures.

● Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

● Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

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● Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Completion of the LE and CD

● All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

● For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

● That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Waivers

● Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with Park Capital Management Sponsor LLC, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Corrected CD requiring a new waiting period

● Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

● Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

● Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Post-Close CD's

● Corrected CD's provided with a post-close refund.

● Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

● Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Related Documentation

● Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

● Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

● Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Outside of Clayton's default TRID scope:

● Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

● Whether the Liability after Foreclosure selection is correct for the property state.

● Accuracy of the Aggregate Adjustment amount.

● Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

● Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

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**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;California | &nbsp;&nbsp;Maryland | &nbsp;&nbsp;New York |
| &nbsp;&nbsp;Connecticut | &nbsp;&nbsp;Massachusetts (subprime ARMS to first time homebuyers) | &nbsp;&nbsp;North Carolina |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Minnesota |  |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;**State/Local High Cost** |
| Arkansas | Maine | Pennsylvania |
| California | Maryland | Rhode Island, including the Providence ordinance |
| Colorado | Massachusetts | South Carolina |
| Connecticut | Nevada | Tennessee |
| District of Columbia | New Jersey | Texas |
| Florida | New Mexico | Utah |
| Georgia | New York | Vermont<br> (High Rate, High Point law) |
| Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| Indiana | Ohio, including<br> Cleveland Heights ordinance | |
| Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

● Minnesota (Mortgage Originator and Service Licensing Act)

● Puerto Rico (Office Regulation 5722)

● Texas (Texas Finance Code)

● West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

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**D.** **Borrower's Interest** 

Clayton uses a module that reports to Park Capital Management Sponsor LLC the factors that Park Capital Management Sponsor LLC can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;Maine | &nbsp;&nbsp;Ohio | &nbsp;&nbsp;South Carolina |
| &nbsp;&nbsp;Massachusetts | &nbsp;&nbsp;Rhode Island |  |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;Alabama (the "Mini-code") | &nbsp;&nbsp;Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| &nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | &nbsp;&nbsp;Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | &nbsp;&nbsp;Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;Kentucky (HB 552) | &nbsp;&nbsp;Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to

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confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between Park Capital Management Sponsor LLC and Fannie Mae for Clayton to report these results.)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2026 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

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## Exhibit 99.6

**Exhibit 99.6**

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **PRKCM 2026-AFC2** |
| **Start - End Dates:** | **11/5/2025 - 2/25/2026** |
| **Deal Loan Count:** | **461** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *461* |
| ***Loans with Conditions:*** | *117* |
| **10 - Total Active Conditions** | **10 - Total Active Conditions** |
| **10 - Non-Material Conditions** | **10 - Non-Material Conditions** |
|  | 10 - Credit Review Scope |
|  | 2 - Category: Application |
|  | 2 - Category: Assets |
|  | 1 - Category: Credit/Mtg History |
|  | 3 - Category: LTV/CLTV |
|  | 2 - Category: Terms/Guidelines |
| **117 - Total Satisfied Conditions** | **117 - Total Satisfied Conditions** |
|  | 92 - Credit Review Scope |
|  | 20 - Category: Application |
|  | 7 - Category: Assets |
|  | 2 - Category: Credit/Mtg History |
|  | 12 - Category: Insurance |
|  | 10 - Category: Legal Documents |
|  | 40 - Category: Terms/Guidelines |
|  | 1 - Category: Title |
|  | 14 - Property Valuations Review Scope |
|  | 10 - Category: Appraisal |
|  | 1 - Category: FEMA |
|  | 2 - Category: Property |
|  | 1 - Category: Value |
|  | 11 - Compliance Review Scope |
|  | 1 - Category: Compliance Manual |
|  | 3 - Category: Documentation |
|  | 1 - Category: Right of Rescission |
|  | 3 - Category: State Consumer Protection |
|  | 3 - Category: TILA/RESPA Integrated Disclosure |
| **1 - Total Waived Conditions** | **1 - Total Waived Conditions** |
|  | 1 - Credit Review Scope |
|  | 1 - Category: Credit/Mtg History |
| <br>©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**PRKCM 2026-AFC2** | &nbsp;&nbsp;**PRKCM 2026-AFC2** | &nbsp;&nbsp;**PRKCM 2026-AFC2** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**11/5/2025 - 2/25/2026** | &nbsp;&nbsp;**11/5/2025 - 2/25/2026** | &nbsp;&nbsp;**11/5/2025 - 2/25/2026** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**461** | &nbsp;&nbsp;**461** | &nbsp;&nbsp;**461** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans in Report:*** | &nbsp;&nbsp;*461* | &nbsp;&nbsp;*461* | &nbsp;&nbsp;*461* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans with Conditions:*** | *117* | *117* | *117* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Original Principal Balance** | &nbsp;&nbsp;**State** | &nbsp;&nbsp;**Initial Lender ATR/QM Status** | &nbsp;&nbsp;**Loan Level ATR/QM Status** | &nbsp;&nbsp;**Initial Securitization Overall Loan Grade** | &nbsp;&nbsp;**Final Securitization Overall Loan Grade** | &nbsp;&nbsp;**Initial Securitization Credit Loan Grade** | &nbsp;&nbsp;**Final Securitization Credit Loan Grade** | &nbsp;&nbsp;**Initial Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Final Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Final Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Initial S&P Overall Loan Grade** | &nbsp;&nbsp;**Final S&P Overall Loan Grade** | &nbsp;&nbsp;**Initial S&P Credit Loan Grade** | &nbsp;&nbsp;**Final S&P Credit Loan Grade** | &nbsp;&nbsp;**Initial S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Final S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial S&P Compliance Loan Grade** | &nbsp;&nbsp;**Final S&P Compliance Loan Grade** | &nbsp;&nbsp;**Condition Category** | &nbsp;&nbsp;**Condition Sub Category** | &nbsp;&nbsp;**Condition Status** | &nbsp;&nbsp;**Initial Securitization Condition Grade** | &nbsp;&nbsp;**Final Securitization Condition Grade** | &nbsp;&nbsp;**Initial S&P Condition Grade** | &nbsp;&nbsp;**Final S&P Condition Grade** | &nbsp;&nbsp;**Condition Code** | &nbsp;&nbsp;**Condition Description** | &nbsp;&nbsp;**Condition Material Indicator** | &nbsp;&nbsp;**Initial Comments** | &nbsp;&nbsp;**Client/Seller Response Comments** | &nbsp;&nbsp;**Conclusion Comments** | &nbsp;&nbsp;**TRID Error Type** | &nbsp;&nbsp;**Cure Method** | &nbsp;&nbsp;**Compensating Factors** |
| &nbsp;&nbsp;1090301344 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline requirement. | &nbsp;&nbsp;12.30.2025- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;12.30.2025- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 15 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 179 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x60 months positive mortgage payment history.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x84 months positive consumer payment history meeting 12 month guideline requirement. |
| &nbsp;&nbsp;1090301364 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 47 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 13 points below maximum guideline. |
| &nbsp;&nbsp;1090301376 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR275 | &nbsp;&nbsp;Completed "Subject To" w/o Completion Cert in File | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Final 1004D, Appraisal submitted "Subject To" | &nbsp;&nbsp;2.5.2026- Client provided correct appraisal, as-is. Exception satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 30 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;1090301385 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX(vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;2.9.2026- Client provided operating agreement. Exception Satisfied | &nbsp;&nbsp;2.9.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 10 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;1100501698 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 24 months |
| &nbsp;&nbsp;2000050211 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Rebuttable Presumption | &nbsp;&nbsp;QM: Rebuttable Presumption (APOR) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;FEMA | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAFEMA858 | &nbsp;&nbsp;Natural Disaster Area, no subsequent inspection (Individual & Public) | &nbsp;&nbsp;No | &nbsp;&nbsp;Declaration # XXX Declaration Date: XXX Effective Date: XXX Wildfires and Straight-Line Winds | &nbsp;&nbsp;2.4.2026- DIR report dated 2.3.2026 provided; no damage. Exception satisfied | &nbsp;&nbsp;2.4.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline max 75% LTV<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 55 points above guideline minimum of 660 for 75% LTV. |
| &nbsp;&nbsp;2000121945 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing the following required documents as required per guidelines:1- Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership.2- Missing borrower Contact Information form (Borrower is a Foreign National).3 - Missing ACH form that does not reflect Decline. (Borrower is a Foreign National). | &nbsp;&nbsp;1.28.2026- Client provided all documents; exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 77 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000122200 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 5 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 32.11 months PITIA above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x82 months positive mortgage payment history. |
| &nbsp;&nbsp;2000122201 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2670 | &nbsp;&nbsp;Asset documentation is insufficient per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;PCCD shows Gift Funds used in amount of $XXX. Provide Executed Gift letter in that amount. | &nbsp;&nbsp;2.12.2026- Client provided gift letter. Exception Satisfied | &nbsp;&nbsp;2.12.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 633 which is 13 points above guideline minimum of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 8.72 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000123234 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x36 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 7.03 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 713 which is 13 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000123687 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AR | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX, a Florida Corporation (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;1.15.2026- Client provided operating agreement. Exception Satisfied | &nbsp;&nbsp;1.15.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 115 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000123766 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 22.03 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 786 which is 166 points above guideline minimum of 620. |
| &nbsp;&nbsp;2000123818 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Members and Member percentages. Business search in file reflects XXX as Manager only. | &nbsp;&nbsp;12/1/25 - Lender provided a copy of the missing LLC agreement for XXX, reflecting XXX to be 100% owner. | &nbsp;&nbsp;12/1/25 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 46.87 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 53 points above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x72 months positive mortgage payment history.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 55.12 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000124368 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 13.64 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x66 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 672 which is 12 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000124393 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 23 months PITI. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000124636 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 13 years at current job<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x66<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 109 points above guideline minimum of 700<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 15 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 472 months of PITI reserves more than the 6 months of required reserves |
| &nbsp;&nbsp;2000124870 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 114 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 17 points above guideline minimum of 640 |
| &nbsp;&nbsp;2000124993 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 38 points below maximum guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 69 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 109 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000125064 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 87 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 21 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 41 months |
| &nbsp;&nbsp;2000125089 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of XXX. Missing Trust Certification or Trust documents. | &nbsp;&nbsp;2.4.2026- Client provided executed trust documents. Exception satisfied | &nbsp;&nbsp;2.4.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX. No reserves are required<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 9 years at current residence<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 15 points below guideline maximum |
| &nbsp;&nbsp;2000125187 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have resided in their primary residence for the past 22 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5.95 points below maximum guideline for cash out of $989169.09<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 126 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 84 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 70 months |
| &nbsp;&nbsp;2000125228 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;1. The loan file is missing the operating agreement since the title vesting is in a LLC. 2. Additionally, the loan file is missing Borrower contact information as required per guideline for Foreign Nationals. 3. The loan file is missing fraud report. | &nbsp;&nbsp;1.13.2026- Client provided required documents. Exception Satisfied | &nbsp;&nbsp;1.13.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 7.10 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000125468 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Certification of Trust/Trust documentation. | &nbsp;&nbsp;12/4/25 - Lender provided a copy of the XXX certification | &nbsp;&nbsp;12/4/25 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 16.24 points below guideline maximum for I/O.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 45 points above guideline requirement of 720 for I/O.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x99 months positive mortgage payment history meeting 12 month guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x254 positive consumer payment history meeting 12 month guideline minimum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 69.40 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000125520 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Bank statement and vesting in in name of XXX, missing LLC documents. | &nbsp;&nbsp;1.16.2026- Client provided executed LLC docs. Exception Satisfied | &nbsp;&nbsp;1.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000125633 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MS | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x80<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 89 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 19 points above guideline minimum of 680 |
| &nbsp;&nbsp;2000125829 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;1.14.2026- Client provided flood certificate; zone X. Exception Satisfied | &nbsp;&nbsp;1.14.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 15 years at current residence |
| &nbsp;&nbsp;2000125974 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 124 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x314 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x70 months positive mortgage payment history.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 76.40 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000126009 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV >5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000126331 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Executed Trust Documents. | &nbsp;&nbsp;2.12.2026- Client provided trust document. Exception satisfied | &nbsp;&nbsp;2.12.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower with current employer for the past 17 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 63 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in subject for the past 25 years |
| &nbsp;&nbsp;2000126514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;There are 3 Investment Properties listed on XXX Bank Statements only 1 of the 3 are listed on 1003.The 2 Investment properties need to be added to 1003 and property reports need to be provided. | &nbsp;&nbsp;12/5/25 - The properties are under the business, per the bank statements, not the borrower. | &nbsp;&nbsp;12/5/25 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary for the past 7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 36 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000126514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2354 | &nbsp;&nbsp;Asset Verification In File is Incomplete Per Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;XXX Statements #XXX are in the name of XXX, LLC.Provide documentation showing borrower has access to funds in LLC accounts. | &nbsp;&nbsp;2.11.2026- Client provided operating agreement on LLC. Exception satisfied | &nbsp;&nbsp;2.11.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary for the past 7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 36 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000126561 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have owned their primary for the last 20 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 51 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 14 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 82 months |
| &nbsp;&nbsp;2000126567 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 41 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x59<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 11 points above guideline minimum of 640 |
| &nbsp;&nbsp;2000126577 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 68 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 64 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 8 years at current residence |
| &nbsp;&nbsp;2000126605 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 66 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x73 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x54 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 89.38 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000126630 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MS | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDTER113 | &nbsp;&nbsp;Loan amount is below guideline minimum | &nbsp;&nbsp;No | &nbsp;&nbsp;Loan amount $XXX is below guideline minimum $XXX | &nbsp;&nbsp;1.22.2026- Loan amount is below minimum amount of $XXX. DSCR >1.125%, LTV 75%, Fico 672. Exception non-material, no further action needed; grade B | &nbsp;&nbsp;1.22.2026- Exception non-material; grade b | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 672 which is 12 points above guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 98.65 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000126642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x80<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 17 years & 6 months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 14 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000126722 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 52 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 3 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000126816 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x44 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 680 which is 20 points above guideline minimum of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 122.07months of PITIA which exceeds 0.00 months PITIA guidelines. |
| &nbsp;&nbsp;2000126887 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrowers have 0x30x60 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x36 mortgage history which exceed the minimum guideline of 12 months |
| &nbsp;&nbsp;2000126902 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 has 5 years & 10 months at current job<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 8 years & 10 months at current job<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x70<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 11 points below guideline maximum. |
| &nbsp;&nbsp;2000126914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 7 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000126993 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Flood Certification. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 19 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 25.16 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 87 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x72 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x370 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 16.29 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000127032 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 61 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 70 months of PITI reserves more than the 3 months of required reserves |
| &nbsp;&nbsp;2000127111 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 8 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 20.09 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 139 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x39 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x299 months consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 55.33 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000127136 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 764 exceeds minimum required of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of $XXX exceed reserve requirement of $XXX |
| &nbsp;&nbsp;2000127218 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 3 months PITI reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over 5 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000127224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x23 months positive consumer payment history meeting 12 month guideline<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 5 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 105.85 months PITIA above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x40 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 112 points above guideline requirement. |
| &nbsp;&nbsp;2000127225 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 1 x 30 x 62 monthslate was in 2023<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 52 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 94 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000127305 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 34.09 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 18 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 10 points below guideline maximum |
| &nbsp;&nbsp;2000127318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing VOR or documents supporting $3,500.00 per month rent for borrower's primary residence located at XXX per guideline requirement | &nbsp;&nbsp;1.23.2026- Client provided payment history with 0x30x12; Exception Satisfied | &nbsp;&nbsp;1.23.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 18 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 10 points below guideline maximum |
| &nbsp;&nbsp;2000127350 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 709 which is 9 points above guideline minimum of 700.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 100.60 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000127395 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 702.46 months PITIA above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x163 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x77 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 97 points above guideline requirement. |
| &nbsp;&nbsp;2000127479 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 27 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 13 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000127487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;File missing flood cert doc | &nbsp;&nbsp;12.22.2025- Client provided flood cert. Exception satisfied | &nbsp;&nbsp;12.22.2025- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 17 points below maximum guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 25 months of PITIA reserves more than the 6 months of required reserves. |
| &nbsp;&nbsp;2000127491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Documentation | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPDOC806 | &nbsp;&nbsp;Notary Status is missing | &nbsp;&nbsp;No | &nbsp;&nbsp;The Deed of Trust/Mortgage is missing the notary date and seal. | &nbsp;&nbsp;12.29.2025- Client provided notarized deed. Exception satisfied | &nbsp;&nbsp;12.29.2025- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 16 points below maximum guideline 70% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 49 points above guideline minimum of 70.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 70 months |
| &nbsp;&nbsp;2000127491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Active | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAST2670 | &nbsp;&nbsp;Asset documentation is insufficient per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower required to bring $3,239.31 to closing, 2 months bank statements required.Only located 1 month for XXX XXX dated 10.28.2025. | &nbsp;&nbsp;1/13/2025 Client provided an account print out with an updated balance of $197k. Full transaction history not provided, so not using in reserves. Exception for missing 2 month statement is considered non--material. Borrower meets the reserve requirement with the Oct statement, has 749 FICO, and 63% LTV. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 16 points below maximum guideline 70% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 49 points above guideline minimum of 70.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 70 months |
| &nbsp;&nbsp;2000127503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x240 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 11.60 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 113 points above guideline requirement. |
| &nbsp;&nbsp;2000127508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 434 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 98 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000127521 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 56 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000127586 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;File missing Flood Cert doc | &nbsp;&nbsp;2.5.2026-Client provided flood certificate, zone X. Exception Satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 4 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline. |
| &nbsp;&nbsp;2000127611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 30 points below guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 36 months paid as agreed(1st lien). |
| &nbsp;&nbsp;2000127619 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Trust docs and Trust Certificate. | &nbsp;&nbsp;1.5.2026- Client provided executed trust documents. Exception Satisfied | &nbsp;&nbsp;1.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 95 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 1,370 months of PITI reserves more than the 3 months of required reserves |
| &nbsp;&nbsp;2000127634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25 years at current job<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 81 points above guideline minimum |
| &nbsp;&nbsp;2000127646 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Updated Valuation: LCA (or CU) score is are not reflected. | &nbsp;&nbsp;1.27.2026- Client provided desk review within tolerance, 0% variance. Exception satisfied | &nbsp;&nbsp;1.27.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10 years & 4 months at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 23 years & 10 months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 54 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000127646 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Property | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAPROP241 | &nbsp;&nbsp;Property Type unacceptable under guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;Manufactured home is Ineligible per guideline. | &nbsp;&nbsp;1.27.2026- Property type is manufactured housing, which is not allowed per guidelines. Additional review findings: Loan is deemed non-material, grade B. Borrower exhibits credit score 754, minimum 680 for c/o refi, DTI 33.88%, LTV 60%, subject previously owned free clear, original purchase in 2013. | &nbsp;&nbsp;1.27.2026- Exception remains, non-material grade B | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10 years & 4 months at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 23 years & 10 months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 54 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000127648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The title vesting is in XXX The loan file is missing the all pages of the Operating Agreement for XXX reflecting member and member percentage of ownership. | &nbsp;&nbsp;1.28.2026- Client provided operating agreement; exception satisfied | &nbsp;&nbsp;1.28.2026- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 70.82 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 754 which is 54 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x79 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000127675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 50 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 64 months paid as agreed<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 5 points below guideline maximum |
| &nbsp;&nbsp;2000127704 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 32 points below maximum guideline of 75%LTV.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 09 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000127720 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 67 months paid as agreed<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 26 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000127727 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing executed Trust Documents/Cert of Trust | &nbsp;&nbsp;1.5.2026- client provided trustee docs. exception Satisfied | &nbsp;&nbsp;1.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 42.64 points below maximum guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 796 is greater than guideline minimum 640 for cash out refinance.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 123.58 months of PITIA reserves |
| &nbsp;&nbsp;2000127734 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 26 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 28 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 137 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000127764 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The loan file is missing the borrower contact information form that is required for foreign national. | &nbsp;&nbsp;2.9.2026- Client provided foreign national contact card. Exception satisfied | &nbsp;&nbsp;2.9.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 4.62 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000127771 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrowers lower middle credit score of 781 which is 121 points above guideline minimum of 66<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrowers have 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrowers have $XXX or 247.03 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrowers have 0x30x26 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000127792 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;1.28.2026- Client provided operating agreement, executed. Exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 20 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 27 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000127807 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR5351 | &nbsp;&nbsp;Insurance Effective date is greater than the transaction date | &nbsp;&nbsp;No | &nbsp;&nbsp;HOI effective date 12/03/2025Final CD disbursement date XXX | &nbsp;&nbsp;12.22.2025- Client provided HOI policy with effective date of XXX, Exception Satisfied | &nbsp;&nbsp;12.22.2025- Exception Satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 62 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 37 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000127923 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline. |
| &nbsp;&nbsp;2000127988 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 145 months with 0x30 mortgage payment history exceeds guideline required 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 671 Credit score exceeds guidelines 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 99.39 months PITI.Required reserve are $XXX x 3 month = $XXX |
| &nbsp;&nbsp;2000127989 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 28 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 110 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000127992 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID4056 | &nbsp;&nbsp;TRID - CD: The Total Payment Amount on the Loan Calculation section of the Final Closing Disclosure is less than the Clayton Calculated Total Payment Amount | &nbsp;&nbsp;No | &nbsp;&nbsp;PCCD 12/24/2025, Loan Calculations Section: TOP disclosed as $XXX vs Clayton Calculation of $XXX for a difference of $595.00. Please provide Final ALTA to show reduction in Loan Costs to borrower. | &nbsp;&nbsp;01/14/2026 - Final ALTA (Settlement Statement) provided by the client is incorrect and does not align or match the same borrower's or loan amounts. Please review and resend new ALTA Statement matching the borrowers regarding loan #XXX01/20/2026 - Final ALTA Statement provided which shows a reduction in loan costs. | &nbsp;&nbsp;01/14/2026 - Exception remains.01/21/2026 - Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 9 years at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 7 years & 5 months at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 80 points above guideline minimum of 700<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 5 points below guideline maximum. |
| &nbsp;&nbsp;2000127998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 Middle FICO is 183 points above guideline minimum 620.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: The borrowers loan-to-value (LTV) of 50% is 30 percentage points below the guideline maximum of 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 48.74 months PITIA above guideline minimum of 3 months PITIA. |
| &nbsp;&nbsp;2000128003 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 39.59 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 32 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 26 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000128009 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 106 points above guideline minimum of 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 11 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has not had any 30-day, 60-day, 90-day or 120 day late payments on all consumer accounts for the last 99 months which exceeds the minimum guideline for 24 months. |
| &nbsp;&nbsp;2000128016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $XXX or 10.8 months PITI exceed guideline 3 months x $XXX = $XXX.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 708 Credit score exceeds guidelines minimum of 640 per program. |
| &nbsp;&nbsp;2000128026 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX. No reserves are required.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over XXX years at current residence.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Over 10 years at current job |
| &nbsp;&nbsp;2000128037 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of A XXX, missing LLC documents | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 8 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 Points above guideline minimum |
| &nbsp;&nbsp;2000128038 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 24 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: : Borrower CLTV is > 17.36 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x76 months positive consumer payment history meeting 24 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x48 months positive mortgage payment history meeting 24 month guideline |
| &nbsp;&nbsp;2000128091 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 75 months paid as agreed<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 6 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000128154 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 40 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 31 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000128176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 106 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 20.82 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128186 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 805 Credit score exceeds guidelines of 640 per program.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 84 months with 0x30 mortgage payment history exceeds guideline required 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 124.42 months PITI.Required reserve are $XXX x 3 = $XXX. |
| &nbsp;&nbsp;2000128210 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Flood Certificate. | &nbsp;&nbsp;12.24.2025- Client provided flood certification; zone c Exception Satisfied | &nbsp;&nbsp;12.24.2025- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for 17 years and 3 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 41.04 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 181 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x468 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 22.48 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000128218 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x308 months positive consumer payment history meeting 24 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 15.98 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 25 years.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x70 months positive mortgage payment history meeting 24 month guideline |
| &nbsp;&nbsp;2000128279 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 5 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 50 points below guideline maximum |
| &nbsp;&nbsp;2000128292 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 40 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 25 months PITIA reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence |
| &nbsp;&nbsp;2000128301 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 98 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 39 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000128305 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 699 which is19 points above guideline minimum of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x77 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000128346 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 6 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128349 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 24 months of PITI reserves more than the X months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 38 points above guideline minimum of 660 |
| &nbsp;&nbsp;2000128358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x62<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 8 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7 years & 8 months at current residence |
| &nbsp;&nbsp;2000128402 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 28 points below maximum guideline<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x84<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 123 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 95 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128447 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3670 | &nbsp;&nbsp;TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | &nbsp;&nbsp;No | &nbsp;&nbsp;Zero Tolerance Fee of $100.00 due to Processing fee from $250.00 to $350.00. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | &nbsp;&nbsp;01/16/2026 - Client provided a valid COC with Initial Closing Disclosure | &nbsp;&nbsp;01/19/2026 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 10 years at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x91<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has XXX years & XXXmonths at current job |
| &nbsp;&nbsp;2000128493 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX(vesting) reflecting Member(s) and Member(s) percentage owned of entity as required per guideline. | &nbsp;&nbsp;1.7.2026- Client provided executed operating agreement. Exception Satisfied | &nbsp;&nbsp;1.7.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 31 points below maximum guideline of 80% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 70 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 50 months |
| &nbsp;&nbsp;2000128493 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Final 1008 | &nbsp;&nbsp;1.7.2026- Client provided 1008. Exception Satisfied | &nbsp;&nbsp;1.7.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 31 points below maximum guideline of 80% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 70 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 50 months |
| &nbsp;&nbsp;2000128512 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 22.55 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 182 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x180 months positive consumer payments meeting 12 month guideline requriement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x30 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 15.17 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000128534 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of XXX, missing LLC documents | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 20 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is below guideline maximum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence |
| &nbsp;&nbsp;2000128589 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x46 months positive mortgage payment history meeting 24 month guideline<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 5.52 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO >24 points above guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for XXX years. |
| &nbsp;&nbsp;2000128595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDTER113 | &nbsp;&nbsp;Loan amount is below guideline minimum | &nbsp;&nbsp;No | &nbsp;&nbsp;Loan amount $XXX is less than guideline minimum $XXX | &nbsp;&nbsp;1.29.2026- Loan amount $XXX <$XXX from minimum loan amount of $XXX. Additional review findings; DSCR >1, DSCR 1.3390% exhibits strong higher than usual rental income on subject property, 10 months PTIA. Exception deemed non-material, grade B | &nbsp;&nbsp;1.29.2026- Exception non-material, grade B | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 7.05 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000128734 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary residence for the past XXX years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 38 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000128769 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 4.90 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 789 which is 169 points above guideline minimum of 620. |
| &nbsp;&nbsp;2000128782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 30 points below maximum guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 117 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: . |
| &nbsp;&nbsp;2000128794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 Credit score exceeds guidelines of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 100.70 months PITI.Required reserve are $XX x 3 month = $XXX |
| &nbsp;&nbsp;2000128806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower is minimal credit user with 14 years credit history |
| &nbsp;&nbsp;2000128822 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 655 exceeds minimum required of 640<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves remaining of $XXX exceeds 3 month requirement of $XXX |
| &nbsp;&nbsp;2000128834 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 70 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has XXX months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128861 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH104 | &nbsp;&nbsp;Credit score below guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower is First Time Home Buyer; required minimum score per guideline is 660- Borrower's middle score is 651. | &nbsp;&nbsp;1.5.2026- Fico does not meet guidelines; -9 variance. Borrower compensating factors include low LTV 46% with12 months PITIA. Exception remains as non-material, grade B. | &nbsp;&nbsp;1.5.2026- Exception non-material; grade B | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 6 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points above guideline minimum |
| &nbsp;&nbsp;2000128863 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 19 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 101 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 109 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128867 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 19 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 58 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline. |
| &nbsp;&nbsp;2000128875 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 18 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x82<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 74 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 8 years & 6 months at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 112 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128877 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 94 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x78<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 6 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128891 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 73 points above guideline minimum of 700.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 12 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 95 months of PITIA reserves more than the 6 months of required reserves. |
| &nbsp;&nbsp;2000128905 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min fico 680; borrower fico 719 |
| &nbsp;&nbsp;2000128911 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 8 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 54 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000128914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 60 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000128924 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 57 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 17 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000128929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 5 months PITIA reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 30 years at current residence |
| &nbsp;&nbsp;2000128946 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 810 Credit score exceeds guidelines of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 78.34 months PITI.Required reserve are $XXX x 3 month = $XXX |
| &nbsp;&nbsp;2000128998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 26.15 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 105 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x371 positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 258.60 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000129004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 785.66 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 20 points below maximum guideline. |
| &nbsp;&nbsp;2000129008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 8.10 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000129023 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x67<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 95 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129041 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has >30 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 23 months paid as agreed |
| &nbsp;&nbsp;2000129069 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;LA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Desk Review to support original as is value. CU score 1.0. LTV 70%. Desk review required with LTV over 60% per guideline. | &nbsp;&nbsp;1.21.2026- Client provided updated guidelines. Revised 1.1.2026 no longer requires CDA for LTV's >60%. Exception satisfied | &nbsp;&nbsp;1.21.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x81<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 20 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 17 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129079 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 15 points below guideline maximum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 13 years at current residence.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$2,468.88. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000129082 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 9 years & 5 months at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x60<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 113 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 80 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129112 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $XXX exceeds 3 month requirement of $XXX<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Primary Mortgage Payment history 0 X 30 over 15 months |
| &nbsp;&nbsp;2000129129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 13 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 42 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129132 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 53 months PITI. No reserves are required.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 12 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 30 points below guideline maximum |
| &nbsp;&nbsp;2000129136 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 24 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 57 points below maximum guideline 80%LTV.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 47 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 113 points above guideline minimum of 700.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary for the past 15 years |
| &nbsp;&nbsp;2000129189 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDCRMH183 | &nbsp;&nbsp;Credit report incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A - Borrowers are foreign National | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower had $XXX or 7.23 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000129189 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The loan file is missing ACH Form and Borrower contact information required by G/L's for Foreign Nationals | &nbsp;&nbsp;2.4.2026- Client provided ACH formed, executed. Exception Satisfied | &nbsp;&nbsp;2.4.2026- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower had $XXX or 7.23 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000129193 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: borrowers have > 80 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 30 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000129195 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Trust Documents. | &nbsp;&nbsp;1.23.2026- Client provided executed trust documents. Exception Satisfied | &nbsp;&nbsp;1.23.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30X318 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 12 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 190 points above guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 11.99 months PITIA above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x49 months positive mortgage payment history meeting 12 month guideline. |
| &nbsp;&nbsp;2000129201 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 91 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 82 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129210 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;1.16.2025- Client uploaded LLC agreement. Exception Satisfied | &nbsp;&nbsp;1.16.2025- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 31 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129212 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x85<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 38 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 49 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129222 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 764 which is 104 points above guideline minimum of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 5.75 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000129243 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 35 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 19 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 11 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129266 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x81<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 63 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 52 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129289 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 10 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129293 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 58 months PITI. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 40 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 184 months paid as agreed |
| &nbsp;&nbsp;2000129304 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 8.97months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 777 which is 137 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000129305 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11 years & 11 months at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 17 years & 10 months at current residence<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 16 points below guideline maximum. |
| &nbsp;&nbsp;2000129306 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 25 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x56 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 151 points above guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 45.46 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000129313 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 815 Credit score exceeds minimum required of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at primary residence for 18 years |
| &nbsp;&nbsp;2000129314 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 65 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years & 3 months at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 85 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129321 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing ACH for as required for Foreign Nationals per guideline. | &nbsp;&nbsp;1.14.2026- Client provided executed ACH form. Exception Satisfied | &nbsp;&nbsp;1.14.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 6.84 months PITIA.Required reserve are $XXX x 3 month = $XXX. |
| &nbsp;&nbsp;2000129323 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in the name ofXXX. Missing LLC documents. | &nbsp;&nbsp;1.28.2026- Client provided operating agreement; exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 20 months PITI reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over XXX years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000129328 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x63 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 5.46 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 83 points above guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is > 14.03 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x199 months positive consumer payment history meeting 12 month guideline requirement. |
| &nbsp;&nbsp;2000129332 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 174 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x241 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x61 months positive mortgage payment history meeting 12 month guideline.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for XX years. |
| &nbsp;&nbsp;2000129334 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence. |
| &nbsp;&nbsp;2000129337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2478 | &nbsp;&nbsp;Missing Legal Documentation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Business Purpose for LE and CD and Note. | &nbsp;&nbsp;02/12/2026 - Client provided Note and CD. | &nbsp;&nbsp;02/13/2026 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 69 points above guideline minimum of<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower XXX for the past 15 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 99 months |
| &nbsp;&nbsp;2000129346 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 17 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 23 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 6 points below maximum guideline. |
| &nbsp;&nbsp;2000129353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 813 which is 193 points above guideline minimum of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 86.88 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 37.45 points below guideline maximum. |
| &nbsp;&nbsp;2000129358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x33 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 20 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30xX23 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 111.25 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 129 points above guideline requirement. |
| &nbsp;&nbsp;2000129363 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 41.52 months PITIA.Required reserve are $XXX x 3 month = $XXX.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 661 Credit score exceeds guidelines of 640.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 171 months with 0x30 mortgage payment history exceeds guideline required 12 months. |
| &nbsp;&nbsp;2000129367 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAST3078 | &nbsp;&nbsp;Insufficient # of months cash reserves for PITI per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower's Post Close Assets are $XXX or 1.10 months of PITIA reserves.Required PITIA Reserves are $XXX x 3 = $XXX | &nbsp;&nbsp;1.13.2026- Additional review; loan is short 2 months PITI. Borrowers DSCR >1.25, DSCR 1.3566%, fico 792, LTV 75%; exception deemed non-material, grade B, exception remains. | &nbsp;&nbsp;1.13.2026- Exception remains- non-material | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 92 points above guideline minimum of 700.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's LTV is 75%, maximum allowed is 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 74 months |
| &nbsp;&nbsp;2000129374 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 5 points below guideline maximum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 35 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000129393 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 35 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 50 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence |
| &nbsp;&nbsp;2000129399 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Lender's loan approval form 1008. | &nbsp;&nbsp;1.30.2026- Client provided 1008. Exception Satisfied | &nbsp;&nbsp;1.30.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 170 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x162 months positive consumer payment history meeting 12 month guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 139.44 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000129402 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;1.22.2026- Client provided executed operating agreement. Exception satisfied | &nbsp;&nbsp;1.22.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 110 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 103 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129410 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITI reserves above guideline minimum |
| &nbsp;&nbsp;2000129413 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing borrower signed ACH Form as required by G/L's | &nbsp;&nbsp;1.22.2026- Client provided signed ach form. Exception Satisfied | &nbsp;&nbsp;1.22.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 8 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 88 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129418 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 24.89 months PITIA.Required reserve are $XXX x 6 month = $XXX.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 171 months with 0x30 mortgage payment history exceeds guideline required 12 months. |
| &nbsp;&nbsp;2000129426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 40 months |
| &nbsp;&nbsp;2000129459 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 97 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x49<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 58 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 11 points below maximum guideline. |
| &nbsp;&nbsp;2000129461 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at Primary residence for XXX years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 781 exceeds minimum required of 700 |
| &nbsp;&nbsp;2000129474 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower have been in their primary for the past XXX years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 38 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 99 months |
| &nbsp;&nbsp;2000129479 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;LA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 768 which is 148 points above guideline minimum of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 5.81 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 53.26% and is 21.74% below guideline maximum of 75.00%. |
| &nbsp;&nbsp;2000129481 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 727 which is 27 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 20.64 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000129494 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 17 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 6 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129509 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST205 | &nbsp;&nbsp;Insufficient Funds to Close | &nbsp;&nbsp;No | &nbsp;&nbsp;Verified funds in XXX acct : $XXX. Required down payment $58,196.94 per Final CD | &nbsp;&nbsp;1.13.2026- Sr U/W review; verified documentation of translated bank statements. Exception Satisfied | &nbsp;&nbsp;1.13.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70% max purchase 80% |
| &nbsp;&nbsp;2000129509 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST3078 | &nbsp;&nbsp;Insufficient # of months cash reserves for PITI per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Required reserves are 3 x $XXX = $XXXNo reserves are verified | &nbsp;&nbsp;1.13.2026- Sr U/W review; verified documentation of translated bank statements. Exception Satisfied | &nbsp;&nbsp;1.13.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70% max purchase 80% |
| &nbsp;&nbsp;2000129513 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 7 years at current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 10 points below guideline maximum. |
| &nbsp;&nbsp;2000129515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 798 which is 98 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 137.73 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x54 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000129518 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 786 which is 166 points above guideline minimum of 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x73 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 18.12 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000129528 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;AIA G/L's dated 1.1.2026 require CDA on loans with and LTV higher than 60% | &nbsp;&nbsp;1.27.2026- Client provided updated guidelines. Exception no longer valid. Exception satisfied | &nbsp;&nbsp;1.27.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 78 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 107 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 87 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000129531 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The title vesting is in XXX, a Florida Limited Liability Company. The loan file is missing the all pages of the Operating Agreement for XXX reflecting member and member percentage of ownership. | &nbsp;&nbsp;1.13.2026- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;1.13.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 4.60 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 678 which is 62 points above guideline minimum of 640.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 65.00% and is 10.00% below guideline maximum of 75.00%. |
| &nbsp;&nbsp;2000129560 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Value not supported. Desk review variance greater than 10% variance. - | &nbsp;&nbsp;3.10.2026- Client provided 1025 second appraisal, variance 3%, within tolerance. Exception satisfied | &nbsp;&nbsp;3.10.2026- Exception Satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 785 which is 145 points above guideline minimum of 640.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 140.68 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000129588 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 12 years<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 36 months |
| &nbsp;&nbsp;2000129599 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;The loan file is missing a desk review because the Fannie Mae and Freddie Mac UCDP reports indicate a No Score. | &nbsp;&nbsp;1.16.2026- Client provided CDA within 10% tolerance. Exception Satisfied | &nbsp;&nbsp;1.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 756 which is 116 points above guideline minimum of 640.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 63.98% and is 16.02% below guideline maximum of 80.00%.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x44 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000129602 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 16.31 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 749 which is 89points above guideline minimum of 660.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x29 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000129606 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR848 | &nbsp;&nbsp;Missing Hazard Insurance | &nbsp;&nbsp;No | &nbsp;&nbsp;File missing HOI doc | &nbsp;&nbsp;1.9.2026- Client provided HOI. Exception Satisfied | &nbsp;&nbsp;1.9.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 23 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 60 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 30 years & 2 months at current residence |
| &nbsp;&nbsp;2000129612 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000129613 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 80 months PITI reserves above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 25 months paid as agreed. |
| &nbsp;&nbsp;2000129625 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 800 exceeds the minimum score<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves are $XXX or 14.23 months o PITI reserves exceedsRequired PITI $XXX x 6 = $XXX |
| &nbsp;&nbsp;2000129628 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 100 points aboveguideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 91.06 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000129662 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 4 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 Credit score exceeds guidelines of 640. |
| &nbsp;&nbsp;2000129663 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 5 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 66 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 27 months paid as agreed |
| &nbsp;&nbsp;2000129669 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for 5 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 Credit score exceeds minimum required of 700 |
| &nbsp;&nbsp;2000129703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 93.24 months PITIA.Required reserve are $XXX x 3 month = $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 692 Credit score exceeds guidelines of 640. |
| &nbsp;&nbsp;2000129717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 74.26 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 760 which is 120 points above guideline minimum of 640.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x54 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x42 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000129720 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 91.81 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV >10 points below guideline maximum |
| &nbsp;&nbsp;2000129724 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL1817 | &nbsp;&nbsp;Final HUD-1 is incomplete or illegible | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing page 2 of Final CD. | &nbsp;&nbsp;1.30.2026- Client provide final CD; exception satisfied. | &nbsp;&nbsp;1.30.2026- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x302 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 13.36 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 124.87 months PITIA above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x27 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for 21 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 160 points above guideline requirement. |
| &nbsp;&nbsp;2000129724 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Certification of Trust/Trust Documents. | &nbsp;&nbsp;1.29.2026- Client provided trust documents. Exception satisfied | &nbsp;&nbsp;1.29.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x302 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 13.36 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 124.87 months PITIA above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x27 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for 21 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 160 points above guideline requirement. |
| &nbsp;&nbsp;2000129744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrowers' lowest middle credit score is 767, which is 107 points above the guideline minimum of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 20.03 months of PITIA reserves which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000129748 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 14.21 months PITIA above guideline minimum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x272 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 107 points above guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for XXX years and XXX months.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x82 months positive mortgage payment history meeting 12 month guideline |
| &nbsp;&nbsp;2000129749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 10 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000129753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Consumer Protection | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPSTCP1151 | &nbsp;&nbsp;SC Home Loans - Broker 'Amounts Earned' Disclosure not in file | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing SC Home Loans - Broker 'Amounts Earned' Disclosure | &nbsp;&nbsp;01/14/2026 - Disclosure located in file. | &nbsp;&nbsp;01/14/2026 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in subject for the past 21 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 16 months |
| &nbsp;&nbsp;2000129753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Consumer Protection | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPSTCP1159 | &nbsp;&nbsp;SC Home Loans - Designated Agency Disclosure not in file | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing SC Home Loans - Designated Agency Disclosure | &nbsp;&nbsp;01/14/2026 - Disclosure located in file. | &nbsp;&nbsp;01/14/2026 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in subject for the past 21 years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 16 months |
| &nbsp;&nbsp;2000129757 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;DE | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x396 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 790 which is 170 points above guideline minimum of 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 178.90 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000129760 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x45<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 8 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 63 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129761 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 248 months paid as agreed |
| &nbsp;&nbsp;2000129765 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;LTV/CLTV | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLTV3028 | &nbsp;&nbsp;LTV Exceeds Guideline Requirement by 10% or more | &nbsp;&nbsp;No | &nbsp;&nbsp;AIA G/L's dated 1.1.2026 max LTV for DCR's > 0.75 but < 0.85 on a purchase is 65% LTVActual DCR% = $1,600.00 / $1,925.36 = 0.8310 DCR%Actual LTV is 80% | &nbsp;&nbsp;2.2.2026- Additional review; LTV 80%, max LTV 75% for DSCR <1/ DSCR 0.8310. Exception deemed non-material with supporting fico 748 (minimum 660) and 45 months PITIA $XXX reserves. non-material, grade b, remains active | &nbsp;&nbsp;2.2.2026- Exception non-material; grade B | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 45 months of PITIA reserves more than the 6 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 48 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129776 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 20 years, 10 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 Credit score exceeds guidelines of 640. |
| &nbsp;&nbsp;2000129778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Certification of Trust. Document in file is blank. | &nbsp;&nbsp;1.13.2026- client provided executed trust documents. Exception Satisfied | &nbsp;&nbsp;1.13.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for XXX years and XXX months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 23.8 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 17 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x514 positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x99 months positive mortgage payment history meeting 12 month guideline requirement. |
| &nbsp;&nbsp;2000129782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 37 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129785 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;The CDA reflects an incorrect borrower name of XXX. Provide CDA for borrowers XXX and XXX for the property located at XXX | &nbsp;&nbsp;1.29.2026- Client provided CDA. Exception Satisfied | &nbsp;&nbsp;1.29.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrowers have 0x30x60 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 0x30x60 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have $XXX or 143.22 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers lower middle credit score of 719 which is 79 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000129791 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in primary for the past XXX years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 30 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 58 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 100 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129803 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 131.49 months PITIA.Required reserve are $XXX x 3 month = $XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 Credit score exceeds guidelines of 640. |
| &nbsp;&nbsp;2000129808 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 147 months of PITI reserves more than the 3 months of required reserves<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 42 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x83<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence |
| &nbsp;&nbsp;2000129816 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of XXX, missing LLC documents. | &nbsp;&nbsp;1.23.2026- Client provided executed operating agreement; exception satisfied | &nbsp;&nbsp;1.23.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 89.43 months PITI reserves above guideline minimum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence. |
| &nbsp;&nbsp;2000129819 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 19.00 months of PITIA which exceeds 3 months PITIA guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 787 which is 127 points above guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x14 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000129828 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 115 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 20 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over XXX years at current residence |
| &nbsp;&nbsp;2000129832 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x36 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 669 which is 9 points above guideline minimum of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 4.43 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000129836 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 47 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x61 |
| &nbsp;&nbsp;2000129841 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1750: High potential for increased earnings<br> - Clayton Comments: DSCR value >1; DSCR 1.0387 |
| &nbsp;&nbsp;2000129843 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower had $XXX or 21.68 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's middle credit score of 796 which is 96 points above guideline minimum of 700.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower had $XXX or 21.68 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000129853 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 45 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned property for the last 28 years |
| &nbsp;&nbsp;2000129855 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 791 which is 91 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 8.76 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x65 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000129860 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 709 which is 69 points above guideline minimum of 640.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 65.00% and is 10.00% below guideline maximum of 75.00%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 23.94 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000129868 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX(vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;1.20.2026- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;1.20.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x52<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 20 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000129873 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned their primary for the past XXX years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 44 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 51 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 7 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000129877 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Property | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAPROP241 | &nbsp;&nbsp;Property Type unacceptable under guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Lender approval for property type. Subject is a XXX Home and G/L's show Log Home properties approved on case by case basis. | &nbsp;&nbsp;1.16.2026- Lender approved property type. Exception Satisfied | &nbsp;&nbsp;1.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 94 points above guideline requirement. Fico 714<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x72 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 15 points below guideline maximum.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Borrower has > 10.99 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000129899 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Consumer Protection | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPSTCP1587 | &nbsp;&nbsp;MN Home Loan - Unable to Determine Repayment Ability Worksheet Date | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing MN Home Loan ability to repay worksheet. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 98 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 23 points below maximum guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 11 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided their primary for the last XXX years |
| &nbsp;&nbsp;2000129916 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 11 points below guideline maximum.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x59<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 69 points above guideline minimum of 740<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 13 years & 7 months at current job |
| &nbsp;&nbsp;2000129920 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline 80%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 63 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 102 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 239 months of PITI reserves more than the 6 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary for the last XXX years |
| &nbsp;&nbsp;2000129933 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 70.00% and is 10.00% below guideline maximum of 80.00%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 29.20 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 773 which is 133 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000129938 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;1- Borrowers are foreign national, missing borrower's contact information form required by the guideline2- Vesting is in name of XXX missing LLC documents. | &nbsp;&nbsp;1.19.2026- Client provided operating agreement and contact information forms. Exception Satisfied | &nbsp;&nbsp;1.19.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 4 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000129940 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 18 months PITI. No reserves are required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 5 points below guideline maximum |
| &nbsp;&nbsp;2000129941 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of XXX Missing LLC documents. | &nbsp;&nbsp;1.29.2026- Client provided operating agreement. Exception Satisfied | &nbsp;&nbsp;1.29.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 320 months PITI reserves above guideline minimum. |
| &nbsp;&nbsp;2000129947 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Lender's loan approval form 1008. | &nbsp;&nbsp;1.28.2026- Client provided 1008. Exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for XXX years and XXX months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 28.68 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 165 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x240 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x75 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 4.01 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000129953 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower LTV is 179 pointsbelow maximum guideline.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is x points 25 pts below maximum guideline.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history. |
| &nbsp;&nbsp;2000129970 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 15 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000129993 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP3822 | &nbsp;&nbsp;Missing or incomplete documentation related to citizenship/residency | &nbsp;&nbsp;No | &nbsp;&nbsp;File missing borrower valid Visa required by guidelines | &nbsp;&nbsp;2.4.2026- Exception satisfied. Guidelines allow visa waiver program countries; XXX is listed. | &nbsp;&nbsp;2.4.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 112 months of PITIA reserves more than the 3 months of required reserves |
| &nbsp;&nbsp;2000129997 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x98 months positive mortgage payment history meeting 12 month guideline.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x93 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is > 29.87 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 88 points above guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 16.32 points below guideline maximum. |
| &nbsp;&nbsp;2000130016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;1008 States Valuation on appraisal in file is lower of 2 appraisals, provide 2nd appraisal Combined loan amount is greater than XXX a secondary valuation is required | &nbsp;&nbsp;1.20.2026- Client provided 11/12/2025 appraisal value at $XXX. Exception satisfied | &nbsp;&nbsp;1.20.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 12.3 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000130021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Right of Rescission | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPROR2330 | &nbsp;&nbsp;ROR - Disbursement date is before end of statutory rescission period | &nbsp;&nbsp;No | &nbsp;&nbsp;Per Final CD in file Disbursement date shows XXX. | &nbsp;&nbsp;02/27/2026 - Client provided a PCCD dated XXX with disbursement date of XXX. | &nbsp;&nbsp;03/02/2026 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 76 points above guideline minimum of |
| &nbsp;&nbsp;2000130037 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;KY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 806 Credit score exceeds guidelines of 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves are $XXX or 96.60 months PITIA.Required reserve are $XXX x 3 month = $XXX. |
| &nbsp;&nbsp;2000130042 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 775 which is 135 points above guideline minimum of 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 11.80 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x63 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000130051 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST206 | &nbsp;&nbsp;Asset Amounts Are Unsupported by Documentation in File | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing completed gift letter supporting $XXX gift funds. | &nbsp;&nbsp;1.21.2026- Client provided gift letter and cashiers check at closing. Exception Satisfied | &nbsp;&nbsp;1.21.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 41 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 6 months PITI reserves above guideline minimum |
| &nbsp;&nbsp;2000130057 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS2860: Good credit history<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 101 months paid as agreed<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 38 months PITI. No Reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI >15 points below guideline maximum |
| &nbsp;&nbsp;2000130063 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 0x30x99 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers lower middle credit score of 784 which is 164 points above guideline minimum of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have $XXX or 173.22 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000130067 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: over XXX years at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 104 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum |
| &nbsp;&nbsp;2000130084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 817 which is 117 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 93.54 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000130087 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrowers are foreign nationals, missing borrower's contact information form required by the guideline. | &nbsp;&nbsp;1.26.2026- Client provided foreign national contact information form. Exception Satisfied | &nbsp;&nbsp;1.26.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 2 months PITIA reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence |
| &nbsp;&nbsp;2000130088 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 18 points below maximum guideline. |
| &nbsp;&nbsp;2000130098 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 10 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x347 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x45 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for XXX years. |
| &nbsp;&nbsp;2000130105 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;2.6.2026- Client uploaded operating agreement. Exception Satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 47 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 7 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130111 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 12 months (Owned Free & Clear - Primary)<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 76 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 106 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130113 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x42 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 724 which is 84 points above guideline minimum of 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 29.35 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000130126 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 18 months PITI reserves above guideline minimum of 3 months. |
| &nbsp;&nbsp;2000130127 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 41x points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 25 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves of are $XXX or 20.53 months of PITIA reserves.exceed guidelines required PITIA Reserves are $XXX x 3 = $XXX |
| &nbsp;&nbsp;2000130140 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 64 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 52 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: borrower has resided in their primary for the past 21 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves of $XXX or 30.76 PITI exceeds guidelines |
| &nbsp;&nbsp;2000130148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 5 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 266.49 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 99 points above guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 6 years and XXX months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x23 months positive consumer payment history meeting 12 month guideline requirement. |
| &nbsp;&nbsp;2000130150 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;LA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 5 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x107 months positive consumer payment history meeting 12 month guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 5.56 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 165 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x36 months positive mortgage payment history meeting 12 month guideline requirement |
| &nbsp;&nbsp;2000130158 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITI reserves above guideline minimum<br>CFCFS2860: Good credit history<br> - Clayton Comments: borrower is minimal credit user.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000130170 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITI reserves above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 52 months paid as agreed<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000130173 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 33 months paid as agreed<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 25 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000130174 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x82 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 8.44 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 759 which is 59 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000130176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 110 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000130179 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 91 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower have owned their primary for the past 17 years |
| &nbsp;&nbsp;2000130186 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MS | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 159 points above guideline minimum of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 24.75 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130204 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 43.38 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x30 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 812 which is 152 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000130206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x183 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 10 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 194 points above guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 21.88 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000130213 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers' lower middle credit score of 791 which is 151 points above guideline minimum of 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers' have $XXX or 12.41 months of PITIA which exceeds 0.00 months PITIA guidelines. |
| &nbsp;&nbsp;2000130214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 143 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x37 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 9.30 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 5 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x243 months positive consumer payment history meeting 12 month guideline requirement. |
| &nbsp;&nbsp;2000130222 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $13,695.17 or 10.07months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x31 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 723 which is 103 points above guideline minimum of 620. |
| &nbsp;&nbsp;2000130229 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;RI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 70 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x68<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 31 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline. |
| &nbsp;&nbsp;2000130235 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 33 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned their primary for the past 10 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 81 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 26 months |
| &nbsp;&nbsp;2000130240 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 80 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000130241 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 159 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x241 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x99 months positive mortgage payment history meeting 12 month guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 256.60 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 40.71 points below guideline maximum. |
| &nbsp;&nbsp;2000130252 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 91 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 63 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130254 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 8 months of PITI reserves more than the 3 months of required reserves<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 85 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130263 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The title vesting is in XXX The loan file is missing all pages of the Operating Agreement for XXX reflecting member and member percentage of ownership. | &nbsp;&nbsp;2.11.2026- Client provided full operating agreement documents. Exception Satisfied | &nbsp;&nbsp;2.11.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrowers have 0x30x28 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrowers lower middle credit score of 776 which is 76 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrowers have $XXX or 9.95 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000130277 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 2 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000130278 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is 10 points below maximum guideline of 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 1 x 30 x 55 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 46 points above guideline minimum of 660 for CLTV of 65%. |
| &nbsp;&nbsp;2000130280 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 4 months PITI reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence |
| &nbsp;&nbsp;2000130283 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 57 points above guideline minimum of 700.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is 35 points below maximum guideline of 89.99%. |
| &nbsp;&nbsp;2000130297 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x80 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower had $XXX or 41.33 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 811 which is 131 points above guideline minimum of 680. |
| &nbsp;&nbsp;2000130309 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x60<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 12 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 7 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 95 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130317 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 60 months PITI reserves above guideline minimum of 6 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over XXX years at current residence |
| &nbsp;&nbsp;2000130318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x98 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 762 which is 82 points above guideline minimum of 680.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 66.87 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000130319 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 11.12 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned their primary for the past XXX years |
| &nbsp;&nbsp;2000130321 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x79 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x612 months positive consumer payment history since 1974 meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 10 points above guideline requirement (720) for I/O product with DSCR of 0.8506%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 29.35 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 14 points below guideline maximum. |
| &nbsp;&nbsp;2000130322 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 67.31 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 646 which is 6 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000130324 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership. | &nbsp;&nbsp;2.3.2026- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;2.3.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 52 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 161 points above guideline minimum of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: . |
| &nbsp;&nbsp;2000130327 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;KS | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 58.65 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 755 which is 95 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000130330 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 37.04% and is 22.96% below guideline maximum of 60.00%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 94.93 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000130337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 72 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x213 months positive consumer payment history meeting 12 month guideline<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x37 months positive mortgage payment history meeting 12 month guideline. |
| &nbsp;&nbsp;2000130340 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing LLC Ops Agrmnt for XXX, reflecting % of ownership | &nbsp;&nbsp;2.10.2026- Client provided operating agreement. Exception Satisfied | &nbsp;&nbsp;2.10.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 119.20 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 73 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP3822 | &nbsp;&nbsp;Missing or incomplete documentation related to citizenship/residency | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Valid VISA, VISA in file expired XXX | &nbsp;&nbsp;2.6.2026- Client provided visa. Exception satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 456 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 90 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 90 months PITIA reserves above guideline minimum of 3 months PITIA<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 11 points below guideline maximum |
| &nbsp;&nbsp;2000130359 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x207 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 31.36 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 146 points above guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x69 months positive mortgage payment history meeting 12 month guideline |
| &nbsp;&nbsp;2000130368 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 8 months of PITIA reserves more than the 3 months of required reserves<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 29 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 107 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing signed ACH Form & borrower information as required by G/L's | &nbsp;&nbsp;2.2.2026- Client provided signed ACH form. Exception Satisfied | &nbsp;&nbsp;2.2.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 5 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 13 points below maximum guideline. |
| &nbsp;&nbsp;2000130381 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 139 points above guideline minimum of 660.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 22 points below maximum guideline of 75%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 68 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary residence for the past XXX years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 61.33 months of PITIA reserves more than the 6 months of required reserves. |
| &nbsp;&nbsp;2000130402 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 17 points below guideline maximum of 50%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have owned their primary for the past XXX years |
| &nbsp;&nbsp;2000130405 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Fraud Report. | &nbsp;&nbsp;1.28.2026- Drive report, pass, uploaded. Exception satisfied | &nbsp;&nbsp;1.28.2026- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 20.85 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 810 which is 150 points above guideline minimum of 660.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000130405 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing flood certificate for the subject property. | &nbsp;&nbsp;1.22.2026- client provided flood cert. Exception Satisfied | &nbsp;&nbsp;1.22.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 20.85 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 810 which is 150 points above guideline minimum of 660.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000130426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x77<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 11 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 60 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130427 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 74 months paid as agreed<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 110 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 40 points below guideline maximum |
| &nbsp;&nbsp;2000130435 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x33 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower had $XXX or 3.39 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 694 which is 34 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000130438 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership. Documentation in file is for XXX and XXX | &nbsp;&nbsp;2.4.2026- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;2.4.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 142 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x36 months positive mortgage payment history meeting 12 month guideline.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x252 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 22.97 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000130456 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;DE | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 16 points below maximum guideline of 80% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 112 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 301 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130459 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x147 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is > 5 points below guideline maximum. (LTV 80% - 5% 1st time buyer = max LTV 75%).<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 129.33 months PITIA above guideline minimum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 169 points above guideline requirement. |
| &nbsp;&nbsp;2000130462 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 11.67months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 798 which is 138 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000130470 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 81 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 20 points below maximum guideline<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 6 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130498 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x50<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 83 points above guideline minimum of 700<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 5 years and 5 months at current job |
| &nbsp;&nbsp;2000130514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 760 which is 60 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 64.18 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000130517 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 77 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 29 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130528 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 14 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x80<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 29 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence |
| &nbsp;&nbsp;2000130531 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Documentation | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPDOC3280 | &nbsp;&nbsp;One or more Applications in file are incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing borrower's new primary residence or correct REO page of final application. Page 1 of application reflects XXX as primary residence also reflected on Drive report (page 2 and 3) as primary, REO section reflects subject as Investment also reflected on Drive report (page 5) as retained for Rental. | &nbsp;&nbsp;1.29.2026- Client provided updated 1003. Exception satisfied | &nbsp;&nbsp;1.29.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x190 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 24.68 months PITIA above guideline minimum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x61 months positive mortgage payment history meeting 12 month guideline. |
| &nbsp;&nbsp;2000130534 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing LLC Ops Agrmnt for XXX | &nbsp;&nbsp;2.10.2026- Client provided LLC operating agreement. Exception satisfied | &nbsp;&nbsp;2.10.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 73 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 102 months of PITI reserves more than the 6 months of required reserves. |
| &nbsp;&nbsp;2000130538 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;LTV/CLTV | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLTV3026 | &nbsp;&nbsp;LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | &nbsp;&nbsp;No | &nbsp;&nbsp;LTV 70% exceeds guideline maximum for Foreign National with appraiser reflecting Declining Market. | &nbsp;&nbsp;1.21.2026- Sr U/W review; LTV exceeds 65%, LTV 70%; declining market noted by appraiser; appraiser addendum comments addressing declining markets present; foreign national, experienced investors, 7.87 months PITI, CU score 1, LCA score 1.5, compensating factors support non-material exception, grade B. No further action required | &nbsp;&nbsp;1.21.2026- Exception remains, non-material | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 4.87 months PITIA above guideline minimum. |
| &nbsp;&nbsp;2000130542 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2996 | &nbsp;&nbsp;Missing Trust Documents | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of The living trust of XXX & XXX, missing trust documents or trust certification. | &nbsp;&nbsp;2.27.2026- Client provided trust documents. Exception Satisfied | &nbsp;&nbsp;2.27.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 107 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 42 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 40 points below guideline maximum |
| &nbsp;&nbsp;2000130547 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXXshowing % of ownership | &nbsp;&nbsp;1.28.2026- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 8 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130561 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;LTV/CLTV | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLTV3026 | &nbsp;&nbsp;LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower's LTV 75% is greater than guideline allowable for DSCR < 1% and First time home buyer. (80% - 5% for DSCR and - 5% for 1st time home buyer = 70%). | &nbsp;&nbsp;1.28.2026- Borrower is first time home buyer/investor, requiring 5% in total LTV to 70%; Borrower exhibits strong rental history with ox30x24, 782 fico (100 pts above minimum) and 6 months pitia (3 required). Exception deemed non-material, grade B. | &nbsp;&nbsp;1.28.2026- Exception non-material, grade B. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x33 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 6.51 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 782 which is 125 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000130564 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 85.96 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x72 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 713 which is 13 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000130565 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 8 points above guideline minimum of 660<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline. |
| &nbsp;&nbsp;2000130574 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 59 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 22 points below maximum guideline. |
| &nbsp;&nbsp;2000130575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Borrower information Forms for both borrowers as required G/L's for Foreign Nationals.Executed ACH is in file | &nbsp;&nbsp;2.6.2026- Client provided both foreign national contact forms; executed. Exception Satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 44 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Title vested in; XXX a Florida limited liability company,Missing Operating Agreement for LLC showing percentage of ownership. | &nbsp;&nbsp;2.5.2026- Client provided operating agreement. Exception Satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 44 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130578 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 30 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 5.08 months PITIA reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 170 points above guideline minimum |
| &nbsp;&nbsp;2000130580 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x52<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 12 points below maximum guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 49 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130584 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The gift letter in loan file was not signed by the donor instead it was signed twice by the borrower. | &nbsp;&nbsp;2.5.2026- Client provided signed gift letter. Exception Satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower have 0x30x58 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower had $XXXor 5.39 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 723 which is 129 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000130614 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement reflecting Member(s) and Member(s) percentage of Ownership for "XXX" (vesting). | &nbsp;&nbsp;2.5.2026- Client provided signed operating agreement. Exception Satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 63 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 7.68 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 149 points above guideline minimum of 620. |
| &nbsp;&nbsp;2000130621 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 30 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score >100 points above guideline minimum |
| &nbsp;&nbsp;2000130633 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 11.91 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 735 which is 35 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x56 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000130634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 8 months PITI reserves above guideline minimum |
| &nbsp;&nbsp;2000130637 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing ACH and Borrower contact information as required per guidelines for Foreign National Borrowers. | &nbsp;&nbsp;1.26.2026 - Client provided ach form; executed. Exception Satisfied | &nbsp;&nbsp;1.26.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 9.43 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000130639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 60 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 85 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 17 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000130640 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;KY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 13 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower have resided in their primary for the past 5 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 96 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 58 months |
| &nbsp;&nbsp;2000130643 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: borrower has > 10 months PITIA reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum |
| &nbsp;&nbsp;2000130650 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Final 1008 | &nbsp;&nbsp;1.30.2026- Client provided 1008. Exception Satisfied | &nbsp;&nbsp;1.30.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 97 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in their primary for the last XXX years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 99 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 48 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130681 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 30 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 55 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 11.85 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 22.89 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned their primary for the past XXX years<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 12 months |
| &nbsp;&nbsp;2000130700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Documentation | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPDOC3280 | &nbsp;&nbsp;One or more Applications in file are incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing rental property XXX from Final 1003. | &nbsp;&nbsp;2.12.2026- Client provided 1003. Exception satisfied | &nbsp;&nbsp;2.12.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x71 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 125 points above guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x72 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 11.54 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 90.79 months PITIA above guideline minimum |
| &nbsp;&nbsp;2000130703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 720 which is 60 points above guideline minimum of 660.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 70.00% and is 5.00% below guideline maximum of 75.00%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 19.04 months of PITIA which exceeds 6 months PITIA guidelines. |
| &nbsp;&nbsp;2000130717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 30 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 22.76 months of PITIA reserves more than the 6 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 171 points above guideline minimum of 620<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have owned their Primary for the past XXX years |
| &nbsp;&nbsp;2000130727 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 30 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 30 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000130739 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 17 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 70 points above guideline minimum of 700<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 5 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130747 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x80<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 10 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence |
| &nbsp;&nbsp;2000130760 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 28 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 20 points below guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 10 points below guideline maximum |
| &nbsp;&nbsp;2000130765 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000130771 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 9 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 20 points above guideline minimum of 660 |
| &nbsp;&nbsp;2000130779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR5351 | &nbsp;&nbsp;Insurance Effective date is greater than the transaction date | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Hazard binder in effect at time of loan Disbursement XXX. Hazard binder in file effective date 03/01/2026. | &nbsp;&nbsp;1.26.2026- Client provided HOI valid through 3/2026 Exception satisfied | &nbsp;&nbsp;1.26.2026- Exception Satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 118 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 27.44 months PITI reserves above guideline minimum |
| &nbsp;&nbsp;2000130789 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 7 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 153 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 13 points below maximum guideline. |
| &nbsp;&nbsp;2000130791 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have owned their primary for the past 15 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 65 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000130796 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing CDA for LTV's greater than 60% as required 1.1.2026 AIA G/L's | &nbsp;&nbsp;1.16.2026- Client provided CDA. Exception Satisfied | &nbsp;&nbsp;1.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x71<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 5 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 85 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 13 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130797 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline. |
| &nbsp;&nbsp;2000130805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have rented their primary got the past 10 years<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower rental History: 0 x 30 x 12 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 69 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 4.91 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130811 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 15.38 months of PITI reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 50 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130824 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting in in name of XXX, Missing LLC documents | &nbsp;&nbsp;2.6.2026- Operating agreement uploaded; exception satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 20 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 5 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 40 minutes above guideline minimum |
| &nbsp;&nbsp;2000130844 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000130853 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The title vesting is in XXX, a Florida Limited Liability Company. The loan file is missing all pages of the Operating Agreement for XXX reflecting member and member percentage of ownership. | &nbsp;&nbsp;1.28.2026- Client provided executed operating agreement. Exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 70.00% and is 10.00% below guideline maximum of 80.00%.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 702 which is 62 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000130855 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 38 months |
| &nbsp;&nbsp;2000130871 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX(vesting) reflecting Member(s) percentage of ownership | &nbsp;&nbsp;2.5.2026-Client provided signed operating agreement. Exception Satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 5 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 7 points below maximum guideline. |
| &nbsp;&nbsp;2000130874 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 30 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 14 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130888 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;1008 shows an LTV / CLTV of 21.212 / 21.212%, LTV / CLTV, does not reflect 2nd lienLTV / CLTV should show 20.96 / 64.21 | &nbsp;&nbsp;1.29.2026- Client provided 1008. Exception Satisfied | &nbsp;&nbsp;1.29.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 10 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 15 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 11 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000130901 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x84 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 71.18 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 711 which is 51 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000130928 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower information form required by guideline in file is incomplete. Missing address in County where primary home is. Form reflects address in U.S. | &nbsp;&nbsp;2.6.2026- Client provided ach form. Exception Satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 35 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is x20 points below maximum guideline 70% LTV. |
| &nbsp;&nbsp;2000130929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 59 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 50 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000130972 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 108 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 44 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000130980 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 45.28% and is 29.72% below guideline maximum of 75.00%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 102.05 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower middle credit score of 774 which is 134 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000130984 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS2860: Good credit history<br> - Clayton Comments: Borrower is minimal user of credit<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 9 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000130995 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 38 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000130997 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership. | &nbsp;&nbsp;1.28.2026- Client provided executed operating agreement. Exception satisfied | &nbsp;&nbsp;1.28.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 188 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 92.36 months PITIA reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years at current residence. |
| &nbsp;&nbsp;2000131013 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP130 | &nbsp;&nbsp;Application is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for "XXX" (vesting) showing Member(s) and Member(s) percentages of ownership. | &nbsp;&nbsp;1.27.2026- Client provided operating agreement for LLC. Exception satisfied | &nbsp;&nbsp;1.27.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves 238.20 months or $XXX, months reserves required 3 |
| &nbsp;&nbsp;2000131015 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 793 Credit score exceeds guidelines of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $XXXor 21.40 months PITIA.Required PITIA reserves $XXX x 3 months + $XXX. |
| &nbsp;&nbsp;2000131019 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 700 which is 80 points above guideline minimum of 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x28 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXXor 8.03 months of PITIA which exceeds 3 months PITIA guidelines. |
| &nbsp;&nbsp;2000131021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 74 months PITI. No reserves are required.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 108 months paid as agreed<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 20 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 20 points below guideline maximum |
| &nbsp;&nbsp;2000131029 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 16 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 12 monthsPrimary and Investment owned Free & Clear<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 79 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000131056 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline. |
| &nbsp;&nbsp;2000131066 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 4.49 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x82 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 791 which is 131 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000131083 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR848 | &nbsp;&nbsp;Missing Hazard Insurance | &nbsp;&nbsp;No | &nbsp;&nbsp; Missing Hazard Insurance declaration page(s) | &nbsp;&nbsp;2.5.2026- Client provided HOI insurance dec page. Exception Satisfied | &nbsp;&nbsp;2.5.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 158 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 30 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 62.48 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000131084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower have 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's middle credit score of 726 which is 26 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x26 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000131096 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 104 points above guideline minimum of 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 23 months |
| &nbsp;&nbsp;2000131104 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 52 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x42<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence |
| &nbsp;&nbsp;2000131119 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 11 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 16 points above guideline minimum of 660<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 11 months of PITIA reserves more than the 6 months of required reserves. |
| &nbsp;&nbsp;2000131129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 46 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 34 months of PITIA reserves more than the 3 months of required reserves<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence |
| &nbsp;&nbsp;2000131132 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 18 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 72 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000131135 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x82 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 162 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x267 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10.29 months PITIA above guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 16.86 points below guideline maximum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for XXX years and 2 months. |
| &nbsp;&nbsp;2000131137 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 5 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 76 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;2000131156 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting in name of XXX Missing LLC documents. | &nbsp;&nbsp;2.11.2026- Client provided full operating agreement documentation. Exception Satisfied | &nbsp;&nbsp;2.11.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 280 months reserves above guideline minimum<br>CFCFS2860: Good credit history<br> - Clayton Comments: Credit history from 2014 and no outstanding debts<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000131158 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 800 which is 100 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 432.33 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000131161 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 30 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over 15 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 280 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000131170 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 27 months paid as agreed<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITIA reserves above guideline minimum |
| &nbsp;&nbsp;2000131234 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 130 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 46 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's have owned their primary for the past XXX years |
| &nbsp;&nbsp;2000131238 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 5 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 69.66 months PITI. No reserves are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum |
| &nbsp;&nbsp;2000131245 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 53 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 63 points above guideline minimum of 700.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower with same employer for the past 5 years |
| &nbsp;&nbsp;2000131246 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 92 months paid as agreed<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITI reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000131258 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x58 mortgage history which exceed the minimum guideline of 12 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is 54.36% below guideline maximum of 65%. |
| &nbsp;&nbsp;2000131263 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 68.46 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x44 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000131269 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower's owned subject for the last XXX years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 42 points below maximum guideline. |
| &nbsp;&nbsp;2000131275 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x54 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 16.71 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 756 which is 96 points above guideline minimum of 660. |
| &nbsp;&nbsp;2000131276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, XXX years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 50 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000131280 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;The title vesting is in XXX name. The loan file is missing the all pages of the Operating Agreement for XXX reflecting member and member percentage of ownership. | &nbsp;&nbsp;2.4.2026- Client provided operating agreement. Exception satisfied | &nbsp;&nbsp;2.4.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 719 which is 39 points above guideline minimum of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x89 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX, which equals 112.31 months of PITIA, exceeding the 3-month PITIA guideline. |
| &nbsp;&nbsp;2000131292 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;DE | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Operating Agreement for XXX (vesting) reflecting Member(s) and Member(s) percentage of ownership per guideline. | &nbsp;&nbsp;2.12.2026- Client provided LLC documentation,. Exception satisfied | &nbsp;&nbsp;2.12.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 82 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000131299 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 73 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x59<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 59.70 months of PITIA reserves more than the 6 months of required reserves.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 15 points below maximum guideline. |
| &nbsp;&nbsp;2000131304 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 19 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 5 points below maximum guideline.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x80 |
| &nbsp;&nbsp;2000131322 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITI reserves above guideline minimum |
| &nbsp;&nbsp;2000131335 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 82 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 97 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 29 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000131341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;1st lien statement on subject property reflects deferred payment of $XXX. Per guideline 1/9/26, Unallowable 1st mortgage Senior Lien in active forbearance or deferment is unallowable. | &nbsp;&nbsp;2.26.2026- Provided documentation on first mortgage; not in a foreclosure or forbearance. Exception Satisfied | &nbsp;&nbsp;2.26.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 794 is greater than guideline minimum 700.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x84 consumer credit history which exceed the minimum guideline of 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x53 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000131350 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 6 months PITIA. No reserves are required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum |
| &nbsp;&nbsp;2000131354 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 91 months of PITIA reserves more than the 6 months of required reserves.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x84 |
| &nbsp;&nbsp;2000131368 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 4 points above guideline minimum of 720<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is 40 points below maximum guideline. |
| &nbsp;&nbsp;2000131381 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Schedule of Rents (1007) from Appraisal | &nbsp;&nbsp;2.6.2026- Client provided 1007, Exception Satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 12.85 months of PITIA reserves more than the X months of required reserves. |
| &nbsp;&nbsp;2000131386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x46 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 21.5 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x55 months positive mortgage payment history meeting 12 month guideline<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 33points above guideline requirement. |
| &nbsp;&nbsp;2000131421 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Waived | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;Max number of properties financed with XXX exceeded. Max allowed 4. Total financed with AmWest 5. | &nbsp;&nbsp;2.16.2026- Client provided management approval for exceeding maximum number of financed properties with XXX. Exception Satisfied. | &nbsp;&nbsp;2.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV >10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 45 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000131465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITIA reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum |
| &nbsp;&nbsp;2000131471 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 8 months of PITIA reserves more than the 6 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 73 points above guideline minimum of 700 |
| &nbsp;&nbsp;2000131478 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 38 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 4 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000131502 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 10 months PITIA reserves above guideline minimum<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000131551 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 86 points above guideline minimum of 700.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned primary for the past XXX years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 58 months |
| &nbsp;&nbsp;2000131595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR5351 | &nbsp;&nbsp;Insurance Effective date is greater than the transaction date | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing insurance binder effective on or prior to loan disbursement date XXX Insurance binder reflects effective date 02/06/2026 which is after Loan disbursement date of XXX | &nbsp;&nbsp;2.12.2026- Client provided hoi with effective date 2/3/2026. Exception Satisfied | &nbsp;&nbsp;2.12.2026 - Exception Satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 773 which is 113 points above guideline minimum of 660.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x84 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 50.95 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x84 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000131603 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 767 which is 107 points above guideline minimum of 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 11.72 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x96 for consumer credit history which exceeds the minimum guideline a of 12 months. |
| &nbsp;&nbsp;2000131634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x51<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years & XXX months at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 9 years & 11 months at current job |
| &nbsp;&nbsp;2000131698 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 715 is greater than guideline minimum 680<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x31 mortgage history which exceed the minimum guideline of 12 months<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x61 consumer credit history which exceed the minimum guideline of 12 months |
| &nbsp;&nbsp;2000131723 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 10 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $XXX or 25 months PITI. No reserves are required.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence |
| &nbsp;&nbsp;2000131726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 97 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 59 points above guideline minimum of 700<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x67 |
| &nbsp;&nbsp;2000131734 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR101 | &nbsp;&nbsp;Appraisal incomplete (missing map, layout, pages, etc) | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing appraisal dated before desk review dated 1/16/26. Appraisal in file is dated XXX which is after Desk Review. | &nbsp;&nbsp;2.11.2026- Exception satisfied; CU score 1, entered. CDA not required. CDA in file from transferred appraisal. | &nbsp;&nbsp;2.11.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 796 which is 96 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 25.74 months of PITIA which exceeds 6 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x47 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000131837 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 112 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 30 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 27 months of PITI reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000131839 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR2400 | &nbsp;&nbsp;Missing Flood Certification Document | &nbsp;&nbsp;No | &nbsp;&nbsp;File missing Flood Certification Document | &nbsp;&nbsp;2.6.2026- Client provided flood cert. Exception satisfied | &nbsp;&nbsp;2.6.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 38 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000131859 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is 69.93% and is 5.07% below guideline maximum of 75.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 750 which is 70 points above guideline minimum of 680.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x52 mortgage history which exceed the minimum guideline of 12 months. |
| &nbsp;&nbsp;2000131892 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 15 months PITIA reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: XXX years at current residence |
| &nbsp;&nbsp;2000131893 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 10 points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 59 months paid as agreed<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 15 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 48 months PITI. No reserves are required.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 16 years at current job |
| &nbsp;&nbsp;2000131919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3670 | &nbsp;&nbsp;TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | &nbsp;&nbsp;No | &nbsp;&nbsp;Zero Tolerance Fee of $150 due to (Loan Point fees $150) increased from LE to CD. Missing a valid Change of Circumstance (dated 1/21/2026), or Post Close CD, LOX and copy of refund check to borrower. | &nbsp;&nbsp;02/12/2026 - Client provided a valid COC for the discount points of $150.00 added to the second LE. | &nbsp;&nbsp;02/13/2026 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 15 points below guideline maximum 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is 15 points below maximum guideline maximum of 75% CLTV<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 88 points above guideline minimum of 700.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned subject for the past 25 years |
| &nbsp;&nbsp;2000131946 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 16.58 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x80 mortgage history which exceed the minimum guideline of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 722 which is 102 points above guideline minimum of 620. |
| &nbsp;&nbsp;2000132004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is > 25.10 points below guideline maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 119 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x131 positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x49 months positive mortgage payment history meeting 12 month guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower CLTV is > 26.4 points below guideline maximum.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 20 years. |
| &nbsp;&nbsp;2000132009 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 44.28 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 719 which is 19 points above guideline minimum of 700. |
| &nbsp;&nbsp;2000132025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2670 | &nbsp;&nbsp;Asset documentation is insufficient per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;XXX # XXX is a print out and does not show who the account belongs to. | &nbsp;&nbsp;2.16.2026- Client provided full bank statement. Exception Satisfied | &nbsp;&nbsp;2.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 10 points below maximum guideline. |
| &nbsp;&nbsp;2000132029 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 23.39%/ 74.92%; max 80%/80% |
| &nbsp;&nbsp;2000132109 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 2.07 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;2000132123 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The borrower has $XXX or 19.41 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has 0x30x99 for consumer credit history which exceeds the minimum guideline a of 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower middle credit score of 792 which is 152 points above guideline minimum of 640. |
| &nbsp;&nbsp;2000132186 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Vesting is in name of XXX Missing LLC documents. | &nbsp;&nbsp;2.16.2026- Client provided operating agreement. Exception Satisfied | &nbsp;&nbsp;2.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have > 225 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 50 points above guideline minimum |
| &nbsp;&nbsp;2000132225 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI > 15 points below guideline maximum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 30 points below guideline maximum<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 48 months PITI. No reserves are required. |
| &nbsp;&nbsp;2000132265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 65 months PITIA. No reserves are required.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 5 points below guideline maximum<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Over 12 years at current job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 15 years at current residence |
| &nbsp;&nbsp;2000132301 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has XXX years at current residence<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x75<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 23 points below guideline maximum. |
| &nbsp;&nbsp;2000132469 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITI reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 10 points below guideline maximum |
| &nbsp;&nbsp;2000132674 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 4.37 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 82 points above guideline minimum of 660 |
| &nbsp;&nbsp;4000004697 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned primary with husband for the past XXX years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 106 points above guideline minimum of 700.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 15.52 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;4000004699 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 109 points above guideline minimum of 700. |
| &nbsp;&nbsp;4000004700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 177 points above guideline minimum of 620<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 36.99 points below maximum guideline 80% LTV<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower Mortgage History: 0 x 30 x 12 months |
| &nbsp;&nbsp;4000004704 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing CDA for LTV greater than 60% as required G/L's dated 1.6.2026 | &nbsp;&nbsp;1.16.2026- Client provided CDA Exception Satisfied | &nbsp;&nbsp;1.16.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x64<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 44 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 74 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;4000004713 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Title | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTIL865 | &nbsp;&nbsp;Title incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Trust Documents or Trust Certification | &nbsp;&nbsp;1.7.2026- Client provided trust documentation. Exception Satisfied | &nbsp;&nbsp;1.7.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x68<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 8 months of PITIA reserves more than the 3 months of required reserves.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 46 points above guideline minimum of 700 |
| &nbsp;&nbsp;4000004726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2670 | &nbsp;&nbsp;Asset documentation is insufficient per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Two months bank statements are required for verification of reserves. Statement for XXX account #s ending with XXX and XXX from 09/19/2025 to 10/21/2025, need additional month | &nbsp;&nbsp;12.16.2025- Client uploaded additional month of XXX statement 8/2025-9/2025. Exception Satisfied | &nbsp;&nbsp;12.16.2025- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 20 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;4000004726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender's loan approval/underwriting form 1008 | &nbsp;&nbsp;12.12.2025- Lender provided 1008. Exception Satisfied | &nbsp;&nbsp;12.12.2025- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 20 months PITIA reserves above guideline minimum<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV > 20 points below guideline maximum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 100 points above guideline minimum |
| &nbsp;&nbsp;4000004728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 130 points above guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 5.51 months PITIA above guideline minimum. |
| &nbsp;&nbsp;4000004729 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing ACH form as required per guideline for Non-Permanent Resident Borrower. | &nbsp;&nbsp;1.7.2026- Client provided executed ACH form. Exception Satisfied | &nbsp;&nbsp;1.7.2026- Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 142 points above guideline requirement.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x48 months positive consumer payment history meeting 12 month guideline requirement. |
| &nbsp;&nbsp;4000004730 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 53 points above guideline minimum of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower's has 35 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;4000004731 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7 years & 6 months at current residence<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 32 points below maximum guideline.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO x points above guideline minimum of 660<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 8 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;4000004733 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $XXX or 9.04 months of PITIA which exceeds 3 months PITIA guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: \Borrower middle credit score of 784 which is 164 points above guideline minimum of 620.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV & CLTV is 49.10% and is 30.90% below guideline maximum of 80.00%. |
| &nbsp;&nbsp;4000004745 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDCRMH193 | &nbsp;&nbsp;Length of mortgage/rental history in file does not meet guideline requirement | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Mortgage history for subject property. Not reflected on Credit report and paying off at closing. | &nbsp;&nbsp;1.27.2026- Client provided rental verification statement. Exception satisfied | &nbsp;&nbsp;1.27.2026 - Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x75 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 22 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 98 points above guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 10 points below guideline maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 70.07 months PITIA above guideline minimum. |
| &nbsp;&nbsp;4000004746 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 11 years and 7 months.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x66 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 155 points above guideline requirement. |
| &nbsp;&nbsp;4000004747 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is > 5.24 points below guideline maximum.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x85 months positive consumer payment history meeting 12 month guideline requirement.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 182 points above guideline requirement.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 5 months PITIA above guideline minimum. |
| &nbsp;&nbsp;4000004749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has > 30 months PITIA reserves above guideline minimum<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score > 30 points above guideline minimum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage Payment history for 115 months |
| &nbsp;&nbsp;4000004752 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 38 points above guideline minimum of 700<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is 12 points below maximum guideline.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 8 months of PITIA reserves more than the 3 months of required reserves. |
| &nbsp;&nbsp;4000004753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower Mortgage history 0 x 30 x 211 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 43 points above guideline requirement.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV is > 16.67 points below guideline maximum.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x59 months positive mortgage payment history meeting 12 month guideline |
| &nbsp;&nbsp;5000000024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor (APOR) | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over 16 years at current residence.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are$XXX or 22 months PITI. No reserves are required.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Over 12 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: CLTV > 20 points below guideline maximum |
| &nbsp;&nbsp;5000000027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 22 points above guideline requirement.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for 14 years.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x36 months positive mortgage payment history meeting 12 month guideline.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is > 18.89 points below guideline maximum. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**PRKCM 2026-AFC2** | &nbsp;&nbsp;**PRKCM 2026-AFC2** | &nbsp;&nbsp;**PRKCM 2026-AFC2** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**11/5/2025 - 2/25/2026** | &nbsp;&nbsp;**11/5/2025 - 2/25/2026** | &nbsp;&nbsp;**11/5/2025 - 2/25/2026** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**461** | &nbsp;&nbsp;**461** | &nbsp;&nbsp;**461** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans in Report:*** | &nbsp;&nbsp;*461* | &nbsp;&nbsp;*461* | &nbsp;&nbsp;*461* | &nbsp;&nbsp;*461* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans with Conditions:*** | &nbsp;&nbsp;*117* | &nbsp;&nbsp;*117* | &nbsp;&nbsp;*117* | &nbsp;&nbsp;*117* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Lender Application Date** | &nbsp;&nbsp;**Broker Application Date** | &nbsp;&nbsp;**Initial Securitization Overall Loan Grade** | &nbsp;&nbsp;**Final Securitization Overall Loan Grade** | &nbsp;&nbsp;**Initial Securitization Credit Loan Grade** | &nbsp;&nbsp;**Final Securitization Credit Loan Grade** | &nbsp;&nbsp;**Initial Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Final Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Final Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Initial S&P Overall Loan Grade** | &nbsp;&nbsp;**Final S&P Overall Loan Grade** | &nbsp;&nbsp;**Initial S&P Credit Loan Grade** | &nbsp;&nbsp;**Final S&P Credit Loan Grade** | &nbsp;&nbsp;**Initial S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Final S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial S&P Compliance Loan Grade** | &nbsp;&nbsp;**Final S&P Compliance Loan Grade** | &nbsp;&nbsp;**Did Lender Acknowledge Exception at Origination** |
| &nbsp;&nbsp;1090301344 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;1090301364 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;1090301376 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;1090301385 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;1100501698 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000050211 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000121945 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000122200 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000122201 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000123234 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000123687 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000123766 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000123818 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000124368 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000124393 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000124636 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000124870 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000124993 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125064 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125089 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125187 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125228 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000125468 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125520 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125633 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125829 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000125974 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126009 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126331 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126561 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126567 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126577 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126605 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126630 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000126642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126722 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126816 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000126887 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000126902 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000126993 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127032 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127111 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127136 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000127218 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127225 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127305 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127350 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000127395 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127479 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127521 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127586 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127619 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127646 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000127675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127704 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127720 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127727 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127734 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127764 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000127771 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000127792 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127807 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127923 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127988 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000127989 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127992 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000127998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128003 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128009 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128026 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128037 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128038 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128091 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128154 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128186 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128210 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128218 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128279 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128292 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128301 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128305 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128346 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128349 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128402 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128447 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128493 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128512 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128534 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128589 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128734 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128769 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128822 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128834 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128861 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128863 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128867 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128875 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128877 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128891 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128905 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128911 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128924 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000128946 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000128998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129023 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129041 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129069 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129079 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129082 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129112 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129132 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129136 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129189 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129193 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129195 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129201 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129210 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129212 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129222 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129243 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129266 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129289 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129293 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129304 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129305 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129306 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129313 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129314 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129321 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129323 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129328 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129332 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129334 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129346 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129363 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129367 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129374 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129393 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129399 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129402 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129410 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129413 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129418 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129459 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129461 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129474 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129479 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129481 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129494 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129509 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129513 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129518 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129528 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129531 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129560 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129588 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129599 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129602 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129606 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129612 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129613 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129625 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129628 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129662 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129663 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129669 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129720 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129724 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129748 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129757 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129760 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129761 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129765 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129776 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129785 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129791 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129803 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129808 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129816 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129819 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129828 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129832 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129836 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129841 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129843 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129853 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129855 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129860 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129868 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129873 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129877 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129899 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129916 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129920 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129933 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129938 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129940 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129941 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129947 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129953 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000129970 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129993 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000129997 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130037 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130042 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130051 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130057 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130063 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130067 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130087 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130088 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130098 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130105 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130111 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130113 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130126 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130127 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130140 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130150 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130158 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130170 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130173 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130174 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130179 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130186 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130204 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130213 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130222 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130229 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130235 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130240 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130241 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130252 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130254 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130263 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130277 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130278 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130280 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130283 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130297 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130309 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130317 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130319 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130321 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130322 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130324 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130327 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130330 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130340 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130359 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130368 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130381 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130402 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130405 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130427 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130435 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130438 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130456 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130459 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130462 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130470 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130498 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130517 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130528 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130531 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130534 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130538 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130542 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;2000130547 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130561 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130564 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130565 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130574 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130578 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130580 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130584 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130614 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130621 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130633 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130637 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130640 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130643 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130650 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130681 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130727 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130739 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130747 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130760 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130765 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130771 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130789 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130791 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130796 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130797 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130811 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130824 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130844 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130853 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130855 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130871 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130874 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130888 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130901 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130928 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130972 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130980 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000130984 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130995 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000130997 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131013 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131015 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131019 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131029 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131056 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131066 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131083 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131096 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131104 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131119 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131132 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131135 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131137 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131156 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131158 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131161 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131170 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131234 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131238 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131245 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131246 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131258 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131263 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131269 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131275 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131280 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131292 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131299 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131304 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131322 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131335 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131350 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131354 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131368 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131381 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131421 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131471 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131478 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131502 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131551 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131603 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131698 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131723 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131734 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131837 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131839 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131859 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000131892 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131893 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000131946 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000132004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132009 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000132025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132029 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132109 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132123 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;2000132186 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132225 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132301 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132469 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;2000132674 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004697 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004699 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004704 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004713 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004729 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004730 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004731 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004733 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;4000004745 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004746 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004747 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004752 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;4000004753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;5000000024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;5000000027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |

---