# EDGAR Filing Document

**Accession Number:** 0001128213
**File Stem:** 0001128213-25-000010
**Filing Date:** 2025-11
**Character Count:** 23546
**Document Hash:** 7f14d236702a200ee3aef2fa4ba50edd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001128213-25-000010.hdr.sgml**: 20251113

**ACCESSION NUMBER**: 0001128213-25-000010

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251113

**DATE AS OF CHANGE**: 20251113

**EFFECTIVENESS DATE**: 20251113

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PETTYJOHN, WOOD & WHITE, INC
- **CENTRAL INDEX KEY:** 0001128213

**ORGANIZATION NAME:**
- **EIN:** 541071683
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05957
- **FILM NUMBER:** 251476789

**BUSINESS ADDRESS:**
- **STREET 1:** 1925 ATHERHOLT ROAD
- **STREET 2:** PO BOX 310
- **CITY:** LYNCHBURG
- **STATE:** VA
- **ZIP:** 24505
- **BUSINESS PHONE:** 4348451266

**MAIL ADDRESS:**
- **STREET 1:** 1925 ATHERHOLT ROAD
- **CITY:** LYNCHBURG
- **STATE:** VA
- **ZIP:** 24501

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PETTYJOHN CO
- **DATE OF NAME CHANGE:** 20001114

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PETTYJOHN WOOD  WHITE INC<br>**Address:** 1925 ATHERHOLT ROAD<br>LYNCHBURG, VA 24501

**Form 13F File Number:** 028-05957

**CRD Number (if applicable):** 000106403

**SEC File Number (if applicable):** 801-13803

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kate W Sigler<br>**Title:** Chief Compliance Officer<br>**Phone:** 4348451266

**Signature, Place, and Date of Signing:**

Kate W Sigler  Lynchburg, VA  11-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 203

**Form 13F Information Table Value Total:** $605696205

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| LXP INDUSTRIAL TRUST | COM | 529043101 |  | 90774 | 10131 | SH |  | SOLE |  | 10131 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 200450 | 631 | SH |  | SOLE |  | 631 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 205496 | 266 | SH |  | SOLE |  | 266 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 205607 | 630 | SH |  | SOLE |  | 630 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 209423 | 2214 | SH |  | SOLE |  | 2214 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 209474 | 2525 | SH |  | SOLE |  | 2525 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 211370 | 757 | SH |  | SOLE |  | 757 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 212083 | 5034 | SH |  | SOLE |  | 5034 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 213278 | 4729 | SH |  | SOLE |  | 4729 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 215782 | 3430 | SH |  | SOLE |  | 3430 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 219807 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| ISHARES TR | US REGNL BKS ETF | 464288778 |  | 224566 | 4275 | SH |  | SOLE |  | 4275 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 226727 | 988 | SH |  | SOLE |  | 988 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 226878 | 4538 | SH |  | SOLE |  | 4538 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 227859 | 924 | SH |  | SOLE |  | 924 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 228660 | 8077 | SH |  | SOLE |  | 8077 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 229024 | 1570 | SH |  | SOLE |  | 1570 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 233136 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 |  | 234906 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 235175 | 1280 | SH |  | SOLE |  | 1280 | 0 | 0 |
| ATLANTIC UN BANKSHARES CORP | COM | 04911A107 |  | 238208 | 6750 | SH |  | SOLE |  | 5289 | 0 | 1461 |
| QUALCOMM INC | COM | 747525103 |  | 242221 | 1456 | SH |  | SOLE |  | 1456 | 0 | 0 |
| ANHEUSER BUSCH INBEV SA/NV | SPONSORED ADR | 03524A108 |  | 248276 | 4165 | SH |  | SOLE |  | 4165 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 248952 | 2640 | SH |  | SOLE |  | 2640 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 249711 | 1339 | SH |  | SOLE |  | 1339 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 252998 | 1860 | SH |  | SOLE |  | 1860 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 257114 | 754 | SH |  | SOLE |  | 754 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 258272 | 1340 | SH |  | SOLE |  | 1340 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 258583 | 1789 | SH |  | SOLE |  | 1789 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 260867 | 905 | SH |  | SOLE |  | 905 | 0 | 0 |
| SYNOVUS FINL CORP | COM NEW | 87161C501 |  | 264640 | 5392 | SH |  | SOLE |  | 5392 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO INTRMD | 78464A375 |  | 265359 | 7830 | SH |  | SOLE |  | 7830 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 268918 | 10225 | SH |  | SOLE |  | 10225 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 273446 | 2487 | SH |  | SOLE |  | 2487 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 274840 | 5451 | SH |  | SOLE |  | 5451 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 276480 | 3965 | SH |  | SOLE |  | 3965 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 286836 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 289507 | 2657 | SH |  | SOLE |  | 2657 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 300737 | 1224 | SH |  | SOLE |  | 1224 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 301623 | 3124 | SH |  | SOLE |  | 3124 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 313722 | 5800 | SH |  | SOLE |  | 5800 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 313757 | 1093 | SH |  | SOLE |  | 1093 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 318391 | 1140 | SH |  | SOLE |  | 1140 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 321663 | 4261 | SH |  | SOLE |  | 4261 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 322687 | 3282 | SH |  | SOLE |  | 3282 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 323114 | 765 | SH |  | SOLE |  | 765 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 326810 | 2106 | SH |  | SOLE |  | 2106 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 327522 | 3921 | SH |  | SOLE |  | 3921 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 338103 | 290 | SH |  | SOLE |  | 290 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 338810 | 551 | SH |  | SOLE |  | 551 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 341649 | 5469 | SH |  | SOLE |  | 5469 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 343239 | 982 | SH |  | SOLE |  | 982 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 350363 | 4909 | SH |  | SOLE |  | 4909 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 358547 | 2764 | SH |  | SOLE |  | 2764 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 368639 | 605 | SH |  | SOLE |  | 605 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 392169 | 3550 | SH |  | SOLE |  | 3550 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 409528 | 2188 | SH |  | SOLE |  | 2188 | 0 | 0 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 411215 | 8090 | SH |  | SOLE |  | 8090 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 411906 | 2065 | SH |  | SOLE |  | 2065 | 0 | 0 |
| VENTAS INC | COM | 92276F100 |  | 414691 | 5925 | SH |  | SOLE |  | 5925 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 416633 | 859 | SH |  | SOLE |  | 859 | 0 | 0 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 427707 | 3981 | SH |  | SOLE |  | 3981 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 441684 | 3367 | SH |  | SOLE |  | 3367 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 442466 | 2120 | SH |  | SOLE |  | 2120 | 0 | 0 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 452703 | 7535 | SH |  | SOLE |  | 7535 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 470064 | 1114 | SH |  | SOLE |  | 1114 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 471555 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 477673 | 1187 | SH |  | SOLE |  | 1187 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 480473 | 2360 | SH |  | SOLE |  | 2360 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 503760 | 8407 | SH |  | SOLE |  | 8407 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 504125 | 2040 | SH |  | SOLE |  | 2040 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 511894 | 10110 | SH |  | SOLE |  | 10110 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 515355 | 5417 | SH |  | SOLE |  | 5417 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 522104 | 2495 | SH |  | SOLE |  | 2495 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 532453 | 1603 | SH |  | SOLE |  | 1603 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 538488 | 10541 | SH |  | SOLE |  | 10541 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 548316 | 1867 | SH |  | SOLE |  | 1867 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 550154 | 1153 | SH |  | SOLE |  | 1153 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 554623 | 1111 | SH |  | SOLE |  | 1111 | 0 | 0 |
| BEST BUY INC | COM | 086516101 |  | 565562 | 7479 | SH |  | SOLE |  | 7479 | 0 | 0 |
| WELLTOWER INC | COM | 95040Q104 |  | 570048 | 3200 | SH |  | SOLE |  | 3200 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 576400 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 588366 | 23091 | SH |  | SOLE |  | 23091 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 588504 | 2085 | SH |  | SOLE |  | 2085 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 592875 | 3750 | SH |  | SOLE |  | 3750 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 619093 | 1335 | SH |  | SOLE |  | 1335 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 641425 | 2083 | SH |  | SOLE |  | 2083 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 642038 | 9719 | SH |  | SOLE |  | 9719 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 649170 | 2158 | SH |  | SOLE |  | 2158 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 671454 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 675909 | 6008 | SH |  | SOLE |  | 6008 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 682680 | 19225 | SH |  | SOLE |  | 19225 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 704458 | 13077 | SH |  | SOLE |  | 13077 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 705330 | 3445 | SH |  | SOLE |  | 3445 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 725347 | 605 | SH |  | SOLE |  | 605 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 736809 | 1573 | SH |  | SOLE |  | 1573 | 0 | 0 |
| BWX TECHNOLOGIES INC | COM | 05605H100 |  | 739693 | 4012 | SH |  | SOLE |  | 4012 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 748492 | 2944 | SH |  | SOLE |  | 2944 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 749261 | 5420 | SH |  | SOLE |  | 5420 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 754802 | 10275 | SH |  | SOLE |  | 10275 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 779909 | 5604 | SH |  | SOLE |  | 5604 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 786508 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 846686 | 7580 | SH |  | SOLE |  | 7580 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 852021 | 4008 | SH |  | SOLE |  | 3408 | 0 | 600 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 863484 | 10803 | SH |  | SOLE |  | 10803 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 864999 | 6074 | SH |  | SOLE |  | 6074 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 883311 | 2760 | SH |  | SOLE |  | 2760 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 883356 | 10539 | SH |  | SOLE |  | 10495 | 0 | 44 |
| AT INC | COM | 00206R102 |  | 899049 | 31836 | SH |  | SOLE |  | 31836 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 922296 | 5980 | SH |  | SOLE |  | 5980 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 996696 | 3966 | SH |  | SOLE |  | 3966 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1066894 | 1790 | SH |  | SOLE |  | 1790 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 1082085 | 5785 | SH |  | SOLE |  | 5785 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1096625 | 3085 | SH |  | SOLE |  | 3085 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1099002 | 12602 | SH |  | SOLE |  | 12602 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 1114090 | 18213 | SH |  | SOLE |  | 18213 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1153536 | 5998 | SH |  | SOLE |  | 5998 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 1256460 | 10261 | SH |  | SOLE |  | 10261 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1287995 | 9064 | SH |  | SOLE |  | 9064 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 1329937 | 22277 | SH |  | SOLE |  | 22277 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 1341251 | 11331 | SH |  | SOLE |  | 11331 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1392861 | 44050 | SH |  | SOLE |  | 44050 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 1395556 | 4319 | SH |  | SOLE |  | 4319 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1403531 | 21163 | SH |  | SOLE |  | 21163 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1499295 | 1965 | SH |  | SOLE |  | 1965 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1526951 | 9414 | SH |  | SOLE |  | 9414 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 1556566 | 7212 | SH |  | SOLE |  | 7212 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1582154 | 56708 | SH |  | SOLE |  | 56708 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 1611250 | 36686 | SH |  | SOLE |  | 36686 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1711813 | 5633 | SH |  | SOLE |  | 5633 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1774204 | 14337 | SH |  | SOLE |  | 14337 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1787751 | 18771 | SH |  | SOLE |  | 18771 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1838972 | 6517 | SH |  | SOLE |  | 6217 | 0 | 300 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 1895315 | 15243 | SH |  | SOLE |  | 15243 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1898747 | 60431 | SH |  | SOLE |  | 60431 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 1916003 | 2007 | SH |  | SOLE |  | 2007 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1955677 | 5648 | SH |  | SOLE |  | 5648 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1955763 | 8083 | SH |  | SOLE |  | 8083 | 0 | 0 |
| INTERDIGITAL INC | COM | 45867G101 |  | 2088642 | 6050 | SH |  | SOLE |  | 6050 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 2152927 | 81736 | SH |  | SOLE |  | 81736 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2191402 | 26054 | SH |  | SOLE |  | 26054 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 2202260 | 9317 | SH |  | SOLE |  | 9317 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2260277 | 6621 | SH |  | SOLE |  | 6621 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 2352546 | 9817 | SH |  | SOLE |  | 9817 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 2404751 | 28652 | SH |  | SOLE |  | 28652 | 0 | 0 |
| ENBRIDGE INC | COM | 29250N105 |  | 2433535 | 48227 | SH |  | SOLE |  | 48227 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 2456279 | 25728 | SH |  | SOLE |  | 25728 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 2581020 | 26345 | SH |  | SOLE |  | 26345 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 2644965 | 36977 | SH |  | SOLE |  | 36977 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2792163 | 27852 | SH |  | SOLE |  | 27852 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 2973172 | 65030 | SH |  | SOLE |  | 64162 | 0 | 868 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 3016800 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 3061928 | 36193 | SH |  | SOLE |  | 36193 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 3062493 | 32315 | SH |  | SOLE |  | 32315 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 3124968 | 18548 | SH |  | SOLE |  | 18548 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 3126776 | 8864 | SH |  | SOLE |  | 8864 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 3456732 | 12264 | SH |  | SOLE |  | 12264 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3684497 | 5505 | SH |  | SOLE |  | 5505 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 3732000 | 41773 | SH |  | SOLE |  | 41773 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 3765605 | 12830 | SH |  | SOLE |  | 12030 | 0 | 800 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3866828 | 11783 | SH |  | SOLE |  | 11783 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3879431 | 41549 | SH |  | SOLE |  | 41549 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 3970792 | 52670 | SH |  | SOLE |  | 52045 | 0 | 625 |
| BANK OF THE JAMES FINL GP IN | COM | 470299108 |  | 3993208 | 255975 | SH |  | SOLE |  | 255975 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 4268397 | 18101 | SH |  | SOLE |  | 18101 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 4370347 | 34510 | SH |  | SOLE |  | 34510 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 4380512 | 74600 | SH |  | SOLE |  | 74600 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4530891 | 18604 | SH |  | SOLE |  | 18604 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 4858195 | 34689 | SH |  | SOLE |  | 34689 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4962655 | 26598 | SH |  | SOLE |  | 26598 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 5004476 | 26381 | SH |  | SOLE |  | 26381 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 5291195 | 44527 | SH |  | SOLE |  | 44527 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 5860399 | 133342 | SH |  | SOLE |  | 133342 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 5900414 | 51532 | SH |  | SOLE |  | 51532 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 6226194 | 31789 | SH |  | SOLE |  | 31789 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 6379800 | 19338 | SH |  | SOLE |  | 19338 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 7388971 | 35102 | SH |  | SOLE |  | 35102 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 7470121 | 10172 | SH |  | SOLE |  | 10172 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 7622255 | 49084 | SH |  | SOLE |  | 49084 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 7953492 | 59381 | SH |  | SOLE |  | 59381 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 8053993 | 26810 | SH |  | SOLE |  | 26810 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 8153861 | 13315 | SH |  | SOLE |  | 13315 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 8309593 | 127331 | SH |  | SOLE |  | 127331 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 8672932 | 126760 | SH |  | SOLE |  | 126760 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 8828340 | 62862 | SH |  | SOLE |  | 62862 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 9246047 | 32876 | SH |  | SOLE |  | 32876 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 10202433 | 197760 | SH |  | SOLE |  | 195864 | 0 | 1896 |
| RTX CORPORATION | COM | 75513E101 |  | 10767686 | 64350 | SH |  | SOLE |  | 64350 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 10942174 | 59013 | SH |  | SOLE |  | 59013 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 10983100 | 47435 | SH |  | SOLE |  | 47435 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 11461115 | 52198 | SH |  | SOLE |  | 52198 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 12024319 | 106646 | SH |  | SOLE |  | 105238 | 0 | 1408 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 12707163 | 82702 | SH |  | SOLE |  | 82702 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 13391343 | 33050 | SH |  | SOLE |  | 33050 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 14283264 | 66191 | SH |  | SOLE |  | 66191 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 14829139 | 24700 | SH |  | SOLE |  | 24700 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 15972620 | 154984 | SH |  | SOLE |  | 154984 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 16363685 | 32549 | SH |  | SOLE |  | 32549 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 20273948 | 64274 | SH |  | SOLE |  | 64274 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 22075425 | 90808 | SH |  | SOLE |  | 90808 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 30329177 | 45527 | SH |  | SOLE |  | 45527 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 32438080 | 127393 | SH |  | SOLE |  | 127393 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 35619324 | 68770 | SH |  | SOLE |  | 68595 | 0 | 175 |

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