# EDGAR Filing Document

**Accession Number:** 0000038723
**File Stem:** 0000038723-25-000104
**Filing Date:** 2025-8
**Character Count:** 5493
**Document Hash:** 9f998707ab56acd50e877004fa27e22e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000038723-25-000104.hdr.sgml**: 20250807

**ACCESSION NUMBER**: 0000038723-25-000104

**CONFORMED SUBMISSION TYPE**: 424B3

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250807

**DATE AS OF CHANGE**: 20250807

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** 1st FRANKLIN FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0000038723
- **STANDARD INDUSTRIAL CLASSIFICATION:** PERSONAL CREDIT INSTITUTIONS [6141]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 580521233
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 424B3
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-271357
- **FILM NUMBER:** 251191684

**BUSINESS ADDRESS:**
- **STREET 1:** 135 E TUGALO ST
- **STREET 2:** P O BOX 880
- **CITY:** TOCCOA
- **STATE:** GA
- **ZIP:** 30577
- **BUSINESS PHONE:** 7068867571

**MAIL ADDRESS:**
- **STREET 1:** 135 EAST TUGALO STREET
- **STREET 2:** PO  BOX  880
- **CITY:** TOCCOA
- **STATE:** GA
- **ZIP:** 30577

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST FRANKLIN FINANCIAL CORP
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FRANKLIN DISCOUNT CO
- **DATE OF NAME CHANGE:** 19840115

Filed Pursuant to Rule 424(b)(3)

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| |
|:---|
| SEC File #333-271357 |
| **1<sup>st</sup> FRANKLIN FINANCIAL CORPORATION** |
| **SENIOR DEMAND NOTES** |
| **PERIODS OF AUGUST 07, 2025 THRU AUGUST 13, 2025** |
| **AND** |
| **AUGUST 14, 2025 THRU AUGUST 20, 2025** |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **August 07, 2025 THUR August 13, 2025** | **August 07, 2025 THUR August 13, 2025** | **August 07, 2025 THUR August 13, 2025** | **August 07, 2025 THUR August 13, 2025** | **August 07, 2025 THUR August 13, 2025** | **August 07, 2025 THUR August 13, 2025** |
| <br> **Daily Balance** | **$1 to**<br> **$2,499** | **$2,500 to $9,999** | **$10,000 to $49,999** | **$50,000 to $99,999** | **$100,000 & over** |
| **Effective Yield (a)** | 1.51% | 1.51% | 1.77% | 2.02% | 2.02% |
| **Interest Rate** | 1.50% | 1.50% | 1.75% | 2.00% | 2.00% |
| **August 14, 2025 THUR August 20, 2025** | **August 14, 2025 THUR August 20, 2025** | **August 14, 2025 THUR August 20, 2025** | **August 14, 2025 THUR August 20, 2025** | **August 14, 2025 THUR August 20, 2025** | **August 14, 2025 THUR August 20, 2025** |
| <br> **Daily Balance** | **$1 to**<br> **$2,499** | **$2,500 to $9,999** | **$10,000 to $49,999** | **$50,000 to $99,999** | **$100,000 & over** |
| **Effective Yield (a)** | 1.51% | 1.51% | 1.77% | 2.02% | 2.02% |
| **Interest Rate** | 1.50% | 1.50% | 1.75% | 2.00% | 2.00% |

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| | |
|:---|:---|
| (a) | Compounded daily based on 365/366 day year. |
| This is not an offer to sell, or the solicitation of an offer to purchase these securities in any jurisdiction where such offer or solicitation is unlawful. Any offer or sale will be made only by a prospectus, which is available by visiting us at 135 East Tugalo Street, Toccoa, Georgia, by writing us at P.O. Box 880, Toccoa, Georgia 30577 or by calling us at (706) 886-7571 or (800) 282-0709 (toll-free).<br>**1st Franklin Financial Corporation ("1FFC") is not a bank. All offers and sales of our securities are made only by our Prospectus.1FFC's Investment offerings are not bank deposits or obligations, are not insured by the FDIC, SPIC, or any other Federal or State Agency, and are not otherwise guaranteed by a depository institution. Investors must rely solely on the company's ability to pay principal and interest on its securities. 1FFC is registered by the Securities and Exchange Commission ("SEC") in the United States of America and offers investment services and products including Commercial Paper debt securities, governed by United States Federal Law. 1FFC is authorized by the state of Georgia and South Carolina for other products only available in those states. 1FFC is not registered in any other jurisdiction and does not do business in California. Past performance is not indicative of future results.**<br> **Prospectus Supplement Dated August 7, 2025** | This is not an offer to sell, or the solicitation of an offer to purchase these securities in any jurisdiction where such offer or solicitation is unlawful. Any offer or sale will be made only by a prospectus, which is available by visiting us at 135 East Tugalo Street, Toccoa, Georgia, by writing us at P.O. Box 880, Toccoa, Georgia 30577 or by calling us at (706) 886-7571 or (800) 282-0709 (toll-free).<br>**1st Franklin Financial Corporation ("1FFC") is not a bank. All offers and sales of our securities are made only by our Prospectus.1FFC's Investment offerings are not bank deposits or obligations, are not insured by the FDIC, SPIC, or any other Federal or State Agency, and are not otherwise guaranteed by a depository institution. Investors must rely solely on the company's ability to pay principal and interest on its securities. 1FFC is registered by the Securities and Exchange Commission ("SEC") in the United States of America and offers investment services and products including Commercial Paper debt securities, governed by United States Federal Law. 1FFC is authorized by the state of Georgia and South Carolina for other products only available in those states. 1FFC is not registered in any other jurisdiction and does not do business in California. Past performance is not indicative of future results.**<br> **Prospectus Supplement Dated August 7, 2025** |

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