# EDGAR Filing Document

**Accession Number:** 0002028621
**File Stem:** 0002028621-25-000002
**Filing Date:** 2025-10
**Character Count:** 11702
**Document Hash:** 56741166cf781f66fc3da746f1c7651e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002028621-25-000002.hdr.sgml**: 20251021

**ACCESSION NUMBER**: 0002028621-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251021

**DATE AS OF CHANGE**: 20251021

**EFFECTIVENESS DATE**: 20251021

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ACCREDITED INVESTOR SERVICES, LLC
- **CENTRAL INDEX KEY:** 0002028621

**ORGANIZATION NAME:**
- **EIN:** 813320514
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24915
- **FILM NUMBER:** 251406669

**BUSINESS ADDRESS:**
- **STREET 1:** 622 ROOSEVELT ROAD
- **STREET 2:** SUITE 160
- **CITY:** ST. CLOUD
- **STATE:** MN
- **ZIP:** 56301
- **BUSINESS PHONE:** (320) 252-6552

**MAIL ADDRESS:**
- **STREET 1:** 622 ROOSEVELT ROAD
- **STREET 2:** SUITE 160
- **CITY:** ST. CLOUD
- **STATE:** MN
- **ZIP:** 56301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ACCREDITED INVESTOR SERVICES LLC<br>**Address:** 622 ROOSEVELT ROAD<br>SUITE 160<br>ST. CLOUD, MN 56301

**Form 13F File Number:** 028-24915

**CRD Number (if applicable):** 000148821

**SEC File Number (if applicable):** 801-132984

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cathy Lynne Juilfs<br>**Title:** Chief Compliance Officer<br>**Phone:** 320-252-6552

**Signature, Place, and Date of Signing:**

/s/ Cathy Lynne Juilfs  St. Cloud, MN  10-21-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 76

**Form 13F Information Table Value Total:** $145482991

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN INCOME CREDIT STRATEGI | COM | 003057106 |  | 244870 | 42219 | SH |  | SOLE |  | 0 | 0 | 42219 |
| ABRDN TOTAL DYNAMIC DIVIDEND | COM SH BEN INT | 00326L100 |  | 676522 | 71514 | SH |  | SOLE |  | 0 | 0 | 71514 |
| ADAMS DIVERSIFIED EQUITY FD | COM | 006212104 |  | 313270 | 14048 | SH |  | SOLE |  | 0 | 0 | 14048 |
| ALLSPRING INCOME OPPORTUNIT | INC OPPTY FD | 94987B105 |  | 158671 | 22635 | SH |  | SOLE |  | 0 | 0 | 22635 |
| ALPS ETF TR | OSHARES US SMLCP | 00162Q395 |  | 215981 | 4821 | SH |  | SOLE |  | 0 | 0 | 4821 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 52781133 | 485567 | SH |  | SOLE |  | 0 | 0 | 485567 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 5190987 | 52155 | SH |  | SOLE |  | 0 | 0 | 52155 |
| BLACKROCK CR ALLOCATION INCO | COM | 092508100 |  | 148567 | 13445 | SH |  | SOLE |  | 0 | 0 | 13445 |
| BLACKROCK ENHANCED GLOBAL DI | COM | 092501105 |  | 138088 | 11935 | SH |  | SOLE |  | 0 | 0 | 11935 |
| BROOKFIELD REAL ASSETS INCOM | SHS BEN INT | 112830104 |  | 208803 | 15629 | SH |  | SOLE |  | 0 | 0 | 15629 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 3242657 | 84072 | SH |  | SOLE |  | 0 | 0 | 84072 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 907520 | 20307 | SH |  | SOLE |  | 0 | 0 | 20307 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 380295 | 5555 | SH |  | SOLE |  | 0 | 0 | 5555 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 338433 | 5814 | SH |  | SOLE |  | 0 | 0 | 5814 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 26650250 | 849275 | SH |  | SOLE |  | 0 | 0 | 849275 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 23883744 | 445094 | SH |  | SOLE |  | 0 | 0 | 445094 |
| FRANKLIN LTD DURATION INCOME | COM | 35472T101 |  | 131623 | 20663 | SH |  | SOLE |  | 0 | 0 | 20663 |
| INVESCO EXCH TRADED FD TR II | GLOBAL WATER | 46138E651 |  | 305774 | 6811 | SH |  | SOLE |  | 0 | 0 | 6811 |
| INVESCO EXCH TRADED FD TR II | S INTL LOW | 46138E230 |  | 416774 | 12441 | SH |  | SOLE |  | 0 | 0 | 12441 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 2233675 | 30695 | SH |  | SOLE |  | 0 | 0 | 30695 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 496575 | 7533 | SH |  | SOLE |  | 0 | 0 | 7533 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 201469 | 4755 | SH |  | SOLE |  | 0 | 0 | 4755 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 482588 | 9881 | SH |  | SOLE |  | 0 | 0 | 9881 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 495222 | 5672 | SH |  | SOLE |  | 0 | 0 | 5672 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 221510 | 2763 | SH |  | SOLE |  | 0 | 0 | 2763 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 208134 | 1429 | SH |  | SOLE |  | 0 | 0 | 1429 |
| ISHARES TR | CORE S ETF | 464287200 |  | 285122 | 426 | SH |  | SOLE |  | 0 | 0 | 426 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 266897 | 5830 | SH |  | SOLE |  | 0 | 0 | 5830 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 401864 | 9094 | SH |  | SOLE |  | 0 | 0 | 9094 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 938366 | 9863 | SH |  | SOLE |  | 0 | 0 | 9863 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 421347 | 1643 | SH |  | SOLE |  | 0 | 0 | 1643 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1165833 | 5994 | SH |  | SOLE |  | 0 | 0 | 5994 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1719601 | 16148 | SH |  | SOLE |  | 0 | 0 | 16148 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 241375 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 278139 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1840780 | 17239 | SH |  | SOLE |  | 0 | 0 | 17239 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 219848 | 9509 | SH |  | SOLE |  | 0 | 0 | 9509 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 407154 | 8018 | SH |  | SOLE |  | 0 | 0 | 8018 |
| MORGAN STANLEY EMERGING MKTS | COM | 617477104 |  | 67643 | 12573 | SH |  | SOLE |  | 0 | 0 | 12573 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 1085683 | 95319 | SH |  | SOLE |  | 0 | 0 | 95319 |
| NUVEEN CR STRATEGIES INCOME | COM SHS | 67073D102 |  | 126807 | 24062 | SH |  | SOLE |  | 0 | 0 | 24062 |
| NUVEEN DOW 30 DYNMC OVERWRT | SHS | 67075F105 |  | 213731 | 14354 | SH |  | SOLE |  | 0 | 0 | 14354 |
| NUVEEN FLOATING RATE INCOME | COM | 67072T108 |  | 192754 | 23564 | SH |  | SOLE |  | 0 | 0 | 23564 |
| NUVEEN MUN VALUE FD INC | COM | 670928100 |  | 945603 | 105301 | SH |  | SOLE |  | 0 | 0 | 105301 |
| NUVEEN MUNICIPAL CREDIT INC | COM SH BEN INT | 67070X101 |  | 162639 | 12949 | SH |  | SOLE |  | 0 | 0 | 12949 |
| NUVEEN NEW YORK AMT QLT MUNI | COM | 670656107 |  | 109456 | 10731 | SH |  | SOLE |  | 0 | 0 | 10731 |
| NUVEEN PFD  INCOME OPPORTUN | COM | 67073B106 |  | 86633 | 10565 | SH |  | SOLE |  | 0 | 0 | 10565 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 |  | 123365 | 10553 | SH |  | SOLE |  | 0 | 0 | 10553 |
| NUVEEN VRIABL RAT PFD  INM | COM | 67080R102 |  | 256905 | 12871 | SH |  | SOLE |  | 0 | 0 | 12871 |
| NYLI CBRE GBL INFR MEGTRNDS | COM | 56064Q107 |  | 239989 | 16348 | SH |  | SOLE |  | 0 | 0 | 16348 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 307708 | 9643 | SH |  | SOLE |  | 0 | 0 | 9643 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 690598 | 7730 | SH |  | SOLE |  | 0 | 0 | 7730 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 896936 | 16650 | SH |  | SOLE |  | 0 | 0 | 16650 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 448406 | 3222 | SH |  | SOLE |  | 0 | 0 | 3222 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 265536 | 747 | SH |  | SOLE |  | 0 | 0 | 747 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1885956 | 2831 | SH |  | SOLE |  | 0 | 0 | 2831 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 |  | 223373 | 8960 | SH |  | SOLE |  | 0 | 0 | 8960 |
| TEMPLETON EMERGING MKTS INCO | COM | 880192109 |  | 73334 | 11828 | SH |  | SOLE |  | 0 | 0 | 11828 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 405928 | 7975 | SH |  | SOLE |  | 0 | 0 | 7975 |
| VANECK ETF TRUST | OIL SERVICES ETF | 92189H607 |  | 208968 | 804 | SH |  | SOLE |  | 0 | 0 | 804 |
| VANECK ETF TRUST | PREFERRED SECURT | 92189F429 |  | 596717 | 33580 | SH |  | SOLE |  | 0 | 0 | 33580 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 736201 | 1535 | SH |  | SOLE |  | 0 | 0 | 1535 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1072277 | 1751 | SH |  | SOLE |  | 0 | 0 | 1751 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 204953 | 982 | SH |  | SOLE |  | 0 | 0 | 982 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 690386 | 3702 | SH |  | SOLE |  | 0 | 0 | 3702 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1033795 | 20647 | SH |  | SOLE |  | 0 | 0 | 20647 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 619885 | 6337 | SH |  | SOLE |  | 0 | 0 | 6337 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 490922 | 2275 | SH |  | SOLE |  | 0 | 0 | 2275 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 379473 | 6333 | SH |  | SOLE |  | 0 | 0 | 6333 |
| VIRTUS CONVERTIBLE  INC FD | COM NEW | 92838U801 |  | 193914 | 14175 | SH |  | SOLE |  | 0 | 0 | 14175 |
| VIRTUS DIVIDEND INTEREST  P | COM | 92840R101 |  | 654897 | 50338 | SH |  | SOLE |  | 0 | 0 | 50338 |
| WESTERN ASSET EMERGING MKTS | COM | 95766A101 |  | 381737 | 36990 | SH |  | SOLE |  | 0 | 0 | 36990 |
| WESTERN ASSET HIGH INCOM FD | COM | 95766J102 |  | 67686 | 15560 | SH |  | SOLE |  | 0 | 0 | 15560 |
| WESTERN ASSET HIGH INCOME OP | COM | 95766K109 |  | 68233 | 17769 | SH |  | SOLE |  | 0 | 0 | 17769 |
| WESTERN ASSET MANAGED MUNS F | COM | 95766M105 |  | 263329 | 25467 | SH |  | SOLE |  | 0 | 0 | 25467 |
| WESTERN AST INFL LKD OPP  I | COM | 95766R104 |  | 151174 | 17005 | SH |  | SOLE |  | 0 | 0 | 17005 |

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