# EDGAR Filing Document

**Accession Number:** 0000767405
**File Stem:** 0001213900-25-124457
**Filing Date:** 2025-12
**Character Count:** 9482
**Document Hash:** 05e0e52017f4663ca317ee6adac84a43
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-124457.hdr.sgml**: 20251222

**ACCESSION NUMBER**: 0001213900-25-124457

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 14

**CONFORMED PERIOD OF REPORT**: 20251217

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251222

**DATE AS OF CHANGE**: 20251222

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SB FINANCIAL GROUP, INC.
- **CENTRAL INDEX KEY:** 0000767405
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 341395608
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36785
- **FILM NUMBER:** 251591956

**BUSINESS ADDRESS:**
- **STREET 1:** 401 CLINTON ST
- **CITY:** DEFIANCE
- **STATE:** OH
- **ZIP:** 43512
- **BUSINESS PHONE:** 4197838930

**MAIL ADDRESS:**
- **STREET 1:** 401 CLINTON STREET
- **STREET 2:** PO BOX 467
- **CITY:** DEFIANCE
- **STATE:** OH
- **ZIP:** 43512

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** RURBAN FINANCIAL CORP
- **DATE OF NAME CHANGE:** 19920703

?xml version='1.0' encoding='ASCII'?

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934**

Date of Report (Date of earliest event reported) <u>December 22, 2025 (December 17, 2025)</u>

SB FINANCIAL GROUP, INC

(Exact name of registrant as specified in its charter)

<u>Ohio</u> <u>001-36785</u> <u>34-1395608</u> <br> (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

<u>401 Clinton Street, Defiance, OH</u> <u>43512</u> <br> (Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code <u>(419) 783-8950</u>

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each class | Trading symbol(s) | Name of each exchange on which registered |
| Common Shares, No Par Value<br> 6,240,963 Outstanding at December 22, 2025 | SBFG | The NASDAQ Stock Market, LLC<br> (NASDAQ Capital Market) |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 **Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.**

<u>Retirement of Rita A. Kissner as Director</u>

Effective December 17, 2025, Rita A. Kissner retired from the Board of Directors (the "Board") of SB Financial Group, Inc. (the "Company") after more than 21 years of service. In recognition of her long-standing service and contributions, the Board named Ms. Kissner *Director Emeritus*.

<u>Appointment of Sue A. Strausbaugh as Director</u>

Ms. Strausbaugh, 68, is an entrepreneur being owner/operator of four Biggby Coffee locations as well as owning and managing several rental properties. She is a member of the St. Paul's United Methodist Church serving as a Stephen Minister. Ms. Strausbaugh serves on the Board of Trustees of the Defiance Area Foundation and is the Chairman of the Scholarship Committee. She formerly served on the ProMedica Defiance Regional Hospital Board and was Vice Chairman of the Judicial Family Network, a statewide organization that serves the families of Ohio's elected judges as well as a former member of the Volunteer Leadership Council of the local American Cancer Society. Ms. Strausbaugh has served on the Company's Defiance Advisory Board for more than 13 years.

There are no arrangements or understandings between Ms. Strausbaugh and any person pursuant to which Ms. Strausbaugh was selected as a director, and no family relationships exist between Ms. Strausbaugh and any director or executive officer of the Company. The Company has determined that neither Ms. Strausbaugh nor any of her immediate family members has had (or proposes to have) a direct or indirect interest in any transaction in which the Company or any of the Company's subsidiaries was (or is proposed to be) a participant, that would be required to be disclosed under Item 404(a) of Regulation S-K.

On December 19, 2025, the Company issued a press release announcing the foregoing changes to its Board of Directors. A copy of the press release is filed herewith as Exhibit 99.1 and is incorporated herein by this reference.

<u>Item 9.01. Financial Statements and Exhibits</u>.

(a) Not Applicable

(b) Not Applicable

(c) Not Applicable

(d) Exhibits

<u>Exhibit No.</u> <u>Description</u> <br> 99.1 [Press release issued by SB Financial Group, Inc. on December 19, 2025,](ea027065701ex99-1_sbfin.htm) <br> 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | SB FINANCIAL GROUP, INC. | SB FINANCIAL GROUP, INC. |
| Dated: December 22, 2025 | By: | /s/ Anthony V. Cosentino |
|  |  | Anthony V. Cosentino<br> Chief Financial Officer |

---

INDEX TO EXHIBITS

Current Report on Form 8-K

Dated December 19, 2025

SB Financial Group, Inc.

<u>Exhibit No.</u> <u>Description</u> <br> 99.1 [Press release issued by SB Financial Group, Inc. on December 19, 2025,](ea027065701ex99-1_sbfin.htm) <br> 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

## Exhibit 99.1

**Exhibit 99.1**

![](ex99-1_001.jpg)

**FOR IMMEDIATE RELEASE**

**SB Financial Group Announces Board of Directors Transition**

**Defiance, Ohio, December 19, 2025** – SB Financial Group, Inc. **(NASDAQ: SBFG)**, a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services, announced today a planned transition on its Board of Directors.

Effective December 17, 2025, Rita A. Kissner retired from the Company's Board of Directors after more than 21 years of service. In recognition of her long-standing service and contributions, the Board has named Ms. Kissner *Director Emeritus*. In conjunction with this transition, the Board of Directors appointed Sue A. Strausbaugh to the Board, effective December 17, 2025.

"We are grateful to Ms. Kissner for her more than two decades of dedicated service and for the steady leadership and guidance she provided to the Board and management," said Mark Klein, Chairman of the Board, President and Chief Executive Officer of the Company. "Her contributions have helped the Company navigate key strategic priorities and reinforce our commitment to strong governance and long-term shareholder value."

"We are also pleased to welcome Sue Strausbaugh to the Board," continued Mr. Klein. "Sue has served on the Defiance Advisory Board for more than 13 years and brings a trusted perspective, entrepreneurial spirit, and deep understanding of our strategy, customers, and communities as she steps into this expanded role."

**About SB Financial Group**

Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending, operating through a total of 27 offices: 25 in eleven Ohio counties and two in Northeast, Indiana, and 27 ATMs. State Bank has four loan production offices located throughout Ohio and Indiana. Peak Title provides title insurance and title opinions throughout the Tri-State and Kentucky. SB Financial's common stock is listed on the NASDAQ Capital Market with the ticker symbol "SBFG".

###

**Investor Contact Information:**

Mark A. Klein

Chairman, President and Chief Executive Officer

419-783-8920

Anthony V. Cosentino

Executive Vice President and Chief Financial Officer

419-785-3663