# EDGAR Filing Document

**Accession Number:** 0001526622
**File Stem:** 0001526622-25-000062
**Filing Date:** 2025-12
**Character Count:** 120926
**Document Hash:** 791e29cdc094d18665adb76d6695b7c1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001526622-25-000062.hdr.sgml**: 20251218

**ACCESSION NUMBER**: 0001526622-25-000062

**CONFORMED SUBMISSION TYPE**: 485BPOS

**PUBLIC DOCUMENT COUNT**: 15

**FILED AS OF DATE**: 20251218

**DATE AS OF CHANGE**: 20251218

**EFFECTIVENESS DATE**: 20251218

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Principal National Life Insurance Co Variable Life Separate Account
- **CENTRAL INDEX KEY:** 0001526622

**ORGANIZATION NAME:**
- **EIN:** 341022982
- **STATE OF INCORPORATION:** IA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-22589
- **FILM NUMBER:** 251582803

**BUSINESS ADDRESS:**
- **STREET 1:** PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392
- **BUSINESS PHONE:** 515-247-5461

**MAIL ADDRESS:**
- **STREET 1:** PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Principal National Life Insurance Co Variable Life Separate Account
- **CENTRAL INDEX KEY:** 0001526622

**ORGANIZATION NAME:**
- **EIN:** 341022982
- **STATE OF INCORPORATION:** IA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-233170
- **FILM NUMBER:** 251582802

**BUSINESS ADDRESS:**
- **STREET 1:** PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392
- **BUSINESS PHONE:** 515-247-5461

**MAIL ADDRESS:**
- **STREET 1:** PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392

## Series and Classes Contracts Data

### Principal National Life Insurance Co Variable Life Separate Account (Series ID: S000034165)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000215152 | Principal Executive Variable Universal Life III |  |

?xml version='1.0' encoding='ASCII'? ck0001526622-20250501

As filed with the Securities and Exchange Commission on December 18, 2025

Registration No. 333-233170

811-22589

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM N-6**

**REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933**

Post-Effective Amendment No. 10

and/or

**REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940**

Amendment No. 40

<u>Principal National Life Insurance Company Variable Life Separate Account</u>

(Exact Name of Registrant)

<u>Principal National Life Insurance Company</u>

(Name of Depositor)

<u>Principal Financial Group, 711 High Street, Des Moines, Iowa 50392</u>

(Address of Depositor's Principal Executive Offices)

<u>(515) 246-5688</u>

(Depositor's Telephone Number, including Area Code)

Kate F. Stecklein

Principal Life Insurance Company

Principal Financial Group

711 High Street, Des Moines, Iowa 50392-0300

(317) 874-3803

(Name and Address of Agent for Service)

<u>Principal Executive Variable Universal Life III</u>

(Title of Securities Being Registered)

*Copy and correspondence to:*

Ronald Coenen Jr.

Eversheds Sutherland (US) LLP

700 Sixth Street, NW, Suite 700

Washington, DC 20001-3980

------

Approximate Date of Proposed Public Offering: Continuously on and after the effective date of this registration statement.

It is proposed that this filing will become effective (check appropriate box)

&nbsp;&nbsp;&nbsp;&nbsp;_____&nbsp;&nbsp;&nbsp;&nbsp;immediately upon filing pursuant to paragraph (b)

&nbsp;&nbsp;&nbsp;&nbsp;_XX__&nbsp;&nbsp;&nbsp;&nbsp;on December 28, 2025 pursuant to paragraph (b)

&nbsp;&nbsp;&nbsp;&nbsp;_____&nbsp;&nbsp;&nbsp;&nbsp;60 days after filing pursuant to paragraph (a)(1)

&nbsp;&nbsp;&nbsp;&nbsp;_____&nbsp;&nbsp;&nbsp;&nbsp;on (date) pursuant to paragraph (a)(1) of Rule 485 under the Securities Act

If appropriate, check the following box:

&nbsp;&nbsp;&nbsp;&nbsp;_____&nbsp;&nbsp;&nbsp;&nbsp;This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

**EXPLANATORY NOTE**

Registrant is filing this post-effective amendment no. 10 (this "Amendment") for the sole purpose of supplementing the prospectus, dated May 1, 2025, for the Principal Executive Variable Universal Life III policy. <u>[Parts A and B contained in post-effective amendment no. 8 to this registration statement (File No. 333-233170), filed on April 30, 2025, are incorporated herein by reference.](https://www.sec.gov/ix?doc=/Archives/edgar/data/1526622/000152662225000017/ck0001526622-20250428.htm)</u> <u>[The supplement to the prospectus dated July 11, 2025, filed on July 11, 2025, is also incorporated herein by reference.](https://www.sec.gov/ix?doc=/Archives/edgar/data/1526622/000110465925067335/tm2520534d29_497.htm)</u> This Amendment does not amend Part A except as otherwise set forth in the prospectus supplement included herein. A new Part C is included as part of this Amendment.

------

**PRINCIPAL NATIONAL LIFE INSURANCE COMPANY VARIABLE LIFE SEPARATE ACCOUNT**

**SUPPLEMENT DATED DECEMBER 28, 2025**

**TO THE PROSPECTUS DATED MAY 1, 2025 FOR** 

**PRINCIPAL EXECUTIVE VARIABLE UNIVERSAL LIFE III** 

*This supplement updates information in the prospectus for Principal Executive Variable Universal Life III (the "Policy") issued by Principal National Life Insurance Company through the Principal National Life Insurance Company Variable Life Separate Account. Retain this supplement with the prospectus.* 

**This supplement provides new information about fees and charges applicable to Policies issued on or after March 2, 2026, and makes other changes to the prospectus. Each of the revisions to the prospectus, as set forth below, are effective as of March 2, 2026.**

**SUMMARY: FEE TABLES**

• *The table titled "Transaction Fees for Policy Dates on or after October 1, 2021" is re-titled "Transaction Fees for Policy Dates from October 1, 2021, through March 1, 2026".*

• *The following new table describing transaction fees for Policy Dates on or after March 2, 2026, is added:*

---

| | | |
|:---|:---|:---|
| **Transaction Fees for Policy Dates on or after March 2, 2026** | **Transaction Fees for Policy Dates on or after March 2, 2026** | **Transaction Fees for Policy Dates on or after March 2, 2026** |
| **Charge** | **When Charge is Deducted** | **Amount Deducted** |
| Sales Charge<sup>(1)</sup> | &nbsp;&nbsp;&nbsp;upon receipt of premium |  |
| &nbsp;&nbsp;&nbsp;Maximum |  | 6.75% of premium paid<sup>(2)</sup> |
| &nbsp;&nbsp;&nbsp;Current |  | 3.25% of premium paid<sup>(2)</sup> |
| Taxes (federal, state and local) | &nbsp;&nbsp;&nbsp;upon receipt of premium |  |
| &nbsp;&nbsp;&nbsp;Maximum |  | 3.25% of premium paid |
| &nbsp;&nbsp;&nbsp;Current |  | 3.25% of premium paid |
| Transaction Fee for Unscheduled Partial Surrender | &nbsp;&nbsp;&nbsp;from each unscheduled partial surrender after the second unscheduled partial surrender in a Policy Year |  |
| &nbsp;&nbsp;&nbsp;Maximum |  | The lesser of $25.00 or 2% of the amount surrendered |
| &nbsp;&nbsp;&nbsp;Current |  | The lesser of $25.00 or 2% of the amount surrendered |
| Transfer Fee for Unscheduled Division Transfer<sup>(3)</sup> | &nbsp;&nbsp;&nbsp;upon each unscheduled Division transfer after the first unscheduled Division transfer in a Policy Month |  |
| &nbsp;&nbsp;&nbsp;Maximum |  | $25 per unscheduled transfer |
| &nbsp;&nbsp;&nbsp;Current |  |  |
| Optional Insurance Benefits |  |  |
| Life Paid-Up Rider | &nbsp;&nbsp;&nbsp;on the date rider benefit begins |  |
| &nbsp;&nbsp;&nbsp;Maximum (if Policy is issued with the guideline premium/cash value corridor test)<sup>(4)</sup> |  | 7.50% of Policy Value |
| &nbsp;&nbsp;&nbsp;Maximum (if the Policy is issued with the cash value accumulation test)<sup>(4)</sup> |  | 13.50% of Policy Value |
| &nbsp;&nbsp;&nbsp;Current (if Policy is issued with the guideline premium/cash value corridor test)<sup>(4)</sup> |  | 5.50% of Policy Value |
| &nbsp;&nbsp;&nbsp;Current (if the Policy is issued with the cash value accumulation test)<sup>(4)</sup> |  | 7.50% of Policy Value |

---

------

<sup>(1)</sup> The sales charge varies over time and also varies with the existence of the Supplemental Benefit Rider, as described in CHARGES AND DEDUCTIONS - Premium Expense Charge.

<sup>(2)</sup> Premium paid up to Target Premium. The maximum sales charge on premium paid in excess of Target Premium is 3.00% for Policy Dates before October 1, 2021, 3.75% for Policy Dates from October 1, 2021 – March 1, 2026 and 6.75% for Policy Dates on or after March 2, 2026.

<sup>(3)</sup> In addition to the fees shown, additional transfer fees or restrictions may be imposed by federal regulators, state regulators and/or sponsors of the underlying mutual funds. See GENERAL DESCRIPTION OF THE POLICY.

<sup>(4)</sup> For more information regarding the guideline premium/cash value corridor test and the cash value accumulation test, see DEATH BENEFITS AND POLICY VALUES - IRS Definition of Life Insurance.

• *The table titled "Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates on or after October 1, 2021" is re-titled "Periodic Charges Other Than Annual Underlying Mutual Fund Expenses For Policy Dates from October 1, 2021, through March 1, 2026".*

• *The following new table describing periodic charges for Policy Dates on or after March 2, 2026, is added:*

---

| | | |
|:---|:---|:---|
| **Periodic Charges Other Than Annual Underlying Mutual Fund Expenses**<br>**For Policy Dates on or after** March 2, 2026 | **Periodic Charges Other Than Annual Underlying Mutual Fund Expenses**<br>**For Policy Dates on or after** March 2, 2026 | **Periodic Charges Other Than Annual Underlying Mutual Fund Expenses**<br>**For Policy Dates on or after** March 2, 2026 |
| **Charge** | **When Charge is**<br>**Deducted** | **Amount Deducted** |
| Cost of Insurance<sup>(1)</sup> | monthly |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | $83.33333 per $1,000 of Net Amount at Risk |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Minimum |  | 0.00585 per $1,000 of Net Amount at Risk |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum Charge for Representative Insured<sup>(2)</sup> |  | 0.01455 per $1,000 of Net Amount at Risk  |
| &nbsp;&nbsp;&nbsp;&nbsp;Asset Based Charge for Base Face Amount<sup>(5)</sup><br>*Policy without Enhanced Cash Surrender Value Rider* | monthly |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current Charge |  | 0.30% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current Charge |  | 0.36% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.44% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.50% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.54% of Division value per year |
| Monthly Policy Issue Charge<sup>(1)</sup> | monthly |  |
| &nbsp;&nbsp;&nbsp;&nbsp;*Policy without Supplemental Benefit Rider* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | $1.08418 per $1,000 of Total Face Amount |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Minimum |  | $0.05467 per $1,000 of Total Face Amount |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum Charge for Representative Insured<sup>(2)</sup> |  | 0.06000 per $1,000 of Total Face Amount |
| &nbsp;&nbsp;&nbsp;&nbsp;*Policy with Supplemental Benefit Rider* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | $1.08418 per $1,000 of Total Face Amount |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Minimum |  | $0.00547 per $1,000 of Total Face Amount |

---

------

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum Charge for Representative Insured<sup>(2)</sup> |  | $0.04800 per $1,000 of Total Face Amount  |
| Net Policy Loan Charge<sup>(3)</sup> | annually (accrued daily) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 1.0% of Loan Indebtedness per year<sup>(4)</sup> |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 1.0% of Loan Indebtedness per year<sup>(4)</sup> |
| **Optional Insurance Benefits** | **Optional Insurance Benefits** | **Optional Insurance Benefits** |
| Supplemental Benefit Rider | monthly |  |
| *<u>Asset Based Charge for Supplement Benefit Rider Face Amount</u>*<sup>(5)</sup> |  |  |
| &nbsp;&nbsp;&nbsp;*Policy without Enhanced Cash Surrender Value Rider* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.15% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.20 charge multiplier for 25% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.18% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.45 charge multiplier for 50% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.22% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.65 charge multiplier for 75% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.25% of Division value per year |
| &nbsp;&nbsp;&nbsp;*Policy with Enhanced Cash Surrender Value Rider (including 1.80 charge multiplier for 100% Enhancement Factor option)* |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | 0.90% of Division value per year |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current |  | 0.27% of Division value per year |
| *<u>Cost of Supplemental Insurance Charge</u>*<sup>(1)</sup> |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum |  | $83.33333 per $1,000 of Net Amount at Risk |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Minimum |  | $0.00374 per $1,000 of Net Amount at Risk |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Maximum Charge for Representative Insured<sup>(2)</sup> |  | $0.00873 per $1,000 of Net Amount at Risk |

---

<sup>(1)</sup> This charge varies based on individual characteristics, within the minimum and maximum shown. As a result, the current charge shown in the table may not be representative of the charge that you will pay. To obtain more information about the charge that would apply to you, contact your registered representative or call 1-800-247-9988 and request personalized illustrations.

<sup>(2)</sup> Current charges reflect the charges in effect as of the date of this prospectus supplement for a Representative Insured, which is a 45 year-old male with a risk classification of preferred non-tobacco for Policy Year one.

<sup>(3)</sup> The difference between the interest charged on the Loan Indebtedness and the interest credited to the Loan Account.

<sup>(4)</sup> This charge decreases after Policy Year ten.

<sup>(5)</sup> For Policies issued on or after March 2, 2026, if you elect the Enhanced Cash Surrender Value Rider, the current asset based charge(s) under your Policy will be increased by a designated multiplier, which varies based on the applicable Enhancement Factor option, subject to a maximum charge of 0.90% of Division value per year. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. There is no multiplier to the asset based charge(s) if the Enhanced Cash Surrender Value Rider has not been elected. For details, see CHARGES AND DEDUCTIONS – Monthly Policy Charge.

**CORPORATE ORGANIZATION AND OPERATION** 

------

• *Under* ***The Fixed Account****, the following text is deleted from the second bullet under the third paragraph: "(in states where approved; otherwise, we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date)."*

**CHARGES AND DEDUCTIONS**

• *Under the subsection* ***Premium Expense Charge (Sales Charge and Taxes)****:*

o*The table titled "Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium) For Policy Dates on or after October 1, 2021\*" is re-titled "Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium) For Policy Dates from October 1, 2021, through March 1, 2026".*

o*The table titled "Premium Expense Charge (as a % of Premium Paid) (Over Target Premium) For Policy Dates on or after October 1, 2021\*" is re-titled "Premium Expense Charge (as a % of Premium Paid) (Over Target Premium) For Policy Dates from October 1, 2021, through March 1, 2026".* 

o*After each of the above-referenced tables, the following text is deleted: "\*In states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date.*"

o*The following new tables for Policy Dates on or after March 2, 2026 are added:*

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | **Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | **Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | **Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | **Premium Expense Charge (as a % of Premium Paid) (Up to Target Premium)**<br>**For Policy Dates on or after March 2, 2026** |
| | **Years since issue**<br>**or Adjustment** | **Sales Charge** | **Federal, State and**<br>**Local Taxes**  | **Total** |
| **&nbsp;&nbsp;&nbsp;&nbsp;Current Charges**<sup>(1)</sup> | all years | 3.25% | 3.25% | 6.50% |
| **Maximum Charges**<sup>(2)</sup> | all years | 6.75% | 3.25% | 10.00% |

---

<sup>(1)</sup> &nbsp;&nbsp;&nbsp;&nbsp;When the Supplemental Benefit Rider is elected, the year 2 Target Premium and applicable sales charge is calculated based upon the following three-tiered structure as follows (<u>current</u> sales charge noted):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<sup>•</sup> 3.25% is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<sup>•</sup> 0.50% is charged between SBR target and the applicable full base policy Target Premium.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<sup>•</sup> 0.25% is charged on the excess above the full base policy Target Premium.

<sup>(2)&nbsp;&nbsp;&nbsp;&nbsp;</sup>When the Supplemental Benefit Rider is elected, the year 2 Target Premium and applicable sales charge is calculated based upon a three-tiered structure as follows (<u>maximum</u> sales charge noted):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 6.75% maximum is charged up to the Target Premium that is proportionately lower with Supplemental Benefit Rider (SBR target) compared to a policy without this rider (full base).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 6.75% maximum is charged between SBR target and the applicable full base policy Target Premium.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 6.75% maximum is charged on the excess above the full base policy Target Premium.

---

| | | | | |
|:---|:---|:---|:---|:---|
| <br>**Premium Expense Charge (as a % of Premium Paid) (Over Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | <br>**Premium Expense Charge (as a % of Premium Paid) (Over Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | <br>**Premium Expense Charge (as a % of Premium Paid) (Over Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | <br>**Premium Expense Charge (as a % of Premium Paid) (Over Target Premium)**<br>**For Policy Dates on or after March 2, 2026** | <br>**Premium Expense Charge (as a % of Premium Paid) (Over Target Premium)**<br>**For Policy Dates on or after March 2, 2026** |
| | **Years since issue**<br>**or Adjustment** | **Sales Charge** | **Federal, State and**<br>**Local Taxes**  | **Total** |
| **Maximum Charges** | all years | 6.75% | 3.25% | 10.00% |

---

• *Under the subsection* ***Monthly Policy Charge****:*

o*The first paragraph under <u>Cost of Insurance Charge</u> is replaced with the following:*

This charge compensates us for providing insurance protection under the Policy. We base this charge on several factors including, but not limited to, (i) the Insured's gender (if applicable), issue age, tobacco status, and risk classification, and (ii) our expectations of future investment earnings, expenses, state and federal taxes, mortality

------

and persistency experience, market conditions, and revenue for profit. The monthly cost of insurance rate for Policy Dates before March 2, 2026, ranges from a minimum of $0.00167 per $1,000 Net Amount at Risk to a maximum of $83.33333 per $1,000 Net Amount at Risk. The monthly cost of insurance rate for Policy Dates on or after March 2, 2026, ranges from a minimum of $0.00585 per $1,000 Net Amount at Risk to a maximum of $83.33333 per $1,000 Net Amount at Risk.

o*The last sentence under <u>Asset Based Charge</u> is replaced with the following:*

For Policy Dates from October 1, 2021 through March 1, 2026, the asset based charge is 0.35% of Division value in all years.

For Policy Dates on or after March 2, 2026, the asset based charge is proportioned as follows according to the percentage of Base Face Amount and, if elected, the Supplemental Benefit Rider:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset based charge for the Base Face Amount:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Maximum: 0.90% of Division value per year

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Current: 0.30% of Division value per year (before multiplier for the Enhanced Cash Surrender Value Rider, if elected)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset based charge for the Supplemental Benefit Rider

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Maximum: 0.90% of Division value per year

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Current: 0.15% of Division value per year (before multiplier for the Enhanced Cash Surrender Value Rider, if elected)

If the Enhanced Cash Surrender Value Rider has been elected, the current asset based charge(s) under the Policy will be increased, subject to the maximum charge of 0.90%, by a multiplier based on the applicable Enhancement Factor option, as follows:

---

| | |
|:---|:---|
| Enhancement Factor option | multiplier |
| 25% | 1.20 |
| 50% | 1.45 |
| 75% | 1.65 |
| 100% | 1.80 |

---

A higher Enhancement Factor will generally result in higher asset based charges compared to a lower Enhancement Factor. In no case will a multiplier result in a current asset-based charge greater than the maximum charge. *See* SUMMARY: FEE TABLES for the asset based charges after application of the Enhancement Factor option multipliers.

o*The following text is deleted from under <u>Monthly Policy Charge</u>: "(in states where approved, otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date)".*

**DEATH BENEFITS AND POLICY VALUES**

• *Under* ***Death Benefit Options****, in the last paragraph of the example, the following text is deleted: "(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date)".* 

• *Under* ***IRS Definition of Life Insurance,*** *after the second table, the following text is deleted: "(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date)".* 

**OPTIONAL BENEFITS UNDER THE POLICY** 

• *In the benefit table, the rows for the Enhanced Cash Surrender Value Rider and Supplemental Benefit Rider are replaced with the following:*

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Optional Benefit/Rider** | **Purpose** | **Standard/**<br>**Optional** | **Charge** | **Other Restrictions/Limitations** |
| Enhanced Cash Surrender Value Rider | If you surrender a Policy in full, we will pay an amount in addition to the Net Policy Value | Optional | Yes. There is no initial cost to purchase the Enhanced Cash Surrender Value Rider. However, Your Policy Value will be impacted if a higher current asset based charge is deducted from your Policy Value. | Underwriting guidelines and plan premium levels determine availability to select the enhanced cash surrender options. Contact your registered representative for more information.<br>Election will generally result in higher asset based charges. |
| Supplemental Benefit Rider | Provides additional insurance (Total Face Amount) at a reduced cost | Optional | Yes | Our approval, under our then current underwriting guidelines, is required to add this rider. The supplemental cost of insurance rate applies. For Policy Dates on or after March 2, 2026, Supplemental Benefit Rider asset based charges also apply. |

---

• *Under the subsection <u>Enhanced Cash Surrender Value Rider</u>, the last three paragraphs (including the Additional Amount table) are replaced with the following:*

The Enhanced Cash Surrender Value Rider benefit is equal to the additional amount shown in the applicable table below, multiplied by the Enhancement Factor. There are four Enhancement Factor options available - 25%, 50%, 75%, or 100%. Underwriting guidelines and plan premium levels determine availability to select these options. Higher Enhancement Factors are available for relatively larger plan premium levels. Contact your registered representative for more information.

**For Policy Dates before March 2, 2026\***

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| | |
|:---|:---|
| **Policy Year of Surrender** | **Additional Amount** |
| 1 | 8.15% of premium received since issue less partial surrenders |
| 2 | 9.50% of premium received since issue less partial surrenders |
| 3 | 9.40% of premium received since issue less partial surrenders |
| 4 | 9.00% of premium received since issue less partial surrenders |
| 5 | 8.40% of premium received since issue less partial surrenders |
| 6 | 7.50% of premium received since issue less partial surrenders |
| 7 | 6.50% of premium received since issue less partial surrenders |
| 8 | 5.50% of premium received since issue less partial surrenders |
| 9 | 4.75% of premium received since issue less partial surrenders |
| 10 | 4.00% of premium received since issue less partial surrenders |
| 11 | 3.00% of premium received since issue less partial surrenders |
| 12 | 2.00% of premium received since issue less partial surrenders |
| 13 | 0.90% of premium received since issue less partial surrenders |
| 14+ | 0.00% of premium received since issue less partial surrenders |

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\*There is no initial cost to purchase this rider, however, your Policy Value will be impacted because a higher current asset based charge will be deducted from your Policy Value with 100% Enhancement Factor as compared to a Policy issued without this rider. This higher current asset based charge will continue even if this rider terminates.

**For Policy Dates on or after March 2, 2026\*\***

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| | |
|:---|:---|
| **Policy Year of Surrender** | **Additional Amount** |
| 1 | 8.00% of premium received since issue less partial surrenders |
| 2 | 7.20% of premium received since issue less partial surrenders |
| 3 | 6.50% of premium received since issue less partial surrenders |
| 4 | 5.75% of premium received since issue less partial surrenders |
| 5 | 5.10% of premium received since issue less partial surrenders |
| 6 | 4.50% of premium received since issue less partial surrenders |
| 7 | 3.90% of premium received since issue less partial surrenders |
| 8 | 2.95% of premium received since issue less partial surrenders |
| 9 | 1.90% of premium received since issue less partial surrenders |
| 10 | 0.90% of premium received since issue less partial surrenders |
| 11 | 0.00% of premium received since issue less partial surrenders |
| 12 | 0.00% of premium received since issue less partial surrenders |
| 13 | 0.00% of premium received since issue less partial surrenders |
| 14+ | 0.00% of premium received since issue less partial surrenders |

---

\*\*There is no initial cost to purchase this rider, however, the current asset based charge(s) under the Policy will be increased, subject to a maximum charge of 0.90% of Division value per year, based on a designated multiplier, which varies based on the applicable Enhancement Factor option. The multiplier will be applied to the asset based charge for the proportionate Base Face Amount and, if elected, the Supplemental Benefit Rider. The higher current asset based charge(s) will continue even if this rider terminates.

See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy

• *Under <u>Supplemental Benefit Rider</u>, theal second paragraph is replaced with the following:*

There is a supplemental cost of insurance charge for the Net Amount at Risk provided by this rider. The supplemental cost of insurance rate varies depending upon the Insured's gender, issue age, duration since issue and

------

Adjustment, tobacco status, and risk classification, and is determined based on, without limitation, our expectations as to our future earnings, expenses, state and federal taxes, mortality and persistency experience, market conditions, and revenue for profit. For Policy Dates before March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00062 per $1,000 Net Amount at Risk. For Policy Dates on or after March 2, 2026, the supplemental cost of insurance rate ranges from a maximum of $83.33333 per $1,000 Net Amount at Risk to $0.00374 per $1,000 Net Amount at Risk.

In addition to the supplemental cost of insurance charge, for Policy Dates on or after March 2, 2026, there is an additional asset based charge for the Supplemental Benefit Rider. The maximum asset based charge for the Supplemental Benefit Rider with or without the Enhanced Cash Surrender Value Rider will always be 0.90% of the Division value per year. The current asset-based charge will be increased by a multiplier if the Enhancement Cash Surrender Value Rider has been elected, depending on the applicable Enhancement Factor option and subject to the maximum charge. See SUMMARY: FEE TABLES and CHARGES AND DEDUCTIONS for additional information about asset based charges under the Policy.

**LOANS**

• *Under* ***Policy Loans****, in the sixth bullet point, the following text is deleted: "(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date)".* 

• *Under* ***Loan Account****, in the second bullet point, the following text is deleted: "(in states where approved; otherwise we apply the rate(s) in effect before October 1, 2021 regardless of Policy Date)".* 

------

**Part C**

**Other Information**

**Item 30. Exhibits**

Unless otherwise noted, documents containing Accession Numbers below have previously been filed with the Securities and Exchange Commission and are incorporated herein by reference.

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| | | |
|:---|:---|:---|
| (a) | <u>[Resolution of Board of Directors of the Depositor (Incorporated by Reference from Exhibit (a) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000511/a-boardofresolution.htm)</u> | <u>[Resolution of Board of Directors of the Depositor (Incorporated by Reference from Exhibit (a) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000511/a-boardofresolution.htm)</u> |
| (b) | **Custodian Agreement** - N/A | **Custodian Agreement** - N/A |
| (c) | **Underwriting Contracts** | **Underwriting Contracts** |
|  | (1) | <u>[Distribution Agreement dated February 1, 2009 (Incorporated by Reference from Exhibit (c1) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000511/c1-distributionagreement.htm)</u> |
|  | (2) | <u>[Broker Dealer Marketing and Servicing Agreement for Variable Life Policies - Incorporated by Reference from Exhibit (c2) to Registrant's Filing on Form N-6 on 08/02/2019 (Accession No. 0001526622-19-000018)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000018/ex99c2-brokerdealermarketi.htm)</u> |
|  | (3) | <u>[Registered Representative Agreement - Incorporated by Reference from Exhibit (c3) to Registrant's Filing on Form N-6 on 08/02/2019 (Accession No. 0001526622-19-000018)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000018/ex99c3registeredrepagmt.htm)</u> |
| (d) | **Contracts** | **Contracts** |
|  | (d1) | <u>[Form of Variable Life Contract (Filed as Exhibit (D1) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d1-formofvariblelifeco.htm)</u> |
|  | (d2) | <u>[Form of Change of Insured Rider (Filed as Exhibit (D2) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d2-formofchangeofinsur.htm)</u> |
|  | (d3) | <u>[Form of Death Benefit Guarantee Rider (Filed as Exhibit (D3) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d3-formofdeathbenefitg.htm)</u> |
|  | (d4) | <u>[Form of Enhanced Cash Surrender Value Rider (Filed as Exhibit (D4) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d4-formofcashsurrender.htm)</u> |
|  | (d5) | <u>[Form of Supplemental Benefit Rider (Filed as Exhibit (D5) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d5-formofsupplementalb.htm)</u> |
|  | (d6) | <u>[Form of Life Paid-up Rider (Filed as Exhibit (D6) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d6-formoflifepaidxupri.htm)</u> |
|  | (d7) | <u>[Form of Aviation Exclusion Rider (Filed as Exhibit (D7) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d7-formofaviationexclu.htm)</u> |
|  | (d8) | <u>[Form of Hazardous Sports Exclusion Rider (Filed as Exhibit (D8) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99d8-formofhazardousspor.htm)</u> |
| (e) | **Applications** | **Applications** |
|  | (e1) | <u>[Form of Life Insurance Application (Filed as Exhibit (E1) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99e1formoflifeinsapp.htm)</u> |
|  | (e2) | <u>[Form of Guaranteed/Simplified Issue Life Insurance Application (Filed as Exhibit (E2) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99e2formofguarsimplifi.htm)</u> |
|  | (e3) | <u>[Form of Multi-Life Guaranteed Issue Life Insurance Application (Filed as Exhibit (E3) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99e3formofmultilifeguar.htm)</u> |
|  | (e4) | <u>[Form of Supplemental Application (Filed as Exhibit (E4) on 08/09/2019)(Accession No. 0001526622-19-000022)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000022/ex99e4formofsupplementalapp.htm)</u> |
| (f) | **Depositor's Certificate of Incorporation and By-laws** | **Depositor's Certificate of Incorporation and By-laws** |
|  | (1) | <u>[Articles of Incorporation of the Depositor (Incorporated by Reference from Exhibit (f1) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000511/f1-pnlicarticles.htm)</u> |
|  | (2) | <u>[Bylaws of Depositor (Incorporated by Reference from Bylaws of Depositor (Incorporated by Reference from Exhibit (f2) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511) Exhibit (f2) to Registrant's Filing on Form N-6 on 07/25/2011)(Accession No. 0000898745-11-000511)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000511/f2-pnlicbylaws.htm)</u> |
| (g) | **Reinsurance Contracts -** <u>[Incorporated by Reference from Exhibit (g) to Registrant's Filing on Form N-6 on 10/19/2011 (Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/g-reinsurancecontract.htm)</u> | **Reinsurance Contracts -** <u>[Incorporated by Reference from Exhibit (g) to Registrant's Filing on Form N-6 on 10/19/2011 (Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/g-reinsurancecontract.htm)</u> |

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| | | |
|:---|:---|:---|
| (h) | **Participation Agreements** | **Participation Agreements** |
|  | **1. AllianceBernstein** | **1. AllianceBernstein** |
|  | (a) | <u>[Participation Agreement dated December 15, 2014 (Filed as Exhibit (h)(1)(a) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-1abpa.htm)</u> |
|  | (b) | <u>[Amendment to Participation Agreement dated January 1, 2008 (Incorporated by Reference From Exhibit (h)(1)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/b-1amendtopa.htm)</u> |
|  | (c) | <u>[Administrative Services Agreement dated December 15, 2004 (Incorporated by Reference from Exhibit (h)(1)(c) to the Form N-6 Filed on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-1abpa.htm)</u> |
|  | (d) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(1)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/d-1rule22c2.htm)</u> |
|  | (e) | <u>[Amendment 2 to Participation Agreement dated May 1, 2011 (Filed as Exhibit (h)(1)(e) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/e1-allianam2pa.htm)</u> |
|  | (f) | <u>[Amendment 3 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(f) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/f1-allianamn3pa.htm)</u> |
|  | (g) | <u>[Amendment 1 to Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/g1-allianamn1asa.htm)</u> |
|  | (h) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/h1-allianamn122c2.htm)</u> |
|  | **2. American Century** | **2. American Century** |
|  | (a) | <u>[Shareholder Services Agreement dated March 18, 1999 (Incorporated by Reference From Exhibit (h)(2)(a) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-2acshsa.htm)</u> |
|  | (b) | <u>[Amendment 1 to Shareholder Services Agreement dated May 1, 2001 (Incorporated by Reference From Exhibit (h)(2)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/b-2acamdt1toshsa.htm)</u> |
|  | (c) | <u>[Amendment 2 to Shareholder Services Agreement dated May 1, 2002 (Incorporated by Reference From Exhibit (h)(2)(c) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/c-2acamend2shsa.htm)</u> |
|  | (d) | <u>[Amendment 3 to Shareholder Services Agreement dated May 1, 2004 (Incorporated by Reference From Exhibit (h)(2)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/d-2acamend3shsa.htm)</u> |
|  | (e) | <u>[Amendment 4 to Shareholder Services Agreement dated October 13, 2005 (Incorporated by Reference From Exhibit (h)(2)(e) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/e-2acaamend4shsa.htm)</u> |
|  | (f) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(2)(f) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/f-2acrule22c21.htm)</u> |
|  | (g) | <u>[Amendment 5 to Shareholder Services Agreement dated June 1, 2011 (Filed as Exhibit (h)(2)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/g2-acamn5ssa.htm)</u> |
|  | (h) | <u>[Amendment 6 to Shareholder Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(2)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/h2-acamn6ssa.htm)</u> |
|  | (i) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(2)(i) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/i2-acamn122c2.htm)</u> |
|  | (j) | <u>[Amendment 7 to Shareholder Services Agreement dated March 20, 2014 (Filed as Exhibit (h)2(j) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-amcentamdt7shlds.htm)</u> |
|  | **3. American Funds** | **3. American Funds** |
|  | (a) | <u>[Fund Participation and Service Agreement dated May 1, 2014 -- Filed as exhibit 99.h03(a) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-amfundsx050114.htm)</u> |
|  | (b) | <u>[Rule 22c-2 Agreement dated May 19, 2014 -- Filed as exhibit 99.h03(b) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-amfunds22c2x0519.htm)</u> |
|  | (c) | <u>[Business Agreement dated May 1, 2014 -- Filed as exhibit 99.h03(c) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-amfundsbusagrmtx.htm)</u> |
|  | (d) | <u>[Form of First Amendment To Fund Participation and Service Agreement -- Filed as exhibit 99.h03(d) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-amfundsamdt1xfor.htm)</u> |
|  | **4. Calvert Variable Series, Inc.** | **4. Calvert Variable Series, Inc.** |
|  | (a) | <u>[Consolidated Fund Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(3)(a) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/a3-calvertfpa.htm)</u> |
|  | (b) | <u>[Amendment to Consolidated Fund Participation Agreement dated April 30, 2014 -- Filed as exhibit 99.h04(b) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-calvertamdt10430.htm)</u> |
|  | (c) | <u>[Consolidated Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(3)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/b3-calvertasa.htm)</u> |

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| | |
|:---|:---|
| (d) | <u>[Amendment to Consolidated Services Agreement dated April 30, 2014 -- Filed as exhibit 99.h04(d) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-calvertxamdconss.htm)</u> |
| (e) | <u>[Rule 22c-2 Agreement (PLIC) dated March 29, 2007 -- Filed as exhibit 99.h04(e) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-calvert22cx2x032.htm)</u> |
| (f) | <u>[Rule 22c-2 Agreement (Princor) dated April 10, 2007 -- Filed as exhibit 99.h04(f) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-calvert22cx20410.htm)</u> |
| **5. ClearBridge (Legg Mason)** | **5. ClearBridge (Legg Mason)** |
| (a) | <u>[Participation Agreement dated April 26, 2013 (Filed as Exhibit (h)5(a) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-leggmasonpartagr.htm)</u> |
| (b) | <u>[Administrative Services Agreement dated April 26, 2013 (Filed as Exhibit (h)5(b) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-leggmasonadminsv.htm)</u> |
| **6. Delaware Distributors** | **6. Delaware Distributors** |
| (a) | <u>[Fund Participation Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(4)(a) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/a4-ddfpa.htm)</u> |
| (b) | <u>[Administrative Services Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(4)(b) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/b4-ddasa.htm)</u> |
| **7. Dreyfus** | **7. Dreyfus** |
| (a) | <u>[Participation Agreement dated March 26, 2001 (Incorporated by Reference from Exhibit (8)(d)(1) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)](https://www.sec.gov/Archives/edgar/data/9713/000095013708006515/c26052bpexv99wx8d1y.htm)</u> |
| (b) | <u>[Amendment to Participation Agreement dated March 26, 2002 (Incorporated by Reference from Exhibit (8)(d)(1) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)](https://www.sec.gov/Archives/edgar/data/9713/000095013708006515/c26052bpexv99wx8d1y.htm)</u> |
| (c) | <u>[Amendment 2 to Participation Agreement dated April 15, 2011 (Filed as Exhibit (h)7(g) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-dreyfusamdt20415.htm)</u> |
| (d) | <u>[Amendment 3 to Participation Agreement dated April 25, 2012 (Filed as Exhibit (h)7(i) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-dreyfusamdt30425.htm)</u> |
| (e) | <u>[Administrative Services Agreement dated March 26, 2002 (Incorporated by Reference from Exhibit (8)(d)(2) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)](https://www.sec.gov/Archives/edgar/data/9713/000095013708006515/c26052bpexv99wx8d2y.htm)</u> |
| (f) | <u>[Amendment to Administrative Services Agreement dated September 1, 2004 (Incorporated by Reference from Exhibit (8)(d)(2) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)](https://www.sec.gov/Archives/edgar/data/9713/000095013708006515/c26052bpexv99wx8d2y.htm)</u> |
| (g) | <u>[Amendment 2 to Administrative Services Agreement dated April 25, 2012 (Filed as Exhibit (h)7(j) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-dreyfusamdt2admi.htm)</u> |
| (h) | <u>[12b-1 Letter Agreement dated March 26, 2001 (Incorporated by Reference from Exhibit (8)(d)(3) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)](https://www.sec.gov/Archives/edgar/data/9713/000095013708006515/c26052bpexv99wx8d3y.htm)</u> |
| (i) | <u>[12b-1 Letter Agreement for Service Class Shares dated March 26, 2002 -- Filed as exhibit 99.h07(i) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-dreyfus12bx1ltrs.htm)</u> |
| (j) | <u>[Amendment to 12b-1 Letter Agreement dated September 1, 2004 (Incorporated by Reference from Exhibit (8)(d)(3) to the Form N-4 filed on 05/01/2008 by Principal Life Insurance Co Separate Account B, File No. 333-116220)(Accession No. 0000950137-08-006515)](https://www.sec.gov/Archives/edgar/data/9713/000095013708006515/c26052bpexv99wx8d3y.htm)</u> |
| (k) | <u>[Amendment 2 to 12b-1 Letter Agreement dated April 25, 2012 (Filed as Exhibit (h)7(h) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-dreyfusamdt212b1.htm)</u> |
| (l) | <u>[Rule 22c-2 (Supplemental) Agreement dated April 16, 2007 -- Filed as exhibit 99.h07(l) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-dreyfus22cx2x041.htm)</u> |
| **8. DWS** | **8. DWS** |
| (a) | <u>[Participation Agreement dated December 1, 2007 (Incorporated by Reference from Exhibit (h)(5) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/c23523a3exv99wxh5y.htm)</u> |
| (b) | <u>[Amendment 1 to Participation Agreement dated January 5, 2011 (Incorporated by Reference from Exhibit (h)(10) to the Form N-6 Filed on 04/27/2011 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-65690 (Accession No. 0000898745-11-000198)](https://www.sec.gov/Archives/edgar/data/812797/000089874511000198/h10-dwspartagrmtno1.htm)</u> |
| (c) | <u>[Amendment 2 to Participation Agreement dated May 1, 2011 (Filed as Exhibit (h)7(c) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-dwsamdt2050111.htm)</u> |

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|:---|:---|
| (d) | <u>[Amendment 3 to Participation Agreement dated December 18, 2012 (Filed as Exhibit (h)7(d) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-dwsamdt3121812.htm)</u> |
| (e) | <u>[Amendment 4 to Participation Agreement dated April 10, 2013 (Filed as Exhibit (h)7(e) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-dwsamdt4x041013.htm)</u> |
| **9. Fidelity Distributors Corporation** | **9. Fidelity Distributors Corporation** |
| (a) | <u>[Participation Agreement dated December 2, 2011 (Incorporated by Reference From Exhibit (h)(5)(a) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/a5-fidelitypa.htm)</u> |
| (b) | <u>[Amendment 1 to Participation Agreement dated December 2, 2011 (Incorporated by Reference From Exhibit (h)(5)(b) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/b5-fidelityam1pa.htm)</u> |
| (c) | <u>[Amendment to Participation Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)9(c) on 04/28/2020 (Accession No. 0001526622-20-000017)](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/ex99fidelityamendtopartagm.htm)</u> |
| **10. Franklin Templeton** | **10. Franklin Templeton** |
| (a) | <u>[Amended and Restated Participation Agreement dated November 1, 2007 (Incorporated by Reference from Exhibit (h)(7)(b) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896) (Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/c23523a3exv99wxh7by.htm)</u> |
| (b) | <u>[Amendment 1 to Amended and Restated Participation Agreement dated September 10, 2009 (Filed as Exhibit (h)(7)(b) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/b-7franklamend1pa.htm)</u> |
| (c) | <u>[Amendment 2 to Amended and Restated Participation Agreement dated August 16, 2010 (Filed as Exhibit (h)(7)(c) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/c-7frankamend2pa.htm)</u> |
| (d) | <u>[Participation Agreement Addendum dated May 1, 2011 (Filed as Exhibit (h)(7)(e) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/e-7frankaddmpa.htm)</u> |
| (e) | <u>[Amendment 3 to Amended and Restated Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(d) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/d-7frankamdmt3pa.htm)</u> |
| (f) | <u>[Amendment 4 to Amended and Restated Participation Agreement dated September 16, 2013 (Filed as Exhibit (h)10(j) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-franklinamdt4x09.htm)</u> |
| (g) | <u>[Amendment 5 to Amended and Restated Participation Agreement dated May 1, 2014 -- Filed as exhibit 99.h10(g) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-franklinamdt5x05.htm)</u> |
| (h) | <u>[Amendment 6 to Amended and Restated Participation Agreement dated September 16, 2014 -- Filed as exhibit 99.h10(h) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-franklinamd6x091.htm)</u> |
| (i) | <u>[Administrative Services Agreement dated December 14, 2007 (Incorporated by Reference from Exhibit (h)(7)(c) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/c23523a3exv99wxh7cy.htm)</u> |
| (j) | <u>[Amendment 1 to Administrative Services Agreement dated September 10, 2009 (Filed as Exhibit (h)(7)(g) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/g-7frankamd1asa.htm)</u> |
| (k) | <u>[Amendment 2 to Administrative Services Agreement dated April 20, 2011 (Filed as Exhibit (h)(7)(h) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/h-7frankamdt2asa.htm)</u> |
| (l) | <u>[Amendment 3 to Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(i) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/i-7frankamdt3asa.htm)</u> |
| (m) | <u>[Amendment 4 to Administrative Services Agreement dated May 24, 2013 -- Filed as Exhibit 99.h10(m) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-franklinasaamdt4.htm)</u> |
| (n) | <u>[Amendment 5 to Administrative Services Agreement dated May 1, 2014 - Filed as Exhibit 99(h)(10)(n) on 04/27/2017 (Accession No. 0001526622-15-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h-partagrmtxftasaamdt5.htm)</u> |
| (o) | <u>[Amendment 6 to Administrative Services Agreement dated August 30, 2016 - Filed as Exhibit 99(h)(10)(o) on 04/27/2017 (Accession No. 0001526622-15-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h-partagrmtxftasaamdt6.htm)</u> |
| (p) | <u>[Shareholder Information Agreement dated April 16, 2007 (Filed as Exhibit (h)(7)(a) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/c23523a3exv99wxh7ay.htm)</u> |
| (q) | <u>[Amendment to Shareholder Information Agreement (22c-2) dated April 2015 -- Filed as exhibit 99.h10(o) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-franklinx22c2amd.htm)</u> |
| (r) | <u>[Amendment to Participation Agreement Addendum dated March 31, 2015 -- Filed as exhibit 99.h10(p) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-franklinamdt0331.htm)</u> |
| **11. Invesco (formerly AIM Advisors, Inc.)** | **11. Invesco (formerly AIM Advisors, Inc.)** |
| (a) | <u>[Participation Agreement dated June 8, 1999 (Incorporated by Reference From Exhibit (h)(8)(a) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-8invescopa1.htm)</u> |
| (b) | <u>[Amendment to Participation Agreement dated April 1, 2001 (Incorporated by Reference From Exhibit (h)(8)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/b-8invesco.htm)</u> |
| (c) | <u>[Amendment 2 to Participation Agreement dated May 1, 2002 (Incorporated by Reference From Exhibit (h)(8)(c) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/c-8invesco.htm)</u> |

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|:---|:---|
| (d) | <u>[Amendment 3 to Participation Agreement dated August 15, 2002 (Incorporated by Reference From Exhibit (h)(8)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/d-8invesco.htm)</u> |
| (e) | <u>[Amendment 4 to Participation Agreement dated January 8, 2003 (Incorporated by Reference From Exhibit (h)(8)(e) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/e-8invesco.htm)</u> |
| (f) | <u>[Amendment 5 to Participation Agreement dated February 14, 2003 (Incorporated by Reference From Exhibit (h)(1)(f) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/f-8invesco.htm)</u> |
| (g) | <u>[Amendment 6 to Participation Agreement dated April 30, 2004 (Incorporated by Reference From Exhibit (h)(8)(g) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/g-8invesco.htm)</u> |
| (h) | <u>[Amendment 7 to Participation Agreement dated April 29, 2005 (Incorporated by Reference From Exhibit (h)(8)(h) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/h-8nvesco.htm)</u> |
| (i) | <u>[Amendment 8 to Participation Agreement dated May 1, 2006 (Incorporated by Reference From Exhibit (h)(8)(i) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/i-8nvesco.htm)</u> |
| (j) | <u>[Amendment 9 to Participation Agreement dated April 30, 2010 (Filed as Exhibit (h)(8)(j) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/j-8invesco.htm)</u> |
| (k) | <u>[Amendment 10 to Participation Agreement dated April 1, 2011 (Filed as Exhibit (h)(8)(k) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/k-8invesco.htm)</u> |
| (l) | <u>[Distribution Services Agreement dated October 1, 2002 (Incorporated by Reference From Exhibit (h)(8)(l) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/l-8invescodsa.htm)</u> |
| (m) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(8)(m) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/m-8invesco22c2.htm)</u> |
| (n) | <u>[Administrative Services Agreement dated June 8, 1999 (Incorporated by Reference From Exhibit (h)(8)(n) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/n-8invescoasa.htm)</u> |
| (o) | <u>[Amendment 1 to Administrative Services Agreement dated April 30, 2004 (Incorporated by Reference From Exhibit (h)(8)(o) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/o-8invesco.htm)</u> |
| (p) | <u>[Amendment 11 to Participation Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(7)(p) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/p7-invescoamen11pa.htm)</u> |
| (q) | <u>[Amendment 2 to Administrative Services Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(q) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/q7-invescoamn2asa.htm)</u> |
| (r) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(7)(r) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/r7-invescoamen122c2.htm)</u> |
| **12. Janus** | **12. Janus** |
| (a) | <u>[Fund Participation Agreement dated August 28, 2000 (Filed as Exhibit (h)(9)(a) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-9januspa.htm)</u> |
| (b) | <u>[Amendment 1 to Participation Agreement dated April 1, 2001 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/0000950137-08-008766-index.htm)</u> |
| (c) | <u>[Amendment 2 to Participation Agreement October 16, 2001 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/0000950137-08-008766-index.htm)</u> |
| (d) | <u>[Amendment 3 to Participation Agreement dated May 1, 2002 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/0000950137-08-008766-index.htm)</u> |
| (e) | <u>[Amendment 4 to Participation Agreement dated September 3, 2002 (Filed as Exhibit (h)(9)(e) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/e-9januspaamndt4.htm)</u> |
| (f) | <u>[Amendment 5 to Participation Agreement dated January 8, 2003 (Filed as Exhibit (h)(9)(f) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/f-9januspaamndt5.htm)</u> |
| (g) | <u>[Amendment 6 to Participation Agreement dated August 20, 2007 (Filed as Exhibit (h)(9)(g) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/g-9januspaamndt6.htm)</u> |
| (h) | <u>[Amendment 7 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(8)(k) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/k8-janusamn2pa.htm)</u> |
| (i) | <u>[Amendment 8 to Participation Agreement dated February 24, 2012 (Filed as Exhibit (h)13(o) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-janusamdt8022412.htm)</u> |
| (j) | <u>[Amendment to Participation Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)12(j) on 04/28/2020 (Accession No. 0001526622-20-000017)](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/ex99janusamendtofundpartag.htm)</u> |
| (k) | <u>[Distribution & Shareholder Services Agreement (Service Shares) dated August 28, 2000 (Incorporated by Reference from Exhibit (h)(8) to Registrant's Filing on Form N-6 on 6/26/08)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/c23523a3exv99wxh8y.htm)</u> |
| (l) | <u>[Acceptance Letter of New Distribution and Shareholder Services Agreement dated October 19, 2001 -- Filed as exhibit 99.h12(k) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-janusacceptltrdi.htm)</u> |
| (m) | <u>[Amendment 1 to Distribution and Shareholder Services Agreement dated November 1, 2011 (Incorporated by Reference from Exhibit (h)(8)(l) to the Form N-6 filed on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/l8-janusamn1dssa.htm)</u> |

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|:---|:---|
| (n) | <u>[Administrative Services Letter Agreement dated August 14, 2006 (Incorporated by Reference from Exhibit (h)(8) to the Form N-6 Filed on 06/26/2008 by Principal Life Insurance Co Variable Life Separate Account, File No. 333-146896)(Accession No. 0000950137-08-008766)](https://www.sec.gov/Archives/edgar/data/812797/000095013708008766/0000950137-08-008766-index.htm)</u> |
| (o) | <u>[Administrative Services Letter Agreement dated May 6, 2008 -- Filed as exhibit 99.h12(n) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-janusasaltrx0506.htm)</u> |
| (p) | <u>[Amendment 1 to Administrative Services Letter Agreement dated November 1, 2011 (Filed as Exhibit (h)(8)(m) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/m8-janusamn1la.htm)</u> |
| (q) | <u>[Supplemental Agreement dated April 12, 2007 to Distribution, Shareholder Servicing, Administrative Servicing and Fund/SERV Agreements Letter dated August 14, 2006 -- Filed as exhibit 99.h12(p) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-janussuppagrmtlt.htm)</u> |
| (r) | <u>[Amendment to Administrative Services Letter Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)12(r) on 04/28/2020 (Accession No. 0001526622-20-000017)](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/ex99janusamendtoadminsrvcs.htm)</u> |
| (s) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Filed as Exhibit (h)(9)(j) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/j-9janusrule22c21.htm)</u> |
| (t) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(8)(n) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/n8-janusamn122c2.htm)</u> |
| (u) | <u>[Letter regarding Handling of Mutual Fund Orders dated May 20, 2005 -- Filed as exhibit 99.h12(s) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-janusltrrehandli.htm)</u> |
| **13. Lincoln** | **13. Lincoln** |
| (a) | <u>[Participation Agreement with Lincoln Variable Insurance Products Trust dated April 26, 2021 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolnparticipationa.htm)</u> |
| (b) | <u>[Amendment to Participation Agreement with Lincoln Variable Insurance Products Trust dated May 1, 2023 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolnparticipation.htm)</u> |
| (c) | <u>[Amendment to Participation Agreement with Lincoln Variable Insurance Products Trust dated April 29, 2024 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolnamdmttofundpa.htm)</u> |
| (d) | <u>[Distribution Services Agreement with Lincoln Financial Distributors, Inc. dated April 26, 2021 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolndistsrvcsagmt.htm)</u> |
| (e) | <u>[Amendment to Distribution Services Agreement with Lincoln Financial Distributors, Inc. dated April 29, 2024 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolnamdmttodistri.htm)</u> |
| (f) | <u>[Administrative Services Agreement with Lincoln Financial Investments Corporation dated May 1, 2023 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolnadminservices.htm)</u> |
| (g) | <u>[Amendment to Administrative Services Agreement with Lincoln Financial Investments Corporation dated April 29, 2024 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/ex99h-lincolnamndtoadminis.htm)</u> |
| **14. Lord Abbett** | **14. Lord Abbett** |
| (a) | <u>[Participation Agreement dated May 1, 2016 -- Filed as Exhibit 99(h)13(a) on 04/27/2017 (Accession No. 0001526622-17-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h13a-partagrmtxlordabb.htm)</u> |
| (b) | <u>[Administrative Service Agreement dated May 1, 2016 -- Filed as Exhibit 99(h)13(b) on 04/27/2017 (Accession No. 0001526622-17-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h13b-partagrmtxlordabb.htm)</u> |
| (c) | <u>[Service Agreement Letter dated May 1, 2016 -- Filed as Exhibit 99(h)13(c) on 04/26/2017 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h13c-partagrmtxlordabb.htm)</u> |
| (d) | <u>[Support Payment Agreement dated May 1, 2016 -- Filed as Exhibit 99(h)13(d) on 04/27/2017 (Accession No. 0001526622-17-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h13d-partagrmtxlordabb.htm)</u> |
| **15. MFS** | **15. MFS** |
| (a) | <u>[Amended and Restated Participation Agreement dated May 1, 2013 -- Filed as Exhibit (h)12(a) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-mfs050113.htm)</u> |
| (b) | <u>[Amended and Restated Fund/Serv Supplement dated May 1, 2013 -- Filed as Exhibit (h)12(b) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-mfsfundservnetwo.htm)</u> |
| (c) | <u>[Amended and Restated Administrative Services Letter dated April 1, 2016 -- Filed as exhibit 99.h.14(c) on 02/21/2017 (Accession No. 0000812797-17-000003)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-mfsadminsvcsltr0.htm)</u> |
| (d) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Filed as Exhibit (h)(10)(m) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/m-10mfsrule22c21.htm)</u> |
| (e) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(9)(n) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/o9-mfsamn1122c2.htm)</u> |
| **16. Neuberger Berman Advisors** | **16. Neuberger Berman Advisors** |
| (a) | <u>[Participation Agreement dated May 1, 2002 (Incorporated by Reference From Exhibit (h)(11)(a) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-11neubergerpa.htm)</u> |

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| | |
|:---|:---|
| (b) | <u>[Amendment 1 to Participation Agreement dated September 3, 2002 (Incorporated by Reference From Exhibit (h)(11)(b) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/b-11neuberger.htm)</u> |
| (c) | <u>[Amendment 2 to Participation Agreement dated January 6, 2003 (Incorporated by Reference From Exhibit (h)(11)(c) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/c-11neuberger.htm)</u> |
| (d) | <u>[Amendment 3 to Participation Agreement dated September 15, 2004 (Incorporated by Reference From Exhibit (h)(11)(d) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/d-11neuberger.htm)</u> |
| (e) | <u>[Distribution and Administrative Services Agreement dated September 15, 2004 (Incorporated by Reference From Exhibit (h)(11)(e) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/e-11neuberger.htm)</u> |
| (f) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Incorporated by Reference From Exhibit (h)(11)(f) to Registrant's Filing on Form N-6 on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/f-11neuberger.htm)</u> |
| (g) | <u>[Amendment 4 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(10)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/g10-nbamn4pa.htm)</u> |
| (h) | <u>[Amendment 1 to Distribution and Administrative Services Agreement dated November 1, 2011(Filed as Exhibit (h)(10)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/h10-nbamn1dasa.htm)</u> |
| (i) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(10)(i) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/i10-nbamn122c2.htm)</u> |
| **17. Oppenheimer** | **17. Oppenheimer** |
| (a) | <u>[Participation Agreement dated December 21, 2007 (Incorporated by Reference From Exhibit (h)(11)(a) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/a11-oppenpa.htm)</u> |
| (b) | <u>[Amendment 1 to Participation Agreement dated November 9, 2011 (Filed as Exhibit (h)(11)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/b11-oppenam1pa.htm)</u> |
| (c) | <u>[Administrative Services Letter Agreement dated December 21, 2007 (Filed as Exhibit (h)(11)(c) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/c11-oppenasla.htm)</u> |
| (d) | <u>[Amendment 1 to Administrative Services Letter Agreement dated November 9, 2011 (Filed as Exhibit (h)(11)(d) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/d11-oppenamn1asla.htm)</u> |
| **18. PIMCO** | **18. PIMCO** |
| (a) | <u>[Participation Agreement dated March 9, 2009 (Filed as Exhibit (h)16(a) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimco0309092.htm)</u> |
| (b) | <u>[Novation and Amendment dated October 22, 2010 (Filed as Exhibit (h)16(b) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimconovationamd.htm)</u> |
| (c) | <u>[Novation 1 dated October 22, 2010 (Filed as Exhibit (h)16(c) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimconovation110.htm)</u> |
| (d) | <u>[Novation 2 dated October 22, 2010 (Filed as Exhibit (h)16(d) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimconovation2x1.htm)</u> |
| (e) | <u>[Administrative Services Agreement (PIMCO Services) dated March 9, 2009 (Filed as Exhibit (h)16(e) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimcoadminsvcsag.htm)</u> |
| (f) | <u>[Administrative Services Agreement (PIMCO Trust) dated March 9, 2009 (Filed as Exhibit (h)16(f) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimcotrustadmins.htm)</u> |
| (g) | <u>[Assignment and Amendment to Services Agreement dated March 29, 2012 (Filed as Exhibit (h)16(g) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimcosvcsagrmtam.htm)</u> |
| (h) | <u>[Instrument of Accession and Amendment dated August, 29, 2012 (Filed as Exhibit (h)16(h) to Form N-6 filed by Principal Life Insurance Company Variable Life Separate Account on 04/30/2014) (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-pimcoaccessamdt0.htm)</u> |
| **19. Principal Variable Contracts Funds, Inc.** | **19. Principal Variable Contracts Funds, Inc.** |
| (a) | <u>[Participation Agreement dated January 5, 2007 (Filed as Exhibit (h)19(a) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-pvc010507.htm)</u> |
| (b) | <u>[Amendment 1 to Participation Agreement dated June 1, 2007 (Filed as Exhibit (h)(12)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/b12-pvcamn1pa.htm)</u> |
| (c) | <u>[Amendment 2 to Participation Agreement dated January 1, 2010 (Filed as Exhibit (h)19(c) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-pvcamdt2010110.htm)</u> |
| (d) | <u>[Amendment 3 (letter) to Participation Agreement dated June 17, 2010 -- Filed as exhibit 99.h16(d) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-pvcpaamdtx061710.htm)</u> |
| (e) | <u>[Amendment 4 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(12)(d) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/d12-pvcamn3pa.htm)</u> |

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|:---|:---|
| (f) | <u>[Amendment 5 to Participation Agreement dated February 9, 2015 -- Filed as exhibit 99.h16(f) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-pvcamd5x020915.htm)</u> |
| (g) | <u>[Amendment 6 to Participation Agreement dated August 10, 2016 -- Filed as Exhibit 99(h)17(g) on 04/27/2017 (Accession No. 0001526622-17-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662217000011/ex99h-partagrmtxpvcamdt6x0.htm)</u> |
| (h) | <u>[Rule 22c-2 Agreement dated April 16, 2007 (Filed as Exhibit (h)19(f) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-pvc22c2agrmt0416.htm)</u> |
| (i) | <u>[Amendment 1 to Rule 22c-2 Agreement dated November 1, 2011 (Filed as Exhibit (h)(1)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/g12-pvcamn122c2.htm)</u> |
| (j) | <u>[Rule 12b-1 Letter Agreement dated December 30, 2009 (Filed as Exhibit (h)19(e) on 04/25/2014 (Accession No. 0000812797-14-000019)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000019/partagrmt-pvc12b1ltr123009.htm)</u> |
| (k) | <u>[Amendment 12b-1 Letter Agreement dated November 9, 2011 -- Filed as exhibit 99.h16(j) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-pvc12b1ltragrmta.htm)</u> |
| **20. Putnam** | **20. Putnam** |
| (a) | <u>[Marketing and Administrative Servicing Agreement dated April 1, 2011 (Filed as Exhibit (h)(14)(a) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-14putnam.htm)</u> |
| (b) | <u>[Amendment 1 to Marketing and Administrative Servicing Agreement dated November 1, 2011 (Filed as Exhibit (h)(13)(b) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/b13-putnamamn1masa.htm)</u> |
| (c) | <u>[Amendment 2 to Marketing and Administrative Servicing Agreement dated December 1, 2011 -- Filed as exhibit 99.h17(c) on 04/27/2015 (Accession No. 0001526622-15-000016)](https://www.sec.gov/Archives/edgar/data/1526622/000152662215000016/partagrmt-putnamamd2mktgas.htm)</u> |
| (d) | <u>[Amendment 3 to Marketing and Administrative Servicing Agreement dated March 2, 2021 - Filed as Ex 99(h)19(d) on 04/29/2021 (Accession No. 0001526622-21-000028)](https://www.sec.gov/Archives/edgar/data/1526622/000152662221000028/ex99h-putnammarketingagmta.htm)</u> |
| (e) | <u>[Participation Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(13)(c) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/c13-putnamfpa.htm)</u> |
| (f) | <u>[Amendment 1 to Participation Agreement dated March 2, 2021 - Filed as Ex 99(h)19(f) on 04/29/2021 (Accession No. 0001526622-21-000028)](https://www.sec.gov/Archives/edgar/data/1526622/000152662221000028/ex99h-pnlputnamparticipati.htm)</u> |
| (g) | <u>[Rule 22c-2 Agreement dated November 1, 2011 (Incorporated by Reference From Exhibit (h)(13)(d) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/d13-putnam22c2.htm)</u> |
| (j) | <u>[Amendment 3 to Participation Agreement dated July 31, 2023 - Filed on 04/30/2024 (Accession No. 0001526622-24-000021)](https://www.sec.gov/Archives/edgar/data/1526622/000152662224000021/putnamamendmenttoparticipa.htm)</u> |
| **21. TOPS (Northern Lights)** | **21. TOPS (Northern Lights)** |
| (a) | <u>[Participation Agreement dated May 1, 2012 (Filed as Exhibit (h)17(a) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-northernlightsto.htm)</u> |
| **22. Van Eck** | **22. Van Eck** |
| (a) | <u>[Service Agreement dated November 28, 2007 (Incorporated by Reference from Exhibit (h)(15)(a) to the Form N-6 Filed on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/a-15vaneckasa.htm)</u> |
| (b) | <u>[Amendment 1 to Service Agreement dated April 24, 2009 (Incorporated by Reference from Exhibit (h)(15)(b) to the Form N-6 Filed on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/b-15vaneck.htm)</u> |
| (c) | <u>[Amendment 2 to Administrative Services Agreement dated May 1, 2011 (Filed as Exhibit (h)(15)(c) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/c-15vaneck.htm)</u> |
| (d) | <u>[Participation Agreement dated November 28, 2007 (Filed as Exhibit (h)(15)(d) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/d-15vaneckpa.htm)</u> |
| (e) | <u>[Amendment 1 to Participation Agreement dated April 24, 2009 (Filed as Exhibit (h)(15)(e) on 10/19/2011)(Accession No. 0000898745-11-000724)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000724/e-15vaneck.htm)</u> |
| (f) | <u>[Amendment 2 to Participation Agreement dated November 1, 2011 (Filed as Exhibit (h)(14)(f) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/f14-vanecka2pa.htm)</u> |
| (g) | <u>[Amendment 4 to Participation Agreement dated May 10, 2022](https://www.sec.gov/Archives/edgar/data/1526622/000152662223000021/ex99-vaneckparticipationag.htm)</u> |
| (h) | <u>[Amendment 3 to Service Agreement dated November 1, 2011 (Filed as Exhibit (h)(14)(g) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/g14-vaneckamn3sa.htm)</u> |
| (i) | <u>[Amendment 4 to Service Agreement dated as of May 1, 2012 (Filed as Exhibit (h)18(j) on 04/28/2014 (Accession No. 0001526622-14-000005)](https://www.sec.gov/Archives/edgar/data/1526622/000152662214000005/partagrmt-vaneckamdt4svcag.htm)</u> |
| (j) | <u>[Amendment 5 to Service Agreement dated May 1, 2017 (Filed as Exhibit (h)20(k) on 04/26/2019 (Accession No. 0001526622-19-000011)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000011/ex99h-vlvaneckamend5050118.htm)</u> |
| (k) | <u>[Amendment 6 to Service Agreement dated October 15, 2019 - Filed as Exhibit 99.(h)21(j) on 04/28/2020 (Accession No. 0001526622-20-000017)](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/ex99vaneck6thamendtoservic.htm)</u> |
| (l) | <u>[Amendment 7 to Service Agreement dated May 10, 2022](https://www.sec.gov/Archives/edgar/data/1526622/000152662223000021/ex99h-vaneckserviceagmtame.htm)</u> |
| (m) | <u>[Shareholder Information Agreement dated November 28, 2007 (Filed as Exhibit (h)(14)(h) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/h14-vanecksia.htm)</u> |

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| | (n) | <u>[Amendment 1 to Shareholder Information Agreement dated November 1, 2011 (Filed as Exhibit (h)(14)(i) on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/i14-vaneckam1sia.htm)</u> |
| | **23. Vanguard** | **23. Vanguard** |
| | (a) | <u>[Participation Agreement dated April 30, 2002 (Filed as Exhibit (h54) to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account) (Accession No. 0000898745-11-000207)](https://www.sec.gov/Archives/edgar/data/812797/000089874511000207/h54-vanguardall.htm)</u> |
| | (b) | <u>[Amendment to Participation Agreement dated September 3, 2002 (Filed as Exhibit (h54) to to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account)(Accession No. 0000898745-11-000207)](https://www.sec.gov/Archives/edgar/data/812797/000089874511000207/h54-vanguardall.htm)</u> |
| | (c) | <u>[Amendment 1 to Participation Agreement dated January 8, 2003 (Filed as Exhibit (h54) to to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account)(Accession No. 0000898745-11-000207)](https://www.sec.gov/Archives/edgar/data/812797/000089874511000207/h54-vanguardall.htm)</u> |
| | (d) | <u>[Amendment 2 to Participation Agreement dated April 15, 2007 (Filed as Exhibit (h54) to the Registrant's Filing on Form N-6 on 4/27/2011)(Accession No. 0000898745-11-000207)](https://www.sec.gov/Archives/edgar/data/812797/000089874511000207/h54-vanguardall.htm)</u> |
| | (e) | <u>[Amendment 3 to Participation Agreement dated September 11, 2007 (Filed as Exhibit (h54) to Form N-6 filed 4/27/2011 by Principal Life Insurance Company Variable Life Separate Account)(Accession No. 0000898745-11-000207)](https://www.sec.gov/Archives/edgar/data/812797/000089874511000207/h54-vanguardall.htm)</u> |
| | (f) | <u>[Amendment 4 to Participation Agreement dated April 24, 2012 (Filed as Exhibit (h)21(f) to Form N-6 filed 4/30/2014 by Principal Life Insurance Company Variable Life Separate Account (Accession No. 0000812797-14-000039)](https://www.sec.gov/Archives/edgar/data/812797/000081279714000039/partagrmt-vanguardamdt4042.htm)</u> |
| | **24. Wanger International** | **24. Wanger International** |
| | (a) | <u>[Wanger Advisors Trust Participation Agreement dated April 28, 2015 -- Filed as Exhibit (h)20(a) on 04/25/2016 (Accession No. 0001526622-16-000033)](https://www.sec.gov/Archives/edgar/data/1526622/000152662216000033/partagrmt-wangeradvtrustx0.htm)</u> |
| | (b) | <u>[Services Agreement dated May 1, 2015 -- Filed as Exhibit (h)20(b) on 04/25/2016 (Accession No. 0001526622-16-000033)](https://www.sec.gov/Archives/edgar/data/1526622/000152662216000033/partagrmt-wangerxsvcagrmtx.htm)</u> |
| (i) | **Administration Contracts** | **Administration Contracts** |
|  | 1. | <u>[Services Agreement between Principal Life Insurance Company and Principal National Life Insurance Company effective as of February 20, 2008 (Incorporated by Reference from Exhibit (i1) to Registrant's Filing on Form N-6 on 12/09/2011)(Accession No. 0000898745-11-000809)](https://www.sec.gov/Archives/edgar/data/1526622/000089874511000809/i1plicpnlsa.htm)</u> |
| (j) | **Other Material Contracts** - N/A | **Other Material Contracts** - N/A |
| (k) | <u>[Legal Opinion - Filed as Exhibit](https://www.sec.gov/Archives/edgar/data/1526622/000152662225000017/ex99n3-vlpnlevuliii485b2025.htm)[99(K) on October 25, 2019 (A](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000038/ex99kpnlevuliii-legalopini.htm)[ccession No. 000152662-19-000038)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000038/ex99kpnlevuliii-legalopini.htm)</u> | <u>[Legal Opinion - Filed as Exhibit](https://www.sec.gov/Archives/edgar/data/1526622/000152662225000017/ex99n3-vlpnlevuliii485b2025.htm)[99(K) on October 25, 2019 (A](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000038/ex99kpnlevuliii-legalopini.htm)[ccession No. 000152662-19-000038)](https://www.sec.gov/Archives/edgar/data/1526622/000152662219000038/ex99kpnlevuliii-legalopini.htm)</u> |
| (l) | **Actuarial Opinion** - N/A | **Actuarial Opinion** - N/A |
| (m) | **Calculations** - N/A | **Calculations** - N/A |
| (n) | **Other Opinions** | **Other Opinions** |
|  | (1) | <u>[Consent of Ernst & Young LLP \*](ex99n1-consenteypnlevuliii.htm)</u> |
|  | (2) | Powers of Attorney - N/A |
| (o) | **Financial Statements -** N/A | **Financial Statements -** N/A |
| (p) | **Initial Capital Agreements -** N/A | **Initial Capital Agreements -** N/A |
| (q) | <u>[Redeemability Exemption - Filed as Exhibit 99.(q) on 04/28/2020 (Accession No. 000](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/vlpnlredeemabilityexemptio.htm)[1526622](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/vlpnlredeemabilityexemptio.htm)[-20-000017)](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/vlpnlredeemabilityexemptio.htm)</u> | <u>[Redeemability Exemption - Filed as Exhibit 99.(q) on 04/28/2020 (Accession No. 000](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/vlpnlredeemabilityexemptio.htm)[1526622](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/vlpnlredeemabilityexemptio.htm)[-20-000017)](https://www.sec.gov/Archives/edgar/data/1526622/000152662220000017/vlpnlredeemabilityexemptio.htm)</u> |
| (r) | <u>[Form of Initial Summary Prospectus\*](https://www.sec.gov/Archives/edgar/data/1526622/000152662225000048/finalpnlvlevulisp102425.htm)</u> | <u>[Form of Initial Summary Prospectus\*](https://www.sec.gov/Archives/edgar/data/1526622/000152662225000048/finalpnlvlevulisp102425.htm)</u> |
| \*\* To be filed by amendment | \*\* To be filed by amendment | \*\* To be filed by amendment |

---

**Item 31. Officers and Directors of the Depositor**

Principal National Life Insurance Company is managed by a Board of Directors which is elected by its policyowners. The directors and executive officers of the Company, their positions with the Company, including Board Committee memberships, and their principal business address, are as follows:

------

**DIRECTORS:**

---

| | |
|:---|:---|
| **Name and Principal Business Address** | **Positions and Offices** |
| Amy C. Friedrich<br>Principal Financial Group, Des Moines, IA 50392 | Principal National Life: Director, President - Benefits & Protection |
| Kenneth A. McCullum<br>Principal Financial Group, Des Moines, IA 50392 | Principal National Life: Director, Executive Vice President/Chief Risk Officer & General Account |
| Joel M. Pitz<br>Principal Financial Group, Inc., Des Moines, IA 50392 | Principal National Life: Director, Executive Vice President/Chief Financial Officer |
| Srinivas D. Reddy<br>Principal Financial Group, Des Moines, IA 50392 | Principal National Life: Director, Senior Vice President - Retirement and Income Solutions |
| Nathan P. Schelhaas<br>Principal Financial Group, Des Moines, IA 50392 | Principal National Life: Director, President |

---

**EXECUTIVE OFFICERS (OTHER THAN DIRECTORS)**

---

| | |
|:---|:---|
| **Name and Principal Business Address** | **Positions and Offices** |
| Christopher Agbe-Davies <sup>(1)</sup> | Secretary |
| Kamal Bhatia <sup>(1)</sup> | President and Chief Executive Officer - Principal Asset Management |
| Lisa M. Coulson<sup>(1)</sup> | Senior Vice President and Chief Human Resources Officer |
| Elizabeth K. Dietrich <sup>(1)</sup> | Vice President and Chief Actuary |
| George Djurasovic<sup>(1)</sup> | Interim General Counsel |
| Christopher P. Freese<sup>(1)</sup> | Chief Risk Officer |
| Kathleen B. Kay<sup>(1)</sup> | Executive Vice President and Chief Information Officer & PGS |
| Christopher D. Payne<sup>(1)</sup> | Senior Vice President, Government Relations |
| Scott Sailer<sup>(1)</sup> | Vice President - Treasurer & Corporate CFO |
| Nathan P. Schelhaas <sup>(1)</sup> | President |
| Kathleen M. Souhrada<sup>(1)</sup> | Vice President - Benefits and Protection - Head of Business Owner Solutions |
| Deanna D. Strable-Soethout <sup>(1)</sup> | President and Chief Executive Officer |
| Elizabeth D. Swanson<sup>(1)</sup> | Assistant General Counsel and Assistant Corporate Secretary |
| Dan L. Westholm<sup>(1)</sup> | Assistant Vice President - Treasury |
| Bethany A. Wood<sup>(1)</sup> | Executive Vice President and Chief Marketing Officer |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<sup>(1)</sup> Principal Business Address: |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Principal Financial Group |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Des Moines, IA 50392 |

---

------

**Item 32. Persons Controlled by or Under Common Control with the Depositor or the Registrant**

The Registrant, Principal National Life Insurance Company Variable Life Separate Account is a separate account of Principal National Life Insurance Company (the "Depositor") and is operated as a unit investment trust. The Registrant supports benefits payable under the Depositor's variable life contracts by investing assets allocated to various investment options in shares of Principal Variable Contracts Funds, Inc. and other mutual funds registered under the Investment Company Act of 1940 as open-end management investment companies of the "series" type. No person is directly or indirectly controlled by the Registrant.

The Depositor is wholly-owned by Principal Financial Services, Inc. Principal Financial Services, Inc. (an Iowa corporation) is an intermediate holding company organized pursuant to Section 512A.14 of the Iowa Code. In turn, Principal Financial Services, Inc. is a wholly-owned subsidiary of Principal Financial Group, Inc., a publicly traded company that filed consolidated financial statements with the SEC. A list of persons directly or indirectly controlled by or under common control with the Depositor as of December 31, 2024 appears below:

None of the companies listed in such organization chart is a subsidiary of the Registrant; therefore, only the separate financial statements of the Registrant and the consolidated financial statements of the Depositor are being filed with this Registration Statement.

---

| | | |
|:---|:---|:---|
| **<u>Principal Life Insurance Company - Organizational Structure</u>** | **<u>Principal Life Insurance Company - Organizational Structure</u>** | **<u>Principal Life Insurance Company - Organizational Structure</u>** |
| *(December 31, 2024)* | *(December 31, 2024)* | *(December 31, 2024)* |
|  | **Organized in** | **% Owned** |
| **PRINCIPAL FINANCIAL GROUP, INC.** | Delaware | Publicly Held |
| **<u>→ Principal Financial Services, Inc.\*#</u>** | Iowa | 100 |
| → CCB Pension Management, Co. Ltd. | China | 17.64 |
| → PFG DO Brasil LTDA\*# | Brazil | 100 |
| → Brasilprev Seguros E Previdencia S.A.\* | Brazil | 50 |
| → Principal Global Investors Participacoes, LTDA\*# | Brazil | 100 |
| → Claritas Investments LTD\*# | Cayman Islands | 100 |
| <u>→ Claritas Administracao de Recursos LTDA\*#</u> | Brazil | 100 |
| → PFG Do Brasil 2 Participacoes LTDA\*# | Brazil | 100 |
| → Ciclic Corretora de Seguros S.A.\*# | Brazil | 50.01 |
| → Principal International, LLC.\*# | Iowa | 100 |
| → Principal International (Asia) Limited\*# | Hong Kong | 100 |
| → Principal Asia Pacific Investment Consulting (Beijing) Limited\*# | China | 100 |
| → Principal International (South Asia) SDN, BHD\*# | Malaysia | 100 |
| → Principal Nominee Company (Hong Kong) Limited\*# | Hong Kong | 100 |
| → Principal Asset Management Company (Asia) Limited\*# | Hong Kong | 100 |
| → Principal Trust Company (Hong Kong) Limited\* | Hong Kong | 100 |
| → Principal Insurance Company (Hong Kong) Limited\*# | Hong Kong | 100 |
| → Principal Asset Management Berhad\* | Malaysia | 60 |
| → CIMB Wealth Advisors Berhad\* | Malaysia | 100 |
| → PT Principal Asset Management | Indonesia | 100 |
| → Principal Asset Management (S) PTE LTD\*# | Singapore | 100 |
| → Principal Asset Management Company Limited\* | Thailand | 100 |
| → PT Principal International Indonesia\* | Indonesia | 100 |
| → Principal Trust Company (Asia) Limited\*# | Hong Kong | 100 |
| → Principal Investment & Retirement Services Limited\*# | Hong Kong | 100 |
| → Principal Consulting (India) Private Limited\*# | India | 100 |
| → Principal Bermuda Holding, LLC | Delaware | 100 |
| → Principal Financial Services (Bermuda) Ltd. | Bermuda | 100 |
| → Principal Global Investors Holding Company, LLC\*# | Delaware | 100 |
| → Principal Global Financial Services (Europe) II LTD\*# | United Kingdom | 100 |
| → Principal Global Investors (Europe) Limited\* | Wales/United Kingdom | 100 |
| → Principal Global Investors (Switzerland) GMBH\* | Switzerland | 100 |
| → Principal Global Investors (Ireland) Limited\*# | Ireland | 100 |
| → PGI Origin Holding Company LTD\*#< | Wales/United Kingdom | 100 |
| → Origin Asset Management LLP\*#< | Wales/United Kingdom | 94.14 |
| → Principal Corporate Secretarial Services Limited | Wales/United Kingdom | 100 |
| → Principal Real Estate Europe Limited | Wales/United Kingdom | 100 |
| → Principal Real Estate Limited | Wales/United Kingdom | 100 |
| → Principal Real Estate B.V. | Netherlands | 100 |
| → Principal Real Estate GmbH | Germany | 100 |
| → PD Frankfurt GmbH mbH | Germany | 94.9 |
| → Principal Real Estate S.á.r.l. | Luxembourg | 100 |

---

------

---

| | | |
|:---|:---|:---|
| → Principal Real Estate SAS | France | 100 |
| → Principal Real Estate S.L.U. | Spain | 100 |
| → Principal Real Estate Spezialfondsgesellschaft mbH | Germany | 94.9 |
| → Principal Global Investors (Singapore) Limited\*# | Singapore | 100 |
| → Principal Real Asset Investments Private Fund Management (Beijing) Co., Ltd. | China | 50 |
| → Principal Private Fund Management (Shanghai) Co., Ltd. | China | 100 |
| → Principal Global Investors (Hong Kong) Limited\*# | Hong Kong | 100 |
| → Principal Global Investors Holding Company (US), LLC\*# | Delaware | 100 |
| → Spectrum Asset Management, Inc.\*#< | Connecticut | 100 |
| → SAMI Brokerage LLC | Connecticut | 100 |
| → Post Advisory Group, LLC\*#< | Delaware | 74.64 |
| → Principal Commercial Funding, LLC\*#< | Delaware | 100 |
| → Principal Global Investors, LLC\*#< | Delaware | 100 |
| → Principal Real Estate Investors, LLC\*# | Delaware | 100 |
| → Principal Global Investors Trust Company\*# | Oregon | 100 |
| → Principal Shareholder Services, Inc.\*# | Washington | 100 |
| → Principal Funds Distributor, Inc.\*# | Washington | 100 |
| → Principal Islamic Asset Management SDN. BHD\*# | Malaysia | 60 |
| → Principal Financial Group (Mauritius) LTD\*# | Mauritius | 100 |
| → Principal Life Insurance Company+# | Iowa | 100 |
| → Principal Reinsurance Company of Delaware\*#< | Delaware | 100 |
| → Principal Reinsurance Company of Delaware II\*#< | Delaware | 100 |
| → Principal Real Estate Holding Company, LLC\*#< | Delaware | 100 |
| → GAVI PREHC HC, LLC\*#< | Delaware | 100 |
| → Principal Development Investors, LLC\*#< | Delaware | 100 |
| → Principal Real Estate Fund Investors, LLC\*#< | Delaware | 100 |
| → Principal Holding Company, LLC\*#< | Iowa | 100 |
| → Petula Associates, LLC\*< | Iowa | 100 |
| → Principal Real Estate Portfolio, Inc.\*#< | Delaware | 100 |
| → GAVI PREPI HC, LLC\*#< | Delaware | 100 |
| → Petula Prolix Development Company, LLC\*#< | Iowa | 100 |
| → Principal Commercial Acceptance, LLC\*#< | Delaware | 100 |
| → Principal Generation Plant, LLC\*#< | Delaware | 100 |
| → Principal Bank\*#< | Iowa | 100 |
| → Principal Advised Services, LLC | Delaware | 100 |
| → Principal Workplace Ventures, LLC | Delaware | 100 |
| → Equity FC, LTD\*#< | Iowa | 100 |
| → Principal Dental Services, Inc.\*#< | Arizona | 100 |
| → Employers Dental Services, Inc.\*#< | Arizona | 100 |
| → First Dental Health\*#< | California | 100 |
| → Delaware Charter Guarantee & Trust Company\*#< | Delaware | 100 |
| → Preferred Product Network, Inc.\*#< | Delaware | 100 |
| → Principal Reinsurance Company of Vermont\*# | Vermont | 100 |
| → Principal Reinsurance Company of Vermont II\*#< | Vermont | 100 |
| → Principal International Holding Company, LLC\*# | Delaware | 100 |
| → Principal Global Services Private Limited\*# | India | 100 |
| → Principal Global Services (Philippines) LLC | Philippines | 100 |
| → CCB Principal Asset Management Company, LTD\* | China | 25 |
| → Principal Financial Services I (US), LLC\*# | Delaware | 100 |
| → Principal Financial Services II (US), LLC\*# | Delaware | 100 |
| → Principal Financial Services I (UK) LLP \*# | Wales/United Kingdom | 100 |
| → Principal Financial Services V (UK) LTD.\*# | United Kingdom | 100 |
| → Principal Financial Services II (UK) LTD.\*# | Wales/United Kingdom | 100 |
| → Principal Financial Services III (UK) LTD.\*# | Wales/United Kingdom | 100 |
| → Principal Financial Services Asia (UK) LTD\*# | United Kingdom | 100 |
| → Principal Global Investors Asia (UK) Ltd | United Kingdom | 100 |
| → Principal Global Investors (Australia) Service Company Pty Limited\*# | Australia | 100 |
| → Principal Investor Management (DIFC) Limited | UAE | 100 |
| → Principal Global Investors (Australia) Limited\*# | Australia | 100 |
| → Principal Global Investors (Japan) Limited\*# | Japan | 100 |
| → Principal Financial Services VI (UK) LTD\*# | United Kingdom | 100 |
| → Principal Global Financial Services (Europe) LTD\*# | United Kingdom | 100 |

---

------

---

| | | |
|:---|:---|:---|
| → Principal Financial Services Latin America LTD.\*# | Wales/United Kingdom | 100 |
| → Principal International Latin America LTD.\*# | United Kingdom | 100 |
| → Principal International Mexico, LLC\*# | Delaware | 100 |
| → Principal Mexico Servicios, S.A. de C.V.\*# | Mexico | 100 |
| → Principal Innovación, S.A. de C.V. | Mexico | 100 |
| → Principal Financial Group, S.A. de C. V. Grupo Financiero\*# | Mexico | 100 |
| → Principal Afore, S. A. de C.V., Principal Grupo Financiero\*# | Mexico | 100 |
| → Principal Fondos de Inversión S.A. de C.V., Operadora de Fondos de Inversion, Principal Grupo Financiero\*# | Mexico | 100 |
| → Principal Seguros, S.A. de C.V., Principal Grupo Financiero\*# | Mexico | 100 |
| → Principal International South America I LTD.\*# | Wales/United Kingdom | 100 |
| → Principal International South America II LTD.\*# | Wales/United Kingdom | 100 |
| → Principal International South America II LTD., Agencia En Chile\*# | Chile/United Kingdom | 100 |
| → Principal International de Chile, S.A.\*# | Chile | 100 |
| → Principal Compania de Seguros de Vida Chile S.A.\*# | Chile | 100 |
| → Principal Administradora General de Fondos S.A.\*# | Chile | 100 |
| → Principal Ahorro e Inversiones S.A.\*# | Chile | 100 |
| → Principal Servicios Corporativos Chile LTDA\*# | Chile | 100 |
| → Principal Servicios de Administración S.A.\*# | Chile | 100 |
| → Principal Holding Company Chile S.A.\*# | Chile | 100 |
| → Principal Chile Limitada\*# | Chile | 100 |
| → Administradora de Fondos de Pensiones Cuprum S.A.\*# | Chile | 97 |
| → Inversiones Cuprum Internacional S.A.\*# | Chile | 100 |
| → Principal National Life Insurance Company+# | Iowa | 100 |
| → Principal Securities, Inc. | Iowa | 100 |
| → Diversified Dental Services, Inc.\*# | Nevada | 100 |
| → Principal Innovations, Inc. | Delaware | 100 |
| → Business Owner Ecosystem, Inc. | Delaware | 100 |
| → Principal Workforce, LLC | Delaware | 100 |
| → Principal Financial Services (Asia) Pte Ltd | Singapore | 100 |
| + Consolidated financial statements are filed with the SEC. |  |  |
| \* Not required to file financial statements with the SEC. |  |  |
| # Included in the consolidated financial statements of Principal Financial Group, Inc. filed with the SEC. |  |  |
| = Separate Financial statements are filed with SEC. |  |  |
| < Included in the financial statements of Principal Life Insurance Company filed with the SEC. |  |  |

---

**Item 33. Indemnification**

Sections 490.851 through 490.859 of the Iowa Business Corporation Act permit corporations to indemnify directors and officers where (A) all of the following apply: the director or officer (i) acted in good faith; (ii) reasonably believed that (a) in the case of conduct in the individual's official capacity, that the individual's conduct was in the best interests of the corporation or (b) in all other cases, that the individual's conduct was at least not opposed to the best interests of the corporation; and (iii) in the case of any criminal proceeding, the individual had no reasonable cause to believe the individual's conduct was unlawful; and (B) the individual engaged in conduct for which broader indemnification has been made permissible or obligatory under a provision of the corporation's articles of incorporation.

Unless ordered by a court pursuant to the Iowa Business Corporation Act, a corporation shall not indemnify a director or officer in either of the following circumstances: (A) in connection with a proceeding by or in the right of the corporation, except for reasonable expenses incurred in connection with the proceeding if it is determined that the director has met the relevant standard of conduct (above) or (B) in connection with any proceeding with respect to conduct for which the director was adjudged liable on the basis that the director receive a financial benefit to which he or she was not entitled, whether or not involving action in the director's official capacity.

Principal National Life Insurance Company's By-Laws provide that it shall indemnify directors and officers against damages, awards, settlements and costs reasonably incurred or imposed in connection with any suit or proceeding to which such person is or may be made a party by reason of being a director or officer of the Company. Such rights of indemnification are in addition to any rights to indemnity to which the person may be entitled under Iowa law and are subject to any limitations imposed by the Board of Directors. The Board has provided that certain procedures must be followed for indemnification of officers, and that there is no indemnity of officers when there is a final adjudication of liability based upon acts which constitute gross negligence or willful misconduct.

------

Insofar as indemnification for liability arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Company pursuant to the foregoing provisions, or otherwise, the Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

**Item 34. Principal Underwriters**

**(a)**&nbsp;&nbsp;&nbsp;&nbsp;**Other Activity**

Principal Securities, Inc. acts as principal underwriter for variable annuity contracts issued by Principal Life Insurance Company Separate Account B, a registered unit investment trust and for variable life insurance contracts issued by Principal Life Insurance Company Variable Life Separate Account and Principal National Life Insurance Company Variable Life Separate Account, registered unit investment trusts. Principal Securities, Inc. also acts as principal underwriter for index-linked annuity contracts issued by Principal Life Insurance Company.

**(b)**&nbsp;&nbsp;&nbsp;&nbsp;**Management**

---

| | |
|:---|:---|
| **(b1) Name and principal**<br>**business address** | **(b2) Positions and offices**<br>**with principal underwriter** |
| Christopher Agbe-Davies | Vice President, Associate General Counsel and Assistant Secretary |
| Principal Financial Group<sup>(1)</sup> |  |
| Vivek Agrawal | Director |
| Principal Financial Group <sup>(1)</sup> |  |
| Chad Claire | Chief Information Officer |
| Principal Financial Group<sup>(1)</sup> |  |
| Tom Drogan | Chief Compliance Officer |
| Principal Financial Group<sup>(1)</sup> |  |
| Amy C. Friedrich | Director, President, Benefits and Protection |
| Principal Financial Group<sup>(1)</sup> |  |
| William Froehlich | Vice President, Operations |
| Principal Financial Group<sup>(1)</sup> |  |
| Sarah Juteau | Counsel |
| Principal Financial Group<sup>(1)</sup> |  |
| Cody Lawler | Vice President, Head of Operations and Head of Supervision |
| Principal Financial Group<sup>(1)</sup> |  |
| Kenneth A. McCullum | Executive Vice President, Chief Risk Officer & General Account |
| Principal Financial Group<sup>(1)</sup> |  |
| Michael F. Murray | Chairman, President and Chief Executive Officer |
| Principal Financial Group<sup>(1)</sup> |  |
| Doug Rants | Chief Information Security Officer |
| Principal Financial Group<sup>(1)</sup> |  |

---

------

---

| | |
|:---|:---|
| Dawn Roberts | Chief Financial Officer |
| Principal Financial Group<sup>(1)</sup> |  |
| Nathan P. Schelhaas | President |
| Principal Financial Group<sup>(1)</sup> |  |
| Craig Spadafora | Senior Vice President |
| Principal Financial Group<sup>(1)</sup> |  |
| Dan VanWinkle | AML Officer |
| Principal Financial Group<sup>(1)</sup> |  |
| Dan L. Westholm | Assistant Vice President - Treasury |
| Principal Financial Group<sup>(1)</sup> |  |
| <sup>(1)</sup> 655 9<sup>th</sup> Street |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Des Moines, IA 50309 | &nbsp;&nbsp;&nbsp;&nbsp;Des Moines, IA 50309 |

---

**(c)**&nbsp;&nbsp;&nbsp;&nbsp;**Compensation from the Registrant**

Commissions and other compensation received by the principal underwriter during the last fiscal year:

---

| | | | | |
|:---|:---|:---|:---|:---|
| **(1)<br>Name of Principal Underwriter** | **(2)<br>Net Underwriting Discounts & Commissions** | **(3)<br>Compensation on Events Occasioning the Deduction of a Deferred Sales Load** | **(4)<br>Brokerage Commissions** | **(5) <br>Other Compensation** |
| Principal Securities, Inc. (formerly Princor Financial Services Corporation) | $20307791.00 |  |  |  |

---

**Item 35. Location of Accounts and Records**

All accounts, books or other documents of the Registrant are located at the offices of the Depositor, Principal Financial Group, 711 High Street, Des Moines, Iowa 50392.

**Item 36. Management Services**

N/A

**Item 37. Fee Representation**

Principal National Life Insurance Company represents the fees and charges deducted under the Policy, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by the Company.

------

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Principal National Life Insurance Company Variable Life Separate Account certifies that it meets all of the requirements for the effectiveness of this registration statement under rule 485(b) under the Securities Act and has duly caused this amendment to the registration statement to be signed on its behalf by the undersigned, duly authorized, in the city of Des Moines and State of Iowa, on the 18th day of December, 2025.

---

| | |
|:---|:---|
| PRINCIPAL NATIONAL LIFE INSURANCE COMPANY | PRINCIPAL NATIONAL LIFE INSURANCE COMPANY |
| &nbsp;&nbsp;&nbsp;&nbsp;VARIABLE LIFE SEPARATE ACCOUNT | &nbsp;&nbsp;&nbsp;&nbsp;VARIABLE LIFE SEPARATE ACCOUNT |
| (Registrant) | (Registrant) |
| By : | /s/ Nathan P. Schelhaas |
| | Nathan P. Schelhaas |
| | Chairman and President |
| PRINCIPAL NATIONAL LIFE INSURANCE COMPANY | PRINCIPAL NATIONAL LIFE INSURANCE COMPANY |
| (Depositor) | (Depositor) |
| By : | /s/ Nathan P. Schelhaas |
| | Nathan P. Schelhaas |
| | Chairman and President |

---

------

Pursuant to the requirements of the Securities Act, this amendment to the registration statement has been signed by the following persons in the capacities and on the date indicated.

---

| | | |
|:---|:---|:---|
| Signature | Title | Date |
| /s/ N. P. Schelhaas | Chairman and President | December 18, 2025 |
| N. P. Schelhaas | (Principal Executive Officer) |  |
| /s/ K. Wilhelm | Vice President and Controller | December 18, 2025 |
| K. Wilhelm | (Principal Accounting Officer) |  |
| /s/ J. M. Pitz | Director, Chief Financial Officer | December 18, 2025 |
| J. M. Pitz | (Principal Financial Officer) |  |
| /s/ K. A. McCullum | Director, Senior Vice President and Chief Risk Officer | December 18, 2025 |
| K. A. McCullum |  |  |
| /s/ A. C. Friedrich | Director, President - Benefits & Protection | December 18, 2025 |
| A. C. Friedrich |  |  |
| /s/ S. D. Reddy | Director, Senior Vice President - Retirement and | December 18, 2025 |
| S. D. Reddy | Income Solutions |  |

---

## Ex-99.(N)(1)

Consent of Independent Registered Public Accounting Firm

We consent to the references to our firm under the caption "Independent Registered Public Accounting Firm" in the Prospectus and Statement of Additional Information, each dated May 1, 2025 and each incorporated in this Post-Effective Amendment No. 10 to the Registration Statement (Form N-6, File Nos. 333-233170 and 811-22589) of Principal National Life Insurance Company Variable Life Separate Account (the "Registration Statement").

We also consent to the incorporation by reference of our reports (1) dated April 10, 2025, with respect to the statutory-basis financial statements of Principal National Life Insurance Company, (2) dated April 10, 2025 with respect to the statutory-basis financial statement schedules of Principal National Life Insurance Company, and (3) dated March 28, 2025, with respect to the financial statements of each of the subaccounts within Principal National Life Variable Life Separate Account included in form N-VPFS for the year ended December 31, 2024, into this Registration Statement, filed with the Securities and Exchange Commission.

/s/ Ernst & Young LLP

Des Moines, Iowa

December 18, 2025

<br>