# EDGAR Filing Document

**Accession Number:** 0001974395
**File Stem:** 0001493152-25-024737
**Filing Date:** 2025-11
**Character Count:** 2866
**Document Hash:** 0e86a34fbfd07dc50841faf7c466248b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001493152-25-024737.hdr.sgml**: 20251124

**ACCESSION NUMBER**: 0001493152-25-024737

**CONFORMED SUBMISSION TYPE**: 497AD

**PUBLIC DOCUMENT COUNT**: 3

**FILED AS OF DATE**: 20251124

**DATE AS OF CHANGE**: 20251124

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure Certificate Co
- **CENTRAL INDEX KEY:** 0001974395

**ORGANIZATION NAME:**
- **EIN:** 923576834
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497AD
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-275154
- **FILM NUMBER:** 251509502

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** (310) 592-0097

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108

**Filed Pursuant to Rule 497(a)**

**File No. 333-275154**

**Filed Pursuant to Section 24(b)**

**File No. 811-23913**

**Rule 482 ad**

**TWITTER COPY**

YLDS gives you a regulated, fixed-price asset that accrues daily interest (paid out monthly).

Democratized Prime gives you onchain access to institutional-grade loan pools, the first of its kind available to everyday users.

Together, they unlock something new!

2/

Hold YLDS to earn the baseline yield backed by short-term Treasuries.

Or deploy YLDS into DP's fully collateralized HELOC lending pools, where lenders set the floor and competitive auctions determine your rate.

3/

This is TradFi → DeFi in action:

● A
 regulated, interest-accruing asset

● Combined
 with institutional-grade credit products

● Already
 live and open for anyone to participate

One asset. Two ways to earn.

Welcome to the next chapter of onchain credit.

Explore more: <u>https://www.figuremarkets.com/c/democratized-prime/</u>

4/

$YLDS Stablecoins are unsecured face-amount certificates and solely backed by the assets of Figure Certificate Company (FCC), which is the issuer of the certificates. The registration of $YLDS and FCC with the SEC does not imply approval of either by the SEC. More information about FCC and $YLDS can be found on FCC's website, available here: https://www.figuremarkets.com/c/ylds

You should consider the investment objectives, risks, charges and expenses of certificates carefully before investing. Download a free prospectus, which contains this and other important information about our certificates. Read the prospectus carefully before you invest. Figure Certificate Company Prospectus available here: https://www.figuremarkets.com/c/ylds

**Design Idea**

Left side:

YLDS

"Stable daily interest"

Right side:

Democratized Prime

"Custom market rates"

Centered header:

Two ways to earn with the same asset

![](form497ad_001.jpg)

![](form497ad_002.jpg)