# EDGAR Filing Document

**Accession Number:** 0000009712
**File Stem:** 0000009712-26-000061
**Filing Date:** 2026-5
**Character Count:** 3432
**Document Hash:** 290ff7c589507df46e8ee4a8d35c7414
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000009712-26-000061.hdr.sgml**: 20260515

**ACCESSION NUMBER**: 0000009712-26-000061

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260515

**DATE AS OF CHANGE**: 20260515

**EFFECTIVENESS DATE**: 20260515

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRINCIPAL LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0000009712

**ORGANIZATION NAME:**
- **EIN:** 420127290

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-282080
- **FILM NUMBER:** 26985414

**BUSINESS ADDRESS:**
- **STREET 1:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392-0300
- **BUSINESS PHONE:** 5152475111

**MAIL ADDRESS:**
- **STREET 1:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392-0300

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL MUTUAL LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19920929

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKERS LIFE CO
- **DATE OF NAME CHANGE:** 19600201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKERS LIFE ASSOCIATION
- **DATE OF NAME CHANGE:** 19600201

## Series and Classes Contracts Data

### PRINCIPAL LIFE INSURANCE CO (Series ID: S000089861)

---

|  |  |
|:---|:---|
| Class Name                 | Class ID   |
| Principal Strategic Income | C000256689 |

---

## Series and Classes Contracts Data

### PRINCIPAL LIFE INSURANCE CO (Series ID: S000089861)

| Class ID   | Class Name                 | Ticker Symbol   |
|:---|:---|:---|
| C000256689 | Principal Strategic Income |  |

**Principal Life Insurance Company**

**Supplement dated May 15, 2026**

**to the Prospectuses, Initial Summary Prospectuses, and Updated Summary Prospectuses dated May 1, 2026 for** 

**Principal® Strategic Income and Principal® Strategic Outcomes**

*This supplement updates information contained in the Prospectuses and Summary Prospectuses for the above-referenced registered index-linked annuity contracts (each, a "Contract") issued by Principal Life Insurance Company. Terms not otherwise defined in this supplement have the same meanings as in the Prospectus or Summary Prospectus. Please retain this supplement for future reference.*

The purpose of this supplement is to address the availability of the Point-to-Point, S&P 500® Price Return Index, Participation Rate and Cap Rate, 1-year Segment Term, 0% Floor Segment Option (the "0% Floor Option") for certain Contracts.

**Only for Contracts with applications signed prior to May 18, 2026**, the Company has decided that the 0% Floor Segment Option will remain available for investment. Furthermore, under any such Contracts, in the absence of instructions from the Contract Owner, any Accumulated Value in a matured 0% Floor Option will be automatically reinvested back into the 0% Floor Option for a new Segment Term (*i.e.*, the 0% Floor Option will serve as the default option). The Participation Rate and Cap Rate for a new Segment Term will apply to any new Segment Term.

There is no guarantee that the 0% Floor Option will always be available. The Company may close the 0% Floor Option to all new Segment Terms in its sole discretion, including for Contracts with applications signed prior to May 18, 2026.

Please direct any questions regarding this supplement to our Home Office or your financial professional.

\* \* \*

Classification: Internal Use