# EDGAR Filing Document

**Accession Number:** 0002034290
**File Stem:** 0001999371-25-010283
**Filing Date:** 2025-7
**Character Count:** 2897617
**Document Hash:** 7c9100a03eab07e4c453e945a173055e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-010283.hdr.sgml**: 20250730

**ACCESSION NUMBER**: 0001999371-25-010283

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 18

**CONFORMED PERIOD OF REPORT**: 20250730

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250730

**DATE AS OF CHANGE**: 20250730

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07265
- **FILM NUMBER:** 251167680

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT**

**Pursuant to Section 15G of**

**the Securities Exchange Act of 1934**

**Atlas A&D Opportunity Fund III LP**

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:**

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _______ to __________**

Date of Report (Date of earliest event reported): _______

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(Exact name of securitizer as specified in its charter)

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| | |
|:---|:---|
| **(Commission File Number of securitizer)** | **(Central Index Key Number of securitizer)** |

---

Name and telephone number, including area code, of the person<br> to contact in connection with this filing

------

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

&nbsp;&nbsp;&nbsp;&nbsp;**☒** **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**A&D Mortgage Trust 2025-NQM3**

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of Sponsor: **0002034290**

Central Index Key Number of issuing entity (if applicable):

Central Index Key Number of underwriter (if applicable): ____

 **Lana Izgarsheva, Secretary, (305) 760-7004**

Name and telephone number, including area code of the person

to contact in connection with this filing

**PART I – REPRESENTATION AND WARRANTY INFORMATION**

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| | |
|:---|:---|
| **Item 1.01** | **Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

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Not applicable.

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| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

---

| | |
|:---|:---|
| **Item 1.03** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

---

| | |
|:---|:---|
| **Item 2.01** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

---

| | |
|:---|:---|
| **Item 2.02** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Underwriter** |

---

Not Applicable.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| **Atlas A&D Opportunity Fund III LP** | **Atlas A&D Opportunity Fund III LP** |
| **(Sponsor)** | **(Sponsor)** |
| By: | /s/ Maksim Slyusarchuk |
| Name: | Maksim Slyusarchuk |
| Title: | Managing Director |

---

Date: July 30, 2025

**EXHIBIT INDEX**

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| | |
|:---|:---|
| [99.1](ex99-1.htm) | Mission Global, LLC ("Mission") Due Diligence Review Narrative Summary |
| [99.2](ex99-2.htm) | Mission Valuation Report |
| [99.3](ex99-3.htm) | Mission Rating Agency Grades |
| [99.4](ex99-4.htm) | Mission Rating Agency Grades Detail |
| [99.5](ex99-5.htm) | Mission Data Compare Summary |
| [99.6](ex99-6.htm) | Mission Data Compare Detail |
| [99.7](ex99-7.htm) | Maxwell Diligence Solutions, LLC ("Maxwell Diligence") Executive Summary |
| [99.8](ex99-8.htm) | Maxwell Diligence Data Compare Summary Report |
| [99.9](ex99-9.htm) | Maxwell Diligence Valuation Report |
| [99.10](ex99-10.htm) | Maxwell Diligence Data Compare Report |
| [99.11](ex99-11.htm) | Maxwell Diligence Grading Report |
| [99.12](ex99-12.htm) | Maxwell Diligence Standard Exceptions Report |

---

## Exhibit 99.1

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**ADMT 2025-NQM3**

**Due Diligence Review**

**Narrative Summary**

**July 24, 2025**

**Prepared by**

**Mission Global, LLC**

For

**A&D Mortgage LLC**

**Atlas A&D Opportunity Fund III LLC**

This report summarizes the results of a due diligence review performed on a pool of one thousand eighty-nine (1,089) loans provided by A&D Mortgage LLC ("A&D") and its affiliate Atlas A&D Opportunity Fund III LLC (collectively the "Client"). A&D provided Mission Global, LLC ("Mission") with a data tape, from which 100% of the loan sample was selected. The loan data was entered into and analyzed using the ***Mission Global Grade<sup>®</sup>*** Underwriting and Diligence grading solution. Mission performed a detailed credit re-underwrite and regulatory compliance review of 100% loans.

Mission Global is a technology-forward service provider built on a culture of deep client service. Mission is a rating agency approved Third Party Review firm delivering underwriting and compliance audits for residential and business purpose loans. Since 1994, Mission Global and its predecessor company, Global Financial Review have provided comprehensive loan due diligence, re-underwriting, and asset management services to clients in the financial services industry. In 2015, Global Financial Review merged with the leading Secondary market consulting firm Mission Capital Advisors, LLC to form Mission Global, LLC. In 2020, Mission Capital Advisors, LLC and Mission Global, LLC were acquired by the leading real estate sales, financing and advisory service firm and now a wholly-owned subsidiary of Marcus & Millichap (NYSE:MMI).

Mission performed a full credit re-underwrite, regulatory compliance, valuation and data integrity review to meet the criteria as published by the Nationally Recognized Statistical Rating Organizations. This deal is to be rated in accordance with the published guidelines of ***S&P Global Ratings (S&P Ratings)*** and ***Kroll Bond Rating Agency, LLC (KBRA).*** Mission performed the reviews over a period of time ranging from May 1, 2024 to July 18, 2025.

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| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **1** |

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The pool is a mix of Qualified Mortgages (QM) and Non-Qualified Mortgage (NQM) residential and investment mortgage loans secured in either a first or second lien position. In the pool reviewed, one hundred seventy-four (174) of the loans are considered QM qualified residential loans. The remaining loans include three hundred fifty-four (354) loans that are considered Non-QM qualified, non-conventional or commonly referred to as non-agency residential mortgage loans, and five hundred sixty-one (561) are business purpose investment loans and are ATR/QM exempt. The loan pool is all secured by residential single family or one-to-four family and five-to-ten multi-family condominiums, condotel, manufactured housing, PUD, and mixed-use property as collateral. There are nine hundred eighty-seven (987) loans secured in a first lien position and one hundred two (102) loans secured in a second lien position.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. File
 RE-Underwrite Credit Review

A full re-underwriting credit review was conducted to verify that the requisite underwriting guidelines as specified by Client were met. Confirmation of the loan terms was conducted through recalculation and review of documentation contained in the loan files and documents provided to Mission.

The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Guidelines
 and Overlays

For all loans underwritten to A&D Guidelines, there are two unique set of guidelines, those specific to first lien and a separate set applicable to second liens. Mission reviewed each mortgage loan to ensure it met the requisite guideline requirements as specified by the Client guidelines. In lieu of specific requirements, Mission also considered Regulation Z requirements including Appendix Q or Consider and Verify rules where applicable.

In addition to the guidelines there were seven unique overlays for each type of loan program reviewed:

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| | |
|:---|:---|
| ![](ex991002.jpg) | A&D Prime Rate - Primary & Investment |

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| | |
|:---|:---|
| ![](ex991002.jpg) | A&D Super Prime Rate - Primary & Investment |

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| | |
|:---|:---|
| ![](ex991002.jpg) | A&D Prime Jumbo Full Doc Rate - Primary & Investment |

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| | |
|:---|:---|
| ![](ex991002.jpg) | DSCR Rate - Investment Only |

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| | |
|:---|:---|
| ![](ex991002.jpg) | Foreign National Rate - Investment Only |

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| | |
|:---|:---|
| ![](ex991002.jpg) | 2nd Lien – ClosedEndA |

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| | |
|:---|:---|
| ![](ex991002.jpg) | DSCR Rate – 2<sup>nd</sup> Lien |

---

These combined guidelines and their overlays provided additional specific qualification requirements and program specific metric such as min and max loan amounts, cash out refinance limits, ranges of values for acceptance, geographic eligibility, escrow requirements, note, rate and term specific details, qualifying property types, residency requirements, limits on seller and third-party contributions, valuation and title requirements The guidelines and overlays also specified borrower requirements such as credit tradeline and credit event requirements, income and asset qualifications, and citizenship requirements.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **2** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Employment
 and Income

The loans were all qualified using various methods; fifty-nine (59) were full document loans and two hundred eighty-eight (288) were qualified using 12 or 24 month bank statements, and one hundred sixteen (116) used employment income with W2/paystub or WVOE verification of employment. The remainder of the loans were income qualified in a variety of ways including verified Profit and Loss statement, retirement income, asset depletion imputed income, along with other self employment income documentation. In the case of investment purpose loans, four hundred nighty-three (493) used DSCR where rental property income and debt service coverage ratio was both estimated or stated, and/or verified through leases and rent rolls. Mission verified the file documentation for minimum required level of employment and income verifications in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.3 Income

Mission recalculates borrower(s) monthly gross income and verified calculations of income as used by the original loan underwriter at origination to determine compliance with the Client provided underwriting guidelines. The Underwriter used the lower of income stated on 1003 Application or stated/verified income. In all cases, Mission verified stated/verified income in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.4 Assets

Mission confirmed the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements for closing funds, reserves and borrower liquidity. Mission verified the file documentation for minimum required level of asset verification in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.5 Debt-to-Income
 Ratio

On all primary or secondary residential loans, Mission recalculated and verified the debt-to-income ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. On investment loans if full property debt and income was available Mission calculated a property income-based DTI verification.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.6 Debt
 Service Coverage Ratio

On all investment related loans that were qualified under the DSCR Rate program, Mission recalculated and verified the Debt Service Coverage Ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. Rental income used in the calculation for each loan was either verified from an in-place lease and verification of payment or based upon projected market rents taken from the 1007 in the subject property appraisal.

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| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **3** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.7 Property
 Valuation

Mission analyzed all appraisals and alternative value tools used to qualify the loan for integrity of comparable sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Mission verified the valuation waterfall in each case to determine if based upon UCDP CU credit scores whether a Desk review or a second appraisal was required and to verify all valuation documentation met the requirements of Client provided underwriting guidelines. Where loans are seasoned beyond 24 months since origination an updated valuation is used to determine value is supported.

In all cases where the collateral is residential based, the primary values were supported by secondary valuation tools including either an AVM, BPO, 2<sup>nd</sup> Appraisal, Appraisal Desk Review or a secondary Drive-By appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.8 Loan-to-Value
 Ratio

Mission recalculated and verified the loan-to-value ratio and combined loan-to-value ratio were accurate at origination and met Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.9 Credit
 History

Mission reviewed the initial credit reports used at origination and captured updated gap report values to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.10 Credit Scores

Mission captured FICO scores from credit reports used at origination and any updated gap report values to validate that borrower(s) met minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.11 Compensating Factors

Mission reviewed all provided guideline exceptions and verified exceptions to the Client provided underwriting guidelines were documented and that compensating factors were reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.12 First-time Homebuyers

A&D Guidelines do vary slightly as to their definition versus ASF definition. A&D considers all type of real estate owned by a borrower in its consideration for first-time homebuyers' designation including investment property, whereas ASF definition calls for a borrower to be considered first-time homebuyer only when they have never owned residential property only. Mission does not consider this a significant difference and follows A&D guidelines when reporting first-time homebuyer status.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **4** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Document
 Review

Mission's review each loan file confirmed the presence of material documentation as applicable to the specifics of the loan transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Title
 Commitment and Policy

Mission verified the presence of at a minimum the initial title commitment or final title policy. Mission confirmed the vested parties and the description of the property, liens and tax assessments. Given the recent origination of many of the loans contained only an initial title commitment. Comments on loans where the final title policy was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2 Mortgage
 Note & Security Instrument

Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement were present and duly executed. Mission confirmed that Mortgage note was either fixed or adjustable according to requirements of the Client provided underwriting guidelines and captured relevant Note data specific to each loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.3 Mortgage
 & Deed of Trust

Mission verified the presence of a copy Mortgage or Deed of Trust and confirmed that the documents were executed by all required parties and that all riders, addendums and exhibits as required exist in the loan file. Mission also verified that the Mortgage was recorded or sent for recording. Given the recent origination of many of the loans contained only an executed Mortgage not a recorded document. Comments on loans where recorded Mortgage was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4 Income
 Documentation

Mission verified the presence of income and employment related documentation as required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.5 Asset
 Documentation

Mission verified the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.6 Proof
 of Insurance

Mission verified the presence of insurance policies and certificates for mortgage, hazard and flood insurance on each loan depending upon the specifics of the loan. Mission confirmed that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **5** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Regulatory
 Compliance

For each primary or secondary home mortgage loan file Mission conducted a post-closing regulatory compliance review to verify that each loan was originated in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan. Mission further validated that the loans met the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending, as was applicable depending upon the specifics of the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Federal
 Truth in Lending Act/Regulation Z

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 *I* §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3 day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2 Business
 Days as Defined by Regulation Z

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3 Home
 Ownership Equity Protection Act (HOEPA) testing, to include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.1 APR
 test [HOEPA (§1026.32(a)(l))] and [HPML(§1026.35(a)(l))]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.2 Points
 and Fees test [HOEPA (§1026.32(a)(2))]

Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged)

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **6** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.3 Review
 and confirm documentation type (i.e. full, stated, no ratio)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.4 Review
 for evidence of prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.5 Verification
 of Debt-to-Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Mission system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement that was verified for all covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RESPA/Regulation
 X

Each investment purpose loan was reviewed by Mission to ensure compliance with the most current amendments to Regulation X. The RESPA/Regulation X review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1 Good
 Faith Estimate (GFE)

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including confirming the presence of the current GFE form in effect at the time of origination and verification the GFE was provided to the borrower(s) within three days of "Application".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2 Application
 Date

Application was defined by Regulation X and generally considered complete when the creditor collected information regarding the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 First and Last Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 Social Security Number (to enable the loan originator to obtain a credit report)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Loan Amount Sought

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Estimation
 of Property Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.3 Broker
 Fees and Yield Spread

Mission verified that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.4 GFE
 Fees

Fees were reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **7** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.5 Change
 of Circumstance (COC)

Mission reviewed all available documentation to determine whether a Change of Circumstance (COC) form was required to accompany each revised Good Faith Estimate (GFE).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.6 Change
 of Circumstance Definition:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.1 Acts
 of God, war, disaster or other emergencies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.2 Information
 in particular to borrower or transaction that was relied on in providing the GFE and
 that changes or is found to be inaccurate after GFE has been provided to borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.3 New
 information particular to the borrower or transaction that was not relied on in providing
 the GFE; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.4 Other
 circumstances that are particular to borrower or transaction, including boundary disputes,
 need for flood insurance or environmental problems

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.5 In
 the event any of the above occurs, the loan originator is required to provide a new revised
 GFE to the borrower within three business days of receiving information sufficient to
 establish "changed circumstances" and document the reason the revised GFE was
 provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.6 Rate
 Locks: If the rate has not been locked by the borrower or a locked rate has expired,
 the charge or credit for rate chosen, adjusted origination charges, per diem interest
 and loan terms related to the rate may change. If borrower later locks the rate, a new
 GFE must be provided showing the revised rate-dependent charges and terms. All other
 charges and terms must remain the same as on the original GFE, except as otherwise provided
 above for "changed circumstances."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.7 Final

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current applicable Final HUD-1 form and that the Final HUD-1 accurately lists all broker and YSP fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.8 Good
 Faith Estimate (GFE) and Final HUD-1 Analysis

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan.

This analysis included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.7 Analysis
 of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Origination
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 or Charge for Interest Rate Chosen

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Adjusted
 Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 Taxes

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.8 Analysis
 of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual
 charges at settlement for sum of following services:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 settlement services (lender selects third-party provider);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 services, title services and required title insurance, and owner's title insurance, when
 the borrower uses a settlement service provider identified by the loan originator; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Government
 recording charges. Analysis to confirm all fees are accurately reflected in the correct
 tolerance category on the Good Faith Estimate (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.9 Analysis
 to confirm lender accurately provided borrower adequate restitution in the event of tolerance
 violations and timelines for restitution/document correction were adhered to.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.10 Analysis
 to confirm loan terms are accurately disclosed between the Good Faith Estimate(GFE) and
 Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.11 Analysis
 to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate
 (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. QM/ATR
 (Qualified Mortgage and Ability to Repay) Dodd Frank Review (Loans with Application Date
 on or after 01/10/2014)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.1 Ability-to-Repay:

All one hundred seventy-four (174) of the QM loans, as well as all three hundred fifty-four (354) of the loans underwritten as Non-QM were subject to ATR testing. The remainder of the loans reviewed in this pool were all business purpose and therefore exempt from testing. Where ATR testing is applicable, Mission did verify that underwriter considered and verified ATR's eight verification steps for any origination. Mission verified documentation sufficient to run ATR checks on all applicable loans to meet ATR requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the proposed loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the simultaneous loan on the same property payments for
 taxes, insurance and HOA, and other housing expenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Debts,
 alimony and child support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Qualifying
 monthly DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Residual
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 history

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.2 Verification
 of ATR.

Mission did confirm that the underwriting met all Regulation Z Appendix Q, or in the case of loans originated after the new rules in effect as of July 1, 2021, all Consider and Verify requirements under the revised rule. All the verifications were made and each of the eight topic areas were confirmed to agree with the representations made by the lender, and there were no material credit exceptions to the lender's guidelines that would negate the Consider and Verify rules, the loan passed the ATR test. If any of the conditions fail or the loan lacked sufficient documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan was failed for the ATR test. In all cases the loans reviewed by Mission in this pool were reported as ATR-Pass or ATR-Exempt.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3 Qualified
 Mortgage.

One hundred seventy-four (174) loans were qualified as QM: Safe Harbor or QM: Average Prime Offer Rate (APOR) Safe Harbor, QM: Rebuttable Presumption (APOR) or QM: Safe Harbor Verified (V SH) and were subject to both Qualified Mortgage testing and ATR testing depending upon the rules in effect at the time of origination.

The remainder of the loans reviewed in this pool were all non-QM loans at origination or business purpose exempt and therefore not tested as Qualified Mortgages.

For QM qualified loans the following was verified as well:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.1 Mission
 verified the were no Negative Amortization and no interest only payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.2 Mission
 verified there were no QM loan terms that exceeded 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.3 Mission
 verified these were non-QM loans and therefore exempt from QM Points and Fees or APOR
 pricing testing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.4 QM
 DTI/APOR Testing.

The QM loans in the pool were qualified under the new QM: Average Prime Offer Rate (APOR) rules which do not consider DTI. The debt-to-income threshold of 43.00% applies only to any QM loan subject to Regulation Z appendix Q and originated prior to the new rules. However where applicable, Mission did re-calculate DTI and verify compliance with the Client provided underwriting guideline requirements. Mission verified amounts included in the QM debt-to-income test, verified income and assets, loan and simultaneous loan payments, insurance, taxes and HOA, alimony, child support and open debts. For loans qualified under the New rules in effect July 1, 2021 Mission did verify APOR pricing thresholds were not exceeded

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.5 HPML
 Testing- QM APR.

Mission verified any applicable HMPL requirements for the QM loans and verified these requirements met the rules for HPML loans.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.6 Escrow
 Requirement – High Price Mortgage Loans (HPML)

Mission verified the required escrow accounts to be in place for the first five years of the transaction for all HPML loans in the pool.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. TILA/RESPA
 Integrated Disclosures

Mission used following criteria was used in determining whether TRID applies:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2 Application
 Date

The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3 Purpose
 and Property Type

For those loans where the Purpose and Property Type included a closed-end mortgage secured by real estate and primary purpose was to occupy or hold as a second home (Purchase or Refinance).

The loan Purpose and Property Type does not include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Home
 Equity Lines of Credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reverse
 mortgages

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Dwellings
 that are not attached to real property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mobile
 homes, where the consumer does not own the land

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.4 TILA
 Exemption

Mission applied the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.5 TRID
 Loan Estimate ("LE")

Mission verified of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(l).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.6 Revised
 LE's

Mission verified any revision to the Initial LE and validated that the Revised LE was provided within three (3) days of COC, BRC or interest rate lock. Mission validated as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 Circumstance affecting settlement charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Change
 Circumstance affecting eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Revisions
 requested by the consumer

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Interest
 rate dependent charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Expiration
 of the LE and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Delayed
 settlement date on a construction loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirement for LE seven days prior to consummation

Mission also validated that settlement charges good through date, time and time zone were properly disclosed with minimum of ten (10) days during which borrower is permitted to shop knowing fees are locked during that timeframe.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.7 Determination
 of Final LE

Mission analyzed each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings were cited. If the Revised LE was issued without a valid reason, the previous valid LE was considered the Binding LE for the purposes of comparison with the Closing Disclosure. Mission verified compliance with timing requirements to ensure there were no loan estimates provided to the borrower after a Closing Disclosure had been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.8 LE
 Confirmation of Receipt

If the LE did not contain a signature line for the consumer's confirmation of receipt, then Mission verified electronic delivery of documents provided to borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9 Closing
 Disclosures

Mission analyzed each Closing Disclosure in the file all sections of Closing Disclosures were completed (no blanks, ''NA's" or incomplete sections) and the Disclosure is accurate as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.1 Mission
verified that the correct form is used and General loan information and loan terms sections were completed, and formatting is
accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.2 Verified
the loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.3 Verified
all applicants applying for credit, as disclosed on the application, are listed on the CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.4 Verified
critical section such as "Can this amount increase after closing?" and "Does the loan have these features"
sections are completed and are accurate based on the terms disclosed on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.5 If
rate was locked, Mission verified lock expiration date, time and time zone was disclosed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.6 Validated
projected Payments and Estimated Taxes, Insurance & Assessments sections were complete and accurate based on the loan terms
and information known at the time of disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.7 Verified
the Closing Costs and Cash-to-Close sections were complete and accurate based on the information provided on page 2 of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.8 Verified
fees disclosed properly (alphabetical order within Section with certain exceptions, and all title fees start with "Title
- ") were accurate in the Closing Cost Details section.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.9 Validated
when Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment ("AP") Table
were disclosed and accurate based on early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.10 Validated
when ARM or Step Rate, that Adjustable Interest Rate ("AIR") Table was properly disclosed and accurate based on the
early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.11 Verified
 the Comparison section is complete.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.12 Validated
 that all Rounding rules were verified as per 1026.37(o)(4).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.13 Validated
 the Other Considerations Section was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.10 Written
 List of Providers

Mission verified that if the lender placed fees in the Services You Can Shop For category, that the file properly contained a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must have included at least one available provider for each service and state the consumer may choose a different provider for that service. If a WLSP was not provided, the fees will be treated as a 10% Tolerance fee and a finding for missing service provider list will be noted. If a WLSP is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee and a finding for a service provider list being provided outside of three (3) days from application will be noted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11 Variance
 Testing

Mission deploys in its testing one or the other of the following Variance Categories in performing variance tests:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.1 Zero
Tolerance Variance- A finding will be cited if any charges increase from the Binding LE to the
Final CD without COC or BRC.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to the lender, broker or an affiliate of either lender or broker [except fees paid
 to an affiliate of the lender for services NOT required by the creditor are not subject
 to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to an unaffiliated third party if the lender did not permit the borrower to shop
 for servicer; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 taxes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender
 Credits

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.2 10%
 Tolerance Variance- A finding will be cited if the
 aggregate of the charges increased by more than 10% from the Binding LE to the Final
 CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected
 on the Final CD, the fee will be removed and not considered in calculating the 10% variance
 threshold pursuant to CFR 19(e)(3)(ii)-5.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Recording
 fees; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Charges
 for third party services not paid to creditor or affiliate AND borrower permitted to
 shop for service but selects a provider on the creditor's Written List of Service Providers.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.3 Prepaid
 mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and
 not identified as an affiliate), otherwise it will be treated as a Zero Tolerance fee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.4 No
 Tolerance/Unlimited - No finding will be cited if any of the charges change from the
 Binding LE to the Final CD, provided that the disclosed amount on the LE is based on
 information reasonably known to the creditor at the time of disclosure (disclosed in
 good faith), such as:

● Prepaid interest;

● Property insurance premiums;

● Impounds/Escrows;

● Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

● Charges for third party services not required by the creditor (even if paid to an affiliate of the creditor).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.5 Prepaid
 property taxes charged by local and state governments periodically will have no tolerance
 under the general 'best information reasonably available' standard unless otherwise instructed
 by the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.6 As
 noted above, Mission reviewed the loan file for evidence the disclosure was not made
 in "Good Faith". "Good faith" means the creditor made the estimate
 based on the information reasonably available to them at the time the LE was provided.
 Absent such evidence, Mission will consider the disclosures made in "good faith".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.7 Additionally,
 if a documented valid COC or BRC occurred resulting in a change to loan terms, settlement
 charges or interest rate within four (4) business days of consummation, the variance
 test will be performed based on the revised amounts disclosed on the initial CD (or subsequent
 CD if change occurs after the initial CD has been provided) provided that the change
 is related to the COC or BRC per Comment 19(e)(4)(ii)-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.8 For
 loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation,
 fees and charges on the CD were tested for compliance with permitted variances against
 fees disclosed on Initial LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.9 For
 loans with an Interim LE, the review of each Interim LE and fees and charges on the CD
 were tested for compliance with variance thresholds against fees supported by a valid
 COC or BRC related to the charge that increases.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.10 In
 those cases where an Interim LE was issued with several fee increases, but only some
 are supported by or related to a valid COC or BRC, those fees which are not supported
 by or related to a valid COC, BRC or disclosed on an LE that was not provided timely
 (within three (3) business days of changed circumstance) were tested for variance using
 the amounts disclosed in the Initial LE previously valid LE.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12 TRID
 Review - Closing Disclosures ("CD")

Mission conducted a full Closing Disclosure review and verified the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.1 That
 the correct form was used and all sections of the CD were completed (no blanks or incomplete
 sections).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.2 Acknowledgement
 of receipt, either by signature or evidence of electronic delivery by all borrowers with
 a right to rescind under 1026.23 by verifying that each borrower with a right to rescind
 was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement
 is based on either signature, evidence of electronic delivery or by apply the common
 mail rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.3 If
 a subsequent CD was issued with changes to (a) the loan product which affects disclosed
 terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which
 exceeds the previously disclosed APR by more than the permitted tolerances for accuracy,
 Mission validated that the borrower was given an additional three (3)-business day waiting
 period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment
 penalty addition; or (c) the APR, and that the final pre-close CD has been received by
 borrower by consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.4 On
 the final CD the following checks and limitations apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.5 Verification
 of the technical formatting of the CD is out of scope in the standard review. The formatting
 of the document is the responsibility of the document preparation source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.6 Closing,
 Transaction and Loan Information sections have been completed with accurate information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.7 Loan
 terms sections are completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.8 Mission
 will verify loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.9 Mission
 will verify all applicants applying for credit, as disclosed on the application, are
 listed on the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.10 "Can
 this mount increase after closing?" and "Does the loan have these features"
 sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.11 Projected
 Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.12 Fees
 have been disclosed properly (alphabetically, correct buckets and all title fees start
 with "Title - ") in Closing Cost Details section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.13 Any
 additional fees for sections other than Section C (Services You Can Shop For).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.14 Calculating
 Cash to Close table completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.15 Summaries
 of Transaction section completed accurately

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.16 CD
 Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed
 properly (at least and only one box selected).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.17 Late
 Payment completed properly (terms disclosed and accurate per note).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.18 Escrow
 Amount section was completed properly (only one box selected and amounts disclosed).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.19 Escrow
 Property Costs over Year 1 to be calculated per the payments scheduled to be made in
 a 1 year period after consummation (1026.38)1)(7)(i) (A)(I).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.20 Non-Escrowed
 Property Costs over 1 Year to be calculated using either 11 or 12 months as determined
 by client. (1026.38)(1)(7)(i)(B)(1)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.21 If
 Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.22 Adjustable
 Payment ("AP") Table disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.23 If
 ARM or Step, is Adjustable Interest Rate ("AIR") Table was disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.24 Loan
 Calculations sections were complete and accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.25 Total
 of Payments is accurate per 1026.38(o)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.26 Include
 fees in section A, B, and C that are paid by the borrower as well as the seller or other
 if those fees are customarily paid by the borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.27 Mission
 captured amounts disclosed in Loan Calculations section and tested for TILA tolerance
 violations on disclosed APR and Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.28 Mission
 confirmed the Total Interest Percentage (TIP) was accurate with proper rounding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.29 Other
 Disclosures section was complete with at least one choice selected as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.30 Rounding
 rules were verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages
 should be truncated so that a zero is not disclosed in the last decimal place (7.250
 should be rounded to 7.25).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13 TRID
 Method of Delivery/Receipt LE and CD

Mission verified the method of receipt of the revised LE and CD and performed a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.1 In
 Person: borrower signature date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.2 Electronic
 - No Receipt Confirmation in File: three (3) business days from later of document issue
 date or proof of e-delivery date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.3 Electronic
 - With Receipt Confirmation in File, date of receipt confirmation is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.4 Electronic
 - Delivery confirmation of an email, assuming the borrower(s) have consented to electronic
 delivery.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.5 Mail
 (USPS or other parcel delivery service) - No Receipt Confirmation in File: three (3)
 business days from later of document issue date or proof of mailing date is used. Delivery
 confirmation, i.e., confirmation that documents have been delivered to the borrower(s)
 door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction
 constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.6 Mail
 (USPS or other parcel delivery service) - With Receipt Confirmation in File: date of
 receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents
 have been delivered to the borrower(s) door. Signature receipt by anyone other than the
 borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt,
 for the purposes of the receipt requirements. Unknown (unable to determine delivery method
 or unable to verify borrower received disclosures in any other method than by USPS Mail
 method): follow the USPS Mail delivery method of three (3) business days from the document
 issue date. As noted above, a signature by anyone other than the borrower(s) constitutes
 evidence of delivery and the method of receipt will be considered unknown, requiring
 an additional three (3) days from the date the non-borrower received the documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.7 Electronic
 Disclosures. If disclosures were sent electronically, a finding was cited if there was
 no evidence in the file that the borrower consented to receive disclosures electronically.
 Default to the three (3) business day mail rule for delivery without the proper documentation
 of borrower consent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14 Other
 TRID Compliance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.1 Mission
 verified that the Home Loan Toolkit was present. If not present, a finding was cited
 if the Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered or
 placed in the mail is not in the file or was not provided to the borrower within three
 (3) business days of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.2 Consummation
 Date: Consummation varies by applicable state law and the term is not often clearly defined.
 Accordingly, Mission used the notary date of the Deed of Trust to confirm consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.3 Post-Consummation
 Disclosures: As noted in the findings resolutions, the creditor used a Post-consummation
 Closing Disclosure to either correct clerical errors and clear findings or to cure pre-consummation
 fee tolerance errors and clear findings. In all cases, Mission confirmed the testing
 against the Post-consummation Closing Disclosure before findings were resolved.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15 SUBSEQUENT
 CHANGES AFTER CONSUMMATION

There were loans in the pool reviewed by Mission that contained findings related to issues that could only be cured by issuance of a Post-close Closing Disclosure. The following prescribed cures as set forth in section 1026.19 (t)(2)(iii) through (v) that are acceptable for changes and corrections to the Final CD after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.1 Section
 1026.19(t)(2)(iii) - Changes due to events occurring after consummation. If within 30
 days of consummation or as in this case, within 30 days of creditor first becoming aware
 of the existence of an event, an event occurs that causes the final CD to become inaccurate
 and such inaccuracy results in a change to an amount actually paid by the borrower(s)
 from the amount disclosed, Mission tested for evidence that a new, corrected CD was delivered
 or placed in the mail to the borrower within thirty (30) days of receiving information
 that an event occurred.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.2 Section
 1026.19(f)(2)(iv)- Changes due to clerical errors. Non-numeric clerical errors, for the
 purpose of this scope are any error not related to a disclosed dollar amount or percentage.
 Where applicable, Mission tested for evidence that a new, corrected Post-Closing CD was
 delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation,
 or within sixty (60) calendar days of the first date of which the creditor becomes aware
 of such error.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.3 Section
 1026.19(f)(2)(v)-Refunds related to the good faith analysis. Where applicable, Mission
 identified findings related to fee disclosures and brought such findings to the attention
 of the creditor. As noted in the resolution of these findings, the Creditor acted in
 Good Faith and cured these findings by issuing a corrected Post-Closing CD and where
 a fee tolerance violation occurred the Creditor issued a refund to the borrower. In all
 cases, Mission tested for evidence such as a copy of the refund check, a new corrected
 CD, and evidence the creditor delivered or placed in the mail to the borrower within
 the timeframe necessary as noted in the resolution to the findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.4 A
 post-consummation CD is understood to be issued with a Date Issued represented as the
 date the post-consummation CD was issued.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.5 Errors
 on LE's and Interim CD's and numeric errors on final CD's which do not have prescribed
 cures as per the regulation were not be reported as having been cured. The assessment
 of risk and decision to accept a finding that does not have a prescribed cure is the
 responsibility of the purchaser of the loan.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16 Additional
 Disclosures and Requirements:

Mission confirmed compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.1 Confirmed
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.2 Confirmed
 the presence of the Affiliated Business Disclosure in file in the event the lender has
 affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.3 Confirmed
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Mission reviews for this disclosure to be provided within three general business days,
 as the lender will typically know at the time of application if borrower(s) will be referred
 to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.4 Confirmed
 the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.5 Confirmed
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.6 Confirmed
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after
 settlement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.7 Confirmed
 that each mortgage loan adhered to flood insurance coverage requirements as outlined
 under the NFIP, including identification of flood zones and subsequent policy documentation
 for evidence of adequate coverage amounts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17 High
 Cost- State & Local Anti-Predatory Regulations:

In addition to federal thresholds, Mission reviewed the anti-predatory lending statutes in the following states and local municipalities, as applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.1 Arkansas
 Home Loan Protection Act, AR. Stat. Ann.§ 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.2 California
 Anti-Predatory Lending Statute, CA. Fin. Code§ 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.3 4.3 California
 Higher Priced Mortgage Loan Statute, CA. Fin Code § 4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.4 4.4 Colorado
 Consumer Equity Protection Act, CO. Rev. Stat. § 5-3.5-101 et seq. and as amended
 by Senate Bi11216 (2007) and House Bi111322 (2007)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.5 Colorado
 Consumer Credit Code, CO. Rev. Stat. 5-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.6 Connecticut
 Abusive Home Loan Lending Practices Act, CT. Stat. Ann. § 36a-746 et seq. and the
 Responsible Lending and Economic Security Act, CT. House Bill 5577 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.7 Connecticut
 Nonprime Home Loan Statute, CT. Gen. Stat. §§ 36a-760 et seq. (as originally
 enacted and as amended by Senate Bill 949.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.8 District
 of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et
 seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. and DC Mortgage
 Disclosure Act of2007.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.9 Florida
 Fair Lending Act, FL. Stat. Ann. § 494.0078 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.10 Georgia
 Fair Lending Act, GA. Stat. Ann.§ 7-6A-1 et seq. (as originally enacted by House
 Bill 02-1361 and as modified by Senate Bill 03-53)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.11 Idaho
 Residential Mortgage Practices Act, ID. Code§ 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.12 Illinois
 High Risk Home Act, IL. Comp Stat. tit. 815, §§ 137/5 et seq.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.13 Illinois
 High Risk Home Loan Regulations, 38 IL. Admin. Code § 345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.14 Illinois
 High Risk Home Loan Act, Public Act. 93-0561 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.15 City
 of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§
 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.16 Cook
 County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended
 by Illinois SB 1167 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.17 Indiana
 Home Loan Practices Act, IN. Code§ 24-9-1-1 et seq. and as amended by 2005 In. P.L.
 141 § 6 P2013-011.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.18 Kansas
 Consumer Credit Code, KS. Stat. Ann. § 16a-1-101 et seq. Sections 16a-1-301, 16a-3-207 and 16a-3-308a.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.19 Kentucky
 Anti-Predatory Lending Statute, KY. Rev. Stat. § 360.100 et seq. and as amended
 by KY. House Bill 552 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.20 Maine,
 An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A ME. Rev.
 Stat. Ann. §§ 8-101; 8-103(1); 8-206(8); 8-206A and ME. Legislative Document
 1869 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.21 Maryland
 Commercial Law, MD. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as
 amended by MD. Senate Bill 270 (2008) and Maryland Regulations under the MD. Mortgage
 Lender Law (2009).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.22 Maryland
 Regulations for Higher Priced Mortgage Loans, as promulgated under the MD. Mortgage Lender
 Law, MD. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; MD. Code Regs. §§
 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.23 Massachusetts
 High Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA. House Bill4387
 (2008) 20. MA. Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.24 Massachusetts
 Regulations for Higher Priced Mortgage Loans, 209 MA. Code Regs. §§ 32.00

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.25 Massachusetts
 "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.26 Massachusetts
 Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.27 Michigan
 Consumer Mortgage Protection Act, MI. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.28 Minnesota
 Mortgage Originator and Service Licensing Act, § 58.137 etal. (S.F. 2988 (2002)
 and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.29 Nebraska
 Mortgage Bankers Registration and Licensing Act, NE. Stat.§ 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.30 Nevada
 Anti-Predatory Lending Law, NV. Rev. Stat. § 598D.010 et seq. and as amended by
 AB 440 and492.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.31 New
 Jersey Home Ownership Security Act of 2002, NJ. Stat. Ann. §C:46:10 B-22 et seq.
 and as amended by PL. 2004, Ch. 84 § 1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.32 New
 Mexico Home Loan Protection Act, NM. Stat. Ann. § 58-21A-1 et seq. and as amended
 by Senate Bill 342 (2009 High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented
 by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article
 6-1 (2003) and 6-m (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.33 New
 York High Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.34 New
 York High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41
 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and
 6-m (2008).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.35 North
 Carolina Anti-Predatory Lending Law, NC. Gen. Stat. §§ 24-l.1 to 24-10.2 and
 North Carolina Amendments to Anti-Predatory Lending Law, NC. Gen. Stat. §§
 24-9; 24-l.l(E)(a); 24-10.2(a) and as amended by House Bill1817 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.36 Ohio
 Anti-Predatory Lending Statute, OH. Rev. Code Ann. §§ 1349.25 to 1349.37and
 § 1.63 and as amended by S.B. 185.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.37 City
 of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.38 Oklahoma
 Anti-Predatory Lending Law, House Bill No. 1574 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.39 Oklahoma
 Higher-Priced Mortgage Loans Law, OK. Admin. Code§§ 160:45-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.40 Pennsylvania
 Consumer Equity Protection Act, 63 PA. Cons. Stat. Ann. § 456.501 et seq. 4.41 City
 of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33
 as amended.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.41 Rhode
 Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI. Gen. Laws. §§
 34-25.2-1 et seq., including the Emergency and Final Regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.42 South
 Carolina High-Cost and Consumer Home Loans Act, SC. Code§ 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.43 South
 Carolina Consumer Protection Code, SC. Code 37-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.44 Tennessee
 Home Loan Protection Act, TN. Code Annotated §§ 45-20-101 et seq., Title 47
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.45 Texas
 High-Cost Home Loan Statute, TX. Fin. Code Ann.§ 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.46 Texas
 Constitution, Section 50(a)(6), Article XVI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.47 Utah
 Residential Mortgage Practices Amendments, UT. Code Ann.§ 61-2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.48 Utah
 High Cost Home Loan Act, UT. Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.49 Vermont
 Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.50 Virginia
 Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), VA. Code
 Ann.§§ 6.1-413; 6.1-422, 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.51 Virginia
 Mortgage Lender and Broker Act (for loans originated after July 1, 2003), VA. Code Ann.§§
 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.52 Washington
 House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.53 Wisconsin
 Responsible High Cost Mortgage Lending Act, WI. Stat. § 428.202.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.54 West
 Virginia Residential Mortgage Lender, Broker and Servicer Act, WV. Code § 31-17-1
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.55 Wyoming
 Credit Code, WY. Stat. Ann.§§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.18 Regulatory
 Compliance Disclaimer

Please be advised that Mission did not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Mission are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Mission is relying in reaching such findings.

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Please be further advised that Mission does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Mission do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Mission. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Mission to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Mission are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19 Misrepresentation
 and Third-Party Report Review

Mission verified that fraud reports were present on all loans and independent third-party property valuations reports are in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.1 Misrepresentation
 Review

Mission validated the presence of a Fraud Guard report on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.2 Alerts

Mission validated credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.3 Social
 Security Numbers

Mission verified SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.4 Document
 Integrity

Mission validated to the extent possible for apparent alterations to loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.5 Data
 Consistency

Mission validated the documents contained in the loan file for consistency of data.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.6 Third
 Party Fraud Tools

To the extent a third-party Fraud Guard was present in the loan file, Mission reviewed high level or critical warnings were reviewed and addressed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Data
 Integrity Review

Mission was provided with a Client bid tape to conduct a Data Integrity Review. The Client provided a data tape with the following data fields and Mission compared the field to the applicable source document and reported all variances.

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The following fields were provided and compared:

● All Borrower Total Income

● Application Date

● Borrower Citizenship

● Borrower First Name

● Borrower LastName

● Co-Borrower FirstName

● Co-Borrower Last Name

● Closing Settlement Date

● DSCR

● First Payment Date

● Initial Monthly PI or IO Payment

● Interest Rate

● Lender Name

● Loan Amount

● Loan ID

● Loan Program

● Loan Purpose

● MIN No

● Mortgage Origination Channel

● Note Date

● Number of Units

● Occupancy

● Primary Appraised Property Value

● Property Address

● Property City

● Property County

● Property State

● Property Type

● Property Zip Code

● Qualifying CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Loan
 and Exception Level Grading Methodology

Pursuant to the applicable NRSRO criteria, Mission graded each loan exception with an event level 1 for exceptions findings that are informational in nature, event level 2 for exceptions findings that are considered non-material, event level 3 for exceptions findings that are considered material. In accordance applicable NRSRO criteria exceptions and overall initial loan grades and final loan Grades were assigned with an A, B, C or D. The methodology for the application of RMBS grading is defined by each NRSRO in their current industry publications as updated from time to time.

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Pursuant to the applicable NRSRO criteria, Mission graded certain compliance exceptions as nonmaterial based on seasoning of the mortgage loan. Where applicable, mortgage loans that are seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The period is not limited for claims, other than recission, which are raised as a defense to foreclosure. Information contained in any Mission reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**NRSRO GRADING METHODOLOGY**

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| | | |
|:---|:---|:---|
| **S&P Ratings Grade** | **# of Loans** | **% of Loans (by count) in MISSION Population** |
| A | 796 | 73.09% |
| B | 293 | 26.91% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

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**NRSRO GRADING METHODOLOGY**

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| | | |
|:---|:---|:---|
| **KBRA Ratings Grade** | **# of Loans** | **% of Loans (by count) in MISSION Population** |
| A | 796 | 73.09% |
| B | 293 | 26.91% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO GRADE SUMMARY** | | |
| &nbsp;&nbsp;**NRSRO GRADE** | <br>&nbsp;&nbsp;**# of Loans** | <br>**% of Loans (by count) in MISSION Population** |
| &nbsp;&nbsp;**CREDIT** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;908 | 83.4% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;181 | 16.6 |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | 0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | 0% |
| &nbsp;&nbsp;**COMPLIANCE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;1078 | 99.0% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp; 11 | 1.0% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | 0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | 0% |

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|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY/VALUE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;957 | 87.9% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;132 | 12.1% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp; 0 | 0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp; 0 | 0% |

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**DATA INTEGRITY REVIEW**

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** |
| &nbsp;&nbsp;**2025_ADMT-NQM3_Final** |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 7/23/2025 13:00:00 PM** |  |  |  |  |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**Comments** |
| &nbsp;&nbsp;AllBorrowerTotalIncome | &nbsp;&nbsp;25 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;2.30% | &nbsp;&nbsp;All Income was verified for each borrower |
| &nbsp;&nbsp;ApplicationDate | &nbsp;&nbsp;102 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;9.37% | &nbsp;&nbsp;All variances were verified by Mission using either the 1003 date or the credit report date |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;3 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.28% | &nbsp;&nbsp;All variances were verified by Citizenship documents |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;10 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.92% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;7 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.64% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;0 | &nbsp;&nbsp;153 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;2 | &nbsp;&nbsp;153 | &nbsp;&nbsp;1.31% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;ClosingSettlementDate | &nbsp;&nbsp;495 | &nbsp;&nbsp;955 | &nbsp;&nbsp;51.83% | &nbsp;&nbsp;In all cases Mission verified closing dates from the relevant closing documents. |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;47 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;4.32% | &nbsp;&nbsp;In all cases Mission recalculated DSCR from relevant income and credit documents. |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;21 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;1.93% | &nbsp;&nbsp;In all cases Mission verified first payment date from the promissory note. |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;28 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;2.57% | &nbsp;&nbsp;In all cases Mission verified the monthly PI Payment from the promissory note. |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;InvestorLoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;939 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanProgram | &nbsp;&nbsp;5 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.46% | &nbsp;&nbsp;In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;MINNo | &nbsp;&nbsp;34 | &nbsp;&nbsp;1086 | &nbsp;&nbsp;3.13% | &nbsp;&nbsp;In all cases Mission verified the MIN number present on the Deed of Trust. |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **26** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;5 | &nbsp;&nbsp;1061 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;All date variances were verified from the Promissory Note. |
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;7 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.64% | &nbsp;&nbsp;In all cases Mission verified property units from the appraisal and other property related documents. |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;13 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;1.19% | &nbsp;&nbsp;Mission verified values used from the appraisal. |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;0 | &nbsp;&nbsp;1088 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;2 | &nbsp;&nbsp;1088 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyCounty | &nbsp;&nbsp;15 | &nbsp;&nbsp;1088 | &nbsp;&nbsp;1.38% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;1088 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;93 | &nbsp;&nbsp;1085 | &nbsp;&nbsp;8.57% | &nbsp;&nbsp;All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;0 | &nbsp;&nbsp;1088 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;59 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;5.42% | &nbsp;&nbsp;IN all cases differences were due to balances on 2nd lien loans. |
| &nbsp;&nbsp;RefinanceType | &nbsp;&nbsp;22 | &nbsp;&nbsp;467 | &nbsp;&nbsp;4.71% | &nbsp;&nbsp;In all cases Mission verified CLTV amounts from the relevant closing documents. |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;1 | &nbsp;&nbsp;636 | &nbsp;&nbsp;0.16% | &nbsp;&nbsp;All variances were enumerations differences in the tape vs ASF. |
| &nbsp;&nbsp;TotalDebtIncomeRatio | &nbsp;&nbsp;1 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| &nbsp;&nbsp;UnderwritingGuidelineLenderName | &nbsp;&nbsp;0 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;UnderwritingGuidelineName | &nbsp;&nbsp;1 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |
| &nbsp;&nbsp;UnderwritingGuidelineVersionDate | &nbsp;&nbsp;164 | &nbsp;&nbsp;1089 | &nbsp;&nbsp;15.06% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |
| &nbsp;&nbsp;VerifiedDocType | &nbsp;&nbsp;285 | &nbsp;&nbsp;1082 | &nbsp;&nbsp;26.34% | &nbsp;&nbsp;Mission uses ASF defined doc types used for income qualification an dthe lender tape differs from these enumerations. |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **27** |

---

**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**AMORTIZATION TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**BORROWER CITIZENSHIP** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1089 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;Foreign National | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.09% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;122 | &nbsp;&nbsp;11.20% |
|  |  |  | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;104 | &nbsp;&nbsp;9.55% |
|  |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;862 | &nbsp;&nbsp;79.16% |
| &nbsp;&nbsp;**LOAN TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;622 | &nbsp;&nbsp;57.12% |  |  |  |
| &nbsp;&nbsp;Refinance - Cash Out | &nbsp;&nbsp;388 | &nbsp;&nbsp;35.63% | &nbsp;&nbsp;**OCCUPANCY** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Refinance - Limited Cash Out | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.74% | &nbsp;&nbsp;Investment | &nbsp;&nbsp;561 | &nbsp;&nbsp;51.52% |
| &nbsp;&nbsp;Refinance - Rate and Term | &nbsp;&nbsp;60 | &nbsp;&nbsp;5.51% | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;509 | &nbsp;&nbsp;46.74% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Secondary Residence | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.74% |
|  |  |  | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**ORIGINAL INTEREST RATE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |  |  |  |
| &nbsp;&nbsp;5.500 - 5.999% | &nbsp;&nbsp;13 | &nbsp;&nbsp;1.19% | &nbsp;&nbsp;**PROPERTY TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;6.000 - 6.499% | &nbsp;&nbsp;115 | &nbsp;&nbsp;10.56% | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;57 | &nbsp;&nbsp;5.23% |
| &nbsp;&nbsp;6.500 - 6.999% | &nbsp;&nbsp;259 | &nbsp;&nbsp;23.78% | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;63 | &nbsp;&nbsp;5.79% |
| &nbsp;&nbsp;7.000 - 7.499% | &nbsp;&nbsp;258 | &nbsp;&nbsp;23.69% | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.83% |
| &nbsp;&nbsp;7.500 - 7.999% | &nbsp;&nbsp;180 | &nbsp;&nbsp;16.53% | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;16 | &nbsp;&nbsp;1.47% |
| &nbsp;&nbsp;>= 8.000% | &nbsp;&nbsp;264 | &nbsp;&nbsp;24.24% | &nbsp;&nbsp;5-10 Unit Multi-Family | &nbsp;&nbsp;13 | &nbsp;&nbsp;1.19% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;29 | &nbsp;&nbsp;2.66% |
|  |  |  | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;213 | &nbsp;&nbsp;19.56% |
| &nbsp;&nbsp;**QUALIFYING FICO** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.55% |
| &nbsp;&nbsp;601 - 700 | &nbsp;&nbsp;178 | &nbsp;&nbsp;16.35% | &nbsp;&nbsp;Double-wide Manufactured Housing | &nbsp;&nbsp;22 | &nbsp;&nbsp;2.02% |
| &nbsp;&nbsp;701 - 800 | &nbsp;&nbsp;807 | &nbsp;&nbsp;74.10% | &nbsp;&nbsp;Mixed Use | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.92% |
| &nbsp;&nbsp;801 - 900 | &nbsp;&nbsp;103 | &nbsp;&nbsp;9.46% | &nbsp;&nbsp;PUD | &nbsp;&nbsp;187 | &nbsp;&nbsp;17.17% |
| &nbsp;&nbsp;No FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;464 | &nbsp;&nbsp;42.61% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **28** |

---

**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**VERIFIED DTI** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**VERIFIED DSCR** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;< 10 or Null | &nbsp;&nbsp;517 | &nbsp;&nbsp;47.47% | &nbsp;&nbsp;< 1.00 | &nbsp;&nbsp;94 | &nbsp;&nbsp;8.63% |
| &nbsp;&nbsp;10 - 19 | &nbsp;&nbsp;45 | &nbsp;&nbsp;4.13% | &nbsp;&nbsp;1.00 - 1.99 | &nbsp;&nbsp;380 | &nbsp;&nbsp;34.89% |
| &nbsp;&nbsp;20 - 29 | &nbsp;&nbsp;98 | &nbsp;&nbsp;9.00% | &nbsp;&nbsp;2.00 - 2.99 | &nbsp;&nbsp;17 | &nbsp;&nbsp;1.56% |
| &nbsp;&nbsp;30 - 39 | &nbsp;&nbsp;167 | &nbsp;&nbsp;15.34% | &nbsp;&nbsp;> = 4.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.18% |
| &nbsp;&nbsp;40 - 49 | &nbsp;&nbsp;251 | &nbsp;&nbsp;23.05% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;596 | &nbsp;&nbsp;54.73% |
| &nbsp;&nbsp;> = 50 | &nbsp;&nbsp;11 | &nbsp;&nbsp;1.01% | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1089** | &nbsp;&nbsp;**100.00%** |  |  |  |

---

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| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **29** |

---

## Exhibit 99.2

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.2**

![](missionlogo.jpg)

---

| |
|:---|
| **VALUATION REPORT** |
| **2025_ADMT-NQM3_Final** |
| **Run Date - 7/21/2025 16:00:00 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Completion Report (1004D) Date** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXXX-2025-NQM3-1 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-2 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-3 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 14000 | [Redacted] | 05-16-2024 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-4 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-5 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-6 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0105 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| XXXXXX-2025-NQM3-7 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-8 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-28-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.8 |
| XXXXXX-2025-NQM3-9 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-10 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-11 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0297 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-12 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-13 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-14 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-15 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-16 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-17 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-18 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-19 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-20 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0053 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-21 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-22 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-23 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-24 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-25 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-26 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-27 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-28 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-29 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-30 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0996 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-31 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-32 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-33 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-34 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-35 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-36 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-37 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-38 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-39 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0523 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-40 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-41 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-42 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-43 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-44 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-45 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-46 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-47 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-48 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-49 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-50 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .4190 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-51 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-52 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 09-19-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-53 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-54 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0831 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-55 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2280 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-56 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-57 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-58 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-59 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-60 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-61 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-62 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-63 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-64 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-65 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-66 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0239 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-67 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-68 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 09-18-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-69 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-70 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-71 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-72 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-73 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0576 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-74 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 45000 | [Redacted] | 10-02-2024 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-75 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-76 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-77 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-78 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0066 | [Redacted] | 10-29-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-79 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-80 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-81 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-82 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0750 | [Redacted] | 10-25-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-83 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-84 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-85 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-86 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-87 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 09-18-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-88 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0508 | [Redacted] | 11-01-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-89 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0323 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-90 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-91 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-92 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-93 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-94 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-95 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-96 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0098 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-97 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 12-02-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-98 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-99 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-100 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-101 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-102 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-103 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-104 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-105 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-106 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-107 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-108 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-109 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-110 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-111 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-112 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-113 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-115 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-116 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-117 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-118 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-119 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-120 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-121 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-122 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-123 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0145 | [Redacted] | 11-20-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-124 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-125 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-126 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-127 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-128 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-129 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-130 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -200000 | [Redacted] | [Redacted] | Reasonable | 12-04-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-131 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-132 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-133 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-134 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-135 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0426 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-136 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-137 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM3-138 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-139 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0335 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-140 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0444 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-141 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-142 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-143 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0507 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-144 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-145 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-146 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-147 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-148 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-149 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-150 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-151 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-152 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-153 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-154 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-155 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-156 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-157 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0400 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-158 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-159 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-160 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 12-16-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-161 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0728 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-162 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-163 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 135000 | [Redacted] | [Redacted] | REASONABLE | 12-31-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-164 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-165 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-166 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-167 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-168 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0047 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-169 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-170 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-171 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-172 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-173 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1967 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-174 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-175 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0182 | [Redacted] | 01-29-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-176 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-177 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-178 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-179 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-180 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-181 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-182 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-183 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 02-17-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-185 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 02-19-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4 |
| XXXXXX-2025-NQM3-186 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-187 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | 02-06-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-188 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-189 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-190 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0208 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-191 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-192 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-193 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-194 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0893 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-195 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-196 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-197 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-198 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-199 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-200 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-201 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0564 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-202 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0331 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-203 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-204 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-205 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-206 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-207 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-208 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-209 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-210 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-211 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-212 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 02-28-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-213 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-214 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-215 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-216 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-217 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0063 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-218 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-219 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-220 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-221 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0035 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-222 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0105 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-223 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-224 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0202 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-225 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-226 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-227 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-228 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-229 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-230 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-231 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-232 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-233 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0160 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-234 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | 03-15-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-235 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-236 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-237 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 02-24-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-238 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-239 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-240 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-241 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-242 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-243 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-244 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-245 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-246 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-247 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0385 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-248 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0288 | [Redacted] | 12-22-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-249 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0144 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-250 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-251 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-20-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-252 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-253 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-254 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-255 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-256 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-257 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-258 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0141 | [Redacted] | 03-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-259 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 300000 | [Redacted] | 02-28-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-260 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-261 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-262 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-263 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-264 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-265 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-266 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0086 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-267 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-268 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-269 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-270 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0435 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-271 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 357000 | [Redacted] | 03-06-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-272 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0572 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-273 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0664 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-274 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-275 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-276 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-277 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-278 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-279 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-280 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-281 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0975 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-282 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-283 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-284 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-285 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-286 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-287 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-288 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-289 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-290 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0628 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-291 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-292 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-293 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0366 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-294 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-295 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-296 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0805 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-297 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-298 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-299 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1428 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-300 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 7000 | [Redacted] | 03-26-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-301 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1282 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-302 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0094 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| XXXXXX-2025-NQM3-303 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-304 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-305 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-306 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-307 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-308 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-309 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-310 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-311 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-312 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-313 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-314 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-315 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-316 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-317 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-318 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-319 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0248 | [Redacted] | 04-03-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-320 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-321 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Excellent | 03-31-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-322 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0094 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-323 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-324 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 12000 | [Redacted] | 01-22-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-325 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-25-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-326 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-327 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-328 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-329 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-330 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-07-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-331 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-332 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-333 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-334 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-335 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-336 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0395 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-337 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-338 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-339 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | 03-13-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-340 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-341 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 24000 | [Redacted] | 02-06-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-342 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5700 | [Redacted] | 03-26-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-343 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-344 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-345 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0284 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-346 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2448 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-347 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | excellent | 03-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-348 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-349 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-350 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-351 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-352 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-353 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0263 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| XXXXXX-2025-NQM3-354 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-355 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-356 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0222 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-357 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-358 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-359 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0734 | [Redacted] | 03-05-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-360 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0765 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-361 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0094 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-362 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-363 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-364 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Partial | 2 |
| XXXXXX-2025-NQM3-365 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-366 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-367 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-368 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-369 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-370 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-371 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0173 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-372 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-373 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-374 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 03-28-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-375 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-376 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-377 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | 03-27-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-378 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-379 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-380 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0642 | [Redacted] | 03-06-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-381 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-382 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0005 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-383 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0938 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-384 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-385 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM3-386 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-387 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-388 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0160 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-389 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-390 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0498 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-391 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-392 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-393 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-394 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-24-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-395 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-396 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-397 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0576 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-398 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM3-399 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-400 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-401 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-402 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-403 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-404 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-405 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-406 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0090 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-407 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-408 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-409 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-410 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0166 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-411 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-03-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-412 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-413 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-414 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-415 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0010 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-416 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-417 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-418 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-419 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0138 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-420 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | 04-03-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-421 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-422 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-423 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-424 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-426 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-427 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-428 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-10-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-429 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-17-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-430 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-431 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-432 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-433 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-434 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-435 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-436 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-437 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-438 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3342 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-439 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-440 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-26-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-441 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-442 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-443 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | 04-01-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-444 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-445 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-446 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-447 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-448 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-449 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-450 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 04-01-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-451 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-452 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-453 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-454 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1493 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-455 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-456 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0218 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-457 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-458 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-459 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-26-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-460 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-461 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-462 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0497 | [Redacted] | 04-17-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-463 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-465 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | 04-16-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-466 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Low Risk | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-467 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0278 | [Redacted] | 03-03-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-468 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-469 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0091 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-470 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0608 | [Redacted] | 04-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-471 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-08-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-472 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-26-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-473 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-474 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-475 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-476 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-477 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-478 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2480 | [Redacted] | 03-31-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-479 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-480 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0094 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| XXXXXX-2025-NQM3-481 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-482 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-483 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-484 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0513 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-485 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-486 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-487 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-488 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -20000 | [Redacted] | [Redacted] | REASONABLE | 04-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-489 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-490 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-491 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-492 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-493 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 550000 | [Redacted] | 02-25-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-494 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-495 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-496 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0261 | [Redacted] | 04-17-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-498 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0386 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-499 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-500 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-501 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-502 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-503 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-504 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-505 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-506 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-507 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-508 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-509 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0984 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-510 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-511 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-512 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-513 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 18000 | [Redacted] | 03-31-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-514 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-515 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-516 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-517 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-518 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-03-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-519 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-520 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-521 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-522 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-523 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 04-18-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-524 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-525 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-526 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-527 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-23-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-528 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-529 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-530 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0413 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-531 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-532 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-533 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-534 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-535 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-536 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-537 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-538 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-24-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-539 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM3-540 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-541 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-542 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0371 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-543 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-544 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-545 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-546 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-547 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-548 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-549 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-550 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-551 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-552 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-553 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-28-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM3-554 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-555 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0084 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-556 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-557 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-558 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-559 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0821 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-560 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0108 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-561 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-562 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0147 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-563 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-564 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-565 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-566 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | 03-27-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-567 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-568 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-569 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 60500 | [Redacted] | 04-21-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-570 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0067 | [Redacted] | 04-24-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-571 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-572 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-573 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-574 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-575 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-576 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-28-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-577 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-578 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0521 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-579 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-580 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2414 | [Redacted] | 04-30-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-581 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0172 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-582 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-583 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0109 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-584 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-585 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-586 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-21-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-587 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-588 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-07-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-589 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-590 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-591 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-592 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-593 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-594 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-595 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1151 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-596 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-597 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0580 | [Redacted] | 04-23-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-598 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-599 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-600 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-601 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-602 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2143 | [Redacted] | 04-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-603 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-604 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-605 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-606 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-607 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-608 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0159 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| XXXXXX-2025-NQM3-609 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-610 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-611 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-612 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | 04-24-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-613 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -20000 | [Redacted] | [Redacted] | Reasonable | 05-01-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-614 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-615 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-616 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0491 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-617 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-618 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0209 | [Redacted] | 04-27-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-619 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-620 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0455 | [Redacted] | 05-09-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-621 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-622 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0327 | [Redacted] | 05-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-623 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-624 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-625 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-626 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .4075 | [Redacted] | 05-05-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-627 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-628 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-629 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0067 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-630 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -100000 | [Redacted] | [Redacted] | Reasonable | 04-30-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM3-631 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-632 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0064 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-633 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | 04-03-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-634 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-635 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-636 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-637 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0006 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-638 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-639 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0587 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-640 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-641 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-642 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-643 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-644 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-645 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-646 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0122 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-647 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0400 | [Redacted] | 04-16-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-648 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-649 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-650 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0510 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-651 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-652 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0271 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-653 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0126 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-654 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-655 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-656 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0632 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-657 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-658 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 250000 | [Redacted] | 04-21-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-659 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-660 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM3-661 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-662 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-08-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-663 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-664 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-665 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-666 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-667 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-668 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-669 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-670 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-30-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-671 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0553 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-672 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-673 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-674 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0678 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-675 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-676 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0588 | [Redacted] | 03-27-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-677 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-678 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -55000 | [Redacted] | [Redacted] | Reasonable | 05-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-679 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-680 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-681 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0218 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-682 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0291 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-683 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-684 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0068 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM3-685 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 33000 | [Redacted] | 05-08-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-686 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-687 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0033 | [Redacted] | 05-14-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-688 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-689 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-02-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-690 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-691 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-692 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 50000 | [Redacted] | 04-22-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-693 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-694 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-695 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-07-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-696 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0217 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-697 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 25000 | [Redacted] | 02-28-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-698 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0099 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-699 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-700 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0731 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-701 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-702 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 05-14-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-703 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-704 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-705 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-706 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-707 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-708 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-709 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-710 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-711 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-712 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-713 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-714 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 435000 | [Redacted] | 02-17-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-715 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-716 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-717 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0033 | [Redacted] | 05-02-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-718 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-719 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-720 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0941 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-721 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-722 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-723 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-724 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 19000 | [Redacted] | 05-06-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-725 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0298 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-726 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-727 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-728 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-729 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-730 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-731 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-732 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0077 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-733 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-734 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-735 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-736 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0305 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-737 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0285 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-738 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.2 |
| XXXXXX-2025-NQM3-739 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-740 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-741 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-742 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-743 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-744 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-745 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-746 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-747 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3107 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-748 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-749 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-750 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-751 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | 05-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-752 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-753 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-754 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-755 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-16-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-756 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -100000 | [Redacted] | [Redacted] | Reasonable | 05-17-2002 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-757 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-758 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-759 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0605 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-760 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-761 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-762 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-763 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-764 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-765 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1012 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-766 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-767 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-768 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-769 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-770 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-771 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-772 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-773 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-774 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0990 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-775 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-776 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-18-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-777 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-778 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-779 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-780 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-781 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-782 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-29-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-783 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-784 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-785 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-22-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-786 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-787 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0738 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-788 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0744 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-789 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2197 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-790 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3373 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-791 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-792 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1963000 | [Redacted] | 05-07-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-793 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-794 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-795 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0297 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-796 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-797 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-798 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-799 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-800 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-801 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-802 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-803 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 463000 | [Redacted] | 05-02-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-804 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 50000 | [Redacted] | 05-23-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-805 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-806 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-807 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-808 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-809 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 03-20-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-810 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM3-811 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-812 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-813 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-814 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-815 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-816 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-817 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-05-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-818 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0898 | [Redacted] | 04-07-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-819 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-820 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-821 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-822 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0457 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-823 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-824 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-825 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-826 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-827 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0154 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-828 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-829 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-830 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-831 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-832 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-833 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-13-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-834 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0125 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-835 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0846 | [Redacted] | 05-16-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-836 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1160 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-837 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-838 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-839 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-840 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-841 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0833 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-842 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0698 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-843 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0285 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-844 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0388 | [Redacted] | 05-29-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-845 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-846 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0591 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-847 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0713 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-848 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0549 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-849 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-850 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-851 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-852 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-853 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-854 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-855 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-856 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-857 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0357 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-858 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0368 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-859 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-860 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0513 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-861 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0508 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-862 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-863 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0753 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-864 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | 05-08-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-865 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-866 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-867 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-868 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-869 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-870 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-871 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-872 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-873 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-874 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0108 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-875 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-876 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0079 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| XXXXXX-2025-NQM3-877 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-878 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0551 | [Redacted] | 05-04-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-879 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-880 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-881 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-882 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-883 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-884 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | 05-14-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-885 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0803 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-886 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-22-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| XXXXXX-2025-NQM3-887 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-888 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | -6000 | [Redacted] | 05-24-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-889 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-890 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-07-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-891 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | 06-06-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-892 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-893 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-894 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-895 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-896 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-897 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-898 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-899 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-900 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0051 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.9 |
| XXXXXX-2025-NQM3-901 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-902 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-903 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 04-23-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-904 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-905 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-906 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-907 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-908 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-20-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-909 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-910 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-911 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-912 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1150 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-913 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0412 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-914 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-915 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-916 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-917 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-918 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-919 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-920 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-921 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-922 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-923 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-924 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-925 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-926 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-927 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-928 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0206 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-929 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-930 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-931 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-932 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-933 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-934 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-935 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1359 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-936 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-937 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0420 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-938 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-939 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-940 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-941 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1 |
| XXXXXX-2025-NQM3-942 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-943 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-944 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-945 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-946 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | 06-11-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-947 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0077 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-948 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM3-949 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0052 | [Redacted] | 06-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-950 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-951 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-952 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-953 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0031 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM3-954 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-955 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0156 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-956 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-957 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-958 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-959 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-960 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-961 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-14-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-962 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-963 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-964 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-965 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-966 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-967 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0071 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-968 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-969 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0443 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-970 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-971 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-972 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-973 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-974 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-975 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0092 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-976 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-977 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-09-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-978 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-979 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0256 | [Redacted] | 05-23-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-980 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-981 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-982 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-983 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0193 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-984 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-985 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-986 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-987 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-988 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-989 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-990 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-991 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-992 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-993 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-994 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-995 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-13-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-996 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM3-997 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-998 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-999 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-12-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| XXXXXX-2025-NQM3-1000 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM3-1001 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1002 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1003 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1004 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0073 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1005 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0312 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1006 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0125 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1007 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1008 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1009 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0301 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1010 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-1011 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1012 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM3-1013 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-1014 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1015 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1016 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-1017 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1018 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-1019 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-1020 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-29-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1021 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1901 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1022 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM3-1023 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-1024 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1025 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1026 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-1027 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | 06-18-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1028 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1029 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1000000 | [Redacted] | 06-11-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1030 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1031 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-1032 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0543 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1033 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-1034 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1035 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1036 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-1037 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1038 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-1039 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-1040 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1041 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 06-06-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1042 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-1043 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0015 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1044 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0831 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1045 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1046 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM3-1047 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0234 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1048 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1049 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1050 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM3-1051 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1052 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0414 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1053 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0332 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1054 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM3-1055 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-1056 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM3-1057 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-1058 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .5382 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1059 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | 05-22-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1060 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0964 | [Redacted] | 06-07-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1061 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-1062 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-1063 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-1064 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM3-1065 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-1066 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 176000 | [Redacted] | 06-01-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1067 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1068 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-1069 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM3-1070 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM3-1071 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1072 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-1073 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1074 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1075 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | 06-04-2025 | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM3-1076 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0640 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1077 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0881 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1078 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1079 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM3-1080 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM3-1081 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM3-1082 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0512 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1083 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1084 |  | [Redacted] | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-1085 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM3-1086 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0270 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1087 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | 05-22-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM3-1088 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM3-1089 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |

---

## Exhibit 99.3

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.3**

![](missionlogo.jpg)

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| |
|:---|
| **Rating Agency Grades Summary Report** |
| **2025_ADMT-NQM3_Final** |
| **Run Date - 7/21/2025 16:00:00 PM** |

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| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Investor ID** | **Seller Loan ID** | **Original Loan Amount** |
| XXXXXX-2025-NQM3-1 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-2 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-3 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-4 |  |  | [Redacted] A D B |
| XXXXXX-2025-NQM3-5 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-6 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-7 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-8 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-9 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-10 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-11 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-12 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-13 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-14 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-15 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-16 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-17 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-18 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-19 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-20 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-21 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-22 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-23 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-24 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-25 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-26 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-27 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-28 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-29 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-30 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-31 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-32 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-33 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-34 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM3-35 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-36 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-37 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-38 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-39 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-40 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-41 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-42 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-43 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-44 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-45 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-46 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-47 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-48 |  |  | [Redacted] A D |
| XXXXXX-2025-NQM3-49 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-50 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-51 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-52 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-53 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-54 |  |  | [Redacted] A C D |
| XXXXXX-2025-NQM3-55 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-56 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-57 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-58 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-59 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-60 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-61 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-62 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-63 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-64 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-65 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-66 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-67 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-68 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-69 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-70 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-71 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-72 |  |  | [Redacted] A D |
| XXXXXX-2025-NQM3-73 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-74 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-75 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-76 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-77 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-78 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-79 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-80 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-81 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-82 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-83 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-84 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-85 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-86 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-87 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-88 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-89 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-90 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-91 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-92 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-93 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-94 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-95 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-96 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-97 |  |  | [Redacted] B A C D |
| XXXXXX-2025-NQM3-98 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-99 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-100 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-101 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-102 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-103 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-104 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-105 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-106 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-107 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-108 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-109 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-110 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-111 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-112 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-113 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-115 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-116 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-117 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-118 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-119 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-120 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-121 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-122 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-123 |  |  | [Redacted] A D B |
| XXXXXX-2025-NQM3-124 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-125 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-126 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-127 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-128 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-129 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-130 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-131 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-132 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-133 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-134 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-135 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-136 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-137 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-138 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-139 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-140 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM3-141 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-142 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-143 |  |  | [Redacted] A C B |
| XXXXXX-2025-NQM3-144 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-145 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-146 |  |  | [Redacted] A C |
| XXXXXX-2025-NQM3-147 |  |  | [Redacted] A C B |
| XXXXXX-2025-NQM3-148 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-149 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-150 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-151 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-152 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-153 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-154 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-155 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-156 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-157 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-158 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-159 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-160 |  |  | [Redacted] B C A |
| XXXXXX-2025-NQM3-161 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-162 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-163 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-164 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-165 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-166 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-167 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-168 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-169 |  |  | [Redacted] A C |
| XXXXXX-2025-NQM3-170 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-171 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-172 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-173 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-174 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM3-175 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-176 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-177 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-178 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-179 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-180 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-181 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM3-182 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-183 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-185 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-186 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-187 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-188 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-189 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-190 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-191 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-192 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-193 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-194 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-195 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-196 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-197 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-198 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-199 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-200 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-201 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-202 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-203 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-204 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-205 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-206 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-207 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-208 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-209 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-210 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-211 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-212 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-213 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-214 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-215 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-216 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-217 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-218 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-219 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-220 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-221 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-222 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-223 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-224 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-225 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-226 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-227 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-228 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-229 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-230 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-231 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM3-232 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-233 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-234 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-235 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-236 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-237 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-238 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-239 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-240 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-241 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-242 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-243 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-244 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-245 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-246 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-247 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-248 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-249 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-250 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-251 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-252 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-253 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-254 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-255 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-256 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-257 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-258 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-259 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-260 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-261 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-262 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-263 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-264 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-265 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-266 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-267 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-268 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-269 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-270 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-271 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-272 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-273 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-274 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM3-275 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-276 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-277 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-278 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-279 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-280 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-281 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-282 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-283 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-284 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-285 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-286 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-287 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-288 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-289 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-290 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-291 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-292 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-293 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-294 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-295 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-296 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-297 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-298 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-299 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-300 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-301 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-302 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-303 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-304 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-305 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-306 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-307 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-308 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-309 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-310 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-311 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-312 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-313 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-314 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-315 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-316 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-317 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-318 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-319 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-320 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-321 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-322 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-323 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-324 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-325 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-326 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-327 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-328 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-329 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-330 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-331 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-332 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-333 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-334 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-335 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-336 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-337 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-338 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-339 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-340 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-341 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-342 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-343 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-344 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-345 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-346 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-347 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-348 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-349 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-350 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-351 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-352 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-353 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-354 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-355 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM3-356 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-357 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-358 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-359 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-360 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-361 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-362 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-363 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-364 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-365 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-366 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-367 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-368 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-369 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-370 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-371 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-372 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-373 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-374 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-375 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-376 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-377 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-378 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-379 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-380 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-381 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-382 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-383 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-384 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-385 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-386 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-387 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-388 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-389 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-390 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-391 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-392 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-393 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-394 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-395 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-396 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-397 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-398 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-399 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-400 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-401 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-402 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-403 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-404 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-405 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-406 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-407 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-408 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-409 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-410 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-411 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-412 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-413 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-414 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-415 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-416 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-417 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-418 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-419 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-420 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-421 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-422 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-423 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-424 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-426 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-427 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-428 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-429 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-430 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-431 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-432 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-433 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-434 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-435 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-436 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-437 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-438 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-439 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-440 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-441 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-442 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-443 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-444 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-445 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-446 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-447 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-448 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-449 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-450 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-451 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-452 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-453 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-454 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-455 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-456 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-457 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-458 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-459 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-460 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-461 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-462 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-463 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-465 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-466 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-467 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-468 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-469 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-470 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-471 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-472 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-473 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-474 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-475 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-476 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-477 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-478 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-479 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-480 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-481 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-482 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-483 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-484 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-485 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-486 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-487 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-488 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-489 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-490 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-491 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-492 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-493 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-494 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-495 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-496 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-498 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-499 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-500 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-501 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-502 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-503 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-504 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-505 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-506 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-507 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-508 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-509 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-510 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-511 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-512 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-513 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-514 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-515 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-516 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-517 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-518 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-519 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-520 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-521 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-522 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-523 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-524 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-525 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-526 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-527 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-528 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-529 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-530 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-531 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-532 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-533 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-534 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-535 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-536 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-537 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-538 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-539 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-540 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-541 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-542 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-543 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-544 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-545 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-546 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-547 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-548 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-549 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-550 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-551 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-552 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-553 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-554 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-555 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-556 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-557 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-558 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-559 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-560 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-561 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-562 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-563 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-564 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-565 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-566 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-567 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-568 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-569 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-570 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-571 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-572 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-573 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-574 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-575 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-576 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-577 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-578 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-579 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-580 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-581 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-582 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-583 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-584 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-585 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-586 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-587 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-588 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-589 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-590 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-591 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-592 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-593 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-594 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-595 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-596 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-597 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-598 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-599 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-600 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-601 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-602 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-603 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-604 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-605 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-606 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-607 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-608 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-609 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-610 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-611 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-612 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-613 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-614 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-615 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-616 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-617 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-618 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-619 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-620 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-621 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-622 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-623 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-624 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-625 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-626 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-627 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-628 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-629 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-630 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-631 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-632 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-633 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-634 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-635 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-636 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-637 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-638 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-639 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-640 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-641 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-642 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-643 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-644 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-645 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-646 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-647 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-648 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-649 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-650 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-651 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-652 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-653 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-654 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-655 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-656 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-657 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-658 |  |  | [Redacted] A C |
| XXXXXX-2025-NQM3-659 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-660 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-661 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-662 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-663 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-664 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-665 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-666 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-667 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-668 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-669 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-670 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-671 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-672 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-673 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-674 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-675 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-676 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-677 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-678 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-679 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-680 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-681 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-682 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-683 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-684 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-685 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-686 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-687 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-688 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-689 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-690 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-691 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-692 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-693 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-694 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-695 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-696 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-697 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-698 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-699 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-700 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-701 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-702 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-703 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-704 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-705 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-706 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-707 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-708 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-709 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-710 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-711 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-712 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-713 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-714 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-715 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-716 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-717 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-718 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-719 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-720 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-721 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-722 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-723 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-724 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-725 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-726 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-727 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-728 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-729 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-730 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-731 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-732 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-733 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-734 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-735 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-736 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-737 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-738 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-739 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-740 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-741 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-742 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-743 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-744 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-745 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-746 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-747 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-748 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-749 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-750 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-751 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-752 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-753 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-754 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-755 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-756 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-757 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-758 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-759 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-760 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-761 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-762 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM3-763 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-764 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-765 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM3-766 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-767 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-768 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-769 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-770 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-771 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-772 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-773 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-774 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-775 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-776 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-777 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-778 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-779 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-780 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-781 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-782 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-783 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-784 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-785 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-786 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM3-787 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-788 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-789 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-790 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-791 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-792 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-793 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-794 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-795 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-796 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-797 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-798 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-799 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-800 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-801 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-802 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-803 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-804 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-805 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-806 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-807 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-808 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-809 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-810 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-811 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-812 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-813 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-814 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-815 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-816 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-817 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-818 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-819 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-820 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-821 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-822 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-823 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM3-824 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-825 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-826 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-827 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-828 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-829 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-830 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-831 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-832 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-833 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-834 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-835 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-836 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-837 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-838 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-839 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-840 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-841 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-842 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-843 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-844 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-845 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-846 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-847 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-848 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-849 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-850 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-851 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-852 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-853 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-854 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-855 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-856 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-857 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-858 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-859 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-860 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-861 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-862 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-863 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-864 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-865 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-866 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-867 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-868 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-869 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-870 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-871 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-872 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-873 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-874 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-875 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-876 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-877 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-878 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-879 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-880 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-881 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-882 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-883 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-884 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-885 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-886 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-887 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-888 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-889 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-890 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-891 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-892 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-893 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-894 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-895 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-896 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-897 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-898 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-899 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-900 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-901 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-902 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-903 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-904 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-905 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-906 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-907 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-908 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-909 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-910 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-911 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-912 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-913 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-914 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-915 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-916 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-917 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-918 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-919 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-920 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-921 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-922 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-923 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-924 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-925 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-926 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-927 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-928 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-929 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-930 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-931 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-932 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-933 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-934 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-935 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM3-936 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-937 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-938 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-939 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-940 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-941 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-942 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-943 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-944 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-945 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-946 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-947 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-948 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-949 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-950 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-951 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-952 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM3-953 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-954 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-955 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-956 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-957 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-958 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-959 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-960 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-961 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-962 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-963 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-964 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-965 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-966 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-967 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-968 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-969 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-970 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-971 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-972 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-973 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-974 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-975 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-976 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-977 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-978 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-979 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-980 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-981 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-982 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-983 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-984 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-985 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM3-986 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-987 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-988 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-989 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-990 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-991 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-992 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-993 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-994 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-995 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-996 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-997 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-998 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-999 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1000 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1001 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1002 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-1003 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1004 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1005 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-1006 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1007 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1008 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1009 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1010 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1011 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1012 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1013 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1014 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1015 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1016 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1017 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1018 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1019 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1020 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1021 |  |  | [Redacted] A |
| XXXXXX-2025-NQM3-1022 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1023 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1024 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1025 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-1026 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1027 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1028 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1029 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1030 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1031 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1032 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1033 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1034 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1035 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1036 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1037 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1038 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1039 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1040 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1041 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-1042 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1043 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1044 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1045 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1046 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1047 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1048 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1049 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1050 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1051 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1052 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1053 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1054 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1055 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1056 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM3-1057 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1058 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1059 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1060 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1061 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1062 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1063 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1064 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM3-1065 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1066 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM3-1067 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1068 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1069 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1070 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1071 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1072 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1073 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1074 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1075 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1076 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1077 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1078 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1079 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1080 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1081 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1082 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1083 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1084 |  | [Redacted] | [Redacted] D A B |
| XXXXXX-2025-NQM3-1085 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1086 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1087 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM3-1088 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM3-1089 |  |  | [Redacted] D A |

---

## Exhibit 99.4

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.4**

![](missionlogo.jpg)

---

| |
|:---|
| **Rating Agency Grades Detail Report** |
| **2025_ADMT-NQM3_Final** |
| **Run Date - 7/21/2025 16:00:00 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXXXX-2025-NQM3-1 |  | B A | Closed | FVAL9739 | 2024-05-13 16:42 | 2024-05-14 08:56 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-No SSR for Freddie. CU score is low, value confirmed. Allow as is. Page 242 - Due Diligence Vendor-05/13/2024 |  | Waived-No SSR for Freddie. CU score is low, value confirmed. Allow as is. Page 242 - Due Diligence Vendor-05/13/2024<br>|  | No credit events past 40 months, No mortgage late payments in last 24 months, No consumer late payments in the last 24 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1680878 |
| XXXXXX-2025-NQM3-2 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-3 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-4 |  | D B A | Closed | FCOM1227 | 2024-06-28 13:22 | 2024-07-29 12:40 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved- - Due Diligence Vendor-07/29/2024 <br>Ready for Review-Document Uploaded. please find attached - Buyer-07/29/2024 <br>Counter-unable to open - Due Diligence Vendor-07/29/2024 <br>Ready for Review-Document Uploaded. Please find revised Mortgage w/ PUD Rider attached - Buyer-07/29/2024 <br>Open-PUD Rider is Missing - Appraisal indicates property is a PUD and 1008 shows HOA monthly payment of$453 month - Due Diligence Vendor-06/28/2024 |  |  |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 1907064 |
| XXXXXX-2025-NQM3-4 |  | D B A | Closed | FVAL9739 | 2024-06-28 13:31 | 2024-06-28 13:33 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception requested for Leasehold property - Due Diligence Vendor-06/28/2024 |  | Waived-Exception requested for Leasehold property - Due Diligence Vendor-06/28/2024<br>|  | No credit events past 40 months, LTV 10% below maximum, and Credit score > 20 points than minimum required. |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1907158 |
| XXXXXX-2025-NQM3-5 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-6 |  | D B A | Closed | FCRE1964 | 2024-07-05 14:35 | 2024-07-11 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-CPA letter is in the file and is not missing. While the actual % owned is missing, the CPA does state both borrowers are only owners. Underwriter assumed t is reasonable to assume a 50/50% ownership interest. Explanation is acceptable no waiver required. - Due Diligence Vendor-07/21/2025 <br>Open-As per CPA letter on page #629 of 725, both the borrowers are the only owners of the business. However need supporting document to verify each borrower ownership % in the business. - Due Diligence Vendor-07/05/2024 |  | Resolved-CPA letter is in the file and is not missing. While the actual % owned is missing, the CPA does state both borrowers are only owners. Underwriter assumed t is reasonable to assume a 50/50% ownership interest. Explanation is acceptable no waiver required. - Due Diligence Vendor-07/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 1940017 |
| XXXXXX-2025-NQM3-6 |  | D B A | Closed | FCRE1228 | 2024-07-04 14:06 | 2024-07-04 14:06 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 8 NSFs.<br> \*Approved Conditions: +0.25 in price, [Redacted] max.<br> \*Exception form is on page #667 of 725 - Due Diligence Vendor-07/04/2024 |  | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 8 NSFs.<br> \*Approved Conditions: +0.25 in price, [Redacted] max.<br> \*Exception form is on page #667 of 725 - Due Diligence Vendor-07/04/2024<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1933893 |
| XXXXXX-2025-NQM3-7 |  | C A | Closed | FCRE1995 | 2024-07-10 11:22 | 2024-07-11 11:59 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out - Due Diligence Vendor-07/11/2024 <br>Ready for Review-Yes, EMD was backed out, please disregard - Buyer-07/11/2024 <br>Open-Earnest Money Deposit is Missing in the file, I Received Letter of explanation page no 325 Regarding EMD. - Due Diligence Vendor-07/10/2024 |  | Resolved-EMD backed out - Due Diligence Vendor-07/11/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1962616 |
| XXXXXX-2025-NQM3-7 |  | C A | Closed | FCRE9991 | 2024-07-10 12:12 | 2024-07-11 11:58 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr is now matching - Due Diligence Vendor-07/11/2024 <br>Ready for Review-Document Uploaded. 1008 with PITIA of $2,266.66 was sent previously, please see attached for your reference. $2,750/$2,266.66=1.213 - Buyer-07/11/2024 <br>Open-There is Variance 0.063 , PITIA matches 1008 at $2155.78, used Rent amount $2750 From 1007 Document, Which gives the Final DSCR 1.276. Versus Ordinator DSCR Of 1.213. - Due Diligence Vendor-07/10/2024 |  | Resolved-dscr is now matching - Due Diligence Vendor-07/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1963137 |
| XXXXXX-2025-NQM3-8 |  | B A | Closed | FVAL5524 | 2024-07-05 13:03 | 2024-07-05 13:03 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for Condotel with Kitchenette - page 249 - Due Diligence Vendor-07/05/2024 |  | Waived- - lender granted exception for Condotel with Kitchenette - page 249 - Due Diligence Vendor-07/05/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1939155 |
| XXXXXX-2025-NQM3-9 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-10 |  | C A | Closed | FCRE8860 | 2024-08-01 16:16 | 2024-08-06 10:12 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-Agree. Lock was before changes. - Due Diligence Vendor-08/06/2024 <br>Ready for Review-According to Rate sheet actual on lock date (06/07/2024) for loan with DSCR ratio <0.75 max allowed [Redacted] and minimum required FICO is 680. Loan meets those requirements. - Buyer-08/06/2024 <br>Open-DSCR score is 0.67 and per guideline DSCR score <0.75 is not allowed. - Due Diligence Vendor-08/01/2024 |  | Resolved-Agree. Lock was before changes. - Due Diligence Vendor-08/06/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2106650 |
| XXXXXX-2025-NQM3-11 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-12 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-13 |  | B A | Closed | FCOM4028 | 2024-08-27 08:36 | 2024-08-29 07:00 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2024 <br>Ready for Review-ok - Buyer-08/29/2024 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-08/27/2024 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2260235 |
| XXXXXX-2025-NQM3-13 |  | B A | Closed | FCRE8611 | 2024-08-27 12:12 | 2024-08-28 08:13 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Does not meet rental income requirements for program<br> Used Rental Income for [Redacted], not on Sch E - Due Diligence Vendor-08/27/2024 |  | Waived-Does not meet rental income requirements for program<br> Used Rental Income for [Redacted], not on Sch E - Due Diligence Vendor-08/27/2024<br>|  | DTI>=10% lower than loan program, Credit score >40 points than minimum required, and Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2262751 |
| XXXXXX-2025-NQM3-14 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-15 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-16 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-17 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| XXXXXX-2025-NQM3-18 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-19 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-20 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-21 |  | C A | Closed | FCRE1995 | 2024-09-16 05:35 | 2024-10-02 10:16 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Resolved 10/2/2024- Lender backed out EMD<br> Ready To review: 10/2/2024 Document Uploaded. UW response provided. EMD was backed out of available funds. Verification is not required.<br> Open 9/16/2024- Evidence of Earnest Money Deposit is Partial or Missing - Due Diligence Vendor-09/16/2024 |  | Resolved-Resolved 10/2/2024- Lender backed out EMD<br> Ready To review: 10/2/2024 Document Uploaded. UW response provided. EMD was backed out of available funds. Verification is not required.<br> Open 9/16/2024- Evidence of Earnest Money Deposit is Partial or Missing - Due Diligence Vendor-09/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2378887 |
| XXXXXX-2025-NQM3-22 |  | C A | Closed | FCRE1995 | 2024-09-17 07:32 | 2024-09-18 09:12 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof EMD sent now present - Due Diligence Vendor-09/18/2024 <br> Ready for Review-Document Uploaded. EMD wire confirmation is attached.<br> - Buyer-09/18/2024 <br> Open-No EMD amount per Final CD in Page #18 Closing Pkg but Subject property is Arm length sale per Appraisal Report in Page #4 Credit Pkg that reflects EMD of [Redacted]. Please provide supporting documentation to verify the same. - Due Diligence Vendor-09/17/2024 |  | Resolved-proof EMD sent now present - Due Diligence Vendor-09/18/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2388099 |
| XXXXXX-2025-NQM3-23 |  | B A | Closed | FCRE9802 | 2024-09-17 06:31 | 2024-09-17 08:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program Borrower is First Time Home Buyer. Borrower previously had ownership for 12 years per Final 1003 Page #74 Signed Closing Pkg whereas related documents missing in File. Hence, Proceeded file as First Time Home Buyer. Related Exception Form in the File page no #296- Credit Package. - Due Diligence Vendor-09/17/2024 |  | Waived-Borrower cannot be first time homebuyer for this program Borrower is First Time Home Buyer. Borrower previously had ownership for 12 years per Final 1003 Page #74 Signed Closing Pkg whereas related documents missing in File. Hence, Proceeded file as First Time Home Buyer. Related Exception Form in the File page no #296- Credit Package. - Due Diligence Vendor-09/17/2024<br>|  | 1. No consumer late payments in the last 24 months: There is no Late payments last 24 months per CBR Page #375 Credit pkg<br> 2. 2+ borrowers on the loan : This loan type is Joint,<br> 3. Credit score >40 points than minimum required: Guideline Min Fico is 660, Qualifying FICO is 715 with difference 55 which is >40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2387513 |
| XXXXXX-2025-NQM3-24 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-25 |  | B A | Closed | FVAL5385 | 2024-09-18 04:04 | 2024-09-18 05:18 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Property listed for sale between 02/12/2024 and 08/23/2024 for $[Redacted]which is within last 6 months. However, Exception Form in the file page no #448 - Due Diligence Vendor-09/18/2024 |  | Waived-Property listed for sale between 02/12/2024 and 08/23/2024 for $349,900 which is within last 6 months. However, Exception Form in the file page no #448 - Due Diligence Vendor-09/18/2024<br>|  | 1. No mortgage late payments in the last 24 months : No late payments per Credit Report page #535<br> 2. 5+ years credit history : Oldest Tradeline date is 01/31/2012 which is > 5 years from closing date<br> 3. No consumer late payments in the last 24 months : No late payments per Credit Report page #535<br> 4. No credit events past 40 months : No Credit Events per Credit Report page #535 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2396602 |
| XXXXXX-2025-NQM3-26 |  | B A | Closed | FVAL5474 | 2024-09-19 10:10 | 2024-09-19 10:10 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for condo reserves and repairs - page 693 - Due Diligence Vendor-09/19/2024 |  | Waived- - lender granted exception for condo reserves and repairs - page 693 - Due Diligence Vendor-09/19/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2410449 |
| XXXXXX-2025-NQM3-27 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-28 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-29 |  | B A | Closed | FCRE9991 | 2024-09-20 08:00 | 2024-10-24 07:40 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-[Redacted] provided and score now updated. - Due Diligence Vendor-10/24/2024 <br>Ready for Review-Document Uploaded. Please find [Redacted] report, revised Lock form and Tape. As per Credit committee, we are able to have guidelines loosing for actual files, please apply the recent GL for this loan. - Buyer-10/23/2024 <br>Open-DSCR score is off by 0.397. Lender's score: 1.282<br> - Document in file 1007 Pg. no 181 of 329 with rent $0 and Lease on Pg. no 68 of 329 with rent $1000. 1008 reads $1,450<br> - No other rent document in file to support lender's income. PITIA matches.<br> - DSCR score should be Rent $1000/ PITI $1,130.38= 0.885 - Due Diligence Vendor-09/20/2024 |  | Resolved-[Redacted] provided and score now updated. - Due Diligence Vendor-10/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2417145 |
| XXXXXX-2025-NQM3-29 |  | B A | Closed | FCRE1491 | 2024-09-20 07:16 | 2024-09-20 07:20 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements - As per guide at least most recent 2 months of bank statement required for refinance cash-out transaction .<br> - Exception form provided to allow letter provided by borrower instead of 2 months bank statement<br> - Exception form on Pg. no 80 of 329<br> - Approved Condition - 0.25 to price - Due Diligence Vendor-09/20/2024 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements - As per guide at least most recent 2 months of bank statement required for refinance cash-out transaction .<br> - Exception form provided to allow letter provided by borrower instead of 2 months bank statement<br> - Exception form on Pg. no 80 of 329<br> - Approved Condition - 0.25 to price - Due Diligence Vendor-09/20/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2416679 |
| XXXXXX-2025-NQM3-30 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-31 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-32 |  | D B A | Closed | FCRE1161 | 2024-09-23 13:52 | 2024-09-25 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-09/25/2024 <br>Ready for Review-Document Uploaded. Please review uploaded flood certificate - Buyer-09/25/2024 <br>Open-Missing Flood Certificate Flood Certificate missing in file - Due Diligence Vendor-09/23/2024 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-09/25/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2438936 |
| XXXXXX-2025-NQM3-32 |  | D B A | Closed | FCRE1194 | 2024-09-23 14:44 | 2024-09-24 10:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV - As per Guide New construction PUD [Redacted] max [Redacted]<br> Exception form provided to allow [Redacted]<br> Exception form page #398<br> Approved Conditions: +0.25 to price, DSCR must be higher than 1 - Due Diligence Vendor-09/23/2024 |  | Waived-LTV - As per Guide New construction PUD [Redacted] max [Redacted]<br> Exception form provided to allow [Redacted]<br> Exception form page #398<br> Approved Conditions: +0.25 to price, DSCR must be higher than 1 - Due Diligence Vendor-09/23/2024<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, min borrower contribution exceeds requirement of 20% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2439633 |
| XXXXXX-2025-NQM3-33 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-34 |  | C B A | Closed | FCRE1995 | 2024-09-25 02:32 | 2024-09-26 08:03 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender backed out EMD - Due Diligence Vendor-09/26/2024 <br> Ready for Review-Document Uploaded. Earnest money deposit was backed out - Buyer-09/26/2024 <br> Open-Please provide supporting documentation to verify EMD of [Redacted] reflecting in Final CD Page #3 Signed Closing Pkg - Due Diligence Vendor-09/25/2024 |  | Resolved-lender backed out EMD - Due Diligence Vendor-09/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2450403 |
| XXXXXX-2025-NQM3-34 |  | C B A | Closed | FCRE1158 | 2024-09-25 01:01 | 2024-09-25 02:20 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Condo requires owners to carry hazard/wind home policy. However, Related exception document in page # 2,3, 110 of [Redacted].pdf - Due Diligence Vendor-09/25/2024 |  | Waived-Condo requires owners to carry hazard/wind home policy. However, Related exception document in page # 2,3, 110 of [Redacted].pdf - Due Diligence Vendor-09/25/2024 |  | No credit events past 40 months, - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-no late payments for Mortgage tradelines in CBR page # 96 of Delgado2.pdf for last 2 years <br> 5+ years credit history-verified with oldest tradeline date in CBR page # 96 of Delgado2.pdf is 09/21/2001 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2450114 |
| XXXXXX-2025-NQM3-35 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-36 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-37 |  | D B A | Closed | FCRE5116 | 2024-09-24 05:25 | 2024-09-25 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-document now present - Due Diligence Vendor-09/25/2024 <br> Ready for Review-Document Uploaded. Please review uploaded Note .The first payment is due in November 1st, 2024 - Buyer-09/25/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-09/24/2024 |  | Resolved-document now present - Due Diligence Vendor-09/25/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2442185 |
| XXXXXX-2025-NQM3-37 |  | D B A | Closed | FCRE1174 | 2024-09-24 04:46 | 2024-09-24 08:20 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master policy doesn't cover building ordinance and law. However exception document in page 317 of [Redacted] credit package.pdf - Due Diligence Vendor-09/24/2024 |  | Waived-Master Condo Insurance Policy Partially Provided Master policy doesn't cover building ordinance and law. However exception document in page 317 of [Redacted] credit package.pdf - Due Diligence Vendor-09/24/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 101 of Credit Package.pdf is 04/01/2005<br> 3. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 35.77%<br>|  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2442007 |
| XXXXXX-2025-NQM3-38 |  | D A | Closed | FCRE3876 | 2024-09-28 09:57 | 2024-10-02 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O Now present - Due Diligence Vendor-10/02/2024 <br>Ready for Review-Document Uploaded. Please review uploaded title E&O policy - Buyer-10/02/2024 <br>Open-Title O&E Policy is Missing or Expired - missing - Due Diligence Vendor-09/28/2024 |  | Resolved-E&O Now present - Due Diligence Vendor-10/02/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2478724 |
| XXXXXX-2025-NQM3-39 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-40 |  | A | Closed | FCRE9991 | 2024-10-04 02:48 | 2024-10-10 15:23 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score is now 1 - Due Diligence Vendor-10/10/2024 <br>Ready for Review-Document Uploaded. added HOA amount of $481 for DSCR calculation. Please find attached updated tape and lock - Buyer-10/10/2024 <br>Open-Lender did not consider HOA amount of $481 for DSCR calculation. HOA verified from Page #8_[Redacted].pdf<br> calculation as follows<br> Originator DSCR Is 1.264 and the Calculated DSCR is 1.00, the Variance is 0.264. Calculated Rent amount from Appraisal Report in page #15 of [Redacted] [Redacted].pdf. DSCR calculation : Rent amount $2,300 / PITIA $2299.86+ = 1.00 - Due Diligence Vendor-10/04/2024 |  | Resolved-DSCR score is now 1 - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2523066 |
| XXXXXX-2025-NQM3-41 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-42 |  | D A | Closed | FCRE8002 | 2024-10-07 07:51 | 2024-10-14 10:27 | Resolved | 1 - Information C A | Credit | Closing | Note Incomplete - Missing Signature(s) | Resolved-lender has accepted signatures as is - Due Diligence Vendor-10/14/2024 <br> Ready for Review-Borrower [Redacted] is the only owner on LLC that's why she signs as a member, but co-borrower is her spouse without ownership in LLC they closed. That is why in this case the hybrid is okay - Buyer-10/11/2024 <br> Open-Bwr 2 signed as an individual while the llc member signed as business - please confirm the hybrid is okay. - Due Diligence Vendor-10/07/2024 |  | Resolved-lender has accepted signatures as is - Due Diligence Vendor-10/14/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2540232 |
| XXXXXX-2025-NQM3-42 |  | D A | Closed | FCRE1964 | 2024-10-09 15:53 | 2024-10-11 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-transcripts now present - Due Diligence Vendor-10/11/2024 <br>Ready for Review-Document Uploaded. Please see both borrowers' IRS Transcripts in the attachment - Buyer-10/10/2024 <br>Open-Missing irs transcripts - Due Diligence Vendor-10/09/2024 |  | Resolved-transcripts now present - Due Diligence Vendor-10/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2564598 |
| XXXXXX-2025-NQM3-43 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-44 |  | D A | Closed | FCRE5116 | 2024-10-06 03:04 | 2024-10-10 09:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-notes and CDs for new loans now present - Due Diligence Vendor-10/10/2024 <br> Ready for Review-Document Uploaded. Requested documents provided - Buyer-10/10/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO " [Redacted] with balance 1[Redacted]" and and "[Redacted] with balance amount [Redacted]" - Due Diligence Vendor-10/06/2024 |  | Resolved-notes and CDs for new loans now present - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2535911 |
| XXXXXX-2025-NQM3-45 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-46 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-47 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-48 |  | D A | Closed | FVAL4940 | 2024-10-07 04:31 | 2024-10-10 10:58 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender confirmed PUD so no questionnaire needed - Due Diligence Vendor-10/10/2024 <br>Ready for Review-Document Uploaded. Specific zoning clarification is PUD, so we should treat it as a PUD. Condominium Questionnaire is n/a. - Buyer-10/09/2024 <br>Open-Please provide Condominium Questionnaire as it is missing in the file - Subject Property type yet to confirm - finding added accordingly - Due Diligence Vendor-10/07/2024 |  | Resolved-lender confirmed PUD so no questionnaire needed - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2538619 |
| XXXXXX-2025-NQM3-48 |  | D A | Closed | FVAL9739 | 2024-10-07 07:14 | 2024-10-10 10:57 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-zoned PUD and closed as one. Appraisal form is condo. lender is accepting docs as is - Due Diligence Vendor-10/10/2024 <br>Ready for Review-Document Uploaded. Specific zoning clarification is PUD, so we should treat it as a PUD. - Buyer-10/09/2024 <br>Open-Provided DOT in Page #28 Signed Closing Pkg indicates PUD rider, but subject property is Condo per Appraisal Report in Page #8 Credit pkg. <br> Provided 1008 & Approval document also reflects subject property as PUD. <br> Please provide supporting documentation to confirm subject property type - Due Diligence Vendor-10/07/2024 |  | Resolved-zoned PUD and closed as one. Appraisal form is condo. lender is accepting docs as is - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2539746 |
| XXXXXX-2025-NQM3-49 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-50 |  | B A | Closed | FPRO1250 | 2024-10-08 23:31 | 2024-10-09 07:59 | Waived | 2 - Non-Material B | Property | Property | Property Condition Rating Does Not Meet Program Requirements | Waived-Primary Value Valuation Property Condition Rating Does Not Meet Program Requirements Guidelines do not allow if Appraisal condition is above C4 whereas per Appraisal Report in Page #16 - Subject property condition is C5, however exception document in page # 446 of 595 - Due Diligence Vendor-10/09/2024 |  | Waived-Primary Value Valuation Property Condition Rating Does Not Meet Program Requirements Guidelines do not allow if Appraisal condition is above C4 whereas per Appraisal Report in Page #16 - Subject property condition is C5, however exception document in page # 446 of 595 - Due Diligence Vendor-10/09/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-no late payments for Mortgage tradelines in CBR page # 581 of 595 for last 2 years<br> 5+ years credit history-Oldest tradeline date in CBR page # 581 of Credit Package.pdf is 10/01/1990<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #581 of 595<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 34.03% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2556731 |
| XXXXXX-2025-NQM3-51 |  | D B A | Closed | FVAL4940 | 2024-10-09 03:06 | 2024-10-11 07:16 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender provided proof this project is lender approved - Due Diligence Vendor-10/11/2024 <br>Ready for Review-Document Uploaded. Please see the approval for condo project. - Buyer-10/10/2024 <br>Counter-Need waiver since 5 owners own 45 units each - Due Diligence Vendor-10/10/2024 <br>Ready for Review-Document Uploaded. Condominium Questionnaire is attached. - Buyer-10/10/2024 <br>Open-Please provide Condominium Questionnaire as it is missing in the file - Due Diligence Vendor-10/09/2024 |  | Resolved-lender provided proof this project is lender approved - Due Diligence Vendor-10/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2557221 |
| XXXXXX-2025-NQM3-51 |  | D B A | Closed | FCRE1172 | 2024-10-10 11:08 | 2024-10-10 11:09 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Minimum Coverage Not Met | Resolved-flood ins provided - Due Diligence Vendor-10/10/2024 <br>Open-Flood Insurance Coverage Amount does not meet minimum required coverage amount - Due Diligence Vendor-10/10/2024 |  | Resolved-flood ins provided - Due Diligence Vendor-10/10/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2570132 |
| XXXXXX-2025-NQM3-51 |  | D B A | Closed | FCRE1164 | 2024-10-09 05:06 | 2024-10-10 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-10/10/2024 <br> Ready for Review-Document Uploaded. Flood Insurance is included in Master Policy, p.2. Flood Zone type usually is not specified in [Redacted].<br> - Buyer-10/10/2024 <br> Open-Missing Flood Insurance Policy Subject property is in Flood Zone AE per Flood Certificate in Page #308 Credit Pkg but related Flood Insurance missing in File. - Due Diligence Vendor-10/09/2024 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2557608 |
| XXXXXX-2025-NQM3-51 |  | D B A | Closed | FVAL5472 | 2024-10-09 03:13 | 2024-10-09 05:36 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Condo is less than 500 sq feet, however we have exception in page#278 & 279_Credit Package.pdf - Due Diligence Vendor-10/09/2024 |  | Waived-Condo is less than 500 sq feet, however we have exception in page#278 & 279_Credit Package.pdf - Due Diligence Vendor-10/09/2024<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #151_Credit Package.pdf<br> LTV 10% below maximum - Guideline LTV is 80% and Qualifying LTV is 47.9%, variance is 32.1% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2557235 |
| XXXXXX-2025-NQM3-52 |  | C A | Closed | FCRE1148 | 2024-10-10 00:48 | 2024-10-14 14:15 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-title coverage updated - Due Diligence Vendor-10/14/2024 <br> Ready for Review-Document Uploaded. Updated document provided - Buyer-10/14/2024 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted] Please provide updated Title Report or Supplemental Title Report as the Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted] - Due Diligence Vendor-10/10/2024 |  | Resolved-title coverage updated - Due Diligence Vendor-10/14/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2566008 |
| XXXXXX-2025-NQM3-53 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-54 |  | D A | Closed | FVAL1039 | 2024-10-10 08:39 | 2024-10-14 15:03 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present - Due Diligence Vendor-10/14/2024 <br>Ready for Review-Document Uploaded. - Buyer-10/14/2024 <br>Open-Please provide valid Secondary Valuation since CU score is 4 Pages #228 & 230 - Due Diligence Vendor-10/11/2024 |  | Resolved-avm now present - Due Diligence Vendor-10/14/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2568133 |
| XXXXXX-2025-NQM3-55 |  | D B A | Closed | FCRE1335 | 2024-10-15 18:51 | 2024-10-23 06:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-10/23/2024 <br>Resolved-Received IRS transcripts - Due Diligence Vendor-10/23/2024 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-10/22/2024 <br>Open-Borrower 1 IRS Transcripts Missing - Due Diligence Vendor-10/16/2024 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-10/23/2024 <br>Resolved-Received IRS transcripts - Due Diligence Vendor-10/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2606917 |
| XXXXXX-2025-NQM3-55 |  | D B A | Closed | FVAL5524 | 2024-10-14 13:56 | 2024-10-14 13:56 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for having only one HUD plate. The HUD plate on this manufactured home is not attached on all sections of the exterior. - page 98<br> - Due Diligence Vendor-10/14/2024 |  | Waived- - lender granted exception for having only one HUD plate. The HUD plate on this manufactured home is not attached on all sections of the exterior. - page 98<br> - Due Diligence Vendor-10/14/2024<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2594134 |
| XXXXXX-2025-NQM3-55 |  | D B A | Closed | FCRE1158 | 2024-10-14 13:55 | 2024-10-14 13:55 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived- - lender granted exception for cash value ins policy. Due to the age of the manufactured home, the ins said that only [Redacted] is available for insurance. - page 97 - Due Diligence Vendor-10/14/2024 |  | Waived- - lender granted exception for cash value ins policy. Due to the age of the manufactured home, the ins said that only [Redacted] is available for insurance. - page 97 - Due Diligence Vendor-10/14/2024 |  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2594103 |
| XXXXXX-2025-NQM3-56 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-57 |  | C A | Closed | FPRO116 | 2024-10-16 10:55 | 2024-10-29 13:18 | Resolved | 1 - Information C A | Property | Property | Other Property/Value Finding | Resolved-lender adjusted CLTV and value as didnt have improvements documented. - Due Diligence Vendor-10/29/2024 <br> Ready for Review-Document Uploaded. We received some receipts, but the total sum was not sufficient, so we have updated AV to previous sale price $[Redacted] <br> Please find attached<br> updated tape - Buyer-10/29/2024 <br> Open-missing proof of documented improvements. guidelines say If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV. - Due Diligence Vendor-10/16/2024 |  | Resolved-lender adjusted CLTV and value as didnt have improvements documented. - Due Diligence Vendor-10/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 2613061 |
| XXXXXX-2025-NQM3-57 |  | C A | Closed | FCRE9991 | 2024-10-16 10:50 | 2024-10-18 15:28 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI - Due Diligence Vendor-10/18/2024 <br> Ready for Review-Document Uploaded. SUW: There was a system glitch and I have now fixed it.<br>Kindly see attached tape and lock with DTI reflected: 15.198 - Buyer-10/18/2024 <br> Open-DTI should be 15.20%. Lender counted the primary housing of $[Redacted] twice. - Due Diligence Vendor-10/16/2024 |  | Resolved-lender updated DTI - Due Diligence Vendor-10/18/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 2612993 |
| XXXXXX-2025-NQM3-57 |  | C A | Closed | FCRE1156 | 2024-10-16 10:40 | 2024-10-18 15:26 | Resolved | 1 - Information C A | Credit | Insurance | Named Insured on Hazard Insurance does not match Borrower(s) Name(s) | Resolved-Lender has reviewed and accepted only 1 borrower name while there are 2 borrower on title - Due Diligence Vendor-10/18/2024 <br>Ready for Review- we only need 1 borrower there - Buyer-10/18/2024 <br>Open-Named Insured does not match Borrower(s) Name(s) b2 name missing - Due Diligence Vendor-10/16/2024 |  | Resolved-Lender has reviewed and accepted only 1 borrower name while there are 2 borrower on title - Due Diligence Vendor-10/18/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 2612824 |
| XXXXXX-2025-NQM3-58 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-59 |  | C A | Closed | FCRE9806 | 2024-10-21 18:07 | 2024-10-22 08:00 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-payments present - Due Diligence Vendor-10/22/2024 <br>Ready for Review-Document Uploaded. - Buyer-10/22/2024 <br>Open- missing payment info for other 2 investment properties. - Due Diligence Vendor-10/22/2024 |  | Resolved-payments present - Due Diligence Vendor-10/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2652027 |
| XXXXXX-2025-NQM3-60 |  | C A | Closed | FCRE9806 | 2024-10-18 08:52 | 2024-10-23 06:44 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-Notes on other properties received, too new to rate. Clears findings - Due Diligence Vendor-10/23/2024 <br> Ready for Review-Document Uploaded. Please review uploaded Notes for both REO's - Buyer-10/22/2024 <br> Open-File is missing verification of the two other concurrent refinances with lender - each reflect $[Redacted] negative rent. (amt used in DTI calc) REO are [Redacted] and [Redacted]. - Due Diligence Vendor-10/18/2024 |  | Resolved-Notes on other properties received, too new to rate. Clears findings - Due Diligence Vendor-10/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2631579 |
| XXXXXX-2025-NQM3-61 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-62 |  | C A | Closed | FCRE1253 | 2024-10-17 04:31 | 2024-10-23 12:48 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Received proof of tax - Due Diligence Vendor-10/23/2024 <br>Ready for Review-We use [Redacted] cert as a tax cert. We're not requiring actual tax cert if [Redacted] cert is in the file. - Buyer-10/23/2024 <br>Ready for Review-Document Uploaded. UW1: I believe that we do not need tax certificate in that case. We proceed with projected taxes as the highest amount.<br>Current taxes are reflected on p.6 of prelim title at the amount of $2,585.46. - Buyer-10/23/2024 <br>Open-Missing Property Tax Cert Please provide Tax Certificate as it is missing in File. As of now, Considered tax amount from Page #225 [Redacted].pdf to avoid DSCR discrepancy - Due Diligence Vendor-10/17/2024 |  | Resolved-Received proof of tax - Due Diligence Vendor-10/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2618953 |
| XXXXXX-2025-NQM3-63 |  | D A C | Closed | FCRE1148 | 2024-10-18 10:08 | 2024-10-24 07:45 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-corrected title commitment now present - Due Diligence Vendor-10/24/2024 <br> Ready for Review-Document Uploaded. - Buyer-10/24/2024 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]- Due Diligence Vendor-10/18/2024 |  | Resolved-corrected title commitment now present - Due Diligence Vendor-10/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2632754 |
| XXXXXX-2025-NQM3-63 |  | D A C | Closed | FCRE5116 | 2024-10-18 05:58 | 2024-10-22 07:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received statements showing no lates - Due Diligence Vendor-10/22/2024 <br> Ready for Review-Document Uploaded. - Buyer-10/22/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing VOM for [Redacted] (another loan with lender) - Due Diligence Vendor-10/18/2024 |  | Resolved-Received statements showing no lates - Due Diligence Vendor-10/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2629692 |
| XXXXXX-2025-NQM3-63 |  | D A C | Closed | FVAL7502 | 2024-10-18 05:59 | 2024-10-22 07:36 | Resolved | 1 - Information C A | Property | Property | Subject property was listed for sale within a time period not allowed per guidelines | Resolved-Received corrected appraisal with new information that property has not been sold in last 6 months - Due Diligence Vendor-10/22/2024 <br>Ready for Review-Document Uploaded. we have the correct appraisal report that shows no listing for the property. - Buyer-10/22/2024 <br>Open-loan app taken on 08/24 and listing was cancelled on 8/28, does not meet guidelines To be eligible for a Rate/Term refinance, the subject property must be taken off the market on or before the application date - Due Diligence Vendor-10/18/2024 |  | Resolved-Received corrected appraisal with new information that property has not been sold in last 6 months - Due Diligence Vendor-10/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2629700 |
| XXXXXX-2025-NQM3-64 |  | C A | Closed | FCRE1253 | 2024-10-18 00:26 | 2024-10-23 06:26 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-10/23/2024 <br>Resolved-Received proof of taxes - Due Diligence Vendor-10/23/2024 <br>Ready for Review-Please refer to page 181 of the credit package uploaded to the portal. Property tax amount is $3,931.26/12=$327.61. Final 1008 reflects $327.61. Property tax amount and tax cert are correct. - Buyer-10/22/2024 <br>Open-Missing Property Tax Cert Property Tax amount not matching with Tax Cert in Page #698-Credit Pkg, Please Provide Valid Property Tax Document. As of now, Considered from Page #181 Credit Pkg to avoid DSCR discrepancy - Due Diligence Vendor-10/18/2024 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-10/23/2024 <br>Resolved-Received proof of taxes - Due Diligence Vendor-10/23/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2628445 |
| XXXXXX-2025-NQM3-65 |  | D A | Closed | FCRE6019 | 2024-10-21 05:29 | 2024-10-28 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-10/28/2024 <br> Resolved-corrected citizenship on app now present - Due Diligence Vendor-10/28/2024 <br> Ready for Review-Document Uploaded. Please see updated 1003. - Buyer-10/25/2024 <br> Counter-need corrected 1003 to show [Redacted] - Due Diligence Vendor-10/25/2024 <br> Ready for Review-Document Uploaded. Borrower is the [Redacted] passport holder. - Buyer-10/25/2024 <br> Open-Please provide the citizenship documentation as it is missing in the file Borrower is Permanent Resident Alien and Permanent Resident Card missing in File - Due Diligence Vendor-10/21/2024 |  | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-10/28/2024 <br>Resolved-corrected citizenship on app now present - Due Diligence Vendor-10/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2644497 |
| XXXXXX-2025-NQM3-65 |  | D A | Closed | FCRE3876 | 2024-10-21 04:28 | 2024-10-28 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-now present - Due Diligence Vendor-10/28/2024 <br>Ready for Review-Document Uploaded. Please see E&O Policy attached. - Buyer-10/25/2024 <br>Open-Title O&E Policy is Missing or Expired Please provide title agency document as the provided document has been expired #349_Credit Package.pdf - Due Diligence Vendor-10/21/2024 |  | Resolved-now present - Due Diligence Vendor-10/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2644144 |
| XXXXXX-2025-NQM3-66 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-67 |  | C A | Closed | FCRE9802 | 2024-10-28 07:02 | 2024-10-31 06:55 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Resolved-fraud guard reveals prior ownership - Due Diligence Vendor-10/31/2024 <br> Ready for Review-Document Uploaded. Borrower is not FTHB. Fraud guard report verified that property "[Redacted]" was owned by borrower from 12/9/2009 to 2/14/2022. - Buyer-10/30/2024 <br> Open-Borrower cannot be first time homebuyer for this program Borrower is First Time Home Buyer whereas the same not allowed in DSCR loans. Please provide exception for the same - Due Diligence Vendor-10/28/2024 |  | Resolved-fraud guard reveals prior ownership - Due Diligence Vendor-10/31/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2693072 |
| XXXXXX-2025-NQM3-68 |  | B A | Closed | FCRE1200 | 2024-10-28 08:50 | 2024-10-29 11:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Current loan amount [Redacted] is less than minimum Guideline Loan amount $[Redacted] - Due Diligence Vendor-10/28/2024 |  | Waived-Current loan amount [Redacted] is less than minimum Guideline Loan amount $100,000 - Due Diligence Vendor-10/28/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,<br> DSCR 1.4 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2694346 |
| XXXXXX-2025-NQM3-68 |  | B A | Closed | FVAL5524 | 2024-10-28 05:19 | 2024-10-28 08:47 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Manufactured rural, missing HUD plate, however exception document in page# 132 of Credit Package.pdf - Due Diligence Vendor-10/28/2024 |  | Waived-Manufactured rural, missing HUD plate, however exception document in page# 132 of Credit Package.pdf - Due Diligence Vendor-10/28/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #397 of credit package.pdf<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #397 of credit package.pdf<br> DSCR 1.4 - calculated DSCR is >1.4 which is 1.73 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2692367 |
| XXXXXX-2025-NQM3-69 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-70 |  | B A | Closed | FCRE9991 | 2024-11-05 06:10 | 2024-11-08 08:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender addressed they are using updated guides that allow for [Redacted] on a refi - Due Diligence Vendor-11/08/2024 <br> Ready for Review-On a refinance transaction we are allowed to use [Redacted] results as well for DSCR calculations, if current rent is not disclosed - Buyer-11/07/2024 <br> Open-DSCR is of by 0.061 Lender score 1.153 Rent income considered by lender $[Redacted] form [Redacted] but the verified document $1900.00 From 1007. Calculation : $1,900.00/$1,739.63 = 1.092 should be the actual score.<br> Note: Refinance loan hence [Redacted] not use - Due Diligence Vendor-11/05/2024 |  | Resolved-lender addressed they are using updated guides that allow for [Redacted] on a refi - Due Diligence Vendor-11/08/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2743343 |
| XXXXXX-2025-NQM3-70 |  | B A | Closed | FCRE1492 | 2024-11-04 15:01 | 2024-11-05 08:08 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-\*As per guide If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV.<br> \*Exception provided to allow to use Appraised value to determine LTV/CLTV<br> \*Exception Pg.#494<br> \*Approved With Conditions: 0.25 to price<br> - Due Diligence Vendor-11/04/2024 |  | Waived-\*As per guide If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV.<br> \*Exception provided to allow to use Appraised value to determine LTV/CLTV<br> \*Exception Pg.#494<br> \*Approved With Conditions: 0.25 to price<br> - Due Diligence Vendor-11/04/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2740917 |
| XXXXXX-2025-NQM3-70 |  | B A | Closed | FVAL6465 | 2024-11-04 15:12 | 2024-11-05 08:05 | Waived | 2 - Non-Material B | Property | Property | Property is listed for sale | Waived-\*Per Guide: To be eligible for a Rate/Term refinance, the subject property must be taken off the market on or before the application date.<br> \*Exception provided for listing is removed after the application<br> \*Exception pg.#493<br> \*Approved with Condition: min 3Y PPP - Due Diligence Vendor-11/04/2024 |  | Waived-\*Per Guide: To be eligible for a Rate/Term refinance, the subject property must be taken off the market on or before the application date.<br> \*Exception provided for listing is removed after the application<br> \*Exception pg.#493<br> \*Approved with Condition: min 3Y PPP - Due Diligence Vendor-11/04/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2741005 |
| XXXXXX-2025-NQM3-71 |  | D B A | Closed | FCRE3876 | 2024-11-04 12:53 | 2024-11-08 08:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-now present - Due Diligence Vendor-11/08/2024 <br>Ready for Review-Document Uploaded. Please see Title O&E Policy. - Buyer-11/07/2024 <br>Open-Title O&E Policy is Missing or Expired - missing - Due Diligence Vendor-11/04/2024 |  | Resolved-now present - Due Diligence Vendor-11/08/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2739542 |
| XXXXXX-2025-NQM3-71 |  | D B A | Closed | FCRE5275 | 2024-11-04 12:53 | 2024-11-07 08:04 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-gift letter now present - Due Diligence Vendor-11/07/2024 <br> Ready for Review-Document Uploaded. Please see the Gift letter attached. - Buyer-11/07/2024 <br> Open- - $[Redacted] gift funds reflected on the CD. The wire is present but the gift letter is missing. - Due Diligence Vendor-11/04/2024 |  | Resolved-gift letter now present - Due Diligence Vendor-11/07/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2739538 |
| XXXXXX-2025-NQM3-71 |  | D B A | Closed | FCRE9994 | 2024-11-04 12:51 | 2024-11-04 12:51 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived- - lender granted exception for [Redacted] Investor PUD New Construction in [Redacted] - page 292 - Due Diligence Vendor-11/04/2024 |  | Waived- - lender granted exception for [Redacted] Investor PUD New Construction in [Redacted] - page 292 - Due Diligence Vendor-11/04/2024 |  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2739530 |
| XXXXXX-2025-NQM3-72 |  | D A | Closed | FVAL1310 | 2024-11-08 03:27 | 2024-11-19 10:04 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-updated DSCR to match monthly HOA not annual - Due Diligence Vendor-11/19/2024 <br>Ready for Review-Document Uploaded. HOA was updated to monthly 332, PCCD was issued. - Buyer-11/19/2024 <br>Open-Provided Appraisal Report States Monthly HOA Assessment as $332 per Page #6 & 8 Credit Pkg whereas monthly HOA per 1008 & Final CD Page #16 Signed Closing Pkg is $27.67. Lender considered monthly HOA in Appraisal as Yearly HOA. DSCR matching if we consider HOA of $27.67. - Due Diligence Vendor-11/08/2024 |  | Resolved-updated DSCR to match monthly HOA not annual - Due Diligence Vendor-11/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2769375 |
| XXXXXX-2025-NQM3-73 |  | B A | Closed | FVAL5385 | 2024-11-07 23:37 | 2024-11-08 00:23 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Property was listed for sale within 6 months- Exception Form in the File page no #16- [Redacted].pdf<br> - Due Diligence Vendor-11/08/2024 |  | Waived-Property was listed for sale within 6 months- Exception Form in the File page no #16- [Redacted].pdf<br> - Due Diligence Vendor-11/08/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 77 of Guimaraes2.pdf is 11/01/2003<br> 3. No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #77 of Guimaraes2.pdf,<br> 4. No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #77 of Guimaraes2.pdf,<br> 5. LTV 10% below maximum)- Audited LTV Is 56.58% & Maximum LTV is 80.00% With difference 23.42% Which is Greater than 10%,<br> 6. Credit score >40 points than minimum required- Audited FICO score is 708 & Guideline Maximum FICO score is 660 With difference 48 Which is Greater than 40%. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2768871 |
| XXXXXX-2025-NQM3-74 |  | C A | Closed | FCRE9580 | 2024-11-08 05:07 | 2024-11-11 08:08 | Resolved | 1 - Information C A | Credit | Eligibility | Bankruptcy History does not meet guidelines | Resolved-per credit bk discharged in 2018 and since over 48 months not concerned. Did not put in credit page as no info provided by lender - Due Diligence Vendor-11/11/2024 <br>Ready for Review-Document Uploaded. According to GLs, we are only concerned with the discharge date not being within the 48 months of the closing date; file date and case number are not required. Credit supplement and email from credit agency confirm Bankruptcy discharge on 09/25/2018. - Buyer-11/08/2024 <br>Open-Bankruptcy shown on an account on credit #236 Credit Pkg whereas unable to verify Bankruptcy File date & Case Number even from Supporting documentation in Page #233-235. need case number, open and discharge dates - Due Diligence Vendor-11/08/2024 |  | Resolved-per credit bk discharged in 2018 and since over 48 months not concerned. Did not put in credit page as no info provided by lender - Due Diligence Vendor-11/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2769756 |
| XXXXXX-2025-NQM3-75 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-76 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| XXXXXX-2025-NQM3-77 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-78 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-79 |  | B A | Closed | FCRE1174 | 2024-11-08 13:42 | 2024-11-08 13:51 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception form provided for Master insurance does not include equipment or ordinance/law<br> Exception form page#386 of 512<br> Approved With Conditions : +0.5 to price - Due Diligence Vendor-11/08/2024 |  | Waived-Exception form provided for Master insurance does not include equipment or ordinance/law<br> Exception form page#386 of 512<br> Approved With Conditions : +0.5 to price - Due Diligence Vendor-11/08/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2775074 |
| XXXXXX-2025-NQM3-80 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-81 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-82 |  | B A | Closed | FVAL9739 | 2024-11-14 12:24 | 2024-11-14 12:24 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived- - lender granted exception for Comps in the appraisal - comps outside the minimum distance of the subject (no comps within 1 mile and only 2 within 4 miles. All others 7 or more away) - page 13<br> - Due Diligence Vendor-11/14/2024 |  | Waived- - lender granted exception for Comps in the appraisal - comps outside the minimum distance of the subject (no comps within 1 mile and only 2 within 4 miles. All others 7 or more away) - page 13<br> - Due Diligence Vendor-11/14/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2813523 |
| XXXXXX-2025-NQM3-82 |  | B A | Closed | FCRE1440 | 2024-11-13 08:02 | 2024-11-13 08:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements lender granted exception for MORTGAGE LATE in March 2024, 30 days - page 203 - Due Diligence Vendor-11/13/2024 |  | Waived-Housing History Does Not Meet Guideline Requirements lender granted exception for MORTGAGE LATE in March 2024, 30 days - page 203 - Due Diligence Vendor-11/13/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2799768 |
| XXXXXX-2025-NQM3-83 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-84 |  | D A | Closed | FCRE1212 | 2024-11-15 07:52 | 2024-11-20 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-now fully signed copy present - Due Diligence Vendor-11/20/2024 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-11/20/2024 <br>Open-Purchase contract has not been fully provided Buyer & Seller signature is missing on purchase contract - Due Diligence Vendor-11/15/2024 |  | Resolved-now fully signed copy present - Due Diligence Vendor-11/20/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2818915 |
| XXXXXX-2025-NQM3-85 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-86 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-87 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-88 |  | C A | Closed | FCRE1491 | 2024-11-15 12:25 | 2024-11-20 12:53 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-11/20/2024 <br>Ready for Review-No business assets were used for subject transaction. Borrower was receiving cash at closing , it's a refinance cash-out loan. - Buyer-11/20/2024 <br>Open-Asset Qualification Does Not Meet Guideline Requirements 100% Fund Access letter is missing in file for other business partner. Refer pg. no 390. - Due Diligence Vendor-11/15/2024 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-11/20/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2822638 |
| XXXXXX-2025-NQM3-89 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-90 |  | D A | Closed | FCRE5116 | 2024-11-18 03:04 | 2024-11-21 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-not closed yet - Due Diligence Vendor-11/21/2024 <br> Ready for Review-Document Uploaded. Loan estimate provided. Please note, that the loan is not closed yet - Buyer-11/21/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-11/18/2024 |  | Resolved-not closed yet - Due Diligence Vendor-11/21/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2827450 |
| XXXXXX-2025-NQM3-91 |  | D A | Closed | FCOM9610 | 2024-11-15 15:23 | 2024-11-21 13:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Power of Attorney | Resolved-now present - Due Diligence Vendor-11/21/2024 <br>Ready for Review-Document Uploaded. Please review uploaded POA - Buyer-11/21/2024 <br>Open-POA document is missing as Non-borrower Title holder signed as POA - Due Diligence Vendor-11/15/2024 |  | Resolved-now present - Due Diligence Vendor-11/21/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 2824205 |
| XXXXXX-2025-NQM3-91 |  | D A | Closed | FCRE1146 | 2024-11-18 09:26 | 2024-11-20 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Partially Present | Resolved-lender ok with vesting - Due Diligence Vendor-11/20/2024 <br>Ready for Review-Title and Note are on borrower's name [Redacted] ,her spouse signed the mortgage only ,but he is not on title - Buyer-11/20/2024 <br>Open-Title Document is incomplete or only partially present Need deed to verify when NBS is added on Title as only Borrower name is reflecting in vesting Refer Pg. no 2870 - Due Diligence Vendor-11/18/2024 |  | Resolved-lender ok with vesting - Due Diligence Vendor-11/20/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 2830830 |
| XXXXXX-2025-NQM3-92 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-93 |  | D A | Closed | FCRE6019 | 2024-11-19 08:30 | 2024-11-21 09:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Is Missing Now present - Due Diligence Vendor-11/21/2024 <br>Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-11/21/2024 <br>Ready for Review-Document Uploaded. Bprrower is from [Redacted] - Buyer-11/21/2024 <br>Open-Borrower 1 Citizenship Documentation Is Missing country name missing - Due Diligence Vendor-11/19/2024 |  | Resolved-Borrower 1 Citizenship Documentation Is Missing Now present - Due Diligence Vendor-11/21/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2839766 |
| XXXXXX-2025-NQM3-93 |  | D A | Closed | FCRE1205 | 2024-11-19 09:11 | 2024-11-21 08:27 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-11/21/2024 <br>Ready for Review-Document Uploaded. - Buyer-11/21/2024 <br>Open-OFAC Check Not Completed and/or Cleared missing - Due Diligence Vendor-11/19/2024 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-11/21/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2840462 |
| XXXXXX-2025-NQM3-93 |  | D A | Closed | FCRE1201 | 2024-11-19 09:11 | 2024-11-21 08:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/21/2024 <br>Ready for Review-Document Uploaded. - Seller-11/21/2024 <br>Open-Missing Third Party Fraud Report missing - Due Diligence Vendor-11/19/2024 | Ready for Review-Document Uploaded. - Seller-11/21/2024<br>| Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/21/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2840464 |
| XXXXXX-2025-NQM3-94 |  | B A | Closed | FVAL9739 | 2024-11-19 01:37 | 2024-11-19 03:35 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Condo must have full size Kitchen and Separate Bedroom whereas Subject property has No bedrooms. however, exception document is in page # 93 of Transaction Report - Due Diligence Vendor-11/19/2024 |  | Waived-Condo must have full size Kitchen and Separate Bedroom whereas Subject property has No bedrooms. however, exception document is in page # 93 of Transaction Report - Due Diligence Vendor-11/19/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #1 of Transaction Report<br> 5+ years credit history-Oldest tradeline date in CBR page # 1of Transaction Report is 09/01/2013<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #1 of Transaction Report |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2837285 |
| XXXXXX-2025-NQM3-95 |  | B A | Closed | FCRE9802 | 2024-11-18 12:52 | 2024-11-18 12:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program \*FTHB is not allowed on DSCR Loan.<br> \*Exception Form provided for Borrower FTHB No home ownership last 3 years<br> \*Exception Pg.#112 of 198<br> \*Approved with condition: 0.5 to price, [Redacted] max<br> - Due Diligence Vendor-11/18/2024 |  | Waived-Borrower cannot be first time homebuyer for this program \*FTHB is not allowed on DSCR Loan.<br> \*Exception Form provided for Borrower FTHB No home ownership last 3 years<br> \*Exception Pg.#112 of 198<br> \*Approved with condition: 0.5 to price, [Redacted] max<br> - Due Diligence Vendor-11/18/2024<br>|  | No consumer late payments in the last 24 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2833697 |
| XXXXXX-2025-NQM3-96 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-97 |  | D A B | Closed | FVAL1039 | 2024-11-18 10:52 | 2024-12-03 05:54 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-CDA now present - Due Diligence Vendor-12/03/2024 <br>Ready for Review-Document Uploaded. Please find CDA report attached - Buyer-12/03/2024 <br>Open- - AVM (page 238) value is more than 10% lower than the appraised value. - Due Diligence Vendor-11/18/2024 |  | Cured-CDA now present - Due Diligence Vendor-12/03/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2832048 |
| XXXXXX-2025-NQM3-97 |  | D A B | Closed | FCRE9650 | 2024-11-18 10:19 | 2024-11-22 11:34 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-now present - Due Diligence Vendor-11/22/2024 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-11/22/2024 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. - Due Diligence Vendor-11/18/2024 |  | Resolved-now present - Due Diligence Vendor-11/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2831570 |
| XXXXXX-2025-NQM3-98 |  | C A | Closed | FCRE1995 | 2024-11-19 05:59 | 2024-11-21 09:14 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-11/21/2024 <br>Ready for Review-Please disregard, this EMD was back out - Buyer-11/21/2024 <br>Open-Please provide supporting document to verify earnest money deposit of $5000 which is reflecting in final CD in page#18_Signed closing pkg.pdf - Due Diligence Vendor-11/19/2024 |  | Resolved-backed out - Due Diligence Vendor-11/21/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2838214 |
| XXXXXX-2025-NQM3-99 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-100 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-101 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-102 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-103 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-104 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-105 |  | C A | Closed | FCRE9991 | 2024-11-21 05:37 | 2024-11-25 09:01 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated 1008 and dscr score now present - Due Diligence Vendor-11/25/2024 <br> Ready for Review-Document Uploaded. - Buyer-11/25/2024 <br> Open-Originator DSCR Is 0.932 and the Calculated DSCR is 0.895, the Variance 0.037. Calculated Rent amount from [Redacted] in page #9 of closing docs.pdf ([Redacted]). DSCR calculation: Rent amount[Redacted]. Lender considered Rent amount of $[Redacted]. - Due Diligence Vendor-11/21/2024 |  | Resolved-updated 1008 and dscr score now present - Due Diligence Vendor-11/25/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2854919 |
| XXXXXX-2025-NQM3-105 |  | C A | Closed | FCRE1995 | 2024-11-21 05:32 | 2024-11-25 08:59 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-11/25/2024 <br> Ready for Review-Backed out - Buyer-11/25/2024 <br> Open-earnest deposit of $[Redacted]is reflecting in final 1003(page #56 of [Redacted]) and Final CD (page # 3 of [Redacted]), supporting documents are missing in file - Due Diligence Vendor-11/21/2024 |  | Resolved-backed out - Due Diligence Vendor-11/25/2024<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2854891 |
| XXXXXX-2025-NQM3-106 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-107 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-108 |  | B A | Closed | FPRO2828 | 2024-11-21 08:22 | 2024-11-21 08:22 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived- - lender granted exception for to order CDA on transferred appraisal - page 1<br>(Rxception to order CDA on a transferred appraisal. Ordered AVM and the value is over our appraised and purchase price but the AVM shows 83% confidence. Looking to order CDA instead of new appraisal) - Due Diligence Vendor-11/21/2024 |  | Waived- - lender granted exception for to order CDA on transferred appraisal - page 1<br>(Rxception to order CDA on a transferred appraisal. Ordered AVM and the value is over our appraised and purchase price but the AVM shows 83% confidence. Looking to order CDA instead of new appraisal) - Due Diligence Vendor-11/21/2024<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2856368 |
| XXXXXX-2025-NQM3-109 |  | B A | Closed | FCRE8201 | 2024-11-22 00:47 | 2024-11-22 04:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception document in page# 428 of 533 to Allow Separate Flood Policy Coverage on a Condominium - Due Diligence Vendor-11/22/2024 |  | Waived-Exception document in page# 428 of 533 to Allow Separate Flood Policy Coverage on a Condominium - Due Diligence Vendor-11/22/2024<br>|  | No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #519 of 533<br> 5+ years credit history-Oldest tradeline date in CBR page # 519 of 533 is 11/18/2003<br> Credit score >40 points than minimum required-Audited FICO 800 and Guideline maximum FICO 680 with difference 120 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2862697 |
| XXXXXX-2025-NQM3-110 |  | C A | Closed | FCRE1995 | 2024-11-22 00:35 | 2024-11-26 07:23 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD proof now present - Due Diligence Vendor-11/26/2024 <br> Ready for Review-Document Uploaded. Please see attached documents verifying $[Redacted]of EMD - Buyer-11/25/2024 <br> Open-Total EMD per Final CD page #7 - Signed Closing Package is $[Redacted]. $[Redacted] verified from page #40- [Redacted].pdf. Please provide Supporting document to verify another $[Redacted]. - Due Diligence Vendor-11/22/2024 |  | Resolved-EMD proof now present - Due Diligence Vendor-11/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2862667 |
| XXXXXX-2025-NQM3-111 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-112 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-113 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-114 |  | B A | Closed | FCRE9994 | 2024-11-22 10:33 | 2024-11-22 10:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived- - lender granted exception for Allow [Redacted] Investor PUD New Construction ([Redacted]) - page 31 - Due Diligence Vendor-11/22/2024 |  | Waived- - lender granted exception for Allow [Redacted] Investor PUD New Construction ([Redacted]) - page 31 - Due Diligence Vendor-11/22/2024<br>|  | 5 years on current job, 5+ years credit history, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2867562 |
| XXXXXX-2025-NQM3-115 |  | C A | Closed | FCRE1995 | 2024-11-25 00:49 | 2024-11-26 08:25 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-emd present - Due Diligence Vendor-11/26/2024 <br>Ready for Review-Document Uploaded. Please see the evidence of 10,000 EMD. - Buyer-11/25/2024 <br>Open-Earnest Deposit of $10,000 is reflecting in Final 1003(page # 99 of signed closing pkg) and final CD(page # 29 of signed closing pkg) supporting documents are missing for the Earnest Deposit amount - Due Diligence Vendor-11/25/2024 |  | Resolved-emd present - Due Diligence Vendor-11/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2873998 |
| XXXXXX-2025-NQM3-116 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-117 |  | B A | Closed | FCRE3599 | 2024-11-26 04:09 | 2024-11-26 09:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-More than 5 Financed Properties with same lender in 6 months not allowed per Guidelines for same Borrower, however exception document in page 87 of [Redacted]2.pdf - Due Diligence Vendor-11/26/2024 |  | Waived-More than 5 Financed Properties with same lender in 6 months not allowed per Guidelines for same Borrower, however exception document in page 87 of [Redacted]2.pdf - Due Diligence Vendor-11/26/2024<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Consumer late payments in CBR Page #137 of [Redacted]2.pdf<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #137 of [Redacted]2.pdf. Latest last payment is on 07/22 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2883663 |
| XXXXXX-2025-NQM3-118 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-119 |  | B A | Closed | FCRE1228 | 2024-11-27 09:08 | 2024-11-27 09:08 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-6 NSFs in 12 months<br> Pg 528 - Due Diligence Vendor-11/27/2024 |  | Waived-6 NSFs in 12 months<br> Pg 528 - Due Diligence Vendor-11/27/2024<br>|  | DTI >=10% lower than loan program, No consumer late payments in the last 24 months, LTV 10% below maximum<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 10/22/2024 71 CLTV max, 0.25 to price, no other exceptions allowed |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2895461 |
| XXXXXX-2025-NQM3-120 |  | C A | Closed | FCRE1995 | 2024-11-27 09:08 | 2024-12-04 13:02 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-12/04/2024 <br>Ready for Review-Document Uploaded. UW response provided - Buyer-12/04/2024 <br>Open- - missing - Due Diligence Vendor-11/27/2024 |  | Resolved-backed out - Due Diligence Vendor-12/04/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2895459 |
| XXXXXX-2025-NQM3-121 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-122 |  | B A | Closed | FCRE9802 | 2024-12-02 07:08 | 2024-12-02 07:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program Per Guide: First-time homebuyer is not allowed on DSCR<br> Exception form provided for FTHB DSCR, pls allow at 30% down<br> Exception form page#126 of 187<br> Approved With Conditions: 0.5 to price, DSCR>1 required, explanation on why not listed for sale is required (Sr UW to assess)<br> - Due Diligence Vendor-12/02/2024 |  | Waived-Borrower cannot be first time homebuyer for this program Per Guide: First-time homebuyer is not allowed on DSCR<br> Exception form provided for FTHB DSCR, pls allow at 30% down<br> Exception form page#126 of 187<br> Approved With Conditions: 0.5 to price, DSCR>1 required, explanation on why not listed for sale is required (Sr UW to assess)<br> - Due Diligence Vendor-12/02/2024<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2905267 |
| XXXXXX-2025-NQM3-123 |  | D B A | Closed | FCOM8972 | 2024-12-03 00:53 | 2024-12-09 08:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Deed of Trust Riders | Resolved-corrected doc now present - Due Diligence Vendor-12/09/2024 <br> Ready for Review-Document Uploaded. Please see attached mortgage with correct 2nd page along with riders - Buyer-12/06/2024 <br> Open-In DOT document (page # 38 of signed closing package) there is check mark for condominium rider in (E section) but Provided PUD Rider in page # 59 of Signed closing pkg, however property is mixed use per Appraisal Report Page #41_[Redacted].pdf and unit riders are missing in file - Due Diligence Vendor-12/03/2024 |  | Resolved-corrected doc now present - Due Diligence Vendor-12/09/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2915664 |
| XXXXXX-2025-NQM3-123 |  | D B A | Closed | FVAL5524 | 2024-12-03 00:32 | 2024-12-03 02:50 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-All units are vacant, however exception document in page # 6 of [Redacted].pdf - Due Diligence Vendor-12/03/2024 |  | Waived-All units are vacant, however exception document in page # 6 of [Redacted].pdf - Due Diligence Vendor-12/03/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history-Oldest tradeline date in CBR page # 145 of Zhang2.pdf is 02/01/2015<br> No consumer late payments in the last 24 months-- No Consumer late payments in CBR Page #145 of Zhang2.pdf <br> LTV 10% below maximum-Audited LTV 38.72% & Maximum LTV 70% with difference 31.28% which is greater than 10%<br> Credit score >40 points than minimum required-Audited FICO 797 and Guideline maximum FICO 680 with difference 117 which is greater than 40 <br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 41.91% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2915619 |
| XXXXXX-2025-NQM3-123 |  | D B A | Closed | FVAL5472 | 2024-12-03 00:44 | 2024-12-03 02:49 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-1 of the units in Subject Property is 484 sq ft Gross living area, however exception document in page # 7 of [Redacted].pdf - Due Diligence Vendor-12/03/2024 |  | Waived-1 of the units in Subject Property is 484 sq ft Gross living area, however exception document in page # 7 of [Redacted].pdf - Due Diligence Vendor-12/03/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history-Oldest tradeline date in CBR page # 145 of Zhang2.pdf is 02/01/2015<br> No consumer late payments in the last 24 months-- No Consumer late payments in CBR Page #145 of Zhang2.pdf <br> LTV 10% below maximum-Audited LTV 38.72% & Maximum LTV 70% with difference 31.28% which is greater than 10%<br> Credit score >40 points than minimum required-Audited FICO 797 and Guideline maximum FICO 680 with difference 117 which is greater than 40 <br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 41.91%<br> Reserves >6 months-Calculated reserves in File is 14.54 months<br>|  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2915643 |
| XXXXXX-2025-NQM3-124 |  | B A | Closed | FCRE7532 | 2024-12-03 03:56 | 2024-12-03 05:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-Co borrower Only has 1 Fico score Reporting, however exception document is in page 314 of Credit Package.pdf - Due Diligence Vendor-12/03/2024 |  | Waived-Co borrower Only has 1 Fico score Reporting, however exception document is in page 314 of Credit Package.pdf - Due Diligence Vendor-12/03/2024<br>|  | Revolving debt is under 30%-Revolving debt of $140 is within 30% of Total debts $4310<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history-Oldest tradeline date in CBR page # 194 of creditpackage.pdf is 12/01/2010,<br> Credit score >40 points than minimum required-Audited FICO 794 and Guideline maximum FICO 680 with difference 114 which is greater than 40 <br> No Mortgage late payments for last 24 months - No Mortgage late payments per CBR page # 194 of creditpackage.pdf<br> 2+ borrowers on the loan - File is Joint credit with 2 Borrowers |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2916044 |
| XXXXXX-2025-NQM3-125 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-126 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-127 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-128 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-129 |  | B A | Closed | FCRE1441 | 2024-12-11 07:03 | 2024-12-11 07:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-File has Collection account which was reported recently per Credit Report Page #211 Closing docs.pdf. However, Related exception in Page #145 & 146 Closing docs.pdf - Due Diligence Vendor-12/11/2024 |  | Waived-File has Collection account which was reported recently per Credit Report Page #211 Closing docs.pdf. However, Related exception in Page #145 & 146 Closing docs.pdf - Due Diligence Vendor-12/11/2024<br>|  | 1. Revolving debt is under 30% - Revolving debt of 1.79% is within 30% of overall payments<br> 2. 5+ years credit history - Oldest Tradeline date is 11/01/1975 which is 5 years prior from Closing date per Credit Report Page #205 Closing docs.pdf<br> 3. LTV 10% below maximum - Calculated LTV is 39.73% and Maximum LTV is 80% with variance 40.27% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2979886 |
| XXXXXX-2025-NQM3-130 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-131 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-132 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-133 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-134 |  | C A | Closed | FCRE1995 | 2024-12-19 03:14 | 2024-12-23 09:14 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-12/23/2024 <br> Ready for Review-Document Uploaded. EMD was backed out of net proceeds from sale of property [Redacted] - Buyer-12/20/2024 <br> Open-Please Provide supporting documentation to verify Earnest Money Deposit of $10,000 reflecting in Final CD Page #10_Signed Closing Pkg - Due Diligence Vendor-12/19/2024 |  | Resolved-backed out - Due Diligence Vendor-12/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3041009 |
| XXXXXX-2025-NQM3-135 |  | D A | Closed | FCRE1253 | 2024-12-20 05:19 | 2024-12-27 07:00 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax calc provided - Due Diligence Vendor-12/27/2024 <br>Ready for Review-Document Uploaded. Please see attached response from the Broker - Buyer-12/26/2024 <br>Open-Missing Property Tax Cert Please Provide Updated Tax Certificate or LOE as Tax amount is $0 per 1008 and Final CD in Page #125_Signed Closing Pkg. Lender not considered Tax amount for DSCR calculation.<br> Tax amount is $7,537.67 Annually per Tax Sheet in Page #76_Signed closing Pkg<br> - Due Diligence Vendor-12/20/2024 |  | Resolved-tax calc provided - Due Diligence Vendor-12/27/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3052381 |
| XXXXXX-2025-NQM3-135 |  | D A | Closed | FCRE5116 | 2024-12-20 04:35 | 2024-12-23 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-new loan - Due Diligence Vendor-12/23/2024 <br> Ready for Review-Document Uploaded. Please see the attachment showing that this mortgage was issued in [Redacted] Mortgage under loan number [Redacted] - Buyer-12/23/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-12/20/2024 |  | Resolved-new loan - Due Diligence Vendor-12/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3052218 |
| XXXXXX-2025-NQM3-136 |  | B A | Closed | FCRE9991 | 2024-12-19 12:13 | 2024-12-30 08:49 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DTI now matches - Due Diligence Vendor-12/30/2024 <br> Ready for Review-Document Uploaded. DTI updated. Please see attached Approval letter, Lock, tape and 1008. - Buyer-12/30/2024 <br> Open- - DTI should be 17.73%. Approval is 21.85%. PITIA is $5,002.11 + Debts from Credit report of $[Redacted] / Income of $[Redacted]= 17.73% (DTI is off due to balance monthly [Redacted] payment being included in the DTI.) - Due Diligence Vendor-12/19/2024 |  | Resolved-updated DTI now matches - Due Diligence Vendor-12/30/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3047226 |
| XXXXXX-2025-NQM3-136 |  | B A | Closed | FCRE1440 | 2024-12-19 11:54 | 2024-12-19 12:11 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements - lender granted exception for 1 late payment on primary - page 138 (The mortgage servicer was changed, borrower did pay to the wrong provider) - Due Diligence Vendor-12/19/2024 |  | Waived-Housing History Does Not Meet Guideline Requirements - lender granted exception for 1 late payment on primary - page 138 (The mortgage servicer was changed, borrower did pay to the wrong provider) - Due Diligence Vendor-12/19/2024<br>|  | Several income sources and DTI below 45%, 5 years on current job, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3046933 |
| XXXXXX-2025-NQM3-137 |  | B A | Closed | FVAL5524 | 2024-12-27 13:09 | 2024-12-27 13:09 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for garage conversion to 2 apartment units (no permit) - page 379 - Due Diligence Vendor-12/27/2024 |  | Waived- - lender granted exception for garage conversion to 2 apartment units (no permit) - page 379 - Due Diligence Vendor-12/27/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3095772 |
| XXXXXX-2025-NQM3-138 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-139 |  | A | Closed | FCRE9991 | 2024-12-31 10:36 | 2025-01-13 16:37 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI - Due Diligence Vendor-01/13/2025 <br>Ready for Review-Document Uploaded. Taxes and insurance had been added for the primary, DTI corrected to 32.35%. - Buyer-01/13/2025 <br>Counter-this is not acceptable without page number and section of guide as DTI calc always includes taxes and ins on other REO / primary owned if disclosed - Due Diligence Vendor-01/08/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1. - Buyer-01/07/2025 <br>Open- - DTI should be 32.355%. Approval is 36.624%. PITIA is $3,989.71 + Debts from Credit report of $121.00 + negative rents used of $5,678.00 + primary residence $1,248.73 / Income of $21,785.69 = 32.35% DTI difference due to taxes and insurance on the primary. Mortgage on the primary is being paid off but the taxes and insurance were not included in the DTI. - Due Diligence Vendor-12/31/2024 |  | Resolved-lender updated DTI - Due Diligence Vendor-01/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3114252 |
| XXXXXX-2025-NQM3-140 |  | C A | Closed | FCRE8611 | 2025-01-02 15:31 | 2025-01-14 13:22 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-corrected CPA letter now present - Due Diligence Vendor-01/14/2025 <br>Ready for Review-Document Uploaded. Please see attached CPA letter. - Buyer-01/14/2025 <br>Counter-this does not meet guidelines. we need accountant/cpa letter to specifically state : Sole Proprietor borrower must provide a CPA Letter. It must indicate self-employed history and that the borrower is a Sole Proprietor - Due Diligence Vendor-01/09/2025 <br>Ready for Review-The letter states that the borrower is a real estate agent. Almost all real estate agents are sole proprietors and the business name on the 1003 and P&L is just the borrower's name. - Buyer-01/09/2025 <br>Open-accountant letter does not specify sole proprietor - Due Diligence Vendor-01/02/2025 |  | Resolved-corrected CPA letter now present - Due Diligence Vendor-01/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3127700 |
| XXXXXX-2025-NQM3-141 |  | D A | Closed | FCRE6101 | 2025-01-08 08:12 | 2025-05-27 07:04 | Resolved | 1 - Information C A | Credit | Insurance | Named Insured on Flood Insurance does not match Borrower(s) Name(s) | Resolved-Flood now has one borrower and mortgagee clause is now present - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please see attached Flood Insurance - Seller-05/23/2025 <br>Counter-Name of Insured does not match Flood Insurance Borrowers Names. this is not the flood policy. wrong policy - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. Please see attached HO3 - Seller-05/05/2025 <br>Counter-mortgagee clause missing ISAOA and ATIMA still - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Please be informed that per our requirements least one borrower should be provided on policy, so we are ok with co-borrower as insured. - Seller-01/16/2025 <br>Open-Name of Insured does not match Flood Insurance Borrowers Names. 1. missing B1 name on flood policy and 2. missing Mortgagee clause of ISAOA and ATIMA - Due Diligence Vendor-01/08/2025 | Ready for Review-Document Uploaded. Please see attached Flood Insurance - Seller-05/23/2025 <br>Ready for Review-Document Uploaded. Please see attached HO3 - Seller-05/05/2025 <br>Ready for Review-Please be informed that per our requirements least one borrower should be provided on policy, so we are ok with co-borrower as insured. - Seller-01/16/2025<br>| Resolved-Flood now has one borrower and mortgagee clause is now present - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3162400 |
| XXXXXX-2025-NQM3-141 |  | D A | Closed | FCRE1158 | 2025-01-08 08:12 | 2025-05-05 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-renewed policy now present. Expiration dates are over 30 days after closing. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. Please see attached updated policy - Buyer-05/05/2025 <br>Open-Hazard Insurance Policy Partially Provided missing renewal policy- If HOI is expiring withing less than 30 days from the closing date, the updated policy must be provided to be paid at closing. - Due Diligence Vendor-01/08/2025 |  | Resolved-renewed policy now present. Expiration dates are over 30 days after closing. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3162398 |
| XXXXXX-2025-NQM3-141 |  | D A | Closed | FCRE8902 | 2025-01-08 08:05 | 2025-03-31 06:08 | Resolved | 1 - Information B A | Credit | Title | Title Policy Issue - Delinquent taxes on Policy | Resolved-lender sent proof taxes due were paid - Due Diligence Vendor-03/31/2025 <br>Ready for Review-Document Uploaded. The taxes for first half was already paid as per records, for second half due dates were 5/1/23 so not required as first payment date for loan was 3/1/25 - Buyer-03/28/2025 <br>Open-page 70 and title commitment say taxes were to be paid and collected for 1st half. Not on CD , need proof taxes were paid current - Due Diligence Vendor-01/08/2025 |  | Resolved-lender sent proof taxes due were paid - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3162298 |
| XXXXXX-2025-NQM3-142 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| XXXXXX-2025-NQM3-143 |  | C B A | Closed | 63490-76280 | 2025-01-09 12:59 | 2025-01-21 11:00 | Acknowledged | 2 - Non-Material C B | Compliance | Payment:1stPayment | New Jersey - Days to First Payment (RMLA)(Junior Lien) | Acknowledged-Lender used funding date as loan consummation date which is within 30 day requirement. the [Redacted] code is not clear as to which date constitutes consummation. Finding is acknowledged as a compliance caution grade B EV2 - Due Diligence Vendor-01/21/2025 <br> Ready for Review-Disbursement date is on 01/06/2025 - Buyer-01/13/2025 <br> Open-The first payment date of (2025-03-01) is greater than 60 days from the Consummation Date of (2024-12-30). Under the [Redacted] Residential Mortgage Lending Act, the number of days to first payment may not exceed 60 days on subordinate lien loans. ([Redacted]. Rev. Stat. 17:11C-78) - Due Diligence Vendor-01/09/2025 |  | Acknowledged-Lender used funding date as loan consummation date which is within 30 day requirement. the NJ code is not clear as to which date constitutes consummation. Finding is acknowledged as a compliance caution grade B EV2 - Due Diligence Vendor-01/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 3175518 |
| XXXXXX-2025-NQM3-144 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-145 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-146 |  | C A | Closed | 2000000-Fees-Prohibited-Title Document Preparation-998-NY-Borrower | 2025-01-10 10:27 | 2025-01-21 13:01 | Resolved | 1 - Information C A | Compliance | Mavent | NY Fee Not Allowed- Title Document Preparation (Fee ID: 998) | Resolved-fee was not a fee charged by the lender but to a third party. Statute states specifically lender cannot charge this fee and lender did not - Due Diligence Vendor-01/21/2025 <br> Ready for Review-This fee was charge by Title company, it's not prohibited - Buyer-01/17/2025 <br> Open-The[Redacted]Banking Board Regulation - Part 80 (3 [Redacted] ADC 80.8) does not allow Title Document Preparation (Fee ID: 998) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-01/10/2025 |  | Resolved-fee was not a fee charged by the lender but to a third party. Statute states specifically lender cannot charge this fee and lender did not - Due Diligence Vendor-01/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3183236 |
| XXXXXX-2025-NQM3-147 |  | C B A | Closed | 2000000-Fees-Prohibited-Title-Pick-up Fee-998-NY-Borrower | 2025-01-10 10:02 | 2025-01-15 15:16 | Cured | 2 - Non-Material C B | Compliance | Mavent | NY Fee Not Allowed- Title-Pick-up Fee (Fee ID: 998) | Cured-PCCD non numerical provided - Due Diligence Vendor-01/15/2025 <br> Resolved- - Due Diligence Vendor-01/15/2025 <br> Ready for Review-Replied to the other condition with <br> LOX and PCCD, was also sent to the borrower - Buyer-01/15/2025 <br> Open-The [Redacted] Banking Board Regulation - Part 80 (3 [Redacted] ADC 80.8) does not allow Title-Pick-up Fee (Fee ID: 998) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-01/10/2025 |  | Cured-PCCD non numerical provided - Due Diligence Vendor-01/15/2025 <br>Resolved- - Due Diligence Vendor-01/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3182596 |
| XXXXXX-2025-NQM3-147 |  | C B A | Closed | 2000000-Fees-Prohibited-Title Document Preparation-998-NY-Borrower | 2025-01-10 10:29 | 2025-01-15 15:15 | Resolved | 1 - Information C A | Compliance | Mavent | NY Fee Not Allowed- Title Document Preparation (Fee ID: 998) | Resolved- - Due Diligence Vendor-01/15/2025 <br> Ready for Review-Document Uploaded. Please find attached<br> LOX and PCCD, was also sent to the borrower - Buyer-01/15/2025 <br> Open-The [Redacted] Banking Board Regulation - Part 80 (3 [Redacted] ADC 80.8) does not allow Title Document Preparation (Fee ID: 998) to be charged to the Borrower in . - Due Diligence Vendor-01/10/2025 |  | Resolved- - Due Diligence Vendor-01/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3183264 |
| XXXXXX-2025-NQM3-148 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-149 |  | D A | Closed | FCRE1173 | 2025-01-13 05:34 | 2025-03-21 05:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-condo ins for building now present - Due Diligence Vendor-02/13/2025 <br>Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-02/13/2025 <br>Ready for Review-Document Uploaded. Please see attached Master policy and Ordinance & Law info - Buyer-02/13/2025 <br>Open-Missing Master Condo Insurance Policy master policy page 450 is missing the building coverage - Due Diligence Vendor-01/13/2025 |  | Resolved-condo ins for building now present - Due Diligence Vendor-02/13/2025 <br>Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-02/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3189896 |
| XXXXXX-2025-NQM3-149 |  | D A | Closed | FCRE4963 | 2025-01-13 05:25 | 2025-01-15 08:04 | Resolved | 1 - Information C A | Credit | Debt | No evidence of required debt payoff | Resolved-payoff statement now present - Due Diligence Vendor-01/15/2025 <br>Ready for Review-Document Uploaded. Please see attached payoff statement - Buyer-01/14/2025 <br>Open-there was a debt paid at close but not clear what it was for. provide copy of pay off statement - Due Diligence Vendor-01/13/2025 |  | Resolved-payoff statement now present - Due Diligence Vendor-01/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3189866 |
| XXXXXX-2025-NQM3-150 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-151 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-152 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-153 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-154 |  | D A | Closed | FCRE6546 | 2025-01-16 10:19 | 2025-01-21 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-copy of note now present - Due Diligence Vendor-01/21/2025 <br>Ready for Review-Document Uploaded. Please see attached documents. - Buyer-01/21/2025 <br>Open-missing copy of mortgage on first - Due Diligence Vendor-01/16/2025 |  | Resolved-copy of note now present - Due Diligence Vendor-01/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3221916 |
| XXXXXX-2025-NQM3-154 |  | D A | Closed | FCRE9991 | 2025-01-16 10:17 | 2025-01-21 13:08 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI is now updated - Due Diligence Vendor-01/21/2025 <br> Ready for Review-Document Uploaded. Fixed. Please see attached tape, 1008, lock and approval letter. - Buyer-01/21/2025 <br> Open-DTI is incorrect on tape. PITIA (incl 1st and 2nd) is [Redacted]. ALl figures match 1008 and final 1003 but the DTI Is off on tape<br> - Due Diligence Vendor-01/16/2025 |  | Resolved-DTI is now updated - Due Diligence Vendor-01/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3221878 |
| XXXXXX-2025-NQM3-155 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-156 |  | B A | Closed | FCRE9991 | 2025-01-17 11:57 | 2025-01-22 12:43 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated 1008 now present DTI is within 1% - Due Diligence Vendor-01/22/2025 <br>Ready for Review-Document Uploaded. Please see attached revised Lock confirmation, 1008 and tape - Buyer-01/22/2025 <br>Open-DTI should be 26.42. PITIA is 2485.70 (Lender didnt include the $167.46 / mo for taxes. This was added into 1008 for PITIA) - Due Diligence Vendor-01/17/2025 |  | Resolved-updated 1008 now present DTI is within 1% - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3232798 |
| XXXXXX-2025-NQM3-156 |  | B A | Closed | FCRE1228 | 2025-01-17 12:00 | 2025-01-17 12:00 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Pg 108<br> 9 nsfs total<br> Comments Hi Team, NSFs are on business account<br> - Due Diligence Vendor-01/17/2025 |  | Waived-Pg 108<br> 9 nsfs total<br> Comments Hi Team, NSFs are on business account<br> - Due Diligence Vendor-01/17/2025<br>|  | Compensating Factors<br> Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last<br> 24 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/19/2024 75% CLTV MAX & 0.25 to price |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3232836 |
| XXXXXX-2025-NQM3-157 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-158 |  | B A | Closed | FCRE1228 | 2025-01-22 08:35 | 2025-01-22 10:44 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived--As per guide only 3 NSF is allowed in 12 Months of Bank Statement.<br> - Exception form provided to Allow Proceeding with Loan as borrower have 6 NSFs Account in 12 Months statement.<br> - Exception form on Pg. no 358 of 438<br> - Approved condition :- 0.25 to price - Due Diligence Vendor-01/22/2025 |  | Waived--As per guide only 3 NSF is allowed in 12 Months of Bank Statement.<br> - Exception form provided to Allow Proceeding with Loan as borrower have 6 NSFs Account in 12 Months statement.<br> - Exception form on Pg. no 358 of 438<br> - Approved condition :- 0.25 to price - Due Diligence Vendor-01/22/2025<br>|  | 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3253081 |
| XXXXXX-2025-NQM3-159 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-160 |  | C B A | Closed | 2000000-Fees-Prohibited-Title-Doc Prep Fee-998-NY-Borrower | 2025-01-22 14:04 | 2025-02-03 14:48 | Resolved | 1 - Information C A | Compliance | Mavent | NY Fee Not Allowed- Title-Doc Prep Fee (Fee ID: 998) | Resolved- - Due Diligence Vendor-02/03/2025 <br> Ready for Review- - Due Diligence Vendor-02/03/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and LOX - Buyer-02/03/2025 <br> Counter-[Redacted] Comp Codes Rules and Regs § 80.8, (c) fees or premiums for a title examination, an abstract of title, title insurance or similar purposes are the only fees that may be charged for title. The fact that it was charged by a title company is not required. the intent of th ecode is to limit charges to borrower. Finding stands Title-Doc Prep Fee in not allowed. Fee can be refunded and a PCCD issued. - Due Diligence Vendor-01/30/2025 <br> Ready for Review-This fee was charged by Title company, it's not prohibited. - Buyer-01/27/2025 <br> Open-The [Redacted] Banking Board Regulation - Part 80 (3 [Redacted] ADC 80.8) does not allow Title-Doc Prep Fee (Fee ID: 998) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-01/22/2025 |  | Resolved- - Due Diligence Vendor-02/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3258170 |
| XXXXXX-2025-NQM3-160 |  | C B A | Closed | FCRE2828 | 2025-01-23 07:47 | 2025-01-23 07:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-\*Exception form is provided for Loan modification 3-4 years ago (4/1/21)<br> \*Approved as is.<br> \*Exception form is on page #47 of 200 - Due Diligence Vendor-01/23/2025 |  | Waived-\*Exception form is provided for Loan modification 3-4 years ago (4/1/21)<br> \*Approved as is.<br> \*Exception form is on page #47 of 200 - Due Diligence Vendor-01/23/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Residual income >= 3000$|  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3265590 |
| XXXXXX-2025-NQM3-161 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-162 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-163 |  | A | Closed | FCRE9991 | 2025-01-23 13:18 | 2025-01-30 08:59 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and DTI adjusted to use lender income - Due Diligence Vendor-01/30/2025 <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-01/30/2025 <br> Ready for Review-We are keeping at 50% to be conservative - Buyer-01/30/2025 <br> Open-1) DTI is off by 12.73%: Lender's DTI: 38.18% and Verified doc DTI: 25.45%<br> > Reason: Lender considered expense ratio 50% but per verified doc pg.#523,506 of 542 is 25%.<br> Income Cal: Income calculation: 642086.15 /12= 53507.1792\*75% (25% expense ratio excluded)= 40130.38 should be the income<br> DTI Cal: PITIA $8,756.61+ Negative Cash Flow $375.64+ Other Debts $1,082 / Income $40,130.38 = DTI should be 25.45%.<br>2) Tape LTV to be updated from [Redacted]% to [Redacted]% & CLTV to be updated from [Redacted]% to [Redacted]%, lender has incorrectly calculated LTV using CDA value of $[Redacted] instead of Appraisal value of $[Redacted]. - Due Diligence Vendor-01/23/2025 |  | Resolved-tape updated and DTI adjusted to use lender income - Due Diligence Vendor-01/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3270555 |
| XXXXXX-2025-NQM3-164 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-165 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-166 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-167 |  | D A | Closed | FCRE1964 | 2025-01-30 06:43 | 2025-01-31 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-expense ratio documented - Due Diligence Vendor-01/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded explanation - Buyer-01/31/2025 <br>Open-Business Bank statement program and Expense Factor considered by the lender is 88% but supporting doc is missing in file. - Due Diligence Vendor-01/30/2025 |  | Resolved-expense ratio documented - Due Diligence Vendor-01/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3314906 |
| XXXXXX-2025-NQM3-168 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-169 |  | C A | Closed | FCOM9175 | 2025-02-03 06:56 | 2025-02-05 11:55 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure not received by the borrower 3 days prior to consummation | Resolved-proof sent now present - Due Diligence Vendor-02/05/2025 <br>Ready for Review-Document Uploaded. Please review uploaded proof that all CD's were sent to the borrower electonically. - Buyer-02/04/2025 <br>Open-Provide evidence that Revised Closing Disclosure issued on 01/21/25; 01/22/25 & 01/23/25 were sent electronically to the borrower - Due Diligence Vendor-02/03/2025 |  | Resolved-proof sent now present - Due Diligence Vendor-02/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3334225 |
| XXXXXX-2025-NQM3-170 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-171 |  | D A | Closed | FCRE7347 | 2025-02-03 14:57 | 2025-02-10 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-lender removed rental income. Borrower still qualfies with no rents from this unit. DTI updated - Due Diligence Vendor-02/10/2025 <br> Ready for Review-Document Uploaded. We removed the $550 of rental income from[Redacted]. Please see attached updated 1008, Approval letter, lock and tape. - Buyer-02/10/2025 <br> Open-Lease agreement for property #45 available on page #129 of 154 is for the year 2015, hence need a recent one. - Due Diligence Vendor-02/03/2025 |  | Resolved-lender removed rental income. Borrower still qualfies with no rents from this unit. DTI updated - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3340950 |
| XXXXXX-2025-NQM3-171 |  | D A | Closed | FCRE1326 | 2025-02-04 11:52 | 2025-02-10 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-02/10/2025 <br>Ready for Review-Document Uploaded. All pages of the P&L are signed. The cover letter indicates that the document package was prepared on 1/14/25. We are okay to proceed. - Buyer-02/10/2025 <br>Open-P&L signature date is missing on provided P&L statement - Due Diligence Vendor-02/04/2025 |  | Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3348128 |
| XXXXXX-2025-NQM3-172 |  | D B C A | Closed | 1910-1003925 | 2025-02-05 11:58 | 2025-03-03 08:53 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-Lender used a standard FNMA 30 day note. Finding is acknowledged as a compliance caution. - Due Diligence Vendor-03/03/2025 <br> Ready for Review-Document Uploaded. Please see attached FedEx label, check refund, LOE and PCCD - Buyer-02/26/2025 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The Washington Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; [Redacted], Inc., 90 [Redacted]. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-02/05/2025 |  | Acknowledged-Lender used a standard FNMA 30 day note. Finding is acknowledged as a compliance caution. - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 3358253 |
| XXXXXX-2025-NQM3-172 |  | D B C A | Closed | FCRE2109 | 2025-02-05 11:15 | 2025-02-10 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Explanation validated and clears finding - Due Diligence Vendor-02/10/2025 <br> Ready for Review-For income calculation were used ten bank statements for [Redacted], as this account was closed and funds transferred to [Redacted]were used two bank statements for this account. - Buyer-02/07/2025 <br> Open-One on page 129 is not thru Nov and statements are thru Nov. need updated worksheet. - Due Diligence Vendor-02/05/2025 |  | Resolved-Explanation validated and clears finding - Due Diligence Vendor-02/10/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3357554 |
| XXXXXX-2025-NQM3-172 |  | D B C A | Closed | FCRE1228 | 2025-02-05 11:27 | 2025-02-05 11:27 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-8 NSF<br> Pg 188 - Due Diligence Vendor-02/05/2025 |  | Waived-8 NSF<br> Pg 188 - Due Diligence Vendor-02/05/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage<br> late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/02/2025 0.25 to price, 50k LA max |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3357730 |
| XXXXXX-2025-NQM3-173 |  | D B A C | Closed | FCRE1158 | 2025-02-06 06:38 | 2025-03-21 01:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/12/2025 <br>Ready for Review-Document Uploaded. Please see attached updated 1008 and Lock confirmation. Insurance Premium amount was corrected according to information in Insurance policy. - Buyer-02/11/2025 <br>Open-Hazard Insurance Policy Partially Provided As per 1008 Lender considered Monthly HOI premium as $80.00 where document reads $166.92 Monthly Need Supporting document to verify Annual Premium amount refer Pg. no 1 of 645 - Due Diligence Vendor-02/06/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3363645 |
| XXXXXX-2025-NQM3-173 |  | D B A C | Closed | 2000000-Fees-Prohibited-Document Preparation Fee-104-NY-Borrower | 2025-02-06 06:18 | 2025-02-27 04:53 | Cured | 2 - Non-Material C B | Compliance | Mavent | NY Fee Not Allowed- Document Preparation Fee (Fee ID: 104) | Cured-PCCD and proof of fee violation refund present - Due Diligence Vendor-02/27/2025 <br> Resolved- - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Document Uploaded. Please see attached check refund along with PCCD and Letter of explanation - Buyer-02/26/2025 <br> Open-The [Redacted] Banking Board Regulation - Part 80 (3 [Redacted] ADC 80.8) does not allow Document Preparation Fee (Fee ID: 104) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-02/06/2025 |  | Cured-PCCD and proof of fee violation refund present - Due Diligence Vendor-02/27/2025 <br>Resolved- - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3363515 |
| XXXXXX-2025-NQM3-174 |  | B A | Closed | FCRE0409 | 2025-02-07 08:09 | 2025-02-07 08:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived- - lender granted exception for IO 1st mtg - page 84 - Due Diligence Vendor-02/07/2025 |  | Waived- - lender granted exception for IO 1st mtg - page 84 - Due Diligence Vendor-02/07/2025<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3374811 |
| XXXXXX-2025-NQM3-175 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-176 |  | D A C | Closed | FCRE7805 | 2025-02-13 09:13 | 2025-02-19 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved- - Due Diligence Vendor-02/19/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Sept. & October statements - Buyer-02/18/2025 <br>Open- - Only have pages 1&2 of 34 for 9/2024 and page 1 of 32 for 10/2024 [Redacted] statements. Please provide full statements. - Due Diligence Vendor-02/13/2025 | all pages of asset statements now present - 02/19/2025 <br>|  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3416465 |
| XXXXXX-2025-NQM3-176 |  | D A C | Closed | FCOM5814 | 2025-02-13 09:36 | 2025-02-18 11:24 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof of electronic delivery now present - Due Diligence Vendor-02/18/2025 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-02/14/2025 <br>Open-Provide evidence CD 02/03/2025 was electronically sent. - Due Diligence Vendor-02/13/2025 |  | Resolved-proof of electronic delivery now present - Due Diligence Vendor-02/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3416890 |
| XXXXXX-2025-NQM3-177 |  | D A C | Closed | FCOM3605 | 2025-02-14 15:43 | 2025-02-20 11:17 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-confirmation that doc was sent electronically now present - Due Diligence Vendor-02/20/2025 <br>Ready for Review-Document Uploaded. Please see attached confirmation that doc was sent electronically - Buyer-02/20/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 02/06/25 was sent electronically to the borrower - Due Diligence Vendor-02/14/2025 |  | Resolved-confirmation that doc was sent electronically now present - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3429727 |
| XXXXXX-2025-NQM3-177 |  | D A C | Closed | FCRE3978 | 2025-02-18 10:12 | 2025-02-20 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-lender provided updated tape and included omitted debt since no proof of omission present. DTI now within 1% - Due Diligence Vendor-02/20/2025 <br> Ready for Review-Document Uploaded. Please see attached revised tape, Lock Confirmation and 1008 - Buyer-02/20/2025 <br> Open-[Redacted](page #108 of 286) is excluded from DTI. Need most recent payments proof as paid by the business account. <br> Note: This account is excluded from DTI and one proof found is dated Dec 2023 on pg.#18 of 211 . - Due Diligence Vendor-02/18/2025 |  | Resolved-lender provided updated tape and included omitted debt since no proof of omission present. DTI now within 1% - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3439644 |
| XXXXXX-2025-NQM3-178 |  | D A | Closed | FCOM4028 | 2025-02-24 12:54 | 2025-02-26 08:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3471853 |
| XXXXXX-2025-NQM3-179 |  | D A | Closed | FCOM4028 | 2025-02-25 08:28 | 2025-02-25 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3476128 |
| XXXXXX-2025-NQM3-180 |  | D B A | Closed | FCOM4028 | 2025-02-25 06:14 | 2025-02-27 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Ready for Review- N/A. File was recently closed ,recorded mortgage is not available yet. - Buyer-02/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3474957 |
| XXXXXX-2025-NQM3-180 |  | D B A | Closed | FCRE1437 | 2025-02-25 06:48 | 2025-02-25 06:48 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Page 721 - Bank stmt income qualification with non bwr spouse on statements - Due Diligence Vendor-02/25/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Page 721 - Bank stmt income qualification with non bwr spouse on statements - Due Diligence Vendor-02/25/2025<br>|  | No credit events past 40 months, No mortgage lates in the last 24 months, No Consumer lates in last 24 months, LTV 10% below maximum, Credit Score > 40 points above program minimum, Reserves > 6 months. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3475151 |
| XXXXXX-2025-NQM3-181 |  | D B A C | Closed | 1000609-1001960 | 2025-02-25 11:55 | 2025-02-26 13:27 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-This is acceptable. - Due Diligence Vendor-02/26/2025 <br>Resolved- - Due Diligence Vendor-02/26/2025 <br>Ready for Review-Document Uploaded. - Buyer-02/26/2025 <br>Open-The Initial Closing Disclosure Received Date of (2025-02-14) is not three business days before the consummation date of (2025-02-18). Three business days before the consummation date is (20250213). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) \* Need initial CD disclosed prior 3 business days of closing<br> The Initial Closing Disclosure Received Date of (2025-02-14) is not three business days before the consummation date of (2025-02-18). Three business days before the consummation date is (20250213). - Due Diligence Vendor-02/25/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-02/26/2025 <br>Resolved- - Due Diligence Vendor-02/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3478900 |
| XXXXXX-2025-NQM3-181 |  | D B A C | Closed | FCOM4028 | 2025-02-25 08:56 | 2025-02-26 08:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3476461 |
| XXXXXX-2025-NQM3-181 |  | D B A C | Closed | FVAL5524 | 2025-02-25 11:28 | 2025-02-25 15:03 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*Per Guide Rural property is Ineligible<br> \*Exception provided for Rural property checked on appraisal<br> \*Exception Pg.#523 of 656 <br> \*Approved with Condition: [Redacted] max, rural pricing - Due Diligence Vendor-02/25/2025 |  | Waived-\*Per Guide Rural property is Ineligible<br> \*Exception provided for Rural property checked on appraisal<br> \*Exception Pg.#523 of 656 <br> \*Approved with Condition: [Redacted] max, rural pricing - Due Diligence Vendor-02/25/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3478530 |
| XXXXXX-2025-NQM3-182 |  | D A | Closed | FCOM1233 | 2025-02-26 13:23 | 2025-03-03 14:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-lender updated 1003 asset balance - Due Diligence Vendor-03/03/2025 <br> Ready for Review-Document Uploaded. This was updated to $339.40 <br> - Buyer-03/03/2025 <br> Open-update assets to fix balance. Balance is $[Redacted] on Dec Bank statement. 1003 says $[Redacted] - Due Diligence Vendor-02/26/2025 |  | Resolved-lender updated 1003 asset balance - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3487552 |
| XXXXXX-2025-NQM3-182 |  | D A | Closed | FCOM4028 | 2025-02-26 10:25 | 2025-02-27 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3485658 |
| XXXXXX-2025-NQM3-183 |  | D A C | Closed | FCOM3605 | 2025-02-26 08:45 | 2025-02-28 12:23 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-electronic proof now present for CD - Due Diligence Vendor-02/28/2025 <br>Ready for Review-Document Uploaded. Please find attached<br> evidence that Revised Closing Disclosure issued on 02/12/2025 was sent electronically to the borrower<br> Closing Disclosure issued on 02/13/2025 is a CD draft - Buyer-02/28/2025 <br>Open-Provide evidence that Revised Closing Disclosure issued on 02/12/2025 & 02/13/25 was sent electronically to the borrower - Due Diligence Vendor-02/26/2025 |  | Resolved-electronic proof now present for CD - Due Diligence Vendor-02/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3484277 |
| XXXXXX-2025-NQM3-183 |  | D A C | Closed | FCOM4028 | 2025-02-26 06:49 | 2025-02-27 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3482983 |
| XXXXXX-2025-NQM3-184 |  | D A C | Closed | FCOM3605 | 2025-02-27 09:38 | 2025-03-03 11:17 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-evidence that Initial Closing Disclosure issued on 02/18/25 was sent electronically to the borrower now present - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Document Uploaded. Please review uploaded proof of delivery - Buyer-02/28/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 02/18/25 was sent electronically to the borrower - Due Diligence Vendor-02/27/2025 |  | Resolved-evidence that Initial Closing Disclosure issued on 02/18/25 was sent electronically to the borrower now present - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3493588 |
| XXXXXX-2025-NQM3-184 |  | D A C | Closed | FCOM4438 | 2025-02-27 09:15 | 2025-03-03 11:16 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Closing Date is missing or inaccurate | Resolved-resolved with lender comments. - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Borrowers signed final CD as individually ,since co-borrowerr spouse is on the Trust ,but she is not actually on the loan . - Buyer-02/28/2025 <br>Open-Final CD pg.#153 and sign page#157: Trustee details are missing. Note: refer pg.# 158 of NOTE doc for Trustee details.<br> - Due Diligence Vendor-02/27/2025 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-03/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3492694 |
| XXXXXX-2025-NQM3-184 |  | D A C | Closed | FCOM4028 | 2025-02-27 06:43 | 2025-02-28 06:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3490949 |
| XXXXXX-2025-NQM3-185 |  | D B A | Closed | FCOM4028 | 2025-02-27 07:33 | 2025-03-03 05:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025 <br>Ready for Review-N/A. File was recently closed,recorded mortgage is not available yet. - Buyer-02/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3491417 |
| XXXXXX-2025-NQM3-185 |  | D B A | Closed | FCRE1437 | 2025-02-27 07:54 | 2025-02-27 07:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Page 854 - Bank stmt program allows a max of 3 NSF's in a 12 month period. Exception for 14. - Due Diligence Vendor-02/27/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Page 854 - Bank stmt program allows a max of 3 NSF's in a 12 month period. Exception for 14. - Due Diligence Vendor-02/27/2025<br>|  | Revolving debt under 30%, Residual income > $3,000, DTI > 10% below program max, No mortgage lates last 24 months, 5+ yrs credit history. |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3491631 |
| XXXXXX-2025-NQM3-186 |  | D A | Closed | FCOM4028 | 2025-02-28 08:20 | 2025-03-03 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3501359 |
| XXXXXX-2025-NQM3-187 |  | D A | Closed | FCOM4028 | 2025-03-03 15:58 | 2025-03-04 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3517749 |
| XXXXXX-2025-NQM3-188 |  | D A | Closed | FCRE1325 | 2025-03-04 15:23 | 2025-05-01 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-CPA letter is now dated - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. Please see attached dated CPA letter - Buyer-05/01/2025 <br>Open-accountant letter pg 269 is not dated - Due Diligence Vendor-03/04/2025 |  | Resolved-CPA letter is now dated - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3527559 |
| XXXXXX-2025-NQM3-188 |  | D A | Closed | FCOM4028 | 2025-03-04 13:59 | 2025-03-06 05:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3526788 |
| XXXXXX-2025-NQM3-189 |  | D A | Closed | FCRE9991 | 2025-03-05 15:13 | 2025-04-04 06:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lien position is not affected, as subject lien is on title. However, TPR CLTV is correct as UCCS are recorded - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Document Uploaded. - Seller-04/04/2025 <br> Counter-waiver or final policy confirming second lien position required - Due Diligence Vendor-04/03/2025 <br> Ready for Review-Document Uploaded. The title confirmed that we are second lien position and with the items that were provided we were confirmed second lien position we should be okay - Buyer-04/03/2025 <br> Counter-since lien-ed on title and guides require them paid need waiver • All Solar Panel loans and leases must be paid off. - Due Diligence Vendor-03/07/2025 <br> Ready for Review-Document Uploaded. For this one we had previously received confirmation that this was a non-issue if the solar panels were only a collateral against themselves. Neither of these are an official lien item against the property. UCC collateral is solely the Solar panel equipment - Buyer-03/07/2025 <br> Open-LTV is [Redacted] because of the 2 unpaid UCC liens on title. - Due Diligence Vendor-03/05/2025 | Ready for Review-Document Uploaded. - Seller-04/04/2025<br>| Resolved-lien position is not affected, as subject lien is on title. However, TPR CLTV is correct as UCCS are recorded - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3538110 |
| XXXXXX-2025-NQM3-189 |  | D A | Closed | FCRE1254 | 2025-03-05 15:06 | 2025-04-04 06:14 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-title provided confirmation that subject lien is in 2nd lien position - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. we have confirmation from title, that is sufficient - Buyer-04/04/2025 <br>Counter-we either need a waiver or a final title policy showing lien position of subject lien is second. what was provided does not suffice or verify second lien - Due Diligence Vendor-04/03/2025 <br>Ready for Review-Document Uploaded. The title confirmed that we are second lien position and with the items that were provided we were confirmed second lien position we should be okay - Buyer-04/03/2025 <br>Counter-finding is valid. Per guides 4.2 • All Solar Panel loans and leases must be paid off. - Due Diligence Vendor-03/07/2025 <br>Ready for Review-UCC collateral is solely the Solar panel equipment - Seller-03/07/2025 <br>Open-Property Title Issue 2 open UCC liens for $75902 left open on title. Per guides- All existing subordinate liens must be satisfied. - Due Diligence Vendor-03/05/2025 | Ready for Review-UCC collateral is solely the Solar panel equipment - Seller-03/07/2025<br>| Resolved-title provided confirmation that subject lien is in 2nd lien position - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3538080 |
| XXXXXX-2025-NQM3-189 |  | D A | Closed | FCOM4028 | 2025-03-05 14:39 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3537824 |
| XXXXXX-2025-NQM3-190 |  | D A | Closed | FCOM4028 | 2025-03-07 06:34 | 2025-03-10 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3553697 |
| XXXXXX-2025-NQM3-191 |  | D A | Closed | FCRE1440 | 2025-03-07 08:16 | 2025-03-10 07:39 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-lender provided explanation on mtg history and no mtg listed. - Due Diligence Vendor-03/10/2025 <br> Ready for Review-Document Uploaded. There is no mortgage on property Crandon Blvd - we had title on file along with LOX from the borrower.The [Redacted] is reported as mortgage with [Redacted] on credit report and mortgage statement was on file .Docs are re-uploaded for your reference. - Buyer-03/07/2025 <br> Open-Housing History Does Not Meet Guideline Requirements There is no accurate sch of REO in file nor a lease for [Redacted]. There is no disposition of the departing property ([Redacted]) in the file - sold, rented - mortgaged or not? - Due Diligence Vendor-03/07/2025 |  | Resolved-lender provided explanation on mtg history and no mtg listed. - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3554812 |
| XXXXXX-2025-NQM3-191 |  | D A | Closed | FCRE9991 | 2025-03-07 08:33 | 2025-03-10 07:38 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided corrected 1003 with mortgage payments and correct rents showing. DTI now matches - Due Diligence Vendor-03/10/2025 <br> Ready for Review-Document Uploaded. There was no rental income used from property [Redacted] ,the mortgage payment was added to the liabilities as it's reported on credit report monthly $3,272.00<br> [Redacted] - marked as own on 1003and is free and clear. Title document was uploaded to the conditon above, no rental income was used from this property for qualification.<br> DTI is 24.7820%.Calculations are 5747.139999999999 \* 100 / 23191.14 - Buyer-03/07/2025 <br> Open-Lender's approval DTI is 24.78% . Review is 29.82%. Lender used $9,238.98 in additional rental income - however - There is no accurate sch of REO in file nor a lease for [Redacted]. Further, there is no disposition of the departing property ([Redacted]-marked as own on 1003) in the file. Cannot determine if sold, rented - mortgaged or? With the information provided in the file, the net rental income is $5,319.30. All other numbers match. $5,090.14 PITI + $657 debts = $5,747.14 / $19,271.46 Total qualifying Income ($13,952.16 Base Income + $5,319.30 Rental Income) = 29.82% - Due Diligence Vendor-03/07/2025 |  | Resolved-lender provided corrected 1003 with mortgage payments and correct rents showing. DTI now matches - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3555127 |
| XXXXXX-2025-NQM3-191 |  | D A | Closed | FCOM4028 | 2025-03-07 07:08 | 2025-03-07 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3554014 |
| XXXXXX-2025-NQM3-192 |  | D B C A | Closed | FCRE8902 | 2025-03-11 12:03 | 2025-03-17 08:06 | Resolved | 1 - Information B A | Credit | Title | Title Policy Issue - Delinquent taxes on Policy | Resolved-proof delinquent tax now current. - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/14/2025 <br>Counter-still need proof taxes are current. - Due Diligence Vendor-03/13/2025 <br>Ready for Review-We add only delinquent taxes - Buyer-03/13/2025 <br>Open-taxes not paid and there is a penalty pg 44- need proof paid - Due Diligence Vendor-03/11/2025 |  | Resolved-proof delinquent tax now current. - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3583572 |
| XXXXXX-2025-NQM3-192 |  | D B C A | Closed | FCOM5814 | 2025-03-11 12:16 | 2025-03-13 08:06 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof electronic delivery of CD now present - Due Diligence Vendor-03/13/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/13/2025 <br>Open-Provide evidence CD 02/27/2025 was electronically sent. - Due Diligence Vendor-03/11/2025 |  | Resolved-proof electronic delivery of CD now present - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3583748 |
| XXXXXX-2025-NQM3-192 |  | D B C A | Closed | FCOM4028 | 2025-03-11 10:06 | 2025-03-13 06:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Ready for Review-Less than 60 days - Buyer-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3581989 |
| XXXXXX-2025-NQM3-192 |  | D B C A | Closed | FCRE6389 | 2025-03-11 11:54 | 2025-03-11 11:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit score not provided | Waived-credit score does not meet minimum for program pg 3 - Due Diligence Vendor-03/11/2025 |  | Waived-credit score does not meet minimum for program pg 3 - Due Diligence Vendor-03/11/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, 10 years or more in the same line of employment, No credit events<br> past 40 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3583483 |
| XXXXXX-2025-NQM3-193 |  | D A | Closed | FCOM4028 | 2025-03-10 14:02 | 2025-03-13 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan Closed in less than 60 days. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2025 |  | Resolved-Loan Closed in less than 60 days. - Due Diligence Vendor-03/13/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3574599 |
| XXXXXX-2025-NQM3-194 |  | D A | Closed | FCOM4028 | 2025-03-11 07:44 | 2025-03-13 06:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Ready for Review-Less tahn 60 days - Buyer-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3579771 |
| XXXXXX-2025-NQM3-195 |  | D A C | Closed | FCRE1158 | 2025-03-11 09:03 | 2025-03-19 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/19/2025 <br>Resolved-Policy number now present on policy - Due Diligence Vendor-03/19/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/19/2025 <br>Open-Hazard Insurance Policy Partially Provided Policy number on HOI policy available on page #496 of 537 is missing reflecting as pending. - Due Diligence Vendor-03/11/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/19/2025 <br>Resolved-Policy number now present on policy - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3580935 |
| XXXXXX-2025-NQM3-195 |  | D A C | Closed | FCOM3605 | 2025-03-11 09:39 | 2025-03-17 09:01 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-Proof CD sent electronically to the borrower now present - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/14/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 02/26/25 was sent electronically to the borrower - Due Diligence Vendor-03/11/2025 |  | Resolved-Proof CD sent electronically to the borrower now present - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3581569 |
| XXXXXX-2025-NQM3-195 |  | D A C | Closed | FCRE6763 | 2025-03-11 09:20 | 2025-03-17 09:01 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-corrected 1008 with updated income. DTI is now 49.61% and TPR matches lenders updated 1008 - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-03/14/2025 <br> Open-\*Lender has considered expense ratio of 20% for all the 3 employment(s), however as per CPA on page #508 only [Redacted] expense ratio is 20% <br> Note: Expense ratio Supporting doc for Employer [Redacted] & for income #3 is missing in file.<br> - Due Diligence Vendor-03/11/2025 |  | Resolved-corrected 1008 with updated income. DTI is now 49.61% and TPR matches lenders updated 1008 - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3581288 |
| XXXXXX-2025-NQM3-195 |  | D A C | Closed | FCOM4028 | 2025-03-10 16:07 | 2025-03-13 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3575813 |
| XXXXXX-2025-NQM3-196 |  | D A | Closed | FCRE1201 | 2025-03-11 09:33 | 2025-03-17 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-03/17/2025 <br>Resolved-fraud report now present - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Fraud Report - Buyer-03/17/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is missing - Due Diligence Vendor-03/11/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-03/17/2025 <br>Resolved-fraud report now present - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3581462 |
| XXXXXX-2025-NQM3-196 |  | D A | Closed | FCRE3876 | 2025-03-11 09:50 | 2025-03-17 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-03/17/2025 <br>Open-Title O&E Policy is Missing or Expired Title O&E Policy is Missing in file. - Due Diligence Vendor-03/11/2025 |  | Resolved-E&O now present - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3581758 |
| XXXXXX-2025-NQM3-196 |  | D A | Closed | FCOM4028 | 2025-03-11 07:49 | 2025-03-13 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3579863 |
| XXXXXX-2025-NQM3-197 |  | D B A | Closed | FCOM4028 | 2025-03-11 09:28 | 2025-03-13 06:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 3581401 |
| XXXXXX-2025-NQM3-197 |  | D B A | Closed | FCRE1254 | 2025-03-11 10:59 | 2025-03-11 10:59 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived- - lender granted exception to add non-borrower to title ([Redacted] owns property [Redacted] will be Quit claimed at closing) - page 575 - Due Diligence Vendor-03/11/2025 |  | Waived- - lender granted exception to add non-borrower to title ([Redacted] owns property [Redacted] will be Quit claimed at closing) - page 575 - Due Diligence Vendor-03/11/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3582692 |
| XXXXXX-2025-NQM3-197 |  | D B A | Closed | FPRO2828 | 2025-03-11 10:57 | 2025-03-11 10:57 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived- - lender granted exception for Appraisal Transfer 90 days old - page 574 \*\*\*exception states ok to proceed with out exception\*\*\* - Due Diligence Vendor-03/11/2025 |  | Waived- - lender granted exception for Appraisal Transfer 90 days old - page 574 \*\*\*exception states ok to proceed with out exception\*\*\* - Due Diligence Vendor-03/11/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3582681 |
| XXXXXX-2025-NQM3-198 |  | D B A | Closed | FCRE1437 | 2025-03-13 13:34 | 2025-04-04 06:17 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Lender corrected income and DTI now exceeds guides. Lender provided a waiver as DTI exceeds 50% - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please see attached waiver for DTI - Buyer-04/03/2025 <br>Counter-need waiver for DTI. With corrected income, DTI is now over 50% and cannot exceeds 50% for FTHB - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. Income and Employment information was updated. Please see attached updated 1003, 1008, Approval letter, lock and tape. - Buyer-03/17/2025 <br>Open-Income and Employment Do Not Meet Guidelines income worksheets on pages 203 and 202 dont support income used - Due Diligence Vendor-03/13/2025 |  | Waived-Lender corrected income and DTI now exceeds guides. Lender provided a waiver as DTI exceeds 50% - Due Diligence Vendor-04/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 3607057 |
| XXXXXX-2025-NQM3-198 |  | D B A | Closed | FCOM4028 | 2025-03-13 13:12 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3606703 |
| XXXXXX-2025-NQM3-198 |  | D B A | Closed | FCRE1995 | 2025-03-13 14:04 | 2025-03-17 13:27 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comment s, EMD backed out - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Please disregard. Earnest Money Deposit was back out of [Redacted] instead of sourcing it - Buyer-03/17/2025 <br> Open-missing 5k emd - Due Diligence Vendor-03/13/2025 |  | Resolved-resolved with lender comment s, EMD backed out - Due Diligence Vendor-03/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3607431 |
| XXXXXX-2025-NQM3-199 |  | D A | Closed | FCOM4028 | 2025-03-13 11:29 | 2025-03-13 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3605144 |
| XXXXXX-2025-NQM3-200 |  | D A | Closed | FCOM4028 | 2025-03-13 12:46 | 2025-03-17 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3606347 |
| XXXXXX-2025-NQM3-201 |  | D A | Closed | FCOM4028 | 2025-03-17 09:31 | 2025-03-18 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3626134 |
| XXXXXX-2025-NQM3-202 |  | D B A | Closed | FCOM4028 | 2025-03-14 09:56 | 2025-03-17 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3614368 |
| XXXXXX-2025-NQM3-202 |  | D B A | Closed | FCRE1226 | 2025-03-14 12:01 | 2025-03-14 15:01 | Waived | 2 - Non-Material B | Credit | Missing Doc | Appraisal document is incomplete or partial | Waived-As per guide, Any projects with significant repairs due to unsafe conditions are not eligible.<br> \*Exception is provided to allow that building is going through the minor structural repairs (no safety issues)<br> \*Approved Conditions : [Redacted] max, 0.5 to price<br> \*Exception is on page #505 of 528 - Due Diligence Vendor-03/14/2025 |  | Waived-As per guide, Any projects with significant repairs due to unsafe conditions are not eligible.<br> \*Exception is provided to allow that building is going through the minor structural repairs (no safety issues)<br> \*Approved Conditions : [Redacted] max, 0.5 to price<br> \*Exception is on page #505 of 528 - Due Diligence Vendor-03/14/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3616079 |
| XXXXXX-2025-NQM3-202 |  | D B A | Closed | FVAL5474 | 2025-03-14 11:54 | 2025-03-14 15:01 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Projects in which a single entity owns more than 10% units must be disclosed.<br> \*Exception form is provided to allow a few owners have multiple units. HOA can't tell how many.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #505 of 528<br> - Due Diligence Vendor-03/14/2025 |  | Waived-As per guide, Projects in which a single entity owns more than 10% units must be disclosed.<br> \*Exception form is provided to allow a few owners have multiple units. HOA can't tell how many.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #505 of 528<br> - Due Diligence Vendor-03/14/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3615975 |
| XXXXXX-2025-NQM3-202 |  | D B A | Closed | FVAL9739 | 2025-03-14 12:04 | 2025-03-14 12:06 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As per guide, Projects in which the HOA is named as a party to pending litigation are allowed only in special case-by-case circumstances<br> \*Exception form is provided to allow Condo litigations: The first case is being defended by the associations prior general counsel, not HOA insurance<br> \*Approved Conditions:+0.5 to price<br> \*Exception form is on page #506 of 528 - Due Diligence Vendor-03/14/2025 |  | Waived-As per guide, Projects in which the HOA is named as a party to pending litigation are allowed only in special case-by-case circumstances<br> \*Exception form is provided to allow Condo litigations: The first case is being defended by the associations prior general counsel, not HOA insurance<br> \*Approved Conditions:+0.5 to price<br> \*Exception form is on page #506 of 528 - Due Diligence Vendor-03/14/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3616132 |
| XXXXXX-2025-NQM3-203 |  | D A | Closed | FCOM4028 | 2025-03-15 04:00 | 2025-03-18 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Ready for Review-File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3620108 |
| XXXXXX-2025-NQM3-204 |  | D A | Closed | FCRE1440 | 2025-03-17 08:52 | 2025-04-02 13:00 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-resolved with lender comments and letter from original mtg pay off, they did not consider Feb late since they were aware of it closing - Due Diligence Vendor-04/02/2025 <br>Ready for Review-The letter clearly states there was no mortgage late reported. No need for a waiver. - Seller-04/02/2025 <br>Counter-need waiver for 1x 30 since Feb was made regardless if they collected at close it was 30 days late. - Due Diligence Vendor-04/02/2025 <br>Ready for Review-Document Uploaded. Please review uploaded LOE - Seller-04/01/2025 <br>Counter-disagree. Feb payment was not made when VOM was completed. VOM says next payment due is Feb. Finding is valid. Waiver is required. - Due Diligence Vendor-03/20/2025 <br>Ready for Review-As per VOM on file,no late payments were reported plus payoff doesn't reflect any additional charges (late fees for February).The payoff included principal balance,March and Feb amounts plus preparation and recording fees - Buyer-03/20/2025 <br>Counter-issue is not march payment, it is the Feb Payment. Pay off includes Feb payment which reflects it was not paid on time. - Due Diligence Vendor-03/19/2025 <br>Ready for Review-N/A ,payoff was on file,borrower was not supposed to complete March payment since the closing was 03/04/2025 - Buyer-03/18/2025 <br>Open-Housing History Does Not Meet Guideline Requirements No evidence bwr made 02/2025 pmt on time. CD (page 317) and demand (page 429 , VOM page 431) reflect amounts that indicate the 02/2025 and 03/2025 pmts were due/included in payoff. Loan disbursed 03/04/2025. Mtg appears 1x30 at close. - Due Diligence Vendor-03/17/2025 | Ready for Review-The letter clearly states there was no mortgage late reported. No need for a waiver. - Seller-04/02/2025 <br>Ready for Review-Document Uploaded. Please review uploaded LOE - Seller-04/01/2025<br>| Resolved-resolved with lender comments and letter from original mtg pay off, they did not consider Feb late since they were aware of it closing - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3625425 |
| XXXXXX-2025-NQM3-204 |  | D A | Closed | FCRE1254 | 2025-03-17 09:00 | 2025-03-24 12:53 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-resolved with lender comments. They have reviewed the articles and most recent filing. While they dont specify member names, the lender is accepting the articles for proof of ownership. - Due Diligence Vendor-03/24/2025 <br> Ready for Review-Articles shows only one member plus we had most recent filing-this should be acceptable as per guide lines 6.6 - Seller-03/24/2025 <br> Counter-articles do not state Single Member or we would accept. This finding is valid. - Due Diligence Vendor-03/21/2025 <br> Ready for Review-As for the [Redacted] we had articleas with most recent filing.Per our guidelines, we can accept Articles and Most Recent Filing (for single member LLCs) in lieu of Operating Agreement. CPA letter was not needed for ownership % - Buyer-03/21/2025 <br> Counter-this letter does not state business name for vesting. need updated letter to confirm % owned of business that property was vested in- finding is valid - Due Diligence Vendor-03/20/2025 <br> Ready for Review-Document Uploaded. We had CPA letter on file stating that borrower is sole proprietor and owns 100% of the business - Buyer-03/20/2025 <br> Counter-the QCD is not the issue. we need to verify what % of the LLC the borrower owns to be able to determine seasoning. See page 16 of guidelines. - Due Diligence Vendor-03/19/2025 <br> Ready for Review-QCD on file states that borrower is the only Grantor and Grantee - Buyer-03/18/2025 <br> Open-Property Title Issue FYI - Property was vested in [Redacted] - No operating agreement in file to confirm 100% ownership to verify title chain. Unexecuted Qc page 555. articles page 507 do not state sole member or validate no other members. Need CPA letter to confirm % owned - Due Diligence Vendor-03/18/2025 | Ready for Review-Articles shows only one member plus we had most recent filing-this should be acceptable as per guide lines 6.6 - Seller-03/24/2025<br>| Resolved-resolved with lender comments. They have reviewed the articles and most recent filing. While they dont specify member names, the lender is accepting the articles for proof of ownership. - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3625541 |
| XXXXXX-2025-NQM3-204 |  | D A | Closed | FCOM4028 | 2025-03-17 08:24 | 2025-03-20 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3624920 |
| XXXXXX-2025-NQM3-205 |  | D A | Closed | FCRE9991 | 2025-03-18 08:14 | 2025-03-25 08:34 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-CLTV is now updated with correct first lien balance - Due Diligence Vendor-03/25/2025 <br> Ready for Review-Document Uploaded. I updated from statement. That is not something we typically are required to do though. We normally go with whatever is on credit. <br>Uploaded updated tape, 1008, approval letter , lock form<br> - Buyer-03/24/2025 <br> Open-CLTV is[Redacted] as current first line balance is [Redacted] (pg 393) - Due Diligence Vendor-03/18/2025 |  | Resolved-CLTV is now updated with correct first lien balance - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3635316 |
| XXXXXX-2025-NQM3-205 |  | D A | Closed | FCRE8902 | 2025-03-18 08:08 | 2025-03-25 08:33 | Resolved | 1 - Information B A | Credit | Title | Title Policy Issue - Delinquent taxes on Policy | Resolved-proof first lien holder paid taxes now present - Due Diligence Vendor-03/25/2025 <br>Ready for Review-the most recent mortgage statement from the 1st lien holder showing the city tax payment was disbursed.<br> - Buyer-03/24/2025 <br>Ready for Review-Document Uploaded. Please see the attached. - Buyer-03/24/2025 <br>Open-need proof Feb 2025 taxes were paid (pg 393 says open and due) - Due Diligence Vendor-03/18/2025 |  | Resolved-proof first lien holder paid taxes now present - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3635204 |
| XXXXXX-2025-NQM3-205 |  | D A | Closed | FCOM4028 | 2025-03-18 07:07 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3634501 |
| XXXXXX-2025-NQM3-206 |  | D A | Closed | FCOM4028 | 2025-03-18 13:51 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3640448 |
| XXXXXX-2025-NQM3-207 |  | D A | Closed | FCOM4028 | 2025-03-17 09:32 | 2025-03-18 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3626161 |
| XXXXXX-2025-NQM3-208 |  | D B A C | Closed | FPRO1228 | 2025-03-18 15:57 | 2025-03-21 12:27 | Resolved | 1 - Information C A | Property | Data | Property Insurance Does Not State Correct Mortgagee | Resolved-mortgagee clause has been corrected on insurance - Due Diligence Vendor-03/21/2025 <br>Ready for Review-Document Uploaded. Please review uploaded updated insurance policy - Buyer-03/21/2025 <br>Open-ISAOA ATIMA missing from mtg clause - Due Diligence Vendor-03/18/2025 |  | Resolved-mortgagee clause has been corrected on insurance - Due Diligence Vendor-03/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3641771 |
| XXXXXX-2025-NQM3-208 |  | D B A C | Closed | FCOM4028 | 2025-03-18 15:27 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3641474 |
| XXXXXX-2025-NQM3-208 |  | D B A C | Closed | FCRE1228 | 2025-03-18 15:56 | 2025-03-18 15:56 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max NSFs for bank account- 17 NSFs on closed account<br> Pg 542 - Due Diligence Vendor-03/18/2025 |  | Waived-exceeds max NSFs for bank account- 17 NSFs on closed account<br> Pg 542 - Due Diligence Vendor-03/18/2025<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/07/2025 +0.5 to price, 50% CLTV max |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3641769 |
| XXXXXX-2025-NQM3-209 |  | D A | Closed | FCOM4028 | 2025-03-19 09:27 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3647350 |
| XXXXXX-2025-NQM3-210 |  | D B A | Closed | FCOM4028 | 2025-03-18 09:24 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3636700 |
| XXXXXX-2025-NQM3-210 |  | D B A | Closed | FCRE1200 | 2025-03-19 15:11 | 2025-03-19 15:11 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount does not meet minimum amount - Due Diligence Vendor-03/19/2025 |  | Waived-loan amount does not meet minimum amount - Due Diligence Vendor-03/19/2025<br>|  | 5 years on current job, no credit events past 40 months, and 5+ years credit history. |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3651885 |
| XXXXXX-2025-NQM3-211 |  | D A | Closed | FCOM4028 | 2025-03-18 12:56 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3639805 |
| XXXXXX-2025-NQM3-212 |  | D B A | Closed | FCOM4028 | 2025-03-20 11:10 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3659564 |
| XXXXXX-2025-NQM3-212 |  | D B A | Closed | FPRO1251 | 2025-03-20 17:58 | 2025-03-20 17:58 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived- - lender granted exception for Legal non conforming zoning - page 253 - Due Diligence Vendor-03/20/2025 |  | Waived- - lender granted exception for Legal non conforming zoning - page 253 - Due Diligence Vendor-03/20/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3664083 |
| XXXXXX-2025-NQM3-213 |  | D B A | Closed | FCOM4028 | 2025-03-19 07:43 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3645557 |
| XXXXXX-2025-NQM3-213 |  | D B A | Closed | FCRE6763 | 2025-03-19 09:30 | 2025-03-19 09:30 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Guidelines require proof of 6 months payments for Alimony/Child Support and it was not provided. - Due Diligence Vendor-03/19/2025 |  | Waived-Guidelines require proof of 6 months payments for Alimony/Child Support and it was not provided. - Due Diligence Vendor-03/19/2025<br>|  | No Credit events past 40 months, 5+ years credit history, and borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3647400 |
| XXXXXX-2025-NQM3-214 |  | D A | Closed | FCOM4028 | 2025-03-20 14:20 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3662664 |
| XXXXXX-2025-NQM3-215 |  | D A B | Closed | FCOM1621 | 2025-03-20 09:34 | 2025-03-24 13:42 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-now present - Due Diligence Vendor-03/24/2025 <br>Ready for Review-Document Uploaded. Please see attached escrow disclosure - Buyer-03/24/2025 <br>Open-Initial Escrow Account Disclosure is Missing - Due Diligence Vendor-03/20/2025 |  | Resolved-now present - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3658104 |
| XXXXXX-2025-NQM3-215 |  | D A B | Closed | FCRE9651 | 2025-03-20 09:34 | 2025-03-24 13:29 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-03/24/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization schedule - Buyer-03/24/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-03/20/2025 |  | Resolved-now present - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3658105 |
| XXXXXX-2025-NQM3-215 |  | D A B | Closed | FCOM4028 | 2025-03-20 09:27 | 2025-03-20 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3658002 |
| XXXXXX-2025-NQM3-216 |  | D B A | Closed | FCOM4028 | 2025-03-21 07:15 | 2025-03-24 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-03/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3666684 |
| XXXXXX-2025-NQM3-216 |  | D B A | Closed | FVAL5474 | 2025-03-21 10:12 | 2025-03-24 09:15 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Condo Budget: not enough reserves. Must be at least $[Redacted], but it's only $[Redacted]. - exception not provided. Short Description condo budget: not enough reserves<br> Pg. 377 - Due Diligence Vendor-03/21/2025 |  | Waived-Condo Budget: not enough reserves. Must be at least [Redacted], but it's only $[Redacted]. - exception not provided. Short Description condo budget: not enough reserves<br> Pg. 377 - Due Diligence Vendor-03/21/2025 |  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/27/2025 75 LTV max |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3669165 |
| XXXXXX-2025-NQM3-216 |  | D B A | Closed | FCRE1437 | 2025-03-21 08:40 | 2025-03-21 08:40 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Exception for another person on personal bank statement program but not on loan<br> Pg 376<br> Per guidelines, all parties listed on personal bank statements being used for income calculation<br> must also be borrowers on the loan. [Redacted] (joint owner of [Redacted] account being used for<br> income calculation) to be added to the loan as a borrower - Due Diligence Vendor-03/21/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Exception for another person on personal bank statement program but not on loan<br> Pg 376<br> Per guidelines, all parties listed on personal bank statements being used for income calculation<br> must also be borrowers on the loan. [Redacted] (joint owner of [Redacted] account being used for<br> income calculation) to be added to the loan as a borrower - Due Diligence Vendor-03/21/2025 |  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/21/2025 0.25 to the price and 80 cltv max |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3667712 |
| XXXXXX-2025-NQM3-217 |  | D A | Closed | FCOM4028 | 2025-03-20 16:28 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3663798 |
| XXXXXX-2025-NQM3-218 |  | D B A | Closed | FCOM4028 | 2025-03-20 16:56 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3663930 |
| XXXXXX-2025-NQM3-218 |  | D B A | Closed | FCRE1228 | 2025-03-21 11:51 | 2025-03-21 11:51 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-\*Per Guide: Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception provided for 4 NSF's in the last 12 months<br> \*Exception pg.#426 of 468<br> \*Approved with condition: 0.125 to price<br> - Due Diligence Vendor-03/21/2025 |  | Waived-\*Per Guide: Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception provided for 4 NSF's in the last 12 months<br> \*Exception pg.#426 of 468<br> \*Approved with condition: 0.125 to price<br> - Due Diligence Vendor-03/21/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 3670327 |
| XXXXXX-2025-NQM3-219 |  | D A | Closed | FCOM4028 | 2025-03-24 06:53 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3677861 |
| XXXXXX-2025-NQM3-220 |  | D A | Closed | FCRE1148 | 2025-03-21 13:35 | 2025-05-12 08:17 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-final title matches loan amount. now cleared - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-05/08/2025 <br> Open- - Due Diligence Vendor-03/25/2025 <br> Rescinded-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of [Redacted] - Due Diligence Vendor-03/21/2025 |  | Resolved-final title matches loan amount. now cleared - Due Diligence Vendor-05/12/2025 <br> Rescinded-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of [Redacted] - Due Diligence Vendor-03/21/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3671733 |
| XXXXXX-2025-NQM3-220 |  | D A | Closed | FCOM4028 | 2025-03-21 12:35 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3670994 |
| XXXXXX-2025-NQM3-221 |  | D A | Closed | FCRE1437 | 2025-03-21 17:01 | 2025-04-01 12:39 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-P/L now dated - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. Please review uploaded dated P&L - Seller-04/01/2025 <br>Open-As per guide P&L must be signed and include the preparation date. However P&L available on page #386, 387 is not dated. - Due Diligence Vendor-03/21/2025 | Ready for Review-Document Uploaded. Please review uploaded dated P&L - Seller-04/01/2025<br>| Resolved-P/L now dated - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3673127 |
| XXXXXX-2025-NQM3-221 |  | D A | Closed | FCRE6101 | 2025-03-21 16:20 | 2025-03-26 13:21 | Resolved | 1 - Information C A | Credit | Insurance | Named Insured on Flood Insurance does not match Borrower(s) Name(s) | Resolved-resolved with lender comments. - Due Diligence Vendor-03/26/2025 <br>Ready for Review-Borrower's name is listed on the policy,the additional name is allowed - Seller-03/26/2025 <br>Open-Name of Insured does not match Flood Insurance Borrowers Names. As per flood insurance on page #388 apart from borrower's name there is one more name under insured name who is not on the loan. - Due Diligence Vendor-03/21/2025 | Ready for Review-Borrower's name is listed on the policy,the additional name is allowed - Seller-03/26/2025<br>| Resolved-resolved with lender comments. - Due Diligence Vendor-03/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3673022 |
| XXXXXX-2025-NQM3-221 |  | D A | Closed | FCRE1964 | 2025-03-21 17:02 | 2025-03-26 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-bank statements to support income are now present - Due Diligence Vendor-03/26/2025 <br> Ready for Review-Document Uploaded. Please review uploaded banks tatements - Buyer-03/26/2025 <br> Open-As per guide, For loans with CLTV greater than [Redacted]%, 2 months of consecutive personal or business bank statements, are required for the business being used for P&L qualification purposes, must support at least [Redacted]% of the gross income reflected on the P&L, which is missing in file - Due Diligence Vendor-03/21/2025 |  | Resolved-bank statements to support income are now present - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3673128 |
| XXXXXX-2025-NQM3-221 |  | D A | Closed | FCRE1481 | 2025-03-21 16:48 | 2025-03-26 13:20 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-missing bank st. now present - Due Diligence Vendor-03/26/2025 <br> Ready for Review-Document Uploaded. Please review uploaded FEbruary bank statement - Seller-03/26/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements As per final 1003 on page #185 [Redacted] with a balance of $[Redacted] statement is missing in file.<br> - Due Diligence Vendor-03/21/2025 | Ready for Review-Document Uploaded. Please review uploaded FEbruary bank statement - Seller-03/26/2025<br>| Resolved-missing bank st. now present - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3673101 |
| XXXXXX-2025-NQM3-221 |  | D A | Closed | FCOM4028 | 2025-03-21 15:14 | 2025-03-25 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3672665 |
| XXXXXX-2025-NQM3-222 |  | D A C | Closed | FCOM5814 | 2025-03-25 08:32 | 2025-03-26 13:50 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-CD sent electronically now present - Due Diligence Vendor-03/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-03/26/2025 <br>Open-Provide evidence CD 03/18/2025 was electronically sent. - Due Diligence Vendor-03/25/2025 |  | Resolved-CD sent electronically now present - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3688608 |
| XXXXXX-2025-NQM3-222 |  | D A C | Closed | FCOM4028 | 2025-03-25 07:20 | 2025-03-25 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3687705 |
| XXXXXX-2025-NQM3-223 |  | D B A | Closed | FCRE1964 | 2025-03-25 11:13 | 2025-03-31 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-account access letter for bus funds now present - Due Diligence Vendor-03/31/2025 <br>Ready for Review-Document Uploaded. Please find the account access letter attached. - Buyer-03/28/2025 <br>Open-missing account access letter for business funds used. Borrower is only 95% owner - Due Diligence Vendor-03/25/2025 |  | Resolved-account access letter for bus funds now present - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3690671 |
| XXXXXX-2025-NQM3-223 |  | D B A | Closed | FCRE1479 | 2025-03-25 11:11 | 2025-03-28 05:38 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender provided explanation on why balance on statement is not matching final docs. - Due Diligence Vendor-03/28/2025 <br> Ready for Review-Document Uploaded. Acc #[Redacted] was backed out with large deposits of [Redacted]. - Buyer-03/27/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements missing updated asset statement to show balance from 1003 of $[Redacted] balance from statement is over [Redacted] from 2/28 - Due Diligence Vendor-03/25/2025 |  | Resolved-lender provided explanation on why balance on statement is not matching final docs. - Due Diligence Vendor-03/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3690649 |
| XXXXXX-2025-NQM3-223 |  | D B A | Closed | FCRE1995 | 2025-03-25 11:28 | 2025-03-27 05:46 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender provided all transfers of EMD - Due Diligence Vendor-03/27/2025 <br> Ready for Review-Document Uploaded. 100,000 EMD was cleared from [Redacted]. - Buyer-03/26/2025 <br> Open-missing proof it cleared bank - Due Diligence Vendor-03/25/2025 |  | Resolved-lender provided all transfers of EMD - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3690902 |
| XXXXXX-2025-NQM3-223 |  | D B A | Closed | FCOM4028 | 2025-03-25 08:57 | 2025-03-26 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3688894 |
| XXXXXX-2025-NQM3-223 |  | D B A | Closed | FCRE1228 | 2025-03-25 11:28 | 2025-03-25 11:28 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-7 NSF Pg. 514<br> Comments 7 NSFs in the last 12 month period.<br> - Due Diligence Vendor-03/25/2025 |  | Waived-7 NSF Pg. 514<br> Comments 7 NSFs in the last 12 month period.<br> - Due Diligence Vendor-03/25/2025<br>|  | Compensating Factors<br> 5 years on current job, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/03/2025 +0.25 to price, 50% LTV max |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3690899 |
| XXXXXX-2025-NQM3-224 |  | D B A | Closed | FCOM4028 | 2025-03-25 13:59 | 2025-03-26 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3692873 |
| XXXXXX-2025-NQM3-224 |  | D B A | Closed | FCRE1228 | 2025-03-25 15:57 | 2025-03-25 15:57 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-11 NSFs some of which are recurring payment duplicates (Sept 2024). Borrower is a [Redacted]<br> in [Redacted] 4 years, 2 mos. 724 Fico. DTI very low 18.9%.<br> Comments Converting current primary to rental, counting all payments in DTI, soon he'll have that rental income to<br> further offset that payment. Regarding 10/23 [Redacted] loan LOX can be provided, per borrower he put a<br> pool in, didn't realize payments were due before pool complete, once he learned this, he paid it<br> current/ahead, that late is isolated for this reason. $[Redacted] own funds down ($[Redacted]+) plus closing costs, 4%<br> seller concession. Credit back to 2012. Pg. 626<br> - Due Diligence Vendor-03/25/2025 |  | Waived-11 NSFs some of which are recurring payment duplicates (Sept 2024). Borrower is a [Redacted]<br> in [Redacted] 4 years, 2 mos. 724 Fico. DTI very low 18.9%.<br> Comments Converting current primary to rental, counting all payments in DTI, soon he'll have that rental income to<br> further offset that payment. Regarding 10/23 [Redacted] loan LOX can be provided, per borrower he put a<br> pool in, didn't realize payments were due before pool complete, once he learned this, he paid it<br> current/ahead, that late is isolated for this reason. $[Redacted] own funds down ($[Redacted]+) plus closing costs, 4%<br> seller concession. Credit back to 2012. Pg. 626<br> - Due Diligence Vendor-03/25/2025 |  | Compensating Factors<br> Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40<br> months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/13/2025 +0.25 to price, 85% LTV max |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3693735 |
| XXXXXX-2025-NQM3-225 |  | D A | Closed | FCRE1491 | 2025-03-25 16:12 | 2025-03-27 13:37 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor funds translated now present - Due Diligence Vendor-03/27/2025 <br> Ready for Review-Document Uploaded. Please review uploaded source of gift funds-donor's statement - Seller-03/27/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Need Gift Donor source of $6,885.00 Deposited on 02/11 Page #118 Acct #[Redacted]<br> Note :- Gift letter Page #68 - Due Diligence Vendor-03/25/2025 | Ready for Review-Document Uploaded. Please review uploaded source of gift funds-donor's statement - Seller-03/27/2025<br>| Resolved-donor funds translated now present - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3693788 |
| XXXXXX-2025-NQM3-225 |  | D A | Closed | FCRE6019 | 2025-03-25 14:53 | 2025-03-27 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-lender has addressed the citizenship docs and has used a print out of I94 info from [Redacted] website instead of actual I94 form. Accepted in lieu of form. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-As per guidelines, I-94 form and I-797 forms are acceptable as alternative documentation. I-94 form was on page 119 and I-797 on page 121-122 - Seller-03/27/2025 <br>Counter-1797 is an accompany document. per guides we must have copy of visa or the I-94 form also. need either one. Guides say Copies of the borrower's passport and unexpired visa must be obtained., Acceptable alternative documentation to verify visa classification is an I-797 form (Notice of Action) with valid extension dates and an I-94 form (Arrival/Departure Record). - Due Diligence Vendor-03/27/2025 <br>Ready for Review-We I-797 A form on file(page 121-122). - Seller-03/26/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower is Non PRA. Per page 119 borrower is here on a visa - need a copy of the visa. - Due Diligence Vendor-03/26/2025 | Ready for Review-As per guidelines, I-94 form and I-797 forms are acceptable as alternative documentation. I-94 form was on page 119 and I-797 on page 121-122 - Seller-03/27/2025 <br>Ready for Review-We I-797 A form on file(page 121-122). - Seller-03/26/2025<br>| Resolved-lender has addressed the citizenship docs and has used a print out of I94 info from [Redacted] website instead of actual I94 form. Accepted in lieu of form. - Due Diligence Vendor-03/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3693295 |
| XXXXXX-2025-NQM3-225 |  | D A | Closed | FCOM1477 | 2025-03-25 10:24 | 2025-03-27 06:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-lock corrected and property type is now correct. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded lock confirmation - Seller-03/26/2025 <br>Open-Rate Lock pg.#468: below details are not matching :- <br> 1) Subject property type is PUD but is reflecting SFR - Due Diligence Vendor-03/25/2025 | Ready for Review-Document Uploaded. Please revie wuploaded lock confirmation - Seller-03/26/2025<br>| Resolved-lock corrected and property type is now correct. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3690056 |
| XXXXXX-2025-NQM3-225 |  | D A | Closed | FCOM4028 | 2025-03-24 15:02 | 2025-03-26 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3683911 |
| XXXXXX-2025-NQM3-226 |  | D A C | Closed | FCOM3605 | 2025-03-25 17:06 | 2025-04-07 05:50 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof cd sent on 3/13 present - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. signed 3 day cd is uploaded - Buyer-04/04/2025 <br>Open-For Initial CD: provide evidence that Initial Closing Disclosure issues on 03/13/2025 was sent electronically - Due Diligence Vendor-03/25/2025 |  | Resolved-proof cd sent on 3/13 present - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3694126 |
| XXXXXX-2025-NQM3-226 |  | D A C | Closed | FCOM4028 | 2025-03-25 13:50 | 2025-03-26 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3692748 |
| XXXXXX-2025-NQM3-227 |  | D A | Closed | FCRE5116 | 2025-03-26 13:36 | 2025-03-31 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-CD and note to show mtg is brand new and no pay history now present - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Document Uploaded. Please see attached Signed Note and Final CD for loan 1098122. - Buyer-03/28/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing CD and HUD signed on property for reo [Redacted] - Due Diligence Vendor-03/26/2025 |  | Resolved-CD and note to show mtg is brand new and no pay history now present - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3702654 |
| XXXXXX-2025-NQM3-227 |  | D A | Closed | FCRE1480 | 2025-03-26 13:43 | 2025-03-31 09:04 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-CD for proceeds now present - Due Diligence Vendor-03/31/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-03/28/2025 <br>Open-Asset Record 2 Does Not Meet G/L Requirements missing fully executed CD from proceeds to show $152642.46 - Due Diligence Vendor-03/26/2025 |  | Resolved-CD for proceeds now present - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3702770 |
| XXXXXX-2025-NQM3-228 |  | D A | Closed | FCOM4028 | 2025-03-26 07:42 | 2025-03-28 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  |  |  | Loan closed in less than 60 days |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3697450 |
| XXXXXX-2025-NQM3-229 |  | D A | Closed | FCOM4028 | 2025-03-25 16:13 | 2025-03-26 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3693796 |
| XXXXXX-2025-NQM3-230 |  | D B C A | Closed | 50001251-Fees-Limited | 2025-03-26 09:34 | 2025-03-27 08:36 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Document Uploaded. Please review uploaded locked LE 03/17 with COC - Buyer-03/26/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Condo/Hoa Questionnaire. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Transfer Taxes increased from $924.00 on LE 01/17/2025 to $983.30 on CD 03/18/2025 and Condo/Hoa Questionnaire Fe was added to CD 03/18/2025 without a Change of Circumstance. - Due Diligence Vendor-03/26/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3699316 |
| XXXXXX-2025-NQM3-230 |  | D B C A | Closed | 50001252-Fees-Limited | 2025-03-26 09:34 | 2025-03-27 08:35 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Document Uploaded. Pleaase review uploaded locked LE 03/17 with COC. - Buyer-03/26/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Condo/Hoa Questionnaire. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Transfer Taxes increased from $924.00 on LE 01/17/2025 to $983.30 on CD 03/18/2025 and Condo/Hoa Questionnaire Fe was added to CD 03/18/2025 without a Change of Circumstance. - Due Diligence Vendor-03/26/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3699314 |
| XXXXXX-2025-NQM3-230 |  | D B C A | Closed | FCOM4028 | 2025-03-26 07:52 | 2025-03-27 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-N/A. File was recently closed,recorded mortgage is not available yet - Buyer-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3697574 |
| XXXXXX-2025-NQM3-230 |  | D B C A | Closed | FCRE1437 | 2025-03-26 08:12 | 2025-03-26 08:12 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Page 512 - Bank stmt program with 14 NSFs in one year - GL maximum is 3 - Due Diligence Vendor-03/26/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Page 512 - Bank stmt program with 14 NSFs in one year - GL maximum is 3 - Due Diligence Vendor-03/26/2025<br>|  | 5 years current job, No mortgage lates last 24 months, 5+ years credit history, LTV 10% below program maximum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3697865 |
| XXXXXX-2025-NQM3-231 |  | C B A | Closed | FCRE1500 | 2025-03-26 10:15 | 2025-03-31 13:36 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved- - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Document Uploaded. Please review uploaded bank statement with wire from sale of property - Seller-03/31/2025 <br> Counter-still missing wire confirmation ,wire confirmation was part of original finding. Need proof borrower received donor funds. - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Document Uploaded. Please review uploaded signed HUD - Seller-03/28/2025 <br> Counter-this is not the CD from the sale of a property. This is the CD on the subject property. need CD From sale of property for assets to use as source of funds on this loan - Due Diligence Vendor-03/27/2025 <br> Ready for Review-Document Uploaded. Please review uploaded final CD - Seller-03/27/2025 <br> Open-Liquid Funds Post Close are less than $0 cd missing - need to input. Hud from sale of Spouse REO (departing residence) on page 60 - reflecting $[Redacted] to her -(the Source of the Gift). Gift Letter page 64 states a gift amount of $[Redacted] - however I dont have the CD to confirm, nor is there a wire confirmation present or updated bank balance with gift deposited to match gift to letter or HUD amount. - Due Diligence Vendor-03/26/2025 | proof wire was sent to title for gift funds now present - 03/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded bank statement with wire from sale of property - Seller-03/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded signed HUD - Seller-03/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded final CD - Seller-03/27/2025<br>|  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3699763 |
| XXXXXX-2025-NQM3-231 |  | C B A | Closed | FCOM5814 | 2025-03-26 11:42 | 2025-03-27 13:44 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-CD signed on subject property now present - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Document Uploaded. Please review uploaded final CD - Buyer-03/27/2025 <br>Open-Provide the Final CD signed at closing. - Due Diligence Vendor-03/26/2025 |  | Resolved-CD signed on subject property now present - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3701203 |
| XXXXXX-2025-NQM3-231 |  | C B A | Closed | FCRE1491 | 2025-03-26 10:15 | 2025-07-24 09:07 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Exception granted permitting gift from spouse. - Due Diligence Vendor-07/24/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Exception FTHB page 460 to permit a gift for all assets from spouse. - Due Diligence Vendor-03/26/2025 |  | Waived-Exception granted permitting gift from spouse. - Due Diligence Vendor-07/24/2025<br>|  | 5 yrs current job, No credit event spast 40 months, 5+ yrs credit history, Credit score >40 points above program minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3699762 |
| XXXXXX-2025-NQM3-232 |  | D A | Closed | FCOM4028 | 2025-03-27 08:31 | 2025-03-27 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3708498 |
| XXXXXX-2025-NQM3-233 |  | D A | Closed | FCRE6206 | 2025-03-26 12:01 | 2025-05-12 08:19 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-final title now present and contains the appropriate mortgagee clause. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. Please see attached updated policy provided by UW 1 - Buyer-05/09/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is incomplete on Title Commitment page #412 of 436.<br> Verbiage: ISAOA/ATIMA is missing - Due Diligence Vendor-03/26/2025 |  | Resolved-final title now present and contains the appropriate mortgagee clause. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3701503 |
| XXXXXX-2025-NQM3-233 |  | D A | Closed | FCOM4028 | 2025-03-26 10:02 | 2025-03-31 05:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3699655 |
| XXXXXX-2025-NQM3-234 |  | D A | Closed | FCOM4028 | 2025-03-26 13:20 | 2025-03-31 05:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3702486 |
| XXXXXX-2025-NQM3-235 |  | D B A | Closed | FCOM4028 | 2025-03-27 11:46 | 2025-03-27 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3711454 |
| XXXXXX-2025-NQM3-235 |  | D B A | Closed | FCRE5275 | 2025-03-27 13:17 | 2025-03-27 13:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Asset do not meet guidelines | Waived-Looking for exception on Assets<br> Comments This loan is a delayed finance and the borrower and his wife sold a home and used those funds to purchase<br> the subject property cash. In sourcing the funds, The CD from the sale of the home shows the borrower's<br> name and the spouse but the funds were transferred to the wife's account then with those funds, the<br> subject property was purchased. the papertrail shows the funds were for the borrower and wife but the<br> funds were deposited into the wife's account. Good credit borrower.<br> Pg. 2<br> - Due Diligence Vendor-03/27/2025 |  | Waived-Looking for exception on Assets<br> Comments This loan is a delayed finance and the borrower and his wife sold a home and used those funds to purchase<br> the subject property cash. In sourcing the funds, The CD from the sale of the home shows the borrower's<br> name and the spouse but the funds were transferred to the wife's account then with those funds, the<br> subject property was purchased. the papertrail shows the funds were for the borrower and wife but the<br> funds were deposited into the wife's account. Good credit borrower.<br> Pg. 2<br> - Due Diligence Vendor-03/27/2025<br>|  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3712939 |
| XXXXXX-2025-NQM3-236 |  | D A | Closed | FCOM4028 | 2025-03-26 12:39 | 2025-03-27 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3702027 |
| XXXXXX-2025-NQM3-237 |  | D A | Closed | FCOM4028 | 2025-03-27 02:32 | 2025-03-27 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3705914 |
| XXXXXX-2025-NQM3-238 |  | D B A | Closed | FCRE1254 | 2025-03-31 08:05 | 2025-06-17 07:34 | Waived | 2 - Non-Material C B | Credit | Title | Property Title Issue | Waived-Loan was closed as second lien with UCC lien for [Redacted] on Preliminary Title policy. UCC was not<br> released but moved to 3rd position. Please allow to proceed with such Title policy.<br> Lien positions max are 2. Exceeds that due to solar lien - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. Please see attached exception from and confirmation from Title - Seller-06/17/2025 <br> Counter-per second lien guides this is required. need proof released or proof that UCC liens are in 3rd position - Due Diligence Vendor-04/08/2025 <br> Ready for Review-This is not a conforming loan; it does not need to be paid off. - Buyer-04/07/2025 <br> Open-Property Title Issue title has open UCC lien for[Redacted] that was not released. guides say it has to be released - Due Diligence Vendor-03/31/2025 | Ready for Review-Document Uploaded. Please see attached exception from and confirmation from Title - Seller-06/17/2025<br>| Waived-Loan was closed as second lien with UCC lien for [Redacted] on Preliminary Title policy. UCC was not<br> released but moved to 3rd position. Please allow to proceed with such Title policy.<br> Lien positions max are 2. Exceeds that due to solar lien - Due Diligence Vendor-06/17/2025 |  | Compensating Factors<br> 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No mortgage late payments in the<br> last 24 months, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3729636 |
| XXXXXX-2025-NQM3-238 |  | D B A | Closed | FCRE5116 | 2025-03-31 07:56 | 2025-04-15 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-more recent mtg statement provided and no late charges found. reasonable to assume Feb was paid on time as all other months and most recent are - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. Please review uploaded mortgage statementns as of 04/01 ,no late payments were reported. - Buyer-04/15/2025 <br>Counter-this is a credit card statement. Need proof mtg payment for Feb was made - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. Please see attached VOM - Buyer-04/01/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing proof Feb first mtg payment was made - Due Diligence Vendor-03/31/2025 |  | Resolved-more recent mtg statement provided and no late charges found. reasonable to assume Feb was paid on time as all other months and most recent are - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3729523 |
| XXXXXX-2025-NQM3-238 |  | D B A | Closed | FCOM4028 | 2025-03-31 07:00 | 2025-03-31 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3728916 |
| XXXXXX-2025-NQM3-239 |  | D A | Closed | FCOM4028 | 2025-03-28 04:18 | 2025-03-31 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3716633 |
| XXXXXX-2025-NQM3-240 |  | D A | Closed | FCRE5275 | 2025-03-28 12:55 | 2025-04-01 13:55 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-gift fund transfer now present - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. Please review uploaded wire - Buyer-04/01/2025 <br>Open- - missing transfer of gift funds to title. - Due Diligence Vendor-03/28/2025 |  | Resolved-gift fund transfer now present - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3722617 |
| XXXXXX-2025-NQM3-240 |  | D A | Closed | FCOM4028 | 2025-03-28 10:46 | 2025-03-31 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3720779 |
| XXXXXX-2025-NQM3-241 |  | D A | Closed | FCOM4028 | 2025-03-28 07:48 | 2025-03-28 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3718070 |
| XXXXXX-2025-NQM3-242 |  | D A | Closed | FCRE9549 | 2025-03-28 18:31 | 2025-04-08 05:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-proof paid from acct now present - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. This account was paid by the borrower, please see attached card payment. - Buyer-04/07/2025 <br> Open-\*As per Final 1003 on page #47 of 138[Redacted] is getting paid off, however as per Final CD on page #12 of 138 that account is not reflecting, also lender has not considered that account in DTI. Need paid off proof for the same. - Due Diligence Vendor-03/29/2025 |  | Resolved-proof paid from acct now present - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3725006 |
| XXXXXX-2025-NQM3-242 |  | D A | Closed | FCRE6737 | 2025-03-28 18:33 | 2025-04-03 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-lender explained income is parsonage - WVOE is accepted and lender explanation - Due Diligence Vendor-04/03/2025 <br>Ready for Review-According to FNMA guideline for parsonage the VOE and the income is supported and follows the guidelines. No additional documentation required. - Buyer-04/03/2025 <br>Open-For Borrower #1, as per WVOE on page #135 of 185 borrower is receiving income from past 12 months only. Employment start date is 2018, position is marked as student & for past 2yrs borrower is receiving income of $18K, need confirmation on the same as this is a 2yr FD loan. - Due Diligence Vendor-03/29/2025 |  | Resolved-lender explained income is parsonage - WVOE is accepted and lender explanation - Due Diligence Vendor-04/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3725007 |
| XXXXXX-2025-NQM3-242 |  | D A | Closed | FCOM4028 | 2025-03-28 15:47 | 2025-04-01 07:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3724546 |
| XXXXXX-2025-NQM3-243 |  | D A | Closed | FCRE1480 | 2025-04-01 12:34 | 2025-04-04 06:19 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-lender is using the original date the CD was opened. TPR is accepting as they can see based on docs provided it is still open and no large deposits. - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. A VOD form shows the details. - Buyer-04/03/2025 <br>Counter-this is already present but updated balance print out was used to qualify and is not dated. need page 53 document dated - Due Diligence Vendor-04/03/2025 <br>Ready for Review-Document Uploaded. Please find the complete CD x5058 account. - Buyer-04/03/2025 <br>Open-Asset Record 2 Does Not Meet G/L Requirements CD statement for proceeds pg 53 is not dated - Due Diligence Vendor-04/01/2025 |  | Resolved-lender is using the original date the CD was opened. TPR is accepting as they can see based on docs provided it is still open and no large deposits. - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3744466 |
| XXXXXX-2025-NQM3-243 |  | D A | Closed | FCOM4028 | 2025-04-01 10:41 | 2025-04-02 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3742700 |
| XXXXXX-2025-NQM3-244 |  | D A | Closed | FCOM4028 | 2025-03-31 12:46 | 2025-04-01 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3733638 |
| XXXXXX-2025-NQM3-245 |  | D A | Closed | FCOM4028 | 2025-03-31 08:11 | 2025-04-01 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3729712 |
| XXXXXX-2025-NQM3-246 |  | D A | Closed | FCRE1995 | 2025-04-01 13:01 | 2025-04-03 13:54 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-emd now present - Due Diligence Vendor-04/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/03/2025 <br>Open- - missing - Due Diligence Vendor-04/01/2025 |  | Resolved-emd now present - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3744866 |
| XXXXXX-2025-NQM3-246 |  | D A | Closed | FCOM4028 | 2025-04-01 12:15 | 2025-04-02 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3744189 |
| XXXXXX-2025-NQM3-247 |  | D B A | Closed | FCRE1995 | 2025-04-01 10:34 | 2025-04-02 13:58 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD was backed out per lender - Due Diligence Vendor-04/02/2025 <br>Ready for Review-EMD was backed out - Buyer-04/02/2025 <br>Open- - missing - Due Diligence Vendor-04/01/2025 |  | Resolved-EMD was backed out per lender - Due Diligence Vendor-04/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3742585 |
| XXXXXX-2025-NQM3-247 |  | D B A | Closed | FCOM4028 | 2025-04-01 09:48 | 2025-04-01 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3742060 |
| XXXXXX-2025-NQM3-247 |  | D B A | Closed | FCRE7805 | 2025-04-01 10:33 | 2025-04-01 10:33 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Income - Bank Statements | Waived- - lender granted exception for "to not add a person on the loan from the personal statements" (see the confirmation from CPA that [Redacted] is not a part of the business and is on the account for emergency purpose only) - page 811 - Due Diligence Vendor-04/01/2025 |  | Waived- - lender granted exception for "to not add a person on the loan from the personal statements" (see the confirmation from CPA that [Redacted] is not a part of the business and is on the account for emergency purpose only) - page 811 - Due Diligence Vendor-04/01/2025 |  | 5 years on current job, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3742539 |
| XXXXXX-2025-NQM3-248 |  | D A | Closed | FCOM4028 | 2025-04-02 07:14 | 2025-04-03 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3750194 |
| XXXXXX-2025-NQM3-249 |  | D A | Closed | FCRE1437 | 2025-04-01 10:22 | 2025-04-04 06:22 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-04/04/2025 <br>Resolved-missing paystub now present - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please review uploaded paystub - Buyer-04/03/2025 <br>Open-2yr FD loan: For borrower #2 recent paystub for the year 2025 (reflecting 30 days of pay and YTD earnings) is missing in file.<br> Note: LOX in file on page #167 says additional paystub is attached, however no paystubs in file. - Due Diligence Vendor-04/01/2025 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-04/04/2025 <br>Resolved-missing paystub now present - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3742441 |
| XXXXXX-2025-NQM3-249 |  | D A | Closed | FCOM4028 | 2025-04-01 07:33 | 2025-04-03 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3739994 |
| XXXXXX-2025-NQM3-250 |  | D B A | Closed | FCRE1151 | 2025-04-02 11:43 | 2025-04-08 05:19 | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-satisfactory chain now present, no seasoning issues - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please find the previous DoT. - Buyer-04/07/2025 <br>Counter-this is still not a date. This only provides official records page. Unable to determine seasoning. need date took title or copy of deeds - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. TC has a note on schedule B that deed affecting the land described in schedule A hereof cover a minimum 24 month period prior to the effective date of this commitment. - Buyer-04/04/2025 <br>Counter-that is not a chain, that is current vesting and a legal. Need dates to show 12 months chain - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. The chain of title is reflected on Item no. 4 and 5 of Schedule A of the Preliminary Title. - Buyer-04/04/2025 <br>Open-Unsatisfactory Chain of Title provided missing - Due Diligence Vendor-04/02/2025 |  | Resolved-satisfactory chain now present, no seasoning issues - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3754056 |
| XXXXXX-2025-NQM3-250 |  | D B A | Closed | FCOM4028 | 2025-04-02 09:16 | 2025-04-03 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3752015 |
| XXXXXX-2025-NQM3-250 |  | D B A | Closed | FCRE1437 | 2025-04-02 11:55 | 2025-04-02 11:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Not adding all account holders to loan<br> Comments The borrower has been SE for over 35Y. The borrower's wife was added to the account as POD and the<br> stepson as he is on the will. We are proceeding with personal account statements with 5 NSFs. <br> Pg. 400<br> - Due Diligence Vendor-04/02/2025 |  | Waived-Not adding all account holders to loan<br> Comments The borrower has been SE for over 35Y. The borrower's wife was added to the account as POD and the<br> stepson as he is on the will. We are proceeding with personal account statements with 5 NSFs. <br> Pg. 400<br> - Due Diligence Vendor-04/02/2025<br>|  | Compensating Factors<br> Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/20/2025 80 LTV max |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3754248 |
| XXXXXX-2025-NQM3-250 |  | D B A | Closed | FCRE1228 | 2025-04-02 11:54 | 2025-04-02 11:54 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-5 NSFs and not adding all account holders to loan<br> Comments The borrower has been SE for over 35Y. The borrower's wife was added to the account as POD and the<br> stepson as he is on the will. We are proceeding with personal account statements with 5 NSFs. Please team<br> allow us to proceed.<br> - Due Diligence Vendor-04/02/2025 |  | Waived-5 NSFs and not adding all account holders to loan<br> Comments The borrower has been SE for over 35Y. The borrower's wife was added to the account as POD and the<br> stepson as he is on the will. We are proceeding with personal account statements with 5 NSFs. Please team<br> allow us to proceed.<br> - Due Diligence Vendor-04/02/2025<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/20/2025 80 LTV max |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3754231 |
| XXXXXX-2025-NQM3-251 |  | D B A | Closed | FCOM4028 | 2025-04-01 10:39 | 2025-04-03 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3742657 |
| XXXXXX-2025-NQM3-251 |  | D B A | Closed | FCRE1197 | 2025-04-01 13:07 | 2025-04-02 14:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-As per guide Minimum FICO is 680<br> Exception form provided for 676 score when 680 is needed<br> Exception form page#382 of 457<br> Approved With Conditions: [Redacted] MAX & 0.25 to price - Due Diligence Vendor-04/01/2025 |  | Waived-As per guide Minimum FICO is 680<br> Exception form provided for 676 score when 680 is needed<br> Exception form page#382 of 457<br> Approved With Conditions: [Redacted] MAX & 0.25 to price - Due Diligence Vendor-04/01/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3744920 |
| XXXXXX-2025-NQM3-252 |  | D A C | Closed | FCOM3605 | 2025-04-01 14:01 | 2025-04-10 06:47 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof of CD delivery now present - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. Please see attached CD issued on 03/21/25 with eSign Certificate showing that it was sent to the borrower - Buyer-04/09/2025 <br>Open-Provide evidence that Revised Closing Disclosure issued on 03/21/25 was sent electronically to the borrower - Due Diligence Vendor-04/01/2025 |  | Resolved-proof of CD delivery now present - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3745690 |
| XXXXXX-2025-NQM3-252 |  | D A C | Closed | FCOM4028 | 2025-04-01 11:50 | 2025-04-03 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3743818 |
| XXXXXX-2025-NQM3-253 |  | D A | Closed | FCOM4028 | 2025-04-02 12:55 | 2025-04-03 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3755175 |
| XXXXXX-2025-NQM3-254 |  | D A | Closed | FCOM4028 | 2025-04-02 08:08 | 2025-04-03 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3750883 |
| XXXXXX-2025-NQM3-255 |  | D A | Closed | FCOM4028 | 2025-04-03 07:45 | 2025-04-04 09:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3771763 |
| XXXXXX-2025-NQM3-256 |  | D A | Closed | FCOM4028 | 2025-04-01 09:36 | 2025-04-02 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3741857 |
| XXXXXX-2025-NQM3-257 |  | D B A | Closed | FCRE9991 | 2025-04-02 16:30 | 2025-05-02 07:36 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender agrees this is PUD and PUD rider sent - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-property is a PUD - Due Diligence Vendor-04/02/2025 |  | Resolved-lender agrees this is PUD and PUD rider sent - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3758230 |
| XXXXXX-2025-NQM3-257 |  | D B A | Closed | FCOM1227 | 2025-04-02 16:29 | 2025-05-02 07:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-PUD rider now present - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-PUD Rider is Missing missing - Due Diligence Vendor-04/02/2025 |  | Resolved-PUD rider now present - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3758229 |
| XXXXXX-2025-NQM3-257 |  | D B A | Closed | FCOM4028 | 2025-04-02 15:52 | 2025-04-03 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3757063 |
| XXXXXX-2025-NQM3-257 |  | D B A | Closed | FCRE1228 | 2025-04-02 16:33 | 2025-04-02 16:33 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-4 NSF's - exceeds max allowed non sufficient funds for program<br> Pg. 505 - Due Diligence Vendor-05/02/2025 |  | Waived-4 NSF's - exceeds max allowed non sufficient funds for program<br> Pg. 505 - Due Diligence Vendor-05/02/2025<br>|  | 5 years on current job, Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months,<br> 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3758254 |
| XXXXXX-2025-NQM3-258 |  | D A | Closed | FCOM4028 | 2025-04-01 13:48 | 2025-04-03 12:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3745520 |
| XXXXXX-2025-NQM3-259 |  | D A | Closed | FCOM4028 | 2025-04-02 10:03 | 2025-04-03 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3752670 |
| XXXXXX-2025-NQM3-260 |  | D B A | Closed | FCRE1501 | 2025-04-02 12:29 | 2025-04-09 12:01 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-lender has verified that while not of retirement age, borrower can withdraw via roll over and use 70% - Due Diligence Vendor-04/09/2025 <br> Ready for Review-According to paragraph 6.8.4 of our GL 70% of the vested value of funds from a retirement account may be used for down payment, closing costs, and reserves. - Buyer-04/09/2025 <br> Counter-we cannot use the retirement account since borrower cannot access it unless they retire or quit. Need another asset or waiver for short reserves - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Cash to close from the final CD is [Redacted]; Required reserves $[Redacted]; Total funds required = [Redacted]; Liquid funds are [Redacted]; Non-liquid funds [Redacted]; Total funds available = [Redacted]. Loan not short to close and have enough reserves. - Buyer-04/08/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $11236.32 6 months reserves $11,236.32, available $0 = Shortage $11,236.32. Need additional 1 months of asset statements as unable to use Retirement account since cannot withdraw only upon termination per docs in file<br> - Due Diligence Vendor-04/02/2025 |  | Resolved-lender has verified that while not of retirement age, borrower can withdraw via roll over and use 70% - Due Diligence Vendor-04/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3754755 |
| XXXXXX-2025-NQM3-260 |  | D B A | Closed | FCRE1500 | 2025-04-02 12:53 | 2025-04-09 12:01 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-lender has verified that while not of retirement age, borrower can withdraw via roll over and use 70% - Due Diligence Vendor-04/09/2025 <br> Ready for Review-According to paragraph 6.8.4 of our GL 70% of the vested value of funds from a retirement account may be used for down payment, closing costs, and reserves. - Seller-04/09/2025 <br> Counter-we cannot use the retirement account since borrower cannot access it unless they retire or quit. Need another asset or waiver for short reserves - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Cash to close from the final CD is [Redacted]; Required reserves [Redacted]; Total funds required = [Redacted]; Liquid funds are [Redacted]; Non-liquid funds [Redacted]; Total funds available = [Redacted]. Loan not short to close and have enough reserves. - Buyer-04/08/2025 <br> Open-Liquid Funds Post Close are less than $0 Total Assets available $[Redacted], Required funds to close is $[Redacted] = shortage $-300.74. Need additional 1 months of liquid asset statements. Cannot use retirement assets as a- no proof liquidated and b- cannot withdraw funds unless terminated or retired. We are short liquid verified cash to close funds - Due Diligence Vendor-04/02/2025 | Ready for Review-According to paragraph 6.8.4 of our GL 70% of the vested value of funds from a retirement account may be used for down payment, closing costs, and reserves. - Seller-04/09/2025<br>| Resolved-lender has verified that while not of retirement age, borrower can withdraw via roll over and use 70% - Due Diligence Vendor-04/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3755122 |
| XXXXXX-2025-NQM3-260 |  | D B A | Closed | FVAL4940 | 2025-04-02 13:16 | 2025-04-08 05:20 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender verified what the additional $91.14 is, it is the leasehold fee - Due Diligence Vendor-04/08/2025 <br>Ready for Review-$91.14 is leasehold payment - Seller-04/07/2025 <br>Open-Lender has considered an additional amount in the PITIA of $91.14, no proof in file. There is not additional insurance or assessments. HOA dues are $634 per contract and cert. Please verify this additional amount. - Due Diligence Vendor-04/02/2025 | Ready for Review-$91.14 is leasehold payment - Seller-04/07/2025<br>| Resolved-lender verified what the additional $91.14 is, it is the leasehold fee - Due Diligence Vendor-04/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3755434 |
| XXXXXX-2025-NQM3-260 |  | D B A | Closed | FCOM4028 | 2025-04-02 09:52 | 2025-04-04 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3752511 |
| XXXXXX-2025-NQM3-260 |  | D B A | Closed | FVAL9739 | 2025-04-02 13:09 | 2025-04-03 12:58 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Exception form is provided to allow to proceed with land lease property rights.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #136 of 189 - Due Diligence Vendor-04/02/2025 |  | Waived-\*Exception form is provided to allow to proceed with land lease property rights.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #136 of 189 - Due Diligence Vendor-04/02/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3755355 |
| XXXXXX-2025-NQM3-261 |  | D A | Closed | FCRE9991 | 2025-04-03 00:45 | 2025-04-25 08:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided the missing HOA dues and now DTI is matching. - Due Diligence Vendor-04/25/2025 <br>Ready for Review-We have verified with underwriter. All fees in the system are correct and PITIA $1,875.12 is correct. HOA is $900:12 =$75 per month - Seller-04/24/2025 <br>Counter-DSCR is 1.484 and need tape updated $2672/ $1,800.12 - Due Diligence Vendor-04/17/2025 <br>Ready for Review-addressed with the other condition - Buyer-04/16/2025 <br>Open-Originator DSCR Is 1.424 and the TPR is unable to Calculated DSCR is 0, the Variance is 1.424. <br> DSCR calculation: Rent amount $0 / PITIA $1,800.12 = 0<br> Discrepancy in DSCR as we are unable to determine rent amount and HOA Amount. Appraisal Report missing in file - Finding added accordingly requesting the same - Due Diligence Vendor-04/03/2025 | Ready for Review-We have verified with underwriter. All fees in the system are correct and PITIA $1,875.12 is correct. HOA is $900:12 =$75 per month - Seller-04/24/2025<br>| Resolved-lender provided the missing HOA dues and now DTI is matching. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3759868 |
| XXXXXX-2025-NQM3-261 |  | D A | Closed | FPRO1242 | 2025-04-02 23:28 | 2025-04-25 08:04 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-04/17/2025 <br>Ready for Review-Document Uploaded. - Seller-04/16/2025 <br>Ready for Review-Document Uploaded. Correct appraisal package is uploaded to the file. - Seller-04/16/2025 <br>Open-Appraisal is Missing Primary and Secondary Valuation Missing in File<br> AVM is in page# 190 of 603 but confidence score is 50 which is less than 90 - Due Diligence Vendor-04/03/2025 | Ready for Review-Document Uploaded. - Seller-04/16/2025 <br>Ready for Review-Document Uploaded. Correct appraisal package is uploaded to the file. - Seller-04/16/2025<br>| Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3759633 |
| XXXXXX-2025-NQM3-261 |  | D A | Closed | FCOM4028 | 2025-04-02 13:09 | 2025-04-03 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3755356 |
| XXXXXX-2025-NQM3-262 |  | D A | Closed | FCRE1193 | 2025-04-03 07:36 | 2025-04-08 05:29 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-lender provided updated rate sheet and DTI is allowed at 46% - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. To clarify, screenshot provided by Sr. UW and information displayed there is relevant to Full documentation income files, but this loan is 12 MBS, so these regulations do not apply here. Also per the rate sheet 2nd page, 50% DTI is allowed, we have 46%, so we should be good here - Buyer-04/07/2025 <br> Counter-disagree. this screenshot support max DTI up to [Redacted] is 50% but LTV is over [Redacted] so caps at 45% Also see page 2 of rate sheet for second liens- [Redacted] section - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW. For the 12 MBS there is not a DTI cap per the Matrix this is only on Full Documentation income files - Buyer-04/05/2025 <br> Open-Loan DTI is [Redacted] but as per Primary> Refinance > Second lien max DTI allowed is 45% for [Redacted], not meeting guide - Due Diligence Vendor-04/03/2025 |  | Resolved-lender provided updated rate sheet and DTI is allowed at 46% - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3771664 |
| XXXXXX-2025-NQM3-262 |  | D A | Closed | FCOM4028 | 2025-04-02 16:46 | 2025-04-04 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3758320 |
| XXXXXX-2025-NQM3-263 |  | D A | Closed | FCRE9549 | 2025-04-03 14:48 | 2025-04-16 07:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-debts were not paid and lender updated DTI. now matches at 43.81 - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Accounts were treated as not paid off, which was reflected in increased DTI. - Buyer-04/15/2025 <br> Counter-need proof paid, as they were not paid on CD at close - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. These accounts are marked as to be paid. Сredit supplements are not requested before CTC since they are paying it off at closing. - Buyer-04/07/2025 <br> Open-As per 1003 [Redacted] is paid off. Payoff statement available in file. Need credit supplement reflecting account is paid off.<br> Note :- Payoff statement page #271 & 289. - Due Diligence Vendor-04/03/2025 |  | Resolved-debts were not paid and lender updated DTI. now matches at 43.81 - Due Diligence Vendor-04/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3778546 |
| XXXXXX-2025-NQM3-263 |  | D A | Closed | FCOM4028 | 2025-04-02 10:58 | 2025-04-04 05:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3753407 |
| XXXXXX-2025-NQM3-264 |  | D B A | Closed | FCRE1501 | 2025-04-03 08:28 | 2025-05-02 07:37 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Waiver provided as borrower short on reserves. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached approved PC exception for this loan - Buyer-05/01/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of [Redacted] is less than Total Required Reserve Amount of [Redacted] Please provide additional assets for reserves.Total Requirement $[Redacted] ([Redacted]) ,Available $[Redacted], shortage is $525.28 - Due Diligence Vendor-04/03/2025 |  | Waived-Waiver provided as borrower short on reserves. - Due Diligence Vendor-05/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3772379 |
| XXXXXX-2025-NQM3-264 |  | D B A | Closed | FCRE1482 | 2025-04-03 08:28 | 2025-04-09 05:14 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-gift letter now present. Wires have donor name on them for source - Due Diligence Vendor-04/09/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW along with the Gift Letter. - Buyer-04/09/2025 <br> Open-Asset 4 Does Not Meet Guideline Requirements Need Donor Source for Gift amount of $[Redacted] which is deposited into [Redacted].refer Pg. no 102,103.<br> Note gift amount transferred party Amount of [Redacted]. - Due Diligence Vendor-04/03/2025 |  | Resolved-gift letter now present. Wires have donor name on them for source - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3772378 |
| XXXXXX-2025-NQM3-264 |  | D B A | Closed | FCOM4028 | 2025-04-02 16:35 | 2025-04-07 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3758263 |
| XXXXXX-2025-NQM3-265 |  | D B A | Closed | FCOM4028 | 2025-04-03 14:55 | 2025-04-04 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3778605 |
| XXXXXX-2025-NQM3-265 |  | D B A | Closed | FCRE1228 | 2025-04-03 15:30 | 2025-04-03 15:30 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-max NSF allowed exceeded - 24 NSF<br> P. 437 - Due Diligence Vendor-04/03/2025 |  | Waived-max NSF allowed exceeded - 24 NSF<br> P. 437 - Due Diligence Vendor-04/03/2025<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last<br> 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points<br> than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/07/2025 +0.5 to price, 75% CLTV max, ok with LA<50k |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3778951 |
| XXXXXX-2025-NQM3-265 |  | D B A | Closed | FCRE1200 | 2025-04-03 15:29 | 2025-04-03 15:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-minimum loan amount not met P. 437 - Due Diligence Vendor-04/03/2025 |  | Waived-minimum loan amount not met P. 437 - Due Diligence Vendor-04/03/2025<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last<br> 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points<br> than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/07/2025 +0.5 to price, 75% CLTV max, ok with LA<50k |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3778943 |
| XXXXXX-2025-NQM3-266 |  | D B A | Closed | FCRE1501 | 2025-04-02 10:39 | 2025-04-04 12:18 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-does not meet FTHB reserves, wavier provided - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please find Exception attached - Buyer-04/04/2025 <br>Open-Total Qualified Assets for Reserves Post-Close of $7051.62 is less than Total Required Reserve Amount of $11112.6 - Verified assets $29,645.30, cash to close is $22,593.68, 6 months reserves required equal to $11,112.60, borrower is short $4,060.98 for reserves. - Due Diligence Vendor-04/02/2025 |  | Waived-does not meet FTHB reserves, wavier provided - Due Diligence Vendor-04/04/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 3753142 |
| XXXXXX-2025-NQM3-266 |  | D B A | Closed | FCOM4028 | 2025-04-02 10:02 | 2025-04-03 05:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3752668 |
| XXXXXX-2025-NQM3-267 |  | D A | Closed | 123ABJ | 2025-04-03 06:26 | 2025-04-09 05:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-bank print out provided shows payroll deposit and is the deposit that immediately precedes note date. - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. We used the bank statement with the visible salary deposit dated 3/21/25 as VOE for this file. According to our guidelines, we can use bank statements for employment verification on NonQM files. - Buyer-04/08/2025 <br>Counter-this direct deposit is not within 10 days of Note required for wage earners - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/07/2025 <br>Open-None in file, paystubs dated over 30 days prior - Due Diligence Vendor-04/03/2025 |  | Resolved-bank print out provided shows payroll deposit and is the deposit that immediately precedes note date. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3762677 |
| XXXXXX-2025-NQM3-267 |  | D A | Closed | FCOM4028 | 2025-04-03 05:53 | 2025-04-04 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3761419 |
| XXXXXX-2025-NQM3-268 |  | D B A | Closed | FCOM4028 | 2025-04-03 12:22 | 2025-04-04 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3776439 |
| XXXXXX-2025-NQM3-268 |  | D B A | Closed | FCRE1174 | 2025-04-03 14:04 | 2025-04-03 14:04 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception on page 328<br>Looking for exception as Master Policy doesn't have Building Ordinance or Law coverage. Excellent credit<br> borrower putting 25% down<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-04/03/2025 |  | Waived-Exception on page 328<br>Looking for exception as Master Policy doesn't have Building Ordinance or Law coverage. Excellent credit<br> borrower putting 25% down<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-04/03/2025<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3778054 |
| XXXXXX-2025-NQM3-269 |  | D B A C | Closed | 63910-76940 | 2025-04-04 09:08 | 2025-07-25 09:55 | Acknowledged | 2 - Non-Material C B | Compliance | HigherPriced:APR | New York - Subprime Home Loan (Junior Lien)(02/10) | Acknowledged-Lender acknowledged loan as originated as sub prime - Due Diligence Vendor-07/25/2025 <br>Resolved-resolved with lender comments. They are approving as subprime - Due Diligence Vendor-04/08/2025 <br>Ready for Review-APR threshold was met ,we had disclosed ,approved and closed as subprime loan. - Buyer-04/08/2025 <br>Open-This is a New York "subprime home loan." The loan's current APR (11.287%) exceeds the New York Subprime Home Loan threshold of (10.38%) by (0.907). The threshold is determined by adding 3.75 points to the comparable Freddie Mac PMMS rate. (NY Bank 6-m(1)(c)) - Due Diligence Vendor-04/04/2025 |  | Acknowledged-Lender acknowledged loan as originated as sub prime - Due Diligence Vendor-07/25/2025 <br>Resolved-resolved with lender comments. They are approving as subprime - Due Diligence Vendor-04/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | No | 3784248 |
| XXXXXX-2025-NQM3-269 |  | D B A C | Closed | FCOM4028 | 2025-04-04 08:19 | 2025-04-07 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3783416 |
| XXXXXX-2025-NQM3-270 |  | D B A | Closed | FCOM4028 | 2025-04-03 13:39 | 2025-04-07 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3777703 |
| XXXXXX-2025-NQM3-270 |  | D B A | Closed | FCRE1198 | 2025-04-03 15:59 | 2025-04-03 16:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Per Guide: First time Home buyer reserve 6<br> Exception form provided for Allow 3 months reserves first time home buyer<br> Exception form page#540<br> Approved With Conditions: +0.25 to price, [Redacted] max - Due Diligence Vendor-04/03/2025 |  | Waived-Per Guide: First time Home buyer reserve 6<br> Exception form provided for Allow 3 months reserves first time home buyer<br> Exception form page#540<br> Approved With Conditions: +0.25 to price, [Redacted] max - Due Diligence Vendor-04/03/2025<br>|  | No credit events past 40 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3779166 |
| XXXXXX-2025-NQM3-271 |  | D A C | Closed | FCOM3605 | 2025-04-03 17:03 | 2025-04-08 05:32 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof that Revised Closing Disclosure issued on 03/26/25 & 03/27/25 was sent electronically to the borrower now present - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-04/07/2025 <br>Open-Provide evidence that Revised Closing Disclosure issued on 03/26/25 & 03/27/25 was sent electronically to the borrower - Due Diligence Vendor-04/03/2025 |  | Resolved-proof that Revised Closing Disclosure issued on 03/26/25 & 03/27/25 was sent electronically to the borrower now present - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3779571 |
| XXXXXX-2025-NQM3-271 |  | D A C | Closed | FCRE1161 | 2025-04-03 16:07 | 2025-04-08 05:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-flood cert now present - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded flood ceetificate - Buyer-04/07/2025 <br>Open-Missing Flood Certificate Flood Cert and attached Notice of Flood Hazards disclosure is missing in file.<br> Note: Flood Insurance doc is present and proeprty reads AE zone. Pg.# 439 - Due Diligence Vendor-04/03/2025 |  | Resolved-flood cert now present - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3779219 |
| XXXXXX-2025-NQM3-271 |  | D A C | Closed | FCOM4028 | 2025-04-03 15:20 | 2025-04-07 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3778864 |
| XXXXXX-2025-NQM3-272 |  | D A | Closed | FCOM4028 | 2025-04-03 22:30 | 2025-04-07 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/04/2025 |  |  |  | Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3780376 |
| XXXXXX-2025-NQM3-273 |  | D B A | Closed | FCRE9991 | 2025-04-04 02:08 | 2025-04-09 05:24 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected score and now matches at 1.104 - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Rent amount was adjusted according to Appraisal Report. Correct DSCR is 1.104. Please see attached updated Lock confirmation - Buyer-04/08/2025 <br>Open-Loan Originator DSCR is 1.065 and Calculated DSCR is 1.104 the variance is 0.039, <br> Calculated Rent Amount from Appraisal Report #46- Credit pkg.pdf and Supporting documentation for Rent Income is in Page #46, 537, 55_Credit Pkg<br> DSCR Calculation Rent Amount $12,830/ PITIA $11,617.60 =1.104 (Lender considered Rent Amount is $12,380 whereas Appraisal Report reflects $12,830). - Due Diligence Vendor-04/04/2025 |  | Resolved-lender corrected score and now matches at 1.104 - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3781235 |
| XXXXXX-2025-NQM3-273 |  | D B A | Closed | FCOM4028 | 2025-04-04 00:23 | 2025-04-07 17:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3780889 |
| XXXXXX-2025-NQM3-273 |  | D B A | Closed | FCRE8860 | 2025-04-04 02:16 | 2025-04-06 23:37 | Waived | 2 - Non-Material B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-Minimum DSCR for Multi Family per Guidelines is 1.1 whereas Originated DSCR ratio is 1.065% which is less than 1.1, Exception Form in the file page no #453- Credit pkg.pdf<br> Calculated DSCR 1.104 is within Guideline requirements but not matching with Originated DSCR - Finding added on the same - Due Diligence Vendor-04/04/2025 |  | Waived-Minimum DSCR for Multi Family per Guidelines is 1.1 whereas Originated DSCR ratio is 1.065% which is less than 1.1, Exception Form in the file page no #453- Credit pkg.pdf<br> Calculated DSCR 1.104 is within Guideline requirements but not matching with Originated DSCR - Finding added on the same - Due Diligence Vendor-04/04/2025<br>|  | 1. Revolving Payment $296 within 30% of all other Monthly Total Payments is $4,703,<br> 2. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 3. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #2- Credit pkg.pdf,<br> 4. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #2- Credit pkg.pdf,<br> 5. 5+ years credit history- Oldest tradeline date in CBR page #2- Credit pkg.pdf is 06/01/2004,<br> 6. Credit score >40 points than minimum required- Audited FICO Score is 761, Guideline Maximum FICO Score is 680 difference is 81, Which is Greater than 40. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3781259 |
| XXXXXX-2025-NQM3-274 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-04-03 10:29 | 2025-04-04 12:50 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Provided to another condition - Seller-04/04/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Credit Report increased from $106.00 on L E 01/28/2025 to $112.00 on CD 03/27/2025 without a Change of Circumstance. - Due Diligence Vendor-04/03/2025 | Ready for Review-Provided to another condition - Seller-04/04/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-04/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3774546 |
| XXXXXX-2025-NQM3-274 |  | D B A C | Closed | 50001252-Fees-Limited | 2025-04-03 10:29 | 2025-04-04 12:49 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please find LE 3/25 with COC attached - Seller-04/04/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Credit Report increased from $106.00 on L E 01/28/2025 to $112.00 on CD 03/27/2025 without a Change of Circumstance. - Due Diligence Vendor-04/03/2025 | Ready for Review-Document Uploaded. Please find LE 3/25 with COC attached - Seller-04/04/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3774544 |
| XXXXXX-2025-NQM3-274 |  | D B A C | Closed | FCOM5814 | 2025-04-03 10:22 | 2025-04-04 12:20 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof CD sent was provided - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please find signed 3d CD attached - Buyer-04/04/2025 <br>Open-Provide evidence CD 03/27/2025 was electronically sent. - Due Diligence Vendor-04/03/2025 |  | Resolved-proof CD sent was provided - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3774473 |
| XXXXXX-2025-NQM3-274 |  | D B A C | Closed | FCOM4028 | 2025-04-03 09:19 | 2025-04-04 05:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3773533 |
| XXXXXX-2025-NQM3-274 |  | D B A C | Closed | FVAL5474 | 2025-04-03 10:00 | 2025-04-03 10:00 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for Litigation not defended or covered by insurance company - page 278<br>(Litigation (rejected application) not defended or covered by insurance company the HOA is defended by its general counsel) - Due Diligence Vendor-04/03/2025 |  | Waived- - lender granted exception for Litigation not defended or covered by insurance company - page 278<br>(Litigation (rejected application) not defended or covered by insurance company the HOA is defended by its general counsel) - Due Diligence Vendor-04/03/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3774170 |
| XXXXXX-2025-NQM3-274 |  | D B A C | Closed | FVAL4188 | 2025-04-03 09:59 | 2025-04-03 09:59 | Waived | 2 - Non-Material B | Property | Property | Property Marketability Issues | Waived- - lender granted exception for Declining Market - page 277 - Due Diligence Vendor-04/03/2025 |  | Waived- - lender granted exception for Declining Market - page 277 - Due Diligence Vendor-04/03/2025<br>|  | No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3774151 |
| XXXXXX-2025-NQM3-275 |  | D A | Closed | FCOM4028 | 2025-04-03 11:45 | 2025-04-04 05:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3775745 |
| XXXXXX-2025-NQM3-276 |  | D A | Closed | FCOM4028 | 2025-04-04 11:25 | 2025-04-08 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3786557 |
| XXXXXX-2025-NQM3-277 |  | D A | Closed | FCOM4028 | 2025-04-04 06:09 | 2025-04-07 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording Evidence of mortgage recording is missing - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3782060 |
| XXXXXX-2025-NQM3-278 |  | D B A | Closed | FCOM4227 | 2025-04-04 16:29 | 2025-04-09 05:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-verification of e-sending CD to the Borrower now present - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Please find verification of e-sending CD to the Borrower. - Buyer-04/09/2025 <br>Open-Need evidence that revised CD dated 03-31-25 was sent electronically to the borrower. - Due Diligence Vendor-04/04/2025 |  | Resolved-verification of e-sending CD to the Borrower now present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3789968 |
| XXXXXX-2025-NQM3-278 |  | D B A | Closed | FCRE1158 | 2025-04-04 15:51 | 2025-04-09 05:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Policy number is indicated in the invoice. - Buyer-04/09/2025 <br>Open-Policy number is missing in HO6 Policy refer pg. no 474 of 622 - Due Diligence Vendor-04/04/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3789747 |
| XXXXXX-2025-NQM3-278 |  | D B A | Closed | FCOM4028 | 2025-04-04 13:24 | 2025-04-08 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3788235 |
| XXXXXX-2025-NQM3-278 |  | D B A | Closed | FCRE6763 | 2025-04-04 15:46 | 2025-04-04 15:46 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-- The Program is Assets Utilization and Income is calculated using CD which is in the business name. <br> - Exception from provided to proceed with loan as Income is not calculated using borrower personal Account in Assets utilization <br> program.<br> - Approved condition :- 0.25 to Price<br> - Exception form on pg. no 536 of 622<br> - Due Diligence Vendor-04/04/2025 |  | Waived-- The Program is Assets Utilization and Income is calculated using CD which is in the business name. <br> - Exception from provided to proceed with loan as Income is not calculated using borrower personal Account in Assets utilization <br> program.<br> - Approved condition :- 0.25 to Price<br> - Exception form on pg. no 536 of 622<br> - Due Diligence Vendor-04/04/2025<br>|  | Residential income >=3000$, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3789712 |
| XXXXXX-2025-NQM3-279 |  | D B A C | Closed | FPRO2828 | 2025-04-07 07:52 | 2025-04-23 05:33 | Waived | 2 - Non-Material C B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Appraisal transfer letter did not contain lender name and does not meet guidelines. waiver provided - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. Please see attached approved PC exception - Buyer-04/22/2025 <br>Counter-waiver needed as does not meet guidelines - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-04/09/2025 <br>Open-transfer letter page 66 does not have lender name for who transferred to and is not signed. Need signed and add lender name on it. - Due Diligence Vendor-04/07/2025 |  | Waived-Appraisal transfer letter did not contain lender name and does not meet guidelines. waiver provided - Due Diligence Vendor-04/23/2025<br>|  | Revolving debt is under 30%, 10 years or more in the same line of employment, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3794244 |
| XXXXXX-2025-NQM3-279 |  | D B A C | Closed | FCOM4028 | 2025-04-07 06:46 | 2025-04-08 10:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3793642 |
| XXXXXX-2025-NQM3-280 |  | D A | Closed | FCOM4028 | 2025-04-07 06:44 | 2025-04-08 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3793618 |
| XXXXXX-2025-NQM3-281 |  | D A C | Closed | FCOM1159 | 2025-04-07 10:02 | 2025-04-09 13:22 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate not received by the borrower at least 4 days prior to consummation | Resolved-proof cd sent electronically now present - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-04/09/2025 <br>Open-Provide evidence that Revised Loan Estimate issues on 03/24/2025 was sent electronically - Due Diligence Vendor-04/07/2025 |  | Resolved-proof cd sent electronically now present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3796412 |
| XXXXXX-2025-NQM3-281 |  | D A C | Closed | FCOM3605 | 2025-04-07 10:01 | 2025-04-09 13:14 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-CD sent electronically now present - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-04/09/2025 <br>Open-Provide evidence that Initial Closing Disclosure issues on 03/27/2025 was sent electronically - Due Diligence Vendor-04/07/2025 |  | Resolved-CD sent electronically now present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3796402 |
| XXXXXX-2025-NQM3-281 |  | D A C | Closed | FCOM4028 | 2025-04-04 15:32 | 2025-04-08 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3789586 |
| XXXXXX-2025-NQM3-282 |  | D B A | Closed | FCOM1233 | 2025-04-07 10:43 | 2025-04-09 13:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected 1003 with subject address on REO section now present - Due Diligence Vendor-04/09/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-04/09/2025 <br> Open-The Final 1003 is Incomplete Subject Property address '[Redacted]' which Borrower currently Refinancing not reflecting in REO Section of Final 1003 document. - Due Diligence Vendor-04/07/2025 |  | Resolved-corrected 1003 with subject address on REO section now present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3796913 |
| XXXXXX-2025-NQM3-282 |  | D B A | Closed | FCOM4028 | 2025-04-06 10:57 | 2025-04-08 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3791746 |
| XXXXXX-2025-NQM3-282 |  | D B A | Closed | FVAL5385 | 2025-04-06 23:46 | 2025-04-07 10:56 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for Sale on 09/11/2024 to 10/07/2024 for [Redacted] per Appraisal Report in Page #65_Closing docs.pdf which is within 6 months of closing date, however exception document is in page # 258 of Closing docs.pdf - Due Diligence Vendor-04/07/2025 |  | Waived-Subject property listed for Sale on 09/11/2024 to 10/07/2024 for [Redacted] per Appraisal Report in Page #65_Closing docs.pdf which is within 6 months of closing date, however exception document is in page # 258 of Closing docs.pdf - Due Diligence Vendor-04/07/2025 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #29 of Closing docs.pdf<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #29 of Closing docs.pdf |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3792283 |
| XXXXXX-2025-NQM3-283 |  | D A | Closed | FCOM4028 | 2025-04-07 05:06 | 2025-04-08 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3793050 |
| XXXXXX-2025-NQM3-284 |  | D A | Closed | FCRE9991 | 2025-04-05 05:15 | 2025-04-10 11:24 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender addresses docs and items used to verify 2 years, 2 yr full doc type accepted - Due Diligence Vendor-04/10/2025 <br>Ready for Review-We had W-2 for 2023 and Year-end paystub for 2024 .As per guidelines ,Year-end paystubs can be accepted in lieu of W-2 forms to document annual earnings if needed.<br> Final 1003 is reflecting prior employment from 2020,we met the 2 years employment requirements. - Buyer-04/09/2025 <br>Open-\* Program should be 1 FD. Below is the observation:-<br> Post 10/2022 borrower was in internship and pursuing his master's . 2 FD program borrower :No complete 2023 and 2024 W2 . Only 2023 tax return < 12 months employed. <br> \* 2024: Jan 2024 to May 2024: unemployed was completing studies and doing internship: pg.132, 135 . Current employment < 12 months.<br> \* 2023 : Jan 2023 to Dec : borrower was pursuing master degree: pg.# 132. pg.# 445 & 447 W2 : <12 months again (2 +3 = 5 months that is also part time/internship). Pg.# 131 & 132.<br> The total W2/Employment is <24 months. - Due Diligence Vendor-04/05/2025 |  | Resolved-lender addresses docs and items used to verify 2 years, 2 yr full doc type accepted - Due Diligence Vendor-04/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3790990 |
| XXXXXX-2025-NQM3-284 |  | D A | Closed | FCOM4028 | 2025-04-04 16:24 | 2025-04-09 04:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3789950 |
| XXXXXX-2025-NQM3-285 |  | D A | Closed | FCOM4028 | 2025-04-06 02:30 | 2025-04-08 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3791623 |
| XXXXXX-2025-NQM3-286 |  | D A | Closed | FCRE9991 | 2025-04-05 07:44 | 2025-04-15 15:24 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated with loan program to show 2 yr full doc - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-04/15/2025 <br>Open-1 YR FD program, however income is calculated for more than 24 months. Also 2yr YTD paystub & 2025 paystub in file. Tape program to be updated to 2yr FD - Due Diligence Vendor-04/05/2025 |  | Resolved-tape updated with loan program to show 2 yr full doc - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3791072 |
| XXXXXX-2025-NQM3-286 |  | D A | Closed | FCOM4028 | 2025-04-05 05:47 | 2025-04-08 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3791001 |
| XXXXXX-2025-NQM3-287 |  | D A | Closed | FCRE1480 | 2025-04-05 06:21 | 2025-04-15 15:35 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-lender has explained the gift paper trail and it was withdrawn after deposit so in essence not given. TPR accepts this explanation and we are now not short funds. (TPR originally reduced asset by gift but ok to add back since it was already withdrawn) - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. Please review uploaded explanation from SUW - Buyer-04/15/2025 <br>Counter-letter states one time gift not to be counted in income. if we remove gift we are short funds. please provide further clarification on how gift should be counted. - Due Diligence Vendor-04/09/2025 <br>Ready for Review-The LOX on page 517 explains that gift 20K was not used for income purposes. - Buyer-04/09/2025 <br>Open-Asset Record 2 Does Not Meet G/L Requirements Need Donor Source and Gift letter for amount $20,000<br> - As per LOX on pg. no 517 borrower have received the gift of $20K in Business Account refer pg. no 527. - Due Diligence Vendor-04/05/2025 |  | Resolved-lender has explained the gift paper trail and it was withdrawn after deposit so in essence not given. TPR accepts this explanation and we are now not short funds. (TPR originally reduced asset by gift but ok to add back since it was already withdrawn) - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3791016 |
| XXXXXX-2025-NQM3-287 |  | D A | Closed | FCOM4028 | 2025-04-05 04:29 | 2025-04-08 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3790976 |
| XXXXXX-2025-NQM3-288 |  | D A | Closed | FCOM4028 | 2025-04-08 10:51 | 2025-04-09 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3808285 |
| XXXXXX-2025-NQM3-289 |  | D A | Closed | FCOM4028 | 2025-04-08 12:18 | 2025-04-09 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3809572 |
| XXXXXX-2025-NQM3-290 |  | D A | Closed | FCOM4028 | 2025-04-07 11:10 | 2025-04-08 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3797423 |
| XXXXXX-2025-NQM3-291 |  | D A | Closed | FCOM4028 | 2025-04-07 21:07 | 2025-04-08 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3802061 |
| XXXXXX-2025-NQM3-292 |  | D A | Closed | FCOM4028 | 2025-04-07 07:39 | 2025-04-09 07:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3794136 |
| XXXXXX-2025-NQM3-293 |  | D A C | Closed | 2260 | 2025-04-09 09:58 | 2025-04-10 11:39 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/10/2025 <br>Ready for Review-no PPP - Buyer-04/10/2025 <br>Open-confirm none - Due Diligence Vendor-04/09/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3818177 |
| XXXXXX-2025-NQM3-293 |  | D A C | Closed | FCOM4028 | 2025-04-07 09:19 | 2025-04-09 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3795742 |
| XXXXXX-2025-NQM3-294 |  | D B A | Closed | FCRE1193 | 2025-04-09 10:34 | 2025-05-22 13:07 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-lender provided updated income calculation and DTI is now within line. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. - Seller-05/22/2025 <br> Counter-lender is working on finding. - Due Diligence Vendor-04/15/2025 <br> Ready for Review-Could you please close this finding as it is duplicate. We are working on it - Seller-04/15/2025 <br> Ready for Review- The DTI calc is as follows: [Redacted] in income, [Redacted] in monthly debt from credit + -[Redacted] in net rental for the REO property + [Redacted] PITIA =[Redacted]= [Redacted]% DTI for the file. We are not using rental income currently for the REO property. Please reach out to the broker to see if they can provide the lease for the REO property [Redacted] (please be aware that the unit number we are requesting is unit [Redacted]) to offset some of the expense for the property and lower DTI back down below 50%. - Seller-04/15/2025 <br> Counter-Subject is a primary refi. \*Subject property PITIA is $[Redacted] + $[Redacted] debts on credit report + Rental property on 1003 of $[Redacted]= $[Redacted]/ income of $[Redacted] =[Redacted]%. As you can see by this calculation, the rental property the borrower owns is not included in DTI. Please see manual calculation provided in finding. - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Document Uploaded. Please see SUW comment: All mortgage related liabilities are taken into account with the file. I'm not sure what DD is asking for on this as the payment is included with the DTI of the file. - Seller-04/11/2025 <br> Counter-disagree that must be counted in DTI - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Both properties are listed as retained in the system and all expenses are held to both properties including the subject. Marking the property as "held for rental income" does not change the DTI for the file. DTI should be what is listed in the system 33.098%. - Seller-04/10/2025 <br> Open-max DTI on cash out is 50%. Exceeds 50 % because a rental property payment of $[Redacted] was not included in DTI. - Due Diligence Vendor-04/09/2025 | Ready for Review-Document Uploaded. - Seller-05/22/2025 <br> Ready for Review-Could you please close this finding as it is duplicate. We are working on it - Seller-04/15/2025 <br> Ready for Review- The DTI calc is as follows: [Redacted] in income, [Redacted] in monthly debt from credit + -[Redacted] in net rental for the REO property + [Redacted] PITIA = [Redacted]/[Redacted] = [Redacted]% DTI for the file. We are not using rental income currently for the REO property. Please reach out to the broker to see if they can provide the lease for the REO property [Redacted] (please be aware that the unit number we are requesting is unit [Redacted]) to offset some of the expense for the property and lower DTI back down below 50%. - Seller-04/15/2025 <br> Ready for Review-Document Uploaded. Please see SUW comment: All mortgage related liabilities are taken into account with the file. I'm not sure what DD is asking for on this as the payment is included with the DTI of the file. - Seller-04/11/2025 <br> Ready for Review-Both properties are listed as retained in the system and all expenses are held to both properties including the subject. Marking the property as "held for rental income" does not change the DTI for the file. DTI should be what is listed in the system 33.098%. - Seller-04/10/2025 | Resolved-lender provided updated income calculation and DTI is now within line. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3818683 |
| XXXXXX-2025-NQM3-294 |  | D B A | Closed | FCOM4028 | 2025-04-08 07:21 | 2025-04-09 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3804621 |
| XXXXXX-2025-NQM3-294 |  | D B A | Closed | FCRE1304 | 2025-04-08 08:46 | 2025-04-08 08:46 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Waived- - lender granted exception for Inconsistent income deposits (borrower is a realtor) - page 341 - Due Diligence Vendor-04/08/2025 |  | Waived- - lender granted exception for Inconsistent income deposits (borrower is a realtor) - page 341 - Due Diligence Vendor-04/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3805938 |
| XXXXXX-2025-NQM3-295 |  | D A | Closed | FCOM4028 | 2025-04-07 13:14 | 2025-04-09 09:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3799200 |
| XXXXXX-2025-NQM3-296 |  | D B A | Closed | FCRE1148 | 2025-04-08 23:35 | 2025-04-10 14:12 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]- Due Diligence Vendor-04/10/2025 <br> Resolved-title commitment updated - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated TC - Buyer-04/10/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $1[Redacted] Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted], Please Provide Supplemental report with coverage amount that covers loan amount - Due Diligence Vendor-04/09/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted] - Due Diligence Vendor-04/10/2025 <br> Resolved-title commitment updated - Due Diligence Vendor-04/10/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3813868 |
| XXXXXX-2025-NQM3-296 |  | D B A | Closed | FCOM4028 | 2025-04-08 22:27 | 2025-04-09 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3813738 |
| XXXXXX-2025-NQM3-296 |  | D B A | Closed | FCRE2828 | 2025-04-09 00:26 | 2025-04-09 03:40 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Loan modification within 12 months and related exception document is in page 421 - Due Diligence Vendor-04/09/2025 |  | Waived-Loan modification within 12 months and related exception document is in page 421 - Due Diligence Vendor-04/09/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer mortgage late payments in CBR Page #512<br> 5+ years credit history,-Oldest tradeline date in CBR page # 512 of Credit Package.pdf is 11/01/2007<br> Credit score >40 points than minimum required-Audited FICO 772 and Guideline maximum FICO 680 with difference 92 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 3813968 |
| XXXXXX-2025-NQM3-296 |  | D B A | Closed | FVAL5472 | 2025-04-09 00:21 | 2025-04-09 03:33 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Subject property Gross Living Area is 411 Sq Ft which is less than 500 Sq Ft. however exception document is in page #420 - Due Diligence Vendor-04/09/2025 |  | Waived-Subject property Gross Living Area is 411 Sq Ft which is less than 500 Sq Ft. however exception document is in page #420 - Due Diligence Vendor-04/09/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer mortgage late payments in CBR Page #512<br> 5+ years credit history,-Oldest tradeline date in CBR page # 512 of Credit Package.pdf is 11/01/2007<br> Credit score >40 points than minimum required-Audited FICO 772 and Guideline maximum FICO 680 with difference 92 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 3813962 |
| XXXXXX-2025-NQM3-297 |  | D A | Closed | FCRE9991 | 2025-04-09 02:18 | 2025-04-10 11:40 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr score now updated - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updaetd 1008 - Buyer-04/09/2025 <br> Open-Originator DSCR Is 1.203 and the Calculated DSCR is 1.218, the Variance is 0.015.<br> Calculated Rent amount from 1007 in page #22<br> DSCR calculation: Rent amount [Redacted]. Lender considered HOA amount of $29 but there is no supporting document to verify the same.<br> No HOA Fee per Appraisal Addendum in Page #43 - Due Diligence Vendor-04/09/2025 |  | Resolved-dscr score now updated - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3814276 |
| XXXXXX-2025-NQM3-297 |  | D A | Closed | FCOM4028 | 2025-04-09 01:01 | 2025-04-09 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3814074 |
| XXXXXX-2025-NQM3-298 |  | D A | Closed | FCRE1995 | 2025-04-09 10:24 | 2025-04-15 09:44 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW. EMD was backed out - Buyer-04/14/2025 <br>Counter-no wire to title located on doc provided. still missing - Due Diligence Vendor-04/11/2025 <br>Ready for Review-Document Uploaded. Please see attached evidence of EMD - Buyer-04/10/2025 <br>Open-missing - Due Diligence Vendor-04/09/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3818506 |
| XXXXXX-2025-NQM3-298 |  | D A | Closed | FCOM4028 | 2025-04-09 09:14 | 2025-04-09 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3817504 |
| XXXXXX-2025-NQM3-299 |  | D A | Closed | FCOM4028 | 2025-04-08 07:43 | 2025-04-09 10:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3804955 |
| XXXXXX-2025-NQM3-300 |  | D A | Closed | FCOM4028 | 2025-04-08 09:24 | 2025-04-09 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3806916 |
| XXXXXX-2025-NQM3-301 |  | D A | Closed | FCOM4028 | 2025-04-08 08:02 | 2025-04-09 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3805211 |
| XXXXXX-2025-NQM3-302 |  | D A | Closed | FCOM4028 | 2025-04-08 09:22 | 2025-04-09 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3806890 |
| XXXXXX-2025-NQM3-303 |  | D A | Closed | FCOM4028 | 2025-04-09 13:55 | 2025-04-10 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3821559 |
| XXXXXX-2025-NQM3-304 |  | D A | Closed | FCRE1157 | 2025-04-08 12:09 | 2025-04-10 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. Please see attached insurance - Buyer-04/10/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-04/08/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3809378 |
| XXXXXX-2025-NQM3-304 |  | D A | Closed | FCOM4028 | 2025-04-08 11:28 | 2025-04-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3808820 |
| XXXXXX-2025-NQM3-305 |  | D A | Closed | FCOM4028 | 2025-04-10 00:26 | 2025-04-10 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3824590 |
| XXXXXX-2025-NQM3-306 |  | D A | Closed | FCOM4028 | 2025-04-10 02:05 | 2025-04-10 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br>- Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3824825 |
| XXXXXX-2025-NQM3-307 |  | D A | Closed | FCRE1491 | 2025-04-09 08:02 | 2025-04-10 14:18 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-gift receipt now present - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. Please review uploaded gift receipt. - Buyer-04/10/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Missing evidence of wire from Donor to Title at closing -$97,000. (Bwr's Mother). - Due Diligence Vendor-04/09/2025 |  | Resolved-gift receipt now present - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3816167 |
| XXXXXX-2025-NQM3-307 |  | D A | Closed | FCOM4028 | 2025-04-09 07:10 | 2025-04-10 08:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3815526 |
| XXXXXX-2025-NQM3-308 |  | D A | Closed | FCOM4028 | 2025-04-10 03:22 | 2025-04-10 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3825018 |
| XXXXXX-2025-NQM3-309 |  | D A | Closed | FCOM4028 | 2025-04-09 08:35 | 2025-04-09 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3816646 |
| XXXXXX-2025-NQM3-310 |  | D B A | Closed | FCOM4028 | 2025-04-10 07:10 | 2025-04-10 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3826360 |
| XXXXXX-2025-NQM3-310 |  | D B A | Closed | FVAL9739 | 2025-04-10 08:05 | 2025-04-10 11:57 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Page 435 - Exception to Master Policy as coverages do not meet guides - Insured at agreed value and not replacement cost - Due Diligence Vendor-04/10/2025 |  | Waived-Page 435 - Exception to Master Policy as coverages do not meet guides - Insured at agreed value and not replacement cost - Due Diligence Vendor-04/10/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, No mortgage lates last 24 months, Credit Score > 40 points above program minimum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3827016 |
| XXXXXX-2025-NQM3-311 |  | D A | Closed | FCOM4028 | 2025-04-10 06:37 | 2025-04-11 08:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3826066 |
| XXXXXX-2025-NQM3-312 |  | D A | Closed | FCOM4028 | 2025-04-10 09:02 | 2025-04-11 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3827763 |
| XXXXXX-2025-NQM3-313 |  | D A | Closed | FCRE1335 | 2025-04-10 08:15 | 2025-04-15 15:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-04/15/2025 <br>Resolved-transcript now present - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-04/15/2025 <br>Open-Borrower 1 IRS Transcripts Missing - 2023 tax returns provided but no transcript. - Due Diligence Vendor-04/10/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-04/15/2025 <br>Resolved-transcript now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3827136 |
| XXXXXX-2025-NQM3-313 |  | D A | Closed | FCOM4028 | 2025-04-10 07:24 | 2025-04-11 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3826501 |
| XXXXXX-2025-NQM3-314 |  | D B A C | Closed | FVAL4036 | 2025-04-10 13:25 | 2025-06-10 12:08 | Waived | 2 - Non-Material C B | Property | Property | Flip or Rapid Resale of Property | Waived-waiver provided for not meeting value documentation for a purchase where seller acquired home less than 12 months ago and lesser or sale price or purchase plus improvements was not used<br> There is rapid resale of property with increase from sale price at 09/2024 to appraised value without docs for improvements<br>- Due Diligence Vendor-06/10/2025 <br> Ready for Review-Document Uploaded. Please see attached exception - Buyer-06/10/2025 <br> Open-seller Opendoor took title in sept 2024 for $[Redacted] and no documented improvements to found for using appraisal value - Due Diligence Vendor-04/10/2025 |  | Waived-waiver provided for not meeting value documentation for a purchase where seller acquired home less than 12 months ago and lesser or sale price or purchase plus improvements was not used<br> There is rapid resale of property with increase from sale price at 09/2024 to appraised value without docs for improvements<br>- Due Diligence Vendor-06/10/2025<br>|  | Compensating Factors<br> Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points<br> than minimum required, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved 06/10/2025 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 3832060 |
| XXXXXX-2025-NQM3-314 |  | D B A C | Closed | FCOM4028 | 2025-04-10 11:55 | 2025-04-14 08:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3830643 |
| XXXXXX-2025-NQM3-315 |  | D A | Closed | FCOM4028 | 2025-04-09 15:09 | 2025-04-11 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3822442 |
| XXXXXX-2025-NQM3-316 |  | D A | Closed | FCOM4028 | 2025-04-10 09:37 | 2025-04-11 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3828392 |
| XXXXXX-2025-NQM3-317 |  | D A C | Closed | FCRE8201 | 2025-04-11 05:34 | 2025-04-14 14:40 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-master policy provided and borrower has an additional private policy - Due Diligence Vendor-04/14/2025 <br>Ready for Review-Document Uploaded. We had master flood on file plus individual flood - Buyer-04/14/2025 <br>Open-Subject property is Condo and we have separate flood Insurance in File - Premium amount used for DSCR calculation.<br> Per Guidelines, Stand-alone flood insurance dwelling policies for an attached individual condo unit are not acceptable. - Due Diligence Vendor-04/11/2025 |  | Resolved-master policy provided and borrower has an additional private policy - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3837822 |
| XXXXXX-2025-NQM3-317 |  | D A C | Closed | 2260 | 2025-04-11 10:04 | 2025-04-14 14:40 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/14/2025 <br>Ready for Review-As per lock ,no PPP - Buyer-04/14/2025 <br>Open-confirm none - Due Diligence Vendor-04/11/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3841125 |
| XXXXXX-2025-NQM3-317 |  | D A C | Closed | FCOM4028 | 2025-04-11 01:16 | 2025-04-11 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3836438 |
| XXXXXX-2025-NQM3-318 |  | D B A | Closed | FCRE1995 | 2025-04-11 05:33 | 2025-04-15 09:46 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, EMD Backed out - Due Diligence Vendor-04/15/2025 <br> Ready for Review-Document Uploaded. 29,200 EMD was backed out of [Redacted] \*[Redacted]. - Buyer-04/14/2025 <br> Open-Please provide supporting document to verify EMD of $29,200 which is reflecting in final CD #29_Signed Closing Package.pdf - Due Diligence Vendor-04/11/2025 |  | Resolved-resolved with lender comments, EMD Backed out - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3837821 |
| XXXXXX-2025-NQM3-318 |  | D B A | Closed | FCOM4028 | 2025-04-11 04:33 | 2025-04-14 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3837558 |
| XXXXXX-2025-NQM3-318 |  | D B A | Closed | FCRE1174 | 2025-04-11 05:45 | 2025-04-11 06:43 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Ordinance and law coverage not included in master policy per Master Insurance in Page #293_Credit Pkg. however we have exception in page#307_Credit Package.pdf - Due Diligence Vendor-04/11/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Ordinance and law coverage not included in master policy per Master Insurance in Page #293_Credit Pkg. however we have exception in page#307_Credit Package.pdf - Due Diligence Vendor-04/11/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #450_Credit Package.pdf<br> 5+ years credit history- Oldest tradeline date in CBR page #450_Credit Package.pdf is 03/01/2005<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #450_Credit Package.pdf<br> Credit score >40 points than minimum required-Guideline Min FICO is 640 and Qualifying FICO is 814 variance is 174 which is greater than 40 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3837869 |
| XXXXXX-2025-NQM3-318 |  | D B A | Closed | FVAL5472 | 2025-04-11 05:45 | 2025-04-11 06:41 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Subject property Gross Living Area is 466 Sq Ft whereas minimum Gross living area per Guidelines is 500 Sq Ft. However, we have exception in page#308_Credit Package.pdf - Due Diligence Vendor-04/11/2025 |  | Waived-Subject property Gross Living Area is 466 Sq Ft whereas minimum Gross living area per Guidelines is 500 Sq Ft. However, we have exception in page#308_Credit Package.pdf - Due Diligence Vendor-04/11/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #450_Credit Package.pdf<br> 5+ years credit history- Oldest tradeline date in CBR page #450_Credit Package.pdf is 03/01/2005<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #450_Credit Package.pdf<br> Credit score >40 points than minimum required-Guideline Min FICO is 640 and Qualifying FICO is 814 variance is 174 which is greater than 40 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3837875 |
| XXXXXX-2025-NQM3-319 |  | D A | Closed | FCOM4028 | 2025-04-11 06:13 | 2025-04-14 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3838067 |
| XXXXXX-2025-NQM3-320 |  | D A | Closed | FCOM4028 | 2025-04-10 12:03 | 2025-04-11 07:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3830774 |
| XXXXXX-2025-NQM3-321 |  | D B A | Closed | FCOM4028 | 2025-04-10 12:22 | 2025-04-11 07:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3831072 |
| XXXXXX-2025-NQM3-321 |  | D B A | Closed | FPRO1251 | 2025-04-10 13:24 | 2025-04-11 07:32 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-\*Exception form is provided to allow Subject legal non conforming zoning: If destroyed greater than 60% property must revert to One Family Residential.<br> \*Approved Conditions: Max [Redacted], DSCR>1.5 required ; ok with LA<$[Redacted]<br> \*Exception form is on page #107 of 210 - Due Diligence Vendor-04/10/2025 |  | Waived-\*Exception form is provided to allow Subject legal non conforming zoning: If destroyed greater than 60% property must revert to One Family Residential.<br> \*Approved Conditions: Max [Redacted], DSCR>1.5 required ; ok with LA<$[Redacted]<br> \*Exception form is on page #107 of 210 - Due Diligence Vendor-04/10/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3832038 |
| XXXXXX-2025-NQM3-321 |  | D B A | Closed | FCRE1200 | 2025-04-10 13:26 | 2025-04-10 13:30 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow [Redacted]<br> \*Approved Conditions: max [Redacted], DSCR>1.5 required ; ok with [Redacted]<br> \*Exception form is on page #107 of 210 - Due Diligence Vendor-04/10/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow [Redacted]<br> \*Approved Conditions: max [Redacted], DSCR>1.5 required ; ok with [Redacted]<br> \*Exception form is on page #107 of 210 - Due Diligence Vendor-04/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3832069 |
| XXXXXX-2025-NQM3-322 |  | D A | Closed | FCOM4028 | 2025-04-10 15:02 | 2025-04-14 05:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3833494 |
| XXXXXX-2025-NQM3-323 |  | D A | Closed | FCRE3876 | 2025-04-11 07:41 | 2025-04-15 09:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-04/15/2025 <br> Ready for Review-Document Uploaded. According to Fraud report p.15, Title Insurance Company is [Redacted] Title O&E Policy Professional Liability (Errors and Omissions) effective till 04/19/2025. - Buyer-04/14/2025 <br> Open-Title O&E Policy is Missing or Expired Policies provided pages 126 and 313 expired 03/26/2025 (General Liability) + cannot determine if PC Law & Associates(settlement agent) is one and same as the insured on policy. (Client First title) - Due Diligence Vendor-04/11/2025 |  | Resolved-E&O now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3838799 |
| XXXXXX-2025-NQM3-323 |  | D A | Closed | FCOM4028 | 2025-04-11 07:18 | 2025-04-14 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3838564 |
| XXXXXX-2025-NQM3-324 |  | D A | Closed | FCRE1212 | 2025-04-11 09:45 | 2025-04-15 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-seller signed contract now present - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. Please see the signed Contract attached. - Buyer-04/14/2025 <br>Open-Purchase contract has not been fully provided Purchase Contract Seller Signature is missing refer page#317-327 of 426 - Due Diligence Vendor-04/11/2025 |  | Resolved-seller signed contract now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3840858 |
| XXXXXX-2025-NQM3-324 |  | D A | Closed | FCOM4028 | 2025-04-11 07:37 | 2025-04-14 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3838760 |
| XXXXXX-2025-NQM3-325 |  | D A | Closed | FCOM4028 | 2025-04-11 09:45 | 2025-04-14 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3840855 |
| XXXXXX-2025-NQM3-326 |  | D A | Closed | FCOM4028 | 2025-04-11 08:33 | 2025-04-14 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3839438 |
| XXXXXX-2025-NQM3-327 |  | D A | Closed | FCOM4028 | 2025-04-14 14:11 | 2025-04-15 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3860062 |
| XXXXXX-2025-NQM3-328 |  | D A | Closed | FCOM4028 | 2025-04-14 11:23 | 2025-04-15 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3857401 |
| XXXXXX-2025-NQM3-329 |  | D A | Closed | FCOM4028 | 2025-04-14 07:48 | 2025-04-15 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3854304 |
| XXXXXX-2025-NQM3-330 |  | D A | Closed | FCOM4028 | 2025-04-14 21:01 | 2025-04-15 10:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3863128 |
| XXXXXX-2025-NQM3-331 |  | D A | Closed | FCOM4028 | 2025-04-15 00:46 | 2025-04-15 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3863656 |
| XXXXXX-2025-NQM3-332 |  | D A | Closed | FCOM4028 | 2025-04-14 07:19 | 2025-04-15 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3853868 |
| XXXXXX-2025-NQM3-333 |  | D A | Closed | FCOM4028 | 2025-04-15 09:29 | 2025-04-16 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3867646 |
| XXXXXX-2025-NQM3-334 |  | D A | Closed | FVAL1310 | 2025-04-15 13:44 | 2025-05-01 11:07 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-lender provided proof HOA Dues were paid at closing. This satisfies the info that was missing from the original HOA cert about dues owed - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. Per Final CD section H dues were paid by the borrower. Please see attached - Buyer-05/01/2025 <br>Open-pg 202 says there is an assessment due. Unable to verify it was paid at close. - Due Diligence Vendor-04/15/2025 |  | Resolved-lender provided proof HOA Dues were paid at closing. This satisfies the info that was missing from the original HOA cert about dues owed - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3871649 |
| XXXXXX-2025-NQM3-334 |  | D A | Closed | FCRE3876 | 2025-04-15 12:34 | 2025-04-18 08:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. Please see attached E&O Insurance - Buyer-04/18/2025 <br>Open-Title O&E Policy is Missing or Expired missing - Due Diligence Vendor-04/15/2025 |  | Resolved-E&O now present - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3870509 |
| XXXXXX-2025-NQM3-334 |  | D A | Closed | FCOM4028 | 2025-04-15 11:25 | 2025-04-16 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3869385 |
| XXXXXX-2025-NQM3-335 |  | D A | Closed | FCOM4028 | 2025-04-14 07:36 | 2025-04-15 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3854116 |
| XXXXXX-2025-NQM3-336 |  | D A | Closed | FCRE1480 | 2025-04-14 12:15 | 2025-04-18 11:44 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-LLC docs provided show 2 officers. LOE from second officer now present. this clears requirement to have acct access letter from other owner - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-04/18/2025 <br> Counter-borrower is not 100% owner. Need LOE signed by other 2 owners allowing access - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. - Buyer-04/16/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Business account#[Redacted] on pg.#219 is considered but ownership details is missing in file.<br> Note: pg.#425 the business search only reads the business is active but the owner / ownership details are missing. - Due Diligence Vendor-04/14/2025 |  | Resolved-LLC docs provided show 2 officers. LOE from second officer now present. this clears requirement to have acct access letter from other owner - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3858101 |
| XXXXXX-2025-NQM3-336 |  | D A | Closed | FCOM4028 | 2025-04-14 09:12 | 2025-04-15 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3855528 |
| XXXXXX-2025-NQM3-337 |  | D A | Closed | FCOM4028 | 2025-04-14 12:32 | 2025-04-15 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3858419 |
| XXXXXX-2025-NQM3-338 |  | D A | Closed | FCOM4028 | 2025-04-14 11:17 | 2025-04-14 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3857316 |
| XXXXXX-2025-NQM3-339 |  | D A | Closed | FCRE1995 | 2025-04-14 13:11 | 2025-04-15 15:40 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender screen shot. EMD backed out - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. It was backed out - Buyer-04/15/2025 <br>Open- - missing - Due Diligence Vendor-04/14/2025 |  | Resolved-resolved with lender screen shot. EMD backed out - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3859106 |
| XXXXXX-2025-NQM3-339 |  | D A | Closed | FCOM4028 | 2025-04-14 12:36 | 2025-04-14 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3858473 |
| XXXXXX-2025-NQM3-340 |  | D A | Closed | FCOM4028 | 2025-04-14 13:42 | 2025-04-15 05:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3859670 |
| XXXXXX-2025-NQM3-341 |  | D A | Closed | FCRE1199 | 2025-04-15 11:46 | 2025-04-18 08:10 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Resolved-updated credit now present and score meets program - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-04/17/2025 <br> Open- - Max loan amount for a cash out refinance with a [Redacted] FICO is $[Redacted]. This loan closed with a loan amount of $[Redacted]. Per the lock (page 506) the FICO used was [Redacted] which is B1 middle score. However, the guidelines state to use the lowest applicable score from all of borrowers which is [Redacted]. - Due Diligence Vendor-04/15/2025 |  | Resolved-updated credit now present and score meets program - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3869795 |
| XXXXXX-2025-NQM3-341 |  | D A | Closed | FCOM4028 | 2025-04-15 10:50 | 2025-04-16 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3868868 |
| XXXXXX-2025-NQM3-342 |  | D A | Closed | FCOM4028 | 2025-04-14 14:10 | 2025-04-15 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3860049 |
| XXXXXX-2025-NQM3-343 |  | D A | Closed | FCRE9991 | 2025-04-15 08:33 | 2025-04-22 12:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score fixed and now correct - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. The correct amount is $540, and I filled out this amount.<br> Uploaded updated tape, 1008, approval letter , lock form<br> - Buyer-04/22/2025 <br>Open-\* DSCR is off by 0.009 Lender score 1.174<br> Rent income considered by lender : $1450. PITA matches but Lender Considered Insurance Premium $54 and as per Document Insurance Premium $45, refer page#357<br> Calculation : Rent 1450 /PITIA 1225.93 = 1.183 should be the actual score. - Due Diligence Vendor-04/15/2025 |  | Resolved-DSCR score fixed and now correct - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3866523 |
| XXXXXX-2025-NQM3-343 |  | D A | Closed | FCOM4028 | 2025-04-15 07:10 | 2025-04-17 04:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3865451 |
| XXXXXX-2025-NQM3-344 |  | D A | Closed | FCOM4028 | 2025-04-15 10:01 | 2025-04-17 04:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3868123 |
| XXXXXX-2025-NQM3-345 |  | D A | Closed | FCRE1995 | 2025-04-16 05:04 | 2025-04-17 13:25 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out per lender comments. resolved with lender comments. - Due Diligence Vendor-04/17/2025 <br> Ready for Review-EMD was backed out from account [Redacted] - Buyer-04/17/2025 <br> Open-Please provide supporting document to verify EMD of $1,000 which is reflecting in final CD#[Redacted] - Due Diligence Vendor-04/16/2025 |  | Resolved-EMD backed out per lender comments. resolved with lender comments. - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3875986 |
| XXXXXX-2025-NQM3-345 |  | D A | Closed | FCOM4028 | 2025-04-16 02:53 | 2025-04-17 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-04/16/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3875601 |
| XXXXXX-2025-NQM3-346 |  | D B A | Closed | FCRE5116 | 2025-04-16 01:18 | 2025-04-18 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-no pay history available. NOTE and CD now present to show it was a new loan - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Document Uploaded. [Redacted] is another [Redacted] loan [Redacted], please find CD and Note. - Buyer-04/17/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]with balance $[Redacted]" - Due Diligence Vendor-04/16/2025 |  | Resolved-no pay history available. NOTE and CD now present to show it was a new loan - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3875344 |
| XXXXXX-2025-NQM3-346 |  | D B A | Closed | FCOM4028 | 2025-04-15 23:44 | 2025-04-17 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/16/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3875066 |
| XXXXXX-2025-NQM3-346 |  | D B A | Closed | FCRE8201 | 2025-04-16 02:34 | 2025-04-16 05:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Per Guidelines Page #71, Actual Cash in value policy type is not acceptable whereas provided Insurance document in Page #300 of Credit Package.pdf reflects current policy type as 'Actual Cash in Value Landlords' without Replacement Cost per document in Page #304_Credit Pkg. However, Exception is in Page #339 of Credit Package.pdf - Due Diligence Vendor-04/16/2025 |  | Waived-Per Guidelines Page #71, Actual Cash in value policy type is not acceptable whereas provided Insurance document in Page #300 of Credit Package.pdf reflects current policy type as 'Actual Cash in Value Landlords' without Replacement Cost per document in Page #304_Credit Pkg. However, Exception is in Page #339 of Credit Package.pdf - Due Diligence Vendor-04/16/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer Mortgage late payments in CBR Page #160, 172 of Credit Package.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 160, 172 of Credit Package.pdf is 01/01/2006<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #160, 172 of Credit Package.pdf<br> 2+ borrowers on the loan-File is joint credit with 2 borrowers |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3875552 |
| XXXXXX-2025-NQM3-347 |  | D B A | Closed | FCRE1326 | 2025-04-16 11:43 | 2025-04-23 09:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-updated support doc to show expenses itemized now present - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. additional documentation provided that itemizes the expenses. - Buyer-04/22/2025 <br>Counter-waiver required as guidelines state expenses must be itemized. If borrower had expenses, which PL states they do, they must be itemized. - Due Diligence Vendor-04/21/2025 <br>Ready for Review-With this one and the nature of the business it doesn't seem necessary as the borrowers business is for real estate<br>The borrower is an agent and these are standard licensing items based on the state.<br>- Buyer-04/18/2025 <br>Open-P&L page 346 does not meet guidelines. Expenses are not itemized (required in guides pg 52) - Due Diligence Vendor-04/16/2025 |  | Resolved-updated support doc to show expenses itemized now present - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3881027 |
| XXXXXX-2025-NQM3-347 |  | D B A | Closed | FCOM4028 | 2025-04-16 09:29 | 2025-04-17 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3879178 |
| XXXXXX-2025-NQM3-347 |  | D B A | Closed | FCRE6763 | 2025-04-16 11:42 | 2025-04-16 11:42 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-YTD wages from SE can't be supported<br> Comments Borrower is realtor and had some health issues, Jan-Feb weren't there with income. The same trend in the<br> previous years.<br> Pg. 379 - Due Diligence Vendor-04/16/2025 |  | Waived-YTD wages from SE can't be supported<br> Comments Borrower is realtor and had some health issues, Jan-Feb weren't there with income. The same trend in the<br> previous years.<br> Pg. 379 - Due Diligence Vendor-04/16/2025<br>|  | Compensating Factors<br> 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40<br> months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV<br> 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/31/2025 +0.375 to price, 16% LTV max. LTV cannot be increased |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3881020 |
| XXXXXX-2025-NQM3-348 |  | D A | Closed | FCOM4028 | 2025-04-16 07:14 | 2025-04-17 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3876878 |
| XXXXXX-2025-NQM3-349 |  | D A | Closed | FCRE8012 | 2025-04-15 07:36 | 2025-04-17 07:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-contract now present - Due Diligence Vendor-04/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Purchase Contract for this loan - Buyer-04/16/2025 <br>Open-Only lead disclosure and LLC amendment name change present - page 333-335 - Due Diligence Vendor-04/15/2025 |  | Resolved-contract now present - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3865743 |
| XXXXXX-2025-NQM3-349 |  | D A | Closed | FCOM4028 | 2025-04-15 07:02 | 2025-04-16 12:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3865365 |
| XXXXXX-2025-NQM3-350 |  | D A | Closed | FCOM4028 | 2025-04-15 07:51 | 2025-04-16 12:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3865940 |
| XXXXXX-2025-NQM3-351 |  | D B A C | Closed | FVAL9739 | 2025-04-15 11:05 | 2025-04-18 11:03 | Waived | 2 - Non-Material C B | Property | Appraisal | Property/Appraisal General | Waived-does not meet condo eligibility for a single investor concentration. Waiver provided.<br>- Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by CUW - Buyer-04/17/2025 <br>Open-At least 75% of the total units in the subject property must be sold. As per appraisal report page #23 of 487 sold % is <75%(Total unit 8286 and sold 3536). Guide not meeting - Due Diligence Vendor-04/15/2025 |  | Waived-does not meet condo eligibility for a single investor concentration. Waiver provided.<br>- Due Diligence Vendor-04/18/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3869117 |
| XXXXXX-2025-NQM3-351 |  | D B A C | Closed | FCOM4028 | 2025-04-15 08:54 | 2025-04-16 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3866859 |
| XXXXXX-2025-NQM3-351 |  | D B A C | Closed | FVAL5474 | 2025-04-15 10:52 | 2025-04-15 10:52 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity ownership - As per guide projects with 21 or more units – Single entity can own 25% unit<br> Exception form provided to allow Single entity ownership 57%<br> Exception form page #342 of 487<br> Approved Conditions :- 0.25 to price, [Redacted] max - Due Diligence Vendor-04/15/2025 |  | Waived-Single entity ownership - As per guide projects with 21 or more units – Single entity can own 25% unit<br> Exception form provided to allow Single entity ownership 57%<br> Exception form page #342 of 487<br> Approved Conditions :- 0.25 to price, [Redacted] max - Due Diligence Vendor-04/15/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3868922 |
| XXXXXX-2025-NQM3-352 |  | D B A | Closed | FCRE1325 | 2025-04-16 15:51 | 2025-04-22 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-lender obtain an additional letter stating when CPA letter was written. this is acceptable for missing date confirmation - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. Please find the email where CPA confirms the date of the latest letter he wrote for the Borrower (4/1/25). - Buyer-04/21/2025 <br>Open-pg 312 and 313 letter not dated - Due Diligence Vendor-04/16/2025 |  | Resolved-lender obtain an additional letter stating when CPA letter was written. this is acceptable for missing date confirmation - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3884324 |
| XXXXXX-2025-NQM3-352 |  | D B A | Closed | FCRE1158 | 2025-04-16 15:42 | 2025-04-18 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-policy number provided. - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. Policy number can be found on the Insurance invoice. - Buyer-04/17/2025 <br>Open-Hazard Insurance Policy Partially Provided binder or policy # missing - Due Diligence Vendor-04/16/2025 |  | Resolved-policy number provided. - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3884241 |
| XXXXXX-2025-NQM3-352 |  | D B A | Closed | FCRE1228 | 2025-04-16 15:51 | 2025-04-16 15:51 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-9 NSFs total - original exception request listed 8, but asset review shows 9<br> Comments Hi Team, Business bank statements, explanation is the following: the gas company is supposed to draft the<br> money 7 days after receiving the order. However, there was no consistency to when the money was coming<br> out and was drawn on unexpected days. Two of the eight times he said he was out of the Country and his<br> phone service was not working, so he did not have access to his account. (duplicate file, removed co<br> borrower, [Redacted])<br> Pg. 319 - Due Diligence Vendor-04/16/2025 |  | Waived-9 NSFs total - original exception request listed 8, but asset review shows 9<br> Comments Hi Team, Business bank statements, explanation is the following: the gas company is supposed to draft the<br> money 7 days after receiving the order. However, there was no consistency to when the money was coming<br> out and was drawn on unexpected days. Two of the eight times he said he was out of the Country and his<br> phone service was not working, so he did not have access to his account. (duplicate file, removed co<br> borrower, [Redacted])<br> Pg. 319 - Due Diligence Vendor-04/16/2025<br>|  | Compensating Factors<br> Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last<br> 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required,<br> Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/31/2025 0.25 to price, CUW review required |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3884317 |
| XXXXXX-2025-NQM3-353 |  | D A | Closed | FCOM4028 | 2025-04-15 08:07 | 2025-04-16 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3866187 |
| XXXXXX-2025-NQM3-354 |  | D A | Closed | FCOM4028 | 2025-04-15 12:27 | 2025-04-17 07:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3870346 |
| XXXXXX-2025-NQM3-355 |  | D B A C | Closed | FCOM1159 | 2025-04-15 13:59 | 2025-04-17 13:27 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate not received by the borrower at least 4 days prior to consummation | Resolved-proof LE was sent on 4/4 now present - Due Diligence Vendor-04/17/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-04/17/2025 <br>Open-Need Evidence that Revised loan estimate delivered to the borrower on 4-4-2025. - Due Diligence Vendor-04/15/2025 |  | Resolved-proof LE was sent on 4/4 now present - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3871877 |
| XXXXXX-2025-NQM3-355 |  | D B A C | Closed | FCOM4028 | 2025-04-15 10:55 | 2025-04-17 07:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/17/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3868982 |
| XXXXXX-2025-NQM3-355 |  | D B A C | Closed | FPRO2828 | 2025-04-15 13:13 | 2025-04-16 09:54 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived--As per guide if Appraisal is getting transferred to [Redacted] from Other lender we need AVM with Score above 90<br> - Exception form Provided to allow proceed with loan as AVM is missing in file but per this form the score is low with higher value.<br> - Approved condition :- +0.25 to Price, [Redacted] max<br> - Exception form on pg. no 206 of 239 - Due Diligence Vendor-04/15/2025 |  | Waived--As per guide if Appraisal is getting transferred to [Redacted] from Other lender we need AVM with Score above 90<br> - Exception form Provided to allow proceed with loan as AVM is missing in file but per this form the score is low with higher value.<br> - Approved condition :- +0.25 to Price, [Redacted] max<br> - Exception form on pg. no 206 of 239 - Due Diligence Vendor-04/15/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Experienced investor |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3871169 |
| XXXXXX-2025-NQM3-356 |  | D A | Closed | FCOM4028 | 2025-04-15 10:55 | 2025-04-16 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3868978 |
| XXXXXX-2025-NQM3-357 |  | D A | Closed | FCOM4028 | 2025-04-15 12:15 | 2025-04-16 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3870196 |
| XXXXXX-2025-NQM3-358 |  | D A | Closed | FCOM4028 | 2025-04-17 04:55 | 2025-04-18 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3887555 |
| XXXXXX-2025-NQM3-359 |  | D A | Closed | FCRE1335 | 2025-04-17 12:02 | 2025-05-05 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-05/05/2025 <br>Resolved-IRS tax transcripts are now present - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. Please see the 2023 and 2024 1040 transcripts. - Seller-05/03/2025 <br>Counter-please provide a waiver, returns were needed to verify no ownership and since required we need transcripts. If none available, we need a waiver - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Document Uploaded. Per SUW, 2 years tax returns required as the borrower is employed by a family member, no income had been used from 1040. Borrower is W2 employee, and we have W2 tax transcripts. - Seller-04/24/2025 <br>Counter-we dont need tax returns, we need the IRS tax return transcripts. Please provide the tax transcript that validates the returns provided - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. Please see the TAX Return. - Seller-04/22/2025 <br>Counter-this is not a tax transcript, we need TAX Return transcript - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. Please find the IRS Transcripts. - Seller-04/18/2025 <br>Open-Borrower 1 IRS Transcripts Missing 2 years tax returns in file. missing IRS TAX RETURN transcripts - Due Diligence Vendor-04/17/2025 | Ready for Review-Document Uploaded. Please see the 2023 and 2024 1040 transcripts. - Seller-05/03/2025 <br>Ready for Review-Document Uploaded. Per SUW, 2 years tax returns required as the borrower is employed by a family member, no income had been used from 1040. Borrower is W2 employee, and we have W2 tax transcripts. - Seller-04/24/2025 <br>Ready for Review-Document Uploaded. Please see the TAX Return. - Seller-04/22/2025 <br>Ready for Review-Document Uploaded. Please find the IRS Transcripts. - Seller-04/18/2025<br>| Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-05/05/2025 <br>Resolved-IRS tax transcripts are now present - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3892739 |
| XXXXXX-2025-NQM3-359 |  | D A | Closed | FCOM4028 | 2025-04-17 10:31 | 2025-04-18 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3891578 |
| XXXXXX-2025-NQM3-360 |  | D A | Closed | FCOM4028 | 2025-04-16 07:36 | 2025-04-17 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3877150 |
| XXXXXX-2025-NQM3-361 |  | D A | Closed | FCRE1995 | 2025-04-17 14:44 | 2025-04-22 07:51 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-escrow receipt now present - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. Please see attached Evidence of Earnest Money deposit - Buyer-04/21/2025 <br>Open-missing - Due Diligence Vendor-04/17/2025 |  | Resolved-escrow receipt now present - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3895071 |
| XXXXXX-2025-NQM3-361 |  | D A | Closed | FCOM4028 | 2025-04-17 12:47 | 2025-04-18 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3893559 |
| XXXXXX-2025-NQM3-362 |  | D A | Closed | FCOM4028 | 2025-04-16 07:06 | 2025-04-17 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3876814 |
| XXXXXX-2025-NQM3-363 |  | D A | Closed | FCOM4028 | 2025-04-17 07:07 | 2025-04-18 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3888641 |
| XXXXXX-2025-NQM3-364 |  | D B A | Closed | FCRE1437 | 2025-04-16 09:10 | 2025-04-22 08:45 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-UW provided an explanation as to why they accepted a [Redacted] and prior was a [Redacted]. They updated their system to show correct employer type for current and offered further clarification to state since they have experience in general running a business they accept switch in line of work - Due Diligence Vendor-04/22/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-04/21/2025 <br> Open-Income and Employment Do Not Meet Guidelines Bwrs business originated in 05/2023 = 23 months or < 2 years. Final 1003 states business as [Redacted], however, per docs in file, business is in [Redacted]. Previous employment was [Redacted] per the name [Redacted] and initial 1003. Bwrs LOE on page 224 just states owner of [Redacted] but not business type. CPA letter only confirms current business of auto sales. Need exception for self employment less than 2 yrs and also need clarification on work history as information conflicts (auto vs [Redacted]) - Due Diligence Vendor-04/16/2025 |  | Resolved-UW provided an explanation as to why they accepted a automotive bus and prior was a [Redacted]. They updated their system to show correct employer type for current and offered further clarification to state since they have experience in general running a business they accept switch in line of work - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3878580 |
| XXXXXX-2025-NQM3-364 |  | D B A | Closed | FCRE9651 | 2025-04-16 08:45 | 2025-04-18 11:52 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am sch now present - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization Schedule - Buyer-04/17/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Not present - Due Diligence Vendor-04/16/2025 |  | Resolved-am sch now present - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3878188 |
| XXXXXX-2025-NQM3-364 |  | D B A | Closed | FCOM4028 | 2025-04-16 08:14 | 2025-04-17 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3877726 |
| XXXXXX-2025-NQM3-364 |  | D B A | Closed | FCRE8611 | 2025-04-16 09:12 | 2025-04-16 09:12 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Page 538 - Exception to bank stmt loan as $0 in deposits for 02/2025 period - [Redacted] business account. - Due Diligence Vendor-04/16/2025 |  | Waived-Page 538 - Exception to bank stmt loan as $0 in deposits for 02/2025 period - [Redacted] business account. - Due Diligence Vendor-04/16/2025 |  | NO credit events past 40 months, No mortgage lates last 24 months, Credit score > 40 points above program minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3878809 |
| XXXXXX-2025-NQM3-365 |  | D A | Closed | FCOM4028 | 2025-04-17 07:12 | 2025-04-18 12:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 3888693 |
| XXXXXX-2025-NQM3-366 |  | D A | Closed | FCRE1193 | 2025-04-16 10:45 | 2025-04-18 05:33 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Lender updated income and fixed HOA dues. asset was lowered to add to income. DTI now matches at 52.30 - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. HOA was corrected as per Appraisal report. UW also added in a bank account for income that we were using for funds to close. It was removed from the funds to close and income was updated. Please find attached revised 1008, Approval, Tape and income calculation - Buyer-04/17/2025 <br>Open- - please confirm the HOA due on the subject property. Per the Appraisal, the monthly dues are $917. There is a payment history (page 407) for the borrower's other property in the same neighborhood stating the HOA dues are $741. With the lower dues, the DTI is 54.70%. With the higher dues, the DTI is 55.35% which exceeds guidelines. - Due Diligence Vendor-04/16/2025 |  | Resolved-Lender updated income and fixed HOA dues. asset was lowered to add to income. DTI now matches at 52.30 - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3880188 |
| XXXXXX-2025-NQM3-366 |  | D A | Closed | FCOM4028 | 2025-04-16 09:39 | 2025-04-17 04:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3879332 |
| XXXXXX-2025-NQM3-367 |  | D A C | Closed | FPRO1249 | 2025-04-16 12:54 | 2025-04-25 12:52 | Resolved | 1 - Information C A | Property | Property | Neighborhood Location Not Allowed for Program | Resolved-lender addressed with credit committee memo and is allowed to waive new construction requirements outlined in the NQM guidelines and proceed with no exception<br> provided that a collateral underwriter deems the property value to be highly reliable - Due Diligence Vendor-04/25/2025 <br>Ready for Review-Document Uploaded. Please review uploaded MEMO - Buyer-04/25/2025 <br>Open-New Construction Per Guide over supply not allowed<br> Supply of Properties in the Subject Neighborhood: check mark Over-supply refer page#39 - Due Diligence Vendor-04/16/2025 |  | Resolved-lender addressed with credit committee memo and is allowed to waive new construction requirements outlined in the NQM guidelines and proceed with no exception<br> provided that a collateral underwriter deems the property value to be highly reliable - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3882156 |
| XXXXXX-2025-NQM3-367 |  | D A C | Closed | FCOM4028 | 2025-04-16 10:18 | 2025-04-18 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3879849 |
| XXXXXX-2025-NQM3-368 |  | D A | Closed | FCRE9991 | 2025-04-16 13:56 | 2025-04-22 13:06 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected error in DTI from duplicate debts DTI Now matches. - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/22/2025 <br>Open-\*DTI is off by 13.00% Lender DTI is 47.42%<br> - Lender considered Income is matching.<br> - DTI is off as lender consider PHE $4,372.61 Twice while calculating Debts.<br> - DTI should be subject negative PITI + Other debt + PHE / Income $255.20+$6,944.91 + 4,372.61/$33,623.90 = 34.42%<br> - Due Diligence Vendor-04/16/2025 |  | Resolved-lender corrected error in DTI from duplicate debts DTI Now matches. - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3883140 |
| XXXXXX-2025-NQM3-368 |  | D A | Closed | FCOM1477 | 2025-04-17 07:34 | 2025-04-21 13:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-lock now present - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/21/2025 <br>Open-Rate lock document is missing - Due Diligence Vendor-04/17/2025 |  | Resolved-lock now present - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3888956 |
| XXXXXX-2025-NQM3-368 |  | D A | Closed | FCOM4028 | 2025-04-16 11:01 | 2025-04-18 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3880433 |
| XXXXXX-2025-NQM3-369 |  | D A | Closed | FCOM4028 | 2025-04-16 13:49 | 2025-04-17 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3883073 |
| XXXXXX-2025-NQM3-370 |  | D A | Closed | FCOM4028 | 2025-04-16 15:09 | 2025-04-18 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3883888 |
| XXXXXX-2025-NQM3-371 |  | D A | Closed | FCOM4028 | 2025-04-17 02:23 | 2025-04-18 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3886969 |
| XXXXXX-2025-NQM3-372 |  | D A | Closed | FCOM4028 | 2025-04-17 07:34 | 2025-04-18 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3888959 |
| XXXXXX-2025-NQM3-373 |  | D A | Closed | FCOM4028 | 2025-04-17 10:06 | 2025-04-18 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3891288 |
| XXXXXX-2025-NQM3-374 |  | D A C | Closed | FCRE1226 | 2025-04-17 09:40 | 2025-04-24 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-lender removed the HOA dues from 1008 and DSCR score is now updated - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Document Uploaded. $200 HOA was removed. Added incorrectly, there's no HOA fee on the property. Please see the updated 1008. - Buyer-04/23/2025 <br>Open-As per Appraisal on page #28 pdf, there is no HOA. Lender has considered monthly $200 under HOA, however no supporting doc in file. Need supporting doc to verify the same. - Due Diligence Vendor-04/17/2025 |  | Resolved-lender removed the HOA dues from 1008 and DSCR score is now updated - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3890928 |
| XXXXXX-2025-NQM3-374 |  | D A C | Closed | 2260 | 2025-04-18 13:47 | 2025-04-21 05:55 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. The loan closed with no prepayment penalty. - Buyer-04/19/2025 <br>Open-confirm none - Due Diligence Vendor-04/18/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3905502 |
| XXXXXX-2025-NQM3-374 |  | D A C | Closed | FCOM4028 | 2025-04-17 07:35 | 2025-04-18 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3888967 |
| XXXXXX-2025-NQM3-375 |  | D B A | Closed | FVAL5524 | 2025-04-17 08:35 | 2025-04-21 05:56 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for living area less that 500 sq ft. - page 241 - Due Diligence Vendor-04/17/2025 |  | Waived- - lender granted exception for living area less that 500 sq ft. - page 241 - Due Diligence Vendor-04/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history; revolving debt under 30% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3889761 |
| XXXXXX-2025-NQM3-375 |  | D B A | Closed | FCRE8800 | 2025-04-17 08:36 | 2025-04-21 05:56 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-additional factors provided - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. 5+ years credit history; revolving debt under 30% can be used as additional compensating factors. - Buyer-04/19/2025 <br>Open- - only 2 compensating factors listed on exception (page 241) - Due Diligence Vendor-04/17/2025 |  | Resolved-additional factors provided - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3889771 |
| XXXXXX-2025-NQM3-375 |  | D B A | Closed | FCOM4028 | 2025-04-17 08:09 | 2025-04-18 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3889372 |
| XXXXXX-2025-NQM3-376 |  | D A | Closed | FCOM4028 | 2025-04-18 06:42 | 2025-04-21 07:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3899320 |
| XXXXXX-2025-NQM3-377 |  | D B A | Closed | FCRE1172 | 2025-04-18 08:46 | 2025-04-22 10:02 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Minimum Coverage Not Met | Resolved-replacement cost coverage now present - Due Diligence Vendor-04/22/2025 <br> Ready for Review-Document Uploaded. Email confirmation that 100% replacement cost is covered (for flood and hazard) - Buyer-04/22/2025 <br> Open-Flood Insurance Coverage Amount does not meet minimum required coverage amount The minimum amount of flood insurance required is 100% of the replacement cost or the unpaid principal balance of the mortgage or the maximum coverage amount available from the NFIP, which is currently $[Redacted] - Due Diligence Vendor-04/18/2025 |  | Resolved-replacement cost coverage now present - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3901030 |
| XXXXXX-2025-NQM3-377 |  | D B A | Closed | FCOM4028 | 2025-04-17 15:08 | 2025-04-21 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3895315 |
| XXXXXX-2025-NQM3-377 |  | D B A | Closed | FPRO1245 | 2025-04-18 09:13 | 2025-04-21 08:24 | Acknowledged | 2 - Non-Material B | Property | Appraisal | Appraisal is Expired | Acknowledged-Primary Value Appraisal is Expired Second appraisal in file on page #54 of 509. First appraisal was one month expired. Second appraisal was conducted post-close and supports value of first appraisal. Finding is acknowledged. - Due Diligence Vendor-04/18/2025 |  | Acknowledged-Primary Value Appraisal is Expired Second appraisal in file on page #54 of 509. First appraisal was one month expired. Second appraisal was conducted post-close and supports value of first appraisal. Finding is acknowledged. - Due Diligence Vendor-04/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | No | 3901636 |
| XXXXXX-2025-NQM3-377 |  | D B A | Closed | FVAL2242 | 2025-04-18 10:17 | 2025-04-18 10:17 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-\*Exception is provided to allow manufactured for not highest and best use due to unpermitted shed converted to guest house.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing<br> \*Exception form is on page #103 of 192 - Due Diligence Vendor-04/18/2025 |  | Waived-\*Exception is provided to allow manufactured for not highest and best use due to unpermitted shed converted to guest house.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing<br> \*Exception form is on page #103 of 192 - Due Diligence Vendor-04/18/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3902508 |
| XXXXXX-2025-NQM3-377 |  | D B A | Closed | FPRO1251 | 2025-04-18 10:15 | 2025-04-18 10:15 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, a manufactured home cannot be rural.<br> \*Exception form is provided to allow manufactured rural.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing<br> \*Exception form is on page #103 of 192 - Due Diligence Vendor-04/18/2025 |  | Waived-As per guide, a manufactured home cannot be rural.<br> \*Exception form is provided to allow manufactured rural.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing<br> \*Exception form is on page #103 of 192 - Due Diligence Vendor-04/18/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3902479 |
| XXXXXX-2025-NQM3-378 |  | D A | Closed | FCOM4028 | 2025-04-18 07:10 | 2025-04-21 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3899576 |
| XXXXXX-2025-NQM3-379 |  | D A | Closed | FCOM4028 | 2025-04-18 07:54 | 2025-04-21 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 3900239 |
| XXXXXX-2025-NQM3-380 |  | D A | Closed | FCRE1441 | 2025-04-21 08:37 | 2025-04-22 13:11 | Resolved | 1 - Information C A | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Resolved-lender accepted letter stating victim of identity theft and that account wasn't theirs. not requiring to be paid. finding is resolved. - Due Diligence Vendor-04/22/2025 <br> Ready for Review-Document Uploaded. - Buyer-04/22/2025 <br> Open- - [Redacted] charge off (page 414) for $[Redacted] - missing proof account paid in full - Due Diligence Vendor-04/21/2025 |  | Resolved-lender accepted letter stating victim of identity theft and that account wasn't theirs. not requiring to be paid. finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3914098 |
| XXXXXX-2025-NQM3-380 |  | D A | Closed | FCOM4028 | 2025-04-21 07:46 | 2025-04-21 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3913351 |
| XXXXXX-2025-NQM3-381 |  | D A | Closed | FCRE9991 | 2025-04-22 10:15 | 2025-04-23 09:32 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected 1008 provided and now DTI matches. - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. Please see attached updated 1008, Lock, tape and approval letter - Buyer-04/22/2025 <br>Open-DTI is 28.40%. Neg subject rents are $5239.33 + Primary housing $8662 =$18800 for other REO + $3652 credit debt = $36353.33/ 38930.66 = 28.40% - Due Diligence Vendor-04/22/2025 |  | Resolved-corrected 1008 provided and now DTI matches. - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3927087 |
| XXXXXX-2025-NQM3-381 |  | D A | Closed | FCOM4028 | 2025-04-21 08:13 | 2025-04-22 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3913738 |
| XXXXXX-2025-NQM3-382 |  | D A C | Closed | FCOM1159 | 2025-04-18 15:34 | 2025-04-23 13:28 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate not received by the borrower at least 4 days prior to consummation | Resolved-proof disclosure delivered on 4/14 now present - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-04/23/2025 <br>Open-The Revised Loan Estimate Received Date of (2025-04-15) is not 4 business days before the consummation date of (2025-04-18). Need Evidence that Revised loan estimate was delivered to the borrower on 4-14-2025. - Due Diligence Vendor-04/18/2025 |  | Resolved-proof disclosure delivered on 4/14 now present - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3906684 |
| XXXXXX-2025-NQM3-382 |  | D A C | Closed | FCRE3978 | 2025-04-21 08:53 | 2025-04-23 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-Lender provided detailed explanation that this mtg is paid by someone else. The payment is escrowed so other party is responsible for payment. Finding is resolved with this info - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. For the property, "[Redacted]", Our borrower is not obligate to pay mortgage payment. As per the received note mortgage is paid by [Redacted]. <br>Provided mortgage statement show mortgage on name of only Jaun Ernesto Leon. Also, mortgage payment is escrowed. So tax and insurance is already covered in the payment hence not required to be included in DTI of our borrower as it is paid by [Redacted] while making monthly payments. Hence neither rent not debt is considered for qualification. Property listed on 1003 just because borrower is owner of the same. He has just provided this information to avoid FTHB guideline as he owns one property. <br> - Buyer-04/23/2025 <br> Open-REO property [Redacted] reflects on page #53 of 129. 1003 did not reflects on TIA. as per Tax cert page #271 borrower reflects owner of the property. Need LOE reflecting no expenses on the property and copy of lease or what income used to omit this debt. lender didnt account for any debt on this property and didnt provide any leases to offset taxes. - Due Diligence Vendor-04/21/2025 |  | Resolved-Lender provided detailed explanation that this mtg is paid by someone else. The payment is escrowed so other party is responsible for payment. Finding is resolved with this info - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3914370 |
| XXXXXX-2025-NQM3-382 |  | D A C | Closed | FCOM4028 | 2025-04-18 12:54 | 2025-04-22 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3904663 |
| XXXXXX-2025-NQM3-383 |  | D B A | Closed | FCOM4028 | 2025-04-21 09:13 | 2025-05-08 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3914738 |
| XXXXXX-2025-NQM3-383 |  | D B A | Closed | FPRO6999 | 2025-04-21 13:11 | 2025-04-21 13:11 | Waived | 2 - Non-Material B | Property | Appraisal | Wrong appraisal form for Residential/Commercial Mixed-use property | Waived- - lender granted exception for Property type mixed used and appraisal 1025 received - page 273 - Due Diligence Vendor-04/21/2025 |  | Waived- - lender granted exception for Property type mixed used and appraisal 1025 received - page 273 - Due Diligence Vendor-04/21/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3918464 |
| XXXXXX-2025-NQM3-384 |  | D B A | Closed | FCRE9580 | 2025-04-22 08:36 | 2025-04-29 10:56 | Waived | 2 - Non-Material C B | Credit | Eligibility | Bankruptcy History does not meet guidelines | Waived-lender is waiving the seasoning requirement for a credit event. BK under 1 year. - Due Diligence Vendor-04/29/2025 <br>Ready for Review-Document Uploaded. PC Exception granted. - Buyer-04/28/2025 <br>Counter-correct this is less than 1 yr and not allowed on Super Prime - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Document Uploaded. According to Credit report, bankruptcy discharged in April 2024. No data found in Fraud Report. - Buyer-04/23/2025 <br>Open-BK discharged under 1 yr ago. Discharged 4/24/2025 and note is 4/18. no exception in file - Due Diligence Vendor-04/22/2025 |  | Waived-lender is waiving the seasoning requirement for a credit event. BK under 1 year. - Due Diligence Vendor-04/29/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, 5+ years credit history | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 3925326 |
| XXXXXX-2025-NQM3-384 |  | D B A | Closed | FCOM4028 | 2025-04-22 07:26 | 2025-04-23 06:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3924274 |
| XXXXXX-2025-NQM3-385 |  | D B A | Closed | FCOM4028 | 2025-04-22 10:49 | 2025-04-23 08:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3927585 |
| XXXXXX-2025-NQM3-385 |  | D B A | Closed | FCRE1248 | 2025-04-22 12:22 | 2025-04-22 12:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction non-Arm's length transaction<br> Comments The borrower is buying the property from his aunt at the market value. No concessions or gift of equity.<br> Pg 679 - Due Diligence Vendor-04/22/2025 |  | Waived-Purchase is not considered to be an Arm's Length Transaction non-Arm's length transaction<br> Comments The borrower is buying the property from his aunt at the market value. No concessions or gift of equity.<br> Pg 679 - Due Diligence Vendor-04/22/2025<br>|  | Compensating Factors<br> Residential income >=3000$, DTI >=10% lower than loan program, Credit score >40 points than minimum required, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/15/2025 75% cltv, 0.5 to price |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3929128 |
| XXXXXX-2025-NQM3-386 |  | D B A | Closed | FCOM4028 | 2025-04-21 07:08 | 2025-04-22 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3912893 |
| XXXXXX-2025-NQM3-386 |  | D B A | Closed | FVAL9739 | 2025-04-21 08:11 | 2025-04-21 08:14 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Page 592 - Exception for HOA Violation - Leaks not repaired - Due Diligence Vendor-04/21/2025 |  | Waived-Page 592 - Exception for HOA Violation - Leaks not repaired - Due Diligence Vendor-04/21/2025<br>|  | No consumer lates last 24 months, Bwr contribution exceeds requirement > 5%. Revolving debt under 30 % (added in lieu of all other factors as they are null). Cannot use No mortgage lates last 24 months - bwr is a FTHB or Credit score > 40 points, which is incorrect and 5+ yr credit history is also incorrect - Bwr credit dated 07/2022. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3913701 |
| XXXXXX-2025-NQM3-387 |  | D B A | Closed | FCOM4028 | 2025-04-21 07:45 | 2025-04-22 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3913345 |
| XXXXXX-2025-NQM3-387 |  | D B A | Closed | FVAL5981 | 2025-04-21 14:17 | 2025-04-21 14:18 | Waived | 2 - Non-Material B | Property | Property | Property Type does not meet eligibility requirement(s) | Waived-Per Guide : The manufactured home with one-unit dwelling which is a unique type of property is not allowed.<br> Exception provided to allow property type which is SFR with Manufactured ADU.<br> Exception form page#365 of 636<br> Approved With Conditions: 0.25 to price, CLTV [Redacted] - Due Diligence Vendor-04/21/2025 |  | Waived-Per Guide : The manufactured home with one-unit dwelling which is a unique type of property is not allowed.<br> Exception provided to allow property type which is SFR with Manufactured ADU.<br> Exception form page#365 of 636<br> Approved With Conditions: 0.25 to price, CLTV [Redacted] - Due Diligence Vendor-04/21/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3919414 |
| XXXXXX-2025-NQM3-388 |  | D A | Closed | FCRE9991 | 2025-04-22 01:00 | 2025-04-28 12:44 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DSCR score. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-04/28/2025 <br>Open-Calculated DSCR 0.759 not matching with Originator DSCR 0.761 with variance 0.002, <br> Rent amount $6000/PITIA $7882.24= 0.761<br> Lender Considered HOA amount as $63 whereas Appraisal Report HOA monthly amount showing $83.33. - Due Diligence Vendor-04/22/2025 |  | Resolved-lender fixed DSCR score. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3922309 |
| XXXXXX-2025-NQM3-388 |  | D A | Closed | FCOM4028 | 2025-04-21 21:32 | 2025-04-23 10:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3921835 |
| XXXXXX-2025-NQM3-389 |  | D A | Closed | FCOM4028 | 2025-04-21 07:35 | 2025-04-22 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3913231 |
| XXXXXX-2025-NQM3-390 |  | D A | Closed | FCRE1158 | 2025-04-21 13:50 | 2025-04-29 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected mortgagee clause for insurance is now present - Due Diligence Vendor-04/29/2025 <br>Ready for Review-Document Uploaded. updated HO-6 - Buyer-04/29/2025 <br>Open-Mortgagee clause is incomplete on HO6 policy available on page #496. The Verbiage "ISAOA/ATIMA" is missing. - Due Diligence Vendor-04/21/2025 |  | Resolved-corrected mortgagee clause for insurance is now present - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3919079 |
| XXXXXX-2025-NQM3-390 |  | D A | Closed | FCRE1212 | 2025-04-21 13:53 | 2025-04-28 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-resolved with lender comments. - Vesting on the title, it is verified that "[Redacted]" is trustee and authorized to signed for the respective trust - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Per Vesting on the title, it is verified that "[Redacted]" is trustee and authorized to signed for the respective trust. - Buyer-04/25/2025 <br> Open-Purchase contract has not been fully provided As per title commitment on page #621 Seller is vested in the name of Trust. However on purchase contract page #536-541 seller have signed docs in individual only. - Due Diligence Vendor-04/21/2025 |  | Resolved-resolved with lender comments. - Vesting on the title, it is verified that "[Redacted]" is trustee and authorized to signed for the respective trust - Due Diligence Vendor-04/28/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3919127 |
| XXXXXX-2025-NQM3-390 |  | D A | Closed | FCOM4028 | 2025-04-21 10:57 | 2025-04-22 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3916200 |
| XXXXXX-2025-NQM3-391 |  | D A | Closed | FCOM4028 | 2025-04-21 13:09 | 2025-04-23 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3918439 |
| XXXXXX-2025-NQM3-392 |  | D A | Closed | FCOM4028 | 2025-04-21 11:25 | 2025-04-22 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3916626 |
| XXXXXX-2025-NQM3-393 |  | D A C | Closed | FVAL9739 | 2025-04-22 08:08 | 2025-05-06 07:37 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-completed transfer letter now present - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Document Uploaded. Please review uploaded transfer letter - Buyer-05/05/2025 <br>Counter-incomplete form New lender name for appraisal transferred to is missing - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Document Uploaded. Please review uploaded signed appraisal transfer letter - Buyer-04/23/2025 <br>Open-As per guide for Appraisal transfer need signed transfer letter. As per page #1 email supporting appraisal transfer letter is missing in file. - Due Diligence Vendor-04/22/2025 |  | Resolved-completed transfer letter now present - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3924817 |
| XXXXXX-2025-NQM3-393 |  | D A C | Closed | FCOM4028 | 2025-04-21 13:53 | 2025-04-23 12:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3919136 |
| XXXXXX-2025-NQM3-394 |  | D B A | Closed | FCOM1896 | 2025-04-22 08:15 | 2025-04-24 14:38 | Resolved | 1 - Information B A | Compliance | Disclosure | ROR issued on incorrect form. | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br> Acknowledged-Acknowledged-The federal appeals courts are divided over whether a creditor's use of the wrong model rescission form allows a borrower to exercise the right of rescission for up to three years after consummation. The Seventh Circuit (covering the states of [Redacted]) holds that it does (see [Redacted]., 464 F.3d 760 (7th Cir. 2006)), while the First Circuit ([Redacted]), Eleventh Circuit ([Redacted]), and now the Fourth Circuit ([Redacted]) hold that it does not. See [Redacted] v. [Redacted]., 485 F.3d 12, 18 (1st Cir. 2007), [Redacted] v. [Redacted], 85 F.3d 577, 580 (11th Cir. 1996), and [Redacted]. The finding is acknowledge as a compliance caution. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Those are exactly the same forms. And all our package contains H-8, not H-9. We good to procced with H-8 - Buyer-04/24/2025 <br> Open-Pay off of same lender, need H-9 form - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br> Acknowledged-Acknowledged-The federal appeals courts are divided over whether a creditor's use of the wrong model rescission form allows a borrower to exercise the right of rescission for up to three years after consummation. The Seventh Circuit (covering the states of [Redacted]) holds that it does (see [Redacted] v. [Redacted]., 464 F.3d 760 (7th Cir. 2006)), while the First Circuit ([Redacted]), Eleventh Circuit ([Redacted]), and now the Fourth Circuit ([Redacted]) hold that it does not. See [Redacted] v. [Redacted]., 485 F.3d 12, 18 (1st Cir. 2007), [Redacted] v. [Redacted], 85 F.3d 577, 580 (11th Cir. 1996), and [Redacted]. The finding is acknowledge as a compliance caution. - Due Diligence Vendor-04/24/2025 |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3924901 |
| XXXXXX-2025-NQM3-394 |  | D B A | Closed | FCOM4028 | 2025-04-22 07:37 | 2025-04-23 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3924413 |
| XXXXXX-2025-NQM3-394 |  | D B A | Closed | FCRE1501 | 2025-04-22 08:09 | 2025-04-22 08:14 | Waived | 2 - Non-Material B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Total Qualified Assets for Reserves Post-Close of $13791.02 is less than Total Required Reserve Amount of $17499.96 - lender granted exception for short reserves - page 64 - Due Diligence Vendor-04/22/2025 |  | Waived-Total Qualified Assets for Reserves Post-Close of $13791.02 is less than Total Required Reserve Amount of $17499.96 - lender granted exception for short reserves - page 64 - Due Diligence Vendor-04/22/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3924819 |
| XXXXXX-2025-NQM3-395 |  | D A | Closed | FCOM4028 | 2025-04-21 14:33 | 2025-04-23 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3919614 |
| XXXXXX-2025-NQM3-396 |  | D B A | Closed | FCOM4028 | 2025-04-21 14:54 | 2025-04-23 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3919954 |
| XXXXXX-2025-NQM3-396 |  | D B A | Closed | FCRE1158 | 2025-04-21 16:14 | 2025-04-21 16:14 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-As per guide, Roof claims to be settled on a replacement cost basis.<br> \*Exception form is provided to allow no RCE for roofs 15 years or older.<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #430<br> - Due Diligence Vendor-04/21/2025 |  | Waived-As per guide, Roof claims to be settled on a replacement cost basis.<br> \*Exception form is provided to allow no RCE for roofs 15 years or older.<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #430<br> - Due Diligence Vendor-04/21/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3920818 |
| XXXXXX-2025-NQM3-397 |  | D A | Closed | FCOM4028 | 2025-04-22 10:52 | 2025-04-23 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3927616 |
| XXXXXX-2025-NQM3-398 |  | D A | Closed | FCRE1151 | 2025-04-22 13:19 | 2025-04-29 11:02 | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-satisfactory chain for over 12 months now present - Due Diligence Vendor-04/29/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/28/2025 <br>Open-Unsatisfactory Chain of Title provided missing chain - Due Diligence Vendor-04/22/2025 |  | Resolved-satisfactory chain for over 12 months now present - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3930119 |
| XXXXXX-2025-NQM3-398 |  | D A | Closed | FCOM4028 | 2025-04-22 13:01 | 2025-04-23 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3929777 |
| XXXXXX-2025-NQM3-399 |  | D A | Closed | FCOM4028 | 2025-04-22 09:25 | 2025-04-23 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3926272 |
| XXXXXX-2025-NQM3-400 |  | D B A | Closed | 123ABH | 2025-04-22 06:43 | 2025-04-23 13:29 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-tool kit now present - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. Please review uploaded toolkit - Buyer-04/23/2025 <br>Open-Homeowner Toolkit is missing Not in file - Due Diligence Vendor-04/22/2025 |  | Resolved-tool kit now present - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3923802 |
| XXXXXX-2025-NQM3-400 |  | D B A | Closed | FCOM4028 | 2025-04-22 06:23 | 2025-04-23 04:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3923655 |
| XXXXXX-2025-NQM3-400 |  | D B A | Closed | FVAL9739 | 2025-04-22 07:32 | 2025-04-22 07:32 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception page 283 - 16 unit project with one owner at 4 units or 25%. - Due Diligence Vendor-04/22/2025 |  | Waived-Exception page 283 - 16 unit project with one owner at 4 units or 25%. - Due Diligence Vendor-04/22/2025<br>|  | DTI > 10% below program maximum, No mortgage lates last 24 months, LTV > 10% below program maximum, Credit Score > 40 points above program minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3924362 |
| XXXXXX-2025-NQM3-401 |  | D A | Closed | FCOM4028 | 2025-04-22 08:31 | 2025-04-23 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3925221 |
| XXXXXX-2025-NQM3-402 |  | D B A | Closed | FCRE9991 | 2025-04-22 09:45 | 2025-04-24 13:40 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr now updated and matches - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/24/2025 <br>Open-DSCR is off by 0.913. Lender's score 1.977<br> Lender 1008 indicates a rent of $3600. Docs in file, 1007 page #77 of 333 reflect $3600. PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> >Calculation: $3600/$3382.86= 1.064 should be the actual score. - Due Diligence Vendor-04/22/2025 |  | Resolved-dscr now updated and matches - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3926588 |
| XXXXXX-2025-NQM3-402 |  | D B A | Closed | FCOM4028 | 2025-04-22 07:28 | 2025-04-23 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3924294 |
| XXXXXX-2025-NQM3-402 |  | D B A | Closed | FCRE8201 | 2025-04-22 09:49 | 2025-04-22 09:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-As per guide, For R/T refinance If the property was acquired less than or equal to 12 months, the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV.<br> \*Exception is provided to use current appraised value to determine LTV<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #280 of 333 - Due Diligence Vendor-04/22/2025 |  | Waived-As per guide, For R/T refinance If the property was acquired less than or equal to 12 months, the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV.<br> \*Exception is provided to use current appraised value to determine LTV<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #280 of 333 - Due Diligence Vendor-04/22/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3926701 |
| XXXXXX-2025-NQM3-403 |  | D A C | Closed | FCOM5814 | 2025-04-23 08:49 | 2025-04-28 15:15 | Cured | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Cured-This is acceptable. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. Please see revised cd with payoff proc fee as APR fee - Buyer-04/28/2025 <br>Counter-we need proof of why you are not considering this APR, we feel it should be APR. please explain what reg states this should not be an APR fee. - Due Diligence Vendor-04/25/2025 <br>Ready for Review-Document Uploaded. not APR - Buyer-04/25/2025 <br>Open-Provide proof the Title-Payoff Processing Fee is not an APR fee. - Due Diligence Vendor-04/23/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3937706 |
| XXXXXX-2025-NQM3-403 |  | D A C | Closed | FCOM4028 | 2025-04-23 07:02 | 2025-04-24 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3936131 |
| XXXXXX-2025-NQM3-404 |  | D A | Closed | FCOM4028 | 2025-04-22 13:17 | 2025-04-24 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3930089 |
| XXXXXX-2025-NQM3-405 |  | D A | Closed | FCOM4028 | 2025-04-23 10:25 | 2025-04-24 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3939667 |
| XXXXXX-2025-NQM3-406 |  | D A | Closed | FCOM4028 | 2025-04-24 08:26 | 2025-04-25 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3950440 |
| XXXXXX-2025-NQM3-407 |  | D B A | Closed | FCOM4028 | 2025-04-23 08:10 | 2025-04-24 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3937073 |
| XXXXXX-2025-NQM3-407 |  | D B A | Closed | FCRE6843 | 2025-04-23 09:22 | 2025-04-24 13:43 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-Page 521 - EMD was paid directly to Builder and guides state must be paid to seller or title - Due Diligence Vendor-04/23/2025 |  | Waived-Page 521 - EMD was paid directly to Builder and guides state must be paid to seller or title - Due Diligence Vendor-04/23/2025<br>|  | Revolving debt under 30%, Residual income > $3,000, DTI > 10% below program maximum, 5+ years credit history, No mortgage lates last 24 months, Credit score > 40 points above program minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3938662 |
| XXXXXX-2025-NQM3-408 |  | D A | Closed | FCOM4028 | 2025-04-23 08:12 | 2025-04-24 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3937094 |
| XXXXXX-2025-NQM3-409 |  | D A | Closed | FCRE1481 | 2025-04-24 11:44 | 2025-04-29 11:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-gift funds now fully documented - Due Diligence Vendor-04/29/2025 <br> Ready for Review-Document Uploaded. Please see the gift letter. - Buyer-04/28/2025 <br> Counter-gift letter and gift on CD is for [Redacted] but $[Redacted] was transferred. need revised gift letter. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Document Uploaded. Please see the gift transfer confirmation. - Buyer-04/25/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements gift missing donor wire transfer to title 50k - Due Diligence Vendor-04/24/2025 |  | Resolved-gift funds now fully documented - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3953552 |
| XXXXXX-2025-NQM3-409 |  | D A | Closed | FCOM4028 | 2025-04-24 10:11 | 2025-04-28 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3952324 |
| XXXXXX-2025-NQM3-410 |  | D A | Closed | FVAL1039 | 2025-04-24 14:51 | 2025-04-30 09:25 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. Please see attached AVM with confidence score 90% supporting the property value - Buyer-04/29/2025 <br> Counter-we have appraisal, we are missing support. CU's both do not support at 2.7 - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Document Uploaded. Please see attached Appraisal Report, FNMA SSR form and AVM supporting property value of $[Redacted] - Buyer-04/25/2025 <br> Open-missing - Due Diligence Vendor-04/24/2025 |  | Resolved-AVM now present - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3956667 |
| XXXXXX-2025-NQM3-410 |  | D A | Closed | FCOM4028 | 2025-04-24 12:57 | 2025-04-25 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3954861 |
| XXXXXX-2025-NQM3-411 |  | D A | Closed | FCRE1226 | 2025-04-23 09:46 | 2025-05-02 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-updated appraisal now present and states non arms length - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Appraisal Report. It shows Non-arm length transaction. - Buyer-05/01/2025 <br>Open-Appraisal pg.# 27 : If this is a Arm's length or Non arm's transaction is not reflecting. - Due Diligence Vendor-04/23/2025 |  | Resolved-updated appraisal now present and states non arms length - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3939080 |
| XXXXXX-2025-NQM3-411 |  | D A | Closed | FCOM4028 | 2025-04-23 07:56 | 2025-04-24 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3936884 |
| XXXXXX-2025-NQM3-412 |  | D B A | Closed | FCRE8800 | 2025-04-23 09:59 | 2025-04-28 13:48 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-missing document to validate zoning now present - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/28/2025 <br>Open-Exception form page on 417 of 515 mentioned Old appraisal uploaded for reference on Rural zoning but is missing in file to verify. - Due Diligence Vendor-04/23/2025 |  | Resolved-missing document to validate zoning now present - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3939300 |
| XXXXXX-2025-NQM3-412 |  | D B A | Closed | FCOM4028 | 2025-04-23 07:52 | 2025-04-24 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3936810 |
| XXXXXX-2025-NQM3-412 |  | D B A | Closed | FPRO1251 | 2025-04-23 09:36 | 2025-04-23 09:56 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Exception form provided to allow Zoning on loan we currently are servicing, The subject is zoned K, SR (Recreation and Visitor-Serving Commercial District) by the County of [Redacted]<br> Exception form page#417 of 515<br> Approved With Conditions: +1 to Price, $[Redacted] LA max - Due Diligence Vendor-04/23/2025 |  | Waived-Exception form provided to allow Zoning on loan we currently are servicing, The subject is zoned K, SR (Recreation and Visitor-Serving Commercial District) by the County of [Redacted]<br> Exception form page#417 of 515<br> Approved With Conditions: +1 to Price, $[Redacted] LA max - Due Diligence Vendor-04/23/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3938916 |
| XXXXXX-2025-NQM3-413 |  | D A | Closed | FCOM4028 | 2025-04-23 12:12 | 2025-04-24 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3941258 |
| XXXXXX-2025-NQM3-414 |  | D A | Closed | FCRE9991 | 2025-04-23 15:05 | 2025-04-29 11:10 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score was updated. now matches at 1.005 - Due Diligence Vendor-04/29/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-04/28/2025 <br>Open-\* DSCR is off by 0.016 Lender score 1.021<br> Rent income considered by lender : $1600: matches. PITI $1541.56 matches<br> > Reason: Lender Consider HOA $25 but per Document HOA $50, refer page#114 of 272<br> Calculation : Rent 1600 /PITIA 1591.56 = 1.005 should be the actual score - Due Diligence Vendor-04/23/2025 |  | Resolved-DSCR score was updated. now matches at 1.005 - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3944267 |
| XXXXXX-2025-NQM3-414 |  | D A | Closed | FCOM4028 | 2025-04-23 11:34 | 2025-04-25 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3940610 |
| XXXXXX-2025-NQM3-415 |  | D A C | Closed | FVAL9739 | 2025-04-23 14:36 | 2025-05-01 11:42 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-signed transfer letter now present - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/30/2025 <br>Open-missing signed appraisal transfer letter - Due Diligence Vendor-04/23/2025 |  | Resolved-signed transfer letter now present - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3943940 |
| XXXXXX-2025-NQM3-415 |  | D A C | Closed | FCOM4028 | 2025-04-23 12:05 | 2025-04-25 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3941147 |
| XXXXXX-2025-NQM3-416 |  | D B A | Closed | FCOM4028 | 2025-04-23 11:58 | 2025-04-24 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3941000 |
| XXXXXX-2025-NQM3-416 |  | D B A | Closed | FCRE1228 | 2025-04-24 15:14 | 2025-07-24 09:10 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception to # of NSF - Due Diligence Vendor-07/24/2025 <br>Waived-exceeds max NSF charges for program - Due Diligence Vendor-04/24/2025 | Revolving debt is under 30%, No credit events past 40 months, and no mortgage late payments in the last 24 months. - 07/24/2025 <br>| Waived-Exception to # of NSF - Due Diligence Vendor-07/24/2025 <br>Waived-exceeds max NSF charges for program - Due Diligence Vendor-04/24/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, and no mortgage late payments in the last 24 months. |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3956934 |
| XXXXXX-2025-NQM3-417 |  | D B A | Closed | FCOM4028 | 2025-04-24 07:32 | 2025-04-25 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3949621 |
| XXXXXX-2025-NQM3-417 |  | D B A | Closed | FCRE0626 | 2025-04-24 08:49 | 2025-04-24 08:49 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Exception on page 531<br>10% borrower contribution not met, please accept 7% contribution<br>Approved with conditions of 0.5 to price - Due Diligence Vendor-04/24/2025 |  | Waived-Exception on page 531<br>10% borrower contribution not met, please accept 7% contribution<br>Approved with conditions of 0.5 to price - Due Diligence Vendor-04/24/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3950884 |
| XXXXXX-2025-NQM3-418 |  | D B A | Closed | FCRE1479 | 2025-04-25 11:47 | 2025-05-01 12:10 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-proof borrower is on account used for assets is now present - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. Borrowers name is on document in file. - Buyer-04/30/2025 <br> Open-[Redacted] account does not have borrower name - Due Diligence Vendor-04/25/2025 |  | Resolved-proof borrower is on account used for assets is now present - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3965911 |
| XXXXXX-2025-NQM3-418 |  | D B A | Closed | FCOM4028 | 2025-04-25 10:23 | 2025-04-28 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3964645 |
| XXXXXX-2025-NQM3-418 |  | D B A | Closed | FCRE1174 | 2025-04-25 11:46 | 2025-04-25 11:46 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Individual flood insurance<br> Comments The HOA has master policy, the flood insurance must be covered by each unit owner individually by their<br> policy. All applicable documents attached.<br> Pg 826 - Due Diligence Vendor-04/25/2025 |  | Waived-Individual flood insurance<br> Comments The HOA has master policy, the flood insurance must be covered by each unit owner individually by their<br> policy. All applicable documents attached.<br> Pg 826 - Due Diligence Vendor-04/25/2025<br>|  | Compensating Factors<br> Several income sources and DTI below 45%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, 10<br> years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum,<br> Residual income is around $5K. 20-year credit history.<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/31/2025 0.25 to price, coverage of LA is required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3965889 |
| XXXXXX-2025-NQM3-419 |  | D A C | Closed | 2260 | 2025-04-25 12:56 | 2025-04-28 11:38 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender comments - Due Diligence Vendor-04/28/2025 <br>Ready for Review- confirmed.<br>suw: 0 prepayment penalty and lock desk also confirmed: we are showing no Prepayment Penalty - Buyer-04/25/2025 <br>Open-confirm none - Due Diligence Vendor-04/25/2025 |  | Resolved-no prepay per lender comments - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3967048 |
| XXXXXX-2025-NQM3-419 |  | D A C | Closed | FCOM4028 | 2025-04-24 07:25 | 2025-04-25 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3949486 |
| XXXXXX-2025-NQM3-420 |  | D A | Closed | FCOM4028 | 2025-04-24 09:31 | 2025-04-28 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3951720 |
| XXXXXX-2025-NQM3-421 |  | D A | Closed | FCRE1441 | 2025-04-25 08:21 | 2025-04-30 13:34 | Resolved | 1 - Information C A | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Resolved-lender provided proof that collections exceed statute of limits and the remaining can remain open since over 24 months and doesnt exceed max allowed. finding is resolved - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. Collection and charge-off accounts [Redacted]; [Redacted]; [Redacted]; [Redacted]; [Redacted] exceeded the statute of limitations. Statute of limitations for GA is 6 years. Collection and charge-off accounts that can remain open: [Redacted]. - Buyer-04/29/2025 <br> Open- - there are a total of 5 charge offs and 1 collection that need to be paid off. Charge Offs: [Redacted], [Redacted], [Redacted], [Redacted], [Redacted] and Collection: [Redacted]<br>There is documentation that both Portfolio tradelines have been paid off (pages 232 and 252) and [Redacted] judgement (page 250) was paid off at closing. - Due Diligence Vendor-04/25/2025 |  | Resolved-lender provided proof that collections exceed statute of limits and the remaining can remain open since over 24 months and doesnt exceed max allowed. finding is resolved - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3962600 |
| XXXXXX-2025-NQM3-421 |  | D A | Closed | FCOM4028 | 2025-04-24 13:06 | 2025-04-28 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3955035 |
| XXXXXX-2025-NQM3-422 |  | D A | Closed | FCOM4028 | 2025-04-24 07:45 | 2025-04-25 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3949816 |
| XXXXXX-2025-NQM3-423 |  | D A | Closed | FCRE1159 | 2025-04-24 09:45 | 2025-04-28 11:39 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of 04-23-2025 is prior to or equal to the Note Date of 04-23-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/28/2025 <br>Resolved-HOI effective date has been corrected - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. Hazard application states effective from 04/23/2025. - Buyer-04/26/2025 <br>Open-Hazard Insurance Effective Date of 04-28-2025 is after the Note Date of 04-23-2025 - Hazard Dec page states the Effective date is 4/28/2025. The hazard application (signed by the borrower and insurance agent) states the effective date is 4/23/2025 (page 237) - please confirm the effective date of hazard insurance. - Due Diligence Vendor-04/24/2025 |  | Resolved-Hazard Insurance Effective Date of 04-23-2025 is prior to or equal to the Note Date of 04-23-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/28/2025 <br>Resolved-HOI effective date has been corrected - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3951938 |
| XXXXXX-2025-NQM3-423 |  | D A | Closed | FCOM4028 | 2025-04-24 09:29 | 2025-04-25 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3951670 |
| XXXXXX-2025-NQM3-424 |  | D A | Closed | FCRE1995 | 2025-04-24 08:36 | 2025-04-28 11:46 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved wit lender comments- emd backed out - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Document Uploaded. 3,000 EMD was backed out of [Redacted]. - Buyer-04/26/2025 <br> Open- - missing - Due Diligence Vendor-04/24/2025 |  | Resolved-resolved wit lender comments- emd backed out - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3950589 |
| XXXXXX-2025-NQM3-424 |  | D A | Closed | FCOM4028 | 2025-04-24 07:56 | 2025-04-25 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3949978 |
| XXXXXX-2025-NQM3-425 |  | D A C | Closed | 50001251-Fees-Limited | 2025-04-24 12:11 | 2025-04-28 14:34 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/28/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Loan Discount fee increased on Initial CD from $17,280 to $23,616 without a COC. - Due Diligence Vendor-04/24/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3953930 |
| XXXXXX-2025-NQM3-425 |  | D A C | Closed | 50001252-Fees-Limited | 2025-04-24 12:11 | 2025-04-28 14:34 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/28/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Missing COC showing Discount fee increasing to $23,616. - Due Diligence Vendor-04/24/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3953928 |
| XXXXXX-2025-NQM3-425 |  | D A C | Closed | FCOM4028 | 2025-04-24 10:03 | 2025-04-25 06:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3952224 |
| XXXXXX-2025-NQM3-426 |  | D A | Closed | FCOM4028 | 2025-04-24 09:57 | 2025-04-28 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3952123 |
| XXXXXX-2025-NQM3-427 |  | D A | Closed | FCOM4028 | 2025-04-24 10:26 | 2025-04-28 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3952532 |
| XXXXXX-2025-NQM3-428 |  | D A C | Closed | 2260 | 2025-04-25 13:44 | 2025-04-28 13:55 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments no prepay - Due Diligence Vendor-04/28/2025 <br>Ready for Review-As per lock, there is an adjustment for PPP 0 - Buyer-04/28/2025 <br>Open-confirm no prepayment - Due Diligence Vendor-04/25/2025 |  | Resolved-resolved with lender comments no prepay - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3967681 |
| XXXXXX-2025-NQM3-428 |  | D A C | Closed | FCOM4028 | 2025-04-24 11:14 | 2025-04-28 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-File was recently closed,recorded mortgage is not available yet - Buyer-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3953129 |
| XXXXXX-2025-NQM3-428 |  | D A C | Closed | FCOM3075 | 2025-04-24 11:36 | 2025-04-28 13:54 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-form now present and signed - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Document Uploaded. Please review uploaded [Redacted] acct. - Buyer-04/28/2025 <br> Open-Patriot Act Disclosure is 'Partial (Not Signed)'. Missing US Patriot Act Disclosure or the document is incomplete. Provided Patriot Act Disclosure on page #341 is incomplete & Not Signed - Due Diligence Vendor-04/24/2025 |  | Resolved-form now present and signed - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3953450 |
| XXXXXX-2025-NQM3-429 |  | D B A | Closed | FCRE0360 | 2025-04-24 12:37 | 2025-04-29 12:15 | Resolved | 1 - Information C A | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-fully executed and dated form now present (date preparer completed VOM is now filled in) - Due Diligence Vendor-04/29/2025 <br>Ready for Review-Document Uploaded. Please review uploaded VOM - Buyer-04/29/2025 <br>Counter-not the date requested, that is good. we need the date it was completed at bottom of form by Landlord/Lender - Due Diligence Vendor-04/28/2025 <br>Ready for Review-The VOM is dated 03/18/2025 (refer to top right corner of the page 287) - Buyer-04/28/2025 <br>Open- - VOM (page 287) is not dated. - Due Diligence Vendor-04/24/2025 |  | Resolved-fully executed and dated form now present (date preparer completed VOM is now filled in) - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3954414 |
| XXXXXX-2025-NQM3-429 |  | D B A | Closed | FCOM4028 | 2025-04-24 12:04 | 2025-04-25 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3953865 |
| XXXXXX-2025-NQM3-429 |  | D B A | Closed | FVAL5524 | 2025-04-24 12:37 | 2025-04-24 12:37 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for Property is manufactured and Location is rural - page 392 - Due Diligence Vendor-04/24/2025 |  | Waived- - lender granted exception for Property is manufactured and Location is rural - page 392 - Due Diligence Vendor-04/24/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3954402 |
| XXXXXX-2025-NQM3-430 |  | D B A | Closed | FCOM4028 | 2025-04-25 14:03 | 2025-04-28 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3967933 |
| XXXXXX-2025-NQM3-430 |  | D B A | Closed | FCRE3742 | 2025-04-25 14:47 | 2025-04-25 14:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-$[Redacted] loan amount.<br> Pg. 369<br> - Due Diligence Vendor-04/25/2025 |  | Waived-$[Redacted] loan amount.<br> Pg. 369<br> - Due Diligence Vendor-04/25/2025 |  | Compensating Factors<br> DTI >=10% lower than loan program, 10 years or more in the same line of employment, No consumer late payments in the last 24 months,<br> Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/29/2025 0.25 to price, 75% LTV max |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3968639 |
| XXXXXX-2025-NQM3-431 |  | D A C | Closed | FCOM2340 | 2025-04-25 08:02 | 2025-05-01 12:15 | Resolved | 1 - Information C A | Compliance | TRID | CD: General Form Requirements Not Met | Resolved-legible copy of CD now present - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-05/01/2025 <br>Open-Page 15 - Loan calculations table is illegible in file (blank) - Due Diligence Vendor-04/25/2025 |  | Resolved-legible copy of CD now present - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3962355 |
| XXXXXX-2025-NQM3-431 |  | D A C | Closed | FCOM4028 | 2025-04-25 07:42 | 2025-04-28 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3962121 |
| XXXXXX-2025-NQM3-432 |  | D A | Closed | FCRE7347 | 2025-04-25 12:14 | 2025-05-23 06:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-leases now present - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. - Buyer-05/22/2025 <br> Open- - missing lease agreements for [Redacted] . - Due Diligence Vendor-04/25/2025 |  | Resolved-leases now present - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3966301 |
| XXXXXX-2025-NQM3-432 |  | D A | Closed | FCOM4028 | 2025-04-25 11:06 | 2025-04-28 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3965284 |
| XXXXXX-2025-NQM3-433 |  | D B A | Closed | FCOM4028 | 2025-04-25 06:29 | 2025-04-28 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3961274 |
| XXXXXX-2025-NQM3-433 |  | D B A | Closed | FCRE9806 | 2025-04-25 07:25 | 2025-04-25 07:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Other Credit Finding | Waived-Page 723 - Exception to permit close in [Redacted] which is a wholly owned subsidiary of [Redacted]. - Due Diligence Vendor-04/25/2025 |  | Waived-Page 723 - Exception to permit close in [Redacted] which is a wholly owned subsidiary of [Redacted]. - Due Diligence Vendor-04/25/2025 |  | Revolving debt under 30%, No credit events past 40 months, No mortgag elates last 24 months, 5+ yrs credit history,LTV > 10% below program maximum, Credit Score > 40 points above program minimum, Reserves > 6 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3961850 |
| XXXXXX-2025-NQM3-433 |  | D B A | Closed | FVAL7199 | 2025-04-25 07:23 | 2025-04-25 07:23 | Waived | 2 - Non-Material B | Property | Appraisal | Appraisal Expired | Waived-Page 722 - permit expired appraisal with update in lieu of getting additional URAR. - Due Diligence Vendor-04/25/2025 |  | Waived-Page 722 - permit expired appraisal with update in lieu of getting additional URAR. - Due Diligence Vendor-04/25/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, No mortgag elates last 24 months, 5+ yrs credit history,LTV > 10% below program maximum, Credit Score > 40 points above program minimum, Reserves > 6 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3961829 |
| XXXXXX-2025-NQM3-433 |  | D B A | Closed | FVAL9739 | 2025-04-25 07:22 | 2025-04-25 07:22 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception page 721 - >25% of units owned by single entity - Due Diligence Vendor-04/25/2025 |  | Waived-Exception page 721 - >25% of units owned by single entity - Due Diligence Vendor-04/25/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, No mortgag elates last 24 months, 5+ yrs credit history,LTV > 10% below program maximum, Credit Score > 40 points above program minimum, Reserves > 6 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3961809 |
| XXXXXX-2025-NQM3-434 |  | D A | Closed | FCOM4028 | 2025-04-25 09:12 | 2025-04-25 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3963397 |
| XXXXXX-2025-NQM3-435 |  | D B C A | Closed | FCOM3605 | 2025-04-24 17:17 | 2025-04-30 09:27 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof CD sent electronically now present - Due Diligence Vendor-04/30/2025 <br>Ready for Review-Document Uploaded. Please see attached Revised CD with eSign Certificate on the last page confirming that CD was sent electronically to the borrower - Buyer-04/29/2025 <br>Open-Provide evidence that Revised Closing Disclosure issued on 04/18/25 was sent electronically to the borrower - Due Diligence Vendor-04/24/2025 |  | Resolved-proof CD sent electronically now present - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3958007 |
| XXXXXX-2025-NQM3-435 |  | D B C A | Closed | FCOM4028 | 2025-04-24 15:23 | 2025-04-28 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3957048 |
| XXXXXX-2025-NQM3-435 |  | D B C A | Closed | FCRE1200 | 2025-04-24 16:57 | 2025-04-25 11:20 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow Loan Amount $[Redacted]<br> \*Approved Conditions : 0.25 to price<br> \*Exception form is on page #344 of 468 - Due Diligence Vendor-04/24/2025 |  | Waived-As per guide, Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow Loan Amount $[Redacted]<br> \*Approved Conditions : 0.25 to price<br> \*Exception form is on page #344 of 468 - Due Diligence Vendor-04/24/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3957925 |
| XXXXXX-2025-NQM3-436 |  | D A | Closed | FCOM4028 | 2025-04-25 07:15 | 2025-04-28 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3961748 |
| XXXXXX-2025-NQM3-437 |  | D B A | Closed | FCOM4028 | 2025-04-25 09:13 | 2025-04-28 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3963499 |
| XXXXXX-2025-NQM3-437 |  | D B A | Closed | FVAL5474 | 2025-04-25 11:03 | 2025-04-25 11:03 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide if property type is condotel then full Separate bedroom is compulsory.<br> - Exception from provided to proceed with loan as Subject property does not have any separate bedroom<br> - Approved Condition :- [Redacted] Max & 0.25 to price<br> - Exception form on pg. no 269 of 381 - Due Diligence Vendor-04/25/2025 |  | Waived--As per guide if property type is condotel then full Separate bedroom is compulsory.<br> - Exception from provided to proceed with loan as Subject property does not have any separate bedroom<br> - Approved Condition :- [Redacted] Max & 0.25 to price<br> - Exception form on pg. no 269 of 381 - Due Diligence Vendor-04/25/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3965238 |
| XXXXXX-2025-NQM3-438 |  | D B A C | Closed | FPRO1249 | 2025-04-25 15:07 | 2025-05-13 07:31 | Waived | 2 - Non-Material C B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-Does not meet build up characteristics required for rural area, waiver provided - Neighborhood area built-up under 25%<br>- Due Diligence Vendor-05/13/2025 <br>Ready for Review-Document Uploaded. Please see attached PC Exception - Seller-05/12/2025 <br>Counter-disagree. Guidelines clearly state: Mortgage originate rural and agricultural properties with the following limitations: • The neighborhood area must be at least 25% built-up - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please see attached clarification provided by UW 1 - Seller-05/01/2025 <br>Open-As per SFR rural guide, the neighborhood area must be at least 25% built-up. As per appraisal on page #12 of 332 the neighborhood area built-up is under 25%- Not meeting guide. - Due Diligence Vendor-04/25/2025 | Ready for Review-Document Uploaded. Please see attached PC Exception - Seller-05/12/2025 <br>Ready for Review-Document Uploaded. Please see attached clarification provided by UW 1 - Seller-05/01/2025<br>| Waived-Does not meet build up characteristics required for rural area, waiver provided - Neighborhood area built-up under 25%<br>- Due Diligence Vendor-05/13/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3968851 |
| XXXXXX-2025-NQM3-438 |  | D B A C | Closed | FCRE1500 | 2025-04-25 14:40 | 2025-05-02 07:56 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Liquid Funds Post Close are $248556.09 - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached Bank statement - Buyer-05/01/2025 <br> Open-Liquid Funds Post Close are less than $0 Total Assets available $0, Required $41,016.46= shortage $41,016.46. Need additional 1 month of liquid asset statement.<br> NOTE: Not Considered [Redacted] statement available on page #50 of 332 as the statement end date is of Jan 2024. - Due Diligence Vendor-04/25/2025 |  | Resolved-Liquid Funds Post Close are $248556.09 - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3968572 |
| XXXXXX-2025-NQM3-438 |  | D B A C | Closed | FCRE1501 | 2025-04-25 14:40 | 2025-05-02 07:56 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $248556.09 is equal to or greater than Total Required Reserve Amount of $3233.94 - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached bank statement - Buyer-05/01/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $3233.94 3 months reserves $3,233.94 ($1,077.98\*3), Available $0 = Shortage $3,233.94. Need additional 1 month of asset statement.<br> NOTE: Not Considered [Redacted] statement available on page #50 of 332 as the statement end date is of Jan 2024.<br> - Due Diligence Vendor-04/25/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $248556.09 is equal to or greater than Total Required Reserve Amount of $3233.94 - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3968573 |
| XXXXXX-2025-NQM3-438 |  | D B A C | Closed | FCRE1995 | 2025-04-25 15:05 | 2025-05-01 12:16 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, lender backed out EMD - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. $10,000 EMD was backed out - Seller-04/30/2025 <br> Open-EMD $10,000 withdrawal and receipt proof both are missing in file.<br> NOTE: Lender had backed out EMD from [Redacted] statement available on page #50 of 332 not considered as the statement date is of Jan 2024.<br> - Due Diligence Vendor-04/25/2025 | Ready for Review-Document Uploaded. $10,000 EMD was backed out - Seller-04/30/2025<br>| Resolved-resolved with lender comments, lender backed out EMD - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3968835 |
| XXXXXX-2025-NQM3-438 |  | D B A C | Closed | FCOM4028 | 2025-04-25 13:19 | 2025-04-29 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3967346 |
| XXXXXX-2025-NQM3-439 |  | D A | Closed | FCRE6843 | 2025-04-28 09:55 | 2025-05-09 08:43 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-Wire confirm received. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see attached docs provided by the Settlement agent as confirmation of donor gift transfer - Buyer-05/08/2025 <br>Open-missing proof donor gift transferred to title, need wire copy - Due Diligence Vendor-04/28/2025 |  | Resolved-Wire confirm received. - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3980605 |
| XXXXXX-2025-NQM3-439 |  | D A | Closed | FCOM4028 | 2025-04-28 06:57 | 2025-04-29 10:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3977564 |
| XXXXXX-2025-NQM3-440 |  | D B A | Closed | FCRE5116 | 2025-04-28 11:27 | 2025-05-06 05:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender is using the most recent statement along with the bank statements to show paid on time. This finding is considered resolved. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-Document Uploaded. Borrower purchased the primary property on 11/27/2024 with LA $[Redacted], please see the notice of ownership of mortgage, along with Bank statement verifying payment. Please see also February and March Mortgage Statements showing the same amount as well. - Seller-05/06/2025 <br> Counter-need pay history. this statement shows that YTD principle, that 3 payments would have been made. We only have proof 1 payment made. Need either a pay history or a VOM as again more than 1 payment has been made but no pay history - Due Diligence Vendor-05/05/2025 <br> Ready for Review-Document Uploaded. Primary is a new Mortage of 03/2025. One Mortgage statement is on file. - Buyer-05/02/2025 <br> Counter-please review credit report. You will see there is only 1 mtg history reporting. Borrower has 2 open mtgs. The one for the primary residence doesnt appear to be reported. we need both mortgage histories. if in file, please advise where the other 12 months is reported. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. Please see the Mortgage Statement for investment [Redacted]. - Buyer-05/01/2025 <br> Counter-if this is the primary then the investment property is the VOM missing. Borrower has 2 financed properties but only 1 mtg reported on credit. need other VOM - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. Please find LOX from Borrower, Mortgage Statement, taxes and insurance. - Buyer-04/29/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing VOM for primary mtg of $3752/ mon - Due Diligence Vendor-04/28/2025 | Ready for Review-Document Uploaded. Borrower purchased the primary property on 11/27/2024 with LA $[Redacted], please see the notice of ownership of mortgage, along with Bank statement verifying payment. Please see also February and March Mortgage Statements showing the same amount as well. - Seller-05/06/2025 | Resolved-lender is using the most recent statement along with the bank statements to show paid on time. This finding is considered resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3981966 |
| XXXXXX-2025-NQM3-440 |  | D B A | Closed | FCOM4028 | 2025-04-28 10:45 | 2025-04-29 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3981317 |
| XXXXXX-2025-NQM3-440 |  | D B A | Closed | FVAL5524 | 2025-04-28 11:47 | 2025-04-28 11:47 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-GLA under 500 sq and fair condition. See comments.<br> Comments Per underwriting: Subject property Guideline Minimum Loan Amount isGLA is less then 500 sq. ft. and Subject property condition is Fair<br> Low LTV and great credit.<br> - Due Diligence Vendor-04/28/2025 |  | Waived-GLA under 500 sq and fair condition. See comments.<br> Comments Per underwriting: Subject property Unit 2 GLA is less then 500 sq. ft. and Subject property condition is Fair<br> Low LTV and great credit.<br> - Due Diligence Vendor-04/28/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, 10 years or more in<br> the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Pg. 361 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3982318 |
| XXXXXX-2025-NQM3-441 |  | D A | Closed | FCOM4028 | 2025-04-25 08:45 | 2025-04-29 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3962945 |
| XXXXXX-2025-NQM3-442 |  | D A | Closed | FCOM4028 | 2025-04-25 12:45 | 2025-04-29 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3966826 |
| XXXXXX-2025-NQM3-443 |  | D A | Closed | FCOM4028 | 2025-04-28 14:37 | 2025-04-29 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3985097 |
| XXXXXX-2025-NQM3-444 |  | D A | Closed | FCOM4028 | 2025-04-26 07:13 | 2025-04-29 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3971687 |
| XXXXXX-2025-NQM3-445 |  | D B A | Closed | FCOM4028 | 2025-04-25 10:15 | 2025-04-29 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3964522 |
| XXXXXX-2025-NQM3-445 |  | D B A | Closed | FCRE1228 | 2025-04-25 11:28 | 2025-04-29 12:20 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception on page 13<br>8 NSF within 12 month period- this exceeds max NSF charges allowed for program. 5+ years credit history, no credit events, requesting to proceed please.<br>Approved with conditions of [Redacted] max, 0.25 to price - Due Diligence Vendor-04/25/2025 |  | Waived-Exception on page 13<br>8 NSF within 12 month period- this exceeds max NSF charges allowed for program. 5+ years credit history, no credit events, requesting to proceed please.<br>Approved with conditions of [Redacted] max, 0.25 to price - Due Diligence Vendor-04/25/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3965616 |
| XXXXXX-2025-NQM3-446 |  | D A | Closed | FCOM4028 | 2025-04-25 14:19 | 2025-04-29 12:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3968183 |
| XXXXXX-2025-NQM3-447 |  | D A | Closed | FCOM4028 | 2025-04-28 08:29 | 2025-04-29 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3978841 |
| XXXXXX-2025-NQM3-448 |  | D B A | Closed | FCOM4028 | 2025-04-28 07:39 | 2025-04-29 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3978102 |
| XXXXXX-2025-NQM3-448 |  | D B A | Closed | FVAL9739 | 2025-04-28 09:07 | 2025-04-29 11:44 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-waiver for ineligible use of property (commercial use is not allowed)<br> daycare by the tenant<br>Approved with conditions of [Redacted] max and 0.25 to price - Due Diligence Vendor-04/28/2025 |  | Waived-waiver for ineligible use of property (commercial use is not allowed)<br> daycare by the tenant<br>Approved with conditions of [Redacted] max and 0.25 to price - Due Diligence Vendor-04/28/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3979489 |
| XXXXXX-2025-NQM3-449 |  | D A | Closed | FCOM4028 | 2025-04-27 08:10 | 2025-04-29 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3974076 |
| XXXXXX-2025-NQM3-450 |  | D A | Closed | FCOM4028 | 2025-04-25 15:39 | 2025-04-30 16:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3969257 |
| XXXXXX-2025-NQM3-451 |  | D A | Closed | FCRE9991 | 2025-04-28 14:15 | 2025-05-09 08:37 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-With debts removed due to payoff, dti in line. - Due Diligence Vendor-05/09/2025 <br> Ready for Review-Three of account reflected in section 2c. of 1003 marked as "To be paid off at closing". Amounts to paid off those acc reflected in addendum to final CD (page 6 of 6 of final CD). So, non-mortgage debt is $651, and DTI was calculated from our side correctly. - Buyer-05/09/2025 <br> Counter-All other debts total $1893 and this matches final 1003, not $651. Finding is valid. - Due Diligence Vendor-05/01/2025 <br> Ready for Review- The system is correct. Income is $[Redacted]. Debts are $3,616.42 for subject mortgage, $1,228 for REO second home mortgage and $651 for all other debts. $5,495.42 total debt/$[Redacted]=[Redacted]% DTI which is what the system has. <br>In your calculation total debts are wrong. - Buyer-04/30/2025 <br> Open-DTI is 60.67 which does not meet. Lender didnt include the second home payment of $1228 (11105.84 income / 3616.41 pitia+ $3121 (debts from credit including the $1228 mtg)= 60.67% - Due Diligence Vendor-04/28/2025 |  | Resolved-With debts removed due to payoff, dti in line. - Due Diligence Vendor-05/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3984819 |
| XXXXXX-2025-NQM3-451 |  | D A | Closed | FCOM4028 | 2025-04-28 12:46 | 2025-04-29 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3983411 |
| XXXXXX-2025-NQM3-452 |  | D A | Closed | FCOM4028 | 2025-04-26 08:23 | 2025-04-29 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3971882 |
| XXXXXX-2025-NQM3-453 |  | D B A | Closed | FCRE1212 | 2025-04-28 14:12 | 2025-05-09 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-Received lead base paint disclosure - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. the signed form lead paint disclosure attached - Buyer-05/08/2025 <br>Open-Purchase contract has not been fully provided Borrower signature is missing on provided lead based paint disclosure on page #650. <br> Note :- Borrower signed on seller's section instead of Purchaser section - Due Diligence Vendor-04/28/2025 |  | Resolved-Received lead base paint disclosure - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3984792 |
| XXXXXX-2025-NQM3-453 |  | D B A | Closed | FCOM4028 | 2025-04-28 12:15 | 2025-04-30 15:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3982900 |
| XXXXXX-2025-NQM3-453 |  | D B A | Closed | FVAL5474 | 2025-04-28 14:16 | 2025-04-28 14:16 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity ownership - As per Guide projects with 21 or more units – Single entity can own 25%<br> Exception form provided to allow Single entity ownership 40%<br> Exception form page #620<br> Approved Conditions : [Redacted] Max & 0.25 to price - Due Diligence Vendor-04/28/2025 |  | Waived-Single entity ownership - As per Guide projects with 21 or more units – Single entity can own 25%<br> Exception form provided to allow Single entity ownership 40%<br> Exception form page #620<br> Approved Conditions : [Redacted] Max & 0.25 to price - Due Diligence Vendor-04/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3984830 |
| XXXXXX-2025-NQM3-454 |  | D A | Closed | FCOM4028 | 2025-04-28 10:06 | 2025-04-29 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3980784 |
| XXXXXX-2025-NQM3-455 |  | D A | Closed | FCRE1437 | 2025-04-28 08:06 | 2025-05-05 07:42 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved with lender comments. Borrower history is acceptable as she is recent immigrant. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. The borrower is a recent immigrant, and according to the CPA letter she started to work on 4/16/24. Per the 1099 program, only 1 year of 1099 is required. - Buyer-05/02/2025 <br>Open-Income and Employment Do Not Meet Guidelines B2 only has a 1 year work history. - Due Diligence Vendor-04/28/2025 |  | Resolved-resolved with lender comments. Borrower history is acceptable as she is recent immigrant. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3978480 |
| XXXXXX-2025-NQM3-455 |  | D A | Closed | FCOM4028 | 2025-04-28 07:27 | 2025-04-30 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3977932 |
| XXXXXX-2025-NQM3-456 |  | D B A | Closed | FCOM4028 | 2025-04-28 12:23 | 2025-04-29 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3983028 |
| XXXXXX-2025-NQM3-456 |  | D B A | Closed | FCRE1228 | 2025-04-28 13:42 | 2025-04-29 14:02 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Borrower had 4 nsf which does not meet guidelines. Lender provided and Exception on page 433 to allow the NSF<br>Looking for exception on 4 NSF<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-04/29/2025 |  | Waived-Borrower had 4 nsf which does not meet guidelines. Lender provided and Exception on page 433 to allow the NSF<br>Looking for exception on 4 NSF<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-04/29/2025<br>|  | 5 years on current job, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3984302 |
| XXXXXX-2025-NQM3-457 |  | D B A | Closed | FCOM4028 | 2025-04-28 15:20 | 2025-05-01 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3985553 |
| XXXXXX-2025-NQM3-457 |  | D B A | Closed | FCRE1158 | 2025-04-29 07:54 | 2025-04-30 09:03 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Insurance - As per Guide policies written on an actual cash value basis are not acceptable.<br> Exception form provided to allow allow ACV coverage<br> Exception form page #337 of 460<br> Approved Conditions : 0.25 to price, [Redacted] max - Due Diligence Vendor-04/29/2025 |  | Waived-Insurance - As per Guide policies written on an actual cash value basis are not acceptable.<br> Exception form provided to allow allow ACV coverage<br> Exception form page #337 of 460<br> Approved Conditions : 0.25 to price, [Redacted] max - Due Diligence Vendor-04/29/2025<br>|  | 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3991453 |
| XXXXXX-2025-NQM3-458 |  | D A | Closed | FCOM4028 | 2025-04-28 08:47 | 2025-04-30 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3979167 |
| XXXXXX-2025-NQM3-459 |  | D A | Closed | FCOM4028 | 2025-04-28 10:01 | 2025-04-30 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3980696 |
| XXXXXX-2025-NQM3-460 |  | D A | Closed | FCOM4028 | 2025-04-28 12:38 | 2025-04-30 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3983309 |
| XXXXXX-2025-NQM3-461 |  | D A | Closed | FCOM4028 | 2025-04-28 07:33 | 2025-04-30 16:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3978024 |
| XXXXXX-2025-NQM3-462 |  | D B A | Closed | FCRE1964 | 2025-04-28 12:18 | 2025-05-14 04:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-all pages of statement are now present and missing page is present - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see full [Redacted]statement provided by the Broker - Buyer-05/14/2025 <br> Open-Asset [Redacted] considered for income, available on page#65 of 539 pages are missing.<br> Note: From pg.#5 to Pg.#24 all pages needed. - Due Diligence Vendor-04/28/2025 |  | Resolved-all pages of statement are now present and missing page is present - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3982956 |
| XXXXXX-2025-NQM3-462 |  | D B A | Closed | FCRE7805 | 2025-04-29 10:28 | 2025-05-05 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-Dec statement for asset calculation is now present - Due Diligence Vendor-05/05/2025 <br> Ready for Review-Document Uploaded. Please see attached Bank statement - Buyer-05/02/2025 <br> Open-[Redacted] need bank statement for the month of 12/25 to complete 4 month seasoning as only 3 months assets are provided, refer page #107,145,81 of 539. - Due Diligence Vendor-04/29/2025 |  | Resolved-Dec statement for asset calculation is now present - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3993974 |
| XXXXXX-2025-NQM3-462 |  | D B A | Closed | FCOM4028 | 2025-04-28 09:43 | 2025-04-30 16:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3980409 |
| XXXXXX-2025-NQM3-462 |  | D B A | Closed | FVAL5474 | 2025-04-28 12:17 | 2025-04-28 12:17 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, At least 75% of the total units in the subject property must be sold.<br> \*Exception form is provided to allow only 55 of 382 units are sold.<br> \*Approved Conditions: 0.125 to price<br> \*Exception form is on page #450 of 539 - Due Diligence Vendor-04/28/2025 |  | Waived-As per guide, At least 75% of the total units in the subject property must be sold.<br> \*Exception form is provided to allow only 55 of 382 units are sold.<br> \*Approved Conditions: 0.125 to price<br> \*Exception form is on page #450 of 539 - Due Diligence Vendor-04/28/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3982933 |
| XXXXXX-2025-NQM3-463 |  | D A C | Closed | 27830-33820 | 2025-04-29 10:15 | 2025-05-14 07:08 | Resolved | 1 - Information C A | Compliance | Broker:LimitFees | Tennessee - Max Broker Fees (RLBSA) | Resolved-Lenders fees are consistent and reasonable therefore finding is not applicable. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Compliance. This is a first lien federally related residential mortgage loan, and our fees are consistent fair and reasonable. Even though the code states that 2% is reasonable it does not limit to it. Also state limitations are not applicable per DIDMCA ([Redacted] has not opted out). - Due Diligence Vendor-05/14/2025 <br> Open-The total of all fees paid by the borrower to the broker ([Redacted]) exceeds 2% of the loan amount ($[Redacted]). The [Redacted] Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to 2% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. ([Redacted]. Code Ann. 47-14-113(c); [Redacted] ADC 0180-17-.07(2)) The total of all fees paid by the borrower to the broker ([Redacted]) exceeds 2% of the loan amount ($[Redacted]). Lender credit of $500.00 was applied to the Mortgage Broker Fee and is not enough to cover the difference to pass the State of [Redacted] 2% max Broker fee testing. - Due Diligence Vendor-04/29/2025 |  | Resolved-Lenders fees are consistent and reasonable therefore finding is not applicable. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3993834 |
| XXXXXX-2025-NQM3-463 |  | D A C | Closed | FCOM4028 | 2025-04-29 06:49 | 2025-04-30 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3990634 |
| XXXXXX-2025-NQM3-464 |  | D A | Closed | FCRE9991 | 2025-04-29 07:24 | 2025-04-30 14:26 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score now matches - Due Diligence Vendor-04/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/30/2025 <br>Open-Lenders DSCR is 0.74 (using the 1007 Rent of $2,700), However, this does not meet minimum 0.75 required for a FTHB. Should be 0.818 using [Redacted] short term rent. 47,600 x 75% = $35,700 / 12 = $2,975 Rent. PITI matches at $3,634.73. Adjusted rent $2,975 / PITI of $3,634.73 = .818%. - Due Diligence Vendor-04/29/2025 |  | Resolved-DSCR score now matches - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3990959 |
| XXXXXX-2025-NQM3-464 |  | D A | Closed | FCOM4028 | 2025-04-29 06:35 | 2025-04-29 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3990476 |
| XXXXXX-2025-NQM3-465 |  | D A | Closed | FCOM4028 | 2025-04-28 14:24 | 2025-04-30 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3984937 |
| XXXXXX-2025-NQM3-466 |  | D B A | Closed | FCRE5275 | 2025-04-28 15:32 | 2025-05-02 08:10 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-Gift is now fully documented. - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open- - missing gift funds wire/check for $13,000 received at title. - Due Diligence Vendor-04/28/2025 |  | Resolved-Gift is now fully documented. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3985654 |
| XXXXXX-2025-NQM3-466 |  | D B A | Closed | 123ABH | 2025-04-28 14:07 | 2025-05-02 08:10 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-Tool kit is now present - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-Homeowner Toolkit is missing - Due Diligence Vendor-04/28/2025 |  | Resolved-Tool kit is now present - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3984718 |
| XXXXXX-2025-NQM3-466 |  | D B A | Closed | FCOM4028 | 2025-04-28 14:01 | 2025-04-29 05:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3984594 |
| XXXXXX-2025-NQM3-466 |  | D B A | Closed | FCRE7805 | 2025-04-28 15:33 | 2025-04-28 15:33 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Income - Bank Statements | Waived- - lender granted exception for non-borrower on bank statements - page 424 - Due Diligence Vendor-04/28/2025 |  | Waived- - lender granted exception for non-borrower on bank statements - page 424 - Due Diligence Vendor-04/28/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3985664 |
| XXXXXX-2025-NQM3-467 |  | D B A | Closed | FCRE9650 | 2025-04-29 14:48 | 2025-05-09 08:24 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-Lead base paint disclosure received - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Lead Based Paint Disclosure - Buyer-05/08/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. Lead Based Paint Disclosure is 'Missing' in File<br> Note: Built year [Redacted] , refer pg.# 45 of 381 and per guide on Purchase home this document is mandate. - Due Diligence Vendor-04/29/2025 |  | Resolved-Lead base paint disclosure received - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3998216 |
| XXXXXX-2025-NQM3-467 |  | D B A | Closed | FCOM4028 | 2025-04-29 14:36 | 2025-05-01 06:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3998086 |
| XXXXXX-2025-NQM3-467 |  | D B A | Closed | FVAL5524 | 2025-04-29 16:13 | 2025-04-29 16:13 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-As per guide, Gross living area < 500 square feet is an Ineligible Property type.<br> \*Exception is provided to allow gross living area of unit #2 is less than 500 sq ft.<br> \*Approved Conditions: 0.5 to price, DSCR>1.4 required<br> \*Exception form is on page #73 of 108 - Due Diligence Vendor-04/29/2025 |  | Waived-As per guide, Gross living area < 500 square feet is an Ineligible Property type.<br> \*Exception is provided to allow gross living area of unit #2 is less than 500 sq ft.<br> \*Approved Conditions: 0.5 to price, DSCR>1.4 required<br> \*Exception form is on page #73 of 108 - Due Diligence Vendor-04/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, DSCR is over 1.5. BPO supports the value. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3998926 |
| XXXXXX-2025-NQM3-467 |  | D B A | Closed | FVAL3867 | 2025-04-29 16:11 | 2025-04-29 16:11 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As per guide, For Mixed use property More than 2 vacancies not allowed.<br> \*Exception form is provided to allow more than 2 vacant units in Mixed-Use property<br> \*Approved Conditions: 0.5 to price, DSCR>1.4 required<br> \*Exception form is on page #73 of 108<br> - Due Diligence Vendor-04/29/2025 |  | Waived-As per guide, For Mixed use property More than 2 vacancies not allowed.<br> \*Exception form is provided to allow more than 2 vacant units in Mixed-Use property<br> \*Approved Conditions: 0.5 to price, DSCR>1.4 required<br> \*Exception form is on page #73 of 108<br> - Due Diligence Vendor-04/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, DSCR is over 1.5. BPO supports the value. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3998918 |
| XXXXXX-2025-NQM3-468 |  | D A C | Closed | 50001251-Fees-Limited | 2025-04-29 09:30 | 2025-05-02 11:52 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved- - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Points - Loan Discount Fee in the amount of $8,262 was added to the Final CD dated 04-25-2025.COC is missing in file. - Due Diligence Vendor-04/29/2025 |  | Resolved- - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3993100 |
| XXXXXX-2025-NQM3-468 |  | D A C | Closed | FCOM4028 | 2025-04-28 16:02 | 2025-05-01 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3985972 |
| XXXXXX-2025-NQM3-469 |  | D A | Closed | FCRE1158 | 2025-04-29 08:27 | 2025-05-09 08:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received insurance policy - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see attached revised HO3 with deductibles - Buyer-05/08/2025 <br>Counter-do not see all perils deductible - please advise where its located or provide - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Document Uploaded. Please see attached policy declarations - Buyer-05/05/2025 <br>Open-Hazard Insurance Policy Partially Provided Insurance deductible amount is missing refer page #401 - Due Diligence Vendor-04/29/2025 |  | Resolved-Received insurance policy - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3991937 |
| XXXXXX-2025-NQM3-469 |  | D A | Closed | FCOM4028 | 2025-04-28 16:10 | 2025-05-01 13:24 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3986059 |
| XXXXXX-2025-NQM3-470 |  | D A | Closed | FCOM4028 | 2025-04-29 06:16 | 2025-04-30 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3990327 |
| XXXXXX-2025-NQM3-471 |  | D A | Closed | FCOM4028 | 2025-04-29 07:50 | 2025-04-30 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3991399 |
| XXXXXX-2025-NQM3-472 |  | D B A | Closed | FCOM4028 | 2025-04-29 09:02 | 2025-05-01 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3992407 |
| XXXXXX-2025-NQM3-472 |  | D B A | Closed | FVAL2242 | 2025-04-29 12:12 | 2025-05-01 11:44 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-Manufactured home - As per Guide The manufactured home must be a one-unit dwelling that is legally classified as real property and cannot include an accessory dwelling unit.<br> Exception form provided to allow MFR + ADU mfr as well<br> Exception form page #16 of 204<br> Approved Conditions : max LA [Redacted], 0.25 to price - Due Diligence Vendor-04/29/2025 |  | Waived-Manufactured home - As per Guide The manufactured home must be a one-unit dwelling that is legally classified as real property and cannot include an accessory dwelling unit.<br> Exception form provided to allow MFR + ADU mfr as well<br> Exception form page #16 of 204<br> Approved Conditions : max LA [Redacted], 0.25 to price - Due Diligence Vendor-04/29/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3995698 |
| XXXXXX-2025-NQM3-473 |  | D A | Closed | FCOM4028 | 2025-04-30 08:27 | 2025-05-01 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4003349 |
| XXXXXX-2025-NQM3-474 |  | D A | Closed | FCOM4028 | 2025-04-30 11:08 | 2025-05-01 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4006404 |
| XXXXXX-2025-NQM3-475 |  | D A | Closed | FCOM4028 | 2025-04-29 12:19 | 2025-04-30 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3995852 |
| XXXXXX-2025-NQM3-476 |  | D B A | Closed | FCRE1479 | 2025-04-30 15:48 | 2025-05-06 10:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender provided proof that borrower is on joint account. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-Document Uploaded. Please see attached exception allowed to us assets from joint account [Redacted] Acc# [Redacted] also husband and wife both are on title vesting and wife (borrower) recently added on bank account so new statement not available yet. EMD paid from [Redacted] Acc #[Redacted] account owner [Redacted] (Husband) on Title. - Buyer-05/05/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Account does not have borrower name listed. Borrower has to be listed as asset owner, once proof borrower is on account is provided, exception on page 396 for joint acct is no longer needed - Due Diligence Vendor-04/30/2025 |  | Resolved-lender provided proof that borrower is on joint account. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4009951 |
| XXXXXX-2025-NQM3-476 |  | D B A | Closed | FCOM4028 | 2025-04-30 13:47 | 2025-05-06 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4008818 |
| XXXXXX-2025-NQM3-476 |  | D B A | Closed | FCRE1168 | 2025-04-30 16:00 | 2025-04-30 16:00 | Waived | 2 - Non-Material B | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s) and Replacement Cost Value Provided | Waived-exception because insurance does not have replacement cost, its on cash value of home<br> Insurance Dwelling is on ACV<br> Comments Please provide approved exception insurance dwelling is on the base of ACV instead of RCE<br> Pg 397 - Due Diligence Vendor-04/30/2025 |  | Waived-exception because insurance does not have replacement cost, its on cash value of home<br> Insurance Dwelling is on ACV<br> Comments Please provide approved exception insurance dwelling is on the base of ACV instead of RCE<br> Pg 397 - Due Diligence Vendor-04/30/2025<br>|  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/25/2025 75% cltv, 0.25 to price |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4009989 |
| XXXXXX-2025-NQM3-476 |  | D B A | Closed | FCRE1491 | 2025-04-30 15:48 | 2025-04-30 15:50 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements exception because EMD didnt come from borrower account. Borrower's Assets<br> Short Description Assets using from joint account & EMD paid husband account<br> Comments Please provide approved exception we are using assets from joint account [Redacted] also<br> husband and wife both are on title vesting and wife (borrower) recently added on bank account so new<br> statement not available yet. EMD paid from [Redacted] account owner [Redacted] (Husband)<br> on Title.<br> Pg. 396 - Due Diligence Vendor-04/30/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements exception because EMD didnt come from borrower account. Borrower's Assets<br> Short Description Assets using from joint account & EMD paid husband account<br> Comments Please provide approved exception we are using assets from joint account [Redacted] also<br> husband and wife both are on title vesting and wife (borrower) recently added on bank account so new<br> statement not available yet. EMD paid from [Redacted] account owner [Redacted] (Husband)<br> on Title.<br> Pg. 396 - Due Diligence Vendor-04/30/2025 |  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/25/2025 75% cltv, 0.25 to price |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4009952 |
| XXXXXX-2025-NQM3-477 |  | D A | Closed | FCRE9991 | 2025-04-29 14:28 | 2025-05-05 09:06 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DSCR score present and now matches - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Rent is $1,635 from contract and 1007. $1,635/$1,122.45 = 1.456 - Buyer-05/05/2025 <br>Counter-DSCR still does not match. TPR has 1.529 using $1716.75 from lease and PITIA matches lender. need tape fixed. Unclear how lender calculated DSCR of 1.456 - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-DSCR score is off by 0.579%. Lender's score: 2.138<br> - Document in file 1007 & lease Pg. no 67,253 of 304 rent $1,750 & $1716.75.00 (1635\*5%). 1008 reads $2,400.<br> - No other rent document in file to support lender's income. PITIA matches.<br> - DSCR score should be Rent $1,750/ PITI $1,122.45 = 1.559<br> Note: per lease term sheet Rent $1635\*5% per term clause above is considered $1716.75. Considered the highest rent still not matching. - Due Diligence Vendor-04/29/2025 |  | Resolved-updated DSCR score present and now matches - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3998005 |
| XXXXXX-2025-NQM3-477 |  | D A | Closed | FCRE8459 | 2025-04-29 15:15 | 2025-05-02 08:18 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-proof borrower owns LLC that is in title is now present. seasoning met. - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-Need Article of incorporation or Operating agreement to verify business entity ownership considered for vesting. - Due Diligence Vendor-04/29/2025 |  | Resolved-proof borrower owns LLC that is in title is now present. seasoning met. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3998521 |
| XXXXXX-2025-NQM3-477 |  | D A | Closed | FCOM4028 | 2025-04-29 12:07 | 2025-05-01 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3995602 |
| XXXXXX-2025-NQM3-478 |  | D A | Closed | FCOM4028 | 2025-04-30 10:24 | 2025-05-01 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4005738 |
| XXXXXX-2025-NQM3-479 |  | D A | Closed | FCOM4028 | 2025-04-30 07:50 | 2025-05-01 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4002811 |
| XXXXXX-2025-NQM3-480 |  | D B A | Closed | FCOM4028 | 2025-04-30 07:21 | 2025-05-01 12:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4002388 |
| XXXXXX-2025-NQM3-480 |  | D B A | Closed | FCRE1437 | 2025-04-30 08:08 | 2025-05-01 11:51 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Guideline requires all parties on personal accounts to be on loan. This does not meet guides. 11 bank statements from a joint account (borrower and co-borrower). 1 bank statement from a joint account (borrower and his mother). The income on bank statements is only from [Redacted]. Cannot wait for 12 months from the same account available due to expiring purchase contract - Due Diligence Vendor-04/30/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Guideline requires all parties on personal accounts to be on loan. This does not meet guides. 11 bank statements from a joint account (borrower and co-borrower). 1 bank statement from a joint account (borrower and his mother). The income on bank statements is only from [Redacted]. Cannot wait for 12 months from the same account available due to expiring purchase contract - Due Diligence Vendor-04/30/2025 |  | 5 yrs current job, Residual income > $3,000, DTI > 10% below program maximum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4003070 |
| XXXXXX-2025-NQM3-481 |  | D B A | Closed | FCRE1174 | 2025-05-01 16:05 | 2025-05-06 10:05 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waiver for excessive flood deductible. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Document Uploaded. Please see attached exception form for this issue - Buyer-05/05/2025 <br>Open-exception because flood deductible exceeds max allowed. Need exception as flood deductible for Master exceeds $25,000. Pg 371 - Due Diligence Vendor-05/01/2025 |  | Waived-Waiver for excessive flood deductible. - Due Diligence Vendor-05/06/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the<br> last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4022007 |
| XXXXXX-2025-NQM3-481 |  | D B A | Closed | FCOM4028 | 2025-05-01 14:50 | 2025-05-02 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4021256 |
| XXXXXX-2025-NQM3-482 |  | D B A | Closed | FCRE1212 | 2025-05-01 11:31 | 2025-05-09 08:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-Accept Lender explanation of seller concessions. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-For this one, there is a seller concession for $9000.00 and an additional seller concession for $7500.00. They used $14800.00 of the seller concessions as that was the IPC limit. - Buyer-05/08/2025 <br>Open-Purchase contract has not been fully provided need addendum for seller concession of $14800 - Due Diligence Vendor-05/01/2025 |  | Resolved-Accept Lender explanation of seller concessions. - Due Diligence Vendor-05/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4017959 |
| XXXXXX-2025-NQM3-482 |  | D B A | Closed | FCOM4028 | 2025-05-01 08:51 | 2025-05-02 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4015200 |
| XXXXXX-2025-NQM3-482 |  | D B A | Closed | FCRE1491 | 2025-05-01 11:35 | 2025-05-01 11:35 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-does not meet minimum contribution for borrower as FTHB . Condition: Fully executed gift letter and acceptable evidence of transfer from the donor AND receipt of the gift funds.<br> Short Description Allow the rest of the money to be coming from the wife<br> Comments Gift letter uploaded to the doc manager. Wife will be occupying the property & will be on the title. - Due Diligence Vendor-05/01/2025 |  | Waived-does not meet minimum contribution for borrower as FTHB . Condition: Fully executed gift letter and acceptable evidence of transfer from the donor AND receipt of the gift funds.<br> Short Description Allow the rest of the money to be coming from the wife<br> Comments Gift letter uploaded to the doc manager. Wife will be occupying the property & will be on the title. - Due Diligence Vendor-05/01/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of<br> employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40<br> points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4018053 |
| XXXXXX-2025-NQM3-482 |  | D B A | Closed | FCRE7532 | 2025-05-01 11:33 | 2025-05-01 11:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-exception to number of scores not met - minimum of 2 score. ITIN with 1 credit score<br> Pg 548 - Due Diligence Vendor-05/01/2025 |  | Waived-exception to number of scores not met - minimum of 2 score. ITIN with 1 credit score<br> Pg 548 - Due Diligence Vendor-05/01/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events<br> past 40 months, 5+ years credit history, No consumer late pay |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4018020 |
| XXXXXX-2025-NQM3-483 |  | D A | Closed | FCOM4028 | 2025-04-30 12:44 | 2025-05-01 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Condition was not rescinded by DD. Loan was made in less than 60 days - Buyer-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4008005 |
| XXXXXX-2025-NQM3-484 |  | D A C | Closed | FCOM3605 | 2025-04-30 13:33 | 2025-05-05 09:19 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof cd electronically sent is now present - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 04/18/25 was sent electronically to the borrower - Due Diligence Vendor-04/30/2025 |  | Resolved-proof cd electronically sent is now present - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4008632 |
| XXXXXX-2025-NQM3-484 |  | D A C | Closed | FCOM4028 | 2025-04-30 10:51 | 2025-05-01 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in the last 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Loan closed in the last 60 days - Due Diligence Vendor-05/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4006141 |
| XXXXXX-2025-NQM3-485 |  | D A | Closed | FCRE9991 | 2025-05-01 14:06 | 2025-05-05 09:20 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated score on Tape now present and DSCR score is correct - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. HOA dues added as per appraisal report <br> Uploaded updated tape, 1008, approval letter, lock form<br> - Buyer-05/02/2025 <br>Open-DSCR score is 1.029. Lender didnt count $10/ month HOA dues. - Due Diligence Vendor-05/01/2025 |  | Resolved-updated score on Tape now present and DSCR score is correct - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4020678 |
| XXXXXX-2025-NQM3-485 |  | D A | Closed | FCOM4028 | 2025-04-30 12:46 | 2025-05-01 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4008030 |
| XXXXXX-2025-NQM3-486 |  | D B A | Closed | FCRE1600 | 2025-05-01 16:31 | 2025-06-16 12:05 | Cured | 1 - Information D B | Credit | Title | Deed Vesting incorrect - does not properly reflect Vesting in note or other closing docs | Cured-Mortgage sciveners now present to cure vesting - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/16/2025 <br>Counter-agree but need deed adding spouse. vesting on deed of trust is husband and wife, not a joinder. Need copy of executed deed adding spouse. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-This is an o/o [Redacted] property. - Buyer-05/06/2025 <br>Open-Deed vesting incorrect - does not match Deed of Trust. missing deed adding spouse to title - Due Diligence Vendor-05/01/2025 |  | Cured-Mortgage sciveners now present to cure vesting - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4022247 |
| XXXXXX-2025-NQM3-486 |  | D B A | Closed | FCRE1437 | 2025-05-01 16:35 | 2025-05-05 14:29 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved with lender explanation. They accept the articles of incorporation to represent 100% ownership since we do not have a CPA letter and no other names were listed as incorporator. TPR accepts this explanation and finding is resolved. - Due Diligence Vendor-05/05/2025 <br> Ready for Review-CPA letter should not be needed here. In this case the articles list the owners, single member [Redacted] on page 2 of the articles of incorporation. Most recent filing indicates still only 1 owner. Per our guidelines this is all that is needed for ownership of the business. - Buyer-05/05/2025 <br> Open-Income and Employment Do Not Meet Guidelines missing CPA letter to tell what % of corporation owned. Articles of incorp pg 658 only state stock issued but not how many borrower owns - Due Diligence Vendor-05/01/2025 |  | Resolved-resolved with lender explanation. They accept the articles of incorporation to represent 100% ownership since we do not have a CPA letter and no other names were listed as incorporator. TPR accepts this explanation and finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4022297 |
| XXXXXX-2025-NQM3-486 |  | D B A | Closed | FCOM4028 | 2025-05-01 16:13 | 2025-05-02 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4022096 |
| XXXXXX-2025-NQM3-487 |  | D A | Closed | FCRE1964 | 2025-05-01 08:15 | 2025-05-07 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-CPA letter to refence borrower % owned is now present - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Please see attached revised CPA letter - Buyer-05/07/2025 <br>Open-Per Pg.#103 there are 2 members on the business doc pg.# 103. But no ownership proof and also on CPA pg.#92 not declared. - Due Diligence Vendor-05/01/2025 |  | Resolved-CPA letter to refence borrower % owned is now present - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4014564 |
| XXXXXX-2025-NQM3-487 |  | D A | Closed | FCOM4028 | 2025-04-30 15:07 | 2025-05-02 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4009750 |
| XXXXXX-2025-NQM3-488 |  | D A C | Closed | FCOM6034 | 2025-05-01 10:25 | 2025-05-13 13:32 | Cured | 1 - Information C A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate " | Cured-This is acceptable. - Due Diligence Vendor-05/13/2025 <br>Ready for Review-Document Uploaded. Please find PCCD along with LOX attached - Buyer-05/13/2025 <br>Open-Final CD pg.# 10 of 128 : Property Tax is checked as Yes instead of NA. There is Other Property Tax section added.<br> Note: CD pg.# 11 also Property tax is blank and Other Property escrow is updated. Matches with IEAD form too: pg.# 92 mentioned other property tax only.. - Due Diligence Vendor-05/01/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4016848 |
| XXXXXX-2025-NQM3-488 |  | D A C | Closed | FCOM4028 | 2025-04-30 14:11 | 2025-05-01 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4009205 |
| XXXXXX-2025-NQM3-489 |  | D A | Closed | FCOM4028 | 2025-05-01 10:26 | 2025-05-02 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4016868 |
| XXXXXX-2025-NQM3-490 |  | D A | Closed | FCOM4028 | 2025-04-30 17:46 | 2025-05-01 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4010333 |
| XXXXXX-2025-NQM3-491 |  | D A | Closed | FCOM4028 | 2025-05-01 06:39 | 2025-05-05 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-less thaan 60 - Buyer-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4013499 |
| XXXXXX-2025-NQM3-492 |  | D A | Closed | FCOM4028 | 2025-05-01 08:55 | 2025-05-02 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4015301 |
| XXXXXX-2025-NQM3-493 |  | D A | Closed | FCOM4028 | 2025-05-01 07:35 | 2025-05-05 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4014105 |
| XXXXXX-2025-NQM3-494 |  | D A | Closed | FCOM4028 | 2025-05-02 08:13 | 2025-05-05 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4026897 |
| XXXXXX-2025-NQM3-495 |  | D A | Closed | FCRE1336 | 2025-05-05 09:01 | 2025-05-16 10:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Award Letter Missing | Resolved-Accept underwriter description and acknowledgement of no award letter. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. we do not need an award letter. We are using bank statement and grossing up by 3.75 as evidenced by the income worksheet. - Buyer-05/08/2025 <br>Open-Borrower 1 Award Letter Missing - missing documentation of SSI. Bank statements do not support amount used. - Due Diligence Vendor-05/05/2025 |  | Resolved-Accept underwriter description and acknowledgement of no award letter. - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4042995 |
| XXXXXX-2025-NQM3-496 |  | D A | Closed | FCOM4028 | 2025-05-01 19:22 | 2025-05-02 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4022938 |
| XXXXXX-2025-NQM3-497 |  | D B A | Closed | FCRE8860 | 2025-05-02 10:37 | 2025-05-29 06:10 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-waiver for not meeting the minimum DSCR score of 1.1 for property type - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Document Uploaded. PC exception for DSCR less than 1.1 - Buyer-05/28/2025 <br>Open-As per guide multifamily min DSCR should be 1.1. Verified DSCR is 1.099<br> Note :- Lender considered 100% rental income for vacant unit instead of 75% - Due Diligence Vendor-05/02/2025 |  | Waived-waiver for not meeting the minimum DSCR score of 1.1 for property type - Due Diligence Vendor-05/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4029272 |
| XXXXXX-2025-NQM3-497 |  | D B A | Closed | FCRE9991 | 2025-05-02 10:35 | 2025-05-29 06:08 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Corrected DSCR calc is now present at 1.099 - Due Diligence Vendor-05/29/2025 <br> Ready for Review-Document Uploaded. Yes, you are correct. We will consider the 75% rent for the vacant unit in multi-family property. So, as per your below calculation for the rent, total rent should be [Redacted]<br> Please see attached updated tape with an updated DSCR. - Buyer-05/28/2025 <br> Open-DSCR is of by 0.061 Lender score 1.160<br> Rent income considered by lender [Redacted] but the verified document $[Redacted]<br> As per provided lease agreement on page # 561,575,589,603,617,631 rental income is [Redacted]<br> Calculation from rent sch page #180 : 9,375.00/8,529.69 = 1.099 should be the actual score<br> (Leased property rental income 1,800.00 + 1,800.00 + 1,800.00 + 2,400.00 = 7,800.00 Vacant property 2,100.00 \*75% = 1,575.00 Total $9,375.00)<br> Lender considered 100% rental income for vacant unit. - Due Diligence Vendor-05/02/2025 |  | Resolved-Corrected DSCR calc is now present at 1.099 - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4029237 |
| XXXXXX-2025-NQM3-497 |  | D B A | Closed | FCOM4028 | 2025-05-01 09:45 | 2025-05-05 15:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4016151 |
| XXXXXX-2025-NQM3-498 |  | D A | Closed | FCOM4028 | 2025-05-01 06:54 | 2025-05-02 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4013624 |
| XXXXXX-2025-NQM3-499 |  | D A | Closed | FCOM4028 | 2025-05-02 11:19 | 2025-05-05 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4029886 |
| XXXXXX-2025-NQM3-500 |  | D A | Closed | FCOM4028 | 2025-05-01 13:32 | 2025-05-05 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4020090 |
| XXXXXX-2025-NQM3-501 |  | D A | Closed | FCOM4028 | 2025-05-01 09:27 | 2025-05-02 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4015915 |
| XXXXXX-2025-NQM3-502 |  | D A | Closed | FCOM4028 | 2025-05-02 13:29 | 2025-05-05 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4031948 |
| XXXXXX-2025-NQM3-503 |  | D B A | Closed | FCRE6843 | 2025-05-02 16:46 | 2025-05-06 13:20 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-donor wire now present - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/06/2025 <br>Open-missing proof donor gift funds transfer - Due Diligence Vendor-05/02/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4034157 |
| XXXXXX-2025-NQM3-503 |  | D B A | Closed | FCOM4028 | 2025-05-02 15:57 | 2025-05-05 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4033832 |
| XXXXXX-2025-NQM3-503 |  | D B A | Closed | FCRE1228 | 2025-05-02 16:45 | 2025-05-02 16:45 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exception for non sufficient funds charges exceeds max allowed for program . 5 NSFs<br> Pg. 374 - Due Diligence Vendor-05/02/2025 |  | Waived-exception for non sufficient funds charges exceeds max allowed for program . 5 NSFs<br> Pg. 374 - Due Diligence Vendor-05/02/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No<br> mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4034153 |
| XXXXXX-2025-NQM3-504 |  | D B A | Closed | FCRE6737 | 2025-05-01 08:10 | 2025-05-19 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-resolved with lender comments on confirming % owned of business- lender states: As we can see from the K-1 the borrower has been increasing their ownership percentage . Went from 50% to 95% in 2024. Increasing from 95% to 100% seems to be in line. CPA is a licensed professional who we verbally confirmed the information with. We also pulled the license to show they are qualified to give this information and review returns. - Due Diligence Vendor-05/19/2025 <br>Ready for Review-As we can see from the K-1 the borrower has been increasing their ownership percentage . Went from 50% to 95% in 2024. Increasing from 95% to 100% seems to be in line. CPA is a licensed professional who we verbally confirmed the information with. We also pulled the license to show they are qualified to give this information and review returns. - Buyer-05/19/2025 <br>Open-Ownership% Discrepancy - CPA letter page 818 states Bwr with 100% ownership, however, 2024 K1 on page 209 states 95%. - Due Diligence Vendor-05/01/2025 |  | Resolved-resolved with lender comments on confirming % owned of business- lender states: As we can see from the K-1 the borrower has been increasing their ownership percentage . Went from 50% to 95% in 2024. Increasing from 95% to 100% seems to be in line. CPA is a licensed professional who we verbally confirmed the information with. We also pulled the license to show they are qualified to give this information and review returns. - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4014497 |
| XXXXXX-2025-NQM3-504 |  | D B A | Closed | FCRE8705 | 2025-05-01 08:41 | 2025-05-02 11:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Exception page 822 - Exceeds max allowed IPC for LTV exceeds and waiver present to permit 6% on [Redacted] - Due Diligence Vendor-05/02/2025 |  | Waived-Exception page 822 - Exceeds max allowed IPC for LTV exceeds and waiver present to permit 6% on [Redacted] - Due Diligence Vendor-05/02/2025<br>|  | 5+ yrs credit history, No credit events past 40 months, Credit Score > 40 points above program minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4015015 |
| XXXXXX-2025-NQM3-504 |  | D B A | Closed | FCOM4028 | 2025-05-01 07:29 | 2025-05-02 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4014010 |
| XXXXXX-2025-NQM3-505 |  | D A | Closed | FCRE1212 | 2025-05-02 09:52 | 2025-05-07 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-resolved with lender comments. - The signed counteroffer that will automatically bind the contract and exhibits. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Please see attached clarification from broker - Buyer-05/07/2025 <br>Open-Purchase contract has not been fully provided Seller initials is missing on Purchase Contract refer page#150 of 201 - Due Diligence Vendor-05/02/2025 |  | Resolved-resolved with lender comments. - The signed counteroffer that will automatically bind the contract and exhibits. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4028699 |
| XXXXXX-2025-NQM3-505 |  | D A | Closed | FCOM4028 | 2025-05-02 07:23 | 2025-05-05 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4026259 |
| XXXXXX-2025-NQM3-506 |  | D A | Closed | FCOM4028 | 2025-05-02 08:10 | 2025-05-06 10:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4026844 |
| XXXXXX-2025-NQM3-507 |  | D B A | Closed | FCRE1491 | 2025-05-05 09:43 | 2025-05-09 08:39 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Received wire proof - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see copy of donor wire of gift for 60k on pages 130-132 of "[Redacted]_Signed closing pkg" and separately in attachment. - Buyer-05/08/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements missing copy of donor wire of gift for 60k - Due Diligence Vendor-05/05/2025 |  | Resolved-Received wire proof - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4044112 |
| XXXXXX-2025-NQM3-507 |  | D B A | Closed | FCOM4028 | 2025-05-05 07:26 | 2025-05-06 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4041500 |
| XXXXXX-2025-NQM3-507 |  | D B A | Closed | FCRE1444 | 2025-05-05 09:50 | 2025-05-05 09:51 | Waived | 2 - Non-Material B | Credit | Borrower | Credit report incomplete | Waived-liability not counted in DTI and dont have 12 months cancelled checks to omit. exception given for this. Remove auto payment from liabilities<br> Comments Hello, the borrower's husband opened a car loan on his wife's name in November of 2024. He made the first payments by cash, withdrawing the money from his account and making the payment. Payments made in<br> January, Feb and March were made by transfer. We're asking to use the last 3 months of payments to omit the auto loan from the DTI payments. Borrower is ready to drop to [Redacted].<br> pg 156<br> - Due Diligence Vendor-05/05/2025 |  | Waived-liability not counted in DTI and dont have 12 months cancelled checks to omit. exception given for this. Remove auto payment from liabilities<br> Comments Hello, the borrower's husband opened a car loan on his wife's name in November of 2024. He made the first payments by cash, withdrawing the money from his account and making the payment. Payments made in<br> January, Feb and March were made by transfer. We're asking to use the last 3 months of payments to omit the auto loan from the DTI payments. Borrower is ready to drop to [Redacted].<br> pg 156<br> - Due Diligence Vendor-05/05/2025<br>|  | Compensating Factors<br> Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/29/2025 60% cltv max, 0.25 to price |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4044284 |
| XXXXXX-2025-NQM3-508 |  | D A | Closed | FCOM4028 | 2025-05-02 10:34 | 2025-05-06 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4029234 |
| XXXXXX-2025-NQM3-509 |  | D A | Closed | FCRE1335 | 2025-05-02 14:05 | 2025-05-15 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-05/07/2025 <br>Resolved-tax transcripts now present - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Please see attached IRS transcripts - Buyer-05/06/2025 <br>Open-Borrower 1 IRS Transcripts Missing - Due Diligence Vendor-05/02/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-05/07/2025 <br>Resolved-tax transcripts now present - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4032474 |
| XXXXXX-2025-NQM3-509 |  | D A | Closed | FCOM4028 | 2025-05-02 13:29 | 2025-05-05 19:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4031950 |
| XXXXXX-2025-NQM3-510 |  | D A | Closed | FCOM4028 | 2025-05-02 10:28 | 2025-05-06 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4029171 |
| XXXXXX-2025-NQM3-511 |  | D A | Closed | 123ABJ | 2025-05-02 09:10 | 2025-05-08 07:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-Receipt of Articles and recent filing documentation clears finding - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW, along with the docs mentioned - Seller-05/08/2025 <br>Open-Self employed 1120s - missing 3rd party verification for current and active- Articles, SOS, Sunbiz, etc indicating active and history. - Due Diligence Vendor-05/02/2025 | Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW, along with the docs mentioned - Seller-05/08/2025<br>| Resolved-Receipt of Articles and recent filing documentation clears finding - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4027934 |
| XXXXXX-2025-NQM3-511 |  | D A | Closed | FCRE1437 | 2025-05-02 09:09 | 2025-05-08 07:45 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved- - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Accept Underwriter calc on 2 years of employment - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/08/2025 <br>Open-Income and Employment Do Not Meet Guidelines No evidence of two year work history in file - missing 3rd party verification - Articles, SOS, Sunbiz, etc - Due Diligence Vendor-05/02/2025 | Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/08/2025<br>|  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4027819 |
| XXXXXX-2025-NQM3-511 |  | D A | Closed | FPRO1244 | 2025-05-02 09:27 | 2025-05-07 05:30 | Resolved | 1 - Information D A | Property | Missing Doc | 3rd Party Valuation Product is Required and Missing | Resolved-value support product is now present for Non Arms length UW guideline, not needed for actual value support just to clear guideline. TPR accepts - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Please see attached AVM provided for this loan - Buyer-05/07/2025 <br>Open-Bwr is Realtor acting on behalf and using commission towards concessions - GL permitted - however GL requires another value product for NAL transactions. - Due Diligence Vendor-05/02/2025 |  | Resolved-value support product is now present for Non Arms length UW guideline, not needed for actual value support just to clear guideline. TPR accepts - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4028344 |
| XXXXXX-2025-NQM3-511 |  | D A | Closed | FCRE1335 | 2025-05-02 09:09 | 2025-05-07 05:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-1 yr tax transcript is now present for borrower - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Please see attached borrower's IRS transcript - Seller-05/07/2025 <br>Open-Borrower 1 IRS Transcripts Missing None in file - Due Diligence Vendor-05/02/2025 | Ready for Review-Document Uploaded. Please see attached borrower's IRS transcript - Seller-05/07/2025<br>| Resolved-1 yr tax transcript is now present for borrower - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4027818 |
| XXXXXX-2025-NQM3-511 |  | D A | Closed | FCOM4028 | 2025-05-02 08:43 | 2025-05-05 19:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4027360 |
| XXXXXX-2025-NQM3-512 |  | D A | Closed | FCOM4028 | 2025-05-02 07:30 | 2025-05-05 19:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4026349 |
| XXXXXX-2025-NQM3-513 |  | D A C | Closed | FCRE1212 | 2025-05-02 15:54 | 2025-05-09 08:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-Purchase contract received. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. - Seller-05/08/2025 <br>Open-Purchase contract has not been fully provided Borrower #2 name & Signature is missing on purchase contract page #1-15 of 576 - Due Diligence Vendor-05/02/2025 | Ready for Review-Document Uploaded. - Seller-05/08/2025<br>| Resolved-Purchase contract received. - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4033813 |
| XXXXXX-2025-NQM3-513 |  | D A C | Closed | FCRE1165 | 2025-05-02 14:25 | 2025-05-09 08:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Received Flood info - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/08/2025 <br>Counter-The flood in file is an application only and does not state bound or loan closing no wait, need proof bound or policy number - Due Diligence Vendor-05/07/2025 <br>Ready for Review-There is no policy number on this application, but it is not in guidelines. - Buyer-05/07/2025 <br>Open-Flood Insurance Policy Partially Provided Flood policy number is missing on flood policy page #566 of 576 - Due Diligence Vendor-05/02/2025 |  | Resolved-Received Flood info - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4032753 |
| XXXXXX-2025-NQM3-513 |  | D A C | Closed | FPRO1140 | 2025-05-02 15:08 | 2025-05-07 12:14 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Secondary Value) | Resolved-resolved with lender comments. Second appr has as is and lender used that to support property does not have any needed repairs - Due Diligence Vendor-05/07/2025 <br>Ready for Review-We only need 1004D form if subject to appraisal is the one that we're using to qualify, but we are using the second one. - Seller-05/07/2025 <br>Open-Secondary Value for Subject Property Appraisal is not on an As-Is Basis 1st appraisal in file is subject too (Pg.# 106) and 2nd appraisal is as is. (Pg.#149)<br> Note: Per Subject to page these details yet not confirmed if fixed/1004D is missing too: INSTALL A/C UNIT. INSPECTION FOR ROOF DAMAGE AND REAR UPPER WINDOW TO ASSESS IF ROOF IS A SAFETY ISSUE, REPLACE MISSING DOWNSPOUT, REPLACE MISSING CRAWLSPACE VENT. (pg.#108: pictures missing for the same.) - Due Diligence Vendor-05/02/2025 | Ready for Review-We only need 1004D form if subject to appraisal is the one that we're using to qualify, but we are using the second one. - Seller-05/07/2025<br>| Resolved-resolved with lender comments. Second appr has as is and lender used that to support property does not have any needed repairs - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4033297 |
| XXXXXX-2025-NQM3-513 |  | D A C | Closed | FCOM4028 | 2025-05-02 12:56 | 2025-05-06 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4031423 |
| XXXXXX-2025-NQM3-514 |  | D A | Closed | FCOM4028 | 2025-05-02 13:24 | 2025-05-05 19:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4031863 |
| XXXXXX-2025-NQM3-515 |  | D A | Closed | FCOM4028 | 2025-05-05 10:48 | 2025-05-06 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4045169 |
| XXXXXX-2025-NQM3-516 |  | D B A C | Closed | 1000704-1002118 | 2025-05-05 10:54 | 2025-05-07 12:29 | Cured | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-This is acceptable. - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Document Uploaded. - Buyer-05/07/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($252.96) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) APR should include Title-Admin processing Fee. This is an APR fee. - Due Diligence Vendor-05/05/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4045272 |
| XXXXXX-2025-NQM3-516 |  | D B A C | Closed | FCOM4028 | 2025-05-05 09:35 | 2025-05-06 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4043963 |
| XXXXXX-2025-NQM3-517 |  | D B A | Closed | FCOM4028 | 2025-05-05 10:34 | 2025-05-06 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4044915 |
| XXXXXX-2025-NQM3-517 |  | D B A | Closed | FVAL5524 | 2025-05-05 11:02 | 2025-05-05 11:02 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for less than 500 square feet - page 35 - Due Diligence Vendor-05/05/2025 |  | Waived- - lender granted exception for less than 500 square feet - page 35 - Due Diligence Vendor-05/05/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4045348 |
| XXXXXX-2025-NQM3-518 |  | D A | Closed | FCOM4028 | 2025-05-02 13:37 | 2025-05-06 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4032083 |
| XXXXXX-2025-NQM3-519 |  | D A | Closed | FCOM4028 | 2025-05-03 01:18 | 2025-05-06 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4034996 |
| XXXXXX-2025-NQM3-520 |  | D B A | Closed | FCOM4028 | 2025-05-05 14:35 | 2025-05-06 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4049213 |
| XXXXXX-2025-NQM3-520 |  | D B A | Closed | FCRE9580 | 2025-05-05 16:15 | 2025-05-05 16:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Bankruptcy History does not meet guidelines | Waived-does not meet credit event seasoning so exception in file Bankruptcy was dismissed 3y ago<br>pg 483 - Due Diligence Vendor-05/05/2025 |  | Waived-does not meet credit event seasoning so exception in file Bankruptcy was dismissed 3y ago<br>pg 483 - Due Diligence Vendor-05/05/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No mortgage late payments in the last 24<br> months, 5+ years credit history, No consumer late payments in the last 24 months<br> 60 LTV max |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4050870 |
| XXXXXX-2025-NQM3-521 |  | D A | Closed | FCOM4028 | 2025-05-05 09:09 | 2025-05-06 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4043221 |
| XXXXXX-2025-NQM3-522 |  | D A | Closed | FCOM4028 | 2025-05-03 06:53 | 2025-05-06 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4036132 |
| XXXXXX-2025-NQM3-523 |  | D B A | Closed | FCOM4028 | 2025-05-03 09:09 | 2025-05-06 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4036452 |
| XXXXXX-2025-NQM3-523 |  | D B A | Closed | FCRE2828 | 2025-05-03 10:39 | 2025-05-03 11:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification for repairs in last 48 months. Modification docs are on page #229 of 373; 23 of 53.<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #46 of 53 - Due Diligence Vendor-05/03/2025 |  | Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification for repairs in last 48 months. Modification docs are on page #229 of 373; 23 of 53.<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #46 of 53 - Due Diligence Vendor-05/03/2025<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4036700 |
| XXXXXX-2025-NQM3-524 |  | D A | Closed | FCOM4028 | 2025-05-04 08:46 | 2025-05-05 19:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4038146 |
| XXXXXX-2025-NQM3-525 |  | D A | Closed | 123ABJ | 2025-05-04 07:53 | 2025-05-07 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-VVOE now present - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Please see attached Certificate of Status - Buyer-05/07/2025 <br>Open-SOS business search pages 86 and 87 in file dated 04/15/2025, however the document is blank - only dated header is visible in scanned package. - Due Diligence Vendor-05/04/2025 |  | Resolved-VVOE now present - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4038019 |
| XXXXXX-2025-NQM3-525 |  | D A | Closed | FCOM4028 | 2025-05-04 07:24 | 2025-05-05 19:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4037965 |
| XXXXXX-2025-NQM3-526 |  | D A | Closed | FCOM4028 | 2025-05-03 11:13 | 2025-05-05 19:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4036750 |
| XXXXXX-2025-NQM3-527 |  | D B A | Closed | FCOM4028 | 2025-05-05 07:33 | 2025-05-06 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4041589 |
| XXXXXX-2025-NQM3-527 |  | D B A | Closed | FCRE6854 | 2025-05-05 16:19 | 2025-05-05 16:21 | Waived | 2 - Non-Material B | Credit | Title | Title Policy Issue - Unpaid Liens | Waived-Exception form provided To allow violations on title to be paid at closing, or allow escrow holdback. See uploaded Word doc with details.<br> Exception form page#678<br> Approved With Conditions: +0.25 to price, [Redacted] max - Due Diligence Vendor-05/05/2025 |  | Waived-Exception form provided To allow violations on title to be paid at closing, or allow escrow holdback. See uploaded Word doc with details.<br> Exception form page#678<br> Approved With Conditions: +0.25 to price, [Redacted] max - Due Diligence Vendor-05/05/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4050895 |
| XXXXXX-2025-NQM3-528 |  | D A | Closed | FCOM4028 | 2025-05-05 07:50 | 2025-05-07 16:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4041795 |
| XXXXXX-2025-NQM3-529 |  | D A | Closed | FCOM4028 | 2025-05-06 12:49 | 2025-05-08 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4060560 |
| XXXXXX-2025-NQM3-530 |  | D A | Closed | FCRE1212 | 2025-05-05 11:15 | 2025-05-12 08:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-resolved with lender comments. lender reviewed and accepts signatures as is. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW. The seller name [Redacted], is the same person who had signed the original purchase contract, there is not truly a second seller. This is the sellers name but just written differently as last name, first name rather than first name, last name. Title also confirms the only property owner is [Redacted]. - Buyer-05/10/2025 <br> Open-Purchase contract has not been fully provided As per Purchase Contract on page #270, 266 of 339. There are 2 sellers on the loan. However seller #1 signature is missing on the Purchase Contract page 270 of 339 - Due Diligence Vendor-05/05/2025 |  | Resolved-resolved with lender comments. lender reviewed and accepts signatures as is. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4045585 |
| XXXXXX-2025-NQM3-530 |  | D A | Closed | FCOM4028 | 2025-05-05 09:30 | 2025-05-07 16:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4043885 |
| XXXXXX-2025-NQM3-531 |  | D A | Closed | FCOM4028 | 2025-05-05 10:42 | 2025-05-07 16:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4045022 |
| XXXXXX-2025-NQM3-532 |  | D A C | Closed | FVAL9739 | 2025-05-06 13:55 | 2025-05-07 16:12 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Accept lenders proof of Appraisal identifying that the combining of land and manu home is legal per code - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Appraisal p.2 has a Note "Combining of conventional and manufactured construction does not require any permission per local code". - Buyer-05/07/2025 <br>Open-appraiser says subject is a partial manufactured home and no HUD plates found. no exception in file - Due Diligence Vendor-05/06/2025 |  | Resolved-Accept lenders proof of Appraisal identifying that the combining of land and manu home is legal per code - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4061776 |
| XXXXXX-2025-NQM3-532 |  | D A C | Closed | FCOM4028 | 2025-05-06 11:45 | 2025-05-07 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4059348 |
| XXXXXX-2025-NQM3-533 |  | D B A | Closed | FCRE1491 | 2025-05-07 02:54 | 2025-05-12 08:22 | Waived | 2 - Non-Material C B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Borrower didnt meet minimum investment for a FTHB. Waiver provided. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. Please see the PC Exception. - Buyer-05/09/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements FTHB requires 5% own contribution - All down + partial reserves were gifted. - Due Diligence Vendor-05/07/2025 |  | Waived-Borrower didnt meet minimum investment for a FTHB. Waiver provided. - Due Diligence Vendor-05/12/2025<br>|  | Residual income >=3000$, No credit events past 40 months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4065894 |
| XXXXXX-2025-NQM3-533 |  | D B A | Closed | FCOM4028 | 2025-05-05 08:07 | 2025-05-07 04:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4042092 |
| XXXXXX-2025-NQM3-534 |  | D A | Closed | FCOM4028 | 2025-05-06 03:56 | 2025-05-07 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4053121 |
| XXXXXX-2025-NQM3-535 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-536 |  | D A | Closed | FCOM4028 | 2025-05-05 09:16 | 2025-05-06 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4043588 |
| XXXXXX-2025-NQM3-537 |  | D A | Closed | FCRE1166 | 2025-05-06 09:44 | 2025-05-07 12:17 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage is less than all Subject Lien(s) | Resolved-RCE located with appraisal info. finding is resolved. - Due Diligence Vendor-05/07/2025 <br> Ready for Review-RCE can be found on p. 2 of credit pkg - Buyer-05/07/2025 <br> Open-Hazard Insurance Coverage Amount of $[Redacted] is less than Total Amount of Subject Lien(s) of $[Redacted] need cost estimator since no replacement cost words on ins - Due Diligence Vendor-05/06/2025 |  | Resolved-RCE located with appraisal info. finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4057299 |
| XXXXXX-2025-NQM3-537 |  | D A | Closed | FCOM4028 | 2025-05-06 07:30 | 2025-05-06 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4054772 |
| XXXXXX-2025-NQM3-538 |  | D A | Closed | FCOM4028 | 2025-05-06 09:11 | 2025-05-07 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4056617 |
| XXXXXX-2025-NQM3-539 |  | D B A | Closed | FCRE1325 | 2025-05-08 07:58 | 2025-05-15 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/08/2025 <br>Open-Profit and Loss statements were borrower prepared there is no CPA letter in file - Due Diligence Vendor-05/08/2025 |  | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4080630 |
| XXXXXX-2025-NQM3-539 |  | D B A | Closed | FCOM4028 | 2025-05-06 07:03 | 2025-05-07 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4054418 |
| XXXXXX-2025-NQM3-539 |  | D B A | Closed | FCRE3466 | 2025-05-06 10:13 | 2025-05-07 10:55 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-UW Exception located on page 21 as master policy does not include all required coverage: Ordinance or Law endorsement in not included into Master HOA Insurance Policy. - Due Diligence Vendor-05/06/2025 |  | Waived-UW Exception located on page 21 as master policy does not include all required coverage: Ordinance or Law endorsement in not included into Master HOA Insurance Policy. - Due Diligence Vendor-05/06/2025<br>|  | Revolving debt is under 30%, Credit score >40 points than minimum required, and borrower contribution exceeds requirement >=5%. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4057729 |
| XXXXXX-2025-NQM3-539 |  | D B A | Closed | FVAL9739 | 2025-05-06 10:18 | 2025-05-06 10:18 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-UW Exception located on page 20 states the following: HOA confirmed [Redacted] permanent electrical repairs are scheduled to begin in April. No safety or habitability issues reported, and the rest of the project is in good standing. An Email confirmation from HOA is uploaded. Given the limited scope and planned start date, we respectfully request an exception to allow approval despite non-warrantable status. - Due Diligence Vendor-05/06/2025 |  | Waived-UW Exception located on page 20 states the following: HOA confirmed [Redacted] permanent electrical repairs are scheduled to begin in April. No safety or habitability issues reported, and the rest of the project is in good standing. An Email confirmation from HOA is uploaded. Given the limited scope and planned start date, we respectfully request an exception to allow approval despite non-warrantable status. - Due Diligence Vendor-05/06/2025 |  | No credit events past 40 months, Credit score >40 points than minimum required, and borrower contribution exceeds requirement >=5%. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4057785 |
| XXXXXX-2025-NQM3-540 |  | D A | Closed | FCOM4028 | 2025-05-06 07:28 | 2025-05-07 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4054754 |
| XXXXXX-2025-NQM3-541 |  | D A | Closed | FCOM4028 | 2025-05-06 11:07 | 2025-05-07 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4058737 |
| XXXXXX-2025-NQM3-542 |  | D A | Closed | FCRE1252 | 2025-05-07 05:49 | 2025-05-12 08:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-signed deed now present - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. Please see the Grant Deed attached. - Buyer-05/09/2025 <br>Open-Title Document is Incomplete Need executed copy on grant deed available on page #871.<br> Not:- B2 added on title at closing. - Due Diligence Vendor-05/07/2025 |  | Resolved-signed deed now present - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4066797 |
| XXXXXX-2025-NQM3-542 |  | D A | Closed | FCOM4028 | 2025-05-06 12:54 | 2025-05-08 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4060638 |
| XXXXXX-2025-NQM3-543 |  | D A | Closed | FCOM4028 | 2025-05-06 12:30 | 2025-05-07 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4060217 |
| XXXXXX-2025-NQM3-544 |  | D A | Closed | FCOM4028 | 2025-05-07 05:16 | 2025-05-08 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4066432 |
| XXXXXX-2025-NQM3-545 |  | D A | Closed | FCRE9991 | 2025-05-07 07:16 | 2025-05-09 08:06 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-New tape loaded up matches TPR calc. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see attached updated tape. Correct DSCR is 0.98 - Buyer-05/09/2025 <br>Open-\* DSCR is of by 0.173. Lender score 0.807 <br> > Rent income considered by lender $2,300 from 1007 (Pg.# 26 of 385) but the verified document $2793.75 from [Redacted] doc (Pg.#7 of 385) <br> Calculation : Rent/PITIA = 2793.75/2849.68 = 0.980 should be the actual score (Rate Lock pg.#284 also reads considered short term rental and score is 0.980) - Due Diligence Vendor-05/07/2025 |  | Resolved-New tape loaded up matches TPR calc. - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4067741 |
| XXXXXX-2025-NQM3-545 |  | D A | Closed | FCOM4028 | 2025-05-06 13:28 | 2025-05-08 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4061361 |
| XXXXXX-2025-NQM3-546 |  | D A | Closed | FCOM4028 | 2025-05-07 10:41 | 2025-05-08 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4070995 |
| XXXXXX-2025-NQM3-547 |  | D B A | Closed | FCOM4028 | 2025-05-06 08:48 | 2025-05-07 05:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4056029 |
| XXXXXX-2025-NQM3-547 |  | D B A | Closed | FCRE1437 | 2025-05-06 09:26 | 2025-05-07 05:07 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Page 415 - Exception to bank stmt program as nonsufficient funds exceeds max allowed for program. Maximum allowable NSF's are 3 in a 12 month period. Bwr has 11. Lender comments only 2 are true as remainder were service fees based in account requirements. - Due Diligence Vendor-05/06/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Page 415 - Exception to bank stmt program as nonsufficient funds exceeds max allowed for program. Maximum allowable NSF's are 3 in a 12 month period. Bwr has 11. Lender comments only 2 are true as remainder were service fees based in account requirements. - Due Diligence Vendor-05/06/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, 2+ bwrs on loan, No consumer lates last 24 months, DTI > 10% below program maximum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4056870 |
| XXXXXX-2025-NQM3-548 |  | D A | Closed | FCOM4028 | 2025-05-06 10:33 | 2025-05-07 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4058063 |
| XXXXXX-2025-NQM3-549 |  | D A | Closed | FCOM4028 | 2025-05-07 08:04 | 2025-05-08 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan close d in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan close d in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4068477 |
| XXXXXX-2025-NQM3-550 |  | D A | Closed | FCOM4028 | 2025-05-07 06:37 | 2025-05-08 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4067268 |
| XXXXXX-2025-NQM3-551 |  | D A | Closed | FCOM4028 | 2025-05-06 13:16 | 2025-05-07 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4061102 |
| XXXXXX-2025-NQM3-552 |  | D A | Closed | FCOM4028 | 2025-05-07 07:50 | 2025-05-08 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4068244 |
| XXXXXX-2025-NQM3-553 |  | D A | Closed | FCOM4028 | 2025-05-07 06:08 | 2025-05-08 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4066952 |
| XXXXXX-2025-NQM3-554 |  | D A | Closed | FCOM4028 | 2025-05-07 11:22 | 2025-05-08 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4071648 |
| XXXXXX-2025-NQM3-555 |  | D B A | Closed | FCRE6911 | 2025-05-08 09:02 | 2025-05-12 08:25 | Resolved | 1 - Information A | Credit | Eligibility | Audited DTI exceeds 3% difference from Originator DTI | Resolved-lender confirmed correct HOA dues and DTI Matches - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. UW used HOA from 2nd report (722/month) - Buyer-05/10/2025 <br>Open- - please confirm the HOA dues. There are 2 appraisals in the file with different HOA dues - $601 and $722. The Questionnaire states monthly dues are $1,139.98 monthly. Original UW used dues of $722 with a final DIT of 34.53%. Using the higher dues, the DTI is 42.98%. - Due Diligence Vendor-05/08/2025 |  | Resolved-lender confirmed correct HOA dues and DTI Matches - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4081676 |
| XXXXXX-2025-NQM3-555 |  | D B A | Closed | FCOM4028 | 2025-05-08 08:07 | 2025-05-09 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4080772 |
| XXXXXX-2025-NQM3-555 |  | D B A | Closed | FVAL5474 | 2025-05-08 08:58 | 2025-05-08 08:58 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for one entity owns more than 25% total units - page 378 - Due Diligence Vendor-05/08/2025 |  | Waived- - lender granted exception for one entity owns more than 25% total units - page 378 - Due Diligence Vendor-05/08/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4081614 |
| XXXXXX-2025-NQM3-556 |  | D B A | Closed | FCOM4028 | 2025-05-07 11:04 | 2025-05-08 08:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4071345 |
| XXXXXX-2025-NQM3-556 |  | D B A | Closed | FVAL5385 | 2025-05-07 13:42 | 2025-05-08 08:15 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception on page 259 allowing waiver of guidelines and allow property to be listed for sale within the last month. - Due Diligence Vendor-05/08/2025 |  | Waived-Exception on page 259 allowing waiver of guidelines and allow property to be listed for sale within the last month. - Due Diligence Vendor-05/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, DSCR ratio is at 1.284 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4074284 |
| XXXXXX-2025-NQM3-557 |  | D B A | Closed | FCOM4028 | 2025-05-08 07:04 | 2025-05-09 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4079940 |
| XXXXXX-2025-NQM3-557 |  | D B A | Closed | FVAL9739 | 2025-05-08 08:55 | 2025-05-09 13:36 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-UW Exception located on page 2 is required per guidelines can't be listed in past 6 months. Property has being listed for sale in past 6 months. - Due Diligence Vendor-05/09/2025 |  | Waived-UW Exception located on page 2 is required per guidelines can't be listed in past 6 months. Property has being listed for sale in past 6 months. - Due Diligence Vendor-05/09/2025<br>|  | DTI>=10% lower than loan program, No credit events past 40 months, and LTV 10% below maximum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4081576 |
| XXXXXX-2025-NQM3-557 |  | D B A | Closed | FCRE1254 | 2025-05-08 09:02 | 2025-05-09 13:35 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-UW Exception located on page 4 is required because guidelines don't allow hoa litigation. Waiver is due to HOA Plaintiff suing Construction defects of property for No Safety issues. - Due Diligence Vendor-05/09/2025 |  | Waived-UW Exception located on page 4 is required because guidelines don't allow hoa litigation. Waiver is due to HOA Plaintiff suing Construction defects of property for No Safety issues. - Due Diligence Vendor-05/09/2025<br>|  | DTI>=10% lower than loan program, No credit events past 40 months, and LTV 10% below maximum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4081668 |
| XXXXXX-2025-NQM3-557 |  | D B A | Closed | FCRE1479 | 2025-05-08 08:59 | 2025-05-08 08:59 | Waived | 2 - Non-Material B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-UW Exception located on page 3 is required due to NSF/Overdrafts shown in Business Bank Statements provided for Income qualifying and required reserves. However, requesting AS IS since this account doesn't effect the transaction. Borrower received Cash Out funds that cover reserve requirement. - Due Diligence Vendor-05/08/2025 |  | Waived-UW Exception located on page 3 is required due to NSF/Overdrafts shown in Business Bank Statements provided for Income qualifying and required reserves. However, requesting AS IS since this account doesn't effect the transaction. Borrower received Cash Out funds that cover reserve requirement. - Due Diligence Vendor-05/08/2025<br>|  | DTI>=10% lower than loan program, No credit events past 40 months, and LTV 10% below maximum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4081642 |
| XXXXXX-2025-NQM3-558 |  | D A | Closed | FCOM4028 | 2025-05-08 11:07 | 2025-05-09 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4083672 |
| XXXXXX-2025-NQM3-559 |  | D B A | Closed | FCOM4028 | 2025-05-08 10:20 | 2025-05-12 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4083116 |
| XXXXXX-2025-NQM3-559 |  | D B A | Closed | FVAL5385 | 2025-05-08 11:38 | 2025-05-08 11:38 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived--As per guide the property should not be listed for sale with 6 months if the transaction type is refinance cash-out<br> - Exception form provided to allow proceed with loan as property was listed on 3-17-25 and delisted on 4-2-25 as per Zillow google search<br> - Approved Condition :- +0.25 to price, [Redacted] max, ok with [Redacted]<br> - Exception form :- pg. no -203 of 275. - Due Diligence Vendor-05/08/2025 |  | Waived--As per guide the property should not be listed for sale with 6 months if the transaction type is refinance cash-out<br> - Exception form provided to allow proceed with loan as property was listed on 3-17-25 and delisted on 4-2-25 as per Zillow google search<br> - Approved Condition :- +0.25 to price, [Redacted] max, ok with [Redacted]<br> - Exception form :- pg. no -203 of 275. - Due Diligence Vendor-05/08/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4084221 |
| XXXXXX-2025-NQM3-560 |  | D A | Closed | FCOM4028 | 2025-05-08 10:24 | 2025-05-09 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4083180 |
| XXXXXX-2025-NQM3-561 |  | D A | Closed | FCOM4028 | 2025-05-08 12:38 | 2025-05-09 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4085115 |
| XXXXXX-2025-NQM3-562 |  | D B A | Closed | FCOM4028 | 2025-05-09 10:57 | 2025-05-13 04:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4096909 |
| XXXXXX-2025-NQM3-562 |  | D B A | Closed | FVAL5524 | 2025-05-09 11:42 | 2025-05-09 11:42 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Commercial Space must not exceed 49% of building area<br> \*Exception form is provided to allow commercial space of 65%<br> \*Approved Conditions: max LTV [Redacted], 0.25 and dscr>1.2<br> \*Exception form is on page # 282 of 356 - Due Diligence Vendor-05/09/2025 - Due Diligence Vendor-05/09/2025 |  | Waived-Waived-As per guide, Commercial Space must not exceed 49% of building area<br> \*Exception form is provided to allow commercial space of 65%<br> \*Approved Conditions: max LTV [Redacted], 0.25 and dscr>1.2<br> \*Exception form is on page # 282 of 356 - Due Diligence Vendor-05/09/2025 - Due Diligence Vendor-05/09/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4097612 |
| XXXXXX-2025-NQM3-562 |  | D B A | Closed | FPRO6999 | 2025-05-09 11:40 | 2025-05-09 11:40 | Waived | 2 - Non-Material B | Property | Appraisal | Wrong appraisal form for Residential/Commercial Mixed-use property | Waived-Waived-As per guide, Multifamily property/mixed use requirements to use FHLMC 71A or 71B, FNMA 1050<br> \*Exception form is provided to allow use of 1025 instead of 71B. Appraisal is on page 15 of 356. (\*\*Appraisal is on form 71B\*\*)<br> \*Approved Conditions: max [Redacted], 0.25 to price<br> \*Exception form is on page # 281 of 356 - Due Diligence Vendor-05/09/2025 - Due Diligence Vendor-05/09/2025 |  | Waived-Waived-As per guide, Multifamily property/mixed use requirements to use FHLMC 71A or 71B, FNMA 1050<br> \*Exception form is provided to allow use of 1025 instead of 71B. Appraisal is on page 15 of 356. (\*\*Appraisal is on form 71B\*\*)<br> \*Approved Conditions: max [Redacted], 0.25 to price<br> \*Exception form is on page # 281 of 356 - Due Diligence Vendor-05/09/2025 - Due Diligence Vendor-05/09/2025<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4097565 |
| XXXXXX-2025-NQM3-563 |  | D A | Closed | FCOM4028 | 2025-05-08 13:17 | 2025-05-14 06:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Unable to Resolve-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Unable to Resolve-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4085796 |
| XXXXXX-2025-NQM3-564 |  | D A | Closed | FCOM4028 | 2025-05-09 09:31 | 2025-05-12 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4095504 |
| XXXXXX-2025-NQM3-565 |  | D A | Closed | FCOM4028 | 2025-05-09 08:30 | 2025-05-12 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4093832 |
| XXXXXX-2025-NQM3-566 |  | D B A | Closed | FCOM4028 | 2025-05-09 21:17 | 2025-05-14 04:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4103220 |
| XXXXXX-2025-NQM3-566 |  | D B A | Closed | FPRO6999 | 2025-05-09 23:24 | 2025-05-09 23:24 | Waived | 2 - Non-Material B | Property | Appraisal | Wrong appraisal form for Residential/Commercial Mixed-use property | Waived--The appraisal form should match with the property type<br> - Exception form provided to proceed with loan as for mixed use property 1025 Appraisal form is provide for 2 appraisal<br> - Approved condition :- 0.5 to price, good with 1025 form<br> - Exception from on Pg. no :- 454 of 500 - Due Diligence Vendor-05/10/2025 |  | Waived--The appraisal form should match with the property type<br> - Exception form provided to proceed with loan as for mixed use property 1025 Appraisal form is provide for 2 appraisal<br> - Approved condition :- 0.5 to price, good with 1025 form<br> - Exception from on Pg. no :- 454 of 500 - Due Diligence Vendor-05/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4103517 |
| XXXXXX-2025-NQM3-567 |  | D A | Closed | FCRE6914 | 2025-05-12 08:41 | 2025-06-13 12:59 | Cured | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Cured-Corrected Note now present for only 1 borrower - Due Diligence Vendor-06/13/2025 <br>Ready for Review-replied to the first condition - Buyer-06/13/2025 <br>Open-Borrower 2 Citizenship Documentation Is Missing Borrower 2 Citizenship Documentation Not Provided - Due Diligence Vendor-05/12/2025 |  | Cured-Corrected Note now present for only 1 borrower - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4112923 |
| XXXXXX-2025-NQM3-567 |  | D A | Closed | FCOM1232 | 2025-05-12 08:42 | 2025-06-13 12:59 | Cured | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Cured-Corrected Note now present for only 1 borrower - Due Diligence Vendor-06/13/2025 <br>Ready for Review-replied to the first condition - Buyer-06/13/2025 <br>Open-B2 final 1003 is missing <br> Note : Pg. 64 1003 is filled jointly but only B1 details is declared. - Due Diligence Vendor-05/12/2025 |  | Cured-Corrected Note now present for only 1 borrower - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4112934 |
| XXXXXX-2025-NQM3-567 |  | D A | Closed | FCRE5771 | 2025-05-09 12:50 | 2025-07-24 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Lender removed co borrower ,all new documents received showing only one borrower. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Document Uploaded. SUW: It supposed to be only one borrower for sure – [Redacted], We don't have 1003, ID, credit for another person. [Redacted] is on vesting, but not the borrower.<br>PC requested documents to be resigned, title provided resigned Note , 1003, Initial escrow, AND FIRST PAYMENT LETTER with only one borrower - Buyer-06/13/2025 <br> Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-05/09/2025 |  | Resolved-Lender removed co borrower ,all new documents received showing only one borrower. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4098861 |
| XXXXXX-2025-NQM3-567 |  | D A | Closed | FCOM4028 | 2025-05-09 11:27 | 2025-05-13 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4097378 |
| XXXXXX-2025-NQM3-568 |  | D B A | Closed | FCOM4028 | 2025-05-09 08:31 | 2025-05-12 15:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4093851 |
| XXXXXX-2025-NQM3-568 |  | D B A | Closed | FVAL5474 | 2025-05-09 11:26 | 2025-05-09 11:26 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity - As per Guide projects with 21 or more units – Single entity can own 25% units<br> Exception form provided to allow one entity owns 40 % of total units<br> Exception form page #346<br> Approved Conditions - 0.5 to price and [Redacted] max - Due Diligence Vendor-05/09/2025 |  | Waived-Single entity - As per Guide projects with 21 or more units – Single entity can own 25% units<br> Exception form provided to allow one entity owns 40 % of total units<br> Exception form page #346<br> Approved Conditions - 0.5 to price and [Redacted] max - Due Diligence Vendor-05/09/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4097361 |
| XXXXXX-2025-NQM3-569 |  | D A | Closed | FCOM4028 | 2025-05-10 00:32 | 2025-05-13 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4103711 |
| XXXXXX-2025-NQM3-570 |  | D A | Closed | FCOM4028 | 2025-05-10 06:17 | 2025-05-13 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4104827 |
| XXXXXX-2025-NQM3-571 |  | D A | Closed | FCOM4028 | 2025-05-10 07:11 | 2025-05-12 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4105025 |
| XXXXXX-2025-NQM3-572 |  | D A | Closed | FCOM4028 | 2025-05-11 07:19 | 2025-05-12 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4107826 |
| XXXXXX-2025-NQM3-573 |  | D B A | Closed | FCOM4028 | 2025-05-12 09:22 | 2025-05-12 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4114152 |
| XXXXXX-2025-NQM3-573 |  | D B A | Closed | FCRE1491 | 2025-05-12 10:53 | 2025-05-12 14:26 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Waived-As per guide, Gift Funds used for initial purchase, this is a delayed purchase and gifts not allowed<br> \*Exception form is provided to allow initial down as gift from mother - HUD from purchase page 61 of 487, Letter from escrow page 62 of 487, Trust page 55 of 487<br> \*Approved Conditions: +0.375 to price, [Redacted] max<br> \*Exception form is on page # 426 of 487 - Due Diligence Vendor-05/12/2025<br>\*\*\*The borrowers were going to get a loan on the property but then needed to close fast. Mom had sold her property and escrow gave her funds in her name. She then gifted that money to her daughter for this transaction and the borrower bought in her moms trust, where borrower is the trustee and beneficiary and mom is the trustor.\*\*\* - Due Diligence Vendor-05/12/2025 |  | Waived-Waived-As per guide, Gift Funds used for initial purchase, this is a delayed purchase and gifts not allowed<br> \*Exception form is provided to allow initial down as gift from mother - HUD from purchase page 61 of 487, Letter from escrow page 62 of 487, Trust page 55 of 487<br> \*Approved Conditions: +0.375 to price, [Redacted] max<br> \*Exception form is on page # 426 of 487 - Due Diligence Vendor-05/12/2025<br>\*\*\*The borrowers were going to get a loan on the property but then needed to close fast. Mom had sold her property and escrow gave her funds in her name. She then gifted that money to her daughter for this transaction and the borrower bought in her moms trust, where borrower is the trustee and beneficiary and mom is the trustor.\*\*\* - Due Diligence Vendor-05/12/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4115715 |
| XXXXXX-2025-NQM3-574 |  | D A | Closed | FCOM4028 | 2025-05-12 06:46 | 2025-05-13 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4111139 |
| XXXXXX-2025-NQM3-575 |  | D A | Closed | FCOM4028 | 2025-05-12 15:16 | 2025-05-13 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4120424 |
| XXXXXX-2025-NQM3-576 |  | D A | Closed | FCRE1158 | 2025-05-12 15:19 | 2025-05-19 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-mortgagee clause now corrected containing ISAOA ATIMA - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please find the updated HO3. - Buyer-05/16/2025 <br>Counter-Lender requires ISAOA and ATIMA in the mortgagee clause this is lender requirement. this is valid - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. Insurance policy indicates the Mortgagee name, address and LN. - Buyer-05/14/2025 <br>Open-Hazard Insurance Policy Partially Provided ISAOA/ATIMA is missing in Mortgage clause Refer Pg. no 355 of 440. - Due Diligence Vendor-05/12/2025 |  | Resolved-mortgagee clause now corrected containing ISAOA ATIMA - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4120452 |
| XXXXXX-2025-NQM3-576 |  | D A | Closed | FCOM4028 | 2025-05-12 14:07 | 2025-05-14 05:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4119533 |
| XXXXXX-2025-NQM3-577 |  | D A | Closed | FCOM4028 | 2025-05-13 10:04 | 2025-05-14 05:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4128289 |
| XXXXXX-2025-NQM3-578 |  | D A | Closed | FCOM4028 | 2025-05-13 11:38 | 2025-05-14 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4129572 |
| XXXXXX-2025-NQM3-579 |  | D B A | Closed | FCOM4028 | 2025-05-13 12:06 | 2025-05-14 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4129959 |
| XXXXXX-2025-NQM3-579 |  | D B A | Closed | FVAL5474 | 2025-05-13 12:38 | 2025-05-14 13:57 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget.<br> \*Exception form is provided to allow Condo reserves less than 8%<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 366 of 498 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025 |  | Waived-Waived-As per guide, The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget.<br> \*Exception form is provided to allow Condo reserves less than 8%<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 366 of 498 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4130520 |
| XXXXXX-2025-NQM3-579 |  | D B A | Closed | FCRE1200 | 2025-05-13 12:39 | 2025-05-14 13:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with [Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 367 of 498 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with [Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 367 of 498 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4130537 |
| XXXXXX-2025-NQM3-580 |  | D A | Closed | FCOM4028 | 2025-05-13 12:52 | 2025-05-16 05:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4130733 |
| XXXXXX-2025-NQM3-581 |  | D A | Closed | FCRE1491 | 2025-05-13 14:43 | 2025-06-02 06:00 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof of wire donor transfer now present - Due Diligence Vendor-06/02/2025 <br> Ready for Review-Document Uploaded. Please see attached Receipt and Wire confirmation for gift funds - Buyer-05/30/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift on CD $[Redacted], Letter on page 85 of 293 Source Document for $[Redacted] is missing - Due Diligence Vendor-05/13/2025 |  | Resolved-proof of wire donor transfer now present - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4132315 |
| XXXXXX-2025-NQM3-581 |  | D A | Closed | FCOM4028 | 2025-05-13 12:54 | 2025-05-15 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4130788 |
| XXXXXX-2025-NQM3-582 |  | D A | Closed | FCOM4028 | 2025-05-12 13:21 | 2025-05-13 04:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4118806 |
| XXXXXX-2025-NQM3-583 |  | D B A | Closed | FCRE1491 | 2025-05-13 18:39 | 2025-05-19 13:01 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-escrow checks present now - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. - Buyer-05/19/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements - Escrow provided an email on pages 117-120, and 114 stating $[Redacted] EMD was being held in Escrow toward purchase. LPG dated 10/21/2024, pg59 accepts this along with proof of where the funds came from. There is proof of gift funds totaling [Redacted] via gift letters and checks. However, borrower's [Redacted] bank statements provided do not show withdrawls from these banking accounts for the remaining funds held in Escrow. Please provide proof via a copy of a cleared written check or wire to escrow showing were remaining EMD funds in Escrow came from. - Due Diligence Vendor-05/14/2025 |  | Resolved-escrow checks present now - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4133901 |
| XXXXXX-2025-NQM3-583 |  | D B A | Closed | FCRE1197 | 2025-05-13 18:49 | 2025-05-16 12:47 | Resolved | 1 - Information C A | Credit | Eligibility | Audited FICO is less than Guideline FICO | Resolved-lender provided proof not a FTHB and ok on reserves - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. The borrower is not a first time homebuyer. Their deposit held with title is coming from the sale of an REO that was previously owned by the borrower within the last 3 years. Please see the following deed that I pulled from public records and uploaded to the file - Seller-05/16/2025 <br>Counter-the issue is the First Time Home Buyer requires a higher minimum please see your guidelines. - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. - Seller-05/15/2025 <br>Open-LPG requires minimum 660 FICO for first time homebuyer. Buyer's FICO is 641. Missing Underwriting Exception for lower than guideline FICO score. - Due Diligence Vendor-05/14/2025 | Ready for Review-Document Uploaded. The borrower is not a first time homebuyer. Their deposit held with title is coming from the sale of an REO that was previously owned by the borrower within the last 3 years. Please see the following deed that I pulled from public records and uploaded to the file - Seller-05/16/2025 <br>Ready for Review-Document Uploaded. - Seller-05/15/2025<br>| Resolved-lender provided proof not a FTHB and ok on reserves - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4133920 |
| XXXXXX-2025-NQM3-583 |  | D B A | Closed | FCRE1201 | 2025-05-13 18:41 | 2025-05-15 07:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-fraud guard now present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/15/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-05/14/2025 |  | Resolved-fraud guard now present - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4133905 |
| XXXXXX-2025-NQM3-583 |  | D B A | Closed | FCOM4028 | 2025-05-13 15:52 | 2025-05-14 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4133148 |
| XXXXXX-2025-NQM3-583 |  | D B A | Closed | FVAL9739 | 2025-05-13 19:03 | 2025-05-14 11:07 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived- As per guide, A single entity can not own more than 25% of the units in Condo projects with 21 or more units. <br> \*Exception form is provided to allow a single entity to own 57.51% of the total units.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #405 of 441 - Guideline Minimum Loan Amount is 5/13/2025 - Due Diligence Vendor-05/14/2025 |  | Waived-Waived- As per guide, A single entity can not own more than 25% of the units in Condo projects with 21 or more units. <br> \*Exception form is provided to allow a single entity to own 57.51% of the total units.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #405 of 441 - Guideline Minimum Loan Amount is 5/13/2025 - Due Diligence Vendor-05/14/2025 |  | Revolving debt is under 30%, No credit events past 40 months, and 5+ years credit history. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4133976 |
| XXXXXX-2025-NQM3-584 |  | D A | Closed | FCOM4028 | 2025-05-13 20:03 | 2025-05-14 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4134257 |
| XXXXXX-2025-NQM3-585 |  | D A C | Closed | FPRO1228 | 2025-05-13 13:12 | 2025-06-02 11:52 | Resolved | 1 - Information C A | Property | Data | Property Insurance Does Not State Correct Mortgagee | Resolved-mortgagee now present on insurance - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/02/2025 <br>Open-missing ISAOA ATIMA - Due Diligence Vendor-05/13/2025 |  | Resolved-mortgagee now present on insurance - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4131061 |
| XXXXXX-2025-NQM3-585 |  | D A C | Closed | FCOM1233 | 2025-05-13 13:13 | 2025-05-16 07:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/16/2025 <br>Resolved-correct info on final 1003 now present - Due Diligence Vendor-05/16/2025 <br>Ready for Review-not sure why, but i tried to reupload document to this condition - but it was with the same issue. Ive uploaded 1003 to the loan, pls check - Buyer-05/16/2025 <br>Counter-unable to open doc. - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/15/2025 <br>Open-B1 employment date is wrong. states only self employed since 2025 - Due Diligence Vendor-05/13/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/16/2025 <br>Resolved-correct info on final 1003 now present - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4131065 |
| XXXXXX-2025-NQM3-585 |  | D A C | Closed | FCOM4028 | 2025-05-13 08:58 | 2025-05-14 05:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4126860 |
| XXXXXX-2025-NQM3-586 |  | D A | Closed | FCOM4028 | 2025-05-13 12:56 | 2025-05-14 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4130814 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FCOM1231 | 2025-05-13 06:36 | 2025-05-15 18:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-This is acceptable. - Due Diligence Vendor-05/16/2025 <br>Resolved-initial app package now present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. Please review uploaded initial disclosure package - Buyer-05/15/2025 <br>Open-The Initial 1003 is Missing and the 1003 Page Occupancy Status is 'Primary Residence'. No initial disclosures present - Due Diligence Vendor-05/13/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-05/16/2025 <br>Resolved-initial app package now present - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4124834 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FCOM9970 | 2025-05-13 09:17 | 2025-05-15 18:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please review uploaded initial disclosure - Buyer-05/15/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance testing without the missing initial documents. - Due Diligence Vendor-05/13/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4127139 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FCOM1266 | 2025-05-13 06:41 | 2025-05-15 14:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-05/15/2025 <br>Resolved-initial app package now present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. Please review uploaded initial disclosure package - Buyer-05/15/2025 <br>Open-Homeownership Counseling Disclosure Is Missing missing initial disclosure package - Due Diligence Vendor-05/13/2025 |  | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-05/15/2025 <br>Resolved-initial app package now present - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4124881 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FCOM1252 | 2025-05-13 09:16 | 2025-05-15 14:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-initial app package now present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. please review uploaded initial disclosure - Seller-05/15/2025 <br>Open-Provide the missing initial Loan Estimate. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. please review uploaded initial disclosure - Seller-05/15/2025<br>| Resolved-initial app package now present - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4127123 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FCOM1797 | 2025-05-13 09:16 | 2025-05-15 14:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-initial app package now present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. please review uploaded initial disclosure - Seller-05/15/2025 <br>Open-Provide the missing Service Provider List. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. please review uploaded initial disclosure - Seller-05/15/2025<br>| Resolved-initial app package now present - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4127133 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FCOM4028 | 2025-05-13 06:24 | 2025-05-14 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4124720 |
| XXXXXX-2025-NQM3-587 |  | D B A | Closed | FVAL9739 | 2025-05-13 07:28 | 2025-05-13 07:29 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Guideline requires 12 month seasoning to use appraised value. (Bwr purchased 09/2024)<br> \*Exception form is provided to allow current appraised value of $[Redacted].<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 401 of 551 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025 |  | Waived-Waived-As per guide, Guideline requires 12 month seasoning to use appraised value. (Bwr purchased 09/2024)<br> \*Exception form is provided to allow current appraised value of $[Redacted].<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 401 of 551 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025 |  | 5yrs current job, DTI > 10% below program maximum, No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4125461 |
| XXXXXX-2025-NQM3-588 |  | D A | Closed | FCOM4028 | 2025-05-13 14:21 | 2025-05-14 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4132039 |
| XXXXXX-2025-NQM3-589 |  | D A | Closed | FCOM4028 | 2025-05-14 08:12 | 2025-05-15 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4137820 |
| XXXXXX-2025-NQM3-590 |  | D A | Closed | FCOM4028 | 2025-05-13 14:39 | 2025-05-15 11:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4132276 |
| XXXXXX-2025-NQM3-591 |  | D A | Closed | FCOM1231 | 2025-05-13 08:16 | 2025-05-14 15:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-initial 1003 now provided. - Due Diligence Vendor-05/14/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-05/14/2025 <br>Open- - Due Diligence Vendor-05/13/2025 |  | Resolved-initial 1003 now provided. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4126149 |
| XXXXXX-2025-NQM3-591 |  | D A | Closed | FCOM4028 | 2025-05-13 07:37 | 2025-05-13 13:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4125587 |
| XXXXXX-2025-NQM3-592 |  | D A | Closed | FCOM4028 | 2025-05-13 10:46 | 2025-05-14 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4128876 |
| XXXXXX-2025-NQM3-593 |  | D B A | Closed | FCOM4028 | 2025-05-13 08:51 | 2025-05-14 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4126757 |
| XXXXXX-2025-NQM3-593 |  | D B A | Closed | FVAL5524 | 2025-05-13 10:09 | 2025-05-13 10:09 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception form provided for Maximum acreage for agricultural properties is 10 acres & A manufactured home cannot be rural or be located on agricultural zoning.<br>Approved conditions of rural + mfr pricing, [Redacted] max<br>Exception form is on page # 213 of 388 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025 |  | Waived-Exception form provided for Maximum acreage for agricultural properties is 10 acres & A manufactured home cannot be rural or be located on agricultural zoning.<br>Approved conditions of rural + mfr pricing, [Redacted] max<br>Exception form is on page # 213 of 388 - Due Diligence Vendor-05/13/2025 - Due Diligence Vendor-05/13/2025<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late<br> payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum requir |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4128350 |
| XXXXXX-2025-NQM3-594 |  | D B A | Closed | FCOM4028 | 2025-05-13 14:41 | 2025-05-15 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4132296 |
| XXXXXX-2025-NQM3-594 |  | D B A | Closed | FCRE1441 | 2025-05-14 14:41 | 2025-05-15 10:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived--Child Support delinquency s in Oct 2021<br> - Exception from provide to proceed with loan as borrower was having delinquency child support for more than 150 days during Covid and does not meet open collection guidelines<br> - Approved condition :- +0.25 to price, [Redacted] max<br> - Exception form on pg. no 490 - Due Diligence Vendor-05/14/2025 |  | Waived--Child Support delinquency s in Oct 2021<br> - Exception from provide to proceed with loan as borrower was having delinquency child support for more than 150 days during Covid and does not meet open collection guidelines<br> - Approved condition :- +0.25 to price, [Redacted] max<br> - Exception form on pg. no 490 - Due Diligence Vendor-05/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4143796 |
| XXXXXX-2025-NQM3-595 |  | D B A | Closed | FCOM4028 | 2025-05-14 07:48 | 2025-05-20 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4137381 |
| XXXXXX-2025-NQM3-595 |  | D B A | Closed | 123ABCF | 2025-05-14 09:37 | 2025-05-14 09:37 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived--AS per guide the minimum FICO should be 680 for SFR rural Property<br> - Exception from provided to proceed with loan as Borrower FICO is 661.<br> - Approved Condition :- Rural pricing, [Redacted]<br> - Exception form on Pg. no 273 of 334<br> - Due Diligence Vendor-05/14/2025 |  | Waived--AS per guide the minimum FICO should be 680 for SFR rural Property<br> - Exception from provided to proceed with loan as Borrower FICO is 661.<br> - Approved Condition :- Rural pricing, [Redacted]<br> - Exception form on Pg. no 273 of 334<br> - Due Diligence Vendor-05/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4139352 |
| XXXXXX-2025-NQM3-595 |  | D B A | Closed | FVAL5385 | 2025-05-14 09:33 | 2025-05-14 09:33 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived--As per guide the property should not be listed for sale within 6 months of application date if transaction type is cash-out refinance<br> - Exception form provided tp proceed with loan as property was listed till 1-6-25<br> - Approved Condition :- +0.25 to price, [Redacted] max<br> - Exception form on pg. no :- 272 of 334 - Due Diligence Vendor-05/14/2025 |  | Waived--As per guide the property should not be listed for sale within 6 months of application date if transaction type is cash-out refinance<br> - Exception form provided tp proceed with loan as property was listed till 1-6-25<br> - Approved Condition :- +0.25 to price, [Redacted] max<br> - Exception form on pg. no :- 272 of 334 - Due Diligence Vendor-05/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4139284 |
| XXXXXX-2025-NQM3-596 |  | D A | Closed | FCRE1995 | 2025-05-14 10:44 | 2025-05-16 07:11 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-Document Uploaded. 1,700 EMD and 150.00 option fee were backed out of [Redacted]. - Buyer-05/16/2025 <br> Open- - missing - Due Diligence Vendor-05/14/2025 |  | Resolved-resolved with lender comments. EMD backed out. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4140204 |
| XXXXXX-2025-NQM3-596 |  | D A | Closed | FCOM4028 | 2025-05-14 09:25 | 2025-05-15 10:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4139183 |
| XXXXXX-2025-NQM3-597 |  | D A | Closed | FCOM4028 | 2025-05-14 08:53 | 2025-05-15 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4138402 |
| XXXXXX-2025-NQM3-598 |  | D B A | Closed | FCOM4028 | 2025-05-14 09:39 | 2025-05-16 08:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4139459 |
| XXXXXX-2025-NQM3-598 |  | D B A | Closed | FVAL9739 | 2025-05-14 10:38 | 2025-05-14 10:44 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived - As per guide, Rural Property cannot generate income.<br> \*Exception form is provided to allow generation of income. <br> \*Approved Conditions: [Redacted] max, 680 minimum FICO for Rural<br> \*Exception form is on page #296 of 413 - [Redacted] 5/14/2025 - Due Diligence Vendor-05/14/2025 |  | Waived-Waived - As per guide, Rural Property cannot generate income.<br> \*Exception form is provided to allow generation of income. <br> \*Approved Conditions: [Redacted] max, 680 minimum FICO for Rural<br> \*Exception form is on page #296 of 413 - [Redacted] 5/14/2025 - Due Diligence Vendor-05/14/2025<br>|  | No credit events past 40 months, 5+ years credit history, and No consumer late payments in the last 24 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 4140127 |
| XXXXXX-2025-NQM3-599 |  | D B A | Closed | 1910-1003925 | 2025-05-14 09:34 | 2025-05-19 08:05 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-Lender used a standard FNMA 360 day note. This is acceptable to lender. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-[Redacted] state law is unclear as to the requirement for a 365 day note for a second lien. The [Redacted] case law would suggest that a 365 day note is required but only to the extent that APR does not exceed 12% usuary limit. In this case it does not. - Buyer-05/16/2025 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The [Redacted] Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; [Redacted] v. [Redacted], 90 [Redacted]. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-05/14/2025 |  | Acknowledged-Lender used a standard FNMA 360 day note. This is acceptable to lender. - Due Diligence Vendor-05/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | No | 4139296 |
| XXXXXX-2025-NQM3-599 |  | D B A | Closed | FCOM3075 | 2025-05-14 07:07 | 2025-05-16 07:15 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-lender is accepting a name affidavit for last name missing on Note and Deed. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-According to Signature Affidavit and AKA statement, [Redacted] is one of name variations of the Borrower. - Buyer-05/16/2025 <br> Open-Borrower name is missing last name - Due Diligence Vendor-05/14/2025 |  | Resolved-lender is accepting a name affidavit for last name missing on Note and Deed. - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4136889 |
| XXXXXX-2025-NQM3-599 |  | D B A | Closed | FCOM6472 | 2025-05-14 04:43 | 2025-05-16 07:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Note data | Resolved-lender is accepting a name affidavit for last name missing on Note and Deed. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-According to Signature Affidavit and AKA statement, [Redacted] is one of name variations of the Borrower. - Buyer-05/16/2025 <br> Open-Borrower last name is missing from Note and Deed of Trust. - Due Diligence Vendor-05/14/2025 |  | Resolved-lender is accepting a name affidavit for last name missing on Note and Deed. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4135849 |
| XXXXXX-2025-NQM3-599 |  | D B A | Closed | FCOM4028 | 2025-05-14 04:43 | 2025-05-15 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4135847 |
| XXXXXX-2025-NQM3-600 |  | D A | Closed | FCRE1253 | 2025-05-14 10:13 | 2025-05-20 05:07 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender used a percentage to calculate taxes which is actually more conservative than tax bill. TPR accepts this - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-05/19/2025 <br>Open-Missing Property Tax Cert need tax cert for $4770. Smart fee and calc in file show 3072/ yr not $4770 - Due Diligence Vendor-05/14/2025 |  | Resolved-lender used a percentage to calculate taxes which is actually more conservative than tax bill. TPR accepts this - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4139860 |
| XXXXXX-2025-NQM3-600 |  | D A | Closed | FCOM2276 | 2025-05-14 09:56 | 2025-05-20 05:06 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Disbursement Date is missing or inaccurate | Resolved-corrected CD with closing date provided. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. Please see updated Final CD with correct date - Buyer-05/19/2025 <br>Open-closing date is 3 days after Note - Due Diligence Vendor-05/14/2025 |  | Resolved-corrected CD with closing date provided. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4139668 |
| XXXXXX-2025-NQM3-600 |  | D A | Closed | FCOM1233 | 2025-05-14 09:33 | 2025-05-20 05:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected application listing subject property as REO is now present. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. Please see attached updated 1003 - Buyer-05/19/2025 <br>Open-The Final 1003 is Incomplete subject property not listed as REO - Due Diligence Vendor-05/14/2025 |  | Resolved-corrected application listing subject property as REO is now present. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4139283 |
| XXXXXX-2025-NQM3-600 |  | D A | Closed | FCOM4028 | 2025-05-14 09:04 | 2025-05-15 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4138603 |
| XXXXXX-2025-NQM3-601 |  | D A | Closed | FCOM4028 | 2025-05-14 11:43 | 2025-05-15 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4140914 |
| XXXXXX-2025-NQM3-602 |  | D B A | Closed | FCRE9163 | 2025-05-14 11:49 | 2025-05-16 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Updated Credit Report Supplement | Resolved-Lender has reviewed pay history and accepted that it does not have any lates. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-As per the credit supplement yes the DLA was last active 2/25 however, if the full item is reviewed it does confirm next payment due date is 4/1/2025. Following guidelines we do not break any of the rules for the mortgage payment history for this loan casefile. - Buyer-05/16/2025 <br> Open-Most recent payment proof is missing for Mortgage Ac "[Redacted]" #[Redacted]<br> Note :- As per available credit supplement in file DLA is 2-25 refer pg. no 212 of 348. - Due Diligence Vendor-05/14/2025 |  | Resolved-Lender has reviewed pay history and accepted that it does not have any lates. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4141000 |
| XXXXXX-2025-NQM3-602 |  | D B A | Closed | FCOM4028 | 2025-05-14 10:22 | 2025-05-15 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4139942 |
| XXXXXX-2025-NQM3-602 |  | D B A | Closed | FCRE1200 | 2025-05-14 11:47 | 2025-05-14 11:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per rate sheet minimum loan amount should be $[Redacted]<br> - Exception from provided to proceed with loan as file loan amount is $[Redacted]<br> - Approved Condition :- 0.25 to price<br> - Exception form on Pg. no 297 of 348 - Due Diligence Vendor-05/14/2025 |  | Waived--As per rate sheet minimum loan amount should be $[Redacted]<br> - Exception from provided to proceed with loan as file loan amount is $[Redacted]<br> - Approved Condition :- 0.25 to price<br> - Exception form on Pg. no 297 of 348 - Due Diligence Vendor-05/14/2025 |  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4140958 |
| XXXXXX-2025-NQM3-603 |  | D A | Closed | FCRE8087 | 2025-05-14 12:02 | 2025-05-19 13:03 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Incomplete - Missing Page(s) | Resolved-guaranty now present - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-05/19/2025 <br>Open-Guaranty document 3rd page is missing refer page#100 of 156 - Due Diligence Vendor-05/14/2025 |  | Resolved-guaranty now present - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4141206 |
| XXXXXX-2025-NQM3-603 |  | D A | Closed | FCOM4028 | 2025-05-14 11:34 | 2025-05-16 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4140801 |
| XXXXXX-2025-NQM3-604 |  | D A | Closed | FCOM4028 | 2025-05-15 05:00 | 2025-05-16 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4147516 |
| XXXXXX-2025-NQM3-605 |  | D B A C | Closed | FVAL3525 | 2025-05-14 07:36 | 2025-05-16 12:54 | Resolved | 1 - Information C A | Property | Appraisal | Valuation product is deficient | Resolved-1004d is used to also update CU per lender. resolved with lender comments - Due Diligence Vendor-05/16/2025 <br>Ready for Review-pages 541-548 - Buyer-05/16/2025 <br>Counter-unable to locate please provide page number - Due Diligence Vendor-05/15/2025 <br>Ready for Review-We had 1004D on file dated 04/10/2025 - Buyer-05/15/2025 <br>Open-Page 505 - SSR / CU in file is stale dated -12/11/2024 > 120 days old. Note date is 05/08/2025. - Due Diligence Vendor-05/14/2025 |  | Resolved-1004d is used to also update CU per lender. resolved with lender comments - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4137237 |
| XXXXXX-2025-NQM3-605 |  | D B A C | Closed | FCRE3876 | 2025-05-14 06:56 | 2025-05-15 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. Please review uploaded E&O - Buyer-05/15/2025 <br>Open-Title O&E Policy is Missing or Expired Policy, page 22, Expired 05/01/2025 - Note date is 05/08/2025 - Due Diligence Vendor-05/14/2025 |  | Resolved-E&O now present - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4136778 |
| XXXXXX-2025-NQM3-605 |  | D B A C | Closed | FCOM4028 | 2025-05-14 06:48 | 2025-05-14 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4136698 |
| XXXXXX-2025-NQM3-605 |  | D B A C | Closed | FCRE1437 | 2025-05-14 07:11 | 2025-05-14 07:43 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Bank stmt program allows a maximum of 3 NSF's in 12 months. <br> \*Exception form is provided to allow 5 in last 12 months<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 64 - Due Diligence Vendor-05/14/2025 - Due Diligence Vendor-05/14/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Bank stmt program allows a maximum of 3 NSF's in 12 months. <br> \*Exception form is provided to allow 5 in last 12 months<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 64 - Due Diligence Vendor-05/14/2025 - Due Diligence Vendor-05/14/2025<br>|  | 10 yrs same line of employment, 5+ yrs credit history, No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates last 24 months. |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4136920 |
| XXXXXX-2025-NQM3-606 |  | D A | Closed | FCRE6019 | 2025-05-15 01:07 | 2025-05-19 08:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-missing information provided - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. Please see attached, per our system borrower's citizenship country is [Redacted] - Buyer-05/16/2025 <br> Open-Borrower 1 Citizenship Documentation Is Missing Please provide Supporting ID proof to verify citizenship as borrower is non permanent resident alien - Due Diligence Vendor-05/15/2025 |  | Resolved-missing information provided - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4146684 |
| XXXXXX-2025-NQM3-606 |  | D A | Closed | FCOM4028 | 2025-05-14 23:49 | 2025-05-15 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4146148 |
| XXXXXX-2025-NQM3-607 |  | D A | Closed | FCOM4028 | 2025-05-15 08:29 | 2025-05-16 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4149799 |
| XXXXXX-2025-NQM3-608 |  | D A | Closed | FCRE1252 | 2025-05-14 10:14 | 2025-05-16 07:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Plese see the preliminary title. - Buyer-05/16/2025 <br>Open-Title Document is Incomplete Only Sch A is present - page 307 - Due Diligence Vendor-05/14/2025 |  | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4139867 |
| XXXXXX-2025-NQM3-608 |  | D A | Closed | FCOM4028 | 2025-05-14 09:49 | 2025-05-15 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4139577 |
| XXXXXX-2025-NQM3-609 |  | D A | Closed | FCOM4028 | 2025-05-15 11:18 | 2025-05-16 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4153099 |
| XXXXXX-2025-NQM3-610 |  | D A | Closed | FCOM4028 | 2025-05-14 13:43 | 2025-05-15 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4142887 |
| XXXXXX-2025-NQM3-611 |  | D A C | Closed | 2260 | 2025-05-16 12:14 | 2025-05-19 08:28 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments. no prepayment - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Per our system and Lock form, there is no prepayment penalty for this loan. Please see attached - Buyer-05/17/2025 <br>Open-confirm none - Due Diligence Vendor-05/16/2025 |  | Resolved-resolved with lender comments. no prepayment - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4166714 |
| XXXXXX-2025-NQM3-611 |  | D A C | Closed | FCOM4028 | 2025-05-14 13:01 | 2025-05-16 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4142139 |
| XXXXXX-2025-NQM3-612 |  | D A | Closed | FCRE1226 | 2025-05-14 15:17 | 2025-05-20 05:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-based on lender comments, they reviewed alternative docs in file such as fraudguard to make the determination this is not a non-arms length transaction. Resolved by lender comments. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. please see attached comments provided by UW 1 and Sr. UW - Buyer-05/20/2025 <br>Open-Information regarding transaction is Arm length or not is missing on both the appraisals available on page #30, 79 of 394 - Due Diligence Vendor-05/14/2025 |  | Resolved-based on lender comments, they reviewed alternative docs in file such as fraudguard to make the determination this is not a non-arms length transaction. Resolved by lender comments. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4144311 |
| XXXXXX-2025-NQM3-612 |  | D A | Closed | FCOM4028 | 2025-05-14 13:39 | 2025-05-16 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4142840 |
| XXXXXX-2025-NQM3-613 |  | D A | Closed | FCOM1233 | 2025-05-14 15:36 | 2025-05-20 13:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-final 1003 now present - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. Please review uploaded updated final 1003 - Buyer-05/20/2025 <br>Counter-disagree. please look at each data field. None of the data is filled on final 1003's - Due Diligence Vendor-05/19/2025 <br>Ready for Review-The final 1003 starts on page 407 and ends on page 422 it's complete and signed by borrowers. - Buyer-05/19/2025 <br>Open-The Final 1003 is Incomplete Final 1003 for B1 & B2 only signature provided rest all the information is missing refer page# 407,414 - Due Diligence Vendor-05/14/2025 |  | Resolved-final 1003 now present - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4144463 |
| XXXXXX-2025-NQM3-613 |  | D A | Closed | FCOM4028 | 2025-05-14 15:07 | 2025-05-16 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4144176 |
| XXXXXX-2025-NQM3-614 |  | D A | Closed | FCOM4028 | 2025-05-15 04:04 | 2025-05-15 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4147329 |
| XXXXXX-2025-NQM3-615 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-616 |  | D A | Closed | FCOM4028 | 2025-05-14 15:31 | 2025-05-15 09:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4144420 |
| XXXXXX-2025-NQM3-617 |  | D A | Closed | FCOM4028 | 2025-05-14 19:17 | 2025-05-15 07:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4145611 |
| XXXXXX-2025-NQM3-618 |  | D A | Closed | FCRE1205 | 2025-05-15 05:03 | 2025-05-16 13:08 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-lender reviewed and no OFAC hit on borower. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-None of the callouts in FG are for a watchlist item so it wasn't called out by FG. This is okay to proceed. - Buyer-05/16/2025 <br>Open-OFAC Check Not Completed and/or Cleared OFAC not cleared in fraud report in page#61_Credit_pkg_1.pdf. Pending for Appraiser 1 per Page 99_Credit_pkg_1.pdf. - Due Diligence Vendor-05/15/2025 |  | Resolved-lender reviewed and no OFAC hit on borower. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4147526 |
| XXXXXX-2025-NQM3-618 |  | D A | Closed | FCOM4028 | 2025-05-15 03:36 | 2025-05-15 15:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4147227 |
| XXXXXX-2025-NQM3-619 |  | D A | Closed | FCOM4028 | 2025-05-15 07:22 | 2025-05-16 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4148983 |
| XXXXXX-2025-NQM3-620 |  | D A | Closed | FCOM4028 | 2025-05-15 03:14 | 2025-05-15 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in file - Due Diligence Vendor-05/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4147177 |
| XXXXXX-2025-NQM3-621 |  | D B A | Closed | FCOM4028 | 2025-05-14 15:55 | 2025-05-19 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4144678 |
| XXXXXX-2025-NQM3-621 |  | D B A | Closed | FCRE8611 | 2025-05-15 08:10 | 2025-05-19 08:27 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-\*Exception form is provided to allow there are some inconsistent deposits into business account, but consistent deposits into one of the personal accounts we are using. Guides call for consistent level of deposits and this does not meet guideline.<br> \*Approved Conditions: [Redacted] max 0.25 to price<br> \*Exception form is on page #39 of 104 - Due Diligence Vendor-05/15/2025 |  | Waived-\*Exception form is provided to allow there are some inconsistent deposits into business account, but consistent deposits into one of the personal accounts we are using. Guides call for consistent level of deposits and this does not meet guideline.<br> \*Approved Conditions: [Redacted] max 0.25 to price<br> \*Exception form is on page #39 of 104 - Due Diligence Vendor-05/15/2025<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4149529 |
| XXXXXX-2025-NQM3-622 |  | D B A | Closed | FCOM4028 | 2025-05-15 09:06 | 2025-05-19 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4150338 |
| XXXXXX-2025-NQM3-622 |  | D B A | Closed | FVAL5472 | 2025-05-16 08:37 | 2025-05-16 08:37 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As per guide, Gross living area < 500 square feet is an Ineligible Property<br> \*Exception form is provided to allow Unit #[Redacted] GLA under 500 sq ft<br> \*Approved Conditions : [Redacted] Max & Rural Pricing<br> \*Exception form is on page #93 of 346 - Due Diligence Vendor-05/16/2025 |  | Waived-As per guide, Gross living area < 500 square feet is an Ineligible Property<br> \*Exception form is provided to allow Unit #v GLA under 500 sq ft<br> \*Approved Conditions : [Redacted] Max & Rural Pricing<br> \*Exception form is on page #93 of 346 - Due Diligence Vendor-05/16/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4163186 |
| XXXXXX-2025-NQM3-622 |  | D B A | Closed | FPRO1251 | 2025-05-15 10:27 | 2025-05-15 10:27 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, A multifamily property cannot be located on rural or agricultural zoning<br> \*Exception form is provided to allow rural or agricultural zoning<br> \*Approved Conditions : [Redacted] Max & Rural Pricing<br> \*Exception form is on page #93 of 346 - Due Diligence Vendor-05/15/2025 |  | Waived-As per guide, A multifamily property cannot be located on rural or agricultural zoning<br> \*Exception form is provided to allow rural or agricultural zoning<br> \*Approved Conditions : [Redacted] Max & Rural Pricing<br> \*Exception form is on page #93 of 346 - Due Diligence Vendor-05/15/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4152214 |
| XXXXXX-2025-NQM3-623 |  | D A C | Closed | FPRO1136 | 2025-05-15 11:12 | 2025-05-21 13:16 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-lender has reviewed value and deemed acceptable. resolved with lender comments. - Due Diligence Vendor-05/21/2025 <br>Ready for Review-1004D is not always ordered based on Subject to notion. Here, the appraiser states that the value is based on the remodeling completion and will not change. <br> Aso "Subject improvements have been partially remodeled and are in good condition, overall". "The Subject Property conforms to the neighborhood with respect to its functional utility, style, condition, use, and construction"<br>Reason why it states to be remodeled is that it is built [Redacted], and the economic life is 90 years. <br>There is no evidence of evidence of infestation, dampness, or settlement, and a full description is provided. <br> - Buyer-05/21/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis 1004 D Document is missing - Due Diligence Vendor-05/15/2025 |  | Resolved-lender has reviewed value and deemed acceptable. resolved with lender comments. - Due Diligence Vendor-05/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4152980 |
| XXXXXX-2025-NQM3-623 |  | D A C | Closed | FCOM4028 | 2025-05-15 09:44 | 2025-05-19 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4151215 |
| XXXXXX-2025-NQM3-624 |  | D B A | Closed | FCRE1335 | 2025-05-15 08:16 | 2025-05-16 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-05/16/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-05/16/2025 <br>Open-Borrower 1 IRS Transcripts Missing None in file - Due Diligence Vendor-05/15/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-05/16/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4149594 |
| XXXXXX-2025-NQM3-624 |  | D B A | Closed | FCOM4028 | 2025-05-15 07:40 | 2025-05-15 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4149173 |
| XXXXXX-2025-NQM3-624 |  | D B A | Closed | FCRE1501 | 2025-05-15 08:37 | 2025-05-15 08:37 | Waived | 2 - Non-Material B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Total Qualified Assets for Reserves Post-Close of $12144.33 is less than Total Required Reserve Amount of $20937.36 Waived-As per guide, FTHB Guideline requires 6 months PITI Reserves<br> \*Exception form is provided to allow 3 months - which Bwr meets.<br> \*Approved Conditions: [Redacted] max,0.5 to price<br> \*Exception form is on page # 318 of 560 - Due Diligence Vendor-05/15/2025 - Due Diligence Vendor-05/15/2025 |  | Waived-Total Qualified Assets for Reserves Post-Close of $12144.33 is less than Total Required Reserve Amount of $20937.36 Waived-As per guide, FTHB Guideline requires 6 months PITI Reserves<br> \*Exception form is provided to allow 3 months - which Bwr meets.<br> \*Approved Conditions: [Redacted] max,0.5 to price<br> \*Exception form is on page # 318 of 560 - Due Diligence Vendor-05/15/2025 - Due Diligence Vendor-05/15/2025<br>|  | Revolving debt under 30%, No consumer late payments last 24 months, No credit events past 40 months, LTV 10% below program maximum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4149916 |
| XXXXXX-2025-NQM3-625 |  | D B A | Closed | FCRE1501 | 2025-05-15 11:47 | 2025-06-13 13:01 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-wavier provided for reserves shortage - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. PC exception for the shortage - Buyer-06/13/2025 <br>Open-Total Qualified Assets for Reserves Post-Close of $10254.61 is less than Total Required Reserve Amount of $10334.04 Please provide additional assets for reserves. Total Requirement $10,334.04 (6\*$1,722.34 amount) ,Available $54,367.50, shortage is $79.43. - Due Diligence Vendor-05/15/2025 |  | Waived-wavier provided for reserves shortage - Due Diligence Vendor-06/13/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4153579 |
| XXXXXX-2025-NQM3-625 |  | D B A | Closed | FCOM4028 | 2025-05-15 09:29 | 2025-05-19 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4150971 |
| XXXXXX-2025-NQM3-625 |  | D B A | Closed | FCRE1348 | 2025-05-15 11:59 | 2025-05-15 11:59 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 2 Total Years Employment Verified is Less Than 24 Months | Waived--As per guide minimum 2 years of employment history is required<br> - Exception from provided to proceed with loan as Borrower 2 Employment history is less than 2 Years.<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg. no 75 of 174. - Due Diligence Vendor-05/15/2025 |  | Waived--As per guide minimum 2 years of employment history is required<br> - Exception from provided to proceed with loan as Borrower 2 Employment history is less than 2 Years.<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg. no 75 of 174. - Due Diligence Vendor-05/15/2025<br>|  | Several income sources and DTI below 45%, Residual income >=3000$, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4153759 |
| XXXXXX-2025-NQM3-626 |  | D B A | Closed | FVAL5524 | 2025-05-19 00:07 | 2025-05-20 13:11 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-The basement is unfinished used for storage and supplemental by the laundromat per appraisal in page #22 [Redacted] credit package.pdf (13% of subject Property utilized for commercial purpose) however exception document is in page # 455 of [Redacted] credit package.pdf - Due Diligence Vendor-05/19/2025 |  | Waived-The basement is unfinished used for storage and supplemental by the laundromat per appraisal in page #22 [Redacted] credit package.pdf (13% of subject Property utilized for commercial purpose) however exception document is in page # 455 of [Redacted] credit package.pdf - Due Diligence Vendor-05/19/2025 |  | LTV 10% below maximum-Calculated LTV 21.65% is below 10% from Maximum Guideline LTV 70%, Reserves >6 months; 5+ years credit history<br>|  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4174933 |
| XXXXXX-2025-NQM3-626 |  | D B A | Closed | FCRE8800 | 2025-05-19 00:08 | 2025-05-20 13:11 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-sufficient 3rd comp factor now present - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated exception form - Buyer-05/20/2025 <br> Open-Compensating factors are insufficient. we have only 2 valid Compensating Factors in Exception Report page #455 of [Redacted] Credit Pkg. Below is the invalid Compensating factors - <br> 1. Residual Income - Subject Transaction is Investment DSCR loan. Hence, Residual Income neither calculated nor required - Due Diligence Vendor-05/19/2025 |  | Resolved-sufficient 3rd comp factor now present - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4174936 |
| XXXXXX-2025-NQM3-626 |  | D B A | Closed | FCOM4028 | 2025-05-17 11:25 | 2025-05-19 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4172608 |
| XXXXXX-2025-NQM3-627 |  | D A | Closed | FCOM4028 | 2025-05-16 05:36 | 2025-05-19 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4161383 |
| XXXXXX-2025-NQM3-628 |  | D B A | Closed | FCOM4028 | 2025-05-15 11:46 | 2025-05-16 08:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4153571 |
| XXXXXX-2025-NQM3-628 |  | D B A | Closed | FCRE5658 | 2025-05-15 12:32 | 2025-05-15 12:32 | Waived | 2 - Non-Material B | Credit | Eligibility | Non-occupant co-borrowers not allowed per guidelines | Waived-Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow non-occupant as the primary income earners <br> \*Approved Conditions: [Redacted]% max and 0.25 to price<br> \*Exception form is on page # 427 of 494 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-05/15/2025 |  | Waived-Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow non-occupant as the primary income earners <br> \*Approved Conditions: [Redacted]% max and 0.25 to price<br> \*Exception form is on page # 427 of 494 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-05/15/2025 |  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4154337 |
| XXXXXX-2025-NQM3-629 |  | D A | Closed | FCOM4028 | 2025-05-16 02:44 | 2025-05-19 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4160727 |
| XXXXXX-2025-NQM3-630 |  | D B A | Closed | FCOM4028 | 2025-05-15 09:01 | 2025-05-16 08:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4150298 |
| XXXXXX-2025-NQM3-630 |  | D B A | Closed | FCRE1437 | 2025-05-15 09:54 | 2025-05-15 10:16 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, 1099 program requires 1 yr 1099. Lender obtained primary employment 1099 but it was not in borrower's name (not in file but [Redacted] are and there is no primary 1099 income listed on xscripts-page 342). Other 1099s are present for SSA and retirement income.<br> \*Exception form is provided to allow loan to proceed without primary income on Transcript - Lender obtained a WVOE and Operating agreement from which the borrower operates under - Realtors who are under an umbrella LLC but are independent - page 391.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page #400 of 500 - Due Diligence Vendor-05/15/2025 - Due Diligence Vendor-05/15/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, 1099 program requires 1 yr 1099. Lender obtained primary employment 1099 but it was not in borrower's name (not in file but [Redacted] are and there is no primary 1099 income listed on xscripts-page 342). Other 1099s are present for SSA and retirement income.<br> \*Exception form is provided to allow loan to proceed without primary income on Transcript - Lender obtained a WVOE and Operating agreement from which the borrower operates under - Realtors who are under an umbrella LLC but are independent - page 391.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page #400 of 500 - Due Diligence Vendor-05/15/2025 - Due Diligence Vendor-05/15/2025<br>|  | 5+ year credit history, No consumer late payments last 24 months, LTV> 10% below program maximum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4151425 |
| XXXXXX-2025-NQM3-631 |  | D A | Closed | FCOM4028 | 2025-05-15 11:27 | 2025-05-19 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4153220 |
| XXXXXX-2025-NQM3-632 |  | D A | Closed | FCOM4028 | 2025-05-15 13:02 | 2025-05-19 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4154792 |
| XXXXXX-2025-NQM3-633 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-634 |  | D B A | Closed | FCRE4104 | 2025-05-15 11:35 | 2025-05-23 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-resolved with lender comments. Average balance is slightly under 50% of current balance and therefore lender is ok with no sourcing. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/23/2025 <br>Counter-we agree with assessment and that is reason for finding The average balance is more than half current balance and large increased undocumented or explained. Need large deposits sourced/explained - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-05/21/2025 <br>Open-Page 48 - Only Asset stmt in file (VOD type from Bank) . However average balance for last 3 months is $12,448.33. Current balance os $26,346 - no other supporting documentation or full asset statements in file to determine source of 100% plus increase. - Due Diligence Vendor-05/15/2025 | Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/23/2025<br>| Resolved-resolved with lender comments. Average balance is slightly under 50% of current balance and therefore lender is ok with no sourcing. - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4153384 |
| XXXXXX-2025-NQM3-634 |  | D B A | Closed | FCRE1437 | 2025-05-15 11:10 | 2025-05-22 06:31 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-lender provided WVOE and income calculation used to qualify, finding is resolved - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Document Uploaded. Please see attached Income Calculation provided for this loan - Buyer-05/22/2025 <br>Counter-Income used to qualify was $9500/ mo. This WVOE only supports $7000/mo and a bonus that averages $2403 YTD. Also the YTD base salary does not support 7k/ month. Need income calculator to show support of $9500/ month - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please see attached WVOE - Buyer-05/21/2025 <br>Open-Income and Employment Do Not Meet Guidelines WVOE program but document is not in file - missing WVOE - Due Diligence Vendor-05/15/2025 |  | Resolved-lender provided WVOE and income calculation used to qualify, finding is resolved - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4152934 |
| XXXXXX-2025-NQM3-634 |  | D B A | Closed | FCOM4028 | 2025-05-15 10:42 | 2025-05-15 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4152531 |
| XXXXXX-2025-NQM3-634 |  | D B A | Closed | FCRE1491 | 2025-05-15 11:33 | 2025-05-15 11:33 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Waived-As per guide, WVOE Guideline requires a 20% O/O contribution when Gift Funds are present.<br> \*Exception form is provided to allow $80,000 in gift funds from Bwr's Spouse (also on title) Bwr is a FTHB with a contribution of approx 5%.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 331 of 442- Due Diligence Vendor-05/15/2025 - Due Diligence Vendor-05/15/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Waived-As per guide, WVOE Guideline requires a 20% O/O contribution when Gift Funds are present.<br> \*Exception form is provided to allow $80,000 in gift funds from Bwr's Spouse (also on title) Bwr is a FTHB with a contribution of approx 5%.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 331 of 442- Due Diligence Vendor-05/15/2025 - Due Diligence Vendor-05/15/2025<br>|  | DTI > 10% below program maximum, No credit events past 40 months, 5+ years credit history,No consumer lates last 24 months, LTV 10% below maximum, Credit Score > 40 points above program minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4153277 |
| XXXXXX-2025-NQM3-635 |  | D B A | Closed | FCOM4028 | 2025-05-15 13:34 | 2025-05-19 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4155376 |
| XXXXXX-2025-NQM3-635 |  | D B A | Closed | FCRE1200 | 2025-05-15 15:09 | 2025-05-19 12:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per rate sheet Minimum Loan Amount is [Redacted]<br> - Exception form provided to proceed with loan as file loan amount is $[Redacted]<br> - Approved condition :- $[Redacted] LA MAX & 0.25 to price<br> - Exception form on pg. no 265 of 320.<br> - Due Diligence Vendor-05/15/2025 |  | Waived--As per rate sheet Minimum Loan Amount is [Redacted]<br> - Exception form provided to proceed with loan as file loan amount is $[Redacted]<br> - Approved condition :- $[Redacted] LA MAX & 0.25 to price<br> - Exception form on pg. no 265 of 320.<br> - Due Diligence Vendor-05/15/2025 |  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4157043 |
| XXXXXX-2025-NQM3-636 |  | D A | Closed | FCOM4028 | 2025-05-16 02:23 | 2025-05-19 12:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4160631 |
| XXXXXX-2025-NQM3-637 |  | D B A | Closed | FCOM1221 | 2025-05-16 14:55 | 2025-06-05 08:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-corrected Deed of Trust now present and riders are marked - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/04/2025 <br>Open-The Deed of Trust is Incomplete Deed of Trust reflecting other required Riders : page #30 of 171 but riders name is missing. <br> Note :- Prepayment Rider to Sec/Int. & Short-Term Rental Rider available in file on page #56 & 58 of 171 - Due Diligence Vendor-05/16/2025 |  | Resolved-corrected Deed of Trust now present and riders are marked - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4169165 |
| XXXXXX-2025-NQM3-637 |  | D B A | Closed | FCOM4028 | 2025-05-15 15:03 | 2025-05-19 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4156970 |
| XXXXXX-2025-NQM3-637 |  | D B A | Closed | FPRO1251 | 2025-05-15 16:42 | 2025-05-15 16:42 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-\*Exception form is provided to allow commercial zoning<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #383 of 405 - Due Diligence Vendor-05/15/2025 |  | Waived-\*Exception form is provided to allow commercial zoning<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #383 of 405 - Due Diligence Vendor-05/15/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4158052 |
| XXXXXX-2025-NQM3-637 |  | D B A | Closed | FVAL5474 | 2025-05-15 16:40 | 2025-05-15 16:40 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, The unit must have a full-size kitchen and a separate bedroom. Units with kitchenettes are considered on a case-by-case basis.<br> \*Exception form is provided to allow condotel unit with kitchenette and no separate bedroom<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #383 of 405 - Due Diligence Vendor-05/15/2025 |  | Waived-As per guide, The unit must have a full-size kitchen and a separate bedroom. Units with kitchenettes are considered on a case-by-case basis.<br> \*Exception form is provided to allow condotel unit with kitchenette and no separate bedroom<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #383 of 405 - Due Diligence Vendor-05/15/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4158045 |
| XXXXXX-2025-NQM3-638 |  | D A | Closed | FCOM4028 | 2025-05-16 05:36 | 2025-05-16 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4161382 |
| XXXXXX-2025-NQM3-639 |  | D B A | Closed | FCRE9991 | 2025-05-16 11:03 | 2025-06-16 12:09 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Data tape updated for corrected DTI - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Document Uploaded. DTI updated. Please see attached updated tape, Al, 1008 and lock/ - Buyer-06/16/2025 <br>Open- - DTI should be 46.82%. Approval is 40.26%. DTI off because non-occupant co borrower's primary residence payment was not included in the DTI. - Due Diligence Vendor-05/16/2025 |  | Resolved-Data tape updated for corrected DTI - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4165498 |
| XXXXXX-2025-NQM3-639 |  | D B A | Closed | FCOM4028 | 2025-05-16 09:55 | 2025-05-19 12:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4164633 |
| XXXXXX-2025-NQM3-639 |  | D B A | Closed | FCRE5658 | 2025-05-16 11:05 | 2025-05-19 12:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Non-occupant co-borrowers not allowed per guidelines | Waived-Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow non-occupant borrowers to be the primary income earners<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page # 70 of 201 - Due Diligence Vendor-05/16/2025 - Due Diligence Vendor-05/16/2025 |  | Waived-Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow non-occupant borrowers to be the primary income earners<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page # 70 of 201 - Due Diligence Vendor-05/16/2025 - Due Diligence Vendor-05/16/2025<br>|  | DTI below 45%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4165522 |
| XXXXXX-2025-NQM3-640 |  | D A | Closed | FCOM4028 | 2025-05-16 08:46 | 2025-05-19 09:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4163343 |
| XXXXXX-2025-NQM3-641 |  | D A | Closed | FCOM4028 | 2025-05-15 15:59 | 2025-05-19 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4157732 |
| XXXXXX-2025-NQM3-642 |  | D A C | Closed | 50001257-Fees-Limited | 2025-05-15 18:04 | 2025-05-20 13:37 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-This is acceptable. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. Please review uploaded COC - Buyer-05/20/2025 <br>Open-The total amount of the 10% category fees ($506.00) has increased by more than 10% over the current baseline value of ($450.00). The total amount of fees in the 10% category cannot exceed ($495.00). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Mortgage/Deed Recording Fee increased from $450.00 on LE 04/11/2025 to $506.00 on CD 05/05/2025 without a Change of Circumstance. - Due Diligence Vendor-05/16/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4158322 |
| XXXXXX-2025-NQM3-642 |  | D A C | Closed | FCRE1995 | 2025-05-15 14:01 | 2025-05-19 13:21 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, they backed out EMD - Due Diligence Vendor-05/19/2025 <br>Ready for Review-EMD was backed out - Buyer-05/19/2025 <br>Open- - missing - Due Diligence Vendor-05/15/2025 |  | Resolved-resolved with lender comments, they backed out EMD - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4155924 |
| XXXXXX-2025-NQM3-642 |  | D A C | Closed | FCOM4028 | 2025-05-15 13:28 | 2025-05-16 05:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4155251 |
| XXXXXX-2025-NQM3-643 |  | D B A | Closed | FCOM4028 | 2025-05-16 07:24 | 2025-05-20 09:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4162282 |
| XXXXXX-2025-NQM3-643 |  | D B A | Closed | FCRE1200 | 2025-05-16 08:23 | 2025-05-16 08:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #258 of 287 - Due Diligence Vendor-05/16/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #258 of 287 - Due Diligence Vendor-05/16/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4163041 |
| XXXXXX-2025-NQM3-644 |  | D A | Closed | FCOM4028 | 2025-05-16 07:16 | 2025-05-16 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4162186 |
| XXXXXX-2025-NQM3-645 |  | D B A | Closed | FCOM4028 | 2025-05-16 08:33 | 2025-05-19 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4163158 |
| XXXXXX-2025-NQM3-645 |  | D B A | Closed | FCRE6389 | 2025-05-16 09:48 | 2025-05-19 12:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit score not provided | Waived-Waived-As per guide, Program Guideline Minimum requires at least two credit scores.<br> \*Exception form is provided to allow Borrower 2 with one score (755). Credit history from 08/2018 but just limited use.<br> \*Approved Conditions: ok -0.25 to price<br> \*Exception form is on page # 445 of 570 - Due Diligence Vendor-05/15/2025<br> - Due Diligence Vendor-05/16/2025 |  | Waived-Waived-As per guide, Program Guideline Minimum requires at least two credit scores.<br> \*Exception form is provided to allow Borrower 2 with one score (755). Credit history from 08/2018 but just limited use.<br> \*Approved Conditions: ok -0.25 to price<br> \*Exception form is on page # 445 of 570 - Due Diligence Vendor-05/15/2025<br> - Due Diligence Vendor-05/16/2025<br>|  | 5+ yr credit history, No consumer late payments in last 24 months, 2+ bwrs on loan, Reserves > 12 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4164551 |
| XXXXXX-2025-NQM3-646 |  | D A | Closed | FCOM4028 | 2025-05-18 23:20 | 2025-05-19 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4174835 |
| XXXXXX-2025-NQM3-647 |  | D A | Closed | FPRO1242 | 2025-05-19 07:01 | 2025-05-21 06:49 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please see attached Appraisal Report provided for this loan - Buyer-05/21/2025 <br>Open-Appraisal is Missing - Due Diligence Vendor-05/19/2025 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4176543 |
| XXXXXX-2025-NQM3-647 |  | D A | Closed | FCOM4028 | 2025-05-16 13:34 | 2025-05-20 12:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4168036 |
| XXXXXX-2025-NQM3-648 |  | D A | Closed | FCOM4028 | 2025-05-19 08:20 | 2025-05-20 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4177503 |
| XXXXXX-2025-NQM3-649 |  | D B A | Closed | FCOM4028 | 2025-05-19 06:59 | 2025-05-20 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4176525 |
| XXXXXX-2025-NQM3-649 |  | D B A | Closed | FCRE1228 | 2025-05-19 07:18 | 2025-05-19 07:18 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Non sufficient funds exceeds max allowed for bank statement program- 5 negative balances in 12mo<br> Comments No NSFs & overdrafts happened, only negative balances took place.<br> pg 328 - Due Diligence Vendor-05/19/2025 |  | Waived-Non sufficient funds exceeds max allowed for bank statement program- 5 negative balances in 12mo<br> Comments No NSFs & overdrafts happened, only negative balances took place.<br> pg 328 - Due Diligence Vendor-05/19/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months,<br> 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than<br> minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/22/2025 0.25 to price |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4176707 |
| XXXXXX-2025-NQM3-650 |  | D B A | Closed | FCOM4028 | 2025-05-18 00:01 | 2025-05-20 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4173410 |
| XXXXXX-2025-NQM3-650 |  | D B A | Closed | FVAL5524 | 2025-05-18 23:14 | 2025-05-19 11:28 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Subject property is Manufacture home which is in Rural Area. however exception document is in page #333 of credit pkg.pdf - Due Diligence Vendor-05/19/2025 |  | Waived-Subject property is Manufacture home which is in Rural Area. however exception document is in page #333 of credit pkg.pdf - Due Diligence Vendor-05/19/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #2 of credit pkg.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 2 of Credit Package.pdf is 03/01/2003<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #2 of credit pkg.pdf<br> Credit score >40 points than minimum required-Audited FICO 768 and Guideline maximum FICO 680 with difference 88 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4174823 |
| XXXXXX-2025-NQM3-651 |  | D A | Closed | FCOM4028 | 2025-05-19 08:47 | 2025-05-20 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4177905 |
| XXXXXX-2025-NQM3-652 |  | D A | Closed | FCOM4028 | 2025-05-16 12:26 | 2025-05-20 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4166912 |
| XXXXXX-2025-NQM3-653 |  | D A | Closed | FCOM4028 | 2025-05-16 12:09 | 2025-05-20 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4166641 |
| XXXXXX-2025-NQM3-654 |  | D A | Closed | FCOM4028 | 2025-05-16 13:19 | 2025-05-19 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4167764 |
| XXXXXX-2025-NQM3-655 |  | D B A | Closed | FCOM4028 | 2025-05-17 07:56 | 2025-05-19 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4172137 |
| XXXXXX-2025-NQM3-655 |  | D B A | Closed | FCRE8201 | 2025-05-17 08:52 | 2025-05-17 08:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Waived-As per guide, Guidelines do not permit Gift of Equity transactions.<br> \*Exception form is provided to allow the gift of equity - Family sale.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page # 12 of 109 - Due Diligence Vendor-05/17/2025 - Due Diligence Vendor-05/17/2025 |  | Waived-Waived-As per guide, Guidelines do not permit Gift of Equity transactions.<br> \*Exception form is provided to allow the gift of equity - Family sale.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page # 12 of 109 - Due Diligence Vendor-05/17/2025 - Due Diligence Vendor-05/17/2025<br>|  | DTI > 10% below program maximum, No credit events past 40 months, No consumer lates last 24 months, 2+ bwrs on loan. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4172301 |
| XXXXXX-2025-NQM3-656 |  | D A | Closed | FCRE1356 | 2025-05-19 08:11 | 2025-05-22 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 YTD Profit & Loss Missing | Resolved-Borrower 2 YTD Profit & Loss Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/22/2025 <br>Open-Borrower 2 YTD Profit & Loss Missing Profit & Loss statement is missing for borrower 2 - Due Diligence Vendor-05/19/2025 |  | Resolved-Borrower 2 YTD Profit & Loss Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4177385 |
| XXXXXX-2025-NQM3-656 |  | D A | Closed | FCOM4028 | 2025-05-16 15:02 | 2025-05-21 18:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4169261 |
| XXXXXX-2025-NQM3-657 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-658 |  | C A | Closed | 63850-76790 | 2025-05-19 07:53 | 2025-06-25 10:22 | Resolved | 1 - Information C A | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Resolved-Lender is correct. WAC 208-620-560 (6) an Underwriting Fee is allowed on 1st lien mortgage loans. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br> Ready for Review-According to our guidelines and [Redacted] state regulations all fees on the disclosures are correct and allowed at the time of closing. - Buyer-05/21/2025 <br> Open-The [Redacted] Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) - Due Diligence Vendor-05/19/2025 | WAC 208-620-560 (7) Underwriting fees. On nonmortgage and junior lien mortgage loans you must not collect an underwriting fee. As [Redacted] Mortgage is a creditor we assumed that this section does not apply to first liens. - 06/25/2025 <br>| Resolved-Lender is correct. WAC 208-620-560 (6) an Underwriting Fee is allowed on 1st lien mortgage loans. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4177111 |
| XXXXXX-2025-NQM3-659 |  | D A | Closed | FCOM4028 | 2025-05-20 06:42 | 2025-05-21 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4189414 |
| XXXXXX-2025-NQM3-660 |  | D A | Closed | FCOM4028 | 2025-05-19 05:27 | 2025-05-20 10:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4175831 |
| XXXXXX-2025-NQM3-661 |  | D B A | Closed | FCOM4028 | 2025-05-19 07:32 | 2025-05-21 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4176889 |
| XXXXXX-2025-NQM3-661 |  | D B A | Closed | FVAL5474 | 2025-05-19 09:24 | 2025-05-21 12:05 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide : Single entity ownership for projects with 21 or more units = 25%<br> Exception form provided for Single entity ownership 40%<br> Exception form page#279 of 382<br> Approved With Conditions: +0.25 to price, [Redacted] max - Due Diligence Vendor-05/19/2025 |  | Waived-Per Guide : Single entity ownership for projects with 21 or more units = 25%<br> Exception form provided for Single entity ownership 40%<br> Exception form page#279 of 382<br> Approved With Conditions: +0.25 to price, [Redacted] max - Due Diligence Vendor-05/19/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4178729 |
| XXXXXX-2025-NQM3-662 |  | D B A | Closed | FCOM4028 | 2025-05-19 08:24 | 2025-05-20 07:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4177561 |
| XXXXXX-2025-NQM3-662 |  | D B A | Closed | FVAL5981 | 2025-05-19 09:13 | 2025-05-19 09:13 | Waived | 2 - Non-Material B | Property | Property | Property Type does not meet eligibility requirement(s) | Waived-Waived-As per guide, Guidelines only permit financing for SFR's in Rural locations<br> \*Exception form is provided to allow a 2 unit / Duplex<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page # 270 of 360 - Due Diligence Vendor-05/19/2025 - Due Diligence Vendor-05/19/2025 |  | Waived-Waived-As per guide, Guidelines only permit financing for SFR's in Rural locations<br> \*Exception form is provided to allow a 2 unit / Duplex<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page # 270 of 360 - Due Diligence Vendor-05/19/2025 - Due Diligence Vendor-05/19/2025<br>|  | Revolving debt under 30%, No mortgage lates last 24 months, 5+ yrs credit history, 2+ bwrs on loan, Credit Score > 40 points aboee program minimum, DSCR > 1.25, Reserves > 6 months (prior to cash out). |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4178297 |
| XXXXXX-2025-NQM3-663 |  | D A | Closed | FCOM4028 | 2025-05-19 10:15 | 2025-05-21 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4179443 |
| XXXXXX-2025-NQM3-664 |  | D A | Closed | FCOM4028 | 2025-05-19 10:29 | 2025-05-20 15:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4179646 |
| XXXXXX-2025-NQM3-665 |  | D A | Closed | FCOM4028 | 2025-05-19 14:04 | 2025-05-20 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4183457 |
| XXXXXX-2025-NQM3-666 |  | D A | Closed | FCOM4028 | 2025-05-21 06:41 | 2025-05-22 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4202004 |
| XXXXXX-2025-NQM3-667 |  | D A | Closed | FCOM4028 | 2025-05-21 10:53 | 2025-05-22 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4206380 |
| XXXXXX-2025-NQM3-668 |  | D A | Closed | FCOM4028 | 2025-05-20 09:39 | 2025-05-21 08:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4192382 |
| XXXXXX-2025-NQM3-669 |  | D A | Closed | FCOM4028 | 2025-05-20 08:59 | 2025-05-21 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4191368 |
| XXXXXX-2025-NQM3-670 |  | D A | Closed | FCRE5771 | 2025-05-20 08:32 | 2025-06-05 08:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-06/05/2025 <br>Resolved-corrected Note now present and has 1 borrower only - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please see the corrected Note. - Seller-06/04/2025 <br>Counter-see page 20 of closing docs. You have 2 borrowers who signed note. If only 1 borrower, need corrected Note - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/24/2025 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see the corrected Note. - Seller-06/04/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/24/2025<br>| Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-06/05/2025 <br>Resolved-corrected Note now present and has 1 borrower only - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4190933 |
| XXXXXX-2025-NQM3-670 |  | D A | Closed | FCOM1233 | 2025-05-20 07:57 | 2025-06-05 08:49 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected Note now present and has 1 borrower only - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please see the corrected Note. - Buyer-06/04/2025 <br>Counter-see page 20 of closing docs. You have 2 borrowers who signed note. If only 1 borrower, need corrected Note - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/24/2025 <br>Open-The Final 1003 is Incomplete B2 final 1003 is missing, refer page#60 of 133<br> - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Seller-05/24/2025<br>| Resolved-corrected Note now present and has 1 borrower only - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4190450 |
| XXXXXX-2025-NQM3-670 |  | D A | Closed | FCRE6914 | 2025-05-20 09:21 | 2025-06-05 08:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-corrected Note now present and has 1 borrower only - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please see the corrected Note. - Seller-06/04/2025 <br>Counter-see page 20 of closing docs. You have 2 borrowers who signed note. If only 1 borrower, need corrected Note - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-05/24/2025 <br>Open-Borrower 2 Citizenship Documentation Not Provided - Due Diligence Vendor-05/20/2025 | Ready for Review-Document Uploaded. Please see the corrected Note. - Seller-06/04/2025<br>| Resolved-corrected Note now present and has 1 borrower only - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4192121 |
| XXXXXX-2025-NQM3-670 |  | D A | Closed | FCOM4028 | 2025-05-20 07:29 | 2025-05-21 19:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4189977 |
| XXXXXX-2025-NQM3-671 |  | D A | Closed | FCOM4028 | 2025-05-20 07:17 | 2025-05-22 09:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4189800 |
| XXXXXX-2025-NQM3-672 |  | D A | Closed | FCOM4028 | 2025-05-20 08:06 | 2025-05-21 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4190571 |
| XXXXXX-2025-NQM3-673 |  | D B A | Closed | FCOM4028 | 2025-05-21 08:58 | 2025-05-22 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4203835 |
| XXXXXX-2025-NQM3-673 |  | D B A | Closed | FCRE3742 | 2025-05-21 10:27 | 2025-05-21 10:27 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-Purchase price $[Redacted] (contract uploaded) - requesting to proceed with [Redacted] ($[Redacted]) please to keep<br> as limited review. 5+ years credit history, no credit events, thank you.<br> - Due Diligence Vendor-05/21/2025 |  | Waived-Purchase price $[Redacted] (contract uploaded) - requesting to proceed with [Redacted] ($[Redacted]) please to keep<br> as limited review. 5+ years credit history, no credit events, thank you.<br> - Due Diligence Vendor-05/21/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history<br> Pg. 1 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4205888 |
| XXXXXX-2025-NQM3-674 |  | D B C A | Closed | FCOM3605 | 2025-05-20 15:02 | 2025-05-27 07:51 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof CD sent now present - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/23/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 05/12/2025 was sent electronically to the borrower - Due Diligence Vendor-05/20/2025 |  | Resolved-proof CD sent now present - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4197627 |
| XXXXXX-2025-NQM3-674 |  | D B C A | Closed | FCOM4028 | 2025-05-20 12:32 | 2025-05-22 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4195036 |
| XXXXXX-2025-NQM3-674 |  | D B C A | Closed | FCRE8611 | 2025-05-20 14:46 | 2025-05-20 14:46 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow Occupant borrower is not the primary wage earner on file<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page #2 of 497 - Due Diligence Vendor-05/20/2025 |  | Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow Occupant borrower is not the primary wage earner on file<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page #2 of 497 - Due Diligence Vendor-05/20/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4197239 |
| XXXXXX-2025-NQM3-675 |  | D B A | Closed | FCOM1942 | 2025-05-21 06:57 | 2025-05-23 06:48 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Form 4506T | Resolved-form now present - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please see attached 4506-C. Since May 1, 2021 it is used instead 4506-T. - Buyer-05/22/2025 <br>Open- - Due Diligence Vendor-05/21/2025 |  | Resolved-form now present - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4202152 |
| XXXXXX-2025-NQM3-675 |  | D B A | Closed | FCOM4028 | 2025-05-20 13:16 | 2025-05-21 07:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4195726 |
| XXXXXX-2025-NQM3-675 |  | D B A | Closed | FVAL5524 | 2025-05-20 13:46 | 2025-05-20 13:46 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, A manufactured home cannot be rural or be located on agricultural zoning.<br> \*Exception form is provided to allow a manufactured home to be rural and be located on agricultural zoning.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing, income should be full doc<br> \*Exception form is on page # 153 of 201 - Due Diligence Vendor-05/20/2025 - Due Diligence Vendor-05/20/2025 |  | Waived-Waived-As per guide, A manufactured home cannot be rural or be located on agricultural zoning.<br> \*Exception form is provided to allow a manufactured home to be rural and be located on agricultural zoning.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing, income should be full doc<br> \*Exception form is on page # 153 of 201 - Due Diligence Vendor-05/20/2025 - Due Diligence Vendor-05/20/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4196230 |
| XXXXXX-2025-NQM3-676 |  | D B A | Closed | FCOM4028 | 2025-05-21 07:46 | 2025-05-22 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4202839 |
| XXXXXX-2025-NQM3-676 |  | D B A | Closed | FCRE6026 | 2025-05-21 08:45 | 2025-05-21 08:45 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Waived-As per guide, Bank Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow unstable income <br> \*Approved Conditions: +0.5 to price<br> \*Exception form is on page # 24 of 133 - Due Diligence Vendor-05/21/2025<br> (Borrower is a Attorney that's currently in Active case for the past 2 months. which explains why there hasn't been a change in the borrowers income in the past 3 months) - Due Diligence Vendor-05/21/2025 |  | Waived-Waived-As per guide, Bank Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow unstable income <br> \*Approved Conditions: +0.5 to price<br> \*Exception form is on page # 24 of 133 - Due Diligence Vendor-05/21/2025<br> (Borrower is a Attorney that's currently in Active case for the past 2 months. which explains why there hasn't been a change in the borrowers income in the past 3 months) - Due Diligence Vendor-05/21/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4203644 |
| XXXXXX-2025-NQM3-677 |  | D B A | Closed | FCOM4028 | 2025-05-20 12:56 | 2025-05-22 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4195358 |
| XXXXXX-2025-NQM3-677 |  | D B A | Closed | FCRE1492 | 2025-05-20 14:49 | 2025-05-20 15:06 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Per Guide: Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the borrower's initial investment in the purchase price plus documented improvements<br> Exception form provided for Property was acquired within the last 12 months<br> Exception form page#322 of 353<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-05/20/2025 |  | Waived-Per Guide: Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the borrower's initial investment in the purchase price plus documented improvements<br> Exception form provided for Property was acquired within the last 12 months<br> Exception form page#322 of 353<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-05/20/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4197339 |
| XXXXXX-2025-NQM3-678 |  | D A | Closed | FCOM4028 | 2025-05-21 07:35 | 2025-05-22 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4202650 |
| XXXXXX-2025-NQM3-679 |  | D B A | Closed | FCRE6206 | 2025-05-22 12:56 | 2025-05-29 07:12 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-mortgagee clause is updated to be accurate for lender now - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Document Uploaded. an endorsement with mortgagee clause correction uploaded - Buyer-05/28/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is incorrect on Title Commitment page #831. Instead of Mortgage it is updated as Northgage - Due Diligence Vendor-05/22/2025 |  | Resolved-mortgagee clause is updated to be accurate for lender now - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4218732 |
| XXXXXX-2025-NQM3-679 |  | D B A | Closed | FCRE1335 | 2025-05-22 13:06 | 2025-05-27 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-proof of filing now present - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. The validation is in the file. - Buyer-05/23/2025 <br>Open-since borrower filed return and not able to validate yet guidelines call for the following: Validation of prior tax year's income (income for current year must be in line with prior years). Please provide - Due Diligence Vendor-05/22/2025 |  | Resolved-proof of filing now present - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4218846 |
| XXXXXX-2025-NQM3-679 |  | D B A | Closed | FCOM4028 | 2025-05-21 07:40 | 2025-05-27 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4202730 |
| XXXXXX-2025-NQM3-679 |  | D B A | Closed | FVAL5474 | 2025-05-21 10:40 | 2025-05-21 10:40 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project.<br> \*Approved Conditions:[Redacted] max, 0.5 to price<br> \*Exception form is on page #713 - Due Diligence Vendor-05/21/2025 |  | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project.<br> \*Approved Conditions:[Redacted] max, 0.5 to price<br> \*Exception form is on page #713 - Due Diligence Vendor-05/21/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 4206124 |
| XXXXXX-2025-NQM3-679 |  | D B A | Closed | FVAL9739 | 2025-05-21 10:38 | 2025-05-21 10:38 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Exception form is provided to allow lease hold property rights. <br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #713 - Due Diligence Vendor-05/21/2025 |  | Waived-\*Exception form is provided to allow lease hold property rights. <br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #713 - Due Diligence Vendor-05/21/2025<br>|  | Revolving debt is under 30%, Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 4206110 |
| XXXXXX-2025-NQM3-680 |  | D A | Closed | FCOM4028 | 2025-05-22 05:58 | 2025-05-23 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4212749 |
| XXXXXX-2025-NQM3-681 |  | D A | Closed | FCOM4028 | 2025-05-21 07:54 | 2025-05-22 11:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4202937 |
| XXXXXX-2025-NQM3-682 |  | D A | Closed | FCOM4028 | 2025-05-22 08:18 | 2025-05-23 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4214270 |
| XXXXXX-2025-NQM3-683 |  | D A | Closed | FCOM4028 | 2025-05-22 11:03 | 2025-05-23 10:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4216829 |
| XXXXXX-2025-NQM3-684 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-685 |  | D A | Closed | FCOM4028 | 2025-05-21 09:35 | 2025-05-22 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4204877 |
| XXXXXX-2025-NQM3-686 |  | D A | Closed | FCRE9650 | 2025-05-21 10:18 | 2025-05-27 07:12 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-lead paint now present - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. page 25 - Buyer-05/23/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. - Due Diligence Vendor-05/21/2025 |  | Resolved-lead paint now present - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4205742 |
| XXXXXX-2025-NQM3-686 |  | D A | Closed | FCOM4028 | 2025-05-21 09:54 | 2025-05-22 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4205307 |
| XXXXXX-2025-NQM3-687 |  | D A | Closed | FCOM4028 | 2025-05-21 11:32 | 2025-05-23 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4206943 |
| XXXXXX-2025-NQM3-688 |  | D B A | Closed | FCOM4028 | 2025-05-21 13:12 | 2025-05-22 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4208508 |
| XXXXXX-2025-NQM3-688 |  | D B A | Closed | FVAL5474 | 2025-05-21 14:30 | 2025-05-21 14:30 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waiver provided for projects may not have mandatory upfront or periodic membership fees for the use of<br> recreational amenities, such as country club facilities and golf courses, owned by an outside party<br>Approved with condittions of 0.25 to price and " Fannie Mae guidelines must be followed<br>Exception found on page 43 of 160 - Due Diligence Vendor-05/21/2025 |  | Waived-Waiver provided for projects may not have mandatory upfront or periodic membership fees for the use of<br> recreational amenities, such as country club facilities and golf courses, owned by an outside party<br>Approved with condittions of 0.25 to price and " Fannie Mae guidelines must be followed<br>Exception found on page 43 of 160 - Due Diligence Vendor-05/21/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4209310 |
| XXXXXX-2025-NQM3-688 |  | D B A | Closed | FPRO2828 | 2025-05-21 14:16 | 2025-05-21 14:16 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Waiver for a transferred appraisal without an AMC<br>Exception approved with conditions of max [Redacted], 0.25 to price<br>Waiver found on page 44 of 160 - Due Diligence Vendor-05/21/2025 |  | Waived-Waiver for a transferred appraisal without an AMC<br>Exception approved with conditions of max [Redacted], 0.25 to price<br>Waiver found on page 44 of 160 - Due Diligence Vendor-05/21/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4209183 |
| XXXXXX-2025-NQM3-689 |  | D B A | Closed | FCOM4028 | 2025-05-22 21:18 | 2025-05-23 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4223573 |
| XXXXXX-2025-NQM3-689 |  | D B A | Closed | FCRE1158 | 2025-05-22 23:01 | 2025-05-23 12:46 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Hazard Insurance Policy Partially Provided Hazard Insurance document in Page #476 reflects Roof is covered for Actual Cash Value, We have exception in page#496 - Due Diligence Vendor-05/23/2025 |  | Waived-Hazard Insurance Policy Partially Provided Hazard Insurance document in Page #476 reflects Roof is covered for Actual Cash Value, We have exception in page#496 - Due Diligence Vendor-05/23/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #600,608<br> 5+ years credit history - Oldest tradeline date in CBR page #600,608 is 05/01/2001 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4223780 |
| XXXXXX-2025-NQM3-690 |  | D B A C | Closed | 1000704-1002118 | 2025-05-23 10:25 | 2025-06-13 13:35 | Cured | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-This is acceptable. - Due Diligence Vendor-06/13/2025 <br> Resolved- - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Document Uploaded. Fixed the APR fees to include Processing & Closing Fee. PCCD and LOX was emailed to the borrower. - Seller-06/13/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($349.50) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) APR should include Title - Processing & Closing Fee. This is an APR Fee. - Due Diligence Vendor-05/23/2025 | Ready for Review-Document Uploaded. Fixed the APR fees to include Processing & Closing Fee. PCCD and LOX was emailed to the borrower. - Seller-06/13/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-06/13/2025 <br>Resolved- - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4229686 |
| XXXXXX-2025-NQM3-690 |  | D B A C | Closed | FCRE9991 | 2025-05-23 09:22 | 2025-06-04 06:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-proof this mtg is in business name and is escrowed now present. DTI does not need to include bc is a business mtg not personal - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Taxes are escrowed, please refer to the mortgage statement: - Seller-06/03/2025 <br> Counter-there is no proof that the taxes and ins of $476.33 is paid by business. the final 1003 shows taxes and ins that werent included and no proof that business is paying found. please provide proof that business pays these - Due Diligence Vendor-06/02/2025 <br> Ready for Review-The property [Redacted] is paid by business, 12 months proof of payments by business had been provided. - Seller-05/30/2025 <br> Open-DTI is 41.86%. PITIA is 9729.50 + $1229 debt from credit + $476.33 other REO / 9729.50. Lender didnt count the REO payment listed on final 1003 - Due Diligence Vendor-05/23/2025 | Ready for Review-Document Uploaded. Taxes are escrowed, please refer to the mortgage statement: - Seller-06/03/2025 <br> Ready for Review-The property [Redacted] is paid by business, 12 months proof of payments by business had been provided. - Seller-05/30/2025 | Resolved-proof this mtg is in business name and is escrowed now present. DTI does not need to include bc is a business mtg not personal - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4228566 |
| XXXXXX-2025-NQM3-690 |  | D B A C | Closed | FCRE1174 | 2025-05-23 09:19 | 2025-06-02 07:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Resolved-lender is not requiring as they are using limited review for ins requirements - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Per the guidelines this file is limited review, there is no need in Master Liability insurance. - Seller-05/30/2025 <br>Open-missing liability ins for common areas. - Due Diligence Vendor-05/23/2025 | Ready for Review-Per the guidelines this file is limited review, there is no need in Master Liability insurance. - Seller-05/30/2025<br>| Resolved-lender is not requiring as they are using limited review for ins requirements - Due Diligence Vendor-06/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4228488 |
| XXXXXX-2025-NQM3-690 |  | D B A C | Closed | FCOM4028 | 2025-05-23 06:01 | 2025-05-27 09:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4225700 |
| XXXXXX-2025-NQM3-691 |  | D B A | Closed | FCRE1174 | 2025-05-23 11:21 | 2025-05-28 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Resolved-resolved with lender comments. Lender approved condo on a limited review. - Due Diligence Vendor-05/28/2025 <br>Ready for Review-N/A for condo with limited review. - Buyer-05/28/2025 <br>Open-missing general liability for common areas for project - Due Diligence Vendor-05/23/2025 |  | Resolved-resolved with lender comments. Lender approved condo on a limited review. - Due Diligence Vendor-05/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4230408 |
| XXXXXX-2025-NQM3-691 |  | D B A | Closed | FCOM4028 | 2025-05-23 10:36 | 2025-05-27 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4229830 |
| XXXXXX-2025-NQM3-691 |  | D B A | Closed | FPRO1149 | 2025-05-23 11:10 | 2025-05-23 11:12 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold exception for a condo on a lease hold property. Not allowed in guides. max [Redacted]<br> Pg. 547 - Due Diligence Vendor-05/23/2025 |  | Waived-Property Rights are Lease Hold exception for a condo on a lease hold property. Not allowed in guides. max [Redacted]<br> Pg. 547 - Due Diligence Vendor-05/23/2025<br>|  | Revolving debt is under 30%, Residential income >= $3000, DTI lower than 10%, no credit events past 40 months, 5+ years credit history, no consumer late payments in last 24 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4230288 |
| XXXXXX-2025-NQM3-692 |  | D A | Closed | FCOM4028 | 2025-05-22 08:24 | 2025-05-23 10:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4214375 |
| XXXXXX-2025-NQM3-693 |  | D B A | Closed | FCRE1437 | 2025-05-22 08:36 | 2025-06-03 12:44 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-all borrowers on personal acct bk statement program must be on loan, waiver provided as does not meet - Due Diligence Vendor-06/03/2025 <br> Ready for Review-Document Uploaded. Please see attached PC Exception - Buyer-06/03/2025 <br> Open-Income and Employment Do Not Meet Guidelines 12 months [Redacted] bank stmts used contain a non borrower on statements - (Spouse) pg 320 - No exception noted. - Due Diligence Vendor-05/22/2025 |  | Waived-all borrowers on personal acct bk statement program must be on loan, waiver provided as does not meet - Due Diligence Vendor-06/03/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4214608 |
| XXXXXX-2025-NQM3-693 |  | D B A | Closed | FCOM4028 | 2025-05-22 07:30 | 2025-05-23 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4213661 |
| XXXXXX-2025-NQM3-694 |  | D A | Closed | FCRE6019 | 2025-05-22 08:18 | 2025-05-30 05:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-citizenship docs and corrected app now present - Due Diligence Vendor-05/30/2025 <br>Ready for Review-Document Uploaded. Please see attached updated 1003 - Buyer-05/30/2025 <br>Counter-missing corrected 1003 to reflect non perm - Due Diligence Vendor-05/28/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW along with the docs mentioned - Buyer-05/27/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing PRA Supporting document is missing - Due Diligence Vendor-05/22/2025 |  | Resolved-citizenship docs and corrected app now present - Due Diligence Vendor-05/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4214262 |
| XXXXXX-2025-NQM3-694 |  | D A | Closed | FCRE9991 | 2025-05-22 10:48 | 2025-05-28 07:37 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected DTI now present at 41.95 - Due Diligence Vendor-05/28/2025 <br> Ready for Review-Document Uploaded. Please see attached Lock confirmation with correct DTI - Buyer-05/27/2025 <br> Open-\*DTI is off by 0.44% Lender DTI is 42.39%<br> - Income and PITI matches.<br> - DTI is off as lender consider Liability [Redacted] and [Redacted] twice while calculation DTI refer Pg. no 103 of 149.<br> - DTI should be = Negative PITI + Other EXP/ Income = $745.50+$4928.18 / $13,525.56 = 41.95% - Due Diligence Vendor-05/22/2025 |  | Resolved-corrected DTI now present at 41.95 - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4216660 |
| XXXXXX-2025-NQM3-694 |  | D A | Closed | FCOM4028 | 2025-05-22 08:06 | 2025-05-23 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4214086 |
| XXXXXX-2025-NQM3-695 |  | D A C | Closed | FPRO1136 | 2025-05-22 13:33 | 2025-06-02 07:32 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-lender has provided an alternative form of proof that repairs were done. since minor they are not requiring a 1004D - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. Per our guidelines, 1004D can be waived if the health and safety issue is minor. UW1 job is to determine whether or not the hazard is serious, and after consulting with team lead, they proceeded with the attestation letter.<br>The loan has the attestation letter in the system and has all the photos showing the work has been completed: - Buyer-05/30/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Subject to the following repairs or alterations , missing proof they have been completed addenda under the Subject Condition section refer pg#58 of 277 Subject Condition pg#67 of 277<br> Lox on Page#2-19 of 277(SA) - Due Diligence Vendor-05/22/2025 |  | Resolved-lender has provided an alternative form of proof that repairs were done. since minor they are not requiring a 1004D - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4219372 |
| XXXXXX-2025-NQM3-695 |  | D A C | Closed | FCOM4028 | 2025-05-22 11:19 | 2025-05-27 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4217094 |
| XXXXXX-2025-NQM3-696 |  | D A | Closed | FCOM4028 | 2025-05-22 12:41 | 2025-05-27 08:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4218428 |
| XXXXXX-2025-NQM3-697 |  | D B A | Closed | FCOM4028 | 2025-05-22 12:19 | 2025-05-23 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4218112 |
| XXXXXX-2025-NQM3-697 |  | D B A | Closed | FCRE8459 | 2025-05-22 13:12 | 2025-05-23 10:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Waived-As per guide, Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company.<br> \*Exception form is provided to allow only one borrower and exclude the 2 other owners with more than 25% ownership<br> \*Approved Conditions: Confirmation from other owners that they are ok with this transaction and not being added to the loan is required<br> \*Exception form is on page # 410 of 425, Authorization is on page 33 of 425 - Due Diligence Vendor-05/22/2025 - Due Diligence Vendor-05/22/2025 |  | Waived-Waived-As per guide, Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company.<br> \*Exception form is provided to allow only one borrower and exclude the 2 other owners with more than 25% ownership<br> \*Approved Conditions: Confirmation from other owners that they are ok with this transaction and not being added to the loan is required<br> \*Exception form is on page # 410 of 425, Authorization is on page 33 of 425 - Due Diligence Vendor-05/22/2025 - Due Diligence Vendor-05/22/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4218946 |
| XXXXXX-2025-NQM3-697 |  | D B A | Closed | FCRE3742 | 2025-05-22 13:05 | 2025-05-22 13:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-Waived-As per guide, Minimum loan amount of [Redacted] for Multi Unit<br> \*Exception form is provided to allow with loan amount<br> \*Approved Conditions: <br> \*Exception form is on page # 409 of 425 - Due Diligence Vendor-05/22/2025 - Due Diligence Vendor-05/22/2025 |  | Waived-Waived-As per guide, Minimum loan amount of $[Redacted] for Multi Unit<br> \*Exception form is provided to allow with loan amount<br> \*Approved Conditions: <br> \*Exception form is on page # 409 of 425 - Due Diligence Vendor-05/22/2025 - Due Diligence Vendor-05/22/2025 |  | No credit events past 40 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4218828 |
| XXXXXX-2025-NQM3-698 |  | D A | Closed | FCOM4028 | 2025-05-23 10:33 | 2025-05-27 09:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4229782 |
| XXXXXX-2025-NQM3-699 |  | D B A | Closed | FCOM4028 | 2025-05-23 08:24 | 2025-05-27 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4227464 |
| XXXXXX-2025-NQM3-699 |  | D B A | Closed | FPRO116 | 2025-05-23 09:17 | 2025-05-23 09:17 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV.<br> \*Exception form is provided to allow appraised value<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 294 of 375 - Due Diligence Vendor-05/23/2025 - Due Diligence Vendor-05/23/2025 |  | Waived-Waived-As per guide, If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV.<br> \*Exception form is provided to allow appraised value<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 294 of 375 - Due Diligence Vendor-05/23/2025 - Due Diligence Vendor-05/23/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4228444 |
| XXXXXX-2025-NQM3-699 |  | D B A | Closed | 123ABCF | 2025-05-23 09:12 | 2025-05-23 09:12 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-Waived-As per guide, Minimum 680 FICO for rural cash out of primary - (Per appraisal property is suburban but there is no zoning - No zoning is a common characteristic of suburban neighborhoods throughout unincorporated areas in [Redacted], [Redacted])<br> \*Exception form is provided to allow 678 FICO<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 293 of 375 - Due Diligence Vendor-05/23/2025 - Due Diligence Vendor-05/23/2025 |  | Waived-Waived-As per guide, Minimum 680 FICO for rural cash out of primary - (Per appraisal property is suburban but there is no zoning - No zoning is a common characteristic of suburban neighborhoods throughout unincorporated areas in [Redacted], [Redacted])<br> \*Exception form is provided to allow 678 FICO<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 293 of 375 - Due Diligence Vendor-05/23/2025 - Due Diligence Vendor-05/23/2025 |  | Several income sources and DTI below 45%, 5 years on current job, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4228350 |
| XXXXXX-2025-NQM3-700 |  | D A | Closed | FCOM4028 | 2025-05-27 04:32 | 2025-05-27 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4241070 |
| XXXXXX-2025-NQM3-701 |  | D A C | Closed | FPRO1136 | 2025-05-23 07:44 | 2025-06-02 07:59 | Cured | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Cured-post close 1004D now present - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. Please see attached 1004D form and the docs related - Buyer-05/31/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis URAR is subject to Wood Fence installation - No 442 in file. - Due Diligence Vendor-05/23/2025 |  | Cured-post close 1004D now present - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4226767 |
| XXXXXX-2025-NQM3-701 |  | D A C | Closed | FCOM4028 | 2025-05-23 05:42 | 2025-05-27 09:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4225536 |
| XXXXXX-2025-NQM3-702 |  | D B A | Closed | FCOM4028 | 2025-05-23 07:25 | 2025-05-27 08:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4226508 |
| XXXXXX-2025-NQM3-702 |  | D B A | Closed | FVAL2242 | 2025-05-23 11:17 | 2025-05-23 12:41 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-As per guide, A manufactured home cannot be rural.<br> \*Exception is provided to allow manufactured home in rural<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #281 of 387 - Due Diligence Vendor-05/23/2025 |  | Waived-As per guide, A manufactured home cannot be rural.<br> \*Exception is provided to allow manufactured home in rural<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #281 of 387 - Due Diligence Vendor-05/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4230378 |
| XXXXXX-2025-NQM3-702 |  | D B A | Closed | FPRO1251 | 2025-05-23 09:53 | 2025-05-23 09:53 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, Rural property can be of one unit only.<br> \*Exception is provided to allow rural for 2-4 unit property.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #281 of 387 - Due Diligence Vendor-05/23/2025 |  | Waived-As per guide, Rural property can be of one unit only.<br> \*Exception is provided to allow rural for 2-4 unit property.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #281 of 387 - Due Diligence Vendor-05/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4229090 |
| XXXXXX-2025-NQM3-703 |  | D A | Closed | FCOM4028 | 2025-05-23 07:31 | 2025-05-27 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4226579 |
| XXXXXX-2025-NQM3-704 |  | D A | Closed | FCOM4028 | 2025-05-23 07:29 | 2025-05-27 08:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4226553 |
| XXXXXX-2025-NQM3-705 |  | D A | Closed | FCRE1479 | 2025-05-23 15:36 | 2025-05-28 13:08 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender removed account. No longer being used to qualify. - Due Diligence Vendor-05/28/2025 <br> Ready for Review-We have enough on another personal account. The statement has been junked. - Buyer-05/28/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Need business ownership document for [Redacted]- Due Diligence Vendor-05/23/2025 |  | Resolved-lender removed account. No longer being used to qualify. - Due Diligence Vendor-05/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4235472 |
| XXXXXX-2025-NQM3-705 |  | D A | Closed | FCOM4028 | 2025-05-23 12:14 | 2025-05-27 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4231529 |
| XXXXXX-2025-NQM3-706 |  | D A | Closed | FCRE9991 | 2025-05-23 15:11 | 2025-05-29 07:21 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated score on tape now present and matches Lender DSCR - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Document Uploaded. The HOA dues have been added. Please see attached an updated tape. - Buyer-05/28/2025 <br>Open-\*DSCR is off by 0.033. Lender's score 1.294<br> Lender 1008 indicates a rent of $2,000. Docs in file, 1007 page #180 reflect $2,000. PITI Mismatches. No lease or other indicator to support any other rent per Lender if any.<br> >Calculation: 2,000/1,586.09 = 1.261 should be the actual score.<br> Reason: PUD property: Lender has not considered HOA in the amount of $41.67 monthly ($500 Annually). Verified doc on page #152 and considered HOA accordingly - Due Diligence Vendor-05/23/2025 |  | Resolved-updated score on tape now present and matches Lender DSCR - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4235267 |
| XXXXXX-2025-NQM3-706 |  | D A | Closed | FCOM4028 | 2025-05-23 14:02 | 2025-05-27 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4234323 |
| XXXXXX-2025-NQM3-707 |  | D A | Closed | FCOM4028 | 2025-05-28 07:11 | 2025-05-28 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4254730 |
| XXXXXX-2025-NQM3-708 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-709 |  | D A | Closed | FCOM4028 | 2025-05-27 06:20 | 2025-05-28 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4241770 |
| XXXXXX-2025-NQM3-710 |  | D A | Closed | FCOM4028 | 2025-05-27 11:09 | 2025-05-28 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4246141 |
| XXXXXX-2025-NQM3-711 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-712 |  | D A | Closed | FCOM4028 | 2025-05-27 12:26 | 2025-05-28 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4247415 |
| XXXXXX-2025-NQM3-713 |  | D A | Closed | FCOM4028 | 2025-05-27 14:13 | 2025-05-28 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4249155 |
| XXXXXX-2025-NQM3-714 |  | D A C | Closed | FCOM3605 | 2025-05-28 07:39 | 2025-06-02 08:14 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-electronic proof now present - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/30/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 05/13/2025 was sent electronically to the borrower - Due Diligence Vendor-05/28/2025 |  | Resolved-electronic proof now present - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4255059 |
| XXXXXX-2025-NQM3-714 |  | D A C | Closed | FCOM4028 | 2025-05-27 14:40 | 2025-05-28 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4249495 |
| XXXXXX-2025-NQM3-715 |  | D B A C | Closed | 63850-76790 | 2025-05-28 10:37 | 2025-06-13 08:15 | Cured | 1 - Information C A | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Cured-This is acceptable. Lender provided proof of clerical error with disclosure. - Due Diligence Vendor-06/13/2025 <br> Resolved-Initial documents and Final CD provided are acceptable. - Due Diligence Vendor-06/13/2025 <br> Cured-Final CD and correct initial documents sent in are acceptable. - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Document Uploaded. Please review uploaded final CD - Buyer-06/12/2025 <br> Counter-final CD with fee name correction is missing. Need final CD from closing redisclosed as well - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. Please review uploaded PCCD along eith LOX to the borrower ,LE's and initial CD's - Buyer-06/12/2025 <br> Open-The [Redacted] Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) - Due Diligence Vendor-05/28/2025 |  | Cured-This is acceptable. Lender provided proof of clerical error with disclosure. - Due Diligence Vendor-06/13/2025 <br>Resolved-Initial documents and Final CD provided are acceptable. - Due Diligence Vendor-06/13/2025 <br>Cured-Final CD and correct initial documents sent in are acceptable. - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4258129 |
| XXXXXX-2025-NQM3-715 |  | D B A C | Closed | 5000500-License-Loan Originator | 2025-05-28 10:37 | 2025-06-13 07:01 | Cured | 2 - Non-Material C B | Compliance | Mavent | License: Loan Originator | Cured- - Due Diligence Vendor-06/13/2025 <br>Cured-scriveners affidavit now present to correct NMLS - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please review uploaded scrivener's affidavit. The mortgage was recorded already . - Seller-06/11/2025 <br>Counter-need NMLS corrected on closing docs so they are not the same - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-05/29/2025 <br>Open-The NMLS ID (50132) of the loan originator does not exist. On Note, DOT, Final 1003 and Final CD the Loan originator NMLS reflects the same as Loan organization. Refer Pg. no 293,316,329,345 - Due Diligence Vendor-05/28/2025 | Ready for Review-Document Uploaded. Please review uploaded scrivener's affidavit. The mortgage was recorded already . - Seller-06/11/2025<br>| Cured-scriveners affidavit now present to correct NMLS - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4258130 |
| XXXXXX-2025-NQM3-715 |  | D B A C | Closed | FCRE6206 | 2025-05-28 11:03 | 2025-06-11 11:40 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-final title with correct mortgagee now present - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. Please review uploaded explanation from title agent and final title policy - Buyer-06/11/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. "ATIMA" is missing in Mortgage clause refer pg. no 69 - Due Diligence Vendor-05/28/2025 |  | Resolved-final title with correct mortgagee now present - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4258481 |
| XXXXXX-2025-NQM3-715 |  | D B A C | Closed | FCOM4028 | 2025-05-28 08:19 | 2025-05-28 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4255557 |
| XXXXXX-2025-NQM3-716 |  | D A | Closed | FCRE1995 | 2025-05-29 07:14 | 2025-06-02 08:15 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out . resolved with lender comments. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW. EMD was backed out - Buyer-05/31/2025 <br>Open-missing - Due Diligence Vendor-05/29/2025 |  | Resolved-EMD backed out . resolved with lender comments. - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4267971 |
| XXXXXX-2025-NQM3-716 |  | D A | Closed | FCRE1253 | 2025-05-29 07:06 | 2025-06-02 08:14 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax cert now present - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-05/31/2025 <br>Open-Missing Property Tax Cert missing tax calculator. Pg 332 shows $7166.01 and lender used $12682/ yr - Due Diligence Vendor-05/29/2025 |  | Resolved-tax cert now present - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4267879 |
| XXXXXX-2025-NQM3-716 |  | D A | Closed | FCOM4028 | 2025-05-29 05:41 | 2025-05-29 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4267060 |
| XXXXXX-2025-NQM3-717 |  | D B A | Closed | FCOM4028 | 2025-05-28 08:17 | 2025-05-28 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4255531 |
| XXXXXX-2025-NQM3-717 |  | D B A | Closed | FVAL5472 | 2025-05-28 09:40 | 2025-05-28 11:26 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As per guide, gross living area of unit #[Redacted] & #[Redacted] is < 500 sq ft<br> \*Exception form is provided to allow units with < 500 sq ft<br> \*Approved Conditions; Max LA $[Redacted] & 0.5 to price<br> \*Exception form is on page #273 of 326 - Due Diligence Vendor-05/28/2025 |  | Waived-As per guide, gross living area of unit #[Redacted] & #[Redacted] is < 500 sq ft<br> \*Exception form is provided to allow units with < 500 sq ft<br> \*Approved Conditions; Max LA $[Redacted] & 0.5 to price<br> \*Exception form is on page #273 of 326 - Due Diligence Vendor-05/28/2025 |  | 5 years on current job, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4257295 |
| XXXXXX-2025-NQM3-717 |  | D B A | Closed | FCRE1200 | 2025-05-28 09:37 | 2025-05-28 09:37 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Minimum loan amount for multi family property is $[Redacted]<br> \*Exception form is provided to allow Loan amount of $[Redacted] .<br> \*Approved Conditions; Max LA $[Redacted] & 0.5 to price<br> \*Exception form is on page #273 of 326 - Due Diligence Vendor-05/28/2025 |  | Waived-As per guide, Minimum loan amount for multi family property is $[Redacted]<br> \*Exception form is provided to allow Loan amount of $[Redacted] .<br> \*Approved Conditions; Max LA $[Redacted] & 0.5 to price<br> \*Exception form is on page #273 of 326 - Due Diligence Vendor-05/28/2025 |  | 5 years on current job, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4257238 |
| XXXXXX-2025-NQM3-718 |  | D A | Closed | FCOM4028 | 2025-05-28 10:28 | 2025-05-29 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4258016 |
| XXXXXX-2025-NQM3-719 |  | D B A | Closed | FCOM4028 | 2025-05-28 07:46 | 2025-05-29 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4255140 |
| XXXXXX-2025-NQM3-719 |  | D B A | Closed | FCRE5116 | 2025-05-28 14:17 | 2025-05-28 14:17 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing VOM or VOR | Waived-Waiver for not providing a VOM. Husband passed away last year, borrower provided 12 months statements showing payments on time for both mortgages. Creditor is unwilling to do a VOM for our borrower since it wasn't on her name.<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Exception waiver on page 22 of 94 - Due Diligence Vendor-05/28/2025 |  | Waived-Waiver for not providing a VOM. Husband passed away last year, borrower provided 12 months statements showing payments on time for both mortgages. Creditor is unwilling to do a VOM for our borrower since it wasn't on her name.<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Exception waiver on page 22 of 94 - Due Diligence Vendor-05/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum,<br> Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4262058 |
| XXXXXX-2025-NQM3-720 |  | D A | Closed | FCOM4028 | 2025-05-28 09:50 | 2025-05-28 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4257522 |
| XXXXXX-2025-NQM3-721 |  | D A | Closed | FCOM4028 | 2025-05-28 12:09 | 2025-05-29 12:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4259654 |
| XXXXXX-2025-NQM3-722 |  | D B A | Closed | FCOM4028 | 2025-05-29 07:57 | 2025-06-02 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-less than 60 days - Buyer-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4268618 |
| XXXXXX-2025-NQM3-722 |  | D B A | Closed | FPRO116 | 2025-05-29 09:15 | 2025-05-29 09:15 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Garage used as living space and not permitted. This does not meet completed properties requirement.<br> Condition: Please contact your AE to submit for an Exception Approval for the following: The subject's one-<br> car built-in garage had been converted into a finished and heated space. The garage door was not functional<br> Short Description Garage is being used as storage space<br> Comments Hi Team, need an exception on garage being converted to heated space. Appraisal as is, no issues.<br> Pg. 365 - Due Diligence Vendor-05/29/2025 |  | Waived-Garage used as living space and not permitted. This does not meet completed properties requirement.<br> Condition: Please contact your AE to submit for an Exception Approval for the following: The subject's one-<br> car built-in garage had been converted into a finished and heated space. The garage door was not functional<br> Short Description Garage is being used as storage space<br> Comments Hi Team, need an exception on garage being converted to heated space. Appraisal as is, no issues.<br> Pg. 365 - Due Diligence Vendor-05/29/2025<br>|  | Compensating Factors<br> Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit<br> score >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/31/2025 0.25 to price, 65 LTV max |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4270261 |
| XXXXXX-2025-NQM3-723 |  | D A | Closed | FCOM4028 | 2025-05-29 09:21 | 2025-05-29 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4270441 |
| XXXXXX-2025-NQM3-724 |  | D B A | Closed | FCRE1165 | 2025-05-29 07:13 | 2025-06-06 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-correct mortgagee clause now present - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. The revised individual flood policy is uploaded. - Buyer-06/06/2025 <br>Open-Flood Insurance Policy Partially Provided "ATIMA" verbiage is missing in mortgage Clause refer Pg. no 670. - Due Diligence Vendor-05/29/2025 |  | Resolved-correct mortgagee clause now present - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4267957 |
| XXXXXX-2025-NQM3-724 |  | D B A | Closed | FCRE9991 | 2025-05-29 07:52 | 2025-06-03 09:05 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved- lender confirmed debts were not verified paid so is included in final DTI. DTI now matches - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. The following liabilities are reported on the borrower's credit report and had not been paid off; it must be included in the DTI - Buyer-06/02/2025 <br>Open-\*DTI is off by 0.81%. Lender DTI is 48.44%<br> - Income and subject property PITIA matches<br> - DTI is off due to other liabilities as borrower 1 Liabilities for $70 is getting paid off however lender considered it in to DTI calculation refer pg. no 79<br> - DTI should be - PITIA+ Other EXP/ Income = $3,652.32 + $456.82/ $8626.89 = 47.63% - Due Diligence Vendor-05/29/2025 |  | Resolved- lender confirmed debts were not verified paid so is included in final DTI. DTI now matches - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4268545 |
| XXXXXX-2025-NQM3-724 |  | D B A | Closed | FCOM4028 | 2025-05-28 14:46 | 2025-05-29 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4262466 |
| XXXXXX-2025-NQM3-724 |  | D B A | Closed | FCRE1174 | 2025-05-29 07:13 | 2025-05-29 07:13 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided - If property is in flood zone the flood coverage should include in master policy<br> - Exception form provided to proceed with loan as we have separate flood insurance as property is in flood zone<br> - Approved Condition :- As is <br> - Exception form on pg. no 875. - Due Diligence Vendor-05/29/2025 |  | Waived-Master Condo Insurance Policy Partially Provided - If property is in flood zone the flood coverage should include in master policy<br> - Exception form provided to proceed with loan as we have separate flood insurance as property is in flood zone<br> - Approved Condition :- As is <br> - Exception form on pg. no 875. - Due Diligence Vendor-05/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4267958 |
| XXXXXX-2025-NQM3-725 |  | D A | Closed | FCOM4028 | 2025-05-29 12:05 | 2025-05-30 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4273160 |
| XXXXXX-2025-NQM3-726 |  | D A | Closed | FCOM4028 | 2025-05-29 10:36 | 2025-05-30 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4271642 |
| XXXXXX-2025-NQM3-727 |  | D A | Closed | FCRE9991 | 2025-05-29 14:20 | 2025-06-06 07:30 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and is now matching TPR - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW along with Lock form - Buyer-06/06/2025 <br>Counter-there is more than 10 months remaining. payment at $317/ mo x 10 months = $3170 and balance is higher - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/03/2025 <br>Open-DTI is 46.16. Lender omitted Affirm but do not have 12 months cancelled check to show paid by business. please provide proof of omission or add to DTI - Due Diligence Vendor-05/29/2025 |  | Resolved-lender updated DTI and is now matching TPR - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4275102 |
| XXXXXX-2025-NQM3-727 |  | D A | Closed | FCRE1437 | 2025-05-29 07:49 | 2025-06-03 13:17 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved with lender comments - lender is aware of shorter employment that 2 yrs and accepts - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/03/2025 <br>Open-Income and Employment Do Not Meet Guidelines Bwr was a 1099 Employee prior to wage (W2) switch in 10/2023 - LOE page 135 + VVOE agrees. However, there is no income documentation (2023 1099) to complete the 24 month income verification - 2023 W2 only reflects wages form 10/2023 -12/2023. Therefore, the income verification in present file only covers 10/2023 -05/2025, or 20 months. - Due Diligence Vendor-05/29/2025 |  | Resolved-resolved with lender comments - lender is aware of shorter employment that 2 yrs and accepts - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4268507 |
| XXXXXX-2025-NQM3-727 |  | D A | Closed | FCOM4028 | 2025-05-29 07:17 | 2025-05-29 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4268010 |
| XXXXXX-2025-NQM3-728 |  | D A | Closed | FCRE1180 | 2025-05-29 16:02 | 2025-06-04 07:03 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-invoice provided for missing premium now present - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by CUW along with Insurance Invoice - Buyer-06/04/2025 <br>Open-Premium amount is missing on provided HO-6 policy on page #522 - Due Diligence Vendor-05/29/2025 |  | Resolved-invoice provided for missing premium now present - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4276401 |
| XXXXXX-2025-NQM3-728 |  | D A | Closed | FCRE9991 | 2025-05-29 14:14 | 2025-06-04 07:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected 1003 provided and DTI now matches at 27.04 - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Document Uploaded. Please see attached 1003 - Buyer-06/04/2025 <br>Counter-updated 1003 to show all correct figures is required. Updated DTI is now more than 7% different than TPR. Unable to determine what you used for rent loss- need an updated 1003 - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW along with updated Lock Form. DTI is 27.044% now - Buyer-06/03/2025 <br>Open-\*DTI is off by 1.72% Lender DTI is 18.54%<br> - Subject PITI $1,776.10 and Other Debt $75 matches<br> - Income $9,983.69 - matches. However rent loss $848.91 (Pg. no 50 of 132) was not considered by lender. By adding this rent loss the income got adjusted to $9,134.78<br> - DTI should be PITI + Other EXP / Income = $1,776.10+75/$9,134.78 = 20.26% - Due Diligence Vendor-05/29/2025 |  | Resolved-corrected 1003 provided and DTI now matches at 27.04 - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4275008 |
| XXXXXX-2025-NQM3-728 |  | D A | Closed | FCOM4028 | 2025-05-29 10:55 | 2025-05-30 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4271917 |
| XXXXXX-2025-NQM3-729 |  | D A | Closed | FCRE9991 | 2025-05-29 15:32 | 2025-06-02 11:55 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape with correct score now present - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Tape - Buyer-06/02/2025 <br>Open-<br> \*DSCR is off by 0.113. Lender's score 0.858<br> Lender 1008 indicates a rent of $3,766.67. Docs in file, 1007 page #195 of 209 reflect $2500 & [Redacted] on page #160 of 209 reflects rent of $2825 . PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> > Calculation: 2825/ 2,910.71= 0.971 should be the actual score.<br> Reason is that higher [Redacted] was used in qualifying - Due Diligence Vendor-05/29/2025 |  | Resolved-updated tape with correct score now present - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4275969 |
| XXXXXX-2025-NQM3-729 |  | D A | Closed | FCOM4028 | 2025-05-29 13:32 | 2025-05-30 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4274438 |
| XXXXXX-2025-NQM3-730 |  | D A | Closed | FCRE9651 | 2025-05-29 16:08 | 2025-06-03 13:54 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am schedule now present - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-06/03/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Schedule is 'Missing' from the Closing Package. - Due Diligence Vendor-05/29/2025 |  | Resolved-am schedule now present - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4276497 |
| XXXXXX-2025-NQM3-730 |  | D A | Closed | FCRE9991 | 2025-05-30 08:13 | 2025-06-03 13:48 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated and matches TPR - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please see attached tape, lock confirmation. 1008 and approval letter. - Buyer-06/03/2025 <br>Open-\*DSCR is off by 0.011. Lender's score 1.055<br> Lender 1008 indicates a rent of $1875. Docs in file, 1007 page #14 of 207 reflect $1875. PITI Mismatches. No lease or other indicator to support any other rent per Lender if any.<br> > Calculation: $1875/$1,759.08 = 1.066 should be the actual score.<br> Reason: Lender has incorrectly considered HOI premium of $184.25 monthly, however no supporting docs in file to verify the same. Verified HOI policy on page #1 of 78 HOI premium is $167.67 monthly. Hence considered accordingly - Due Diligence Vendor-05/30/2025 |  | Resolved-score updated and matches TPR - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4282434 |
| XXXXXX-2025-NQM3-730 |  | D A | Closed | FCOM4028 | 2025-05-29 15:57 | 2025-06-02 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4276358 |
| XXXXXX-2025-NQM3-731 |  | D A | Closed | FCOM4028 | 2025-05-30 09:52 | 2025-06-02 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4284317 |
| XXXXXX-2025-NQM3-732 |  | D A | Closed | FCOM4028 | 2025-05-29 13:32 | 2025-05-30 09:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4274447 |
| XXXXXX-2025-NQM3-733 |  | D B A | Closed | FCOM4028 | 2025-05-30 13:25 | 2025-06-02 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4287858 |
| XXXXXX-2025-NQM3-733 |  | D B A | Closed | FCRE1200 | 2025-05-30 14:55 | 2025-05-30 14:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per rate sheet Minimum Loan Amount is [Redacted]<br> - Exception form provided to proceed with loan as File Loan amount is $[Redacted]<br> - Approved Condition :- [Redacted], 0.25 to price<br> - Exception form on Pg. no 396 of 486. - Due Diligence Vendor-05/30/2025 |  | Waived--As per rate sheet Minimum Loan Amount is [Redacted]<br> - Exception form provided to proceed with loan as File Loan amount is [Redacted]<br> - Approved Condition :- [Redacted], 0.25 to price<br> - Exception form on Pg. no 396 of 486. - Due Diligence Vendor-05/30/2025 |  | Revolving debt is under 30%, 5+ years credit history, Reserves >6 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4289342 |
| XXXXXX-2025-NQM3-734 |  | D B A | Closed | FCRE9991 | 2025-05-30 08:51 | 2025-06-05 08:57 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected DTI and now matches at 29.78 - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. This has been corrected, it looks like the rent was being hit somehow & our system had the borrower at two current residences but everything is all set now including the HOA. - Buyer-06/04/2025 <br>Open- - DTI should be 29.78%. Approval is 44.56%. PITIA is $4,216.05 + Debts from the credit report of $1,120 / Income of $17,916.66 - Borrower purchase property in Aug 2024. It appears broker used the same 1003 as a template for this refinance - see page 361 for LOE. Due to this, the borrower's rent ($3100) from prior residence was included in the DTI. Additionally, the HOA dues are higher, per the Condo Questionnaire ($489) than is reflected on the 1008 ($36.08). - Due Diligence Vendor-05/30/2025 |  | Resolved-lender corrected DTI and now matches at 29.78 - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4283073 |
| XXXXXX-2025-NQM3-734 |  | D B A | Closed | FCOM4028 | 2025-05-30 07:26 | 2025-06-02 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4281695 |
| XXXXXX-2025-NQM3-734 |  | D B A | Closed | FPRO116 | 2025-05-30 08:56 | 2025-05-30 08:56 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Trend of Property Values: "Declining" Markets allowed with maximum of [Redacted]<br> \*Exception form is provided to allow with declining value<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 811 of 811, Appraisal page 213 of 811, Appraisal Update page 186 of 811 - Due Diligence Vendor-05/30/2025 - Due Diligence Vendor-05/30/2025 |  | Waived-Waived-As per guide, Trend of Property Values: "Declining" Markets allowed with maximum of [Redacted]<br> \*Exception form is provided to allow with declining value<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 811 of 811, Appraisal page 213 of 811, Appraisal Update page 186 of 811 - Due Diligence Vendor-05/30/2025 - Due Diligence Vendor-05/30/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4283179 |
| XXXXXX-2025-NQM3-735 |  | D A | Closed | FCOM4028 | 2025-05-30 09:36 | 2025-06-02 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4284099 |
| XXXXXX-2025-NQM3-736 |  | D B A | Closed | FCOM4028 | 2025-06-02 05:43 | 2025-06-03 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4296272 |
| XXXXXX-2025-NQM3-736 |  | D B A | Closed | FVAL5385 | 2025-06-02 08:54 | 2025-06-03 11:39 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-listed for sale in last 6 months. delisted in Dec 2024. Cannot be listed within last 12 months per guides<br> Page 530<br> - Due Diligence Vendor-06/02/2025 |  | Waived-listed for sale in last 6 months. delisted in Dec 2024. Cannot be listed within last 12 months per guides<br> Page 530<br> - Due Diligence Vendor-06/02/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late<br> payments in the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/05/2025 +0.25 to price, 70% CLTV max |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4298323 |
| XXXXXX-2025-NQM3-737 |  | D A | Closed | FCRE7347 | 2025-05-31 10:21 | 2025-06-03 09:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-departure lease now present - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please review uploaded lease - Buyer-06/02/2025 <br>Open- - missing lease agreement for departure residence. - Due Diligence Vendor-05/31/2025 |  | Resolved-departure lease now present - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4291451 |
| XXXXXX-2025-NQM3-738 |  | D A | Closed | FCRE1995 | 2025-06-02 10:48 | 2025-06-04 12:28 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. Backed out EMD - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Document Uploaded. $10k EMD was backed out. Please see attached - Buyer-06/04/2025 <br>Open-need proof the 10K of the 50k cleared borrower account. need this to support borrowers 5% into deal as first time home owner - Due Diligence Vendor-06/02/2025 |  | Resolved-resolved with lender comments. Backed out EMD - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4300759 |
| XXXXXX-2025-NQM3-738 |  | D A | Closed | FCOM4028 | 2025-06-02 09:23 | 2025-06-03 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4299173 |
| XXXXXX-2025-NQM3-739 |  | D A | Closed | FCOM4028 | 2025-06-02 07:07 | 2025-06-03 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4296881 |
| XXXXXX-2025-NQM3-740 |  | D A | Closed | FCRE1212 | 2025-06-02 12:41 | 2025-06-06 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-contract proof of updated sale price is now present - Due Diligence Vendor-06/06/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/06/2025 <br> Open-Purchase contract has not been fully provided - missing addendum raising purchase price to $[Redacted] - Due Diligence Vendor-06/02/2025 |  | Resolved-contract proof of updated sale price is now present - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4302668 |
| XXXXXX-2025-NQM3-740 |  | D A | Closed | FCOM4028 | 2025-06-02 12:10 | 2025-06-03 12:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4302203 |
| XXXXXX-2025-NQM3-741 |  | D B A | Closed | FCOM4028 | 2025-06-02 09:10 | 2025-06-03 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4298608 |
| XXXXXX-2025-NQM3-741 |  | D B A | Closed | FCRE3599 | 2025-06-02 13:01 | 2025-06-02 13:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-As per guide, maximum of 5 loans with our lender, for each borrower in 6 months span is allowed. <br> \*Exception form is provided to allow 5+ loans for the same borrower with our lender.<br> \*Exception form is on page #95 of 314<br> \*Approved Conditions: [Redacted] max, 3Y PPP - Due Diligence Vendor-06/02/2025 |  | Waived-As per guide, maximum of 5 loans with our lender, for each borrower in 6 months span is allowed. <br> \*Exception form is provided to allow 5+ loans for the same borrower with our lender.<br> \*Exception form is on page #95 of 314<br> \*Approved Conditions: [Redacted] max, 3Y PPP - Due Diligence Vendor-06/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4303042 |
| XXXXXX-2025-NQM3-742 |  | D B A | Closed | FCOM4028 | 2025-06-03 00:15 | 2025-06-03 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4308766 |
| XXXXXX-2025-NQM3-742 |  | D B A | Closed | FCRE3599 | 2025-06-03 02:54 | 2025-06-03 09:51 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Same Borrowers owns more than 5 loans and we have exception in page#14_Credit_pkg_2.pdf. This exceeds guides line for max loans per borrower - Due Diligence Vendor-06/03/2025 |  | Waived-Same Borrowers owns more than 5 loans and we have exception in page#14_Credit_pkg_2.pdf. This exceeds guides line for max loans per borrower - Due Diligence Vendor-06/03/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #216_Credit_pkg_2.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #216_Credit_pkg_2.pdf is 07/01/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #216_Credit_pkg_2.pdf. Existing late payments till 12/2021<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 782 variance is 162 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4309264 |
| XXXXXX-2025-NQM3-743 |  | D A | Closed | FCOM4028 | 2025-06-03 06:27 | 2025-06-04 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4310397 |
| XXXXXX-2025-NQM3-744 |  | D B A | Closed | FCOM4028 | 2025-06-03 04:22 | 2025-06-04 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4309507 |
| XXXXXX-2025-NQM3-744 |  | D B A | Closed | FCRE3599 | 2025-06-03 06:13 | 2025-06-03 13:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Borrower have 20 loans which is greater than maximum Guideline requirement of 5 loans. However, we have exception in page#624 - Due Diligence Vendor-06/03/2025 |  | Waived-Borrower have 20 loans which is greater than maximum Guideline requirement of 5 loans. However, we have exception in page#624 - Due Diligence Vendor-06/03/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #917<br> 5+ years credit history - Oldest tradeline date in CBR page #917 is 07/01/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #917. Existing late payments till 12/2021<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 782 variance is 162 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4310278 |
| XXXXXX-2025-NQM3-745 |  | D A | Closed | FCRE1248 | 2025-06-03 08:26 | 2025-06-06 13:04 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Resolved-lender accepts not having the pay history since not purchasing from relative. it is just a tenant landlord sale. accepted and clears finding - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. SUW: While the appraisal does technically say non arms length, this is only due to the fact that the buyer is the current tenant of the property. There is no other relationship. The tenant/landlord relationship is not considered a non arms length relationship per the guidelines. This has also been confirmed w/ Fannie Mae in the past.<br> SUW teamlead: Can confirm that Non-QM loans do not consider a tenant/landlord relationship as non-arm's length. - Buyer-06/06/2025 <br>Open-Purchase is not considered to be an Arm's Length Transaction missing 12 month pay history for the seller as this is a arms length transaction per appraiser - Due Diligence Vendor-06/03/2025 |  | Resolved-lender accepts not having the pay history since not purchasing from relative. it is just a tenant landlord sale. accepted and clears finding - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4311848 |
| XXXXXX-2025-NQM3-745 |  | D A | Closed | FCOM4028 | 2025-06-03 05:32 | 2025-06-04 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4309918 |
| XXXXXX-2025-NQM3-746 |  | D B A | Closed | FCOM4028 | 2025-06-03 09:27 | 2025-06-04 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4312932 |
| XXXXXX-2025-NQM3-746 |  | D B A | Closed | FCRE1174 | 2025-06-03 11:15 | 2025-06-03 11:15 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Building Ordinance coverage required on condos<br> \*Exception form is provided to allow no Building Ordinance coverage<br> \*Approved Conditions: +0.375 to price<br> \*Exception form is on page # 689 of 813 - Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025 |  | Waived-Waived-As per guide, Building Ordinance coverage required on condos<br> \*Exception form is provided to allow no Building Ordinance coverage<br> \*Approved Conditions: +0.375 to price<br> \*Exception form is on page # 689 of 813 - Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4316039 |
| XXXXXX-2025-NQM3-747 |  | D B C A | Closed | FCOM7379 | 2025-06-03 09:16 | 2025-06-06 13:09 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Calculating Cash to Close Seller Credit discrepancy | Resolved-concessions addendum now present - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Attached is the addendum for realtor credits.<br>- Buyer-06/06/2025 <br>Open-Please provide supporting document to verify realtor credit amount of $6,179.80 reflecting in Final CD Page #25 - Due Diligence Vendor-06/03/2025 |  | Resolved-concessions addendum now present - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4312675 |
| XXXXXX-2025-NQM3-747 |  | D B C A | Closed | FCOM4028 | 2025-06-03 07:02 | 2025-06-04 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4310722 |
| XXXXXX-2025-NQM3-747 |  | D B C A | Closed | FCRE3599 | 2025-06-03 08:46 | 2025-06-03 10:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Maximum 5 loans per Guidelines whereas Borrower owns 20 loans. However, we have exception in page#597 - Due Diligence Vendor-06/03/2025 |  | Waived-Maximum 5 loans per Guidelines whereas Borrower owns 20 loans. However, we have exception in page#597 - Due Diligence Vendor-06/03/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #785<br> 5+ years credit history - Oldest tradeline date in CBR page #785 is 07/01/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #785. Existing late payments till 12/2021<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 782 variance is 162 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4312174 |
| XXXXXX-2025-NQM3-748 |  | D B A | Closed | FCRE9651 | 2025-06-02 09:20 | 2025-06-05 13:32 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please review uploaded amortization schedule - Buyer-06/05/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-06/02/2025 |  | Resolved-now present - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4299134 |
| XXXXXX-2025-NQM3-748 |  | D B A | Closed | FCOM1621 | 2025-06-02 09:20 | 2025-06-05 13:31 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-now present. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please review uploaded IEAD - Buyer-06/05/2025 <br>Open-Initial Escrow Account Disclosure is Missing - Due Diligence Vendor-06/02/2025 |  | Resolved-now present. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4299133 |
| XXXXXX-2025-NQM3-748 |  | D B A | Closed | FCOM4028 | 2025-06-02 09:13 | 2025-06-02 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4298782 |
| XXXXXX-2025-NQM3-748 |  | D B A | Closed | FVAL5524 | 2025-06-02 10:07 | 2025-06-02 10:07 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide,Kitchenettes in condotels are considered on a case-by case basis. <br> \*Exception form is provided to allow a kitchette<br> \*Approved Conditions:0.25 to price<br> \*Exception form is on page # 133 of 802 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/02/2025 |  | Waived-Waived-As per guide,Kitchenettes in condotels are considered on a case-by case basis. <br> \*Exception form is provided to allow a kitchette<br> \*Approved Conditions:0.25 to price<br> \*Exception form is on page # 133 of 802 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/02/2025<br>|  | No mortgage late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4300087 |
| XXXXXX-2025-NQM3-749 |  | D B A | Closed | FCOM4028 | 2025-06-02 15:55 | 2025-06-03 09:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4306116 |
| XXXXXX-2025-NQM3-749 |  | D B A | Closed | FCRE6843 | 2025-06-02 15:23 | 2025-06-02 15:23 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-\*As per Guide all documents must be translated by a certified translator.<br> \*Exception provided to Accept documents with google translate for Asset documents pg.#196<br> \*Exception Pg.#440<br> \*Approved with Condition: 0.25 to Price<br> - Due Diligence Vendor-06/02/2025 |  | Waived-\*As per Guide all documents must be translated by a certified translator.<br> \*Exception provided to Accept documents with google translate for Asset documents pg.#196<br> \*Exception Pg.#440<br> \*Approved with Condition: 0.25 to Price<br> - Due Diligence Vendor-06/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4305709 |
| XXXXXX-2025-NQM3-750 |  | D A | Closed | FCOM4028 | 2025-06-02 09:12 | 2025-06-03 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4298641 |
| XXXXXX-2025-NQM3-751 |  | D B A | Closed | FCRE9991 | 2025-06-03 13:48 | 2025-07-08 08:16 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided the lease and recalculated DTI> DTI is now within .05% - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. Please see attached comment from SUW along with Lease agreement provided by the Broker and updated Lock form. DTI is now 32.86% - Buyer-07/07/2025 <br>Open-DTI is 72.67%. Lender didnt include the retained mortgage payment of $4025.27 in DTI. this makes DTI 72.67% - Due Diligence Vendor-06/03/2025 |  | Resolved-lender provided the lease and recalculated DTI> DTI is now within .05% - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4319290 |
| XXXXXX-2025-NQM3-751 |  | D B A | Closed | FCOM1233 | 2025-06-03 13:49 | 2025-06-16 06:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-occupancy intended use corrected on final 1003 - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Document Uploaded. Please see the 1003 fixed. - Buyer-06/14/2025 <br>Counter-still need 1003 corrected. REO section asks what is the INTENDED use. if converting to a rental it should be marked investment. please fix - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see the updated 1003. [Redacted]s was Borrower`s OO home, subject property is a new home. - Buyer-06/11/2025 <br>Open-final 1003 says this is a primary purchase and retained property will also be used for primary - Due Diligence Vendor-06/03/2025 |  | Resolved-occupancy intended use corrected on final 1003 - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4319306 |
| XXXXXX-2025-NQM3-751 |  | D B A | Closed | FCOM4028 | 2025-06-03 12:06 | 2025-06-04 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4316986 |
| XXXXXX-2025-NQM3-751 |  | D B A | Closed | FCRE1228 | 2025-06-03 13:51 | 2025-06-03 13:51 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max Nonsufficient funds allowed for a bank statement income program<br> 6 NSF's Last 12 Months<br> Comments Low LTV low DTI<br> Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV [Redacted]% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/05/2025 0.25 to price subject to full value review<br> Pg 377 - Due Diligence Vendor-06/03/2025 |  | Waived-exceeds max Nonsufficient funds allowed for a bank statement income program<br> 6 NSF's Last 12 Months<br> Comments Low LTV low DTI<br> Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV [Redacted]% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/05/2025 0.25 to price subject to full value review<br> Pg 377 - Due Diligence Vendor-06/03/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/05/2025 0.25 to price subject to full value review |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4319324 |
| XXXXXX-2025-NQM3-752 |  | D B A | Closed | FCRE3978 | 2025-06-02 15:20 | 2025-06-09 07:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-resolved with lender comments. Lender has reviewe4d and determined box was checked in error - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/07/2025 <br> Open-Final 1003 page #63 of 131, section 5 Declaration pointer C is marked as Yes and amount disclosed is $[Redacted]. However no supporting docs in file to verify the amount.<br> - Due Diligence Vendor-06/02/2025 |  | Resolved-resolved with lender comments. Lender has reviewe4d and determined box was checked in error - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4305680 |
| XXXXXX-2025-NQM3-752 |  | D B A | Closed | FCOM4028 | 2025-06-02 13:40 | 2025-06-04 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4303936 |
| XXXXXX-2025-NQM3-752 |  | D B A | Closed | FPRO2525 | 2025-06-02 15:05 | 2025-06-02 15:05 | Waived | 2 - Non-Material B | Property | Property | Insurance Deductible is Outside of Program Allowance | Waived-As per guide, The maximum allowable deductible for windstorms is 10%<br> \*Exception form is provided to allow Storm deductible is 15%<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #424 of 509 - Due Diligence Vendor-06/02/2025 |  | Waived-As per guide, The maximum allowable deductible for windstorms is 10%<br> \*Exception form is provided to allow Storm deductible is 15%<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #424 of 509 - Due Diligence Vendor-06/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4305439 |
| XXXXXX-2025-NQM3-753 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-754 |  | D B A | Closed | FCRE9991 | 2025-06-03 11:34 | 2025-06-06 08:09 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender is using the award letters issue date for the 2 year full doc program for Other types of income. This resolves this finding - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/06/2025 <br>Open-program is 2 yr full docs but only 1 year 1009s present. need 2023 1099s or change program to 1 yr - Due Diligence Vendor-06/03/2025 |  | Resolved-lender is using the award letters issue date for the 2 year full doc program for Other types of income. This resolves this finding - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4316400 |
| XXXXXX-2025-NQM3-754 |  | D B A | Closed | FCOM4028 | 2025-06-03 06:37 | 2025-06-03 11:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4310480 |
| XXXXXX-2025-NQM3-754 |  | D B A | Closed | FVAL5474 | 2025-06-03 07:54 | 2025-06-03 07:54 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees and must be held in Fee Simple.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project with Leasehold<br> \*Approved Conditions: [Redacted] max, with 0.375 to price<br> \*Exception form is on page # 353 of 456 - Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025 |  | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees and must be held in Fee Simple.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project with Leasehold<br> \*Approved Conditions: [Redacted] max, with 0.375 to price<br> \*Exception form is on page # 353 of 456 - Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025<br>|  | DTI below 45%, Residual income > $3,000, DTI > 10% below program maximum, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, Reserves > 6 months, Bwr contribution exceeds 5% over minimum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4311391 |
| XXXXXX-2025-NQM3-755 |  | D A C | Closed | 2260 | 2025-06-04 13:33 | 2025-06-06 13:38 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Confirmed,<br>There is no PPP on the file - Buyer-06/06/2025 <br>Open-confirm none - Due Diligence Vendor-06/04/2025 |  | Resolved-resolved with lender comments - Due Diligence Vendor-06/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4336116 |
| XXXXXX-2025-NQM3-755 |  | D A C | Closed | FCOM4028 | 2025-06-03 07:34 | 2025-06-04 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4311057 |
| XXXXXX-2025-NQM3-756 |  | D B A | Closed | FCRE7375 | 2025-06-03 12:56 | 2025-06-05 13:50 | Resolved | 1 - Information C A | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Resolved-legible copy of I 94 now present - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. page 3 of the uploaded document - there is i-94 - Buyer-06/05/2025 <br>Open- - B2 Permanent Resident Card is expired. - Due Diligence Vendor-06/03/2025 |  | Resolved-legible copy of I 94 now present - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4317966 |
| XXXXXX-2025-NQM3-756 |  | D B A | Closed | FCOM4028 | 2025-06-03 11:57 | 2025-06-04 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4316796 |
| XXXXXX-2025-NQM3-756 |  | D B A | Closed | FCRE1228 | 2025-06-03 13:08 | 2025-06-03 13:08 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSFs<br> \*Approved Conditions: [Redacted]% MAX & 0.125 to price<br> \*Exception form is on page # 629 of 707 - Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSFs<br> \*Approved Conditions: [Redacted]% MAX & 0.125 to price<br> \*Exception form is on page # 629 of 707 - Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025 |  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4318308 |
| XXXXXX-2025-NQM3-756 |  | D B A | Closed | FPRO2828 | 2025-06-03 13:05 | 2025-06-03 13:05 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Waived-As per guide, Copy of SSR's (FNMA/FHLMC Portal Results) is requested even if CU score is unavailable (no CU score). Regardless of SSR CU score, an eligible form of secondary valuation ([Redacted]-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal.<br> \*Exception form is provided to allow Transferred appraisal<br> \*Approved Conditions: 0.25 to price & valid form of secondary valuation is required<br> \*Exception form is on page # 628 of 707, Appraisal page 201 of 707, Appraisal Review page 172 of 707 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/03/2025 |  | Waived-Waived-As per guide, Copy of SSR's (FNMA/FHLMC Portal Results) is requested even if CU score is unavailable (no CU score). Regardless of SSR CU score, an eligible form of secondary valuation ([Redacted]-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal.<br> \*Exception form is provided to allow Transferred appraisal<br> \*Approved Conditions: 0.25 to price & valid form of secondary valuation is required<br> \*Exception form is on page # 628 of 707, Appraisal page 201 of 707, Appraisal Review page 172 of 707 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/03/2025<br>|  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4318278 |
| XXXXXX-2025-NQM3-756 |  | D B A | Closed | FCRE1437 | 2025-06-03 13:00 | 2025-06-03 13:00 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Waived-As per guide, Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow Inconsistent income deposits<br> \*Approved Conditions: 0.125 to price<br> \*Exception form is on page # 627 of 707- Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025 |  | Waived-Waived-As per guide, Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow Inconsistent income deposits<br> \*Approved Conditions: 0.125 to price<br> \*Exception form is on page # 627 of 707- Due Diligence Vendor-06/03/2025 - Due Diligence Vendor-06/03/2025<br>|  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4318065 |
| XXXXXX-2025-NQM3-757 |  | D A | Closed | FCOM4028 | 2025-06-03 14:19 | 2025-06-05 07:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4321475 |
| XXXXXX-2025-NQM3-758 |  | D A | Closed | FCRE1491 | 2025-06-04 01:46 | 2025-06-12 05:59 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-gift wire to closing now present - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. closing gift wire to title of $21K from [Redacted] uploaded - Buyer-06/11/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements missing closing gift wire to title of $21K from [Redacted]. - Due Diligence Vendor-06/04/2025 |  | Resolved-gift wire to closing now present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4327555 |
| XXXXXX-2025-NQM3-758 |  | D A | Closed | FCOM4028 | 2025-06-03 10:35 | 2025-06-05 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4315381 |
| XXXXXX-2025-NQM3-759 |  | D A | Closed | FCRE9650 | 2025-06-03 14:26 | 2025-06-05 09:04 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-disclosure now present - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/04/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. missing - Due Diligence Vendor-06/03/2025 |  | Resolved-disclosure now present - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4323185 |
| XXXXXX-2025-NQM3-759 |  | D A | Closed | FCOM4028 | 2025-06-03 14:07 | 2025-06-03 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4319641 |
| XXXXXX-2025-NQM3-760 |  | D B C A | Closed | FCOM3605 | 2025-06-04 13:57 | 2025-06-13 08:04 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof of delivery now present - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please see the evidence. - Buyer-06/13/2025 <br>Open-Need evidence that revised closing disclosure dated 5-29-25 was sent electronically to the borrower. - Due Diligence Vendor-06/04/2025 |  | Resolved-proof of delivery now present - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4336872 |
| XXXXXX-2025-NQM3-760 |  | D B C A | Closed | FCOM4028 | 2025-06-04 10:00 | 2025-06-05 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4332300 |
| XXXXXX-2025-NQM3-760 |  | D B C A | Closed | FCRE8611 | 2025-06-04 13:18 | 2025-06-04 13:18 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived--IRS amount Owned is reflecting in Personal tax return<br> - Exception form Provided to proceed with loan as IRS approved instalment agreement is missing<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg. no 546 of 626. - Due Diligence Vendor-06/04/2025 |  | Waived--IRS amount Owned is reflecting in Personal tax return<br> - Exception form Provided to proceed with loan as IRS approved instalment agreement is missing<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg. no 546 of 626. - Due Diligence Vendor-06/04/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4335817 |
| XXXXXX-2025-NQM3-761 |  | D A | Closed | FCRE8728 | 2025-06-04 10:19 | 2025-06-11 06:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-resolved with lender comments. the loan in question has not closed yet and therefore no docs to provide. included to be conservative - Due Diligence Vendor-06/11/2025 <br>Ready for Review-The loan has not closed yet, so there is no CD or the Note in the file. - Buyer-06/11/2025 <br>Open-- missing payment info for new [Redacted] mortgage on investment property. Need copy of signed note and HUD - Due Diligence Vendor-06/05/2025 |  | Resolved-resolved with lender comments. the loan in question has not closed yet and therefore no docs to provide. included to be conservative - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4332604 |
| XXXXXX-2025-NQM3-761 |  | D A | Closed | FCRE9991 | 2025-06-04 10:18 | 2025-06-11 06:32 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected DTI and now matches - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. DTI is 29.439%, $2,632 liability is included. - Buyer-06/11/2025 <br>Open- - DTI should be 29.44% Approval is 25.57% - difference is due to $2,632 payment for 3273 E Main investment property not being included in the DTI. - Due Diligence Vendor-06/04/2025 |  | Resolved-lender corrected DTI and now matches - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4332593 |
| XXXXXX-2025-NQM3-761 |  | D A | Closed | FCOM4028 | 2025-06-04 08:46 | 2025-06-05 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4330808 |
| XXXXXX-2025-NQM3-762 |  | D B A C | Closed | 5000650-License-Loan Originator | 2025-06-04 10:37 | 2025-06-13 08:05 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-lender has investigated and determined validity of NLMS - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Document Uploaded. [Redacted] is licensed in [Redacted] and works in the broker's company. - Buyer-06/13/2025 <br> Open-A relationship between [Redacted] (NMLS ID: [Redacted]) and the company (Company NMLS ID: [Redacted]) does not exist in the NMLS Consumer Access as of 2025-05-30. - Due Diligence Vendor-06/04/2025 |  | Resolved-lender has investigated and determined validity of NLMS - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4332892 |
| XXXXXX-2025-NQM3-762 |  | D B A C | Closed | FCOM4028 | 2025-06-04 09:07 | 2025-06-05 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4331195 |
| XXXXXX-2025-NQM3-762 |  | D B A C | Closed | FPRO116 | 2025-06-04 09:57 | 2025-06-04 09:57 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline prohibits more than 10% ownership of units by a single entity within a condo project.<br> \*Exception form is provided to allow single entity ownership of 78% of units in project.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page # 307 of 494 Due Diligence Vendor-06/04/2025 - Due Diligence Vendor-06/04/2025 |  | Waived-Waived-As per guide, Guideline prohibits more than 10% ownership of units by a single entity within a condo project.<br> \*Exception form is provided to allow single entity ownership of 78% of units in project.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page # 307 of 494 Due Diligence Vendor-06/04/2025 - Due Diligence Vendor-06/04/2025<br>|  | Revolving debt under 30%, 5 yrs current job, Residual income > $3,000, 10 years same line of employment, No credit events past 40 months, 5+ yrs credit history, Credit Score >40 points above program minimum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4332238 |
| XXXXXX-2025-NQM3-763 |  | D A | Closed | FCOM4028 | 2025-06-04 06:49 | 2025-06-05 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4329057 |
| XXXXXX-2025-NQM3-764 |  | D A | Closed | FCOM4028 | 2025-06-04 10:53 | 2025-06-05 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4333067 |
| XXXXXX-2025-NQM3-765 |  | D B A C | Closed | FCRE1440 | 2025-06-04 16:02 | 2025-06-12 06:01 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-mortgage history now present thru application date showing no recent lates - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. Please see the most recent payment as of application date (2/5/2025). - Buyer-06/11/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Need recent payment proof for mortgage [Redacted]reflected on page #3 & 404 - Due Diligence Vendor-06/04/2025 |  | Resolved-mortgage history now present thru application date showing no recent lates - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4338684 |
| XXXXXX-2025-NQM3-765 |  | D B A C | Closed | FCOM1159 | 2025-06-04 14:18 | 2025-06-09 07:30 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate not received by the borrower at least 4 days prior to consummation | Resolved-proof of electronic delivery now present - Due Diligence Vendor-06/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Loan Estimate with eSign Certificate - Buyer-06/07/2025 <br>Open-Provide evidence that Revised Loan Estimate issues on 05/14/2025 was sent electronically - Due Diligence Vendor-06/04/2025 |  | Resolved-proof of electronic delivery now present - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4337229 |
| XXXXXX-2025-NQM3-765 |  | D B A C | Closed | FCOM4028 | 2025-06-04 09:55 | 2025-06-05 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4332215 |
| XXXXXX-2025-NQM3-765 |  | D B A C | Closed | FVAL4940 | 2025-06-04 16:46 | 2025-06-04 16:49 | Waived | 2 - Non-Material B | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Waived-Exception form provided for No HOA (sale is in progress, not determined yet)<br> Exception form Page#355 OF 460<br> Approved With Conditions: max [Redacted], 0.25 to price - Due Diligence Vendor-06/04/2025 |  | Waived-Exception form provided for No HOA (sale is in progress, not determined yet)<br> Exception form Page#355 OF 460<br> Approved With Conditions: max [Redacted], 0.25 to price - Due Diligence Vendor-06/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4339278 |
| XXXXXX-2025-NQM3-766 |  | D B A | Closed | FCOM4028 | 2025-06-04 12:27 | 2025-06-05 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4334942 |
| XXXXXX-2025-NQM3-766 |  | D B A | Closed | FVAL5474 | 2025-06-04 14:27 | 2025-06-04 14:27 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-pg 513<br> condo single investor ownership exceeded. Condo issues. 3/17 units single entity ownership, common elements repairs required<br> Comments Our subject property is one of those 3 units, which our borrower is buying so soon it will only be 2 units<br> owned by the same entity which is allowed based on the total units. Please find attached condo<br> questionnaire<br>- Due Diligence Vendor-06/04/2025 |  | Waived-pg 513<br> condo single investor ownership exceeded. Condo issues. 3/17 units single entity ownership, common elements repairs required<br> Comments Our subject property is one of those 3 units, which our borrower is buying so soon it will only be 2 units<br> owned by the same entity which is allowed based on the total units. Please find attached condo<br> questionnaire<br>- Due Diligence Vendor-06/04/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage<br> late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/08/2025 0.25 to price |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4337427 |
| XXXXXX-2025-NQM3-766 |  | D B A | Closed | FCRE3466 | 2025-06-04 14:27 | 2025-06-04 14:27 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-Minimum coverages for condo ordinance not present.<br>Ordinance and Law Coverage not obtainable<br> Comments Please allow Ord and Law Coverage not being obtainable. It is available on the insurance marker but not<br> obtainable for the HOA<br> Pg. 514 - Due Diligence Vendor-06/04/2025 |  | Waived-Minimum coverages for condo ordinance not present.<br>Ordinance and Law Coverage not obtainable<br> Comments Please allow Ord and Law Coverage not being obtainable. It is available on the insurance marker but not<br> obtainable for the HOA<br> Pg. 514 - Due Diligence Vendor-06/04/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage<br> late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/19/2025 75% LTV max, 0.25 to price |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4337403 |
| XXXXXX-2025-NQM3-767 |  | D A | Closed | FCOM4028 | 2025-06-04 05:12 | 2025-06-05 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4328309 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | 2000003-Fees-Prohibited-MERS® Registration Fee-128-IA-Borrower, Seller, Originator, Lender or Other-Lender, Originator, Affiliate or Provider | 2025-06-04 08:25 | 2025-06-20 07:23 | Cured | 2 - Non-Material C B | Compliance | Mavent | IA Fee Not Allowed- MERS® Registration Fee (Fee ID: 128) | Cured- - Due Diligence Vendor-06/20/2025 <br> Cured-This is acceptable. - Due Diligence Vendor-06/20/2025 <br> Resolved- - Due Diligence Vendor-06/20/2025 <br> Open- - Due Diligence Vendor-06/20/2025 <br> Open- - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD, Letter of explanation and check refund - Seller-06/19/2025 <br> Open-MERS® Registration Fee (Fee ID: 128) is not allowed to be charged to the Borrower, Seller, Originator, Lender or Other and paid to the Lender, Originator, Affiliate or Provider in [Redacted] under the [Redacted] Money and Interest Provisions. Only fees specified under [Redacted] Code 535.8(a) and (b) may be charged in connection with a loan secured by a 1-2 unit primary or vacation dwelling. ([Redacted] Code 535.8(4)(b)(1)). - Due Diligence Vendor-06/04/2025 | Ready for Review-Document Uploaded. Please see attached PCCD, Letter of explanation and check refund - Seller-06/19/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330458 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | 2000003-Fees-Prohibited-Electronic Recording Fee-108-IA-Borrower, Seller, Originator, Lender or Other-Lender, Originator, Affiliate or Provider | 2025-06-04 08:25 | 2025-06-20 07:23 | Cured | 2 - Non-Material C B | Compliance | Mavent | IA Fee Not Allowed- Electronic Recording Fee (Fee ID: 108) | Cured- - Due Diligence Vendor-06/20/2025 <br> Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br> Resolved- - Due Diligence Vendor-06/20/2025 <br> Open- - Due Diligence Vendor-06/20/2025 <br> Open- - Due Diligence Vendor-06/20/2025 <br> Rescinded-Electronic Recording Fee (Fee ID: 108) is not allowed to be charged to the Borrower, Seller, Originator, Lender or Other and paid to the Lender, Originator, Affiliate or Provider in [Redacted] under the [Redacted] Money and Interest Provisions. Only fees specified under [Redacted] Code 535.8(a) and (b) may be charged in connection with a loan secured by a 1-2 unit primary or vacation dwelling. ([Redacted] Code 535.8(4)(b)(1)). Duplicate - Due Diligence Vendor-06/04/2025 |  | Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br> Rescinded-Electronic Recording Fee (Fee ID: 108) is not allowed to be charged to the Borrower, Seller, Originator, Lender or Other and paid to the Lender, Originator, Affiliate or Provider in [Redacted] under the [Redacted] Money and Interest Provisions. Only fees specified under [Redacted] Code 535.8(a) and (b) may be charged in connection with a loan secured by a 1-2 unit primary or vacation dwelling. ([Redacted] Code 535.8(4)(b)(1)). Duplicate - Due Diligence Vendor-06/04/2025 |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330451 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | 2000000-Fees-Prohibited-Tax Related Service Fee-107-IA-Borrower | 2025-06-04 08:25 | 2025-06-20 07:23 | Cured | 2 - Non-Material C B | Compliance | Mavent | IA Fee Not Allowed- Tax Related Service Fee (Fee ID: 107) | Cured- - Due Diligence Vendor-06/20/2025 <br>Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br>Resolved- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Rescinded-Subsection 535.8(a) of the [Redacted] Money and Interest Provisions does not allow Tax Related Service Fee (Fee ID: 107) to be charged to the Borrower in IA. Duplicate - Due Diligence Vendor-06/04/2025 |  | Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br>Rescinded-Subsection 535.8(a) of the [Redacted] Money and Interest Provisions does not allow Tax Related Service Fee (Fee ID: 107) to be charged to the Borrower in IA. Duplicate - Due Diligence Vendor-06/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330455 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | 2000003-Fees-Prohibited-Tax Related Service Fee-107-IA-Borrower, Seller, Originator, Lender or Other-Lender, Originator, Affiliate or Provider | 2025-06-04 08:25 | 2025-06-20 07:22 | Cured | 2 - Non-Material C B | Compliance | Mavent | IA Fee Not Allowed- Tax Related Service Fee (Fee ID: 107) | Cured- - Due Diligence Vendor-06/20/2025 <br>Cured-This is acceptable. - Due Diligence Vendor-06/20/2025 <br>Resolved- - Due Diligence Vendor-06/20/2025 <br>Resolved- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD, Letter of explanation and check refund - Seller-06/19/2025 <br>Open-Tax Related Service Fee (Fee ID: 107) is not allowed to be charged to the Borrower, Seller, Originator, Lender or Other and paid to the Lender, Originator, Affiliate or Provider in[Redacted]under the [Redacted] Money and Interest Provisions. Only fees specified under [Redacted] Code 535.8(a) and (b) may be charged in connection with a loan secured by a 1-2 unit primary or vacation dwelling. ([Redacted] Code 535.8(4)(b)(1)). - Due Diligence Vendor-06/04/2025 | Ready for Review-Document Uploaded. Please see attached PCCD, Letter of explanation and check refund - Seller-06/19/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-06/20/2025 <br>Resolved- - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330454 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | 2000000-Fees-Prohibited-MERS® Registration Fee-128-IA-Borrower | 2025-06-04 08:25 | 2025-06-20 07:22 | Cured | 2 - Non-Material C B | Compliance | Mavent | IA Fee Not Allowed- MERS® Registration Fee (Fee ID: 128) | Cured- - Due Diligence Vendor-06/20/2025 <br>Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br>Resolved- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Rescinded-Subsection 535.8(a) of the [Redacted] Money and Interest Provisions does not allow MERS® Registration Fee (Fee ID: 128) to be charged to the Borrower in IA. Duplicate - Due Diligence Vendor-06/04/2025 |  | Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br>Rescinded-Subsection 535.8(a) of the [Redacted] Money and Interest Provisions does not allow MERS® Registration Fee (Fee ID: 128) to be charged to the Borrower in IA. Duplicate - Due Diligence Vendor-06/04/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330453 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | 2000000-Fees-Prohibited-Electronic Recording Fee-108-IA-Borrower | 2025-06-04 08:25 | 2025-06-20 07:21 | Cured | 2 - Non-Material C B | Compliance | Mavent | IA Fee Not Allowed- Electronic Recording Fee (Fee ID: 108) | Cured- - Due Diligence Vendor-06/20/2025 <br>Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025 <br>Resolved- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Open- - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD, Letter of explanation and check refund - Buyer-06/19/2025 <br>Open-Subsection 535.8(a) of the [Redacted] Money and Interest Provisions does not allow Electronic Recording Fee (Fee ID: 108) to be charged to the Borrower in IA. - Due Diligence Vendor-06/04/2025 |  | Cured-PCCD provided is acceptable. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330457 |
| XXXXXX-2025-NQM3-768 |  | D B A C | Closed | FCOM4028 | 2025-06-03 23:06 | 2025-06-06 08:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-06/06/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4327134 |
| XXXXXX-2025-NQM3-769 |  | D A | Closed | FCOM4028 | 2025-06-04 08:21 | 2025-06-09 08:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-06/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330391 |
| XXXXXX-2025-NQM3-770 |  | D B A | Closed | FCRE1995 | 2025-06-04 03:21 | 2025-06-04 13:09 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Please disregard, EMD was back out - Buyer-06/04/2025 <br>Open-Please provide supporting document to verify EMD amount of $2,500 reflecting in Final CD Page #31_Signed closing pkg.pdf - Due Diligence Vendor-06/04/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4327768 |
| XXXXXX-2025-NQM3-770 |  | D B A | Closed | FCOM4028 | 2025-06-04 01:39 | 2025-06-04 07:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4327539 |
| XXXXXX-2025-NQM3-770 |  | D B A | Closed | FCRE3599 | 2025-06-04 03:22 | 2025-06-04 04:35 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Maximum 5 loans per Guidelines whereas Borrower owns 20 loans. However, we have exception in page#7-document - Due Diligence Vendor-06/04/2025 |  | Waived-Maximum 5 loans per Guidelines whereas Borrower owns 20 loans. However, we have exception in page#7-document - Due Diligence Vendor-06/04/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #719document<br> 5+ years credit history - Oldest tradeline date in CBR page #719documentis 07/01/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #719-document. Existing late payments till 12/2021<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 782 variance is 162 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4327771 |
| XXXXXX-2025-NQM3-771 |  | D A | Closed | FCOM4028 | 2025-06-05 09:44 | 2025-06-06 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4347133 |
| XXXXXX-2025-NQM3-772 |  | D A | Closed | FCRE1319 | 2025-06-06 10:19 | 2025-06-13 08:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Tax Returns Missing | Resolved-lender confirms tax liability used is less than 25%. Explanation accepted to not have tax returns since less than 25% - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. FNMA guidance was used to gross up 25% using alternative documentation like award letters and account statements. The income was updated and grossed by 15% since there are no tax returns or transcripts. - Buyer-06/13/2025 <br>Counter-your guidelines state: Social security (can be grossed up 25% if qualified by Full Documentation with Tax Returns). Need actual return, or transcripts for tax returns or waiver - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. The deposit amount on bank statements matches the amount on the borrowers award letters, the process of grossing up SSI by 25% is followed up. - Buyer-06/12/2025 <br>Counter-tax returns are not in these items attached. - Due Diligence Vendor-06/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Tax Returns provided for this loan - Buyer-06/07/2025 <br>Open-need tax returns as borrowers incomes for SS were grossed up 25% - Due Diligence Vendor-06/06/2025 |  | Resolved-lender confirms tax liability used is less than 25%. Explanation accepted to not have tax returns since less than 25% - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4362676 |
| XXXXXX-2025-NQM3-772 |  | D A | Closed | FCOM4028 | 2025-06-04 13:53 | 2025-06-06 10:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4336788 |
| XXXXXX-2025-NQM3-773 |  | D A | Closed | FCOM4028 | 2025-06-04 06:54 | 2025-06-05 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4329116 |
| XXXXXX-2025-NQM3-774 |  | D A | Closed | FCOM4028 | 2025-06-06 12:08 | 2025-06-06 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open- - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  | Missing evidence of Mortgage recording |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4364488 |
| XXXXXX-2025-NQM3-775 |  | D A | Closed | FCOM4028 | 2025-06-04 12:42 | 2025-06-05 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4335235 |
| XXXXXX-2025-NQM3-776 |  | D B A | Closed | FCRE1491 | 2025-06-05 09:15 | 2025-06-12 06:07 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-business bank statement and proof owned (pg 456) now present - Due Diligence Vendor-06/12/2025 <br>Resolved-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Asset document uploaded. SUW confirming that the borrower had ownership of the business on the statement. - Buyer-06/11/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Need 1 Months Bank statement to verify assets - Due Diligence Vendor-06/05/2025 |  | Resolved-business bank statement and proof owned (pg 456) now present - Due Diligence Vendor-06/12/2025 <br>Resolved-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4346600 |
| XXXXXX-2025-NQM3-776 |  | D B A | Closed | FCOM4028 | 2025-06-05 07:47 | 2025-06-06 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4344001 |
| XXXXXX-2025-NQM3-776 |  | D B A | Closed | FPRO1251 | 2025-06-05 09:25 | 2025-06-05 09:25 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived--Asper guide the property zoning should be Legal<br> - Exception form provided to proceed with loan as in Appraisal report Zoning compliance is mentioned as Legal Nonconforming<br> - Approved condition :- [Redacted] Max & 0.125 to price & good with LA <$[Redacted]<br> - Exception form on Pg. no 462. - Due Diligence Vendor-06/05/2025 |  | Waived--Asper guide the property zoning should be Legal<br> - Exception form provided to proceed with loan as in Appraisal report Zoning compliance is mentioned as Legal Nonconforming<br> - Approved condition :- [Redacted] Max & 0.125 to price & good with LA <$[Redacted]<br> - Exception form on Pg. no 462. - Due Diligence Vendor-06/05/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4346803 |
| XXXXXX-2025-NQM3-776 |  | D B A | Closed | FCRE1200 | 2025-06-05 09:23 | 2025-06-05 09:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per Rate sheet Minimum Loan Amount is [Redacted]<br> - Exception form provided to proceed with loan as File loan amount is $[Redacted]<br> - Approved condition :- [Redacted] Max & 0.125 to price & good with [Redacted]<br> - Exception form on Pg. no 462. - Due Diligence Vendor-06/05/2025 |  | Waived--As per Rate sheet Minimum Loan Amount is [Redacted]<br> - Exception form provided to proceed with loan as File loan amount is $97,500<br> - Approved condition :- [Redacted] Max & 0.125 to price & good with [Redacted]<br> - Exception form on Pg. no 462. - Due Diligence Vendor-06/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4346773 |
| XXXXXX-2025-NQM3-777 |  | D A | Closed | FCRE9991 | 2025-06-05 10:51 | 2025-06-11 06:46 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender sent corrected lock to reflect correct score of 775 - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. Updated the tape and lock to reflect 775 - Buyer-06/10/2025 <br>Open-FICO on credit on page 344 is 775. Tape has credit score at 768 - Due Diligence Vendor-06/05/2025 |  | Resolved-lender sent corrected lock to reflect correct score of 775 - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Not Applicable | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4348198 |
| XXXXXX-2025-NQM3-777 |  | D A | Closed | FCOM4028 | 2025-06-04 14:56 | 2025-06-05 10:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | ATR/QM: Not Applicable | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4337839 |
| XXXXXX-2025-NQM3-778 |  | D A | Closed | FCRE1995 | 2025-06-05 05:17 | 2025-06-10 12:20 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, backed out - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Document Uploaded. EMD has been backed out from assets account balance,<br>No need to verify: - Buyer-06/10/2025 <br>Open-Please Provide Evidence of Earnest Money Deposit of $2,000 as it is missing in the File. - Due Diligence Vendor-06/05/2025 |  | Resolved-resolved with lender comments, backed out - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4342477 |
| XXXXXX-2025-NQM3-778 |  | D A | Closed | FCOM4028 | 2025-06-05 03:58 | 2025-06-06 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4341986 |
| XXXXXX-2025-NQM3-779 |  | D B A | Closed | FCRE1501 | 2025-06-04 14:05 | 2025-06-05 14:21 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $4111.31 is equal to or greater than Total Required Reserve Amount of $3824.04 - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Total assets post close were $4,328.53 - that covers reserves requiremnts.Accounts reference used [Redacted] with balance $968.81 ;[Redacted] savings 3757-00 with balance $3061.56 ,[Redacted] checking [Redacted]with balance $298.16 - Buyer-06/05/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $3262.71 is less than Total Required Reserve Amount of $3824.04 - Verified assets $244,134.28, cash to close $240,871.57, 3 months reserves required equal to $3,824.04, borrower is short $561.32 for reserves. - Due Diligence Vendor-06/04/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $4111.31 is equal to or greater than Total Required Reserve Amount of $3824.04 - Due Diligence Vendor-06/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4337004 |
| XXXXXX-2025-NQM3-779 |  | D B A | Closed | FCOM4028 | 2025-06-04 12:26 | 2025-06-05 05:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4334914 |
| XXXXXX-2025-NQM3-779 |  | D B A | Closed | FCRE7805 | 2025-06-04 14:15 | 2025-06-04 14:15 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Income - Bank Statements | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow non-borrower listed on personal BS using for income<br> \*Approved Conditions:+0.25 to price, [Redacted] max<br> \*Exception form is on page # 724 of 821 - Due Diligence Vendor-06/04/2025 - Due Diligence Vendor-06/04/2025 |  | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow non-borrower listed on personal BS using for income<br> \*Approved Conditions:+0.25 to price, [Redacted] max<br> \*Exception form is on page # 724 of 821 - Due Diligence Vendor-06/04/2025 - Due Diligence Vendor-06/04/2025<br>|  | Several income sources and DTI below 45%, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 4337166 |
| XXXXXX-2025-NQM3-780 |  | D A | Closed | FCOM4028 | 2025-06-05 06:50 | 2025-06-06 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4343173 |
| XXXXXX-2025-NQM3-781 |  | D A | Closed | FCOM4028 | 2025-06-05 06:38 | 2025-06-06 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-closed within 60 days - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-closed within 60 days - Due Diligence Vendor-06/06/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4343054 |
| XXXXXX-2025-NQM3-782 |  | D A | Closed | FCOM4028 | 2025-06-05 07:45 | 2025-06-06 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4343951 |
| XXXXXX-2025-NQM3-783 |  | D A | Closed | FCOM4028 | 2025-06-05 06:41 | 2025-06-06 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4343092 |
| XXXXXX-2025-NQM3-784 |  | D B A | Closed | FCOM4028 | 2025-06-05 11:31 | 2025-06-06 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-loan closed with in 60 days - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-loan closed with in 60 days - Due Diligence Vendor-06/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4348878 |
| XXXXXX-2025-NQM3-784 |  | D B A | Closed | FCRE1228 | 2025-06-05 13:11 | 2025-06-05 13:11 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-1 NSF more than allowed- exceeds max allowed non sufficient funds for income program<br> Comments willing to pay off all debt at closing if needed. Appraisal came in 100k over expected.<br> Pg 553 - Due Diligence Vendor-06/05/2025 |  | Waived-1 NSF more than allowed- exceeds max allowed non sufficient funds for income program<br> Comments willing to pay off all debt at closing if needed. Appraisal came in 100k over expected.<br> Pg 553 - Due Diligence Vendor-06/05/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No<br> credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Reserves >6 months,<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/20/2025 64 CLTV Max |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4350589 |
| XXXXXX-2025-NQM3-785 |  | D A | Closed | FCOM4028 | 2025-06-09 04:08 | 2025-06-10 06:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4376783 |
| XXXXXX-2025-NQM3-786 |  | D A B | Closed | FCRE1995 | 2025-06-08 09:26 | 2025-06-13 13:18 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD was backed out - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. EMD was backed out of one of the borrower's accounts at initial underwrite so documentation was not needed. - Buyer-06/13/2025 <br>Open-Earnest Deposit of $25,000 is reflecting in final 1003(Page # 71 of 513) & final CD(Page # 16 of 513) whereas supporting documents are missing in file - Due Diligence Vendor-06/08/2025 |  | Resolved-resolved with lender comments. EMD was backed out - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4374174 |
| XXXXXX-2025-NQM3-786 |  | D A B | Closed | FCOM3075 | 2025-06-08 23:37 | 2025-06-13 08:15 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-missing doc now present - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/12/2025 <br>Open-Patriot Act Disclosure is 'Missing'. Missing US Patriot Act Disclosure or the document is incomplete. borrowers Patriot Act Disclosure document is missing in file. - Due Diligence Vendor-06/09/2025 |  | Resolved-missing doc now present - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4376096 |
| XXXXXX-2025-NQM3-786 |  | D A B | Closed | FCOM4028 | 2025-06-08 06:23 | 2025-06-10 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4373795 |
| XXXXXX-2025-NQM3-787 |  | B A | Closed | FVAL5981 | 2025-06-09 10:02 | 2025-06-09 12:06 | Waived | 2 - Non-Material B | Property | Property | Property Type does not meet eligibility requirement(s) | Waived-Subject property type is 2-4 unit whereas we have additional Dwelling unit as well per Appraisal Report Page #18 & 25 with 840 Sq Ft. However, Exception form is in Page #273 - Due Diligence Vendor-06/09/2025 |  | Waived-Subject property type is 2-4 unit whereas we have additional Dwelling unit as well per Appraisal Report Page #18 & 25 with 840 Sq Ft. However, Exception form is in Page #273 - Due Diligence Vendor-06/09/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #447 of Credit Package.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 447 of Credit Package.pdf is 04/01/1987<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #447 of Credit package.pdf. Last late payment is on 04/23<br> LTV 10% below maximum-Audited LTV 42.86% & Maximum LTV 55% with difference 12.14% <br> Credit score >40 points than minimum required-40 Points than minimum required: Audited FICO 797 and Guideline maximum FICO 660 with difference 137 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4381670 |
| XXXXXX-2025-NQM3-788 |  | D B A | Closed | FVAL4940 | 2025-06-05 12:02 | 2025-06-25 06:44 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-HOA condo qt now present - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. The updated questionnaire is uploaded. - Buyer-06/24/2025 <br>Open-Full review condo Questionnaire available on page #366, however questions of page #367 are not marked (blank) - Due Diligence Vendor-06/05/2025 |  | Resolved-HOA condo qt now present - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4349369 |
| XXXXXX-2025-NQM3-788 |  | D B A | Closed | FCOM4028 | 2025-06-05 09:46 | 2025-06-09 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 | Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - 06/09/2025 <br>|  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4347144 |
| XXXXXX-2025-NQM3-788 |  | D B A | Closed | FVAL5474 | 2025-06-05 12:01 | 2025-06-05 12:01 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*Exception form is provided to allow Commercial Zoning per Appraisal<br> \*Exception form is on page #540<br> \*Approved Conditions : 0.25 to price - Due Diligence Vendor-06/05/2025 |  | Waived-\*Exception form is provided to allow Commercial Zoning per Appraisal<br> \*Exception form is on page #540<br> \*Approved Conditions : 0.25 to price - Due Diligence Vendor-06/05/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4349351 |
| XXXXXX-2025-NQM3-789 |  | D A | Closed | FCRE6019 | 2025-06-06 01:06 | 2025-06-10 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-ITIN now present - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Document Uploaded. Please see attached citizenship documentation - Buyer-06/10/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower is Non-Permanent Resident Alien and Citizenship Document Is Missing in file to verify the same - Due Diligence Vendor-06/06/2025 |  | Resolved-ITIN now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4355537 |
| XXXXXX-2025-NQM3-789 |  | D A | Closed | FCRE5116 | 2025-06-05 23:45 | 2025-06-10 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-newly originated loan so pay history not available yet. Note now present - Due Diligence Vendor-06/10/2025 <br> Ready for Review-Document Uploaded. Please see attached Note and Final CD for property [Redacted] - Buyer-06/10/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]with balance $[Redacted]" - Due Diligence Vendor-06/06/2025 |  | Resolved-newly originated loan so pay history not available yet. Note now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4355075 |
| XXXXXX-2025-NQM3-789 |  | D A | Closed | FCOM4028 | 2025-06-05 22:12 | 2025-06-09 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4354791 |
| XXXXXX-2025-NQM3-790 |  | D A | Closed | FVAL1039 | 2025-06-06 08:19 | 2025-06-10 12:43 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Document Uploaded. Please see attached AVM - Buyer-06/10/2025 <br>Open-\*CU Score is 0. Need supporting valuation to support the appraised value - Due Diligence Vendor-06/06/2025 |  | Resolved-AVM now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4359908 |
| XXXXXX-2025-NQM3-790 |  | D A | Closed | FCOM4028 | 2025-06-06 06:26 | 2025-06-09 09:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4358379 |
| XXXXXX-2025-NQM3-791 |  | D A | Closed | FCOM4028 | 2025-06-09 00:05 | 2025-06-10 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4376186 |
| XXXXXX-2025-NQM3-792 |  | D A | Closed | FCOM4028 | 2025-06-06 06:41 | 2025-06-09 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4358529 |
| XXXXXX-2025-NQM3-793 |  | D B A | Closed | FCOM4028 | 2025-06-06 08:32 | 2025-06-10 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4360156 |
| XXXXXX-2025-NQM3-793 |  | D B A | Closed | FVAL5474 | 2025-06-06 10:30 | 2025-06-09 06:51 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide : Projects with 21 or more units – more than 25% are not allowed<br> Exception form provided to allow 40% single entity ownership<br> Exception form page#634<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-06/09/2025 |  | Waived-Per Guide : Projects with 21 or more units – more than 25% are not allowed<br> Exception form provided to allow 40% single entity ownership<br> Exception form page#634<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-06/09/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4362794 |
| XXXXXX-2025-NQM3-794 |  | D B A | Closed | FCOM4028 | 2025-06-06 07:54 | 2025-06-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4359473 |
| XXXXXX-2025-NQM3-794 |  | D B A | Closed | FPRO116 | 2025-06-06 09:11 | 2025-06-06 09:11 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guidelines prohibit single entity ownership of more than 10% of units in a single condo project. Project has minor litigation as well.<br> \*Exception form is provided to allow single entity with ownership of 40%. Litigation letter page 185.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page # 399 of 568 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025 |  | Waived-Waived-As per guide, Guidelines prohibit single entity ownership of more than 10% of units in a single condo project. Project has minor litigation as well.<br> \*Exception form is provided to allow single entity with ownership of 40%. Litigation letter page 185.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page # 399 of 568 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, No consumer lates last 24 months, 2+ bwrs on loan. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4361233 |
| XXXXXX-2025-NQM3-795 |  | D A | Closed | FCRE8728 | 2025-06-06 15:09 | 2025-06-10 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-resolved with lender comments. New loan no pay history available, notes now present - Due Diligence Vendor-06/10/2025 <br> Ready for Review-Document Uploaded. 34-09 [Redacted] (primary residence) is a new [Redacted] loan closed 6/4/25, 109-07 [Redacted] (Investment) closed 4/30/25 with payments starting on 6/1/25. - Buyer-06/10/2025 <br> Open- - missing payment on other 2 [Redacted] loans. - Due Diligence Vendor-06/06/2025 |  | Resolved-resolved with lender comments. New loan no pay history available, notes now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4367636 |
| XXXXXX-2025-NQM3-795 |  | D A | Closed | FCOM1233 | 2025-06-06 15:08 | 2025-06-10 06:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected application for primary residence address now present - Due Diligence Vendor-06/10/2025 <br> Ready for Review-Document Uploaded. 34-09 [Redacted] marked in REO is a new Borrower`s primary residence, a new [Redacted] loan closed 6/4/25, same as the subject property. - Buyer-06/10/2025 <br> Open- - please correct the borrower's primary residence. page 1 address does not match the Primary home marked on REO - Due Diligence Vendor-06/06/2025 |  | Resolved-corrected application for primary residence address now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4367626 |
| XXXXXX-2025-NQM3-795 |  | D A | Closed | FCOM4028 | 2025-06-06 14:18 | 2025-06-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4366696 |
| XXXXXX-2025-NQM3-796 |  | D A | Closed | FCOM4028 | 2025-06-09 06:16 | 2025-06-10 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4377780 |
| XXXXXX-2025-NQM3-797 |  | D A | Closed | FCRE1212 | 2025-06-09 11:01 | 2025-06-11 06:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-addendum for additional closing costs now present - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. Please see the addendum for extra 1,630 seller credit. - Buyer-06/10/2025 <br>Open-Purchase contract has not been fully provided addendum for seller contributions as page 334 says 2.5% but total contributions are 2.72% - Due Diligence Vendor-06/09/2025 |  | Resolved-addendum for additional closing costs now present - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4382473 |
| XXXXXX-2025-NQM3-797 |  | D A | Closed | FCRE1173 | 2025-06-09 10:41 | 2025-06-11 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-lender has reviewed insurance and determined the coverage mentioned is for building. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. Policy mentions flood (if applicable), property is not in a flood zone. Policy says Building (100% replacement cost) and the limit is covered to the building value above. - Buyer-06/10/2025 <br>Open-Missing Master Condo Insurance Policy missing building coverage for master policy. page 296 says for flood - Due Diligence Vendor-06/09/2025 |  | Resolved-lender has reviewed insurance and determined the coverage mentioned is for building. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4382202 |
| XXXXXX-2025-NQM3-797 |  | D A | Closed | FCOM4028 | 2025-06-09 09:21 | 2025-06-10 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4380486 |
| XXXXXX-2025-NQM3-798 |  | D A | Closed | FCOM4028 | 2025-06-09 12:14 | 2025-06-10 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4383987 |
| XXXXXX-2025-NQM3-799 |  | D A | Closed | FCOM4028 | 2025-06-06 09:55 | 2025-06-11 06:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4362375 |
| XXXXXX-2025-NQM3-800 |  | D A | Closed | FCOM4028 | 2025-06-09 11:05 | 2025-06-10 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4382554 |
| XXXXXX-2025-NQM3-801 |  | D A | Closed | FCOM4028 | 2025-06-06 11:32 | 2025-06-10 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4363751 |
| XXXXXX-2025-NQM3-802 |  | D A | Closed | FCOM4028 | 2025-06-07 04:35 | 2025-06-09 06:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4371031 |
| XXXXXX-2025-NQM3-803 |  | D A | Closed | FCOM4028 | 2025-06-07 15:01 | 2025-06-09 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4373187 |
| XXXXXX-2025-NQM3-804 |  | D B A | Closed | FCRE9651 | 2025-06-06 14:38 | 2025-06-10 12:43 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Document Uploaded. Please review uploaded amortization schedule - Buyer-06/10/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. \*Amortization Schedule is 'Missing' from the Closing Package. - Due Diligence Vendor-06/06/2025 |  | Resolved-now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4367045 |
| XXXXXX-2025-NQM3-804 |  | D B A | Closed | FCOM4028 | 2025-06-06 13:33 | 2025-06-10 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4366039 |
| XXXXXX-2025-NQM3-804 |  | D B A | Closed | FPRO1251 | 2025-06-06 15:32 | 2025-06-06 15:32 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-\*As per Guide2-4 unit property cannot be Zoned as Rural<br> \*Exception provided to proceed with a rural 4-unit property<br> \*Exception pg.#466<br> \*Approved with Condition: 0.25 to price, LTV must be within the matrix - Due Diligence Vendor-06/06/2025 |  | Waived-\*As per Guide2-4 unit property cannot be Zoned as Rural<br> \*Exception provided to proceed with a rural 4-unit property<br> \*Exception pg.#466<br> \*Approved with Condition: 0.25 to price, LTV must be within the matrix - Due Diligence Vendor-06/06/2025<br>|  | 5 years on current job, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4368017 |
| XXXXXX-2025-NQM3-804 |  | D B A | Closed | FVAL5472 | 2025-06-06 15:29 | 2025-06-06 15:29 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per Guide Gross Living Area less than 500 Sq.ft is not allowed<br> \*Exception provided to allow 3rd Unit with GLA 411 sq.ft., which is below the 500 sq.ft.<br> \*Exception Pg.#466<br> \*Approved with Condition: 0.25 to price, LTV must be within the matrix - Due Diligence Vendor-06/06/2025 |  | Waived-\*As per Guide Gross Living Area less than 500 Sq.ft is not allowed<br> \*Exception provided to allow 3rd Unit with GLA 411 sq.ft., which is below the 500 sq.ft.<br> \*Exception Pg.#466<br> \*Approved with Condition: 0.25 to price, LTV must be within the matrix - Due Diligence Vendor-06/06/2025<br>|  | 5 years on current job, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4367950 |
| XXXXXX-2025-NQM3-805 |  | D A | Closed | FCRE8450 | 2025-06-06 16:22 | 2025-06-11 12:40 | Resolved | 1 - Information C A | Credit | Income/Employment | Rental Income not supported | Resolved-[Redacted] used for DSCR is now present. DSCR updated and now matches - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. On loan was used short-term rental income. Please see attached [Redacted], revised lock conformation and revised tape. - Buyer-06/11/2025 <br>Open-Need Supporting Rent document to verify rent income of $2,200 as per 1008<br> Note :- DSCR score is calculated using $2200 Rent - Due Diligence Vendor-06/06/2025 |  | Resolved-[Redacted] used for DSCR is now present. DSCR updated and now matches - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4368517 |
| XXXXXX-2025-NQM3-805 |  | D A | Closed | FCOM4028 | 2025-06-06 14:59 | 2025-06-10 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4367461 |
| XXXXXX-2025-NQM3-806 |  | D A | Closed | FCRE1995 | 2025-06-10 00:37 | 2025-06-13 13:21 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out per lender - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. The EMD was not sourced, the $20,000.00 was backed out of available assets. - Buyer-06/13/2025 <br>Open-Please Provide Evidence of Earnest Money Deposit of $20,000 as it is missing in the File. Verified amount from Final CD Page #6 - Due Diligence Vendor-06/10/2025 |  | Resolved-EMD backed out per lender - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4391159 |
| XXXXXX-2025-NQM3-806 |  | D A | Closed | FCOM4028 | 2025-06-09 22:12 | 2025-06-10 07:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4390835 |
| XXXXXX-2025-NQM3-807 |  | D B A | Closed | FCOM4028 | 2025-06-09 08:14 | 2025-06-11 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4379279 |
| XXXXXX-2025-NQM3-807 |  | D B A | Closed | FVAL5385 | 2025-06-10 08:59 | 2025-06-10 09:00 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Property : Per guide On a Cash out loan , the subject property must not be listed for sale in the past 6-months.<br> Exception form provided to allow Property listed for sale<br> Exception form page#477 of 588<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025 |  | Waived-Property : Per guide On a Cash out loan , the subject property must not be listed for sale in the past 6-months.<br> Exception form provided to allow Property listed for sale<br> Exception form page#477 of 588<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4394827 |
| XXXXXX-2025-NQM3-807 |  | D B A | Closed | FCRE1492 | 2025-06-09 11:39 | 2025-06-09 15:16 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Per Guide: If the most recent first mortgage transaction on the property was a cash-out refinance within the last 6 months, the new mortgage is not eligible.<br> Exception form provided to allow Existing lien under 6 months<br> Exception form page#478 of 588<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025 |  | Waived-Per Guide: If the most recent first mortgage transaction on the property was a cash-out refinance within the last 6 months, the new mortgage is not eligible.<br> Exception form provided to allow Existing lien under 6 months<br> Exception form page#478 of 588<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4383413 |
| XXXXXX-2025-NQM3-807 |  | D B A | Closed | FPRO1251 | 2025-06-09 11:35 | 2025-06-09 15:12 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Per Guide: Properties designated as "rural" to be considered on a case-by-case basis.<br> Exception form provided to allow New construction in rural zoning<br> Exception form page#478 of 588<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025 |  | Waived-Per Guide: Properties designated as "rural" to be considered on a case-by-case basis.<br> Exception form provided to allow New construction in rural zoning<br> Exception form page#478 of 588<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4383295 |
| XXXXXX-2025-NQM3-808 |  | D B A | Closed | FCRE3091 | 2025-06-09 16:23 | 2025-06-13 08:21 | Resolved | 1 - Information C A | Credit | Insurance | Master Policy Expiration Date is Prior To the Transaction Date | Resolved-Master Policy Expiration Date of 05-31-2026 is Equal to or After the Transaction Date of 06-02-2025 Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Document Uploaded. Please see the updated policy attached. - Buyer-06/12/2025 <br> Counter-this is the liability not the building coverage, need renewal for building policy - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Document Uploaded. Please see the renewed master insurance. - Buyer-06/11/2025 <br> Open-Master Policy Expiration Date of 05-31-2025 is Prior To the Transaction Date of 06-02-2025 Need updated Master policy with [Redacted]as provided policy is expire on 05/31/2025.<br> - Due Diligence Vendor-06/09/2025 |  | Resolved-Master Policy Expiration Date of 05-31-2026 is Equal to or After the Transaction Date of 06-02-2025 Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4388268 |
| XXXXXX-2025-NQM3-808 |  | D B A | Closed | FCOM4028 | 2025-06-09 08:19 | 2025-06-10 08:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4379386 |
| XXXXXX-2025-NQM3-808 |  | D B A | Closed | FVAL5474 | 2025-06-09 11:58 | 2025-06-09 11:58 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Condo projects with structural integrity is not allowed.<br> \*Exception form is provided to allow HOA with a structural issue with their balconies, refer LOX on page #454 of 812<br> \*Approved Conditions: [Redacted] max, 0.75 to price<br> \*Exception form is on page #63 of 812 - Due Diligence Vendor-06/09/2025 |  | Waived-As per guide, Condo projects with structural integrity is not allowed.<br> \*Exception form is provided to allow HOA with a structural issue with their balconies, refer LOX on page #454 of 812<br> \*Approved Conditions: [Redacted] max, 0.75 to price<br> \*Exception form is on page #63 of 812 - Due Diligence Vendor-06/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4383779 |
| XXXXXX-2025-NQM3-809 |  | D B A | Closed | FCOM4028 | 2025-06-09 08:47 | 2025-06-11 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4379899 |
| XXXXXX-2025-NQM3-809 |  | D B A | Closed | FVAL2242 | 2025-06-09 11:39 | 2025-06-10 08:05 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-\*As per Guide: A manufactured home is any dwelling unit built on a permanent chassis that is attached to a permanent foundation system and evidenced by a HUD Data Plate and HUD Certification Label(s).<br> \*Exception provided for missing HUD Label and HUD tag<br> \*Exception pg.#546<br> \*Approved with Condition: 0.25 to price & [Redacted] Max, and for appraisal need to follow FNMA expired appraisal requirements - Due Diligence Vendor-06/09/2025 |  | Waived-\*As per Guide: A manufactured home is any dwelling unit built on a permanent chassis that is attached to a permanent foundation system and evidenced by a HUD Data Plate and HUD Certification Label(s).<br> \*Exception provided for missing HUD Label and HUD tag<br> \*Exception pg.#546<br> \*Approved with Condition: 0.25 to price & [Redacted] Max, and for appraisal need to follow FNMA expired appraisal requirements - Due Diligence Vendor-06/09/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4383415 |
| XXXXXX-2025-NQM3-809 |  | D B A | Closed | FVAL9739 | 2025-06-09 11:43 | 2025-06-09 11:43 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*As per Guide The manufactured home must be built in compliance with: The Federal Manufactured Home Construction and Safety Standards that were established June 15, 1976.<br> \*Exception provided for Manufactured Home built in 1973<br> \*Exception pg.#544<br> \*Approved with Condition: 0.25 to price & [Redacted] Max, and for appraisal need to follow FNMA expired appraisal requirements - Due Diligence Vendor-06/09/2025 |  | Waived-\*As per Guide The manufactured home must be built in compliance with: The Federal Manufactured Home Construction and Safety Standards that were established June 15, 1976.<br> \*Exception provided for Manufactured Home built in 1973<br> \*Exception pg.#544<br> \*Approved with Condition: 0.25 to price & [Redacted] Max, and for appraisal need to follow FNMA expired appraisal requirements - Due Diligence Vendor-06/09/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4383452 |
| XXXXXX-2025-NQM3-810 |  | D B A | Closed | FCOM4028 | 2025-06-10 06:15 | 2025-06-11 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4392531 |
| XXXXXX-2025-NQM3-810 |  | D B A | Closed | FCRE7532 | 2025-06-10 09:04 | 2025-06-10 09:04 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-Does not meet requirement for 2 ficos scores. 1 Bureau reporting<br> Comments Please allow to proceed with this Credit Report, I pulled credit with the Loan Officer with multiple Credit<br> Providers and all of them had just one bureau reporting<br> Pg 502<br> - Due Diligence Vendor-06/10/2025 |  | Waived-Does not meet requirement for 2 ficos scores. 1 Bureau reporting<br> Comments Please allow to proceed with this Credit Report, I pulled credit with the Loan Officer with multiple Credit<br> Providers and all of them had just one bureau reporting<br> Pg 502<br> - Due Diligence Vendor-06/10/2025<br>|  | Compensating Factors<br> 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No mortgage late<br> payments in the last 24 months, No consumer late payments in the last 24 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4394912 |
| XXXXXX-2025-NQM3-811 |  | D A | Closed | FCOM4028 | 2025-06-09 12:26 | 2025-06-10 09:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4384259 |
| XXXXXX-2025-NQM3-812 |  | D A | Closed | FCOM4028 | 2025-06-10 14:53 | 2025-06-11 06:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4403162 |
| XXXXXX-2025-NQM3-813 |  | D B A | Closed | FCRE1158 | 2025-06-09 15:26 | 2025-06-12 06:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-full mortgagee now present - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see the verbiage ISAOA/ATIMA included. - Buyer-06/11/2025 <br>Open-Hazard Insurance Policy Partially Provided Mortgagee Clause is incorrect on Insurance. Mortgagee Clause "ISAOA/ATIMA" is missing on Insurance pg.#420 of 548 - Due Diligence Vendor-06/09/2025 |  | Resolved-full mortgagee now present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4387630 |
| XXXXXX-2025-NQM3-813 |  | D B A | Closed | FCOM4028 | 2025-06-09 12:49 | 2025-06-11 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4384539 |
| XXXXXX-2025-NQM3-813 |  | D B A | Closed | FVAL5385 | 2025-06-10 09:01 | 2025-06-10 09:01 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Property : Per guide On a Cash out loan , the subject property must not be listed for sale in the past 6-months.<br> Exception form provided for Property being listed for sale, will be removed asap<br> Exception form page#460 of 548<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025 |  | Waived-Property : Per guide On a Cash out loan , the subject property must not be listed for sale in the past 6-months.<br> Exception form provided for Property being listed for sale, will be removed asap<br> Exception form page#460 of 548<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4394853 |
| XXXXXX-2025-NQM3-813 |  | D B A | Closed | FCRE1492 | 2025-06-09 15:15 | 2025-06-09 15:15 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Per Guide: If the most recent first mortgage transaction on the property was a cash-out refinance within the last 6 months, the new mortgage is not eligible.<br> Exception form provided to allow Existing lien under 6 months<br> Exception form page#458 of 548<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025 |  | Waived-Per Guide: If the most recent first mortgage transaction on the property was a cash-out refinance within the last 6 months, the new mortgage is not eligible.<br> Exception form provided to allow Existing lien under 6 months<br> Exception form page#458 of 548<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4387474 |
| XXXXXX-2025-NQM3-813 |  | D B A | Closed | FPRO1251 | 2025-06-09 15:11 | 2025-06-09 15:11 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Per Guide: Properties designated as "rural" to be considered on a case-by-case basis.<br> Exception form provided to allow New construction in rural zoning<br> Exception form page#458 of 548<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025 |  | Waived-Per Guide: Properties designated as "rural" to be considered on a case-by-case basis.<br> Exception form provided to allow New construction in rural zoning<br> Exception form page#458 of 548<br> Approved With Conditions: [Redacted] max, 0.5 to price, no more exceptions allowed - Due Diligence Vendor-06/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4387424 |
| XXXXXX-2025-NQM3-814 |  | D A | Closed | FCOM4028 | 2025-06-10 00:25 | 2025-06-10 08:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4391141 |
| XXXXXX-2025-NQM3-815 |  | D A | Closed | FCOM4028 | 2025-06-10 02:37 | 2025-06-10 08:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/10/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4391413 |
| XXXXXX-2025-NQM3-816 |  | D A | Closed | FCOM4028 | 2025-06-10 09:43 | 2025-06-11 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4395842 |
| XXXXXX-2025-NQM3-817 |  | D A | Closed | FCOM4028 | 2025-06-10 07:34 | 2025-06-11 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4393512 |
| XXXXXX-2025-NQM3-818 |  | D B A | Closed | FCRE1157 | 2025-06-10 06:10 | 2025-06-12 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see attached HO3 with RCE - Buyer-06/12/2025 <br>Open-Missing Hazard Insurance Policy Please Provide Hazard Insurance Policy as it is missing in the File - Due Diligence Vendor-06/10/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4392502 |
| XXXXXX-2025-NQM3-818 |  | D B A | Closed | FCOM4028 | 2025-06-10 05:01 | 2025-06-11 10:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4391971 |
| XXXXXX-2025-NQM3-818 |  | D B A | Closed | FVAL9739 | 2025-06-10 09:51 | 2025-06-10 09:51 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Per Guidelines Commercial use only limited to Retail or office space whereas property is with [Redacted]. Total 3 units in which 2 for residential and 1 for commercial purpose per appraisal report in Page #49_Credit Pkg1.pdf, However Exception Form in the file page no #28- Credit pkg part 2.pdf. - Due Diligence Vendor-06/10/2025 |  | Waived-Per Guidelines Commercial use only limited to Retail or office space whereas property is with [Redacted]. Total 3 units in which 2 for residential and 1 for commercial purpose per appraisal report in Page #49_Credit Pkg1.pdf, However Exception Form in the file page no #28- Credit pkg part 2.pdf. - Due Diligence Vendor-06/10/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 91 of Credit pkg part 2.pdf is 06/01/2014,<br> 3. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #91 of Credit pkg part 2.pdf. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4395991 |
| XXXXXX-2025-NQM3-818 |  | D B A | Closed | FCRE8201 | 2025-06-10 06:44 | 2025-06-10 09:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not confirm to Refinance Seasoning requirements as Borrower is 50/50% owner of vested LLC with no majority of ownership per documents in Page #75 & 1 (100% LLC ownership per Page #24_Credit Pkg.pdf). However, Exception Form in the file page no #27- Credit pkg part 2.pdf. - Due Diligence Vendor-06/10/2025 |  | Waived-Loan does not confirm to Refinance Seasoning requirements as Borrower is 50/50% owner of vested LLC with no majority of ownership per documents in Page #75 & 1 (100% LLC ownership per Page #24_Credit Pkg.pdf). However, Exception Form in the file page no #27- Credit pkg part 2.pdf. - Due Diligence Vendor-06/10/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 91 of Credit pkg part 2.pdf is 06/01/2014,<br> 3. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #91 of Credit pkg part 2.pdf. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4392828 |
| XXXXXX-2025-NQM3-819 |  | D A C | Closed | 1001289-1003551 | 2025-06-10 12:52 | 2025-06-17 07:32 | Resolved | 1 - Information C A | Compliance | Interest:Accrual | Indiana - Periodic/360 (30/360) Accrual Method Prohibited (UCCC) | Resolved-IN DFI Advisory Letter 2020-01 does allow for 360 day method to be used. Lender used standard FNMA 360 day note. Finding is resolved. - Due Diligence Vendor-06/17/2025 <br> Ready for Review-According to regulation you are referring to there are two acceptable methods: "360 days method" and "365 days method". - Buyer-06/12/2025 <br> Open-Please adjust the accrual method. Effective July 1, 2020, Indiana DFI prohibits the 30/360 interest accrual method for Junior Lien Loans. ([Redacted] Code 24-4.5-2-201(4)(a)(ii); 24-4.5-3-201(3)(b)(ii); [Redacted] DFI Advisory Letter 2020-01) Please adjust the accrual method. Effective July 1, 2020, [Redacted] DFI prohibits the 30/360 interest accrual method for Junior Lien Loans. ([Redacted] Code 24-4.5-2-201(4)(a)(ii); 24-4.5-3-201(3)(b)(ii); [Redacted] DFI Advisory Letter 2020-01) - Due Diligence Vendor-06/10/2025 |  | Resolved-[Redacted] DFI Advisory Letter 2020-01 does allow for 360 day method to be used. Lender used standard FNMA 360 day note. Finding is resolved. - Due Diligence Vendor-06/17/2025 |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4400009 |
| XXXXXX-2025-NQM3-819 |  | D A C | Closed | 54000-56190 | 2025-06-10 12:52 | 2025-06-13 08:19 | Resolved | 1 - Information C A | Compliance | Late:Amount | Indiana - Maximum Late Fee (UCCC) | Resolved-paragraph 5 allows for reduction due to state max. this is accepted - Due Diligence Vendor-06/13/2025 <br> Ready for Review-According to paragraph 5 of Original Note: "If applicable law sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then (a) any such loan charge will be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already collected from me that exceeded permitted limits will be refunded to me." - Buyer-06/12/2025 <br> Open-Under the [Redacted] UCCC, the late charge must be less than or equal to ($25.00). ([Redacted]. Code 24-4.5-3-203.5; 750 IAC 1-1-1) Note does not state max late Fee as $25.00. It calculates to $28.24 max amount. Under the [Redacted] UCCC, the late charge must be less than or equal to ($25.00). ([Redacted]. Code 24-4.5-3-203.5; 750 IAC 1-1-1)<br> The Final CD does differ from the Note and states a max late fee of $25.00 - Due Diligence Vendor-06/10/2025 |  | Resolved-paragraph 5 allows for reduction due to state max. this is accepted - Due Diligence Vendor-06/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4400008 |
| XXXXXX-2025-NQM3-819 |  | D A C | Closed | FCRE1158 | 2025-06-10 12:35 | 2025-06-12 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-proof renewed via paid receipt now present. this is acceptable proof that ins was renewed - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Please see attached insurance documents - Buyer-06/12/2025 <br>Open-missing paid renewal policy as policy expires within 30 days from note - Due Diligence Vendor-06/10/2025 |  | Resolved-proof renewed via paid receipt now present. this is acceptable proof that ins was renewed - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4399594 |
| XXXXXX-2025-NQM3-819 |  | D A C | Closed | FCOM4028 | 2025-06-10 11:41 | 2025-06-11 08:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4398194 |
| XXXXXX-2025-NQM3-820 |  | D A | Closed | FCOM4028 | 2025-06-11 00:01 | 2025-06-11 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4406825 |
| XXXXXX-2025-NQM3-821 |  | D A | Closed | FCOM4028 | 2025-06-10 06:48 | 2025-06-11 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4392885 |
| XXXXXX-2025-NQM3-822 |  | D A | Closed | FCRE9991 | 2025-06-10 14:10 | 2025-06-12 13:07 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-TPR doc type will remain at retirement income - Due Diligence Vendor-06/12/2025 <br>Ready for Review-We had Benefit verification Letter on file from Social security Administration - Buyer-06/12/2025 <br>Open-Loan was originally UW as 2 yr Full Doc however, missing 2 yrs 1099 for SSI. - Due Diligence Vendor-06/10/2025 |  | Resolved-TPR doc type will remain at retirement income - Due Diligence Vendor-06/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4402415 |
| XXXXXX-2025-NQM3-822 |  | D A | Closed | FCOM4028 | 2025-06-10 09:52 | 2025-06-11 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4396014 |
| XXXXXX-2025-NQM3-823 |  | D B A C | Closed | 1000704-1002118 | 2025-06-11 11:38 | 2025-06-17 08:47 | Cured | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-This is acceptable. - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. PCCD to correct the APR fees to include Title-Admin Processing Fee was issued and sent to the Borrower. - Seller-06/16/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($220.00) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) APR should include Title-Admin Processing Fee. This is an APR Fee. - Due Diligence Vendor-06/11/2025 | Ready for Review-Document Uploaded. PCCD to correct the APR fees to include Title-Admin Processing Fee was issued and sent to the Borrower. - Seller-06/16/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4413269 |
| XXXXXX-2025-NQM3-823 |  | D B A C | Closed | FCRE1339 | 2025-06-11 11:05 | 2025-06-16 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-Borrower 1 Personal Bank Statements Provided - Due Diligence Vendor-06/16/2025 <br> Resolved-missing statements now present for income asset depletion program - Due Diligence Vendor-06/16/2025 <br> Ready for Review-Document Uploaded. Please see other 3 BSs. - Buyer-06/13/2025 <br> Counter-4 months needed for Asset Depletion income program. need missing 3. this is not for cash out purposes - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. According to GLs, most recent 1 month bank statement must be provided prior to closing where funds will be disbursed. - Seller-06/12/2025 <br> Open-Borrower 1 Personal Bank Statements Missing asset utilization requires 4 months seasoning missing 3 months statements only 1 in file - Due Diligence Vendor-06/11/2025 | Ready for Review-Document Uploaded. According to GLs, most recent 1 month bank statement must be provided prior to closing where funds will be disbursed. - Seller-06/12/2025<br>| Resolved-Borrower 1 Personal Bank Statements Provided - Due Diligence Vendor-06/16/2025 <br>Resolved-missing statements now present for income asset depletion program - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4412618 |
| XXXXXX-2025-NQM3-823 |  | D B A C | Closed | FCRE1151 | 2025-06-11 11:14 | 2025-06-13 08:23 | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-satisfactory chain now present - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please see the Chain of Title attached. - Seller-06/12/2025 <br>Open-Unsatisfactory Chain of Title provided missing - Due Diligence Vendor-06/11/2025 | Ready for Review-Document Uploaded. Please see the Chain of Title attached. - Seller-06/12/2025<br>| Resolved-satisfactory chain now present - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4412779 |
| XXXXXX-2025-NQM3-823 |  | D B A C | Closed | FCOM4028 | 2025-06-11 10:23 | 2025-06-11 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4412014 |
| XXXXXX-2025-NQM3-824 |  | D A | Closed | FCOM4028 | 2025-06-10 22:42 | 2025-06-11 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4406564 |
| XXXXXX-2025-NQM3-825 |  | D A | Closed | FCOM4028 | 2025-06-10 21:55 | 2025-06-12 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4406396 |
| XXXXXX-2025-NQM3-826 |  | D A | Closed | FCOM4028 | 2025-06-10 10:10 | 2025-06-12 06:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4396374 |
| XXXXXX-2025-NQM3-827 |  | D B A | Closed | FCOM4028 | 2025-06-10 08:49 | 2025-06-11 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4394647 |
| XXXXXX-2025-NQM3-827 |  | D B A | Closed | FCRE1200 | 2025-06-10 11:16 | 2025-06-10 11:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow the loan amount of $[Redacted] at [Redacted]<br> \*Exception form is on page #626<br> \*Approved Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow the loan amount of $[Redacted] at [Redacted]<br> \*Exception form is on page #626<br> \*Approved Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025 |  | Residual income >=3000$, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 4397640 |
| XXXXXX-2025-NQM3-828 |  | D A | Closed | FCOM4028 | 2025-06-11 03:45 | 2025-06-12 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4407469 |
| XXXXXX-2025-NQM3-829 |  | D B A | Closed | FCOM4028 | 2025-06-11 12:25 | 2025-06-12 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4414119 |
| XXXXXX-2025-NQM3-829 |  | D B A | Closed | FVAL5474 | 2025-06-11 13:21 | 2025-06-11 13:21 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception in file since the condo investor concentration exceeds allowable amount - [Redacted] see comments<br> Comments [Redacted].One entity owns 40 % total units. Minor litigtion. We have all info in collateral dept . <br> Pg. 498<br> - Due Diligence Vendor-06/11/2025 |  | Waived-Exception in file since the condo investor concentration exceeds allowable amount - [Redacted] see comments<br> Comments [Redacted].One entity owns 40 % total units. Minor litigtion. We have all info in collateral dept . <br> Pg. 498<br> - Due Diligence Vendor-06/11/2025 |  | Compensating Factors<br> Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/05/2025 70% LTV max, 0.25 to price |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4415299 |
| XXXXXX-2025-NQM3-830 |  | D A | Closed | FCOM0362 | 2025-06-11 07:11 | 2025-06-12 13:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-legible HUD now present - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please review uploaded a better copy of final HUD - Buyer-06/12/2025 <br>Open-missing a LEGIBLE copy - Due Diligence Vendor-06/11/2025 |  | Resolved-legible HUD now present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4408836 |
| XXXXXX-2025-NQM3-830 |  | D A | Closed | FCOM4028 | 2025-06-11 06:12 | 2025-06-11 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4408198 |
| XXXXXX-2025-NQM3-831 |  | D A | Closed | FCOM4028 | 2025-06-12 08:08 | 2025-06-12 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4423945 |
| XXXXXX-2025-NQM3-832 |  | D A | Closed | FCRE6618 | 2025-06-11 09:31 | 2025-06-13 08:32 | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-other means used to validate not a FTHB and 1003 was completed correctly - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Information if borrower has had an ownership interest in another property in the last three years, according to the verbiage in 1003, needs to be filled in if borrower answered to the previous question that he or she intend to occupy the property as primary residence. - Buyer-06/13/2025 <br>Open-Need updated final 1003 reflecting borrower had an ownership interest in last three years.<br> Note - As per Seller CD page #133 of 152 borrower recently sold 1 property. Hence borrower is not FTHB - Due Diligence Vendor-06/11/2025 |  | Resolved-other means used to validate not a FTHB and 1003 was completed correctly - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4411109 |
| XXXXXX-2025-NQM3-832 |  | D A | Closed | FCOM4028 | 2025-06-10 14:43 | 2025-06-12 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4403024 |
| XXXXXX-2025-NQM3-833 |  | D A | Closed | FCRE9991 | 2025-06-10 16:27 | 2025-06-12 13:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and DSCR matches - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. DSCR is accurate 1.083 - Buyer-06/12/2025 <br>Open-Need updated Tape reflecting DSCR score - Due Diligence Vendor-06/10/2025 |  | Resolved-tape updated and DSCR matches - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4404308 |
| XXXXXX-2025-NQM3-833 |  | D A | Closed | FCOM4028 | 2025-06-10 14:42 | 2025-06-12 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4402998 |
| XXXXXX-2025-NQM3-834 |  | D A | Closed | FCOM4028 | 2025-06-10 14:39 | 2025-06-12 10:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4402948 |
| XXXXXX-2025-NQM3-835 |  | D B A | Closed | FCRE1995 | 2025-06-12 07:40 | 2025-06-16 12:35 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, EMD backed out - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Please disregard, EMD was beck out. - Buyer-06/16/2025 <br>Open-Please provide supporting document to verify EMD of$2,500 which is reflecting in final CD in page#290 - Due Diligence Vendor-06/12/2025 |  | Resolved-resolved with lender comments, EMD backed out - Due Diligence Vendor-06/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4423426 |
| XXXXXX-2025-NQM3-835 |  | D B A | Closed | FCOM4028 | 2025-06-12 04:37 | 2025-06-13 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4421651 |
| XXXXXX-2025-NQM3-835 |  | D B A | Closed | FCRE3599 | 2025-06-12 07:45 | 2025-06-12 09:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Maximum 5 loans allowed per Guidelines whereas Borrower owns 19 loans per Final 1003 Page #310. However, we have exception in page#569 - Due Diligence Vendor-06/12/2025 |  | Waived-Maximum 5 loans allowed per Guidelines whereas Borrower owns 19 loans per Final 1003 Page #310. However, we have exception in page#569 - Due Diligence Vendor-06/12/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #793<br> 5+ years credit history - Oldest tradeline date in CBR page #793 is 07/01/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #793. Existing late payments till 12/2021<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 782 variance is 162 points |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4423481 |
| XXXXXX-2025-NQM3-836 |  | D B A | Closed | FCOM4028 | 2025-06-11 23:08 | 2025-06-12 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4419705 |
| XXXXXX-2025-NQM3-836 |  | D B A | Closed | FVAL5524 | 2025-06-12 00:53 | 2025-06-12 03:16 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- A manufactured home cannot be rural or be located on agricultural zoning per Guidelines Page #95 whereas subject property is in rural area as per appraisal report Page #202, however exception document is in page #594 of 684 - Due Diligence Vendor-06/12/2025 |  | Waived- A manufactured home cannot be rural or be located on agricultural zoning per Guidelines Page #95 whereas subject property is in rural area as per appraisal report Page #202, however exception document is in page #594 of 684 - Due Diligence Vendor-06/12/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #395 of 684<br> 5+ years credit history-Oldest tradeline date in CBR page # 395 of 684 is 04/01/1993 <br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #395 of 684<br> LTV 10% below maximum-Audited LTV 25% & Maximum LTV 70% with difference 45%<br> Credit score >40 points than minimum required-Audited FICO 785 and Guideline maximum FICO 680 with difference 105 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4419991 |
| XXXXXX-2025-NQM3-837 |  | D A | Closed | FCOM4028 | 2025-06-11 21:36 | 2025-06-13 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4419473 |
| XXXXXX-2025-NQM3-838 |  | D A | Closed | FCRE9991 | 2025-06-13 12:40 | 2025-06-19 06:34 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated lock with corrected FICO now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Credit score was updated to 676, please see the lock confirmation. - Buyer-06/18/2025 <br>Open-credit score does not match FICO on credit in file. File has 676. Tape shows 665 Credit page 340 - Due Diligence Vendor-06/13/2025 |  | Resolved-updated lock with corrected FICO now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4444364 |
| XXXXXX-2025-NQM3-838 |  | D A | Closed | FCRE4104 | 2025-06-12 12:20 | 2025-06-17 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-resolved with lender comments, they backed out EMD as borrower has sufficient funds without - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. [Redacted] LD was backed out of [Redacted]. - Buyer-06/16/2025 <br> Open-need 60k deposit sourced pg 207 - Due Diligence Vendor-06/12/2025 |  | Resolved-resolved with lender comments, they backed out EMD as borrower has sufficient funds without - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4428753 |
| XXXXXX-2025-NQM3-838 |  | D A | Closed | FCOM4028 | 2025-06-12 10:08 | 2025-06-13 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4426319 |
| XXXXXX-2025-NQM3-839 |  | D B A | Closed | FCOM4028 | 2025-06-11 14:47 | 2025-06-12 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4416769 |
| XXXXXX-2025-NQM3-839 |  | D B A | Closed | FVAL9739 | 2025-06-11 17:11 | 2025-06-11 17:11 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived - As per guide, Projects with 5-20 units can't own more than 2 units.<br> \*Exception form is provided to allow one entity to own 1 Residential and 5 store front units<br> \*Approved Condition: [Redacted] max<br> \*Exception form is on page #387 of 512 - [Redacted] 6/11/2025 - Due Diligence Vendor-06/11/2025 |  | Waived-Waived - As per guide, Projects with 5-20 units can't own more than 2 units.<br> \*Exception form is provided to allow one entity to own 1 Residential and 5 store front units<br> \*Approved Condition: [Redacted] max<br> \*Exception form is on page #387 of 512 - [Redacted] 6/11/2025 - Due Diligence Vendor-06/11/2025<br>|  | Revolving debt is under 30%, Residual Income >=$3,000, and DTI>=10% lower than loan program. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 4418379 |
| XXXXXX-2025-NQM3-840 |  | D B A | Closed | FCRE9991 | 2025-06-11 15:00 | 2025-06-13 09:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-TPR will consider as WVOE as minimum ASF requirements not met for Full Doc - Due Diligence Vendor-06/13/2025 <br>Ready for Review-A paystub is not necessary when the WVOE is dated within the acceptable timeframe. It is an equivalent alternative. Additionally, tax returns are not required on full document files when the borrower is not self-employed. - Buyer-06/12/2025 <br>Open-Lender has called this a 2 yr full doc but only WVOE and W2s present. Missing paystub with at least 30 days YTD earnings and 2 yr tax returns to consider full doc. at this point TPR has considered this WVOE program - Due Diligence Vendor-06/11/2025 |  | Resolved-TPR will consider as WVOE as minimum ASF requirements not met for Full Doc - Due Diligence Vendor-06/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4416921 |
| XXXXXX-2025-NQM3-840 |  | D B A | Closed | FCOM4028 | 2025-06-11 07:39 | 2025-06-12 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4409195 |
| XXXXXX-2025-NQM3-840 |  | D B A | Closed | FPRO116 | 2025-06-11 08:42 | 2025-06-11 08:42 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline prohibits single entity ownership of more than 10% of units in a single Condo project.<br> \*Exception form is provided to allow single entity ownership of 64.7% in project.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page # 336 of 415 - Due Diligence Vendor-06/11/2025 - Due Diligence Vendor-06/11/2025 |  | Waived-Waived-As per guide, Guideline prohibits single entity ownership of more than 10% of units in a single Condo project.<br> \*Exception form is provided to allow single entity ownership of 64.7% in project.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page # 336 of 415 - Due Diligence Vendor-06/11/2025 - Due Diligence Vendor-06/11/2025<br>|  | 5+ years current job, Residual income > $3,000, DTI > 10% below program maximum, No credit events past 40 months, 5+ yrs credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum, LTV > 10% below program maximum. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4410100 |
| XXXXXX-2025-NQM3-841 |  | D A | Closed | FCOM4028 | 2025-06-12 12:48 | 2025-06-13 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4429343 |
| XXXXXX-2025-NQM3-842 |  | D A | Closed | FCOM4028 | 2025-06-11 08:06 | 2025-06-11 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4409561 |
| XXXXXX-2025-NQM3-843 |  | D B A | Closed | FCOM4028 | 2025-06-12 08:38 | 2025-06-13 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4424472 |
| XXXXXX-2025-NQM3-843 |  | D B A | Closed | FVAL9739 | 2025-06-12 11:05 | 2025-06-12 11:05 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived- As per guide, Multi family properties allow no more than 2 unit vacancies.<br> \*Exception form is provided to allow subject 6 unit Multi family property with 4 unit vacancies.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #688 of 789 - [Redacted] 6/12/2025 - Due Diligence Vendor-06/12/2025 |  | Waived-Waived- As per guide, Multi family properties allow no more than 2 unit vacancies.<br> \*Exception form is provided to allow subject 6 unit Multi family property with 4 unit vacancies.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #688 of 789 - [Redacted] 6/12/2025 - Due Diligence Vendor-06/12/2025<br>|  | 5 years on current job, No credit events past 40 months, and No Mortgage late payments in the last 24 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4427283 |
| XXXXXX-2025-NQM3-844 |  | D A | Closed | FCOM4028 | 2025-06-11 13:33 | 2025-06-12 10:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4415551 |
| XXXXXX-2025-NQM3-845 |  | D A | Closed | FCOM4028 | 2025-06-12 09:19 | 2025-06-13 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4425411 |
| XXXXXX-2025-NQM3-846 |  | D A | Closed | FCOM4028 | 2025-06-12 07:54 | 2025-06-13 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4423668 |
| XXXXXX-2025-NQM3-847 |  | D A | Closed | FCOM4028 | 2025-06-11 15:57 | 2025-06-13 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4417666 |
| XXXXXX-2025-NQM3-848 |  | D A | Closed | FCOM4028 | 2025-06-12 06:40 | 2025-06-13 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4422533 |
| XXXXXX-2025-NQM3-849 |  | D A | Closed | FCOM4028 | 2025-06-12 05:08 | 2025-06-13 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4421814 |
| XXXXXX-2025-NQM3-850 |  | D A | Closed | FCOM1228 | 2025-06-13 02:01 | 2025-06-17 08:42 | Resolved | 1 - Information D A | Compliance | Missing Doc | Other Rider is Missing | Resolved-all riders now present - Due Diligence Vendor-06/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Mortgage with all riders - Buyer-06/17/2025 <br>Open-Addendum for Renewal and Extension marked in DOT page #229 whereas Borrower sign missing in Rider Page #398 and Cross mark in signed rider page #268 - Due Diligence Vendor-06/13/2025 |  | Resolved-all riders now present - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4436016 |
| XXXXXX-2025-NQM3-850 |  | D A | Closed | FCOM4028 | 2025-06-12 22:00 | 2025-06-13 11:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4434624 |
| XXXXXX-2025-NQM3-851 |  | D A | Closed | FCOM4028 | 2025-06-13 00:02 | 2025-06-13 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4434964 |
| XXXXXX-2025-NQM3-852 |  | D A | Closed | FCRE2109 | 2025-06-13 08:20 | 2025-06-17 08:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-calculator now present - Due Diligence Vendor-06/17/2025 <br>Ready for Review-Document Uploaded. Please find the income worksheet attached. - Buyer-06/16/2025 <br>Open-missing - Due Diligence Vendor-06/13/2025 |  | Resolved-calculator now present - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4439296 |
| XXXXXX-2025-NQM3-852 |  | D A | Closed | FCOM4028 | 2025-06-13 06:12 | 2025-06-16 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4437624 |
| XXXXXX-2025-NQM3-853 |  | D A | Closed | FCOM4028 | 2025-06-12 10:02 | 2025-06-13 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4426195 |
| XXXXXX-2025-NQM3-854 |  | D B A | Closed | FCOM4028 | 2025-06-12 12:27 | 2025-06-17 09:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4428926 |
| XXXXXX-2025-NQM3-854 |  | D B A | Closed | FCRE8611 | 2025-06-12 15:29 | 2025-06-13 13:51 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Waived - As per guide, Most recent 1 year 1099s are required for 2nd income.<br> \*Exception form is provided to allow 2nd income qualification from 1065 to 1099 effective 1/1/2025. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 405 of 483, [Redacted] 6/12/2025 - Due Diligence Vendor-06/12/2025 |  | Waived-Waived - As per guide, Most recent 1 year 1099s are required for 2nd income.<br> \*Exception form is provided to allow 2nd income qualification from 1065 to 1099 effective 1/1/2025. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 405 of 483, [Redacted] 6/12/2025 - Due Diligence Vendor-06/12/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4432325 |
| XXXXXX-2025-NQM3-855 |  | D B A | Closed | FCOM4028 | 2025-06-12 16:34 | 2025-06-13 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4433253 |
| XXXXXX-2025-NQM3-855 |  | D B A | Closed | FVAL9739 | 2025-06-12 18:04 | 2025-06-12 18:04 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived - As per guide, A single entity in over a 21 unit property can't own more than 25% of the total number of units. <br> \* Exception form is provided to allow a single entity to own over 40% of the total units. <br> \* Approved Conditions: [Redacted]% CLTV max<br> \* Exception form is on page # 271 of 403 - [Redacted] 6/12/2025 - Due Diligence Vendor-06/13/2025 |  | Waived-Waived - As per guide, A single entity in over a 21 unit property can't own more than 25% of the total number of units. <br> \* Exception form is provided to allow a single entity to own over 40% of the total units. <br> \* Approved Conditions: [Redacted]% CLTV max<br> \* Exception form is on page # 271 of 403 - [Redacted] 6/12/2025 - Due Diligence Vendor-06/13/2025 |  | Revolving debt is under 30%, DTI>= 10% lower than loan program, and No credit events past 40 months. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4433855 |
| XXXXXX-2025-NQM3-856 |  | D A | Closed | FCRE1317 | 2025-06-13 13:13 | 2025-06-19 06:39 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Resolved-lender confirmed borrower was a sole proprietor for over 2 years and business was prior was his. 2 years business open for borrower guideline now met - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Borrower`s business was established on [Redacted] as sole proprietorship. If it was a sole proprietor then it would be solely owned by our borrower. Business became LLC on 4/30/2024. Please see the Verification the CPA/Tax Preparer worked with the Borrower for 3 years and for 2 years for LLC. - Buyer-06/18/2025 <br>Open-CPA letter states business was a sole proprietor before but does not say that borrower owned it. Corporation started less than 2 yrs ago and borrower only owns 25% . Dont know who owned before. - Due Diligence Vendor-06/13/2025 |  | Resolved-lender confirmed borrower was a sole proprietor for over 2 years and business was prior was his. 2 years business open for borrower guideline now met - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4444942 |
| XXXXXX-2025-NQM3-856 |  | D A | Closed | FCOM4028 | 2025-06-13 11:52 | 2025-06-17 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved<br> - Due Diligence Vendor-06/17/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved<br> - Due Diligence Vendor-06/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4443472 |
| XXXXXX-2025-NQM3-857 |  | D A | Closed | FCRE1252 | 2025-06-12 14:03 | 2025-06-18 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-resolved with lender comments. Final title will be on correct form - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Document Uploaded. we have confirmation from the title company that the final title policy will be issued with ALTA 2021standars form.<br>Please see below snip - - Buyer-06/17/2025 <br> Open-Title Document is Incomplete \*Need Title Document written one 2021 or 2024 American Land Title Association (ALTA) standard form - Due Diligence Vendor-06/12/2025 |  | Resolved-resolved with lender comments. Final title will be on correct form - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4430952 |
| XXXXXX-2025-NQM3-857 |  | D A | Closed | FCOM4028 | 2025-06-12 11:20 | 2025-06-16 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4427570 |
| XXXXXX-2025-NQM3-858 |  | D B A | Closed | FCOM4028 | 2025-06-13 07:16 | 2025-06-16 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4438201 |
| XXXXXX-2025-NQM3-858 |  | D B A | Closed | FVAL5472 | 2025-06-13 09:20 | 2025-06-13 09:20 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline requires units/homes to be a minimum 500 square feet.<br> \*Exception form is provided to allow subject, 5 units, that has one unit below 500 square feet - 448.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 356 of 509- Due Diligence Vendor-06/13/2025 - Due Diligence Vendor-06/13/2025 |  | Waived-Waived-As per guide, Guideline requires units/homes to be a minimum 500 square feet.<br> \*Exception form is provided to allow subject, 5 units, that has one unit below 500 square feet - 448.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 356 of 509- Due Diligence Vendor-06/13/2025 - Due Diligence Vendor-06/13/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum, Bwr Contribution exceeds >5% requirement. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4440792 |
| XXXXXX-2025-NQM3-859 |  | D A | Closed | FCOM4028 | 2025-06-15 21:40 | 2025-06-16 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4453022 |
| XXXXXX-2025-NQM3-860 |  | D A | Closed | FCOM4028 | 2025-06-13 08:05 | 2025-06-16 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4439078 |
| XXXXXX-2025-NQM3-861 |  | D A | Closed | FCOM4028 | 2025-06-16 09:33 | 2025-06-17 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-loan closed within 60 days - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-loan closed within 60 days - Due Diligence Vendor-06/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4458003 |
| XXXXXX-2025-NQM3-862 |  | D A | Closed | FCOM4028 | 2025-06-13 07:58 | 2025-06-16 10:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4438950 |
| XXXXXX-2025-NQM3-863 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-864 |  | D A | Closed | FCRE3876 | 2025-06-13 12:26 | 2025-06-23 07:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-title O&E now present - Due Diligence Vendor-06/23/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/23/2025 <br>Open-Title O&E Policy is Missing or Expired \*Title O&E Policy is Missing - Due Diligence Vendor-06/13/2025 |  | Resolved-title O&E now present - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4444116 |
| XXXXXX-2025-NQM3-864 |  | D A | Closed | FCOM4028 | 2025-06-13 12:00 | 2025-06-17 12:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4443588 |
| XXXXXX-2025-NQM3-865 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-866 |  | D A | Closed | FCOM4028 | 2025-06-15 05:26 | 2025-06-17 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved<br> - Due Diligence Vendor-06/17/2025 <br>Ready for Review-Loan was made in less than 60 days - Buyer-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved<br> - Due Diligence Vendor-06/17/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4451484 |
| XXXXXX-2025-NQM3-867 |  | D A | Closed | FCOM4028 | 2025-06-17 03:36 | 2025-06-18 07:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4468088 |
| XXXXXX-2025-NQM3-868 |  | D A | Closed | FCRE1501 | 2025-06-17 07:11 | 2025-06-27 07:45 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-borrower now has sufficient funds documented for reserves and cash to close - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Replied to a previous condition<br> - Seller-06/26/2025 <br>Counter-need revised HUD or CD showing 81k gift was applied to borrower or proof that title refunded the difference not used - Due Diligence Vendor-06/24/2025 <br>Ready for Review-replied to the other condition - Buyer-06/24/2025 <br>Counter-missing proof of borrower receiving 81k gift or being applied at close. need proof of borrower receiving 81k to apply - Due Diligence Vendor-06/20/2025 <br>Ready for Review-replied to another condition - Seller-06/20/2025 <br>Open-Total Qualified Assets for Reserves Post-Close of $6326.62 is less than Total Required Reserve Amount of $7846.29 please provide additional asset documents to covers minimum requirement of Liquid Funds Post-Close, if you can show EMD cleared borrower account we will not be short. Currently only 3k of EMD is verified. - Due Diligence Vendor-06/17/2025 | Ready for Review-Replied to a previous condition<br> - Seller-06/26/2025 <br>Ready for Review-replied to another condition - Seller-06/20/2025<br>| Resolved-borrower now has sufficient funds documented for reserves and cash to close - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4469528 |
| XXXXXX-2025-NQM3-868 |  | D A | Closed | FCRE1198 | 2025-06-17 07:12 | 2025-06-27 07:45 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-borrower now has sufficient funds documented for reserves and cash to close - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Replied to a previous condition<br> - Seller-06/26/2025 <br> Counter-need revised HUD or CD showing 81k gift was applied to borrower or proof that title refunded the difference not used - Due Diligence Vendor-06/24/2025 <br> Ready for Review-Document Uploaded. gift funds in the amount $81,000 have been deposited to the title company from [Redacted].<br>gift, it was transferred at close and was verified by funding.<br>please find attached. - Seller-06/24/2025 <br> Counter-missing proof of borrower receiving 81k gift or being applied at close. need proof of borrower receiving 81k to apply - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Document Uploaded. With the borrower's MBC, assets and gift from the donor we do meet all requirements. - Seller-06/20/2025 <br> Open-please provide additional asset documents to covers minimum requirement of Reserves. Currently 2.42 months Reserves calculated in file, but minimum requirement is 3 months - Due Diligence Vendor-06/17/2025 | Ready for Review-Replied to a previous condition<br> - Seller-06/26/2025 <br> Ready for Review-Document Uploaded. gift funds in the amount $81,000 have been deposited to the title company from [Redacted].<br>gift, it was transferred at close and was verified by funding.<br>please find attached. - Seller-06/24/2025 <br> Ready for Review-Document Uploaded. With the borrower's MBC, assets and gift from the donor we do meet all requirements. - Seller-06/20/2025 | Resolved-borrower now has sufficient funds documented for reserves and cash to close - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4469560 |
| XXXXXX-2025-NQM3-868 |  | D A | Closed | FCRE1995 | 2025-06-17 08:18 | 2025-06-27 07:45 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-borrower now has sufficient funds documented for reserves and cash to close - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please see the 3 wires that the borrower sent.<br>SUW: These are the documents we were looking for. Shows the EMD sent from the borrower and 2 additional deposits that add up to the amount listed in the system. I have added all 3 documents to the file and listed them as asset documents. The account the funds are leaving from matches the account we have on file and shows the transfers coming from the borrower. We should be all set now - Seller-06/26/2025 <br>Counter-it is listed as an EMD on the CD and we need proof it cleared account in order to meet minimum contribution requirements. please provide what page number shows proof borrower sent the funds of $26954 to title so we can give credit - Due Diligence Vendor-06/23/2025 <br>Ready for Review-apologies, $26,954.54 is the Borrower's MBC and is not an EMD and the asset document verifying the deposit uploaded to the condition about Purchase contract. - Seller-06/20/2025 <br>Ready for Review-$29,954.54 is the Borrower's MBC and is not an EMD - Buyer-06/20/2025 <br>Open-Earnest Deposit of $29,954.54 is reflecting in final CD (page # 52) and Final 1003(page# 70), we can verify only $3,000 as per document in page #207, please provide supporting document to verify $26,954.54. - Due Diligence Vendor-06/17/2025 | Ready for Review-Document Uploaded. Please see the 3 wires that the borrower sent.<br>SUW: These are the documents we were looking for. Shows the EMD sent from the borrower and 2 additional deposits that add up to the amount listed in the system. I have added all 3 documents to the file and listed them as asset documents. The account the funds are leaving from matches the account we have on file and shows the transfers coming from the borrower. We should be all set now - Seller-06/26/2025 <br>Ready for Review-apologies, $26,954.54 is the Borrower's MBC and is not an EMD and the asset document verifying the deposit uploaded to the condition about Purchase contract. - Seller-06/20/2025<br>| Resolved-borrower now has sufficient funds documented for reserves and cash to close - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4470654 |
| XXXXXX-2025-NQM3-868 |  | D A | Closed | FCOM4028 | 2025-06-17 05:38 | 2025-06-18 07:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4468678 |
| XXXXXX-2025-NQM3-869 |  | D A | Closed | FCOM4028 | 2025-06-17 07:33 | 2025-06-18 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4469901 |
| XXXXXX-2025-NQM3-870 |  | D A | Closed | FCOM4028 | 2025-06-16 08:08 | 2025-06-17 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4456284 |
| XXXXXX-2025-NQM3-871 |  | D B A | Closed | FCOM4028 | 2025-06-16 09:12 | 2025-06-17 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4457556 |
| XXXXXX-2025-NQM3-871 |  | D B A | Closed | FCRE2828 | 2025-06-16 10:16 | 2025-06-17 12:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Waiver for Loan modification to REO 11/22/2024 and does not meet seasoning requirements<br>Approved with conditions of [Redacted] MAX & 0.25 to price<br>Waiver on page 262 of 350 - Due Diligence Vendor-06/16/2025 |  | Waived-Waiver for Loan modification to REO 11/22/2024 and does not meet seasoning requirements<br>Approved with conditions of [Redacted] MAX & 0.25 to price<br>Waiver on page 262 of 350 - Due Diligence Vendor-06/16/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4458801 |
| XXXXXX-2025-NQM3-872 |  | D A | Closed | FCRE9991 | 2025-06-16 11:03 | 2025-06-18 08:47 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender DTI is within 1%- this is reasonable and accepted - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Document Uploaded. Please find final 1008 attached - Buyer-06/18/2025 <br>Open-DTI should be 49.81% Approval 49.18% 1008 48.518% Difference in income ($92.15), PITI ($9.75) and other debt ($27) from 1008. Final 1003 matches audited amounts. PITIA is $2,097.88 + Debts from credit report $1,049 / Income $6,317.58 - Due Diligence Vendor-06/16/2025 |  | Resolved-lender DTI is within 1%- this is reasonable and accepted - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4459533 |
| XXXXXX-2025-NQM3-872 |  | D A | Closed | FCOM4028 | 2025-06-16 09:54 | 2025-06-17 06:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4458372 |
| XXXXXX-2025-NQM3-873 |  | D A | Closed | FCOM4028 | 2025-06-16 09:16 | 2025-06-17 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4457710 |
| XXXXXX-2025-NQM3-874 |  | D B A | Closed | FCOM4028 | 2025-06-16 11:26 | 2025-06-17 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4459868 |
| XXXXXX-2025-NQM3-874 |  | D B A | Closed | FVAL5524 | 2025-06-16 12:10 | 2025-06-16 12:10 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception for inelligible property. Property is an Assisted Living Facility.<br>Approved with conditions of [Redacted] max<br>Exception on page 7 of 346 - Due Diligence Vendor-06/16/2025 |  | Waived-Exception for inelligible property. Property is an Assisted Living Facility.<br>Approved with conditions of [Redacted] max<br>Exception on page 7 of 346 - Due Diligence Vendor-06/16/2025<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, 3 years of PPP, over 198k in assets between checking, savings and IRA accounts |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4460857 |
| XXXXXX-2025-NQM3-875 |  | D B A | Closed | FCRE1158 | 2025-06-17 10:38 | 2025-06-19 06:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected mortgagee clause now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-06/19/2025 <br>Open-Hazard Insurance Policy Partially Provided Mortgagee clause is incomplete. ISAOA/ATIMA is missing - Due Diligence Vendor-06/17/2025 |  | Resolved-corrected mortgagee clause now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4473880 |
| XXXXXX-2025-NQM3-875 |  | D B A | Closed | FCOM4028 | 2025-06-16 13:26 | 2025-06-18 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4462364 |
| XXXXXX-2025-NQM3-875 |  | D B A | Closed | FCRE3599 | 2025-06-16 16:09 | 2025-06-16 16:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-\*As per guide, maximum of 5 loans with our lender, for each borrower in 6 months span is allowed. <br> \*Exception form is provided to allow 5+ loans for the same borrower with our lender. <br> \*Exception form is on page #10 of 236<br> \*Approved Conditions: [Redacted] max, 3Y PPP - Due Diligence Vendor-06/16/2025 |  | Waived-\*As per guide, maximum of 5 loans with our lender, for each borrower in 6 months span is allowed. <br> \*Exception form is provided to allow 5+ loans for the same borrower with our lender. <br> \*Exception form is on page #10 of 236<br> \*Approved Conditions: [Redacted] max, 3Y PPP - Due Diligence Vendor-06/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4465029 |
| XXXXXX-2025-NQM3-876 |  | D A | Closed | FCRE1145 | 2025-06-17 07:13 | 2025-06-19 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-06/19/2025 <br>Resolved-title now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-06/19/2025 <br>Open-Title Document is missing Prelim or any title is missing - only attorney insurance, tax info. - Due Diligence Vendor-06/17/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-06/19/2025 <br>Resolved-title now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4469562 |
| XXXXXX-2025-NQM3-876 |  | D A | Closed | FCOM4028 | 2025-06-17 06:46 | 2025-06-18 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4469257 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCRE1161 | 2025-06-16 14:23 | 2025-06-19 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-06/19/2025 <br>Resolved-missing flood cert now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached flood certificate - Seller-06/19/2025 <br>Open-Missing Flood Certificate Flood Certificate document is missing in file. - Due Diligence Vendor-06/16/2025 | Ready for Review-Document Uploaded. Please see attached flood certificate - Seller-06/19/2025<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-06/19/2025 <br>Resolved-missing flood cert now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4463437 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCOM1477 | 2025-06-17 09:53 | 2025-06-19 12:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-missing rate lock now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Lock confirmation - Seller-06/19/2025 <br>Open-Rate lock missing in file - Due Diligence Vendor-06/17/2025 | Ready for Review-Document Uploaded. Please see attached Lock confirmation - Seller-06/19/2025<br>| Resolved-missing rate lock now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4472988 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCRE3876 | 2025-06-16 14:55 | 2025-06-19 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E& O ins now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Title O&E policy - Seller-06/19/2025 <br>Open-Title O&E Policy is Missing or Expired Title Error & Omission Document is missing - Due Diligence Vendor-06/16/2025 | Ready for Review-Document Uploaded. Please see attached Title O&E policy - Seller-06/19/2025<br>| Resolved-E& O ins now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4463918 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCRE8012 | 2025-06-16 14:53 | 2025-06-19 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-missing contract now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Purchase contrac - Seller-06/19/2025 <br>Open-Purchase contract agreement is missing - Due Diligence Vendor-06/16/2025 | Ready for Review-Document Uploaded. Please see attached Purchase contrac - Seller-06/19/2025<br>| Resolved-missing contract now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4463890 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCRE1145 | 2025-06-16 14:10 | 2025-06-19 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-06/19/2025 <br>Resolved-title commitment now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Title docs - Seller-06/19/2025 <br>Open-Title Document is missing Title document is missing in file. - Due Diligence Vendor-06/16/2025 | Ready for Review-Document Uploaded. Please see attached Title docs - Seller-06/19/2025<br>| Resolved-Title Document is fully Present - Due Diligence Vendor-06/19/2025 <br>Resolved-title commitment now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4463166 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCRE9650 | 2025-06-16 13:44 | 2025-06-19 11:53 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-now present - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Lead Based Paint Disclosure - Buyer-06/19/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. Lead Based Paint Disclosure is missing - Due Diligence Vendor-06/16/2025 |  | Resolved-now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4462674 |
| XXXXXX-2025-NQM3-877 |  | D A | Closed | FCOM4028 | 2025-06-16 13:24 | 2025-06-18 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4462344 |
| XXXXXX-2025-NQM3-878 |  | D A | Closed | FCRE9991 | 2025-06-18 05:41 | 2025-06-24 13:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Lender provided calculation. $6917 is the rents used after a 25% hair cut. DSCR now matches lender - Due Diligence Vendor-06/24/2025 <br>Counter-need tape updated to reflect 1.61 $8233-5099= 1.61 not 1.21) - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Airbnb is short term rental income; monthly payment needs to be reduced for 25% for DSCR calculation. - Buyer-06/23/2025 <br>Counter-using AirBnB DSCR is 1.61 not 1.21. need updated tape - Due Diligence Vendor-06/20/2025 <br>Ready for Review-On this loan we take 12m average income per our procedure. Income for 2024 (06-12) is = 54,092.13 current year income is (01-05) 44,707.16 average 12m income = $8,233.27. There's 25% haircut due to additional expenses applicable to the nature of rental income (It's a short-term rent (Airbnb). Only 75% of the income will be considered. $8,233.27 \*0.75/5099.14 = 1.21 - Buyer-06/19/2025 <br>Open-Calculated DSCR 1.334 not matching with Originator DSCR 1.210 with difference 0.124.<br> DSCR calculation: Rent amount $6,800 / PITIA $5,099.14 = 1.33<br> Rent amount in 1008 not matching with provided Appraisal Report Page #197 & 305.<br> 1008 reflects rent amount of $8,233.27 but Tape DSCR does not match if calculated with the same. - Due Diligence Vendor-06/18/2025 |  | Resolved-Lender provided calculation. $6917 is the rents used after a 25% hair cut. DSCR now matches lender - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4483434 |
| XXXXXX-2025-NQM3-878 |  | D A | Closed | FCOM4028 | 2025-06-17 22:30 | 2025-06-18 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4481753 |
| XXXXXX-2025-NQM3-879 |  | D A | Closed | FCOM4028 | 2025-06-18 07:25 | 2025-06-19 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4484514 |
| XXXXXX-2025-NQM3-880 |  | D A | Closed | FCOM4028 | 2025-06-17 21:51 | 2025-06-19 06:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4481670 |
| XXXXXX-2025-NQM3-881 |  | D A | Closed | FCRE1167 | 2025-06-18 08:47 | 2025-06-20 12:56 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | Resolved-replacement cost info provided - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Document Uploaded. POLICY IS 100% REPLACEMENT COST. - Buyer-06/20/2025 <br> Open-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage of $[Redacted] is less than all Subject Lien(s), and Guaranteed Replacement Coverage is provided but Replacement Cost Estimator by Insurer was not Provided - Due Diligence Vendor-06/18/2025 |  | Resolved-replacement cost info provided - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4486128 |
| XXXXXX-2025-NQM3-881 |  | D A | Closed | FCOM4028 | 2025-06-18 07:20 | 2025-06-19 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4484441 |
| XXXXXX-2025-NQM3-882 |  | D A | Closed | FCOM4028 | 2025-06-18 04:36 | 2025-06-19 06:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4483053 |
| XXXXXX-2025-NQM3-883 |  | D B A | Closed | FCOM4028 | 2025-06-18 01:19 | 2025-06-19 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4482431 |
| XXXXXX-2025-NQM3-883 |  | D B A | Closed | FCRE3599 | 2025-06-18 04:43 | 2025-06-18 10:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Maximum 5 loans for a Borrower per Guidelines whereas Borrower currently owns 20 loans per Final 1003 page #58, however we have exception in page # 645 - Due Diligence Vendor-06/18/2025 |  | Waived-Maximum 5 loans for a Borrower per Guidelines whereas Borrower currently owns 20 loans per Final 1003 page #58, however we have exception in page # 645 - Due Diligence Vendor-06/18/2025<br>|  | No credit events past 40 months-- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #1053<br> 5+ years credit history-Oldest tradeline date in CBR page # 1053 is 07/01/2008<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #1053. Last late payment is on 12/21<br> Credit score >40 points than minimum required-Audited FICO 782 and Guideline maximum FICO 620 with difference 162 which is greater than 40 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4483086 |
| XXXXXX-2025-NQM3-884 |  | D A | Closed | FCOM4028 | 2025-06-18 09:44 | 2025-06-19 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4487500 |
| XXXXXX-2025-NQM3-885 |  | D A | Closed | FVAL1039 | 2025-06-19 07:31 | 2025-06-23 08:14 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm provided - Due Diligence Vendor-06/23/2025 <br>Ready for Review-Document Uploaded. Since it's a several units property, collateral uploaded HC AVM for each unit and it supports now<br>- Buyer-06/20/2025 <br>Open-No CU , AVM or any other value support provided in file - Due Diligence Vendor-06/19/2025 |  | Resolved-avm provided - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4497609 |
| XXXXXX-2025-NQM3-885 |  | D A | Closed | FCOM4028 | 2025-06-17 11:45 | 2025-06-19 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4475241 |
| XXXXXX-2025-NQM3-886 |  | D B A | Closed | FCRE3876 | 2025-06-17 09:23 | 2025-06-24 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-now present - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. Please see attached. renewed policy - Buyer-06/24/2025 <br>Open-Title O&E Policy is Missing or Expired Page 622 - expired 06/01/2025 - Note Date 06/12/2025 - Due Diligence Vendor-06/17/2025 |  | Resolved-now present - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4472306 |
| XXXXXX-2025-NQM3-886 |  | D B A | Closed | FCOM4028 | 2025-06-17 09:13 | 2025-06-18 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4471660 |
| XXXXXX-2025-NQM3-886 |  | D B A | Closed | FCRE6763 | 2025-06-17 10:06 | 2025-06-17 10:06 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline prohibits use of ADU/Guest House rental income on SFR.<br> \*Exception form is provided to allow ADU rental income on property (noted at 432 square feet) S/P is log cabin type.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page #589 of 687 - Due Diligence Vendor-06/17/2025<br> - Due Diligence Vendor-06/17/2025 |  | Waived-Waived-As per guide, Guideline prohibits use of ADU/Guest House rental income on SFR.<br> \*Exception form is provided to allow ADU rental income on property (noted at 432 square feet) S/P is log cabin type.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page #589 of 687 - Due Diligence Vendor-06/17/2025<br> - Due Diligence Vendor-06/17/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, No consumer late payments, LTV 10% below standard program maximum. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4473216 |
| XXXXXX-2025-NQM3-887 |  | D A | Closed | FCOM4028 | 2025-06-17 08:31 | 2025-06-18 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4470871 |
| XXXXXX-2025-NQM3-888 |  | D A | Closed | FCOM4028 | 2025-06-17 08:18 | 2025-06-19 08:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4470657 |
| XXXXXX-2025-NQM3-889 |  | D A | Closed | FCOM4028 | 2025-06-17 07:47 | 2025-06-18 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4470106 |
| XXXXXX-2025-NQM3-890 |  | D B A | Closed | FCOM4028 | 2025-06-17 13:36 | 2025-06-19 07:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4477512 |
| XXXXXX-2025-NQM3-890 |  | D B A | Closed | FPRO1250 | 2025-06-17 15:28 | 2025-06-17 15:28 | Waived | 2 - Non-Material B | Property | Property | Property Condition Rating Does Not Meet Program Requirements | Waived--As per guide is property is new construction Q5 Quality is not acceptable <br> - Exception form provided to proceed with loan as subject property is new construction with Q5 quality<br> - Approved Condition :- [Redacted] & 0.5 to price<br> - Exception form on pg. no 298 of 387 - Due Diligence Vendor-06/17/2025 |  | Waived--As per guide is property is new construction Q5 Quality is not acceptable <br> - Exception form provided to proceed with loan as subject property is new construction with Q5 quality<br> - Approved Condition :- [Redacted] & 0.5 to price<br> - Exception form on pg. no 298 of 387 - Due Diligence Vendor-06/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4479527 |
| XXXXXX-2025-NQM3-891 |  | D B A | Closed | FCOM4028 | 2025-06-17 13:49 | 2025-06-19 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4477742 |
| XXXXXX-2025-NQM3-891 |  | D B A | Closed | FPRO1251 | 2025-06-17 15:12 | 2025-06-17 15:12 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, Legal Non-Conforming Zoning, If destroyed it must be rebuilt as is.<br> \*Exception form is provided to allow property cannot be fully rebuilt to its current non-conformity.<br> \*Exception form is on page #344 of 352<br> \*Approved Conditions: [Redacted] max - Due Diligence Vendor-06/17/2025 |  | Waived-As per guide, Legal Non-Conforming Zoning, If destroyed it must be rebuilt as is.<br> \*Exception form is provided to allow property cannot be fully rebuilt to its current non-conformity.<br> \*Exception form is on page #344 of 352<br> \*Approved Conditions: [Redacted] max - Due Diligence Vendor-06/17/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, 14 mtg accounts, never delinquent<br> . |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4479306 |
| XXXXXX-2025-NQM3-892 |  | D A | Closed | FCOM4028 | 2025-06-17 14:29 | 2025-06-18 08:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4478541 |
| XXXXXX-2025-NQM3-893 |  | D A | Closed | FCOM4028 | 2025-06-17 07:46 | 2025-06-18 09:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4470088 |
| XXXXXX-2025-NQM3-894 |  | D A | Closed | FCRE3653 | 2025-06-17 11:20 | 2025-06-30 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-processor addressed that declaration question answering yes was an error - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/30/2025 <br>Open-Final 1003 Section 5b F Checked mark yes, Need Letter of explanation for the same - Due Diligence Vendor-06/17/2025 |  | Resolved-processor addressed that declaration question answering yes was an error - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4474777 |
| XXXXXX-2025-NQM3-894 |  | D A | Closed | FCRE1437 | 2025-06-17 08:51 | 2025-06-19 06:46 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-lender provided W2s and a WVOE. since does not contain paystub with 30 days earnings TPR considers as WVOE - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/19/2025 <br>Open-Income and Employment Do Not Meet Guidelines Originator stated 2 YR Full Doc however file only contained WVOE. - Due Diligence Vendor-06/17/2025 |  | Resolved-lender provided W2s and a WVOE. since does not contain paystub with 30 days earnings TPR considers as WVOE - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4471230 |
| XXXXXX-2025-NQM3-894 |  | D A | Closed | FCOM4028 | 2025-06-17 07:43 | 2025-06-18 09:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4470039 |
| XXXXXX-2025-NQM3-895 |  | D A | Closed | FCOM4028 | 2025-06-17 07:37 | 2025-06-18 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4469959 |
| XXXXXX-2025-NQM3-896 |  | D B A | Closed | FCRE6618 | 2025-06-17 11:01 | 2025-06-25 06:45 | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-corrected app showing not a FTHB now present - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. Please see attached updated 1003 - Buyer-06/24/2025 <br>Open-Need updated final 1003 reflecting borrower had an ownership interest in last three years. Note - As per Seller CD page #157of 321 borrower recently sold 1 property. Hence borrower is not FTHB - Due Diligence Vendor-06/17/2025 |  | Resolved-corrected app showing not a FTHB now present - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4474290 |
| XXXXXX-2025-NQM3-896 |  | D B A | Closed | FCRE9991 | 2025-06-17 11:50 | 2025-06-20 09:28 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved with lender comments. They do not agree with 1 yr full doc verification however TPR is classifying as 1 year since 2 years are not present - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Document Uploaded. We follow standard Fannie Mae documentation requirements on full doc loans for pension and social security. - Buyer-06/20/2025 <br>Open-\*As per Tap Loan program is a NQM: 2Y Full Doc SuperPrime NonQM 30YF however Income calculation and Doc provided for 1 year, Need to change program to NQM: 1Y Full Doc SuperPrime NonQM 30YF - Due Diligence Vendor-06/17/2025 |  | Resolved-resolved with lender comments. They do not agree with 1 yr full doc verification however TPR is classifying as 1 year since 2 years are not present - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4475372 |
| XXXXXX-2025-NQM3-896 |  | D B A | Closed | FCOM4028 | 2025-06-17 07:54 | 2025-06-18 09:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4470254 |
| XXXXXX-2025-NQM3-896 |  | D B A | Closed | FCRE1200 | 2025-06-17 10:54 | 2025-06-18 09:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per Guide loan amount should be more than $[Redacted]<br> \*Exception provided for loan amount less than $[Redacted]<br> \*Exception pg.#23 of 117<br> \*Approved with condition: As Is - Due Diligence Vendor-06/17/2025 |  | Waived-\*As per Guide loan amount should be more than $[Redacted]<br> \*Exception provided for loan amount less than $[Redacted]<br> \*Exception pg.#23 of 117<br> \*Approved with condition: As Is - Due Diligence Vendor-06/17/2025 |  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4474198 |
| XXXXXX-2025-NQM3-896 |  | D B A | Closed | FVAL9739 | 2025-06-17 10:52 | 2025-06-17 10:52 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Leasehold property<br> \*Exception Form provided to allow lease hold property rights<br> \*Exception: pg.#22 of 117<br> \*Approved with Condition: LA $[Redacted], 0.5 to Price, FNMA guidelines Must be met - Due Diligence Vendor-06/17/2025 |  | Waived-\*Leasehold property<br> \*Exception Form provided to allow lease hold property rights<br> \*Exception: pg.#22 of 117<br> \*Approved with Condition: LA $[Redacted], 0.5 to Price, FNMA guidelines Must be met - Due Diligence Vendor-06/17/2025 |  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4474180 |
| XXXXXX-2025-NQM3-897 |  | D A | Closed | FCOM4028 | 2025-06-17 07:54 | 2025-06-18 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4470251 |
| XXXXXX-2025-NQM3-898 |  | D B A | Closed | FCRE8728 | 2025-06-18 09:11 | 2025-06-30 07:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-proof that other property was a newly financed loan now present - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/30/2025 <br>Open- - missing payment history for new [Redacted] laon - Due Diligence Vendor-06/18/2025 |  | Resolved-proof that other property was a newly financed loan now present - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4486641 |
| XXXXXX-2025-NQM3-898 |  | D B A | Closed | FCOM4028 | 2025-06-18 08:11 | 2025-06-19 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4485294 |
| XXXXXX-2025-NQM3-898 |  | D B A | Closed | FCRE7810 | 2025-06-18 09:10 | 2025-06-18 09:58 | Waived | 2 - Non-Material B | Credit | Title | Title issue | Waived-Waived-As per guide, The borrower is not the majority owner. Time vested in LLC is not applied to seasoning.<br> \*Exception form is provided to allow Borrower Vest Individual Vested throug LLC<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page # 412 of 601, Title page 568 of 601, Entity Docs page 363 and 367 of 601 - Due Diligence Vendor-06/18/2025 - Due Diligence Vendor-06/18/2025 |  | Waived-Waived-As per guide, The borrower is not the majority owner. Time vested in LLC is not applied to seasoning.<br> \*Exception form is provided to allow Borrower Vest Individual Vested throug LLC<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page # 412 of 601, Title page 568 of 601, Entity Docs page 363 and 367 of 601 - Due Diligence Vendor-06/18/2025 - Due Diligence Vendor-06/18/2025<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late in the last 24 months, 5+ years credit history |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4486638 |
| XXXXXX-2025-NQM3-899 |  | D A | Closed | FCOM4028 | 2025-06-17 15:01 | 2025-06-19 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4479163 |
| XXXXXX-2025-NQM3-900 |  | D A | Closed | FCOM4028 | 2025-06-18 06:31 | 2025-06-19 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4483912 |
| XXXXXX-2025-NQM3-901 |  | D B A | Closed | FCOM4028 | 2025-06-17 14:16 | 2025-06-19 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4478252 |
| XXXXXX-2025-NQM3-901 |  | D B A | Closed | FCRE3742 | 2025-06-19 14:31 | 2025-06-19 14:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-loan amount does not meet minimum requirements - Due Diligence Vendor-06/19/2025 |  | Waived-loan amount does not meet minimum requirements - Due Diligence Vendor-06/19/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4503944 |
| XXXXXX-2025-NQM3-901 |  | D B A | Closed | FPRO116 | 2025-06-17 15:04 | 2025-06-17 15:04 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Exception for refinance before 12 months of title seasoning. Please allow appraised value for title seasoning of 11 months.<br>Approved with conditions of max [Redacted], 0.25 to price, ok to proceed with loan amount<[Redacted]<br>Exception on page 508 - Due Diligence Vendor-06/17/2025 |  | Waived-Exception for refinance before 12 months of title seasoning. Please allow appraised value for title seasoning of 11 months.<br>Approved with conditions of max [Redacted], 0.25 to price, ok to proceed with loan amount<[Redacted]<br>Exception on page 508 - Due Diligence Vendor-06/17/2025 |  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4479222 |
| XXXXXX-2025-NQM3-902 |  | D A | Closed | FCOM4028 | 2025-06-17 15:40 | 2025-06-18 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4479647 |
| XXXXXX-2025-NQM3-903 |  | D A | Closed | FCRE9651 | 2025-06-18 14:02 | 2025-06-30 07:58 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am schedule now present - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/30/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-06/18/2025 |  | Resolved-am schedule now present - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4492538 |
| XXXXXX-2025-NQM3-903 |  | D A | Closed | FCOM4028 | 2025-06-18 12:00 | 2025-06-19 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4489987 |
| XXXXXX-2025-NQM3-904 |  | D A | Closed | FCRE1335 | 2025-06-18 13:54 | 2025-06-24 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-lender provided 2024 transcript and proof of filing for 2023 (see pg 352) - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. transcripts uploaded. <br>Please note that for 2023, we accepted proof of filing in lieu of transcripts which is in alignment with our guidelines. All of this documentation is present in the file.<br> - Buyer-06/23/2025 <br>Open-Borrower 1 IRS Transcripts Missing IRS Transcripts for 2023, 2024 is missing - Due Diligence Vendor-06/18/2025 |  | Resolved-lender provided 2024 transcript and proof of filing for 2023 (see pg 352) - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4492439 |
| XXXXXX-2025-NQM3-904 |  | D A | Closed | FCOM1221 | 2025-06-18 11:06 | 2025-06-24 09:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-legible copy of all notary info on deed of trust now present - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. apologies, please find attached recorded mortgage - Buyer-06/24/2025 <br>Counter-we need legible copy of notary info, not final title - Due Diligence Vendor-06/20/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-06/20/2025 <br>Open-The Deed of Trust is Incomplete In Deed of trust, Family rider, Condominium rider, Short term rental rider Signature and Notary date is not clearly visible - Due Diligence Vendor-06/18/2025 |  | Resolved-legible copy of all notary info on deed of trust now present - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4488930 |
| XXXXXX-2025-NQM3-904 |  | D A | Closed | FCOM4028 | 2025-06-18 11:00 | 2025-06-20 07:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4488791 |
| XXXXXX-2025-NQM3-905 |  | D A | Closed | FCOM4028 | 2025-06-18 09:37 | 2025-06-20 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4487423 |
| XXXXXX-2025-NQM3-906 |  | D A | Closed | FCOM4028 | 2025-06-19 00:01 | 2025-06-20 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4495484 |
| XXXXXX-2025-NQM3-907 |  | D A C | Closed | FCOM2340 | 2025-06-19 06:05 | 2025-06-24 11:58 | Resolved | 1 - Information C A | Compliance | TRID | CD: General Form Requirements Not Met | Resolved-missing page now present - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. uploaded final CD with page 5 - Buyer-06/24/2025 <br>Open-file is missing page 5 to CD - - Due Diligence Vendor-06/19/2025 |  | Resolved-missing page now present - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4496780 |
| XXXXXX-2025-NQM3-907 |  | D A C | Closed | FCOM4028 | 2025-06-18 10:12 | 2025-06-20 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4488047 |
| XXXXXX-2025-NQM3-908 |  | D A | Closed | FCOM4028 | 2025-06-18 21:30 | 2025-06-19 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/19/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4495243 |
| XXXXXX-2025-NQM3-909 |  | D A | Closed | FCRE9500 | 2025-06-19 03:42 | 2025-06-24 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-resolved with lender comments. Since other owners of asset are minors, no need to obtain loe for access - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. [Redacted], page 15 - ownership structure in the document "Articles of Incorporation".<br> – 2 owners except borrowers are their children, birth certificates provided,<br>They are under 18 age, no need to obtain confirmation to use assets<br> - Buyer-06/23/2025 <br>Open-Assets in Page #525 held in Business but B1 & B2 owns only 94% (Both owns 47% each). Access letter missing from other Partners. 2% of Business vested in the name of same business itself per Operating statement in Page #907 and the rest 4% owned by Borrower's children who are minors per Birth Certificates in Page #522, 523 & 625.<br> Access letter required per Guidelines page #101 if borrower does not own 100% business - Due Diligence Vendor-06/19/2025 |  | Resolved-resolved with lender comments. Since other owners of asset are minors, no need to obtain loe for access - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4496236 |
| XXXXXX-2025-NQM3-909 |  | D A | Closed | FCOM4028 | 2025-06-18 23:15 | 2025-06-19 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4495356 |
| XXXXXX-2025-NQM3-910 |  | D B A | Closed | FCOM4028 | 2025-06-18 14:18 | 2025-06-19 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4492761 |
| XXXXXX-2025-NQM3-910 |  | D B A | Closed | FCRE2828 | 2025-06-18 15:05 | 2025-06-18 15:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Waived-As per guide, Loan Modification considered a prior Credit Event. Super Prime requires 48 months Credit Event Seasoning<br> \*Exception form is provided to allow refinance with modification on 5/26/2022<br> \*Approved Conditions: 0.375 to price<br> \*Exception form is on page # 396 of 518, Modification page 214 of 518 - Due Diligence Vendor-6/18/2025 - Due Diligence Vendor-06/18/2025 |  | Waived-Waived-As per guide, Loan Modification considered a prior Credit Event. Super Prime requires 48 months Credit Event Seasoning<br> \*Exception form is provided to allow refinance with modification on 5/26/2022<br> \*Approved Conditions: 0.375 to price<br> \*Exception form is on page # 396 of 518, Modification page 214 of 518 - Due Diligence Vendor-6/18/2025 - Due Diligence Vendor-06/18/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4493443 |
| XXXXXX-2025-NQM3-911 |  | D A | Closed | FCOM4028 | 2025-06-19 07:09 | 2025-06-20 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4497377 |
| XXXXXX-2025-NQM3-912 |  | D A | Closed | FCOM4028 | 2025-06-18 10:47 | 2025-06-20 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4488554 |
| XXXXXX-2025-NQM3-913 |  | D A | Closed | FCOM4028 | 2025-06-19 05:46 | 2025-06-20 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4496633 |
| XXXXXX-2025-NQM3-914 |  | D A | Closed | FCRE1253 | 2025-06-19 07:04 | 2025-07-07 08:31 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax cert now present - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-07/04/2025 <br>Open-Missing Property Tax Cert Please provide updated Tax certificate as Tax amount in current tax documents in page #307 & 398_Credit Pkg and 162_Signed closing pkg not matching with Other tax amount in First payment letter in Page #Page #160- Signed Closing Pkg. - Due Diligence Vendor-06/19/2025 |  | Resolved-tax cert now present - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4497314 |
| XXXXXX-2025-NQM3-914 |  | D A | Closed | FCOM4028 | 2025-06-19 00:58 | 2025-06-20 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4495871 |
| XXXXXX-2025-NQM3-915 |  | D A | Closed | FCOM4028 | 2025-06-19 09:07 | 2025-06-20 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4498949 |
| XXXXXX-2025-NQM3-916 |  | D B A | Closed | FCOM4028 | 2025-06-18 10:46 | 2025-06-20 10:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4488529 |
| XXXXXX-2025-NQM3-916 |  | D B A | Closed | FVAL5385 | 2025-06-18 12:07 | 2025-06-18 12:07 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*As per Guide a cash-out refinance ,the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception provided for Listed for sale within 6 months<br> \*Exception pg.#211 of 273<br> \*Approved with Condition: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-06/18/2025 |  | Waived-\*As per Guide a cash-out refinance ,the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception provided for Listed for sale within 6 months<br> \*Exception pg.#211 of 273<br> \*Approved with Condition: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-06/18/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum,Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4490103 |
| XXXXXX-2025-NQM3-917 |  | D A | Closed | FCOM4028 | 2025-06-18 11:55 | 2025-06-19 10:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4489842 |
| XXXXXX-2025-NQM3-918 |  | D A | Closed | FCOM4028 | 2025-06-18 07:44 | 2025-06-19 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4484830 |
| XXXXXX-2025-NQM3-919 |  | D A | Closed | FCOM4028 | 2025-06-18 16:44 | 2025-06-19 09:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4494338 |
| XXXXXX-2025-NQM3-920 |  | D B A | Closed | FCOM4028 | 2025-06-18 13:17 | 2025-06-20 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4491336 |
| XXXXXX-2025-NQM3-920 |  | D B A | Closed | FVAL5472 | 2025-06-18 15:05 | 2025-06-18 15:05 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per Guide Gross Living Area less than 500 Sq.ft is Ineligible<br> \*Exception provided for Property square footage for 2 unit Gross living area of 490 sq.ft<br> \*Exception pg.#57 of 120<br> \*Approved with Condition: [Redacted] max, 0.25 to price - Due Diligence Vendor-06/18/2025 |  | Waived-\*As per Guide Gross Living Area less than 500 Sq.ft is Ineligible<br> \*Exception provided for Property square footage for 2 unit Gross living area of 490 sq.ft<br> \*Exception pg.#57 of 120<br> \*Approved with Condition: [Redacted] max, 0.25 to price - Due Diligence Vendor-06/18/2025<br>|  | Several income sources and DTI below 45%, Residual income >=3000$, DTI >=10% lower than loan program |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4493438 |
| XXXXXX-2025-NQM3-921 |  | D A | Closed | FCRE4989 | 2025-06-18 15:44 | 2025-06-25 08:41 | Resolved | 1 - Information C A | Credit | Closing | Collections, liens or judgments not paid at closing | Resolved-resolved with lender comments. Charge offs exceeds state limits per lender research - Due Diligence Vendor-06/25/2025 <br> Ready for Review-[Redacted] and [Redacted] charge offs outside of [Redacted] statute of limitations, don't have to be paid off. This charge off has a date of last activity in 2018. It is outside the statute of limitations for [Redacted]. This does not need to be paid off. - Buyer-06/24/2025 <br> Open-\*Per guide for DSCR Investment Program: Charge off amount above the limit should be paid at close. Per Page #26 of 153 the total open charge off amount is $3378 >24 months.<br> - Due Diligence Vendor-06/18/2025 |  | Resolved-resolved with lender comments. Charge offs exceeds state limits per lender research - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4493870 |
| XXXXXX-2025-NQM3-921 |  | D A | Closed | FCRE9991 | 2025-06-18 15:41 | 2025-06-23 08:45 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape now present - Due Diligence Vendor-06/23/2025 <br>Ready for Review-Document Uploaded. Please see updated tape - Buyer-06/23/2025 <br>Open-\*DSCR is off by more than 0.185%<br> > Lender considered 1007 (pg.#119 of 271) Rent $1810. Lender's score is 0.759<br> > This is a Purchase Loan: [Redacted] in file (pg #96 of 271) with compensating factor 53% and appraisal not reading tenant occupied. <br> >Verified doc considered is [Redacted] rent $2250/ PITIA $2,384.22 = 0.944 should be the actual score - Due Diligence Vendor-06/18/2025 |  | Resolved-updated tape now present - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4493843 |
| XXXXXX-2025-NQM3-921 |  | D A | Closed | FCOM4028 | 2025-06-18 13:33 | 2025-06-20 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4491887 |
| XXXXXX-2025-NQM3-922 |  | D A | Closed | FCOM4028 | 2025-06-20 03:08 | 2025-06-23 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4507655 |
| XXXXXX-2025-NQM3-923 |  | D A | Closed | FCOM4028 | 2025-06-20 02:48 | 2025-06-23 06:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4507600 |
| XXXXXX-2025-NQM3-924 |  | D A | Closed | FCOM4028 | 2025-06-20 05:23 | 2025-06-23 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4508196 |
| XXXXXX-2025-NQM3-925 |  | D A | Closed | FCOM4028 | 2025-06-20 00:22 | 2025-06-23 06:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4506451 |
| XXXXXX-2025-NQM3-926 |  | D A | Closed | FCRE1440 | 2025-06-20 10:30 | 2025-06-25 08:47 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Lender has hit payment against borrower and they are not obligated on Note. TPR accepts this lender explanation for no Mtg history - Due Diligence Vendor-06/25/2025 <br> Ready for Review-we should be all set with how I currently have it all set up in file without additional docs.<br>I received the mortgage & note to show our borrower is not obligated BUT I am still hitting the mortgages into the DTI as we are using rental income for both properties; in this case if anything, we want to hit for the DTI if we saw the borrower making a payment which is already being done. - Buyer-06/24/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Need 12 months payment for [Redacted] Attached to Property [Redacted]<br> Note:- As per Note page #490 & Mortgage statement Page #824. Loan belongs to [Redacted] however as per bank statement Page #261 borrower make payment of mortgage - Due Diligence Vendor-06/20/2025 |  | Resolved-Borrower not obligated on the note and the payments do not show on credit. They do however show up on bank statements as borrower is making payment. Since borrower is not obligated no housing history is required no housing but underwrter went on to comment that they did include in DTI calculation. Finding is resolved an no waiver required. TPR accepts this lender explanation for no Mtg history - Due Diligence Vendor-07/21/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4513094 |
| XXXXXX-2025-NQM3-926 |  | D A | Closed | FCOM4028 | 2025-06-19 07:46 | 2025-06-23 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-06/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4497803 |
| XXXXXX-2025-NQM3-927 |  | D A | Closed | FCOM1233 | 2025-06-20 10:45 | 2025-06-25 08:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected 1003 now present with correct intended occupancy for exit home - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. corrected final 1003 uploaded - Buyer-06/24/2025 <br>Open-final 1003 is showing incorrect occupancy for exit property. need corrected final 1003 showing exit house is investment - Due Diligence Vendor-06/20/2025 |  | Resolved-corrected 1003 now present with correct intended occupancy for exit home - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4513363 |
| XXXXXX-2025-NQM3-927 |  | D A | Closed | FCOM4028 | 2025-06-20 10:08 | 2025-06-23 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4512365 |
| XXXXXX-2025-NQM3-928 |  | D A | Closed | FCRE1995 | 2025-06-19 10:47 | 2025-06-24 12:08 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, EMD backed out - Due Diligence Vendor-06/24/2025 <br> Ready for Review-Document Uploaded. The EMDs were backed out of the [Redacted] account as seen in the comments below. <br> - Buyer-06/24/2025 <br> Open- - missing - Due Diligence Vendor-06/19/2025 |  | Resolved-resolved with lender comments, EMD backed out - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4500314 |
| XXXXXX-2025-NQM3-928 |  | D A | Closed | FCOM4028 | 2025-06-19 09:44 | 2025-06-20 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4499511 |
| XXXXXX-2025-NQM3-929 |  | D B A | Closed | FCRE1335 | 2025-06-19 11:54 | 2025-06-25 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-resolved with lender comments. lender only provided tax returns to show no ownership in a business not used to qualify income - Due Diligence Vendor-06/25/2025 <br> Ready for Review-Document Uploaded. The borrower is not self-employed. [Redacted] called the borrower potentially being self-employed therefore 1040 transcripts were asked to confirm. They confirmed no Schedule C or Schedule E therefore transcripts are not needed. Transcripts are requested when we are using positive self-employment income to qualify a borrower (and we are not).<br> - Buyer-06/24/2025 <br> Counter-this is not a tax returns transcript. need actual tax return transcripts not W2 transcripts - Due Diligence Vendor-06/23/2025 <br> Ready for Review-Document Uploaded. Please find the IRS Tax transcripts. - Buyer-06/20/2025 <br> Open- - missing 2 years - Due Diligence Vendor-06/19/2025 |  | Resolved-resolved with lender comments. lender only provided tax returns to show no ownership in a business not used to qualify income - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4501236 |
| XXXXXX-2025-NQM3-929 |  | D B A | Closed | FCOM4028 | 2025-06-19 11:16 | 2025-06-20 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4500661 |
| XXXXXX-2025-NQM3-929 |  | D B A | Closed | FVAL8946 | 2025-06-19 12:08 | 2025-06-19 12:08 | Waived | 2 - Non-Material B | Property | Missing Doc | Missing Appraisal | Waived-Waived-As per guide, <br> \*Exception form is provided to allow without 2nd appraisal<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 336 of 436 - Due Diligence Vendor-06/19/2025<br>\*Exception states: Condition: Second Appraisal is required with SSR's for FNMA and FHLMC. Appraisal must be from a different company than the first appraisal.<br> \* There are two CU scores in the file (page 36) 2.5 and (page 40) 1.6 and an AVM (page 2) with a value of $228,000 and a confidence score of 95. - Due Diligence Vendor-06/19/2025 |  | Waived-Waived-As per guide, <br> \*Exception form is provided to allow without 2nd appraisal<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 336 of 436 - Due Diligence Vendor-06/19/2025<br>\*Exception states: Condition: Second Appraisal is required with SSR's for FNMA and FHLMC. Appraisal must be from a different company than the first appraisal.<br> \* There are two CU scores in the file (page 36) 2.5 and (page 40) 1.6 and an AVM (page 2) with a value of $228,000 and a confidence score of 95. - Due Diligence Vendor-06/19/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4501465 |
| XXXXXX-2025-NQM3-930 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-931 |  | D B A | Closed | FCOM4028 | 2025-06-19 13:39 | 2025-06-20 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4503304 |
| XXXXXX-2025-NQM3-931 |  | D B A | Closed | FCRE6843 | 2025-06-19 15:16 | 2025-06-19 15:18 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-Waived - As per guide, borrower must contribute at least 20% of own funds for 1 yr P&L loan.<br> \*Exception form is provided allowing less than 20% borrower contribution<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #280 of 397 - [Redacted] 6/19/2025 - Due Diligence Vendor-06/19/2025 |  | Waived-Waived - As per guide, borrower must contribute at least 20% of own funds for 1 yr P&L loan.<br> \*Exception form is provided allowing less than 20% borrower contribution<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #280 of 397 - [Redacted] 6/19/2025 - Due Diligence Vendor-06/19/2025<br>|  | Revolving Debt is unde 30%, Residual Income >= $3,000, and 5+ years credit history. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4504585 |
| XXXXXX-2025-NQM3-932 |  | D A | Closed | FCOM4028 | 2025-06-19 10:27 | 2025-06-23 07:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4500055 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | 123ABJ | 2025-06-19 07:56 | 2025-06-26 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-lender provided bank statement with payroll deposits from her own business to show current activity - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please find attached - Seller-06/26/2025 <br>Counter-still need proof active. Bank statements in file are not for business listed on app - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Borrower is Self-Employed. Verification of Employment is within 120 days - Buyer-06/24/2025 <br>Open-Not in file - last paystub - 05/15/2025 - Note date 06/13/2025 - Due Diligence Vendor-06/19/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-06/26/2025<br>| Resolved-lender provided bank statement with payroll deposits from her own business to show current activity - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4497956 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | FCOM1797 | 2025-06-19 08:37 | 2025-06-25 11:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-This is acceptable. - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Initial package was uploaded to another condition. It can be found on p. 12 - Seller-06/24/2025 <br>Open-Provide the missing initial Service Provider List. - Due Diligence Vendor-06/19/2025 | Ready for Review-Initial package was uploaded to another condition. It can be found on p. 12 - Seller-06/24/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4498533 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | FCOM9970 | 2025-06-19 08:52 | 2025-06-25 10:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-06/25/2025 <br>Open- - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. Please find Initial package attached - Buyer-06/24/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance Testing without the missing initial Service Provider List, etc. - Due Diligence Vendor-06/19/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4498739 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | FCOM1266 | 2025-06-19 07:45 | 2025-06-25 10:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Initial package was uploaded to another condition. It can be found on p. 39 - Buyer-06/24/2025 <br>Open-Homeownership Counseling Disclosure Is Missing Initial Disclosures package missing from file - Due Diligence Vendor-06/19/2025 |  | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4497781 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | 123ABH | 2025-06-19 07:45 | 2025-06-25 10:17 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-Homeowner Toolkit is fully Present - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Initial package was uploaded to another condition. It can be found on p. 76 - Buyer-06/24/2025 <br>Open-Homeowner Toolkit is missing - Due Diligence Vendor-06/19/2025 |  | Resolved-Homeowner Toolkit is fully Present - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4497782 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | FCOM1231 | 2025-06-19 07:41 | 2025-06-25 10:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Initial package was uploaded to another condition. It can be found on p. 1 - Seller-06/24/2025 <br>Open-The Initial 1003 is Missing and the 1003 Page Occupancy Status is 'Primary Residence'. Missing initial disclosure package - App date taken from MAvent - Due Diligence Vendor-06/19/2025 | Ready for Review-Initial package was uploaded to another condition. It can be found on p. 1 - Seller-06/24/2025<br>| Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4497738 |
| XXXXXX-2025-NQM3-933 |  | D A | Closed | FCOM4028 | 2025-06-19 07:28 | 2025-06-23 06:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4497568 |
| XXXXXX-2025-NQM3-934 |  | D A | Closed | FCRE1481 | 2025-06-19 09:40 | 2025-06-26 07:59 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-resolved with lender comments and assessment. By info present, they have determined that there was no activity prior to dates provided that would have affected loan - Due Diligence Vendor-06/26/2025 <br> Ready for Review-Document Uploaded. We should be okay with the [Redacted] transaction summary from account [Redacted]. You can note the YTD interest earned and previous year are both $0. Please see attached transaction history. In addition we can imply that there was a $0 balance prior to 5/12 because the current balance after the $50 deposit is $50. A full account statement would show us the exact same info. In our opinion this is clearly a newly opened account and we should not need further documentation.<br> Additionally, the purpose of the guideline sourcing deposits on bank accounts less than 30 days seasoned is to provide the source account that evidences at least 30 days of seasoning which allows us to be comfortable with the use of the account. In this case it was a gift, however we have the source account of the deposit and should have no concerns with the use of the funds. - Buyer-06/25/2025 <br> Counter-this is not 30 days. - Due Diligence Vendor-06/24/2025 <br> Ready for Review-Document Uploaded. Please see account [Redacted] # [Redacted] history for the period 05/15/2025-06/09/2025 - Buyer-06/23/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements [Redacted] #[Redacted] - date range is 05/12/2025 - 06/082025 - < 30 days. Page 70. - Due Diligence Vendor-06/19/2025 |  | Resolved-resolved with lender comments and assessment. By info present, they have determined that there was no activity prior to dates provided that would have affected loan - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4499474 |
| XXXXXX-2025-NQM3-934 |  | D A | Closed | FCRE9651 | 2025-06-19 09:00 | 2025-06-24 10:04 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-present now - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. Please see attached amortization schedule - Buyer-06/24/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. true - Due Diligence Vendor-06/19/2025 |  | Resolved-present now - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4498848 |
| XXXXXX-2025-NQM3-934 |  | D A | Closed | FCOM4028 | 2025-06-19 08:44 | 2025-06-23 06:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4498630 |
| XXXXXX-2025-NQM3-935 |  | D A C | Closed | FVAL9739 | 2025-06-20 10:52 | 2025-06-26 08:20 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-purpose type corrected to reflect REFI on appraisal now present - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please see updated appraisal report - Buyer-06/25/2025 <br>Open-Subject property appraisal report Assignment Type needs to be corrected to 'Refinance' as it's currently reading as 'other - Due Diligence Vendor-06/20/2025 |  | Resolved-purpose type corrected to reflect REFI on appraisal now present - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4513484 |
| XXXXXX-2025-NQM3-935 |  | D A C | Closed | FCOM4028 | 2025-06-20 08:48 | 2025-06-23 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4510676 |
| XXXXXX-2025-NQM3-936 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-937 |  | D A | Closed | FCOM4028 | 2025-06-23 07:49 | 2025-06-23 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4525791 |
| XXXXXX-2025-NQM3-938 |  | D A | Closed | FCOM4028 | 2025-06-23 07:44 | 2025-06-23 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4525712 |
| XXXXXX-2025-NQM3-939 |  | D A | Closed | FCOM4028 | 2025-06-23 09:24 | 2025-06-24 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4527476 |
| XXXXXX-2025-NQM3-940 |  | D B A | Closed | FCOM4028 | 2025-06-23 11:43 | 2025-06-24 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4530669 |
| XXXXXX-2025-NQM3-940 |  | D B A | Closed | FCRE1228 | 2025-06-23 13:14 | 2025-06-23 13:14 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Non Sufficient funds exceeds max allowed for bank statement program<br> 6 NSF<br> pg 664 - Due Diligence Vendor-06/23/2025 |  | Waived-Non Sufficient funds exceeds max allowed for bank statement program<br> 6 NSF<br> pg 664 - Due Diligence Vendor-06/23/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No<br> mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5% |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4532477 |
| XXXXXX-2025-NQM3-941 |  | D B A | Closed | FCRE4678 | 2025-06-23 07:44 | 2025-06-26 08:40 | Resolved | 1 - Information C A | Credit | Eligibility | Payment shock exceeds guideline | Resolved-lender used [Redacted] rent estimator and pay shock does not exceed - Due Diligence Vendor-06/26/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/25/2025 <br> Counter-this does not determine payment shock alone. need current rent payment to determine - Due Diligence Vendor-06/25/2025 <br> Ready for Review-Document Uploaded. Please see attached Zillow rent estimate provided by Sr. UW - Buyer-06/24/2025 <br> Open-Bwr indicates Rent on 1003 but no amount is provided nor verified. Cannot determine Bwr's Payment shock. - Due Diligence Vendor-06/23/2025 |  | Resolved-lender used [Redacted] rent estimator and pay shock does not exceed - Due Diligence Vendor-06/26/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4525714 |
| XXXXXX-2025-NQM3-941 |  | D B A | Closed | FCOM4028 | 2025-06-23 06:49 | 2025-06-23 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4524949 |
| XXXXXX-2025-NQM3-941 |  | D B A | Closed | FCRE1200 | 2025-06-23 07:43 | 2025-06-23 07:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline requires a minimum loan amount of $[Redacted]<br> \*Exception form is provided to permit loan amount under $[Redacted]<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page #306 of 411 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | Waived-Waived-As per guide, Guideline requires a minimum loan amount of $[Redacted]<br> \*Exception form is provided to permit loan amount under $[Redacted]<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page #306 of 411 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | No credit event spast 40 months, Credit Score > 40 points above program minimum, Bwr contribution exceeds requirement >= 10%. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4525694 |
| XXXXXX-2025-NQM3-941 |  | D B A | Closed | FPRO116 | 2025-06-23 07:50 | 2025-06-23 07:51 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires a Master insurance policy to provide Replacement Cost Value.<br> \*Exception form is provided to subject condo project that provides an Actual Cost Replacement Value for roofs over 15 years old.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page #306 of 411 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | Waived-Waived-As per guide, Guideline requires a Master insurance policy to provide Replacement Cost Value.<br> \*Exception form is provided to subject condo project that provides an Actual Cost Replacement Value for roofs over 15 years old.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page #306 of 411 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025<br>|  | No credit event spast 40 months, Credit Score > 40 points above program minimum, Bwr contribution exceeds requirement >= 10%. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4525806 |
| XXXXXX-2025-NQM3-942 |  | D A | Closed | FCRE1995 | 2025-06-24 05:59 | 2025-06-25 13:01 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. emd backed out of available assets - Buyer-06/25/2025 <br>Open-Earnest Deposit of $2,500 is reflecting in final CD(Page #12) and Final 1003(page #60) whereas supporting documents are missing in file to verify the same. - Due Diligence Vendor-06/24/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4538454 |
| XXXXXX-2025-NQM3-942 |  | D A | Closed | FCOM4028 | 2025-06-24 04:35 | 2025-06-24 10:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4537779 |
| XXXXXX-2025-NQM3-943 |  | D A | Closed | FCOM4028 | 2025-06-24 10:12 | 2025-06-25 15:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4543491 |
| XXXXXX-2025-NQM3-944 |  | D A | Closed | FCOM4028 | 2025-06-23 08:00 | 2025-06-24 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4525937 |
| XXXXXX-2025-NQM3-945 |  | D A | Closed | FCOM4028 | 2025-06-23 07:51 | 2025-06-24 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4525818 |
| XXXXXX-2025-NQM3-946 |  | D B A | Closed | FCRE1440 | 2025-06-23 11:32 | 2025-06-27 08:18 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-lender confirmed no lien on property - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-06/26/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Need 12 months Payment history for Property#[Redacted] for [Redacted]- Due Diligence Vendor-06/23/2025 |  | Resolved-lender confirmed no lien on property - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4530372 |
| XXXXXX-2025-NQM3-946 |  | D B A | Closed | FVAL1039 | 2025-06-23 11:42 | 2025-06-26 08:47 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-desk review is now present and supports value. - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please see attached CDA Report - Buyer-06/25/2025 <br>Open-CU score is 0 Refer pg.# 67 & 69 Appraisal Supporting doc is missing in file. - Due Diligence Vendor-06/23/2025 |  | Resolved-desk review is now present and supports value. - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4530624 |
| XXXXXX-2025-NQM3-946 |  | D B A | Closed | FCOM4028 | 2025-06-23 08:01 | 2025-06-24 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4525967 |
| XXXXXX-2025-NQM3-946 |  | D B A | Closed | FVAL2242 | 2025-06-23 11:03 | 2025-06-23 11:43 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-Per Guide: A manufactured home cannot be rural or be located on agricultural zoning.<br> Exception form provided to allow Rural Manufactured<br> Exception form page#477<br> Approved With Conditions: [Redacted] max, rural + mfr pricing<br> - Due Diligence Vendor-06/23/2025 |  | Waived-Per Guide: A manufactured home cannot be rural or be located on agricultural zoning.<br> Exception form provided to allow Rural Manufactured<br> Exception form page#477<br> Approved With Conditions: [Redacted] max, rural + mfr pricing<br> - Due Diligence Vendor-06/23/2025<br>|  | 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4529656 |
| XXXXXX-2025-NQM3-947 |  | D B A | Closed | FCOM4028 | 2025-06-23 07:31 | 2025-06-23 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4525503 |
| XXXXXX-2025-NQM3-947 |  | D B A | Closed | FVAL5385 | 2025-06-23 08:21 | 2025-06-23 08:21 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception for property being listed for sale within the last 6 months<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 282 of 384 - Due Diligence Vendor-06/23/2025 |  | Waived-Exception for property being listed for sale within the last 6 months<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 282 of 384 - Due Diligence Vendor-06/23/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4526284 |
| XXXXXX-2025-NQM3-948 |  | D A | Closed | FCOM4028 | 2025-06-23 08:24 | 2025-06-23 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4526320 |
| XXXXXX-2025-NQM3-949 |  | D B A | Closed | FCRE1226 | 2025-06-23 13:11 | 2025-06-30 08:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-arms length verified now by appraiser - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Transaction is Arm's length sale. Please see the updated Appraisal on p.9 of 45. - Buyer-06/27/2025 <br>Open-Arm's Transaction information is missing in appraisal report refer Pg. no 24 of 448. - Due Diligence Vendor-06/23/2025 |  | Resolved-arms length verified now by appraiser - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4532417 |
| XXXXXX-2025-NQM3-949 |  | D B A | Closed | FCOM4028 | 2025-06-23 10:23 | 2025-06-24 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4528958 |
| XXXXXX-2025-NQM3-949 |  | D B A | Closed | FPRO1251 | 2025-06-23 13:06 | 2025-06-23 13:06 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived--As per guide Rural Zoning is not allowed for Multi Unit property<br> - Exception form Provided to proceed with loan as Property zoning is Rural <br> - Approved Condition :- +0.25 to price<br> - Exception form on pg. no 333 of 448. - Due Diligence Vendor-06/23/2025 |  | Waived--As per guide Rural Zoning is not allowed for Multi Unit property<br> - Exception form Provided to proceed with loan as Property zoning is Rural <br> - Approved Condition :- +0.25 to price<br> - Exception form on pg. no 333 of 448. - Due Diligence Vendor-06/23/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4532349 |
| XXXXXX-2025-NQM3-949 |  | D B A | Closed | FCRE1200 | 2025-06-23 13:03 | 2025-06-23 13:03 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per Rate Sheet minimum Loan amount is $[Redacted] for Multi Unit property<br> - Exception from Provided to proceed with loan as file loan amount is [Redacted] which is not meeting minimum loan amount criteria<br> - Approved Condition :- 0.25 to price & Max LA $[Redacted]<br> - Exception form on Pg. no :- 332 of 448. - Due Diligence Vendor-06/23/2025 |  | Waived--As per Rate Sheet minimum Loan amount is $[Redacted] for Multi Unit property<br> - Exception from Provided to proceed with loan as file loan amount is $[Redacted] which is not meeting minimum loan amount criteria<br> - Approved Condition :- 0.25 to price & Max LA $[Redacted]<br> - Exception form on Pg. no :- 332 of 448. - Due Diligence Vendor-06/23/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4532297 |
| XXXXXX-2025-NQM3-950 |  | D A | Closed | FCRE1158 | 2025-06-23 14:34 | 2025-06-30 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected deductible now present - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please see attached policy. Deductible is 15000, it was a typo. - Buyer-06/28/2025 <br>Open-Hazard Insurance Policy Partially Provided 10% deductible guide not meeting, As per Insurance page#257 of 338 Deductible is 60% - Due Diligence Vendor-06/23/2025 |  | Resolved-corrected deductible now present - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4533778 |
| XXXXXX-2025-NQM3-950 |  | D A | Closed | FCOM4028 | 2025-06-23 13:08 | 2025-06-24 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4532366 |
| XXXXXX-2025-NQM3-951 |  | D A | Closed | FCRE1253 | 2025-06-24 08:48 | 2025-06-27 08:54 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender provided tax cert - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-06/26/2025 <br>Open-Missing Property Tax Cert need tax cert to support taxes used. page 313 is less - Due Diligence Vendor-06/24/2025 |  | Resolved-lender provided tax cert - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4541403 |
| XXXXXX-2025-NQM3-951 |  | D A | Closed | FCOM4028 | 2025-06-24 08:25 | 2025-06-24 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4540919 |
| XXXXXX-2025-NQM3-952 |  | C B A | Closed | FCRE2515 | 2025-06-23 13:55 | 2025-07-24 09:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit history does not meet guidelines | Waived-Exception to allow insufficient credit history - Due Diligence Vendor-07/24/2025 <br> Waived-Waived-As per guide, Borrowers with 1 available credit score reviewed on a case-by-case basis.<br> \*Exception form is provided to allow for insufficient credit history<br> \*Approved Conditions: +0.25 to price, [Redacted] LTV max, no other exceptions allowed<br> \*Exception form is on page # 597 of 666, Alternative credit page 440 of 666 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | Waived-Exception to allow insufficient credit history - Due Diligence Vendor-07/24/2025 <br> Waived-Waived-As per guide, Borrowers with 1 available credit score reviewed on a case-by-case basis.<br> \*Exception form is provided to allow for insufficient credit history<br> \*Approved Conditions: +0.25 to price, [Redacted] LTV max, no other exceptions allowed<br> \*Exception form is on page # 597 of 666, Alternative credit page 440 of 666 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4533185 |
| XXXXXX-2025-NQM3-952 |  | C B A | Closed | FCRE2515 | 2025-06-23 13:55 | 2025-06-23 13:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit history does not meet guidelines | Waived-Waived-As per guide, Borrowers with 1 available credit score reviewed on a case-by-case basis.<br> \*Exception form is provided to allow for insufficient credit history<br> \*Approved Conditions: +0.25 to price, [Redacted] max, no other exceptions allowed<br> \*Exception form is on page # 597 of 666, Alternative credit page 440 of 666 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | Waived-Waived-As per guide, Borrowers with 1 available credit score reviewed on a case-by-case basis.<br> \*Exception form is provided to allow for insufficient credit history<br> \*Approved Conditions: +0.25 to price, [Redacted] max, no other exceptions allowed<br> \*Exception form is on page # 597 of 666, Alternative credit page 440 of 666 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025<br>|  | 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | No | 4533185 |
| XXXXXX-2025-NQM3-953 |  | D B A | Closed | FCOM4028 | 2025-06-23 08:18 | 2025-06-23 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4526232 |
| XXXXXX-2025-NQM3-953 |  | D B A | Closed | FVAL5524 | 2025-06-23 09:16 | 2025-06-23 09:16 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guideline only permits SFR's in Rural areas.<br> \*Exception form is provided to allow Rural Manufactured Home<br> \*Approved Conditions: [Redacted] max, with rural + mfr pricing<br> \*Exception form is on page #307 of 416 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025 |  | Waived-Waived-As per guide, Guideline only permits SFR's in Rural areas.<br> \*Exception form is provided to allow Rural Manufactured Home<br> \*Approved Conditions: [Redacted] max, with rural + mfr pricing<br> \*Exception form is on page #307 of 416 - Due Diligence Vendor-06/23/2025 - Due Diligence Vendor-06/23/2025<br>|  | No mortgage lates last 24 months, 5+ years credit history, No consumer lates last 24 months, Bwr contribution exceeds requirement > 5%. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4527323 |
| XXXXXX-2025-NQM3-954 |  | D B A | Closed | FCOM4028 | 2025-06-23 11:01 | 2025-06-24 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4529549 |
| XXXXXX-2025-NQM3-954 |  | D B A | Closed | FCRE2828 | 2025-06-23 14:17 | 2025-06-23 14:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-\*As per Guide Balloon loan should be paid off within Maturity<br> \*Exception provided for Balloon Due 03/24/2025 and also Extension Document is Missing in file<br> \*Exception pg.#421<br> \*Approved with Condition: 0.25 to price, [Redacted] max - Due Diligence Vendor-06/23/2025 |  | Waived-\*As per Guide Balloon loan should be paid off within Maturity<br> \*Exception provided for Balloon Due 03/24/2025 and also Extension Document is Missing in file<br> \*Exception pg.#421<br> \*Approved with Condition: 0.25 to price, [Redacted] max - Due Diligence Vendor-06/23/2025<br>|  | Several income sources and DTI below 45%, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Reserves >6months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4533508 |
| XXXXXX-2025-NQM3-955 |  | D A | Closed | FCOM4028 | 2025-06-24 09:41 | 2025-06-25 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4542834 |
| XXXXXX-2025-NQM3-956 |  | D A | Closed | FCOM4028 | 2025-06-24 12:08 | 2025-06-25 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4545742 |
| XXXXXX-2025-NQM3-957 |  | D B A | Closed | FCOM4028 | 2025-06-24 06:47 | 2025-06-25 16:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4538920 |
| XXXXXX-2025-NQM3-957 |  | D B A | Closed | FCRE1158 | 2025-06-24 08:31 | 2025-06-24 10:39 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Hazard Insurance Policy Partially Provided Roof Insurance Replacement cost for 16 years per documents in Page #7 & 1_Credit Pkg 2.pdf which is not in Guideline requirements, However, exception document is in page #9 of Credit_pkg_2.pdf - Due Diligence Vendor-06/24/2025 |  | Waived-Hazard Insurance Policy Partially Provided Roof Insurance Replacement cost for 16 years per documents in Page #7 & 1_Credit Pkg 2.pdf which is not in Guideline requirements, However, exception document is in page #9 of Credit_pkg_2.pdf - Due Diligence Vendor-06/24/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> Credit score >40 points than minimum required-Audited FICO 787 and Guideline maximum FICO 660 with difference 127 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 33.73% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4541014 |
| XXXXXX-2025-NQM3-958 |  | D A | Closed | FCOM4028 | 2025-06-25 06:44 | 2025-06-26 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4553449 |
| XXXXXX-2025-NQM3-959 |  | D B A C | Closed | FVAL5472 | 2025-06-24 10:10 | 2025-07-01 12:47 | Waived | 2 - Non-Material C B | Property | Property | Property or house size is outside of guidelines | Waived-exceeds Lender guideline for acreage size. But does not violate [Redacted] A6 - Rural Homesteads: Can exceed 10 acres but are subject to a maximum of 100 acres for a single person and 200 acres for a family.<br> Property determined to be 'SFR Rural' may not exceed 10 acres. Subject property's size is 10.27 ac as per<br> appraisal - Due Diligence Vendor-07/01/2025 <br> Ready for Review-Document Uploaded. please see attached PC exception - Buyer-07/01/2025 <br> Open-As per guide, Property determined to be 'SFR Rural' may not exceed 10 acres. Verified Appraisal on page #193, size exceeds 10 acres. Does not meet [Redacted] home equity refinance guide - Due Diligence Vendor-06/25/2025 |  | Waived-exceeds Lender guideline for acreage size. But does not violate [Redacted] A6 - Rural Homesteads: Can exceed 10 acres but are subject to a maximum of 100 acres for a single person and 200 acres for a family.<br> Property determined to be 'SFR Rural' may not exceed 10 acres. Subject property's size is 10.27 ac as per<br> appraisal - Due Diligence Vendor-07/01/2025 |  | Compensating Factors<br> DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit<br> history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4543430 |
| XXXXXX-2025-NQM3-959 |  | D B A C | Closed | FCOM4028 | 2025-06-24 07:51 | 2025-06-25 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4540281 |
| XXXXXX-2025-NQM3-959 |  | D B A C | Closed | FCRE1228 | 2025-06-24 10:08 | 2025-06-24 10:08 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 7 NSF in 12 months.<br> \*Approved Conditions: $[Redacted] LA MAX & 0.25 to price<br> \*Exception form is on page #644 - Due Diligence Vendor-06/24/2025 |  | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 7 NSF in 12 months.<br> \*Approved Conditions: $[Redacted] LA MAX & 0.25 to price<br> \*Exception form is on page #644 - Due Diligence Vendor-06/24/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4543400 |
| XXXXXX-2025-NQM3-960 |  | D A | Closed | FCOM4028 | 2025-06-25 10:21 | 2025-06-26 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4558626 |
| XXXXXX-2025-NQM3-961 |  | D B A | Closed | FCRE3464 | 2025-06-24 14:46 | 2025-06-26 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Closing/Final Verbal VOE | Resolved-resolved with lender comments. VVOE not needed since only counted losses against borrower - Due Diligence Vendor-06/26/2025 <br> Ready for Review-borrower has negative income from [Redacted]. VOE is not needed. - Buyer-06/26/2025 <br> Open-VVOE is missing in file for schedule F income - Due Diligence Vendor-06/24/2025 |  | Resolved-resolved with lender comments. VVOE not needed since only counted losses against borrower - Due Diligence Vendor-06/26/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4548513 |
| XXXXXX-2025-NQM3-961 |  | D B A | Closed | FCOM4028 | 2025-06-24 08:00 | 2025-06-25 16:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4540429 |
| XXXXXX-2025-NQM3-961 |  | D B A | Closed | FVAL5472 | 2025-06-24 11:17 | 2025-06-24 11:17 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide when the property type is rural the property size should not be more than 10 acres<br> - Exception form provided to proceed with loans as property size is 13.96 Aces <br> - Approved condition :- 0.25 to price<br> - Exception form on pg. no 583. - Due Diligence Vendor-06/24/2025 |  | Waived--As per guide when the property type is rural the property size should not be more than 10 acres<br> - Exception form provided to proceed with loans as property size is 13.96 Aces <br> - Approved condition :- 0.25 to price<br> - Exception form on pg. no 583. - Due Diligence Vendor-06/24/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4544556 |
| XXXXXX-2025-NQM3-962 |  | D A | Closed | FCRE6019 | 2025-06-24 15:44 | 2025-06-25 16:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-ITIN documents page 2 of 2 is missing in file. Refer page #304 - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4549240 |
| XXXXXX-2025-NQM3-963 |  | D A | Closed | FCRE3464 | 2025-06-25 14:20 | 2025-06-27 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Closing/Final Verbal VOE | Resolved-VVOE now in file - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. exp 9/4/2025 - Buyer-06/27/2025 <br>Open-need proof of self employment within last 120 days. Bank statement does not show any business deposits to use for proof of business existence - Due Diligence Vendor-06/25/2025 |  | Resolved-VVOE now in file - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4562880 |
| XXXXXX-2025-NQM3-963 |  | D A | Closed | FCOM4028 | 2025-06-25 13:29 | 2025-06-26 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4561997 |
| XXXXXX-2025-NQM3-964 |  | D A | Closed | FCOM4028 | 2025-06-24 22:52 | 2025-06-26 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4551341 |
| XXXXXX-2025-NQM3-965 |  | D A C | Closed | FCOM9842 | 2025-06-25 08:20 | 2025-07-02 08:40 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: File # is missing | Resolved-corrected CD now present - Due Diligence Vendor-07/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/01/2025 <br>Open-B1 signed on 2020 in Final CD Page #129_Signed closing pkg whereas closing date is on 2025. Please provide updated Final CD sign page - Due Diligence Vendor-06/25/2025 |  | Resolved-corrected CD now present - Due Diligence Vendor-07/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4555120 |
| XXXXXX-2025-NQM3-965 |  | D A C | Closed | FCOM4028 | 2025-06-25 02:37 | 2025-06-27 00:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4551999 |
| XXXXXX-2025-NQM3-966 |  | D A | Closed | FCOM4028 | 2025-06-24 07:09 | 2025-06-25 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4539564 |
| XXXXXX-2025-NQM3-967 |  | D A | Closed | FCOM4028 | 2025-06-24 09:51 | 2025-06-25 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4543050 |
| XXXXXX-2025-NQM3-968 |  | D A | Closed | FCOM4028 | 2025-06-24 07:52 | 2025-06-25 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4540304 |
| XXXXXX-2025-NQM3-969 |  | D B A | Closed | FCOM4028 | 2025-06-24 07:56 | 2025-06-25 16:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4540361 |
| XXXXXX-2025-NQM3-969 |  | D B A | Closed | FCRE1197 | 2025-06-24 09:52 | 2025-06-24 16:41 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Per Guide: For DSCR cash out refinance minimum FICO is 660<br> Exception form provided to allow 649 score on DSCR cash out<br> Exception form page#294 of 413<br> Approved With Conditions: 0.5 to price and max CLTV [Redacted] - Due Diligence Vendor-06/24/2025 |  | Waived-Per Guide: For DSCR cash out refinance minimum FICO is 660<br> Exception form provided to allow 649 score on DSCR cash out<br> Exception form page#294 of 413<br> Approved With Conditions: 0.5 to price and max CLTV [Redacted] - Due Diligence Vendor-06/24/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4543060 |
| XXXXXX-2025-NQM3-970 |  | D A | Closed | FCOM4028 | 2025-06-24 08:48 | 2025-06-25 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4541406 |
| XXXXXX-2025-NQM3-971 |  | D A | Closed | FCOM4028 | 2025-06-24 08:25 | 2025-06-25 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4540917 |
| XXXXXX-2025-NQM3-972 |  | D B A | Closed | FCOM4028 | 2025-06-24 13:30 | 2025-06-25 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4547315 |
| XXXXXX-2025-NQM3-972 |  | D B A | Closed | FCRE1228 | 2025-06-24 16:24 | 2025-06-24 16:25 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per Guide, Guideline allows 3 NSFs occurences max in the most recent 12-month period.<br> \*Exception form is provided to allow 7 NSFs occurences in past 12 months.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #445 of 520 - [Redacted] 6/24/2025 - Due Diligence Vendor-06/24/2025 |  | Waived-Waived-As per Guide, Guideline allows 3 NSFs occurences max in the most recent 12-month period.<br> \*Exception form is provided to allow 7 NSFs occurences in past 12 months.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #445 of 520 - [Redacted] 6/24/2025 - Due Diligence Vendor-06/24/2025<br>|  | DTI below 45%, Revolving debt is under 30%, and LTV is 10% below maximum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4549567 |
| XXXXXX-2025-NQM3-973 |  | D A C | Closed | 50001251-Fees-Limited | 2025-06-25 09:04 | 2025-07-08 09:13 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved- - Due Diligence Vendor-07/08/2025 <br>Resolved- - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. Please see attached COC dated 6/16/2025 - Buyer-07/07/2025 <br>Counter-Zero tolerance Inspection Fee was $0.00/Not included on CD 06/04/2025 and $200.00 on Final CD 06/17/2025. PCCD 06/17/2025 provided a credit for $16.10. out of the $200.00 total for the inspection fee. The credit is not sufficient. - Due Diligence Vendor-07/07/2025 <br>Open- - Due Diligence Vendor-07/07/2025 <br>Rescinded-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Duplicate - Due Diligence Vendor-06/25/2025 <br>Open- - Due Diligence Vendor-06/25/2025 |  | Resolved- - Due Diligence Vendor-07/08/2025 <br>Rescinded-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Duplicate - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4556229 |
| XXXXXX-2025-NQM3-973 |  | D A C | Closed | 50001252-Fees-Limited | 2025-06-25 09:04 | 2025-07-08 09:13 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-07/08/2025 <br>Resolved- - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. Please see attached COC dated 6/16/2025 - Buyer-07/07/2025 <br>Counter-Zero tolerance Inspection Fee was $0.00/Not included on CD 06/04/2025 and $200.00 on Final CD 06/17/2025. PCCD 06/17/2025 provided a credit for $16.10. out of the $200.00 total for the inspection fee. The credit is not sufficient. - Due Diligence Vendor-07/07/2025 <br>Open- - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD, LOX and check refund - Buyer-07/02/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Final Inspection Fee for $200.00 was added to Final CD 06/17/2025 without a Change of Circumstance. The only COC provided referencing the inspection Fee increase is dated 06/24/2025 which is after closing. - Due Diligence Vendor-06/25/2025 <br>Open- - Due Diligence Vendor-06/25/2025 |  | Resolved- - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4556230 |
| XXXXXX-2025-NQM3-973 |  | D A C | Closed | FCOM4028 | 2025-06-25 03:51 | 2025-06-27 00:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4552207 |
| XXXXXX-2025-NQM3-974 |  | D A | Closed | FCOM4028 | 2025-06-24 09:38 | 2025-06-25 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4542774 |
| XXXXXX-2025-NQM3-975 |  | D A | Closed | FCOM4028 | 2025-06-24 11:27 | 2025-06-25 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4544813 |
| XXXXXX-2025-NQM3-976 |  | D A | Closed | FCRE9549 | 2025-06-24 16:02 | 2025-07-01 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-DTI matches. lender sent updated 1008 including [Redacted] in DTI - Due Diligence Vendor-07/01/2025 <br> Ready for Review-Document Uploaded. [Redacted] included in DTI. Please see updated tape, Al, 1008 and lock. - Buyer-06/30/2025 <br> Open-\* Need Credit supplement for Liability [Redacted] reflecting zero balance as lender did not considered in DTI. Refer Credit report pg.#3 of 251 - Due Diligence Vendor-06/24/2025 |  | Resolved-DTI matches. lender sent updated 1008 including [Redacted] in DTI - Due Diligence Vendor-07/01/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4549367 |
| XXXXXX-2025-NQM3-976 |  | D A | Closed | FCOM4028 | 2025-06-24 13:33 | 2025-06-25 16:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4547416 |
| XXXXXX-2025-NQM3-977 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-978 |  | D B A | Closed | FCOM4028 | 2025-06-25 07:59 | 2025-06-26 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4554724 |
| XXXXXX-2025-NQM3-978 |  | D B A | Closed | FCRE1174 | 2025-06-25 09:05 | 2025-07-24 09:17 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Master property insurance policies are required for the common elements and residential structures for each loan that [Redacted] originates in a condo project<br> \*Exception form is provided to allow non warrantable condo and HO3 insurance<br> \*Approved Conditions: +0.25 to price, [Redacted] LTV max<br> \*Exception form is on page # 1083 of 1253, Master Condo Insurance page 674-678 of 1253, HO3 Insurance page 1062 of 1253 - Due Diligence Vendor-06/25/2025 - Due Diligence Vendor-06/25/2025 |  | Waived-Waived-As per guide, Master property insurance policies are required for the common elements and residential structures for each loan that [Redacted] originates in a condo project<br> \*Exception form is provided to allow non warrantable condo and HO3 insurance<br> \*Approved Conditions: +0.25 to price, [Redacted] LTV max<br> \*Exception form is on page # 1083 of 1253, Master Condo Insurance page 674-678 of 1253, HO3 Insurance page 1062 of 1253 - Due Diligence Vendor-06/25/2025 - Due Diligence Vendor-06/25/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24<br> months, 2+ borrowers on the loan, LTV 10% below maximum |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4556247 |
| XXXXXX-2025-NQM3-979 |  | D B A | Closed | FCRE9991 | 2025-06-25 23:29 | 2025-06-30 08:30 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided calculation to arrive at DSCR score. Score now matches - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Rental income calculation used: 2,900 from appraisal \*75% +$3,400 from lease agreement = 5,575. - Buyer-06/28/2025 <br>Open-Originator DSCR Is 1.170 and the Calculated DSCR is 1.197, the Variance is 0.027.<br> DSCR Calculation: Rent amount $5,700/ PITIA $4,762.11= 1.197<br> Considered Rent amount$5,700 from Appraisal Narrative and Lease Agreement in Page #39&289- Credit pkg.pdf whereas Lender considered rent amount of $5.575. - Due Diligence Vendor-06/26/2025 |  | Resolved-lender provided calculation to arrive at DSCR score. Score now matches - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4566390 |
| XXXXXX-2025-NQM3-979 |  | D B A | Closed | FCOM4028 | 2025-06-25 21:05 | 2025-06-27 00:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4565940 |
| XXXXXX-2025-NQM3-979 |  | D B A | Closed | FVAL5524 | 2025-06-25 23:13 | 2025-06-26 05:03 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Commercial space is exactly 50% which is out of Guideline requirements, However Exception Form in the file page no #298- Credit Package.pdf - Due Diligence Vendor-06/26/2025 |  | Waived-Commercial space is exactly 50% which is out of Guideline requirements, However Exception Form in the file page no #298- Credit Package.pdf - Due Diligence Vendor-06/26/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No Mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #419- Credit Package,<br> 3. Credit score >40 points than minimum required- Audited FICO Score is 814, Guideline Maximum FICO Score is 680 difference is 134, Which is Greater than 40,<br> 4. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 35.76% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4566353 |
| XXXXXX-2025-NQM3-980 |  | D A | Closed | FCRE1253 | 2025-06-26 15:17 | 2025-07-01 07:46 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender provided tax certs - Due Diligence Vendor-07/01/2025 <br> Ready for Review-Document Uploaded. Taxes are 13,102.34: 12,875.84 (from Tax Bill [Redacted]) + 226,50 (water and sewer taxes from tax bill). - Buyer-06/30/2025 <br> Open-Missing Property Tax Cert need tax cert to support 13174.44 smart fees and calc are less - Due Diligence Vendor-06/26/2025 |  | Resolved-lender provided tax certs - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4578653 |
| XXXXXX-2025-NQM3-980 |  | D A | Closed | FCOM4028 | 2025-06-26 14:31 | 2025-06-27 10:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4577844 |
| XXXXXX-2025-NQM3-981 |  | D A | Closed | FCOM4028 | 2025-06-25 11:05 | 2025-06-27 01:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4559357 |
| XXXXXX-2025-NQM3-982 |  | D A | Closed | FCOM4028 | 2025-06-25 11:41 | 2025-06-27 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4560075 |
| XXXXXX-2025-NQM3-983 |  | D B A | Closed | FCOM4028 | 2025-06-25 08:08 | 2025-06-26 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4554919 |
| XXXXXX-2025-NQM3-983 |  | D B A | Closed | FCRE4369 | 2025-06-25 08:57 | 2025-06-25 08:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Mortgage/Rental lates exceed guidelines | Waived-Exception for 1 30 day late<br>Approved with conditions of [Redacted] MAX & 0.5 to price<br>Waiver on page 297 of 367 - Due Diligence Vendor-06/25/2025 |  | Waived-Exception for 1 30 day late<br>Approved with conditions of [Redacted] MAX & 0.5 to price<br>Waiver on page 297 of 367 - Due Diligence Vendor-06/25/2025<br>|  | No credit events past 40 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4556111 |
| XXXXXX-2025-NQM3-984 |  | D A | Closed | FCOM4028 | 2025-06-25 08:00 | 2025-06-27 00:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4554736 |
| XXXXXX-2025-NQM3-985 |  | B A | Closed | FVAL5474 | 2025-06-25 13:00 | 2025-06-25 13:00 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Any projects with significant deferred maintenance or repairs due to unsafe conditions are not eligible.<br> \*Exception is provided to allow Electrical repairs being conducted & it is safe to occupy while the repairs are being completed. Letter is on page #278,280 of 299<br> \*Approved Conditions : [Redacted] and 0.25 to price<br> \*Exception form is on page #2 of 109 - Due Diligence Vendor-06/25/2025 |  | Waived-As per guide, Any projects with significant deferred maintenance or repairs due to unsafe conditions are not eligible.<br> \*Exception is provided to allow Electrical repairs being conducted & it is safe to occupy while the repairs are being completed. Letter is on page #278,280 of 299<br> \*Approved Conditions : [Redacted] and 0.25 to price<br> \*Exception form is on page #2 of 109 - Due Diligence Vendor-06/25/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4561493 |
| XXXXXX-2025-NQM3-986 |  | D A | Closed | FCOM4028 | 2025-06-25 12:07 | 2025-06-27 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4560530 |
| XXXXXX-2025-NQM3-987 |  | D A C | Closed | FCOM5814 | 2025-06-26 14:39 | 2025-07-01 08:24 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof electronic delivery now present - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. provided proof and a signed 3-day cd - Buyer-06/30/2025 <br>Open-Provide evidence CD 06/18/2025 was electronically sent. - Due Diligence Vendor-06/26/2025 |  | Resolved-proof electronic delivery now present - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4578015 |
| XXXXXX-2025-NQM3-987 |  | D A C | Closed | FCOM4028 | 2025-06-26 12:34 | 2025-06-27 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4575750 |
| XXXXXX-2025-NQM3-988 |  | D A | Closed | FCOM4028 | 2025-06-25 11:48 | 2025-06-26 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4560207 |
| XXXXXX-2025-NQM3-989 |  | D B A | Closed | FCOM4028 | 2025-06-25 12:47 | 2025-06-27 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4561244 |
| XXXXXX-2025-NQM3-989 |  | D B A | Closed | FCRE1491 | 2025-06-25 16:47 | 2025-06-25 16:48 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Per guide: Gift funds are not allowed to be used for reserves.<br> Exception form provided to allow Borrower has 5% down, reserves gifted<br> Exception form page#34 of 137<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/25/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Per guide: Gift funds are not allowed to be used for reserves.<br> Exception form provided to allow Borrower has 5% down, reserves gifted<br> Exception form page#34 of 137<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/25/2025<br>|  | Residual income >=3000$, No mortgage late payments in the last 24 months, 5+ years credit history |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4564376 |
| XXXXXX-2025-NQM3-990 |  | D A | Closed | FCRE5116 | 2025-06-26 08:01 | 2025-06-30 08:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender included as a conservative figure but was not a closed loan. resolved with lender comment - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Mortgage for REO "[Redacted] with balance $[Redacted]" Loan [Redacted] was denied. - Buyer-06/30/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-06/26/2025 |  | Resolved-lender included as a conservative figure but was not a closed loan. resolved with lender comment - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4569710 |
| XXXXXX-2025-NQM3-990 |  | D A | Closed | FCOM4028 | 2025-06-26 06:57 | 2025-06-27 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4568601 |
| XXXXXX-2025-NQM3-991 |  | D B A | Closed | FCOM4028 | 2025-06-25 14:19 | 2025-06-27 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4562862 |
| XXXXXX-2025-NQM3-991 |  | D B A | Closed | FCRE6763 | 2025-06-25 16:58 | 2025-06-25 16:58 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-\*Exception provided for unstable income deposits, $0 deposits in 3 months<br> \*Exception Pg.#113<br> \*Approved with condition: [Redacted] max, 0.25 to price - Due Diligence Vendor-06/25/2025 |  | Waived-\*Exception provided for unstable income deposits, $0 deposits in 3 months<br> \*Exception Pg.#113<br> \*Approved with condition: [Redacted] max, 0.25 to price - Due Diligence Vendor-06/25/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Reserves >6 months |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4564447 |
| XXXXXX-2025-NQM3-992 |  | D B A | Closed | FPRO1244 | 2025-06-26 08:30 | 2025-06-30 08:43 | Resolved | 1 - Information D A | Property | Missing Doc | 3rd Party Valuation Product is Required and Missing | Resolved-UW Guideline met for value support on a non arm length - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-06/30/2025 <br>Open-Subejct is a NAL transaction. GL requires another value product. - Due Diligence Vendor-06/26/2025 |  | Resolved-UW Guideline met for value support on a non arm length - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4570337 |
| XXXXXX-2025-NQM3-992 |  | D B A | Closed | FCOM4028 | 2025-06-26 07:14 | 2025-06-26 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4568875 |
| XXXXXX-2025-NQM3-992 |  | D B A | Closed | FCRE1248 | 2025-06-26 08:29 | 2025-06-26 08:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction Waived-As per guide, Guideline permits a maximum [Redacted] for NAL transactions. Seller and buyer are friends - page 235 in file. FSBO transaction - no purchase agreement or realtors.<br> \*Exception form is provided to allow [Redacted] based on purchase price.<br> \*Approved Conditions: [Redacted] max, with 0.5 to price.<br> \*Exception form is on page # 453 of 673 - Due Diligence Vendor-06/26/2025 - Due Diligence Vendor-06/26/2025 |  | Waived-Purchase is not considered to be an Arm's Length Transaction Waived-As per guide, Guideline permits a maximum [Redacted] for NAL transactions. Seller and buyer are friends - page 235 in file. FSBO transaction - no purchase agreement or realtors.<br> \*Exception form is provided to allow [Redacted] based on purchase price.<br> \*Approved Conditions: [Redacted] max, with 0.5 to price.<br> \*Exception form is on page # 453 of 673 - Due Diligence Vendor-06/26/2025 - Due Diligence Vendor-06/26/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4570322 |
| XXXXXX-2025-NQM3-993 |  | D A | Closed | FCOM4028 | 2025-06-26 08:10 | 2025-06-27 11:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4569889 |
| XXXXXX-2025-NQM3-994 |  | D B A | Closed | FCOM4028 | 2025-06-25 15:14 | 2025-06-26 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4563607 |
| XXXXXX-2025-NQM3-994 |  | D B A | Closed | FCRE1228 | 2025-06-25 16:16 | 2025-06-26 13:41 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 4 NSFs in the last 12 months and exceeds max NSF charges allowed for income program<br>Approved with conditions of [Redacted] max, proof that the business is active required (LLC is forfeited according to SOS)<br>Waiver on page 967 of 1193 - Due Diligence Vendor-06/25/2025 |  | Waived-Exception for 4 NSFs in the last 12 months and exceeds max NSF charges allowed for income program<br>Approved with conditions of [Redacted] max, proof that the business is active required (LLC is forfeited according to SOS)<br>Waiver on page 967 of 1193 - Due Diligence Vendor-06/25/2025<br>|  | DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4564141 |
| XXXXXX-2025-NQM3-995 |  | D B A | Closed | FCOM4028 | 2025-06-26 08:18 | 2025-06-27 12:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4570103 |
| XXXXXX-2025-NQM3-995 |  | D B A | Closed | FVAL5474 | 2025-06-26 16:05 | 2025-06-26 16:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per Guide projects with 5 to 20 units single entity can own 2 units<br> \*Exception provided for Single entity ownership 78.5% (11 out of 14)<br> \*Exception Pg.#722<br> \*Approved with Condition: +0.25 to price, [Redacted] max - Due Diligence Vendor-06/26/2025 |  | Waived-\*As per Guide projects with 5 to 20 units single entity can own 2 units<br> \*Exception provided for Single entity ownership 78.5% (11 out of 14)<br> \*Exception Pg.#722<br> \*Approved with Condition: +0.25 to price, [Redacted] max - Due Diligence Vendor-06/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4579303 |
| XXXXXX-2025-NQM3-996 |  | D B A | Closed | FCRE4866 | 2025-06-27 03:57 | 2025-07-03 15:06 | Resolved | 1 - Information A | Credit | Eligibility | Audited CLTV exceeds difference from Originator CLTV | Resolved-Support for improvements uploaded and clears finding - Due Diligence Vendor-07/03/2025 <br> Ready for Review-Document Uploaded. Please see all screenshots below (please note there are many documented improvements documents, each one lists out the amount in the comments of the document).<br>Please see attached pdf with all the documents in screenshots, totaling $[Redacted]. - Seller-07/02/2025 <br> Counter-cost for improvement and documents to support were not uploaded. - Due Diligence Vendor-07/01/2025 <br> Ready for Review-Document Uploaded. For this loan there was no settlement statement for the borrower as it was claimed there was never a settlement statement or CD for the borrower, and therefore the document did not exist. For properties being sold it is not always a required document to have a settlement statement/CD. We have provided a google search to show it is not always required<br>Iin lieu of a settlement statement We have provided equivalent documentation in relation to this. We have a purchase contract, a 1031 exchange for the borrower, and documented improvements. <br>We have uploaded the purchase contract which shows that the sales price of the property is $[Redacted], along with Documented improvements which add up to a total of $[Redacted] (purchase price + documented improvements)<br>The 1031 documentation also supports the price that the property was purchased for. - Seller-07/01/2025 <br> Open-Date property acquired is 03/14/2025 verified from Fraud Report page #376 which is less than 12 months but still CLTV qualified with Appraisal Value $[Redacted]. No supporting document to validate Prior Purchase price $[Redacted] reflecting in 1008.<br> Invoices in Page #908 - 925 & 975 - 995 but Settlement statement missing to validate prior purchase price. - Due Diligence Vendor-06/27/2025 | Ready for Review-Document Uploaded. Please see all screenshots below (please note there are many documented improvements documents, each one lists out the amount in the comments of the document).<br>Please see attached pdf with all the documents in screenshots, totaling $[Redacted]. - Seller-07/02/2025 <br> Ready for Review-Document Uploaded. For this loan there was no settlement statement for the borrower as it was claimed there was never a settlement statement or CD for the borrower, and therefore the document did not exist. For properties being sold it is not always a required document to have a settlement statement/CD. We have provided a google search to show it is not always required<br>Iin lieu of a settlement statement We have provided equivalent documentation in relation to this. We have a purchase contract, a 1031 exchange for the borrower, and documented improvements. <br>We have uploaded the purchase contract which shows that the sales price of the property is $[Redacted], along with Documented improvements which add up to a total of $[Redacted](purchase price + documented improvements)<br>The 1031 documentation also supports the price that the property was purchased for. - Seller-07/01/2025 | Resolved-Support for improvements uploaded and clears finding - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4582223 |
| XXXXXX-2025-NQM3-996 |  | D B A | Closed | FCRE1152 | 2025-06-27 03:56 | 2025-07-01 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-tax calculation present - Due Diligence Vendor-07/01/2025 <br> Ready for Review-Document Uploaded. The property is new construction, 1.5% of appraised value used $[Redacted] - Seller-07/01/2025 <br> Open-Missing Evidence of Property Tax Tax certificate is missing in file, tax certificate is present is in file in page #94, 844, 847, 1118, 1121 but Tax amount is not matching with final 1003, final CD & 1008. As of now, Considered Tax amount from 1008 to avoid DSCR discrepancy. - Due Diligence Vendor-06/27/2025 | Ready for Review-Document Uploaded. The property is new construction, 1.5% of appraised value used $[Redacted] - Seller-07/01/2025 | Resolved-tax calculation present - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4582217 |
| XXXXXX-2025-NQM3-996 |  | D B A | Closed | FCOM4028 | 2025-06-27 00:12 | 2025-07-01 06:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4581361 |
| XXXXXX-2025-NQM3-996 |  | D B A | Closed | FVAL5474 | 2025-06-27 03:15 | 2025-06-27 10:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-The developer may not retain any ownership interest in any of the facilities related to the project per Guidelines page #65 whereas Developer owns 10 units out of 11 per Appraisal Report Page #192, however exception document is in page #962 - Due Diligence Vendor-06/27/2025 |  | Waived-The developer may not retain any ownership interest in any of the facilities related to the project per Guidelines page #65 whereas Developer owns 10 units out of 11 per Appraisal Report Page #192, however exception document is in page #962 - Due Diligence Vendor-06/27/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history-Oldest tradeline date in CBR page #507 is 10/01/2000<br> Credit score >40 points than minimum required-Audited FICO 745 and Guideline maximum FICO 700 with difference 153 which is greater than 45 |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4582042 |
| XXXXXX-2025-NQM3-996 |  | D B A | Closed | FVAL5385 | 2025-06-27 03:11 | 2025-06-27 10:05 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Property listed for sale within the last 6 months as per appraisal report page #192, However exception document is in page # 960 - Due Diligence Vendor-06/27/2025 |  | Waived-Property listed for sale within the last 6 months as per appraisal report page #192, However exception document is in page # 960 - Due Diligence Vendor-06/27/2025<br>|  | No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #507<br> Credit score >40 points than minimum required-Audited FICO 745 and Guideline maximum FICO 700 with difference 153 which is greater than 45<br> Reserves >6 months-Calculated reserves in File is 110.25 months which is > 6 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4582033 |
| XXXXXX-2025-NQM3-997 |  | D A | Closed | FCOM4028 | 2025-06-27 05:26 | 2025-06-30 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4582706 |
| XXXXXX-2025-NQM3-998 |  | D A | Closed | FCRE9991 | 2025-06-27 11:37 | 2025-07-01 08:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated taxes and DSCR is within .05% - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. Tax amount is 2,098.82/year per Tax Bill Core Logic. - Buyer-06/30/2025 <br>Open-dscr is off bc lender taxes are incorrect. Taxes are $222.97/ mo. DSCR should be 1.204 - Due Diligence Vendor-06/27/2025 |  | Resolved-updated taxes and DSCR is within .05% - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4588736 |
| XXXXXX-2025-NQM3-998 |  | D A | Closed | FCOM4028 | 2025-06-26 11:10 | 2025-06-27 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4574173 |
| XXXXXX-2025-NQM3-999 |  | D A | Closed | FCOM4028 | 2025-06-26 09:12 | 2025-06-27 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4571923 |
| XXXXXX-2025-NQM3-1000 |  | D A | Closed | FCOM4028 | 2025-06-27 11:16 | 2025-06-30 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4588408 |
| XXXXXX-2025-NQM3-1001 |  | D A | Closed | FCOM4028 | 2025-06-26 07:42 | 2025-06-27 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4569355 |
| XXXXXX-2025-NQM3-1002 |  | D A C | Closed | 34540-40730 | 2025-06-27 11:29 | 2025-07-07 09:06 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Indiana - Maximum TIEF Fee | Resolved-resolved with lender explanation. There is an owners and lenders policy of $5 each. this is acceptable. - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Document Uploaded. Please see attached comments provided by Closer and Closing TL - Buyer-07/03/2025 <br>Counter-this is not a PCCD and proof of refund. this does not cure violation - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Final CD provided by the Closer - Buyer-06/30/2025 <br>Open-The Title Insurance Enforcement Fund Fee (TIEFF) under the Indiana Insurance Code must equal $5.00. (Ind. Code 27-7-3.6) Final CD shows Title Insurance Enforcement Fund Fee as $10.00. The Title Insurance Enforcement Fund Fee (TIEFF) under the Indiana Insurance Code must equal $5.00. (Ind. Code 27-7-3.6) - Due Diligence Vendor-06/27/2025 <br>Open- - Due Diligence Vendor-06/27/2025 |  | Resolved-resolved with lender explanation. There is an owners and lenders policy of $5 each. this is acceptable. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4588587 |
| XXXXXX-2025-NQM3-1002 |  | D A C | Closed | FCOM4028 | 2025-06-27 10:10 | 2025-06-27 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4587337 |
| XXXXXX-2025-NQM3-1003 |  | D A | Closed | FCOM1208 | 2025-06-27 11:31 | 2025-07-01 13:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-07/01/2025 <br>Resolved-default rate now present - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-07/01/2025 <br>Open-The Note is Incomplete Default rate Interest addendum to note is missing in file - Due Diligence Vendor-06/27/2025 |  | Resolved-The Note is Present - Due Diligence Vendor-07/01/2025 <br>Resolved-default rate now present - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4588639 |
| XXXXXX-2025-NQM3-1003 |  | D A | Closed | FCOM4028 | 2025-06-26 12:33 | 2025-06-30 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4575745 |
| XXXXXX-2025-NQM3-1004 |  | D A | Closed | FCOM4028 | 2025-06-26 11:30 | 2025-06-27 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4574509 |
| XXXXXX-2025-NQM3-1005 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM3-1006 |  | D B A | Closed | FCOM4028 | 2025-06-26 13:27 | 2025-06-30 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4576768 |
| XXXXXX-2025-NQM3-1006 |  | D B A | Closed | FVAL9739 | 2025-06-26 16:10 | 2025-06-26 16:10 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-- As Appraiser comment Floor condition is Fair<br> - Exception form provided to proceed with loan as floor need repair and condition is fair<br> - Approved Condition :- [Redacted] and 0.25 to price<br> - Exception form on pg. no 4 of 156 - Due Diligence Vendor-06/26/2025 |  | Waived-- As Appraiser comment Floor condition is Fair<br> - Exception form provided to proceed with loan as floor need repair and condition is fair<br> - Approved Condition :- [Redacted] and 0.25 to price<br> - Exception form on pg. no 4 of 156 - Due Diligence Vendor-06/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4579345 |
| XXXXXX-2025-NQM3-1007 |  | D A | Closed | FCOM4028 | 2025-06-29 23:31 | 2025-06-30 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4598079 |
| XXXXXX-2025-NQM3-1008 |  | D A | Closed | FCOM4028 | 2025-06-28 22:20 | 2025-06-30 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4596007 |
| XXXXXX-2025-NQM3-1009 |  | D A | Closed | FCRE1226 | 2025-06-27 09:15 | 2025-07-08 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-resolved with revised appr and lender review to confirm is arms length - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. Please see attached updated appraisal. Revised appraisal verifies that it's an arm's length transaction - Buyer-07/08/2025 <br>Open-Information about the transaction is Arm length or not is missing on page #271 of 301 - Due Diligence Vendor-06/27/2025 |  | Resolved-resolved with revised appr and lender review to confirm is arms length - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4586263 |
| XXXXXX-2025-NQM3-1009 |  | D A | Closed | FCOM4028 | 2025-06-27 07:40 | 2025-06-30 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4584159 |
| XXXXXX-2025-NQM3-1010 |  | D A | Closed | FCOM4028 | 2025-06-30 02:31 | 2025-07-03 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4598531 |
| XXXXXX-2025-NQM3-1011 |  | D A | Closed | FCOM4028 | 2025-06-27 07:58 | 2025-07-01 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4584391 |
| XXXXXX-2025-NQM3-1012 |  | D A | Closed | FCOM4028 | 2025-06-27 07:22 | 2025-06-30 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording copy in closing pfd is missing page 4 - full copy on page 648. - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4583909 |
| XXXXXX-2025-NQM3-1013 |  | D A | Closed | FCOM4028 | 2025-06-27 09:11 | 2025-07-01 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4585977 |
| XXXXXX-2025-NQM3-1014 |  | D B A | Closed | FCOM4028 | 2025-06-27 08:40 | 2025-06-30 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4585092 |
| XXXXXX-2025-NQM3-1014 |  | D B A | Closed | FCRE8201 | 2025-06-27 10:32 | 2025-06-27 10:32 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-\*As per Guide: If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV.<br> \*Exception Provided for to proceed with the appraised value (9 months seasoning)<br> \*Exception pg.#454<br> \*Approved with Condition: 0.5 to price, [Redacted] max, valid form of secondary valuation is required - Due Diligence Vendor-06/27/2025 |  | Waived-\*As per Guide: If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV.<br> \*Exception Provided for to proceed with the appraised value (9 months seasoning)<br> \*Exception pg.#454<br> \*Approved with Condition: 0.5 to price, [Redacted] max, valid form of secondary valuation is required - Due Diligence Vendor-06/27/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4587718 |
| XXXXXX-2025-NQM3-1015 |  | D A | Closed | FCOM4028 | 2025-06-27 13:00 | 2025-07-01 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4590245 |
| XXXXXX-2025-NQM3-1016 |  | D A | Closed | FCRE4678 | 2025-06-30 11:58 | 2025-07-09 06:42 | Resolved | 1 - Information C A | Credit | Eligibility | Payment shock exceeds guideline | Resolved-rent provided and payment shock within guidelines. - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW. The rent payment was added back in our system - Buyer-07/08/2025 <br>Open-unable to test since no rent figure on application - Due Diligence Vendor-06/30/2025 |  | Resolved-rent provided and payment shock within guidelines. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4605515 |
| XXXXXX-2025-NQM3-1016 |  | D A | Closed | FCOM4028 | 2025-06-30 09:49 | 2025-07-01 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4603132 |
| XXXXXX-2025-NQM3-1017 |  | D A | Closed | 123ABJ | 2025-06-27 14:07 | 2025-07-03 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-Received VOE - Due Diligence Vendor-07/03/2025 <br>Ready for Review-Document Uploaded. The file was closed on 6/26, the VOE was completed on 6/12, we count 10 business days (Monday through Friday, no weekends and major holidays) thus this VOE was valid thru 6/26. - Buyer-07/03/2025 <br>Open-VVOE for borrower #2 available on page #22 of 161 is not within 10 days of note date.<br> - Due Diligence Vendor-06/27/2025 |  | Resolved-Received VOE - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4591474 |
| XXXXXX-2025-NQM3-1017 |  | D A | Closed | FCOM4028 | 2025-06-27 12:00 | 2025-07-02 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4589074 |
| XXXXXX-2025-NQM3-1018 |  | D A | Closed | FCOM4028 | 2025-06-27 11:40 | 2025-07-02 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4588779 |
| XXXXXX-2025-NQM3-1019 |  | D A | Closed | FCOM4028 | 2025-06-30 07:41 | 2025-07-01 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4600478 |
| XXXXXX-2025-NQM3-1020 |  | D B A | Closed | FCOM4028 | 2025-06-27 14:24 | 2025-07-02 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4591645 |
| XXXXXX-2025-NQM3-1020 |  | D B A | Closed | FCRE1200 | 2025-06-27 16:47 | 2025-06-27 16:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per Guide Loan amount should be more than [Redacted]<br> \*Exception provided for Loan amount less than [Redacted]<br> \*Exception pg.#522<br> \*Approved with Condition: [Redacted] MAX & 0.25 to price - Due Diligence Vendor-06/27/2025 |  | Waived-\*As per Guide Loan amount should be more than [Redacted]<br> \*Exception provided for Loan amount less than [Redacted]<br> \*Exception pg.#522<br> \*Approved with Condition: [Redacted] MAX & 0.25 to price - Due Diligence Vendor-06/27/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4593036 |
| XXXXXX-2025-NQM3-1021 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM3-1022 |  | D A | Closed | FCOM4028 | 2025-06-30 15:03 | 2025-07-01 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4608372 |
| XXXXXX-2025-NQM3-1023 |  | D A | Closed | FCOM4028 | 2025-06-29 22:07 | 2025-07-01 22:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4597864 |
| XXXXXX-2025-NQM3-1024 |  | D A | Closed | FCOM4028 | 2025-06-30 07:01 | 2025-07-01 22:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4599912 |
| XXXXXX-2025-NQM3-1025 |  | D A C | Closed | FCOM1223 | 2025-06-30 12:12 | 2025-07-03 15:17 | Resolved | 1 - Information C A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Received signature of Deed of Trust - Due Diligence Vendor-07/03/2025 <br>Ready for Review-Document Uploaded. The attached PDF wet singed document - mortgage. The mortgage deed has all of its pages. Signature page 17 is there , it is signed, but the page number at the bottom did not copy when scanned. - Buyer-07/03/2025 <br>Open-The Deed of Trust is Not Executed DOT Sign page #17 is missing in file. Unable to verify Borrower Signature in DOT - Due Diligence Vendor-06/30/2025 |  | Resolved-Received signature of Deed of Trust - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4605729 |
| XXXXXX-2025-NQM3-1025 |  | D A C | Closed | FCOM4028 | 2025-06-30 07:08 | 2025-07-03 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4600018 |
| XXXXXX-2025-NQM3-1026 |  | D A | Closed | FCOM4028 | 2025-06-30 05:13 | 2025-07-08 06:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Unable to Resolve-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Unable to Resolve-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4599007 |
| XXXXXX-2025-NQM3-1027 |  | D A | Closed | FCOM4028 | 2025-06-30 08:27 | 2025-07-01 22:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4601258 |
| XXXXXX-2025-NQM3-1028 |  | D A | Closed | FCRE1995 | 2025-06-30 02:10 | 2025-07-01 13:32 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. EMD was backed out - Buyer-07/01/2025 <br>Open-Please Provide Earnest Money Deposit verification of $10,000 as it is missing in the File. - Due Diligence Vendor-06/30/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4598495 |
| XXXXXX-2025-NQM3-1028 |  | D A | Closed | FCOM4028 | 2025-06-30 01:01 | 2025-06-30 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4598312 |
| XXXXXX-2025-NQM3-1029 |  | D B A | Closed | FCRE9991 | 2025-06-30 09:53 | 2025-07-09 07:09 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and DTI now matches 14.86 - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. Updated HOA and DTI - Buyer-07/08/2025 <br> Open-\*DTI is off by 2.28%<br> DTI should be 14.86%. Approval is 12.58%. PITIA is $34,920.99 + Debts from Credit report of $4,289.00 + negative rents used of $2,075.70 / Income of [Redacted]= 14.86%<br> Reason: Lender has incorrectly considered monthly HOA of $574.27, verified doc on page #359, monthly HOA is $6891.18 - Due Diligence Vendor-06/30/2025 |  | Resolved-tape updated and DTI now matches 14.86 - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4603205 |
| XXXXXX-2025-NQM3-1029 |  | D B A | Closed | FCOM4028 | 2025-06-30 07:27 | 2025-07-01 22:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4600233 |
| XXXXXX-2025-NQM3-1029 |  | D B A | Closed | FCRE2828 | 2025-06-30 09:43 | 2025-06-30 09:43 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide, Credit Event in past 48 months not allowed.<br> \*Exception form is provided for Modification for extension of 4/2025<br> \*Approved as is.<br> \*Exception form is on page #529 - Due Diligence Vendor-06/30/2025 |  | Waived-As per guide, Credit Event in past 48 months not allowed.<br> \*Exception form is provided for Modification for extension of 4/2025<br> \*Approved as is.<br> \*Exception form is on page #529 - Due Diligence Vendor-06/30/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No consumer late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4603036 |
| XXXXXX-2025-NQM3-1029 |  | D B A | Closed | FCRE8611 | 2025-06-30 09:38 | 2025-06-30 09:38 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-As per guide, income must be stable.<br> \*Exception form is provided to allow income unstable due to business large income.<br> \*Exception form is on page #528<br> \*Approved Conditions: 0.25 to price<br> - Due Diligence Vendor-06/30/2025 |  | Waived-As per guide, income must be stable.<br> \*Exception form is provided to allow income unstable due to business large income.<br> \*Exception form is on page #528<br> \*Approved Conditions: 0.25 to price<br> - Due Diligence Vendor-06/30/2025<br>|  | 5 years on current Job, DTI>=10% lower than loan program; 10 years or more in the same line of employment; No credit events past 40 months; LTV 10% below minimum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4602907 |
| XXXXXX-2025-NQM3-1030 |  | D A | Closed | FCOM4028 | 2025-06-30 08:10 | 2025-07-01 22:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/02/2025<br>|  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4600971 |
| XXXXXX-2025-NQM3-1031 |  | D B A | Closed | FCOM4028 | 2025-06-30 07:45 | 2025-07-02 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4600546 |
| XXXXXX-2025-NQM3-1031 |  | D B A | Closed | FCRE1437 | 2025-06-30 11:16 | 2025-06-30 11:16 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Per Guide: All parties listed on each bank account must also be borrowers on the loan<br> Exception form provided to allow Our borrower is the only income earner<br> Exception form page#498<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-06/30/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Per Guide: All parties listed on each bank account must also be borrowers on the loan<br> Exception form provided to allow Our borrower is the only income earner<br> Exception form page#498<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-06/30/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4604656 |
| XXXXXX-2025-NQM3-1032 |  | D A | Closed | FCRE1316 | 2025-06-30 11:13 | 2025-07-10 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-proof of recent business existence now present - Due Diligence Vendor-07/10/2025 <br> Ready for Review-Document Uploaded. All VOE's have been uploaded. [Redacted] is not required as it is negative income. - Buyer-07/09/2025 <br> Open- - missing VOE's for [Redacted], [Redacted], [Redacted] and [Redacted]. - Due Diligence Vendor-06/30/2025 |  | Resolved-proof of recent business existence now present - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4604601 |
| XXXXXX-2025-NQM3-1032 |  | D A | Closed | FCOM1233 | 2025-07-02 07:07 | 2025-07-03 15:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-1003 uploaded with corrections - Due Diligence Vendor-07/03/2025 <br> Ready for Review-Document Uploaded. That is when the business was incorporated - Buyer-07/02/2025 <br> Open-Final 1003 Employment start date is showing [Redacted] which is prior to Borrowers birthdate of [Redacted]. Please update - Due Diligence Vendor-07/02/2025 |  | Resolved-1003 uploaded with corrections - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4628513 |
| XXXXXX-2025-NQM3-1032 |  | D A | Closed | FCOM4028 | 2025-06-30 09:44 | 2025-07-01 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4603049 |
| XXXXXX-2025-NQM3-1033 |  | D A | Closed | FCOM4028 | 2025-06-30 08:26 | 2025-07-01 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4601226 |
| XXXXXX-2025-NQM3-1034 |  | D A | Closed | FCOM4028 | 2025-07-01 07:15 | 2025-07-02 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4613616 |
| XXXXXX-2025-NQM3-1035 |  | D A | Closed | FCOM4028 | 2025-06-30 07:07 | 2025-07-01 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4600005 |
| XXXXXX-2025-NQM3-1036 |  | D A | Closed | FCOM4028 | 2025-06-30 09:51 | 2025-07-01 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4603167 |
| XXXXXX-2025-NQM3-1037 |  | D B A | Closed | FCOM4028 | 2025-06-30 12:22 | 2025-07-02 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4605877 |
| XXXXXX-2025-NQM3-1037 |  | D B A | Closed | FCRE3599 | 2025-06-30 15:13 | 2025-06-30 15:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-As per guide, maximum of 5 loans with our lender, for each borrower in 6 months span is allowed.<br> Exception form is provided to allow 5+ loans for the same borrower with our lender.<br> Exception form is on page #352 of 757<br> Approved Conditions: [Redacted] max, 3Y PPP <br> - Due Diligence Vendor-06/30/2025 |  | Waived-As per guide, maximum of 5 loans with our lender, for each borrower in 6 months span is allowed.<br> Exception form is provided to allow 5+ loans for the same borrower with our lender.<br> Exception form is on page #352 of 757<br> Approved Conditions: [Redacted] max, 3Y PPP <br> - Due Diligence Vendor-06/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4608487 |
| XXXXXX-2025-NQM3-1038 |  | D A | Closed | FCOM4028 | 2025-06-30 12:03 | 2025-07-01 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4605580 |
| XXXXXX-2025-NQM3-1039 |  | D A | Closed | FCOM4028 | 2025-06-30 10:58 | 2025-07-02 20:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4604358 |
| XXXXXX-2025-NQM3-1040 |  | D A | Closed | FCOM4028 | 2025-06-30 13:36 | 2025-07-01 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4607087 |
| XXXXXX-2025-NQM3-1041 |  | D A C | Closed | 2260 | 2025-07-01 09:51 | 2025-07-02 09:19 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments. - Due Diligence Vendor-07/02/2025 <br>Ready for Review-Document Uploaded. According to our system, there is no prepayment penalty for this loan. Please see attached Lock form - Buyer-07/01/2025 <br>Open-confirm none - Due Diligence Vendor-07/01/2025 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-07/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4617152 |
| XXXXXX-2025-NQM3-1041 |  | D A C | Closed | FCOM4028 | 2025-06-30 09:59 | 2025-07-01 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4603303 |
| XXXXXX-2025-NQM3-1042 |  | D A | Closed | FCOM4028 | 2025-06-30 10:46 | 2025-07-02 11:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4604102 |
| XXXXXX-2025-NQM3-1043 |  | D A | Closed | FCRE1995 | 2025-07-01 05:40 | 2025-07-07 13:26 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments emd backed out - Due Diligence Vendor-07/07/2025 <br>Ready for Review-The EMD was backed out of the available funds - Buyer-07/07/2025 <br>Open-Earnest Deposit of $1,000 is reflecting in final CD(page #25 of signed closing pkg) and Final 1003(page #32 of signed closing pkg) supporting documents are missing in file - Due Diligence Vendor-07/01/2025 |  | Resolved-resolved with lender comments emd backed out - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4612782 |
| XXXXXX-2025-NQM3-1043 |  | D A | Closed | FCOM4028 | 2025-07-01 04:08 | 2025-07-03 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4612263 |
| XXXXXX-2025-NQM3-1044 |  | D A | Closed | FCOM4028 | 2025-07-01 10:10 | 2025-07-02 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4617528 |
| XXXXXX-2025-NQM3-1045 |  | D A | Closed | FCOM4028 | 2025-06-30 16:02 | 2025-07-02 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4608924 |
| XXXXXX-2025-NQM3-1046 |  | D B A | Closed | FCRE1491 | 2025-06-30 15:43 | 2025-07-07 13:27 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof gift was sent now present - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/07/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Gift Deposited to Escrow: $9400, only gift letter is on page #134, 135 of 473, Donor source is missing in file - Due Diligence Vendor-06/30/2025 |  | Resolved-proof gift was sent now present - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4608815 |
| XXXXXX-2025-NQM3-1046 |  | D B A | Closed | FCRE1252 | 2025-06-30 14:54 | 2025-07-03 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-07/03/2025 <br>Resolved-Full title commitment received - Due Diligence Vendor-07/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/03/2025 <br>Open-Title Document is Incomplete Only schedule A is available on page #77 of 473, rest of the schedules are missing. - Due Diligence Vendor-06/30/2025 |  | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-07/03/2025 <br>Resolved-Full title commitment received - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4608236 |
| XXXXXX-2025-NQM3-1046 |  | D B A | Closed | FCOM4028 | 2025-06-30 13:42 | 2025-07-02 20:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4607200 |
| XXXXXX-2025-NQM3-1046 |  | D B A | Closed | FCRE1200 | 2025-06-30 16:04 | 2025-06-30 16:04 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow ok with [Redacted].<br> \*Approved Conditions: 0.5 to price, [Redacted] max, ok with [Redacted]<br> \*Exception form is on page #23 of 473 - Due Diligence Vendor-06/30/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow ok with [Redacted].<br> \*Approved Conditions: 0.5 to price, [Redacted] max, ok with [Redacted]<br> \*Exception form is on page #23 of 473 - Due Diligence Vendor-06/30/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4608941 |
| XXXXXX-2025-NQM3-1046 |  | D B A | Closed | FVAL9739 | 2025-06-30 16:03 | 2025-06-30 16:03 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As per guide, Any projects with significant deferred maintenance to mark repairs due to unsafe conditions are not eligible.<br> \*Exception form is provided to allow Currently 65 units are 60+ days late; . Deferred maintenance is projected to be completed this year.<br> \*Approved Conditions: 0.5 to price, [Redacted] max, ok with [Redacted]<br> \*Exception form is on page #23 of 473 - Due Diligence Vendor-06/30/2025 |  | Waived-As per guide, Any projects with significant deferred maintenance to mark repairs due to unsafe conditions are not eligible.<br> \*Exception form is provided to allow Currently 65 units are 60+ days late; . Deferred maintenance is projected to be completed this year.<br> \*Approved Conditions: 0.5 to price, [Redacted] max, ok with [Redacted]<br> \*Exception form is on page #23 of 473 - Due Diligence Vendor-06/30/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4608930 |
| XXXXXX-2025-NQM3-1046 |  | D B A | Closed | FVAL5474 | 2025-06-30 15:56 | 2025-06-30 15:56 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, HOA is not party to an active or pending litigation that would disqualify the property from a limited review.<br> \*Exception form is provided to allow Litigation is related to a small $[Redacted]claim, the Association has enough in their budget to cover this.<br> \*Approved Conditions: 0.5 to price, [Redacted] max, ok with [Redacted]<br> \*Exception form is on page #23 of 473 - Due Diligence Vendor-06/30/2025 |  | Waived-As per guide, HOA is not party to an active or pending litigation that would disqualify the property from a limited review.<br> \*Exception form is provided to allow Litigation is related to a small $30,000 claim, the Association has enough in their budget to cover this.<br> \*Approved Conditions: 0.5 to price, [Redacted] max, ok with [Redacted]<br> \*Exception form is on page #23 of 473 - Due Diligence Vendor-06/30/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4608878 |
| XXXXXX-2025-NQM3-1047 |  | D A | Closed | FCOM4028 | 2025-07-01 11:38 | 2025-07-02 05:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4619205 |
| XXXXXX-2025-NQM3-1048 |  | D B A | Closed | FCOM4028 | 2025-07-01 07:13 | 2025-07-02 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4613600 |
| XXXXXX-2025-NQM3-1048 |  | D B A | Closed | FPRO116 | 2025-07-01 08:35 | 2025-07-01 08:35 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires critical repairs be completed. <br> \*Exception form is provided to allow subject condo complex, managed by FNMA, to have outstanding critical repairs related to elevator modernization, garage waterproofing, parking deck waterproofing, 40 yr concrete recertification for balconys,fire equipment replacement. Some info on page 399. Also minor litigation regarding plumbing failures.<br> \*Approved Conditions: ok to proceed with limited review.<br> \*Exception form is on page # 634 of 716 - Due Diligence Vendor-07/01/2025. - Due Diligence Vendor-07/01/2025 |  | Waived-Waived-As per guide, Guideline requires critical repairs be completed. <br> \*Exception form is provided to allow subject condo complex, managed by FNMA, to have outstanding critical repairs related to elevator modernization, garage waterproofing, parking deck waterproofing, 40 yr concrete recertification for balconys,fire equipment replacement. Some info on page 399. Also minor litigation regarding plumbing failures.<br> \*Approved Conditions: ok to proceed with limited review.<br> \*Exception form is on page # 634 of 716 - Due Diligence Vendor-07/01/2025. - Due Diligence Vendor-07/01/2025<br>|  | Credit Score > 40 points above program minimum, Bwr contribution exceeds requirement >=5%, LTV 10% below Full review maximum. No consumer lates last 24 months. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4615101 |
| XXXXXX-2025-NQM3-1049 |  | D B A | Closed | FCOM4028 | 2025-07-01 13:17 | 2025-07-02 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4621159 |
| XXXXXX-2025-NQM3-1049 |  | D B A | Closed | FCRE1174 | 2025-07-01 15:04 | 2025-07-01 15:04 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master doesn't include Building Ordinance or Law endorsement as required by guidelines<br> pg 475<br> - Due Diligence Vendor-07/01/2025 |  | Waived-Master doesn't include Building Ordinance or Law endorsement as required by guidelines<br> pg 475<br> - Due Diligence Vendor-07/01/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Pg. 475 |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4623211 |
| XXXXXX-2025-NQM3-1050 |  | D A | Closed | FCOM4028 | 2025-07-02 00:30 | 2025-07-03 08:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4626743 |
| XXXXXX-2025-NQM3-1051 |  | D A | Closed | FCOM4028 | 2025-07-01 09:02 | 2025-07-02 12:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4615676 |
| XXXXXX-2025-NQM3-1052 |  | D B A | Closed | FCOM4028 | 2025-07-02 08:54 | 2025-07-03 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4630223 |
| XXXXXX-2025-NQM3-1052 |  | D B A | Closed | FVAL5474 | 2025-07-02 10:23 | 2025-07-02 10:23 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-420 sq ft unit- does not meet minimum sq ft requirement <br> Comments Hello Team, that's extremely good loan, with amazing full doc income, credit and value. It's been structured<br> perfectly even before the application, and when we checked the [Redacted] approval - there were no exceptions<br> required. This partner is really close to me, and this loan is completely clean besides the issue with the sq<br> ft. If there is anything we can do to help, I'd really appreciate it. Thank you! - Due Diligence Vendor-07/02/2025 |  | Waived-420 sq ft unit- does not meet minimum sq ft requirement <br> Comments Hello Team, that's extremely good loan, with amazing full doc income, credit and value. It's been structured<br> perfectly even before the application, and when we checked the [Redacted] approval - there were no exceptions<br> required. This partner is really close to me, and this loan is completely clean besides the issue with the sq<br> ft. If there is anything we can do to help, I'd really appreciate it. Thank you! - Due Diligence Vendor-07/02/2025 |  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in<br> the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24<br> months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Pg. 70 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4633308 |
| XXXXXX-2025-NQM3-1053 |  | D B A | Closed | FCRE9488 | 2025-07-02 11:28 | 2025-07-07 13:32 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Document Uploaded. The mailing address is matching the subject property address, all required perils are covered, HOI is 100% RC. Those are the things we've in the guidelines for non QM and they all have been addressed. - Buyer-07/07/2025 <br>Open-confirm occupancy reviewed and accepted. Insurance is a landlord policy. - Due Diligence Vendor-07/02/2025 |  | Resolved-resolved with lender comments - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4634301 |
| XXXXXX-2025-NQM3-1053 |  | D B A | Closed | FCOM4028 | 2025-07-02 10:41 | 2025-07-03 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4633571 |
| XXXXXX-2025-NQM3-1053 |  | D B A | Closed | FCRE1228 | 2025-07-02 11:27 | 2025-07-02 11:27 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Daily negative balance instances > 3. exceeds max NSF charges allowed for income bank statement program<br> Comments 3 instances of overdrafts and 4 instances of daily negative balance. 5+ years credit history, no credit events<br> or mortgage lates, requesting to proceed please. Thank you - Due Diligence Vendor-07/02/2025 |  | Waived-Daily negative balance instances > 3. exceeds max NSF charges allowed for income bank statement program<br> Comments 3 instances of overdrafts and 4 instances of daily negative balance. 5+ years credit history, no credit events<br> or mortgage lates, requesting to proceed please. Thank you - Due Diligence Vendor-07/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history<br> Pg. 403 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4634290 |
| XXXXXX-2025-NQM3-1054 |  | D A | Closed | FCOM4028 | 2025-07-01 09:27 | 2025-07-02 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4616703 |
| XXXXXX-2025-NQM3-1055 |  | D A | Closed | FCOM4028 | 2025-07-01 10:48 | 2025-07-02 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4618260 |
| XXXXXX-2025-NQM3-1056 |  | D B A C | Closed | FCOM1159 | 2025-07-01 13:00 | 2025-07-03 15:10 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate not received by the borrower at least 4 days prior to consummation | Resolved-Evidence received of electronic delivery - Due Diligence Vendor-07/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/03/2025 <br>Open-Provide evidence that Revised Loan Estimate issues on 06/24/2025 was sent electronically - Due Diligence Vendor-07/01/2025 |  | Resolved-Evidence received of electronic delivery - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4620868 |
| XXXXXX-2025-NQM3-1056 |  | D B A C | Closed | FCOM4028 | 2025-07-01 09:36 | 2025-07-03 07:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4616904 |
| XXXXXX-2025-NQM3-1056 |  | D B A C | Closed | FVAL5472 | 2025-07-01 12:57 | 2025-07-01 12:57 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Per Guide: Maximum acreage is 10 acres<br> Exception form provided to allow 10.15 acres<br> Exception form page#407 of 463<br> Approved With Conditions: 0.125 to price - Due Diligence Vendor-07/01/2025 |  | Waived-Per Guide: Maximum acreage is 10 acres<br> Exception form provided to allow 10.15 acres<br> Exception form page#407 of 463<br> Approved With Conditions: 0.125 to price - Due Diligence Vendor-07/01/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4620797 |
| XXXXXX-2025-NQM3-1057 |  | D A | Closed | FCOM4028 | 2025-07-01 11:10 | 2025-07-03 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4618678 |
| XXXXXX-2025-NQM3-1058 |  | D A | Closed | FCOM4028 | 2025-07-01 22:25 | 2025-07-03 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4626425 |
| XXXXXX-2025-NQM3-1059 |  | D A | Closed | FCOM4028 | 2025-07-02 05:39 | 2025-07-03 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4627721 |
| XXXXXX-2025-NQM3-1060 |  | D A | Closed | FCOM4028 | 2025-07-02 08:29 | 2025-07-03 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4629714 |
| XXXXXX-2025-NQM3-1061 |  | D A | Closed | FCOM4028 | 2025-07-02 08:50 | 2025-07-07 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4630164 |
| XXXXXX-2025-NQM3-1062 |  | D A | Closed | FCOM4028 | 2025-07-01 14:28 | 2025-07-03 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4622618 |
| XXXXXX-2025-NQM3-1063 |  | D A | Closed | FCRE1491 | 2025-07-01 15:51 | 2025-07-10 07:08 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof 15k gift received now present - Due Diligence Vendor-07/10/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-07/09/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Gift deposited to escrow $15,000 refer page#22, Source Document of $15,000 is missing - Due Diligence Vendor-07/01/2025 |  | Resolved-proof 15k gift received now present - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4623721 |
| XXXXXX-2025-NQM3-1063 |  | D A | Closed | FCOM4028 | 2025-07-01 14:01 | 2025-07-03 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4622016 |
| XXXXXX-2025-NQM3-1064 |  | D A C | Closed | 2260 | 2025-07-07 10:28 | 2025-07-08 10:01 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-07/08/2025 <br>Ready for Review-As per lock confirmation - no PPP. - Buyer-07/07/2025 <br>Open-confirm none - Due Diligence Vendor-07/07/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-07/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4690823 |
| XXXXXX-2025-NQM3-1064 |  | D A C | Closed | FCOM4028 | 2025-07-03 01:12 | 2025-07-07 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4646719 |
| XXXXXX-2025-NQM3-1065 |  | D A | Closed | FCRE1437 | 2025-07-06 09:48 | 2025-07-08 12:19 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-self employment narrative from lender was signed by CPA so accepted as proof - Due Diligence Vendor-07/08/2025 <br>Ready for Review-We had CPA letter on file stating that borrower is SE from 2017.(page 561 of uploaded credit package)SChedule C is not required since doc type is 12 M bank statement - Buyer-07/08/2025 <br>Open-Income and Employment Do Not Meet Guidelines missing proof of sch C and 2 years in same line of work. Need CPA letter to state sch C and how long employed (at least 2 years) or EIN letter and most recent filing and proof when business was opened. - Due Diligence Vendor-07/06/2025 |  | Resolved-self employment narrative from lender was signed by CPA so accepted as proof - Due Diligence Vendor-07/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4671497 |
| XXXXXX-2025-NQM3-1065 |  | D A | Closed | FCOM4028 | 2025-07-06 09:16 | 2025-07-07 16:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4671485 |
| XXXXXX-2025-NQM3-1066 |  | D B A | Closed | FVAL1039 | 2025-07-07 12:40 | 2025-07-09 09:03 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-lender provided a desk review for further support and value is supported. - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. Please disregard Second appraisal.<br> Uploaded first appraisal and CDA for a second valuation product. - Buyer-07/08/2025 <br> Open-Missing supporting value for $[Redacted]. Second appraisal in file is showing different square footage for each unit. - Due Diligence Vendor-07/07/2025 |  | Resolved-lender provided a desk review for further support and value is supported. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4693876 |
| XXXXXX-2025-NQM3-1066 |  | D B A | Closed | FPRO1251 | 2025-07-03 01:52 | 2025-07-08 12:26 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Subject property is in Commercial Improvement Zoning per Appraisal Report in Page #218 which is not allowed per Guidelines, however exception document is in page #522 - Due Diligence Vendor-07/03/2025 |  | Waived-Subject property is in Commercial Improvement Zoning per Appraisal Report in Page #218 which is not allowed per Guidelines, however exception document is in page #522 - Due Diligence Vendor-07/03/2025<br>|  | No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #619. Last mortgage late payment is on 11/2018.<br> 5+ years credit history-Oldest tradeline date in CBR page #619 is 12/01/2006<br> No credit events in past 40 months |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4646850 |
| XXXXXX-2025-NQM3-1066 |  | D B A | Closed | FCRE8800 | 2025-07-03 14:40 | 2025-07-08 12:26 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-valid 3rd comp factor now provided - Due Diligence Vendor-07/08/2025 <br> Ready for Review-Document Uploaded. Exception form has been updated.<br>removed compensating factor - LTV [Redacted]% below maximum<br>replaced with - No credit events in past 40 months - Buyer-07/08/2025 <br> Open-Exception in Page #522 has only 2 valid compensating factors that are in line with file. Please provide additional valid Compensating factors to consider the Exception document. Below are invalid Comp Factors - <br> 1. LTV 10% below maximum - Calculated CLTV and Maximum CLTV is same with Guideline Minimum Loan Amount is - Due Diligence Vendor-07/03/2025 |  | Resolved-valid 3rd comp factor now provided - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4661803 |
| XXXXXX-2025-NQM3-1066 |  | D B A | Closed | FCOM4028 | 2025-07-02 22:50 | 2025-07-07 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4646285 |
| XXXXXX-2025-NQM3-1067 |  | D A | Closed | FCOM4028 | 2025-07-02 12:03 | 2025-07-08 10:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-loan closed with in 60 days not available yet - Due Diligence Vendor-07/08/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-loan closed with in 60 days not available yet - Due Diligence Vendor-07/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4635003 |
| XXXXXX-2025-NQM3-1068 |  | D A | Closed | FCRE1995 | 2025-07-03 05:00 | 2025-07-09 09:07 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comment, EMD backed out - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. EMD $2,000 had been backed out from the ending balance WF acc 1533:<br>- Buyer-07/08/2025 <br>Open-Please Provide Earnest Money Deposit of $2,000 as it is missing in the File. - Due Diligence Vendor-07/03/2025 |  | Resolved-resolved with lender comment, EMD backed out - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4647549 |
| XXXXXX-2025-NQM3-1068 |  | D A | Closed | FCOM4028 | 2025-07-03 03:45 | 2025-07-07 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4647120 |
| XXXXXX-2025-NQM3-1069 |  | D A | Closed | FCRE1148 | 2025-07-03 04:03 | 2025-07-09 12:52 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]- Due Diligence Vendor-07/09/2025 <br> Resolved-corrected title coverage now present - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. uploaded title with an appropriate coverage amount. - Buyer-07/09/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]- Due Diligence Vendor-07/03/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]- Due Diligence Vendor-07/09/2025 <br> Resolved-corrected title coverage now present - Due Diligence Vendor-07/09/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4647217 |
| XXXXXX-2025-NQM3-1069 |  | D A | Closed | FCOM4028 | 2025-07-03 02:35 | 2025-07-07 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4646953 |
| XXXXXX-2025-NQM3-1070 |  | D A | Closed | FCOM4028 | 2025-07-03 05:37 | 2025-07-07 16:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4647811 |
| XXXXXX-2025-NQM3-1071 |  | D A | Closed | FCOM9970 | 2025-07-02 10:00 | 2025-07-08 10:37 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-07/08/2025 <br>Ready for Review-uploaded to the other condition - Buyer-07/07/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the Final Closing Disclosure. - Due Diligence Vendor-07/02/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-07/08/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4633001 |
| XXXXXX-2025-NQM3-1071 |  | D A | Closed | FCOM1544 | 2025-07-02 09:07 | 2025-07-08 10:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-This is acceptable. - Due Diligence Vendor-07/08/2025 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-07/08/2025 <br>Resolved-final CD now present - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. uploaded - Buyer-07/07/2025 <br>Open-TRID: Missing Final Closing Disclosure Missing CD from file - inputted 1008 amt to get cash to close. - Due Diligence Vendor-07/02/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-07/08/2025 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-07/08/2025 <br>Resolved-final CD now present - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4630457 |
| XXXXXX-2025-NQM3-1071 |  | D A | Closed | FCOM4028 | 2025-07-02 08:53 | 2025-07-03 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4630222 |
| XXXXXX-2025-NQM3-1072 |  | D A | Closed | FCRE9991 | 2025-07-07 05:10 | 2025-07-09 09:12 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR now matches as updated tape provided - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. updated tape uploaded - Buyer-07/08/2025 <br>Open-Originator DSCR 1.365 not matching with calculated DSCR 1.363 with variance 0.002<br> Calculated rent amount from [Redacted] document in Page 547. <br> Rent amount $3,862.50 / PITIA $2834.58= 1.363 - Due Diligence Vendor-07/07/2025 |  | Resolved-DSCR now matches as updated tape provided - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4673700 |
| XXXXXX-2025-NQM3-1072 |  | D A | Closed | FCOM4028 | 2025-07-07 00:42 | 2025-07-07 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4672962 |
| XXXXXX-2025-NQM3-1073 |  | D A | Closed | FCOM4028 | 2025-07-02 08:09 | 2025-07-03 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4629395 |
| XXXXXX-2025-NQM3-1074 |  | D B A | Closed | FCOM4028 | 2025-07-02 07:11 | 2025-07-03 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4628554 |
| XXXXXX-2025-NQM3-1074 |  | D B A | Closed | FVAL3954 | 2025-07-02 08:28 | 2025-07-02 08:28 | Waived | 2 - Non-Material B | Property | Property | Property Damage | Waived-Waived-As per guide, Guideline requires property / structural damage to be repaired prior to closing.<br> \*Exception form is provided to allow some structural damage to the condo project - Units area not affected. Page 252/253.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 645 of 799 - Due Diligence Vendor-07/02/2025 - Due Diligence Vendor-07/02/2025 |  | Waived-Waived-As per guide, Guideline requires property / structural damage to be repaired prior to closing.<br> \*Exception form is provided to allow some structural damage to the condo project - Units area not affected. Page 252/253.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 645 of 799 - Due Diligence Vendor-07/02/2025 - Due Diligence Vendor-07/02/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, No consumer lates last 24 months, LTV 10% below program maximum. |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4629703 |
| XXXXXX-2025-NQM3-1075 |  | D A | Closed | FCOM4028 | 2025-07-02 10:17 | 2025-07-03 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4633244 |
| XXXXXX-2025-NQM3-1076 |  | D A | Closed | FCOM4028 | 2025-07-02 11:10 | 2025-07-03 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4633935 |
| XXXXXX-2025-NQM3-1077 |  | D A | Closed | FCOM4028 | 2025-07-03 00:06 | 2025-07-07 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4646535 |
| XXXXXX-2025-NQM3-1078 |  | D A | Closed | FCOM4028 | 2025-07-02 12:23 | 2025-07-03 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4635477 |
| XXXXXX-2025-NQM3-1079 |  | D A | Closed | FCOM4028 | 2025-07-06 10:41 | 2025-07-07 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4671561 |
| XXXXXX-2025-NQM3-1080 |  | D A | Closed | FCOM4028 | 2025-07-03 04:30 | 2025-07-03 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4647409 |
| XXXXXX-2025-NQM3-1081 |  | D A | Closed | FCRE1995 | 2025-07-03 14:33 | 2025-07-09 10:02 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out - resolved with lender comments - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Please disregard, EMD was back out - Buyer-07/08/2025 <br>Open-Please provide supporting document to verify EMD of $2,000 which is reflecting in final CD#19_Signed closing pkg.pdf - Due Diligence Vendor-07/03/2025 |  | Resolved-EMD backed out - resolved with lender comments - Due Diligence Vendor-07/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4661708 |
| XXXXXX-2025-NQM3-1081 |  | D A | Closed | FCOM4028 | 2025-07-03 12:53 | 2025-07-07 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4656039 |
| XXXXXX-2025-NQM3-1082 |  | D A | Closed | FCOM4028 | 2025-07-06 09:17 | 2025-07-07 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4671486 |
| XXXXXX-2025-NQM3-1083 |  | D A | Closed | FCOM4028 | 2025-07-06 11:28 | 2025-07-07 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4671599 |
| XXXXXX-2025-NQM3-1084 |  | Bank of America, N.A. D | Closed | FCOM4028 | 2025-07-06 11:12 | 2025-07-10 07:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4671589 |
| XXXXXX-2025-NQM3-1084 |  | Bank of America, N.A. D | Closed | FCRE9387 | 2025-07-06 11:58 | 2025-07-06 11:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan amount exceeds maximum allowed per program guidelines | Waived-Waived-As per guide, FTHB Max Loan Amount = $[Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 401 of 505 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025 |  | Waived-Waived-As per guide, FTHB Max Loan Amount = $[Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 401 of 505 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4671631 |
| XXXXXX-2025-NQM3-1085 |  | D A | Closed | FCOM4028 | 2025-07-07 10:05 | 2025-07-08 09:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4690449 |
| XXXXXX-2025-NQM3-1086 |  | D B A | Closed | FCOM4028 | 2025-07-07 07:55 | 2025-07-10 07:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4676264 |
| XXXXXX-2025-NQM3-1086 |  | D B A | Closed | FVAL5385 | 2025-07-07 09:02 | 2025-07-07 09:02 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waiver for property being listed within the last 6 months<br>Approved with conditions of +0.25 to price, [Redacted] max<br>Waiver on page 260 of 337 - Due Diligence Vendor-07/07/2025 |  | Waived-Waiver for property being listed within the last 6 months<br>Approved with conditions of +0.25 to price, [Redacted] max<br>Waiver on page 260 of 337 - Due Diligence Vendor-07/07/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> DSCR >1.25, AVM 97% confidence |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4688169 |
| XXXXXX-2025-NQM3-1087 |  | D A | Closed | FCOM4028 | 2025-07-03 13:21 | 2025-07-07 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4656489 |
| XXXXXX-2025-NQM3-1088 |  | D B A | Closed | FCOM4028 | 2025-07-06 09:20 | 2025-07-07 11:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4671488 |
| XXXXXX-2025-NQM3-1088 |  | D B A | Closed | FCRE1200 | 2025-07-06 10:10 | 2025-07-06 10:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline minimum loan amount for program is [Redacted]<br> \*Exception form is provided to allow [Redacted] at [Redacted]<br> \*Approved Conditions: [Redacted] max, .025 to price<br> \*Exception form is on page # 466 of 532 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025 |  | Waived-Waived-As per guide, Guideline minimum loan amount for program is [Redacted]<br> \*Exception form is provided to allow [Redacted] at [Redacted]<br> \*Approved Conditions: [Redacted] max, .025 to price<br> \*Exception form is on page # 466 of 532 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025 |  | No credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, No mortgage lates last 24 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4671526 |
| XXXXXX-2025-NQM3-1088 |  | D B A | Closed | FCRE7009 | 2025-07-06 10:14 | 2025-07-06 10:16 | Waived | 2 - Non-Material B | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Waived-Waived-As per guide, Guideline requires Hazard insurance provide loss replacement coverage.<br> \*Exception form is provided to allow policy with Repair Cost coverage in lieu of RCV.<br> \*Approved Conditions: [Redacted] max, ok with [Redacted], .025 to price<br> \*Exception form is on page # 466 of 532 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025 |  | Waived-Waived-As per guide, Guideline requires Hazard insurance provide loss replacement coverage.<br> \*Exception form is provided to allow policy with Repair Cost coverage in lieu of RCV.<br> \*Approved Conditions: [Redacted] max, ok with [Redacted], .025 to price<br> \*Exception form is on page # 466 of 532 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, No mortgage lates last 24 months. |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4671528 |
| XXXXXX-2025-NQM3-1089 |  | D A | Closed | FCOM4028 | 2025-07-08 10:26 | 2025-07-09 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4733128 |

---

## Exhibit 99.5

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.5**

![](missionlogo.jpg)

---

| |
|:---|
| **Data Compare Summary** |
| **2025_ADMT-NQM3_Final** |
| **Run Date - 7/23/2025 13:00:00 PM** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** | **Comments** |
| AllBorrowerTotalIncome | 25 | 1089 | 2.30% | All Income was verified for each borrower |
| ApplicationDate | 102 | 1089 | 9.37% | All variances were verified by Mission using either the 1003 date or the credit report date |
| B1Citizen | 3 | 1089 | 0.28% | All variances were verified by Citizenship documents |
| B1FirstName | 10 | 1089 | 0.92% | All variances were spelling differences in the tape vs on the note. |
| B1LastName | 7 | 1089 | 0.64% | All variances were spelling differences in the tape vs on the note. |
| B2FirstName | 0 | 153 | 0.00% | All variances were spelling differences in the tape vs on the note. |
| B2LastName | 2 | 153 | 1.31% | All variances were spelling differences in the tape vs on the note. |
| ClosingSettlementDate | 495 | 955 | 51.83% | In all cases Mission verified closing dates from the relevant closing documents. |
| DSCR | 47 | 1089 | 4.32% | In all cases Mission recalculated DSCR from relevant income and credit documents. |
| FirstPaymentDate | 21 | 1089 | 1.93% | In all cases Mission verified first payment date from the promissory note. |
| InitialMonthlyPIOrIOPayment | 28 | 1089 | 2.57% | In all cases Mission verified the monthly PI Payment from the promissory note. |
| InterestRate | 0 | 1089 | 0.00% | The interest rate was verified by Mission in the Promissory Note |
| InvestorLoanID | 0 | 1 | 0.00% | In each case, Mission verified the Lender Name from the promissory note.. |
| LoanAmount | 0 | 1089 | 0.00% |  |
| LoanID | 0 | 939 | 0.00% |  |
| LoanProgram | 5 | 1089 | 0.46% | In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| LoanPurpose | 0 | 1089 | 0.00% |  |
| MINNo | 34 | 1086 | 3.13% | In all cases Mission verified the MIN number present on the Deed of Trust. |
| NoteDate | 5 | 1061 | 0.47% | All variances were due to how Mission identifies correspondent channel identifiers. |
| NumberofUnits | 7 | 1089 | 0.64% | All variances were spelling differences in the tape vs on the note. |
| Occupancy | 0 | 1089 | 0.00% | In all cases Mission verified property units from the appraisal and other property related documents. |
| PrimaryAppraisedPropertyValue | 13 | 1089 | 1.19% |  |
| PropertyAddress | 0 | 1088 | 0.00% | In each case Mission verified the appraisal value from the appraisal documents. |
| PropertyCity | 2 | 1088 | 0.18% |  |
| PropertyCounty | 15 | 1088 | 1.38% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyState | 0 | 1088 | 0.00% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyType | 93 | 1085 | 8.57% |  |
| PropertyZipCode | 0 | 1088 | 0.00% | All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| QualifyingCLTV | 59 | 1089 | 5.42% |  |
| RefinanceType | 22 | 467 | 4.71% | In all cases Mission verified CLTV amounts from the relevant closing documents. |
| SalesPrice | 1 | 636 | 0.16% | All variances were enumerations differences in the tape vs ASF. |
| TotalDebtIncomeRatio | 1 | 1089 | 0.09% |  |
| UnderwritingGuidelineLenderName | 0 | 1089 | 0.00% | In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| UnderwritingGuidelineName | 1 | 1089 | 0.09% |  |
| UnderwritingGuidelineVersionDate | 164 | 1089 | 15.06% |  |
| VerifiedDocType | 285 | 1082 | 26.34% | Mission verified sales price from the contract value. |

---

## Exhibit 99.6

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.6**

![](missionlogo.jpg)

---

| |
|:---|
| **Data Compare Detail Report** |
| **2025_ADMT-NQM3_Final** |
| **Run Date - 7/23/2025 13:00:00 PM** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** |
| XXXXXX-2025-NQM3-1 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-12 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-104 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-180 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-227 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-337 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-381 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-386 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-410 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-456 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-483 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-541 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-572 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-596 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-598 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-626 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-671 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-686 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-762 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-843 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-872 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-970 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-986 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1089 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-2 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-7 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-9 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-19 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-23 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-25 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-28 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-34 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-37 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-38 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-40 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-44 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-45 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-46 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-47 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-48 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-49 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-50 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-51 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-54 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-55 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-56 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-59 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-108 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-131 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-132 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-139 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-179 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-191 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-204 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-215 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-241 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-247 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-266 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-274 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-275 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-293 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-307 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-309 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-324 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-337 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-338 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-339 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-340 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-344 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-350 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-366 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-369 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-373 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-397 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-399 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-400 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-434 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-437 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-447 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-448 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-460 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-466 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-485 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-512 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-537 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-541 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-547 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-551 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-556 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-573 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-582 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-586 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-591 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-617 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-624 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-640 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-644 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-665 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-731 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-748 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-779 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-802 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-803 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-830 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-831 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-846 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-865 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-866 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-885 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-902 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-903 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-933 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-934 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-947 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-971 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-983 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-992 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-998 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1004 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1005 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1015 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1065 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1085 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-65 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | US Citizen | Permanent Resident Alien |
| XXXXXX-2025-NQM3-313 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | US Citizen | Permanent Resident Alien |
| XXXXXX-2025-NQM3-694 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | Non Permanent Resident Alien | Permanent Resident Alien |
| XXXXXX-2025-NQM3-117 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-143 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-270 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-412 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-484 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-506 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-615 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-729 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-774 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-27 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-66 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-117 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-146 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-535 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-590 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-626 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-262 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-625 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-9 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.744 | 0.734 |
| XXXXXX-2025-NQM3-14 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.021 | 0.946 |
| XXXXXX-2025-NQM3-24 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| XXXXXX-2025-NQM3-25 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.135 | 1.134 |
| XXXXXX-2025-NQM3-29 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.404 | 1.282 |
| XXXXXX-2025-NQM3-40 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1 | 1.264 |
| XXXXXX-2025-NQM3-72 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.103 | 1.355 |
| XXXXXX-2025-NQM3-105 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.895 | 0.932 |
| XXXXXX-2025-NQM3-111 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.166 | 1.165 |
| XXXXXX-2025-NQM3-273 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.104 | 1.065 |
| XXXXXX-2025-NQM3-293 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.838 | 0.831 |
| XXXXXX-2025-NQM3-297 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.218 | 1.203 |
| XXXXXX-2025-NQM3-320 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.895 | 0.894 |
| XXXXXX-2025-NQM3-321 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.895 | 1.894 |
| XXXXXX-2025-NQM3-343 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.183 | 1.174 |
| XXXXXX-2025-NQM3-369 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.706 | 0.705 |
| XXXXXX-2025-NQM3-374 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.733 | 1.487 |
| XXXXXX-2025-NQM3-402 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.064 | 1.977 |
| XXXXXX-2025-NQM3-414 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.005 | 1.021 |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.818 | 0.742 |
| XXXXXX-2025-NQM3-477 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.457 | 2.138 |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.099 | 1.16 |
| XXXXXX-2025-NQM3-523 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.295 | 1.294 |
| XXXXXX-2025-NQM3-545 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.98 | 0.807 |
| XXXXXX-2025-NQM3-565 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.274 |
| XXXXXX-2025-NQM3-570 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.274 |
| XXXXXX-2025-NQM3-581 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.595 | 0.594 |
| XXXXXX-2025-NQM3-600 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.595 | 1.594 |
| XXXXXX-2025-NQM3-602 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.617 | 1.611 |
| XXXXXX-2025-NQM3-702 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.095 | 1.094 |
| XXXXXX-2025-NQM3-706 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.261 | 1.294 |
| XXXXXX-2025-NQM3-729 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.971 | 0.858 |
| XXXXXX-2025-NQM3-730 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.066 | 1.055 |
| XXXXXX-2025-NQM3-743 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.555 | 1.554 |
| XXXXXX-2025-NQM3-804 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.895 | 1.894 |
| XXXXXX-2025-NQM3-805 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.617 | 2.381 |
| XXXXXX-2025-NQM3-833 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.083 | 0 |
| XXXXXX-2025-NQM3-911 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| XXXXXX-2025-NQM3-914 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 2.198 | 2.218 |
| XXXXXX-2025-NQM3-915 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.835 | 0.834 |
| XXXXXX-2025-NQM3-921 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.944 | 0.759 |
| XXXXXX-2025-NQM3-923 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.075 | 1.074 |
| XXXXXX-2025-NQM3-953 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.046 | 1.045 |
| XXXXXX-2025-NQM3-983 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.546 | 1.545 |
| XXXXXX-2025-NQM3-998 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.204 | 1.209 |
| XXXXXX-2025-NQM3-1020 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 2.255 | 2.254 |
| XXXXXX-2025-NQM3-1058 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.226 | 1.225 |
| XXXXXX-2025-NQM3-4 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-5 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-6 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-9 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-10 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-12 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-13 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-14 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-15 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-16 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-17 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-19 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-20 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-22 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-24 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-25 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-27 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-29 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-30 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-31 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-41 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-43 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-44 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-47 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-49 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-52 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-53 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-55 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-57 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-58 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-61 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-63 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-64 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-65 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-68 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-73 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-78 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-86 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-88 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-90 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-91 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-94 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-97 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-104 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-110 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-115 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-116 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-117 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-118 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-119 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-121 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-130 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-132 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-135 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-136 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-137 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-138 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-140 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-141 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-142 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-143 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-144 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-145 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-146 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM3-148 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-149 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-150 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-151 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-152 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-153 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-154 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-155 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-156 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-157 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-158 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-159 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-160 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-161 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-163 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-164 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-165 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-166 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-167 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-168 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-169 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-170 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-171 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-173 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-174 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-175 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-176 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-177 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-178 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-179 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-180 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-181 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-182 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-183 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-185 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-186 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-187 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-189 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-190 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-192 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-193 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-194 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-195 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-196 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-197 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-198 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-200 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-203 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-205 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-208 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-209 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-211 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-220 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-221 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-226 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-227 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-228 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-231 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-235 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-236 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-248 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-249 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-251 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-252 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-257 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-259 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-261 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-262 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-263 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-264 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-265 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-269 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-271 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-273 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-276 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-277 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-280 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-281 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-283 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-284 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-285 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-288 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-293 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-294 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-295 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-297 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-303 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-305 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-310 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-311 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-312 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-319 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-323 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-326 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-328 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-329 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-330 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-333 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-335 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-336 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-341 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-344 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-345 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-347 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-348 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-349 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-355 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-358 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-360 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-361 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-365 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-369 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-370 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-371 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-372 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-373 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-376 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-377 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-378 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-381 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-383 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-390 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-391 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-392 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-393 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-394 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-399 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-401 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-408 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-411 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-412 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-415 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-420 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-429 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-430 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-431 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-432 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-436 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-437 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-439 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-441 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-442 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-446 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-447 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-448 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-450 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-452 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-461 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-469 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-470 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-471 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-478 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-479 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-481 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-482 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-484 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-485 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-486 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-487 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-489 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-490 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-491 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-492 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-493 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-495 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-496 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-498 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-499 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-505 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-508 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-509 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-513 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-518 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-521 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-522 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-525 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-529 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-538 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-539 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-540 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-542 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-543 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-546 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-548 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-552 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-553 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-554 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-561 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-572 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-575 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-576 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-579 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-584 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-585 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-586 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-587 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-589 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-592 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-593 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-595 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-597 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-598 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-599 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-601 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-613 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-618 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-620 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-625 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-627 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-629 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-630 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-633 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-635 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-636 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-638 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-639 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-641 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-643 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-645 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-647 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-650 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-653 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-654 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-657 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-659 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-662 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-665 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-667 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-669 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-675 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-676 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-677 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-681 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-683 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-687 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-689 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-694 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-696 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-699 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-702 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-706 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-709 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-710 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-711 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-714 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-716 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-717 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-719 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-720 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-721 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-725 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-727 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-729 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-731 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-732 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-734 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-735 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-736 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-739 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-741 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-742 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-744 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-749 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-751 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-755 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-756 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-758 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-764 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-765 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-770 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-772 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-773 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-774 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-775 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-778 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-780 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-782 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-783 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-784 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-785 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-786 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-787 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-788 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-789 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-790 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-791 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-792 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-796 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-797 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-800 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-801 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-803 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-807 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-808 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-809 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-810 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-813 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-814 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-815 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-819 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-821 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-825 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-826 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-833 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-834 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-836 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-837 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-839 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-843 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-845 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-847 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-848 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-853 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-854 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-856 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-862 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-867 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-868 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-869 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-870 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-871 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-874 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-877 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-878 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-879 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-884 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-885 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-886 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-887 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-888 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-889 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-892 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-893 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-895 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-897 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-898 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-902 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-903 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-904 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-905 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-906 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-907 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-908 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-910 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-913 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-914 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-915 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-920 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-922 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-923 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-925 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-926 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-930 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-936 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-937 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-938 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-939 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-940 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-942 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-943 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-949 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-951 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-955 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-956 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-958 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-959 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-960 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-961 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-962 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-963 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-966 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-967 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-968 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-969 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-971 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-972 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-973 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-975 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-976 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-977 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-978 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-979 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-987 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-990 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-991 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-994 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-995 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-996 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-997 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-999 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1000 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1001 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1003 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1009 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1012 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1013 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1014 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1018 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1021 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1024 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1028 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1029 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1031 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1032 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1033 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1037 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1038 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1039 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1047 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1058 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1059 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1060 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1061 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1064 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1065 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1068 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1069 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1070 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1071 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1074 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1075 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1077 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1078 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1081 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1084 |  | [Redacted] | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1087 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1089 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-30 |  |  | [Redacted] | First Payment Date | notePage | 11-01-2024 | 10/01/2024 |
| XXXXXX-2025-NQM3-34 |  |  | [Redacted] | First Payment Date | notePage | 11-01-2024 | 12/01/2024 |
| XXXXXX-2025-NQM3-41 |  |  | [Redacted] | First Payment Date | notePage | 12-01-2024 | 11/01/2024 |
| XXXXXX-2025-NQM3-44 |  |  | [Redacted] | First Payment Date | notePage | 12-01-2024 | 11/01/2024 |
| XXXXXX-2025-NQM3-46 |  |  | [Redacted] | First Payment Date | notePage | 12-01-2024 | 11/01/2024 |
| XXXXXX-2025-NQM3-54 |  |  | [Redacted] | First Payment Date | notePage | 12-01-2024 | 11/01/2024 |
| XXXXXX-2025-NQM3-82 |  |  | [Redacted] | First Payment Date | notePage | 01-01-2025 | 11/01/2024 |
| XXXXXX-2025-NQM3-191 |  |  | [Redacted] | First Payment Date | notePage | 05-01-2025 | 04/01/2025 |
| XXXXXX-2025-NQM3-204 |  |  | [Redacted] | First Payment Date | notePage | 05-01-2025 | 04/01/2025 |
| XXXXXX-2025-NQM3-230 |  |  | [Redacted] | First Payment Date | notePage | 05-01-2025 | 04/01/2025 |
| XXXXXX-2025-NQM3-340 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM3-380 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM3-400 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM3-434 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM3-605 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2025 | 04/01/2025 |
| XXXXXX-2025-NQM3-624 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2025 | 06/01/2025 |
| XXXXXX-2025-NQM3-831 |  |  | [Redacted] | First Payment Date | notePage | 08-01-2025 | 07/01/2025 |
| XXXXXX-2025-NQM3-866 |  |  | [Redacted] | First Payment Date | notePage | 08-01-2025 | 07/01/2025 |
| XXXXXX-2025-NQM3-872 |  |  | [Redacted] | First Payment Date | notePage | 08-01-2025 | 07/01/2025 |
| XXXXXX-2025-NQM3-112 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-147 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-154 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-215 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-300 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-320 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-360 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-378 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-392 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-402 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-487 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-597 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-601 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-658 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-671 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-731 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-787 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-847 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-848 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-851 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-863 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-864 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-887 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-913 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-935 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-984 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1060 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-286 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: 2Y Full Doc SuperPrime NonQM 30YF | NQM: 1Y Full Doc SuperPrime NonQM 30YF |
| XXXXXX-2025-NQM3-715 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: Asset Utilization SuperPrime NonQM 30YF CORRESPONDENT | NQM: Asset Utilization SuperPrime NonQM 30YF |
| XXXXXX-2025-NQM3-716 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: 2 Y PL ONLY Prime NonQM 30YF | NQM: 2Y PL ONLY Prime NonQM 30YF |
| XXXXXX-2025-NQM3-833 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: DSCR DSCR NonQM 30YF CORRESPONDENT | NQM: DSCR DSCR NonQM 30YF |
| XXXXXX-2025-NQM3-862 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: DSCR DSCR NonQM 30 YF CORRESPONDENT | NQM: DSCR DSCR NonQM 30YF |
| XXXXXX-2025-NQM3-182 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-186 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-215 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-241 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-247 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-266 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-274 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-275 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-286 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-338 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-339 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-340 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-366 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-380 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-400 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-434 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-466 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-483 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-514 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-530 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-537 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-547 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-573 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-582 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-591 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-605 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-624 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-642 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-644 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-816 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-831 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1086 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | Note Date | notePage | 11-15-2024 | 11/19/2024 |
| XXXXXX-2025-NQM3-141 |  |  | [Redacted] | Note Date | notePage | 12-26-2024 | 12/27/2024 |
| XXXXXX-2025-NQM3-307 |  |  | [Redacted] | Note Date | notePage | 04-07-2025 | 04/08/2025 |
| XXXXXX-2025-NQM3-437 |  |  | [Redacted] | Note Date | notePage | 04-21-2025 | 04/22/2025 |
| XXXXXX-2025-NQM3-788 |  |  | [Redacted] | Note Date | notePage | 06-04-2025 | 06/03/2025 |
| XXXXXX-2025-NQM3-163 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| XXXXXX-2025-NQM3-319 |  |  | [Redacted] | Number of Units | propertyValuationPage | 4 | 1 |
| XXXXXX-2025-NQM3-383 |  |  | [Redacted] | Number of Units | propertyValuationPage | 4 | 3 |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] | Number of Units | propertyValuationPage | 5 | 7 |
| XXXXXX-2025-NQM3-602 |  |  | [Redacted] | Number of Units | propertyValuationPage | 2 | 3 |
| XXXXXX-2025-NQM3-687 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| XXXXXX-2025-NQM3-695 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| XXXXXX-2025-NQM3-63 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-163 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-189 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-193 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-623 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-671 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-735 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-812 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-815 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-888 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-992 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-996 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1049 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-88 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-228 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-43 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-151 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-452 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-550 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-651 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-697 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-707 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-759 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-837 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-903 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-951 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1019 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1041 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1042 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-1044 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-4 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| XXXXXX-2025-NQM3-18 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-77 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-100 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-193 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-200 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-205 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-207 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-228 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-252 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-257 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| XXXXXX-2025-NQM3-270 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-271 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-273 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-278 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-296 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium | Condotels |
| XXXXXX-2025-NQM3-317 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium | Condotels |
| XXXXXX-2025-NQM3-323 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-324 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-336 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM3-351 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-377 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-383 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-386 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-389 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-411 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-426 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-429 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-433 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-437 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM3-462 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-464 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| XXXXXX-2025-NQM3-467 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-468 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-472 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-478 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-493 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-497 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-516 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-536 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-540 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-562 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-566 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-568 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-570 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-575 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-593 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-597 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-603 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-613 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-620 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-622 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-626 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Mixed-Use |
| XXXXXX-2025-NQM3-637 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM3-639 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-650 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-652 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-656 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-674 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-675 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-697 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-709 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-717 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-748 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM3-753 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-760 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-776 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-783 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM3-790 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-796 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-809 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-818 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-836 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-843 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-858 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-878 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-890 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-904 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-943 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-946 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-949 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-953 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-967 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-979 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM3-985 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-1010 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-1014 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM3-1015 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM3-1048 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-1060 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM3-1062 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-1080 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM3-1087 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| XXXXXX-2025-NQM3-6 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-15 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-57 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-63 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-70 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-116 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-130 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-136 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-137 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-143 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-144 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-146 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-148 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-152 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-153 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-154 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-157 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-158 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-159 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-160 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-163 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-164 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-166 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-170 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-171 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-173 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-175 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-181 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-182 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-183 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-189 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-196 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-205 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-212 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-217 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-242 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-304 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-355 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-403 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-436 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-441 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-454 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-474 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-494 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-522 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-567 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-578 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-591 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-638 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-639 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-650 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-725 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-735 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-774 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-816 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-821 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-879 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-941 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-17 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-57 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-76 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-82 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| XXXXXX-2025-NQM3-91 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-142 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-226 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-296 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-320 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-365 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-394 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-461 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-592 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-598 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | Cash Out - Other |
| XXXXXX-2025-NQM3-606 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-614 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-644 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-764 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-839 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-850 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | Cash Out - Other |
| XXXXXX-2025-NQM3-975 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-1087 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM3-454 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM3-381 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | 28.4 | 25.14 |
| XXXXXX-2025-NQM3-4 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-13 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-15 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-19 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-33 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-36 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-42 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-55 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-100 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-108 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-125 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-130 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-159 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-160 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-169 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-170 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-171 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-174 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-176 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-178 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-179 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-183 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-187 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-193 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-196 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-199 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-200 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-202 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-205 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-210 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-212 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-213 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-217 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-221 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-226 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-228 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-231 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-234 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-236 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-237 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-241 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-242 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-244 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-245 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-249 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-252 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-254 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-255 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-259 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-260 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-267 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-268 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-270 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-271 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-274 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-278 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-284 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-286 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-292 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-303 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-304 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-307 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-310 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-312 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-313 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-326 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-328 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-329 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-334 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-338 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-339 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-340 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-341 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-347 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-355 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-359 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-361 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-362 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-366 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-370 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-379 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-386 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-390 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-392 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-393 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-394 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-398 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-400 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-401 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-403 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-407 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-408 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-413 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-417 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-418 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-430 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-435 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-439 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-444 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-447 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-449 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-455 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-457 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-458 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-462 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-471 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-473 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-475 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-481 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-482 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-484 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-487 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-491 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-492 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-495 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-496 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-508 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-509 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-511 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-512 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-514 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-517 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-521 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-522 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-529 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-534 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-539 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-542 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-552 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-553 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-555 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-560 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-568 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-571 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-572 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-573 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-577 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-578 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-582 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-583 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-591 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-607 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-613 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-615 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-624 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-625 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-628 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-630 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-631 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-632 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-639 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-645 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-656 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-672 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-674 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-675 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-679 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-681 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-682 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-684 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-688 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-691 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-694 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-699 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-700 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-711 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-712 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM3-714 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-715 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-716 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-724 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-725 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-727 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-728 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-732 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-734 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-735 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-736 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-737 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-739 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-740 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-745 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-746 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-750 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-752 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-753 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-754 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM3-758 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-760 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-762 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-765 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-766 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-771 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-772 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM3-773 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-789 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-791 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-792 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-794 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-795 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-797 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-802 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-803 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-808 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-809 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-810 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-811 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-821 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-822 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM3-823 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-826 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-827 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-829 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-831 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-837 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-840 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM3-854 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-855 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-863 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-864 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-876 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-887 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-889 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-892 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-893 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-894 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM3-895 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-896 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM3-897 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-898 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-900 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-904 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-905 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-906 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-918 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM3-928 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-929 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-931 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-933 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-941 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-946 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-955 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-956 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-958 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-960 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-961 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-962 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-963 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-966 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-973 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-975 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-976 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-978 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-985 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-987 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-992 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-995 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-1000 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-1012 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-1030 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1032 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-1033 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-1034 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM3-1035 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-1038 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1046 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1047 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM3-1049 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-1051 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1052 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1054 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-1061 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-1062 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1067 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-1069 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-1074 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM3-1076 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM3-1077 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM3-1080 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM3-1083 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM3-1084 |  | [Redacted] | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM3-1088 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM3-1 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 04/03/2024 |
| XXXXXX-2025-NQM3-2 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-24-2024 | 04/03/2024 |
| XXXXXX-2025-NQM3-3 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM3-5 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM3-6 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM3-7 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-8 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-17-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-9 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-10 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM3-11 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-12 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-14 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-15 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-17 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-18 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-19 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-20 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-21 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-22 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-23 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-24 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-25 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-26 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-27 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-28 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-29 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-30 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-31 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-32 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-33 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-34 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-35 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-36 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-37 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-38 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-39 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-40 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-41 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-42 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-44 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-45 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-46 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-47 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-48 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-49 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-50 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-51 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-52 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-53 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-54 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-55 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-56 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-58 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-59 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-60 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-61 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-62 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-64 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-65 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-66 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-67 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-68 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-69 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-70 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-71 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-72 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-73 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-74 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-75 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-76 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-77 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-78 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-79 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-80 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-81 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-82 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 06/06/2024 |
| XXXXXX-2025-NQM3-83 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-84 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-85 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-86 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-87 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-88 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-89 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-02-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-90 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-91 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-02-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-92 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-94 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-95 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-96 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-97 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-98 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-99 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-100 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-101 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-102 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-103 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-104 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-105 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-106 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-107 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-108 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-109 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-110 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-111 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-112 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-113 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-114 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-115 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-116 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-117 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-118 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-120 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-121 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-122 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-123 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-124 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-125 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-126 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-127 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-128 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-129 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-130 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-131 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-132 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-133 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-134 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-135 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-136 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-137 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-138 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-139 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-142 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-143 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-144 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-145 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-146 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-147 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-148 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM3-160 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 08/27/2024 |
| XXXXXX-2025-NQM3-161 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 08/27/2024 |
| XXXXXX-2025-NQM3-166 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-174 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-176 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-183 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-184 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-190 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-194 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-196 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-212 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-18-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-248 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-18-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-269 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-18-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-281 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-341 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-18-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-377 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 08/27/2024 |
| XXXXXX-2025-NQM3-401 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-18-2025 | 10/21/2024 |
| XXXXXX-2025-NQM3-408 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 02/18/2025 |
| XXXXXX-2025-NQM3-421 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 02/18/2025 |
| XXXXXX-2025-NQM3-423 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 02/18/2025 |
| XXXXXX-2025-NQM3-424 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 02/18/2025 |
| XXXXXX-2025-NQM3-425 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 02/18/2025 |
| XXXXXX-2025-NQM3-429 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 02/18/2025 |
| XXXXXX-2025-NQM3-585 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-25-2025 | 02/18/2025 |
| XXXXXX-2025-NQM3-1021 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM3-1068 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |

---

## Exhibit 99.7

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.7**

**EXECUTIVE SUMMARY**

ADMT 2025-NQM3

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by A&D Mortgage LLC. The Review was conducted from May 2024 to July 2025 on mortgage loans originated between April 2024 to July 2025. The Review consisted of 100% of the population of 196 loans with an original loan balance of $87,994,195.00.

**Credit Review** 

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check
 application for completeness. Determine whether the information in the preliminary Loan
 application, final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
 Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare
 data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form
 is Complete, Signed, Dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting
 decision is supported (manual underwrite credit conditions have been satisfied prior
 to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation
 of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation
 of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
 of DTI / DSCR calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation
 of LTV calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation
 of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DSCR
 Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 of Hazard coverage and verification that sufficient coverage was in place on subject
 and all premiums were included in DSCR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage
 Insurance Certificate was in file, if applicable, and coverage was sufficient, and premium
 was included in DSCR

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
 of Rental income and /or market rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy
 is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Red
 Flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate
 names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. AKA's
 investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable
 credit history and credit score requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms
 OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals
 any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete
 forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate
 history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 employment and income by analyzing income documents and comparing against re-verification
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s
 and Paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts
 (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax
 Returns and Profit and Loss Statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank
 Statements or other Alternate Income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/Continuing
 Employment, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient
 funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift
 funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete
 and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest
 Money Deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties
 are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller
 contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 all premiums are included in DTI and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Mortgage Insurance (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Certificate
 in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Sufficient
 Coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Premium
 indicated and included in DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting
 correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien
 position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal
 description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate
 no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 security documents to ensure the Loan was closed in accordance with approval and with
 all required signatures and NMLS identifiers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct
 and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right
 to Cancel (if applicable)

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z – the Truth in Lending Act. For these Loans, MaxDiligence will (a) Confirm that the originator/aggregator provided a QM designation, and (b) review the Loan for the eight (8) Key Underwriting Factors below that are required pursuant to the ATR rule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, excluding investment
 properties, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c)) as evaluated
 based on the applicable investor guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and
 the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence
 will review applicable mortgage loans for compliance with the ATR and QM rule requirements
 based upon each mortgage loan's originator designation of QM, Non-QM, or exempt
 from ATR. (MaxDiligence determines the mortgage loan's status under the ATR or
 QM rule requirements and assigns a due diligence mortgage loan designation. Generally,
 MaxDiligence notes as a material exception if the due diligence findings do not confirm
 the originator's mortgage loan designation. Additionally, MaxDiligence notes if
 an originator mortgage loan designation was not provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. MaxDiligence
 utilizes the following designations for applicable loans: QM designations: QM Safe-Harbor,
 Temporary QM, Non-QM, QM Rebuttal Presumption and ATR Designations: ATR Compliant, ATR
 Exempt and ATR Fail.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. With
 respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, MaxDiligence
 reviews the mortgage loan to determine whether, based on available information in the
 mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms
 (e.g. an interest only feature or negative amortization), (ii) the "points and
 fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately, (iv) the creditor considered and verified income or assets at or before
 consummation, (v) the creditor appropriately considered debt obligations, alimony and
 child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds
 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review
 includes a recalculation of all income and liabilities with attention to the appropriate
 documentation of each source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. If
 a mortgage loan was designated as QM, MaxDiligence reviews the mortgage loan to determine
 whether, based on available information in the mortgage loan file, if the mortgage loan
 satisfied (i), (ii) and (iii) in the preceding paragraph.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For
 each QM designated mortgage loan that satisfied the applicable requirements enumerated
 above, MaxDiligence then determines whether the mortgage loan is a Safe Harbor QM or
 QM Rebuttable Presumption by comparing the mortgage loan's actual annual percentage
 rate, as recalculated, to the applicable average prime offer rate plus a certain applicable
 percentage. The Review also includes determining, as applicable, whether a mortgage loan
 is a qualified mortgage as defined by the Department of Housing and Urban Development
 (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
 36 et seq.).

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For
 each QM designated mortgage loan that does not satisfy the applicable requirements enumerated
 above, MaxDiligence then determines whether the mortgage loan complies with the ATR rule
 consideration and verification requirements, as defined within the applicable underwriting
 guidelines, and provides a due diligence designation of Non-QM indicating compliant,
 ATR risk indicating it may not be compliant, or ATR Fail, indicating it is non-compliant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. MaxDiligence
 reviews the mortgage loan to determine whether, based on available information in the
 mortgage loan file, the creditor considered, as applicable, the following eight underwriting
 factors, and will verify such information using reasonably reliable third-party records,
 at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets - Recalculate borrower(s)'s monthly gross income, and validate funds required
 to close and required reserves, to Confirm that the borrower has current or reasonably
 expected income or assets (other than the value of the property that secures the Loan)
 that the borrower will rely on to repay the Loan.

● Review Loan documentation for required level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment
 - Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used
 to calculate projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans - Ensure that all concurrent Loans were included in the debt-to-income ratio ("DTI")
 calculation, to properly assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage-Related
 Obligations - Validate that the subject Loan monthly payment calculation includes principle,
 interest, taxes, and insurance ("PITI"), as well as other costs related to
 the property such as homeowners' association ("HOA") fees, private
 mortgage insurance ("PMI"), ground rental fees, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations - Validate monthly recurring non-mortgage-related liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 / Residual Income - Validate debt-to-income ratio (DTI), or "residual income,"
 based upon all mortgage and non-mortgage obligations, calculated as a ratio of gross
 monthly income, based on documentation provided in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History - Review credit report for credit history and required credit depth, including
 any / all inquiries, and Determine a representative credit score from the credit report

![](ex997001.jpg)

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 will include a review of the valuation materials utilized during the origination of the
 loan and in confirming the value of the underlying property. The review will include
 verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On
 the appropriate GSE form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All
 elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure
 all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property
 is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed
 by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed
 such that the named client on the appraisal report is the lender or a related entity
 that is permitted to engage the lender per Title XI of FIRREA, or if the appraisal was
 performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The
 original appraisal report is made and signed prior to the final approval of the mortgage
 loan application; Any revisions, if made known to MaxDiligence, to the original report
 are documented and dated completed and dated within the guideline's restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 original appraisal is 'As is' or Inspection received including all inspections,
 licenses, and certificates (including certificates of occupancy) to be made or issued
 with respect to all occupied portions of the mortgaged property and with respect to the
 use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine
 whether the appraised value is supported at or within 10% variance based on a third-party
 valuation product. If a third-party valuation product is in file but notes a variance
 above 10% or an inconclusive value, MaxDiligence will recommend a BPO or field review
 be ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With
 regard to the use of comparable properties, review will (a) review the relative comparable
 data (gross and net adjustments, sale dates and distance from subject property) and ensure
 that such comparable properties are within standard appraisal guidelines; (b) confirm
 the property value and square footage of the subject property was bracketed by comparable
 properties, (c verify that comparable properties used are similar in size, style, and
 location to the subject, and (d) check for the reasonableness of adjustments when reconciling
 value between the subject property and comparable properties.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other
 aspects of the review include (i) verifying that the address matched the mortgage note,
 ((ii) if requested, noting whether the property zip code was declared a FEMA disaster
 area after the valuation date and notifying the Client of same, (iii) confirming the
 appraisal report does not include any apparent environmental problems, (iv) confirming
 the appraisal notes the current use of the property is legal or legal non-conforming
 (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average
 or better condition and any repairs are noted where required and (b) that the subject
 property is the one for which the valuation was ordered and that there are no negative
 external factors; and (vi) confirming that the value product that was used as part of
 the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 more than one valuation was provided, reviewer will confirm consistency among the valuation
 products and if there are discrepancies that could not be resolved, MaxDiligence will
 create an exception and work with the client on the next steps which may include ordering
 of additional valuation products such as collateral desktop analyses, broker's
 price opinions, and full appraisals. If the property valuation products included in the
 review result in a variance of more than 10% then the client will be notified of such
 variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence
 will confirm to the extent possible, that the appraiser and the appraisal made by such
 appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, MaxDiligence
 will review the appraisal for conformity to industry standards, including ensuring the
 appraisal was complete, that the comparable properties and adjustments were reasonable
 and that pictures were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In
 addition, MaxDiligence will access the ASC database to verify that the appraiser, and
 if applicable the appraiser's supervisor, were licensed and in good standing at
 the time the appraisal was completed.

**Compliance Review**

MaxDiligence performed a "Compliance Review" below, which is applicable to Loans originated on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). Compliance review excludes business purpose loans.

![](ex997001.jpg)

With regard to TRID testing, MaxDiligence implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. MaxDiligence worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 the Initial LE and confirm (i) the correct form was used; (ii) all sections of the Initial
 LE are completed; and (iii) the Initial LE accurately reflects the information provided
 to MaxDiligence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 there is a Revised LE, confirm (i) that there is a "valid reason" for the
 Revised LE; and (ii) that the Revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine
 which LE in the file is the "final binding" LE for the purpose of Tolerance
 Testing. A Revised LE that is issued after the CD, or that does not state a valid reason
 will not be used for the purposes of Tolerance Testing. All revised LEs issued to the
 consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm
 initial LE was delivered within three (3) Business Days from the application date, and
 at least seven (7) Business Days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm
 revised LE was delivered within three (3) Business Days from date of the "valid
 reason" giving rise to the Revised LE, and at least four (4) Business Days prior
 to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm
 that certain sections of each LE determined to carry assignee liability were accurately
 completed and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 the CD review and confirm (i) the correct form was used; (ii) all sections of the CD
 are completed; and (iii) the CD accurately reflects the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 a subsequent CD is issued, confirm (i) that there was a valid reason for the change;
 (ii) that the CD was issued within three (3) days of the change; and (iii) whether the
 reason for the change requires a new 3-day waiting period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm
 Initial CD, and any subsequent CD with material changes (i.e. changes that require a
 new waiting period), was received at least three (3) Business Days prior to the consummation
 date. With respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than 60 days after discovery of the exception establishing
 the need for a revised CD or with respect to exception remediation measures for non-numerical
 exceptions, that a corrected CD was delivered or placed in the mail no later than 60
 days after consummation.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R.
 Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure
 to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure
 to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors
 in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure
 to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure
 to provide the three (3) Business Day rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any
 material disclosure violation on a rescindable loan that gives rise to the right of rescission
 under TILA, which means the required disclosures of the annual percentage rate, the finance
 charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compare the fees disclosed in the final binding LE to those in the final
 CD, and confirm that final CD fees are within the permitted tolerances. Confirm the total
 of payments are considered accurate as defined by Regulation Z. Confirm Finance Charge
 tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Review the file to determine (i) whether there is evidence that certain
 changes or errors (per the regulation) were discovered subsequent to closing, (ii) and
 whether the Loan originator followed the prescribed cure. Test for evidence such as a
 copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "),
 and iii) with respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than 60 days after discovery of the exception establishing
 the need for a revised CD or with respect to exception remediation measures for non-numerical
 exceptions, that a corrected CD was delivered or placed in the mail no later than 60
 days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm
 Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) Business
 Days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR
 threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance
 with the disclosure requirements, limitation on terms and prohibited acts or practices
 in connection with a high-cost mortgage.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance
 with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With
 respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan
 Originator Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
 the presence of the mortgage loan option disclosure and to determine if the Steering
 Safe Harbor provisions were satisfied.

● Note: Where available, MaxDiligence reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
 in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 the data against the NMLSR database, as available.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 the Servicing Disclosure Statement was provided to the borrower(s) within three (3) Business
 Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage
 loan file or that the mortgage loan file contains documentary evidence that the disclosure
 was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm
 the Your Home Loan Toolkit /Special Information Booklet was provided within three (3)
 Business Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirm
 the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirm
 that the CHARM booklet was issued within three (3) Business Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirm
 the Affiliated Business Arrangement Disclosure was provided no later than three (3) Business
 Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirm
 the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirm
 the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and
 proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirm
 that the creditor provided the borrower a list of homeownership counselling organizations
 within three (3) Business Days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>:
 The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002,
 as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 and content of the right to receive copy of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging
 of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing
 of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) With respect to a borrower that has waived the three
(3) Business Day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least
three (3) Business Days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations
at or prior to consummation.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local
 Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of state, county and municipal laws and ordinances
 with respect to "high-cost" mortgage loans, "covered" mortgage
 loans, "higher-priced" mortgage loans, "home" mortgage loans
 or any other similarly designated mortgage loan as defined under such authorities, or
 subject to any other laws that were enacted to combat predatory lending, as may have
 been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay
 Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>.
 MaxDiligence will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan
 types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical
 formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other
 Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing
 transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after
 January 1, 2016, whether prohibited fees were collected prior to the initial LE being
 issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether
 any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether
 the loans comply with all federal, state or local laws, constitutional provisions, regulations
 or ordinances that are not expressly enumerated above.

**Data Tape Review**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

![](ex997001.jpg)

Of the 196 mortgage loans reviewed, 119 unique mortgage loans (by loan count) had a total of 200 different tape discrepancies across 24 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With** <br> **Discrepancy** | &nbsp;&nbsp;**Total Times** <br> **Compared** | &nbsp;&nbsp;**%** <br> **Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;2 | &nbsp;&nbsp;196 | &nbsp;&nbsp;1.02% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;11 | &nbsp;&nbsp;196 | &nbsp;&nbsp;5.61% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;2 | &nbsp;&nbsp;196 | &nbsp;&nbsp;1.02% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;196 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;4 | &nbsp;&nbsp;196 | &nbsp;&nbsp;2.04% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;8 | &nbsp;&nbsp;196 | &nbsp;&nbsp;4.08% |
| &nbsp;&nbsp;Initial Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;98 | &nbsp;&nbsp;1.02% |
| &nbsp;&nbsp;Initial Monthly PI Or IO Payment | &nbsp;&nbsp;5 | &nbsp;&nbsp;196 | &nbsp;&nbsp;2.55% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;196 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;2 | &nbsp;&nbsp;194 | &nbsp;&nbsp;1.03% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;11 | &nbsp;&nbsp;195 | &nbsp;&nbsp;5.64% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;189 | &nbsp;&nbsp;1.06% |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;71 | &nbsp;&nbsp;196 | &nbsp;&nbsp;36.22% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;196 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;3 | &nbsp;&nbsp;196 | &nbsp;&nbsp;1.53% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;6 | &nbsp;&nbsp;196 | &nbsp;&nbsp;3.06% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;6 | &nbsp;&nbsp;196 | &nbsp;&nbsp;3.06% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;20 | &nbsp;&nbsp;196 | &nbsp;&nbsp;10.20% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;6 | &nbsp;&nbsp;63 | &nbsp;&nbsp;9.52% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;1 | &nbsp;&nbsp;135 | &nbsp;&nbsp;0.74% |
| &nbsp;&nbsp;Underwriting Guideline Lender Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;196 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;196 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Underwriting Guideline Version Date | &nbsp;&nbsp;33 | &nbsp;&nbsp;196 | &nbsp;&nbsp;16.84% |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade "B" or higher with 84.69% of the pool receiving an Overall "A" grade.

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** |
| &nbsp;&nbsp;**Event** <br> **Grade** | &nbsp;&nbsp;**Loan** <br> **Count** | &nbsp;&nbsp;**Percent of** <br> **Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;166 | &nbsp;&nbsp;84.69% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;30 | &nbsp;&nbsp;15.31% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**196** | &nbsp;&nbsp;**100.00%** |

---

![](ex997001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** |
| &nbsp;&nbsp;**Event** <br> **Grade** | &nbsp;&nbsp;**Loan** <br> **Count** | &nbsp;&nbsp; **Percent of** <br> **Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;174 | &nbsp;&nbsp;88.78% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;22 | &nbsp;&nbsp;11.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Total | &nbsp;&nbsp;**196** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** |
| &nbsp;&nbsp;**Event**<br> **Grade** | &nbsp;&nbsp;**Loan** <br> **Count** | &nbsp;&nbsp; **Percent of** <br> **Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;187 | &nbsp;&nbsp;95.41% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;9 | &nbsp;&nbsp;4.59% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Total | &nbsp;&nbsp;**196** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** |
| &nbsp;&nbsp;**Event** <br> **Grade** | &nbsp;&nbsp;**Loan** <br> **Count** | &nbsp;&nbsp; **Percent of** <br> **Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;196 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Total | &nbsp;&nbsp;196 | &nbsp;&nbsp;**100.00%** |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception <br> Type | &nbsp;&nbsp;Exception<br> Level<br> Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Count |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal Transfer Letter - Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval - Lender Income Calculation Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Earnest Money Deposit | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Insufficient Cash to Close or Reserves | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Business Bank Statements Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Personal Bank Statements Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Executed 4506-T Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Gap Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Citizenship Documentation Not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo - HOA Dues | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Corporation/LLC: Operating Agreement Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Documentation - Letter of Explanation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Profile - Credit History Insufficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;DSCR does not meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;DTI - Missing Debts/ DTI Exceeds Tolerance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Employment - Evidence of Self-Employment Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Property Tax Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Declared Disaster Area Post Closing Review | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Gift Letter - No Evidence for Transfer of Funds | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - Violation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Liabilities - Excluded Debts | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Liabilities - Not Verified | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Business Purpose Affidavit | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Income - Bank Statements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing VVOE dated within 10 days consummation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;116 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Note Date is after the Transaction Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;OFAC search for Borrowers/Guarantors/Key Principals Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Program Parameters - Occupancy | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Security Instrument Date is after the Transaction Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Agency - E&O Insurance or Certificate of Liability Coverage Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Verification Documentation - VOM Missing/Incomplete | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;***207*** |

---

![](ex997001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Assets - Insufficient Source Seasoning | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is greater than Guideline Maximum Loan Amount | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is less than Guideline Minimum Loan Amount | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit Profile - Mortgage/Rental Lates | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Interest Rate | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Number of Financed Properties | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Rural Housing - Income Eligibility | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***23*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Second Appraisal Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing HOA/Condo Certification | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Other Credit Finding | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Issue - Manufactured Home | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;The appraiser was not licensed (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Field Review Supports Value within 10% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;178 |
|  |  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***189*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Condo Ineligible | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Listed for Sale Past 6 months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Manufactured Home | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Neighborhood Location | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Value | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Property Grade (B) Exceptions*** | &nbsp;&nbsp;***9*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Closing Disclosure Business Day Waiting Period Date Warnings | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Loan Estimate Received At Least Four Business Days Before Consummation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;License: Loan Originator | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;94 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;95 |
|  |  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** | &nbsp;&nbsp;***194*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Property Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

![](ex997001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.8

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.8**

![](maxwelllogo.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** |
| AllBorrowerTotalIncome | 2 | 196 | 1.02% |
| ApplicationDate | 11 | 196 | 5.61% |
| ARInitialInterestRate | 1 | 98 | 1.02% |
| B1Citizen | 2 | 196 | 1.02% |
| B1FirstName | 0 | 196 | 0% |
| B1LastName | 1 | 196 | 0.51% |
| B2FirstName | 1 | 55 | 1.82% |
| B2LastName | 1 | 55 | 1.82% |
| DSCR | 4 | 196 | 2.04% |
| FirstPaymentDate | 8 | 196 | 4.08% |
| InitialMonthlyPIOrIOPayment | 5 | 196 | 2.55% |
| LenderName | 77 | 196 | 39.29% |
| LoanAmount | 1 | 196 | 0.51% |
| LoanProgram | 0 | 196 | 0% |
| LoanPurpose | 0 | 196 | 0% |
| MINNo | 2 | 194 | 1.03% |
| MortgageOriginationChannel | 11 | 195 | 5.64% |
| NoteDate | 2 | 189 | 1.06% |
| NumberofUnits | 0 | 196 | 0% |
| OriginatorQMStatus | 71 | 196 | 36.22% |
| PrimaryAppraisedPropertyValue | 1 | 196 | 0.51% |
| PropertyAddress | 0 | 195 | 0% |
| PropertyCity | 0 | 195 | 0% |
| PropertyCounty | 1 | 195 | 0.51% |
| PropertyState | 0 | 195 | 0% |
| PropertyType | 3 | 196 | 1.53% |
| PropertyZipCode | 0 | 195 | 0% |
| QualifyingCLTV | 6 | 196 | 3.06% |
| QualifyingFICO | 0 | 158 | 0% |
| QualifyingLTV | 6 | 196 | 3.06% |
| QualifyingTotalDebtIncomeRatio | 20 | 196 | 10.2% |
| RefinanceType | 6 | 63 | 9.52% |
| SalesPrice | 1 | 135 | 0.74% |
| UnderwritingGuidelineLenderName | 1 | 196 | 0.51% |
| UnderwritingGuidelineName | 2 | 196 | 1.02% |
| UnderwritingGuidelineVersion | 0 | 196 | 0% |
| UnderwritingGuidelineVersionDate | 33 | 196 | 16.84% |

---

## Exhibit 99.9

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.9**

![](maxwelllogo.jpg)

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 200-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0962 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0962 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 201-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 68.18 | 68.18 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 202-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 203-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  | XXXXXX | XXXXXX | .0057 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 205-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 206-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0511 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0511 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 207-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 52.8 | 52.8 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 208-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0229 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX Eligible |  |  |
| 209-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 210-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 211-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 212-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 213-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 59.82 | 59.82 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 214-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 15.71 | 74.81 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 215-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.99 | 74.99 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 216-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 217-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 218-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 27.59 | 27.59 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 219-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 220-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 221-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 222-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 59.81 | 59.81 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 223-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 224-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 19.92 | 60.59 | XXXXXX | XXXXXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 226-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 227-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 62.97 | 62.97 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 228-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 229-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.06 | 69.06 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 230-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 76.61 | 76.61 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 231-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 43.23 | 43.23 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 232-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 233-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .1919 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1919 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 234-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0179 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 235-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 236-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 237-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0030 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0030 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 238-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 63.64 | 63.64 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 239-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 240-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 242-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 243-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.45 | 63.45 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 244-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0104 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0104 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 245-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 246-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 248-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0062 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0062 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 249-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 250-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 251-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 51.02 | 51.02 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 252-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 253-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 254-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 255-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 256-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 257-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0476 | 86.0 | 0.14 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 258-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 77.61 | 77.61 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 259-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 260-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0014 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0014 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 261-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0021 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0021 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 262-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 12.3 | 79.7 | XXXXXX | XXXXXX | -.0233 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0233 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 263-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 79.85 | 79.85 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 264-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.9 | 58.9 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 265-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 266-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 73.59 | 73.59 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 267-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 19.91 | 73.34 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 268-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 13.82 | 74.91 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 269-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 72.36 | 72.36 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 270-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 271-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 272-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 273-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 274-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 275-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.3 | 58.3 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 276-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 50.1 | 50.1 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 277-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 278-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.93 | 57.93 | XXXXXX | XXXXXX | .0000 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 279-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 280-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 281-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 282-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0337 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0337 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 283-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 42.25 | 42.25 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 284-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 285-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 286-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0937 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0937 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 287-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.23 | 57.23 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 288-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 289-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 290-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 291-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 292-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 293-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0238 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0238 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 294-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 32.61 | 32.61 | XXXXXX | XXXXXX | .1223 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1223 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 296-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 63.29 | 63.29 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 297-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 298-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 299-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 301-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0242 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0242 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 302-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 56.14 | 56.14 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.89 | 63.89 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 304-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0100 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0100 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 305-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.3 | 66.3 | XXXXXX | XXXXXX | .2567 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .2567 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 306-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 307-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX Eligible | XXXXXX | XXXXXX |
| 308-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 309-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 310-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0988 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0988 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 311-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | AVM | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .1167 | 1073 Individual Condo Report |  |  |  |  | XXXXXX | XXXXXX | .1167 | XXXXXX | 1073 Individual Condo Report | XXXXXX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX Eligible |  |  |
| 312-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 313-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 314-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.24 | 60.24 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 315-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 316-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 317-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0089 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0089 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 318-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 319-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0164 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0164 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 320-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 25.32 | 58.13 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 321-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 322-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 59.42 | 59.42 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 323-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 324-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 325-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 326-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 327-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX Eligible | XXXXXX | XXXXXX |
| 328-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.21 | 58.21 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 329-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 330-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 73.68 | 73.68 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 332-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.81 | 64.81 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 333-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 53.22 | 53.22 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 334-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 62.43 | 62.43 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 335-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0081 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0081 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 336-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.32 | 42.32 | XXXXXX | XXXXXX | .0100 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0100 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 337-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0005 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0005 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 338-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 61.25 | 61.25 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 339-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 340-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.79 | 74.79 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 341-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 342-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 343-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0354 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0354 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 344-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 345-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 346-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 347-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.08 | 63.08 | XXXXXX | XXXXXX | .0524 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0524 | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | .0162 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 348-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.88 | 74.88 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 349-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.29 | 64.29 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 350-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.86 | 42.86 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 351-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.51 | 66.51 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 352-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 353-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 354-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 23.04 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 355-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 356-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |
| 357-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 358-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 28.22 | 74.89 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 359-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0227 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0227 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 360-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 51.7 | 51.7 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 361-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0196 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | -.0196 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 362-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 363-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 364-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 365-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 366-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 367-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 368-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 45.6 | 45.6 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 369-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Other | XXXXXX | 48.78 | 48.78 | XXXXXX | XXXXXX | .0488 | 2095 Exterior Only Inspection Coop Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0488 |  | XXXXXX |  |  |  |  |  |  | 4100000 |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 370-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.82 | 65.82 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 371-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 37.04 | 37.04 | XXXXXX | XXXXXX | .0083 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0083 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 372-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 45.07 | 45.07 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 373-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.91 | 42.91 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 374-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.92 | 63.92 | XXXXXX | XXXXXX | -.0450 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0450 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 375-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0202 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0202 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 376-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 19.97 | 85.0 | XXXXXX | XXXXXX | .0033 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0033 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 377-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004C Manufactured Home | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0755 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0755 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 378-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 17.42 | 74.98 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 379-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0014 | AVM |  |  |  |  | XXXXXX | XXXXXX | .1432 | XXXXXX | 1073 Individual Condo Report | XXXXXX | XXXXXX | -.0014 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 380-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 79.53 | 79.53 | XXXXXX | XXXXXX | .1679 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1679 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 381-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.86 | 64.86 | XXXXXX | XXXXXX | -.0570 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0570 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 382-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 383-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0111 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0111 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 384-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 385-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 386-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 387-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 388-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0222 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0222 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 389-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 39.06 | 39.06 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 390-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0202 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0202 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 391-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 60.76 | 60.76 | XXXXXX | XXXXXX | -.0634 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0634 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |
| 392-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 51.07 | 51.07 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 393-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0026 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0026 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 394-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 38.07 | 38.07 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 395-2025-NQM3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.33 | 33.33 | XXXXXX | XXXXXX | -.0740 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0740 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.10

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.10**

![](maxwelllogo.jpg)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 202-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 202-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 202-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 203-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Loan Amount | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 204-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 206-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 207-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 208-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 208-2025-NQM3 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 209-2025-NQM3 |  |  | Sales Price | XXXXXX | XXXXXX | XXXXXX |
| 209-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 210-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 210-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 211-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 212-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 214-2025-NQM3 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 215-2025-NQM3 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 215-2025-NQM3 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 215-2025-NQM3 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 215-2025-NQM3 |  |  | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| 216-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 219-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 220-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 222-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 222-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 224-2025-NQM3 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 226-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 228-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 231-2025-NQM3 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 231-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 232-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 233-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 234-2025-NQM3 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 234-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 234-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 235-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 239-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 239-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 241-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 242-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 243-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 246-2025-NQM3 |  |  | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 246-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 246-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 247-2025-NQM3 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 247-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 247-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 248-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 249-2025-NQM3 |  |  | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 249-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 249-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 250-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 250-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 250-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 252-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 252-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 253-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 254-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 255-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 256-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 258-2025-NQM3 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 258-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 258-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 259-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 260-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 261-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 261-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 263-2025-NQM3 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 263-2025-NQM3 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 263-2025-NQM3 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 264-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 265-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 265-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 265-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 265-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 265-2025-NQM3 |  |  | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 266-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 266-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 267-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 269-2025-NQM3 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 270-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 271-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 273-2025-NQM3 |  |  | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 273-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 273-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 273-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 274-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 275-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 275-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 275-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 275-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 275-2025-NQM3 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 276-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 277-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 278-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 279-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 280-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 280-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 282-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 283-2025-NQM3 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 283-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 284-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 286-2025-NQM3 |  |  | Property County | XXXXXX | XXXXXX | XXXXXX |
| 287-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 288-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 288-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 288-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 289-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 291-2025-NQM3 |  |  | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 292-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 293-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 293-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 295-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 296-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 297-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 297-2025-NQM3 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 297-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 297-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 297-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 298-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 298-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 300-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 300-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 300-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 300-2025-NQM3 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 302-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 303-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 304-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 305-2025-NQM3 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 305-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 308-2025-NQM3 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 308-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 308-2025-NQM3 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 308-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 309-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 309-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 313-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 313-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 314-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 314-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 315-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 315-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 316-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 318-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 320-2025-NQM3 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 321-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 323-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 324-2025-NQM3 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 324-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 327-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 330-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 330-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 332-2025-NQM3 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 332-2025-NQM3 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 332-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 332-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 333-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 336-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 337-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 338-2025-NQM3 |  |  | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 338-2025-NQM3 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 338-2025-NQM3 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 340-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 349-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 351-2025-NQM3 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 351-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 352-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 356-2025-NQM3 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 357-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 358-2025-NQM3 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 358-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 361-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 363-2025-NQM3 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 363-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 364-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 364-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 368-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 368-2025-NQM3 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 371-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 373-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 374-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 378-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 378-2025-NQM3 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 380-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 382-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 383-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 387-2025-NQM3 |  |  | Initial Interest Rate | XXXXXX | XXXXXX | XXXXXX |
| 388-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 390-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 392-2025-NQM3 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 393-2025-NQM3 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 395-2025-NQM3 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 395-2025-NQM3 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |

---

## Exhibit 99.11

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.11**

![](maxwelllogo.jpg)

Client A&D Mortgage, LLC <br> Transaction ADMT 2025-NQM3 <br> Date 7/22/2025

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 200-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 201-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 202-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 203-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 204-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 205-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 206-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 207-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 208-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 209-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 210-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 211-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 212-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 213-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 214-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 215-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 216-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 217-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 218-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 219-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 220-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 221-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 222-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 223-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 224-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 226-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 227-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 228-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 229-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 230-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 231-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 232-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 233-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 234-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 235-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 236-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 237-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 238-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 239-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 240-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 242-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 243-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 244-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 245-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 246-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 248-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 249-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 250-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 251-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 252-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 253-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 254-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 255-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| 256-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 257-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 258-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 259-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 260-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 261-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 262-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 263-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 264-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 265-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 266-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 267-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 268-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 269-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 270-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 271-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 272-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 273-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 274-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 275-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 276-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 277-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 278-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 279-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 280-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 281-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 282-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 283-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 284-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 285-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 286-2025-NQM3 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 287-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 288-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 3 | 2 C B A |
| 289-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 290-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 291-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 292-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 293-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 294-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 296-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 297-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 298-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 299-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 301-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 302-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 303-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 304-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 305-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 306-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 307-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 308-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 309-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 310-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 311-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 312-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 2 | 2 C B A |
| 313-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 314-2025-NQM3 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 A |
| 315-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 316-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 317-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 318-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 319-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 320-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 321-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 322-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 323-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 324-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 325-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 326-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 327-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 328-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 329-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 330-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 332-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 333-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 334-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 335-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 336-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 337-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 338-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 339-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 340-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 341-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 342-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 343-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 344-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 345-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 346-2025-NQM3 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 347-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 348-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 349-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 350-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 351-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 352-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 353-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 354-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 355-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 356-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 357-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 358-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 359-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 360-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 361-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 362-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 363-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 364-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 365-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 366-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 367-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 368-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 369-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 370-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 371-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 372-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 373-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 374-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 375-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 376-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 377-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 378-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 379-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 380-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 381-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 382-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 383-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 384-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 385-2025-NQM3 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 386-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 387-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 388-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 389-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 390-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 391-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 392-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 393-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 394-2025-NQM3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 395-2025-NQM3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.12

[Atlas A&D Opportunity Fund III LLC ABS-15G](admt-abs15g.htm)

**Exhibit 99.12**

![](maxwelllogo.jpg)

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 200-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4194598 | 1 of 3 | 2025-05-20 17:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-20 17:55 | Cleared | 1 | 1 | 2 | 2 |
| 200-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4194601 | 2 of 3 | 2025-05-20 17:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-20 17:55 | Cleared | 1 | 1 | 2 | 2 |
| 200-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4205592 | 3 of 3 | 2025-05-21 16:09 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-Projects in which a single entity (the same individual, investor group, partnership, or corporation) owns more than the following total number of units in the project are considered on a case-by- case basis: projects with XXXXXX or more units – XXXXXX%. Project has XXXXXX entity owning XXXXXX units (XXXXXX%) of all rentals. A formal exception is in file (pgXXXXXX) <br>|  |  |  | Compensating factors-XXXXXX XXXXXX% below maximum. Reserves XXXXXX months. Experienced investor. | 2025-05-21 16:09 | Waived | 2 | 2 | 2 | 2 |
| 201-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4194633 | 1 of 3 | 2025-05-20 17:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-20 17:57 | Cleared | 1 | 1 | 2 | 2 |
| 201-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4194638 | 2 of 3 | 2025-05-20 17:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-20 17:57 | Cleared | 1 | 1 | 2 | 2 |
| 201-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4204909 | 3 of 3 | 2025-05-21 15:37 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. Single entity ownership may not be XXXXXX%. A formal exception is provided. <br>|  |  |  | The exception is based on the XXXXXX is below XXXXXX% maximum, reserves are greater than XXXXXX months and borrower is a seasoned investor. The exception was conditions for a maximum loan amount of $XXXXXX. | 2025-05-21 15:37 | Waived | 2 | 2 | 2 | 2 |
| 202-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 3740184 | 1 of 4 | 2025-04-01 13:47 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Minimum loan amount if $XXXXXX. Subject loan amount is $XXXXXX. No exception was done to allow. <br>|  | The exception form on file (page XXXXXX of credit package) was approved with condition "ok to proceed with XXXXXX" - 04/02/2025 | Exception provided to allow loan amount <$XXXXXX. - 04/03/2025 | Compensating factors listed as Borrower contribution exceeding XXXXXX% requirement, reserves XXXXXXXX months, XXXXXX ratio over XXXXXX and over XXXXXXX months of reserves in a liquid account. | 2025-04-03 14:39 | Waived | 3 | 2 | 3 | 2 |
| 202-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3740215 | 2 of 4 | 2025-04-01 13:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-01 13:49 | Cleared | 1 | 1 | 3 | 2 |
| 202-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 3740253 | 3 of 4 | 2025-04-01 13:51 | Credit | Credit Profile - Mortgage/Rental Lates | The loan file verified mortgage/rental lates which exceeded guidelines. The mortgage on primary residence shows XXXXXX mortgage lates. Mortgage is in non borrowing spouse's name. Formal exception done to allow. <br>|  |  |  | Borrower contribution exceeds requirement XXXXXX%, Reserves XXXXXX months, XXXXXX Ratio over XXXXXX. Over XXXXXX months of reserves in a liquid account | 2025-04-03 13:11 | Waived | 2 | 2 | 3 | 2 |
| 202-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3746929 | 4 of 4 | 2025-04-01 22:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-01 22:45 | Cleared | 1 | 1 | 3 | 2 |
| 203-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1748531 | 1 of 3 | 2024-05-28 21:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-28 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 203-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1748540 | 2 of 3 | 2024-05-28 21:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-05-28 21:57 | Cleared | 1 | 1 | 3 | 1 |
| 203-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1758116 | 3 of 3 | 2024-05-30 14:51 | Credit | Asset 3 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. The file contains funds of $XXXXXX which the borrower states was a gift, however there is no gift letter in the file signed by the donor. Please provide signed letter from the donor stating the funds are a gift with no expectation of repayment. <br>|  | Document Uploaded. the balance being $XXXXXX during XXXXXX which was prior to closing - 06/17/2024 <br> Document Uploaded. The $XXXXXX was backed out of available assets - 05/31/2024 | Documentation provided is sufficient. Reviewed XXXXXX currency with current currency converter which supports $XXXXXX. - 06/17/2024<br> The file contains a XXXXXX transaction history dated XXXXXX, with a balance of $XXXXXX minus the disallowed deposit of $XXXXXX = $XXXXXX. The earnest money deposit of $XXXXXX was validated and the converted currency in the XXXXXX account of $XXXXXX. The total of assets verified in the file without considering the large deposit is $XXXXXX. The total of funds needed to close per the final XXXXXX was $XXXXXX plus XXXXXX months of reserves of $XXXXXX is $XXXXXXX required for closing. Without the large deposit (gift), the funds appear to be short by $XXXXXX. - 06/03/2024<br> The file contains a XXXXXX transaction history dated XXXXXX, with a balance of $XXXXXX minus the disallowed deposit of $XXXXXX = $XXXXXX. The earnest money deposit of $XXXXXX was validated and the converted currency in the XXXXXX account of $XXXXXX. The total of assets verified in the file without considering the large deposit is $XXXXXX. The total of funds needed to close per the final XXXXXX was $XXXXXX plus XXXXXX months of reserves of $XXXXXX is $XXXXXX required for closing. Without the large deposit, the funds appear to be short by $XXXXXX. - 06/03/2024<br> Asset Record XXXXXX Meets G/L Requirements Or Not Applicable - 06/03/2024 |  | 2024-08-16 20:49 | Resolved | 3 | 1 | 3 | 1 |
| 204-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1667103 | 1 of 3 | 2024-05-09 13:16 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-05-09 13:16 | Cleared | 1 | 1 | 1 | 1 |
| 204-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1667705 | 2 of 3 | 2024-05-09 14:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-05-09 14:52 | Cleared | 1 | 1 | 1 | 1 |
| 204-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1667706 | 3 of 3 | 2024-05-09 14:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-09 14:52 | Cleared | 1 | 1 | 1 | 1 |
| 205-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2610477 | 1 of 3 | 2024-10-16 14:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-16 14:26 | Cleared | 1 | 1 | 1 | 1 |
| 205-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2610484 | 2 of 3 | 2024-10-16 14:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-16 14:26 | Cleared | 1 | 1 | 1 | 1 |
| 205-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2612980 | 3 of 3 | 2024-10-16 16:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-16 16:50 | Cleared | 1 | 1 | 1 | 1 |
| 206-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3657111 | 1 of 3 | 2025-03-20 14:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-20 14:27 | Cleared | 1 | 1 | 1 | 1 |
| 206-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3667845 | 2 of 3 | 2025-03-21 14:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-21 14:48 | Cleared | 1 | 1 | 1 | 1 |
| 206-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3667847 | 3 of 3 | 2025-03-21 14:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-21 14:49 | Cleared | 1 | 1 | 1 | 1 |
| 207-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2299623 | 1 of 3 | 2024-09-03 18:33 | Property | Missing XXXXXX/Condo Certification | The XXXXXX for subject property was completed on XXXXXX. The appraisal reflects no units have been sold or under contract which would negate the ability for a XXXXXX review. The XXXXXX condo approval, for a different unit, reflects the need for an exception. Please clarify and update all condo Documentation to support the condo project has sufficient sold/under contract units as per the guidelines and provide verified XXXXXX condo approval.  |  | Please refer to guidelines XXXXXX<br> XXXXXX Mortgage accepts condominiums, and requires XXXXXX or XXXXXX review contingent on the loan's XXXXXX and Occupancy. If condo project has active XXXXXX approval or XXXXXX Mortgage Condo approval, master insurance and unit XXXXXX must be provided. Underwriter may request additional Documentation upon conducting internal review.<br> We had on file XXXXXX condo approval ,no additional Documentation was needed for this condo project. - 09/06/2024 <br> We had condo approval on file plus XXXXXX condo review.There was no need for an exception since subject unit was located in same condo building as the approved condo project with another property address. - 09/05/2024 | Documentation provided is sufficient, supporting no exception was required for this particular unit. - 09/09/2024<br> Please Document sufficient units have been sold as per the XXXXXX review guidelines require. The appraisal shows XXXXXX units had been sold or under contract. Clarify the exception noted on the XXXXXX approval in the file. - 09/06/2024 |  | 2024-09-09 12:45 | Resolved | 3 | 1 | 3 | 1 |
| 207-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2299631 | 2 of 3 | 2024-09-03 18:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-03 18:34 | Cleared | 1 | 1 | 3 | 1 |
| 207-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2307696 | 3 of 3 | 2024-09-04 18:20 | Credit | Condo - XXXXXX Dues | The file does not contain Documentation supporting the XXXXXX dues. The older XXXXXX in the file reflects unit XXXXXX dues of $XXXXXX, but the appraisal reflects $XXXXXX,which was used to qualify. Please provide XXXXXX Documentation to support the correct XXXXXX monthly fees.<br>|  | Document Uploaded. As per purchase contract , XXXXXX dues are $XXXXXXX,appraisal is indicating also XXXXXX dues XXXXXX .XXXXXX was updated to show XXXXXX dues are XXXXXX. Updated XXXXXX uploaded. - 09/05/2024 | Documentation provided is sufficient. - 09/06/2024<br>|  | 2024-09-06 12:49 | Resolved | 3 | 1 | 3 | 1 |
| 208-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2368986 | 1 of 3 | 2024-09-13 14:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-13 14:03 | Cleared | 1 | 1 | 3 | 1 |
| 208-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2368991 | 2 of 3 | 2024-09-13 14:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-13 14:03 | Cleared | 1 | 1 | 3 | 1 |
| 208-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2395586 | 3 of 3 | 2024-09-18 02:22 | Credit | Asset Qualification Does Not Meet Guideline Requirements | XXXXXX does not meet guideline requirements. The asset statements provided are missing the XXXXXXrrency converter to XXXXXX to show funds in the amount of $XXXXXX XXXXXX. <br>|  | Document Uploaded. Please see attached Document for the conversion to XXXXXX from XXXXXX XXXXXXrrency - 09/20/2024 | Documentation provided is sufficient.<br> - 09/23/2024<br>|  | 2024-09-23 20:58 | Resolved | 3 | 1 | 3 | 1 |
| 209-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2300351 | 1 of 3 | 2024-09-03 19:41 | Property | Missing Doc - 3rd XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX product. XXXXXX XXXXXX does not state a risk score and is not relief eligible. A XXXXXX review product is required via XXXXXX, desktop or XXXXXX. <br>|  | Document Uploaded. Risk score is XXXXXX XXXXXX valuation product not required - 09/05/2024 | XXXXXX With XXXXXX received. Condition resolved. - 09/05/2024 |  | 2024-09-05 15:30 | Resolved | 3 | 1 | 3 | 1 |
| 209-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2300364 | 2 of 3 | 2024-09-03 19:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-03 19:42 | Cleared | 1 | 1 | 3 | 1 |
| 209-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2300369 | 3 of 3 | 2024-09-03 19:42 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-03 19:42 | Cleared | 1 | 1 | 3 | 1 |
| 210-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2544635 | 1 of 3 | 2024-10-07 19:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-07 19:13 | Cleared | 1 | 1 | 1 | 1 |
| 210-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2544639 | 2 of 3 | 2024-10-07 19:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-07 19:13 | Cleared | 1 | 1 | 1 | 1 |
| 210-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2544640 | 3 of 3 | 2024-10-07 19:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-07 19:13 | Cleared | 1 | 1 | 1 | 1 |
| 211-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2276765 | 1 of 3 | 2024-08-29 14:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-08-29 14:54 | Cleared | 1 | 1 | 3 | 1 |
| 211-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2276770 | 2 of 3 | 2024-08-29 14:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-08-29 14:54 | Cleared | 1 | 1 | 3 | 1 |
| 211-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2279246 | 3 of 3 | 2024-08-29 18:23 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The audited XXXXXX is XXXXXX% and origination XXXXXX is XXXXXX%. The variance is $XXXXXX, which is equal to the primary residence expense. It appears that was counted twice. Please clarify if any additional debts may have been included which are not Documented in the file. Please confirm the final debt to income and update the file and tape data as needed. <br>|  | Document Uploaded. Please see the updated tape and final XXXXXX attached - 09/10/2024 | Updated tape and XXXXXX has been received. - 09/12/2024 |  | 2024-09-12 16:03 | Resolved | 3 | 1 | 3 | 1 |
| 212-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2638777 | 1 of 3 | 2024-10-19 12:09 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-19 12:09 | Cleared | 1 | 1 | 1 | 1 |
| 212-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2638778 | 2 of 3 | 2024-10-19 12:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-19 12:09 | Cleared | 1 | 1 | 1 | 1 |
| 212-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2638780 | 3 of 3 | 2024-10-19 12:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-19 12:11 | Cleared | 1 | 1 | 1 | 1 |
| 213-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2245585 | 1 of 3 | 2024-08-23 19:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-08-23 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 213-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2245589 | 2 of 3 | 2024-08-23 19:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-08-23 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 213-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2245593 | 3 of 3 | 2024-08-23 19:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-08-23 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 214-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2719243 | 1 of 3 | 2024-10-31 10:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-10-31 10:55 | Cleared | 1 | 1 | 2 | 2 |
| 214-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 2726914 | 2 of 3 | 2024-11-01 12:54 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Per guidelines the minimum loan amount is $XXXXXX. A formal exception is present in file to allow. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, XXXXXX years of credit history, and no consumer late payments in the last XXXXXX months. | 2024-11-01 14:29 | Waived | 2 | 2 | 2 | 2 |
| 214-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2726943 | 3 of 3 | 2024-11-01 12:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 12:59 | Cleared | 1 | 1 | 2 | 2 |
| 215-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2509225 | 1 of 3 | 2024-10-02 19:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-02 19:34 | Cleared | 1 | 1 | 1 | 1 |
| 215-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2509821 | 2 of 3 | 2024-10-02 20:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-02 20:25 | Cleared | 1 | 1 | 1 | 1 |
| 215-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2509836 | 3 of 3 | 2024-10-02 20:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-02 20:26 | Cleared | 1 | 1 | 1 | 1 |
| 216-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2421575 | 1 of 3 | 2024-09-20 20:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-20 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 216-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2421578 | 2 of 3 | 2024-09-20 20:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-20 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 216-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2427717 | 3 of 3 | 2024-09-20 23:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-20 23:15 | Cleared | 1 | 1 | 1 | 1 |
| 217-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2734364 | 1 of 3 | 2024-11-04 12:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-04 12:41 | Cleared | 1 | 1 | 1 | 1 |
| 217-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2734365 | 2 of 3 | 2024-11-04 12:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-04 12:41 | Cleared | 1 | 1 | 1 | 1 |
| 217-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2734366 | 3 of 3 | 2024-11-04 12:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-04 12:41 | Cleared | 1 | 1 | 1 | 1 |
| 218-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2488951 | 1 of 3 | 2024-09-30 19:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-30 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 218-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2488954 | 2 of 3 | 2024-09-30 19:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-30 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 218-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2488957 | 3 of 3 | 2024-09-30 19:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-30 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 219-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2750346 | 1 of 3 | 2024-11-06 03:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 03:41 | Cleared | 1 | 1 | 3 | 1 |
| 219-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2750347 | 2 of 3 | 2024-11-06 03:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-06 03:41 | Cleared | 1 | 1 | 3 | 1 |
| 219-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2753341 | 3 of 3 | 2024-11-06 15:18 | Credit | Borrower 1 XXXXXX Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX is Expired (Greater than XXXXXX days from XXXXXX Date). XXXXXX XXXXXX; note XXXXXX. <br>|  | XXXXXX credit report is not required. We do monitor liabilities through XXXXXX. - 11/06/2024 | explanation meet guideline requirements - 11/07/2024<br>|  | 2025-07-17 11:51 | Resolved | 3 | 1 | 3 | 1 |
| 220-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2722320 | 1 of 3 | 2024-10-31 16:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-31 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 220-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2723463 | 2 of 3 | 2024-10-31 18:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-31 18:47 | Cleared | 1 | 1 | 1 | 1 |
| 220-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2723466 | 3 of 3 | 2024-10-31 18:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-31 18:47 | Cleared | 1 | 1 | 1 | 1 |
| 221-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2482888 | 1 of 3 | 2024-09-30 11:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-30 11:59 | Cleared | 1 | 1 | 1 | 1 |
| 221-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2482889 | 2 of 3 | 2024-09-30 12:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-30 12:00 | Cleared | 1 | 1 | 1 | 1 |
| 221-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2482893 | 3 of 3 | 2024-09-30 12:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-30 12:00 | Cleared | 1 | 1 | 1 | 1 |
| 222-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4025728 | 1 of 3 | 2025-05-02 12:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-02 12:19 | Cleared | 1 | 1 | 1 | 1 |
| 222-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4025732 | 2 of 3 | 2025-05-02 12:19 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-02 12:19 | Cleared | 1 | 1 | 1 | 1 |
| 222-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4025734 | 3 of 3 | 2025-05-02 12:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-02 12:19 | Cleared | 1 | 1 | 1 | 1 |
| 223-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2753151 | 1 of 3 | 2024-11-06 15:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 223-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2753157 | 2 of 3 | 2024-11-06 15:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-06 15:05 | Cleared | 1 | 1 | 1 | 1 |
| 223-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2757026 | 3 of 3 | 2024-11-06 20:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-06 20:09 | Cleared | 1 | 1 | 1 | 1 |
| 224-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2696595 | 1 of 3 | 2024-10-28 17:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-28 17:52 | Cleared | 1 | 1 | 1 | 1 |
| 224-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2696605 | 2 of 3 | 2024-10-28 17:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-28 17:52 | Cleared | 1 | 1 | 1 | 1 |
| 224-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2707764 | 3 of 3 | 2024-10-29 21:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-10-29 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 2711606 | 1 of 5 | 2024-10-30 14:05 | Credit | Asset 1 Does Not Meet Guideline Requirements | Unable to locate written acknowledgment from XXXXXX, a XXXXXX% owner of XXXXXX, that the borrowers may use the business funds in XXXXXX account xxXXXXXX. Please provide the asset acknowledgment letter or XXXXXX verification verifying XXXXXX is no longer an owner in the company. Asset does not meet G/L Requirements. <br>|  | Document Uploaded. Ownership for XXXXXX is supported by the XXXXXX from XXXXXX and the XXXXXX. They uploaded XXXXXX stating that the XXXXXX letter dated XXXXXX and showing XXXXXX is not accurate. - 11/01/2024 | Explanation provided is sufficient. - 11/04/2024<br>|  | 2024-11-04 14:07 | Resolved | 3 | 1 | 3 | 1 |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 2711607 | 2 of 5 | 2024-10-30 14:05 | Credit | Asset 2 Does Not Meet Guideline Requirements | Unable to locate a XXXXXX verification confirming the borrowers are XXXXXX% owners of XXXXXX. Funds of $XXXXXX was traXXXXXXerred from XXXXXX xxXXXXXX to XXXXXX xxXXXXXX on XXXXXX. Please provide the required XXXXXX XXXXXX. Asset does not meet G/L Requirements. <br>|  | ok - 11/01/2024 <br> XXXXXX has enough funds to cover cash to close + reserves with removal of other account. Please remove XXXXXX and only use XXXXXX (XXXXXX) - 11/01/2024 | Explanation that XXXXXX letter was not accurate is sufficient. - 11/01/2024 |  | 2024-11-04 14:08 | Resolved | 3 | 1 | 3 | 1 |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 2712196 | 3 of 5 | 2024-10-30 14:46 | Credit | Property Title Issue | Property title issue. Unable to locate XXXXXX XXXXXX verifying XXXXXX no longer has ownership in XXXXXX. A XXXXXX letter dated XXXXXX indicates his ownership as XXXXXX%. Please provide XXXXXX XXXXXX dated after XXXXXX verifying XXXXXX is no longer an owner of the company. If he still holds ownership, missing XXXXXX of a notarized corporate resolution. <br>|  | Document Uploaded. Ownership for XXXXXX is supported by the XXXXXX from XXXXXX and the XXXXXX. They uploaded XXXXXX stating that the XXXXXX letter dated XXXXXX and showing XXXXXX is not accurate. - 11/01/2024 | Explanation that XXXXXX letter was not accurate is sufficient. - 11/01/2024 |  | 2024-11-01 12:43 | Resolved | 3 | 1 | 3 | 1 |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2712297 | 4 of 5 | 2024-10-30 14:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-30 14:53 | Cleared | 1 | 1 | 3 | 1 |
| 225-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2712301 | 5 of 5 | 2024-10-30 14:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-30 14:54 | Cleared | 1 | 1 | 3 | 1 |
| 226-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2688934 | 1 of 3 | 2024-10-26 15:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-26 15:13 | Cleared | 1 | 1 | 1 | 1 |
| 226-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2688935 | 2 of 3 | 2024-10-26 15:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-26 15:13 | Cleared | 1 | 1 | 1 | 1 |
| 226-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2688936 | 3 of 3 | 2024-10-26 15:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-26 15:14 | Cleared | 1 | 1 | 1 | 1 |
| 227-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2625795 | 1 of 3 | 2024-10-17 19:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-17 19:34 | Cleared | 1 | 1 | 3 | 1 |
| 227-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2625796 | 2 of 3 | 2024-10-17 19:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-17 19:34 | Cleared | 1 | 1 | 3 | 1 |
| 227-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2625877 | 3 of 3 | 2024-10-17 19:41 | Credit | Missing Tax Cert | File does not contain proof of new property taxes. <br>|  | For new construction tax calculations are based to guide line section XXXXXX Taxes . Purchase price multiply by XXXXXX%=$XXXXXX X XXXXXX%/XXXXXX=XXXXXX per month - 10/21/2024 | Rec'd guideline clarification and agree. - 07/24/2025<br>|  | 2024-10-22 00:43 | Resolved | 3 | 1 | 3 | 1 |
| 228-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2706195 | 1 of 3 | 2024-10-29 19:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-29 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 228-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2706200 | 2 of 3 | 2024-10-29 19:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-29 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 228-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2706202 | 3 of 3 | 2024-10-29 19:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-29 19:03 | Cleared | 1 | 1 | 1 | 1 |
| 229-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2711822 | 1 of 3 | 2024-10-30 14:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-30 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 229-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2711841 | 2 of 3 | 2024-10-30 14:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-30 14:21 | Cleared | 1 | 1 | 1 | 1 |
| 229-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2713458 | 3 of 3 | 2024-10-30 16:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-30 16:00 | Cleared | 1 | 1 | 1 | 1 |
| 230-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2741497 | 1 of 3 | 2024-11-05 00:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-05 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 230-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2744203 | 2 of 3 | 2024-11-05 14:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-05 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 230-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2744208 | 3 of 3 | 2024-11-05 14:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-05 14:51 | Cleared | 1 | 1 | 1 | 1 |
| 231-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2802441 | 1 of 4 | 2024-11-13 18:10 | Credit | Asset 2 Missing | XXXXXX and/or closing disclosure to support the proceeds from sale used as assets was not in the file.<br> Asset XXXXXX is missing from the file. <br>|  | Document Uploaded. - 11/14/2024<br>| Documentation provided is sufficient. - 11/15/2024<br>|  | 2024-11-15 14:18 | Resolved | 3 | 1 | 3 | 1 |
| 231-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2802652 | 2 of 4 | 2024-11-13 18:24 | Credit | Liabilities - REO | The loan file did not contain sufficient XXXXXX to verify debts associated with all other properties. The full XXXXXX payment XXXXXX for the other XXXXXX investment properties was not in the file. Please provide all of the XXXXXX to support the monthly debts for the investment properties, including settlement statements for new loans, taxes, insurance and XXXXXX for each property. <br>|  | Please see attached - 11/14/2024<br>| Documentation provided is sufficient. - 11/15/2024<br>|  | 2024-11-15 14:16 | Resolved | 3 | 1 | 3 | 1 |
| 231-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2802738 | 3 of 4 | 2024-11-13 18:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-13 18:30 | Cleared | 1 | 1 | 3 | 1 |
| 231-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2803645 | 4 of 4 | 2024-11-13 19:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-13 19:28 | Cleared | 1 | 1 | 3 | 1 |
| 232-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2630328 | 1 of 3 | 2024-10-18 13:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-18 13:02 | Cleared | 1 | 1 | 1 | 1 |
| 232-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2630333 | 2 of 3 | 2024-10-18 13:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-18 13:02 | Cleared | 1 | 1 | 1 | 1 |
| 232-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2631166 | 3 of 3 | 2024-10-18 14:17 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-18 14:17 | Cleared | 1 | 1 | 1 | 1 |
| 233-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2731438 | 1 of 3 | 2024-11-01 21:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-01 21:23 | Cleared | 1 | 1 | 1 | 1 |
| 233-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2731502 | 2 of 3 | 2024-11-01 21:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-01 21:38 | Cleared | 1 | 1 | 1 | 1 |
| 233-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2731887 | 3 of 3 | 2024-11-02 00:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-02 00:12 | Cleared | 1 | 1 | 1 | 1 |
| 234-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2762706 | 1 of 3 | 2024-11-07 15:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 15:49 | Cleared | 1 | 1 | 3 | 1 |
| 234-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2762707 | 2 of 3 | 2024-11-07 15:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-07 15:50 | Cleared | 1 | 1 | 3 | 1 |
| 234-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2767802 | 3 of 3 | 2024-11-07 22:50 | Property | Missing Doc - 3rd XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX XXXXXX valuation product. The XXXXXX score provided in file exceeds XXXXXX.  |  | Document Uploaded. Please see attached XXXXXX. - 11/08/2024<br>| Received XXXXXX XXXXXX review with XXXXXX% confidence score. - 11/08/2024 |  | 2024-11-08 19:41 | Resolved | 3 | 1 | 3 | 1 |
| 235-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2727093 | 1 of 3 | 2024-11-01 13:24 | Credit | Borrower 1 XXXXXX Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX is Expired (Greater than XXXXXX days from XXXXXX).  |  | XXXXXX credit report is not required. We do monitor liabilities through XXXXXX. - 11/01/2024 | Explanation meet guideline requirements - 11/04/2024<br>|  | 2024-11-04 12:18 | Resolved | 3 | 1 | 3 | 1 |
| 235-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2727450 | 2 of 3 | 2024-11-01 14:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 14:16 | Cleared | 1 | 1 | 3 | 1 |
| 235-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2727452 | 3 of 3 | 2024-11-01 14:17 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-01 14:17 | Cleared | 1 | 1 | 3 | 1 |
| 236-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2749165 | 1 of 3 | 2024-11-05 21:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-05 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 236-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2749166 | 2 of 3 | 2024-11-05 21:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-05 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 236-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2749167 | 3 of 3 | 2024-11-05 21:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-05 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 237-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2826455 | 1 of 3 | 2024-11-18 02:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-18 02:01 | Cleared | 1 | 1 | 1 | 1 |
| 237-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2826456 | 2 of 3 | 2024-11-18 02:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-18 02:02 | Cleared | 1 | 1 | 1 | 1 |
| 237-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2829857 | 3 of 3 | 2024-11-18 15:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-18 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 238-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2856260 | 1 of 3 | 2024-11-21 15:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-21 15:13 | Cleared | 1 | 1 | 1 | 1 |
| 238-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2856325 | 2 of 3 | 2024-11-21 15:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-21 15:18 | Cleared | 1 | 1 | 1 | 1 |
| 238-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2857836 | 3 of 3 | 2024-11-21 17:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-21 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 239-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 2822775 | 1 of 4 | 2024-11-15 19:39 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. Unable to locate lender's income conversion from XXXXXXX to XXXXXX. Please provide the income conversion XXXXXX for XXXXXX,XXXXXX and XXXXXX as provided by the borrower's XXXXXX. <br>|  | Document Uploaded. Please review uploaded currency conversion for income. - 11/19/2024 | Documentation provided is sufficient. - 11/20/2024<br>|  | 2024-11-20 15:12 | Resolved | 3 | 1 | 3 | 1 |
| 239-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 2823812 | 2 of 4 | 2024-11-15 21:33 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Unable to locate the source of the following large deposits into XXXXXX: $XXXXXX on XXXXXX and $XXXXXX on XXXXXX. Please provide XXXXXX to source these large deposits. <br>|  | Document Uploaded. Please review uploaded assets statements used as source of large deposits - 11/19/2024<br>| Documentation provided is sufficient. - 11/20/2024<br> Asset Record XXXXXX Meets G/L Requirements - 11/20/2024 |  | 2024-11-20 15:12 | Resolved | 3 | 1 | 3 | 1 |
| 239-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2824068 | 3 of 4 | 2024-11-15 22:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-15 22:04 | Cleared | 1 | 1 | 3 | 1 |
| 239-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2824069 | 4 of 4 | 2024-11-15 22:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-15 22:05 | Cleared | 1 | 1 | 3 | 1 |
| 240-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2750272 | 1 of 3 | 2024-11-06 02:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 02:17 | Cleared | 1 | 1 | 1 | 1 |
| 240-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2750273 | 2 of 3 | 2024-11-06 02:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-06 02:17 | Cleared | 1 | 1 | 1 | 1 |
| 240-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2750274 | 3 of 3 | 2024-11-06 02:17 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-06 02:17 | Cleared | 1 | 1 | 1 | 1 |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2757174 | 1 of 6 | 2024-11-06 20:21 | Credit | Missing VOM or VOR | XXXXXX (XXXXXX)/XXXXXX (XXXXXX) XXXXXX is Missing. no letter or XXXXXX in file validating free/clear primary residence <br>|  | Borrower lives rent free - 11/07/2024<br>| explanation meet guideline requirements - 11/08/2024<br>|  | 2024-11-08 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2757309 | 2 of 6 | 2024-11-06 20:30 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. no XXXXXX located in file for $XXXXXX/$XXXXXX annually <br>|  | Property is a new construction .We used XXXXXX% from the sales price for tax calculations . $XXXXXX - 11/07/2024 | explanation meet guideline requirements - 11/08/2024<br> Evidence of property tax is present - 11/08/2024 |  | 2024-11-08 14:32 | Resolved | 3 | 1 | 3 | 1 |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2757516 | 3 of 6 | 2024-11-06 20:51 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. XXXXXX $XXXXXX asset listed can not validate as no XXXXXX in file. <br>|  | Document Uploaded. Please review uploaded assets - 11/07/2024<br>| Asset Record XXXXXX Meets G/L Requirements - 11/08/2024<br> Documentation meet guideline requirements - 11/08/2024 |  | 2024-11-08 14:27 | Resolved | 3 | 1 | 3 | 1 |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2757517 | 4 of 6 | 2024-11-06 20:51 | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. XXXXXX #XXXXXX $XXXXXX asset listed can not validate as no XXXXXX in file. <br>|  | Document Uploaded. Please review uploaded assets Documentation - 11/07/2024<br>| Documentation meet guideline requirements - 11/08/2024<br> Asset Record XXXXXX Meets G/L Requirements Or Not Applicable - 11/08/2024 |  | 2024-11-08 14:28 | Resolved | 3 | 1 | 3 | 1 |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2757613 | 5 of 6 | 2024-11-06 20:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-06 20:57 | Cleared | 1 | 1 | 3 | 1 |
| 241-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2757615 | 6 of 6 | 2024-11-06 20:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 20:57 | Cleared | 1 | 1 | 3 | 1 |
| 242-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2716831 | 1 of 3 | 2024-10-30 20:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-30 20:24 | Cleared | 1 | 1 | 1 | 1 |
| 242-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2716841 | 2 of 3 | 2024-10-30 20:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-30 20:25 | Cleared | 1 | 1 | 1 | 1 |
| 242-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2716848 | 3 of 3 | 2024-10-30 20:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-30 20:25 | Cleared | 1 | 1 | 1 | 1 |
| 243-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2815688 | 1 of 3 | 2024-11-14 22:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-14 22:36 | Cleared | 1 | 1 | 1 | 1 |
| 243-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2815692 | 2 of 3 | 2024-11-14 22:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-14 22:36 | Cleared | 1 | 1 | 1 | 1 |
| 243-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2816014 | 3 of 3 | 2024-11-14 23:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-14 23:39 | Cleared | 1 | 1 | 1 | 1 |
| 244-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2640146 | 1 of 3 | 2024-10-19 19:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-19 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 244-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2640147 | 2 of 3 | 2024-10-19 19:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-19 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 244-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2640150 | 3 of 3 | 2024-10-19 19:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-19 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 245-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2710794 | 1 of 3 | 2024-10-30 12:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-30 12:59 | Cleared | 1 | 1 | 1 | 1 |
| 245-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2710799 | 2 of 3 | 2024-10-30 12:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-30 12:59 | Cleared | 1 | 1 | 1 | 1 |
| 245-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2711712 | 3 of 3 | 2024-10-30 14:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-30 14:13 | Cleared | 1 | 1 | 1 | 1 |
| 246-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2816302 | 1 of 3 | 2024-11-15 02:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-15 02:03 | Cleared | 1 | 1 | 1 | 1 |
| 246-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2816472 | 2 of 3 | 2024-11-15 04:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-15 04:56 | Cleared | 1 | 1 | 1 | 1 |
| 246-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2816473 | 3 of 3 | 2024-11-15 04:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-15 04:56 | Cleared | 1 | 1 | 1 | 1 |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2859351 | 1 of 6 | 2024-11-21 19:34 | Credit | Asset 1 Does Not Meet Guideline Requirements | Missing conversion of XXXXXX for all XXXXXX accounts (XXXXXX, XXXXXX, XXXXXX) to support the amounts reflected on the final XXXXXX. Statements in file are not in XXXXXX dollars. Additional conditions may apply. Asset does not meet G/L Requirements. <br>|  | Document Uploaded. - 11/26/2024<br>| Documentation provided is sufficient. - 11/27/2024<br>|  | 2024-11-27 15:39 | Resolved | 3 | 1 | 3 | 1 |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2859420 | 2 of 6 | 2024-11-21 19:39 | Credit | Income - General | The loan file reflected additional income issues. Missing conversion of XXXXXX for income used for both borrowers. Please provide the conversion XXXXXX/rates used when loan was approved, to support the income used to qualify. <br>|  | Document Uploaded. - 11/26/2024 <br>Document Uploaded. - 11/26/2024<br>| Documentation provided is sufficient. - 11/27/2024<br>|  | 2024-11-27 15:34 | Resolved | 3 | 1 | 3 | 1 |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2860059 | 3 of 6 | 2024-11-21 20:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-21 20:39 | Cleared | 1 | 1 | 3 | 1 |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2870853 | 4 of 6 | 2024-11-22 21:28 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. The earnest funds of $XXXXXX are not sufficiently documented. Please document the initial $XXXXXX deposit source and the source and receipt of the remaining earnest funds in XXXXXX dollars, as per the guideline requirements. <br>|  | Document Uploaded. We need at least XXXXXX months of data for assets but we have XXXXXX months of data available for these same in the uploaded Documents. - 11/26/2024 | XXXXXX Documentation sufficient. - 11/27/2024<br> Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 11/27/2024 |  | 2024-11-27 15:39 | Resolved | 3 | 1 | 3 | 1 |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2870959 | 5 of 6 | 2024-11-22 21:39 | Credit | XXXXXX - Missing Debts/ XXXXXX Exceeds Tolerance | The XXXXXX did not reflect all of the borrower's debts resulting in a XXXXXX that exceeds allowable tolerances. Based on the final XXXXXX in the file the income total of $XXXXXX, it is not supported by the XXXXXX sources of income of $XXXXXX and $XXXXXX. Audit XXXXXX result is over XXXXXX%, which is outside of tolerance allowances. Please document additional income to support the final XXXXXX of XXXXXX. <br>|  | We have used XXXXXX income as per provided Document and as per this our XXXXXX down to XXXXXX% - 11/26/2024 | Rebuttal clarified file XXXXXX. - 11/27/2024<br>|  | 2024-11-27 15:38 | Resolved | 3 | 1 | 3 | 1 |
| 247-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2870962 | 6 of 6 | 2024-11-22 21:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-22 21:40 | Cleared | 1 | 1 | 3 | 1 |
| 248-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2809924 | 1 of 3 | 2024-11-14 15:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-14 15:38 | Cleared | 1 | 1 | 1 | 1 |
| 248-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2809929 | 2 of 3 | 2024-11-14 15:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-14 15:38 | Cleared | 1 | 1 | 1 | 1 |
| 248-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2809930 | 3 of 3 | 2024-11-14 15:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-14 15:38 | Cleared | 1 | 1 | 1 | 1 |
| 249-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2815836 | 1 of 4 | 2024-11-14 23:01 | Credit | Program Parameters - OcXXXXXXpancy | The subject loan does not meet program parameters for occupancy. The final loan application reflects both borrowers occupy the subject property as their primary residence. The loan transaction is an investment property under the XXXXXX XXXXXX loan program. <br>|  | Document Uploaded. Please see attached revised 1003. - 11/19/2024<br>| Received corrected loan application. - 11/20/2024<br>|  | 2024-11-20 17:15 | Resolved | 3 | 1 | 3 | 2 |
| 249-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2815873 | 2 of 4 | 2024-11-14 23:07 | Credit | Appraisal TraXXXXXXer Letter - Missing | The loan file does not contain the XXXXXX as required. The file contains an exception for an XXXXXX with an XXXXXX. Missing the XXXXXX and the XXXXXX from file. <br>|  | Document Uploaded. XXXXXX and XXXXXX Letter were provided, see attached. - 11/18/2024 | Documentation provided is sufficient.<br> - 11/18/2024<br>|  | 2024-11-18 21:36 | Resolved | 3 | 1 | 3 | 2 |
| 249-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2815874 | 3 of 4 | 2024-11-14 23:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-14 23:08 | Cleared | 1 | 1 | 3 | 2 |
| 249-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2816187 | 4 of 4 | 2024-11-15 00:29 | Property | Appraisal - Other | There are additional appraisal findings. Appraisal traXXXXXXer with XXXXXX review product - A formal exception was found in file. <br>|  | Revolving debt under XXXXXX%<br> No credit events less than XXXXXX months <br> No mortgage lates in the last XXXXXX months<br> XXXXXX years credit history<br> Credit score over XXXXXX point more than the minimum score required<br> XXXXXX% XXXXXX - 11/15/2024 <br>|  | Revolving debt is under 30%; No credit events past 40 months; No mortgage late payments in the last 24 months; 5+ years credit history; No consumer late payments in the last 24 months; Credit score >40 points than minimum required | 2025-07-24 15:47 | Waived | 2 | 2 | 3 | 2 |
| 250-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2844135 | 1 of 3 | 2024-11-19 21:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-19 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 250-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2844136 | 2 of 3 | 2024-11-19 21:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-19 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 250-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2844945 | 3 of 3 | 2024-11-20 01:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-20 01:54 | Cleared | 1 | 1 | 1 | 1 |
| 251-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2826417 | 1 of 3 | 2024-11-18 00:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-18 00:35 | Cleared | 1 | 1 | 3 | 1 |
| 251-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2826419 | 2 of 3 | 2024-11-18 00:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-18 00:36 | Cleared | 1 | 1 | 3 | 1 |
| 251-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2831242 | 3 of 3 | 2024-11-18 16:54 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The guidelines require a signed XXXXXX to close in the name of a business. Please provide. <br>|  | Document Uploaded. Please see attached XXXXXX signed by borrower - 11/20/2024 <br> Document Uploaded. According to our guidelines XXXXXX the XXXXXX has to be signed by individual or member of XXXXXX. If borrower signed as an individual it is accepted - 11/19/2024 | Documentation provided is sufficient. - 11/21/2024<br> To clarify, the XXXXXX in the file was not signed. Please provide the executed personal XXXXXX. - 11/20/2024 |  | 2024-11-21 14:23 | Resolved | 3 | 1 | 3 | 1 |
| 252-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2821451 | 1 of 3 | 2024-11-15 17:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-15 17:55 | Cleared | 1 | 1 | 2 | 2 |
| 252-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2821453 | 2 of 3 | 2024-11-15 17:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-15 17:56 | Cleared | 1 | 1 | 2 | 2 |
| 252-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2821488 | 3 of 3 | 2024-11-15 17:58 | Credit | Program Parameters - Number of Financed Properties | The subject loan does not meet program parameters for number of financed properties. The number of financed properties owned exceeds the max allowed financed properties per guidelines. Subject loan is the XXXXXX loan in XXXXXX months for the borrower. A formal exception was done to allow. <br>|  |  |  | The exception was approved due to residual income of at least $XXXXXX, no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, no consumer late payments in the last XXXXXX months, and a credit score XXXXXX points greater than the minimum required. The exception was conditioned for XXXXXX to the price and a XXXXXX% maximum XXXXXX. | 2024-11-15 19:45 | Waived | 2 | 2 | 2 | 2 |
| 253-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2792471 | 1 of 4 | 2024-11-12 17:52 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per underwrXXXXXXg: XXXXXX is translated but missing the address of the bank that is a requirement of the letter. Team lead said could provide email from the bank of their address. The email is in XXXXXX. A formal exception is in the file. <br>|  |  |  | The exception was approved due to XXXXXXX years on XXXXXX job, residual income over $XXXXXX, XXXXXX over XXXXXX lower than program, XXXXXX years or more in the same line of employment, and XXXXXX XXXXXX% below maximum. | 2024-11-12 20:13 | Waived | 2 | 2 | 3 | 2 |
| 253-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2792478 | 2 of 4 | 2024-11-12 17:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-12 17:52 | Cleared | 1 | 1 | 3 | 2 |
| 253-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2793470 | 3 of 4 | 2024-11-12 19:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-12 19:00 | Cleared | 1 | 1 | 3 | 2 |
| 253-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2794478 | 4 of 4 | 2024-11-12 20:14 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Documentation is missing from the file. Guidelines require a valid XXXXXX for XXXXXX borrowers. The file contains the borrower's XXXXXX passport, but no XXXXXX. <br>|  | Document Uploaded. Please see the XXXXXX attached. - 11/13/2024<br>| Documentation provided is sufficient. - 11/14/2024<br>|  | 2024-11-14 14:27 | Resolved | 3 | 1 | 3 | 2 |
| 254-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2910304 | 1 of 3 | 2024-12-02 20:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-12-02 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 254-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2910311 | 2 of 3 | 2024-12-02 20:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-02 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 254-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2910314 | 3 of 3 | 2024-12-02 20:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-02 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 255-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2860096 | 1 of 3 | 2024-11-21 20:44 | Credit | XXXXXX Declared Disaster Area Post Closing Review | The subject property was located in a XXXXXX declared disaster area. XXXXXX report required.  |  | Document Uploaded. Please see the attached XXXXXX Documents. - 11/25/2024 | Documentation provided is sufficient. - 11/26/2024<br>|  | 2024-11-26 14:47 | Resolved | 2 | 1 | 2 | 1 |
| 255-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2860098 | 2 of 3 | 2024-11-21 20:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-21 20:44 | Cleared | 1 | 1 | 2 | 1 |
| 255-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2860623 | 3 of 3 | 2024-11-21 21:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-21 21:37 | Cleared | 1 | 1 | 2 | 1 |
| 256-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2930814 | 1 of 3 | 2024-12-04 19:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-12-04 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 256-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2930818 | 2 of 3 | 2024-12-04 19:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-04 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 256-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2930819 | 3 of 3 | 2024-12-04 19:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-04 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 257-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2933976 | 1 of 3 | 2024-12-05 03:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-05 03:24 | Cleared | 1 | 1 | 1 | 1 |
| 257-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2933977 | 2 of 3 | 2024-12-05 03:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-12-05 03:24 | Cleared | 1 | 1 | 1 | 1 |
| 257-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2937870 | 3 of 3 | 2024-12-05 15:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-05 15:42 | Cleared | 1 | 1 | 1 | 1 |
| 258-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4289185 | 1 of 3 | 2025-05-30 20:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-30 20:41 | Cleared | 1 | 1 | 3 | 1 |
| 258-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4289189 | 2 of 3 | 2025-05-30 20:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-30 20:41 | Cleared | 1 | 1 | 3 | 1 |
| 258-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4289490 | 3 of 3 | 2025-05-30 21:08 | Credit | Assets - Insufficient Cash to Close or Reserves | Borrower(s) total verified assets are insufficient for cash to close or reserves. Borrower's total funds are $XXXXXX. Borrower is a XXXXXX and needs XXXXXX months reserves or $XXXXXX. XXXXXX is $XXXXXX. Gift funds were traXXXXXXerred in XXXXXX and used for XXXXXX. Borrower is short -$XXXXXX.  |  | Document Uploaded. Broker provided an additional account - the the most recent quarterly statement for XXXXXX uploaded. The assets have been updated on XXXXXX. we are no longer short on reserves - 06/26/2025 | Received additional asset source: Savings account from XXXXXX reflecting XXXXXX months history. - 06/28/2025 |  | 2025-06-28 04:39 | Resolved | 3 | 1 | 3 | 1 |
| 259-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2897540 | 1 of 3 | 2024-11-27 18:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-27 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 259-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2897542 | 2 of 3 | 2024-11-27 18:19 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-27 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 259-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2897826 | 3 of 3 | 2024-11-27 18:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-27 18:39 | Cleared | 1 | 1 | 1 | 1 |
| 260-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3182075 | 1 of 3 | 2025-01-10 16:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-10 16:25 | Cleared | 1 | 1 | 3 | 2 |
| 260-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3182080 | 2 of 3 | 2025-01-10 16:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-01-10 16:26 | Cleared | 1 | 1 | 3 | 2 |
| 260-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3185180 | 3 of 3 | 2025-01-10 19:34 | Credit | Assets - Insufficient Source Seasoning | The loan file does not contain all required asset documentation. Assets required for closing were not sufficiently seasoned. Please document the final account balance for the XXXXXX account. The statement in the file states they are XXXXXX funds and show a balance of "XXXXXX". If that is $XXXXXX in XXXXXX funds there are not sufficient funds documented. If the XXXXXX is correct, showing $XXXXXX assets in this account please document the currency converter, updated statement, etc to support sufficient funds for closing and reserves. In addition, please provide an explanation for the multiple $XXXXXX wire traXXXXXXers on the XXXXXX statement. <br>|  | We had an exception on file to proceed with XXXXXX months reserves (please refer to page XXXXXX of uploaded credit package) - 04/25/2025 <br> Total verified assets were $XXXXXX - cash to close $XXXXXX=$XXXXXXX for reserves.<br> Borrower was receiving gifts at clsoing.please refer to XXXXXX section XXXXXX "gift" - 04/24/2025 <br> Upon clarification that the XXXXXX bank balance is $XXXXXX in XXXXXX, the funds for reserves are short by $XXXXXX. XXXXXX balance of $XXXXXX plus XXXXXX balance of $XXXXXX totals $XXXXXX. The closing costs of $XXXXXX plus reserves of $XXXXXX totals $XXXXXX. - 01/14/2025 <br> Document Uploaded. Per letter on file XXXXXX bank is in XXXXXX currency; trasfers made from borrowers account $XXXXXX were wired to personal account (transaction details has verbiage with acount XXXXXX "XXXXXX of own funds").Borrower had sufficient funds to cover cash to close plus reserves requirements. - 01/13/2025 | Guidelines require XXXXXX months of reserves. A formal exception is in the file. - 04/28/2025<br> The explanation provided shows the gift funds being counted XXXXXX in available funds. The final settlement statement had already accounted for the gift funds in the final cash needed to close. - 04/25/2025<br> Upon clarification that the XXXXXX bank balance is $XXXXXX in XXXXXX, the funds for reserves are short by $XXXXXX. XXXXXX balance of $XXXXXX plus XXXXXX balance of $XXXXXXX totals $XXXXXX. The closing costs of $XXXXXX plus reserves of $XXXXXX totals $XXXXXX. - 01/14/2025 | The exception was approved based on residual income of at least $XXXXXX, no credit events in the past XXXXXX months, no consumer late payments in the last XXXXXX months, and borrower contribution exceeds requirement XXXXXX. The exception was conditioned for a maximum XXXXXX% XXXXXX. | 2025-04-28 12:46 | Waived | 3 | 2 | 3 | 2 |
| 261-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4203079 | 1 of 3 | 2025-05-21 14:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-21 14:07 | Cleared | 1 | 1 | 1 | 1 |
| 261-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4205779 | 2 of 3 | 2025-05-21 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-21 16:20 | Cleared | 1 | 1 | 1 | 1 |
| 261-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4210066 | 3 of 3 | 2025-05-21 21:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-21 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 262-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4021827 | 1 of 3 | 2025-05-01 21:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 21:43 | Cleared | 1 | 1 | 2 | 2 |
| 262-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4026452 | 2 of 3 | 2025-05-02 13:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-02 13:38 | Cleared | 1 | 1 | 2 | 2 |
| 262-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4027807 | 3 of 3 | 2025-05-02 15:09 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Guidelines-XXXXXX not allowed. XXXXXX borrowers with XXXXXX of them being XXXXXX. A formal exception is in file (pg XXXXXX) <br>|  |  |  | Compensating factors-Residential income XXXXXX$. No credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, and no consumer late payments in the last XXXXXX months. XXXXXX borrowers on the loan. Reserves XXXXXX months. | 2025-05-02 15:09 | Waived | 2 | 2 | 2 | 2 |
| 263-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3584265 | 1 of 3 | 2025-03-11 18:48 | Compliance | Federal - XXXXXX Received At Least Four Business Days Before Consummation | The last XXXXXX Received Date of (XXXXXX) is not XXXXXX business days before the consummation date of (XXXXXX). XXXXXX business days before consummation is (XXXXXX). Under XXXXXX, a consumer must receive a revised XXXXXX no later than XXXXXX business days before consummation. (XXXXXX) The final XXXXXX dated XXXXXX and received on XXXXXX was not received XXXXXX days prior to the consummation date of XXXXXX.Under XXXXXX, a consumer must receive a revised XXXXXX no later than XXXXXX business days before consummation. (XXXXXX). There is no obvious cure for remediation. <br>|  | Document Uploaded. wet signed dated as XXXXXX - 04/04/2025 | XXXXXX received - signed 02/27/2025. - 04/08/2025 |  | 2025-04-08 15:09 | Resolved | 3 | 1 | 3 | 1 |
| 263-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3586173 | 2 of 3 | 2025-03-11 21:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-11 21:06 | Cleared | 1 | 1 | 3 | 1 |
| 263-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3613371 | 3 of 3 | 2025-03-14 14:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-14 14:56 | Cleared | 1 | 1 | 3 | 1 |
| 264-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3673456 | 1 of 3 | 2025-03-22 02:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-22 02:36 | Cleared | 1 | 1 | 1 | 1 |
| 264-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3675273 | 2 of 3 | 2025-03-23 16:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-23 16:15 | Cleared | 1 | 1 | 1 | 1 |
| 264-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3693690 | 3 of 3 | 2025-03-25 21:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-25 21:49 | Cleared | 1 | 1 | 1 | 1 |
| 265-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4018625 | 1 of 3 | 2025-05-01 18:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-01 18:08 | Cleared | 1 | 1 | 3 | 1 |
| 265-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4018626 | 2 of 3 | 2025-05-01 18:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 18:08 | Cleared | 1 | 1 | 3 | 1 |
| 265-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4019778 | 3 of 3 | 2025-05-01 19:16 | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. The documentation for following debts listed on the credit report is missing from the loan file: XXXXXX - $XXXXXX/month; XXXXXX XXXXXX/month; XXXXXX - XXXXXX/month. <br>|  | The debits are reported on bank statements we had on file. - 05/02/2025<br>| Agree, liabilities found on bank statements. - 07/24/2025<br>|  | 2025-05-06 00:53 | Resolved | 3 | 1 | 3 | 1 |
| 266-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3691064 | 1 of 3 | 2025-03-25 17:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-25 17:40 | Cleared | 1 | 1 | 1 | 1 |
| 266-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3692637 | 2 of 3 | 2025-03-25 19:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-25 19:45 | Cleared | 1 | 1 | 1 | 1 |
| 266-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3692671 | 3 of 3 | 2025-03-25 19:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-25 19:47 | Cleared | 1 | 1 | 1 | 1 |
| 267-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3719204 | 1 of 3 | 2025-03-28 14:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-28 14:59 | Cleared | 1 | 1 | 3 | 1 |
| 267-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3719263 | 2 of 3 | 2025-03-28 15:03 | Credit | Employment - Evidence of Self-Employment Missing | The loan file did not contain evidence of self-employment as required. Per guidelines, verification of the existence of the business within XXXXXX business days of the note date to ensure the business is active is required. This documentation is missing from the loan file. <br>|  | We used XXXXXX business bank statement XXXXXX as a proof of verification of business with in XXXXXX days. - 03/31/2025 | Received lender explanation and agree. Finding resolved. - 07/24/2025<br>|  | 2025-04-02 14:29 | Resolved | 3 | 1 | 3 | 1 |
| 267-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3729837 | 3 of 3 | 2025-03-31 14:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-31 14:23 | Cleared | 1 | 1 | 3 | 1 |
| 268-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3521045 | 1 of 3 | 2025-03-04 14:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-04 14:28 | Cleared | 1 | 1 | 1 | 1 |
| 268-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3521051 | 2 of 3 | 2025-03-04 14:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-04 14:28 | Cleared | 1 | 1 | 1 | 1 |
| 268-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3521072 | 3 of 3 | 2025-03-04 14:30 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-03-04 14:30 | Cleared | 1 | 1 | 1 | 1 |
| 269-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3867345 | 1 of 3 | 2025-04-15 15:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-15 15:20 | Cleared | 1 | 1 | 1 | 1 |
| 269-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3867347 | 2 of 3 | 2025-04-15 15:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-15 15:20 | Cleared | 1 | 1 | 1 | 1 |
| 269-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3869405 | 3 of 3 | 2025-04-15 17:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-15 17:26 | Cleared | 1 | 1 | 1 | 1 |
| 270-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3647912 | 1 of 3 | 2025-03-19 16:06 | Credit | Asset 3 Missing | Asset documentation is missing from the file. Could not locate the account statement for XXXXXX <br>|  | Document Uploaded. Please see attached bank statement - 03/25/2025<br>| Documentation meet guideline requirements - 03/26/2025<br> Asset XXXXXX Provided Or Not Applicable - 03/26/2025 |  | 2025-03-26 15:22 | Resolved | 3 | 1 | 3 | 1 |
| 270-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3647992 | 2 of 3 | 2025-03-19 16:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-19 16:12 | Cleared | 1 | 1 | 3 | 1 |
| 270-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3648000 | 3 of 3 | 2025-03-19 16:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-19 16:12 | Cleared | 1 | 1 | 3 | 1 |
| 271-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3712989 | 1 of 4 | 2025-03-27 19:18 | Credit | Missing letter of explanation | Missing the business narrative for the business. This is to better understand the nature of the business and how income is generated. <br>|  | Document Uploaded. Please find response from our XXXXXX attached - 04/01/2025 | Documentation meet guideline requirements - 04/02/2025<br>|  | 2025-04-02 16:04 | Resolved | 3 | 1 | 3 | 1 |
| 271-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3713217 | 2 of 4 | 2025-03-27 19:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-27 19:32 | Cleared | 1 | 1 | 3 | 1 |
| 271-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3713393 | 3 of 4 | 2025-03-27 19:48 | Credit | Missing Income - Bank Statements | The originators bank statement calculator is in the file. The calculator includes the deposits from XXXXXX dollars and the average was converted into XXXXXX for the monthly income. Bank statements were provided but not translated into XXXXXX and the deposits seen on the calculator are not reflected on those statements. The auditor is not able to determine where the figures entered for the monthly calculation were derived from. Please provide translated documentation, explanation or any other supporting documentation to support the amounts used in the income calculation.  |  | Document Uploaded. Please find response from our XXXXXX attached - 04/01/2025 | Documentation meet guideline requirements - 04/02/2025<br>|  | 2025-04-02 16:05 | Resolved | 3 | 1 | 3 | 1 |
| 271-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3713396 | 4 of 4 | 2025-03-27 19:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-27 19:48 | Cleared | 1 | 1 | 3 | 1 |
| 272-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3557310 | 1 of 3 | 2025-03-07 17:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-07 17:50 | Cleared | 1 | 1 | 3 | 1 |
| 272-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3575956 | 2 of 3 | 2025-03-10 22:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-10 22:27 | Cleared | 1 | 1 | 3 | 1 |
| 272-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3575966 | 3 of 3 | 2025-03-10 22:28 | Credit | Gift Letter - No Evidence for TraXXXXXXer of Funds | No evidence of the traXXXXXXer of gift funds from the donor to the borrower was located in the file. Evidence of the traXXXXXXer of the gift funds was not found in the loan documents. <br>|  | Document Uploaded. Please see attached - 04/22/2025<br>| Received wire confirmation showing $XXXXXX gift funds were transferred to escrow from XXXXXX from donor's account. - 04/23/2025 |  | 2025-04-23 23:36 | Resolved | 3 | 1 | 3 | 1 |
| 273-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3581547 | 1 of 3 | 2025-03-11 15:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-11 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 273-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3581836 | 2 of 3 | 2025-03-11 15:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-11 15:56 | Cleared | 1 | 1 | 1 | 1 |
| 273-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3581840 | 3 of 3 | 2025-03-11 15:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-11 15:57 | Cleared | 1 | 1 | 1 | 1 |
| 274-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4013160 | 1 of 3 | 2025-05-01 11:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-01 11:50 | Cleared | 1 | 1 | 1 | 1 |
| 274-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4020669 | 2 of 3 | 2025-05-01 20:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-01 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 274-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4020679 | 3 of 3 | 2025-05-01 20:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 20:06 | Cleared | 1 | 1 | 1 | 1 |
| 275-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3602260 | 1 of 4 | 2025-03-13 14:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-13 14:35 | Cleared | 1 | 1 | 3 | 1 |
| 275-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3604064 | 2 of 4 | 2025-03-13 16:16 | Credit | XXXXXX XXXXXX Report not Provided | Missing XXXXXX XXXXXX report. XXXXXX XXXXXX report was not found in the loan documents. <br>|  | Document Uploaded. - 03/14/2025<br>| Documentation meet guideline requirements - 03/17/2025<br>XXXXXX XXXXXX report is provided - 03/17/2025<br>|  | 2025-03-17 19:25 | Resolved | 3 | 1 | 3 | 1 |
| 275-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3604073 | 3 of 4 | 2025-03-13 16:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-13 16:17 | Cleared | 1 | 1 | 3 | 1 |
| 275-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3604617 | 4 of 4 | 2025-03-13 17:01 | Credit | Title Agency - XXXXXX Insurance or Certificate of Liability Coverage Issue | Title agency's XXXXXX XXXXXX is missing or contains errors. The Title companies XXXXXX could not be found in the loan documents. <br>|  | Document Uploaded. - 03/14/2025<br>| Documentation meet guideline requirements - 03/17/2025<br>|  | 2025-03-17 19:24 | Resolved | 3 | 1 | 3 | 1 |
| 276-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4291515 | 1 of 3 | 2025-05-31 17:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-31 17:02 | Cleared | 1 | 1 | 1 | 1 |
| 276-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4297175 | 2 of 3 | 2025-06-02 13:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-02 13:32 | Cleared | 1 | 1 | 1 | 1 |
| 276-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4298643 | 3 of 3 | 2025-06-02 15:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-02 15:12 | Cleared | 1 | 1 | 1 | 1 |
| 277-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3908563 | 1 of 3 | 2025-04-19 14:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-19 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 277-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3908564 | 2 of 3 | 2025-04-19 14:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-19 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 277-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3908569 | 3 of 3 | 2025-04-19 14:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-19 14:51 | Cleared | 1 | 1 | 1 | 1 |
| 278-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4172564 | 1 of 3 | 2025-05-17 17:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-17 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 278-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4172566 | 2 of 3 | 2025-05-17 17:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-17 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 278-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4176927 | 3 of 3 | 2025-05-19 13:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-19 13:36 | Cleared | 1 | 1 | 1 | 1 |
| 279-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3817277 | 1 of 3 | 2025-04-09 15:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-09 15:11 | Cleared | 1 | 1 | 3 | 1 |
| 279-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3817283 | 2 of 3 | 2025-04-09 15:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-09 15:11 | Cleared | 1 | 1 | 3 | 1 |
| #N/A |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3823406 | 3 of 3 | 2025-04-09 23:05 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. Guidelines require for XXXXXXs a credit reference letter that establishes a XXXXXX year history with a foreign bank. The letter in file states the borrowers' account has only been open since XXXXXX which is less than XXXXXX years. No approved exception was found to address the matter. <br>|  | Document Uploaded. Please see attached Bank statements - 04/30/2025<br>| Received XXXXXX bank statement for account ending in #XXXXXX dated XXXXXX - XXXXXX which showed borrower has had account with bank for minimum XXXXXX years; XXXXXX letter already in file. - 05/01/2025 |  | 2025-05-01 15:59 | Resolved | 3 | 1 | 3 | 1 |
| #N/A |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4084807 | 1 of 4 | 2025-05-08 18:18 | Property | Appraisal - Other | There are additional appraisal findings. The appraisal does not properly reflect the property type as a XXXXXX. The XXXXXX reflects the property is a XXXXXX. <br>|  | Document Uploaded. Updated Appraisal reflecting the property as XXXXXX has been uploaded. <br> Please be advised that the Appraiser is not aware of XXXXXX dues.<br> - 05/19/2025<br>| Updated appraisal reflecting XXXXXX received. Condition resolved. - 05/21/2025<br>|  | 2025-05-21 13:45 | Resolved | 3 | 1 | 3 | 1 |
| #N/A |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4084846 | 2 of 4 | 2025-05-08 18:21 | Property | Other Credit Finding | Missing XXXXXX XXXXXX per XXXXXX XXXXXX guidelines.  |  | Document Uploaded. Please see attached - 05/13/2025<br>| Received a certified XXXXXX bank reference letter from XXXXXX stating borrower has been a preferred account holder for XXXXXX years. Condition resolved. - 05/14/2025 |  | 2025-05-14 13:31 | Resolved | 3 | 1 | 3 | 1 |
| 280-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4084853 | 3 of 4 | 2025-05-08 18:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-08 18:22 | Cleared | 1 | 1 | 3 | 1 |
| #N/A |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4088864 | 4 of 4 | 2025-05-09 00:19 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Loan documents not provided for concurrent purchase of XXXXXX with XXXXXX loan XXXXXX for $XXXXXX. <br>|  | Document Uploaded. Please see attached Note and Final XXXXXX for loan XXXXXX - 05/13/2025 | Received executed XXXXXX dated XXXXXX with XXXXXX of $XXXXXX for XXXXXX. The XXXXXX total is higher than lender used amount of $XXXXXX which increased XXXXXX from XXXXXX% to XXXXXX%. Within tolerance. Condition resolved. - 05/13/2025 |  | 2025-05-13 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 281-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3689849 | 1 of 3 | 2025-03-25 15:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-25 15:57 | Cleared | 1 | 1 | 1 | 1 |
| 281-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3692066 | 2 of 3 | 2025-03-25 19:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-25 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 281-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3692083 | 3 of 3 | 2025-03-25 19:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-25 19:03 | Cleared | 1 | 1 | 1 | 1 |
| 282-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4140191 | 1 of 3 | 2025-05-14 16:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-14 16:42 | Cleared | 1 | 1 | 3 | 1 |
| 282-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4140192 | 2 of 3 | 2025-05-14 16:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-14 16:42 | Cleared | 1 | 1 | 3 | 1 |
| #N/A |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4158344 | 3 of 3 | 2025-05-16 00:07 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Per guidelines, for bank statements, XXXXXX and XXXXXX programs a business narrative is required prior to submission. The business narrative is missing from the loan file. <br>|  | Document Uploaded. Please see attached comments provided by XXXXXX - 05/24/2025 <br> Document Uploaded. Please see attached comment provided by XXXXXX - 05/20/2025 | Documentation received is sufficient - 05/29/2025<br> The loan was locked on XXXXXX, when the XXXXXX guidelines were available. Please advise if the guidelines at the submission date were used or the guidelines that were effective at the lock date. - 05/21/2025 |  | 2025-05-29 02:15 | Resolved | 3 | 1 | 3 | 1 |
| 283-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3716959 | 1 of 3 | 2025-03-28 11:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-28 11:31 | Cleared | 1 | 1 | 1 | 1 |
| 283-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3716960 | 2 of 3 | 2025-03-28 11:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-28 11:31 | Cleared | 1 | 1 | 1 | 1 |
| 283-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3716961 | 3 of 3 | 2025-03-28 11:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-28 11:32 | Cleared | 1 | 1 | 1 | 1 |
| 284-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3673506 | 1 of 3 | 2025-03-22 03:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-22 03:43 | Cleared | 1 | 1 | 1 | 1 |
| 284-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3674837 | 2 of 3 | 2025-03-23 00:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-23 00:26 | Cleared | 1 | 1 | 1 | 1 |
| 284-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3694775 | 3 of 3 | 2025-03-26 04:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-26 04:57 | Cleared | 1 | 1 | 1 | 1 |
| 285-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3849090 | 1 of 3 | 2025-04-12 17:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-12 17:26 | Cleared | 1 | 1 | 1 | 1 |
| 285-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3850708 | 2 of 3 | 2025-04-13 17:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-13 17:20 | Cleared | 1 | 1 | 1 | 1 |
| 285-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3850710 | 3 of 3 | 2025-04-13 17:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-13 17:20 | Cleared | 1 | 1 | 1 | 1 |
| 286-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4006230 | 1 of 4 | 2025-04-30 16:58 | Credit | Borrower 1 Credit Report is Missing | Borrower XXXXXX credit report is missing. Missing the initial credit report dated XXXXXX per credit score disclosure in the loan file. <br>|  | Document Uploaded. Please see attached credit report - 05/01/2025<br>| Borrower XXXXXX is not missing. - 05/02/2025 |  | 2025-05-02 13:38 | Resolved | 4 | 1 | 4 | 1 |
| 286-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4007246 | 2 of 4 | 2025-04-30 17:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 17:56 | Cleared | 1 | 1 | 4 | 1 |
| 286-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4008889 | 3 of 4 | 2025-04-30 19:50 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Please document the source of the $XXXXXX earnest money deposit. The file contains a bank statement from XXXXXX with a $XXXXXX check marked as XXXXXX, however the purchase contract was not written until XXXXXX. Please document the source of the earnest funds as they are reflected on the final XXXXXX. <br>|  | Please disregard, XXXXXX was back out - 05/01/2025<br>| Documentation provided is sufficient. - 05/02/2025<br>|  | 2025-05-02 13:38 | Resolved | 3 | 1 | 4 | 1 |
| 286-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4008894 | 4 of 4 | 2025-04-30 19:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-30 19:50 | Cleared | 1 | 1 | 4 | 1 |
| 287-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3741420 | 1 of 3 | 2025-04-01 15:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-01 15:16 | Cleared | 1 | 1 | 1 | 1 |
| 287-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3741423 | 2 of 3 | 2025-04-01 15:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-01 15:16 | Cleared | 1 | 1 | 1 | 1 |
| 287-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3742559 | 3 of 3 | 2025-04-01 16:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-01 16:33 | Cleared | 1 | 1 | 1 | 1 |
| 288-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 3808660 | 1 of 4 | 2025-04-08 17:18 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-08 17:52 | Cleared | 1 | 1 | 3 | 2 |
| 288-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 3808673 | 2 of 4 | 2025-04-08 17:19 | Property | Missing Doc - 3rd XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX XXXXXX valuation product.  |  | Document Uploaded. Please review uploaded XXXXXX report - 04/21/2025 <br> Document Uploaded. Please find response from our XXXXXX attached - 04/14/2025 <br> Document Uploaded. We have a XXXXXX on file - 04/10/2025 | Documentation provided is sufficient. - 04/22/2025<br> Please provide formal exception, including compensating factors. - 04/15/2025<br> The XXXXXX for the initial appraisal is acceptable, however the guidelines also require a XXXXXX valuation to support the value within XXXXXX% for all loans. Please provide a review appraisal as per guidelines. - 04/10/2025 |  | 2025-04-22 12:50 | Resolved | 3 | 1 | 3 | 2 |
| 288-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 3815910 | 3 of 4 | 2025-04-09 13:43 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. The subject property is a condo conversion which requires a minimum of XXXXXX% of the units to be sold or under contract. Per the appraisal only XXXXXX of the XXXXXX units are sold. Please provide documentation to support the condo guidelines (XXXXXX as per guidelines if issue is not specifically addressed in the XXXXXX guidelines) or an exception. <br>|  | Document Uploaded. - 04/21/2025<br>| Per the appraisal only XXXXXX of the XXXXXX condo units are sold. A formal exception was provided. - 04/22/2025 | The exception was approved due to revolving debt under XXXXXX%,XXXXXX years on the XXXXXX job, XXXXXX years or more in the same line of employment, no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, no consumer late payments in the last XXXXXX months, XXXXXX borrowers on the loan, borrower contribution exceeds requirement XXXXXX, and reserves XXXXXX months. | 2025-04-22 12:52 | Waived | 3 | 2 | 3 | 2 |
| 288-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 3815923 | 4 of 4 | 2025-04-09 13:43 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Document the new XXXXXX mortgage #XXXXXX to support the XXXXXX for the borrower's primary residence. <br>|  | Document Uploaded. Please find attached - 04/10/2025<br>| Documentation provided is sufficient. - 04/10/2025<br>|  | 2025-04-10 12:46 | Resolved | 3 | 1 | 3 | 2 |
| 289-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3931747 | 1 of 3 | 2025-04-22 21:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-22 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 289-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3931753 | 2 of 3 | 2025-04-22 21:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-22 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 289-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3931765 | 3 of 3 | 2025-04-22 21:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-22 21:25 | Cleared | 1 | 1 | 1 | 1 |
| 290-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4018588 | 1 of 3 | 2025-05-01 18:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 18:05 | Cleared | 1 | 1 | 3 | 1 |
| 290-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4018611 | 2 of 3 | 2025-05-01 18:06 | Credit | Missing Tax Cert | no documentation in file for the projected tax $XXXXXX used.  |  | Document Uploaded. For this file we used the XXXXXX fees since it's higher than the actual. - 05/02/2025 | Documentation meet guideline requirements - 05/05/2025<br>|  | 2025-05-05 21:01 | Resolved | 3 | 1 | 3 | 1 |
| 290-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4023162 | 3 of 3 | 2025-05-02 03:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-02 03:53 | Cleared | 1 | 1 | 3 | 1 |
| 291-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3752151 | 1 of 3 | 2025-04-02 15:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-02 15:26 | Cleared | 1 | 1 | 2 | 2 |
| 291-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3752746 | 2 of 3 | 2025-04-02 16:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-02 16:09 | Cleared | 1 | 1 | 2 | 2 |
| 291-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3752772 | 3 of 3 | 2025-04-02 16:11 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Subject is being done with XXXXXX months business bank statements. The maximum number of XXXXXX allowed in the most recent XXXXXX months. There are XXXXXX in the most recent XXXXXX months. A formal exception was done to allow. <br>|  |  |  | Compensating factors listed as Residential income XXXXXX$, XXXXXX XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, Reserves XXXXXX months | 2025-04-02 18:46 | Waived | 2 | 2 | 2 | 2 |
| 292-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3890213 | 1 of 3 | 2025-04-17 15:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-17 15:04 | Cleared | 1 | 1 | 2 | 2 |
| 292-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3893326 | 2 of 3 | 2025-04-17 18:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-17 18:30 | Cleared | 1 | 1 | 2 | 2 |
| 292-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3893379 | 3 of 3 | 2025-04-17 18:34 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Business bank statements are being used to qualify. Per guidelines the maximum number of XXXXXXs allowed is XXXXXX in the most recent XXXXXX months. The bank statements reflect XXXXXX XXXXXXs in the most recent XXXXXX months. Formal XXXXXX was done to allow. <br>|  |  |  | Residential income XXXXXX$, XXXXXX XXXXXX% lower than loan program, XXXXXX XXXXXX% below maximum, Credit score XXXXXX points than minimum required, Borrower contribution exceeds requirement XXXXXX% | 2025-04-18 17:11 | Waived | 2 | 2 | 2 | 2 |
| 293-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3914564 | 1 of 3 | 2025-04-21 15:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-21 15:03 | Cleared | 1 | 1 | 3 | 1 |
| 293-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3914572 | 2 of 3 | 2025-04-21 15:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-21 15:03 | Cleared | 1 | 1 | 3 | 1 |
| 293-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 3914577 | 3 of 3 | 2025-04-21 15:03 | Credit | Missing Business Purpose Affidavit | File is missing statement of business purpose. <br>|  | Document Uploaded. - 04/22/2025<br>| Documentation meet guideline requirements - 04/24/2025<br>|  | 2025-04-24 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 294-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3868306 | 1 of 3 | 2025-04-15 16:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-15 16:10 | Cleared | 1 | 1 | 1 | 1 |
| 294-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3868307 | 2 of 3 | 2025-04-15 16:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-15 16:10 | Cleared | 1 | 1 | 1 | 1 |
| 294-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3868309 | 3 of 3 | 2025-04-15 16:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-15 16:10 | Cleared | 1 | 1 | 1 | 1 |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3893710 | 1 of 5 | 2025-04-17 18:59 | Credit | Borrower 1 ExeXXXXXXted 4506-T Missing | Borrower XXXXXX Executed XXXXXX missing from the file. XXXXXX completed incorrectly. The form for the borrower is the one to be completed and box XXXXXX and not box XXXXXX completed for XXXXXX only. <br>|  |  | Borrower XXXXXX executed XXXXXX Provided - 04/22/2025 |  | 2025-04-22 13:11 | Resolved | 3 | 1 | 3 | 2 |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3894677 | 2 of 5 | 2025-04-17 20:09 | Credit | Borrower 2 ExeXXXXXXted 4506-T Missing | Borrower XXXXXX Executed XXXXXX missing from the file. A correct XXXXXX with the box checked in #XXXXXX for a XXXXXX transcript only was not found in the loan documents. There is a XXXXXX in the file that has been completed incorrectly asking for a XXXXXX transcript. <br>|  | Document Uploaded. Borrower XXXXXX is a business owner, he has no XXXXXX provided. - 04/21/2025 | Borrower XXXXXX executed XXXXXX Provided or Not Applicable (Number of Borrowers equals XXXXXX) - 04/22/2025 |  | 2025-04-22 13:11 | Resolved | 3 | 1 | 3 | 2 |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3894684 | 3 of 5 | 2025-04-17 20:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-17 20:10 | Cleared | 1 | 1 | 3 | 2 |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3894797 | 4 of 5 | 2025-04-17 20:18 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The property was removed from being listed the day after application (rate & term refinance). A formal exception was provided, however, it was approved with conditions of XXXXXX%XXXXXX maximum. The loan closed with a XXXXXX of XXXXXX. Please document the exception is still approved with the XXXXXX of XXXXXX. <br>|  | Document Uploaded. Please find the revised XXXXXX with XXXXXX of XXXXXX% - 04/18/2025 | Property removed from being listed the day after application (rate & term refinance). A formal exception is in the file. - 04/22/2025<br>| The exception was approved due to no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, and no consumer late payments in the last XXXXXX months. The exception was conditioned to a maximum XXXXXX% XXXXXX. | 2025-04-22 13:13 | Waived | 3 | 2 | 3 | 2 |
| 295-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3896873 | 5 of 5 | 2025-04-18 01:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-18 01:26 | Cleared | 1 | 1 | 3 | 2 |
| 296-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4020614 | 1 of 4 | 2025-05-01 20:01 | Credit | Missing VOM or VOR | XXXXXX/XXXXXX Document is Missing. XXXXXX shows 'No primary housing expense'. Conflicting XXXXXX in file stating payment made for current rent. Please provide accurate information, either rent history or XXXXXX of no primary housing expense. <br>|  | Document Uploaded. Please review uploaded XXXXXX. Borrower is living in rent .We do not require XXXXXX per guide lines. - 05/02/2025 | XXXXXX Document is not Missing - 05/05/2025 |  | 2025-05-05 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 296-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4021059 | 2 of 4 | 2025-05-01 20:37 | Credit | Missing VXXXXXX dated within 10 days consummation | Provide verbal XXXXXX from each employer within XXXXXX calendar days of the note date XXXXXX. current XXXXXX in file is dated XXXXXX.  |  | Document Uploaded. Please review uploaded borrower's paystubs used as a XXXXXX - 06/06/2025<br>| Received paystub for XXXXXX pay date to use as XXXXXX. Condition resolved. - 06/10/2025 |  | 2025-06-10 12:51 | Resolved | 3 | 1 | 3 | 1 |
| 296-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4021064 | 3 of 4 | 2025-05-01 20:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 20:37 | Cleared | 1 | 1 | 3 | 1 |
| 296-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4029476 | 4 of 4 | 2025-05-02 16:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-02 16:51 | Cleared | 1 | 1 | 3 | 1 |
| 297-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3839469 | 1 of 3 | 2025-04-11 14:36 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. Tax documentation to verify the $XXXXXX used in the approval is currently missing from the loan file. <br>|  | Please refer to page XXXXXX of uploaded credit package - 04/14/2025 | Found tax document in original file. Resolved. - 07/24/2025<br>|  | 2025-04-16 12:40 | Resolved | 3 | 1 | 3 | 1 |
| 297-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3839813 | 2 of 3 | 2025-04-11 14:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-11 14:55 | Cleared | 1 | 1 | 3 | 1 |
| 297-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3839814 | 3 of 3 | 2025-04-11 14:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-11 14:55 | Cleared | 1 | 1 | 3 | 1 |
| 298-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4086175 | 1 of 3 | 2025-05-08 19:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-08 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 298-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4086177 | 2 of 3 | 2025-05-08 19:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-08 19:40 | Cleared | 1 | 1 | 3 | 1 |
| 298-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4087854 | 3 of 3 | 2025-05-08 21:26 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please document the new XXXXXX loan #XXXXXX222 for the XXXXXX property to support the XXXXXX used to qualify. <br>|  | Document Uploaded. Please see attached Note and Final XXXXXX for loan #XXXXXXX - 05/09/2025 | Documentation provided is sufficient. - 05/12/2025<br>|  | 2025-05-12 13:21 | Resolved | 3 | 1 | 3 | 1 |
| 299-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4009678 | 1 of 4 | 2025-04-30 20:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-30 20:55 | Cleared | 1 | 1 | 3 | 1 |
| 299-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4009680 | 2 of 4 | 2025-04-30 20:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 20:55 | Cleared | 1 | 1 | 3 | 1 |
| 299-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4009682 | 3 of 4 | 2025-04-30 20:56 | Credit | Asset 1 Missing | Asset documentation is missing from the file. File does not contain any asset documentation. <br>|  | Document Uploaded. Please find attached - 05/13/2025<br>| Received XXXXXX bank statement for business account XXXXXX #XXXXXX reflecting $XXXXXX balance in XXXXXX. Currency conversion in file to XXXXXX is $XXXXXX. Also in file is letter verification that borrower is XXXXXX% owner of business. - 05/15/2025 |  | 2025-05-15 15:05 | Resolved | 3 | 1 | 3 | 1 |
| 299-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4009695 | 4 of 4 | 2025-04-30 20:58 | Credit | Assets - Insufficient Cash to Close or Reserves | Borrower(s) total verified assets are insufficient for cash to close or reserves. No asset documentation was provided.  |  | asset Documentation uploaded to another condition - 05/13/2025<br>| Received XXXXXX bank statement for business account XXXXXX #XXXXXX reflecting $XXXXXX balance in XXXXXX. Currency conversion in file to XXXXXX is $XXXXXX. Also in file is letter verification that borrower is XXXXXX% owner of business. - 05/15/2025 |  | 2025-05-15 15:06 | Resolved | 3 | 1 | 3 | 1 |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3656523 | 1 of 5 | 2025-03-20 13:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-20 13:52 | Cleared | 1 | 1 | 3 | 2 |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3656725 | 2 of 5 | 2025-03-20 14:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-20 14:02 | Cleared | 1 | 1 | 3 | 2 |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3656754 | 3 of 5 | 2025-03-20 14:03 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. As per the guidelines, earnest money or down payment deposits can be verified through one of the following methods: an escrow letter from a XXXXXX or a copy of the check made payable to the escrow company, along with proof of clearance from the borrower's account. According to the contract, the earnest money deposit was made via check #XXXXXX. A copy of the check is in the loan file, however, the loan file is missing evidence of the funds clearing the borrower's account. <br>|  | Document Uploaded. - 04/03/2025<br>| Received LOE, own funds reduced from assets. Borrower has sufficient funds. - 07/24/2025<br>|  | 2025-04-08 14:07 | Resolved | 3 | 1 | 3 | 2 |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3656822 | 4 of 5 | 2025-03-20 14:09 | Credit | XXXXXX does not meet Guidelines | The subject XXXXXX does not meet guideline requirements. The subject XXXXXX was XXXXXX. Audited XXXXXX is XXXXXX based on the market rent of $XXXXXX shown on the XXXXXX and the XXXXXX of $XXXXXX. Please provide documentation to support the XXXXXX of XXXXXX. <br>|  | Document Uploaded. - 03/21/2025<br>| Received lock confirmation of DSCR. - 07/24/2025<br>|  | 2025-03-24 19:36 | Resolved | 3 | 1 | 3 | 2 |
| 300-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3659570 | 5 of 5 | 2025-03-20 17:10 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. The subject property is new construction located in a declining market per the appraisal. Per guidelines, declining markets are allowed with a maximum of XXXXXX% XXXXXX. A formal exception is missing from the loan file. <br>|  | Document Uploaded. - 04/03/2025<br>| Received the exception for XXXXXX construction in a declining market. - 04/08/2025 | XXXXXX years of credit history. XXXXXX borrowers on the loan. Reserves greater than XXXXXX months. | 2025-04-08 14:11 | Waived | 3 | 2 | 3 | 2 |
| 301-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4304806 | 1 of 3 | 2025-06-02 20:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-02 20:33 | Cleared | 1 | 1 | 2 | 2 |
| 301-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4305551 | 2 of 3 | 2025-06-02 21:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-02 21:14 | Cleared | 1 | 1 | 2 | 2 |
| 301-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4310400 | 3 of 3 | 2025-06-03 12:27 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-An insurance policy that includes any of the following coverage, either in the policy language or in a specific endorsement to the policy, is acceptable: XXXXXXX, XXXXXX, or XXXXXX. Current XXXXXX has "XXXXXX". A formal exception is in file. <br>|  |  |  | Compensating factors-XXXXXX years on XXXXXX job. XXXXXX years or more in the same line of employment. No credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX years credit history. XXXXXX XXXXXX% below maximum. Credit score XXXXXX points than minimum required. Borrower contribution exceeds requirement XXXXXX XXXXXX on the same position and line of employment. XXXXXX years credit history. | 2025-06-03 12:27 | Waived | 2 | 2 | 2 | 2 |
| 302-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3791414 | 1 of 3 | 2025-04-05 21:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-05 21:16 | Cleared | 1 | 1 | 1 | 1 |
| 302-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3793821 | 2 of 3 | 2025-04-07 13:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-07 13:05 | Cleared | 1 | 1 | 1 | 1 |
| 302-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3793827 | 3 of 3 | 2025-04-07 13:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-07 13:06 | Cleared | 1 | 1 | 1 | 1 |
| 303-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3973023 | 1 of 3 | 2025-04-26 22:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-26 22:49 | Cleared | 1 | 1 | 1 | 1 |
| 303-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3974113 | 2 of 3 | 2025-04-27 14:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-27 14:35 | Cleared | 1 | 1 | 1 | 1 |
| 303-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3974114 | 3 of 3 | 2025-04-27 14:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-27 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 304-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3970419 | 1 of 3 | 2025-04-26 04:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-26 04:11 | Cleared | 1 | 1 | 1 | 1 |
| 304-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3991605 | 2 of 3 | 2025-04-29 14:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-29 14:05 | Cleared | 1 | 1 | 1 | 1 |
| 304-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3991608 | 3 of 3 | 2025-04-29 14:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-29 14:05 | Cleared | 1 | 1 | 1 | 1 |
| 305-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4293836 | 1 of 3 | 2025-06-01 15:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-01 15:18 | Cleared | 1 | 1 | 3 | 1 |
| 305-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4293848 | 2 of 3 | 2025-06-01 15:19 | Property | Property Issue - Manufactured Home | The subject property is a manufactured home which is not required per guidelines. Subject is a manufactured home in a rural setting. Guidelines do not allow. A formal exception was done to allow; however, the exception is based on an XXXXXX of XXXXXX%. The loan closed at XXXXXX. Please provide approval of the exception at the higher XXXXXX. <br>|  | Document Uploaded. Please see comment provided by XXXXXX team. Loan closed with XXXXXX% financed, they are priced at XXXXXX%. This is why they have XXXXXX exceeding XXXXXX%. - 06/04/2025 | Explanation provided is sufficient. - 06/05/2025<br>| The exception was approved based on several income sources and XXXXXX below XXXXXX%, revolving debt is under XXXXXX%, no credit events past XXXXXX months, XXXXXX+ years credit history, no consumer late payments in the last XXXXXX months, and a credit score XXXXXXX points than minimum required. | 2025-06-05 13:42 | Resolved | 3 | 1 | 3 | 1 |
| 305-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4293852 | 3 of 3 | 2025-06-01 15:22 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income documentation is XXXXXX month personal bank statements. The bank statements are in the borrower's name and his spouse. The spouse is not on the subject loan as required by guidelines. A formal exception to allow, however the exception is based on an XXXXXX of XXXXXX%. The loan closed at XXXXXX. Please provide approval of the exception at the higher XXXXXX. <br>|  | Document Uploaded. Please see comment provided by XXXXXX team. Loan closed with XXXXXX% financed, they are priced at XXXXXX%. This is why they have XXXXXX exceeding XXXXXX%. - 06/04/2025 | Explanation provided is sufficient. - 06/05/2025<br>| The exception was approved due to several income sources and XXXXXX below XXXXXX%, revolving debt is under XXXXXX%, residual income XXXXXX$, XXXXXX XXXXXX% lower than loan program, no credit events past XXXXXX months, XXXXXX years credit history, no consumer late payments in the last XXXXXX months, credit score XXXXXX points than minimum required, and borrower confirmed XXXXXX% owner of the XXXXXX. | 2025-06-05 13:43 | Resolved | 3 | 1 | 3 | 1 |
| 306-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4005770 | 1 of 3 | 2025-04-30 16:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 16:26 | Cleared | 1 | 1 | 1 | 1 |
| 306-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4005777 | 2 of 3 | 2025-04-30 16:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-30 16:26 | Cleared | 1 | 1 | 1 | 1 |
| 306-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4007862 | 3 of 3 | 2025-04-30 18:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-30 18:37 | Cleared | 1 | 1 | 1 | 1 |
| 307-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4004553 | 1 of 3 | 2025-04-30 15:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-30 15:28 | Cleared | 1 | 1 | 2 | 2 |
| 307-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4005253 | 2 of 3 | 2025-04-30 15:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 20:09 | Cleared | 1 | 1 | 2 | 2 |
| 307-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4008414 | 3 of 3 | 2025-04-30 19:17 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. A maximum of XXXXXXcharges in the most recent XXXXXX months are allowed. A formal exception was in the file. <br>|  |  |  | The exception was approved due to residual income of more than XXXXXX, XXXXXX over XXXXXXX% lower than the loan program, no credit events in the past XXXXXXX months, no mortgage late payments in the last XXXXXXX months, and an XXXXXX XXXXXX% below the maximum. The exception was conditioned at a maximum XXXXXX of XXXXXX%. | 2025-04-30 20:11 | Waived | 2 | 2 | 2 | 2 |
| 308-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3786579 | 1 of 3 | 2025-04-04 17:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-04 17:28 | Cleared | 1 | 1 | 1 | 1 |
| 308-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3786580 | 2 of 3 | 2025-04-04 17:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-04 17:28 | Cleared | 1 | 1 | 1 | 1 |
| 308-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3786581 | 3 of 3 | 2025-04-04 17:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-04 17:28 | Cleared | 1 | 1 | 1 | 1 |
| 309-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4221555 | 1 of 3 | 2025-05-22 21:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-22 21:35 | Cleared | 1 | 1 | 1 | 1 |
| 309-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4222026 | 2 of 3 | 2025-05-22 22:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-22 22:07 | Cleared | 1 | 1 | 1 | 1 |
| 309-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4222027 | 3 of 3 | 2025-05-22 22:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-22 22:07 | Cleared | 1 | 1 | 1 | 1 |
| 310-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3967805 | 1 of 3 | 2025-04-25 19:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-25 19:55 | Cleared | 1 | 1 | 1 | 1 |
| 310-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3967806 | 2 of 3 | 2025-04-25 19:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-25 19:55 | Cleared | 1 | 1 | 1 | 1 |
| 310-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3981736 | 3 of 3 | 2025-04-28 17:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-28 17:13 | Cleared | 1 | 1 | 1 | 1 |
| 311-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3881039 | 1 of 3 | 2025-04-16 17:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-16 17:44 | Cleared | 1 | 1 | 2 | 2 |
| 311-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3885011 | 2 of 3 | 2025-04-16 23:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-25 20:28 | Cleared | 1 | 1 | 2 | 2 |
| 311-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4953768 | 3 of 3 | 2025-07-25 20:34 | Property | Value | <br> Appraised value unsupported by secondary valuation product. Exception to allow to use AVM as a primary valuation product.<br>|  |  | <br> Appraised value unsupported by secondary valuation product. Exception to allow to use AVM as a primary valuation product.<br>| DTI >=10% lower than loan program, 5+ years credit history, no consumer late payments in the last 24 months, reserves > 6 months | 2025-07-25 20:35 | Waived | 2 | 2 | 2 | 2 |
| 312-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4026420 | 1 of 3 | 2025-05-02 13:36 | Credit | Borrower 1 Personal Bank Statements Missing | Borrower XXXXXX personal bank statements missing. Missing the XXXXXX bank statement account #XXXXXX dated XXXXXX, used to calculated bank statement income. <br>|  | Document Uploaded. Account XXXXXX had been used for income calc; please see attached - 05/08/2025 | Documentation provided is sufficient. - 05/09/2025<br>|  | 2025-05-09 13:01 | Resolved | 3 | 1 | 3 | 2 |
| 312-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4030180 | 2 of 3 | 2025-05-02 17:40 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. The guidelines do not allow manufactured homes on rural properties. A formal exception is in the file. <br>|  |  |  | The exception was approved based on revolving debt under XXXXXX%, XXXXXX XXXXXX% lower than loan program, no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, and no consumer late payments in the last XXXXXX months. The exception was conditioned to a XXXXXX% maximum XXXXXX and rural pricing. | 2025-05-02 17:51 | Waived | 2 | 2 | 3 | 2 |
| 312-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4030236 | 3 of 3 | 2025-05-02 17:45 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. The minimum loan amount is $XXXXXX. A formal exception is in the file. <br>|  |  |  | The exception was approved based on revolving debt under XXXXXX%, XXXXXX XXXXXX% lower than loan program, no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, and no consumer late payments in the last XXXXXX months. The exception was conditioned to a XXXXXX% maximum XXXXXX and rural pricing. | 2025-05-02 17:50 | Waived | 2 | 2 | 3 | 2 |
| 313-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4529166 | 1 of 3 | 2025-06-23 16:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-23 16:36 | Cleared | 1 | 1 | 1 | 1 |
| 313-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4532169 | 2 of 3 | 2025-06-23 18:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-23 18:56 | Cleared | 1 | 1 | 1 | 1 |
| 313-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4532170 | 3 of 3 | 2025-06-23 18:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-23 18:56 | Cleared | 1 | 1 | 1 | 1 |
| 314-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4352824 | 1 of 2 | 2025-06-05 21:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-05 21:23 | Cleared | 1 | 1 | 4 | 1 |
| 314-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4352828 | 2 of 2 | 2025-06-05 21:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-05 21:24 | Cleared | 1 | 1 | 4 | 1 |
| 315-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3903250 | 1 of 4 | 2025-04-18 17:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-18 17:17 | Cleared | 1 | 1 | 3 | 2 |
| 315-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3903263 | 2 of 4 | 2025-04-18 17:18 | Credit | Program Parameters - Interest Rate | The interest rate per the executed note does not meet guidelines. An exception was done to match competitor pricing. <br>|  |  |  | Compensating Factors used were Several income sources and XXXXXX below XXXXXXX%, Borrower contribution exceeds requirement XXXXXX%, and The Lender gave XXXXXX credit on the rate of XXXXXX. | 2025-04-21 17:24 | Waived | 2 | 2 | 3 | 2 |
| 315-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3903270 | 3 of 4 | 2025-04-18 17:19 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Policy does not list total premium used of $XXXXXX. It only lists partial amount due of $XXXXXX. <br>|  | Document Uploaded. underwriter: I used the combined amount from both policies uploaded one is $XXXXXX and $XXXXXX total should be $XXXXXX. <br> Per the Document provided the XXXXXX has some additional coverages: XXXXXX.<br>Corrected in a system from $XXXXXX to $XXXXXX, uploaded updated tape, XXXXXX, approval letter , lock form<br> - 04/22/2025 | Received explanation with revised Documentation. - 04/25/2025<br>|  | 2025-04-25 16:51 | Resolved | 3 | 1 | 3 | 2 |
| 315-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3909357 | 4 of 4 | 2025-04-19 21:45 | Compliance | License: Loan Originator | The loan originator is not authorized to do business in XXXXXX as of XXXXXX. Per XXXXXX, the XXXXXX XXXXXX was not authorized to conduct business is XXXXXX from XXXXXX - XXXXXX. Both the initial XXXXXX and the initial XXXXXX were issued during this timeframe on XXXXXX. <br>|  | Document Uploaded. underwriter: I reached out to compliance when I underwrote the file for additional clarification on the matter. They did confirm that so long as the XXXXXX reinstates prior to closing, we're okay to proceed.<br>Their updated XXXXXX should have already been in the file which shows that they are current through XXXXXX and have authorization to represent the company which is also active. - 04/22/2025 | XXXXXX report provided with XXXXXX - 05/15/2025<br> Borrower XXXXXX is not missing. - 05/15/2025 |  | 2025-04-23 20:25 | Resolved | 3 | 1 | 3 | 2 |
| 316-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3957672 | 1 of 4 | 2025-04-24 22:20 | Property | Value - Field Review Supports Value within 10% | A XXXXXXX was performed. The original appraised value is supported with a variance within XXXXXX%.  |  |  |  |  | 2025-04-24 22:20 | Cleared | 1 | 1 | 3 | 1 |
| 316-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3961832 | 2 of 4 | 2025-04-25 13:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-25 13:23 | Cleared | 1 | 1 | 3 | 1 |
| 316-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3962689 | 3 of 4 | 2025-04-25 14:26 | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the XXXXXX. The XXXXXX for XXXXXX are missing from the loan file. <br>|  | Document Uploaded. Please see attached XXXXXX for XXXXXX provided for this loan - 04/25/2025 | The XXXXXX fpr XXXXXX has been received. - 04/29/2025 |  | 2025-04-29 11:32 | Resolved | 3 | 1 | 3 | 1 |
| 316-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3963151 | 4 of 4 | 2025-04-25 15:00 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Documentation to support the XXXXXX payment of XXXXXX for the property located at XXXXXX is missing from the loan file. Please provide the payment letter of final XXXXXX (if loan was escrowed) <br>|  | Document Uploaded. Please see attached XXXXXX for the property located at XXXXXX - 04/25/2025 | The final XXXXXX to support the XXXXXX payment of XXXXXX for the property located at XXXXXX has been received. - 04/29/2025 |  | 2025-04-29 12:54 | Resolved | 3 | 1 | 3 | 1 |
| 317-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4182559 | 1 of 3 | 2025-05-19 19:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-19 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 317-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4183319 | 2 of 3 | 2025-05-19 19:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-19 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 317-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4195801 | 3 of 3 | 2025-05-20 19:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-20 19:21 | Cleared | 1 | 1 | 1 | 1 |
| 318-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4628383 | 1 of 3 | 2025-07-02 12:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-02 12:57 | Cleared | 1 | 1 | 3 | 1 |
| 318-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4628386 | 2 of 3 | 2025-07-02 12:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 12:58 | Cleared | 1 | 1 | 3 | 1 |
| 318-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4648596 | 3 of 3 | 2025-07-03 12:51 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Missing proof of business ownership of XXXXXX for use of business funds towards reserves used in the transaction shown on XXXXXX. <br>|  | Document Uploaded. Uploaded XXXXXX and XXXXXX for XXXXXX. The borrower is XXXXXX% owner of this business. - 07/08/2025 | Corporation Documents provided confirm the borrower is XXXXXX% owner. - 07/10/2025 |  | 2025-07-10 11:58 | Resolved | 3 | 1 | 3 | 1 |
| 319-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4007130 | 1 of 3 | 2025-04-30 17:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-30 17:49 | Cleared | 1 | 1 | 1 | 1 |
| 319-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4007132 | 2 of 3 | 2025-04-30 17:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 17:49 | Cleared | 1 | 1 | 1 | 1 |
| 319-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4008092 | 3 of 3 | 2025-04-30 18:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-30 18:50 | Cleared | 1 | 1 | 1 | 1 |
| 320-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3966885 | 1 of 3 | 2025-04-25 18:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-25 18:50 | Cleared | 1 | 1 | 1 | 1 |
| 320-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3971539 | 2 of 3 | 2025-04-26 12:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-26 12:03 | Cleared | 1 | 1 | 1 | 1 |
| 320-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3971540 | 3 of 3 | 2025-04-26 12:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-26 12:03 | Cleared | 1 | 1 | 1 | 1 |
| 321-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3938532 | 1 of 3 | 2025-04-23 15:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-23 15:14 | Cleared | 1 | 1 | 3 | 1 |
| 321-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3945104 | 2 of 3 | 2025-04-23 22:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-23 22:42 | Cleared | 1 | 1 | 3 | 1 |
| 321-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3950908 | 3 of 3 | 2025-04-24 14:51 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. There are XXXXXX unusually large deposits ($XXXXXX XXXXXX, $XXXXXX XXXXXX) where no supporting documentation was provided to support that they are income based deposits. These deposits were used in the calculation for the income. Without these deposits the income goes from $XXXXXX to $XXXXXX which causes an issue with the XXXXXX going from XXXXXX to XXXXXX which exceeds the guideline requirement (XXXXXX%) for a XXXXXX home buyer. <br>|  | Document Uploaded. We have the XXXXXX deposit sourced from an invoice that we have on file. The $XXXXXX deposit is shown on this invoice and made out to the borrower and also reflects the same date for the deposit. That deposit is not outside the business norm and it is also over XXXXXX months ago so there did not seem to be any reason that warranted Documentation to verify the deposit was business related, since it was not an amount large enough that was not in the realm of the nature of our borrower's business.<br> We had Documentation on file to support the XXXXXX deposit as being business related so we shouldn't need to back it out from the income calculation. If we include the XXXXXX deposit and remove the XXXXXX deposit, that would give the borrower $XXXXXX per month in qualifying income, which would only bring our XXXXXX up to XXXXXX% and the file would still be valid at that XXXXXX. - 04/29/2025 | Documentation meet guideline requirements - 04/29/2025<br>|  | 2025-04-29 23:57 | Resolved | 3 | 1 | 3 | 1 |
| 322-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4083260 | 1 of 3 | 2025-05-08 16:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-08 16:32 | Cleared | 1 | 1 | 1 | 1 |
| 322-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4085840 | 2 of 3 | 2025-05-08 19:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-08 19:20 | Cleared | 1 | 1 | 1 | 1 |
| 322-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4087911 | 3 of 3 | 2025-05-08 21:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-08 21:29 | Cleared | 1 | 1 | 1 | 1 |
| 323-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4026432 | 1 of 3 | 2025-05-02 13:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-02 13:37 | Cleared | 1 | 1 | 2 | 2 |
| 323-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4026498 | 2 of 3 | 2025-05-02 13:42 | Property | Property Issue - Listed for Sale Past 6 months | The subject property has been listed for sale in the past XXXXXX months which is not allowed per guidelines. To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past XXXXXX-months prior to application date. A formal exception is in the file. <br>|  |  |  | The compensating factors are there have been no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX years credit history. | 2025-05-02 15:31 | Waived | 2 | 2 | 2 | 2 |
| 323-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4028871 | 3 of 3 | 2025-05-02 16:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-02 16:05 | Cleared | 1 | 1 | 2 | 2 |
| 324-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4399197 | 1 of 3 | 2025-06-10 18:20 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines property is considered rural when there is no zoning. A formal exception is located in the loan file for no zoning on appraisal. <br>|  |  |  | The borrower's contribution exceeds XXXXXX%, Reserves XXXXXX months and the XXXXXX >XXXXXX | 2025-06-11 17:32 | Waived | 2 | 2 | 2 | 2 |
| 324-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4399233 | 2 of 3 | 2025-06-10 18:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-10 18:21 | Cleared | 1 | 1 | 2 | 2 |
| 324-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4399268 | 3 of 3 | 2025-06-10 18:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-10 18:22 | Cleared | 1 | 1 | 2 | 2 |
| 325-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4237432 | 1 of 3 | 2025-05-24 15:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-24 15:39 | Cleared | 1 | 1 | 1 | 1 |
| 325-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4239430 | 2 of 3 | 2025-05-26 16:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-26 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 325-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4239431 | 3 of 3 | 2025-05-26 16:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-26 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 326-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4105583 | 1 of 3 | 2025-05-10 15:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-10 15:33 | Cleared | 1 | 1 | 1 | 1 |
| 326-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4105584 | 2 of 3 | 2025-05-10 15:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-10 15:34 | Cleared | 1 | 1 | 1 | 1 |
| 326-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4116240 | 3 of 3 | 2025-05-12 17:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-12 17:24 | Cleared | 1 | 1 | 1 | 1 |
| 327-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4009711 | 1 of 3 | 2025-04-30 20:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 20:59 | Cleared | 1 | 1 | 3 | 1 |
| 327-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4010105 | 2 of 3 | 2025-04-30 22:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-30 22:47 | Cleared | 1 | 1 | 3 | 1 |
| 327-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4014126 | 3 of 3 | 2025-05-01 13:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 05/01/2025<br>|  | 2025-05-01 13:38 | Cleared | 1 | 1 | 3 | 1 |
| 328-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4622430 | 1 of 3 | 2025-07-01 20:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-01 20:17 | Cleared | 1 | 1 | 1 | 1 |
| 328-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4642310 | 2 of 3 | 2025-07-02 19:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 19:22 | Cleared | 1 | 1 | 1 | 1 |
| 328-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4642865 | 3 of 3 | 2025-07-02 20:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 20:02 | Cleared | 1 | 1 | 1 | 1 |
| 329-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3972886 | 1 of 3 | 2025-04-26 21:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-26 21:34 | Cleared | 1 | 1 | 1 | 1 |
| 329-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3983565 | 2 of 3 | 2025-04-28 18:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-28 18:55 | Cleared | 1 | 1 | 1 | 1 |
| 329-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3983579 | 3 of 3 | 2025-04-28 18:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-28 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 330-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4393427 | 1 of 3 | 2025-06-10 13:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-10 13:28 | Cleared | 1 | 1 | 1 | 1 |
| 330-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4455328 | 2 of 3 | 2025-06-16 12:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-16 12:56 | Cleared | 1 | 1 | 1 | 1 |
| 330-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4455340 | 3 of 3 | 2025-06-16 12:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-16 12:56 | Cleared | 1 | 1 | 1 | 1 |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3972939 | 1 of 6 | 2025-04-26 22:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-26 22:05 | Cleared | 1 | 1 | 4 | 1 |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3974753 | 2 of 6 | 2025-04-27 21:42 | Credit | XXXXXX XXXXXX Report not Provided | Missing XXXXXX XXXXXX report. <br>|  | Document Uploaded. - 04/30/2025<br>| The XXXXXX report has been received - 05/02/2025<br>|  | 2025-05-02 16:32 | Resolved | 3 | 1 | 4 | 1 |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3974755 | 3 of 6 | 2025-04-27 21:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-27 21:42 | Cleared | 1 | 1 | 4 | 1 |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3974757 | 4 of 6 | 2025-04-27 21:43 | Credit | XXXXXX search for Borrowers/Guarantors/Key Principals Doc is Missing | The loan file does not contain the XXXXXX search for borrowers, guarantors and key principals. <br>|  | Document Uploaded. - 04/30/2025<br>| The XXXXXX report has been received - 05/02/2025<br>|  | 2025-05-02 16:32 | Resolved | 3 | 1 | 4 | 1 |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3991438 | 5 of 6 | 2025-04-29 13:53 | Credit | Borrower 1 XXXXXX Credit Report is Missing | Borrower XXXXXX XXXXXX is Missing  |  | Document Uploaded. - 04/30/2025<br>| Borrower XXXXXX is not missing. - 05/02/2025 |  | 2025-05-02 16:42 | Resolved | 4 | 1 | 4 | 1 |
| 331-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 3991439 | 6 of 6 | 2025-04-29 13:53 | Credit | Borrower 2 XXXXXX Credit Report is Missing | Borrower XXXXXX XXXXXX is Missing  |  | Document Uploaded. - 04/30/2025<br>| Borrower XXXXXX is not missing. - 05/02/2025 |  | 2025-05-02 16:42 | Resolved | 4 | 1 | 4 | 1 |
| 332-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4353669 | 1 of 3 | 2025-06-05 23:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-05 23:08 | Cleared | 1 | 1 | 1 | 1 |
| 332-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4353670 | 2 of 3 | 2025-06-05 23:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-05 23:08 | Cleared | 1 | 1 | 1 | 1 |
| 332-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4353672 | 3 of 3 | 2025-06-05 23:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-05 23:09 | Cleared | 1 | 1 | 1 | 1 |
| 333-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3892587 | 1 of 3 | 2025-04-17 17:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-17 17:51 | Cleared | 1 | 1 | 2 | 2 |
| 333-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3892719 | 2 of 3 | 2025-04-17 18:00 | Credit | Program Parameters - Interest Rate | The interest rate per the executed note does not meet guidelines. The pricing is XXXXXX% with XXXXXX lender credit. The lender underwriter requesting XXXXXX exception for XXXXXX% with XXXXXX lender credit for client retention. A formal exception is in the loan file. <br>|  |  |  | The revolving debt is under XXXXXX%, No credit events past XXXXXX months, XXXXXX years credit history. Exception approved with conditions. | 2025-04-17 18:00 | Waived | 2 | 2 | 2 | 2 |
| 333-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3893052 | 3 of 3 | 2025-04-17 18:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-17 18:14 | Cleared | 1 | 1 | 2 | 2 |
| 334-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 3969837 | 1 of 3 | 2025-04-25 23:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-25 23:11 | Cleared | 1 | 1 | 1 | 1 |
| 334-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 3971772 | 2 of 3 | 2025-04-26 13:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-26 13:44 | Cleared | 1 | 1 | 1 | 1 |
| 334-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 3971774 | 3 of 3 | 2025-04-26 13:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-26 13:44 | Cleared | 1 | 1 | 1 | 1 |
| 335-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4456710 | 1 of 3 | 2025-06-16 14:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-16 14:32 | Cleared | 1 | 1 | 3 | 2 |
| 335-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4518549 | 2 of 3 | 2025-06-20 21:33 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. Approved exception in file allowing XXXXXX acres rural location. <br>|  |  |  | Compensating factors provided as Residential income XXXXXX, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, and Credit score XXXXXX points than minimum required | 2025-06-26 16:57 | Waived | 2 | 2 | 3 | 2 |
| 335-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4518778 | 3 of 3 | 2025-06-20 21:54 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX for subject transaction is $XXXXXX. File contains a wire traXXXXXXer for $XXXXXX drawn form a XXXXXX account for XXXXXX (no number shown). File does not contain a bank statement for XXXXXX to verify funds, or proof borrower has access to use the funds belonging to XXXXXX. <br>|  | Document Uploaded. $XXXXXX XXXXXX was backed out of XXXXX, belonging to XXXXXX, XXXXXX (sharing with loan XXXXXX): (XXXXXXX: XXXXXXX) - 06/26/2025 | Explanation that XXXXXX was backed out of XXXXXX account received. Assets still meet requirements. Condition resolved. - 06/27/2025 |  | 2025-06-27 15:37 | Resolved | 3 | 1 | 3 | 2 |
| 336-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4628922 | 1 of 3 | 2025-07-02 13:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 13:33 | Cleared | 1 | 1 | 1 | 1 |
| 336-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4671451 | 2 of 3 | 2025-07-06 14:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-06 14:06 | Cleared | 1 | 1 | 1 | 1 |
| 336-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4671453 | 3 of 3 | 2025-07-06 14:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-06 14:06 | Cleared | 1 | 1 | 1 | 1 |
| 337-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4036708 | 1 of 3 | 2025-05-03 16:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-03 16:42 | Cleared | 1 | 1 | 3 | 1 |
| 337-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4036711 | 2 of 3 | 2025-05-03 16:45 | Credit | Liabilities - Excluded Debts | There was no explanation or support for the omission of one or more debts from the initial application. File does not contain proof that mortgage with XXXXXX #XXXXXX on property located at XXXXXX has been paid in full. Final XXXXXX not in file <br>|  | Document Uploaded. Please find response from XXXXXX attached - 05/06/2025 | per final XXXXXX XXXXXX XXXXXX% which is rendered with the exclusion of $XXXXXX XXXXXX property. including this property as rental loss $XXXXXX, XXXXXX XXXXXX% which is still within approval guidelines XXXXXX XXXXXX% - 05/08/2025 |  | 2025-05-08 14:37 | Resolved | 3 | 1 | 3 | 1 |
| 337-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4037097 | 3 of 3 | 2025-05-03 21:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-03 21:03 | Cleared | 1 | 1 | 3 | 1 |
| 338-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4082474 | 1 of 3 | 2025-05-08 15:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-08 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 338-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4082476 | 2 of 3 | 2025-05-08 15:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-08 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 338-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4083306 | 3 of 3 | 2025-05-08 16:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-08 20:15 | Cleared | 1 | 1 | 1 | 1 |
| 339-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4022960 | 1 of 4 | 2025-05-02 01:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-02 01:38 | Cleared | 1 | 1 | 3 | 1 |
| 339-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4026174 | 2 of 4 | 2025-05-02 13:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-02 13:15 | Cleared | 1 | 1 | 3 | 1 |
| 339-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4026182 | 3 of 4 | 2025-05-02 13:16 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX in the amount of $XXXXXX is not documented as coming from the borrowers' own funds per guidelines. Please document the source of the XXXXXX as per guidelines or remove it from the final XXXXXX. <br>|  | Document Uploaded. XXXXXX XXXXXX was backed out of XXXXXX \*XXXXXX. - 05/02/2025 | Documentation provided is sufficient. - 05/05/2025<br>|  | 2025-05-05 13:37 | Resolved | 3 | 1 | 3 | 1 |
| 339-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4026649 | 4 of 4 | 2025-05-02 13:55 | Credit | Borrower 1 XXXXXX Letter Missing | Borrower XXXXXX XXXXXX letter missing from the file. XXXXXX letter in file is dated XXXXXX. Need current date. <br>|  | Document Uploaded. XXXXXX for the XXXXXX supports the information from the XXXXXX letter forXXXXXX ownership. The XXXXXX letter is expired but information from it is supported with XXXXXX and no new information would be added. - 05/02/2025 | Documentation provided is sufficient. - 05/05/2025<br>|  | 2025-05-05 13:38 | Resolved | 3 | 1 | 3 | 1 |
| 340-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4172432 | 1 of 3 | 2025-05-17 15:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-17 15:47 | Cleared | 1 | 1 | 3 | 1 |
| 340-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4172433 | 2 of 3 | 2025-05-17 15:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-17 15:47 | Cleared | 1 | 1 | 3 | 1 |
| 340-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4172434 | 3 of 3 | 2025-05-17 15:48 | Credit | Missing letter of explanation | Unable to locate the business narrative in the file. <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX - 05/24/2025 <br> Document Uploaded. Please see the XXXXXX for business mailing address. - 05/20/2025 | Documentation provided is sufficient. - 05/27/2025<br> To clarify, the Document that is needed is the XXXXXX narrative, explaining the business as per guidelines. - 05/21/2025 |  | 2025-05-27 12:37 | Resolved | 3 | 1 | 3 | 1 |
| 341-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4086728 | 1 of 3 | 2025-05-08 20:08 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-08 20:08 | Cleared | 1 | 1 | 1 | 1 |
| 341-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4095994 | 2 of 3 | 2025-05-09 16:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-09 16:00 | Cleared | 1 | 1 | 1 | 1 |
| 341-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4099723 | 3 of 3 | 2025-05-09 19:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-09 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 342-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 3966728 | 1 of 4 | 2025-04-25 18:39 | Credit | Verification Documentation - VOM Missing/Incomplete | The mortgage history in the loan file was incomplete or missing. The loan file did not contain a XXXXXX as required. Unable to locate documentation of primary residence at XXXXXX. <br>|  | Document Uploaded. Please see the translated XXXXXX bill. - 04/30/2025 <br> Document Uploaded. Borrower`s primary residence does not apply XXXXXX. - 04/28/2025 | Documentation meet guideline requirements - 05/01/2025<br> Per guidelines - we do not meet<br> XXXXXX<br> • XXXXXX XXXXXX evidence of residence where the borrower lives with translation – for example, but not limited to XXXXXX or tax preparer letter, utility or XXXXXX-XXXXXX bill, tax notice, government or verifiable XXXXXX-XXXXXX letter specifying borrower primary address – with date of issuance not more than XXXXXX days prior to note date. - 04/30/2025 |  | 2025-05-01 14:47 | Resolved | 3 | 1 | 3 | 1 |
| 342-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 3966785 | 2 of 4 | 2025-04-25 18:42 | Credit | Gift Letter - No Evidence for TraXXXXXXer of Funds | No evidence of the traXXXXXXer of gift funds from the donor to the borrower was located in the file. <br>|  | Document Uploaded. Please find the XXXXXX gift cash receipt confirmation and XXXXXX bank acc statement for gift withdrawal. XXXXXX is a gift. - 04/28/2025 | Documentation meet guideline requirements - 04/30/2025<br>|  | 2025-04-30 00:09 | Resolved | 3 | 1 | 3 | 1 |
| 342-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3966796 | 3 of 4 | 2025-04-25 18:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-25 18:43 | Cleared | 1 | 1 | 3 | 1 |
| 342-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3966804 | 4 of 4 | 2025-04-25 18:43 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-25 18:43 | Cleared | 1 | 1 | 3 | 1 |
| 343-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4276991 | 1 of 3 | 2025-05-29 23:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-29 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 343-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4291637 | 2 of 3 | 2025-05-31 18:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-31 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 343-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4299052 | 3 of 3 | 2025-06-02 15:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-02 15:15 | Cleared | 1 | 1 | 1 | 1 |
| 344-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4069937 | 1 of 3 | 2025-05-07 15:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-07 15:30 | Cleared | 1 | 1 | 2 | 2 |
| 344-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4069939 | 2 of 3 | 2025-05-07 15:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-07 15:30 | Cleared | 1 | 1 | 2 | 2 |
| 344-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4070013 | 3 of 3 | 2025-05-07 15:36 | Credit | Program Parameters - Interest Rate | The interest rate per the executed note does not meet guidelines. An exception was done to allow a competitive rate. Rate done was XXXXXX%. Formal exception is in file, but states rejected per final decision <br>|  |  |  | XXXXXX years on XXXXXX job, Residential income XXXXXX, XXXXXX XXXXXX% lower than loan program, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, Reserves XXXXXX months | 2025-05-07 21:47 | Waived | 2 | 2 | 2 | 2 |
| 345-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4294030 | 1 of 3 | 2025-06-01 18:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-01 18:02 | Cleared | 1 | 1 | 3 | 1 |
| 345-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4300048 | 2 of 3 | 2025-06-02 16:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-02 16:05 | Cleared | 1 | 1 | 3 | 1 |
| 345-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4306852 | 3 of 3 | 2025-06-02 23:03 | Credit | Missing Closing/Final Verbal XXXXXX | Guidelines require a pre-closing verbal verification of employment within XXXXXX calendar days prior to the Note Date. The subject XXXXXX Date is XXXXXX; however, there is no written nor verbal verification of employment provided dated within XXXXXX calendar days. Also, the most recent pay stub provided was from XXXXXX and is not within XXXXXX calendar days of the XXXXXX Date.  |  | Document Uploaded. The condition for the XXXXXX stated business days and not calendar days. XXXXXX expiration date should be XXXXXX, which is XXXXXX business days from the check date.<br>The condition on the file stated it was XXXXXX business days prior to note date. - 06/04/2025 | Received XXXXXX pay stub. Re-reviewed XXXXXX guidelines, and Section XXXXXX states some flexibility is allowed in lieu of the traditional verbal verification of employment which includes the following method: XXXXXX pay stub from the pay period that immediately precedes the note date. In this case, note date was XXXXXX. Per pay stubs provided, borrower is paid semi-monthly on the XXXXXX and end of month. Based on this information, the XXXXXX pay stub would be the pay stub immediately preceding the note date and would be deemed an acceptable alternative Document to the verbal XXXXXX. - 06/05/2025 |  | 2025-06-05 16:29 | Void | 3 |  | 3 | 1 |
| 346-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4111331 | 1 of 4 | 2025-05-12 13:03 | Credit | Borrower 1 XXXXXX Credit Report is Missing | Borrower XXXXXX is Missing A XXXXXX report is required per the guidelines. <br>|  | XXXXXX is not needed since XXXXXX was active on the loan until closing when it`s supposed to be active. - 05/13/2025 | XXXXXX report provided with XXXXXX - 05/15/2025<br> Borrower XXXXXX is not missing. - 05/15/2025 |  | 2025-05-15 02:48 | Resolved | 4 | 1 | 4 | 1 |
| 346-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4112173 | 2 of 4 | 2025-05-12 14:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-12 14:00 | Cleared | 1 | 1 | 4 | 1 |
| 346-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4112177 | 3 of 4 | 2025-05-12 14:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-12 14:00 | Cleared | 1 | 1 | 4 | 1 |
| 346-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4114032 | 4 of 4 | 2025-05-12 15:17 | Credit | XXXXXX XXXXXX Report not Provided | Missing XXXXXX XXXXXX report. Unable to locate XXXXXX report in the file. <br>|  | Document Uploaded. XXXXXX is a popular last name and there`s no concern if the XXXXXX and realtor are related. - 05/15/2025 <br> Document Uploaded. Please see the XXXXXX report. - 05/13/2025 | Documentation provided is sufficient - 05/16/2025<br> Per the XXXXXX report, XXXXXX or more parties in the transaction have similar names which may indicate non-arms length transactions. Documentation to clear this alert is missing from the loan file. - 05/15/2025 |  | 2025-05-16 00:24 | Resolved | 3 | 1 | 4 | 1 |
| 347-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4254960 | 1 of 3 | 2025-05-28 13:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-28 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 347-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4260573 | 2 of 3 | 2025-05-28 18:55 | Credit | Verification Documentation - VOM Missing/Incomplete | The mortgage history in the loan file was incomplete or missing. The loan file did not contain a XXXXXX as required. Provide additional XXXXXX months of XXXXXX (only 10 months in file) <br>|  | Document Uploaded. there is not a full XXXXXX months because the XXXXXX was opened on XXXXXX as evidenced by the XXXXXX statement we have on file. <br>We have XXXXXX - XXXXXX and that is all that should be needed. - 06/02/2025 | explanation/Documentation meet guideline requirements - 06/03/2025<br>|  | 2025-06-03 15:06 | Resolved | 3 | 1 | 3 | 1 |
| 347-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4260584 | 3 of 3 | 2025-05-28 18:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-28 18:56 | Cleared | 1 | 1 | 3 | 1 |
| 348-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4269537 | 1 of 3 | 2025-05-29 14:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-29 14:43 | Cleared | 1 | 1 | 1 | 1 |
| 348-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4281473 | 2 of 3 | 2025-05-30 13:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-30 13:08 | Cleared | 1 | 1 | 1 | 1 |
| 348-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4281475 | 3 of 3 | 2025-05-30 13:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-30 13:09 | Cleared | 1 | 1 | 1 | 1 |
| 349-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4174023 | 1 of 3 | 2025-05-18 16:43 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-18 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 349-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4174024 | 2 of 3 | 2025-05-18 16:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-18 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 349-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4174025 | 3 of 3 | 2025-05-18 16:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-18 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 350-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4312843 | 1 of 3 | 2025-06-03 15:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-03 15:24 | Cleared | 1 | 1 | 3 | 1 |
| 350-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4314881 | 2 of 3 | 2025-06-03 16:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-03 16:09 | Cleared | 1 | 1 | 3 | 1 |
| 350-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4314887 | 3 of 3 | 2025-06-03 16:10 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Subject XXXXXX is $XXXXXX. File does not contain documentation that XXXXXX came form the borrower's own funds. <br>|  | Document Uploaded. XXXXXX was backed out - 06/06/2025 | XXXXXX is allowed to be backed out, borrower still had the funds for closing and reserves, condition resolved. - 06/10/2025<br> Received explanation. Please provide updated final XXXXXX or XXXXXXX removing the $XXXXXXX earnest money deposit. Guidelines address earnest money deposit sourcing. - 06/06/2025 |  | 2025-06-10 15:14 | Resolved | 3 | 1 | 3 | 1 |
| 351-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4255297 | 1 of 3 | 2025-05-28 14:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-28 14:00 | Cleared | 1 | 1 | 1 | 1 |
| 351-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4255312 | 2 of 3 | 2025-05-28 14:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-28 14:01 | Cleared | 1 | 1 | 1 | 1 |
| 351-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4273238 | 3 of 3 | 2025-05-29 18:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-29 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 352-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4257573 | 1 of 3 | 2025-05-28 15:53 | Compliance | Federal - XXXXXX Disclosure Date on or after Closing Disclosure Date | The Last XXXXXX was provided on (XXXXXX) which is on or after (XXXXXX), the date on which the XXXXXX was provided. Under XXXXXX, a creditor shall not provide a revised version of the XXXXXX on or after the date on which a creditor provides the XXXXXX. (XXXXXX) The Final XXXXXX and the XXXXXX were both issued on XXXXXX. <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX - 06/27/2025 | Received confirmation the revised XXXXXX was not sent. Finding resolved - 06/30/2025<br> Resolved - 06/30/2025 |  | 2025-06-30 16:01 | Resolved | 3 | 1 | 3 | 1 |
| 352-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4261433 | 2 of 3 | 2025-05-28 19:35 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Unable to locate the final closing disclosure for the property at XXXXXX.<br>|  | Document Uploaded. Please see attached XXXXXX - 06/26/2025 | Documentation meet requirements - 06/27/2025<br>|  | 2025-06-27 15:14 | Resolved | 3 | 1 | 3 | 1 |
| 352-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4559095 | 3 of 3 | 2025-06-25 16:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-25 16:50 | Cleared | 1 | 1 | 3 | 1 |
| 353-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4306214 | 1 of 3 | 2025-06-02 22:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-02 22:05 | Cleared | 1 | 1 | 1 | 1 |
| 353-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4306215 | 2 of 3 | 2025-06-02 22:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-02 22:06 | Cleared | 1 | 1 | 1 | 1 |
| 353-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4310335 | 3 of 3 | 2025-06-03 12:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-03 12:20 | Cleared | 1 | 1 | 1 | 1 |
| 354-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4255424 | 1 of 3 | 2025-05-28 14:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-28 14:11 | Cleared | 1 | 1 | 1 | 1 |
| 354-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4268633 | 2 of 3 | 2025-05-29 13:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-29 13:58 | Cleared | 1 | 1 | 1 | 1 |
| 354-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4268643 | 3 of 3 | 2025-05-29 13:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-29 13:59 | Cleared | 1 | 1 | 1 | 1 |
| 355-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4255071 | 1 of 4 | 2025-05-28 13:40 | Credit | SeXXXXXXrity Instrument Date is after the Transaction Date | Security instrument date is greater than the transaction date. The closing date is XXXXXX and the XXXXXX dated the XXXXXX XXXXXX. <br>|  | Document Uploaded. Please see attached corrected XXXXXX pkg - 06/06/2025 | Validation Resolved - 06/10/2025<br>|  | 2025-06-10 14:03 | Resolved | 3 | 1 | 3 | 1 |
| 355-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4255072 | 2 of 4 | 2025-05-28 13:40 | Credit | Note Date is after the Transaction Date | Note date is greater than notary acknowledgment date. This finding is valid. The loan closing date is XXXXXX and the documents are signed XXXXXX. <br>|  | Document Uploaded. Please see attached corrected XXXXXX pkg - 06/06/2025 | Note date of XXXXXX is prior or equal to XXXXXX acknowledgment date of XXXXXX - 06/10/2025 |  | 2025-06-10 14:03 | Resolved | 3 | 1 | 3 | 1 |
| 355-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4255702 | 3 of 4 | 2025-05-28 14:29 | Compliance | Federal - Closing Disclosure Business Day WaXXXXXXg Period Date Warnings | You submitted a XXXXXX Date (XXXXXX) earlier than the XXXXXX Date Issued (XXXXXX). The XXXXXX cannot perform a XXXXXX business day disclosure XXXXXX review without accurate dates. (XXXXXX) The loan closing date is XXXXXX and the documents are signed XXXXXX. <br>|  | Document Uploaded. Please see attached corrected XXXXXX pkg - 06/06/2025 | Received signed XXXXXX - 06/06/2025<br> Resolved - 06/06/2025 |  | 2025-06-06 13:55 | Resolved | 3 | 1 | 3 | 1 |
| 355-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4262484 | 4 of 4 | 2025-05-28 20:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-28 20:46 | Cleared | 1 | 1 | 3 | 1 |
| 356-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4289336 | 1 of 4 | 2025-05-30 20:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-30 20:55 | Cleared | 1 | 1 | 3 | 2 |
| 356-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4291501 | 2 of 4 | 2025-05-31 16:53 | Credit | Borrower 1 Business Bank Statements Missing | Borrower XXXXXX missing from the file. Missing XXXXXX bank statement for XXXXXX account #XXXXXX. <br>|  | Document Uploaded. Please see attached bank statement - 06/04/2025 | Documentation provided is sufficient. - 06/05/2025<br>|  | 2025-06-05 13:44 | Resolved | 3 | 1 | 3 | 2 |
| 356-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4291506 | 3 of 4 | 2025-05-31 16:59 | Credit | Income - Violation | The income is not documented properly according to guides. The loan is a XXXXXX month business bank statement program. The borrower had XXXXXX XXXXXXs in the most recent XXXXXX-month period, per the guidelines, the maximum is XXXXXX. No exception for XXXXXX was located in the file. <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX along with Income Calculation - 06/04/2025 | Documentation provided is sufficient. - 06/05/2025<br>|  | 2025-06-05 14:02 | Resolved | 2 | 1 | 3 | 2 |
| 356-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4296947 | 4 of 4 | 2025-06-02 13:12 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. A manufactured home in a rural area is not allowed per guidelines. A formal exception is in the file. <br>|  |  |  | The exception was approved based on XXXXXX years on XXXXXX job, XXXXXX XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, and no consumer late payments in the last XXXXXX months. | 2025-06-02 13:39 | Waived | 2 | 2 | 3 | 2 |
| 357-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4162668 | 1 of 3 | 2025-05-16 13:56 | Credit | Missing letter of explanation | The XXXXXX designation refers to non-XXXXXX citizen borrowers who do not meet the XXXXXX requirements. XXXXXX will accept a bank reference letter or other financial institution letter (e.g., mortgage company, credit card company), required for all borrowers who provide income or assets for qualification purposes, from a financial institution dated within XXXXXX days of the note date, as specified below: a) The reference letter indicating XXXXXX years in open, currently active status and cannot have derogatory history. The reference letter does not require to include good standing language. b) The reference letter must be for the borrower, not the borrower's business. c) The reference letter must be dated and contain full address and contact number of financial institution. Missing the required credit reference letter.  |  | Document Uploaded. Please see attached XXXXXX letter provided for this loan. Per XXXXXX, it has all of the key items required - 05/24/2025 | Bank XXXXXX letter received and acceptable. - 05/25/2025 |  | 2025-05-25 11:22 | Resolved | 3 | 1 | 3 | 1 |
| 357-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4162931 | 2 of 3 | 2025-05-16 14:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-16 14:13 | Cleared | 1 | 1 | 3 | 1 |
| 357-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4162936 | 3 of 3 | 2025-05-16 14:14 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-19 12:46 | Cleared | 1 | 1 | 3 | 1 |
| 358-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4282556 | 1 of 3 | 2025-05-30 14:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-30 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 358-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4282560 | 2 of 3 | 2025-05-30 14:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-30 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 358-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4284806 | 3 of 3 | 2025-05-30 16:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-30 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 359-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4297150 | 1 of 3 | 2025-06-02 13:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-02 13:29 | Cleared | 1 | 1 | 1 | 1 |
| 359-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4297158 | 2 of 3 | 2025-06-02 13:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-02 13:29 | Cleared | 1 | 1 | 1 | 1 |
| 359-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4310840 | 3 of 3 | 2025-06-03 13:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-03 13:14 | Cleared | 1 | 1 | 1 | 1 |
| 360-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4629870 | 1 of 3 | 2025-07-02 14:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 360-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4644177 | 2 of 3 | 2025-07-02 21:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 21:37 | Cleared | 1 | 1 | 1 | 1 |
| 360-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4644183 | 3 of 3 | 2025-07-02 21:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 21:37 | Cleared | 1 | 1 | 1 | 1 |
| 361-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4225952 | 1 of 3 | 2025-05-23 12:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-23 12:32 | Cleared | 1 | 1 | 3 | 1 |
| 361-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4229854 | 2 of 3 | 2025-05-23 16:39 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Unable to locate the hazard insurance policy for the subject property. <br>|  | Document Uploaded. Please see attached XXXXXX policy - 05/31/2025 <br> Document Uploaded. Please see attached XXXXXX policy - 05/28/2025 | Full XXXXXX received, coverage exceeds requirement. Condition resolved. - 06/02/2025<br> Received email exchange verifying XXXXXX% replacement coverage. Please provide the hazard policy declaration Document. - 05/28/2025 |  | 2025-06-02 16:56 | Resolved | 3 | 1 | 3 | 1 |
| 361-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4229972 | 3 of 3 | 2025-05-23 16:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-23 16:49 | Cleared | 1 | 1 | 3 | 1 |
| 362-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4287989 | 1 of 3 | 2025-05-30 19:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-30 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 362-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4291248 | 2 of 3 | 2025-05-31 14:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-31 14:31 | Cleared | 1 | 1 | 1 | 1 |
| 362-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4291249 | 3 of 3 | 2025-05-31 14:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-31 14:31 | Cleared | 1 | 1 | 1 | 1 |
| 363-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4459602 | 1 of 3 | 2025-06-16 17:09 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-16 17:09 | Cleared | 1 | 1 | 2 | 2 |
| 363-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4459654 | 2 of 3 | 2025-06-16 17:12 | Property | Property Issue - Manufactured Home | The subject property is a manufactured home which is not required per guidelines. Guidelines do not allow a manufactured home in a rural area. A XXXXXX was done to allow. <br>|  |  |  | The exception was approved based on revolving debt under XXXXXX%, XXXXXX years on XXXXXX job, residual income XXXXXX$, XXXXXX XXXXXX% lower than loan program, no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, no consumer late payments in the last XXXXXX months, XXXXXX borrowers on the loan, and a credit score XXXXXX points than minimum required. | 2025-06-17 15:24 | Waived | 2 | 2 | 2 | 2 |
| 363-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4459657 | 3 of 3 | 2025-06-16 17:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-16 17:12 | Cleared | 1 | 1 | 2 | 2 |
| 364-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4294027 | 1 of 3 | 2025-06-01 17:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-01 17:59 | Cleared | 1 | 1 | 3 | 1 |
| 364-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4294040 | 2 of 3 | 2025-06-01 18:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-01 18:07 | Cleared | 1 | 1 | 3 | 1 |
| 364-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4294044 | 3 of 3 | 2025-06-01 18:09 | Credit | Missing Property Tax Cert | Missing property tax cert. Lender used $XXXXXX/month for property tax amount. Estimated tax calculation in file shows and estimated total of $XXXXXX or $XXXXXX/month. Please provide calculation matching XXXXXX OR updated XXXXXX. <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX - 06/06/2025 | Received email that XXXXXX% of purchase price was used to XXXXXX taxes. Amount of $XXXXXX verified. Condition resolved. - 06/06/2025 |  | 2025-06-06 17:56 | Resolved | 3 | 1 | 3 | 1 |
| 365-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4335355 | 1 of 3 | 2025-06-04 18:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-04 18:51 | Cleared | 1 | 1 | 2 | 2 |
| 365-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4337649 | 2 of 3 | 2025-06-04 20:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-04 20:45 | Cleared | 1 | 1 | 2 | 2 |
| 365-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4337718 | 3 of 3 | 2025-06-04 20:48 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Using XXXXXX month business bank statements to qualify. Per guidelines the maximum number of XXXXXX/XXXXXX occurrences is XXXXXX. The subject bank statements reflect XXXXXX XXXXXXs. A formal exception was done to allow. <br>|  |  |  | Revolving debt is under XXXXXX%, Residual income XXXXXX$, XXXXXX XXXXXX% lower than loan program, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score XXXXXX points than minimum required, Borrower contribution exceeds requirement XXXXXX% | 2025-06-05 18:54 | Waived | 2 | 2 | 2 | 2 |
| 366-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4499223 | 1 of 3 | 2025-06-19 15:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-19 15:24 | Cleared | 1 | 1 | 1 | 1 |
| 366-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4499234 | 2 of 3 | 2025-06-19 15:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-19 15:25 | Cleared | 1 | 1 | 1 | 1 |
| 366-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4534802 | 3 of 3 | 2025-06-23 22:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-23 22:00 | Cleared | 1 | 1 | 1 | 1 |
| 367-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4500557 | 1 of 3 | 2025-06-19 17:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-19 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 367-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4500560 | 2 of 3 | 2025-06-19 17:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-19 17:09 | Cleared | 1 | 1 | 1 | 1 |
| 367-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4500583 | 3 of 3 | 2025-06-19 17:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-19 17:10 | Cleared | 1 | 1 | 1 | 1 |
| 368-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4608999 | 1 of 3 | 2025-06-30 22:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 22:10 | Cleared | 1 | 1 | 3 | 1 |
| 368-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4609012 | 2 of 3 | 2025-06-30 22:12 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. File does not contain proof of the new mortgages on XXXXXX loan #XXXXXX and XXXXXX XXXXXX loan #XXXXXX. <br>|  | Original Loan file did not contain XXXXXX/TAXES/XXXXXX payments to verify XXXXXX XXXXXX and XXXXXX lists the property as 'retained'. XXXXXX received shows the property is pending purchase by the borrower. Condition resolved as XXXXXX is not XXXXXX owned by borrower. - 07/09/2025 <br>Document Uploaded. There is no XXXXXX form, because this loan is in 'XXXXXX' status now. Please see attached docs - 07/09/2025 <br> Document Uploaded. Please see attached updated XXXXXX for loan XXXXXX (property XXXXXX) - 07/07/2025 <br> Document Uploaded. Please see attached updated XXXXXX and XXXXXX for loan XXXXXX - 07/03/2025 <br> Document Uploaded. Please see attached comment provided by XXXXXX - 07/02/2025 | Received duplicate updated XXXXXX for loan XXXXXX. Please provide required XXXXXX evidence for lien on XXXXXX. - 07/08/2025<br> Received updated XXXXXX and XXXXXX for loan XXXXXX on XXXXXXXX. Still require XXXXXX evidence for format/XXXXXX lien on XXXXXX. - 07/03/2025<br> 1) Please verify if Both loan XXXXXX AND XXXXXX did not close. 2) If loan XXXXXX for XXXXXX did not close, evidence of XXXXXX is required. Also, updated/corrected loan approval and or XXXXXX have not been received. - 07/02/2025 |  | 2025-07-09 23:26 | Resolved | 3 | 1 | 3 | 1 |
| 368-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4609109 | 3 of 3 | 2025-06-30 22:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-30 22:22 | Cleared | 1 | 1 | 3 | 1 |
| 369-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4640672 | 1 of 3 | 2025-07-02 19:05 | Property | Missing Doc - Second Appraisal Missing | The loan file did not contain the subject XXXXXX appraisal as required.  |  | Document Uploaded. XXXXXX appraisals uploaded - 07/08/2025 | Documentation meet requirements - 07/09/2025<br>|  | 2025-07-09 15:35 | Resolved | 3 | 1 | 3 | 1 |
| 369-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4642245 | 2 of 3 | 2025-07-02 19:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 19:18 | Cleared | 1 | 1 | 3 | 1 |
| 369-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4656200 | 3 of 3 | 2025-07-03 19:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-03 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 370-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4633208 | 1 of 3 | 2025-07-02 16:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 16:14 | Cleared | 1 | 1 | 1 | 1 |
| 370-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4671651 | 2 of 3 | 2025-07-06 18:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-06 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 370-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4671652 | 3 of 3 | 2025-07-06 18:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-06 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 371-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4645030 | 1 of 3 | 2025-07-02 23:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 23:18 | Cleared | 1 | 1 | 1 | 1 |
| 371-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4645031 | 2 of 3 | 2025-07-02 23:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 23:18 | Cleared | 1 | 1 | 1 | 1 |
| 371-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4663781 | 3 of 3 | 2025-07-04 02:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-04 02:18 | Cleared | 1 | 1 | 1 | 1 |
| 372-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4617913 | 1 of 4 | 2025-07-01 16:31 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-01 16:31 | Cleared | 1 | 1 | 3 | 1 |
| 372-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4632922 | 2 of 4 | 2025-07-02 15:53 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Unable to locate the hazard insurance policy for XXXXXX. Please provide the hazard insurance policy. <br>|  | Document Uploaded. Please see attached XXXXXX for the XXXXXX - 07/07/2025 | Documentation received - 07/08/2025<br>|  | 2025-07-08 15:16 | Resolved | 3 | 1 | 3 | 1 |
| 372-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4633285 | 3 of 4 | 2025-07-02 16:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 16:21 | Cleared | 1 | 1 | 3 | 1 |
| 372-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4651399 | 4 of 4 | 2025-07-03 15:00 | Credit | Borrower 1 Credit Report is Incomplete | Borrower XXXXXX is Partially Present. Unable to locate a complete copy of the credit report reflecting the XXXXXX credit scores. Please provide a credit report including the credit scores. <br>|  | Document Uploaded. Please see attached credit report reflecting the XXXXXX credit scores - 07/07/2025 | Received complete copy of the credit report with all XXXXXXX credit scores. - 07/08/2025 |  | 2025-07-08 15:21 | Resolved | 3 | 1 | 3 | 1 |
| 373-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4572623 | 1 of 3 | 2025-06-26 15:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-26 15:50 | Cleared | 1 | 1 | 1 | 1 |
| 373-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4572661 | 2 of 3 | 2025-06-26 15:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-26 15:50 | Cleared | 1 | 1 | 1 | 1 |
| 373-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4575340 | 3 of 3 | 2025-06-26 18:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-26 18:13 | Cleared | 1 | 1 | 1 | 1 |
| 374-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4556234 | 1 of 3 | 2025-06-25 15:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-25 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 374-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4603032 | 2 of 3 | 2025-06-30 15:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-30 15:43 | Cleared | 1 | 1 | 1 | 1 |
| 374-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4603034 | 3 of 3 | 2025-06-30 15:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 15:43 | Cleared | 1 | 1 | 1 | 1 |
| 375-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4623151 | 1 of 3 | 2025-07-01 20:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-01 20:59 | Cleared | 1 | 1 | 1 | 1 |
| 375-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4635844 | 2 of 3 | 2025-07-02 18:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 18:44 | Cleared | 1 | 1 | 1 | 1 |
| 375-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4635847 | 3 of 3 | 2025-07-02 18:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-03 13:47 | Cleared | 1 | 1 | 1 | 1 |
| 376-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4642741 | 1 of 3 | 2025-07-02 19:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 376-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4642744 | 2 of 3 | 2025-07-02 19:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 376-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4644340 | 3 of 3 | 2025-07-02 21:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 377-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4690005 | 1 of 3 | 2025-07-07 15:45 | Credit | Rural Housing - Income Eligibility | The household income exceeds guidelines for rural housing financing or the file does not contain support of household income eligibility. The guidelines do not allow a manufactured home on rural property. A formal exception is in the file. <br>|  |  |  | The exception was approved due to revolving debt underXXXXXX%, no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months,XXXXXX years credit history, and no consumer late payments in the last XXXXXX months. The exception was conditioned for a maximum XXXXXX% XXXXXX. | 2025-07-07 15:46 | Waived | 2 | 2 | 2 | 2 |
| 377-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4690026 | 2 of 3 | 2025-07-07 15:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 15:47 | Cleared | 1 | 1 | 2 | 2 |
| 377-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4690029 | 3 of 3 | 2025-07-07 15:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-07 15:47 | Cleared | 1 | 1 | 2 | 2 |
| 378-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4653773 | 1 of 3 | 2025-07-03 16:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-03 16:50 | Cleared | 1 | 1 | 1 | 1 |
| 378-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4740360 | 2 of 3 | 2025-07-08 21:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 21:20 | Cleared | 1 | 1 | 1 | 1 |
| 378-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4748279 | 3 of 3 | 2025-07-09 14:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-09 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 379-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4572272 | 1 of 4 | 2025-06-26 15:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-26 15:30 | Cleared | 1 | 1 | 3 | 2 |
| 379-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4607616 | 2 of 4 | 2025-06-30 20:08 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX for subject is $XXXXXX paid in amounts of $XXXXXX and $XXXXXX. File does not contain proof XXXXXX came from the borrower's own funds. <br>|  | Document Uploaded. XXXXXX was backed out - 07/01/2025<br>| Explanation provided is sufficient. - 07/02/2025<br>|  | 2025-07-02 13:55 | Resolved | 3 | 1 | 3 | 2 |
| 379-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4607819 | 3 of 4 | 2025-06-30 20:19 | Credit | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Audited loan amount is greater than the guideline Maximum loan amount. Maximum loan amount $XXXXXX per matrix. Subject loan amount of $XXXXXX. A formal exception was done to allow. <br>|  |  |  | The exception was approved based on XXXXXX years on XXXXXX job, XXXXXX XXXXXX% lower than loan program, no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, no consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, credit score XXXXXX points than minimum required, and reserves XXXXXX months. | 2025-06-30 21:51 | Waived | 2 | 2 | 3 | 2 |
| 379-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4607895 | 4 of 4 | 2025-06-30 20:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 20:24 | Cleared | 1 | 1 | 3 | 2 |
| 380-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4632960 | 1 of 3 | 2025-07-02 15:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 15:57 | Cleared | 1 | 1 | 1 | 1 |
| 380-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4671491 | 2 of 3 | 2025-07-06 15:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-06 15:36 | Cleared | 1 | 1 | 1 | 1 |
| 380-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4671492 | 3 of 3 | 2025-07-06 15:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-06 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 381-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4615130 | 1 of 3 | 2025-07-01 14:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-01 14:37 | Cleared | 1 | 1 | 1 | 1 |
| 381-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4630499 | 2 of 3 | 2025-07-02 15:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 15:09 | Cleared | 1 | 1 | 1 | 1 |
| 381-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4630509 | 3 of 3 | 2025-07-02 15:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 15:10 | Cleared | 1 | 1 | 1 | 1 |
| 382-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4631592 | 1 of 3 | 2025-07-02 15:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 15:24 | Cleared | 1 | 1 | 1 | 1 |
| 382-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4674631 | 2 of 3 | 2025-07-07 12:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 12:58 | Cleared | 1 | 1 | 1 | 1 |
| 382-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4691462 | 3 of 3 | 2025-07-07 16:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-07 16:58 | Cleared | 1 | 1 | 1 | 1 |
| 383-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4628763 | 1 of 3 | 2025-07-02 13:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 13:22 | Cleared | 1 | 1 | 1 | 1 |
| 383-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4649531 | 2 of 3 | 2025-07-03 13:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-03 13:56 | Cleared | 1 | 1 | 1 | 1 |
| 383-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4649534 | 3 of 3 | 2025-07-03 13:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-03 13:57 | Cleared | 1 | 1 | 1 | 1 |
| 384-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4732910 | 1 of 3 | 2025-07-08 16:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-08 16:24 | Cleared | 1 | 1 | 3 | 1 |
| 384-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4732944 | 2 of 3 | 2025-07-08 16:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 16:24 | Cleared | 1 | 1 | 3 | 1 |
| 384-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender Documented all ATR UW factors | ATR/QM: Exempt | 4732964 | 3 of 3 | 2025-07-08 16:24 | Credit | Approval - Lender Income CalXXXXXXlation Missing | The loan file did not contain the lender income calculation worksheet as required. The Income calculation worksheet was cut off. Please provide a complete copy of the income calculator worksheet. <br>|  | Document Uploaded. Please see attached complete copy of the income calculator worksheet - 07/09/2025<br>| Received income calculator - 07/10/2025<br>|  | 2025-07-10 13:18 | Resolved | 3 | 1 | 3 | 1 |
| 385-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4569557 | 1 of 3 | 2025-06-26 13:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-30 19:08 | Cleared | 1 | 1 | 2 | 2 |
| 385-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4606005 | 2 of 3 | 2025-06-30 18:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 18:29 | Cleared | 1 | 1 | 2 | 2 |
| 385-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4606067 | 3 of 3 | 2025-06-30 18:32 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Borrower's income is being documented with business bank statements. The bank statements reflect XXXXXX XXXXXX/XXXXXX transactions in the last XXXXXX months. Guidelines only allow XXXXXX XXXXXXs/XXXXXX in the last XXXXXX months. A formal exception was done to allow. <br>|  |  |  | The exception was approved based on several income sources and XXXXXX below XXXXXX%, revolving debt is under XXXXXX%, XXXXXX XXXXXX% lower than loan program, no credit events past XXXXXX months, XXXXXX years credit history, credit score XXXXXX points than minimum required, and reserves XXXXXX months. | 2025-06-30 21:54 | Waived | 2 | 2 | 2 | 2 |
| 386-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4634268 | 1 of 3 | 2025-07-02 17:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 17:26 | Cleared | 1 | 1 | 3 | 1 |
| 386-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4648249 | 2 of 3 | 2025-07-03 12:24 | Property | The appraiser was not licensed (Primary Value) | Primary value appraiser's license was not effective prior to the valuation date or expired prior to the valuation date. Appraiser registry no results <br>|  | Document Uploaded. Please see attached comments provided by XXXXXX and XXXXXX - 07/08/2025 | Documentation meet requirements - 07/08/2025<br>|  | 2025-07-08 16:23 | Resolved | 3 | 1 | 3 | 1 |
| 386-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4657640 | 3 of 3 | 2025-07-03 19:34 | Credit | Borrower 1 3rd XXXXXX XXXXXX Prior to Close Missing | Borrower XXXXXX XXXXXX XXXXXX prior to close missing.  |  | Document Uploaded. Pay statement from XXXXXXX is provided as XXXXXX. - 07/04/2025 | Documentation meet requirements - 07/07/2025<br> Borrower XXXXXX XXXXXX XXXXXX prior to close was provided. - 07/07/2025 |  | 2025-07-07 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 387-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4673765 | 1 of 3 | 2025-07-07 11:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-07 11:20 | Cleared | 1 | 1 | 1 | 1 |
| 387-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4673770 | 2 of 3 | 2025-07-07 11:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-07 11:20 | Cleared | 1 | 1 | 1 | 1 |
| 387-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4673776 | 3 of 3 | 2025-07-07 11:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 11:21 | Cleared | 1 | 1 | 1 | 1 |
| 388-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4633117 | 1 of 3 | 2025-07-02 16:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 388-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4671715 | 2 of 3 | 2025-07-06 19:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-06 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 388-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4671716 | 3 of 3 | 2025-07-06 19:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-06 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 389-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4655143 | 1 of 3 | 2025-07-03 17:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-03 17:59 | Cleared | 1 | 1 | 1 | 1 |
| 389-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4720520 | 2 of 3 | 2025-07-08 13:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 13:07 | Cleared | 1 | 1 | 1 | 1 |
| 389-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4720552 | 3 of 3 | 2025-07-08 13:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-08 13:09 | Cleared | 1 | 1 | 1 | 1 |
| 390-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4648745 | 1 of 3 | 2025-07-03 13:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-03 13:03 | Cleared | 1 | 1 | 1 | 1 |
| 390-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4688350 | 2 of 3 | 2025-07-07 15:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-07 15:12 | Cleared | 1 | 1 | 1 | 1 |
| 390-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4715910 | 3 of 3 | 2025-07-08 00:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 00:11 | Cleared | 1 | 1 | 1 | 1 |
| 391-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4648713 | 1 of 3 | 2025-07-03 13:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-06 15:13 | Cleared | 1 | 1 | 1 | 1 |
| 391-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4648721 | 2 of 3 | 2025-07-03 13:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-06 15:13 | Cleared | 1 | 1 | 1 | 1 |
| 391-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4648729 | 3 of 3 | 2025-07-03 13:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-06 15:13 | Cleared | 1 | 1 | 1 | 1 |
| 392-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4652929 | 1 of 3 | 2025-07-03 15:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-03 15:54 | Cleared | 1 | 1 | 1 | 1 |
| 392-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4742574 | 2 of 3 | 2025-07-09 01:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-09 01:08 | Cleared | 1 | 1 | 1 | 1 |
| 392-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4742582 | 3 of 3 | 2025-07-09 01:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-09 01:08 | Cleared | 1 | 1 | 1 | 1 |
| 393-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4690561 | 1 of 3 | 2025-07-07 16:10 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The application states that there is an additional cost of $XXXXXX for the investment home located at XXXXXX. It could not be determined if this is an XXXXXX fee or what the expenses are. No documentation to determine the additional costs for the property were found in the loan documents. <br>|  | Document Uploaded. It's the XXXXXX dues. Please see attached - 07/08/2025<br>| Documentation provided is sufficient. - 07/09/2025<br>|  | 2025-07-09 13:03 | Resolved | 3 | 1 | 3 | 1 |
| 393-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4690586 | 2 of 3 | 2025-07-07 16:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 16:11 | Cleared | 1 | 1 | 3 | 1 |
| 393-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4692103 | 3 of 3 | 2025-07-07 17:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-07 17:28 | Cleared | 1 | 1 | 3 | 1 |
| 394-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender Documented all ATR UW factors | Non-QM: Lender Documented all ATR UW factors | 4616960 | 1 of 3 | 2025-07-01 15:40 | Compliance | Federal - XXXXXX Received At Least Four Business Days Before Consummation | A revised XXXXXX was provided on (XXXXXX) via (XXXXXX). Under XXXXXX, a consumer must receive a revised XXXXXX not later than XXXXXX business days prior to consummation date of (XXXXXX). Since the revised XXXXXX was not provided in person, a consumer is considered to have received it on (XXXXXX), which is XXXXXX business days after it was delivered or placed in the mail. As a result, the revised XXXXXX is not deemed to have been received at least XXXXXX business days before consummation, which is (XXXXXX). (XXXXXX) The revised XXXXXX was not signed and I was unable to locate proof of XXXXXX. <br>|  | Document Uploaded. Please see attached - 07/07/2025 | Received confirmation of XXXXXX - 07/08/2025 |  | 2025-07-08 16:28 | Resolved | 3 | 1 | 3 | 1 |
| 394-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4643151 | 2 of 3 | 2025-07-02 20:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 20:20 | Cleared | 1 | 1 | 3 | 1 |
| 394-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4645320 | 3 of 3 | 2025-07-03 00:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-03 00:29 | Cleared | 1 | 1 | 3 | 1 |
| 395-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4604033 | 1 of 3 | 2025-06-30 16:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-30 16:39 | Cleared | 1 | 1 | 1 | 1 |
| 395-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4622574 | 2 of 3 | 2025-07-01 20:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-01 20:25 | Cleared | 1 | 1 | 1 | 1 |
| 395-2025-NQM3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4622581 | 3 of 3 | 2025-07-01 20:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-01 20:25 | Cleared | 1 | 1 | 1 | 1 |

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