# EDGAR Filing Document

**Accession Number:** 0001916366
**File Stem:** 0001754960-26-000293
**Filing Date:** 2026-4
**Character Count:** 12649
**Document Hash:** f6e033e213220c616844033267585301
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-26-000293.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0001754960-26-000293

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260421

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** My Personal CFO, LLC
- **CENTRAL INDEX KEY:** 0001916366

**ORGANIZATION NAME:**
- **EIN:** 832489548
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22439
- **FILM NUMBER:** 26881041

**BUSINESS ADDRESS:**
- **STREET 1:** 1220 MAIN STREET, SUITE 400
- **CITY:** VANCOUVER
- **STATE:** WA
- **ZIP:** 98660
- **BUSINESS PHONE:** 503-912-2090

**MAIL ADDRESS:**
- **STREET 1:** 1220 MAIN STREET, SUITE 400
- **CITY:** VANCOUVER
- **STATE:** WA
- **ZIP:** 98660

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** My Personal CFO LLC<br>**Address:** 1220 MAIN STREET SUITE 400<br>VANCOUVER, WA 98660

**Form 13F File Number:** 028-22439

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  04-21-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 88

**Form 13F Information Table Value Total:** $228358873

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 1198406 | 5891 | SH |  | SOLE |  | 5891 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 400184 | 3511 | SH |  | SOLE |  | 3511 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 338426 | 1177 | SH |  | SOLE |  | 1177 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 317294 | 1523 | SH |  | SOLE |  | 1523 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 13029103 | 117189 | SH |  | SOLE |  | 117189 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 10968991 | 43221 | SH |  | SOLE |  | 43221 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 1654605 | 4841 | SH |  | SOLE |  | 4841 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 325943 | 6686 | SH |  | SOLE |  | 6686 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2745904 | 5730 | SH |  | SOLE |  | 5730 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 284801 | 402 | SH |  | SOLE |  | 402 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 12959872 | 332646 | SH |  | SOLE |  | 332646 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 7535043 | 167000 | SH |  | SOLE |  | 167000 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 366466 | 2160 | SH |  | SOLE |  | 2160 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 261411 | 309 | SH |  | SOLE |  | 309 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 278241 | 846 | SH |  | SOLE |  | 846 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF OCT | 45782C771 |  | 1138967 | 23735 | SH |  | SOLE |  | 23735 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR FEB | 45782C433 |  | 3514944 | 73685 | SH |  | SOLE |  | 73685 | 0 | 0 |
| INNOVATOR ETFS TRUST | EMRGNG MKT JAN | 45782C516 |  | 915771 | 26990 | SH |  | SOLE |  | 26990 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C466 |  | 1921320 | 36000 | SH |  | SOLE |  | 36000 | 0 | 0 |
| INNOVATOR ETFS TRUST | INTRNL DEV JAN | 45782C524 |  | 2054536 | 56630 | SH |  | SOLE |  | 56630 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQT BUFR APR | 45782C888 |  | 3860995 | 78828 | SH |  | SOLE |  | 78828 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAR | 45782C391 |  | 2338778 | 44558 | SH |  | SOLE |  | 44558 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JAN | 45782C409 |  | 2241727 | 42035 | SH |  | SOLE |  | 42035 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF DEC | 45782C557 |  | 3176741 | 66181 | SH |  | SOLE |  | 66181 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 |  | 461300 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUN | 45782C755 |  | 905634 | 19580 | SH |  | SOLE |  | 19580 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUL | 45782C789 |  | 2323055 | 46755 | SH |  | SOLE |  | 46755 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR ET | 45782C342 |  | 401505 | 11076 | SH |  | SOLE |  | 11076 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF NOV | 45782C581 |  | 2535776 | 58940 | SH |  | SOLE |  | 58940 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF SEP | 45782C664 |  | 1135251 | 23610 | SH |  | SOLE |  | 23610 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAY | 45782C326 |  | 574376 | 12800 | SH |  | SOLE |  | 12800 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQUT BUFR AUG | 45782C698 |  | 251078 | 5140 | SH |  | SOLE |  | 5140 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 8259169 | 14310 | SH |  | SOLE |  | 14310 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 395078 | 5664 | SH |  | SOLE |  | 5664 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 4129454 | 27273 | SH |  | SOLE |  | 27273 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 2669722 | 57749 | SH |  | SOLE |  | 57749 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 483191 | 7155 | SH |  | SOLE |  | 7155 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 5582451 | 71196 | SH |  | SOLE |  | 71196 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1941125 | 2972 | SH |  | SOLE |  | 2972 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 272522 | 2447 | SH |  | SOLE |  | 2447 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 547074 | 3240 | SH |  | SOLE |  | 3240 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 1109520 | 18000 | SH |  | SOLE |  | 18000 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 525882 | 5409 | SH |  | SOLE |  | 5409 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 657231 | 7260 | SH |  | SOLE |  | 7260 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1750037 | 12287 | SH |  | SOLE |  | 12287 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 248586 | 2096 | SH |  | SOLE |  | 2096 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1031781 | 4221 | SH |  | SOLE |  | 4221 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 819236 | 2785 | SH |  | SOLE |  | 2785 | 0 | 0 |
| JPMORGAN CHASE FINL CO LLC | CAL LKD 44 | 48133Q309 |  | 2147627 | 62124 | SH |  | SOLE |  | 62124 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 225457 | 394 | SH |  | SOLE |  | 394 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 17850566 | 48223 | SH |  | SOLE |  | 48223 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2421523 | 13885 | SH |  | SOLE |  | 13885 | 0 | 0 |
| OKTA INC | CL A | 679295105 |  | 8800093 | 111804 | SH |  | SOLE |  | 111804 | 0 | 0 |
| PLUMAS BANCORP | COM | 729273102 |  | 206136 | 4228 | SH |  | SOLE |  | 4228 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 727433 | 29391 | SH |  | SOLE |  | 29391 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1855266 | 60471 | SH |  | SOLE |  | 60471 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 489548 | 3684 | SH |  | SOLE |  | 3684 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 200036 | 3265 | SH |  | SOLE |  | 3265 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 360457 | 2459 | SH |  | SOLE |  | 2459 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 2274607 | 29718 | SH |  | SOLE |  | 29718 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 215460 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 250382 | 4228 | SH |  | SOLE |  | 4228 | 0 | 0 |
| STAGWELL INC | COM CL A | 85256A109 |  | 566100 | 90000 | SH |  | SOLE |  | 90000 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 6367950 | 9792 | SH |  | SOLE |  | 9792 | 0 | 0 |
| T ROWE PRICE ETF INC | FLOATING RATE | 87283Q883 |  | 8619168 | 171151 | SH |  | SOLE |  | 171151 | 0 | 0 |
| TERADYNE INC | COM | 880770102 |  | 201000 | 678 | SH |  | SOLE |  | 678 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 474615 | 1754 | SH |  | SOLE |  | 1754 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 817035 | 10420 | SH |  | SOLE |  | 10420 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 557862 | 7576 | SH |  | SOLE |  | 7576 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 34777790 | 108406 | SH |  | SOLE |  | 108406 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5149640 | 8618 | SH |  | SOLE |  | 8618 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3011420 | 10486 | SH |  | SOLE |  | 10486 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3033459 | 34199 | SH |  | SOLE |  | 34199 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 547165 | 2089 | SH |  | SOLE |  | 2089 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 325896 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 294768 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 415560 | 1391 | SH |  | SOLE |  | 1391 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1332162 | 24647 | SH |  | SOLE |  | 24647 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 384004 | 3501 | SH |  | SOLE |  | 3501 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 668482 | 11419 | SH |  | SOLE |  | 11419 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 340727 | 1584 | SH |  | SOLE |  | 1584 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 236223 | 3063 | SH |  | SOLE |  | 3063 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 671324 | 10476 | SH |  | SOLE |  | 10476 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 2542137 | 17165 | SH |  | SOLE |  | 17165 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 950312 | 10084 | SH |  | SOLE |  | 10084 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 521879 | 748 | SH |  | SOLE |  | 748 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 3712801 | 21456 | SH |  | SOLE |  | 21456 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 976300 | 8696 | SH |  | SOLE |  | 8696 | 0 | 0 |

---