# EDGAR Filing Document

**Accession Number:** 0000354912
**File Stem:** 0001193125-25-250278
**Filing Date:** 2025-10
**Character Count:** 10287
**Document Hash:** 97e4b29ad91d7b26059dc63355fbf93e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-250278.hdr.sgml**: 20251027

**ACCESSION NUMBER**: 0001193125-25-250278

**CONFORMED SUBMISSION TYPE**: 497VPI

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251027

**DATE AS OF CHANGE**: 20251024

**EFFECTIVENESS DATE**: 20251027

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VARIABLE ANNUITY LIFE INSURANCE CO SEPARATE ACCOUNT A
- **CENTRAL INDEX KEY:** 0000354912

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPI
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-49232
- **FILM NUMBER:** 251417125

**BUSINESS ADDRESS:**
- **STREET 1:** 2929 ALLEN PKWY
- **STREET 2:** P O BOX 3206
- **CITY:** HOUSTON
- **STATE:** TX
- **ZIP:** 77019
- **BUSINESS PHONE:** 7135221111

**MAIL ADDRESS:**
- **STREET 1:** 2929 ALLEN PKWY
- **STREET 2:** P O BOX 3206
- **CITY:** HOUSTON
- **STATE:** TX
- **ZIP:** 77019

## Series and Classes Contracts Data

### VARIABLE ANNUITY LIFE INSURANCE CO SEPARATE ACCOUNT A (Series ID: S000001799)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000004710 | VALIC POTENTIA VA (333-49232) |  |

**SUPPLEMENT DATED OCTOBER 27, 2025** 

**TO THE PROSPECTUS AND INITIAL SUMMARY PROSPECTUS, EACH DATED April 28, 2025** 

**THE VARIABLE ANNUITY LIFE INSURANCE COMPANY SEPARATE ACCOUNT A** 

**Fixed and Variable Deferred Annuity Contracts** 

**Potentia<sup>®</sup>** 

This supplement updates certain information in the above referenced prospectus and initial summary prospectus (collectively, the "Prospectus"). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A—Funds Available Under the Contract ("Appendix A"), remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus. The Prospectus is revised as follows:

In the "**Important Information You Should Consider About the Contract**" section, the following changes are made:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• In the "**Ongoing Fees and Expenses (annual charges)**" section of the "**FEES AND EXPENSES**" table, the minimum fee for Investment Options is 0.21% and the Lowest Cost is $1,688. Additionally, the maximum fee for Investment Options is 1.02% and the Highest Annual Cost is $2,501.

In the "**Fee Tables**" section in the prospectus and the "**Additional Information About Fees**" section in the initial summary prospectus, the following changes are made:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• In the "**Annual Fund Expenses**" table, the minimum Annual Fund Expenses is 0.21% and the maximum Annual
Fund Expenses is 1.02%.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• In the "**Footnotes to the Fee Tables**" the Mutual Fund with the highest total annual fund operating
expense is the Emerging Economies Fund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• In the "**Examples**" section, the following replaces the most expensive expense examples:

**The first set of examples assumes the most expensive combination of annual Contract expenses and annual Fund expenses. Based on these assumptions, your costs would be:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) If you surrender your Contract at the end of the applicable time period:

---

| | | | |
|:---|:---|:---|:---|
| **1 Year** | **3 Years** | **5 Years** | **10 Years** |
| $2501  | $7698 | $13164 | $28102 |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) If you annuitize your Contract or you do *not* surrender your Contract:

---

| | | | |
|:---|:---|:---|:---|
| **1 Year** | **3 Years** | **5 Years** | **10 Years** |
| $2501  | $7698 | $13164 | $28102 |

---

**The second set of examples assumes the least expensive combination of annual Contract expenses and annual Fund expenses. Based on these assumptions, your costs would be:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) If you surrender your Contract at the end of the applicable time period:

---

| | | | |
|:---|:---|:---|:---|
| **1 Year** | **3 Years** | **5 Years** | **10 Years** |
| $1688  | $5237 | $9032 | $19704 |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) If you annuitize your Contract or you do *not* surrender your Contract:

---

| | | | |
|:---|:---|:---|:---|
| **1 Year** | **3 Years** | **5 Years** | **10 Years** |
| $1688  | $5237 | $9032 | $19704 |

---

------

The following table replaces the current table in its entirety in Appendix A:

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Type** | **Current** <br> **Expenses**  | **Platform** <br> **Charge<sup>4</sup>**  | **Current** <br> **Expenses** <br> **+** <br> **Platform** <br> **Charge**  | **Average Annual Total Returns**<br> **(as of Dec. 31, 2024)** | **Average Annual Total Returns**<br> **(as of Dec. 31, 2024)** | **Average Annual Total Returns**<br> **(as of Dec. 31, 2024)** |
| &nbsp;&nbsp;&nbsp;**Type** | **Current** <br> **Expenses**  | **Platform** <br> **Charge<sup>4</sup>**  | **Current** <br> **Expenses** <br> **+** <br> **Platform** <br> **Charge**  | **1 Year** | **5 Year** | **10 Year** <br> **(or life of fund)**  |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Large-Cap**<br> **Equity**<br> &nbsp;&nbsp; Capital Appreciation Fund<sup>2</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: Columbia Management Investment Advisers, LLC*<br>| 0.73% |  | 0.73% | 14.63% | 16.89% | 13.64% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Growth Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Advisers: BlackRock Investment Management, LLC*<br>| 0.61% |  | 0.61% | 15.84% | 14.44% | 13.99% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Large Cap Core Fund<sup>2</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: T. Rowe Price and JPM*<br>| 0.72% |  | 0.72% | 6.55% | 12.89% | 12.75% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Stock Index Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: BlackRock*<br>| 0.23% |  | 0.23% | 13.17% | 15.59% | 12.50% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Systematic Core Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: Goldman Sachs Asset Management, L.P.*<br>| 0.64% |  | 0.64% | 11.71% | 14.80% | 12.00% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Mid-Cap Equity**<br> &nbsp;&nbsp; Mid Cap Index Fund<sup>2</sup><br> *Adviser: VALIC*<br> *Sub-Adviser: BlackRock*<br>| 0.36% |  | 0.36% | 1.60% | 12.49% | 8.35% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Mid Cap Strategic Growth Fund<sup>2</sup> *Adviser: VALIC*<br> *Sub-Advisers: Janus Henderson Investors US LLC and Voya Investment Management Co. LLC*<br>| 0.74% |  | 0.74% | 13.34% | 13.15% | 11.91% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Small-Cap Equity**<br> &nbsp;&nbsp; Small Cap Growth Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Advisers: American Century Investment Management, Inc. and T. Rowe Price Associates, Inc.*<br>| 0.89% |  | 0.89% | 2.41% | 3.97% | 8.86% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Small Cap Index Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: BlackRock*<br>| 0.38% |  | 0.38% | 0.73% | 9.22% | 6.32% |
| &nbsp;&nbsp;&nbsp; **Global Equity**<br> **(International**<br> **and Domestic)**<br> &nbsp;&nbsp; International Socially Responsible Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: BlackRock*<br>| 0.58% |  | 0.58% | 11.22% | 10.60% | 7.42% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity**<br> &nbsp;&nbsp; Emerging Economies Fund<sup>2</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: BlackRock*<br>| 1.02% |  | 1.02% | 11.67% | 7.03% | 3.70% |
| &nbsp;&nbsp;&nbsp; **Specialty**<br> &nbsp;&nbsp; Science & Technology Fund<sup>2, 3</sup> *Adviser: VALIC*<br> *Sub-Advisers: BlackRock, Voya* <br>| 0.90% |  | 0.90% | 16.20% | 15.03% | 16.65% |

---

------

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Type** | **Current** <br> **Expenses**  | **Platform** <br> **Charge<sup>4</sup>**  | **Current** <br> **Expenses** <br> **+** <br> **Platform** <br> **Charge**  | **Average Annual Total Returns**<br> **(as of Dec. 31, 2024)** | **Average Annual Total Returns**<br> **(as of Dec. 31, 2024)** | **Average Annual Total Returns**<br> **(as of Dec. 31, 2024)** |
| &nbsp;&nbsp;&nbsp;**Type** | **Current** <br> **Expenses**  | **Platform** <br> **Charge<sup>4</sup>**  | **Current** <br> **Expenses** <br> **+** <br> **Platform** <br> **Charge**  | **1 Year** | **5 Year** | **10 Year** <br> **(or life of fund)**  |
| &nbsp;&nbsp;&nbsp; **Hybrid**<br> **(Equity and**<br> **Fixed Income)**<br> &nbsp;&nbsp; Aggressive Allocation Lifestyle Fund<sup>2,</sup> <sup>3</sup> *Adviser: VALIC*<br> *Sub-Adviser: JPMIM*<br>| 0.11% |  | 0.11% | 10.55% | 10.88% | 7.50% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Conservative Allocation Lifestyle Fund<sup>2, 3</sup> <br> *Adviser: VALIC*<br> *Sub-Adviser: JPMIM*<br>| 0.13% |  | 10.13% | 7.73% | 5.68% | 4.46% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Moderate Allocation Lifestyle Fund<sup>2, 3</sup><br> *Adviser: VALIC*<br> *Sub-Adviser: JPMIM*<br>| 0.10% |  | 0.10% | 9.14% | 8.79% | 6.49% |
| &nbsp;&nbsp;&nbsp; **Fixed Income**<br> &nbsp;&nbsp; Core Bond Fund<sup>2</sup> <br> *Adviser: VALIC*<br> *Sub-Advisers: PineBridge Investments LLC and JPMIM*<br>| 0.48% |  | 0.48% | 5.68% | -0.23% | 1.70% |
| &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Goldman Sachs VIT Government Money Market Fund<sup>3</sup> – Institutional Shares <br> *Adviser: Goldman Sachs*<br>| 0.18% |  | 0.18% | 5.16% | 2.42% | 1.70% |

---

You should read the Fund prospectus for more detailed information about the Fund. The Fund prospectus may be obtained by visiting our website at https://www.corebridgefinancial.com/rs/prospectus-and-reports/annuities or by calling us at 1-800-448-2542.

Please keep this supplement with your Prospectus.