# EDGAR Filing Document

**Accession Number:** 0001851865
**File Stem:** 0001104659-26-063923
**Filing Date:** 2026-5
**Character Count:** 16049
**Document Hash:** af4fbdf03b5ddc74fa8455e61e8d7de4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-063923.hdr.sgml**: 20260519

**ACCESSION NUMBER**: 0001104659-26-063923

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260519

**DATE AS OF CHANGE**: 20260519

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Better Home & Finance Holding Co
- **CENTRAL INDEX KEY:** 0001835856
- **STANDARD INDUSTRIAL CLASSIFICATION:** LOAN BROKERS [6163]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 933029990
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-92369
- **FILM NUMBER:** 261000176

**BUSINESS ADDRESS:**
- **STREET 1:** 1 WORLD TRADE CENTER, 285 FULTON ST
- **STREET 2:** FLR 80, SUITE A
- **CITY:** NEW YORK
- **STATE:** NY
- **BUSINESS PHONE:** 646-839-0086

**MAIL ADDRESS:**
- **STREET 1:** 1 WORLD TRADE CENTER, 285 FULTON ST
- **STREET 2:** FLR 80, SUITE A
- **CITY:** NEW YORK
- **STATE:** NY

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Aurora Acquisition Corp.
- **DATE OF NAME CHANGE:** 20201211

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Aurora Capital Holding Corp.
- **DATE OF NAME CHANGE:** 20201209
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Novator Capital Sponsor Ltd.
- **CENTRAL INDEX KEY:** 0001851865

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** G4
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** AMPHIPOLIS 2, FLOOR 2, FLAT 202
- **STREET 2:** STROVOLOS
- **CITY:** NICOSIA
- **STATE:** G4
- **ZIP:** 2025
- **BUSINESS PHONE:** 212-626-4100

**MAIL ADDRESS:**
- **STREET 1:** 452 5TH AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10018

## Ex-99.A

Annex A

Transactions in Class A Common Stock

The following table sets forth all the purchases of shares of Class A Common Stock effected between May 7, 2026 and May 8, 2026 by The Telco Holding Trust. All such transactions were effected in the open market through brokers and the price per share is net of commissions.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Reporting**<br> **Person** | **Trade <br> Date** | **Number of**<br> **shares of Class A**<br> **Common Stock** | **Trade Price (1)** | **Buy/Sell** | **Execution <br> Type** |
| &nbsp;&nbsp;The Telco Holding Trust. | &nbsp;&nbsp;5/7/2026 | &nbsp;&nbsp;148756 | &nbsp;&nbsp;$30.50 | &nbsp;&nbsp;Buy | &nbsp;&nbsp;Nasdaq |
| &nbsp;&nbsp;The Telco Holding Trust | &nbsp;&nbsp;5/8/2026 | &nbsp;&nbsp;150000 | &nbsp;&nbsp;$29.98 | &nbsp;&nbsp;Buy | &nbsp;&nbsp;Nasdaq |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 9)**

**Better Home & Finance Holding Co**

*(Name of Issuer)*

**Class A Common Stock**

*(Title of Class of Securities)*

**—**

*(CUSIP Number)*

**Ilan Katz**<br>Dentons US LLP<br>1221 Avenue of the Americas,<br>New York NY 10020<br>(212) 768-6700

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**05/09/2026**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Novator Capital Sponsor Ltd.** | Name of reporting person<br>**Novator Capital Sponsor Ltd.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**WC** | Source of funds (See Instructions)<br>**WC** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**G4** | Citizenship or place of organization<br>**G4** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**659446.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**659446.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**659446.00** | Aggregate amount beneficially owned by each reporting person<br>**659446.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.02%** | Percent of class represented by amount in Row (11)<br>**5.02%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** (1) The reported shares beneficially owned include (i) 613,396 shares of Class A Common Stock; and (ii) 46,050 shares of Class A Common Stock issuable upon the exercise of warrants to purchase Class A Common Stock of the Issuer (the "Warrants"). As adjusted for the Reverse Stock Split, each whole share of Class A Common Stock underlying the Warrants is exercisable at a price of $575.00 per share, subject to adjustment. The Warrants expire on August 22, 2028.

(2) The reported percent of class represented is calculated based upon 13,086,244 shares of Class A Common Stock outstanding as of May 1, 2026, as reported by the Issuer in its Form 10-Q filed with the SEC on May 11, 2026, plus the 46,050 shares of Class A common stock issuable upon the exercise of the Warrants held by the Reporting Person.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**The Telco Holding Trust** | Name of reporting person<br>**The Telco Holding Trust** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**WC** | Source of funds (See Instructions)<br>**WC** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**G4** | Citizenship or place of organization<br>**G4** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**298756.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**298756.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**298756.00** | Aggregate amount beneficially owned by each reporting person<br>**298756.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.28%** | Percent of class represented by amount in Row (11)<br>**2.28%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** (1) The reported shares beneficially owned include 298,756 shares of Class A Common Stock.

(2) The reported percent of class represented is calculated based upon 13,086,244 shares of Class A Common Stock outstanding as of May 1, 2026, as reported by the Issuer in its Form 10-Q filed with the SEC on May 11, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Thor Bjorgolfsson** | Name of reporting person<br>**Thor Bjorgolfsson** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[ ] (a)<br>[x] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**WC** | Source of funds (See Instructions)<br>**WC** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**K6** | Citizenship or place of organization<br>**K6** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**958202.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**958202.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**958202.00** | Aggregate amount beneficially owned by each reporting person<br>**958202.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**7.30%** | Percent of class represented by amount in Row (11)<br>**7.30%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Comment for Reporting Person:** (1) The reported shares beneficially owned include (i) 912,152 shares of Class A Common Stock held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"); (ii) 46,050 shares of Class A Common Stock issuable upon the exercise of Warrants held of record by NCSL; and (iii) 298,756 shares of Class A Common Stock held of record by the irrevocable discretionary trust known as The Telco Holding Trust (the "The Telco Holding Trust") for which BB Trustees S.A. acts as trustee; the directors of such trust are Peter Mitchell, Arnaud Cywie and Alessandro Passardi. As adjusted for the Reverse Stock Split, each whole share of Class A Common Stock underlying the Warrants is exercisable at a price of $575.00 per share, subject to adjustment. The Warrants expire on August 22, 2028.

(2) The securities beneficially owned are held directly by NCSL and The Telco Holding Trust and Thor Bjorgolfsson may be deemed to have dispositive and voting control over those securities. NCSL is indirectly 99.9% owned by the irrevocable discretionary trust known as The Future Holdings Trust for which BB Trust Company SA acts as trustee; the directors of such trust are Alessandro Passardi, Peter Mitchell and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL and The Telco Holding Trust.

(3) The reported percent of class represented is calculated based upon 13,086,244 shares of Class A Common Stock outstanding as of May 1, 2026, as reported by the Issuer in its Form 10-Q filed with the SEC on May 11, 2026, plus the 46,050 shares of Class A common stock issuable upon the exercise of the Warrants held by the Reporting Person.

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A Common Stock

**(b) Name of Issuer:**
Better Home & Finance Holding Co

**(c) Address of Issuer's Principal Executive Offices:**
1 World Trade Center, 285 Fulton Street,, 80th Floor, Suite A,, New York, NY, 10007

This Amendment No. 9 ("Amendment No. 9") amends and supplements the original Schedule 13D filed with the SEC on March 18, 2021 (as amended by Amendment No. 1 filed with the SEC on August 28, 2023, Amendment No. 2 filed with the SEC on October 20, 2023, Amendment No. 3 filed with the SEC on October 25, 2024, Amendment No. 4 filed with the SEC on November 21, 2024, Amendment No. 5 filed with the SEC on December 2, 2024, Amendment No. 6 filed with the SEC on December 17, 2024, Amendment No. 7 filed with the SEC on May 20, 2025, and Amendment No. 8 filed with the SEC on March 23, 2026, the "Original Schedule 13D") relating to shares of Class A common stock, par value $0.0001 per share (the "Class A Common Stock"), of the Issuer, Better Home & Finance Holding Company, a Delaware corporation, formerly Aurora Acquisition Corp., a Cayman Islands exempted company.

Except as provided herein, all Items of the Original Schedule 13D remain unchanged and this Amendment No. 9 does not modify any information previously reported on the Original Schedule 13D. All capitalized terms contained herein but not otherwise defined shall have the meanings ascribed to such terms in the Original Schedule 13D.

This Amendment No. 9 is being filed to report the current percentage of the outstanding shares of Class A Common Stock (calculated in accordance with Rule 13d-3 under the Exchange Act) and Warrants beneficially owned by the Reporting Persons, and reflects an increase of more than one percent in the percentage of outstanding Class A Common Stock that Thor Bjorgolfsson beneficially owns, or may be deemed to beneficially own, which resulted from purchases of shares of Class A Common Stock by The Telco Holding Trust.

**Item 4. Purpose of Transaction**

Item 4 of the Schedule 13D is hereby amended and supplemented to include the following:

Purchaser by Telco Holding Trust: Between May 7, 2026 and May 8, 2026, Telco Holding Trust purchased an aggregate of 298,756 shares of Class A Common Stock of the Issuer in open market purchases, as set forth in Annex A hereto.

**Item 5. Interest in Securities of the Issuer**

**(a)**
The response set forth in Item 5 of the Original Schedule 13D is hereby amended by deleting the previous response in its entirety and replacing it with the following:

The information contained in rows 7, 8, 9, 10, 11, and 13 on each of the cover pages of this Schedule 13D is incorporated by reference in its entirety into this Item 5.

**(b)**
The information contained in rows 7, 8, 9, 10, 11, and 13 on each of the cover pages of this Schedule 13D is incorporated by reference in its entirety into this Item 5.

**(c)**
Except for the transaction described in Item 4 of this Schedule 13D, the Reporting Persons have not engaged in any transaction during the past 60 days involving ordinary shares of the Issuer.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Novator Capital Sponsor Ltd.

**Signature:** /s/ Pericles Spyrou

**Name/Title:** Pericles Spyrou, Director

**Date:** 05/19/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** The Telco Holding Trust

**Signature:** /s/ Peter Mitchell

**Name/Title:** Peter Mitchell

**Date:** 05/19/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Thor Bjorgolfsson

**Signature:** /s/ Thor Bjorgolfsson

**Name/Title:** Thor Bjorgolfsson

**Date:** 05/19/2026