# EDGAR Filing Document

**Accession Number:** 0001948632
**File Stem:** 0001085146-25-004241
**Filing Date:** 2025-7
**Character Count:** 22085
**Document Hash:** f05d3db27dc5046ae4bd5b647624d4ab
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-004241.hdr.sgml**: 20250729

**ACCESSION NUMBER**: 0001085146-25-004241

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250729

**DATE AS OF CHANGE**: 20250729

**EFFECTIVENESS DATE**: 20250729

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Citizens Business Bank
- **CENTRAL INDEX KEY:** 0001948632

**ORGANIZATION NAME:**
- **EIN:** 952868024
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22668
- **FILM NUMBER:** 251159641

**BUSINESS ADDRESS:**
- **STREET 1:** 701 N. HAVEN AVE.
- **CITY:** ONTARIO
- **STATE:** CA
- **ZIP:** 91764
- **BUSINESS PHONE:** 9099804030

**MAIL ADDRESS:**
- **STREET 1:** 701 N. HAVEN AVE.
- **CITY:** ONTARIO
- **STATE:** CA
- **ZIP:** 91764

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Citizens Business Bank<br>**Address:** 701 N. HAVEN AVE.<br>ONTARIO, CA 91764

**Form 13F File Number:** 028-22668

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** PAULETTE MILLER<br>**Title:** VICE PRESIDENT TRUST OPERATIONS MANAGER<br>**Phone:** 909 483 4397

**Signature, Place, and Date of Signing:**

/s/PAULETTE MILLER  ONTARIO, CA  07-29-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 189

**Form 13F Information Table Value Total:** $514552826

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 4934524 | 26584 | SH |  | SOLE |  | 26552 | 0 | 32 |
| ABBVIE INC | COM | 00287Y109 |  | 902300 | 4861 | SH |  | OTR |  | 4861 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 206207 | 533 | SH |  | SOLE |  | 533 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 53398 | 303 | SH |  | OTR |  | 303 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 81066 | 460 | SH |  | DFND |  | 460 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5504015 | 31232 | SH |  | SOLE |  | 31191 | 0 | 41 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1399430 | 7889 | SH |  | SOLE |  | 7889 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 114522 | 522 | SH |  | OTR |  | 522 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 9336143 | 42555 | SH |  | SOLE |  | 42494 | 0 | 61 |
| AMAZON COM INC | COM | 023135106 |  | 81174 | 370 | SH |  | DFND |  | 370 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 65614 | 235 | SH |  | DFND |  | 235 | 0 | 0 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 494760 | 1772 | SH |  | SOLE |  | 1772 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 14335229 | 69870 | SH |  | SOLE |  | 69790 | 0 | 80 |
| APPLE INC | COM | 037833100 |  | 97456 | 475 | SH |  | DFND |  | 475 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 166804 | 813 | SH |  | OTR |  | 813 | 0 | 0 |
| BAKER HUGHES COMPANY | CL A | 05722G100 | BBG00GBVBK60 | 382557 | 9978 | SH |  | OTR |  | 9978 | 0 | 0 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 266577 | 6953 | SH |  | SOLE |  | 6953 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 5648163 | 119361 | SH |  | SOLE |  | 119225 | 0 | 136 |
| BANK AMERICA CORP | COM | 060505104 |  | 790860 | 16713 | SH |  | OTR |  | 16713 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 1457600 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 79666 | 164 | SH |  | DFND |  | 164 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 172935 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 14083825 | 51093 | SH |  | SOLE |  | 51023 | 0 | 70 |
| BROADCOM INC | COM | 11135F101 |  | 1869183 | 6781 | SH |  | OTR |  | 6781 | 0 | 0 |
| BWX TECHNOLOGIES INC | COM | 05605H100 | BBG001SGJPH7 | 388818 | 2699 | SH |  | OTR |  | 2699 | 0 | 0 |
| BWX TECHNOLOGIES INC | COM | 05605H100 |  | 249512 | 1732 | SH |  | SOLE |  | 1732 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 294653 | 759 | SH |  | SOLE |  | 759 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 359871 | 927 | SH |  | OTR |  | 927 | 0 | 0 |
| CATHAY GEN BANCORP | COM | 149150104 |  | 1322190 | 14520 | SH |  | SOLE |  | 14520 | 0 | 0 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 130771 | 537 | SH |  | OTR |  | 537 | 0 | 0 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 8434553 | 34636 | SH |  | SOLE |  | 34587 | 0 | 49 |
| CHEVRON CORP NEW | COM | 166764100 |  | 90210 | 630 | SH |  | DFND |  | 630 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 4113563 | 27480 | SH |  | SOLE |  | 27450 | 0 | 30 |
| CHEVRON CORP NEW | COM | 166764100 |  | 624739 | 4363 | SH |  | OTR |  | 4363 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 252057 | 3633 | SH |  | OTR |  | 3633 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 418987 | 6039 | SH |  | SOLE |  | 5964 | 0 | 75 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 2480673 | 27290 | SH |  | SOLE |  | 27253 | 0 | 37 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 182436 | 2007 | SH |  | OTR |  | 2007 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 69682 | 1325 | SH |  | DFND |  | 1325 | 0 | 0 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 334157 | 6354 | SH |  | OTR |  | 6354 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 216251 | 4112 | SH |  | SOLE |  | 4112 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 631581 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| CROWN CASTLE INC | COM | 22822V101 | BBG001S7W5T3 | 324935 | 3163 | SH |  | OTR |  | 3163 | 0 | 0 |
| CROWN CASTLE INC | COM | 22822V101 |  | 204640 | 1992 | SH |  | SOLE |  | 1992 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 257093 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| CUMMINS INC | COM | 231021106 | BBG001S5Q9M3 | 395293 | 1207 | SH |  | OTR |  | 1207 | 0 | 0 |
| CVB FINL CORP | COM | 126600105 |  | 118740 | 3000 | SH |  | OTR |  | 3000 | 0 | 0 |
| CVB FINL CORP | COM | 126600105 |  | 13519696 | 341579 | SH |  | SOLE |  | 341579 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 36150 | 183 | SH |  | OTR |  | 183 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 3422377 | 17325 | SH |  | SOLE |  | 17300 | 0 | 25 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 | BBG00DW3SZT0 | 538582 | 4393 | SH |  | OTR |  | 4393 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 3443207 | 28085 | SH |  | SOLE |  | 28046 | 0 | 39 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 5255689 | 38251 | SH |  | SOLE |  | 38198 | 0 | 53 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 454382 | 3307 | SH |  | OTR |  | 3307 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 24802 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 4233321 | 34137 | SH |  | SOLE |  | 34057 | 0 | 80 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 4541893 | 80359 | SH |  | SOLE |  | 80240 | 0 | 119 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 408809 | 7233 | SH |  | OTR |  | 7233 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 279896 | 2372 | SH |  | OTR |  | 2372 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 248862 | 2109 | SH |  | SOLE |  | 2109 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 | BBG001S5QZ45 | 461945 | 1294 | SH |  | OTR |  | 1294 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 292733 | 820 | SH |  | SOLE |  | 820 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 2343013 | 29958 | SH |  | SOLE |  | 29904 | 0 | 54 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 282275 | 3396 | SH |  | SOLE |  | 3396 | 0 | 0 |
| ENTERGY CORP NEW | COM | 29364G103 | BBG001S67KF5 | 459654 | 5530 | SH |  | OTR |  | 5530 | 0 | 0 |
| EOG RES INC | COM | 26875P101 | BBG001S5ZB93 | 374379 | 3130 | SH |  | OTR |  | 3130 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 2807124 | 23469 | SH |  | SOLE |  | 23432 | 0 | 37 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 | BBG001SP8VM0 | 52122 | 309 | SH |  | OTR |  | 309 | 0 | 0 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 4716801 | 27963 | SH |  | SOLE |  | 27922 | 0 | 41 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2853465 | 17479 | SH |  | SOLE |  | 16068 | 0 | 1411 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1278508 | 11860 | SH |  | OTR |  | 11860 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | CALIF MUN INCM | 33739P863 |  | 6030692 | 125718 | SH |  | SOLE |  | 125718 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 458004 | 4131 | SH |  | OTR |  | 4131 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 272410 | 2457 | SH |  | SOLE |  | 2457 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 6942360 | 9809 | SH |  | SOLE |  | 9747 | 0 | 62 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 869825 | 1229 | SH |  | OTR |  | 1229 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 303944 | 829 | SH |  | OTR |  | 829 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2689665 | 7336 | SH |  | SOLE |  | 7326 | 0 | 10 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 3061444 | 36805 | SH |  | SOLE |  | 36749 | 0 | 56 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 328384 | 1114 | SH |  | SOLE |  | 1114 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 510559 | 1732 | SH |  | OTR |  | 1732 | 0 | 0 |
| INTERNATIONAL PAPER CO | COM | 460146103 |  | 177815 | 3797 | SH |  | SOLE |  | 3797 | 0 | 0 |
| INTERNATIONAL PAPER CO | COM | 460146103 | BBG001S5SBF4 | 655620 | 14000 | SH |  | OTR |  | 14000 | 0 | 0 |
| IRON MTN INC DEL | COM | 46284V101 | BBG001SCQ2X1 | 389766 | 3800 | SH |  | OTR |  | 3800 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 228174 | 3801 | SH |  | SOLE |  | 3801 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 8094985 | 128207 | SH |  | SOLE |  | 127695 | 0 | 512 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 181023 | 2867 | SH |  | OTR |  | 2867 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1799758 | 29019 | SH |  | SOLE |  | 29019 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 220875 | 2021 | SH |  | OTR |  | 2021 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 5987350 | 54784 | SH |  | SOLE |  | 54348 | 0 | 436 |
| ISHARES TR | CORE S ETF | 464287200 |  | 698513 | 1125 | SH |  | OTR |  | 1125 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 404206 | 651 | SH |  | SOLE |  | 651 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 365391 | 5756 | SH |  | SOLE |  | 5756 | 0 | 0 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 | BBG001S60KQ0 | 213952 | 2317 | SH |  | SOLE |  | 2317 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 8867311 | 99198 | SH |  | SOLE |  | 99198 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 285602 | 3195 | SH |  | OTR |  | 3195 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 218816 | 4536 | SH |  | SOLE |  | 4536 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 728678 | 7923 | SH |  | OTR |  | 7923 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 58602916 | 637196 | SH |  | SOLE |  | 634813 | 0 | 2383 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 7392542 | 34258 | SH |  | SOLE |  | 34244 | 0 | 14 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 |  | 10700051 | 199665 | SH |  | SOLE |  | 197374 | 0 | 2291 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 30550 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 452452 | 2962 | SH |  | SOLE |  | 2962 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 369197 | 2417 | SH |  | OTR |  | 2417 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1123111 | 3874 | SH |  | OTR |  | 3874 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 7789886 | 26870 | SH |  | SOLE |  | 26839 | 0 | 31 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 72478 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 775068 | 3006 | SH |  | SOLE |  | 3006 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 275105 | 594 | SH |  | OTR |  | 594 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 2342569 | 5058 | SH |  | SOLE |  | 5050 | 0 | 8 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 225770 | 3902 | SH |  | OTR |  | 3902 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 2514890 | 43465 | SH |  | SOLE |  | 43402 | 0 | 63 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 368626 | 890 | SH |  | SOLE |  | 890 | 0 | 0 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 3284388 | 42434 | SH |  | SOLE |  | 42373 | 0 | 61 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 37539 | 485 | SH |  | OTR |  | 485 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 4991720 | 8883 | SH |  | SOLE |  | 8870 | 0 | 13 |
| MCDONALDS CORP | COM | 580135101 |  | 3273478 | 11204 | SH |  | SOLE |  | 11188 | 0 | 16 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 397351 | 1360 | SH |  | OTR |  | 1360 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 3117482 | 39382 | SH |  | SOLE |  | 39327 | 0 | 55 |
| MERCK  CO INC | COM | 58933Y105 |  | 388755 | 4911 | SH |  | OTR |  | 4911 | 0 | 0 |
| METLIFE INC | COM | 59156R108 | BBG001S5T3R8 | 596797 | 7421 | SH |  | OTR |  | 7421 | 0 | 0 |
| METLIFE INC | COM | 59156R108 |  | 347577 | 4322 | SH |  | SOLE |  | 4322 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 92021 | 185 | SH |  | DFND |  | 185 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 12156201 | 24439 | SH |  | SOLE |  | 24411 | 0 | 28 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 286011 | 575 | SH |  | OTR |  | 575 | 0 | 0 |
| MOLSON COORS BEVERAGE CO | CL B | 60871R209 |  | 2494198 | 51865 | SH |  | SOLE |  | 51795 | 0 | 70 |
| MOLSON COORS BEVERAGE CO | CL B | 60871R209 |  | 205826 | 4280 | SH |  | OTR |  | 4280 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 5309581 | 12628 | SH |  | SOLE |  | 12611 | 0 | 17 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG001S5T9L1 | 56762 | 135 | SH |  | OTR |  | 135 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 | BBG001S5TKX3 | 609225 | 10457 | SH |  | OTR |  | 10457 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 |  | 397159 | 6817 | SH |  | SOLE |  | 6817 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 140228 | 2020 | SH |  | OTR |  | 2020 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 53801 | 775 | SH |  | DFND |  | 775 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 33322 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 963739 | 6100 | SH |  | OTR |  | 6100 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 26007846 | 164617 | SH |  | SOLE |  | 164421 | 0 | 196 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 216204 | 1586 | SH |  | OTR |  | 1586 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 18714695 | 137285 | SH |  | SOLE |  | 137084 | 0 | 201 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 5287086 | 25836 | SH |  | SOLE |  | 25798 | 0 | 38 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG001T9NWN5 | 65076 | 318 | SH |  | OTR |  | 318 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 454500 | 18750 | SH |  | SOLE |  | 9375 | 0 | 9375 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 39830 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 443228 | 2782 | SH |  | OTR |  | 2782 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 419174 | 2631 | SH |  | SOLE |  | 2631 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 259116 | 1627 | SH |  | OTR |  | 1627 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 2403240 | 15090 | SH |  | SOLE |  | 15069 | 0 | 21 |
| QUANTA SVCS INC | COM | 74762E102 |  | 12670211 | 33512 | SH |  | SOLE |  | 33463 | 0 | 49 |
| QUANTA SVCS INC | COM | 74762E102 |  | 165977 | 439 | SH |  | OTR |  | 439 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 | BBG001S6PX49 | 35175 | 67 | SH |  | OTR |  | 67 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 3180450 | 6058 | SH |  | SOLE |  | 6049 | 0 | 9 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG001S5VXD4 | 8212 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 862127 | 9449 | SH |  | OTR |  | 9449 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 5435706 | 59576 | SH |  | SOLE |  | 59495 | 0 | 81 |
| SNOWFLAKE INC | CL A | 833445109 |  | 4661353 | 20831 | SH |  | SOLE |  | 20799 | 0 | 32 |
| SOUTHERN CO | COM | 842587107 |  | 252258 | 2747 | SH |  | SOLE |  | 2747 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 311855 | 3396 | SH |  | OTR |  | 3396 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 8910019 | 14421 | SH |  | SOLE |  | 14418 | 0 | 3 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 269078 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 190593 | 1932 | SH |  | SOLE |  | 1882 | 0 | 50 |
| TARGET CORP | COM | 87612E106 | BBG001SC0K41 | 279180 | 2830 | SH |  | OTR |  | 2830 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 2517099 | 6208 | SH |  | SOLE |  | 6202 | 0 | 6 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 18651 | 46 | SH |  | OTR |  | 46 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 673666 | 2518 | SH |  | OTR |  | 2518 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 5247271 | 19613 | SH |  | SOLE |  | 19589 | 0 | 24 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 7018040 | 75220 | SH |  | SOLE |  | 75104 | 0 | 116 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MW4 | 74640 | 800 | SH |  | OTR |  | 800 | 0 | 0 |
| ULTA BEAUTY INC | COM | 90384S303 | BBG00FWQ4W44 | 26666 | 57 | SH |  | OTR |  | 57 | 0 | 0 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 3253692 | 6955 | SH |  | SOLE |  | 6945 | 0 | 10 |
| UNION PAC CORP | COM | 907818108 |  | 4130628 | 17953 | SH |  | SOLE |  | 17935 | 0 | 18 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 9663 | 42 | SH |  | DFND |  | 42 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 379632 | 1650 | SH |  | OTR |  | 1650 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 2583757 | 8282 | SH |  | SOLE |  | 8271 | 0 | 11 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 26829 | 86 | SH |  | OTR |  | 86 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 3508405 | 77533 | SH |  | SOLE |  | 77426 | 0 | 107 |
| US BANCORP DEL | COM NEW | 902973304 |  | 634948 | 14032 | SH |  | OTR |  | 14032 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 8701658 | 15319 | SH |  | SOLE |  | 14383 | 0 | 936 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 82932 | 146 | SH |  | OTR |  | 146 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 216338 | 2609 | SH |  | SOLE |  | 2609 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 443595 | 7781 | SH |  | OTR |  | 7781 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 50948470 | 893676 | SH |  | SOLE |  | 889856 | 0 | 3820 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | BBG00C863MQ1 | 357326 | 3965 | SH |  | SOLE |  | 3965 | 0 | 0 |
| VERALTO CORP | COM SHS | 92338C103 |  | 3294908 | 32639 | SH |  | SOLE |  | 32588 | 0 | 51 |
| VERALTO CORP | COM SHS | 92338C103 | BBG019Q32XK7 | 11004 | 109 | SH |  | OTR |  | 109 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2482498 | 57372 | SH |  | SOLE |  | 57036 | 0 | 336 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 390987 | 9036 | SH |  | OTR |  | 9036 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 765226 | 7826 | SH |  | OTR |  | 7826 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 4890077 | 50011 | SH |  | SOLE |  | 49948 | 0 | 63 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 232348 | 2900 | SH |  | OTR |  | 2900 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 87091 | 1089 | SH |  | SOLE |  | 701 | 0 | 388 |

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