# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000354046-23-000005
**Filing Date:** 2023-2
**Character Count:** 5345
**Document Hash:** b0d0dc161b9f29aed28b5008c8d4446c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000354046-23-000005.hdr.sgml**: 20230228

**ACCESSION NUMBER**: 0000354046-23-000005

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230228

**DATE AS OF CHANGE**: 20230228

**EFFECTIVENESS DATE**: 20230228

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-73133
- **FILM NUMBER:** 23679019

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Aggressive Growth Allocation Fund (Series ID: S000075290)

---

|  |  |  |
|:---|:---|:---|
| Class Name                        | Ticker Symbol | Class ID   |
| Aggressive Growth Allocation Fund | FRAGX         | C000234197 |

---

### Balanced Allocation Fund (Series ID: S000075291)

---

|  |  |  |
|:---|:---|:---|
| Class Name               | Ticker Symbol | Class ID   |
| Balanced Allocation Fund | FRYBX         | C000234198 |

---

### Growth Allocation Fund (Series ID: S000075292)

---

|  |  |  |
|:---|:---|:---|
| Class Name             | Ticker Symbol | Class ID   |
| Growth Allocation Fund | FRGAX         | C000234199 |

---

### Moderate with Income Allocation Fund (Series ID: S000075293)

---

|  |  |  |
|:---|:---|:---|
| Class Name                           | Ticker Symbol | Class ID   |
| Moderate with Income Allocation Fund | FMWIX         | C000234200 |

---

## Series and Classes Contracts Data

### Aggressive Growth Allocation Fund (Series ID: S000075290)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000234197 | Aggressive Growth Allocation Fund | FRAGX           |

### Balanced Allocation Fund (Series ID: S000075291)

| Class ID   | Class Name               | Ticker Symbol   |
|:---|:---|:---|
| C000234198 | Balanced Allocation Fund | FRYBX           |

### Growth Allocation Fund (Series ID: S000075292)

| Class ID   | Class Name             | Ticker Symbol   |
|:---|:---|:---|
| C000234199 | Growth Allocation Fund | FRGAX           |

### Moderate with Income Allocation Fund (Series ID: S000075293)

| Class ID   | Class Name                           | Ticker Symbol   |
|:---|:---|:---|
| C000234200 | Moderate with Income Allocation Fund | FMWIX           |

**Supplement to the**

**Moderate with Income Allocation Fund, Balanced Allocation Fund, Growth Allocation Fund, and Aggressive Growth Allocation Fund**

**November 29, 2022**

**Prospectus**

*Sharon Delia Dolan no longer serves as a Co-Portfolio Manager of the funds.*

*Kristina Stookey no longer serves as a Co-Portfolio Manager of the funds.*

The following information replaces similar information for the Moderate with Income Allocation Fund found in the "Fund Summary" section under the "Portfolio Manager(s)" heading.

Bruno Winberg Crocco (Co-Portfolio Manager) has managed the fund since 2023.

Finola McGuire Foley (Co-Portfolio Manager) has managed the fund since 2023.

The following information replaces similar information for the Balanced Allocation Fund found in the "Fund Summary" section under the "Portfolio Manager(s)" heading.

Bruno Winberg Crocco (Co-Portfolio Manager) has managed the fund since 2023.

Finola McGuire Foley (Co-Portfolio Manager) has managed the fund since 2023.

The following information replaces similar information for the Growth Allocation Fund found in the "Fund Summary" section under the "Portfolio Manager(s)" heading.

Bruno Winberg Crocco (Co-Portfolio Manager) has managed the fund since 2023.

Finola McGuire Foley (Co-Portfolio Manager) has managed the fund since 2023.

The following information replaces similar information for the Aggressive Growth Allocation Fund found in the "Fund Summary" section under the "Portfolio Manager(s)" heading.

Bruno Winberg Crocco (Co-Portfolio Manager) has managed the fund since 2023.

Finola McGuire Foley (Co-Portfolio Manager) has managed the fund since 2023.

The following information replaces the biographical information found in the "Fund Management" section under the "Portfolio Manager(s)" heading.

Bruno Weinberg Crocco is Co-Portfolio Manager of each fund, which he has managed since 2023. Since joining Fidelity Investments in 2010, Mr. Crocco has worked as a research analyst and portfolio manager.

Finola McGuire Foley is Co-Portfolio Manager of each fund, which she has managed since 2023. She also manages other funds. Since joining Fidelity Investments in 2003, Ms. Foley has worked as an assistant portfolio manager and portfolio manager.

HSA-PSTK-0223-100 1.9909392.100 February 28, 2023