# EDGAR Filing Document

**Accession Number:** 0001731713
**File Stem:** 0001731713-23-000002
**Filing Date:** 2023-2
**Character Count:** 19251
**Document Hash:** f3c4c3a3b4ad83f10c0c090d1c8c8cc7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001731713-23-000002.hdr.sgml**: 20230202

**ACCESSION NUMBER**: 0001731713-23-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230202

**DATE AS OF CHANGE**: 20230201

**EFFECTIVENESS DATE**: 20230202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Windsor Group LTD
- **CENTRAL INDEX KEY:** 0001731713
- **IRS NUMBER:** 351691197
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18669
- **FILM NUMBER:** 23578230

**BUSINESS ADDRESS:**
- **STREET 1:** 500 E. 96TH STREET, SUITE 450
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46240
- **BUSINESS PHONE:** 317-848-3005

**MAIL ADDRESS:**
- **STREET 1:** 500 E. 96TH STREET, SUITE 450
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46240

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Windsor Group LTD<br>**Address:** 500 E. 96TH STREET SUITE 450<br>INDIANAPOLIS, IN 46240

**Form 13F File Number:** 028-18669

**CRD Number (if applicable):** 000105279

**SEC File Number (if applicable):** 801-28534

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Matthew Ulsas<br>**Title:** Chief Compliance Officer<br>**Phone:** 317-848-3005

**Signature, Place, and Date of Signing:**

Matthew Ulsas  Indianapolis, IN  02-01-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 161

**Form 13F Information Table Value Total:** $483896

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 1824 | 16242 | SH |  | SOLE |  | 0 | 0 | 16242 |
| ABBVIE INC | COM | 00287Y109 |  | 2614 | 15694 | SH |  | SOLE |  | 0 | 0 | 15694 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 355 | 1320 | SH |  | SOLE |  | 0 | 0 | 1320 |
| ALLSTATE CORP | COM | 020002101 |  | 243 | 1721 | SH |  | SOLE |  | 0 | 0 | 1721 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 640 | 7332 | SH |  | SOLE |  | 0 | 0 | 7332 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 279 | 3170 | SH |  | SOLE |  | 0 | 0 | 3170 |
| AMAZON COM INC | COM | 023135106 |  | 1969 | 22873 | SH |  | SOLE |  | 0 | 0 | 22873 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 11301 | 147747 | SH |  | SOLE |  | 0 | 0 | 147747 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 239 | 1590 | SH |  | SOLE |  | 0 | 0 | 1590 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 212 | 972 | SH |  | SOLE |  | 0 | 0 | 972 |
| APPLE INC | COM | 037833100 |  | 4038 | 31156 | SH |  | SOLE |  | 0 | 0 | 31156 |
| AT INC | COM | 00206R102 |  | 575 | 29442 | SH |  | SOLE |  | 0 | 0 | 29442 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1820 | 5710 | SH |  | SOLE |  | 0 | 0 | 5710 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 482 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BLACKROCK INC | COM | 09247X101 |  | 208 | 282 | SH |  | SOLE |  | 0 | 0 | 282 |
| BP PLC | SPONSORED ADR | 055622104 |  | 280 | 8122 | SH |  | SOLE |  | 0 | 0 | 8122 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 341 | 4671 | SH |  | SOLE |  | 0 | 0 | 4671 |
| CALUMET SPECIALTY PRODS PART | UT LTD PARTNER | 131476103 |  | 7033 | 419653 | SH |  | SOLE |  | 0 | 0 | 419653 |
| CATERPILLAR INC | COM | 149123101 |  | 1072 | 4306 | SH |  | SOLE |  | 0 | 0 | 4306 |
| CHEVRON CORP NEW | COM | 166764100 |  | 299 | 1693 | SH |  | SOLE |  | 0 | 0 | 1693 |
| CISCO SYS INC | COM | 17275R102 |  | 278 | 5756 | SH |  | SOLE |  | 0 | 0 | 5756 |
| CLEAN HARBORS INC | COM | 184496107 |  | 3167 | 27525 | SH |  | SOLE |  | 0 | 0 | 27525 |
| COCA COLA CO | COM | 191216100 |  | 292 | 4607 | SH |  | SOLE |  | 0 | 0 | 4607 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 587 | 1217 | SH |  | SOLE |  | 0 | 0 | 1217 |
| CUMMINS INC | COM | 231021106 |  | 446 | 1828 | SH |  | SOLE |  | 0 | 0 | 1828 |
| CVS HEALTH CORP | COM | 126650100 |  | 436 | 4765 | SH |  | SOLE |  | 0 | 0 | 4765 |
| DISNEY WALT CO | COM | 254687106 |  | 320 | 3412 | SH |  | SOLE |  | 0 | 0 | 3412 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 702 | 1477 | SH |  | SOLE |  | 0 | 0 | 1477 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1110 | 10041 | SH |  | SOLE |  | 0 | 0 | 10041 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 6248 | 136113 | SH |  | SOLE |  | 0 | 0 | 136113 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 536 | 7450 | SH |  | SOLE |  | 0 | 0 | 7450 |
| GOLDMAN SACHS ETF TR | ACES ULTRA SHR | 381430230 |  | 270 | 5437 | SH |  | SOLE |  | 0 | 0 | 5437 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 2861 | 96108 | SH |  | SOLE |  | 0 | 0 | 96108 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 880 | 8820 | SH |  | SOLE |  | 0 | 0 | 8820 |
| HERITAGE CRYSTAL CLEAN INC | COM | 42726M106 |  | 1987 | 59866 | SH |  | SOLE |  | 0 | 0 | 59866 |
| HOME DEPOT INC | COM | 437076102 |  | 479 | 1508 | SH |  | SOLE |  | 0 | 0 | 1508 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 340 | 2366 | SH |  | SOLE |  | 0 | 0 | 2366 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 439 | 1624 | SH |  | SOLE |  | 0 | 0 | 1624 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 337 | 5193 | SH |  | SOLE |  | 0 | 0 | 5193 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 218 | 18235 | SH |  | SOLE |  | 0 | 0 | 18235 |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1000 | 46137V613 |  | 816 | 5135 | SH |  | SOLE |  | 0 | 0 | 5135 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 209 | 1439 | SH |  | SOLE |  | 0 | 0 | 1439 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 236 | 5250 | SH |  | SOLE |  | 0 | 0 | 5250 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 268 | 5437 | SH |  | SOLE |  | 0 | 0 | 5437 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 6583 | 129263 | SH |  | SOLE |  | 0 | 0 | 129263 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 443 | 12093 | SH |  | SOLE |  | 0 | 0 | 12093 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 11101 | 221550 | SH |  | SOLE |  | 0 | 0 | 221550 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 539 | 9876 | SH |  | SOLE |  | 0 | 0 | 9876 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 208 | 3235 | SH |  | SOLE |  | 0 | 0 | 3235 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 783 | 7897 | SH |  | SOLE |  | 0 | 0 | 7897 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 218 | 3632 | SH |  | SOLE |  | 0 | 0 | 3632 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 35625 | 328858 | SH |  | SOLE |  | 0 | 0 | 328858 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 482 | 8227 | SH |  | SOLE |  | 0 | 0 | 8227 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1808 | 26077 | SH |  | SOLE |  | 0 | 0 | 26077 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 2828 | 32872 | SH |  | SOLE |  | 0 | 0 | 32872 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 884 | 12975 | SH |  | SOLE |  | 0 | 0 | 12975 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 210 | 3243 | SH |  | SOLE |  | 0 | 0 | 3243 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 7551 | 161208 | SH |  | SOLE |  | 0 | 0 | 161208 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 3268 | 31333 | SH |  | SOLE |  | 0 | 0 | 31333 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 250 | 1410 | SH |  | SOLE |  | 0 | 0 | 1410 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4222 | 17024 | SH |  | SOLE |  | 0 | 0 | 17024 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 1991 | 50445 | SH |  | SOLE |  | 0 | 0 | 50445 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 568 | 3801 | SH |  | SOLE |  | 0 | 0 | 3801 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 530 | 10892 | SH |  | SOLE |  | 0 | 0 | 10892 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 3013 | 41009 | SH |  | SOLE |  | 0 | 0 | 41009 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 9798 | 84367 | SH |  | SOLE |  | 0 | 0 | 84367 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 10464 | 98140 | SH |  | SOLE |  | 0 | 0 | 98140 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 10455 | 99960 | SH |  | SOLE |  | 0 | 0 | 99960 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 202 | 1627 | SH |  | SOLE |  | 0 | 0 | 1627 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 226 | 2095 | SH |  | SOLE |  | 0 | 0 | 2095 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 44026 | 605751 | SH |  | SOLE |  | 0 | 0 | 605751 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 1010 | 10689 | SH |  | SOLE |  | 0 | 0 | 10689 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 3796 | 82729 | SH |  | SOLE |  | 0 | 0 | 82729 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 13052 | 134502 | SH |  | SOLE |  | 0 | 0 | 134502 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 2931 | 91818 | SH |  | SOLE |  | 0 | 0 | 91818 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 8414 | 139700 | SH |  | SOLE |  | 0 | 0 | 139700 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 29746 | 364536 | SH |  | SOLE |  | 0 | 0 | 364536 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1640 | 7537 | SH |  | SOLE |  | 0 | 0 | 7537 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 9233 | 65060 | SH |  | SOLE |  | 0 | 0 | 65060 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 243 | 5125 | SH |  | SOLE |  | 0 | 0 | 5125 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 3384 | 81319 | SH |  | SOLE |  | 0 | 0 | 81319 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6755 | 17328 | SH |  | SOLE |  | 0 | 0 | 17328 |
| ISHARES TR | MORNINGSTR US EQ | 464287127 |  | 226 | 4245 | SH |  | SOLE |  | 0 | 0 | 4245 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 3751 | 44443 | SH |  | SOLE |  | 0 | 0 | 44443 |
| ISHARES U S ETF TR | BLACKROCK ST MAT | 46431W507 |  | 6327 | 128215 | SH |  | SOLE |  | 0 | 0 | 128215 |
| ISHARES U S ETF TR | BLACKROCK SHORT | 46431W838 |  | 860 | 17257 | SH |  | SOLE |  | 0 | 0 | 17257 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 5207 | 111303 | SH |  | SOLE |  | 0 | 0 | 111303 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 211 | 4209 | SH |  | SOLE |  | 0 | 0 | 4209 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 209 | 4176 | SH |  | SOLE |  | 0 | 0 | 4176 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 350 | 8840 | SH |  | SOLE |  | 0 | 0 | 8840 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 3415 | 61891 | SH |  | SOLE |  | 0 | 0 | 61891 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 900 | 4993 | SH |  | SOLE |  | 0 | 0 | 4993 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1348 | 9775 | SH |  | SOLE |  | 0 | 0 | 9775 |
| LABORATORY CORP AMER HLDGS | COM NEW | 50540R409 |  | 244 | 1004 | SH |  | SOLE |  | 0 | 0 | 1004 |
| LILLY ELI  CO | COM | 532457108 |  | 22396 | 61707 | SH |  | SOLE |  | 0 | 0 | 61707 |
| MERCK  CO INC | COM | 58933Y105 |  | 346 | 3015 | SH |  | SOLE |  | 0 | 0 | 3015 |
| MICROSOFT CORP | COM | 594918104 |  | 2669 | 11864 | SH |  | SOLE |  | 0 | 0 | 11864 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 240 | 3530 | SH |  | SOLE |  | 0 | 0 | 3530 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 220 | 2512 | SH |  | SOLE |  | 0 | 0 | 2512 |
| NIKE INC | CL B | 654106103 |  | 454 | 3646 | SH |  | SOLE |  | 0 | 0 | 3646 |
| NUVEEN SELECT TAX-FREE INCOM | SH BEN INT | 67062F100 |  | 230 | 16188 | SH |  | SOLE |  | 0 | 0 | 16188 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 225 | 1513 | SH |  | SOLE |  | 0 | 0 | 1513 |
| ORACLE CORP | COM | 68389X105 |  | 347 | 4053 | SH |  | SOLE |  | 0 | 0 | 4053 |
| PENUMBRA INC | COM | 70975L107 |  | 1118 | 4850 | SH |  | SOLE |  | 0 | 0 | 4850 |
| PEPSICO INC | COM | 713448108 |  | 1191 | 6575 | SH |  | SOLE |  | 0 | 0 | 6575 |
| PFIZER INC | COM | 717081103 |  | 293 | 5762 | SH |  | SOLE |  | 0 | 0 | 5762 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 771 | 5010 | SH |  | SOLE |  | 0 | 0 | 5010 |
| PROSHARES TR | PSHS ULTRUSS2000 | 74347R842 |  | 1812 | 56180 | SH |  | SOLE |  | 0 | 0 | 56180 |
| QUALCOMM INC | COM | 747525103 |  | 805 | 6977 | SH |  | SOLE |  | 0 | 0 | 6977 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 939 | 20661 | SH |  | SOLE |  | 0 | 0 | 20661 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 28580 | 368159 | SH |  | SOLE |  | 0 | 0 | 368159 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 525 | 9481 | SH |  | SOLE |  | 0 | 0 | 9481 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 585 | 12786 | SH |  | SOLE |  | 0 | 0 | 12786 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1085 | 12395 | SH |  | SOLE |  | 0 | 0 | 12395 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 610 | 3514 | SH |  | SOLE |  | 0 | 0 | 3514 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 233 | 7578 | SH |  | SOLE |  | 0 | 0 | 7578 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 789 | 2033 | SH |  | SOLE |  | 0 | 0 | 2033 |
| SPDR SER TR | S 600 SMCP GRW | 78464A201 |  | 3506 | 47664 | SH |  | SOLE |  | 0 | 0 | 47664 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 4885 | 63642 | SH |  | SOLE |  | 0 | 0 | 63642 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 285 | 11104 | SH |  | SOLE |  | 0 | 0 | 11104 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 881 | 17384 | SH |  | SOLE |  | 0 | 0 | 17384 |
| SPDR SER TR | S 400 MDCP VAL | 78464A839 |  | 3386 | 50523 | SH |  | SOLE |  | 0 | 0 | 50523 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 |  | 2118 | 44792 | SH |  | SOLE |  | 0 | 0 | 44792 |
| SPDR SER TR | S 400 MDCP GRW | 78464A821 |  | 1636 | 24678 | SH |  | SOLE |  | 0 | 0 | 24678 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 235 | 1833 | SH |  | SOLE |  | 0 | 0 | 1833 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 3714 | 89237 | SH |  | SOLE |  | 0 | 0 | 89237 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 336 | 4143 | SH |  | SOLE |  | 0 | 0 | 4143 |
| STARBUCKS CORP | COM | 855244109 |  | 386 | 3621 | SH |  | SOLE |  | 0 | 0 | 3621 |
| TESLA INC | COM | 88160R101 |  | 418 | 3698 | SH |  | SOLE |  | 0 | 0 | 3698 |
| TEXAS INSTRS INC | COM | 882508104 |  | 266 | 1517 | SH |  | SOLE |  | 0 | 0 | 1517 |
| TJX COS INC NEW | COM | 872540109 |  | 213 | 2575 | SH |  | SOLE |  | 0 | 0 | 2575 |
| UNION PAC CORP | COM | 907818108 |  | 771 | 3636 | SH |  | SOLE |  | 0 | 0 | 3636 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 510 | 1040 | SH |  | SOLE |  | 0 | 0 | 1040 |
| VANECK ETF TRUST | OIL SERVICES ETF | 92189H607 |  | 510 | 1670 | SH |  | SOLE |  | 0 | 0 | 1670 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 334 | 4402 | SH |  | SOLE |  | 0 | 0 | 4402 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 8614 | 113642 | SH |  | SOLE |  | 0 | 0 | 113642 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 375 | 1750 | SH |  | SOLE |  | 0 | 0 | 1750 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1600 | 11471 | SH |  | SOLE |  | 0 | 0 | 11471 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 653 | 1832 | SH |  | SOLE |  | 0 | 0 | 1832 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1612 | 8602 | SH |  | SOLE |  | 0 | 0 | 8602 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1863 | 8965 | SH |  | SOLE |  | 0 | 0 | 8965 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 316 | 3748 | SH |  | SOLE |  | 0 | 0 | 3748 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 835 | 5821 | SH |  | SOLE |  | 0 | 0 | 5821 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1384 | 7655 | SH |  | SOLE |  | 0 | 0 | 7655 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 7462 | 45763 | SH |  | SOLE |  | 0 | 0 | 45763 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 545 | 13299 | SH |  | SOLE |  | 0 | 0 | 13299 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 713 | 13671 | SH |  | SOLE |  | 0 | 0 | 13671 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 20326 | 406104 | SH |  | SOLE |  | 0 | 0 | 406104 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 10753 | 194523 | SH |  | SOLE |  | 0 | 0 | 194523 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 886 | 5734 | SH |  | SOLE |  | 0 | 0 | 5734 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3896 | 72512 | SH |  | SOLE |  | 0 | 0 | 72512 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 393 | 3548 | SH |  | SOLE |  | 0 | 0 | 3548 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 4717 | 65904 | SH |  | SOLE |  | 0 | 0 | 65904 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 533 | 12628 | SH |  | SOLE |  | 0 | 0 | 12628 |
| VISA INC | COM CL A | 92826C839 |  | 482 | 2211 | SH |  | SOLE |  | 0 | 0 | 2211 |
| WALMART INC | COM | 931142103 |  | 249 | 1694 | SH |  | SOLE |  | 0 | 0 | 1694 |
| WASTE CONNECTIONS INC | COM | 94106B101 |  | 2892 | 21775 | SH |  | SOLE |  | 0 | 0 | 21775 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 353 | 5766 | SH |  | SOLE |  | 0 | 0 | 5766 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 210 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 264 | 7110 | SH |  | SOLE |  | 0 | 0 | 7110 |
| YUM BRANDS INC | COM | 988498101 |  | 303 | 2329 | SH |  | SOLE |  | 0 | 0 | 2329 |

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