# EDGAR Filing Document

**Accession Number:** 0001734398
**File Stem:** 0001734398-26-000003
**Filing Date:** 2026-4
**Character Count:** 12862
**Document Hash:** f78381b288ab6676af42de57d6b66a1e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001734398-26-000003.hdr.sgml**: 20260430

**ACCESSION NUMBER**: 0001734398-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260430

**DATE AS OF CHANGE**: 20260430

**EFFECTIVENESS DATE**: 20260430

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RED CEDAR INVESTMENT MANAGEMENT, LLC
- **CENTRAL INDEX KEY:** 0001734398

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18686
- **FILM NUMBER:** 26921615

**BUSINESS ADDRESS:**
- **STREET 1:** 333 BRIDGE ST. NW
- **STREET 2:** SUITE 601
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49504
- **BUSINESS PHONE:** 616-378-6894

**MAIL ADDRESS:**
- **STREET 1:** 333 BRIDGE ST. NW
- **STREET 2:** SUITE 601
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49504

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RED CEDAR INVESTMENT MANAGEMENT LLC<br>**Address:** 333 BRIDGE ST. NW<br>SUITE 601<br>GRAND RAPIDS, MI 49504

**Form 13F File Number:** 028-18686

**CRD Number (if applicable):** 000170939

**SEC File Number (if applicable):** 801-79728

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** DENNIS R. MASON<br>**Title:** DIRECTOR COMPLIANCE SERVICES<br>**Phone:** 2027537141

**Signature, Place, and Date of Signing:**

DENNIS R. MASON  COVINGTON, KY  04-30-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $964521927

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| HOME DEPOT INC | COM | 437076102 |  | 3794075 | 11536 | SH |  | SOLE |  | 11536 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 8151468 | 27711 | SH |  | SOLE |  | 27711 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 8610887 | 9362 | SH |  | SOLE |  | 9362 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 8219198 | 9181 | SH |  | SOLE |  | 9181 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 7802443 | 21078 | SH |  | SOLE |  | 21078 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 2819902 | 19523 | SH |  | SOLE |  | 19523 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 5882235 | 27046 | SH |  | SOLE |  | 27046 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 4305468 | 44607 | SH |  | SOLE |  | 44607 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 4383296 | 4399 | SH |  | SOLE |  | 4399 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 4388355 | 14120 | SH |  | SOLE |  | 14120 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 3051250 | 6866 | SH |  | SOLE |  | 6866 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 2505612 | 12041 | SH |  | SOLE |  | 12041 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 4771066 | 10994 | SH |  | SOLE |  | 10994 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 1278156 | 4400 | SH |  | SOLE |  | 4400 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1623719 | 28170 | SH |  | SOLE |  | 28170 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 6051776 | 16920 | SH |  | SOLE |  | 16920 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 4849943 | 23441 | SH |  | SOLE |  | 23441 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1633646 | 6437 | SH |  | SOLE |  | 6437 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 5336799 | 16775 | SH |  | SOLE |  | 16775 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 10378799 | 33533 | SH |  | SOLE |  | 33533 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 2522722 | 20972 | SH |  | SOLE |  | 20972 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 2492807 | 7263 | SH |  | SOLE |  | 7263 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 1399461 | 5664 | SH |  | SOLE |  | 5664 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 2100171 | 11528 | SH |  | SOLE |  | 11528 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 2957046 | 22962 | SH |  | SOLE |  | 22962 | 0 | 0 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 2366133 | 12685 | SH |  | SOLE |  | 12685 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 677553 | 2062 | SH |  | SOLE |  | 2062 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1450922 | 2536 | SH |  | SOLE |  | 2536 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1545068 | 5108 | SH |  | SOLE |  | 5108 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 4894033 | 52692 | SH |  | SOLE |  | 52692 | 0 | 0 |
| WELLTOWER INC | COM | 95040Q104 |  | 5281427 | 26713 | SH |  | SOLE |  | 26713 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 2309148 | 19946 | SH |  | SOLE |  | 19946 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 3400492 | 21293 | SH |  | SOLE |  | 21293 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 6194117 | 36509 | SH |  | SOLE |  | 36509 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 7449991 | 38621 | SH |  | SOLE |  | 38621 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 12008734 | 88319 | SH |  | SOLE |  | 88319 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 976918 | 5421 | SH |  | SOLE |  | 5421 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 3646176 | 11148 | SH |  | SOLE |  | 11148 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 1353126 | 1407 | SH |  | SOLE |  | 1407 | 0 | 0 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 6267525 | 104511 | SH |  | SOLE |  | 104511 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 2042250 | 2360 | SH |  | SOLE |  | 2360 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 5162140 | 66531 | SH |  | SOLE |  | 66531 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 3205456 | 3789 | SH |  | SOLE |  | 3789 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 5897848 | 24128 | SH |  | SOLE |  | 24128 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2317158 | 8058 | SH |  | SOLE |  | 8058 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 2417394 | 6787 | SH |  | SOLE |  | 6787 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 5380533 | 104700 | SH |  | SOLE |  | 104700 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 999556 | 11157 | SH |  | SOLE |  | 11157 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 2295521 | 11042 | SH |  | SOLE |  | 11042 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 1990068 | 6738 | SH |  | SOLE |  | 6738 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1371989 | 5406 | SH |  | SOLE |  | 5406 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 436831 | 2813 | SH |  | SOLE |  | 2813 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 363063 | 4774 | SH |  | SOLE |  | 4774 | 0 | 0 |
| VICI PPTYS INC | COM | 925652109 |  | 222959 | 8161 | SH |  | SOLE |  | 8161 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 378348 | 626 | SH |  | SOLE |  | 626 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 351619 | 1440 | SH |  | SOLE |  | 1440 | 0 | 0 |
| BHP BILLITON LIMITED | SPONSORED ADS | 088606108 |  | 2697054 | 37078 | SH |  | SOLE |  | 37078 | 0 | 0 |
| TRANSOCEAN LTD | REGISTERED SHS | H8817H100 |  | 2727841 | 411439 | SH |  | SOLE |  | 411439 | 0 | 0 |
| KINROSS GOLD CORP | COM | 496902404 |  | 2564535 | 84028 | SH |  | SOLE |  | 84028 | 0 | 0 |
| HALLIBURTON CO | COM | 406216101 |  | 2915438 | 74774 | SH |  | SOLE |  | 74774 | 0 | 0 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 2490768 | 12271 | SH |  | SOLE |  | 12271 | 0 | 0 |
| ALAMOS GOLD INC | COM CL A | 011532108 |  | 2342527 | 52724 | SH |  | SOLE |  | 52724 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 140956939 | 395325 | SH |  | SOLE |  | 395325 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 152581690 | 517016 | SH |  | SOLE |  | 517016 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 39958835 | 572887 | SH |  | SOLE |  | 572887 | 0 | 0 |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 33119367 | 392224 | SH |  | SOLE |  | 392224 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 24979452 | 257175 | SH |  | SOLE |  | 257175 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 14697525 | 160156 | SH |  | SOLE |  | 160156 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 36445064 | 367131 | SH |  | SOLE |  | 367131 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 15683640 | 36449 | SH |  | SOLE |  | 36449 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 54832703 | 811975 | SH |  | SOLE |  | 811975 | 0 | 0 |
| GLOBAL X FDS | GLOBAL X COPPER | 37954Y830 |  | 7533769 | 98674 | SH |  | SOLE |  | 98674 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 23033336 | 229942 | SH |  | SOLE |  | 229942 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 13462897 | 197577 | SH |  | SOLE |  | 197577 | 0 | 0 |
| VANECK ETF TRUST | OIL SERVICES ETF | 92189H607 |  | 19519538 | 48291 | SH |  | SOLE |  | 48291 | 0 | 0 |
| VANECK ETF TRUST | JP MRGAN EM LOC | 92189H300 |  | 10790219 | 429718 | SH |  | SOLE |  | 429718 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 19952566 | 325703 | SH |  | SOLE |  | 325703 | 0 | 0 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 16854595 | 474510 | SH |  | SOLE |  | 474510 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 4105416 | 14276 | SH |  | SOLE |  | 14276 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 16831686 | 656462 | SH |  | SOLE |  | 656462 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A474 |  | 23211664 | 771921 | SH |  | SOLE |  | 771921 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 10098595 | 16900 | SH |  | SOLE |  | 16900 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3144621 | 10950 | SH |  | SOLE |  | 10950 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 5869319 | 9025 | SH |  | SOLE |  | 9025 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 26388522 | 1066203 | SH |  | SOLE |  | 1066203 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 12058301 | 48622 | SH |  | SOLE |  | 48622 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 863662 | 48657 | SH |  | SOLE |  | 48657 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1090481 | 10843 | SH |  | SOLE |  | 10843 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1062139 | 13399 | SH |  | SOLE |  | 13399 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1046312 | 19907 | SH |  | SOLE |  | 19907 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 828010 | 10560 | SH |  | SOLE |  | 10560 | 0 | 0 |
| EXCHANGE PLACE ADVISORS TRUS | NORTH SQUARE RCI | 301471108 |  | 11818505 | 466193 | SH |  | SOLE |  | 466193 | 0 | 0 |

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