# EDGAR Filing Document

**Accession Number:** 0001339270
**File Stem:** 0001339270-26-000002
**Filing Date:** 2026-4
**Character Count:** 8859
**Document Hash:** b9abc6a3876254865d38ddc70f443958
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001339270-26-000002.hdr.sgml**: 20260424

**ACCESSION NUMBER**: 0001339270-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260424

**DATE AS OF CHANGE**: 20260424

**EFFECTIVENESS DATE**: 20260424

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SOL Capital Management CO
- **CENTRAL INDEX KEY:** 0001339270

**ORGANIZATION NAME:**
- **EIN:** 521499373
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11529
- **FILM NUMBER:** 26891627

**BUSINESS ADDRESS:**
- **STREET 1:** 111 ROCKVILLE PIKE
- **STREET 2:** SUITE 750
- **CITY:** ROCKVILLE
- **STATE:** MD
- **ZIP:** 20850
- **BUSINESS PHONE:** 301-881-3727

**MAIL ADDRESS:**
- **STREET 1:** 111 ROCKVILLE PIKE
- **STREET 2:** SUITE 750
- **CITY:** ROCKVILLE
- **STATE:** MD
- **ZIP:** 20850

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SOL Capital Management CO<br>**Address:** 111 ROCKVILLE PIKE<br>SUITE 750<br>ROCKVILLE, MD 20850

**Form 13F File Number:** 028-11529

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Sandra G. Horne<br>**Title:** VP/Chief Compliance Officer<br>**Phone:** 301-692-1225

**Signature, Place, and Date of Signing:**

Sandra G. Horne  Bedford, VA  04-24-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 0

**Form 13F Information Table Value Total:** $0

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 289590 | 2100 | SH |  | SOLE |  | 2100 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 10256445 | 169416 | SH |  | SOLE |  | 169416 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1649615 | 10227 | SH |  | SOLE |  | 10227 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 991391 | 6090 | SH |  | SOLE |  | 6090 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 642020 | 3375 | SH |  | SOLE |  | 3375 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5600925 | 26256 | SH |  | SOLE |  | 26256 | 0 | 0 |
| BLACKROCK ENHANCED EQUITY DI | COM | 09251A104 |  | 3168364 | 381271 | SH |  | SOLE |  | 381271 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 312563 | 6300 | SH |  | SOLE |  | 6300 | 0 | 0 |
| CALAMOS CONV  HIGH INCOME F | COM SHS | 12811P108 |  | 215693 | 21209 | SH |  | SOLE |  | 21209 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 253994 | 809 | SH |  | SOLE |  | 809 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 1023996 | 30153 | SH |  | SOLE |  | 30153 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 1179522 | 32245 | SH |  | SOLE |  | 32245 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 10968726 | 222309 | SH |  | SOLE |  | 222309 | 0 | 0 |
| ERIE INDTY CO | CL A | 29530P102 |  | 4467778 | 12724 | SH |  | SOLE |  | 12724 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 259796 | 2456 | SH |  | SOLE |  | 2456 | 0 | 0 |
| FIRST CTZNS BANCSHARES INC N | CL A | 31946M103 |  | 1243466 | 698 | SH |  | SOLE |  | 698 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | GBL WND ENRG ETF | 33736G106 |  | 231077 | 14726 | SH |  | SOLE |  | 14726 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 399978 | 10322 | SH |  | SOLE |  | 10322 | 0 | 0 |
| GLOBAL X FDS | AUTONMOUS EV ETF | 37954Y624 |  | 205895 | 9937 | SH |  | SOLE |  | 9937 | 0 | 0 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 4518822 | 276719 | SH |  | SOLE |  | 276719 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 328561 | 917 | SH |  | SOLE |  | 917 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 360563 | 1504 | SH |  | SOLE |  | 1504 | 0 | 0 |
| INVESCO ACTIVELY MANAGED EXC | TOTAL RETURN | 46090A804 |  | 2614653 | 56217 | SH |  | SOLE |  | 56217 | 0 | 0 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 281197 | 1861 | SH |  | SOLE |  | 1861 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1425357 | 9228 | SH |  | SOLE |  | 9228 | 0 | 0 |
| LISATA THERAPEUTICS INC | COM | 128058302 |  | 29342 | 12175 | SH |  | SOLE |  | 12175 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 4902735 | 11525 | SH |  | SOLE |  | 11525 | 0 | 0 |
| NBT BANCORP INC | COM | 628778102 |  | 445377 | 10477 | SH |  | SOLE |  | 10477 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2281721 | 20444 | SH |  | SOLE |  | 20444 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG MIDCP | 67092P409 |  | 601861 | 13820 | SH |  | SOLE |  | 13820 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1160175 | 7252 | SH |  | SOLE |  | 7252 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 582724 | 1959 | SH |  | SOLE |  | 1959 | 0 | 0 |
| SPDR SER TR | PORTFLI INTRMDIT | 78464A672 |  | 351134 | 12256 | SH |  | SOLE |  | 12256 | 0 | 0 |
| SIMULATIONS PLUS INC | COM | 829214105 |  | 468498 | 13960 | SH |  | SOLE |  | 13960 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 370006 | 1319 | SH |  | SOLE |  | 1319 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 791319 | 11100 | SH |  | SOLE |  | 11100 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 357175 | 1043 | SH |  | SOLE |  | 1043 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 59108457 | 115143 | SH |  | SOLE |  | 115143 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 312478 | 5935 | SH |  | SOLE |  | 5935 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 737534 | 14948 | SH |  | SOLE |  | 14948 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 12536035 | 48801 | SH |  | SOLE |  | 48801 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 768668 | 12067 | SH |  | SOLE |  | 12067 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1585628 | 5776 | SH |  | SOLE |  | 5776 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1365248 | 25217 | SH |  | SOLE |  | 25217 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 2297654 | 18875 | SH |  | SOLE |  | 18875 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 403382 | 10714 | SH |  | SOLE |  | 10714 | 0 | 0 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 680682 | 14791 | SH |  | SOLE |  | 14791 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1056922 | 10151 | SH |  | SOLE |  | 10151 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 20208043 | 491919 | SH |  | SOLE |  | 491919 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 12829825 | 75732 | SH |  | SOLE |  | 75732 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 8998191 | 86198 | SH |  | SOLE |  | 86198 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 17923593 | 782348 | SH |  | SOLE |  | 782348 | 0 | 0 |

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