# EDGAR Filing Document

**Accession Number:** 0002054451
**File Stem:** 0001951757-26-000285
**Filing Date:** 2026-1
**Character Count:** 11505
**Document Hash:** f24b618f08ea2ec076299b61f5552a9e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000285.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0001951757-26-000285

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FORTRESS FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002054451

**ORGANIZATION NAME:**
- **EIN:** 870800113
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24762
- **FILM NUMBER:** 26557471

**BUSINESS ADDRESS:**
- **STREET 1:** 1610 14TH STREET NW
- **STREET 2:** SUITE 100
- **CITY:** ROCHESTER
- **STATE:** MN
- **ZIP:** 55901
- **BUSINESS PHONE:** (507) 529-1400

**MAIL ADDRESS:**
- **STREET 1:** 1610 14TH STREET NW
- **STREET 2:** SUITE 100
- **CITY:** ROCHESTER
- **STATE:** MN
- **ZIP:** 55901

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FORTRESS FINANCIAL GROUP LLC<br>**Address:** 1610 14TH STREET NW<br>SUITE 100<br>ROCHESTER, MN 55901

**Form 13F File Number:** 028-24762

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Debra Pladsen<br>**Title:** Chief Compliance Officer<br>**Phone:** (507) 529-1400

**Signature, Place, and Date of Signing:**

Debra Pladsen  Rochester, MN  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 81

**Form 13F Information Table Value Total:** $135455446

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 1823107 | 7898 | SH |  | SOLE |  | 0 | 0 | 7898 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3839461 | 6250 | SH |  | SOLE |  | 0 | 0 | 6250 |
| ONEMAIN HLDGS INC | COM | 68268W103 |  | 416787 | 6170 | SH |  | SOLE |  | 0 | 0 | 6170 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 526080 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| COCA COLA CO | COM | 191216100 |  | 501621 | 7175 | SH |  | SOLE |  | 0 | 0 | 7175 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 478864 | 4828 | SH |  | SOLE |  | 0 | 0 | 4828 |
| HORMEL FOODS CORP | COM | 440452100 |  | 757830 | 31976 | SH |  | SOLE |  | 0 | 0 | 31976 |
| MERCK  CO INC | COM | 58933Y105 |  | 338843 | 3219 | SH |  | SOLE |  | 0 | 0 | 3219 |
| OSHKOSH CORP | COM | 688239201 |  | 276370 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3291158 | 4826 | SH |  | SOLE |  | 0 | 0 | 4826 |
| MCKESSON CORP | COM | 58155Q103 |  | 386764 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| WEST BANCORPORATION INC | CAP STK | 95123P106 |  | 383685 | 17291 | SH |  | SOLE |  | 0 | 0 | 17291 |
| PEPSICO INC | COM | 713448108 |  | 223202 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 219509 | 564 | SH |  | SOLE |  | 0 | 0 | 564 |
| FORD MTR CO | COM | 345370860 |  | 148262 | 11300 | SH |  | SOLE |  | 0 | 0 | 11300 |
| US BANCORP DEL | COM NEW | 902973304 |  | 202420 | 3793 | SH |  | SOLE |  | 0 | 0 | 3793 |
| XCEL ENERGY INC | COM | 98389B100 |  | 267973 | 3628 | SH |  | SOLE |  | 0 | 0 | 3628 |
| HOME DEPOT INC | COM | 437076102 |  | 231151 | 672 | SH |  | SOLE |  | 0 | 0 | 672 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 684427 | 1727 | SH |  | SOLE |  | 0 | 0 | 1727 |
| KEYCORP | COM | 493267108 |  | 363453 | 17609 | SH |  | SOLE |  | 0 | 0 | 17609 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 333101 | 12292 | SH |  | SOLE |  | 0 | 0 | 12292 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2912199 | 6153 | SH |  | SOLE |  | 0 | 0 | 6153 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4594317 | 38229 | SH |  | SOLE |  | 0 | 0 | 38229 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 793630 | 1579 | SH |  | SOLE |  | 0 | 0 | 1579 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 352568 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| MICROSOFT CORP | COM | 594918104 |  | 1599832 | 3308 | SH |  | SOLE |  | 0 | 0 | 3308 |
| TESLA INC | COM | 88160R101 |  | 1349684 | 3001 | SH |  | SOLE |  | 0 | 0 | 3001 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 222801 | 1770 | SH |  | SOLE |  | 0 | 0 | 1770 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 9555297 | 49881 | SH |  | SOLE |  | 0 | 0 | 49881 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 329684 | 2894 | SH |  | SOLE |  | 0 | 0 | 2894 |
| ELI LILLY  CO | COM | 532457108 |  | 286714 | 267 | SH |  | SOLE |  | 0 | 0 | 267 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 254231 | 2493 | SH |  | SOLE |  | 0 | 0 | 2493 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 452355 | 3125 | SH |  | SOLE |  | 0 | 0 | 3125 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 328662 | 5742 | SH |  | SOLE |  | 0 | 0 | 5742 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 274253 | 1084 | SH |  | SOLE |  | 0 | 0 | 1084 |
| ALERUS FINL CORP | COM | 01446U103 |  | 1516466 | 67339 | SH |  | SOLE |  | 0 | 0 | 67339 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 360655 | 1888 | SH |  | SOLE |  | 0 | 0 | 1888 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 432276 | 886 | SH |  | SOLE |  | 0 | 0 | 886 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 333711 | 3730 | SH |  | SOLE |  | 0 | 0 | 3730 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1437398 | 7707 | SH |  | SOLE |  | 0 | 0 | 7707 |
| POLARIS INC | COM | 731068102 |  | 270736 | 4280 | SH |  | SOLE |  | 0 | 0 | 4280 |
| FASTENAL CO | COM | 311900104 |  | 1157279 | 28838 | SH |  | SOLE |  | 0 | 0 | 28838 |
| MCDONALDS CORP | COM | 580135101 |  | 216734 | 709 | SH |  | SOLE |  | 0 | 0 | 709 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 316092113 |  | 11433678 | 299546 | SH |  | SOLE |  | 0 | 0 | 299546 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 393064 | 10404 | SH |  | SOLE |  | 0 | 0 | 10404 |
| CISCO SYS INC | COM | 17275R102 |  | 221425 | 2875 | SH |  | SOLE |  | 0 | 0 | 2875 |
| GE VERNOVA INC | COM | 36828A101 |  | 378580 | 579 | SH |  | SOLE |  | 0 | 0 | 579 |
| GE AEROSPACE | COM NEW | 369604301 |  | 754227 | 2449 | SH |  | SOLE |  | 0 | 0 | 2449 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 682106 | 3434 | SH |  | SOLE |  | 0 | 0 | 3434 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 7246331 | 51334 | SH |  | SOLE |  | 0 | 0 | 51334 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 773207 | 3646 | SH |  | SOLE |  | 0 | 0 | 3646 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1259101 | 10215 | SH |  | SOLE |  | 0 | 0 | 10215 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2128631 | 3108 | SH |  | SOLE |  | 0 | 0 | 3108 |
| BLACKROCK ETF TRUST | ISHARES INTL DIV | 09290C848 |  | 2840073 | 98545 | SH |  | SOLE |  | 0 | 0 | 98545 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 589477 | 6325 | SH |  | SOLE |  | 0 | 0 | 6325 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 209492 | 433 | SH |  | SOLE |  | 0 | 0 | 433 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 861340 | 2673 | SH |  | SOLE |  | 0 | 0 | 2673 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 243140 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 842253 | 13483 | SH |  | SOLE |  | 0 | 0 | 13483 |
| BANK AMERICA CORP | COM | 060505104 |  | 355805 | 6469 | SH |  | SOLE |  | 0 | 0 | 6469 |
| INSTALLED BLDG PRODS INC | COM | 45780R101 |  | 621131 | 2395 | SH |  | SOLE |  | 0 | 0 | 2395 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2319229 | 7830 | SH |  | SOLE |  | 0 | 0 | 7830 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 233593 | 4345 | SH |  | SOLE |  | 0 | 0 | 4345 |
| CATERPILLAR INC | COM | 149123101 |  | 299966 | 524 | SH |  | SOLE |  | 0 | 0 | 524 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 290956 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| AMGEN INC | COM | 031162100 |  | 953639 | 2914 | SH |  | SOLE |  | 0 | 0 | 2914 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 15554148 | 92617 | SH |  | SOLE |  | 0 | 0 | 92617 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 14457656 | 140995 | SH |  | SOLE |  | 0 | 0 | 140995 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 7141670 | 62800 | SH |  | SOLE |  | 0 | 0 | 62800 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 291899 | 4206 | SH |  | SOLE |  | 0 | 0 | 4206 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 2255590 | 48992 | SH |  | SOLE |  | 0 | 0 | 48992 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 300950 | 1442 | SH |  | SOLE |  | 0 | 0 | 1442 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 508772 | 4228 | SH |  | SOLE |  | 0 | 0 | 4228 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 332985 | 1009 | SH |  | SOLE |  | 0 | 0 | 1009 |
| BLACKROCK INC | COM | 09290D101 |  | 342404 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1409518 | 21356 | SH |  | SOLE |  | 0 | 0 | 21356 |
| APPLE INC | COM | 037833100 |  | 2462724 | 9059 | SH |  | SOLE |  | 0 | 0 | 9059 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 6421650 | 48513 | SH |  | SOLE |  | 0 | 0 | 48513 |
| DISNEY WALT CO | COM | 254687106 |  | 330810 | 2908 | SH |  | SOLE |  | 0 | 0 | 2908 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 399411 | 1070 | SH |  | SOLE |  | 0 | 0 | 1070 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2589265 | 12310 | SH |  | SOLE |  | 0 | 0 | 12310 |

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