# EDGAR Filing Document

**Accession Number:** 0001731445
**File Stem:** 0001085146-25-005830
**Filing Date:** 2025-10
**Character Count:** 13432
**Document Hash:** 62a06a1071c76c60066bcf783e080f87
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-005830.hdr.sgml**: 20251008

**ACCESSION NUMBER**: 0001085146-25-005830

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251008

**DATE AS OF CHANGE**: 20251007

**EFFECTIVENESS DATE**: 20251008

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Towerpoint Wealth, LLC
- **CENTRAL INDEX KEY:** 0001731445

**ORGANIZATION NAME:**
- **EIN:** 821598220
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18600
- **FILM NUMBER:** 251381114

**BUSINESS ADDRESS:**
- **STREET 1:** 500 CAPITOL MALL, SUITE 1060
- **CITY:** SACRAMENTO
- **STATE:** CA
- **ZIP:** 95814
- **BUSINESS PHONE:** 916-405-9140

**MAIL ADDRESS:**
- **STREET 1:** 500 CAPITOL MALL, SUITE 1060
- **CITY:** SACRAMENTO
- **STATE:** CA
- **ZIP:** 95814

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Towerpoint Wealth LLC<br>**Address:** 500 CAPITOL MALL SUITE 1060<br>SACRAMENTO, CA 95814

**Form 13F File Number:** 028-18600

**CRD Number (if applicable):** 000288593

**SEC File Number (if applicable):** 801-110596

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Alex Butters<br>**Title:** Regulatory Consultant<br>**Phone:** 310-275-7300

**Signature, Place, and Date of Signing:**

/s/ Alex Butters  Beverly Hills, CA  10-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 87

**Form 13F Information Table Value Total:** $244401806

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 869605 | 6492 | SH |  | SOLE |  | 6492 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 1107919 | 4785 | SH |  | SOLE |  | 4785 | 0 | 0 |
| AFLAC INC | COM | 001055102 | BBG001S5NGJ4 | 271329 | 2429 | SH |  | SOLE |  | 2429 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 738404 | 3037 | SH |  | SOLE |  | 3037 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 2288433 | 9396 | SH |  | SOLE |  | 9396 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 621603 | 2831 | SH |  | SOLE |  | 2831 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 210267 | 633 | SH |  | SOLE |  | 633 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 5149681 | 20224 | SH |  | SOLE |  | 20224 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 451437 | 1368 | SH |  | SOLE |  | 1368 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 2066065 | 2232 | SH |  | SOLE |  | 2232 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 254026 | 2219 | SH |  | SOLE |  | 2218 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 3274811 | 4292 | SH |  | SOLE |  | 4292 | 0 | 0 |
| EXCHANGE LISTED FDS TR | SABA INT RATE | 30151E806 | BBG00G3T51V5 | 311721 | 13690 | SH |  | SOLE |  | 13690 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 651921 | 5782 | SH |  | SOLE |  | 5782 | 0 | 0 |
| FEDERATED HERMES ETF TRUST | HERMES TOTAL RET | 31423L404 | BBG01JS5G4Q1 | 248088 | 9771 | SH |  | SOLE |  | 9771 | 0 | 0 |
| FEDERATED HERMES ETF TRUST | MDT LARGE CAP | 31423L800 | BBG01NKB1D38 | 1954059 | 59867 | SH |  | SOLE |  | 59867 | 0 | 0 |
| FEDERATED HERMES ETF TRUST | MDT SMALL CAP | 31423L602 | BBG01NKB3098 | 716237 | 24222 | SH |  | SOLE |  | 24222 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | CALIF MUN INCM | 33739P863 | BBG00GY1H1G6 | 350120 | 7179 | SH |  | SOLE |  | 7179 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | DEV MRK EX US | 33737J174 | BBG001V11YW9 | 2357613 | 31281 | SH |  | SOLE |  | 31280 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 | BBG006XT8631 | 3282387 | 54789 | SH |  | SOLE |  | 54788 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 | BBG007GFNV45 | 884877 | 17772 | SH |  | SOLE |  | 17772 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 | BBG001SLWD88 | 6423524 | 138917 | SH |  | SOLE |  | 138917 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 219953 | 731 | SH |  | SOLE |  | 731 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 799393 | 1973 | SH |  | SOLE |  | 1972 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 773327 | 1288 | SH |  | SOLE |  | 1288 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 3846549 | 52859 | SH |  | SOLE |  | 52859 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 | BBG001T03XM5 | 1541026 | 27017 | SH |  | SOLE |  | 27016 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 2386580 | 36570 | SH |  | SOLE |  | 36570 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 365808 | 3078 | SH |  | SOLE |  | 3078 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 218564 | 327 | SH |  | SOLE |  | 326 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 1205147 | 26734 | SH |  | SOLE |  | 26733 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG001ST0ZQ7 | 1515522 | 18666 | SH |  | SOLE |  | 18666 | 0 | 0 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 | BBG001SBRHJ5 | 1658397 | 15900 | SH |  | SOLE |  | 15900 | 0 | 0 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 | BBG001SBRHX9 | 429125 | 4767 | SH |  | SOLE |  | 4767 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 | BBG001SBRKD4 | 237548 | 4374 | SH |  | SOLE |  | 4374 | 0 | 0 |
| ISHARES TR | MRNING SM CP ETF | 464288703 | BBG001SBRKG1 | 376389 | 5648 | SH |  | SOLE |  | 5648 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 1274314 | 13648 | SH |  | SOLE |  | 13648 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 4014625 | 8571 | SH |  | SOLE |  | 8570 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 5830560 | 28639 | SH |  | SOLE |  | 28638 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 328041 | 1025 | SH |  | SOLE |  | 1025 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 2163055 | 12234 | SH |  | SOLE |  | 12233 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 356076 | 3688 | SH |  | SOLE |  | 3688 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 1850107 | 15326 | SH |  | SOLE |  | 15325 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 1107681 | 5364 | SH |  | SOLE |  | 5363 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 238601 | 2158 | SH |  | SOLE |  | 2157 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 459117 | 1456 | SH |  | SOLE |  | 1455 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 311751 | 3714 | SH |  | SOLE |  | 3714 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 954000 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 2045442 | 3949 | SH |  | SOLE |  | 3949 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 352482 | 294 | SH |  | SOLE |  | 294 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 | BBG00GVWYK25 | 310107 | 8243 | SH |  | SOLE |  | 8243 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 3983447 | 21350 | SH |  | SOLE |  | 21349 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 813569 | 5793 | SH |  | SOLE |  | 5793 | 0 | 0 |
| PIMCO ETF TR | ENHANCD SHORT | 72201R643 | BBG00QQFDTV8 | 220494 | 2230 | SH |  | SOLE |  | 2230 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 1054346 | 6862 | SH |  | SOLE |  | 6862 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 277851 | 1670 | SH |  | SOLE |  | 1670 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | BBG001S7T1S7 | 457736 | 5124 | SH |  | SOLE |  | 5123 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 1804366 | 5076 | SH |  | SOLE |  | 5076 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | BBG001SRXRJ1 | 3966214 | 92690 | SH |  | SOLE |  | 92690 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | BBG001SRXRD7 | 1020244 | 21795 | SH |  | SOLE |  | 21795 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 3904060 | 5860 | SH |  | SOLE |  | 5860 | 0 | 0 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 | BBG001T2PMD1 | 897178 | 9914 | SH |  | SOLE |  | 9913 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 3883960 | 37164 | SH |  | SOLE |  | 37163 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 | BBG001SG4284 | 1177320 | 21278 | SH |  | SOLE |  | 21278 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 | BBG001SG4275 | 514525 | 5456 | SH |  | SOLE |  | 5455 | 0 | 0 |
| SPDR SERIES TRUST | S KENSHO NEW | 78468R648 | BBG00M9BL771 | 6241974 | 100257 | SH |  | SOLE |  | 100256 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 260654 | 705 | SH |  | SOLE |  | 705 | 0 | 0 |
| T ROWE PRICE ETF INC | QM US BOND ETF | 87283Q602 | BBG011XYKHY8 | 11506231 | 267214 | SH |  | SOLE |  | 267213 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 214810 | 622 | SH |  | SOLE |  | 622 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 1741398 | 35208 | SH |  | SOLE |  | 35208 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 30254306 | 63081 | SH |  | SOLE |  | 63081 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 322798 | 1849 | SH |  | SOLE |  | 1849 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 15315201 | 52139 | SH |  | SOLE |  | 52138 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 491597 | 5377 | SH |  | SOLE |  | 5377 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 7691991 | 36855 | SH |  | SOLE |  | 36854 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 8646060 | 29051 | SH |  | SOLE |  | 29050 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 666985 | 2032 | SH |  | SOLE |  | 2032 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 29268514 | 156944 | SH |  | SOLE |  | 156944 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 14594861 | 173521 | SH |  | SOLE |  | 173521 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | TOTAL CORP BND | 92206C573 | BBG00J5M1LD2 | 373873 | 4770 | SH |  | SOLE |  | 4770 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 1182055 | 5478 | SH |  | SOLE |  | 5477 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 15022665 | 250712 | SH |  | SOLE |  | 250712 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 755717 | 6381 | SH |  | SOLE |  | 6380 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 1642295 | 2200 | SH |  | SOLE |  | 2199 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 288172 | 844 | SH |  | SOLE |  | 844 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 1934774 | 18773 | SH |  | SOLE |  | 18773 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 356151 | 4249 | SH |  | SOLE |  | 4249 | 0 | 0 |

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