# EDGAR Filing Document

**Accession Number:** 0001635523
**File Stem:** 0001635523-23-000001
**Filing Date:** 2023-2
**Character Count:** 20297
**Document Hash:** 070a6b1ccc94adb99b62717539d38dff
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001635523-23-000001.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001635523-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230210

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CLEAR INVESTMENT RESEARCH, LLC
- **CENTRAL INDEX KEY:** 0001635523
- **IRS NUMBER:** 463868027
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16875
- **FILM NUMBER:** 23611117

**BUSINESS ADDRESS:**
- **STREET 1:** 284 SOUTH MAIN STREET
- **STREET 2:** SUITE 900
- **CITY:** ALPHARETTA
- **STATE:** GA
- **ZIP:** 30009
- **BUSINESS PHONE:** 678-293-8667

**MAIL ADDRESS:**
- **STREET 1:** 284 SOUTH MAIN STREET
- **STREET 2:** SUITE 900
- **CITY:** ALPHARETTA
- **STATE:** GA
- **ZIP:** 30009

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CLEAR INVESTMENT RESEARCH LLC<br>**Address:** 284 SOUTH MAIN STREET<br>SUITE 900<br>ALPHARETTA, GA 30009

**Form 13F File Number:** 028-16875

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Travis Jennings<br>**Title:** Systems Administrator<br>**Phone:** 6782938688

**Signature, Place, and Date of Signing:**

Travis Jennings  Alpharetta, GA  02-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 184

**Form 13F Information Table Value Total:** $51635

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT | COM | 00206R102 |  | 30 | 1648 | SH |  | SOLE |  | 0 | 0 | 1648 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 2 | 69 | SH |  | SOLE |  | 0 | 0 | 69 |
| ADOBE INC | COM | 00724F101 |  | 19 | 56 | SH |  | SOLE |  | 0 | 0 | 56 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 26 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| AIRBNB INC | COM CL A | 009066101 |  | 1 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 22 | 245 | SH |  | SOLE |  | 0 | 0 | 245 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 81 | 922 | SH |  | SOLE |  | 0 | 0 | 922 |
| AMAZON COM INC | COM | 023135106 |  | 265 | 3160 | SH |  | SOLE |  | 0 | 0 | 3160 |
| APPLE INC | COM | 037833100 |  | 1765 | 13584 | SH |  | SOLE |  | 0 | 0 | 13584 |
| APPLIED MATLS INC | COM | 038222105 |  | 54 | 555 | SH |  | SOLE |  | 0 | 0 | 555 |
| ASTRAZENECA PLC | SPONSORED Adr | 046353108 |  | 19 | 280 | SH |  | SOLE |  | 0 | 0 | 280 |
| BANK AMER CORP | COM | 060505104 |  | 585 | 17671 | SH |  | SOLE |  | 0 | 0 | 17671 |
| BARCLAYS BK PLC | DJUBS CMDT ETN36 | 06738C778 |  | 202 | 5990 | SH |  | SOLE |  | 0 | 0 | 5990 |
| BERSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 168 | 543 | SH |  | SOLE |  | 0 | 0 | 543 |
| BEST BUY INC | COM | 086516101 |  | 72 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| BOEING CO | COM | 097023105 |  | 1 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 36 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| CVS HEALTH GROUP | COM | 126650100 |  | 227 | 2438 | SH |  | SOLE |  | 0 | 0 | 2438 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 40 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| CANNAE HLDGS INC | COM | 13765N107 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CHEVRON CORP NEW | COM | 166764100 |  | 7 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| COCA COLA CO | COM | 191216100 |  | 27 | 432 | SH |  | SOLE |  | 0 | 0 | 432 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| CONAGRA BANDS INC | COM | 205887102 |  | 4 | 108 | SH |  | SOLE |  | 0 | 0 | 108 |
| CORTEVA INC | COM | 22052L104 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| DXC TECHNOLOGY CO | COM | 23355L106 |  | 0 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 0 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 13 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| DISNEY WALT CO | COM DISNEY | 254687106 |  | 4 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 44 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| DOLLAR TREE INC | COM | 256746108 |  | 735 | 5200 | SH |  | SOLE |  | 0 | 0 | 5200 |
| DRAFTKINGS INC | COM CL A | 26142V105 |  | 1 | 106 | SH |  | SOLE |  | 0 | 0 | 106 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| ESSENTIAL PPTYS RLTY TR INC | COM | 29670E107 |  | 14 | 575 | SH |  | SOLE |  | 0 | 0 | 575 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 135 | 1225 | SH |  | SOLE |  | 0 | 0 | 1225 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 384 | 8538 | SH |  | SOLE |  | 0 | 0 | 8538 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 59 | 876 | SH |  | SOLE |  | 0 | 0 | 876 |
| FIDELITY NATIONAL FINANCIAL | FNF GROUP COM | 31620R303 |  | 0 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| FIRST TR EXCHANGE TRADED FD | INTL EQUITY OPP | 33734X853 |  | 94 | 2433 | SH |  | SOLE |  | 0 | 0 | 2433 |
| FIRST TR EXCHNG TRADED FD VI | TCW OPPORTUNIS | 33740F805 |  | 60 | 1371 | SH |  | SOLE |  | 0 | 0 | 1371 |
| FORD MTR CO DEL | COM | 345370860 |  | 6 | 517 | SH |  | SOLE |  | 0 | 0 | 517 |
| FORTUNE BRANDS HOME  SEC IN | COM | 34964C106 |  | 11 | 200 | SH |  | SOLE |  | 0 | 0 | 50 |
| GENERAC HLDGS INC | COM | 368736104 |  | 5 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| GENERAL ELECTRIC CO | COM | 369604301 |  | 25 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| GENERAL MLS INC | COM | 370334104 |  | 2 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| GENERAL MTRS CO | COM | 37045V100 |  | 33 | 968 | SH |  | SOLE |  | 0 | 0 | 960 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| GRAPHIC PACKAGING HLDG CO | COM | 388689101 |  | 4950 | 222484 | SH |  | SOLE |  | 0 | 0 | 222484 |
| GROWGENERATION CORP | COM | 39986L109 |  | 0 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| HP INC | COM | 40434L105 |  | 6 | 217 | SH |  | SOLE |  | 0 | 0 | 217 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 3 | 204 | SH |  | SOLE |  | 0 | 0 | 204 |
| HOME DEPOT INC | COM | 437076102 |  | 176 | 558 | SH |  | SOLE |  | 0 | 0 | 558 |
| HONEYWELL INTL INC | COM | 438516106 |  | 3 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| IDEXX LABS INC | COM | 45168D104 |  | 10 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| INTEL CORP | COM | 458140100 |  | 9 | 352 | SH |  | SOLE |  | 0 | 0 | 352 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 24 | 92 | SH |  | SOLE |  | 0 | 0 | 92 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 222 | 5040 | SH |  | SOLE |  | 0 | 0 | 5040 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 31 | 219 | SH |  | SOLE |  | 0 | 0 | 219 |
| INVESCO EXCHNG TRADED FD TR | S LOW VOL | 46138E354 |  | 91 | 1429 | SH |  | SOLE |  | 0 | 0 | 1429 |
| INVESCO EXCHNG TRADED FD TR | EMRNG MKT SVRG | 46138E784 |  | 0 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| INVESCO EXCHNG TRADED FD TR | SOLAR ETF | 46138G706 |  | 14 | 197 | SH |  | SOLE |  | 0 | 0 | 197 |
| INVESCO EXCHANGE TRADED FD T | TREAS COLATERL | 46138G888 |  | 61 | 574 | SH |  | SOLE |  | 0 | 0 | 574 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 82 | 2357 | SH |  | SOLE |  | 0 | 0 | 2357 |
| ISHARES | MSCI FRNTR100ETF | 464286145 |  | 0 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| ISHARES | GLB ENR PROD ETF | 464286343 |  | 0 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| ISHARES | MIN VOL EMRG MKT | 464286533 |  | 201 | 3781 | SH |  | SOLE |  | 0 | 0 | 3763 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1538 | 14445 | SH |  | SOLE |  | 0 | 0 | 14445 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4549 | 11839 | SH |  | SOLE |  | 0 | 0 | 11839 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 443 | 4568 | SH |  | SOLE |  | 0 | 0 | 4568 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 7 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 872 | 14906 | SH |  | SOLE |  | 0 | 0 | 14906 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 0 | 0 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1163 | 8015 | SH |  | SOLE |  | 0 | 0 | 8015 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 46 | 460 | SH |  | SOLE |  | 0 | 0 | 460 |
| ISHARES TR | RUS MD CAP GR ETF | 464287499 |  | 12 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4409 | 18225 | SH |  | SOLE |  | 0 | 0 | 18225 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 2 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 330 | 2377 | SH |  | SOLE |  | 0 | 0 | 2377 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 312 | 1455 | SH |  | SOLE |  | 0 | 0 | 1455 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 82 | 469 | SH |  | SOLE |  | 0 | 0 | 469 |
| ISHARES TR | U.S REAL ES ETF | 464287739 |  | 195 | 2314 | SH |  | SOLE |  | 0 | 0 | 2314 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1778 | 18782 | SH |  | SOLE |  | 0 | 0 | 18782 |
| ISHARES TR | CORE SMC600VL ETF | 464287879 |  | 293 | 3213 | SH |  | SOLE |  | 0 | 0 | 3213 |
| ISHARES TR | SP SMCP600GR ETF | 464287887 |  | 290 | 2685 | SH |  | SOLE |  | 0 | 0 | 2685 |
| ISHARES TR | INTL TREA BD ETF | 464288117 |  | 70 | 1792 | SH |  | SOLE |  | 0 | 0 | 1792 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 4 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 3 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 129 | 2292 | SH |  | SOLE |  | 0 | 0 | 2292 |
| ISHARES TR | JP MOR EM MK ETF | 464288281 |  | 137 | 1617 | SH |  | SOLE |  | 0 | 0 | 1617 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 9 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 580 | 7881 | SH |  | SOLE |  | 0 | 0 | 7881 |
| ISHARES TR | ISHARES | 46428Q109 |  | 40 | 1828 | SH |  | SOLE |  | 0 | 0 | 1828 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 65 | 624 | SH |  | SOLE |  | 0 | 0 | 624 |
| ISHARES TR | MIN VOL EAFE ETF | 46429B689 |  | 14 | 217 | SH |  | SOLE |  | 0 | 0 | 217 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 27 | 371 | SH |  | SOLE |  | 0 | 0 | 371 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1238 | 12771 | SH |  | SOLE |  | 0 | 0 | 12771 |
| ISHARES US ETF TR | SHT MAT BD ETF | 46431W507 |  | 49 | 995 | SH |  | SOLE |  | 0 | 0 | 995 |
| ISHARES TR | USA QUALITY FCTR | 46432F339 |  | 237 | 2078 | SH |  | SOLE |  | 0 | 0 | 2078 |
| ISHARES TR | USA MOMENTUM FCT | 46432F396 |  | 13 | 87 | SH |  | SOLE |  | 0 | 0 | 87 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 207 | 3576 | SH |  | SOLE |  | 0 | 0 | 3576 |
| ISHARES TR | CORES MSCI EAFE | 46432F842 |  | 2652 | 43031 | SH |  | SOLE |  | 0 | 0 | 43031 |
| ISHARES TR | CORE ST USDB ETF | 46432F859 |  | 103 | 2222 | SH |  | SOLE |  | 0 | 0 | 2222 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1731 | 37059 | SH |  | SOLE |  | 0 | 0 | 37059 |
| ISHARES TR | MULTIFACTOR USA | 46434V282 |  | 165 | 4234 | SH |  | SOLE |  | 0 | 0 | 4234 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 13 | 407 | SH |  | SOLE |  | 0 | 0 | 407 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 75 | 1503 | SH |  | SOLE |  | 0 | 0 | 1503 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 16 | 121 | SH |  | SOLE |  | 0 | 0 | 121 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 391 | 2215 | SH |  | SOLE |  | 0 | 0 | 2215 |
| KEARNY FINL CORP MD | COM | 48716P108 |  | 0 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| KROGER CO | COM | 501044101 |  | 1 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| LAMB WESTON HLDGS INC | COM | 513272104 |  | 3 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| LEVI STRAUSS  CO NEW | CL A COM STK | 52736R102 |  | 5 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| LILLY ELI  CO | COM | 532457108 |  | 970 | 2651 | SH |  | SOLE |  | 0 | 0 | 2651 |
| LOWES COS INC | COM | 548661107 |  | 199 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| MPLX LP | COM UNIT REP LTD | 55336V100 |  | 23 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| MICRO FOCUS INTERNATIONAL PL | SPON ADR NEW | 594837403 |  | 0 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| MICROSOFT CORP | COM | 594918104 |  | 747 | 3115 | SH |  | SOLE |  | 0 | 0 | 3115 |
| MONEYGRAM INTL INC | COM NEW | 60935Y208 |  | 0 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| NETFLIX INC | COM | 64110L106 |  | 22 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 8 | 91 | SH |  | SOLE |  | 0 | 0 | 91 |
| NIKOLA CORP | COM | 654110105 |  | 0 | 205 | SH |  | SOLE |  | 0 | 0 | 205 |
| NVIDIA CORP | COM | 67066G104 |  | 137 | 935 | SH |  | SOLE |  | 0 | 0 | 935 |
| ORACLE CORP | COM | 68389X105 |  | 25 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| PAYCHEX INC | COM | 704326107 |  | 23 | 197 | SH |  | SOLE |  | 0 | 0 | 197 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 30 | 98 | SH |  | SOLE |  | 0 | 0 | 98 |
| PEPSICO INC | COM | 713448108 |  | 25 | 137 | SH |  | SOLE |  | 0 | 0 | 137 |
| PFIZER INC | COM | 717081103 |  | 123 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 |  | 228 | 2415 | SH |  | SOLE |  | 0 | 0 | 2415 |
| PIMCO EFT TR | 0-5 HIGH YIELD | 72201R783 |  | 73 | 812 | SH |  | SOLE |  | 0 | 0 | 812 |
| PROCTOR AND GAMBLE CO | COM | 742718109 |  | 184 | 1213 | SH |  | SOLE |  | 0 | 0 | 1213 |
| PROSHARES TR | ULTRPRO DOW30 | 74347X823 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 1 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| PROSHARES TR | ULTRPRO S | 74347X864 |  | 0 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| QUALCOMM INC | COM | 747525103 |  | 0 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 3 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| ROYAL BK CDA SUSTAINABL | COM | 780087102 |  | 6 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| RYDER SYS INC | COM | 783549108 |  | 179 | 2136 | SH |  | SOLE |  | 0 | 0 | 2136 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 11 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 57 | 1405 | SH |  | SOLE |  | 0 | 0 | 1405 |
| SPDR SER TR | PRTFLO S HI | 78468R788 |  | 4 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 2 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| SCWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1848 | 40939 | SH |  | SOLE |  | 0 | 0 | 40939 |
| SCWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 366 | 6590 | SH |  | SOLE |  | 0 | 0 | 6590 |
| SCWAB STRATEGIC TR | US LCAP GR ETF | 808524409 |  | 431 | 6531 | SH |  | SOLE |  | 0 | 0 | 6531 |
| SCWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 827 | 12599 | SH |  | SOLE |  | 0 | 0 | 12599 |
| SCWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 496 | 12248 | SH |  | SOLE |  | 0 | 0 | 12248 |
| SCWAB STRATEGIC TR | EMRD MKTEQ ETF | 808524706 |  | 111 | 4704 | SH |  | SOLE |  | 0 | 0 | 4704 |
| SCWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 122 | 1609 | SH |  | SOLE |  | 0 | 0 | 1609 |
| SCWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 468 | 14531 | SH |  | SOLE |  | 0 | 0 | 14531 |
| SCWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 142 | 7348 | SH |  | SOLE |  | 0 | 0 | 7348 |
| SCWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1542 | 31973 | SH |  | SOLE |  | 0 | 0 | 31973 |
| SCWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 118 | 2279 | SH |  | SOLE |  | 0 | 0 | 2279 |
| SCWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 55 | 1755 | SH |  | SOLE |  | 0 | 0 | 1755 |
| SNAP INC | CL A | 83304A106 |  | 0 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| SOUTHERN CO | COM | 842587107 |  | 146 | 2043 | SH |  | SOLE |  | 0 | 0 | 2043 |
| STARBUCKS CORP | COM | 855244109 |  | 3 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| SYNOPSYS INC | COM | 871607107 |  | 40 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| T-MOBILE US INC | COM | 872590104 |  | 0 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| TESLA INC | COM | 88160R101 |  | 18 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 1 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 115 | 2677 | SH |  | SOLE |  | 0 | 0 | 2677 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 2 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| UNITED STS OIL FD LP | UNITS | 91232N207 |  | 46 | 662 | SH |  | SOLE |  | 0 | 0 | 662 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 13 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| VANECK VECTORS ETF TR | FALLEN ANGEL HG | 92189F437 |  | 2185 | 80871 | SH |  | SOLE |  | 0 | 0 | 80871 |
| VANGUARD BD INDEX FD INC | SHORT TRM BOND | 921937827 |  | 275 | 3650 | SH |  | SOLE |  | 0 | 0 | 3650 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 4 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 27 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| VANGUARD SCOTTSDALE FDS | SHRT TMR CORP BD | 92206C409 |  | 0 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3364 | 40787 | SH |  | SOLE |  | 0 | 0 | 40787 |
| VIAD CORP | COM NEW | 92552R406 |  | 1 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| VIATRIS INC | COM | 92556V106 |  | 3 | 297 | SH |  | SOLE |  | 0 | 0 | 297 |
| VISA INC | COM CL A | 92826C839 |  | 23 | 113 | SH |  | SOLE |  | 0 | 0 | 113 |
| WABTEC | COM | 929740108 |  | 1 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| WALMART INC | COM | 931142103 |  | 75 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| WALGREENS BOOT ALLIANCE INC | COM | 931427108 |  | 30 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 4 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 113 | 2734 | SH |  | SOLE |  | 0 | 0 | 2734 |
| WESTLAKE CHEM PARTNERS LP | COM UNIT RP LP | 960417103 |  | 9 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| INVESCO LTD | SHS | G491BT108 |  | 18 | 1000 | SH |  | SOLE |  | 0 | 0 | 1200 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 47 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| CNH INDL N V | SHS | N20944109 |  | 3 | 167 | SH |  | SOLE |  | 0 | 0 | 167 |

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