# EDGAR Filing Document

**Accession Number:** 0001419099
**File Stem:** 0001398344-23-002357
**Filing Date:** 2023-2
**Character Count:** 20145
**Document Hash:** 9b52de58606dfe6359384b936716f42a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-23-002357.hdr.sgml**: 20230208

**ACCESSION NUMBER**: 0001398344-23-002357

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230208

**DATE AS OF CHANGE**: 20230208

**EFFECTIVENESS DATE**: 20230208

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Interactive Financial Advisors
- **CENTRAL INDEX KEY:** 0001419099
- **IRS NUMBER:** 753100143
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-12638
- **FILM NUMBER:** 23598181

**BUSINESS ADDRESS:**
- **STREET 1:** 625 N. MICHIGAN AVE., #1710
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60611
- **BUSINESS PHONE:** (630)472-1300

**MAIL ADDRESS:**
- **STREET 1:** 625 N. MICHIGAN AVE., #1710
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60611

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Interactive Financial Advisors<br>**Address:** 625 N. MICHIGAN AVE. #1710<br>CHICAGO, IL 60611

**Form 13F File Number:** 028-12638

**CRD Number (if applicable):** 000125117

**SEC File Number (if applicable):** 801-63771

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael E. Scherrman<br>**Title:** Chief Compliance Officer<br>**Phone:** 630-472-1300-209

**Signature, Place, and Date of Signing:**

/s/ Michael E. Scherrman  Chicago, IL  02-08-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 167

**Form 13F Information Table Value Total:** $166851403

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE S ETF | 464287200 |  | 18082254 | 47063 | SH |  | SOLE |  | 0 | 0 | 47063 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 14502064 | 95503 | SH |  | SOLE |  | 0 | 0 | 95503 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 12915053 | 133159 | SH |  | SOLE |  | 0 | 0 | 133159 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 8542031 | 186182 | SH |  | SOLE |  | 0 | 0 | 186182 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 8374567 | 60392 | SH |  | SOLE |  | 0 | 0 | 60392 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 7030754 | 66686 | SH |  | SOLE |  | 0 | 0 | 66686 |
| FLEXSHARES TR | READY ACC VARI | 33939L886 |  | 4445390 | 59750 | SH |  | SOLE |  | 0 | 0 | 59750 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 4261318 | 86070 | SH |  | SOLE |  | 0 | 0 | 86070 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 4229520 | 89174 | SH |  | SOLE |  | 0 | 0 | 89174 |
| FLEXSHARES TR | STOX US ESG SLCT | 33939L696 |  | 3828572 | 41694 | SH |  | SOLE |  | 0 | 0 | 41694 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2996968 | 71407 | SH |  | SOLE |  | 0 | 0 | 71407 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 2925337 | 39240 | SH |  | SOLE |  | 0 | 0 | 39240 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2733229 | 7779 | SH |  | SOLE |  | 0 | 0 | 7779 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2718651 | 16026 | SH |  | SOLE |  | 0 | 0 | 16026 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 2682531 | 23981 | SH |  | SOLE |  | 0 | 0 | 23981 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2655507 | 15244 | SH |  | SOLE |  | 0 | 0 | 15244 |
| SPDR INDEX SHS FDS | PORTFLI MSCI GBL | 78463X475 |  | 2645379 | 56731 | SH |  | SOLE |  | 0 | 0 | 56731 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 2620524 | 28649 | SH |  | SOLE |  | 0 | 0 | 28649 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 2563906 | 18873 | SH |  | SOLE |  | 0 | 0 | 18873 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 2518347 | 130552 | SH |  | SOLE |  | 0 | 0 | 130552 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 2501984 | 35489 | SH |  | SOLE |  | 0 | 0 | 35489 |
| ISHARES TR | RESIDENTIAL MULT | 464288562 |  | 2282762 | 33403 | SH |  | SOLE |  | 0 | 0 | 33403 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 2105282 | 21146 | SH |  | SOLE |  | 0 | 0 | 21146 |
| ISHARES TR | NORTH AMERN NAT | 464287374 |  | 1831025 | 45033 | SH |  | SOLE |  | 0 | 0 | 45033 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 1803079 | 6440 | SH |  | SOLE |  | 0 | 0 | 6440 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1626727 | 18598 | SH |  | SOLE |  | 0 | 0 | 18598 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1557152 | 7640 | SH |  | SOLE |  | 0 | 0 | 7640 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1465287 | 13766 | SH |  | SOLE |  | 0 | 0 | 13766 |
| FIRST TR EXCHANGE TRADED FD | WTR ETF | 33733B100 |  | 1445692 | 18217 | SH |  | SOLE |  | 0 | 0 | 18217 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1344952 | 12429 | SH |  | SOLE |  | 0 | 0 | 12429 |
| FLEXSHARES TR | IBOXX 3R TARGT | 33939L506 |  | 1119298 | 47589 | SH |  | SOLE |  | 0 | 0 | 47589 |
| INVESCO EXCH TRADED FD TR II | S INTL DEV | 46138E248 |  | 1119037 | 45241 | SH |  | SOLE |  | 0 | 0 | 45241 |
| FLEXSHARES TR | CR SCD US BD | 33939L761 |  | 1072953 | 23136 | SH |  | SOLE |  | 0 | 0 | 23136 |
| APPLE INC | COM | 037833100 |  | 1047106 | 8059 | SH |  | SOLE |  | 0 | 0 | 8059 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 1045345 | 26232 | SH |  | SOLE |  | 0 | 0 | 26232 |
| VANGUARD WELLINGTON FD | US QUALITY | 921935706 |  | 1006970 | 9604 | SH |  | SOLE |  | 0 | 0 | 9604 |
| FLEXSHARES TR | US QT LW VLTY | 33939L654 |  | 925814 | 18418 | SH |  | SOLE |  | 0 | 0 | 18418 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 925057 | 3474 | SH |  | SOLE |  | 0 | 0 | 3474 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 872131 | 19898 | SH |  | SOLE |  | 0 | 0 | 19898 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 851367 | 10489 | SH |  | SOLE |  | 0 | 0 | 10489 |
| INVESCO EXCHANGE TRADED FD T | S EQL REL | 46137V290 |  | 825884 | 26858 | SH |  | SOLE |  | 0 | 0 | 26858 |
| FLEXSHARES TR | MORNSTAR USMKT | 33939L100 |  | 768559 | 5172 | SH |  | SOLE |  | 0 | 0 | 5172 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 759111 | 7194 | SH |  | SOLE |  | 0 | 0 | 7194 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 738427 | 21348 | SH |  | SOLE |  | 0 | 0 | 21348 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 711505 | 9180 | SH |  | SOLE |  | 0 | 0 | 9180 |
| SPDR SER TR | S BIOTECH | 78464A870 |  | 703166 | 8472 | SH |  | SOLE |  | 0 | 0 | 8472 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 654234 | 4266 | SH |  | SOLE |  | 0 | 0 | 4266 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAN DIVER | 46641Q407 |  | 625864 | 6603 | SH |  | SOLE |  | 0 | 0 | 6603 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 609837 | 19975 | SH |  | SOLE |  | 0 | 0 | 19975 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 607933 | 26501 | SH |  | SOLE |  | 0 | 0 | 26501 |
| US BANCORP DEL | COM NEW | 902973304 |  | 587078 | 13462 | SH |  | SOLE |  | 0 | 0 | 13462 |
| FLEXSHARES TR | QUALT DIVD IDX | 33939L860 |  | 557823 | 10605 | SH |  | SOLE |  | 0 | 0 | 10605 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 557118 | 4477 | SH |  | SOLE |  | 0 | 0 | 4477 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 549904 | 9110 | SH |  | SOLE |  | 0 | 0 | 9110 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 530664 | 4619 | SH |  | SOLE |  | 0 | 0 | 4619 |
| J P MORGAN EXCHANGE TRADED F | DIVERSFD EQT ETF | 46641Q845 |  | 508150 | 13117 | SH |  | SOLE |  | 0 | 0 | 13117 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 |  | 485347 | 5640 | SH |  | SOLE |  | 0 | 0 | 5640 |
| GATX CORP | COM | 361448103 |  | 478530 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| ISHARES TR | EXPONENTIAL TECH | 46434V381 |  | 463979 | 9801 | SH |  | SOLE |  | 0 | 0 | 9801 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 456896 | 1195 | SH |  | SOLE |  | 0 | 0 | 1195 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 450648 | 17012 | SH |  | SOLE |  | 0 | 0 | 17012 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 426152 | 5486 | SH |  | SOLE |  | 0 | 0 | 5486 |
| FLEXSHARES TR | US QUALITY CAP | 33939L746 |  | 417961 | 9809 | SH |  | SOLE |  | 0 | 0 | 9809 |
| INVESCO EXCHANGE TRADED FD T | INVESCO MSCI | 46137V407 |  | 410508 | 8592 | SH |  | SOLE |  | 0 | 0 | 8592 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 409015 | 13093 | SH |  | SOLE |  | 0 | 0 | 13093 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 370368 | 2553 | SH |  | SOLE |  | 0 | 0 | 2553 |
| VANGUARD WORLD FDS | CONSUM DIS ETF | 92204A108 |  | 366427 | 1673 | SH |  | SOLE |  | 0 | 0 | 1673 |
| WISDOMTREE TR | INTRST RATE HDGE | 97717W380 |  | 360126 | 8287 | SH |  | SOLE |  | 0 | 0 | 8287 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 351308 | 2913 | SH |  | SOLE |  | 0 | 0 | 2913 |
| INVESCO EXCH TRADED FD TR II | TAXABLE MUN BD | 46138G805 |  | 338009 | 13147 | SH |  | SOLE |  | 0 | 0 | 13147 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 332325 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 330380 | 7261 | SH |  | SOLE |  | 0 | 0 | 7261 |
| ALLSTATE CORP | COM | 020002101 |  | 322186 | 2376 | SH |  | SOLE |  | 0 | 0 | 2376 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 299118 | 4557 | SH |  | SOLE |  | 0 | 0 | 4557 |
| AMPLIFY ETF TR | ONLIN RETL ETF | 032108102 |  | 285147 | 7313 | SH |  | SOLE |  | 0 | 0 | 7313 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 282127 | 2608 | SH |  | SOLE |  | 0 | 0 | 2608 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 274720 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| VANGUARD WORLD FDS | COMM SRVC ETF | 92204A884 |  | 256702 | 3121 | SH |  | SOLE |  | 0 | 0 | 3121 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 255322 | 11595 | SH |  | SOLE |  | 0 | 0 | 11595 |
| MICROSOFT CORP | COM | 594918104 |  | 252051 | 1051 | SH |  | SOLE |  | 0 | 0 | 1051 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 243169 | 1395 | SH |  | SOLE |  | 0 | 0 | 1395 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 237236 | 3731 | SH |  | SOLE |  | 0 | 0 | 3731 |
| CHEVRON CORP NEW | COM | 166764100 |  | 221850 | 1236 | SH |  | SOLE |  | 0 | 0 | 1236 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 221373 | 2648 | SH |  | SOLE |  | 0 | 0 | 2648 |
| FLEXSHARES TR | DEV MRK EX LOW | 33939L647 |  | 215385 | 8949 | SH |  | SOLE |  | 0 | 0 | 8949 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 213348 | 2837 | SH |  | SOLE |  | 0 | 0 | 2837 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 191319 | 2126 | SH |  | SOLE |  | 0 | 0 | 2126 |
| SPDR SER TR | PORTFOLIO CRPORT | 78464A144 |  | 186485 | 6571 | SH |  | SOLE |  | 0 | 0 | 6571 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 184472 | 909 | SH |  | SOLE |  | 0 | 0 | 909 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 182886 | 3634 | SH |  | SOLE |  | 0 | 0 | 3634 |
| WISDOMTREE TR | BLMBG US BULL | 97717W471 |  | 181512 | 6968 | SH |  | SOLE |  | 0 | 0 | 6968 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 170040 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| SPDR INDEX SHS FDS | S NORTH AMER | 78463X152 |  | 167919 | 3097 | SH |  | SOLE |  | 0 | 0 | 3097 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 167742 | 7383 | SH |  | SOLE |  | 0 | 0 | 7383 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 163670 | 2684 | SH |  | SOLE |  | 0 | 0 | 2684 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 |  | 163576 | 4729 | SH |  | SOLE |  | 0 | 0 | 4729 |
| DTE ENERGY CO | COM | 233331107 |  | 162897 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| TESLA INC | COM | 88160R101 |  | 162228 | 1317 | SH |  | SOLE |  | 0 | 0 | 1317 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 162226 | 1967 | SH |  | SOLE |  | 0 | 0 | 1967 |
| SOUTHERN CO | COM | 842587107 |  | 157673 | 2208 | SH |  | SOLE |  | 0 | 0 | 2208 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 134667 | 1592 | SH |  | SOLE |  | 0 | 0 | 1592 |
| MGE ENERGY INC | COM | 55277P104 |  | 128128 | 1820 | SH |  | SOLE |  | 0 | 0 | 1820 |
| INVESCO CURRENCYSHARES SWISS | SWISS FRANC | 46138R108 |  | 127779 | 1324 | SH |  | SOLE |  | 0 | 0 | 1324 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 126243 | 2158 | SH |  | SOLE |  | 0 | 0 | 2158 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 112343 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| MERCK  CO INC | COM | 58933Y105 |  | 110950 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 105470 | 1720 | SH |  | SOLE |  | 0 | 0 | 1720 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 104995 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| WEYERHAEUSER CO MTN BE | COM NEW | 962166104 |  | 94674 | 3054 | SH |  | SOLE |  | 0 | 0 | 3054 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 94257 | 493 | SH |  | SOLE |  | 0 | 0 | 493 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 92670 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| SPDR SER TR | BLOOMBERG INTL T | 78464A516 |  | 92148 | 4108 | SH |  | SOLE |  | 0 | 0 | 4108 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 88240 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| DISCOVER FINL SVCS | COM | 254709108 |  | 88047 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| UNION PAC CORP | COM | 907818108 |  | 81171 | 392 | SH |  | SOLE |  | 0 | 0 | 392 |
| VANECK ETF TRUST | INFLATION ALLOCA | 92189F130 |  | 70606 | 2847 | SH |  | SOLE |  | 0 | 0 | 2847 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 66400 | 1703 | SH |  | SOLE |  | 0 | 0 | 1703 |
| VISA INC | COM CL A | 92826C839 |  | 59835 | 288 | SH |  | SOLE |  | 0 | 0 | 288 |
| ISHARES TR | COHEN STEER REIT | 464287564 |  | 59023 | 1076 | SH |  | SOLE |  | 0 | 0 | 1076 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 51620 | 1024 | SH |  | SOLE |  | 0 | 0 | 1024 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 47590 | 314 | SH |  | SOLE |  | 0 | 0 | 314 |
| LILLY ELI  CO | COM | 532457108 |  | 47559 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| PROSHARES TR | SHRT 20+YR TRE | 74347X849 |  | 47515 | 2095 | SH |  | SOLE |  | 0 | 0 | 2095 |
| AMAZON COM INC | COM | 023135106 |  | 47208 | 562 | SH |  | SOLE |  | 0 | 0 | 562 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 45041 | 904 | SH |  | SOLE |  | 0 | 0 | 904 |
| FLEXSHARES TR | GLB QLT R/E IDX | 33939L787 |  | 45007 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 44163 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 41849 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| AMEREN CORP | COM | 023608102 |  | 39480 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| PEPSICO INC | COM | 713448108 |  | 38842 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| DT MIDSTREAM INC | COMMON STOCK | 23345M107 |  | 38295 | 693 | SH |  | SOLE |  | 0 | 0 | 693 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 36480 | 882 | SH |  | SOLE |  | 0 | 0 | 882 |
| INVESCO DB COMMDY INDX TRCK | UNIT | 46138B103 |  | 34313 | 1392 | SH |  | SOLE |  | 0 | 0 | 1392 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 30499 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 29623 | 158 | SH |  | SOLE |  | 0 | 0 | 158 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 27787 | 713 | SH |  | SOLE |  | 0 | 0 | 713 |
| UNIVERSAL HEALTH RLTY INCOME | SH BEN INT | 91359E105 |  | 26729 | 560 | SH |  | SOLE |  | 0 | 0 | 560 |
| DISNEY WALT CO | COM | 254687106 |  | 26064 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 25175 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| INVESCO EXCH TRADED FD TR II | S INTL QULTY | 46138E214 |  | 24008 | 971 | SH |  | SOLE |  | 0 | 0 | 971 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 22163 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 17396 | 353 | SH |  | SOLE |  | 0 | 0 | 353 |
| TEXAS INSTRS INC | COM | 882508104 |  | 16522 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| FORD MTR CO DEL | COM | 345370860 |  | 16282 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 15757 | 214 | SH |  | SOLE |  | 0 | 0 | 214 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 14940 | 166 | SH |  | SOLE |  | 0 | 0 | 166 |
| CISCO SYS INC | COM | 17275R102 |  | 14292 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| BOEING CO | COM | 097023105 |  | 14287 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| HASBRO INC | COM | 418056107 |  | 12202 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| AT INC | COM | 00206R102 |  | 12077 | 656 | SH |  | SOLE |  | 0 | 0 | 656 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 11828 | 48 | SH |  | SOLE |  | 0 | 0 | 48 |
| SPDR SER TR | FTSE INT GVT ETF | 78464A490 |  | 11577 | 281 | SH |  | SOLE |  | 0 | 0 | 281 |
| COCA-COLA EUROPACIFIC PARTNE | SHS | G25839104 |  | 11064 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| NAVIENT CORPORATION | COM | 63938C108 |  | 8225 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 8190 | 346 | SH |  | SOLE |  | 0 | 0 | 346 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 7724 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 7141 | 312 | SH |  | SOLE |  | 0 | 0 | 312 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 6820 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 6778 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| HONEYWELL INTL INC | COM | 438516106 |  | 6429 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| ISHARES TR | GLOBAL MATER ETF | 464288695 |  | 6057 | 77 | SH |  | SOLE |  | 0 | 0 | 77 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 5622 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 5154 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 4571 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 2793 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| CARNIVAL CORP | COMMON STOCK | 143658300 |  | 2418 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2064 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |

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