# EDGAR Filing Document

**Accession Number:** 0001758163
**File Stem:** 0001758163-23-000002
**Filing Date:** 2023-2
**Character Count:** 7628
**Document Hash:** 5c11c584c8da0b3764ad4bfadfe5aa8a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001758163-23-000002.hdr.sgml**: 20230209

**ACCESSION NUMBER**: 0001758163-23-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230209

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Virginia National Bank
- **CENTRAL INDEX KEY:** 0001758163
- **IRS NUMBER:** 541902129
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18949
- **FILM NUMBER:** 23604938

**BUSINESS ADDRESS:**
- **STREET 1:** 222 EAST MAIN STREET
- **CITY:** CHARLOTTESVILLE
- **STATE:** VA
- **ZIP:** 22902
- **BUSINESS PHONE:** 434-817-8621

**MAIL ADDRESS:**
- **STREET 1:** 222 EAST MAIN STREET
- **CITY:** CHARLOTTESVILLE
- **STATE:** VA
- **ZIP:** 22902

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Virginia National Bank<br>**Address:** 222 EAST MAIN STREET<br>CHARLOTTESVILLE, VA 22902

**Form 13F File Number:** 028-18949

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Timothy Starsia<br>**Title:** TCO<br>**Phone:** 434-817-7494

**Signature, Place, and Date of Signing:**

Timothy Starsia  CHARLOTTESVILLE, VA  02-08-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 40

**Form 13F Information Table Value Total:** $27134020

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 241020 | 1855 | SH |  | SOLE |  | 1855 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 257256 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 307970 | 20837 | SH |  | SOLE |  | 20837 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 782127 | 2834 | SH |  | SOLE |  | 2834 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 1129402 | 67548 | SH |  | SOLE |  | 67548 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 671720 | 35363 | SH |  | SOLE |  | 35363 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 712829 | 37666 | SH |  | SOLE |  | 37666 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 1120670 | 55644 | SH |  | SOLE |  | 55644 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 1513746 | 73895 | SH |  | SOLE |  | 73895 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 |  | 1234211 | 58828 | SH |  | SOLE |  | 58828 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 571320 | 1487 | SH |  | SOLE |  | 1487 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 299286 | 5116 | SH |  | SOLE |  | 5116 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 790830 | 12048 | SH |  | SOLE |  | 12048 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 202252 | 1920 | SH |  | SOLE |  | 1920 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 201068 | 2981 | SH |  | SOLE |  | 2981 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 348036 | 2295 | SH |  | SOLE |  | 2295 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 219375 | 1582 | SH |  | SOLE |  | 1582 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 202606 | 1162 | SH |  | SOLE |  | 1162 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 1368809 | 19380 | SH |  | SOLE |  | 19380 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 366446 | 3872 | SH |  | SOLE |  | 3872 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 866732 | 17221 | SH |  | SOLE |  | 17221 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 769377 | 7935 | SH |  | SOLE |  | 7935 | 0 | 0 |
| ISHARES TR | IBONDS DEC2023 | 46435G318 |  | 691877 | 27293 | SH |  | SOLE |  | 27293 | 0 | 0 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 349587 | 13867 | SH |  | SOLE |  | 13867 | 0 | 0 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 309701 | 12351 | SH |  | SOLE |  | 12351 | 0 | 0 |
| ISHARES TR | IBONDS DEC 25 | 46435U432 |  | 456491 | 17311 | SH |  | SOLE |  | 17311 | 0 | 0 |
| ISHARES TR | IBONDS DEC | 46435U697 |  | 594902 | 23103 | SH |  | SOLE |  | 23103 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSN SHRT ETF | 47103U886 |  | 428306 | 9036 | SH |  | SOLE |  | 9036 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 907478 | 3784 | SH |  | SOLE |  | 3784 | 0 | 0 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 1321917 | 28582 | SH |  | SOLE |  | 28582 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 216792 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 967063 | 12802 | SH |  | SOLE |  | 12802 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 658824 | 7532 | SH |  | SOLE |  | 7532 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 400364 | 5573 | SH |  | SOLE |  | 5573 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2633293 | 7495 | SH |  | SOLE |  | 7495 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 776923 | 3812 | SH |  | SOLE |  | 3812 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 352609 | 2512 | SH |  | SOLE |  | 2512 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 235848 | 1285 | SH |  | SOLE |  | 1285 | 0 | 0 |
| VICTORY PORTFOLIOS II | VCSHS US EQ INCM | 92647N824 |  | 1327304 | 21384 | SH |  | SOLE |  | 21384 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 327653 | 5289 | SH |  | SOLE |  | 5289 | 0 | 0 |

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