# EDGAR Filing Document

**Accession Number:** 0001164098
**File Stem:** 0001193125-25-182589
**Filing Date:** 2025-8
**Character Count:** 140311
**Document Hash:** e7a11db22303862e3c4fcb57a45ce56f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-182589.hdr.sgml**: 20250818

**ACCESSION NUMBER**: 0001193125-25-182589

**CONFORMED SUBMISSION TYPE**: 485BPOS

**PUBLIC DOCUMENT COUNT**: 5

**FILED AS OF DATE**: 20250818

**DATE AS OF CHANGE**: 20250818

**EFFECTIVENESS DATE**: 20250818

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TRANSAMERICA LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0001164098

**ORGANIZATION NAME:**
- **EIN:** 390989781
- **STATE OF INCORPORATION:** IA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-284296
- **FILM NUMBER:** 251227479

**BUSINESS ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499
- **BUSINESS PHONE:** 319-355-8366

**MAIL ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499

## Series and Classes Contracts Data

### TRANSAMERICA LIFE INSURANCE CO (Series ID: S000090653)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000257933 | TRANSAMERICA STRUCTURED INDEX ADVANTAGE ANNUITY |  |

**File No. 333-284296** 

**As filed with the Securities and Exchange Commission on August 18, 2025** 

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, DC 20549** 

**Form N-4** 

**REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933** 

Pre-Effective Amendment No. _ ☐ <br> Post-Effective Amendment No. <u>6</u> ☒

(Check Appropriate Box or Boxes)

**Transamerica Life Insurance Company** 

(Name of Insurance Company)

**6400 C Street SW** 

**Cedar Rapids, IA 52499** 

(Address of Insurance Company's Principal Executive Offices) (Zip Code)

Insurance Company's Telephone Number, including Area Code: **(319) 355-8511**

**Brian Stallworth, Esq.** 

**Transamerica Life Insurance Company** 

**c/o Office of the General Counsel** 

**6400 C Street SW** 

**Cedar Rapids, IA 52499-4240** 

**Telephone Number: (319) 355-8511** 

(Name, Address, including zip code, and telephone number, including area code, of Agent for Service)

Approximate Date of Proposed Public Offering: Continuously after the registration statement becomes effective.

**It is proposed that this filing will become effective:** 

☐ immediately upon filing pursuant to paragraph (b)

☒ on August 18, 2025 pursuant to paragraph (b)

☐ 60 days after filing pursuant to paragraph (a)(1)

☐ on (date), pursuant to paragraph (a)(1) of Rule 485 under the Securities Act of 1933 ("Securities Act").

**If appropriate, check the following box:** 

☐ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

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**Check each box that appropriately characterizes the Registrant:** 

☐ New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act registration statement or amendment thereto within 3 years preceding this filing)

☐ Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 ("Exchange Act"))

☐ If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of Securities Act.

☒ Insurance Company relying on Rule 12h-7 under the Exchange Act

☐ Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)

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**<u>Explanatory Note</u>**

Registrant is filing this post-effective amendment (the "Amendment") for the sole purpose of supplementing the prospectus and Statement of Additional Information dated May 1, 2025, for the Transamerica Structured Index Advantage Annuity Registration Statement. The Amendment is not intended to amend or delete any part of Part A or Part B to the Registration Statement, except as specifically noted herein. Parts A and B included in [Post-Effective Amendment No. 3 to the Registration Statement](http://www.sec.gov/Archives/edgar/data/1164098/000119312525100008/d941977d485bpos.htm)(File No. 333-284296) are hereby incorporated by reference to the extent required by applicable law. A new Part C is included in the Amendment.

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**TRANSAMERICA STRUCTURED INDEX ADVANTAGE<sup>®</sup> ANNUITY** 

**An Individual Flexible Premium Deferred Index-Linked Annuity Policy** 

**Issued by** 

**Transamerica Life Insurance Company** 

**Supplement dated August 18, 2025** 

**to the** 

**Prospectus dated May 1, 2025** 

<u>This supplement updates certain information contained in the prospectus. Please read this supplement carefully and retain it for future reference. Capitalized terms not defined in this supplement have the same meanings as in the prospectus.</u> 

**CHANGES TO THE POLICY** 

**NEW INDEX ACCOUNT OPTIONS** 

Beginning August 18, 2025, new Index Account Options will be available under the Policy. We refer to these new Index Account Options as "Triple Edge Advantage" or "Dual Direction" in the Policy form and our marketing materials. Each is linked to the performance of an existing Index; has a Crediting Period of 1, 2, or 6 years; has Buffer as the Downside Protection Type (with a Buffer Rate of 10%); and a new Growth Opportunity Type: Edge and Edge+. The Edge and Edge+ Growth Opportunity Type has an associated Edge Rate and Edge+ Rate.

The new Index Account Options provide for investment gain at the end of a Crediting Period if the Index Change is positive, zero, or to a limited extent, negative. A negative Index Change in excess of the Buffer Rate will result in loss.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is positive or zero, the Index Credit will be positive. The Index Credit Rate will equal the
Edge+ Rate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is negative, but *does not* exceed the Buffer Rate, the Index Credit will be positive.
The Index Credit Rate will equal the Edge Rate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is negative, and *does* exceed the Buffer Rate, the Index Credit will be negative. The
Index Credit Rate will equal the negative Index Change in excess of the Buffer Rate.

Under the new Index Account Options, the Edge Rate and Edge+ Rate represent a fixed potential return. In no event will a positive Index Credit Rate, if any, differ from the Edge Rate or Edge+ Rate, as applicable. This may result in you earning less than the Index's return. Edge Rates and Edge+ Rates under the new Index Account Options will vary from one Crediting Period to the next, subject to guaranteed minimums. **The lowest Edge Rate and Edge+ Rate that may be established under the Policy is 2%.**

You should understand that while the Edge and Edge+ Growth Opportunity Type may provide for a positive Index Credit in the event of negative Index performance, there is no guarantee of investment gain. A negative Index Change in excess of the Buffer Rate will result in loss, which could be significant. **At the end of a Crediting Period for any of the new Index Account Options, the maximum amount of loss that you could experience from negative Index performance is 90%.**

Please see "Revisions to the Prospectus" below for additional information about the new Index Account Options, including examples.

**REVISIONS TO THE PROSPECTUS** 

<u>Each of the prospectus revisions below are effective August 18, 2025.</u> 

**I. Cover Page** 

<u>The third paragraph of the bullet labeled "Index Account Options" (including the associated sub-bullets) is replaced with the following:</u>

Each available Index Account Option also has either a (i) Cap; (ii) Participation; or (iii) Edge and Edge+ upside feature, which will be used to calculate any positive Index rate of return that may be credited to your investment at the end of a Crediting Period. Cap Rates, Participation Rates, and Edge Rates and Edge+ Rates vary by Index Account Option and generally change from one Crediting Period to the next, subject to guaranteed minimums.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **We will limit the amount you can earn on an Index Account Option based on the Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate that we declare for the Crediting Period.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **The lowest Cap Rate that may be established under the Policy is 2%.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **For Policies with applications signed prior to May 1, 2024, the lowest Participation Rate that may be established under the Policy is 50%. For Policies with applications signed on or after May 1, 2024, the lowest Participation** 

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 **Rate that may be established under the Policy is 10%.** <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o **The lowest Edge Rate and Edge+ Rate that may be established under the Policy is 2%.** 

**II. Glossary of Terms** 

<u>The following new special terms are added to the glossary:</u>

**Edge and Edge+** – A Growth Opportunity Type. If you select an Index Account Option with Edge and Edge+, at the end of the Crediting Period:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is positive or zero, the Index Credit will be positive. The Index Credit Rate (*i.e.*,
your Index rate of return) will equal the Edge+ Rate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is negative, but *does not* exceed the Buffer Rate, the Index Credit will be positive.
The Index Credit Rate will equal the Edge Rate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is negative, and *does* exceed the Buffer Rate, the Index Credit will be negative. The
Index Credit Rate will equal the negative Index Change in excess of the Buffer Rate.

**Edge Rate** – For an Index Account Option with the Edge and Edge+ Growth Opportunity Type, the percentage used to calculate the Index Credit Rate if the Index Change is negative, but not in excess of the Buffer Rate.

**Edge+ Rate** – For an Index Account Option with the Edge and Edge+ Growth Opportunity Type, the percentage used to calculate the Index Credit Rate if the Index Change is positive or zero.

<u>The definitions of the existing special terms listed below are replaced as follows:</u> 

**Buffer** – The Downside Protection Type for the available Index Account Options. If you select an Index Account Option, your investment will incur loss at the end of the Crediting Period for negative Index performance beyond the Buffer Rate. For example, if you select an Index Account Option with a Buffer Rate of 10%, and at the end of the Crediting Period the Index Change is -15%, your Index Credit Rate (*i.e.*, your Index rate of return) would be -5%. If the negative Index performance does not go beyond the Buffer Rate, you will not incur loss as a result of that negative Index performance.

**Growth Opportunity Type –** A feature of an Index Account Option that determines whether and the extent to which a positive Index Credit will apply at the end of a Crediting Period.

**III. Overview of the Policy** 

<u>On page 6, the fourth paragraph (but not the associated bullets) under the subsection "Phases of the Policy – The Accumulation Phase" is replaced with the following:</u>

We may limit the positive Index Change used in calculating Index Credit for an Index Account Option at the end of its Crediting Period. Each Index Account Option has a Growth Opportunity Type that may limit your positive Index returns. The only Growth Opportunity Types that we currently offer are (i) Cap, with an associated Cap Rate; (ii) Participation, with an associated Participation Rate; and (iii) Edge and Edge+, with an associated Edge Rate and Edge+ Rate. These Growth Opportunity Types may limit positive Index returns in the following manner:

<u>Under the same paragraph, the following is added as a new bullet:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Edge and Edge *+* – If you select an Index Account Option with Edge and Edge+, a positive Index Credit
will apply at the end of the Crediting Period if the Index Change is positive, zero, or to a limited extent, negative.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the Index Change is positive or zero, the Index Credit Rate will be positive, equal to the Edge+ Rate. For
example, if you select an Index Account Option with an Edge Rate of 5% and an Edge+ Rate of 7%, and at the end of the Crediting Period the Index Change is 10%, your Index Credit Rate would be +7% (*i.e.*, the Edge+ Rate).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the Index Change is negative, but *does not* exceed the Buffer Rate, the Index Credit Rate will be
positive, equal the Edge Rate. For example, if you select an Index Account Option with a Buffer Rate of 10%, an Edge Rate of 5%, and an Edge+ Rate of 7%, and at the end of the Crediting Period the Index Change is -6%, your Index Credit Rate would be +5% (*i.e.*, the Edge Rate).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the Index Change is negative, and *does* exceed the Buffer Rate, your Index Credit Rate will be
negative. The negative Index Credit Rate will equal the negative Index Change in excess of the Buffer Rate.

**The lowest Edge Rate and Edge+ Rate that may be established under the Policy is 2%.** 

<u>On page 7, under the paragraph that begins 'We currently offer two categories of Index Account Options: "Basic Index Account</u>

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<u>Options" and "Enhanced Index Account Options,"' the first bullet is replaced with the following:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Each available Basic Index Account Option has the following design elements: an Index; a Crediting Period (1, 2,
or 6 years); Buffer as its Downside Protection Type; and Cap, Participation, or Edge and Edge+ as the Growth Opportunity Type.

**IV. Important Information You Should Consider About the Policy** 

<u>On page 10, in the middle column of the row "Are There Ongoing Fees and Expenses?", the first sentence of the first full paragraph is replaced with the following:</u>

**There is an implicit ongoing fee on the Index Account Options to the extent that your participation in Index gains is limited by either a Cap Rate, Participation Rate, or an Edge Rate or Edge+ Rate.** 

<u>On page 12, in the middle column of the row "Is this a Short-Term Investment?", the second sentence of the last bullet is replaced with the following:</u>

In the absence of such instructions, Policy Value in the matured Allocation Account will be automatically reinvested in the same Allocation Account for another Crediting Period (with the Cap Rate, Participation Rate, Edge Rate and Edge+ Rate, or annual interest rate applicable to a new Crediting Period).

<u>Beginning on page 12, in the middle column of the row "What are the Risks Associated with the Investment Options?", the third bullet (including the associated sub-bullets) is replaced with the following:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● The Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate for an Index Account Option, as applicable, may
limit positive Index returns (*e.g.*, limited upside). **This limit may result in you earning less than the Index's return.** For example:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the Index Change is 12% and the Cap Rate is 4%, we will apply an Index Credit equal to +4% at the end of the
Crediting Period.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the Index Change is 12% and the Participation Rate is 50%, we will apply an Index Credit equal to +6%
(*i.e.*, 12% x 50% = 6%) at the end of the Crediting Period.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the Index Change is 12% and the Edge+ Rate is 5%, we will apply an Index Credit equal to +5% at the end of
the Crediting Period.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● While the Edge and Edge+ Growth Opportunity Type may provide for a positive Index Credit in the event of negative
Index performance, there is no guarantee of investment gain. Like any other Index Account Option, a negative Index Change in excess of the Buffer Rate will result in loss, which could be significant.

<u>Beginning on page 13, in the middle column of the row "Are There Restrictions on the Investment Options?", the fifth bullet is replaced with the following:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● We may change the features of an Index Account Option from one Crediting Period to the next, including the Index
and the current limit on Index gain (*i.e.*, the Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate, subject to minimum guarantees).

**V. Principal Risks of Investing in the Policy** 

<u>On page 17, the first sentence of the fifth paragraph under "Allocation Account Availability Risk" is replaced with the following:</u>

We may change the features of an Index Account Option from one Crediting Period to the next, including the Index and the current limit on Index gain (*i.e.*, the Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate, subject to minimum guarantees).

<u>On page 18, under "Liquidity Risk," the second sentence of the bullet labeled "Maturity" is replaced with the following:</u>

In the absence of such instructions, Policy Value in the matured Allocation Account will be automatically reinvested in the same Allocation Account for another Crediting Period (with the Cap Rate, Participation Rate, Edge Rate and Edge+ Rate, or annual interest rate applicable to a new Crediting Period).

<u>Beginning on page 23, the risk factor "Growth Opportunity Type Risk" is replaced with the following:</u>

**GROWTH OPPORTUNITY TYPE RISK** 

When you invest in an Index Account Option, the upside potential of your investment may be limited by its Growth Opportunity Type. For Cap, the Cap Rate may limit the upside potential of your investment by capping your participation in positive Index performance. For Participation, a Participation Rate of less than 100% will limit the upside potential of your investment by limiting your participation in positive Index performance. For Edge and Edge+, the Edge Rate and Edge+ Rate are fixed rates of potential

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return (in no event will a positive Index Credit Rate, if any, differ from the Edge Rate or Edge+ Rate, as applicable). In either case, the Index Credit Rate used to calculate gains may be lower than the Index Change. The risk of investment loss could be significantly greater than the potential for investment gain.

Although Index Account Options with Edge and Edge+ may provide for a positive Index Credit in the event of negative Index performance, like every other Index Account Option, they do not guarantee a positive Index Credit, and they are subject to risk of loss as described under "Buffer Risk."

In general, depending on applicable rates, an Index Account Option with relatively more upside potential based on its Cap Rate or Participation Rate is likely to have relatively less downside protection based on its Buffer Rate. Conversely, depending on applicable rates, an Index Account Option with relatively less upside potential based on its Cap Rate or Participation Rate is likely to have more downside protection based on its Buffer Rate. Currently, all Index Account Options with Edge and Edge+ have the same Buffer Rate.

We may declare new Cap Rates, Participation Rates, or Edge Rates and Edge+ Rates for the available Index Account Options for new Crediting Periods. We set these rates in our discretion, within any guaranteed limits to which we are subject as described in this prospectus. You bear the risk that the rate(s) we declare for a new Crediting Period will not be any more or less favorable to you than any guaranteed limits to which we are subject.

Some Index Account Options are subject to a Credit Advantage Fee. If you select one for investment, you will pay an additional annualized fee of 1.25%. The additional fee will increase any losses or decrease any gains.

**VI. Index Account Options** 

<u>On page 35, under the subsection "Index Credit Rate and Index Credit," the second sentence of the second paragraph is replaced with the following:</u>

The Index Credit Rate is determined by applying the Index Change to either the Downside Protection Type or Growth Opportunity Type, as applicable.

<u>On page 36, under the subsection "Limits on Index Losses: Calculating Losses Using the Downside Protection Type," the third paragraph (including its associated bullets) is replaced with the following:</u> 

We calculate your Index Credit Rate using the Buffer as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is not in excess of the Buffer Rate, your Index Credit Rate will equal 0% (if you selected an
Index Account Option with Cap or Participation) or the Edge Rate (if you selected an Index Account Option with Edge and Edge+). In either case, you will not experience any loss as a result of the negative Index performance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change exceeds the Buffer Rate, your Index Credit Rate will be negative, and you will experience
loss as a result of the negative Index performance. The percentage loss will be equal to the Index Change in excess of the Buffer Rate.

<u>On page 36, in the same subsection, the second sentence of the fifth paragraph is replaced with the following:</u>

Each example assumes that you selected an Index Account Option with a Buffer Rate of 10% (and Cap or Participation as the Growth Opportunity Type).

<u>Beginning on page 37, under the subsection "Limits on Index Gains: Calculating Gains Using the Growth Opportunity Type," the first four paragraphs are replaced with the following:</u>

At the end of a Crediting Period for an Index Account Option, we may limit the positive Index return used in calculating Index Credits by applying the designated Growth Opportunity Type. The Growth Opportunity Types that we currently offer are (i) Cap, (ii) Participation, and (iii) Edge and Edge+.

The Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate for an Index Account Option will not change during a Crediting Period but may change from one Crediting Period to the next, subject to the guaranteed minimum(s) applicable to that Index Account Option. The guaranteed minimum Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate vary by Index Account Option.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● **The lowest Cap Rate that may be established under the Policy is 2%.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● **For Policies with applications signed prior to May 1, 2024, the lowest Participation Rate that may be established under the Policy is 50%. For Policies with applications signed on or after May 1, 2024, the lowest Participation Rate that may be established under the Policy is 10%.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● **The lowest Edge Rate and Edge+ Rate that may be established under the Policy is 2%.** 

For each Index Account Option available for investment, the Cap Rate, Participation Rate, or Edge Rate and Edge+ Rate that we are currently offering for a new Crediting Period will be published at the following website address before rates take effect:

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cdn.bfldr.com/86JM1UOD/as/hhhzkk3cp3rjh4cjkrb4nsc/Transamerica_TSIA_Rate_Change_Flyer.pdf. The Cap Rates, Participation Rates, and Edge Rates and Edge+ Rates posted on that website address are incorporated by reference into the prospectus. You may also obtain the posted rates by contacting your financial professional or the Company at our Administrative Office.

We determine Cap Rates, Participation Rates, or Edge Rates and Edge+ Rates, for each new Crediting Period at our discretion, subject to applicable guaranteed minimums. We consider a number of factors when declaring these rates. Generally, we seek to manage our risk associated with our obligations, in part, by trading derivative and fixed income instruments. The costs and value of these instruments impact the rates we declare, and those costs and values can be impacted by market conditions and forces. We also consider factors such as sales commissions, administrative expenses, regulatory and tax requirements, general economic trends, and competitive factors. You bear the risk that we may declare lower rates for future Crediting Periods, and that such rates could be as low as the applicable guaranteed minimum(s). Rates offered for new Crediting Periods may be different from those offered to new investors or offered to you at Policy issuance.

<u>The following new subsection is added under "Limits on Index Gains: Calculating Gains Using the Growth Opportunity Type":</u>

**Edge and Edge+** 

Index Account Options with the Edge and Edge+ Growth Opportunity Type (also called "Triple Edge Advantage" or "Dual Direction" in the Policy form and our marketing materials) provide for positive Index Credit at the end of a Crediting Period if the Index Change is positive, zero, or to a limited extent, negative.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is positive or zero, the Index Credit Rate will be positive, equal to the Edge+ Rate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is negative, but *does not* exceed the Buffer Rate, the Index Credit Rate will be
positive, equal the Edge Rate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● If the Index Change is negative, and *does* exceed the Buffer Rate, the Index Credit will be negative. The
negative Index Credit Rate will equal the negative Index Change in excess of the Buffer Rate. *See* LIMITS ON INDEX LOSSES: CALCULATING LOSSES USING THE DOWNSIDE PROTECTION TYPE.

For instance, assume you select an Index Account Option with an Edge Rate of 5%, Edge+ Rate of 7%, and Buffer Rate of 10%. If, at the end of the Crediting Period, the Index Change is 10%, your Index Credit Rate would be +7% (*i.e.*, the Edge+ Rate). If instead the Index Change is -8%, your Index Credit Rate would be +5% (*i.e.*, the Edge Rate). If instead the Index Change is -15%, your Index Credit Rate would be -5% (*i.e.*, the negative Index Change in excess of the Buffer Rate).

The Edge Rate and Edge+ Rate are fixed rates of potential return. In no event will a positive Index Credit Rate, if any, differ from the Edge Rate or Edge+ Rate, as applicable. The Edge Rate and Edge+ Rate therefore limit the upside potential of your investment. The Edge Rate and Edge+ Rate are measured over the life of the Crediting Period, which can be more than one year. In cases where a Crediting Period is more than one year, the Edge Rate and Edge+ Rate for that Crediting Period would be less if measured on an annual basis.

Currently, for any Index Account Option with Edge and Edge+, the Edge Rate and Edge+ Rate are subject to the same guaranteed minimum. The declared Edge+ Rate may be higher, lower, or equal to the declared Edge Rate (and vice versa). The only guarantee in that regard is that both the declared Edge Rate and the Edge+ Rate will satisfy the guaranteed minimum.

*Credit Advantage.* We are not currently offering any Index Account Options with Edge and Edge+ designated as "Credit Advantage." We may offer such Index Account Options in the future.

<u>The following is added under the subsection "Examples of Crediting Methodology" beginning on page 40:</u>

*For each scenario below, assume an Index Account Option with a 1-year Crediting Period, Buffer (Buffer Rate 10%), and Edge and Edge+ (Edge Rate 5% and Edge+ Rate 10%).* 

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp; **Scenario** | **Starting<br>Index Base** | **Initial**<br> **Index Value** | **Final Index<br>Value** | **Index**<br> **Change** | **Index**<br> **Credit Rate** | **Ending**<br> **Index Base** | **Index**<br> **Credit** | **Index Account <br>Option Value** |
| &nbsp;&nbsp;&nbsp; 1  | 1000 | 100 | 120 | +20% | +10% | 1000 | +$100 | $1100 |
| &nbsp;&nbsp;&nbsp; 2  | 1000 | 100 | 105 | +5% | +10% | 1000 | +$100 | $1100 |
| &nbsp;&nbsp;&nbsp; 3  | 1000 | 100 | 100 | 0% | +10% | 1000 | +$100 | $1100 |
| &nbsp;&nbsp;&nbsp; 4  | 1000 | 100 | 95 | -5% | +5% | 1000 | +$50 | $1050 |
| &nbsp;&nbsp;&nbsp; 5  | 1000 | 100 | 80 | -20% | -10% | 1000 | -$100 | $900 |

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**VII. Appendix A – Investment Options Available Under the Policy** 

<u>Beginning on page A-1, rows for the new Index Account Options with Edge and Edge+ are added to the Basic Index Account Options table, as follows:</u>

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Index** | **Type of Index** | **Crediting** <br> **Period**  | **Current Limit on Index Loss**<br> **(if held until end of Crediting Period)** | **Minimum Limit on Index Gain** <br> **(for the life of the Index** <br> **Account Option)**  | **Credit<br>Advantage Fee** **(annualized)** |
| &nbsp;&nbsp;&nbsp;S&P 500<sup>®</sup> Index<sup>1</sup> | U.S. Large-Cap Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2.00% | N/A |
| &nbsp;&nbsp;&nbsp; Fidelity World Factor Leaders<br> Index<sup>SM</sup> 0.5% AR<sup>1,2</sup>  | U.S. and Non-U.S. Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates: No lower<br> than 2.00% | N/A |
| &nbsp;&nbsp;&nbsp;iShares<sup>®</sup> Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2.00% | N/A |
| &nbsp;&nbsp;&nbsp;iShares<sup>®</sup> U.S. Technology ETF<sup>3</sup> | U.S. Large-Cap Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2.00% | N/A |
| &nbsp;&nbsp;&nbsp;First Trust Equity Edge Index<sup>TM 1, 2, 4</sup> | Dividend-Paying Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2.00% | N/A |
| &nbsp;&nbsp;&nbsp;S&P 500<sup>®</sup> Index<sup>1</sup> | U.S. Large-Cap Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3.00% | N/A |
| &nbsp;&nbsp;&nbsp; Fidelity World Factor Leaders<br> Index<sup>SM</sup> 0.5% AR<sup>1,2</sup>  | U.S. and Non-U.S. Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3.00% | N/A |
| &nbsp;&nbsp;&nbsp;iShares<sup>®</sup> Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3.00% | N/A |
| &nbsp;&nbsp;&nbsp;iShares<sup>®</sup> U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3.00% | N/A |
| &nbsp;&nbsp;&nbsp;First Trust Equity Edge Index<sup>TM 1, 2, 4</sup> | Dividend-Paying Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3.00% | N/A |
| &nbsp;&nbsp;&nbsp;S&P 500<sup>®</sup> Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8.00% | N/A |
| &nbsp;&nbsp;&nbsp; Fidelity World Factor Leaders<br> Index<sup>SM</sup> 0.5% AR<sup>1,2</sup>  | U.S. and Non-U.S. Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8.00% | N/A |
| &nbsp;&nbsp;&nbsp;iShares<sup>®</sup> Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8.00% | N/A |
| &nbsp;&nbsp;&nbsp;iShares<sup>®</sup> U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8.00% | N/A |
| &nbsp;&nbsp;&nbsp;First Trust Equity Edge Index<sup>TM 1, 2, 4</sup> | Dividend-Paying Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8.00% | N/A |

---

<sup>1</sup> This Index is a "price return" index, not a "total return" index, and therefore does not reflect the dividends paid on the securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index. 

<sup>2</sup> The Index provider applies a reduction when calculating Index performance, which will reduce the Index return and may cause the Index to underperform a direct investment in the securities composing the Index.

<sup>3</sup> This Index is an ETF. Index Values are based on the ETF's closing prices. The Index Values reflect a "price return," not a "total return," and therefore do not reflect the dividends or other distributions paid by the ETF. In addition, fees and costs are deducted from the ETF, which reduces the ETF's performance. These factors will reduce the Index return and may cause the Index to underperform a direct investment in the ETF or the securities in which the ETF invests. 

<sup>4</sup> Even though this Index is composed of dividend-paying securities, you will not receive any dividends paid on those securities, and any dividends paid on those securities will not be reflected in Index Values.

<u>On page A-3, the third paragraph (and associated bullets) and fourth paragraph under the Index Account Options tables are replaced with the following:</u>

**In the future, if we offer a new Index Account Option and:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● **the Growth Opportunity Type is Cap, the guaranteed minimum Cap Rate will be no lower than 2.00%.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● **the Growth Opportunity Type is Participation, for Policies with applications signed prior to May 1, 2024, the guaranteed minimum Participation Rate will be no lower than 50%, and for Policies with applications signed on or after May 1, 2024, the guaranteed minimum Participation Rate will be no lower than 50%.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● **the Growth Opportunity Type is Edge and Edge+, the guaranteed minimum Edge Rate and Edge+ Rate will be no lower than 2.00%.** 

We reserve the right to offer new Index Account Options with different Downside Protection Types or Growth Opportunity Types in the future.

------

**TRANSAMERICA STRUCTURED INDEX ADVANTAGE<sup>®</sup> ANNUITY** 

**An Individual Flexible Premium Deferred Index-Linked Annuity Policy** 

**Issued by** 

**Transamerica Life Insurance Company** 

**Supplement dated August 18, 2025** 

**to the** 

**Statement of Additional Information dated May 1, 2025** 

<u>This supplement updates certain information contained in the Statement of Additional Information ("SAI"). Please read this supplement carefully and retain it for future reference. Capitalized terms not defined in this supplement have the same meanings as in the SAI.</u> 

Beginning August 18, 2025, new Index Account Options will be available under the Policy, as described in the prospectus supplement dated August 18, 2025. We refer to these new Index Account Options, which have a new Edge and Edge+ Growth Opportunity Type and Buffer as the Downside Protection Type, as "Triple Edge Advantage" or "Dual Direction" Index Account Options in the Policy and in our marketing materials.

<u>Each of the SAI revisions below are effective August 18, 2025.</u> 

**I. Additional Information About Interim Value Adjustments** 

<u>On page 7, the following is added to the end of the subsection "Calculating Option Value":</u>

For an Index Account Option with Edge and Edge+ and Buffer, the Option Value can be decomposed into two binary call options and one put option. The binary call options value the potential for Index gains based on the Edge Rate and Edge+ Rate, while the put option values the protection the Buffer provides. The fair value is calculated as:

*Fair Value = (in-the-money binary call) \* Edge Rate + (at-the-money binary call) \* (Edge+ Rate – Edge Rate) – (out-of-the-money put)* 

<u>On page 7, the following definition is added to the end of the subsection "Derivative Descriptions":</u>

At-the-money binary call: An option granting a fixed payoff if the final Index Value is greater than or equal to the initial Index Value. A payoff of 0 is received if the final Index Value is less than the initial Index Value.

In-the-money binary call: An option granting a fixed payoff if the final Index Value is greater than or equal to the strike price where the strike price is less than the Initial Index Value. A payoff of 0 is received if the final Index Value is less than the strike price.

<u>On page 13, the following is added to the end of the subsection "Additional Examples of Interim Value Adjustments":</u> 

**6. TRIPLE EDGE ADVANTAGE INDEX ACCOUNT OPTION IN RISING AND FALLING MARKET**

These examples are intended to show you Index Account Option values at the end of a one-year Crediting Period assuming a positive Index change or negative Index change less than the Buffer Rate to illustrate when an Edge+ or Edge rate is applied, and a negative Index change in excess of the Buffer Rate to illustrate when a Buffer is applied. These examples assume that you allocate $100,000 to a Triple Edge Advantage Index Account Option with an Edge+ Rate of 15%, Edge Rate of 10% and a Buffer Rate of 10%. They assume the Policy Value death benefit, and that there have been no withdrawals. All illustrated values are hypothetical.

---

| | | | |
|:---|:---|:---|:---|
| | **Edge+** | **Edge** | **Buffer** |
| &nbsp;&nbsp; Initial Index Value | 1000 | 1000 | 1000 |
| &nbsp;&nbsp; Interim Value Index Credit Rate at 6 months | 5% | 5% | 5% |
| &nbsp;&nbsp; Interim Value at 6 months | $100,000.00 \* (1 + 5%) =<br> $105,000.00 | $100,000.00 \* (1 + 5%) =<br> $105,000.00 | $100,000.00 \* (1 + 5%) = <br> $105,000.00  |
| &nbsp;&nbsp; Final Index Value | 1100 | 950 | 800 |
| &nbsp;&nbsp; Index Change | (1100 / 1000) – 1 = +10% | (950 / 1000) – 1 = -5% | (800/1000) – 1 = -20% |
| &nbsp;&nbsp; Applicable Growth Opportunity Type Rate | 15% Edge+ Rate | 10% Edge Rate |  |
| &nbsp;&nbsp; Growth Opportunity Rate Applied | +15% | +10% |  |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp; Applicable Buffer Rate |  |  | 10% |
| &nbsp;&nbsp; Buffer Rate Applied |  |  | -20% + 10% = -10% |
| &nbsp;&nbsp; Interest Credited | $100,000 \* +15% =<br> +$15,000.00 | $100,000 \* +10% =<br> +$10,000.00 | $100,000.00 \* -10% = <br> -$10,000.00  |
| &nbsp;&nbsp; Index Account Option Value at the end of a 1-year Crediting Period | $100,000.00 + $15,000.00<br> = $115,000.00 | $100,000.00 + $10,000.00 =<br> $110,000.00 | $100,000.00—$10,000.00= $90,000.00 |

---

------

**PART C** 

**OTHER INFORMATION** 

**Item 27. Exhibits** 

---

| | |
|:---|:---|
| (a) | Board of Directors Resolution. Not applicable. |
| (b) | Custodian Agreements. Not applicable. |
| (c) | Underwriting Agreements |
|  | (i) [Form of Selling Agreement.](http://www.sec.gov/Archives/edgar/data/1164098/000119312521009682/d96965dex1i.htm) Note 1. |
|  | (ii) [Amended and Restated Principal Underwriting Agreement by and between Transamerica Life Insurance Company and Transamerica Capital, Inc.](http://www.sec.gov/Archives/edgar/data/1164098/000119312521009682/d96965dex1ii.htm) Note 1. |
| (d) | Contracts |
|  | (i) [Individual Flexible Premium Deferred Index-Linked Annuity Contract.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4i.htm) Note 2. |
|  | (ii) [Individual Flexible Premium Deferred Index-Linked Annuity Contract Data Page (6 year).](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4ii.htm) Note 2. |
|  | (iii) [Best Entry Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4iii.htm) Note 2. |
|  | (iv) [Basic Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4iv.htm) Note 2. |
|  | (v) [Credit Advantage Index Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4v.htm) Note 2. |
|  | (vi) [Guaranteed Minimum Death Benefit Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4vi.htm) Note 2. |
|  | (vii) [Performance Lock Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4vii.htm) Note 2. |
|  | (viii) [Individual Flexible Premium Deferred Index-Linked Variable Annuity Contract.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dviii.htm) Note 4. |
|  | (ix) [Individual Flexible Premium Deferred Index-Linked Variable Annuity Contract Data Page (6 year).](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dix.htm) Note 4. |
|  | (x) [Individual Flexible Premium Deferred Index-Linked Variable Annuity Annuitization Table.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dx.htm) Note 4. |
|  | (xi) [Best Entry Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dxi.htm) Note 4. |
|  | (xii) [Credit Advantage Index Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dxii.htm) Note 4. |
|  | (xiii) [Performance Lock Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dxiii.htm) Note 4. |
|  | (xiv) [Cap and Buffer Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dxiv.htm) Note 4. |
|  | (xv) [Participation and Buffer Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dxv.htm) Note 4. |
|  | (xvi) [Upside Participation and Downside Participation Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525029375/d909243dex99dxvi.htm) Note 4. |
|  | (xvii) [Triple Edge Advantage Index Account Rider.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525120581/d921686dex99dxvii.htm) Note 6. |
| (e) | [Application.](http://www.sec.gov/Archives/edgar/data/1164098/000119312522123239/d96965dex4viii.htm) Note 2 |
| (f) | Insurance Company's Certificate of Incorporation and By-Laws |
|  | (i) [Articles of Incorporation of Transamerica Life Insurance Company.](http://www.sec.gov/Archives/edgar/data/1164098/000119312521009682/d96965dex3i.htm) Note 1. |
|  | (ii) [Bylaws of Transamerica Life Insurance Company.](http://www.sec.gov/Archives/edgar/data/1164098/000119312521009682/d96965dex3ii.htm) Note 1. |
| (g) | Reinsurance Contracts. Not applicable. |
| (h) | Participation Agreements. Not applicable. |
| (i) | Administrative Contracts. Not applicable. |
| (j) | Other Material Contracts. Not applicable. |
| (k) | [Opinion re Legality.](d79691dex99k.htm) Note 7. |
| (l) | Other Opinions |
|  | [Consent of Independent Registered Public Accounting Firm.](d79691dex99l.htm) Note 7. |
|  | [Consent of Independent Auditors.](d79691dex99l.htm) Note 7. |
| (m) | Omitted Financial Statements. Not Applicable. |
| (n) | Initial Capital Agreements. Not Applicable. |
| (o) | Form of Initial Summary Prospectus. N/A. |
| (p) | (i) [Powers of Attorney.](d79691dex99pi.htm) Note 7. |
|  | (ii) [Resolution of the Board of Directors Authorizing the Principal Executive Officer to sign on behalf of Transamerica Life Insurance Company pursuant to power of attorney.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525100008/d941977dex99pii.htm) Note 5. |
| (q) | [Letter re Change in Auditor.](http://www.sec.gov/Archives/edgar/data/1164098/000119312524117823/d539621dex16.htm) Note 3. |
| (r) | [Historical Limits on Index Gains.](http://www.sec.gov/Archives/edgar/data/1164098/000119312525100008/d941977dex99r.htm) Note 5. |

---

Note 1. Incorporated herein by reference from Initial Filing of S-1 Registration Statement (File no. 333- 252121) filed on January 15, 2021.

Note 2. Incorporated herein by reference from Pre-Effective Amendment No. 4 to S-1 Registration Statement (File no. 333-252121) filed April 27, 2022.

Note 3. Incorporated herein by reference from Post-Effective Amendment No. 2 to S-1 Registration Statement (File no. 333-269398) filed April 26, 2024.

------

Note 4. Incorporated herein by reference from Post-Effective Amendment No. 1 to N-4 Registration Statement (File No. 333-284296) filed on February 19, 2025.

Note 5. Incorporated herein by reference from Post-Effective Amendment No. 3 to N-4 Registration Statement (File No. 333-284296) filed on April 28, 2025.

Note 6. Incorporated herein by reference from Post-Effective Amendment No. 4 to N-4 Registration Statement (File No. 333-284296) filed on May 15, 2025.

Note 7. Filed Herewith

------

**Item 28. Directors and Officers of the Insurance Company (Transamerica Life Insurance Company)** 

---

| | |
|:---|:---|
| **Name and Principal Business Address** | **Positions and Offices with Insurance Company** |
| Jamie Ohl<br> 1801 California St. Suite 5200<br> Denver, CO 80202 | Director and President |
| Bonnie T. Gerst<br> 6400 C Street SW<br> Cedar Rapids, Iowa 52404 <br>| Director, Chairman of the Board and Senior Vice President, Financial Assets |
| Andrew S. Williams<br> 100 Light Street <br>Baltimore, MD 21202 <br>| Director, General Counsel, Secretary and Senior Vice <br>President |
| Maurice Perkins<br> 100 Light Street<br> Baltimore, MD 21202 | Director and Chief Corporate Affairs Officer |
| Matt Keppler<br> 100 Light Street <br>Baltimore, MD 21202 <br>| Director, Chief Financial Officer, Executive Vice President and <br>Treasurer |
| Chris Giovanni<br> 100 Light Street<br> Baltimore, MD 21202 | Director, Chief Strategy & Development Officer and Senior Vice President |

---

**Item 29. Persons Controlled by or under Common Control with the Insurance Company** 

As of December 31, 2024, the following pages shows all corporations directly or indirectly controlled or under common control, with the Depositor, showing the state or other sovereign power under the laws of which each is organized and the percentage owner ship of voting securities giving rise to the control relationship.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Aegon Ltd. Subsidiaries Under Common Control (as of 12/31/24)** | &nbsp;&nbsp;&nbsp;**Aegon Ltd. Subsidiaries Under Common Control (as of 12/31/24)** | &nbsp;&nbsp;&nbsp;**Aegon Ltd. Subsidiaries Under Common Control (as of 12/31/24)** | &nbsp;&nbsp;&nbsp;**Aegon Ltd. Subsidiaries Under Common Control (as of 12/31/24)** |
| &nbsp;&nbsp;&nbsp;**Company Name** | **Immediate Parent<br>Ownership %** | **Parent** | **State/Country** |
| &nbsp;&nbsp;&nbsp;239 West 20th Street, LLC | 100% | Yarra Rapids, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;25 East 38th Street, LLC | 100% | Yarra Rapids, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;313 East 95th Street, LLC | 100% | Yarra Rapids, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;319 East 95th Street, LLC | 100% | Yarra Rapids, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Administrative Group, LLC | 100% | AUSA Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;ADMS Global Services (Thailand) Limited | 47.37% | AEGON DMS Holding B.V. | Thailand |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | Aegon Iberia Holding BV, Sucursal en España | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | 100% | AEGON España, S.A.U. de Seguros y Reaseguros | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | Aegon Mediacion S.L.U. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | SANTANDER GENERALES SEGUROS Y REASEGUROS, S.A. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | SANTANDER VIDA SEGUROS Y REASEGUROS, S.A. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | Serenitas, S.L.U. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | AEGON SANTANDER PORTUGAL NÃO VIDA - COMPANHIA DE SEGUROS S.A. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Administracion y Servicios Aie | Other Manner of Control | AEGON SANTANDER PORTUGAL VIDA - COMPANHIA DE SEGUROS DE VIDA S.A. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Affordable Housing Debt Fund I, LLC | Other Manner of Control | AHDF Manager I, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Affordable Housing Debt Fund I, LLC | 5% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON AM Funds, LLC | 100% | AEGON USA Investment Management, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon AM Private Equity Partners I, LLC | 100% | AEGON USA Investment Management, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon AM Private Equity Partners II, LLC | 100% | AEGON USA Investment Management, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Asia B.V. | 100% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Asset Management (Asia) Limited | 100% | AEGON Asset Management Holding B.V. | Hong Kong |
| &nbsp;&nbsp;&nbsp;AEGON Asset Management Holding B.V. | 100% | Aegon Ltd. | Netherlands |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;AEGON Asset Management Hungary B.V. | 100% | AEGON Asset Management Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Asset Management Limited | 100% | Aegon Asset Management UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon Asset Management Pan-Europe B.V. | 100% | AEGON Asset Management Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Asset Management UK Holdings Limited | 100% | AEGON Asset Management Holding B.V. | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon Asset Management UK plc | 100% | Aegon Asset Management UK Holdings Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON Brazil Holding B.V. | 100% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Brazil Holding II B.V. | 100% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON CEE B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 50, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 51, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 52, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 53, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 54, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 55, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 56, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 57, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 58, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 59, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 60, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 61, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 62, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 63, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 64, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 65, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 66, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 67, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 68, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Community Investments 69, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Corporate Center B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Custody B.V. | 100% | AEGON Asset Management Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Derivatives N.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Digital Investments Holding B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Direct Marketing Services International, LLC | 100% | AUSA Holding, LLC | MD, USA |
| &nbsp;&nbsp;&nbsp;AEGON Direct Marketing Services Mexico Servicios, S.A. de C.V. | Other Manner of Control | AEGON DMS Holding B.V. | Mexico |
| &nbsp;&nbsp;&nbsp;AEGON Direct Marketing Services Mexico Servicios, S.A. de C.V. | 100% | AEGON Mexico Holding B.V. | Mexico |
| &nbsp;&nbsp;&nbsp;AEGON Direct Marketing Services Mexico, S.A. de C.V. | 5.82% | AEGON DMS Holding B.V. | Mexico |
| &nbsp;&nbsp;&nbsp;AEGON Direct Marketing Services Mexico, S.A. de C.V. | 92.96% | AEGON Mexico Holding B.V. | Mexico |
| &nbsp;&nbsp;&nbsp;AEGON Direct Marketing Services, Inc. | 100% | Transamerica Life Insurance Company | MD, USA |
| &nbsp;&nbsp;&nbsp;AEGON DMS Holding B.V. | 100% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON EDC Limited | 100% | Aegon Ltd. | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon Employees Netherlands B.V. | 100% | AEGON Europe Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Energy Management, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON España, S.A.U. de Seguros y Reaseguros | 100% | Aegon Iberia Holding BV, Sucursal en España | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Europe Holding B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Financial Services Group, Inc. | 100% | Transamerica Life Insurance Company | MN, USA |
| &nbsp;&nbsp;&nbsp;AEGON Funding Company LLC | 100% | Transamerica Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Global Services, LLC | 100% | Commonwealth General Corporation | IA, USA |
| &nbsp;&nbsp;&nbsp;AEGON Growth Capital Fund I C.V. | 100% | AEGON Growth Capital Fund I GP B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Growth Capital Fund I GP B.V. | 100% | AEGON Digital Investments Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Growth Capital Management B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Iberia Holding B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Iberia Holding BV, Sucursal en España | 100% | AEGON Iberia Holding B.V. | Spain |
| &nbsp;&nbsp;&nbsp;AEGON India Holding B.V. | 100% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Insights (Thailand) Limited | Other Manner of Control | Aegon Insights Limited | Thailand |
| &nbsp;&nbsp;&nbsp;Aegon Insights (Thailand) Limited | 100% | Transamerica International Direct Marketing Consultants, LLC | Thailand |
| &nbsp;&nbsp;&nbsp;Aegon Insights Australia Pty Limited | 100% | Transamerica Direct Marketing Asia Pacific Pty. Ltd. | Australia |
| &nbsp;&nbsp;&nbsp;Aegon Insights Limited | 100% | AEGON DMS Holding B.V. | Hong Kong |
| &nbsp;&nbsp;&nbsp;AEGON Institutional Markets, Inc. | 100% | Commonwealth General Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON International B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Investment Management B.V. | 100% | AEGON Asset Management Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON Investment Solutions - Nominee 1 (Gross) Ltd. | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON Investment Solutions - Nominee 2 (Net) Ltd. | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON Investment Solutions - Nominee 3 (ISA) Ltd. | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON Investment Solutions Ltd. | 100% | Aegon UK Investment Holdings Limited | United Kingdom |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Aegon Investments Limited | 100% | Aegon UK Investment Holdings Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 50, LLC | 51.01% | Aegon LIHTC Fund 63, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 51, LLC | 0.01% | Aegon Community Investments 51, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 52, LLC | 0.01% | Aegon Community Investments 52, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 52, LLC | 1% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 52, LLC | 10.81% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 54, LLC | Other Manner of Control | Aegon Community Investments 54, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 55, LLC | 2.82% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 57, LLC | 0.01% | Aegon Community Investments 57, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 58, LLC | 0.01% | Aegon Community Investments 58, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 58, LLC | 2.92% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 60, LLC | Other Manner of Control | Aegon Community Investments 60, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 62, LLC | 0.01% | Aegon Community Investments 62, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 63, LLC | Other Manner of Control | Aegon Community Investments 63, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 64, LLC | Other Manner of Control | Aegon Community Investments 64, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 65, LLC | 0.01% | Aegon Community Investments 65, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 66, LLC | 0.01% | Aegon Community Investments 66, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 67, LLC | Other Manner of Control | Aegon Community Investments 67, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 68, LLC | 100% | Aegon Community Investments 68, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon LIHTC Fund 69, LLC | 100% | Aegon Community Investments 69, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Managed Enhanced Cash, LLC | 62.09% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Managed Enhanced Cash, LLC | 37.90% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Management Company | 100% | Transamerica Corporation | IN, USA |
| &nbsp;&nbsp;&nbsp;Aegon Mediacion S.L.U. | 100% | AEGON España, S.A.U. de Seguros y Reaseguros | Spain |
| &nbsp;&nbsp;&nbsp;AEGON Mexico Holding B.V. | 100% | AEGON DMS Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon Opportunity Zone Fund Joint Venture 1, LP | 0.16% | Aegon OZF Investments 1, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon OZF Investments 1, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON Pension Trustee Limited | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON SANTANDER PORTUGAL NÃO VIDA—COMPANHIA DE SEGUROS S.A. | 51% | AEGON Iberia Holding B.V. | Portugal |
| &nbsp;&nbsp;&nbsp;AEGON SANTANDER PORTUGAL VIDA—COMPANHIA DE SEGUROS DE VIDA S.A. | 51% | AEGON Iberia Holding B.V. | Portugal |
| &nbsp;&nbsp;&nbsp;AEGON SIPP GUARANTEE NOMINEE LIMITED | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon SIPP Nominee 2 Ltd. | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON SIPP Nominee Ltd. | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON Taiwan Holding B.V. | 100% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Aegon THTF Life Insurance Co., Ltd. | 50% | AEGON International B.V. | China |
| &nbsp;&nbsp;&nbsp;AEGON Treasury Investments B.V. | 100% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;AEGON UK Corporate Services Limited | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon UK Investment Holdings Limited | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON UK plc | 100% | AEGON Europe Holding B.V. | United Kingdom |
| &nbsp;&nbsp;&nbsp;AEGON UK Property Fund Limited | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Aegon Upstream Energy Fund, LLC | 100% | Aegon Energy Management, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON USA Asset Management Holding, LLC | 100% | AUSA Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;AEGON USA Investment Management, LLC | 100% | AEGON USA Asset Management Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;AEGON USA Real Estate Services, Inc. | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AEGON USA Realty Advisors of California, Inc. | 100% | AEGON USA Realty Advisors, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;AEGON USA Realty Advisors, LLC | 100% | AEGON USA Asset Management Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 2 Holding Company B, LLC | 100% | Aegon Workforce Housing Fund 2, L.P | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 2 Holding Company C, LLC | 100% | Aegon Workforce Housing Fund 2, L.P | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 2 Holding Company, LLC | 100% | Aegon Workforce Housing Fund 2, L.P | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 2, L.P | 80% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 2, L.P | 20% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 3 Holding Company, LLC | 100% | Aegon Workforce Housing Fund 3, L.P | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 3, L.P | 60% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 3, L.P | 30% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Fund 3, L.P | 10% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing JV 4A, LLC | 44.50% | Aegon Workforce Housing Fund 2 Holding Company, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing JV 4B, LLC | 25% | Aegon Workforce Housing Fund 2 Holding Company, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing JV 4C, LLC | 10% | Aegon Workforce Housing Fund 2 Holding Company, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Park at Via Rosa REIT, LLC | 100% | Aegon Workforce Housing Separate Account 1, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Separate Account 1, LLC | 15.83% | Transamerica Life Insurance Company | IA, USA |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Separate Account 1, LLC | 4.17% | Transamerica Life Insurance Company | IA, USA |
| &nbsp;&nbsp;&nbsp;Aegon Workforce Housing Separate Account 1, LLC | 5% | Transamerica Financial Life Insurance Company | IA, USA |
| &nbsp;&nbsp;&nbsp;AEGON-INDUSTRIAL Capital Management (Shanghai) Co., Ltd. | 100% | AEGON-INDUSTRIAL Fund Management Co., LTD. | China |
| &nbsp;&nbsp;&nbsp;AEGON-INDUSTRIAL Fund Management Co., LTD. | 49% | AEGON International B.V. | China |
| &nbsp;&nbsp;&nbsp;AGT Hungary IT Service Korlátolt Felelősségű Társaság | 100% | AEGON EDC Limited | Hungary |
| &nbsp;&nbsp;&nbsp;AHDF Manager I, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Eight LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Eleven LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Four LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Nine LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Seven LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Seventeen LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Sixteen LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Ten LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Twelve LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ALH Properties Two LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AMFETF Manager, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 308 LLC | 100% | TAHP Fund 2, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 388 LLC | 100% | TAHP Fund 2, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 483 LLC | 100% | TAHP Fund 1, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 559, LLC | 100% | TAHP Fund 1, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 561 LLC | 100% | TAHP Fund VII, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 588 LLC | 100% | TAHP Fund 1, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 613 LLC | 0.15% | Cupples State LIHTC Investors, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 613 LLC | 99.85% | Garnet LIHTC Fund VII, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 639 LLC | 100% | TAHP Fund 1, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 649 LLC | 100% | TAHP Fund 1, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 672 LLC | 100% | TAHP Fund 1, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;AMTAX Holdings 713 LLC | 100% | TAHP Fund 2, LLC | OH, USA |
| &nbsp;&nbsp;&nbsp;Andrews Nominees Limited | 100% | Cofunds Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Apollo Housing Capital Arrowhead Gardens, L.L.C. | 100% | Garnet LIHTC Fund XXXV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;APOP III, LLC | 9.84% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;APOP III, LLC | 88.60% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;ASR Nederland N.V. | 29.99% | Aegon Ltd. | Bermuda |
| &nbsp;&nbsp;&nbsp;AUSA Holding, LLC | 100% | Transamerica Corporation | MD, USA |
| &nbsp;&nbsp;&nbsp;AUSA Properties, Inc. | 100% | AEGON USA Realty Advisors, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;AWHF2 General Partner, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AWHF2 Subsidiary Holding Company C, LLC | 100% | Aegon Workforce Housing Fund 2 Holding Company C, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AWHF3 General Partner, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AWHJV4 Manager, LLC | 100% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;AWHSA Manager 1, LLC | 100% | AEGON USA Realty Advisors, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Barfield Ranch Associates, LLC | 50% | Mitigation Manager LLC | FL, USA |
| &nbsp;&nbsp;&nbsp;Carle Place Leasehold SPE, LLC | 100% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Cofunds Limited | 100% | Aegon UK Investment Holdings Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Cofunds Nominees Ltd | 100% | Cofunds Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Commonwealth General Corporation | 100% | Transamerica Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;Coöperatieve AEGON Financieringsmaatschappij U.A. | 1.51% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Coöperatieve AEGON Financieringsmaatschappij U.A. | 98.49% | Aegon Ltd. | Netherlands |
| &nbsp;&nbsp;&nbsp;Cornerstone International Holdings Ltd. | 100% | AEGON DMS Holding B.V. | United Kingdom |
| &nbsp;&nbsp;&nbsp;Creditor Resources, Inc. | 100% | AUSA Holding, LLC | MI, USA |
| &nbsp;&nbsp;&nbsp;CRI Solutions, Inc. | 100% | Creditor Resources, Inc. | MD, USA |
| &nbsp;&nbsp;&nbsp;Cupples State LIHTC Investors, LLC | 22% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Cupples State LIHTC Investors, LLC | 15% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Cupples State LIHTC Investors, LLC | 63% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Dorset Nominees Limited | 100% | Cofunds Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Equitable AgriFinance, LLC | 50% | AEGON USA Realty Advisors, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Favela Promoção e Vendas Ltda. | 100% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;FGH Realty Credit LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;FGH USA LLC | 100% | RCC North America LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Fifth FGP LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Financial Planning Services, Inc. | 100% | Commonwealth General Corporation | D.C., USA |
| &nbsp;&nbsp;&nbsp;FINANCIERE DE L'ECHIQUIER | 100% | La Banque Postale Asset Management | France |
| &nbsp;&nbsp;&nbsp;First FGP LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Fourth FGP LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Assurance Corporation | 100% | Transamerica Life Insurance Company | KY, USA |
| &nbsp;&nbsp;&nbsp;Garnet Assurance Corporation II | 100% | Commonwealth General Corporation | IA, USA |
| &nbsp;&nbsp;&nbsp;Garnet Assurance Corporation III | 100% | Transamerica Life Insurance Company | IA, USA |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Garnet Community Investments IX, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments V, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments VI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments VII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments VIII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments X, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XL, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLIV, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLIX, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLV, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLVI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLVII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XLVIII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XVIII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XX, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXIV, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXIX, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXV, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXVI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXVII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXVIII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXIII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXIV, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXIX, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXV, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXVI, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXVII, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments XXXVIII, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet Community Investments, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund IX, LLC | 99.99% | Garnet Community Investments IX, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund IX, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund V, LLC | 99.99% | Garnet Community Investments V, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund V, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund VI, LLC | 99.99% | Garnet Community Investments VI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund VI, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund VII, LLC | 99.99% | Garnet Community Investments VII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund VII, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund VIII, LLC | 99.99% | Garnet Community Investments VIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund VIII, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund X, LLC | 0.01% | Garnet Community Investments X, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XI, LLC | 99.99% | Garnet Community Investments XI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XI, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII, LLC | 0.01% | Garnet Community Investments XII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII, LLC | 73.39% | Garnet LIHTC Fund XII-A, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII, LLC | 13.30% | Garnet LIHTC Fund XII-B, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII, LLC | 13.30% | Garnet LIHTC Fund XII-C, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII-A, LLC | 99.99% | Garnet Community Investments XII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII-A, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII-B, LLC | 99.99% | Garnet Community Investments XII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII-B, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII-C, LLC | 99.99% | Garnet Community Investments XII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XII-C, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII, LLC | 0.01% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII, LLC | 68.10% | Garnet LIHTC Fund XIII-A, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII, LLC | 31.89% | Garnet LIHTC Fund XIII-B, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII-A, LLC | 99.99% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII-A, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII-B, LLC | 99.99% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIII-B, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIV, LLC | 99.99% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIV, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIX, LLC | 99.99% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XIX, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XL, LLC | 0.01% | Garnet Community Investments XL, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLI, LLC | 0.01% | Garnet Community Investments XLI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLI, LLC | 10% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLII, LLC | 0.01% | Garnet Community Investments XLII, LLC | DE, USA |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLIV-A, LLC | Other Manner of Control | Garnet Community Investments XLIV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLIV-B, LLC | Other Manner of Control | Garnet Community Investments XLIV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLVI, LLC | Other Manner of Control | Garnet Community Investments XLVI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLVII, LLC | 1% | Garnet Community Investments XLVII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLVII, LLC | 13.99% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLVIII, LLC | 0.01% | Garnet Community Investments XLVIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XLVIII, LLC | 75.18% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XV, LLC | 0.01% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XV, LLC | 99.99% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XVI, LLC | 0.01% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XVII, LLC | 99.99% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XVII, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XVIII, LLC | 0.01% | Garnet Community Investments XVIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XX, LLC | 100% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXII, LLC | 0.01% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXIII, LLC | 99.99% | Garnet Community Investments, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXIII, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXIV, LLC | 0.01% | Garnet Community Investments XXIV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXIV, LLC | 21.26% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXIX, LLC | 0.01% | Garnet Community Investments XXIX, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXV, LLC | 0.01% | Garnet Community Investments XXV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXV, LLC | 1% | Garnet LIHTC Fund XXVIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXVI, LLC | 0.01% | Garnet Community Investments XXVI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXVII, LLC | 0.01% | Garnet Community Investments XXVII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXVII, LLC | 16.71% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXVIII, LLC | 99.99% | Garnet Community Investments XXVIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXVIII, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXI, LLC | 0.01% | Garnet Community Investments XXXI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXII, LLC | 0.01% | Garnet Community Investments XXXII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXIII, LLC | 0.01% | Garnet Community Investments XXXIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXIV, LLC | 99.99% | Garnet Community Investments XXXIV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXIV, LLC | 0.01% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXIX, LLC | 1% | Garnet Community Investments XXXIX, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXV, LLC | 0.01% | Garnet Community Investments XXXV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXVI, LLC | 1% | Garnet Community Investments XXXVI, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXVII, LLC | 0.01% | Garnet Community Investments XXXVII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXVII, LLC | 99.99% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Garnet LIHTC Fund XXXVIII, LLC | Other Manner of Control | Garnet Community Investments XXXVIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;GoBear (Philippines) Inc. | 100% | Woodpecker Asia Tech PTE Ltd. | Philippines |
| &nbsp;&nbsp;&nbsp;GoBear (Vietnam) Co., Ltd. | 100% | Woodpecker Asia Tech PTE Ltd. | Vietnam |
| &nbsp;&nbsp;&nbsp;Hague Reinsurance Management N.V. | 100% | AEGON Digital Investments Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Horizons Acquisition 5, LLC | 100% | PSL Acquisitions Operating, LLC | FL, USA |
| &nbsp;&nbsp;&nbsp;Horizons St. Lucie Development, LLC | 100% | PSL Acquisitions Operating, LLC | FL, USA |
| &nbsp;&nbsp;&nbsp;Hubei Xinhuaxin Insurance Sales Company Limited | 12.40% | AEGON International B.V. | China |
| &nbsp;&nbsp;&nbsp;Imani FE, L.P. | Other Manner of Control | TAH Imani Fe GP, LLC | CA, USA |
| &nbsp;&nbsp;&nbsp;Imani FE, L.P. | 99.99% | Garnet LIHTC Fund XIV, LLC | CA, USA |
| &nbsp;&nbsp;&nbsp;Investors Warranty of America, LLC | 100% | RCC North America LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Ironwood Re Corp. | 100% | Commonwealth General Corporation | HI, USA |
| &nbsp;&nbsp;&nbsp;IZNES SAS | 4.31% | La Banque Postale Asset Management | France |
| &nbsp;&nbsp;&nbsp;Kognita Lab S.A. | 8.74% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;La Banque Postale Asset Management | 25% | AEGON Asset Management Holding B.V. | France |
| &nbsp;&nbsp;&nbsp;La Banque Postale Asset Management | 75% | La Banque Postale Asset Management | France |
| &nbsp;&nbsp;&nbsp;LBPAM Private Debt GP Lux SARL | 100% | La Banque Postale Asset Management | Luxembourg |
| &nbsp;&nbsp;&nbsp;LCS Associates, LLC | 100% | RCC North America LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Life Investors Alliance LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;LIHTC Fund 53, LLC | Other Manner of Control | Aegon Community Investments 53, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;LIHTC Fund 56, LLC | Other Manner of Control | Aegon Community Investments 56, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;LIHTC Fund 59, LLC | Other Manner of Control | Aegon Community Investments 56, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;LIHTC Fund XLIX, LLC | Other Manner of Control | Garnet Community Investments XLIX, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;LIHTC Fund XLV, LLC | Other Manner of Control | Garnet Community Investments XLV, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;LIICA Re II, Inc. | 100% | Transamerica Life Insurance Company | VT, USA |
| &nbsp;&nbsp;&nbsp;Lochside Nominees Limited | 100% | Cofunds Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Longevity Services Consultoria e Serviços Ltda. | 100% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;MAG Consultoria de Investimentos Ltda. | 100% | Mongeral AEGON Holding Ltda. | Brazil |

---

------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;MAG Instituição de Pagamento Ltda. | 100% | Mongeral Aegon Holding Financeira | Brazil |
| &nbsp;&nbsp;&nbsp;MAG Tanure Holding Participações S.A. | 50% | Mongeral AEGON Holding Ltda. | Belo Horizonte, Minas Gerais |
| &nbsp;&nbsp;&nbsp;Minster Nominees Limited | 100% | Cofunds Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Mitigation Manager LLC | 100% | RCC North America LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Momentum Group Limited | 100% | Aegon UK Investment Holdings Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Money Services, Inc. | 100% | AUSA Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Mongeral Aegon Administração de Benefícios LTDA. | 100% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral Aegon Capitalização S.A. | 100% | Mongeral AEGON Seguros e Previdência SA | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral Aegon Gestão de Fundos Imobiliários Ltda | 20% | Mongeral AEGON Investimentos Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral Aegon Holding Financeira | 100% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral AEGON Holding Ltda. | 50% | AEGON Brazil Holding II B.V. | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral AEGON Investimentos Ltda. | 100% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral Aegon Renda Variavel Ltda | 100% | Mongeral AEGON Investimentos Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;Mongeral AEGON Seguros e Previdência SA | 50% | AEGON Brazil Holding B.V. | Brazil |
| &nbsp;&nbsp;&nbsp;Monumental General Administrators, Inc. | 100% | AUSA Holding, LLC | MD, USA |
| &nbsp;&nbsp;&nbsp;MT ADMINISTRADORA E CORRETORA DE SEGUROS LTDA | 90% | Mongeral AEGON Holding Ltda. | Brazil |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio 3, LLC | 85% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio 3, LLC | 15% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio I, LLC | 32% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio I, LLC | 64% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio I, LLC | 4% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio II, LLC | 35% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio II, LLC | 60% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Natural Resources Alternatives Portfolio II, LLC | 5% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;NEWCAST PROPERTY DEVELOPMENTS (ONE) LIMITED | 100% | AEGON UK Property Fund Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;NEWCAST PROPERTY DEVELOPMENTS (TWO) LIMITED | 100% | AEGON UK Property Fund Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Nomagon Title Grandparent, LLC | 100% | AEGON USA Asset Management Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Nomagon Title Holding 1, LLC | 100% | Nomagon Title Parent, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Nomagon Title Parent, LLC | 100% | Nomagon Title Grandparent, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;North Westerly Holding B.V. | 100% | AEGON Asset Management Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Origen Financial Services Limited | 100% | Momentum Group Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Origen Limited | 100% | Momentum Group Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Origen Trustee Services Limited | 100% | Momentum Group Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Osceola Mitigation Partners, LLC | 50% | Mitigation Manager LLC | FL, USA |
| &nbsp;&nbsp;&nbsp;Pearl Holdings, Inc. I | 100% | AEGON USA Asset Management Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Pearl Holdings, Inc. II | 100% | AEGON USA Asset Management Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Pension Geeks Limited | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Peoples Benefit Services, LLC | 100% | Transamerica Life Insurance Company | PA, USA |
| &nbsp;&nbsp;&nbsp;Phinance Spółka Akcyjna | 44% | AEGON Growth Capital Fund I GP B.V. | Poland |
| &nbsp;&nbsp;&nbsp;Placer 400 Investors, LLC | 50% | RCC North America LLC | CA, USA |
| &nbsp;&nbsp;&nbsp;PSL Acquisitions Operating, LLC | 100% | RCC North America LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;PT Futuready Insurance Broker | 80% | AEGON DMS Holding B.V. | Indonesia |
| &nbsp;&nbsp;&nbsp;PT. Aegon Insights Indonesia | 0.84% | Aegon Insights Limited | Indonesia |
| &nbsp;&nbsp;&nbsp;PT. Aegon Insights Indonesia | 99.16% | AEGON DMS Holding B.V. | Indonesia |
| &nbsp;&nbsp;&nbsp;RCC North America LLC | 100% | Transamerica Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 2, L.L.C. | 2.25% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 2, L.L.C. | 30.75% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 2, L.L.C. | 22.25% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 2, L.L.C. | 37.25% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 2, L.L.C. | 7.50% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 3, L.L.C. | 1% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 3, L.L.C. | 25.60% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 3, L.L.C. | 73.40% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 3A, Inc. | 90.60% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 3A, Inc. | 9.40% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 4 HR, LLC | 32% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 4 HR, LLC | 64% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 4 HR, LLC | 4% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 4 MR, LLC | 64% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 4 MR, LLC | 32% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Real Estate Alternatives Portfolio 4 MR, LLC | 4% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;River Ridge Insurance Company | 100% | AEGON Management Company | VT, USA |
| &nbsp;&nbsp;&nbsp;Rock Springs Drive, LLC | 98% | Investors Warranty of America, LLC | MD, USA |
| &nbsp;&nbsp;&nbsp;SANTANDER GENERALES SEGUROS Y REASEGUROS, S.A. | 51% | AEGON España, S.A.U. de Seguros y Reaseguros | Spain |
| &nbsp;&nbsp;&nbsp;SANTANDER VIDA SEGUROS Y REASEGUROS, S.A. | 51% | AEGON España, S.A.U. de Seguros y Reaseguros | Spain |
| &nbsp;&nbsp;&nbsp;Scottish Equitable (Managed Funds) Limited | Other Manner of Control | Scottish Equitable Holdings Limited | United Kingdom |

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------

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Scottish Equitable (Managed Funds) Limited | 100% | Scottish Equitable plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Scottish Equitable Holdings Limited | 100% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Scottish Equitable plc | 100% | Scottish Equitable Holdings Limited | United Kingdom |
| &nbsp;&nbsp;&nbsp;Scottish Equitable plc | Other Manner of Control | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;Second FGP LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Serenitas, S.L.U. | 100% | Aegon Iberia Holding BV, Sucursal en España | Spain |
| &nbsp;&nbsp;&nbsp;Seventh FGP LLC | 100% | FGH USA LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Sicoob Seguradora de Vida e Previdência S.A. | 50% | Mongeral AEGON Seguros e Previdência SA | Brazil |
| &nbsp;&nbsp;&nbsp;Simple2u Seguros S.A. | 100% | Mongeral AEGON Seguros e Previdência SA | Brazil |
| &nbsp;&nbsp;&nbsp;St. Lucie West Development Company, LLC | 100% | PSL Acquisitions Operating, LLC | FL, USA |
| &nbsp;&nbsp;&nbsp;Stonebridge Benefit Services, Inc. | 100% | Commonwealth General Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;TA Private Equity Assets, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;TA-APOP I, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;TA-APOP I-A, LLC | 90% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;TA-APOP I-A, LLC | 10% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;TA-APOP II, LLC | 73.19% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;TA-APOP II, LLC | 24.40% | Transamerica Financial Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;TABR Realty Services, LLC | 100% | AUSA Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;TAH Imani Fe GP, LLC | 100% | Garnet Assurance Corporation | CA, USA |
| &nbsp;&nbsp;&nbsp;TAH Pentagon Funds, LLC | 100% | Transamerica Affordable Housing, Inc. | IA, USA |
| &nbsp;&nbsp;&nbsp;TAHP Fund 1, LLC | 100% | Garnet LIHTC Fund IX, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;TAHP Fund 2, LLC | 100% | Garnet LIHTC Fund VIII, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;TAHP Fund VII, LLC | 100% | Garnet LIHTC Fund XIX, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;TAH-Solar SLP, LLC | 100% | Transamerica Affordable Housing, Inc. | IA, USA |
| &nbsp;&nbsp;&nbsp;Tenet Group Limited (Minority Shareholding) | 23.27% | AEGON UK plc | United Kingdom |
| &nbsp;&nbsp;&nbsp;THH Acquisitions, LLC | 100% | Transamerica Life Insurance Company | IA, USA |
| &nbsp;&nbsp;&nbsp;TLIC Oakbrook Reinsurance Inc. | 100% | Transamerica Life Insurance Company | IA, USA |
| &nbsp;&nbsp;&nbsp;TLIC Watertree Reinsurance Inc. | 100% | Transamerica Life Insurance Company | IA, USA |
| &nbsp;&nbsp;&nbsp;Tradition Development Company, LLC | 100% | PSL Acquisitions Operating, LLC | FL, USA |
| &nbsp;&nbsp;&nbsp;Tradition Land Company, LLC | 100% | RCC North America LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica (Bermuda) Services Center, Ltd. | 100% | AEGON International B.V. | Bermuda |
| &nbsp;&nbsp;&nbsp;Transamerica Affordable Housing, Inc. | 100% | TABR Realty Services, LLC | CA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Agency Network, LLC | 100% | AUSA Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Asset Holding, LLC | 100% | AUSA Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Asset Management, Inc. | 23% | AUSA Holding, LLC | CO, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Asset Management, Inc. | 77% | Transamerica Life Insurance Company | CO, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Bermuda Re, Ltd. | 100% | Transamerica Life Insurance Company | Bermuda |
| &nbsp;&nbsp;&nbsp;Transamerica Capital, LLC | 100% | AUSA Holding, LLC | CO, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Casualty Insurance Company | 100% | Transamerica Corporation | IA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Corporation | 100% | AEGON International B.V. | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Corporation | 100% | Transamerica Corporation | OR, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Direct Marketing Asia Pacific Pty. Ltd. | 100% | AEGON DMS Holding B.V. | Australia |
| &nbsp;&nbsp;&nbsp;Transamerica Direct Marketing Consultants Private Limited | 100% | AEGON DMS Holding B.V. | India |
| &nbsp;&nbsp;&nbsp;Transamerica Finance Corporation | 100% | Transamerica Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Financial Advisors, LLC | 100% | AUSA Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Financial Life Insurance Company | 100% | Transamerica Corporation | NY, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Fund Services, Inc. | 55.87% | AUSA Holding, LLC | CO, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Fund Services, Inc. | 44.13% | Transamerica Life Insurance Company | CO, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Health Savings Solutions, LLC | 100% | Transamerica Retirement Solutions, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Insurance Marketing Asia Pacific Pty. Ltd. | 100% | Transamerica Direct Marketing Asia Pacific Pty. Ltd. | Australia |
| &nbsp;&nbsp;&nbsp;Transamerica International Direct Marketing Consultants, LLC | 49% | AEGON Direct Marketing Services, Inc. | MD, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Investors Securities, LLC | 100% | Transamerica Retirement Solutions, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Life (Bermuda) Ltd. | 100% | Transamerica Life Insurance Company | Bermuda |
| &nbsp;&nbsp;&nbsp;Transamerica Life Insurance Company | 100% | Commonwealth General Corporation | IA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Life International (Bermuda) Ltd | 100% | AEGON International B.V. | Bermuda |
| &nbsp;&nbsp;&nbsp;Transamerica Pacific Re, Inc. | 100% | Transamerica Life Insurance Company | VT, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Pyramid Properties, LLC | 100% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Resources, Inc. | 100% | Monumental General Administrators, Inc. | MD, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Retirement Advisors, LLC | 100% | Transamerica Retirement Solutions, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Retirement Insurance Agency, LLC | 100% | Transamerica Retirement Solutions, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Retirement Solutions, LLC | 100% | AUSA Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Stable Value Solutions Inc. | 100% | Commonwealth General Corporation | DE, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Travel and Conference Services, LLC | 100% | Money Services, Inc. | IA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Trust Company | 100% | AUSA Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;Transamerica Ventures Fund II, LLC | 100% | AUSA Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;ULI Funding, LLC | 100% | AUSA Holding, LLC | IA, USA |
| &nbsp;&nbsp;&nbsp;United Financial Services, Inc. | 100% | Transamerica Corporation | MD, USA |
| &nbsp;&nbsp;&nbsp;WFG Insurance Agency of Puerto Rico, Inc. | 100% | World Financial Group Insurance Agency, LLC | Puerto Rico |
| &nbsp;&nbsp;&nbsp;WFG Properties Holdings, LLC | 100% | World Financial Group, Inc. | GA, USA |

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------

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;WFG Securities Inc. | 100% | World Financial Group Holding Company of Canada Inc. | Canada |
| &nbsp;&nbsp;&nbsp;Winsocial Administradora de Benefícios Ltda. | 50.00% | AEGON Brazil Holding II B.V. | Brazil |
| &nbsp;&nbsp;&nbsp;Woodpecker Asia Holding I B.V. | 100% | Woodpecker Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Woodpecker Asia Holding II B.V. | 100% | Woodpecker Holding B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;Woodpecker Asia Tech PTE Ltd. | 100% | Woodpecker Holding B.V. | Singapore |
| &nbsp;&nbsp;&nbsp;Woodpecker Holding B.V. | 50.00% | AEGON International B.V. | Netherlands |
| &nbsp;&nbsp;&nbsp;World Financial Group Holding Company of Canada Inc. | 100% | Commonwealth General Corporation | Canada |
| &nbsp;&nbsp;&nbsp;World Financial Group Insurance Agency of Canada Inc. | 100% | World Financial Group Holding Company of Canada Inc. | Canada |
| &nbsp;&nbsp;&nbsp;World Financial Group Insurance Agency of Hawaii, Inc. | 100% | World Financial Group Insurance Agency, LLC | HI, USA |
| &nbsp;&nbsp;&nbsp;World Financial Group Insurance Agency of Massachusetts, Inc | 100% | World Financial Group Insurance Agency, LLC | MA, USA |
| &nbsp;&nbsp;&nbsp;World Financial Group Insurance Agency of Wyoming, Inc. | 100% | World Financial Group Insurance Agency, LLC | WY, USA |
| &nbsp;&nbsp;&nbsp;World Financial Group Insurance Agency, LLC | 100% | AUSA Holding, LLC | CA, USA |
| &nbsp;&nbsp;&nbsp;World Financial Group, Inc. | 100% | Transamerica Asset Holding, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Yarra Rapids, LLC | 49.00% | Real Estate Alternatives Portfolio 4 MR, LLC | DE, USA |
| &nbsp;&nbsp;&nbsp;Zahorik Company, Inc. | 100% | AUSA Holding, LLC | CA, USA |
| &nbsp;&nbsp;&nbsp;Zero Beta Fund, LLC | 50.14% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Zero Beta Fund, LLC | 33.28% | Transamerica Life Insurance Company | DE, USA |
| &nbsp;&nbsp;&nbsp;Zero Beta Fund, LLC | 16.58% | Transamerica Financial Life Insurance Company | DE, USA |

---

**Item 30. Indemnification** 

The Iowa Code (Sections 490.850 et. seq.) provides for permissive indemnification in certain situations, mandatory indemnification in other situations, and prohibits indemnification in certain situations. The Code also specifies producers for determining when indemnification payments can be made.

Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person in connection with the securities being registered), the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

**Item 31 Principal Underwriters** 

(a) Transamerica Capital, LLC serves as the principal underwriter for the Merrill Lynch Life Variable Annuity Separate Account, Merrill Lynch Life Variable Annuity Separate Account A, Merrill Lynch Life Variable Annuity Separate Account B, Merrill Lynch Life Variable Annuity Separate Account C, Merrill Lynch Life Variable Annuity Separate Account D, Merrill Lynch Variable Life Separate Account, and Merrill Lynch Variable Life Separate Account II, Retirement Builder Variable Annuity Account, Separate Account Fund B, Separate Account Fund C, Separate Account VA AA, Separate Account VA B, Separate Account VA BB, Separate Account VA CC, Separate Account VA DD, Separate Account VA FF, Separate Account VA HH, Separate Account VA Q, Separate Account VA U, Separate Account VA V, Separate Account VA-1, Separate Account VA-2L, Separate Account VA-5, Separate Account VA-6, Separate Account VA-7, Separate Account VA-8, Separate Account VL, Separate Account VL E, Separate Account VUL-A, Separate Account VUL-1; Separate Account VUL-2, Separate Account VUL-3, Separate Account VUL-4, Separate Account VUL-5, Separate Account VUL-6, Transamerica Corporate Separate Account Sixteen, Transamerica Separate Account R3, Variable Life Account A, WRL Series Annuity Account, WRL Series Annuity Account B, WRL Series Life Account, WRL Series Life Account G, and WRL Series Life Corporate Account. These accounts are separate accounts of Transamerica Life Insurance Company.

Transamerica Capital, LLC serves as principal underwriter for ML of New York Variable Annuity Separate Account A, ML of New York Variable Annuity Separate Account B, ML of New York Variable Annuity Separate Account C, ML of New York Variable Annuity Separate Account D, ML of New York Variable Life Separate Account, ML of New York Variable Life Separate Account II, Separate Account VA BNY, Separate Account VA QNY, Separate Account VA-2LNY, Separate Account VA-5NLNY, Separate Account VA-6NY, TFLIC Separate Account B, TFLIC Separate Account C, TFLIC Separate Account VNY, TFLIC Pooled Account No. 44, TFLIC Series Annuity Account, TFLIC Series Life Account, and Transamerica Variable Funds. These accounts are separate accounts of Transamerica Financial Life Insurance Company.

Transamerica Capital, LLC also serves as principal underwriter for Transamerica Series Trust and Transamerica Funds.

------

(b) Directors and Officers of Transamerica Capital, LLC:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Name | Principal Business Address | Position and Offices with Underwriter |
| &nbsp;&nbsp;&nbsp;Brian Beitzel | (2) | Manager, Treasurer and Chief Financial Officer |
| &nbsp;&nbsp;&nbsp;Rob Carney | (3) | Manager, Chairman of the Board, Chief Executive Officer and President |
| &nbsp;&nbsp;&nbsp;Doug Hellerman | (3) | Vice President and Chief Compliance Officer |
| &nbsp;&nbsp;&nbsp;Timothy Ackerman | (3) | Manager and Vice President |
| &nbsp;&nbsp;&nbsp;Mark Halloran | (3) | Manager |
| &nbsp;&nbsp;&nbsp;Jennifer Pearce | (3) | Vice President |
| &nbsp;&nbsp;&nbsp;Daniel Goodman | (1) | Secretary |
| &nbsp;&nbsp;&nbsp;David Cheung | (3) | Assistant Secretary |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. 100 Light Street, Floor B1, Baltimore, MD 21202

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. 6400 C Street SW., Cedar Rapids, IA 52499

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. 1801 California Street, Suite 5200, Denver, CO 80202

(c) Compensation to Principal Underwriter:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;Name of Principal Underwriter | Net Underwriting<br>Discounts and<br>Commissions | Compensation on<br> Redemption | Brokerage<br>Commissions | Compensation |
| &nbsp;&nbsp;&nbsp; Transamerica Capital, LLC | $267041543.22 | $0.00 | $0.00 | $0.00 |

---

**Item 31A. Information About Contracts with Index-Linked Options and Fixed Options Subject to a Contract Adjustment** 

(a) ---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp; Name of the<br> Contract | Number of<br>Contracts<br>Outstanding | Total Value Attributable<br>to the Index-Linked<br>Option and/or Fixed<br>Option Subject to a<br>Contract Adjustment | Number of<br>Contracts<br>Sold During<br>the Prior<br>Calendar<br>Year | Gross<br> Premiums<br> Received<br> During the<br> Prior Calendar<br> Year | Amount of<br> Contract Value<br> Redeemed<br> During the<br> Prior Calendar<br> Year | Combination<br>Contract<br>(Yes/No) |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage<sup>®</sup> Annuity | 12200 | $2688115822.96 | 8435 | $1553809471.77 | $25611559.80 | No |

---

(b) See Exhibit 27(r).

**Item 32. Location of Accounts and Records** 

Not applicable.

**Item 33. Management Services.** 

All management service contracts, if any, are discussed in Part A or Part B.

**Item 34. Undertakings** 

With regard to Index-Linked Options and/or Fixed Options subject to a Contract Adjustment, the Registrant undertakes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. To file, during any period in which offers or sales are being made, a post-effective amendment to the
registration statement to include any prospectus required by section 10(a)(3) of the Securities Act; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. That, for the purpose of determining any liability under the Securities Act, each such post-effective amendment
shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it meets all of the requirements for effectiveness of this registration statement under rule 485(b) under the Securities Act and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Dade City, State of Florida, on August 18, 2025.

---

| | |
|:---|:---|
|  | TRANSAMERICA LIFE INSURANCE COMPANY |
|  | (Registrant) |
|  | \* |
| By: | Jamie Ohl |
|  | Director and President |
|  | (principal executive officer) |

---

Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on August 18, 2025.

---

| | |
|:---|:---|
| **Signatures** | **Title** |
| \*<br> Jamie Ohl | Director and President<br> (principal executive officer) |
| \*<br> Bonnie T. Gerst | Director, Chairman of the Board and Senior Vice President, Financial Assets (principal accounting officer) |
| \*<br> Maurice Perkins | Director and Chief Corporate Affairs Officer |
| \*<br> Andrew S. Williams | Director, Secretary, General Counsel and Senior Vice President |
| \*<br> Matt Keppler | Director, Chief Financial Officer, Executive Vice President and Treasurer<br> (principal financial officer) |
| \*<br> Chris Giovanni | Director, Chief Strategy & Development Officer and Senior Vice President |
| /s/ Brian Stallworth\*<br> Brian Stallworth | Assistant Secretary |

---

\*By: Brian Stallworth – Attorney-in-Fact pursuant to Powers of Attorney filed previously and/or herewith.

## Ex-99.(K)

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![LOGO](g79691snap1.jpg)  | *Administrative Office:* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![LOGO](g79691snap1.jpg)  | 6400 C Street SW |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![LOGO](g79691snap1.jpg)  | Cedar Rapids, IA 52499 |

---

<u>**N-4 Opinion of Counsel**</u>

August 18, 2025

Transamerica Life Insurance Company

6400 C Street SW

Cedar Rapids, Iowa 52499-0001

Sir/Madam:

With reference to the Registration Statement on Form N-4 by Transamerica Life Insurance Company with the Securities and Exchange Commission covering individual flexible premium deferred index-linked annuity contracts, I have consulted with outside counsel and examined such documents and such law as I considered necessary and appropriate. On the basis of such examination and consultation, it is my opinion that:

1. Transamerica Life Insurance Company is duly organized and validly existing under the laws of the State of Iowa.

2. Transamerica Life Insurance Company has been duly authorized to issue individual flexible premium deferred
index-linked annuity contracts by the Department of Insurance of the State of Iowa.

3. The individual flexible premium deferred index-linked annuity contracts have been duly authorized by
Transamerica Life Insurance Company and, when sold in jurisdictions authorizing such sales, in accordance with and when issued as contemplated by said Form N-4 Registration Statement, will constitute
legal, validly issued, and binding obligations of Transamerica Life Insurance Company.

I hereby consent to the filing of this opinion as an exhibit to said N-4 Registration Statement.

Sincerely,

TRANSAMERICA LIFE INSURANCE COMPANY

---

| |
|:---|
|  <u>/s/ Brian Stallworth</u> |
|  Brian Stallworth |
|  Assistant General Counsel |

---

## Ex-99.(L)

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the references to our firm under the captions "Independent Registered Public Accounting Firm" in the Prospectus and in the Statement of Additional Information, each incorporated by reference in this Post-Effective Amendment No. 6 to the Registration Statement (Form N-4), File No. 333-284296, (the "Registration Statement") of Transamerica Life Insurance Company.

We also consent to the use of our report dated April 10, 2025, with respect to the statutory-basis financial statements and supplementary information of Transamerica Life Insurance Company for the year ended December 31, 2024, incorporated by reference in this Registration Statement, filed with the Securities and Exchange Commission.

/s/ Ernst & Young LLP

Philadelphia, Pennsylvania

August 18, 2025

------

CONSENT OF INDEPENDENT AUDITORS

We hereby consent to the incorporation by reference in this Post-Effective Amendment No. 6 to the Registration Statement on Form N-4 of Transamerica Life Insurance Company (No. 333-284296) (the "Registration Statement") of our report dated April 11, 2024 relating to the statutory basis financial statements of Transamerica Life Insurance Company.

/s/ PricewaterhouseCoopers LLP

Chicago, IL

August 18, 2025

## Ex-99.(P)(I)

**POWER OF ATTORNEY** 

KNOW ALL MEN BY THESE PRESENTS, that I, Jamie Ohl, Director and President of Transamerica Life Insurance Company, an Iowa corporation, do hereby appoint Brian Stallworth and Mark Buchinsky, and each of them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead to execute and file any instrument or document to be filed as part of or in connection with or in any way related to the Registration Statements and any and all amendments thereto, filed by said Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, as amended, in connection with the registration of the variable contracts listed below, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Product Name** | **Separate Account Name** | **1940 Act File Number** |
| &nbsp;&nbsp;&nbsp;Transamerica B-Share Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom III Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica I-Share II Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium IV Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity Series | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom II | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium III | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity I-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Inspire Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity O-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Advisory Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Landmark Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Extra Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Liberty Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account A | 811-06459 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account B | 811-06546 |
| &nbsp;&nbsp;&nbsp;Transamerica Value Variable Annuity | Separate Account VA DD | 811-06144 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier III Variable Annuity | Separate Account VA U | 811-21427 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Conqueror | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Wealth Creator | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;Secure Path for Life | Separate Account VA FF | 811-22370 |
| &nbsp;&nbsp;&nbsp;Advantage IV | WRL Series Life Corporate Account | 811-08833 |
| &nbsp;&nbsp;&nbsp;Advantage X | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Elite Builder II | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Financial Freedom Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Elite builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Equity Protector | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage Annuity | Not Applicable | Not Applicable |
|  | Form S-1, S-3, N-4 or N-6 Registration Statements to be filed. |  |

---

IN WITNESS WHEREOF, I have hereunto set my hand this 13 day of March 2025.

---

| |
|:---|
| <u>/s/Jamie Ohl</u> |
| Jamie Ohl |
| Director and President |

---

------

**POWER OF ATTORNEY** 

KNOW ALL MEN BY THESE PRESENTS, that I, Bonnie T. Gerst, Director, Chairman of the Board and Senior Vice President, Financial Assets, of Transamerica Life Insurance Company, an Iowa corporation, do hereby appoint Brian Stallworth and Mark Buchinsky, and each of them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead to execute and file any instrument or document to be filed as part of or in connection with or in any way related to the Registration Statements and any and all amendments thereto, and proxies, exemptive orders or other documents filed by said Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, as amended, in connection with the registration of the variable contracts listed below, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Product Name** | **Separate Account Name** | **1940 Act File Number** |
| &nbsp;&nbsp;&nbsp;Transamerica B-Share Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom III Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica I-Share II Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium IV Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity Series | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom II | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium III | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity I-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Inspire Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity O-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Advisory Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Landmark Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Extra Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Liberty Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account A | 811-06459 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account B | 811-06546 |
| &nbsp;&nbsp;&nbsp;Transamerica Value Variable Annuity | Separate Account VA DD | 811-06144 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier III Variable Annuity | Separate Account VA U | 811-21427 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Conqueror | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Wealth Creator | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;Secure Path for Life | Separate Account VA FF | 811-22370 |
| &nbsp;&nbsp;&nbsp;Advantage IV | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Advantage IV | WRL Series Life Corporate Account | 811-08833 |
| &nbsp;&nbsp;&nbsp;Advantage X | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Elite Builder II | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Financial Freedom Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Elite builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Equity Protector | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage Annuity | Not Applicable | Not Applicable |
|  | Form S-1, S-3, N-4 or N-6 Registration Statements to be filed. |  |

---

IN WITNESS WHEREOF, I have hereunto set my hand this 1 day of August 2025.

---

| |
|:---|
| <u>/s/ Bonnie T. Gerst</u> |
| Bonnie T. Gerst |
| Director, Chairman of the Board and Senior Vice President, Financial Assets |

---

------

**POWER OF ATTORNEY** 

KNOW ALL MEN BY THESE PRESENTS, that I, Andrew S. Williams, a Director, Secretary, General Counsel and Senior Vice President of Transamerica Life Insurance Company, an Iowa corporation, do hereby appoint Brian Stallworth and Mark Buchinsky, and each of them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead to execute and file any instrument or document to be filed as part of or in connection with or in any way related to the Registration Statements and any and all amendments thereto, filed by said Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, as amended, in connection with the registration of the variable contracts listed below, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Product Name** | **Separate Account Name** | **1940 Act File Number** |
| &nbsp;&nbsp;&nbsp;Transamerica B-Share Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom III Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica I-Share II Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium IV Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity Series | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom II | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium III | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity I-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Inspire Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity O-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Advisory Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Landmark Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Extra Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Liberty Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account A | 811-06459 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account B | 811-06546 |
| &nbsp;&nbsp;&nbsp;Transamerica Value Variable Annuity | Separate Account VA DD | 811-06144 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier III Variable Annuity | Separate Account VA U | 811-21427 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Conqueror | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Wealth Creator | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;Secure Path for Life | Separate Account VA FF | 811-22370 |
| &nbsp;&nbsp;&nbsp;Advantage IV | WRL Series Life Corporate Account | 811-08833 |
| &nbsp;&nbsp;&nbsp;Advantage X | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Elite Builder II | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Financial Freedom Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Elite builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Equity Protector | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage Annuity | Not Applicable | Not Applicable |
|  | Form S-1, S-3, N-4 or N-6 Registration Statements to be filed. |  |

---

IN WITNESS WHEREOF, I have hereunto set my hand this 13 day of March 2025.

---

| |
|:---|
| <u>/s/Andrew Williams</u> |
| Andrew S. Williams |
| Director, Secretary, General Counsel and Senior Vice President |

---

------

**POWER OF ATTORNEY** 

KNOW ALL MEN BY THESE PRESENTS, that I, Maurice Perkins, Director and Chief Corporate Affairs Officer of Transamerica Life Insurance Company, an Iowa corporation, do hereby appoint Brian Stallworth and Mark Buchinsky, and each of them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead to execute and file any instrument or document to be filed as part of or in connection with or in any way related to the Registration Statements and any and all amendments thereto, filed by said Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, as amended, in connection with the registration of the variable contracts listed below, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Product Name** | **Separate Account Name** | **1940 Act File Number** |
| &nbsp;&nbsp;&nbsp;Transamerica B-Share Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom III Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica I-Share II Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium IV Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity Series | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom II | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium III | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity I-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Inspire Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity O-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Advisory Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Landmark Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Extra Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Liberty Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account A | 811-06459 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account B | 811-06546 |
| &nbsp;&nbsp;&nbsp;Transamerica Value Variable Annuity | Separate Account VA DD | 811-06144 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier III Variable Annuity | Separate Account VA U | 811-21427 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Conqueror | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Wealth Creator | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;Secure Path for Life | Separate Account VA FF | 811-22370 |
| &nbsp;&nbsp;&nbsp;Advantage IV | WRL Series Life Corporate Account | 811-08833 |
| &nbsp;&nbsp;&nbsp;Advantage X | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Elite Builder II | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Financial Freedom Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Elite builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Equity Protector | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage Annuity | Not Applicable | Not Applicable |
|  | Form S-1, S-3, N-4 or N-6 Registration Statements to be filed. |  |

---

IN WITNESS WHEREOF, I have hereunto set my hand this <u>12</u> day of February 2025.

---

| |
|:---|
| <u>/s/ Maurice Perkins</u> |
| Maurice Perkins |
| Director and Chief Corporate Affairs Officer |

---

------

**POWER OF ATTORNEY** 

KNOW ALL MEN BY THESE PRESENTS, that I, Matt Keppler, Director, Chief Financial Officer, Executive Vice President and Treasurer of Transamerica Life Insurance Company, an Iowa corporation, do hereby appoint Brian Stallworth and Mark Buchinsky, and each of them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead to execute and file any instrument or document to be filed as part of or in connection with or in any way related to the Registration Statements and any and all amendments thereto, filed by said Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, as amended, in connection with the registration of the variable contracts listed below, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Product Name** | **Separate Account Name** | **1940 Act File Number** |
| &nbsp;&nbsp;&nbsp;Transamerica B-Share Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom III Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica I-Share II Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium IV Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity Series | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom II | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium III | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity I-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Inspire Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity O-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Advisory Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Landmark Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Extra Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Liberty Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account A | 811-06459 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account B | 811-06546 |
| &nbsp;&nbsp;&nbsp;Transamerica Value Variable Annuity | Separate Account VA DD | 811-06144 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier III Variable Annuity | Separate Account VA U | 811-21427 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Conqueror | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Wealth Creator | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;Secure Path for Life | Separate Account VA FF | 811-22370 |
| &nbsp;&nbsp;&nbsp;Advantage IV | WRL Series Life Corporate Account | 811-08833 |
| &nbsp;&nbsp;&nbsp;Advantage X | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Elite Builder II | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Financial Freedom Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Elite builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Equity Protector | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage Annuity | Not Applicable | Not Applicable |
|  | Form S-1, S-3, N-4 or N-6 Registration Statements to be filed. |  |

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IN WITNESS WHEREOF, I have hereunto set my hand this 12 day of February 2025.

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| |
|:---|
| <u>/s/ Matt Keppler</u> |
| Matt Keppler |
| Director, Chief Financial Officer, Executive Vice President and Treasurer |

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**POWER OF ATTORNEY** 

KNOW ALL MEN BY THESE PRESENTS, that I, Chris Giovanni, a Director, Chief Strategy & Development Officer and Senior Vice President of Transamerica Life Insurance Company, an Iowa corporation, do hereby appoint Brian Stallworth and Mark Buchinsky, and each of them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead to execute and file any instrument or document to be filed as part of or in connection with or in any way related to the Registration Statements and any and all amendments thereto, filed by said Company under the Securities Act of 1933 and/or the Investment Company Act of 1940, as amended, in connection with the registration of the variable contracts listed below, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Product Name** | **Separate Account Name** | **1940 Act File Number** |
| &nbsp;&nbsp;&nbsp;Transamerica B-Share Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom III Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica I-Share II Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium IV Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity Series | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom II | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Principium III | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity I-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Inspire Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Variable Annuity O-Share | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Advisory Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Landmark Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Extra Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Liberty Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Transamerica Axiom Variable Annuity | Separate Account VA B | 811-06032 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account A | 811-06459 |
| &nbsp;&nbsp;&nbsp;Merrill Lynch Retirement Plus Variable Annuity | Merrill Lynch Life Variable Annuity Separate Account B | 811-06546 |
| &nbsp;&nbsp;&nbsp;Transamerica Value Variable Annuity | Separate Account VA DD | 811-06144 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier III Variable Annuity | Separate Account VA U | 811-21427 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Premier | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Conqueror | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Wealth Creator | WRL Series Annuity Account | 811-05672 |
| &nbsp;&nbsp;&nbsp;Secure Path for Life | Separate Account VA FF | 811-22370 |
| &nbsp;&nbsp;&nbsp;Advantage IV | WRL Series Life Corporate Account | 811-08833 |
| &nbsp;&nbsp;&nbsp;Advantage X | Transamerica Corporate Separate Account Sixteen | 811-21440 |
| &nbsp;&nbsp;&nbsp;Transamerica Freedom Elite Builder II | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Financial Freedom Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Elite Builder | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;WRL Freedom Equity Protector | WRL Series Life Account | 811-4420 |
| &nbsp;&nbsp;&nbsp;Transamerica Structured Index Advantage Annuity | Not Applicable | Not Applicable |
|  | Form S-1, S-3, N-4 or N-6 Registration Statements to be filed. |  |

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IN WITNESS WHEREOF, I have hereunto set my hand this 13 day of March 2025.

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| |
|:---|
| <u>/s/ Chris Giovanni</u> |
| Chris Giovanni |
| Director, Chief Strategy & Development Officer and Senior Vice President |

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