# EDGAR Filing Document

**Accession Number:** 0002045258
**File Stem:** 0002045258-25-000004
**Filing Date:** 2025-8
**Character Count:** 14887
**Document Hash:** 970ae705ce5ab3f59cf51550993165a2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002045258-25-000004.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0002045258-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250812

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Copley Financial Group, Inc.
- **CENTRAL INDEX KEY:** 0002045258

**ORGANIZATION NAME:**
- **EIN:** 464809510
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24516
- **FILM NUMBER:** 251208678

**BUSINESS ADDRESS:**
- **STREET 1:** 2650 CAMINO DEL RIO N #350
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92108
- **BUSINESS PHONE:** 6192946008

**MAIL ADDRESS:**
- **STREET 1:** 2650 CAMINO DEL RIO N #350
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Copley Financial Group Inc.<br>**Address:** 2650 CAMINO DEL RIO N #350<br>SAN DIEGO, CA 92108

**Form 13F File Number:** 028-24516

**CRD Number (if applicable):** 000283070

**SEC File Number (if applicable):** 801-119967

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Matthew D. Copley<br>**Title:** President/Owner<br>**Phone:** 619-294-6008

**Signature, Place, and Date of Signing:**

Matthew D. Copley  San Diego, CA  08-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 6

**Form 13F Information Table Entry Total:** 111

**Form 13F Information Table Value Total:** $134850812

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name             | Form 13F File Number   |
|:---|:---|:---|
|  | Troy Robertson   | 028-6831574            |
|  | Dave Magee       | 028-1259742            |
|  | Phil Denstad     | 028-7112320            |
|  | Kent Hulse       | 028-7478037            |
|  | Scott Zardenetta | 028-7343599            |
|  | Matthew Klein    | 028-6071470            |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 386783 | 13365 | SH |  | SOLE |  | 0 | 0 | 13365 |
| VISA INC | COM CL A | 92826C839 |  | 705839 | 1988 | SH |  | SOLE | 1 | 0 | 0 | 1988 |
| AMGEN INC | COM | 031162100 |  | 401003 | 1436 | SH |  | SOLE |  | 0 | 0 | 1436 |
| APPLE INC | COM | 037833100 |  | 606688 | 2957 | SH |  | SOLE |  | 0 | 0 | 2957 |
| BALL CORP | COM | 058498106 |  | 402614 | 7178 | SH |  | SOLE |  | 0 | 0 | 7178 |
| WENDYS CO | COM | 95058W100 |  | 299135 | 26194 | SH |  | SOLE |  | 0 | 0 | 26194 |
| ABBVIE INC | COM | 00287Y109 |  | 417645 | 2250 | SH |  | SOLE |  | 0 | 0 | 2250 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 353716 | 3957 | SH |  | SOLE |  | 0 | 0 | 3957 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 213899 | 1170 | SH |  | SOLE |  | 0 | 0 | 1170 |
| KENVUE INC | COM | 49177J102 |  | 382056 | 18254 | SH |  | SOLE |  | 0 | 0 | 18254 |
| PFIZER INC | COM | 717081103 |  | 429872 | 17734 | SH |  | SOLE |  | 0 | 0 | 17734 |
| SYSCO CORP | COM | 871829107 |  | 431794 | 5701 | SH |  | SOLE |  | 0 | 0 | 5701 |
| ABBOTT LABS | COM | 002824100 |  | 643735 | 4733 | SH |  | SOLE | 1 | 0 | 0 | 4733 |
| NETFLIX INC | COM | 64110L106 |  | 219617 | 164 | SH |  | SOLE | 1 | 0 | 0 | 164 |
| ORACLE CORP | COM | 68389X105 |  | 503286 | 2302 | SH |  | SOLE | 1 | 0 | 0 | 2302 |
| PEPSICO INC | COM | 713448108 |  | 368656 | 2792 | SH |  | SOLE |  | 0 | 0 | 2792 |
| WALMART INC | COM | 931142103 |  | 607018 | 6208 | SH |  | SOLE |  | 0 | 0 | 6208 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 876129 | 4939 | SH |  | SOLE | 1 | 0 | 0 | 4939 |
| BROADCOM INC | COM | 11135F101 |  | 730473 | 2650 | SH |  | SOLE |  | 0 | 0 | 2650 |
| COCA COLA CO | COM | 191216100 |  | 597625 | 8447 | SH |  | SOLE |  | 0 | 0 | 8447 |
| PACER FDS TR | EMRG MKT CASH | 69374H865 |  | 7286108 | 329987 | SH |  | SOLE | 1 | 0 | 0 | 329987 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 7360829 | 241497 | SH |  | SOLE | 1 | 0 | 0 | 241497 |
| PACER FDS TR | SWAN SOS MODRTE | 69374H493 |  | 278638 | 9187 | SH |  | SOLE |  | 0 | 0 | 9187 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 10077511 | 182895 | SH |  | SOLE | 1 | 0 | 0 | 182895 |
| ALLSTATE CORP | COM | 020002101 |  | 351420 | 1746 | SH |  | SOLE |  | 0 | 0 | 1746 |
| CHUBB LIMITED | COM | H1467J104 |  | 422122 | 1457 | SH |  | SOLE |  | 0 | 0 | 1457 |
| CITIGROUP INC | COM NEW | 172967424 |  | 213396 | 2507 | SH |  | SOLE |  | 0 | 0 | 2507 |
| LOWES COS INC | COM | 548661107 |  | 201902 | 910 | SH |  | SOLE |  | 0 | 0 | 910 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 607139 | 6965 | SH |  | SOLE |  | 0 | 0 | 6965 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 7766282 | 118533 | SH |  | SOLE |  | 0 | 0 | 118533 |
| AMAZON COM INC | COM | 023135106 |  | 801870 | 3655 | SH |  | SOLE | 1 | 0 | 0 | 3655 |
| BLACKSTONE INC | COM | 09260D107 |  | 357596 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| EATON CORP PLC | SHS | G29183103 |  | 215265 | 603 | SH |  | SOLE |  | 0 | 0 | 603 |
| HOME DEPOT INC | COM | 437076102 |  | 513132 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1184565 | 2147 | SH |  | SOLE |  | 0 | 0 | 2147 |
| MCDONALDS CORP | COM | 580135101 |  | 548695 | 1878 | SH |  | SOLE |  | 0 | 0 | 1878 |
| MICROSOFT CORP | COM | 594918104 |  | 1489246 | 2994 | SH |  | SOLE | 1 | 0 | 0 | 2994 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 670634 | 4761 | SH |  | SOLE |  | 0 | 0 | 4761 |
| SALESFORCE INC | COM | 79466L302 |  | 358587 | 1315 | SH |  | SOLE |  | 0 | 0 | 1315 |
| STARBUCKS CORP | COM | 855244109 |  | 526414 | 5745 | SH |  | SOLE | 1 | 0 | 0 | 5745 |
| CATERPILLAR INC | COM | 149123101 |  | 1466269 | 3777 | SH |  | SOLE |  | 0 | 0 | 3777 |
| RTX CORPORATION | COM | 75513E101 |  | 507858 | 3478 | SH |  | SOLE |  | 0 | 0 | 3478 |
| THE CIGNA GROUP | COM | 125523100 |  | 408266 | 1235 | SH |  | SOLE |  | 0 | 0 | 1235 |
| XCEL ENERGY INC | COM | 98389B100 |  | 424808 | 6238 | SH |  | SOLE |  | 0 | 0 | 6238 |
| CHEVRON CORP NEW | COM | 166764100 |  | 921650 | 6437 | SH |  | SOLE |  | 0 | 0 | 6437 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 402920 | 3738 | SH |  | SOLE |  | 0 | 0 | 3738 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 333200 | 9858 | SH |  | SOLE |  | 0 | 0 | 9858 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 5993054 | 193013 | SH |  | SOLE | 1 | 0 | 0 | 193013 |
| VANECK ETF TRUST | AGRIBUSINESS ETF | 92189F700 |  | 545156 | 7405 | SH |  | SOLE |  | 0 | 0 | 7405 |
| VANECK ETF TRUST | MORNINGSTAR SMID | 92189H730 |  | 472306 | 13572 | SH |  | SOLE |  | 0 | 0 | 13572 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 6838527 | 72913 | SH |  | SOLE | 1 | 0 | 0 | 72913 |
| BANK AMERICA CORP | COM | 060505104 |  | 577115 | 12196 | SH |  | SOLE |  | 0 | 0 | 12196 |
| COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 |  | 244396 | 6643 | SH |  | SOLE |  | 0 | 0 | 6643 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 691143 | 4525 | SH |  | SOLE |  | 0 | 0 | 4525 |
| NEW YORK TIMES CO | CL A | 650111107 |  | 440731 | 7873 | SH |  | SOLE |  | 0 | 0 | 7873 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 1672330 | 18231 | SH |  | SOLE |  | 0 | 0 | 18231 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 12942643 | 505572 | SH |  | SOLE |  | 0 | 0 | 505572 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 900920 | 12394 | SH |  | SOLE |  | 0 | 0 | 12394 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 510343 | 5354 | SH |  | SOLE |  | 0 | 0 | 5354 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 647603 | 12373 | SH |  | SOLE |  | 0 | 0 | 12373 |
| HONEYWELL INTL INC | COM | 438516106 |  | 446664 | 1918 | SH |  | SOLE |  | 0 | 0 | 1918 |
| LIBERTY GLOBAL LTD | COM CL A | G61188101 |  | 118819 | 11870 | SH |  | SOLE |  | 0 | 0 | 11870 |
| META PLATFORMS INC | CL A | 30303M102 |  | 658028 | 892 | SH |  | SOLE |  | 0 | 0 | 892 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 519262 | 7480 | SH |  | SOLE |  | 0 | 0 | 7480 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 937197 | 5932 | SH |  | SOLE |  | 0 | 0 | 5932 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 337039 | 8324 | SH |  | SOLE |  | 0 | 0 | 8324 |
| SSGA ACTIVE ETF TR | ULT SHT TRM BD | 78467V707 |  | 2006490 | 49348 | SH |  | SOLE |  | 0 | 0 | 49348 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 259022 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| AVERY DENNISON CORP | COM | 053611109 |  | 377261 | 2150 | SH |  | SOLE |  | 0 | 0 | 2150 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 564144 | 3358 | SH |  | SOLE |  | 0 | 0 | 3358 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 201080 | 1758 | SH |  | SOLE |  | 0 | 0 | 1758 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 288850 | 10900 | SH |  | SOLE |  | 0 | 0 | 10900 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 271711 | 9302 | SH |  | SOLE |  | 0 | 0 | 9302 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 481421 | 4807 | SH |  | SOLE |  | 0 | 0 | 4807 |
| INNOVATOR ETFS TRUST | GRADIENT TACTIC | 45783Y665 |  | 1590246 | 64484 | SH |  | SOLE |  | 0 | 0 | 64484 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 898645 | 3100 | SH |  | SOLE |  | 0 | 0 | 3100 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1557540 | 3363 | SH |  | SOLE |  | 0 | 0 | 3363 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 359565 | 1203 | SH |  | SOLE | 1 | 0 | 0 | 1203 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 296632 | 4008 | SH |  | SOLE |  | 0 | 0 | 4008 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 240027 | 3502 | SH |  | SOLE |  | 0 | 0 | 3502 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 533738 | 1830 | SH |  | SOLE |  | 0 | 0 | 1830 |
| NORTHERN LTS FD TR IV | MAIN BUYWRITE | 66538H179 |  | 2538657 | 180816 | SH |  | SOLE | 1 | 0 | 0 | 180816 |
| NORTHERN LTS FD TR IV | MAIN SECTR ROTN | 66538H591 |  | 17237974 | 296848 | SH |  | SOLE | 1 | 0 | 0 | 296848 |
| NORTHERN LTS FD TR IV | MAIN THEMATC IN | 66538H278 |  | 644250 | 27591 | SH |  | SOLE | 1 | 0 | 0 | 27591 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 392984 | 786 | SH |  | SOLE |  | 0 | 0 | 786 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 522251 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 2935070 | 85297 | SH |  | SOLE |  | 0 | 0 | 85297 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 212621 | 1039 | SH |  | SOLE |  | 0 | 0 | 1039 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 425527 | 1364 | SH |  | SOLE |  | 0 | 0 | 1364 |
| VODAFONE GROUP PLC NEW | SPONSORED ADR | 92857W308 |  | 184791 | 17335 | SH |  | SOLE |  | 0 | 0 | 17335 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 436747 | 1976 | SH |  | SOLE |  | 0 | 0 | 1976 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 |  | 512649 | 3477 | SH |  | SOLE |  | 0 | 0 | 3477 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 700673 | 990 | SH |  | SOLE |  | 0 | 0 | 990 |
| ABRDN PLATINUM ETF TRUST | PHYSCL PLATM SHS | 003260106 |  | 1395926 | 11361 | SH |  | SOLE |  | 0 | 0 | 11361 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 301121 | 1851 | SH |  | SOLE |  | 0 | 0 | 1851 |
| ABRDN PALLADIUM ETF TRUST | PHYSICAL PALLADM | 003262102 |  | 1015155 | 10090 | SH |  | SOLE |  | 0 | 0 | 10090 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 436211 | 1739 | SH |  | SOLE |  | 0 | 0 | 1739 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 345868 | 712 | SH |  | SOLE |  | 0 | 0 | 712 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 444951 | 2569 | SH |  | SOLE |  | 0 | 0 | 2569 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 468949 | 2556 | SH |  | SOLE |  | 0 | 0 | 2556 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 1998781 | 39864 | SH |  | SOLE |  | 0 | 0 | 39864 |
| NEXPOINT REAL ESTATE FIN INC | COM | 65342V101 |  | 522862 | 37916 | SH |  | SOLE |  | 0 | 0 | 37916 |
| NORTHERN LTS FD TR IV | MAIN BUYWRITE | 66538H179 |  | 8943 | 637 | SH |  | SOLE |  | 0 | 0 | 637 |
| NORTHERN LTS FD TR IV | MAIN SECTR ROTN | 66538H591 |  | 277633 | 4781 | SH |  | SOLE |  | 0 | 0 | 4781 |
| NORTHERN LTS FD TR IV | MAIN THEMATC IN | 66538H278 |  | 17186 | 736 | SH |  | SOLE |  | 0 | 0 | 736 |
| PACER FDS TR | EMRG MKT CASH | 69374H865 |  | 17200 | 779 | SH |  | SOLE |  | 0 | 0 | 779 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 17861 | 586 | SH |  | SOLE |  | 0 | 0 | 586 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 76148 | 1382 | SH |  | SOLE |  | 0 | 0 | 1382 |
| VANECK ETF TRUST | AGRIBUSINESS ETF | 92189F700 |  | 25104 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 19133 | 204 | SH |  | SOLE |  | 0 | 0 | 204 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 24033 | 774 | SH |  | SOLE |  | 0 | 0 | 774 |

---