# EDGAR Filing Document

**Accession Number:** 0001905669
**File Stem:** 0001905669-26-000002
**Filing Date:** 2026-5
**Character Count:** 15662
**Document Hash:** 3a714e022d16ac3dc08c36ac2fe2ee64
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001905669-26-000002.hdr.sgml**: 20260515

**ACCESSION NUMBER**: 0001905669-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260515

**DATE AS OF CHANGE**: 20260514

**EFFECTIVENESS DATE**: 20260515

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Synergy Financial Group, LTD
- **CENTRAL INDEX KEY:** 0001905669

**ORGANIZATION NAME:**
- **EIN:** 208590197
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21808
- **FILM NUMBER:** 26981142

**BUSINESS ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583
- **BUSINESS PHONE:** 888 734-2006

**MAIL ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Synergy Financial Group LTD<br>**Address:** 2710 CROW CANYON RD

#1065<br>SAN RAMON, CA 94583

**Form 13F File Number:** 028-21808

**CRD Number (if applicable):** 000309961

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Palash Islam<br>**Title:** CEO/CCO<br>**Phone:** 8887342006

**Signature, Place, and Date of Signing:**

Palash Islam  San Ramon, CA  05-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 123

**Form 13F Information Table Value Total:** $133109584

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| META PLATFORMS INC | CL A | 30303M102 |  | 4199556 | 7340 | SH |  | SOLE |  | 7340 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 6257917 | 52756 | SH |  | SOLE |  | 52756 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 1510887 | 3870 | SH |  | SOLE |  | 3870 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 1044588 | 8272 | SH |  | SOLE |  | 8272 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 940679 | 9760 | SH |  | SOLE |  | 9760 | 0 | 0 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 657751 | 8182 | SH |  | SOLE |  | 8182 | 0 | 0 |
| LEMONADE INC | COM | 52567D107 |  | 609751 | 9728 | SH |  | SOLE |  | 9728 | 0 | 0 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 3422135 | 51874 | SH |  | SOLE |  | 51874 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 411971 | 4150 | SH |  | SOLE |  | 4150 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 516836 | 5709 | SH |  | SOLE |  | 5709 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 436286 | 6255 | SH |  | SOLE |  | 6255 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 421103 | 4331 | SH |  | SOLE |  | 4331 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 604043 | 4367 | SH |  | SOLE |  | 4367 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 212052 | 1455 | SH |  | SOLE |  | 1455 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 471200 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 309965 | 4169 | SH |  | SOLE |  | 4169 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 261727 | 12179 | SH |  | SOLE |  | 12179 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 367662 | 4145 | SH |  | SOLE |  | 4145 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2077254 | 7224 | SH |  | SOLE |  | 7224 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9067719 | 24496 | SH |  | SOLE |  | 24496 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5786411 | 22800 | SH |  | SOLE |  | 22800 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 10803184 | 61945 | SH |  | SOLE |  | 61945 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 425355 | 1446 | SH |  | SOLE |  | 1446 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 596381 | 913 | SH |  | SOLE |  | 913 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 8503039 | 40827 | SH |  | SOLE |  | 40827 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 476010 | 5125 | SH |  | SOLE |  | 5125 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1573678 | 5084 | SH |  | SOLE |  | 5084 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 232707 | 860 | SH |  | SOLE |  | 860 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 201858 | 4141 | SH |  | SOLE |  | 4141 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 654632 | 3164 | SH |  | SOLE |  | 3164 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 209272 | 484 | SH |  | SOLE |  | 484 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 460476 | 1363 | SH |  | SOLE |  | 1363 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1719353 | 3441 | SH |  | SOLE |  | 3441 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 243739 | 265 | SH |  | SOLE |  | 265 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 763066 | 3751 | SH |  | SOLE |  | 3751 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 509950 | 3858 | SH |  | SOLE |  | 3858 | 0 | 0 |
| OKTA INC | CL A | 679295105 |  | 509962 | 6479 | SH |  | SOLE |  | 6479 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1026323 | 1030 | SH |  | SOLE |  | 1030 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 701635 | 6711 | SH |  | SOLE |  | 6711 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 254058 | 2932 | SH |  | SOLE |  | 2932 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 251432 | 1268 | SH |  | SOLE |  | 1268 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 684131 | 7636 | SH |  | SOLE |  | 7636 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 423671 | 3409 | SH |  | SOLE |  | 3409 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 330381 | 1811 | SH |  | SOLE |  | 1811 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 2864986 | 1657 | SH |  | SOLE |  | 1657 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 3404191 | 35405 | SH |  | SOLE |  | 35405 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 1016958 | 31770 | SH |  | SOLE |  | 31770 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 235509 | 594 | SH |  | SOLE |  | 594 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 494447 | 6874 | SH |  | SOLE |  | 6874 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 329363 | 1875 | SH |  | SOLE |  | 1875 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5887801 | 20525 | SH |  | SOLE |  | 20525 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 1634406 | 72032 | SH |  | SOLE |  | 72032 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 225639 | 7398 | SH |  | SOLE |  | 7398 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 233284 | 7604 | SH |  | SOLE |  | 7604 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 602525 | 20684 | SH |  | SOLE |  | 20684 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 393923 | 11748 | SH |  | SOLE |  | 11748 | 0 | 0 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 549890 | 3646 | SH |  | SOLE |  | 3646 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 729434 | 12357 | SH |  | SOLE |  | 12357 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4359483 | 7296 | SH |  | SOLE |  | 7296 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1539722 | 5362 | SH |  | SOLE |  | 5362 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 3891851 | 10469 | SH |  | SOLE |  | 10469 | 0 | 0 |
| NEW YORK TIMES CO MTN BE | CL A | 650111107 |  | 249767 | 2983 | SH |  | SOLE |  | 2983 | 0 | 0 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 792310 | 2319 | SH |  | SOLE |  | 2319 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 |  | 798250 | 5690 | SH |  | SOLE |  | 5690 | 0 | 0 |
| ROKU INC | COM CL A | 77543R102 |  | 278183 | 2940 | SH |  | SOLE |  | 2940 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 569509 | 1341 | SH |  | SOLE |  | 1341 | 0 | 0 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 550455 | 4529 | SH |  | SOLE |  | 4529 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 2688023 | 21893 | SH |  | SOLE |  | 21893 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 |  | 752215 | 6372 | SH |  | SOLE |  | 6372 | 0 | 0 |
| DOCUSIGN INC | COM | 256163106 |  | 206518 | 4356 | SH |  | SOLE |  | 4356 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 386536 | 8546 | SH |  | SOLE |  | 8546 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 1093202 | 32372 | SH |  | SOLE |  | 32372 | 0 | 0 |
| EVERPURE INC | CL A | 74624M102 |  | 221164 | 3746 | SH |  | SOLE |  | 3746 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 594928 | 5938 | SH |  | SOLE |  | 5938 | 0 | 0 |
| UNITY SOFTWARE INC | COM | 91332U101 |  | 240989 | 10984 | SH |  | SOLE |  | 10984 | 0 | 0 |
| WALKER  DUNLOP INC | COM | 93148P102 |  | 332562 | 7494 | SH |  | SOLE |  | 7494 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 548265 | 10846 | SH |  | SOLE |  | 10846 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 417592 | 1817 | SH |  | SOLE |  | 1817 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 499685 | 2451 | SH |  | SOLE |  | 2451 | 0 | 0 |
| UPWORK INC | COM | 91688F104 |  | 326652 | 29804 | SH |  | SOLE |  | 29804 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 377290 | 2021 | SH |  | SOLE |  | 2021 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 277289 | 917 | SH |  | SOLE |  | 917 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 641924 | 3111 | SH |  | SOLE |  | 3111 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1925506 | 35625 | SH |  | SOLE |  | 35625 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 444092 | 1696 | SH |  | SOLE |  | 1696 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1344947 | 4500 | SH |  | SOLE |  | 4500 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 256921 | 3332 | SH |  | SOLE |  | 3332 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 493256 | 3372 | SH |  | SOLE |  | 3372 | 0 | 0 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 851935 | 645 | SH |  | SOLE |  | 645 | 0 | 0 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 257762 | 8717 | SH |  | SOLE |  | 8717 | 0 | 0 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 285204 | 1529 | SH |  | SOLE |  | 1529 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 337638 | 1389 | SH |  | SOLE |  | 1389 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 275418 | 2473 | SH |  | SOLE |  | 2473 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 873419 | 1513 | SH |  | SOLE |  | 1513 | 0 | 0 |
| GOLDMAN SACHS ETF TR | S 500 PREMIUM | 38149W622 |  | 635921 | 12708 | SH |  | SOLE |  | 12708 | 0 | 0 |
| GOLDMAN SACHS ETF TR | NASDAQ-100 PREMI | 38149W630 |  | 652328 | 13181 | SH |  | SOLE |  | 13181 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 232035 | 1605 | SH |  | SOLE |  | 1605 | 0 | 0 |
| EPR PPTYS | COM SH BEN INT | 26884U109 |  | 222822 | 4460 | SH |  | SOLE |  | 4460 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2407134 | 3450 | SH |  | SOLE |  | 3450 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 542113 | 2763 | SH |  | SOLE |  | 2763 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 441304 | 8053 | SH |  | SOLE |  | 8053 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 329606 | 2038 | SH |  | SOLE |  | 2038 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 245520 | 378 | SH |  | SOLE |  | 378 | 0 | 0 |
| HASBRO INC | COM | 418056107 |  | 204797 | 2188 | SH |  | SOLE |  | 2188 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 703466 | 1468 | SH |  | SOLE |  | 1468 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 404442 | 1261 | SH |  | SOLE |  | 1261 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 229988 | 5077 | SH |  | SOLE |  | 5077 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 372759 | 1103 | SH |  | SOLE |  | 1103 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 255220 | 2804 | SH |  | SOLE |  | 2804 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 273671 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 472039 | 7038 | SH |  | SOLE |  | 7038 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 250837 | 1174 | SH |  | SOLE |  | 1174 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 263979 | 1449 | SH |  | SOLE |  | 1449 | 0 | 0 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 |  | 1531083 | 15453 | SH |  | SOLE |  | 15453 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 394541 | 6157 | SH |  | SOLE |  | 6157 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 300275 | 2292 | SH |  | SOLE |  | 2292 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL HIGH I | 14020Y805 |  | 262644 | 10373 | SH |  | SOLE |  | 10373 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 299311 | 7036 | SH |  | SOLE |  | 7036 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 346106 | 5125 | SH |  | SOLE |  | 5125 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 217452 | 1749 | SH |  | SOLE |  | 1749 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 357934 | 6315 | SH |  | SOLE |  | 6315 | 0 | 0 |
| GLOBAL X FDS | GLOBX SUPDV US | 37950E291 |  | 324381 | 17163 | SH |  | SOLE |  | 17163 | 0 | 0 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 211272 | 5885 | SH |  | SOLE |  | 5885 | 0 | 0 |

---