# EDGAR Filing Document

**Accession Number:** 0001163668
**File Stem:** 0001140361-25-037396
**Filing Date:** 2025-10
**Character Count:** 5290
**Document Hash:** d66554b760c67f5c52e2febc48f2c132
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-25-037396.hdr.sgml**: 20251006

**ACCESSION NUMBER**: 0001140361-25-037396

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20250930

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251006

**DATE AS OF CHANGE**: 20251006

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SOUTH PLAINS FINANCIAL, INC.
- **CENTRAL INDEX KEY:** 0001163668
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-38895
- **FILM NUMBER:** 251377686

**BUSINESS ADDRESS:**
- **STREET 1:** 5219 CITY BANK PARKWAY
- **CITY:** LUBBOCK
- **STATE:** TX
- **ZIP:** 79407-3544
- **BUSINESS PHONE:** 806-792-7101

**MAIL ADDRESS:**
- **STREET 1:** 5219 CITY BANK PARKWAY
- **CITY:** LUBBOCK
- **STATE:** TX
- **ZIP:** 79407-3544

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SOUTH PLAINS FINANCIAL INC
- **DATE OF NAME CHANGE:** 20011214

?xml version='1.0' encoding='ASCII'?

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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

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### FORM 8-K

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#### CURRENT REPORT

#### Pursuant to Section 13 or 15(d) of

#### the Securities Exchange Act of 1934

#### Date of Report (Date of earliest event reported): September 30, 2025

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South Plains Financial, Inc.

(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Texas**<br>| **001-38895**<br>| **75-2453320**<br>|
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) |

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| | |
|:---|:---|
| **5219 City Bank Parkway**<br>**Lubbock, Texas** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **79407**<br>|
| (Address of principal executive offices) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Zip Code) |

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(806) 792-7101

#### (Registrant's telephone number, including area code)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
| Common Stock, par value $1.00 per share<br>| SPFI<br>| The Nasdaq Stock Market LLC<br>|

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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|:---|:---|
| **Item 8.01** | **Other Events.** |

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On September 30, 2025 (the "Redemption Date"), South Plains Financial, Inc. (the "Company") redeemed the entire $50,000,000 outstanding principal amount of the Company's 4.50% Fixed to Floating Rate Subordinated Notes due 2030 (the "2030 Subordinated Notes"). The 2030 Subordinated Notes were redeemed pursuant to the terms of the Indenture, dated as of September 29, 2020, by and between the Company and UMB Bank, National Association, as trustee for the 2030 Subordinated Notes (the "Trustee") at the redemption price equal to 100% of the principal amount of the 2030 Subordinated Notes, plus any accrued and unpaid interest to, but excluding, the Redemption Date (the "Redemption Price").

The redemption of the 2030 Subordinated Notes was approved by the Company's primary federal regulator on August 22, 2025.

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|:---|:---|
| **Item 9.01** | **Financial Statements and Exhibits.** |

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(d) Exhibits. <br>104 Cover Page Interactive Data File (formatted as Inline XBRL).

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | **SOUTH PLAINS FINANCIAL, INC.** | **SOUTH PLAINS FINANCIAL, INC.** |
| Dated: October 6, 2025 | By: | /s/ Steven B. Crockett |
|  |  | Steven B. Crockett |
|  |  | Chief Financial Officer and Treasurer |

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