# EDGAR Filing Document

**Accession Number:** 0001919920
**File Stem:** 0001919920-23-000001
**Filing Date:** 2023-2
**Character Count:** 24364
**Document Hash:** 67eaef28f34bc6919a0d92ea729d90e8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001919920-23-000001.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001919920-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230210

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cyrus J. Lawrence, LLC
- **CENTRAL INDEX KEY:** 0001919920
- **IRS NUMBER:** 472442132
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22429
- **FILM NUMBER:** 23609192

**BUSINESS ADDRESS:**
- **STREET 1:** 1330 AVENUE OF THE AMERICAS, SUITE 7A
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-888-6342

**MAIL ADDRESS:**
- **STREET 1:** 1330 AVENUE OF THE AMERICAS, SUITE 7A
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cyrus J. Lawrence LLC<br>**Address:** 1330 AVENUE OF THE AMERICAS SUITE 7A<br>NEW YORK, NY 10019

**Form 13F File Number:** 028-22429

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Bernhard Koepp<br>**Title:** Chief Executive Officer<br>**Phone:** 212-888-3615

**Signature, Place, and Date of Signing:**

Bernhard Koepp  New York, NY  12-31-2022<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 210

**Form 13F Information Table Value Total:** $335060

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Airbnb Inc. | US EQUITIES | 00925dad5 |  | 10 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| Autoliv Inc. | US EQUITIES | 052800109 |  | 10 | 136 | SH |  | SOLE |  | 136 | 0 | 0 |
| iShares S Mid Cap 400 Growth | US EQUITIES | 464287606 |  | 10 | 154 | SH |  | SOLE |  | 154 | 0 | 0 |
| Hartford Financial Services Gr | US EQUITIES | 416515104 |  | 11 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Kroger Co | US EQUITIES | 501044101 |  | 12 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| Automatic Data Processing Inc. | US EQUITIES | 053015103 |  | 13 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| Allegiant Travel Company | US EQUITIES | 01748x102 |  | 13 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Seagate Technology Plc | US EQUITIES | g7945m107 |  | 14 | 264 | SH |  | SOLE |  | 264 | 0 | 0 |
| Weyerhaeuser Co | US EQUITIES | 962166104 |  | 14 | 451 | SH |  | SOLE |  | 451 | 0 | 0 |
| Illumina Inc | US EQUITIES | 452327109 |  | 14 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| American Water Works Co Inc | US EQUITIES | 030411102 |  | 14 | 93 | SH |  | SOLE |  | 93 | 0 | 0 |
| Vanguard Index Value ETF | US EQUITIES | 922908744 |  | 14 | 101 | SH |  | SOLE |  | 101 | 0 | 0 |
| Sanofi (EUROS) | INTERNATIONAL EQUITY | f5548n101 |  | 14 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| U.S. Bancorp | US EQUITIES | 902973304 |  | 15 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| Parker-Hannifin Corp | US EQUITIES | 701094104 |  | 14 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Medifast Inc. | US EQUITIES | 58470h101 |  | 15 | 129 | SH |  | SOLE |  | 129 | 0 | 0 |
| Camping World Holdings | US EQUITIES | 13462k109 |  | 16 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| Honeywell International Inc. | US EQUITIES | 438516106 |  | 17 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| WEC Energy Group Inc | US EQUITIES | 92939u106 |  | 17 | 167 | SH |  | SOLE |  | 167 | 0 | 0 |
| Zoetis Inc. | US EQUITIES | 98978v103 |  | 16 | 108 | SH |  | SOLE |  | 108 | 0 | 0 |
| iShares S Mid Cap 400 Value | US EQUITY FUNDS | 464287705 |  | 16 | 158 | SH |  | SOLE |  | 158 | 0 | 0 |
| Enbridge Inc. | US EQUITIES | 29250n105 |  | 16 | 419 | SH |  | SOLE |  | 419 | 0 | 0 |
| Lincoln National Corp | US EQUITIES | 534187109 |  | 16 | 536 | SH |  | SOLE |  | 536 | 0 | 0 |
| Wynn Resorts Ltd. | US EQUITIES | 983134107 |  | 16 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Carlisle Cos Inc | US EQUITIES | 142339100 |  | 16 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| PJT Partners Inc. | US EQUITIES | 69343t107 |  | 17 | 231 | SH |  | SOLE |  | 231 | 0 | 0 |
| Olin Corp | US EQUITIES | 680665205 |  | 18 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| V.F. Corp | US EQUITIES | 918204108 |  | 18 | 651 | SH |  | SOLE |  | 651 | 0 | 0 |
| NetApp Inc | US EQUITIES | 64110d104 |  | 18 | 302 | SH |  | SOLE |  | 302 | 0 | 0 |
| Las Vegas Sands Corp. | US EQUITIES | 517834107 |  | 18 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| Zimmer Biomet Holdings | US EQUITIES | 98956p102 |  | 19 | 149 | SH |  | SOLE |  | 149 | 0 | 0 |
| ViacomCBS Inc. Class B | US EQUITIES | 92556h206 |  | 19 | 1128 | SH |  | SOLE |  | 1128 | 0 | 0 |
| Mgic Investment Corp Wis | US EQUITIES | 552848103 |  | 19 | 1499 | SH |  | SOLE |  | 1499 | 0 | 0 |
| Huntington Ingalls Industries | US EQUITIES | 446413106 |  | 20 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| Pitney-Bowes Inc | US EQUITIES | 724479100 |  | 20 | 5246 | SH |  | SOLE |  | 5246 | 0 | 0 |
| Tanger Factory Outlet Centers | US EQUITIES | 875465106 |  | 20 | 1139 | SH |  | SOLE |  | 1139 | 0 | 0 |
| EOG Resources Inc | US EQUITIES | 26875p101 |  | 21 | 159 | SH |  | SOLE |  | 159 | 0 | 0 |
| Vanguard Index Fd Small-Cap ET | US EQUITIES | 922908751 |  | 21 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| United Parcel Service Inc Cl B | US EQUITIES | 911312106 |  | 22 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| Northrop Grumman Co | US EQUITIES | 666807102 |  | 22 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| HP Inc | US EQUITIES | 40434l105 |  | 22 | 827 | SH |  | SOLE |  | 827 | 0 | 0 |
| Snap-On Inc | US EQUITIES | 833034101 |  | 23 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Vanguard Index Growth ETF | US EQUITIES | 922908736 |  | 23 | 108 | SH |  | SOLE |  | 108 | 0 | 0 |
| Petco Health  Wellness Compan | US EQUITIES | 71601v105 |  | 23 | 2440 | SH |  | SOLE |  | 2440 | 0 | 0 |
| J.M. Smucker Co. | US EQUITIES | 832696405 |  | 24 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Boeing Co | US EQUITIES | 097023105 |  | 24 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| HSBC Holdings PLC ADS | INTERNATIONAL EQUITY | 404280406 |  | 24 | 765 | SH |  | SOLE |  | 765 | 0 | 0 |
| W. W. Grainger Inc | US EQUITIES | 384802104 |  | 24 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| Ishares Trust Dividend Growth | US EQUITIES | 46434v621 |  | 24 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| Union Pacific Corp | US EQUITIES | 907818108 |  | 24 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| Cummins Inc | US EQUITIES | 231021106 |  | 24 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Essential Utils Inc. | US EQUITIES | 29670g102 |  | 25 | 517 | SH |  | SOLE |  | 517 | 0 | 0 |
| Siemens AG NPV (EUROS) | INTERNATIONAL EQUITY | d69671218 |  | 25 | 180 | SH |  | SOLE |  | 180 | 0 | 0 |
| Sysco Corp | US EQUITIES | 871829107 |  | 25 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| Simon Property Group Inc. | US EQUITIES | 828806109 |  | 26 | 218 | SH |  | SOLE |  | 218 | 0 | 0 |
| SAP SE (EUROS) | INTERNATIONAL EQUITY | d66992104 |  | 26 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| NiSource Inc | US EQUITIES | 65473p105 |  | 27 | 967 | SH |  | SOLE |  | 967 | 0 | 0 |
| Citigroup Inc | US EQUITIES | 172967424 |  | 27 | 601 | SH |  | SOLE |  | 601 | 0 | 0 |
| Eaton Corporation PLC | US EQUITIES | g29183103 |  | 27 | 174 | SH |  | SOLE |  | 174 | 0 | 0 |
| General Mills Inc | US EQUITIES | 370334104 |  | 29 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| Ventas Inc. | US EQUITIES | 92276f100 |  | 30 | 655 | SH |  | SOLE |  | 655 | 0 | 0 |
| Consolidated Water Co. Ltd. | US EQUITIES | g23773107 |  | 30 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| Emerson Electric Co | US EQUITIES | 291011104 |  | 30 | 315 | SH |  | SOLE |  | 315 | 0 | 0 |
| Oracle Corporation | US EQUITIES | 68389x105 |  | 30 | 372 | SH |  | SOLE |  | 372 | 0 | 0 |
| Altria Group Inc | US EQUITIES | 02209s103 |  | 30 | 667 | SH |  | SOLE |  | 667 | 0 | 0 |
| Chevron Corporation | US EQUITIES | 166764100 |  | 31 | 174 | SH |  | SOLE |  | 174 | 0 | 0 |
| Clorox Co | US EQUITIES | 189054109 |  | 32 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| Consolidated Edison Inc | US EQUITIES | 209115104 |  | 32 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| Spire Inc. | US EQUITIES | 84857l101 |  | 32 | 467 | SH |  | SOLE |  | 467 | 0 | 0 |
| RPM International Inc. | US EQUITIES | 749685103 |  | 32 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| Dominion Resources Inc VA New | US EQUITIES | 25746u109 |  | 33 | 533 | SH |  | SOLE |  | 533 | 0 | 0 |
| Heidelbergcement AG (EUROS) | INTERNATIONAL EQUITY | d31709104 |  | 34 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Xylem Inc | US EQUITIES | 98419m100 |  | 34 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| CNFinance Holdings Limited ADS | US EQUITIES | 18979t105 |  | 34 | 20086 | SH |  | SOLE |  | 20086 | 0 | 0 |
| Devon Energy Corp. | US EQUITIES | 25179m103 |  | 37 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Wells Fargo  Co | US EQUITIES | 949746101 |  | 37 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| Prologis Inc | US EQUITIES | 74340w103 |  | 37 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| Camden Property Trust | US EQUITIES | 133131102 |  | 38 | 336 | SH |  | SOLE |  | 336 | 0 | 0 |
| AT Inc. | US EQUITIES | 00206r102 |  | 39 | 2095 | SH |  | SOLE |  | 2095 | 0 | 0 |
| Black Hills Corp | US EQUITIES | 092113109 |  | 39 | 567 | SH |  | SOLE |  | 567 | 0 | 0 |
| Veolia Environnement SA (EUROS | INTERNATIONAL EQUITY | f9686m107 |  | 40 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| Quanta Services Inc | US EQUITIES | 74762e102 |  | 41 | 288 | SH |  | SOLE |  | 288 | 0 | 0 |
| Comcast Corp New Class A | US EQUITIES | 20030n101 |  | 42 | 1205 | SH |  | SOLE |  | 1205 | 0 | 0 |
| Technology Select Sector SPDR | US EQUITIES | 81369y803 |  | 44 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| Unilever PLC ADS | US EQUITIES | 904767704 |  | 44 | 877 | SH |  | SOLE |  | 877 | 0 | 0 |
| SPDR S Dividend ETF | US EQUITIES | 78464a763 |  | 45 | 362 | SH |  | SOLE |  | 362 | 0 | 0 |
| Fortune Brands Home  Sec Inc | US EQUITIES | 34964c106 |  | 46 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| Invesco Exchange Traded FD TR | US EQUITIES | 46137v563 |  | 46 | 2220 | SH |  | SOLE |  | 2220 | 0 | 0 |
| iShares S Growth Indx Fd | US EQUITIES | 464287309 |  | 47 | 799 | SH |  | SOLE |  | 799 | 0 | 0 |
| Raytheon Technologies Corp. | US EQUITIES | 75513e101 |  | 47 | 466 | SH |  | SOLE |  | 466 | 0 | 0 |
| Ptc Inc. | US EQUITIES | 69370c100 |  | 47 | 395 | SH |  | SOLE |  | 395 | 0 | 0 |
| First Tr NASDAQ Tech Div Indx | US EQUITIES | 33738r118 |  | 48 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Corning Inc | US EQUITIES | 219350105 |  | 48 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| Schwab Cap Trs 500 Select | US EQUITIES | 808509855 |  | 48 | 825 | SH |  | SOLE |  | 825 | 0 | 0 |
| Infineon Technologies AG (EURO | INTERNATIONAL EQUITY | d35415104 |  | 49 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| Stryker Corp | US EQUITIES | 863667101 |  | 49 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Life Storage Inc. | US EQUITIES | 53223x107 |  | 49 | 499 | SH |  | SOLE |  | 499 | 0 | 0 |
| iShares S 100 ETF | US EQUITIES | 464287101 |  | 51 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| iShares S  P Value ETF | US EQUITIES | 464287408 |  | 53 | 363 | SH |  | SOLE |  | 363 | 0 | 0 |
| Danaher Corp | US EQUITIES | 235851102 |  | 53 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Equity Residential Properties | US EQUITIES | 29476l107 |  | 54 | 914 | SH |  | SOLE |  | 914 | 0 | 0 |
| Alliant Energy Corp | US EQUITIES | 018802108 |  | 55 | 989 | SH |  | SOLE |  | 989 | 0 | 0 |
| Genuine Parts Co. | US EQUITIES | 372460105 |  | 57 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| Xcel Energy Inc. | US EQUITIES | 98389b100 |  | 58 | 834 | SH |  | SOLE |  | 834 | 0 | 0 |
| National Fuel Gas Co | US EQUITIES | 636180101 |  | 61 | 967 | SH |  | SOLE |  | 967 | 0 | 0 |
| Vanguard Information Technolog | US EQUITY FUNDS | 92204a702 |  | 64 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Atmos Energy Corp | US EQUITIES | 049560105 |  | 65 | 583 | SH |  | SOLE |  | 583 | 0 | 0 |
| PNC Financial Svcs Group Inc | US EQUITIES | 693475105 |  | 67 | 425 | SH |  | SOLE |  | 425 | 0 | 0 |
| SPDR S ETF | US EQUITIES | 78462f103 |  | 67 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| Visa Inc. Class A | US EQUITIES | 92826c839 |  | 71 | 344 | SH |  | SOLE |  | 344 | 0 | 0 |
| Nvidia Corp. | US EQUITIES | 67066g104 |  | 72 | 491 | SH |  | SOLE |  | 491 | 0 | 0 |
| American Electric Power Co | US EQUITIES | 025537101 |  | 72 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| iShares DJ Select Dividend ETF | US EQUITIES | 464287168 |  | 75 | 623 | SH |  | SOLE |  | 623 | 0 | 0 |
| Royal Dutch Shell PLC ADS CL A | US EQUITIES | 780259206 |  | 79 | 1384 | SH |  | SOLE |  | 1384 | 0 | 0 |
| Invesco QQQ TR Unit Ser 1 | US EQUITIES | 46090e103 |  | 80 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Public Storage | US EQUITIES | 74460d109 |  | 80 | 287 | SH |  | SOLE |  | 287 | 0 | 0 |
| Accenture Plc F Class A | US EQUITIES | g1151c101 |  | 81 | 303 | SH |  | SOLE |  | 303 | 0 | 0 |
| Southern Co | US EQUITIES | 842587107 |  | 83 | 1167 | SH |  | SOLE |  | 1167 | 0 | 0 |
| Kimberly-Clark Corp | US EQUITIES | 494368103 |  | 87 | 640 | SH |  | SOLE |  | 640 | 0 | 0 |
| Edwards Lifesciences Corp | US EQUITIES | 28176E108 |  | 90 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Coca Cola Co | US EQUITIES | 191216100 |  | 93 | 1463 | SH |  | SOLE |  | 1463 | 0 | 0 |
| Bristol-Myers Squibb Co | US EQUITIES | 110122108 |  | 94 | 1311 | SH |  | SOLE |  | 1311 | 0 | 0 |
| Allianz ADS Ord Shares | US EQUITIES | 018820100 |  | 94 | 4400 | SH |  | SOLE |  | 4400 | 0 | 0 |
| Tootsie Roll Industries Inc | US EQUITIES | 890516107 |  | 97 | 2287 | SH |  | SOLE |  | 2287 | 0 | 0 |
| Deutsche Telekom AG (EUROS) | INTERNATIONAL EQUITY | d2035m136 |  | 97 | 4900 | SH |  | SOLE |  | 4900 | 0 | 0 |
| Mondelez Intl Inc | US EQUITIES | 609207105 |  | 99 | 1491 | SH |  | SOLE |  | 1491 | 0 | 0 |
| Vanguard Star Fd Total Intl. S | US EQUITIES | 921909768 |  | 100 | 1930 | SH |  | SOLE |  | 1930 | 0 | 0 |
| Waste Management Inc | US EQUITIES | 94106l109 |  | 101 | 645 | SH |  | SOLE |  | 645 | 0 | 0 |
| Duke Energy Corporation | US EQUITIES | 26441c204 |  | 104 | 1008 | SH |  | SOLE |  | 1008 | 0 | 0 |
| American Express Company | US EQUITIES | 025816109 |  | 105 | 711 | SH |  | SOLE |  | 711 | 0 | 0 |
| Abbott Laboratories | US EQUITIES | 002824100 |  | 114 | 1042 | SH |  | SOLE |  | 1042 | 0 | 0 |
| Verizon Communications Inc | US EQUITIES | 92343v104 |  | 126 | 3202 | SH |  | SOLE |  | 3202 | 0 | 0 |
| Bank of Montreal | INTERNATIONAL EQUITY | 063671101 |  | 127 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| Philip Morris Intl. Inc. | US EQUITIES | 718172109 |  | 135 | 1333 | SH |  | SOLE |  | 1333 | 0 | 0 |
| Bank of NY Mellon Corp | US EQUITIES | 064058100 |  | 138 | 3021 | SH |  | SOLE |  | 3021 | 0 | 0 |
| ASML Holding NV | INTERNATIONAL EQUITY | n07059210 |  | 164 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| International Flavors  Fragra | US EQUITIES | 459506101 |  | 181 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| Intra-Cellular Therapies Inc | US EQUITIES | 46116x101 |  | 188 | 3550 | SH |  | SOLE |  | 3550 | 0 | 0 |
| Lockheed Martin Corp | US EQUITIES | 539830109 |  | 189 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| Deutsche Telekom AG ADR | US EQUITIES | 251566105 |  | 192 | 9650 | SH |  | SOLE |  | 9650 | 0 | 0 |
| International Business Machine | US EQUITIES | 459200101 |  | 206 | 1461 | SH |  | SOLE |  | 1461 | 0 | 0 |
| Goldman Sachs Group Inc | US EQUITIES | 38141g104 |  | 213 | 621 | SH |  | SOLE |  | 621 | 0 | 0 |
| Walt Disney Co | US EQUITIES | 254687106 |  | 225 | 2585 | SH |  | SOLE |  | 2585 | 0 | 0 |
| Procter  Gamble Co | US EQUITIES | 742718109 |  | 235 | 1551 | SH |  | SOLE |  | 1551 | 0 | 0 |
| FMC Corp. | US EQUITIES | 302491303 |  | 237 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| New Jersey Resources Corp | US EQUITIES | 646025106 |  | 261 | 5250 | SH |  | SOLE |  | 5250 | 0 | 0 |
| PPG Industries Inc | US EQUITIES | 693506107 |  | 277 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| AbbVie Inc | US EQUITIES | 00287y109 |  | 277 | 1717 | SH |  | SOLE |  | 1717 | 0 | 0 |
| Illinois Tool Works Inc | US EQUITIES | 452308109 |  | 281 | 1274 | SH |  | SOLE |  | 1274 | 0 | 0 |
| Cisco Systems Inc | US EQUITIES | 17275r102 |  | 284 | 5963 | SH |  | SOLE |  | 5963 | 0 | 0 |
| Nestle SA Spons ADR | US EQUITIES | 641069406 |  | 303 | 2625 | SH |  | SOLE |  | 2625 | 0 | 0 |
| Rowe T Price Intl Funds  Inc g | US EQUITY FUNDS | 77956h856 |  | 324 | 7082 | SH |  | SOLE |  | 7082 | 0 | 0 |
| Vanguard ETF Index Funds Mid C | US EQUITIES | 922908538 |  | 376 | 2095 | SH |  | SOLE |  | 2095 | 0 | 0 |
| Colgate Palmolive Co | US EQUITIES | 194162103 |  | 470 | 5967 | SH |  | SOLE |  | 5967 | 0 | 0 |
| Vanguard Dividend Appreciation | US EQUITY FUNDS | 921908844 |  | 567 | 3735 | SH |  | SOLE |  | 3735 | 0 | 0 |
| ASML Holding N.V. | US EQUITIES | n07059210 |  | 601 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| Bank of America Corp | US EQUITIES | 060505104 |  | 639 | 19308 | SH |  | SOLE |  | 19308 | 0 | 0 |
| Roche Holding Ltd. Spons ADR | US EQUITIES | 771195104 |  | 683 | 17410 | SH |  | SOLE |  | 17410 | 0 | 0 |
| SS Technologies Hldgs Inc. | US EQUITIES | 78467j100 |  | 696 | 13372 | SH |  | SOLE |  | 13372 | 0 | 0 |
| Zebra Technologies Corp Cl A | US EQUITIES | 989207105 |  | 724 | 2825 | SH |  | SOLE |  | 2825 | 0 | 0 |
| Ford Motor Co | US EQUITIES | 345370860 |  | 789 | 67867 | SH |  | SOLE |  | 67867 | 0 | 0 |
| Meta Platforms Class A Common | US EQUITIES | 30303m102 |  | 804 | 6677 | SH |  | SOLE |  | 6677 | 0 | 0 |
| Wal-Mart Stores Inc | US EQUITIES | 931142103 |  | 815 | 5745 | SH |  | SOLE |  | 5745 | 0 | 0 |
| McDonalds Corp | US EQUITIES | 580135101 |  | 861 | 3269 | SH |  | SOLE |  | 3269 | 0 | 0 |
| Crown Castle International Cor | US EQUITIES | 22822v101 |  | 972 | 7168 | SH |  | SOLE |  | 7168 | 0 | 0 |
| Medtronic Inc | US EQUITIES | 585055106 |  | 1082 | 13924 | SH |  | SOLE |  | 13924 | 0 | 0 |
| Berkshire Hathaway Inc. Del Cl | US EQUITIES | 084670702 |  | 1189 | 3849 | SH |  | SOLE |  | 3849 | 0 | 0 |
| Fidelity Select Portfoliosheal | US EQUITY FUNDS | 316390301 |  | 1247 | 45163 | SH |  | SOLE |  | 45163 | 0 | 0 |
| Alphabet Inc. Class C | US EQUITIES | 02079k107 |  | 1379 | 15540 | SH |  | SOLE |  | 15540 | 0 | 0 |
| Regeneron Pharmaceuticals Inc | US EQUITIES | 75886f107 |  | 1665 | 2308 | SH |  | SOLE |  | 2308 | 0 | 0 |
| Blackstone Group Inc. Cl A | US EQUITIES | 09260d107 |  | 2664 | 35906 | SH |  | SOLE |  | 35906 | 0 | 0 |
| Merck  Co Inc | US EQUITIES | 58933y105 |  | 3189 | 28829 | SH |  | SOLE |  | 28829 | 0 | 0 |
| Intuit Inc | US EQUITIES | 461202103 |  | 5235 | 13451 | SH |  | SOLE |  | 13451 | 0 | 0 |
| Starbucks Corp | US EQUITIES | 855244109 |  | 5460 | 55043 | SH |  | SOLE |  | 55043 | 0 | 0 |
| Pepsico Inc. | US EQUITIES | 713448108 |  | 5460 | 30225 | SH |  | SOLE |  | 30225 | 0 | 0 |
| Amazon.com Inc | US EQUITIES | 023135106 |  | 5675 | 67561 | SH |  | SOLE |  | 67561 | 0 | 0 |
| L3Harris Technologies Inc. | US EQUITIES | 502431109 |  | 6040 | 29011 | SH |  | SOLE |  | 29011 | 0 | 0 |
| Morgan Stanley | US EQUITIES | 617446448 |  | 6051 | 71172 | SH |  | SOLE |  | 71172 | 0 | 0 |
| AES Corp | US EQUITIES | 00130h105 |  | 6126 | 212995 | SH |  | SOLE |  | 212995 | 0 | 0 |
| Newmont Mining Corp | US EQUITIES | 651639106 |  | 6131 | 129919 | SH |  | SOLE |  | 129919 | 0 | 0 |
| Broadridge Financial Solutions | US EQUITIES | 11133t103 |  | 6303 | 46993 | SH |  | SOLE |  | 46993 | 0 | 0 |
| Qualcomm Inc | US EQUITIES | 747525103 |  | 6390 | 58124 | SH |  | SOLE |  | 58124 | 0 | 0 |
| T-Mobile US Inc. | US EQUITIES | 872590104 |  | 6518 | 46561 | SH |  | SOLE |  | 46561 | 0 | 0 |
| Linde PLC ADR | US EQUITIES | g5494j103 |  | 6522 | 19994 | SH |  | SOLE |  | 19994 | 0 | 0 |
| Rockwell Automation Inc. | US EQUITIES | 773903109 |  | 6711 | 26056 | SH |  | SOLE |  | 26056 | 0 | 0 |
| Deere  Co | US EQUITIES | 244199105 |  | 6793 | 15843 | SH |  | SOLE |  | 15843 | 0 | 0 |
| S Global Inc | US EQUITIES | 78409v104 |  | 7203 | 21505 | SH |  | SOLE |  | 21505 | 0 | 0 |
| Air Products  Chemicals Inc | US EQUITIES | 009158106 |  | 7222 | 23429 | SH |  | SOLE |  | 23429 | 0 | 0 |
| Thermo Fisher Scntfc | US EQUITIES | 883556102 |  | 7489 | 13600 | SH |  | SOLE |  | 13600 | 0 | 0 |
| Ulta Beauty Inc | US EQUITIES | 90384s303 |  | 7491 | 15972 | SH |  | SOLE |  | 15972 | 0 | 0 |
| Adobe Inc | US EQUITIES | 00724f101 |  | 7651 | 22736 | SH |  | SOLE |  | 22736 | 0 | 0 |
| JPMorgan Chase  Co | US EQUITIES | 46625h100 |  | 7661 | 57134 | SH |  | SOLE |  | 57134 | 0 | 0 |
| Mastercard Inc Class A | US EQUITIES | 57636q104 |  | 7909 | 22744 | SH |  | SOLE |  | 22744 | 0 | 0 |
| Eli Lilly  Co | US EQUITIES | 532457108 |  | 7997 | 21858 | SH |  | SOLE |  | 21858 | 0 | 0 |
| Chubb LTD F | US EQUITIES | h1467j104 |  | 8018 | 36348 | SH |  | SOLE |  | 36348 | 0 | 0 |
| Jacobs Engineering Group Inc | US EQUITIES | 46982L108 |  | 8399 | 69953 | SH |  | SOLE |  | 69953 | 0 | 0 |
| Palo Alto Networks Inc | US EQUITIES | 697435105 |  | 8633 | 61874 | SH |  | SOLE |  | 61874 | 0 | 0 |
| Unitedhealth Grp Inc | US EQUITIES | 91324p102 |  | 8661 | 16337 | SH |  | SOLE |  | 16337 | 0 | 0 |
| Home Depot Inc | US EQUITIES | 437076102 |  | 8777 | 27789 | SH |  | SOLE |  | 27789 | 0 | 0 |
| Pfizer Inc | US EQUITIES | 717081103 |  | 8800 | 171760 | SH |  | SOLE |  | 171760 | 0 | 0 |
| Costco Wholesale Co | US EQUITIES | 22160k105 |  | 8818 | 19317 | SH |  | SOLE |  | 19317 | 0 | 0 |
| Johnson  Johnson | US EQUITIES | 478160104 |  | 9471 | 53614 | SH |  | SOLE |  | 53614 | 0 | 0 |
| Exxon Mobil Corp | US EQUITIES | 30231g102 |  | 9729 | 88209 | SH |  | SOLE |  | 88209 | 0 | 0 |
| Alphabet Inc. Class A | US EQUITIES | 02079k305 |  | 10756 | 121908 | SH |  | SOLE |  | 121908 | 0 | 0 |
| Schlumberger Ltd | US EQUITIES | 806857108 |  | 10894 | 203783 | SH |  | SOLE |  | 203783 | 0 | 0 |
| CVS Health Corp | US EQUITIES | 126650100 |  | 11033 | 118402 | SH |  | SOLE |  | 118402 | 0 | 0 |
| NextEra Energy Inc | US EQUITIES | 65339f101 |  | 11232 | 134363 | SH |  | SOLE |  | 134363 | 0 | 0 |
| Apple Inc | US EQUITIES | 037833100 |  | 14503 | 111622 | SH |  | SOLE |  | 111622 | 0 | 0 |
| Microsoft Corp | US EQUITIES | 594918104 |  | 20058 | 83640 | SH |  | SOLE |  | 83640 | 0 | 0 |

---