# EDGAR Filing Document

**Accession Number:** 0001022837
**File Stem:** 0001193125-26-049680
**Filing Date:** 2026-2
**Character Count:** 7294
**Document Hash:** 87e341ebe1f37e35a1285ccd2fe0821f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-049680.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001193125-26-049680

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260213

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP, INC.
- **CENTRAL INDEX KEY:** 0001022837
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** M0
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34919
- **FILM NUMBER:** 26628678

**BUSINESS ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005
- **BUSINESS PHONE:** 81-3-3282-8111

**MAIL ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP/FI
- **DATE OF NAME CHANGE:** 20021226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO BANK LTD TOKYO     /FI
- **DATE OF NAME CHANGE:** 19960913

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION** 

Washington, D.C. 20549

**FORM 6-K** 

**REPORT OF FOREIGN PRIVATE ISSUER** 

**PURSUANT TO RULE 13a-16 OR 15d-16 UNDER** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**For the month of February 2026** 

**Commission File Number 001-34919** 

## SUMITOMO MITSUI FINANCIAL GROUP, INC.
(Translation of registrant's name into English)

**1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan** 

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.'S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.

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**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | | |
|:---|:---|:---|
| Sumitomo Mitsui Financial Group, Inc. | Sumitomo Mitsui Financial Group, Inc. | Sumitomo Mitsui Financial Group, Inc. |
| By: | /s/ Jun Okahashi | /s/ Jun Okahashi |
|  | Name: | Jun Okahashi |
|  | Title: | Executive Officer & General Manager,<br> Financial Accounting Dept |

---

Date: February 13, 2026

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**<u>Capital Ratio as of December 31, 2025</u>**

TOKYO, February 13, 2026 —- Sumitomo Mitsui Financial Group, Inc. announced today capital ratios and the related information as of December 31, 2025.

**<u>I. Sumitomo Mitsui Financial Group (on a consolidated basis)</u>**

(BIS guidelines) (Billions of yen, except ratios)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 31,<br> 2025 | | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 31,<br> 2025 | |
| | | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 31,<br> 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Change | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 31,<br> 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;September 30,<br> 2025<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reference) |
| (1) | Total capital ratio (4) / (7) | 15.95% | 0.77% | 15.18% | 15.62% |
| (2) | Tier 1 capital ratio (5) / (7) | 14.81% | 0.58% | 14.23% | 14.59% |
| (3) | Common equity Tier 1 capital ratio (6) / (7) | 12.75% | 0.31% | 12.44% | 12.59% |
| (4) | Total capital | ¥ 15,771.8 | ¥1627.7 | ¥ 14,144.1 | ¥ 14,813.2 |
| (5) | Tier 1 capital | 14648.9 | 1390.1 | 13258.8 | 13838.4 |
| (6) | Common equity Tier 1 capital | 12607.4 | 1022.3 | 11585.1 | 11937.7 |
| (7) | Risk weighted assets | 98846.1 | 5729.0 | 93117.1 | 94789.4 |
| (8) | Required capital (7) X 8% | 7907.7 | 458.3 | 7449.4 | 7583.2 |
| (9) | Leverage Ratio | 5.19% | 0.18% | 5.01% | 5.17% |

---

**<u>II. Sumitomo Mitsui Banking Corporation (on a consolidated basis)</u>**

(BIS guidelines) (Billions of yen, except ratios)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 31,<br> 2025 | | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 31,<br> 2025 | |
| | | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 31,<br> 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Change | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 31,<br> 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;September 30,<br> 2025<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reference) |
| (1) | Total capital ratio (4) / (7) | 17.58% | 0.80% | 16.78% | 16.96% |
| (2) | Tier 1 capital ratio (5) / (7) | 15.92% | 0.60% | 15.32% | 15.45% |
| (3) | Common equity Tier 1 capital ratio (6) / (7) | 12.76% | 0.26% | 12.50% | 12.33% |
| (4) | Total capital | ¥ 15,017.8 | ¥1424.5 | ¥ 13,593.3 | ¥ 13,910.2 |
| (5) | Tier 1 capital | 13601.2 | 1190.5 | 12410.7 | 12675.1 |
| (6) | Common equity Tier 1 capital | 10898.0 | 768.1 | 10129.9 | 10113.4 |
| (7) | Risk weighted assets | 85405.3 | 4396.8 | 81008.5 | 82010.8 |
| (8) | Required capital (7) X 8% | 6832.4 | 351.7 | 6480.7 | 6560.9 |
| (9) | Leverage Ratio | 5.21% | 0.11% | 5.10% | 5.12% |

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**<u>III. Sumitomo Mitsui Banking Corporation (on a non-consolidated basis)</u>**

(BIS guidelines) (Billions of yen, except ratios)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 31,<br> 2025 | | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 31,<br> 2025 | |
| | | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;December 31,<br> 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Change | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 31,<br> 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;September 30,<br> 2025<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Reference) |
| (1) | Total capital ratio (4) / (7) | 16.13% | 1.41% | 14.72% | 15.71% |
| (2) | Tier 1 capital ratio (5) / (7) | 14.19% | 1.16% | 13.03% | 13.92% |
| (3) | Common equity Tier 1 capital ratio (6) / (7) | 10.77% | 0.76% | 10.01% | 10.55% |
| (4) | Total capital | ¥ 12,423.1 | ¥1590.9 | ¥ 10,832.3 | ¥ 11,680.9 |
| (5) | Tier 1 capital | 10929.9 | 1340.1 | 9589.8 | 10351.3 |
| (6) | Common equity Tier 1 capital | 8292.3 | 927.1 | 7365.2 | 7848.0 |
| (7) | Risk weighted assets | 76983.8 | 3427.3 | 73556.5 | 74346.6 |
| (8) | Required capital (7) X 8% | 6158.7 | 274.2 | 5884.5 | 5947.7 |
| (9) | Leverage Ratio | 4.81% | 0.40% | 4.41% | 4.75% |

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Information on capital structure of Sumitomo Mitsui Financial Group, Inc. and Sumitomo Mitsui Banking Corporation are available on our website at <u>https://www.smfg.co.jp/english/investor/financial/basel_3.html</u>